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1. The Reserve Bank of (RBI) has 5. A Scheme for Promoting Innovation, Rural increased the limits imposed on peer-to-peer Industry and Entrepreneurship (ASPIRE) will be lenders to _____. implemented through which bank?

A. 10 lakh A. SBI

B. 20 Lakh B. IDBI

C. 30 lakh C. SIDBI

D. 50 lakh D. BOB

2. The fund transfers through the NEFT system 6. The SWIFT international payment network is occur in how many batches? one of the largest financial messaging systems in the world of USA, as equivalent to that CIPS A. 6 is of which country? B. 12 A. Russia C. 16 B. China D. 23 C. Japan 3. Nippon which acquires additional 21.54% D. France stake in Reliance Nippon Life Asset Management is a company of which country? 7. partnered with which state government to provide MSME loans? A. China A. B. Russia B. C. USA C. Telangana D. Japan D. 4. RBI rejects merger of which two ? 8. What does P stand for in STP? A. and A. Powered B. and IndiaBulls B. Processing C. Yes Bank and Dhanlaxmi Bank C. Premier D. Dhanlaxmi Bank and Edelweiss Broking Limited D. Partnership

9. What is the full form of CIRP? B.

A. Central Insolvency Resolution Process C. Limited

B. Insolvency Resolution Process D. National Small Industries Corporation Limited

C. Company Insolvency Resolution Process 13. Who is appointed as an Additional Director of Dhanlaxmi Bank? D. Corporate Insolvency Resolution Process A. V Viswanathan 10. The nationwide campaign, ‘Team Cashless India’ to accelerate the acceptance and B. Rakesh Makhija adoption of digital payments in India has been C. Rajesh Puri initiated by which company? D. A. Visa 14. Which of the following health B. MasterCard companies has an innovative Cancer Protect C. Cover health insurance plan in partnership with MobiKwik? D. Pay A. Apollo Munich Health Insurance Answer: B B. Aditya Birla Health Insurance Co. Limited 11. Which of the following tech-based companies has partnered with Accelerated C. HDFC ERGO General Insurance company Growth of New India’s Innovations (AGNIi) to Limited support the development of sustainable D. ICICI Lombard General Insurance Company innovations and technologies across Limited industries?

A. Matter port 15. On December 04, 2019, Indian Prime B. DuPont Minister Mr. Narendra Modi Launched RuPay C. Card in which of the following countries via video conferencing? D. Knewton A. Oman 12. Which of the following Public Sector Companies has signed a memorandum of B. Maldives understanding (MoU) with Saudi Aramco for C. Sri Lanka the development of Micro, Small and Medium Enterprises (MSME) sector in India in Oil & Gas D. Mauritius Sector?

A. Oil and Natural Gas Corporation

16. From December 1, 2019 all lanes of free services provider, for distribution and plazas on national highways will be ‘FASTag marketing of ‘insurance khata’? lanes’. The FASTag is based on which A. Spice Money technology? B. Power Corporation Limited A. Near Field Communication Technology C. Ltd B. Radio Frequency Identification (RFID) technology D. HDB Finance Services

C. Straight through Processing technology

D. Host Card Emulation (HCE) technology 20.According to the latest Economic Outlook 2019 released by Organization for Economic

Co-operation and Development (OECD), what 17. National Thermal Power Corporation is the World GDP growth for the year 2020? Limited has signed a term loan agreement of A. 2.1% Rs. 5000 crore with which of the following banks to part finance the capital expenditure B. 2.9% of NTPC? C. 4.6% A. D. 4.9% B. State

C. Union Bank 21. Base rate calculation can be made by banks D. Bank of India ______.

A. As per the method suggested by RBI.

18. Which General Insurance Company has B. As per their own method. launched my: health Woman Suraksha policy? C. If banks adopt their own method, it should be A. ICICI Prudential consistent.

B. Life Insurance Corporation D. All A, B and C

C. HDFC ERGO

D. SBI LIFE 22. Under Pradhan Mantri Jan Dhan Yojana life insurance is managed by ______.

A. HDFC Ergo Insurance Company 19. On November 23, 2019, India First Life Insurance, a leading life insurance company in B. Life Insurance Corporation of India India has partnered with which financial C. GIC

D. NICL A. Inflation

B. Deflation

23. Bombay Exchange was established in C. Reflation the year ______. D. Stagflation A. 1862

B. 1870 27. The Securitization Act does not covers: C. 1875 A. Private Sector Banks D. 1890 B. Consortium of Banks

C. Private Financial Institutions 24. The Definition of ‘Banking’ is given in D. Companies ______.

A. Negotiable Instrument Act, 1881 28. The was set up under B. Indian Contract Act, 1872 the recommendation of which of the following C. The Banking Regulation Act, 1949 commissions?

D. RBI Act, 1934 A. Phillip Commission

B. Simon Commission

25. When Repo Rate is reduced by RBI, it leads C. Hunter Commission to – D. Hilton Young Commission A. Reduction of cost to borrowers on loans from banks. 29. How much amount is given as monthly B. Increase in cost of loans of borrowers from pension to the beneficiaries after attaining the banks. age of 60 years under Pradhan Mantri Shram C. Reduction in cost of borrowing by banks Yogi Maan-Dhan? from RBI. A. Rs.3000 D. Increase in cost of borrowing by banks from B. Rs.2000 RBI. C. Rs.1500

D. Rs.1000 26. Real Interest Rate is an interest rate that is adjusted for ______.

30.Among the following, which one is not a C. 2010 credit rating agency operating in India? D. 2016 A. CRISIL

B. ICRA 34. Expansion of ASEAN is- C. Dow Jones A. Association of Southeast African Nations D. CARE B. Association of Southeast American Nations 31. Pradhan Mantri Awas Yojana (PMAY) is an C. Association of Southeast Antarctic Nations initiative by in wch affordable housing will be provided to the D. Association of Southeast Asian Nations urban poor with a target of building 20 million affordable houses by 31 March 2022. It was launched in ______. 35. Who among the following has written the A. 2015 book named ‘Indian Economy: Gandhi an Blue print”? B. 2016 A. Acharya Vinoba Bhave C. 2017 B. Morarji Desai D. 2014 C. Jai Prakash N

D. Jaswant Singh 32. under which of the following methods of depreciation, amount of depreciation varies every year? 36. Scheduled bank refers to a bank: A. Written Down Value Method A. Authorizes by central government to B. Straight Method transaction government business

C. Amount of depreciation does not vary on B. Registered with ministry of finance, Govt. of year to year basis India

D. Either A or B C. Which is included in the second schedule to the RBI act, 1934

D. Incorporated as a society 33. In which year, a new rupee symbol ‘₹’, was officially adopted in India?

A. 2001 37. As per Basel III, which of the following is a part of Operational Risk? B. 2005

A. Legal risk 41. Which bank was placed under the Prompt Corrective Action (PCA) Framework by Reserve B. Reputational risk Bank of India (RBI) due to reasons like high net C. Strategic risk NPA (Non-Performing Assets)?

D. All of the above A. Yes Bank

B. Dhanlaxmi Bank

38. What is the name of crypto currency, which C. (LVB) will be launched by Face book in 2020? D. (CUB) A. Libra

B. Lite coin 42. Which country’s has released C. Name coin three coins (100, 1000 and 2500 denomination) bearing the Sikh symbol to commemorate D. Aurora coin 550th Birth Anniversary of Guru Nanak Dev?

A. Bhutan

39. Disinvestment means to reduce the B. Bangladesh government’s share in the ______. C. Nepal A. Private sector D. Sri Lanka B. FDI

C. Market 43. What is term money? D. Public sector A. Refers to the borrowing or lending of funds for 1 day.

40. In case a cheque is torn into two or more B. Refers to borrowing and lending of funds for pieces and presented for payment, such a a period of more than 14 days. cheque is called ______. C. Refers to the borrowing and lending of funds A. Antedated Cheque for 2-14 days.

B. State Cheque D. It is lent or borrowed for one day or on overnight basis. C. Mutilated Cheque

D. Post-dated Cheque 44. Which of the following is not a method of

measuring National Income?

A. Investment Method

B. Product Method 48. Which of the following instrument is defined under negotiable instrument act? C. Income Method A. Cheque D. Expenditure Method B. Draft

C. Promissory Note 45. Which of the following is related to Money Market? D. All of the above.

A. Commercial Money

B. Treasury Bills 49. SEBI act 1992 empowers SEBI with ______power. C. Cheque A. Constitutional Power D. Shares B. Statutory Power

C. Non Statutory Power 46. Which two countries has signed agreements of worth Rs. 2,400 crore to boost D. All of the above trade ties in the field of rubber, and construction material, food and beverages, logistics? 50. National Bank for Agriculture and Rural Development (NABARD) was established in? A. India and Indonasia A. 1980 B. Thailand and India B. 1981 C. Philippines and India C. 1982 D. India and Vietnam D. 1983

47. Which of the following products/articles hold maximum weightage in WPI? 51. Foreign Exchange Regulation Act (FERA) of 1947was subsequently replaced by Foreign A. Primary articles Exchange Regulation Act ______. B. Fuel items A. 1978 C. Manufactured items B. 1950 D. All of the above C. 1984

D. 1973 D. Socio Economic Caste Census

52. “Pure Banking Nothing Else” is a tagline of 56. Recently, the governing council meeting of which Bank? National Investment and Infrastructure Fund (NIIF) was chaired by Union Finance Minister A. ICICI Bank Nirmala Sitharaman in New . When the B. UTI Bank NIIF India’s first sovereign wealth fund was set up by government of India? C. SBI Bank A. 2013 D. HDFC Bank B. 2014

C. 2015 53. The first attempt to calculate National Income of India was made by ______D. 2016 in 1867 -68.

A. Gopal Krishna Gokhale 57. “Mukhya Mantri Kanya Sumangala Yojana” B. Justice Ranade will provide Rs 15,000 to every family where a girl child is born. This scheme is launched by C. Dadabhai Naroji which state?

D. P.C. Mahalanobis A.

B. Bihar

54. What does MIGS stands for? C. Odisha

A. Minimum Income Group Scheme D.

B. Middle Income Group Scheme

C. Middle Incentive Group Scheme 58. Which of the following has tightened the rules around resignations of auditors from D. Minimum Incentive Group Scheme listed companies?

A. SEBI 55. What is the full form of SECC? B. RBI A. Socio Economic Class Survey C. B. Socio Economic Caste Service D. SBI C. Social Earning Class Survey

59. Which of the following company has B. HR Khan become the first company in India to hit the C. BP Kanungo market capitalisation (m-cap) of Rs.9 lakh crore? D. N. S. Vishwanathan

A.

B. 63. Under Pradhan Mantri Jan Dhan Yojana accidental insurance cover for new RuPay card C. ONGC holders to be raised from Rs 1 lakh to: D. BHAIL A. Rs. 2 lakh

B. Rs. 5 lakh 60. Payment banks can apply for conversion C. Rs. 10 lakh into small finance banks (SFB) after ______of operations. D. Rs. 6 lakh

A. 5 Years

B. 8 Years 64. NPS account can be opened by Indian citizens above the age of: C. 1 Years A. 18 years and less than 50 years of age D. 7 Years B. 21 years and more than 65 years of age

C. 18 years and less than 65 years of age 61. The Reserve Bank of India (RBI) issued revised guidelines for ‘on tab’ licensing of small D. 21 years and less than 55 years of age finance banks (SFB). The minimum ______net worth is needed for the license of . 65. ‘AIBEA’ was recently in news what is the A. Rs. 1 crore full form of ‘AIBEA’?

B. Rs. 50 crore A. Asia and India Bank Entrepreneur Association

C. Rs. 100 crore B. All India Bank Employees Association

D. Rs. 200 crore C. Agreement of Indian Bankers with Employees Association

D. Article of Executive Association 62. Who is the head of Code for Responsible Lending (CRL) committee set up by RBI?

A. Viral Acharya

66. Unified Payments Interface (UPI) is an D. None of these instant real-time payment system developed by National Payments Corporation of India facilitating inter-bank transactions. The interface is regulated by the ______. 70. Repo rate is decided by ______. A. A. State Bank of India B. Reserve Bank of India B. Reserve Bank of India C. National Payment Corporation of India C. Finance Ministry D. Government of India D. Government of India

67. Which of the following is the ? 71. Who prepares the national income estimates in India? A. State Bank of India A. Central Statistical Organization (CSO) B. Reserve Bank of India B. Finance Commission C. Central Bank of India C. Commerce and Industrial Ministry D. D. Niti Ayog

68. The Indian banking sector is broadly classified into ______and ______banks. 72. What is the current SLR?

A. Listed, non-listed A. 16.50 %

B. Scheduled, non-scheduled B. 20.15%

C. Authorised, non-authorised C. 18.50%

D. Scheduled, non-listed D. 18.00%

69. Who was C. D Deshmukh? 73. First five-year plan in India was from ______. A. First Governor of RBI A. 1947 – 1952 B. First Indian Governor of RBI B. 1949 – 1954 C. First finance minister of India C. 1950 – 1955

D. 1951 – 1956 C.

D.

74. National Development Council was constituted on:

A. 2 August 1952 78. By which of the following NBFC are B. 6 August 1952 regulated?

C. 8 August 1952 A. RBI

D. 12 August 1952 B. Companies Act 2013

C. SEBI

75. The Central Office of the Reserve Bank was D. NIFTY initially established in Calcutta but was permanently moved to Mumbai in ______. 79. How many mints in India produce coins?

A. 1938 A. 3

B. 1937 B. 7

C. 1936 C. 6

D. 1939 D. 4

76. The nationalisation of RBI was done in 80. What is the highest rate of GST? ______. A. 15% A. 1949 B. 12% B. 1950 C. 30% C. 1951 D. 28% D. 1952

81. The Financial Stability Report (FSR) 77. Where was the first established? determines the risks to financial stability of a country as well as the issues relating to A. development and regulation of the financial B.

sector. The FSR is released by which B. Central Repository of Information on Large organisation in India?

A. Ministry of Finance C. Collateral Resource of Information on Large Credits B. Reserve Bank of India D. Credit Rating of Institutions on Large Credits C. Indian Banks’ Association (IBA)

D. National Payments Corporation of India 85. SMA is an account that has the potential to

become an NPA/Stressed Asset. What does 82. Based on the latest Financial Stability SMA denotes? Report, the PCR of all Scheduled commercial A. Special Mention Accounts banks’ (SCBs) rose in September 2019 as compared to March 2019. Expand PCR B. Stressed Management Accounts

A. Periodic Cost Ratio C. Solvent Monetary Accounts

B. Proposed Credit Ratio D. Stabilized Monthly Accounts

C. Provision Coverage Ratio

D. Progress Chart Report 86. India’s CAD narrowed at US$ 6.3 billion as per the preliminary data on India’s Balance of

Payments (BoP) for the second quarter (July- 83. CRAR is the ratio of a bank’s capital to its September) of 2019-20. Expand the CAD. risk. What does it stands for? A. Currency Account Deficit A. Capital to Risk Assets Ratio B. Cost Account Deficit B. Capital to Risk Adequacy Ratio C. Credit Account Default C. Capital to Risk Amount Ratio D. Current Account Deficit D. Capital to Risk Analysis Ratio

87. The data regarding the India’s International 84. RBI has created CRILC for strengthening Investment Position (IIP) is released by? offsite supervision and early recognition of A. Ministry of Finance financial distress. What is the full form of CRILC? B. RBI

A. Combined Report of Investigation on Large C. Indian Banks’ Association (IBA) Credits D. National Payments Corporation of India

B. Small Industries Development Bank of India

88. As per the RBI’s recent “Guidelines for ‘on C. Small Interactive Deployment Bank Industry tap’ Licensing of Small Finance Banks in the D. Small Investment Development Bank of India Private Sector”, what should be the minimum net worth requirement of the entity?

A. Rs 100 crore 92. When SIDBI was established?

B. Rs 500 crore A. April 5, 1993

C. Rs 200 crore B. April 9, 1992

D. Rs 400 crore C. April 2, 1990

D. April 8, 1991

89. RBI has capped the aggregate exposure of a lender to all borrowers at any point of time, across all P2P platforms to 93. If any cheque issued by a holder does not get withdrawn from the bank till three months, A. Rs 50, 00,000 then it is called

B. Rs 20, 00,000 A. Crossed Cheque

C. Rs 30, 00,000 B. Stale Cheque

D. Rs 10, 00,000 C. Post Dated Cheque

D. Anti Dated Cheque

90. LCR= [High quality liquid asset amount (HQLA)/Total net cash flow amount] over a 30- day stress period. LCR stands for? 94. What is the purpose of SIDBI?

A. Liquidity Collateral Ratio A. To provide short term lending to industries

B. Liquidity Credit Ratio B. To provide refinance facilities

C. Liquidity Cost Ratio C. To develop MSME sector

D. Liquidity Coverage Ratio D. All of the above

91. SIDBI stands for ______95.Which is a subsidiary set up for speedier resolution of Non-Performing Assets (NPA) in A. Small-scale Industries Deployment Bank the MSME sector? Industry

A. RXIL A. RBI

B. ISARC B. SEBI

C. SVCL C. Finance Ministry

D. ISTSL D. EPFO

96. The right of set-off customers account can 100. What is ‘T’ stand for in the MTSS which is be exercised only by a______? a term often seen in the banking sector news?

A. Creditors A. Transfer

B. Debtors B. Transaction

C. Banker C. Tag

D. Customer D. Total

97. What is an acronym for GVA? 101. ______is financial institution through which promoter / promoter groups will be A. Gross Value Added permitted to set up a new bank. B. General Value Area A. Investment Company(IC) C. Goods Value Algorithm B. Loan Company (LC) D. Generalized Voluntary Action C. Infrastructure Finance Company (IFC)

D. Non-Operative Financial 98. When was Commercial Paper (CP) (NOFHC) introduced in India for the first time?

A. 1990 102. SIDBI was formed to promote ______. B. 1995 A. Agriculture sector C. 2000 B. Housing sector D. 2005 C. MSME sector

D. Banking sector 99. P- Note (Participatory Note) in India are issued on the recommendation of

103. How many member nations are there in the Bank for International Settlements (BIS)? 107. When more than one bank is allowing A. 80 credit facilities to one party in coordination with each other under a formal arrangement, B. 60 the arrangement is generally known C. 100 as______.

D. 120 A. Group lending

B. Participation

104. What is the purpose of reduction in Cash C. Consortium Reserve Ratio (CRR)? D. Ownership A. Reduce Credit Flow

B. Enhance Credit Flow 108. What does LAF stands for? C. Enhance availability of cash A. Location Adjustment Function D. Reduce Cash transactions B. Liquidity Adaption Function

C. Listed Absorption Facility 105. The first insurance company was started D. Liquidity Adjustment Facility in India in 1818 at______.

A. Kolkata 109. A is designated as a lead B. Mumbai bank in each ______of the country. C. Delhi A. zone D. Pune B. taluka

C. district 106. The headquarters of International D. panchayat Monetary Fund is______.

A. Geneva 110. Which of the following is not managed by B. Washington RBI for India? C. Paris A. Currency D. B.

C. Foreign Exchange A. NABARD

D. Government Accounts B. RBI

C. SIDBI

111. Name of the bank which first time D. SBI introduce the merchant is______. 115. UNCTAD stands for______. A. A. United Nations Conference on Trade and B. Grind lays Bank Dealing C. United Bank B. Unity National Conference on Trade and D. London Bank Development

C. United Nations Conference on Trade and Development 112. Largest Public Sector Bank in India is______. D. Unique Nations Conference on Trade and Development A. Answer: C B. ICICI

C. Punjab National Bank 116. Where are four regional centres of RBI D. State Bank of India located?

A. Mumbai, Kolkata, and Delhi 113. Name of the commission which distributes B. Kolkata, Chennai, Mumbai, Gujrat the taxes between center and states______. C. Gujarat, Mumbai, Kolkata, Delhi

A. National Development Council D. Chennai, Bangalore, Mumbai and Delhi

B. Finance Commission

C. Direct Tax Commission 117. On 2-10-1975, which types of banks were established______. D. Planning Commission A. Public Sector Banks

B. Private Sector Banks 114. Which of the following will set up core banking infrastructure for rural C. Regional Rural Banks banks______?

D. Non Financial Banks C. 7%

D. 6.1%

118. EXIM means______.

A. Export and Import Bank of India 122. What is the age range to be eligible for enrolling in NPS (National Pension Scheme)? B. Exchange in Monetary Transaction A. 18-25 C. Export in Monetary Transaction B. 18-35 D. None of These C. 18-40

D. 18-65 119. EXIM bank offers credit and lines of credit (LOC) to______.

A. Foreign Government and Banks 123. Which of the following institutions has agreed to provide $100 million to India’s B. Domestic Government and Banks National Investment and Infrastructure Fund’s C. Only Private Sector Banks (NIIF) that aims to raise about $1 billion to invest in up to 10 private equity funds? D. None of these A. International Finance Corporation (IFC)

B. New Development Bank (NDB) 120. was established on______. C. Asian Infrastructure Investment Bank (AIIB)

A. 1985 D. Asian Development Bank (ADB)

B. 1984

C. 1988 124. Which of the following companies has launched the ‘Audible Suno app’ in India? D. 1992 A. Google

B. Flip kart 121. According to the International Monetary Fund (IMF), what will be the India’s economic C. Amazon growth forecast ______for 2020? D. Microsoft A. 5.5%

B. 5.9%

125. What edition of the Economic Census B. eBaich which is the first digital census was launched in C. eBkray on December 13th, 2019? D. eBay A. 4th Answer: C B. 5th

C. 6th 129. Which Bank has launch OTP-based ATM D. 7th cash withdrawal from January 1,2020?

A. State Bank of India 126. As on November 1, 2019 what amount of B. Punjab National Bank loan has been sanctioned under the Pradhan Mantri MUDRA Yojana (PMMY)? C.

A. Rs. 8.25 lakh crores D.

B. Rs. 9.44 lakh crores

C. Rs. 10.24 lakh crores 130. has partnered with online real estate platform ______for listing and e- D. Rs. 10.84 lakh crores auctioning of immovable properties repossessed by the bank in recovery proceedings. 127. Union Home Ministry has sanctioned a sum of rupees ______from Nirbhaya Fund A. Brigade Enterprises Ltd for setting up and strengthening of Women B. DLF Ltd Help Desks in Police Stations of States and Union Territories (UT). C. Housing Development and Infrastructure Ltd (HDIL) A. 200 Crore D. Magic Brick B. 300 Crore

C. 100 Crore 131. The Reserve Bank of India (RBI) has D. 500 Crore increased the limits imposed on peer-to-peer lenders to _____.

128. Finance Minister has launched which app A. 10 lakh for online auction of assets attached by banks? B. 20 Lakh A. eSell C. 30 lakh

D. 50 lakh C. Partnership

D. Privileged

132. The fund transfers through the NEFT system occur in how many batches? 136. What is the full form of CIRP? A. 6 A. Central Insolvency Resolution Process B. 12 B. Credit Insolvency Resolution Process C. 16 C. Company Insolvency Resolution Process D. 23 D. Corporate Insolvency Resolution Process

133. Nippon which acquires additional 21.54% 137. Which of the following services cannot be stake in Reliance Nippon Life Asset availed through AEPS? Management is a company of which country? A. Balance Enquiry A. Russia B. Cash Withdrawal B. USA C. Overdraft C. Japan D. to Aadhaar funds transfer D. South Korea

138. Which General Insurance Company has 134. RBI rejects merger of which two banks? launched My: health Woman Suraksha policy? A. Yes Bank and IndiaBulls A. ICICI Prudential B. Dhanlaxmi Bank and IndiaBulls B. Life Insurance Corporation C. Yes Bank and Dhanlaxmi Bank C. HDFC ERGO D. Dhanlaxmi Bank and Edelweiss Broking D. SBI LIFE Limited

139. As per the new guidelines of the Reserve 135. What does P stand for in STP? Bank of India for ‘on tap’ licensing of Small A. Powered Finance Banks (SFBs) in the Private Sector what is the minimum paid-up capital for setting up B. Processing an SFBs?

A. 100 crore B. mobilize the resources in the district for financing its members to the maximum extent B. 150 crore possible C. 200 crore C. Both of these D. 250 crore D. None of these

140. National Thermal Power Corporation 143.Union Budget which is presented every Limited has signed a term loan agreement of year in the parliament is also known as- Rs. 5000 crore with which of the following banks to part finance the capital expenditure A. Annual Budget of NTPC? B. Common Budget A. Punjab National Bank C. General Budget B. State Bank of India D. None of these C. Union Bank

D. Bank of India 144. When the conversion rate of our currency goes high in compared to other currency, it is known as- 141. Insurance companies in India are regulated by – A. Rupee Devaluation

A. RBI B. Rupee Demodulation

B. SEBI C. Rupee Depreciation

C. IRDA D. None of these

D. None of these

145. Which of the following banks is not nationalized in 1969 _ 142. The primary function of a central co- operative bank is to- A. Central Bank of India

A. to channelize the flow of funds from the B. Dena Bank State co- C. Operative banks D. Oriental Bank of Commerce

146. In which city the Bank of International C. Mutual funds Settlements (BIS) located? D. All the above A. New York

B. Basel 150. Goods and Service Tax, would replace C. Washington which of the following taxes levied at present?

D. None of these A. Capital gains tax

B. Corporate tax

147. When it comes to money market C. Value-added tax instruments,which among the following is not D. None of these true?

