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Sass Employment Reference Check Verification Products: Employment and Income Related Information User Agreement
SASS EMPLOYMENT REFERENCE CHECK VERIFICATION PRODUCTS: EMPLOYMENT AND INCOME RELATED INFORMATION USER AGREEMENT 1. The terms and conditions contained in this User Agreement apply to information supplied by ADP’s third party vendor, TALX Corporation, a provider of Equifax Verification Solutions (“Equifax”), and used to verify certain employment and income related information (“Employment Information”). Client will request Employment Information only for Client’s exclusive use and held in strict confidence except to the extent that disclosure to others is required or permitted by law. Only designated representatives of Client will request Employment Information on Client’s employees, and employees will be forbidden to obtain Employment Information on themselves, associates or any other persons except in the exercise of their official duties. Client will not disclose Employment Information to a consumer except as permitted or required by law. 2. Client recognizes that Employment Information is not guaranteed for accuracy. 3. Client agrees to indemnify, defend and hold Equifax and its respective shareholders, directors, officers, employees, agents, subsidiaries, and affiliates (“Indemnified Party Indemnitees”) harmless from and against any and all losses, injuries, claims, demands, liabilities, obligations, suits, penalties, forfeitures, costs or expenses of every type or kind, including reasonable attorneys’ fees actually incurred, disbursements and costs of investigation which are imposed upon, incurred by or asserted against the Indemnified -
Copyrighted Material
INDEX Alabama Jazz Music Hall of American Jazz Museum (Kan- AAA (American Automobile Fame Museum (Birming- sas City, KSMO), 535 Association), 1047 ham, AL), 419 American Museum of Natural AARP, 10 Alabama Shakespeare Festi- History (New York City), 110 Abby Aldrich Rockefeller val (Montgomery), 428–429 American Visionary Art Folk Art Museum (Williams- The Alamo (San Antonio, TX), Museum (Baltimore, DE), burg, VA), 226 644 182 Abiel Smith School (Boston, Ala Moana Beach Park (HI), America the Beautiful Access MA), 36 1002 Pass, 9 Abrams Falls Trail (TN), 299 Alaska, 984–1001 America the Beautiful Senior Absecon Lighthouse (Atlantic Alaska Native Heritage Cen- Pass, 10–11 City, NJ), 144 ter (Anchorage, AK), 999 The Amish Country (PA), Abundant Memories Heritage Alaska Public Lands Informa- 168–171 Village (near Branson, MO), tion Center (Anchorage), Amon Carter Museum (Fort 556 1000 Worth, TX), 626 The Abyss (AZ), 783 Alaska Raptor Center (Sitka, Amtrak, 16, 17 Acadia National Park (ME), AK), 990 Anaehoomalu Bay (A-Bay, 99–103 Alaska State Museum HI), 1016 Accommodations, 25–27 (Juneau, AK), 991–992 Anasazi Heritage Center and Acoma Pueblo (NM), 800 Alaska Zoo (Anchorage), 999 Museum (Dolores, CO), 696 Adamstown (PA), 170 Albuquerque (NM), 794–800 Anchorage (AK), 998–1001 Adirondack Museum (Blue Albuquerque Museum of Art Anchorage Museum at Ras- Mountain Lake, NY), 135 and History (NM), 795–796 muson Center (AK), 999 The Adirondacks (NY), Alcatraz Island (CA), 824 Andrew Low House (Savan- 133–137 Allen Lambe House Museum nah, GA), 256 Adler Planetarium and (Wichita, KS), 1028 Andrew Molera State Park Astronomy Museum Allstate 400 at the Brickyard (CA), 860 (Chicago, IL), 459 (Indianapolis, IN), 496 Andy Warhol Museum (Pitts- Adventureland (Orlando, FL), Alltech FEI (Federation burgh, PA), 176 339–340 Equestre Internationale) Anheuser-Busch Brewery (St. -
Mass-Marketing Fraud
