CFO FİNANSAL HİZMETLER A.Ş.

HQ: Brandium Rezidans R3 Blok No:191 Ataşehir – Branch: Mustafa Kemal Mh. 2140. Cd. 17 A Blok No:14 Çankaya – Ankara www.cfofinans.com + 90 850 255 12 03 ABOUT US

OUR VALUES CFO F nanc al Serv ces prov des ta lor made and susta nable solut ons us ng techn cal data and analys s. Our company cons sts of 2 o ces n İstanbul and Ankara and 3 agenc es n Bursa, İzm r and Antalya. Focus Integr ty We are a dynam c team comb n ng our expert se and exper ence n bank ng w th customer exper ence. Transparency OUR PURPOSE Serv ce Qual ty M n m ze future f nanc al r sks Customer Sat sfact on Reach opt mal l qu d ty w th max mum MISSION e c ency and prof tab l ty

Our m ss on s to prov de result or ented Ident fy the needs, create awareness, f nanc al adv sory serv ces w th an develop the r ght strateg es exper enced team, h ghest ntegr ty and based on customer sat sfact on. Determ ne the deal scale, the r ght sales and pr c ng strateg es

VISION Ma nta n the strengths of the compan es, dent fy mprovement areas and work on them Our v s on s to be a trusted and preferred bus ness partner add ng susta nable value to Plan the future n the most e c ent and all ts stakeholders w th nnovat ve and susta nable way rat onal solut ons. Generate the necessary resources, develop relat ons w th OUR SERVICES banks, add t onal loan procurement, and/or restructur ng

Loan Procurement Loan Restructur ng Investment Bank ng F nanc al Restructur ng Adv sory Asset Management Concordat Consultancy Cash Flow Management

01 OUR METHOD Current situation is analysed using financial statements, production and sales details, asset and liability position.

Following the analysis of current situation and in line with sales projections, profitability, and projected payments and receivables terms, payments balance and targeted cash flow projections are calculated.

For sustainable growth, profitability and liquidity, company’s current resource structure is planned to be in line with projected cash flows. In case there is need for additional resources, we help for the provision of those resources at the optimal amounts and maturity.

Cost & Profitability Sales Projections Maturity Structure Taking into consideration the activity cycle, and analyzing the payments and receivables terms, production process, capacity usage, inventory policy, costs and profitability, the fund creation capacities of firms are identified and detailed cash flow projections are prepared. Detailed analysis of financial statements Horizontal, vertical and ratio Detailed financial analysis reports, including company’s commercial history, analysis activity cycle, current financial situation, all technical analysis made and cash Exchange rates and interest rates Capital requirement flow projections, are prepared and updated quarterly to be shared with sensitivity analysis related parties. Debt structure analysis Asset liability analysis Cash flow projections are controlled monthly at minimum and in case there Trend analysis Business cycle analysis are variances, they are analyzed to reach the most realistic cash flows projections. These activities are shared with the company and the banks SWOT analysis Investments monthly.

Cash flow projections help us see the future cash deficit / surplus and Cash Flow management strategies are prepared accordingly.

To create effective financial strategies, it is essential that the financial statements are update and correct. We work with our firms to help them improve their accounting and reporting systems and design suitable control mechanisms.

Company valuations are prepared and we work with M&A companies during sales, acquisition and partnership processes. We also work with Asset Management and Barter Companies.

02 Özgür Saygı Founding Partner

Born in 1972, graduated from TED Ankara College in 1990 and A.Ü SBF Finance Department in 1996. Started his career as financial analyst in Pamukbank T.A.Ş., Ankara, in 1998. Then, worked in Dışbank and Fortisbank as Financial Analysis and Credit Allocation Manager. He worked as Branch Manager in Fortisbank Ankara Etimesgut and Ostim and as Commercial Marketing Manager in ING Bank Ankara Region. In 2012, he founded Özgür Saygı Danışmanlık Eğitim Rehberlik after leaving his position as Commercial Branch Manager, Ankara Turan Güneş, ING Bank. In September 2019, he became co founder of CFO Financial Services A.Ş. Throughout his banking career, he worked as financial analysis instructor, and worked on credit rating models and applications. Has a coaching certificate.