A. Treasury bills

B. Certificate of deposits 151. Reserve Bank of India borrows money C. Corporate securities from commercial banks at ____ rate. D. None of these A. Statutory Liquidity Rate

B. Reverse Repo Rate 148. The difference between the total cost of a C. Repo Rate project and the sanctioned loan amount is termed as______D. Bank Rate

A. Near Money

B. Gross Income 152. Suvidha Prepaid Card has been launched by which of the following banks? C. Margin Amount A. Bank of Baroda D. None of these B. Canara Bank

C. UCO Bank

D. Dena Bank 149. The capital markets regulatory authority has supervision over-

A. Foreign institutional investors 153. The scheme, Simply Click, was launched by ______. B. Equity and debt raisers

A. Bank of Baroda 157. MCLR stands for _____ Cost of Funds based Lending Rates. B. SBI A. Minimal C. ICICI Bank B. Minimum D. HDFC Bank C. Marginalized

D. Marginal 154. Wave N Pay, a contact-less card was launched by______.

A. BOB 158. India Licensing Expo (ILE) 2018, most influential brand licensing show was held in B. PNB ______. C. BOI A. Delhi D. SBI B. Lucknow

C. Agra 155. Recently ______has launched IRA 2.0, D. Mumbai the advanced version of interactive humanoid for customer service in Bengaluru.

A. Yes Bank 159. Electoral Bonds can be purchased from specified branches of : B. A. BOI C. HDFC Bank B. PNB D. ICICI Bank C. SBI

D. BOB 156. What is E in SARFAESI?

A. Estimate 160. FICCI is the largest and oldest apex B. Enhancement business organisation in India. The Head Office C. Export of FICCI is located at ______.

D. Enforcement A. Mumbai

B. Chennai C. Bengaluru

D. New Delhi B. RBI

C. Imperial Bank of India

161. The RBI is authorized to issue notes with D. Government Bank face values of up to Rs ______and coins up to

Rs 1,000 rupees. 165. The period between 1906 and 1911 saw A. Rs 5000 the establishment of banks inspired by the B. Rs 10000 _____- movement.

C. Rs 15000 A. Home rule

D. Rs 20000 B. Swadesi

C. Angrejo Bharat Chhodo

162. The old series of ₹1,000 and ₹500 notes D. Independence were demonetized from midnight on which date? 166. From which year, Shaktikanta Das, who A. 8 November 2016 was the finance secretary with the B. 18 November 2015 Government of India, begins his journey as the new RBI Governor? C. 28 November 2017 A. 2019 D. 8 November 2017 B. 2018

C. 2017 163. How many banks were merged in 1921 to form the Imperial Bank of India? D. 2016

A. 2

B. 3 167. With the second round of nationalization, the Government of India controlled around C. 4 how many percents of the banking business of D. 5 India?

A. 80%

164. Which of the following bank plays an B. 91% important part in the Development Strategy of C. 79% the Government of India? D. 100% A. SBI

A. Rs. 1 Lakh

168. became the first B. Rs. 2 Lakh woman to be appointed Chairperson of the C. Rs. 5 Lakh which bank? D. There is no upper limit A. RBI

B. SBI 172. When was the India Post C. HDFC incorporated? D. ICICI A. 17 August 2016 Answer: B B. 1 July 2016

C. 1 April 2016 169. SBI acquired the control of seven banks in D. 7 January 2016 ______.

A. 1960 173. When did the regional rural banks start B. 1950 functioning in India? C. 1970 A. 1975 D. 1980 B. 1947

C. 1953 170. In which year, The State Bank of Bikaner & D. 1960 Jaipur, , , and , and were merged with State Bank of India? 174. The main food grain of India is _____.

A. 2016 A. Rice

B. 2018 B. Wheat

C. 2017 C. Sugarcane

D. 2015 D. Maize

171. What is the upper limit of RTGS 175. The ownership right of a company transactions? remains ______.

A. with company directors six months before the end of his term for “personal reasons”? B. with equity shareholders A. M. K. Jain C. with debenture holders B. Viral V. Acharya D. with the government C. B.P. Kanungo

D. N. S. Vishwanathan

176. What is needed for creating demand? 180. In which of the following year NEFT was A. Production introduced in India? B. Price A. 2002 C. Income B. 2003 D. Import C. 2004

D. 2005 177. ‘PIN’ in Smart Card is called ______:

A. Permanent Index Number 181. Who prepares the national income B. Personal Identification Number estimates in India?

C. Personal Index Number A. Central Statistical Office

D. Permanent Identification Number B. Finance Commission

C. Commerce and Industrial Ministry

178. The Securitization Act does not covers D. Niti Ayog ______:

A. Private Sector Banks 182. What is the current SLR? B. Consortium of Banks A. 16.50 % C. Private Financial Institutions B. 20.15% D. Chit Fund Companies C. 18.25%

D. 18.00% 179. Who among the following has resigned as deputy governor of the Reserve Bank of India

183. First five-year plan in India was from D. 1952 ______.

A. 1947 – 1952 187. Where was the first mint established? B. 1949 – 1954 A. Kolkata C. 1950 – 1955 B. Hyderabad D. 1951 – 1956 C. Mumbai

D. Bangalore 184. National Development Council was constituted on: 188. By which of the following NBFC are A. 2 August 1952 regulated? B. 6 August 1952 A. RBI C. 8 August 1952 B. Companies Act 2013 D. 12 August 1952 C. SEBI

D. NIFTY 185. The Central Office of the Reserve Bank Answer: C was initially established in Calcutta but was permanently moved to Mumbai in ______. 189. How many mints in India produce coins? A. 1938 A. 3 B. 1937 B. 7 C. 1936 C. 6 D. 1939 D. 4

186. The nationalisation of RBI was done in ______. 190. What is the highest rate of GST?

A. 1949 A. 15%

B. 1950 B. 12%

C. 1951 C. 30%

D. 28% 194. Recently, State Bank of India has announced reduced 1-year marginal cost-based

lending rates by ______. 191. Who is elected as the President of the A. 5 bps Asian Development Bank (ADB)? B. 7.5 bps A. Takehiko Nakao C. 10 bps B. Jin Liqun D. 15 bps C. Tedros Adhanom

D. Masatsugu Asakawa 195. Recently, Reserve Bank has increased the

household income limits for borrowers of Non- 192. Which of the following bill is passed by Banking Financial Companies (NBFCs) and Parliament to set up a unified authority to institutions (MFIs) from 1 lakh to regulate all in India? ______.

A. International Economic Services Centres A. Rs. 1.20 lakh Authority Bill, 2019 B. Rs. 1.25 lakh B. International Financial Services Centres C. Rs. 1.50 lakh Authority Bill, 2019 D. Rs. 1.75 lakh C. International Public Servants Authority Bill, 2019

D. International Financial Reorganisation 196. Where is the headquartes of Asian Centres Authority Bill, 2019 Development Bank?

A. Tokyo, Japan

193. The Seventh Economic Census is being B. Shanghai, China conducted nationwide and is expected to be C. Jakarta, Indonesia completed by March 2020. When the first Indian Economic Census was started? D. Mandaluyong, Philippines

A. 1975

B. 1970 197. Recently, Wal-Mart launched a co- branded credit card in partnership with which C. 1980 bank? D. 1977 A. HDFC Bank

B. ICICI Bank 201. Recently, India has announced India a line of credit of approx ______as financial C. Citi Bank assistance to Sri Lanka. D. A. Rs. 4,450 crore

B. Rs. 3,230 crore 198. Ursula von der Leyen has taken charge as C. Rs. 7,854 crore the President of which of the following international organizations? D. Rs. 800 crore

A. Asian Development Bank

B. United Nations 202. ‘AIBEA’ was recently in news what is the full form of ‘AIBEA’? C. World Bank A. Asia and India Bank Enterprenure Association D. European Union B. All India Bank Employees Association

C. Agreement of Indian Bankers with Employees 199. In which of the following year NEFT was Association introduced in India? D. Article of Indian Bank Executive Association A. 2002

B. 2003 203. Which of the following has tightened the C. 2004 rules around resignations of auditors from D. 2005 listed companies?

A. SEBI

200. The Securitization Act does not covers B. RBI ______: C. Finance Commission A. Private Sector Banks D. SBI B. Consortium of Banks

C. Private Financial Institutions 204. Which of the following is not comprised in D. Chit Fund Companies India’s Foreign Exchange Reserves?

A. Foreign Currency Assets (FCAs) B. Gold holdings of RBI

C. Silver holdings of RBI

D. Special Drawing Rights (SDRs) 208. Recently, RBI has approved the merger of 13 District Cooperative Banks with state

cooperative banks of which state? 205. Which of the following financial A. institutions conducts the auction of Treasury Bills of varying maturities? B. Odisha

A. SEBI C.

B. Government of India D.

C. NABARD

D. RBI 209. The Institute of Chartered Accountants of India has signed an MoU with the ______to

offer technical training programs to employees 206. On which day the Central GST and State of the government, nationals, and members of GST authorities have organized a nationwide the organization. GST Stakeholder Feedback Diwas on New GST A. Cyprus Accountants and Auditors Association Returns? B. Saudi Arabia Accountants and Auditors A. 6th December Association B. 7th December C. Kuwait Accountants and Auditors C. 5th December Association

D. 8th December D. Abu Dabhi Accountants and Auditors Association

207. Recently, Bharosa Saving Accounts is launched by which of the following Payments 210. Which of the following has organized the Banks? Startup India Global Venture Capital Summit?

A. Jio Payments Banks A. Department for Promotion of Industry and Internal Trade B. Aditya Birla Payments Banks B. Government of C. India Payments Banks C. Government of Punjab D. D. A & B Answer: D

211. PNB MetLife India Insurance Company has A. Subramanian Swamy partnered with which company to provide life B. Rajiv Kumar insurance to its customers by fuddling life insurance covers on their loans? C. Arvind Panagariya

A. HDFC Ergo D. Pronab Sen

B. ICICI Prudential

C. 215. Karnataka Vikas Grameena Bank (KVGB) signed a memorandum of understanding with D. RevFin which private company on solar lightening and livelihood solutions?

212. RBI launched ______Application for A. Deepa Solar Systems Pvt. Ltd visually challenged people to Identify currency B. Pvt. Ltd denomination? C. Loom Solar Pvt. Ltd A. RUPAY D. SELCO Solar Light Pvt. Ltd B. MANI

C. MONY 216. Finance Minister has launched which app D. Chkfake for online auction of assets attached by banks?

A. eSell 213. Government of India has constituted a B. eBaich seven-member Group of Minister (GoM) to infuse how much amount to revive state- C. eBkray owned telecom corporations BSNL and MTNL? D. eBay A. Rs 69000 crore

B. Rs.79000 crore 217. Which Bank has launch OTP-based ATM C. Rs.50000 crore cash withdrawal from January 1, 2020?

D. Rs.70000 crore A. State Bank of India

B. Punjab National Bank

214. The Ministry of Statistics and Programme C. Dena Bank Implementation has set up a single standing committee on economic statistics (SCES), who D. Syndicate Bank is the head of the committee?

218. Federal Bank has partnered with online 221. Which state owned bank will get fresh real estate platform ______for listing and e- capital of Rs. 2,153 crores from the Central auctioning of immovable properties government? repossessed by the bank in recovery A. Union Bank proceedings. B. A. Brigade Enterprises Ltd C. Allahabad Bank B. DLF Ltd D. Punjab National Bank C. Housing Development and Infrastructure Ltd (HDIL)

D. Magic Brick 222. The fund transfers through the NEFT system occur in how many batches?

A. 6 219. What is the amount Asian Infrastructure Investment Bank (AIIB) has announced for B. 12 irrigation and solar energy projects in India? C. 16 A. $210 million D. 23 B. $150 million

C. $200 million 223. Nippon which acquires additional 21.54% D. $500 million stake in Reliance Nippon Life Asset Management is a company of which country? Answer: A A. China

B. Russia 220. The Reserve Bank of India (RBI) has increased the limits imposed on peer-to-peer C. USA lenders to _____. D. Japan A. 10 lakh

B. 20 Lakh

C. 30 lakh 224. RBI rejects merger of which two banks? D. 50 lakh A. Yes Bank and IndiaBulls

B. Dhanlaxmi Bank and IndiaBulls

C. Yes Bank and Dhanlaxmi Bank

D. Dhanlaxmi Bank and Edelweiss Broking B. Processing Limited C. Premier

D. Partnership 225. A Scheme for Promoting Innovation, Rural

Industry and Entrepreneurship (ASPIRE) will be implemented through which bank? 229. According to the International Monetary Fund (IMF), what will be the India’s economic A. SBI growth forecast ______for 2020? B. IDBI A. 5.5% C. SIDBI B. 5.9% D. BOB C. 7%

D. 6 1% 226. The SWIFT international payment network is one of the largest financial messaging systems in the world of USA, as equivalent to 230. What is the age range to be eligible for that CIPS is of which country? enrolling in NPS (National Pension Scheme)?

A. Russia A. 18-25

B. China B. 18-35

C. Japan C. 18-40

D. France D. 18-65

227. Bank of Baroda partnered with which 231. Which of the following agreement/accord state government to provide MSME loans? is related to baking reforms?

A. Maharashtra A. Vienna agreement

B. Andhra Pradesh B. Basel accord

C. Tamil Nadu C. Nagoya Protocol

D. Gujarat D. Cartagena Protocol

228. What does P stand for in STP? 232. What is the meaning of KYC in banking/financial sector? A. Powered

A. Know Your Customer very well A. FIMMDA

B. Know your existing Customer very well B. AMFI

C. Know your prospective Customer very well C. RBI

D. Satisfy yourselves about the customer’s D. SEBI identity and activities

237. If the Statuary Liquidity Ratio (SLR) is 233. What is full form of STT? increased, what will be the effect on Bank‘s credit situation? A. Standard Transaction Tax A. It will be reduced B. Securities Transaction Tax B. It will be increased C. Securities Transfer Tax C. It will remain unaffected D. Standard Transfer Tax D. All of the above

234. Which was the first started in India ______? 238. Kisan Credit Cards (KCC) Scheme was formulated in the year- A. SBI Mutual Fund A. 1996 B. HDFC Mutual Fund B. 1997 C. Kotak Pioneer Mutual Fund C. 1998 D. Unit Trust of India D. 2000

235. Where is the headquarters of Bureau of Indian Standards (BIS)? 239. What is the full form of “CIN” with respect to OLTAs? A. Mumbai A. Challan Identification Number B. Kolkata B. Challan Identification Notary C. Bhubaneswar C. Channel Identification Number D. New Delhi D. Challan Inventory Number

236. The regulator for Mutual Funds in India is?

240. The components of Tier-I capital of a C. Rs. 500 banking company include: D. Rs. 100 A. capital reserve representing surplus arising out of sale proceeds of assets 244. Reserve Bank of India has raised the B. paid-up capital, statutory reserves and other microloan limits to ensure a higher flow of disclosed free reserves, if any funds to the economically weaker section. The C. both A and B regulator has raised the household income limit for availing microloans while enhanced D. revaluation reserves, hybrid capital the lending limit to Rs ______lakh per instruments and subordinated term debt, eligible borrower from Rs 1 lakh earlier.

A. 1 lakh 241. Banking Regulation Act 1949, does not at B. 3 lakh all apply to- C. 7 lakh A. Nationalized banks D. 5 lakh B. Foreign banks having branches in India

C. Both A and B 245. RBI issued its first banknote in January D. Co-operative Banks 1938 bearing the portrait of George IV. What was its denomination?

242. A ______is a loan in which property A. Rs. 5 or real estate is used as collateral. B. Rs. 10 A. Mortgage C. Rs. 1 B. Assets D. Rs. 2 C. Balance Sheet

D. Ledger 246. Bank holidays under Section 25 of the Negotiable Instruments Act, 1881 are declared by? 243. Banknotes can be issued in any denominations but coins can be issued up to A. State Government for the respective State what denomination? B. Banking Operations Department A. Rs. 5000 C. Central Government B. Rs. 1000 D. RBI

D. None of the given options is true

247. The tax payer’s data flows directly from banks to Tax Information Network (TIN). Who 251. Consider these statements:- maintains TIN? Statement I: RBI decides the volume and value A. RBI of banknotes be printed. B. National Securities Depository Ltd Statement II: RBI decides the volume and value C. National Securities Defense Ltd of coins be minted.

D. Enforcement Directorate A. Both are true.

B. Both are false.

248. Which of the following is not included in C. Statement I is true, but statement II is false CAMELS? D. Statement I is false, whereas II is true A. Capital Adequacy and Asset Quality

B. Management and Earning Performance 252. The individual who is named in the C. Employees Performance cheque for getting the payment is known as?

D. Liquidity and Systems A. Payee

B. Drawee

249. When were banknotes in the Mahatma C. Drawer Gandhi Series introduced? D. Endorsee A. 1991

B. 1995 253. Which type of accounts is very popular C. 1996 among companies, firms, public enterprises, businessmen who generally have a higher D. 2000 number of regular transactions with the bank?

A. Term Deposit Account 250. Ways and Means advances are provided B. Saving Account by Reserve Bank of India only to- C. Current Account A. Central Government D. All of the above B. State Government

C. Both A and B

254. Capital adequacy is worked out based on? C. This obligation is neither due to a contract nor a statutory provision. A. Total demand and time liabilities D. It means that to pay you the value, there is B. Net demand and time assets sovereign guaranty. C. Risk-weighted assets

D. Risk-weighted liabilities 258. What is the name of technology given to the recently introduced computerized clearance of cheques? 255. In which year does the Differential Rate of Interest Scheme was introduced? A. Automatic clearance

A. 1972 B. MICR

B. 1982 C. Speed line System

C. 1992 D. Special cleaning

D. None of these

259. To enforce law and order Government of India has many agencies. SFIO is one of them. 256.In which of the following types of banking, SFIO stands for there is a direct execution of transaction between a bank and its consumers? A. Serious Fraud Interrogation Office

A. Banking B. Serious Fraud Investigation Office

B. Universal Banking C. Serious Feud Interrogation Office

C. Virtual Banking D. Serious Fraud Interrogation Ordinance

D. Unit Banking

260. MICR code is a 9-digit code that uniquely identifies the bank and branch participating in 257. What is the meaning of “I” promise to pay an ECS. What is full form of ECS? ‘clause written on notes? A. Electronic Clearing Service A. The bank’s obligation to pay the value of banknote does not arise out of a contract but B. Electronic Clearing Security out of statutory provisions C. Electronic Clearing Source B. The bank’s obligation to pay the value of D. Electronic Clearing System banknotes does arise out of a contract but not out of statutory provisions.

261. Consider these statements:- C. It is used by the central bank to control liquidity Statement I: One rupee notes are the liability of GOI. D. Both A and C

Statement II: Two rupee note is the liability of RBI 265. When Reserve Bank intends to increase A. Both statements are true credit by the banking system, it

B. Both are false. A. Reduces the bank rate

C. Statement I is true, whereas II is false. B. Raises the bank rate

D. Statement I is false, whereas II is true. C. Freezes the bank rate

D. None of these

262. We can open a saving bank account in the sole name of a minor if he completes age of 266. Tagline of Bank of Baroda _____? A. Where India Banks A. 18 B. India’s International Bank B. 21 C. Relationships beyond Banking C. 10 D. None of these D. None of these

267. Normally banks accept fixed Deposits for a 263. In SNRR Account, SNRR stands for maximum period of: ______. A. 5 years A. Statutory Non Reflex Rupee B. 10 years B. Single Non Resident Rupee C. 20 years C. Special Non Resident Rupee D. None of these D. None of these

268. ______is a short term and 264. What is the purpose of KYC in banking? unsecured promissory notes issued by A. It is used for customer identification corporations with very high credit standing?

B. It is used against money laundering A. Demand draft

B Credit card 272. Which was the first Mutual Fund started in India ______? C. Commercial Paper A. Unit Trust of India D. None of these B. SBI Mutual Fund

C. HDFC Mutual Fund 269. Which of the following is not a tool in the hands of RBI to control the inflationary D. None of these pressure in the country?

A. Bank Rate (BR) 273. Kisan Credit Cards (KCC) Scheme was B. Special Drawing Rights (SDR) formulated in the year:

C. Statutory Liquidity Ratio (SLR) A. 1996

D. None of these B. 1997

C. 1998-99

270. When was the Financial Market D. None of these Department established by RBI?

A. May, 1999 274. When were banknotes in the Mahatma B. Jan, 2000 Gandhi Series introduced?

C. July, 2005 A. 1991

D. None of these B. 1995

C. 1996

D. None of these

271. What is the full form of STT?

A. Standard Transaction Tax 275.”Ways and Means” advances are provided by Reserve Bank of India only to: B. Securities transaction tax A. central Government C. Securities transfer tax B. State Government D. None of these C. Both A and B

D. None of these

D. None of these

276. When a cheque is drawn on a bank, the bank is called the ______? 280. How many mints in India produce coins? A. Payee A. Four mints B. Drawee B. Two mints C. Drawer C. Three mints D. None of these D. None of these

277. Balance in a current account is classified 281. FIMMDA‘s general principles and as ______. procedures are applicable to ______? A. Hybrid Deposit A. Fixed Income Markets B Term Deposit B. Money Markets C. Demand Deposit C. Derivatives Markets D. None of these D. All of the above

278. For opening a new branch, a Regional 282. Cash Reserve Ratio (CRR) is to be Rural Bank requires ______. maintained on Net Demand and Time A. permission of NABARD Liabilities (NDTL). SLR is thus required to be maintained on ______? B. Approval of DRDA A. Total Demand and Time Liabilities C. RBI license B. Net Demand and Time Liabilities D. None of these C. Total Demand and Time Assets

D. None of these 279. Which of the following appears in the balance sheet of a company?

A. Authorized Capital 283. The main foreign exchange reserves in the country are:- B. Partner’s Capital A. Foreign Currency assets C. Paid up Capital B. Gold Stock

C. Special Drawing Rights B. Association of Mutual Funds in India

D. All of the above C. Action of Mutual Funds in India

D. None of these

284. Which of the following type of budgeting being used in India? 288. IFSC in a cheque means:- A. Balanced Budget A. Indian Financial System Code B. Zero bases Budget B. It has 11 digits alpha numeric C. Receipts Budget C. This code is used in remitting funds through D. All of the above RTGS and NEFT

D. All the above

285. The tax levied by Local Governments i.e. Municipal Corporations and municipalities is 289. Safe deposit locker – a product offered in ______. the Indian segment under: – A. Wealth Tax A. Retail loan products B. House Tax B. Retail deposit products C. Gift Tax C. Retail services D. None of these D. None of these

286. For which of the following bank account 290. New and re-issuable currency notes are there is no deduction of TDS? stored in ______maintained by the A. Saving Bank accounts banks as agents of Reserve Bank of India.

B. Recurring Deposit accounts A. Currency chests

C. Term deposit Accounts B. Treasuries

D. Both A & B C. Branches

D. None of these

287. What is the full from of AMFI?

A. Association of Manual Funds in India

291. Which of the following committees/ Task 295. The full form of BBPS is- Forces was set up to suggest reforms in A. Best Business Practice Banking Sector? B. Bharat Bill Payment Service A. Swaminathan Committee C. Bharat Bill Payment System B. D. None of these C. Rajinder

D. None of these 296. Which committee recommended the

universal banking concept? 292. What is the full form of the term REITs? A. R H Khan Committee A. Regional Estate Innovation Trusts B. S Padmanabhan Committee B. Real Estate Investment Trusts C. YH Malegam Committee C. Restructured Estate Investment Trusts D. None of these D. None of these

297. Reserve Bank of India was nationalized 293. Entry Load is a term associated with which in:- of the following? A. 1947 A. Startups B. 1949 B. Mutual Funds C. 1948 C. Shipping D. None of these D. None of these

298. Which is the first Indian company to be 294. What is the headquarters of Canara Bank? listed in NASDAQ?

A. A. TCS

B. Bengaluru B. HCL

C. Chennai C.

D. None of these D. None of these

299. Monetary Policy of RBI does not include A. Punjab National Bank ______? B. State Bank of India A. Control the Supply of Money C. Allahabad Bank B. Reduction of taxes D. Axis Bank C. Fixation of rate of interest (least in some categories) 303. The Securities and Exchange Board of D. Fixation of Repo rate and Reverse Repo rate India (SEBI) has doubled the minimum investment limit for clients of Portfolio Management Services to ______. 300. National Council of Applied Economic Research (NCAER) is located in ______A. Rs 40 lakh

A. Mumbai B. Rs 50 lakh

B. New Delhi C. Rs 80 lakh

C. Chennai D. Rs 100 lakh

D. None of these

304. Which of the following became the first company to list its commercial papers on the

stock exchanges? 301. Which financial company has launched A. Bajaj Finserv India’s first corporate bond exchange-traded fund (ETF), called the Bharat Bond ETF? B. Bank Ltd. India

A. Edelweiss Asset Management Company C. Aditya Birla Finance Ltd (ABFL) (AMC) D. Edelweiss Securities Ltd B. Mahindra & Mahindra Financial Services

Limited 305. Name the Non-Banking Finance Company C. Muthoot Finance Ltd (NBFC) which has acquired the Mutual Fund D. HDB Financial Services (MF) business worth Rs. 215 crores of IDBI Bank?