Mass-Marketing Fraud A Report to the Attorney General of the United States and the Solicitor General of Canada May 2003 ��� Binational Working Group on Cross-Border Mass-Marketing Fraud Table of Contents Executive Summary ......................................................... ii Introduction ...............................................................viii Section I: Mass-Marketing Fraud Today ........................................1 Section II: The Response to Mass-Marketing Fraud, 1998-2003 .................... 26 Section III: Current Challenges in Cross-Border Fraud - Towards A Binational Action Plan .................................................................56 Appendix - Selected Cross-Border Mass-Marketing Fraud Enforcement Actions ..... 69 i Executive Summary Section I: Mass-Marketing Fraud Today Telemarketing Fraud ! Cross-border telemarketing fraud remains one of the most pervasive forms of white-collar crime in Canada and the United States. The PhoneBusters National Call Centre estimates that on any given day, there are 500 to 1,000 criminal telemarketing boiler rooms, grossing about $1 billion a year, operating in Canada. (3) ! Several types of cross-border telemarketing fraud have increased substantially from 1997 to 2002: fraudulent prize and lottery schemes; fraudulent loan offers; and fraudulent offers of low-interest credit cards or credit-card protection. (3) ! Seven trends in cross-border telemarketing fraud since 1997 are especially noteworthy: • (1) Types of Telemarketing Fraud “Pitches”. The most prevalent among Canadian-based telemarketing fraud operations are fraudulent offers of prizes or lotteries; fraudulent loan offers; and fraudulent offers of low- interest credit cards or credit-card protection. (5) • (2) Methods of Transmitting Funds. Criminal telemarketers generally prefer their victims to use electronic payment services, such as Western Union and Travelers Express MoneyGram, to send funds for the promised goods or services. -
GIVE STL DAY After Her Son, Alex, Took His Own Life While Battling Introduced by the St
ST. LOUIS COMMUNITY FOUNDATION 2015 CENTENNIAL REPORT 3 A TIMELESS COMMITMENT TO ST. LOUIS AS THE SECOND COMMUNITY FOUNDATION ESTABLISHED IN THE UNITED STATES, WE CONTINUE TO ADHERE TO THE VALUES THAT SHAPED US A CENTURY AGO. Today, the St. Louis Community Foundation continues to pursue the mission set forth a century ago and more: To facilitate philanthropic and community partnerships that inspire regional good. It acts as a steward of charitable funds which support the causes and organizations that reflect the variety of interests and passions of the generous St. Louisans who donated them – yesterday, today, and even tomorrow. The Foundation also serves as a community resource and provides a forum for nonprofits, funders, donors, and civic leaders to convene and address community opportunities and challenges. Through it all, as it has for 100 years, the St. Louis Community Foundation ensures that the charitable wishes and the legacies of its donors are adhered to and continue to benefit the St. Louis region – for years and decades to come. Take the story of Edward Bredell. Although he died in 1894, he continues to make contributions to St. Louis institutions, thanks to a fund he established in 1896, which is now under the charitable umbrella of the St. Louis Community Foundation. Leaving a legacy in your hometown that spans a century is not only generous … IT’S GIVING FOR GOOD. OUR ST. LOUIS COMMUNITY FOUNDATION MAKES THAT POSSIBLE. 4 1 FREDERICK H. GOFF The greatest use of TYPES OF FUNDS OPERA THEATRE OF ST. LOUIS I n 1914, Frederick H. Goff transformed 2003 philanthropy by creating the “community 9% ARTS, CULTURE fund” concept, which enables citizens to leave a life is to spend it a giving legacy by combining their charitable- giving assets to fund meaningful community on something that SCHOLARSHIP projects. -
Dear Michigan Senior, As Your Attorney General, I Have Heard
STATE OF MICHIGAN DEPARTMENT OF ATTORNEY GENERAL P.O. BOX 30212 LANSING, MICHIGAN 48909 BILL SCHUETTE ATTORNEY GENERAL Dear Michigan Senior, As your Attorney General, I have heard countless stories of financial abuse against members of our senior population, ranging from sweepstakes scams to shady offers of home medical equipment and everything in between. Fast-talking telemarketers, phony charities, fly-by-night home repair contractors, and unscrupulous investment "advisors" are but a few examples of the many varieties of criminal predators who target seniors. My policy is to prosecute companies and individuals that commit fraud against seniors, and many charges have been brought. But in order to prevent criminals from getting away with fraud, I need your help. Knowledge of how scams operate and vigilance in scrutinizing requests for money or personal