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Disclosure Guide 2009-2010 Disclosure Guide RCI Points® and RCI® Weeks This publication contains information that indicates resorts participating in, and explains the terms, conditions and use of the RCI Points Exchange Program (which also includes use of the RCI Weeks Exchange Program) operated by RCI, LLC. You are urged to read it carefully. This publication contains the Disclosure Guides for both RCI Points® and RCI® Weeks Exchange Programs, since membership in the RCI Points Exchange Program includes membership in the RCI Weeks Exchange Program. The Disclosure Guide to RCI Points is set forth in Part A of this publication. The Disclosure Guide to RCI Weeks is set forth in Part B of this publication. Part A Disclosure Guide to RCI Points DISCLOSURE GUIDE TO THE RCI POINTS EXCHANGE PROGRAM Mary R. Falvey Executive Vice President 22 Sylvan Way, Parsippany, NJ 07054 This Disclosure Guide explains the RCI Points Exchange Program offered to Vacation Owners by Scott G. McLester RCI, LLC (“RCI”). Vacation Owners should carefully Executive Vice President, Legal and Assistant review this information to ensure full understanding of Secretary the terms, conditions, operation and use of the RCI 22 Sylvan Way, Parsippany, NJ 07054 Points Exchange Program. Note: Unless otherwise stated herein, capitalized terms in this document have Kirsten Hotchkiss the same meaning as those in the Terms and Senior Vice President, Legal and Assistant Secretary Conditions of RCI Points Subscribing Membership, 22 Sylvan Way, Parsippany, NJ 07054 which are also included in this document. Susan Loring Crane RCI is the operator of the RCI Points Exchange Group Vice President, Legal and Assistant Secretary Program. No government agency has approved the 22 Sylvan Way, Parsippany, NJ 07054 merits of this exchange program. Nicola Rossi RCI, LLC is a Delaware limited liability company with Senior Vice President its principal offices located at: 22 Sylvan Way, Parsippany, NJ 07054 7 Sylvan Way Steve Meetre Parsippany, NJ 07054 Vice President, Legal and Assistant Secretary 22 Sylvan Way, Parsippany, NJ 07054 Exchanges through the RCI Points Exchange Program are processed at: Lynn A. Feldman Executive Vice President and General Counsel 9998 North Michigan Road 22 Sylvan Way, Parsippany, NJ 07054 Carmel, IN 46032 Gregory T. Geppel RCI is a subsidiary of Wyndham Worldwide Vice President Corporation, a Delaware corporation. 22 Sylvan Way, Parsippany, NJ 07054 Officers Gail Mandel Senior Vice President Stephen P. Holmes 22 Sylvan Way, Parsippany, NJ 07054 Chairman and Director 22 Sylvan Way, Parsippany, NJ 07054 Barry Goldschmidt Vice President and Assistant Treasurer Virginia M. Wilson 22 Sylvan Way, Parsippany, NJ 07054 Executive Vice President and Director 22 Sylvan Way, Parsippany, NJ 07054 Steve Hawco Senior Vice President Geoffrey A. Ballotti 7 Sylvan Way, Parsippany, NJ 07054 President and Chief Executive Officer 7 Sylvan Way, Parsippany, NJ 07054 Daniel A Kornick Senior Vice President Thomas J. Edwards 7 Sylvan Way, Parsippany, NJ 07054 Executive Vice President and Chief Financial Officer 7 Sylvan Way, Parsippany, NJ 07054 Richard G. Ruff III Senior Vice President Ilese Meltzer Flamm 9998 North Michigan Road, Carmel, IN 46032 Executive Vice President, General Counsel and Assistant Secretary Paul F. Cash 7 Sylvan Way, Parsippany, NJ 07054 Group Vice President, Legal 7 Sylvan Way, Parsippany, NJ 07054 Gordon S. Gurnik Executive Vice President David Evans 7 Sylvan Way, Parsippany, NJ 07054 Group Vice President, Legal 7 Sylvan Way, Parsippany, NJ 07054 P1 Jeanne M. Bratsafolis Frank Campana Group Vice President, Legal Vice President 7 Sylvan Way, Parsippany, NJ 07054 22 Sylvan Way, Parsippany, NJ 07054 Philip S. Brojan Christopher J. Feeney Vice President Senior Vice President and Treasurer 7 Sylvan Way, Parsippany, NJ 07054 22 Sylvan Way, Parsippany, NJ 07054 Brad A. Dettmer Michael S. Heistein Chief Technology Officer Assistant Secretary 7 Sylvan Way, Parsippany, NJ 07054 22 Sylvan Way, Parsippany, NJ 07054 Anthony P. Greco Kenneth Drake Vice President Vice President, Legal 7 Sylvan Way, Parsippany, NJ 07054 7 Sylvan Way, Parsippany, NJ 07054 Kris M. Jamtaas Kim Sanborn Vice President Vice President, Finance 7 Sylvan Way, Parsippany, NJ 07054 7 Sylvan Way, Parsippany, NJ 07054 Stanley Kreydin RCI provides the RCI Points Exchange Program and Senior Vice President other related services and benefits to Members. 