A. Muthoot Finance 302. Which Bank has announced the reduction in its marginal cost of fund-based lending rate B. Bajaj Finserv Ltd. (MCLR) by 10 basis points across all one-year products?

C. Mahindra & Mahindra Financial Services C. 2016-17 Limited. D. 2017-18 D. Power Finance Corp

309. ICICI Lombard has been partnering with which Payments Bank to offer non-life insurance solutions to its customers? 306. On November 20, 2019, the Union Cabinet has approved the strategic disinvestment for A. Airtel Payments Bank how many Central Public Sector Enterprises? B. A. Four C. Fino Payments Bank B. Five D. C. Six

D. Seven 310. For which state’s integrated and Sustainable Water Resources Management Investment Program the Government of India 307. On 20th November 2019, the Reserve has signed USD 91 million loans with Asian Bank of India (RBI) has superseded the board Development Bank (ADB)? of which of the following housing finance companies as it “intends to shortly” initiate the A. process of insolvency? B. Karnataka A. Dewan Housing Finance Corporation Limited C. Tamil Nadu (DHFL) D. Gujarat B. HDFC Housing Finance

C. Indiabulls Housing Finance Limited 311. In which of the following ports of India the D. L&T Housing Finance Limited world’s first CNG terminal will come?

A. Kandla, Gujarat 308. The Ministry of Statistics and Programme B. Bhavnagar, Gujarat Implementation (MOSPI) is considering changing of base year for GDP calculation from C. Vishakhapatnam, Andhra Pradesh 2011-12 to ______D. , Kerala A. 2014-15

B. 2015-16

312. As per the Sample Registration System A. Moody’s Investors Service (SRS) Bulletin-2016, released on November 07, B. Standard & Poor’s 2019, the Maternal Mortality Ratio (MMR) in India has decreased by _____ since 2013. C. Fitch Ratings

A. 21. 5% D. CRISIL

B. 23.8%

C. 26.9 % 316. The Reserve Bank of India (RBI) has imposed a fine of Rs 5 lakh on which prepaid D. 29.9% payment instrument?

A. Paytm 313. The Reserve Bank of India has increased B. Mobikwik the household income limits for borrowers of Non-Banking Financial Companies (NBFCs) and C. Oxygen Services microfinance institutions (MFIs) from 1 lakh to ____. D. Vodafone M-Pesa Limited

A. 1.25 lakh rupees.

B. 1.50 lakh rupees. 317. Name the product that has been allocated a separate Harmonized System (HS) code by C. 1.75 lakh rupees. the Union Government to give an impetus to the export of it? D. 2.00 lakh rupees. A. Gems & Jewelry

B. Vehicles 314. Which of the following insurance companies has launched ‘Farmitra’ mobile C. Khadi app? D. Pharmaceuticals A. Company Limited

B. United India Insurance Company 318. Which of the following Small Finance C. Life Insurance of India Banks has launched an instant digital savings account (SA) along with Fixed Deposit (FD) and D. Bajaj Allianz General Insurance Privilege Savings Account to offer distinctive banking and digital services to its customers?

315. Which of the following rating agencies has A. Janalakshmi Small Finance Bank lowered the outlook on the government of B. Equitas Small Finance Bank India’s ratings to ‘negative’ from ‘stable’?

C. A U Small Finance Bank D. Banc assurance

D. Ujjivan Small Finance Bank

322. ______is the rate of interest on which banks base their lending rates. Usually loans 319. Name the Application unveiled by the are given at a rate higher than the this rate and Finance Minister Nirmala Sitharaman that will saving rate is below the this rate facilitate hassle-free and faster clearance by Customs at the airports and enhance the A. Base Rate experience of international tourists and other B. Repo Rate visitors at the airports? C. Bank Rate A. ICEDASH D. Reverse Repo rate B. ATITHI

C. AGANTUK 323. ______is an account that can be D. AGAMAN opened generally for business purposes with no restrictions on withdrawals and no interest paid 320. Name the insurance firm which has received the in-principle approval from A. Current Account insurance regulator IRDAI to act as a direct B. Savings Account insurance ? C. Fixed Deposit Account A. Aditya Birla Sun Life Insurance Co. Ltd. D. B. Health Insurance Company Limited

C. Acko General Insurance 324. What is the purpose of SIDBI? D. BSE-Ebix Insurance Broking Pvt Ltd A. To provide short term lending to industries

B. To provide refinance facilities 321. ______is the distribution of insurance products and the insurance policies C. To develop MSME sector of insurance companies by banks as corporate agents through their branches D. All of the above

A. Insurance Answer: D

B. Cross Selling

C. Mutual Funds 325. ______is the amount of funds that a bank keeps with the Reserve Bank of India

A. Cash Reserve Ratio

B. Repo Rate 329. In EPL, “L” stands for ______

C. Reverse Repo Rate A. Level

D. Base Rate B. Liability

C. Letter

326. ______is a loan that is made for a very D. Limited short period of a few days only with a low rate of interest 330. UNL stands for ______A. Commodity Money A. Ultimate Net Loss B. Plastic Money B. Universal Net Loss C. Notice Money C. Uninsured Net Loss D. Call Money D. Unexpected Net Loss

327. ______are loans given by a bank on which repayments or interest payments are not being made on time 331. India’s total foreign exchange (Forex) A. Bad Assets reserves stand at around US$453 billion as on 06 December 2019. The Foreign exchange of B. Return Assets India is kept with ______C. Non Performing Assets A. SBI D. Good Performing Assets B. ECGC

C. RBI 328. ______is the amount of Funds D. NABARD borrowed by the government to meet the expenditures.

A. Capital Deficit 332. Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881? B. Fiscal Deficit A. Bills of Exchange C. Current Account Deficit B. Letter of credit D. Current Loan

C. Bank Draft on maturity with interest, the deposit is known as-? D. Promissory Notes A. demand deposit

B. term deposit 333. Deposits under Foreign Currency Non- Resident (FCNR) scheme can be accepted for a C. bond minimum of ______D. mortgage A. 15 days

B. 3 months 337. Which of the following public sector banks C. 6 months has celebrated it centenary year in 1965?

D. 1 year A. Central Bank of India

B. Allahabad Bank

334. One of the State Government avails of a C. State Bank of India temporary financial assistance from Reserve D. Bank of India. This type of finance is called ______?

A. Overdraft 338. The primary function of a central co- operative bank is-? B. Temporary loan A. to channelize the flow of funds from the C. Short term finance State cooperative banks D. Ways and Means advance B. mobilize the resources in the district for financing its members to the maximum extent possible 335. Which of the following forms of securing a loan is the safest one? C. funds of the bank consist of share capital, deposits, loans and overdrafts from state co- A. Lien operative banks and joint . B. Assignment D. All of the above C. Pledge

D. Hypothecation 339. Which of the following Bank in 2012 has celebrated its 30th year of continuous service?

336. When banks accept a fixed sum of money A. RBI from an individual for a definite term and pay

B. SIDBI 343. Department of Economic Affairs is part of which of the following Ministry? C. Central Bank of India A. Ministry of Home Affairs D. NABARD B. Ministry of Planning

C. Ministry of Finance 340. Which of the following organizations/agencies works solely to monitor D. Ministry of Heavy Industries & Public and arrange flow of agriculture credit in India? Enterprises

A. NABARD

B. SIDBI 344. The currency notes of which of the following denominations are not printed in C. RBI India? D. SEBI A. Rs 5

B. Rs 10 341. The RBI has decided to stop circulation of C. Rs 50 the coin of which of the following denominations from June 2011? D. Rs 2,500

A. 50 paise

B. Rs 1 345. Union Budget which is presented every year in the parliament is also known as-? C. Rs 2 A. Government Budget D. 25 paise B. Common Budget

C. General Budget 342. Insurance companies in India are regulated by-? D. Finance Report of the year

A. RBI

B. AMFI 346. Basel Norms are associated with –

C. SEBI A. Share Market

D. IRDAI B. Banking

C. Insurance

D. Medical

C. Its gross production

347. How Many Countries is the member of D. Its per capita income World Bank?

A. 164 351. The holidays for the banks are declared B. 189 according to which act?

C. 193 A. Reserve Bank Act

D. 194 B. Companies Act

C. Banking Regulation Act

348. If there is a lack of money supply in D. Negotiable Instrument Act comparison to the supply of goods and services, then the possible consequence would be ______. 352. What do you mean by a non-performing asset? A. Inflation A. An asset that ceases to generate income B. Deflation B. Money at call and short notice C. Devaluation C. Cash balance with other banks D. Hyperinflation D. Cash balance with RBI

349. Marginal cost is dependent upon______. 353. What is the Minimum Capital Requirement to open Small Finance Banks? A. Only fixed cost A. 200 Crore B. Only variable cost B. 500 Crore C. Both fixed cost and variable cost C. 300 Crore D. All the above D. 100 Crore

350. The best indicator of economic development of any country is ______. 354. RBI has imposed banking restrictions on PMC bank in September. What is the full form A. Its agriculture of PMC? B. Its transport

A. Punjab and Madhya Pradesh Co-operative 358. “Pure Banking Nothing Else” is a tagline of Bank which Bank?

B. Pune and Mumbai Co-operative Bank A. ICICI Bank

C. Pune and Madhya Pradesh Co-operative Bank B. UTI Bank

D. Punjab and Maharashtra Co-operative Bank C. SBI Bank

D. HDFC Bank

355. How much additional installment of Dearness Allowance and Dearness Relief has 359. Disinvestment means- approved by the Union Cabinet? A. To reduce the government shares in the A. 6 % private sector. B. 7 % B. To reduce government share in the FDI. C. 5 % C. To reduce government share in Market. D. 4 % D. To reduce the government shares in the public sector.

356. Foreign Exchange Regulation Act (FERA) of 1947 was subsequently replaced ______. 360. Economic planning is an important feature A. 1978 of ______.

B. 1950 A. Mixed Economy

C. 1984 B. Socialist Economy

D. 1973 C. Dual Economy

D. Capitalist Economy

357. Which country is the world’s largest consumer of almonds? 361. PAN number is required for all A. China transactions above-

B. Spain A. Rs. 2.5 lakh

C. United State B. Rs. 10 lakh

D. Vietnam C. Rs. 2 lakh

D. None of these

C. State Bank of India

362. Mutual Fund Scheme that operates D. None of these continuously without any limit entry for subscriptions and redemption is- 366. 1936, the issued/paid-up capital of a A. Close Ended should be – B. Open-Ended A. Rs. 5 lakh C. Mixed Fund B. minimum Rs 25 lakh and maximum Rs 100 D. None of these lakh

C. Rs. 80 lac

363. Banking Industry has been declared as D. None of these public utility service for purpose of

A. Reserve bank of India Act, 1934 367. An account which is maintained by B. Banking Regulation Act, 1949 depositing undistributed parts of profit for future needs is known as ______C. Industrial Disputes Act A. Savings Account D. None of these B. Current Account

C. Reserve Account 364. At Present, What is the maximum amount that a payment bank can accept from a D. None of these depositor?

A. Rs.5 lakhs 368. Goods and Service Tax, would replace B. Rs.1 lakh which of the following taxes levied at present?

C. Rs.2 lakhs A. Capital gains tax

D. None of these B. Corporate tax

C. Value-added tax

365. Foreign exchange reserves of India are D. None of these kept in the custody of which of the following?

A. International Bank for Reconstruction and 369. Where is the headquarter of the Insurance Development Regulatory and Development Authority B. Reserve Bank of India (IRDA)?

A. Hyderabad 373. Which committee is heading the conversion of Urban Cooperative Banks into B. Bangalore Regular Banks? C. Mumbai A. R Gandhi D. None of these B. Urjit R. Patel

C. H R Khan 370. Which of the following is a financial ratio D. None of these that gives a measure of a company‘s ability to meet its financial losses?

A. Cash Reverse Ratio 374. Which of the following is not the function of Payment bank? B. Leverage Ratio A. Issue of ATM / C. Statutory Liquidity Ratio B. Issue of Credit Card D. None of these C. Accepts Deposits

D. None of these 371. IFSC in a cheque means:

A. Indian Financial System Code 375. When the conversion rate of our currency B. It has 11 digits alphanumeric goes high in compared to other currency, it is C. First 4 digits represent Bank Name known as-

D. All the above A. Rupee Devaluation

B. Rupee Demodulation

372. The announcement of Bank holidays on C. Rupee Depreciation 2nd and 4th Saturday will be effective from- D. None of these A. 31st August 2015

B. 1st September 2015 376. NEFT is useful because:- C. 30th August 2015 A. The remitter need not send the physical D. None of these cheque or Demand Draft to the beneficiary.

B. The beneficiary need not visit his/ her bank for depositing the paper instruments

C. Cost-effective

D. All the above C. Personal Disposable

D. None of these

377. Maximum age for retirement for MD/CEO of all private banks is______381. Choose the correct pair which comes A. 70 under LAF –

B. 65 A. CRR and SLR

C. 60 B. Repo rate and Reverse Repo Rate

D. None of these C. Base rate and MCLR

D. CRR and Repo Rate

378. What does AGM stand for in business?

A. American General Meeting 382. Government issues securities to maintain money flow and to raise short term funds B. Academic General Meeting which one is not government security? C. Annual General Meeting A. Treasury Bills D. None of these B. Dated Government Securities

C. Commercial Papers 379. Which among the following is at times D. Sovereign Gold Bond mentioned as a kind of Direct Debit Facility?

A. RTGS 383. How much FDI is permitted for E- B. ECS commerce sector in India? C. NEFT A. 49% D. None of these B. 51%

C. 100% 380. Which term refers closure of the loan D. 26% account prior to the tenure fixed for the account?

A. Pre Approved 384. If a bank is not able to recover its loan and advances it is called: B. Pre Closure A. Market Risk

B. Distribution Risk A. Photographs

C. Operational Risk B. Birth Certificate

D. Credit Risk C. Address Proof

D. Identity Proofs

385. In context with RBI, OLTAS was introduced in which year? 389. The highest denomination note ever A. 2000 printed by the Reserve Bank of India was-

B. 2002 A. 1000

C. 2004 B. 5000

D. 2006 C. 10000

D. 20000

386. MICR code is a 9 digits numeric code, it represents: 390. Which country is the second-largest A. Bank, City, Branch mobile phone producer in the world?

B. City, Bank, Branch A. USA

C. Branch, Bank, City B. China

D. Branch, City, Bank C. Indonesia

D. India

387. NDRF stands for:

A. National Disaster Rescue Force

B. National Disaster Response Federation 391. What is the main objective of Minimum Support Price? C. New Disaster Rescue Force A. Check fall in price beyond a limit. D. National Disaster Response Force B. Protect the interest of the consumers.

C. Make procurement from the wholesalers 388. RBI issued guidelines to Know Your easy. Customer (KYC), which is not a necessary document to complete KYC? D. All are true

D. Axis Bank

392. What is the maximum deposit limit that can be made in a PPF account in any given 396. How many countries is the member of financial year? United Nation? A. Rs.50, 000 A. 194 B. Rs.1.0 lakhs B. 169 C. Rs.1.5 lakhs C. 193 D. Rs.2.0 lakhs D. 189

393. Where is the Headquarters of UCO Bank? 397. What does letter ‘L’ denotes in CAMELS A. Mumbai ratings?

B. Kolkata A. Leverage

C. Chennai B. Liability

D. New Delhi C. Liquidity

D. Lien

394. Which country is not a member of “ASEAN”? 398. If Reserve Bank of India reduces the Bank A. Australia Rate, what will be its impact?

B. Canada A. Liquidity decrease

C. Indonesia B. Liquidity increase

D. A and B C. No change in liquidity

D. All of these

395. Which entity has surpassed State Bank of India (SBI) for the first time, in terms of market 399. Wholesale Banking is a banking service capitalization? between ______and other financial A. Ltd institutions.

B. ICICI Bank A. Foreign banks

C. HDFC Bank B. Local banks

C. Merchant banks A. January 2020

D. Central banks B. November 2019

C. December 2019

400. Which of the following measures the D. April 2020 efficiency of the current assets and liabilities in a particular period? 404. Which bill is not accepted under the A. Liquidity Ratio Bharat Bill Payment system (BBPS)? B. Activity Ratio A. Telecom Bills C. Solvency Ratio B. Electricity D. Profitability Ratio C. Gas

D. Prepaid recharges 401. The ownership right of a company remains ______. 405. The Securitization Act does not covers A. with company directors ______: B. with equity shareholders A. Private Sector Banks C. with debenture holders B. Consortium of Banks D. with the government C. Private Financial Institutions

D. Chit Fund Companies 402. NEFT was in news recently, what does ‘E’ stands for ______. 406. Name the stock exchanges, which have A. Equity received permission from the Securities and B. Electronic Exchange Board of India (SEBI) to operate jointly in Gujarat International Finance Tec C. Economic (GIFT) City under the proposed programme D. Exchange ‘Connect’.

A. National Stock Exchange (NSE) and the Singapore Exchange (SGX) 403. From when, Reserve Bank of India (RBI) has decided to allow the National Electronic B. Shanghai Stock Exchange (SSE) and the Funds Transfer (NEFT) services to be active National Stock Exchange (NSE) 24×7?

C. New York Stock Exchange (NYSE) and the C. Personal Index Number Singapore Exchange (SGX) D. Permanent Identification Number D. (BSE) and National

Stock Exchange (NSE) 411. In which year, ICICI Ltd along with UTI had

set up CRISIL as India’s first professional credit 407. Where is the headquarters of Corporation rating agency? Bank? A. 1980 A. Allahabad B. 1987 B. New Delhi C. 1990 C. Mumbai D. 2000 D. Mangalore

412. The was the first private 408. What is the tagline of Indian Bank? sector bank in India, founded in 1899 by Rao Bahadur T.M. Appu Nedungadi in ______. A. Your own bank A. Tamilnadu B. One family, one bank B. Kerala C. Good people to grow with C. Madhya Pradesh D. Your trusted bank D. Odisha

409. What is needed for creating demand? 413. Book “The Problem of the Rupee – Its A. Production origin and its solution” is written by ______. B. Price A. Dr. Rajendra Prasad C. Income B. Dr. B. R Ambedkar D. Import C. Hilton Young

D. 410. ‘PIN’ in Smart Card is called ______:

A. Permanent Index Number 414. Which bank is not regulated by RBI? B. Personal Identification Number A. State Bank of

B. Punjab and Sind Bank A. M. K. Jain

C. Central Bank of India B. Viral V. Acharya

D. None of these C. B.P. Kanungo

D. N. S. Vishwanathan

415. When was the India Post Payments Bank incorporated? 419. In which of the following year NEFT was A. 17 August 2016 introduced in India?

B. 1 July 2016 A. 2002

C. 1 April 2016 B. 2003

D. 7 January 2016 C. 2004

D. 2005

416. When did the regional rural banks start functioning in India? 420. Which act has been replaced by the A. 1975 Consumer Protection Bill, 2019 that seeks to establish authorities for timely and effective B. 1947 administration and settlement of consumer C. 1953 disputes?

D. 1960 A. Consumer Protection Act, 1984

B. Consumer Protection Act, 1985

417. The main food grain of India is _____. C. Consumer Protection Act, 1986

A. Rice D. Consumer Protection Act, 1987

B. Wheat

C. Sugarcane

D. Maize 421. The Union Cabinet has approved a proposal to provide ______viability gap funding for building a 1,656 km gas grid in the Northeast region. 418. Who among the following has resigned as deputy governor of the Reserve Bank of India A. 5,500 crore six months before the end of his term for “personal reasons”? B. 5,800 crore

C. 6,000 crore A. 2 Lakh

D. 5,559 crore B. 2.5 Lakh

C. 3 Lakh

422. Export-Import Bank (Exim Bank) of India D. 4 Lakh has given a _____ line of credit to Cuba for financing 75 MW Photovoltaic Solar Parks. 426. Which of the following institutions has A. 65 million agreed to provide $100 million to India’s B. 75 million National Investment and Infrastructure Fund’s (NIIF) that aims to raise about $1 billion to C. 85 million invest in up to 10 private equity funds? D. 95 million A. International Finance Corporation (IFC)

B. New Development Bank (NDB) 423. According to the International Monetary C. Asian Infrastructure Investment Bank (AIIB) Fund (IMF), what will be the India’s economic growth forecast ______for 2020? D. Asian Development Bank (ADB)

A. 5.5% Answer: B

B. 5.9%

C. 7% 427. For which urban cooperative bank account holders the Reserve Bank of India (RBI) has D. 6.1% restricted the cash withdrawals up to Rs. 35,000?

424. What is the age range to be eligible for A. Apna Sahakari Co-Op Bank Ltd enrolling in NPS (National Pension Scheme)? B. Mercantile Co-Op Bank A. 18-25 C. Sri Guru Raghavendra Sahakara Bank B. 18-35 D. Nutan Nagarik Sahakari Bank C. 18-40

D. 18-65 428. Who among the following has been appointed as the fourth deputy governor of the Reserve Bank of India? 425. What is increased coverage amount of the ‘Micro Bachat’ plan which was earlier 1 lakh? A. Rabi N. Mishra

B. Michael Patra D. Rs. 10,000

C. Deepak Kumar Mohanty

D. M. Rajeshwar Rao 432. The fund transfers through the NEFT system occur in how many batches?

A. 6 429. Who among the following has acquired DHFL General Insurance for around Rs 100 B. 12 crore? C. 16 A. Kapil Wadhawan D. 23 B. Sachin Bansal

C. Vijay Shekhar Sharma 433. On December 11, 2019, Asian D. Ritesh Agarwal Development Bank (ADB) has lowered India’s Gross Domestic Product (GDP) growth forecast

to ______from 6.5% of previous estimate for 430. Multimodal supply chain solutions the current financial year-FY 2019-20. provider GEFCO has signed a five year deal A. 5.6% with which company to strengthen its Digital Transformation worldwide? B. 5.3 %

A. C. 5.1%

B. TCS D. 5.8%

C. Infosys

D. HCL 434. Which of the following Public Sector Companies has signed a memorandum of

understanding (MoU) with Saudi Aramco for 431. The Reserve Bank of India (RBI) will now the development of Micro, Small and Medium allow consumers to give an e-mandate for Enterprises (MSME) sector in India in Oil & Gas recurring payments made through Unified Sector? Payments Interface (UPI). The limit on such A. Oil and Natural Gas Corporation recurring transactions has been set at ______. B. Hindustan Petroleum A. Rs. 2000 C. Indian Oil Corporation Limited B. Rs. 4000 D. National Small Industries Corporation C. Rs. 15,000 Limited

435. Which financial service company has 438. Which General Insurance Company has partnered with Thailand Tourism Authority launched my: health Woman Suraksha policy? (TAT) to tap more tourists from India & enable A. ICICI Prudential digital payments? B. Life Insurance Corporation A. Mastercard C. HDFC ERGO B. Visa Inc D. SBI LIFE C. RuPay Card

D. American Express 439. As per the new guidelines of the Reserve

Bank of India for ‘on tap’ licensing of Small 436. On which of the following banks the Finance Banks (SFBs) in the Private Sector, Reserve Bank of India has imposed a monetary what is the minimum paid-up capital for penalty of Rs. 1.50 crore for non-compliance setting up an SFBs? with certain provisions of directions issued by A. 100 crore RBI? B. 150 crore A. Bank of Baroda C. 200 crore B. Canara Bank D. 250 crore C. Union Bank

D. 440. Which lending platform has entered into a

co-origination agreement with the State Bank 437. The RBI expanded the scope of the SNRR of India (SBI) to provide widened credit account by permitting non-residents to open outreach and faster disbursal? such accounts for rupee-denominated overseas A. Early Salary Pvt Ltd borrowings, trade credit and trade invoicing for popularizing cross-border transactions in the B. Indiabulls Housing Finance Ltd domestic currency. What does ‘S’ stand for in SNRR? C. Home credit India

A. Special D. U GRO Capital

B. Succession

C. Security 441. The Difference between Gross Domestic Product and Net Domestic Product is D. Subsidy

A. Net Indirect Tax (Indirect Tax Subsidy)

B. Consumption of fixed Capital 445. In which of the following accounts, operation by cheques is permitted? C. Net Capital Formation A. Savings bank accounts and floating loan D. None of these accounts

B. Savings bank accounts and cash accounts 442. Where is the headquarter of the Asian C. Savings banks accounts and current accounts Development Bank (ADB) located? D. None of these A. Manila

B. Singapore 446. The primary function of a central co- C. China operative bank is to – D. None of these A. mobilize the resources in the district for financing its members to the maximum extent possible 443. Travellers Cheque is______. B. to channelize the flow of funds from the co- A. A certificate issued by a bank or finance operative banks institution in lieu of cash C. Either A or B B. A cheque issued by a bank or financial institution which functions as a bond D. Both A & B

C. A prepaid instrument issued by a bank or financial institutions which can be a substitute 447. The main foreign exchange reserves in the of cash country are: – D. None of these A. Foreign Currency assets

B. Gold Stock 444. What is the objective of the introduction C. Special Drawing Rights of ‘Marginal Standing Facility’ by RBI? D. All of the above A. To contain volatility in the overnight inter- bank rates

B. To contain volatility in MIBOR 448. Which of the following Acts has especially been enacted to help banks deal with bad C. To contain volatility in LIBOR loans? D. None of these

A. SARFAESI Act

B. Companies Act 452. Which among the following types of account can be opened under NRO? C. Offshore Banking Act A. Term Deposit D. None of these B. Recurring

C. Savings 449. What does FSDC stand for? D. Current A. Financial Security and Development Council

B. Financial Stability and Development Council ______is known as the difference C. Fiscal Security and Development Council between the outflow and inflow of foreign D. None of these currency:

453. A. Current Account Deficit

450. Which of the following fall under the B. Fiscal Deficit qualitative method of credit control adopted C. Foreign Exchange Reserves by the Reserve bank of India? D. Balance of Payments A. Selective credit control

B. Moral suasion 454. Bank branches are established under C. Credit authorization scheme ______of Banking Regulations Act, D. All the above 1949.