information are the keys to stopping criminals before they make off with someone's savings or commit a fraud in someone else's name. This Guide highlights many of the most common scams aimed at seniors. While criminals pitch their scams in many different forms, this Guide will help you to spot the common warning signs and empower you to protect yourself and your loved ones. This booklet also provides a variety of other information I hope you will find of value. This includes tips on protecting your personal information and reducing your exposure to identity theft, including directions for getting your name off unwanted telemarketing and junk mail lists and for exercising your right to receive free annual credit reports. The Guide also gives you advice on reviewing offers for living trusts, burial and funeral contracts, home improvements, investment products, and travel services. -
(1) Assist School Consumer Education That Meets Students Needs
DOCUMENT RESUME ED 120 072 SO 008.975 TITLE Guidelines for Consumer Education. Revised. INSTITUTION Illinois State Office of Education, Springfield. PUB DATE Apr 72 NOTE 69p. EDRS PRICE MF-$0.83 HC-$3.50 Plus Postage DESCRIPTORS Class Activities; Consumer Economics; *Consumer Education; Consumer Protection; Credit (Finance); *Guidelines; *High School Curriculum; Investment; Money Management; *Program Planning; Purchasing; Secondary Education; Social Studies; State Curridulum Guides; Taxes IDENTIFIERS Illinois ABSTRACT This guide is intended to assist school personnel by clarifying issues, provide directions in basic information, and stimulate practical considerations for the learner in the area of consumer education. Its objectives are to (1) assist school administrators in the implementation of consumer education, and (2) assist secondary teachers in planning an instructional program in consumer education that meets studentsneeds. An introduction offers a rationale and objectives. Procedure3 for implementation cover content, responsibility, time allotment, certification of teachers, and methods of implementation. Consumer education topics that are identified are the individual consumer and the marketplace, money management, consumer credit, buying goods and services, insurance, savings and investments, taxes, and the consumer in society. The discussion of each topic includes objectives, outline of content, suggested activities, and instructional materials. A resource section contains listings of selected bibliographies and other sources -
CONSUMER ALERT Security Breaches
CONSUMER ALERT MIKE COX ATTORNEY GENERAL The Attorney General provides Consumer Alerts to inform the public of unfair, misleading, or deceptive business practices, and to provide information and guidance on other issues of concern. Consumer Alerts are not legal advice, legal authority, or a binding legal opinion from the Department of Attorney General. Security Breaches – What to Do Next: A Step-by-Step Guide for Consumers Receiving Notification of a Breach A "security breach" is a term used to describe a loss of control over information that is very personal to most Americans – your Social Security Number, bank account information, medical records, and even your mother's maiden name. It is quite frightening to think that any company or government may lose control of such information, but it actually happens more often than one might imagine. This consumer alert provides a step-by-step guide for Michigan consumers who receive notification that their personal identifying information may have been compromised in a security breach. I Received Notification of a Security Breach – Now What? There are some basic steps you can take to help prevent identity theft, or quickly detect identity theft, that may result after your information is compromised by a security breach: 1. Place an "initial fraud alert" on your credit file: Once you receive notice of a security breach, federal law provides you with a free and easy way to help minimize the risk of fraudulent accounts being opened in your name. An "initial fraud alert" is an alert, or flag, that is placed on your credit file when you notify a credit reporting agency that your information may have been compromised. -