Cemalettin Kitapcı Founding Partner

Born in 1971, graduated from Hacettepe University İİBF Economics Department in 1992. Attended a 1 year training in University of Georgia. Started his career as financial analyst in Pamukbank T.A.Ş., Ankara, in 1998. Then, worked in Koçbank A.Ş. as Branch Manager starting from 2012. In January 2016, he opened TSKB Ankara Branch and started working as Branch Manager. Following his banking career, he then acted as Assistant Vice President responsible for Finance and HR in real sector. Has wide range of experience in Corporate Marketing, Analysis of Statements, Credit Analysis, Risk Management, Risk Analysis, Project Finance, Investment Banking, Financial Analysis, Financial Planning and Control areas.

03 Nihat Dillice Director Born in 1972, İstanbul and graduated from İstanbul University Department of Economics (English). Started his banking career in 1994 and worked in Corporate Banking since 2002, in 2002 he became Dışbank Karaköy Branch Manager. In 2004 - 2005 he worked as İstanbul Branch Manager and 2005 – 2007 as Dışbank Fortis Central Anatolia (Ankara) Sales Director. In 2007 - 2009 he worked as Fortisbank Retail Sales Director, in 2009 he was transferred to Finansbank and worked as Commercial Banking Sales Manager in 2009 - 2012. He then finalized his banking career in 2012 and worked as manager in food and beverage sector. In 2016 he joined our team.

İskender Şahin Director Born in 1961, Gaziantep and graduated from İstanbul University Faculty of Economics. Started his banking career in 1986, Pamukbank as Assistant Auditor. He then worked as İstanbul Tahtakale Branch Marketing Manager and Gaziantep Branch Manager in Pamukbank. In 1996 he opened TEB Gaziantep Branch and worked as Branch Manager since 2001, and as Manager of Gaziantep Corporate Branch in 2001 - 2005. In 2005 he was transferred to Oyak Bank as Çukurova Regional Manager. Oyak Bank continued as ING Bank and İskender Şahin worked there for 7 years as the most profitable regional manager. In 2012 he played an active role in several branch openings of in Anatolia including Gaziantep and worked as Head Office Anatolian Banking Manager in 2017 - 2018. In 2019 he joined our team.

Atanur Bulut Director Born in 1966, Kastamonu and graduated from İstanbul University Faculty of Management. Started his banking career in 1990, Emlak Bank Financial Analysis Department. He then worked in Marmarabank, İktisat Bank, and Finansbank as Corporate Portfolio Manager and Marketing Manager. In 1997 he became Finansbank Merter Branch Manager, in 1998 - 2000 he worked as Dışbank Bakırköy and Güneşli Branch Managers and in 2000 - 2013 as Thrace, East Marmara, Galata, Southeast Anatolia and İzmir Regional Director in Dışbank, Fortisbank and TEB respectively. Finally he acted as TEB Perpa Branch Manager and joined our team in 2019.

Ali Doğukan Director Born in 1953 Ankara, graduated from TED Ankara College and Hacettepe University, Management Department (English). Then he studied Marketing and Market Research in Kensington University, London for 3 years. He started his banking career in Osmanlı Bank, and worked for Interbank, Toprakbank, Dışbank and Fortis for 18 years as Regional Director in 5 different regions of . Finally he worked for Finansbank for 5 years and joined our team in 2019.

Ali Kemal Altuntaş Director Born in 1965, Ankara and graduated from A.Ü. SBF Economics Department. Started his banking career in 1989, . He worked in Project Evaluation and Financial Analysis Departments until 1997. In 1997 - 1998 he acted as the Credit Manager and Board Member of Uluslararasi Türkmen Halk Kalkınma Bankası, Turkmenistan. He then worked as Halkbank Şaşmaz Branch Manager in 2005 - 2007, Close Monitoring and Nonperforming Loans Manager during 2007 - 2018, Safranbolu Branch Manager in 2018 and finally Ankara Region Close Monitoring and Nonperforming Loans Manager in 2019. In January 2020 he joined our team.

04 Ercüment Alkış Öznur Keskin Bülent Esatoğlu Melih Ece Rafet Güneyin Ali Ceylan Bursa Regional Coordinator Antalya Regional Coordinator Finance Coordinator Finance Coordinator Finance Coordinator Finance Coordinator

İlhan Tufan Yasemin Yücel Taylan Ahıskal Mustafa Kadaifçi Deniz Karadayı Öztürk İlksin Özkan Independent Auditor, Auditor, Financial Advisor Corporate Relations Consultant Analyst Senior Analyst Senior Analyst Financial Advisor Director

Halil Ayrancıoğlu Engin Tokel Pınar Arslan Emre Kılıçarslan Çiçek Taşyurt Hilal Çelen Senior Analyst Senior Analyst Analyst Finance and Administrative Specialist Specialist 05 Affairs Manager