A. Section 20

B. Section 21

451. Mixed Banking is the system in which C. Section 22 banks undertake activities of ______and D. Section 23 together.

A. Commercial 455. National Housing Bank (NHB), a wholly B. Personal owned subsidiary of Reserve Bank of India C. Retail (RBI), was set up under the______.

D. Cooperative A. National Housing Bank Act, 1985 B. National Housing Bank Act, 1986

C. National Housing Bank Act, 1987 A. When a government’s total expenditures exceed the revenue that it generates, excluding D. National Housing Bank Act, 1988 money from borrowings.

B. When a government’s total expenditures 456. What is the full form of ICICI bank? goes below the revenue that it generates, excluding money from borrowings. A. Industrial Credit and Investment Corporation of India C. When a government’s total savings exceed the revenue that it generates, excluding money B. Investment Credit and Industrial Corporation from borrowings. of India D. When a government’s total savings goes C. Industrial Corporation and Investment Credit below the revenue that it generates, excluding of India money from borrowings.

D. Investment Corporation and Industrial Credit of Indiar 460. Currency Chest is the property of :

A. State Bank of India 457. What is D in BSBDA? B. Government of India A. Drawee C. Reserve Bank of India B. Drawer D. None of these C. Deposit

D. Debit 461. Which of the given statements is not correct?

458. What is the minimum number of free A. Banks can accept interest-free deposits in withdrawals through ATMs in BSBDA? current and recurring deposit accounts

A. 5 B. Loss making banks can make donations up to Rs.5 lakh only in a financial year B. 4 C. Banks can pay interest on savings bank C. 2 accounts at quarterly or longer rests D. 3 D. A bank may provide differential rates of interest in savings account above Rs 1 lakh

459. A fiscal deficit occurs

462. Identical prices prevail in which type of D. market system?

A. Oligopoly 466. The excess of total revenue expenditure B. Monopolistic competition of the government over its total revenue receipts is known as______C. Monopoly A. Revenue Deficit D. Perfect Competition B. Money Deficit

C. Fiscal Deficit 463. Which of these is not a type of Prepaid Payment Instruments (PPI)? D. Primary Deficit

A. Paytm Wallet

B. Rupay Card 467. Which among the following is the largest stock exchange in the world? C. Gilt-edged securities A. Tokyo Stock Exchange D. Amazon Gift Card B. New York Stock Exchange

C. Shanghai Stock Exchange 464. Zero-based budgeting (ZBB) is a method of budgeting in which all expenses must be D. Hong Kong Stock Exchange justified and approved for each new period.

The ZBB concept was introduced in which country? 468. Devaluation of a country’s currency ______A Germany A. Encourage import B. United States B. Discourage export C. Switzerland C. Encourage export D. United Kingdom D. Both A & C

465. The ING Vyasa Bank has merged with which among the following banks? 469. The head quarter of the IndusInd Bank Limited is in which city? A. Axis Bank A. Mumbai B. Bank of India B. Chennai C. Punjab National Bank

C. Kochi (FPIs) to invest in Government securities (VRR Govt)? D. Noida A. Rs 40,000 crores

B. Rs 20,000 crores 470. MMTC-PAMP India is first and only refinery in India to be accredited by LBMA for C. Rs 35,000 crores Gold and Silver. What does LBMA stands for? D. Rs 45,000 crores A. Los Angeles Bullion Market Association

B. Las Vegas Bullion Market Association 474. How many Domestic Systemically C. Lausanne Bullion Market Association Important Banks (D-SIBs) are currently identified by RBI? D. London Bullion Market Association A. one

B. two 471. How many countries are the members of the World Bank currently? C. five

A. 192 D. three

B. 190

C. 189 475. The USD/INR Buy/Sell swap auction tool has been introduced by the RBI for______D. 185 A. Financial performance

B. Cash management 472. Ravneet Gill has taken over as the MD- CEO of which bank? C. Liquidity management

A. Axis Bank D. Bank performance

B. Yes Bank

C. Kotak Mahindra Bank 476. The YONO App of SBI will help customers withdraw money from ATM without the need D. DBS Bank of card. What will be the maximum number of transaction that a person can make in a day using this facility? 473. What shall be the aggregate investment limit under the ‘Voluntary Retention Route’ A. three (VRR) scheme for Foreign Portfolio Investors B. two

C. one

D. no limit 480. David R. Malpass is the current President of which organisation?

A. World Economic Forum 477. SBI has announced to use the repo rate of RBI as a benchmark to set the savings deposit B. World Bank interest rates and interest rates for short-term C. International Monetary Fund loans. However, the savings accounts with amount less than ______will be D. United Nations exempted from this new rate

A. Rs 1 lakh 481. Expand “FINO”: B. Rs 50,000 A. Fiscal Information Network Organization C. Rs 2 lakhs B. Financial Initiative for Network Operations D. Rs 1.5 lakhs C. Financial Information Network operation ltd

D. None of the above 478. The One Nation, One Card for transport mobility was officially launched in which city of India by PM Modi? 482. Expand “NEFT” A. Visakhapatnam A. National Emergency Fund for Traders B. Varanasi B. National Electronic Fund Transfer C.Ahmedabad C. National Emergency Fund Transfer D. Lucknow D. National Electronic Financial Trusts

479. Which among the following banks has 483. Banking Ombudsman” means a person : won the Best Bank Award from the Tamil Nadu government for meeting the needs of women’s A. appointed to settle the dispute between self-help groups (SHGs)? employee and management

A. Allahabad Bank B. to whom the customer can approach for redressal of his grievances B. Punjab National Bank C. appointed to recover dues from defaulting C. Bank of Baroda borrowers D. Indian Bank

D. all of the above C. Banking Regulation Act, 1949

D. Industrial Disputes Act

484. Bid – Ask Price is:

A. quotation of the foreign currency 488. Cash drawings under Kisan cards can be permitted at: B. rate at which the traders bid for foreign currency A. designated branches

C. rate at which the traders ask for foreign B. at issuing branches currency C. all branches D. none of the above D. none of these

485. Hundi is a: 489. Which section of Banking Regulation Act A. Draft 1949 give Power to the Reserve Bank to give directions? B. Cheque A. Section 42 C. Bill of Exchange B. Section 42A D. Promissory Note C. Section 47

D. Section 35A 486. The right of set-off customers account can be exercised only by:

A. Creditors 490. Currency Chest is the property of :

B. Debtors A. State Bank of India

C. Banker B. Government of India

D. Customer C. Reserve Bank of India

D. None of these

487. Banking Industry has been declared as public utility service for purpose of: 491. Urban Co-operative Banks (UCBs) with A. Negotiable Instruments Act, 1881 deposit size of ______and above have been mandated by RBI to constitute Board of B. Reserve Bank of India Act, 1934 Management (BoM).

A. 200 crore

B. 150 crore 495. What is the name of additional collateralized intra-day liquidity facility C. 100 crore provided to member banks by RBI due to D. 500 crore introduction of NEFT settlements, on 24×7 basis?

A. Intraday Support (IS) 492. What is the total amount that can be loaded in the new type of semi-closed Prepaid B. Additional Support (AS) Payment Instrument (PPI) introduced by RBI C. Vital Support (VS) during the financial year? D. Liquidity Support (LS) A. Rs 10,000

B. Rs 1, 00,000 496. In case of special Self Help Groups i.e. C. Rs 1, 20,000 groups in the difficult areas, groups with D. Rs 1, 50,000 disabled persons, and groups formed in remote tribal areas, this number may be a minimum of _____ persons.

493. IFSC Banking Units (IBUs) can accept fixed A. 5 deposits in foreign currency of tenor less than ______year from non-bank entities. B. 6

A. one C. 7

B. two D. 10

C. three

D. four 497. RRBs are required to maintain a minimum Capital to Risk-weighted Assets Ratio (CRAR) of _____ on an ongoing basis.

494. What is the maximum aggregate exposure A. 8 per cent of a lender to all borrowers at any point of time, across all P2P platforms? B. 9 per cent

A. Rs 10 lakhs C. 10 per cent

B. Rs 20 lakhs D. 11 per cent

C. Rs 50 lakhs

D. Rs 1 core 498. What is the opening time of RTGS?

A. 7 AM 502. What is the total Priority Sector lending target for foreign banks in India with less than B. 8 AM 20 branches for the financial year 2019-20? C. 7:30 AM A. 20% of Adjusted Net Bank Credit (ANBC) D. 9 AM B. 30% of ANBC

C. 40% of ANBC 499. What is the limit for On-lending by NBFCs D. 50% of ANBC for ‘Term lending’ component under Agriculture?

A. Rs 5 lakh 503. Flipkart Gift Cards, Amazon Gift Cards are examples of which type of PPI? B. Rs 10 lakh A. Closed System C. Rs 15 lakh B. Open System D. Rs 20 lakh C. Semi-closed System

D. Semi-open System 500. What is the limit for On-lending by NBFC for Micro & Small enterprises?

A. Rs 10 lakh 504. The difference between Repo Rate and Reverse Repo Rate is known as______B. Rs 20 lakh A. Policy Ratio Gap C. Rs 50 lakh B. Percent Gap D. Rs 60 lakh C. Deposit Gap

D. Corridor Gap 501. What is the minimum interval at which banks can pay interest on savings bank accounts? 505. The assets which does not disclose any A. Annually problems and does not carry more than normal risk attached to the business is known B. Quarterly as______C. Half-yearly A. Loss assets D. Monthly B. Standard assets

C. Doubtful assets

D. Substandard assets C. Equity can be in the form of Shares and Stocks

D. They are always unsecured 506. The Ombudsman Scheme for Digital Transactions, 2019 came into force on______

A. 31 January 2019 510. Which of these accounts cannot be held by a person in the bank where he already has B. 31 December 2018 ‘Basic Savings Bank Deposit Account’? C. 30 November 2018 A. Fixed deposit account D. 15 February 2019 B. Savings Bank account

C. Recurring deposit account 507. Which among the following banks did not D. Current account merge with the State Bank of India?

A. Bank of Cochin Ltd 511. For which urban cooperative bank account B. National Bank of Lahore Ltd holders the Reserve Bank of India (RBI) has C. Bank of Bihar Ltd restrict the cash withdrawals up to Rs. 35,000?

D. New Bank of India A. Apna Sahakari Co-Op Bank Ltd

B. Ahmedabad Mercantile Co-Op Bank

508. What is the current base year to calculate C. Sri Gururaghavendra Sahakara Bank the Index of Industrial Production (IIP)? D. Nutan Nagarik Sahakari Bank A. 2000-01

B. 2004-05 512. Who among the following has been C. 2011-12 appointed as the fourth deputy governor of the Reserve Bank of India? D. 2014-15 A. Rabi N. Mishra

B. Michael Patra 509. Identify the incorrect statement regarding equity C. Deepak Kumar Mohanty

A. Equity is the borrowed fund D. Malvika Sinha

B. Return is in the form of a dividend

513. Who among the following has acquired public sector bank from 15,000 crores to DHFL General Insurance for around Rs 100 25,000 crores? crore? A. Indian Bank A. Kapil Wadhawan B. B. Sachin Bansal C. Canara Bank C. Vijay Shekhar Sharma D. D. Ritesh Agarwal

517. The Reserve Bank of India has recently 514. Multimodal supply chain solutions revised the ‘Supervisory Action Framework’ of provider GEFCO has signed a five year deal which category of banks? with which company to strengthen its Digital A. Public Sector Banks Transformation worldwide? B. Private Sector Banks A. Wipro C. Foreign Banks B. TCS D. Urban Cooperative Banks C. Infosys

D. HCL 517. Name the Indian banks which has decided

to end their operations in Sri Lanka? 515. The Reserve Bank of India (RBI) will now A. State Bank of India and Punjab National Bank allow consumers to give an e-mandate for recurring payments made through Unified B. Axis Bank and ICICI Bank Payments Interface (UPI). The limit on such recurring transactions has been set at ______. C. HDFC Bank and Yes Bank

A. Rs. 2000 D. Axis Bank and Kotak Mahindra Bank

B. Rs. 4000

C. Rs. 15,000 518. Name the Urban Cooperative bank got in- principle approval from RBI to become a Small D. Rs. 10,000 Finance Bank (SFB)?

A. Charminar Co-operative Urban Bank Ltd

516. The central govt in consultation with the B. Uttar Pradesh Co Operative Bank Limited Reserve Bank of India (RBI) has announced an increase in the authorized capital of which C. Indian Mercantile Co Operative Bank Ltd

D. Shivalik Mercantile Co-operative Bank Ltd 522. Government of India has constituted a seven-member Group of Minister (GoM) to

infuse how much amount to revive state- 519. PNB MetLife India Insurance Company has owned telecom corporations BSNL and MTNL? partnered with which company to provide life A. Rs.69000 crore insurance to its customers by fundling life insurance covers on their loans? B. Rs.79000 crore

A. HDFC Ergo C. Rs.50000 crore

B. ICICI Prudential D. Rs.70000 crore

C. Bajaj Finserv

D. RevFin

523. The Ministry of Statistics and Programme Implementation has set up a single standing 520. CSC e-Governance Services India Limited committee on economic statistics (SCES), who has signed a memorandum of understanding is the head of the committee? (MoU) with which bank for the sale of FASTags? A. Subramanian Swamy

A. Airtel Payments Bank B. Rajiv Kumar

B. Ltd C. Arvind Panagariya

C. Jio Payments Bank D. Pronab Sen

D. HDFC

524. Karnataka Vikas Grameena Bank (KVGB) signed a memorandum of understanding with 521. RBI launched ______Application for which private company on solar lightening and visually challenged people to Identify currency livelihood solutions? denomination? A. Deepa Solar Systems Pvt. Ltd A. RUPAY B. Moser Baer Solar Ltd. (MBSL) B. MANI C. Loom Solar Pvt. Ltd C. MONY D. SELCO Solar Light Pvt. Ltd D. BHIM

525. Finance Minister has launched which app B. United Bank of India for online auction of assets attached by banks? C. Allahabad Bank A. eSell D. Syndicate Bank B. eBaich

C. eBkray 529. The Reserve Bank of India (RBI) has D. eBay increased the limits imposed on peer-to-peer lenders to _____.

A. 10 lakh 526. Which Bank has launch OTP-based ATM cash withdrawal from January 1, 2020? B. 20 Lakh

A. State Bank of India C. 30 lakh

B. Punjab National Bank D. 50 lakh

C. Central Bank of India

D. Syndicate Bank 530. When is Earth Day Celebrated?

Answer: A A. 07-Apr

B. 18-Apr

C. 22-Apr

527. What is the amount Asian Infrastructure D. 23-Apr Investment Bank (AIIB) has announced for irrigation and solar energy projects in India? 531. What is an Open Market Operation? A. 210 million A. It is release of funds by RBI in Open Market B. 150 million B. It is standby facility to banks by RBI for C. 200 million infusion of liquidity D. 500 million C. It is buying or selling of government bonds in the open market by Central Bank to inject or suck liquidity from the system 528. Which state owned bank will get fresh capital of Rs. 2,153 crores from the Central D. All of the above government?

A. Union Bank

532. Expand the term IPR as used in the field of 536. Banks in our country normally publicise world trade – that additional interest rates will be allowed on retail domestic term deposits of ______A. Industrial Property Rights A. Minors B. International Property Rights B. Married women C. Intellectual Property Right C. Senior citizens D. Individual Property Rights D. Govt. Employees

533. “Pure Banking Nothing Else” is a tagline of which Bank? 537. What does F stands for in the abbreviation of NIRF? A. ICICI Bank A. Framework B. UTI Bank B. Family C. SBI Bank C. Forum D. HDFC Bank D. Federation

534. Julian Assange is the founder of _____. 538. When is World Youth Skills Day A. Facebook celebrated? B. Orkut A. 15-July C. Wilkileaks B. 11-August D. Google C. 21-August

D. 15-September 535. Who makes the formal announcement of

General Elections in a state in India? 539. Pooram is a festival celebrated in which A. Minister of Parliamentary Affairs state? B. Ministry of Law A. Arunachal Pradesh C. Ministry of Home Affairs B. Andhra Pradesh D. Election Commission of India C. Kerala

D. Bihar

C. May 31

540. Post merger of and Gruh D. April 30 Finance, the shareholders will get

______shares of Bandhan bank for every 1000 shares of Gruh Finance 544. Who is the current Economic Affairs Secretary and Finance Secretary of India? A. 455 A. Rajiv Mehrishi B. 921 B. Hasmukh Adhia C. 568 C. Subhash Chandra Garg D. 726 D. Ajay Narayan Jha

541. Rajesh Yaduvanshi has recently been appointed as the Executive Director of which 545. Which among the following Indian banks bank? has been ranked as India’s best bank for customer satisfaction, according to Forbes A. Bank of India World’s Best Banks’ survey for India? B. Punjab National Bank A. Punjab National Bank C. Bank of Baroda B. ICICI Bank D. UCO Bank C. Kotak Mahindra Bank

D. HDFC Bank 542. What is the full form of LAP in banking?

A. Liquid Assets Position 546. A loan made by a financial institution B. Legal Agreement Protocol usually in the form of bonds issued in foreign currencies and sold to government of a C. Lease Acquisition Price developing or emerging nation is known D. Loan against Property as______

A. Regal loan

543. What is the deadline set by CBDT to clear B. Sovereign loan up all demonetisation-related cases? C. Inferior loan A. June 30 D. Secondary loan B. December 31

547. Which of the following is a feature of the D. Karnataka Barter system transaction?

A. Bonds and securities are exchanged for gold 551. What does MIGS stands for? in return A. Minimum Income Group Scheme B. Gold is exchanged for gold in return B. Middle Income Group Scheme C. Goods & services are exchanged in return for other goods & services C. Middle Incentive Group Scheme

D. Goods & services are exchanged for Gold in D. Minimum Incentive Group Scheme return

552. The best way to save the banks from loss 548. The concept of Special Economic Zone is – (SEZ) was introduced by which country? A. To provide loans only to those people who A. China are familiar to the bank.

B. India B. To accept only fully backed collateral.

C. United States C. To provide only short term loans.

D. Japan D. To provide loans only to old customers of the bank.

549. What is the full form of REER with respect to exchange rate? 553. Fresh evaluation of every item of expenditure from the very beginning of each A. Raw economic exchange rate financial year is called- B. Random external exchange rate A. Fresh Budgeting C. Return exclusive exchange rate B. Deficit Budgeting D. Real effective exchange rate C. Performance Budgeting

D. Zero-based Budgeting 550. Bandipur National Park is located in which

State? 554. What is the currency of Kyrgyzstan? A. Meghalaya A. Som B. Madhya Pradesh B. Lev C. West Bengal

C. Euro 558. The first attempt to calculate National Income of India was made by ……………… in D. Tala 1867 -68.

A. Gopal Krishna Gokhale 555. Parker Solar Probe is also known as:- B. Justice Ranade A. Parker Human’s mission C. Dadabhai Naroji B. Parker solar mission D. P.C. Mahalanobis C. Humanity’s first mission

D. Humanity’s solar probe mission 559. Deficit financing means that the government has borrowed money from the-

556. Nagarjuna Sagarsrisailam tiger reserve is A. Revenue Department in which state? B. World Bank A. Arunachal Pradesh C. RBI B. Andhra Pradesh D. IMF C. Kerala

D. Karnataka 560. What is the full form of NSDL?

A. National Safety Development Limited 557. The Insolvency and Bankruptcy Board of B. National Securities Depository Limited India (IBBI) has amended which of the following act recently? C. National Social Diversity Limited

A. IBBI (Insolvency Resolution Process for HUF) D. National Sales Department Limited Regulations, 2016

B. IBBI (Insolvency Resolution Process for 561. The Saubhagya Scheme of the Indian Individual Person) Regulations, 2016 government is related with______C. IBBI (Insolvency Resolution Process for A. Eliminate Open defecation Corporate Persons) Regulations, 2016 B. LPG connection D. IBBI (Insolvency Resolution Process for Company) Regulations, 2016 C. Internet connection

D. Electricity connection

C. Bank rate

562. What was the deadline set by RBI for all D. Marginal Standing Facility the banks to migrate the magnetic strip based

ATM/Debit cards to EMV chip-and-PIN payment cards? 566. How many countries are members of Financial Action Task Force (FATF)? A. 31 December 2018 A. 24 B. 31 January 2019 B. 56 C. 1 March 2019 C. 42 D. 31 March 2019 D. 38

563. Which among the following acts as a controller of credit in India? 567. The interest rate policy is related to which of the following? A. Central Government A. Fiscal Policy B. Ministry of Finance B. Monetary Policy C. RBI C. Trade Policy D. Finance Commission D. Foreign Policy

564. The pseudo-token “Learning Coin” has been launched by which organisations? 568. The ‘NRI-Insta-Online’ paperless account opening facility has been launched by which A. WEF & IMF bank for NRIs? B. IMF & World Bank A. ICICI C. World Bank & WEF B. HDFC D. IMF & UNDP C. IDBI

D. Canara 565. The rate at which RBI gives short term loan to commercial banks is known as______569. The money deposited in which of these A. Repo rate accounts can be withdrawn without notice? B. Reverse repo rate A. Demand Deposit

B. Recurring deposit A. 2015

C. Fixed deposit B. 2017

D. All of the above C. 2014

D. 2012

570. Which among the following is India’s first full-fledged financial service app to integrate 574. How many countries are the members of UPI for payment? the Asian Development Bank? A. FUNDSINDIA A. 42 B. Kuvera B. 68 C. C. 54 D. ETMONEY D. 76

571. The headquarter of is 575. The International Monetary Fund was located in which country? formed in which year? A. United States A. 1988 B. United Kingdom B. 1964 C. Germany C. 1952 D. France D. 1945

572. What does E stands for in EMV chip cards? 576. What is the full form of NRE Account? A. Electronic A. Non-Resident Exchange B. Europay B. Non-Resident Exporter C. Enhanced C. Non-Resident External D. European D. Non-Resident Entrepreneur

573. The New Development Bank came into force in which year?

577. The World Bank has set the goals to end D. Mutual Fund account extreme poverty and promote shared prosperity by which year? 581. Which among the following terms means A. 2030 stopping the flow of the physical cheques B. 2025 issued by a drawer to the drawee branch?

C. 2050 A. Shear

D. 2035 B. Remit

C. Truncation

578. The Payment and Settlement Systems Act D. Disinvest was passed in which year?

A. 2012 582. Which among the following is the owner B. 2005 of Unified Payments Interface (UPI)?

C. 2000 A. RBI

D. 2007 B. NPCI

C. NITI Aayog

579. The Global Trust Bank merged with which D. Ministry of Electronics & Information bank in the year 2004? Technology

A. Punjab National Bank

B. Oriental Bank of Commerce 583. Which of these countries is not a member of the New Development Bank? C. Bank of Baroda A. Brazil D. Indian Overseas Bank B. China

C. India 580. Which among the following accounts enables the customer to perform all D. Sri Lanka transactions electronically?