Invitation Letter, Additional Meeting Information Can Be Downloaded from the Committee’S Website At
TRANSFORMERS COMMITTEE September 1, 2013 Dear Committee Members and Guests: As hosts of the Fall 2013 Meeting of the IEEE/PES Transformers Committee, and on behalf of the H-J Family of Companies, we cordially invite you and your spouse/companion to St Louis October 20–24. We are extremely excited to be your host for this event. All of us with the H-J Family of Companies (H-J Enterprises, H-J International, Engineered Power Components, H-J International Tianjin Electrical products & H-J Trading Company) consider this opportunity a distinct honor and privilege, and look forward to making your stay in St. Louis one of the most memorable. The venue we choose for our meeting is the Renaissance Grand Hotel St. Louis in downtown, located at 800 Washington Avenue. The Renaissance St. Louis Grand Hotel is a remodeled and expanded hotel located on the Washington Avenue Loft District in downtown St. Louis, Missouri and is within walking distance of many of the famed St. Louis attractions and restaurants. Some of those include, The Gateway Arch, Bush Stadium (St. Louis Cardinals), Scott Trade Center (Blues Hockey), Edward Jones Dome (St. Louis Rams), Laclede’s Landing (dining/bars and nightlife), Union Station (dining and shopping), St Louis’ Old Cathedral, Kiener Plaza, Segway tour of Downtown, City Museum and World Aquarium (not your typical museum), Eugene Field’s House, and St. Louis Toy Museum and Lumiere Place Casino. For your convenience I have included a link to our “City Guide”: Downtown City Guide: http://www.downtownstl.org/docs/2013VisitorsGuide.pdf Downtown Parking map and Guide: http://www.downtownstl.org/docs/ParkingGuide2012.pdf Downtown Dining Guide: http://www.downtownstl.org/docs/DiningGuide2012.pdf HOTEL INFORMATION: The Renaissance Grand Hotel St. -
Downtown Parking Guide Downtownparking Guide
www.downtownstl.org 314.436.1646 (fax) 314.436.6500 (phone) St. Louis, MO 63101 720 Olive Street - Suite 450 ON-STREET PARKING • Downtown meters are enforced Monday through Friday, 8:00 am to 7:00 pm. • Observe signs for additional restrictions. • Free metered parking in downtown on Saturdays, Sundays and Holidays. DOWNTOWN, ST.LOUIS ON-STREET RATES $1.00 per Hour 25¢ per 15 Minutes There are over 3,275 time- restricted curbside parking spaces available throughout the GUIDE PARKING DOWNTOWN downtown area. DOWNTOWN PARKING Please read the signs to confirm the GUIDE meter time limit. downtownstl.org 15 minute, 1 hour and 2 hour time limits are in effect at various locations. To reserve a parking space, refer to the list of owners in this brochure. Index Of PARKING FACILITIES For pricing on daily, monthly or special event parking or for more copies of this guide, contact 314.436.6500 ext: 240. Downtown Parking Contacts 34 4th & Cerre (S&H) 79 13th & Convention (S&H) Central Parking (CP) 314-421-4063 35 Broadway & Gratiot (S&H) 80 13th & Martin Luther King (CP) CitiPark (Citi) 314-241-1918 36 Broadway & Cerre (SLP) 81 10th & Pine Lot (SLP) 37 Gratiot & 6th (S&H) City of St. Louis (City) 314-622-4414 82 1400 Martin Luther King Drive (S&H) 38 7th & Cerre (STL) 83 11th & Pine Lot (SLP) InterPark (IP) 314-421-2613 39 Amtrack Long-Term Parking (SLP) (Overnight Parking) 84 Stadium West (IP) S&H Parking (S&H) 314-621-1600 40 718 South 6th Street (USP) 85 16th & Lucas St. -
The Current Landscape for Direct-To-Consumer
ANRV353-GG09-09 ARI 30 July 2008 4:18 ANNUAL The Current Landscape for REVIEWS Further Click here for quick links to Annual Reviews content online, Direct-to-Consumer Genetic including: • Other articles in this volume Testing: Legal, Ethical, and • Top cited articles • Top downloaded articles • Our comprehensive search Policy Issues Stuart Hogarth,1 Gail Javitt,2 and David Melzer3 1Department of Social Sciences, Loughborough University, Loughborough LE11 3TU, United Kingdom; email: [email protected] 2Genetics and Public Policy Center, Johns Hopkins University, Washington, DC 20036; email: [email protected] 3Epidemiology and Public Health Group, Peninsula Medical School, Exeter EX2 5DW, United Kingdom; email: [email protected] by JOHNS HOPKINS UNIVERSITY on 10/06/08. For personal use only. Annu. Rev. Genom. Human Genet. 