7 Sylvan Way, Parsippany, NJ 07054 Wyndham Worldwide Corporation (“Wyndham Worldwide”) is the parent corporation of RCI and Deborah A. Wunder Fairfield Resort Management Services, Inc. Vice President (“FRMS”), a resort management company, 9998 North Michigan Road, Carmel, IN 46032 Wyndham Vacation Resorts, Inc. (“WVR”), Wyndham Resort Development Corporation doing Bradley J. McDonald business as WorldMark by Wyndham (“WbW”), Senior Vice President and Equivest Finance, Inc. (“Equivest”), 9998 North Michigan Road, Carmel, IN 46032 timeshare companies, and their respective subsidiaries. Some officers and/or directors of Terry Motsenbocker Wyndham Worldwide may from time to time serve Vice President as officers and/or directors of RCI, FRMS, WVR, 9998 North Michigan Road, Carmel, IN 46032 WbW, and/or Equivest, and vice versa. FRMS, WVR, WbW and/or Equivest resorts are marked Rishi Nigam with a plus symbol “+” in the Resorts and Vice President Members lists. Certain officers and directors of 7 Sylvan Way, Parsippany, NJ 07054 RCI may own, or have rights to acquire, shares of stock in Wyndham Worldwide. Other than as Jeffrey W. Parker stated in this paragraph, neither RCI nor any of its Vice President officers or directors has any legal or beneficial 9998 North Michigan Road, Carmel, IN 46032 interest in any developer, seller, managing entity or vacation ownership plan participating in the Christine M. Parren RCI Points Exchange Program. RCI is an Senior Vice President independent exchange service company and is not 9998 North Michigan Road, Carmel, IN 46032 owned, operated or controlled by an Affiliated Resort developer, seller, managing entity or vacation Nicholas Paul ownership plan participating in the RCI Points Vice President Exchange Program. 7 Sylvan Way, Parsippany, NJ 07054 Because vacation exchange is used intermittently as Donald R. Schmal an adjunct to Vacation Ownership, potential Vacation Senior Vice President Owners should select a resort that best meets their 9998 North Michigan Road, Carmel, IN 46032 ongoing vacation needs. A Member’s decision to purchase Vacation Ownership should be based Faye Tylee primarily upon the benefits to be gained from the Executive Vice President ownership, use and enjoyment of the Vacation 7 Sylvan Way, Parsippany, NJ 07054 Ownership Resort and not upon the anticipated benefits of the RCI Points Exchange Program. The Affiliated Resort at which a Member purchases Vacation Ownership is solely P2 responsible for its financial viability and the does not guarantee that any specific additional quality of its accommodations, facilities, benefit will be available to Members, or, if made amenities, management and services. available, will remain available for any period of time. PARTICIPATION IN THE NETWORK. Participation NETWORK PROCEDURES AND OBLIGATIONS. in the Network is voluntary. The rights of membership The terms and conditions of a Member’s contractual and term of such memberships may vary among relationship with the Network and the procedures for Members and RCI may waive certain requirements, in utilizing the Network are set forth in the Terms and its discretion. Membership in the Network may be Conditions contained in this Disclosure Guide. offered for varying lengths of time. THIS CONTENTS OF THIS DISCLOSURE GUIDE By executing a Network Participation Agreement, the AND ALL OTHER NETWORK DOCUMENTS, RCI Points Subscribing Member deposits with the INCLUDING THE TERMS AND CONDITIONS OF Network all rights of use, occupancy, access and RCI POINTS SUBSCRIBING MEMBERSHIP AND enjoyment in respect to his or her Vacation Time. The ANY PROVISION IN ANY DOCUMENT RELATED Member retains title to his or her Vacation Ownership, TO, FEES, BENEFITS AND RESERVATION subject to this Deposit. The Deposit is for the benefit, PROCEDURES AND PRIORITIES. ARE SUBJECT use and enjoyment of the Network Administrator in TO MODIFICATION, AMENDMENT, OR accordance with the Network Documents. The ELIMINATION BY THE NETWORK Deposit shall be for a term equal to the stated term of ADMINISTRATOR WITHOUT ADVANCE NOTICE. the Member’s Network Participation Agreement, subject to the Network Documents. SUBSCRIBING MEMBERSHIP AND TRANSACTION FEES. Network Dues and The Network Participation Agreement between the Subscription Fees (“Network Dues”) are payable to Member and the Network Administrator is a separate the Network each Use Year. The 2008 Network Dues and distinct agreement from any agreement that the are: Member may have with the developer or seller of a vacation plan, including any agreement with the 1 year: $124 USD developer or seller to purchase Vacation Ownership or to occupy or use Vacation Time or other property 2 years: $229 USD or benefits or All Inclusive Packages. The Network provides an opportunity to obtain exchanges pursuant 3 years: $319 USD to Reservations and does not provide a right to occupy any specific Unit or Units. 4 years: $409 USD 5 years: $499 USD The Deposit of Vacation Time and availability of RCI Points® to a Member does not relieve a Member’s Each time a Member makes a transaction, a obligation to pay all fees or other amounts due RCI, transaction fee is charged. Transactions include but or the obligation to pay any maintenance fees, are not limited to making a Reservation, canceling a assessments, taxes or other similar charges or fees Reservation, saving RCI Points, or making an imposed by any applicable local, state or federal External Exchange Reservation. The ranges of 2009 government entity (or its equivalent if the resort is in a transaction fees are as follows: foreign country) or other similar charges or fees relating to the Member’s Vacation Ownership. Reserving Member’s own Vacation Time for 7 Network privileges may be suspended at the nights only: No Charge Network Administrator’s sole discretion.
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