A. Demat account 584. Which of the given financial institutions B. Savings deposit account comes under Bretton Woods’sinstitutions?

C. No-Frill account A. New Development Bank

B. Asian Development Bank

C. International Monetary Fund 589. How many banks were merged with the State Bank of India in the year 2017? D. European Bank for Reconstruction and Development A. 5

B. 7

584. Identify which of these is not a function of C. 6 International Monetary Fund? D. 4 A. Foster global monetary cooperation

B. Approve transactions between international 590. Which among the given committees financial institutions with other countries recommended setting up NABARD? C. Promote high employment and sustainable A. Deshmukh Committee economic growth B. Sivaraman Committee D. Reduce poverty around the world C. Rangarajan Committee

D. Subramanian Committee 586. Which of these institutions provides interest-free loans and grants to governments of the poorest countries? 591. The headquarter of MMTC-PAMP India A. International Development Association Pvt. Ltd, India’s first and only LBMA Good Delivery Refinery accredited for Gold and Silver B. International Bank for Reconstruction and is based in which city? Development A. Kolkata C. International Finance Corporation B. Pune D. Multilateral Investment Guarantee Agency C. Mumbai

D. New Delhi 587. The small accounts are initially valid for a period of how many months?

A. 24 months 592. TDR is a method for controlling land use to complement land-use planning and zoning B. 18 months for more effective urban growth management C. 6 months and land conservation. Expand TDR

D. 12 months A. Transferable Development Rights

B. Transaction Delayed Reserve Answer: A

C. Tax Deducted Review

D. Terminal Development Resource 596. The “Limiting Liability of Customers for Unauthorised Electronic Payment Transactions

in Prepaid Payment Instruments (PPIs) issued 593. Which among the following is not true by Authorised Non-banks” has came into effect regarding Sovereign Gold Bond Scheme? from______

A. Joint holding is allowed A. 01 April 2019

B. Minor can invest in SGB B. 01 February 2019

C. Investor can hold more than one investor ID C. 01 January 2019 for subscribing to the Sovereign Gold Bond D. 01 March 2019 D. Persons resident in India as defined under

Foreign Exchange Management Act, 1999 are eligible to invest in SGB 597. What will be the maximum compensation payable by the Ombudsman for mental agony

and harassment? 594. Conversion of the token back to actual A. Rs 10 lakh card details is known as ______B. Rs 1 lakh A. Re-tokenisation C. Rs 5 lakh B. De-tokenisation D. Rs 20 lakh C. Pre-tokenisation

D. E-tokenisation 598. In which of the following fund transfer

system, the transactions received up to a 595. What is the minimum number of free particular time are processed in batches? transactions allowed by banks in a month to A. RTGS customers for transaction at a bank’s own ATMs? B. IMPS

A. 5 C. NEFT

B. 3 D. All the above

C. 4

D. 6

599. If the fund is not credited to the A. It suggest transaction between banks and beneficiary customer’s accounts for any companies. reason, RTGS member banks will return the B. It means business to business transactions. fund back to the originating bank within a maximum period of ______hours C. Deals between businesses to banks.

A. 1 hour D. All of the above.

B. 6 hours Answer: B

C. 8 hours

D. 12 hours 603. Which of the following statement is incorrect about the ‘Current Account’?

A. Banks offer no rate of interest on money held 600. What does R stands for in UTR with in current account. respect to fund transfer? B. There is no limit on deposit or withdrawal in A. Range current account. B. Route C. A special type of passbook is issued for C. Register current account holders.

D. Reference D. Current account are opened for business transactions

604. Brown Label ATMs are owned and 601. What does the letter ‘L’ denote in the maintained by term ‘LAF’ in the below mentioned options, as referred every now and then in relation to A. non-bank entities, which have been monetary policy of the RBI? incorporated under .

A. Liquidity B. a service provider, but cash management and connectivity to banking networks is B. Liquid provided by a sponsor bank. C. Lent C. Bank D. Liability D. None of the above

602. What does the term B2B denotes in E- 605. Masala Bond’ term is coined by which commerce? organization/institution?

A. Reserve Bank of India (RBI)

B. Securities and Exchange Board of India (SEBI) 609. Any loan for short duration crops is classified as NPA when the installment of C. State Bank of India principal or interest there on remains overdue D. International Financial Corporation (IFC) for _____ crop seasons

A. one

606. Which type of Non-Banking financial B. four Company (NBFC) receives deposits under any C. three scheme or arrangement by government? D. two. A. Mutual Benefit Financial Companies (MBFC)

B. Residuary Non- Banking Company (RNBC) 610. Any loan for long duration crops is C. Miscellaneous Non- Banking Company classified as NPA when the installment of (MNBC) principal or interest there on remains overdue D. None is Correct for _____ crop seasons

A. one

607. What is the minimum paid-up equity B. four capital for small finance banks? C. three A. Rs. 100 Crore D. two B. No such minimum figure

C. Rs. 500 Crore 611. Which of the following Bank linked their D. 50 Crore Interest Rates to RBI’s Repo Rate?

A. HDFC Bank

608. An account should be treated as ______B. State Bank of India if the outstanding balance remains C. Bank of Baroda continuously in excess of the sanctioned limit/drawing power. D. Canara Bank

A. out of limit

B. out of order 612. RBI imposed a penalty of ₹11.25 lakh on private sector lender ___ for violation of norms C. out of drawing pertaining to issuance and operations of PPIs. D. out of line

A. Axis Bank C. Non-compliance with various directions issued on monitoring of end use of funds, B. IndusInd Bank exchange of information with other banks, C. Yes Bank classification and reporting of frauds, and on restructuring of accounts D. HDFC Bank D. Non-compliance with various directions on Know Your Customer (KYC)

613. RBI Enhanced Housing-Loan Limits Under Priority Sector Lending for RRBs, SFBs. New limits for metropolitan centers is ___ 616. Which of the following Prime Minister of India served as Governor of RBI? A. 35 lacs A. Charan Singh B. 25 lacs B. Wishwanath Pratap Singh C. 30 lacs C. P V Narsimha Rao D. 20 lacs D. Manmohan Singh

614. The Reserve Bank of India’s data on deployment of gross credit across different 617. Reserve Bank of India has released a sectors shows Bank credit grew by ___% in vision document ‘Payment and Settlement financial year 2018-19 as compared to 10.3% in Systems in India: Vision 2019 – 2021’, with its the previous financial year. core theme ____

A. 12.3 % A. Empowering Exceptional E-payment Experience’ B. 13.2 % B. Ensuring efficient management of currency as C. 14.3 % well other Banking services

D. 12.7 % C. Regulating markets to ensure financial system stability

D. Policy support to enhance liquidity in the 615. The Reserve Bank of India (RBI) has system imposed a monetary penalty of Rs 1 crore on Bank for ____

A. Lts failure to fully automate the non- performing asset (NPA) identification process 618. Training Establishment of RBI, National B. Non-compliance on SWIFT operations Institute of Bank Management (NIBM) is an Indian institution for research, training and

consultancy in banking and finance. It is headquartered at ___? 622. Which among the following is not the A. Chennai Objective of NHB?

B. Pune A. To augment resources for the sector and channelise them for housing C. Hyderabad B. Provide financial support for the training D. Mumbai institutes of cooperative banks, commercial banks, and Regional Rural Banks

619. All the directors of the Central Board of C. To promote a network of dedicated housing RBI are appointed by the Government of India finance institutions to adequately serve various for a period of __ years. regions and different income groups

A. 4 years D. To encourage public agencies to emerge as facilitators and suppliers of serviced land, for B. 2 years housing

C. 3 years

D. 5 years 623. Rita Teotia is the Chairman of ____?

A. Central Board of Film Certification

620. The initial corpus of NABARD was ___? B. Food Safety and Standards Authority of India A. 20 Crores C. Bureau of Indian Standards B. 50 Crores D. Small Industries Development Bank of India C. 500 Crores

D. 100 Crores 624. SIDBI operates under the ______

Government of India? 621. PFRDA is responsible for appointment of A. Department of Financial Services, various intermediate agencies such as___ Government of India A. Central Record Keeping Agency (CRA), B. Ministry of Micro, Small and Medium B. Pension Fund Managers, Enterprises

C. Custodian, C. Ministry of Commerce and Industry

D. All of the Above D. Ministry of Corporate Affairs

C. 300 crore

625. Who among the following was the first D. 500 crore Indian Governor of RBI?

A. CD Deshmukh 629. What is the service charge levied on B. Benegal Rama Rau Inward transactions made through RTGS?

C. K.G. Ambegaonkar A. Rs 25 per transaction

D. H.V.R. Iyenger B. Rs 50 per transaction

C. Nill

626. The Reserve Bank of India (RBI) appointed D. Depends on banks Panel headed by _____ on ‘suggestions on promoting digital payment’? 630. The amalgamation of an NBFC ‘A’ with A. N. K Singh Committee NBFC/ entity ‘B’ requires prior written B. approval of ______

C. Nilekani A. Ministry of Finance

D. Kishore Sansi B. SEBI

C. NABARD

627. What is the maximum limit for investing in D. RBI the Sovereign Gold Bonds through cash mode?

A. Rs 20,000

B. Rs 50,000 631. To modernize Assam’s Ferry transport C. Rs 1 lakh service on the Brahmaputra River the Government of Assam and Government of D. Rs 75,000 India has signed 88 million USD agreement with which organization?

628. A Systemically Important Core Investment A. Asian Development Bank (ADB) Company (CIC-ND-SI) is a Non-Banking B. Asian Infrastructure Investment Bank (AIIB) Financial Company with asset size of Rs ______and above C. New Development Bank (NDB)

A. 200 crore D. World Bank (WB)

B. 100 crore

632. Which organisation of India publishes C. 7% inflation rate? D. 6.1% A. Ministry of Finance

B. Indian Economic Association 636. To provide banking services, the C. Reserve Bank of India South-Central Zone of the has signed a MoU with which of the following D. National Statistical Office banks?

A. Bank of India 633. The Union Cabinet has approved a B. State Bank of India proposal to provide ______viability gap funding for building a 1,656 km gas grid in the C. Bank of Baroda Northeast region. D. Punjab National Bank A. 5,500 crore

B. 5,800 crore 637. Which Railway zone of the Indian C. 6,000 crore Railways has signed a Memorandum of Understanding (MoU) with State Bank of India D. 5,559 crore (SBI) for ‘doorstep banking’?

A. Central Railway 634. Export-Import Bank (Exim Bank) of India B. Northern Railway has given a —— line of credit to Cuba for financing 75 MW Photovoltaic Solar Parks. C. North Eastern Railway

A. $65 million D. South Central Railway (SCR) zone

B. $75 million

C. $85 million 638. Who among the following has been appointed as the fourth deputy governor of the D. $95 million Reserve Bank of India?

A. Rabi N. Mishra 635. According to the International Monetary B. Michael Patra Fund (IMF), what will be the India’s economic growth forecast ______for 2020? C. Deepak Kumar Mohanty

A. 5.5% D. M. Rajeshwar Rao

B. 5.9%

639. Which public sector bank has announced A. USD 277 million the ‘Residential Builder Finance with Buyer B. USD 370 million Guarantee’ (RBBG) scheme? C. USD 497 million A. Bank of Baroda D. USD 377 million B. Bank of India

C. State Bank of India 643. Which financial company has launched D. Punjab National Bank India’s first corporate bond exchange-traded fund (ETF), called the Bharat Bond ETF?

640. Bank of Baroda partnered with which A. Edelweiss Asset Management Company state government to provide MSME loans? (AMC)

A. Maharashtra B. Mahindra & Mahindra Financial Services Limited B. Andhra Pradesh C. Muthoot Finance Ltd C. Telangana D. HDB Financial Services D. Gujarat

644. Which General Insurance Company has 641. Which bank has announced to launch a launched my: health Woman Suraksha policy? cobranded credit card in partnership with Indian Oil Corporation Ltd (IOCL)? A. ICICI Prudential

A. ICICI Bank B. Life Insurance Corporation

B. HDFC Bank C. HDFC ERGO

C. Axis Bank D. SBI LIFE

D. Yes Bank

645. As per the new guidelines of the Reserve Bank of India for ‘on tap’ Licensing of Small 642. State Bank of India (SBI) has signed a loan Finance Banks (SFBs) in the Private Sector what agreement worth of ______with KFW is the minimum paid-up capital for setting up (Kreditanstalt für Wiederaufbau) German an SFBs? development bank for establishing an energy- efficient housing program in India. A. 100 crore

B. 300 crore

C. 200 crore 649. In which of the following ports of India the world’s first CNG terminal will come? D. 250 crore A. Kandla, Gujarat

B. Bhavnagar, Gujarat 646. As per the fifth bi-monthly monetary policy announced by the Reserve Bank of India C. Vishakhapatnam, Andhra Pradesh (RBI) which of the following is repo rate and D. Tuticorin, Tamil Nadu reverse repo rate under the liquidity adjustment facility?

A. 5.25%, 4.85% 650. Which of the following Small Finance Banks has launched an instant digital savings B. 5.45%, 4.15% account (SA) along with Fixed Deposit (FD) and C. 5.15%, 4.90% Privilege Savings Account to offer distinctive banking and digital services to its customers? D. 5.35, 4.75% A. Ujjivan Small Finance Bank

B. Equitas Small Finance Bank 647. Which of the following became the first company to list its commercial papers on the C. A U Small Finance Bank stock exchanges? D. Utkarsh Small Finance Bank A. Bajaj Finserv

B. American Express Bank Ltd. India 651. Which of the following is a swap? C. Aditya Birla Finance Ltd (ABFL) A. Interest Rate Swap D. Edelweiss Securities Ltd. B. Currency Swap

C. Credit Default Swap 648. ICICI Lombard has been partnering with D. All of these which Payments Bank to offer non-life insurance solutions to its customers?

A. Airtel Payments Bank 652. Foreign Exchange Regulation Act (FERA) of 1947, was subsequently replaced by Foreign B. India Post Payments Bank Exchange Regulation Act, __. C. Fino Payments Bank A. 1978 D. Jio Payments Bank B. 1950

C. 1984 B. Grand slam

D. 1973 C. Fifa cup

D. LBW

653. Who has written the book “Sachin: A Hundred Hundreds Now”? 657. Receivables Exchange of India Ltd (RXIL) A. V Krishnaswami was established as a joint venture between_____. B. N M Ghatate A. SIDBI C. Gulzar B. NSE D. Chetan Bhagat C. SIDBI & NSE

D. BSE 654. Parliament enjoys the exclusive right to legislate on the subject contained in –

A. the Union list 658. Which of the following report is not released by the World Bank? B. The Concurrent list A. World Development Report C. the State list B. Ease of Doing Business D. Both A and B C. Global Economic Prospects

D. Global Gender Gap Report 655. With which of the following sectors the Basel III norms are associated?

A. Banking sector 659. What is an FPO (Follow on Public Offering)? B. Insurance sector A. It issues of shares by the company for the 1st C. Share Markets time D. All of the above B. It issues of shares by the company subsequent to IPO

656. Which of the following term is associated C. It issues of Commercial Paper by the with the game of cricket? company

A. Trump D. All of the above

660. Which cup/Trophy is associated with the game of Football? 664. The New Development Bank came into A. Scindia Gold Cup force in which year?

B. Ranji Trophy A. 2015

C. Davis Cup B. 2017

D. Fifa Cup C. 2014

D. 2012

661. Which among the following is India’s first full-fledged financial service app to integrate 665. How many countries are the members of UPI for payment? the Asian Development Bank? A. FUNDSINDIA A. 42 B. Kuvera B. 68 C. Groww C. 54 D. ETMONEY D. 76

662. The head quarter of Deutsche Bank is 666. The International Monetary Fund was located in which country? formed in which year? A. United States A. 1988 B. United Kingdom B. 1964 C. Germany C. 1952 D. France D. 1945

663. What does E stands for in EMV chip cards? 667. What is the full form of NRE Account? A. Electronic A. Non-Resident Exchange B. Europay B. Non-Resident Exporter C. Enhanced C. Non-Resident External D. European D. Non-Resident Entrepreneur

C. No-Frill account

668. The World Bank has set the goals to end D. Mutual Fund account extreme poverty and promote shared prosperity by which year? 672. Which among the following terms means A. 2030 stopping the flow of the physical cheques B. 2025 issued by a drawer to the drawee branch?

C. 2050 A. Shear

D. 2035 B. Remit

C. Truncation

669. The Payment and Settlement Systems Act D. Disinvest was passed in which year?

A. 2012 673. Which among the following is the owner B. 2005 of Unified Payments Interface (UPI)?

C. 2000 A. RBI

D. 2007 B. NPCI

C. NITI Aayog

670. The Global Trust Bank merged with which D. Ministry of Electronics & Information bank in the year 2004? Technology

A. Punjab National Bank

B. Oriental Bank of Commerce 674. Which of these countries is not a member of the New Development Bank? C. Bank of Baroda A. Brazil D. Indian Overseas Bank B. China

C. India 671. Which among the following accounts enables the customer to perform all D. Sri Lanka transactions electronically?

A. Demat account. 675. Which of the given financial institutions B. Savings deposit account comes under Bretton Woods’s institutions

A. New Development Bank D. 12 months

B. Asian Development Bank

C. International Monetary Fund 679. How many banks were merged with the State Bank of India in the year 2017? D. European Bank for Reconstruction and Development A. 5

B. 7

676. Identify which of these is not a function of C. 6 the International Monetary Fund? D. 4 A. Foster global monetary cooperation

B. Approve transactions between international 680. Which among the given committees financial institutions with other countries recommended to set up NABARD? C. Promote high employment and sustainable A. Deshmukh Committee economic growth B. Sivaraman Committee D. Reduce poverty around the world C. Rangarajan Committee

D. Subramanian Committee 677. Which of these institutions provides interest-free loans and grants to governments of the poorest countries? 681. The headquarter of MMTC-PAMP India A. International Development Association Pvt. Ltd, India’s first and only LBMA Good Delivery Refinery accredited for Gold and Silver B. International Bank for Reconstruction and is based in which city? Development A. Kolkata C. International Finance Corporation B. Pune D. Multilateral Investment Guarantee Agency C. Mumbai

D. New Delhi 678. The small accounts are initially valid for a period of how many months?

A. 24 months 682. TDR is a method for controlling land use to complement land-use planning and zoning B. 18 months for more effective urban growth management C. 6 months and land conservation. Expand TDR

A. Transferable Development Rights C. 4

B. Transaction Delayed Reserve D. 6

C. Tax Deducted Review

D. Terminal Development Resource 686. The “Limiting Liability of Customers for Unauthorised Electronic Payment Transactions

in Prepaid Payment Instruments (PPIs) issued 683. Which among the following is not true by Authorised Non-banks” has came into effect regarding Sovereign Gold Bond Scheme? from______

A. Joint holding is allowed A. 01 April 2019

B. Minor can invest in SGB B. 01 February 2019

C. The investor can hold more than one C. 01 January 2019 investor ID for subscribing to the Sovereign D. 01 March 2019 Gold Bond

D. Persons resident in India as defined under Foreign Exchange Management Act, 1999 are 687. What will be the maximum compensation eligible to invest in SGB payable by the Ombudsman for mental agony and harassment?

A. Rs 10 lakh 684. Conversion of the token back to actual card details is known as ______B. Rs 1 lakh

A. Re-tokenisation C. Rs 5 lakh

B. De-tokenisation D. Rs 20 lakh

C. Pre-tokenisation

D. E-tokenisation 688. In which of the following fund transfer system, the transactions received up to a

particular time are processed in batches? 685. What is the minimum number of free A. RTGS transactions allowed by banks in a month to customers for transaction at a bank’s own B. IMPS ATMs? C. NEFT A. 5 D. All the above B. 3

689. If the fund is not credited to the A. Reforming Monetary Policy Committee beneficiary customer’s accounts for any B. Creation of NPA ledger reason, RTGS member banks will return the fund back to the originating bank within a C. Policy for Public Credit Registry maximum period of ______hours D. Capital reserves that the central bank should A. 1 hour maintain

B. 6 hours

C. 8 hours 693. ALM is concerned with strategic balance sheet management involving all market risks. D. 12 hours ‘M’ in ALM stands for______.

A. Market

B. Management 690. What does R stands for in UTR with C. Maturity respect to fund transfer? D. Maintenance A. Range

B. Route 694. G5 consists of the members of the C. Register International Monetary Fund whose currencies D. Reference constitute the Special Drawing Rights. Which of the following is not among them?

A. France 691. Which bank has launched a co-branded ‘Small Business MoneyBack Credit Card’ for B. Japan small traders in collaboration with CSC? C. China A. ICICI Bank D. United Kingdom B. HDFC Bank

C. Bandhan Bank 695. In which of the following years Reserve D. DBS Bank Bank Information Technology Private Limited (ReBIT) was found?

A. 2013 692. A high-level panel led by former RBI governor Bimal Jalan was recently constituted B. 2014 regarding which of the following issue? C. 2015

D. 2016 699. If the credit balance in a savings account has not operated for ten years, the amount

should be transferred to which fund? 696. This type of banking ensures direct A. Unpaid Contract Fund transaction between a bank and its customers without intervention of any third party1) Retail B. Cash Reserve Fund banking C. Unclaimed Bank Deposit Fund A. D. Depositor Education and Awareness Fund B. Merchant banking

C. Offshore banking 700. Which among the following offers buyers’ D. None of these credit and line of credit to foreign governments and banks?

A. ECGC 697. In the National Financial Switch service, the limit per transaction is restricted to less B. EXIM Bank than ______. C. Bank of Baroda A. Rs 20000 D. SIDBI B. Rs 25000

C. Rs 50000 701. Which among the following is responsible D. Rs 10000 for ensuring that housing finance companies in India are operated on sound health and

financial standard? 698. The Legal Entity Identifier is a ______digit A. National Bank for Agriculture and Rural code developed by the International Development Organization for Standardization. B. SIDBI A. 16-digit C. Reserve Bank of India B. 20-digit D. National Housing Bank C. 12-digit

D. 10-digit 702. In case of increase in inflation, the

purchasing power ______

A. Increases

B. Increases to a certain limit and then 706. What are the maturity period and the decreases fixed interest rate of Sovereign Gold Bond Scheme? C. Decreases A. 3 years and 1.5% D. Does not get affected B. 5 years and 4.5%

C. 8 years and 2% 703. On what basis, the Index of Industrial Production is published by the Central D. 8 years and 2.5% Statistical Organization?

A. Monthly Basis 707. QFI scheme was introduced by the B. Yearly Basis government in consultation with RBI and SEBI. In QFI, ‘I’ represents ______. C. Quarterly Basis A. Interest D. Half-yearly Basis B. Investor

C. Investment 704. Under the DRI Scheme, the maximum amount can be provided by banks at a D. Index concessional rate to the weaker sections is

______. 708. Which among the following is authorized A. Rs 12000 by RBI to store rupee notes and coins? B. Rs 20000 A. Currency Bag C. Rs 10000 B. Currency Block D. Rs 15000 C. Currency Chest

D. Currency Reserve 705. OLTAS stands for which among the following? 709. The Ombudsman Scheme for Non-Banking A. Online Tax Accounting Server Financial Companies has introduced under B. Online Tax Accounting System which section of the Reserve Bank of India Act, 1934? C. Online Tax Accounting Service A. Section 46A D. Online Tax Access Service B. Section 45L

C. Section 45A 713. The interest rates on banks’ contribution to Rural Infrastructure Development Fund D. Section 58C should be fixed by ______.

A. Ministry of Finance 710. The maximum amount of money that can B. National Bank for Agriculture and Rural be insured in case of a person holding money Development at different branches of a bank is – C. Ministry of Rural Development A. Rs 25000 D. Reserve Bank of India B. Rs 50000

C. Rs 1 lakh 714. An account of a bank holds with another D. Rs 2 lakhs bank in a foreign country in the foreign currency is known as ______.

711. The practice of providing loans to A. NRO Account unrelated individuals without going through B. NOSTRO Account the conventional channel of banks or any financial organization is known as – C. NRE Account

A. P2B Lending D. VOSTRO Account

B. P2P Lending

C. B2B Lending 715. Which bank has waived the transaction charges of IMPS, NEFT and RTGS recently? D. B2S Lending A. Canara Bank

B. Kotak Mahindra Bank 712. Maximum loan amount that can be provided against shares or debentures of any C. State Bank of India company is D. HDFC Bank A. Rs 10 lakhs

B. Rs 2 lakhs 716. Recently, the Reserve Bank of India has C. Rs 5 lakhs barred ______from charging prepayment penalties or foreclosure charges. D. None of these A. Mutual Fund Companies

B. Payment Banks

C. Co-Operative Bank B. Equally Money Instalment

D. Non-Banking Finance Companies C. Equated Money Instalment

D. Equated Monthly Instalment.

717. Who among the following cannot make a deposit in the Gold Monetization Scheme? 721. Who among the following is appointed as A. Central Government the Managing Director of the State Bank of India (SBI)? B. State Government A. Mahender Kumar Garg C. Non-Resident Indians B. Dr. Ashima Goyal D. Charitable Institutions C. Challa Sreenivasulu Setty

D. Dr. Ajit Kumar Saxena 718. MIBID is used to be calculated every day by which of the following organizations?

A. National Stock Exchange 722. Who among the following has been appointed as the managing director and chief B. Shanghai Stock Exchange executive officer (MD & CEO) of Bank of C. Bombay Stock Exchange Baroda (BoB)?