2008.9:161-182. Downloaded from arjournals.annualreviews.org Annu. Rev. Genomics Hum. Genet. 2008. 9:161–82 Key Words The Annual Review of Genomics and Human Genetics personalized genomics, government regulation, DNA profiling is online at genom.annualreviews.org This article’s doi: Abstract 10.1146/annurev.genom.9.081307.164319 This review surveys the developing market for direct-to-consumer Copyright c 2008 by Annual Reviews. (DTC) genetic tests and examines the range of companies and tests All rights reserved available, the regulatory landscape, the concerns raised about DTC 1527-8204/08/0922-0161$20.00 testing, and the calls for enhanced oversight. We provide a comparative overview of the situation, particularly in the United States and Europe, by exploring the regulatory frameworks for medical devices and clini- cal laboratories. -
Downtown Parking Guide Public Parking Downtown St
www.downtownstl.org racks located throughout Downtown. Downtown. throughout located racks There are more than 60 multi-use bicycle bicycle multi-use 60 than more are There metrostlouis.org or call 314-231-2345. call or metrostlouis.org to various downtown locations please visit visit please locations downtown various to For trolley stops that are most convenient convenient most are that stops trolley For DOWNTOWN GUIDE PARKING MetroRide Store at 7th and Washington. and 7th at Store MetroRide use tickets sold on the trolley or at the the at or trolley the on sold tickets use seniors and disabled, with unlimited daily daily unlimited with disabled, and seniors Fares are $2/adult and $1 for children, children, for $1 and $2/adult are Fares Sunday with pick-ups every 12-16 minutes. minutes. 12-16 every pick-ups with Sunday - Monday runs Trolley Downtown The TRANSPORTATION ALTERNATIVES TRANSPORTATION DOWNTOWN, ST. LOUIS ST. DOWNTOWN, time limits and restrictions. and limits time Please observe signs to confirm meter meter confirm to signs observe Please $1/hour or 25¢/15 minutes 25¢/15 or $1/hour Standard meter rates: rates: meter Standard 8:00 am - 7:00 pm. 7:00 - am 8:00 Monday - Saturday from Saturday - Monday Downtown that are enforced are that Downtown restricted curbside meters throughout throughout meters curbside restricted There are approximately 3,275 time time 3,275 approximately are There ON-STREET PARKING AND RATES AND PARKING ON-STREET 720 Olive Street - Suite 450 St. Louis, MO 63101 314.436.6500 (phone) 314.436.1646 (fax) www.downtownstl.org To reserve a parking space or for daily, monthly or Index Of PARKING FACILITIES special event parking pricing, please refer to the list of owners in this brochure. -
Manipulation and Public Relations Hungry Corporations
Hungry Corporations: CO EXUS E N Transnational Biotech Companies Colonise the Food Chain By Helena Paul and Ricarda Steinbrecher with Devlin Kuyek and Lucy Michaels www.econexus.info In association with Econexus and Pesticide Action Network, Asia-Pacific [email protected] Published by Zed Books, November 2003 Chapter 3: Image Control: Manipulation and Public Relations The PR industry is so huge because of corporations. Most every issue in the news today –global warming, globalisation, genetically modified foods, tobacco legislation – affects corporations who stand to gain or lose heaps of money, depending on public reaction. Therefore, the ‘management’ of public reaction is crucial…. With so much cash riding on public opinion, industry has always viewed public relations as a valuable, even necessary investment. Why else would corporations throw billions of dollars a year at the PR industry? Michael Manekin1 The use of public relations (PR) has become so familiar Public relations is meant to be an invisible means of that we take it as much for granted as the existence of securing the consent of the ‘masses’ in a modern the corporations which employ it. The term ‘public democracy, where, although people are not actually relations’ was invented by Edward Bernays in the early consulted over most of the major issues, their mass twentieth century. A nephew of Sigmund Freud, he was opposition can make it impossible to implement what born in 1891 and came to the US as an immigrant. government or business wants, whether it is war or new After