D. New York Stock Exchange A. Sanjiv Chadha

B. Lingam Venkat Prabhakar

719. The authorized capital of General C. Atanu Kumar Das Insurance Corporation of India is_____. D. Mahender Kumar Garg A. Rs 2000 crores

B. Rs 500 crores 723. Who among the following has been C. Rs 1000 Crores appointed as the managing director and chief executive officer (MD & CEO) of Canara Bank? D. Rs 2000 Crores A. Sanjiv Chadha

B. Lingam Venkat Prabhakar 720. What is the full form of “EMI” frequently used term in banking operations? C. Atanu Kumar Das

A. Equal Monthly Interest D. Mahender Kumar Garg

724. Who among the following has been B. Vodafone M-pesa Limited appointed as the managing director and chief C. Limited executive officer (MD & CEO) of Bank of India? D. PayMate India Pvt. Limited A. Sanjiv Chadha

B. Lingam Venkat Prabhakar 728. Which financial company has acquired the C. Atanu Kumar Das Essel Finance’s micro, small and medium D. Mahender Kumar Garg enterprises (MSME) loan business in India?

A. Tata Capital

725. Country’s largest private sector bank, ICICI B. Adani Capital bank has launched a Cardless cash withdrawal C. Bajaj Finserve facility from its ATMs with a per-day transaction limit of ______. D. Mahindra & Mahindra Capital

A. Rs. 5,000

B. Rs. 10,000

C. Rs. 15,000 729. The National Payments Corporation of India (NPCI) has launched the “Vajra Platform” D. Rs. 20,000 to make payments fast & secure. The platform is based on which technology?

726. Which telecom company joins hands with A. Near field technology Bharti AXA to provide Rs. 179 prepaid plan B. Distributed Ledger Technology with life insurance of Rs 2 lakh? C. Radio-frequency identification Technology A. Idea D. Digital Banking Technology B. Jio

C. Airtel 730. To provide doorstep banking services, the D. BSNL South-Central Zone of the Indian Railways has signed a MoU with which of the following banks? 727. The Reserve Bank of India (RBI) has canceled the Certificate of Authorisation of A. Bank of India which Payment System Operator after it had B. State Bank of India voluntarily surrendered the authorization? C. Bank of Baroda A. Muthoot Vehicle & Asset Finance Ltd.

D. Punjab National Bank 734. Who among the following has acquired DHFL General Insurance for around Rs 100

crore? 731. Which Railway Zone of the Indian A. Kapil Wadhawan Railways has signed a Memorandum of Understanding (MoU) with State Bank of India B. Sachin Bansal (SBI) for ‘doorstep banking’? C. Vijay Shekhar Sharma A. Central Railway D. Ritesh Agarwal B. Northern Railway

C. North Eastern Railway 735. Multimodal supply chain solutions D. South Central Railway (SCR) zone provider GEFCO has signed a five year deal with which company to strengthen its Digital

Transformation worldwide? 732. For which urban cooperative bank account A. Wipro holders the Reserve Bank of India (RBI) has restrict the cash withdrawals up to Rs. 35,000? B. TCS

A. Apna Sahakari Co-Op Bank Ltd C. Infosys

B. Ahmedabad Mercantile Co-Op Bank D. HCL

C. Sri Gururaghavendra Sahakara Bank

D. Nutan Nagarik Sahakari Bank 736. The Reserve Bank of India (RBI) will now allow consumers to give an e-mandate for

recurring payments made through Unified 733. Who among the following has been Payments Interface (UPI). The limit on such appointed as the fourth deputy governor of the recurring transactions has been set at ______. Reserve Bank of India? A. Rs. 2000 A. Rabi N. Mishra B. Rs. 4000 B. Michael Patra C. Rs. 15,000 C. Deepak Kumar Mohanty D. Rs. 10,000 D. M. Rajeshwar Rao

737. The central govt in consultation with the Reserve Bank of India (RBI) has announced an increase in the authorized capital of which

public sector bank from 15,000 crores to D. Shivalik Mercantile Co-operative Bank Ltd. 25,000 crores?

A. Indian Bank 741. What is the applicable limit for social B. Union Bank of India infrastructure loans under priority sector?

C. Canara Bank A. 1 crore

D. Indian Overseas Bank B. 2 crores

C. 5 crores

738. The Reserve Bank of India has recently D. 3 crores revised the ‘Supervisory Action Framework’ of which category of banks? 742. The Micro, Small and Medium Enterprises A. Public Sector Banks Development (MSMED) Act was passed in B. Private Sector Banks which year?

C. Foreign Banks A. 2007

D. Urban Cooperative Banks B. 2003

C. 2000

739. Which public sector bank has announced D. 2006 the ‘Residential Builder Finance with Buyer

Guarantee’ (RBBG) scheme? 743. In banking, what does ASCL stands for? A. Bank of Baroda A. Average Securities Capital Limit B. Bank of India B. Aggregate Sanctioned Credit Limit C. State Bank of India C. Adequate Systematic Control Loan D. Punjab National Bank D. Associated System of Credit Liability

740. Name the Urban Cooperative bank got in- principle approval from RBI to become a Small 744. A short term borrowing means borrowing Finance Bank (SFB)? of tenor up to but less than ______.

A. Charminar Co-operative Urban Bank Ltd A. 12 months

B. Uttar Pradesh Co Operative Bank Limited B. 6 months C. Indian Mercantile Co Operative Bank Ltd

C. 18 months A. Kathmandu, Nepal

D. 3 months B. New Delhi, India

C. Dhaka, Bangladesh

745. The National Accreditation Board for D. Tehran, Iran Testing and Calibration Laboratories (NABL) is located in which city? 749. What is the maximum limit of Indian A. Nagpur currency that an Indian resident can bring back B. Pune to India while returning from any place outside India? C. Gurugram A. Rs.55, 000 D. Mumbai B. Rs.50, 000

C. Rs.25, 000 746. What is the minimum age limit for opening BSBDA by banks for individuals? D. Rs.20, 000

A. 10 years

B. 12 years 750. What are the processing or service charges applicable for inward NEFT C. 18 years transactions? D. no such limit A. No charge

B. Rs 2.50 747. For a corporate to be eligible to issue CP C. Rs 5 the tangible net worth of the company should not be less than Rs. ______D. Rs 25

A. 1 crore

B. 4 crore. 751. Which of the following accounts can be held in the form of current account only? C. 2 crore A. EEFC Account D. 5 crore B. RFC Account

C. NRE Account 748. The headquarter of the Asian Clearing Union (ACU) is located in which country? D. NRO Account

C. Rs 25 Lakh

752. QIP is a process that was introduced by D. Rs 15 Lakh SEBI so as to enable the listed companies to raise finance. What is ‘P’ in QIP? 756. In Bank Led Resolution Approach, the A. Procurement financial institutions should enter into an inter- B. Penalty creditor agreement to authorize the lead bank to implement a resolution plan in ______C. Public days. D. Placements

A. 90 days 753. In the estimated spending of Union B. 180 days Budget, which of the following has the maximum share? C. 300 days

A. Interest Payments D. 30 days

B. Centrally Sponsored Schemes

C. Subsidy 757. What is the maximum limit of Foreign Direct Investment in Private Banks under the D. Rural Development automatic route?

A. 100% 754. As per the latest report by the World Gold B. 74% Council (WGC), India holds world’s ______largest Gold reserve in the world. C. 26%

A. 2nd D. 49%

B. 5th

C. 7th 758. Which among the following is used to estimate the insurance risks and the premium D. 11th of the policy?

A. Endorsement 755. What is the maximum investment limit of B. Appraisal Senior Citizen Savings Scheme? C. Underwriting A. Rs 20 Lakh D. Precertification B. Rs 10 Lakh

D. Bank of India

759. AU Small Finance Bank is headquartered in ______763. What is the minimum prescribed maturity A. Chennai, Tamil Nadu period of Commercial Paper?

B. Jaipur, Rajasthan A. 30 days

C. , Kerala B. 7 days

D. Bengaluru, Karnataka C. 91 days

D. 182 days

760. In the context of MUDRA Banks, which of the following statements is correct? 764. In which year, National Financial Switch A. It is a wholly-owned subsidiary of SIDBI was taken over by National Payment National Payments Corporation of India from IDRBT? B. It lends directly to the micro- entrepreneurs/individuals A. 2004

C. It has a paid-up capital of Rs 750 crore B. 2007

D. Only A & C C. 2009

D. 2010

761. The size of an Indian Depository Receipts issue shall not be less than ______. 765. Which of the following is issued by a bank A. ₹ 5 Crore that guarantees the buyer’s payment to sellers would be received on time with the correct B. ₹ 20 Crore amount? C. ₹ 50 Crore A. Commercial Paper D. ₹ 10 Crore B. Dated Securities

C. Bill of Exchange 762. ‘Relationships beyond Banking’ is the D. Letter of Credit tagline of which among the following banks?

A. Syndicate Bank 766. Which among the following is not true B. Indian Overseas Bank about Payment Banks? C. Canara Bank

A. Payment Banks can accept deposits up to Rs. D. 10 1 lakh per individual

B. Payment Banks can lend any money to the 770. India’s first listed exchange ‘Multi general public Commodity Exchange of India Limited (MCX)’ C. The minimum paid-up equity capital for offers trading in which of the following? Payment Banks is ₹ 100 Crore A. Gold D. Payments Banks can offer forex services B. Silver

C. Copper 767. FCNR (B) Account can be held in the form D. All of the above of a term deposit. What is the maximum term limit for those accounts?

A. 15 years 771. Financial Stability and Development Council (FSCD) is chaired by _____. B. 12 years A. RBI Governor C. 10 years B. Financial Secretary D. 5 years C. Finance Minister

D. Prime Minister 768. The Gross National Product after deducting the losses due to depreciation is known as _____. 772. In banking, the lump sum paid at the end A. Net Value Added of a loan’s term that is significantly larger than all of the payments made before it is called B. Gross Value Added as______. C. Gross Domestic Product A. Rubber Band Payment D. Net National Product B. Zap Payment

C. Balloon Payment 769. Recurring Deposit Account has a D. Escalator Payment maximum deposit period of______years.

A. 2 773. The maximum maturity age of LIC Jeevan B. 6 Anand policy is ______. C. 8 A. 25 years

B. 35 years non-compliance with certain provisions of its directions on frauds classification. C. 50 years A. ₹8.50 cr D. 75 years B. ₹10.50 cr

C. ₹11.50 cr 774. What is the meaning of R in TReDS? D. ₹5.50 cr A. Render

B. Rate 778. Special Non-Resident Rupee Account can C. Return be operated for a maximum period of D. Receivables ______years.

A. 10

775. Which of the following Public sector banks B. 5 has signed agreement with Cholamandalam C. 9 MS General Insurance? D. 7 A. UCO Bank

B. SBI 779. PNB Housing recently raised $75 million in C. BOB ECB from which of the following banks? D. Indian Bank A. JPMorgan Chase & Co. (JPM)

B. HSBC Holdings 776. HDFC Life Insurance included in MSCI C. None of these index. ‘C’ in MSCI stands for_____. D. Sumitomo Mitsui Bank A. Control

B. Care 780. The fintech NBFCs should have less than C. Capital ______percentage of non-performing assets to D. Charge be eligible for funding assistance.

A. 15%

777. Recently, RBI has slapped monetary B. 9% penalty aggregating ______on 11 banks for C. 4%

D. 8% A. Coal

B. Iron

781. The Reserve Bank of India has introduced C. Cement the changes in the Credit Authorization D. Fertilizer Scheme of Credit based on the recommendation of ______.

A. Sivaraman Committee 785. EPFO is likely to appoint ______as fund managers. B. Siddiqui Committee A. SBI MF C. Narasimham Committee B. HSBC AMC D. Vaghul Committee C. UTI AMC

D. All of the above 782. What is the maximum FDI limit in the Small Finance Banks?

A. 35% 786. Cash Reserve Ratio is maintained as a percentage of which of the following B. 51% measures? C. 100% A. Adjusted Net Bank Credit D. 74% B. Off-Balance Sheet Exposure

C. Net Capital Reserve 783. Interest Rates are the rates that banks D. Net Demand and Time Liability offer to their depositors. Which among the following is NOT a factor for determining the interest rates? 787. Which of the following statements in A. Government borrowings context of Treasury Bills is not correct?

B. Supply of Money A. They are issued by RBI

C. Current Account Deficit B. They have a maximum maturity of 365 days

D. Demand for Money C. They are issued when the government needs money for a shorter period

D. They are zero coupon securities and pay no 784. Index of Eight Core Industries doesn’t interest measure the performance of ______.

B. IMF

788. As per the RBI guidelines, which among C. WEF the following categories of loans could NOT be D. UN priced without reference to Base Rate?

A. DRI advances 792. Net National Product of an economy is the B. Loans to retired bank employees Gross National Product after deducting the loss C. Education Loan due to ______

D. Loans to banks’ depositors against the A. NPA collateral property B. Depreciation

C. Deflation 789. National Securities Depository Limited D. Inflation was established in which year?

A. 1990 793. Bandhan Bank has launched a co-branded B. 1994 credit card with ______to offer complete C. 1992 services to its existing customers.

D. 1996 A. Deutsche Bank

B. ICICI Bank

790. Recently, which bank has introduced the C. Bank of America repo-linked lending rate for a home loan and D. Bank vehicle loan?

A. UCO Bank 794. ASBA is a supplementary process for B. Corporation Bank applying to public issues. In ASBA, ‘B’ denotes C. Bank of Baroda A. Bill D. Union Bank of India B. Blocked.

C. Bridge 791. Special Drawing Rights refer to an D. Basel international type of monetary reserve currency created by ______. A. RBI

795. A government panel headed by Akhilesh D. The Changing Face of Prosperity Ranjan has recommended cutting the corporate tax rate to _____ for all companies. 799. Mumbai is the Headquarters of which of A. 25% the following Banks? B. 30% A. Federal Bank C. 15% B. Syndicate Bank D. 20% C. RBL Bank

D. Punjab National Bank 796. Which among the following is a condition of slow economic growth and relatively high unemployment? 800. What is the minimum Capital Adequacy ratio to be maintained by small finance banks A. Hyper ? B. Bottleneck Inflation A. 10% C. Core inflation B. 12% D. Stagflation C. 15%

D. 20% 797. National Housing Board will provide an additional liquidity support of ______to HFCs. 801. Which of the following Committee A. Rs 10000 Crore recommended for setting up of National Bank B. Rs 15000 Crore for Agriculture and Rural Development?

C. Rs 20000 Crore A. B Sivaraman

D. Rs 25000 Crore B. Narasimhan II

C. Vinod Singh Shekhawat

798. Which of the following is the tagline of D. S Nagalingam Lakshmi Vilas Bank?

A. Where Every Individual is Committed 802. Which of the following is the rate charged B. Where Service is a way of Life by the central bank for lending funds to a commercial bank? C. Honours Your Trust A. Term rate

B. Bank rate 806. APA gives certainty to taxpayers, reduce disputes and enhances tax revenues. What C. Note rate does ‘P’ denote in ‘APA’? D. Supply rate A. Personal

B. Pricing 803. RBI launched an ombudsman scheme for C. Payment digital payment under ______section of the Payment and Settlement Systems Act, D. Public 2007.

A. Section 18 807. ‘Where Service is a way of Life’ is the B. Section 23 tagline of which of the following banks?

C. Section 42 A. Corporation Bank

D. Section 14 B. UCO Bank

C. Union Bank of India

804. FRA is a contract between parties that D. Punjab & Sind Bank determines the rate of interest to be paid. In

FRA, ‘F’ denotes ______. 808. Small Industries Development Bank of A. Financial India is headquartered in _____. B. Foreign A. Hyderabad C. Fiscal B.Lucknow D. Forward C. Mumbai

D. Pune 805. What is the motif of ₹ 20 notes?

A. Hill Forts of Rajasthan 809. SBI Life Insurance and ______have inked B. Red Fort a banc assurance pact to offer holistic financial planning solutions. C. Ellora Cave A. Indian Overseas Bank D. Bodh Gaya B. Corporation Bank

C.

D. Indian Bank B. CVV

C. Bank code

810. RBI has announced the plans for round- D. Country Code the-clock availability of ______system from

December 2019. 814. National small Saving is part of ______. A. RTGS A. Consolidated Fund of India B. NEFT B. Contingency Fund of India C. SWIFT C. Public Account of India D. CTS D. Both A & C

811. In context of BASEL III Accords, what does LCR stands for______. 815. Which of the following banks has a tagline ‘Let’s make money simple’? A. Liberalized capital rate A. Bank of India B. Liberalized Currency ratio B. Central Bank of India C. Leveled Credit rate C. IDBI D. Liquidity Coverage ratio D. Kotak Mahindra Bank

812. ______, recently got Scheduled Bank status. 816. Which of the following committee recommended the formation of ‘Payments A. Equitas Small Finance Bank Bank’ in India? B. A U Small Finance Bank A. Nalin Mehta C . B. B Sivaraman D. Capital Small Finance Bank C. Urjit Patel

D. Nachiket Mor 813. MICR is a nine-digit number printed on banking instruments such as a cheque or a demand draft, its first three digits 817. Support extended to limit production denotes______. comes under which category of WTO? A. City

A. Amber box

B. Green box 821. What is the lock-in period of funds involved in Equity-linked Savings Scheme? C. Development Box A. No Lock-in Period D. Blue box B. 2 Years

C. 6 Months 818. ______measures the amount of money flowing from one country to other countries D. 3 Years over one monetary year.

A. Foreign institutional Investment 822. ______by IDBI Bank is a first of its kind B. Balance of Payments Mobile Money payment solution.

C. Foreign portfolio investment A. PayBid

D. BForeign Direct Investment B. PayId

C. Bipay

819. Which of the following is a component for D. PayApt calculating index ratio in the Inflation-indexed bonds? 823. Who appoints the Chairman of Finance A. WPI on Settlement date Commission? B. CPI on Settlement date A. Prime Minister C. WPI on Issue Date B. Union Finance Minister D. Both A & C C. Governor, RBI

D. President of India 820. The Reserve Bank of India has sold its entire stake in NABARD and NHB to the government based on the recommendation of 824. RBI has increased the bank credit to _____. NBFCs for on-lending to MSEs under Priority Sector Lending up to a limit of______A. Narasimham Committee percentage of bank’s total PSL. B. Raghuram Rajan Committee A. 4% C. Urjit Patel Committee B. 4.5% D. YV Reddy Committee

C. 5% 828. The fund that can be invested exclusively in government securities is known as ______. D. 5.5% A. Index Fund

B. Gilt Fund 825. The headquarters of National Payments Corporation of India (NPCI) is situated in C. Specific Fund ______. D. Liquid Fund A. New Delhi

B. Kolkata 829. Aditya Birla Health Insurance has entered C. Lucknow into a bancassurance partnership with which among the following banks? D. Mumbai A. Andhra Bank

B. ICICI Bank 826. SARFAESI Act was enacted to identify and rectify the problem of NPAs. ‘R’ in SARFAESI C. HDFC Bank stands for______. D. Axis Bank

A. Returns 830. Recently, the Confederation of Indian B. Recovery Industry unveiled FPI to assess the quality of Budgets. In FPI, ‘P’ denotes ______. C. Reconstruction A. Pricing D. Reduced B. Performance

C. Product 827. While exchanging the soiled notes, a person can be presented the maximum of ____ D. Producing pieces with a maximum value of _____ per day respectively. 831. CAMELS are a rating system is a A. 10, Rs 1000 recognized international rating system. In B. 20, Rs 2500 CAMELS, ‘M’ denotes

C.20, Rs 5000 A. Machine

D. 25, Rs 2500 B. Monitor

C. Management

D. Money B. Iran

C. Singapore

832. Which among the following is one of the D. A & B only trigger points of Prompt Corrective Action?

A. Cash Reserve Ratio 836. ______has partnered with SAP Ariba for B. Non-Performing Assets financial supply chain solutions.

C. Liquidity ratio A. HSBC Bank

D. Current ratio B. Deutsche Bank

C. Bank of Scotland

833. What is the minimum maturity period of D. Standard Chartered Bank the loan under the Liberalized Remittance

Scheme? 837. Which of the following authorities has A. 2 years power to regulate Infrastructure Debt Funds? B. 5 years A. SEBI C. 6 months B. RBI D. 1 year C. Both A & B

D. Ministry of Finance 834. ______is a technology used to verify the legitimacy or originality of paper documents, especially Cheques. 838. ______is held by a third-party bank, other than both banks who are doing the A. MMID transactions. B. MICR A. Loro Accounts C. IFSC B. VOSTRO Accounts D. SWIFT C. NOSTRO Accounts

D. NRI Accounts 835. Monetary authority of which of the following countries are members of the Asian Clearing Union (ACU)?

A. India

839. ______is an online address unique to C. Challa Sreenivasulu Setty each customer which can be used instead of D. Dr. Ajit Kumar Saxena providing bank account every time.

A. IFSC 843. Who among the following has been B. MMID appointed as the managing director and chief C. VPA executive officer (MD & CEO) of Bank of Baroda (BoB)? D. UPI A. Sanjiv Chadha

B. Lingam Venkat Prabhakar 840. Which among the following services cannot be provided through Micro ATMs? C. Atanu Kumar Das

A. Balance Enquiry D. Mahender Kumar Garg

B. Funds Transfer

C. Cash Withdrawal 844. Who among the following has been appointed as the managing director and chief D. Lending Loans executive officer (MD & CEO) of Canara Bank?

A. Sanjiv Chadha 841. RBI has bought _____ crore of long-term B. Lingam Venkat Prabhakar securities in fourth special open market operation and has sold Rs 2950 crore of short C. Atanu Kumar Das term bonds. D. Mahender Kumar Garg A. Rs 8000

B. Rs 5000 845. Who among the following has been C. Rs 12000 appointed as the managing director and chief executive officer (MD & CEO) of Bank of India? D. Rs 10,000 A. Sanjiv Chadha

B. Lingam Venkat Prabhakar 842. Who among the following is appointed as the Managing Director of the State Bank of C. Atanu Kumar Das India (SBI)? D. Mahender Kumar Garg A. Mahender Kumar Garg

B. Dr. Ashima Goyal

846. Country’s largest private sector bank, ICICI B. 23 bank has launched a Cardless cash withdrawal C. 24 facility from its ATMs with a per-day transaction limit of ______. D. 48

A. Rs. 5,000

B. Rs. 10,000 850. What does M stand for in the recently launched ‘MANI’ app by RBI? C. Rs. 15,000 A. Money D. Rs. 20,000 B. Mobile

C. Merchant 847. Which telecom company joins hands with Bharti AXA to provide Rs. 179 prepaid plan D. Members with life insurance of Rs 2 lakh

A. Idea 851. Punjab National bank has been merged B. Jio with which bank?

C. Airtel A. Indian Bank

D. BSNL B. Bank of Maharashtra

C. Bank of India

848. The Reserve Bank of India (RBI) has D. United Bank of India canceled the Certificate of Authorization of which Payment System Operator after it had voluntarily surrendered the authorization? 852. According to RBI, the interest rate linked A. Muthoot Vehicle & Asset Finance Ltd. to an external benchmark has to be revised at least once in how many months? B. Vodafone M-pesa Limited A. One month C. Tech Mahindra Limited B. Two Months D. PayMate India Pvt. Limited C. Three Months

D. Four Months 849. The fund transfers through the NEFT system occurs in how many batches in 24 hours?

A. 12

853. Which financial company has acquired the B. Michael Patra Essel Finance’s micro, small and medium C. Deepak Kumar Mohanty enterprises (MSME) loan business in India? D. M. Rajeshwar Rao A. Tata Capital

B. Adani Capital 857. Who among the following has acquired C. Bajaj Finserve DHFL General Insurance for around Rs 100 D. Mahindra & Mahindra Capital crore?

A. Kapil Wadhawan

854. RBI has increased the timeline for the B. Sachin Bansal conversion of minimum KYC detail for prepaid C. Vijay Shekhar Sharma payment instruments (PPIs) to full KYC compliant PPIs from 18 months to ______? The D. Ritesh Agarwal

A. 6 months

B. 12 months 858. The Reserve Bank of India (RBI) will now allow consumers to give an e-mandate for C. 18 months recurring payments made through Unified D. 24 months Payments Interface (UPI). The limit on such recurring transactions has been set at ______.

A. Rs. 2000 855. The RBI has appointed which bank as the lead convenor bank for the union territory of B. Rs. 4000 ? C. Rs. 15,000 A. Union Bank of India D. Rs. 10,000 B. Punjab National Bank

C. Canara Bank 859. The central govt in consultation with the D. State Bank of India Reserve Bank of India (RBI) has announced an increase in the authorized capital of which

public sector bank from 15,000 crores to 856. Who among the following has been 25,000 crores? appointed as the fourth deputy governor of the A. Indian Bank Reserve Bank of India? B. Union Bank of India A. Rabi N. Mishra C. Canara Bank

D. Indian Overseas Bank C. INR 75,000

D. INR 100,000

860. The Reserve Bank of India has recently revised the ‘Supervisory Action Framework’ of 864. What is ‘first A’ stands for in DTAA(a tax which category of banks? law)? A. Public Sector Banks A. Avoidance B. Private Sector Banks B. Average C. Foreign Banks C. Audit D. Urban Cooperative Banks D. Asset

861. What is ‘first A’ stands for in GAAR? 865. Who is the Chairman of National Bank for A. Account Agriculture and Rural Development (NABARD)?

B. Asset A. Mr. David Rasquinha

C. Anti B. Geetha Muralidhar

D. Audit C. T.S.Vijayan

D. Harsh Kumar Bhanwala

862. Where is the head quarter of National Bank for Agriculture and Rural Development 866. Union Government of India has renamed (NABARD)? the Department of Divestment to DIPAM. A. Mumbai What is ‘A’ stand for in DIPAM?

B. New Delhi A. Asset

C. Kolkata B. Account

D. Chennai C. Audit

D. Amount

863. What is the maximum amount that can be remitted through Nepal Remittance Scheme? 867. What is the maximum amount that can be A. INR 25,000 transfer through Immediate Payment Services (IMPS)? B. INR 50,000

A. Rs. 1, 00,000

B. Rs. 2, 00,000 871. Which of the following is not one of the quantitative measures of credit control used by C. Rs. 3, 00,000 Reserve Bank of India? D. Rs. 4, 00,000 A. SLR

B. CRR 868. ______is the nodal agency to C. Bank rate Policy provide licenses to e-commerce companies (including foreign)? D. Moral Suasion

A. Reserve Bank of India (RBI)

B. Foreign Investment Promotion Board (FIPB) 872. Which of the following ratio shows the amount of currency that people hold as a C. Department of Industrial Policy and proportion of aggregate deposits? Promotion (DIPP) A. Debit Deposit Ratio D. NPCI B. CASA Ratio

C. Currency Deposit Ratio 869. Which among these is the nodal agency for Unstructured Supplementary Service Data D. Credit Deposit Ratio (USSD) Service?

A. NPCI 873. Which of the following authorities appoint B. RBI Banking Ombudsman?

C. SBI A. Ministry of Finance, Government of India

D. SEBI B. Individual Commercial Banks

C. Reserve Bank of India

870. The International Development D. Indian Banks’ Association Association (IDA) is an arm

A. International Monetary Fund (IMF) 874. The was merged with B. World Bank which of the following banks?

C. Organization for Economic Co-operation and A. ICICI Bank Development (OECD) B. HDFC Bank D. Asian Development Bank

C. ING Vysya 878. Which of the following is/are TRUE regarding Shares in the capital market? D. Kotak Mahindra Bank A. The risk factor is high in shares than in debt

instruments 875. Addition of Product taxes and deduction B. It is a unit of ownership of product subsidies from GVA basic prices will provide C. Equity Shares have claim over the capital, profit and loss A. GVA factor cost D. All A, B & C B. GVA market price

C. GDP factor cost 879. Which of the following term denotes a D. GDP market price currency which is hyper-sensitive and fluctuates frequently often with political & economic situations? 876. ______panel of the RBI has recommended that the revised economic A. Hard Currency capital framework will be reviewed every five B. Hot Currency years. C. Soft Currency A. Usha Thorat D. Easy Currency B. Bimal Jalan

C. Nachiket Mor 880. According to Finance Ministry, GST D. Y V Reddy collection rose up ______% in August at Rs 98,202 crore.

877. Government, along with three other A. 3.57 mergers has decided to merge Canara Bank B. 4.51 and Syndicate Bank. It will become ______largest bank entity. C. 6.51

A. 2nd D. 2.67

B. 3rd

C. 4th 881. As per recent notification by NPCI, MDR has been revised to 0.30% with a maximum cap D. 5th of Rs 100 per transaction. ‘D’ in MDR stands for______.

A. Digital

B. Discount 885. Which of the following bank says to you, “Apno ka Bank”? C. Discreet A. Federal Bank D. Developed B. Allahabad Bank

C. Punjab National Bank 882. RBI has extended deadline for PPIs to become full KYC complaint, from D. RBL Bank ______months to______months.

A. 12, 16 886. In which of the following payment B. 9, 12 system(s) is the user required to provide Indian Financial System Code (IFSC) during C. 18, 24 transactions? D. 24, 30 A. Real Time Gross Settlement

B. National Electronic Funds Transfer 883. Which bank recently tied up with TATA C. Credit card and Debit card transactions AIG insurance for a diverse range of general insurance policies benefiting the bank’s D. Both A & B customers?

A. 887. ______is long-term unemployment B. Federal Bank caused by the decline of certain industries and changes in the production process. C. Corporation Bank A. Frictional unemployment D. Indian Bank B. Cyclical unemployment

C. Structural unemployment 884. Samsung India tied up with MasterCard and which other banks in India for mobile D. Seasonal unemployment payments?

A. Bank of India 888. Which of the following can act as Issuing B. ICICI Bank and Paying Agent for the issuance of Commercial Paper? C. RBL Bank A. Corporates D. Bank of Baroda

B. Foreign Institutions 892. Which of the following facility/service is NOT available in a White Label ATM? C. Scheduled Bank A. Regular Bills Payment D. Non-Scheduled Bank B. Cash Deposit

C. PIN change 889. Which of the following entities recently announced the establishment of the first global D. All the above ARE available green bond fund?

A. IMF, Deutsche Asset Management 893. As per the RBI annual report, Banking B. ADB, BNP Paribas Investment Partners fraud cases have witnessed a rise by over how much percentage (approx.) in FY-19 over FY- C. NDB, New York Life Investment 18? Management A. 70% D. None of these B. 78%

C. 80% 890. CMO is a generic term for a security backed by real estate mortgages. ‘O’ in CMO D. 85% stands for______.

A. Offerings 894. Which organisation recently underwent B. Obligation an agreement with Steel Users Federation of India for the launch of steel futures? C. Overseas A. National Stock Exchange D. Ombudsman B. Multi-commodity Exchange

C. 891. ECS is an electronic mode of payment / receipt for transactions that are repetitive and D. Bombay Stock Exchange periodic in nature. ‘C’ in ECS stands for?

A. Corporate 895. SBI recently rose up to Rs _____ Crore By B. Company Issuing Basel-III-Compliant Bonds.

C. Cash A. 2134

D. Clearing B. 3105

C. 4567

D. 5798 C.

D. All of the above

896. ICAAP is a process which helps banks in India to assess the capital requirement under 900. Which of the following option is BASEL norms. What is ‘I’ in ICAAP? INCORRECT regarding Treasury Bills? A. Internal A. They have a maximum maturity period of 192 B. Investment days

C. Industry B. They pay maximum interest among other instruments D. Integrated C. They are issued by Finance Ministry

D. All A, B & C 897. The “India Microfinance Equity Fund” is operated through ______.

A. MUDRA Bank 901. Which of the following is/are NOT feature (s) of an Underdeveloped Economy? B. SIDBI A. Dominance of tertiary sector C. RBI B. Widespread Poverty D. C. income inequalities

D. Standard of living is low 898. Who among the following is/are eligible for opening a Fixed Deposit in a bank?

A. Hindu Undivided Family 902. Which of the following is/are components of ‘Gross Domestic Products (GDP)’? B. Limited Companies A. Value of intermediate goods produced in C. Clubs and Societies India D. All A, B & C B. Value of final goods produced in India

C. Value of intermediate as well as final goods 899. Among the following which are the Indian produced outside India. credit bureaus? D. Value of final goods produced in India as well A. CIBIL TransUnion as outside India.

B.

903. SDR is an international reserve asset B. Loans raised by the Government by the issue created by the International Monetary Fund of Treasury Bills. (IMF). ‘D’ in ‘SDR’ stands for ______. C. Loans or ways and means advances received A. Domestic by the Government

B. Dynamic D. Revenues received by the Government of India C. Determined

D. Drawing 907. The Integrated Child Development

Scheme is one of biggest child development 904. What should be subtracted from the Fiscal schemes in the world run in our country. This Deficit to get Primary Deficit? scheme was launched in the year –

A. Total Expenditure A. 1978

B. Revenue Deficit B. 1980

C. Interest Payment C. 1975

D. Transfer Payment D. 1989

905. Which of the following statements is 908. You must have heard of the ‘LPG reforms’ CORRECT about the ‘Index of Industrial in context of Indian economy. What does G Production (IIP)’? stand for?

A. It is released by the National Sample Survey A. Growth Office (NSSO). B. Gross B. The base year is 2004-05. C. General C. It is compiled and published monthly. D. Globalization D. It doesn’t measure the short-term changes in the volume of production of a basket of industrial products. 909. You must have heard about ETFs in your study of economics, what does ‘E’ stands for in

ETF? 906. Which among the following incomes is a A. Enterprise component of the ‘Public Accounts of India’? B. Exchange A. Small Savings Schemes C. Entity

D. External C. 3.8%

D. 3.0%

910. Which of the following is/are the instruments of Monetary Policy used by RBI in 914. Small Finance Banks are licensed under India? ______of Banking Regulation Act, 1949. A. Reverse Repo Rate A. Section 2 B. Marginal Standing Facility B. Section 10 C. Liquidity Adjustment Facility C. Section 9 D. All A, B & C D. Section 22

911. RBI has discontinued LOUs issued by 915. Which among the following determines banks in India. What does ‘U’ stand for? the ability of any organization to meet the A. Understanding financial losses?

B. Undertaking A. Liquidity Ratio

C. Underwritten B. Investment Ratio

D. Understandable C. Leverage Ratio

D. Transfer Ratio

912. Which of the following is/are included while calculating GDP? 916. What is the applicable limit for social A. Final goods and services sold for money infrastructure loans under priority sector?

B. Transfer payments A. Rs 5 crore

C. Sales of used goods B. Rs 10 crore

D. Non-monetary compensated work C. Rs 20 crore

D. Rs 12 crore

913. What is the estimated (projected) fiscal deficit for 2020-21 as a percentage of GDP? 917. Which bank launched the digital fixed- A. 2.5% deposit product called ‘Express FD’ in India?

B. 2.8% A. Yes Bank

B. ICICI Bank D. In 1956 RBI replaced minimum reserve system by proportional reserve system C. Standard Chartered Bank

D. Axis Bank 921. “AePS” is a bank-led model for

transactions at micro-ATMs. Here, A stands for 918. Which state government launched ______“Abhinandan scheme” to give a Rs. 50,000 A. Actual subsidy to education loans? B. Arbitrary A. Arunachal Pradesh C. Approved B. Sikkim D. Aadhar C. Assam

D. Nagaland 922. The GSP is the oldest US trade preference

programme which is designed to promote 919. Reserve Bank of India recently mandated economic development by allowing duty – free non-banking financial companies (NBFCs) with entry for thousands of products from assets of more than ₹5,000 crore to appoint a designated beneficiary countries? What does P CRO. What is ‘R’ in CRO? stand for in GSP?

A. Reporting A. Party

B. Representative B. Parity

C. Reinstate C. Preferences

D. Risk D. Purchase

920. Which among the following statement is 923. Which bank has launched the web tool – not true regarding RBI (Reserve Bank Of India)? ‘Vasool So-Ft’ (Vasool So-Fast) – for digitalizing the NPA (non-performing asset) recovery A. RBI was originally setup as a private entity in process of the bank? 1935, but it was nationalized in 1949 A. State Bank of India B. RBI is governed by a central board of directors, appointed by the government B. Corporation Bank

C. RBI manages all foreign exchanges under C. Foreign Exchange Management Act of 1999 D. Indian Bank

percent of the total Central Government expenditure for the Financial Year 2019-20. 924. Which bank has set up a Centralized MSME & Retail Group (Cen-MARG) to process A. 13.23 retail and MSME loans for better efficiency of B. 15.47 branches in business acquisition? C. 16.87 A. Punjab National Bank D. 17.42 B. Allahabad Bank

C. Indian Bank 928. According to World Bank, ______D. Punjab & Sind Bank retained its position as the world’s top recipient of remittances with its Diaspora sending a whopping USD 79 billion back home 925. An amount of Rs. ______crore has in 2018. been provided for FY 2019-20 to create World Class Institutions in the field of education. A. USA

A. 300 B. India

B. 400 C. Singapore

C. 500 D. Malaysia

D. 600

929. Fitch Ratings cut India’s economic growth forecast for the next financial year starting 926. The Fertilizer Subsidy allocations have April 1 2019, to ______% from its previous seen a hike of around Rs. ______crores in estimate of 7%. Budget Estimates 2019-20 from Rs. 70,090.35 crores (Budget Estimates 2018-19). A. 6.5

A. 5,000 B. 6.6

B. 10,000 C. 6.7

C. 15,000 D. 6.8

D. 20,000

930. Which state launched a one-time settlement scheme for those who have taken a 927. Total Defence Allocation, including loan of up to Rs 60 lakh from co-operative Defence Pension, accounts for ______banks, in July 2019?

A. Punjab C. National Securities Defense Ltd.

B. Uttarakhand D. Enforcement Directorate

C. Uttar Pradesh

D. Bihar 934. In which of the following types of banking, there is a direct execution of transaction

between a bank and its consumers? 931. Ayushaman Bharat is the world’s largest A. Retail Banking healthcare insurance scheme. How many poor families have been identified to be eligible for B. Universal Banking this scheme under the Socio-Economic Caste C. Virtual Banking Census (SECC)? D. Unit Banking A. 10.74 crore poor families

B. 5.74 crore poor families 935. Expand MAT related to tax? C. 2.74 crore poor families A. Minimum Additional Tax D. 8.74 crore poor families B. Maximum Alternative Tax

C. Maximum Additional Tax

D. Minimum Alternative Tax 932. Bank holidays under Section 25 of the Negotiable Instruments Act, 1881 are declared by: 936. If the RBI wants to infuse credit in Banking A. Respective State/UTs Government system in our country, which of the followings can be done? B. Banking Operations Department A. Decreasing CRR C. Bank Union B. Decreasing SLR D. RBI C. Both A and B

D. None of the above 933. The tax payers data flows directly from banks to Tax Information Network (TIN). Who maintains TIN? 937. Which is an interest-free period that is to A. RBI be given by a creditor to debtor?

B. National Securities Depository Ltd. A. Fixed Period

B. Preset Period 941. Which of the following component of external sector comes under Current Account in C. Grace Period India? D. All of the above A. FDI

B. Interest payments received by government 938. Which among the following is not an C. External Commercial Borrowings example of Non – Linear Derivative? D. FII A. Convertibles

B. Swaps 942. The minimum denomination in which the C. Options Treasury Bills can be issued in India is: D. Equity linked bonds A. Rs 10,000

B. Rs 25,000 939. Which among the following does the C. Rs 50,000 Section 47 (A) of The Banking Regulation Act, 1949 include? D. Rs 1 lakh

A. Application of other laws not barred

B. Power of Reserve Bank to impose penalty 943. Which of the following is not included in government securities? C. Disposal of non – banking assets A. Promissory notes D. Requirement as to minimum paid – up capital and reserves B. Debentures

C. Bearer bonds

940. Under a money back policy, the payment D. All of the above of sum assured to the insured which has become due by installments is known as ______. 944. The maximum amount of insurance that can be taken under micro insurance policies is A. Claim Amount – B. Guaranteed Insurance Sum A. Rs 25000 C. Survival Benefit B. Rs 75000 D. Surrendered value C. Rs 1 lakh

D. Rs 50000 B. Rs. 500 crores

C. Rs. 750 crores

945. As per the Union Budget 2019-20, Income D. Rs. 100 crores up to Rs. ______exempted from income tax. 949. ______is a temporary finance facility A. 8 lakh provided to Government of India by RBI to B. 6 lakh accommodate mismatch in the government’s receipts and payments. C. 5 lakh A. LAF D. 4 lakh B. WMA

C. SLR 946. Deposit Insurance and Credit Guarantee Corporation is a subsidiary of Reserve Bank of D. WACR India. The authorized capital of DICGC is

______950. Which of the following statements in A. 100 Crore context of Treasury bills (T- Bills) is not correct? B. 200 Crore A. T-bills offer short-term investment C. 150 Crore opportunities, generally up to one year

D. 50 Crore B. T-bills are available for a minimum amount of Rs.25,000

C. T-bills auctions are held at the SEBI 947. What is the expand form of ‘OTC’? headquarter. A. Opposite Tenure Counter D. Both A & B B. Over Term Counter

C. Over Transfer of Cash 951. As per the latest ADB estimates, India’s D. Over the Counter GDP growth forecast will be ______for 2019-2020.

A. 7% 948. What is the Paid-up Share Capital of Agriculture Insurance Company of India? B. 7.3%

A. Rs. 200 crores C. 7.2%

D. 7.5%

955. The government of India projected an increase of ______in non-Goods and 952. Which of the below sentences is/are Services Tax collection in 2022-23. correct? A. 25% A. SBI has issued draft guidelines on liquidity management for the NBFCS and proposed a B. 24% liquidity coverage ratio for large NBFCs. C. 25.5% B. It covers all deposit taking NBFCs and non- D. 26.6% deposit taking NBFCs with an asset size of Rs 5,000 crore and above.

C. Company fixed deposits (FDs), unlike bank 956. Which of the following banks are not FDs, don’t come with insurance. removed from Prompt Corrective Action Framework? D. Only B and C A. Lakshmi Vilas Bank

B. Allahabad Bank 953. Recently, S&P Global Ratings reduced India’s growth projection for 2019-20 from C. Corporation Bank 7.1% to ______%. D. Dhanlaxmi Bank A. 6.9

B. 6.7 957. Which of the following alongwith C. 6.5 Insurance Regulatory and Development Authority of India (IRDAI) set up Regulatory D. 6.3 Sandbox for fintech innovations in 2019?

A. Pension Fund Regulatory and Development 954. India’s largest lender is hoping to Authority capitalize on the country’s shadow banking B. Telecom Regulatory Authority of India crisis by building its ______. C. Securities and Exchange Board of India A. Mortgage D. Association of Mutual Funds in India B. Small business loan book

C. Shares 958. Which bank has launched ‘Corp SME D. Both A and B Suvidha’, a product for GST-registered MSMEs? Answer: D

A. HDFC Bank ______lakh crore as of 2018-19, the highest since 2012-13 fiscal. B. Corporation Bank A. 7.55 C. Central Bank of India B. 8.55 D. Axis Bank C. 10.55

D. 11.55 959. Which of the following statement is true with respect to Substandard Asset?

A. Substandard Asset is the asset which 962. Inflation is measured by which index in remained as non performing Assets for 3 India? months. A. Wholesale Price Index B. Substandard Asset is the asset which B. Consumer Price Index remained as non performing Assets for 6 months. C. Index of Agricultural Production

C. Substandard Asset is the asset which D. National Domestic Product remained as non performing Assets for 9 months.

D. Substandard Asset is the asset which 963. Which of the following activity does not remained as non performing Assets for 12 come under Para Banking Services? months. A. Insurance

B. Portfolio Management 960. Which of the following security is C. Mutual Fund Business immovable property but remains in possession of the borrower instead of the lender? D. Giving credit

A. Pledge

B. Hypothecation 964. Who among the following has an option to open a Non-Resident Ordinary Rupee (NRO) C. Mortgage account? D. Lien A. Non-Resident of India (NRI)

B. Person of Indian Origin (PIO) 961. As per the RBI, bank credit to C. Overseas Citizen of India (OCI) infrastructure sector grew by 18.5% to Rs D. All the above

B. Rs 20000

965. What are the loans taken from a lender C. Rs 15000 and has to be repaid after a fixed interval of D. Rs 50000 time are called?

A. Formal sector loans 969. In banking parlance, CDS stands for B. Informal sector loans ______. C. General loans A. Corporate Debt Swap D. Commercial loans B. Corporate Dilution Scheme

C. Credit Default Swap 966. As per the data released by NPCI, the D. Credit Delivery Scheme number of transactions over the Unified Payments Interface in August hit a record ______with a total worth of ______. 970. In FINO PayTech, ‘I’ stands for ______. A. 918 million, 1.54 lakh crore A. International B. 1000 million, 10 lakh crore B. Initiative C. 1000 million, 7 lakh crore C. Institution D. 918 million, 3.0 lakh crore D. Inclusion

967. What does ‘N’ stand for in the important banking abbreviation NDTL? 971. Who presented the first Union budget of independent India? A. National A. B. Net B. Vallabhai Patel C. Numeric C. Bhimrao Ambedkar D. Nominal D. RK Sanmukham Chetty

968. What is the maximum amount that can be transferred through the Aadhaar Enabled 972. What is the minimum Capital Adequacy Payment System (AEPS) per account per day? ratio to be maintained by payment banks in India? A. Rs 25000

A. 11%

B. 12% 976. ______is a product for which demand increases as the price increases and falls when C. 11.5% the price decreases. D. 15% A. Complementary Goods

B. Novice Goods 973. ______is a fixed amount that is received C. Giffen Goods or paid at regular intervals for a specified period. D. Auxiliary Goods

A. Perpetuity

B. Annuity 977. Which of the following small finance bank of India recently proposed issuing shares of the C. Premium bank to its shareholders without cash D. Dividend consideration?

A. Ujjivan SFB

974. As per RBI mandate, banks may choose B. Equitas SFB any benchmark market interest rate published C. Utkarsh SFB by FBIL for linking of their loan products. What is ‘I’ in FBIL? D. Fincare SFB

A. Integrated

B. Industrial 978. Bank of Baroda has planned to raise capital up to Rs ______crore through C. Interest tier-II bonds for meeting capital adequacy D. India norms for the newly merged entity.

A. 5000

975. Government has decided to infuse Rs B. 1500 ______crore in IDBI Bank to work out as C. 2400 bailout money for the bank D. 3000 A. 8000

B. 14000 979. The maximum incentive that could be C. 11000 received as a Merchant on BHIM Aadhar Pay D. 9000 App is ______.

A. Rs 3000 983. What is the function of Authorised Money Changers? B. Rs 50 A. Deal in foreign exchange facilities C. Rs 2000 B. Distribution of new notes for soiled notes D. Rs 5000 C. Converting physical money into digital

currency 980. RBI, recently declined ______request D. Facilitating online transactions within and to extend listing deadline for small finance outside country bank.

A. Ujjivan 984. What was the initial corpus with which B. Jana Rural Infrastructure Development Fund was set C. Equitas up?

D. AU A. Rs 1000 Crore

B. Rs 750 Crore

981. The is a subsidiary of C. Rs 1250 Crore ______. D. Rs 2000 Crore A. Bank of Baroda

B. Axis Bank 985. What is the Capital to Risk- weighted C. Punjab National Bank Assets Ratio (CRAR) to be maintained by Indian Banks under Basel III norms? D. Bandhan Bank A. 8%

B. 6% 982. Which of the following term is used to define a period of time when someone goes C. 9% without insurance coverage? D. 7% A. Endorsement

B. Lapse 986. Which of the following is a competitive C. Condominium market situation where there are many sellers, but they are selling heterogeneous (dissimilar) D. Arson goods?

A. Absolute Competition

B. Imperfect Competition 990. Which among the following is true about ‘Perpetual Bond’? C. Perfect Competition A. A bond with tax-free interest D. Oligopolistic Competition B. A bond with high yields

C. A bond with a redeemable option 987. Automated Teller Machines (ATMs) set up, owned and operated by non-bank entities D. A bond with fixed income are called ______ATMs.

A. Brown-label 991. SBI recently offered MUDRA loans to B. Blue-label Kerala broiler farmers. What is the maximum Loan limit under MUDRA? C. White-label A. Rs 4 Lakh D. Grey-label B. Rs 10 Lakh

C. Rs 12 Lakh 988. Insurance premiums cannot be paid by ______D. Rs 5 Lakh

A. Promissory Note

B. UPI 992. There are basically _____ principles that govern the insurance. C. RuPay Card A. 10 D. Both A & B B. 12

C. 7 989. Reserve Bank has identified four broad areas for targeted policy intervention to D. 5 improve the existing payments system. Which of the following is not among them? 993. “Sar utha ke jiyo” is a tagline of A. Competition ______. B. Cost A. SBI Life Insurance C. Coverage B. Postal Life Insurance D. Convenience C. HDFC Standard Life Insurance

D. Aviva Life Insurance

A. BOB

994. In FY-20, NBFCs are expected to grow by B. Union Bank of India ______, as per Ratings agency India C. SBI Ratings. D. IDBI A. 4-5%

B. 6-7% 998. IDBI Bank announced its decision to C. 8-9% launch co-branded credit card with which of D. 10-12% the following organization?

A. EPFO

995. Insurance regulator IRDAI formed a B. NHB working group to revisit norms on trade credit C. RBI insurance. Where is the headquarters of IRDAI situated? D. LIC

A. Pune

B. Mumbai 999. Recently, RBI Panel under the chairmanship of ______has recommended C. Chennai that an intermediary be set up under the D. Hyderabad National Housing Bank (NHB).

A. Bimal Jalan

996. State Bank of India has planned to sell B. Pami Dua ______percent stake in SBI Life Insurance for ₹ C. VK Johri 3465 Crore. D. Harsh Vardhan A. 4.5%

B. 6.5% 1000. ______, recently rationalized MDR for C. 3.5% RuPay debit card deals. D. 5.0% A. IBDRT

B. NPCI 997. ______, recently came out with new C. RBI ATM withdrawal charges, to be revised from October 1. D. None of these

1001. The Bombay Stock Exchange (BSE) has C. Atanu Kumar Das signed a licensing agreement with which of the D. Mahender Kumar Garg following global exchanges? 1005. Country’s largest private sector bank, A. Intercontinental Exchange (ICE) Futures ICICI bank has launched a Cardless cash Europe withdrawal facility from its ATMs with a per- B. NASDAQ day transaction limit of ______.

C. Tokyo Stock Exchange A. Rs. 5,000

D. Euronext Stock Exchange B. Rs. 10,000

1002. The Government of India and the C. Rs. 15,000 Government of Maharashtra has signed a D. Rs. 20,000 ______loan agreement with the World Bank. 1006. What does M stand for in the recently A. USD 250 million launched ‘MANI’ app by RBI? B. USD 240 million A. Money C. USD 210 million B. Mobile D. USD 200 million C. Merchant

D. Members 1003. RBI has bought _____ crore of long-term securities in fourth special open market operation and has sold Rs 2950 crore of short term bonds. 1007. For which urban cooperative bank A. Rs 8000 account holders the Reserve Bank of India (RBI) has restrict the cash withdrawals up to Rs. B. Rs 5000 35,000? C. Rs 12000 A. ApnaSahakari Co-Op Bank Ltd D. Rs 10,000 B. Ahmedabad Mercantile Co-Op Bank

C. Sri Guru RaghavendraSahakara Bank 1004. Who among the following has been D. NutanNagarikSahakari Bank appointed as the managing director and chief executive officer (MD & CEO) of Bank of India? A. Sanjiv Chadha

B. Lingam VenkatPrabhakar

1008. Which public sector bank has announced 1012. Federal Bank has partnered with online the ‘Residential Builder Finance with Buyer real estate platform ______for listing and e- Guarantee’ (RBBG) scheme? auctioning of immovable properties repossessed by the bank in recovery A. Bank of Baroda proceedings. B. Bank of India A. Brigade Enterprises Ltd C. State Bank of India B. DLF Ltd D. Punjab National Bank C. Housing Development and Infrastructure Ltd 1009. Karnataka VikasGrameena Bank (KVGB) (HDIL) signed a memorandum of understanding with D. Magic Brick which private company on solar lightening and livelihood solutions? 1013. What is the amount Asian Infrastructure Investment Bank (AIIB) has announced for A. Deepa Solar Systems Pvt. Ltd irrigation and solar energy projects in India? B. Vikram Solar Pvt. Ltd A. 210 million C. Loom Solar Pvt. Ltd B. 150 million D. SELCO Solar Light Pvt. Ltd C. 200 million 1010. Finance Minister has launched which app D. 500 million for online auction of assets attached by banks? 1014. Which state-owned bank will get fresh A. eSell capital of Rs. 2,153 crores from the Central B. eBaich government?

C. eBkray A. Union Bank

D. eBay B. United Bank of India

1011. Which Bank has launch OTP-based ATM C. Allahabad Bank cash withdrawal from January 1, 2020? D. Punjab National Bank A. State Bank of India

B. Punjab National Bank 1015. The Reserve Bank of India (RBI) has C. Dena Bank increased the limits imposed on peer-to-peer lenders to _____. D. Syndicate Bank A. 10 lakh

B. 20 Lakh

C. 30 lakh B. Andhra Pradesh

D. 50 lakh C. Telangana

D. Gujarat

1016. The fund transfers through the NEFT system occur in how many batches? 1020. What does P stand for in STP? A. 6 A. Powered B. 12 B. Processing C. 16 C. Premier D. 23 D. Partnership

1017. Nippon which acquires additional 21.54% 1021. Certificate of Deposit (CD) is issued stake in Reliance Nippon Life Asset by______. Management is a company of which country? A. Reserve Bank of India A. China B. NABARD B. Russia C. Scheduled commercial banks C. USA D. Private organizations D. Japan

1022. What is the maximum FDI limit in the 1018. RBI rejects merger of which two banks? Small finance Banks? A. Yes Bank and IndiaBulls A. 35% B. Laxmi Vilas Bank and IndiaBulls B. 51% C. Yes Bank and Dhanlaxmi Bank C. 100% D. Dhanlaxmi Bank and Edelweiss Broking D. 74% Limited

1023. APA gives certainty to taxpayers reduces 1019. Bank of Baroda partnered with which disputes and enhances tax revenues. What state government to provide MSME loans? does ‘P’ denote in ‘APA’? A. Maharashtra

A. Personal D. Banking Regulation Act 1949

B. Pricing

C. Payment 1027. Which among the following account type has the maximum interest rate compared to D. Public others?

A. Savings Bank Account 1024. As per the RBI guidelines, which among B. Current Deposit Account the following categories of loans could NOT be priced without reference to Base Rate? C. Recurring Deposit Account

A. DRI advances D. Fixed Deposit Account

B. Loans to retired bank employees

C. Education Loan 1028. As per the guidelines of RBI, Regional Rural Banks have a target of _____ percentage D. Loans to banks’ depositors against the of their outstanding advances for priority collateral property sector lending.

A. 75% 1025. Reserve Bank of India (RBI) extended B. 40% timings for customer transactions in the Real Time Gross Settlement (RTGS). In India RTGS C. 60% was started in______. D. 80% A. May 2005

B. March 2004 1029. Which among the following deposits C. June 2006 allows the depositor to withdraw funds from the account without notice? D. August 2005 A. Time deposit

B. Term deposit 1026. The Reserve Bank of India has advised SCBs to appoint Internal Ombudsman under C. Fixed deposit the section 35A of ______. D. Demand deposit A. Banking Companies Act 1970

B. Banking Ombudsman Act 2006 1030. Where are the headquarters of WTO C. Reserve Bank of India Act 1934 located?

A. Switzerland 1034. Account opened under PMJDY 1 was eligible for general accidental insurance cover B. France for Rs.______. C. Denmark A. 30000 D. Estonia B. 1 Lakh

C. 50000 1031. Who is the Chairman of the 15th Finance D. 5000 Commission of India?

A. Ramesh Chand 1035. In which of the following custody the B. Ashok Lahiri Foreign Exchange Reserves are kept in India? C. N.K. Singh A. EXIM bank D. Anoop Singh B. Ministry of Finance

C. Reserve bank of India 1032. Which of the following has organized the D. Selected public sector banks Startup India Global Venture Capital Summit?

A. Department for Promotion of Industry and Internal Trade 1036. Which of the following is the short name of highest authority in India for Indirect Taxes? B. Government of Goa A. CBEC C. Government of Punjab B. CBED D. A & B C. CBDT

D. CBIT 1033. Who is elected as the President of the Asian Development Bank (ADB)?

A. Takehiko Nakao 1037. Which of the following is a qualitative tool of monetary policy? B. JinLiqun A. Bank Rate C. TedrosAdhanom B. Credit Selling D. MasatsuguAsakawa C. Credit rationing

D. Cash Reserve Ratio

B. 1950

1038. ______is the largest producer of C. 1984 rubber in India. D. 1973 A. Chennai

B. Andhra Pradesh 1042. Which country is the world’s largest C. Himachal Pradesh consumer of almonds?

D. Kerala A. China

B. Spain

1039. At present, what is the share of C. United State Government of India in NABARD? D. Vietnam A. 50%

B. 51% 1043. “Pure Banking Nothing Else” is a tagline C. 75% of which Bank?

D. 100% A. ICICI Bank

B. UTI Bank

1040. Which state has topped in the overall C. SBI Bank performance among the large states category D. HDFC Bank as per the 1st edition of School Education Quality Index (SEQI) 2019 by National Institution for Transforming India (NITI) Aayog? 1044. Disinvestment means- A. Sikkim A. To reduce the government shares in the B. Maharashtra private sector.

C. Kerala B. To reduce government share in the FDI.

D. Rajasthan C. To reduce government share in Market.

D. To reduce the government shares in the public sector. 1041. Foreign Exchange Regulation Act (FERA) in 1947 was subsequently replaced by Foreign Exchange Regulation Act, ______. 1045. Economic planning is an important A. 1978 feature of ______.

A. Mixed Economy A. It is release of funds by RBI in Open Market

B. Socialist Economy B. It is standby facility to banks by RBI for infusion of liquidity C. Dual Economy C. It is buying or selling of government bonds in D. Capitalist Economy the open market by Central Bank to inject or suck liquidity from the system

1046. The first attempt to calculate National D. All of the above Income of India was made by ______in 1867 -68. 1050. What is the full form of SECC? A. AGopal Krishna Gokhale A. Socio Economic Class Survey B. Justice Ranade B. Socio Economic Caste Service C. DadabhaiNaroji C. Social Earning Class Survey D. P.C. Mahalanobis D. Socio Economic Caste Census

1047. The NOTA option first used in the election of which year? 1051. Airtel Payment Bank has announced that customers will now be able to use the National A. 2006 Electronic Funds Transfer (NEFT). Which of the B. 2008 following function is not performed by Payment Banks? C. 2012 A. These banks can make payments D. 2013 B. These banks can take deposits

C. They provide Internet banking 1048. What does MIGS stands for? D. These banks issue credit cards A. Minimum Income Group Scheme

B. Middle Income Group Scheme 1052. Amounting to how many Rupees and C. Middle Incentive Group Scheme above The Reserve Bank of India has directed large cooperative banks to report all exposures D. Minimum Incentive Group Scheme the CRILC?

A. 2 crore Rupees 49. What is an Open Market Operation? B. 4 crore Rupees

C. 6 crore Rupees 1056. Who is the President of the Asian Infrastructure Investment Bank? D. 5 crore Rupees A. Christine Lagarde

B. David Malpass 1053. When NITI Aayog was formed? C. JinLiqun A. 2016 D. Angela Merkel B. 2014

C. 2013 1057. Who among the following is the D. 2015 Chairman of National Bank for Agriculture and Rural Development (NABARD), recently whose tenure is extended by six months? 1054. Which state government has signed the 1st tripartite Memorandum of Agreement with A. T.Venkatakrishna the department of fisheries and NABARD for B. ArindomDatta implementation of Fisheries and Aquaculture Development Fund? C. Harsh Kumar Bhanwala

A. Assam D. Deepak Singhal

B. West Bengal

C. Tamil Nadu 1058. What is the name of the Project launched by government of India to provide D. Kerala internet facility to all villages with an objective to promote Digital India?

1055. Which country’s Financial Services A. IndiaNet Authority has signed a memorandum of B. BharatNet understanding with Securities and Exchange Board of India for mutual cooperation and C. NationNet technical assistance recently? D. ConnectNet A. Mongolia Financial Services Authority

B. Uzbekistan Financial Services Authority 1059. The World Bank Group is an extended C. Astana Financial Services Authority family of _____ international organizations.

D. Kazakhstan Financial Services Authority A. Six

B. Five

C. Ten B. 86%

D. Nine C. 100%

D. 70%

1060. Bank of the Republic is the central bank of which of the following country? 1064. Commercial Paper can be issued in the A. Nigeria minimum denominations of ______rupees.

B. Columbia A. 1 Lakh

C. America B. 2 Lakh

D. Fiji C. 3 Lakh

D. 5 Lakh

1061. In a/an ______market, the seller sells his goods to the highest bidder. 1065. RBI has proposed Rs ______crore A. Black Market minimum capital for small banks under ‘on tap’ licence regime. B. Knowledge Market A. 100 C. Financial Market B. 200 D. Auction Market C. 300

D. 400 1062. Which among the following would help Cooperative banks to get Core Banking Access?

A. RBI 1066. Reserve Bank of India (RBI), recently reduced the risk weight requirement for B. NABARD consumer loans to ______per cent , from C. SEBI previous 125 per cent.

D. SIDBI A. 75

B. 90

1063. What is the maximum limit of Foreign C. 100 Direct Investment in White Label ATMs? D. 110 A. 49%

1067. The type of fund that invests exclusively D. FIEO in government securities is known as ______.

A. Index Fund 1071. As per the RBI’s notification, the bank B. Gilt Fund should have to reverse failed transactions within a maximum of ______days of failed C. Specific Fund transactions. D. Liquid Fund A .T + 3

B .T + 4 1068. We can transfer funds using your BHIM C. T + 2 SBI Pay app to your friend/relative by knowing only their ______. D. T + 5

A. Virtual Payment Application

B. Versatile Payment Address 1072. Recently, Bank of Baroda launched Centralised Processing hubs at ______for C. Virtual Payback Address farmers. D. Virtual Payment Address A. Bengaluru

B. Chennai 1069. What is the maximum amount of loan to C. Hyderabad be given in Kishore Category of MUDRA Bank? D. Mumbai A. 50000

B. 10 Lakh 1073. ______is a negotiable financial C. 5 Lakh instrument issued by a bank to represent a D. 15 Lakh foreign company’s publicly traded securities.

A. Promissory notes

1070. ______has introduced to regulate B. Depositary Receipt the financial sectors for ensuring better C. Bills of Exchange efficiency as well as for avoiding conflicts due to overlapping of functions. D. Participatory Notes

A. RBI

B. FRDI 1074. Mumbai is the Headquarters of which of the following Banks? C. FSDC

A. Federal Bank D. 9

B. Syndicate Bank

C. RBL Bank 1078. RBI, recently approved reappointment of Shyam Srinivasan as CEO of______. D. Punjab National Bank A. Lakshmi Vilas Bank

B. RBL Bank 1075. The applications of SFB were analyzed and evaluated by an External Advisory C. Yes Bank Committee. The EAC for Small Finance Banks D. Federal Bank was chaired by ______

A. NachiketMor 1079. ______is set to invest in 6 projects B. Usha Thorat with 1.09 billion USD in the countries of C. Balachandran Association with Southeast Asian Nations (ASEAN). D. Deepak Pathak A. ADB

B. NDB 1076. A SWIFT code is an international bank code that identifies particular banks C. IMF worldwide. In Swift Code, 5 th& 6 th digits D. AIIB denote

A. Country Code 1080. Which of the following committees B. Bank Code recommended to allowing private sector C. Location Code companies to promote insurance in the country? D. Branch Code A. Raghavan Committee

B. R N Malhotra Committee 1077. The Insurance Ombudsman shall pass an award within a period of _____ months from C. P R Khanna Committee the receipt of the complaint. D. D R Mehta Committee A. 12

B. 3 1081. ______is a monetary policy C. 2 intervention by the RBI to withdraw excess

liquidity by selling government securities in the D. NRI Account economy.

A. Market Development Assistance Scheme 1085. RuPay is India’s indigenous card scheme B. Market Intervention Scheme created by which of the following organizations? C. Market Segmentation Scheme A. NACH D. Market Stabilization Scheme B. NHB

C. NPCI 1082. The Central and the State Governments should maintain a minimum balance of D. RBI ______crore as on daily with RBI.

A. 100 Crore 1086. Which among the following is the tagline B. 5 Crore of Syndicate Bank?

C. 25 Crore A. India’s International Bank

D. 10 Crore B. Prosperity for all

C. Together We can

1083. Which among the following services D. Faithful and Friendly cannot be provided through Micro ATMs?

A. Balance Enquiry 1087. NABARD was established based on the B. Funds Transfer recommendations of which of the following committee? C. Cash Withdrawal A. Sreedharan Committee D. Lending Loans B. Vohra Committee

C. P K Sinha Committee 1084. ______accounts are held by a third- party bank, other than both banks that are D. B Sivaraman Committee doing the transactions.

A. Loro Account 1088. Which among the following has launched B. VOSTRO Account ‘Bharosa’ savings account services recently?

C. NOSTRO Account A. Paytm Payments Bank

B. ESAF Small Finance Bank A. National Source Depository Limited

C. Airtel Payments Bank B. National Securities Depository Limited

D. Jio Payments Bank C. National Sample Depository Limited

D. None of these

1089. The Bankruptcy Code (Amendment) Bill, 2019 has set ______day deadline for 1093. NAMA word is related to which rescuing companies in distress to fast track organization? cleaning up of bad assets. A. World Trade Organisation A. 330 B. UNCTAD B. 270 C. International Monetary Fund C. 364 D. None of these D. 180

1094. What is ‘first A’ stands for in DTAA (a tax 1090. UPR is the total annual premium less law)? than the amount earned. What is the full form of UPR? A. Avoidance

A. Uniform Premium Research B. Average

B. Uninsured Premium Reserve C. Audit

C. Unearned Premium Reserve D. Asset

D. Unearned Premium Requirement

1095. Which of the following organizations releases the “World Economic Outlook” 1091. Call money is related to: Report? A. Share Market A. Asian Development Bank B. Government Securities B. World Bank C. Banks Deposit C. International Monetary Fund D. None of theset D. None of these

1092. What is the full form of NSDL?

1096. What is the full form of REER?

A. Real Earning Emergent Ratio 1100. In which year did second phase of nationalization of banks took place? B. Real Effective Exchange Rate A. 1969 C. Real Elective Effective Ratio B. 1980 D. None of these C. 1984

D. None of these 1097. What does PMLA stands for?

A. Primary Money Launching Authority 1101. As per the Economic Survey 2019-20 B. Promoting Money Laundering Act reports, India needs to spend about how much C. Preventing Money Launching Act amount to achieve GDP of USD 5 trillion by 2024-25? D. None of these A. USD 1.9 billion

B. USD 2.2 trillion 1098. Where is the headquarters of CARE (Credit Analysis & Research Ltd.)? C. USD 1.0 billion

A. Gurugram D. USD 1.4 trillion

B. Mumbai

C. Chennai 1102. Which country was the largest trading partner of India in 2019-20? D. None of these A. Iraq B B. Germany

C. United States 1099. The cooperative movement in which of the following fields has achieved a great visible D. France success in India?

A. Banking sector 1103. What is the estimated GDP growth for B. Textile sector Indian economy in 2019-20 fiscal as per the First Advance Estimate of CSO? C. Cotton production A. 4.9% D. None of these B. 5%

C. 6.1%

D. 5.8% 1107. As per the data, 3.39 crore children and 87.18 lakh pregnant women from ______

districts have been vaccinated under the 1104. India has been ranked third globally, in Mission Indradhanush till date terms of the number of new firms created in A. 514 the year 2018 by the World Bank. How many new firms were created in 2018 as compared B. 680 to 70 thousand new firms in 2014? C. 702 A. 1.70 lakh D. 410 B. 1.55 lakh

C. 1.91 lakh 1108. As per the report, service sector accounts D. 1.24 lakh for approx what percent of the total size of the economy?

A. 35% 1105. The Forest and tree cover in India has increased drastically and accounts for B. 40% ______percent of the total geographical C. 55% area of the country. D. 60% A. 24.56 %

B. 12.77% 1109. Which country was the largest source of C. 32.15% Import for India in the year 2019-20? D. 21.12% A. UAE

B. Japan 1106. How much amount has been projected C. Singapore to be invested by the government in the infrastructure sector over a period of five years D. China spanning 2020-2025?

A. Rs 200 lakh crore 1110. The Department of Drinking Water and B. Rs 155 lakh crore Sanitation (DDWS), has launched a document on the ‘Rural Sanitation Strategy’ to focus on C. Rs 102 lakh crore increasing access to solid and liquid waste D. Rs 271 lakh crore

management. The document has been A. Refers to the borrowing or lending of funds launched for a period of how many years? for 1 day.

A. 10 years B. Refers to borrowing and lending of funds for a period of more than 14 days. B. 5 years C. Refers to the borrowing and lending of funds C. 7 years for 2-14 days. D. 15 years D. It is lent or borrowed for one day or on an overnight basis.

111. Which bank was placed under the Prompt 114. Which of the following is not a method of Corrective Action (PCA) Framework by Reserve measuring national income? Bank of India (RBI) due to reasons like high net A. Investment Method NPA (Non-Performing Assets)? B. Product Method A. Yes Bank C. Income Method B. Dhanlaxmi Bank D. Expenditure Method C. Lakshmi Vilas Bank (LVB)

D. City Union Bank (CUB) 1115. Which of the following is related to the

Money Market? 1112. Which country’s Central bank has A. Commercial Money released three coins (100, 1000 and 2500 denomination) bearing the Sikh symbol to B. Treasury Bills commemorate the 550th Birth Anniversary of C. Cheque Guru Nanak Dev? D. Shares A. Bhutan

B. Bangladesh 1116. Which two countries have signed C. Nepal agreement worth Rs. 2,400 crore to boost D. Sri Lanka trade ties in the field of rubber, construction material, food and beverages, logistics?

A. India and Indonesia 1113. What is the term money? B. Thailand and India

C. Philippines and India A. 1980

D. India and Vietnam B. 1981

C. 1982

D. 1983

1117. Which of the following products/articles hold maximum weight-age in WPI? 1121. Which of the following public sector A. Primary articles banks has signed a pact with Credit Analysis and Research Limited (CARE) for accessing B. Fuel items credit qualities of small and Medium C. Manufactured items Enterprises (SME)?

D. All of the above A. Punjab National Bank

B. Bank of Baroda

1118. Which of the following instrument is C. Union Bank of India defined under the Negotiable Instrument Act? D. Indian Bank A. Cheque

B. Draft 1122. The Bombay Stock Exchange (BSE) has C. Promissory Note signed a licensing agreement with which of the following global exchanges? D. All of the above. A. Intercontinental Exchange (ICE) Futures Europe

1119. SEBI act 1992 empowers SEBI with B. NASDAQ ______power. C. Tokyo Stock Exchange A. Constitutional Power D. Euronext Stock Exchange B. Statutory Power

C. Non Statutory Power 1123. The Government of India and the D. All of the above Government of Maharashtra has signed a ______loan agreement with the World Bank.

A. USD 250 million 1120. National Bank for Agriculture and Rural Development (NABARD) was established in? B. USD 240 million

C. USD 210 million 1127. The Bharat Bond ETF Maturity period is _____. D. USD 200 million A. 6 months and one year

B. 2 years and 10 years 1124. RBI has bought _____ crore of long-term securities in fourth special open market C. 3 years and 10 years operation and has sold Rs 2950 crore of short D. 5 years and 10 years term bonds.

A. Rs 8000 1128. To provide doorstep banking services, B. Rs 5000 the South-Central Zone of the Indian Railways C. Rs 12000 has signed a MoU with which of the following banks? D. Rs 10 000 A. Bank of India

B. State Bank of India 1125. Who among the following has been appointed as the managing director and chief C. Bank of Baroda executive officer (MD & CEO) of Canara Bank? D. Punjab National Bank A. Sanjiv Chadha

B. Lingam VenkatPrabhakar 1129. Which Railway Zone of the Indian C. Atanu Kumar Das Railways has signed a Memorandum of Understanding (MoU) with State Bank of India D. Mahender Kumar Garg (SBI) for ‘doorstep banking’?

A. Central Railway 1126. Who among the following has been B. Northern Railway appointed as the managing director and chief executive officer (MD & CEO) of Bank of India? C. North Eastern Railway

A. Sanjiv Chadha D. South Central Railway (SCR) zone

B. Lingam VenkatPrabhakar

C. Atanu Kumar Das 1130. For which urban cooperative bank account holders the Reserve Bank of India (RBI) D. Mahender Kumar Garg has restricted the cash withdrawals up to Rs. 35,000? A. ApnaSahakari Co-Op Bank Ltd

B. Ahmedabad Mercantile Co-Op Bank 1134. What is the full form of CIRP?

C. Sri Guru RaghavendraSahakara Bank A. Central Insolvency Resolution Process

D. NutanNagarikSahakari Bank B. Credit Insolvency Resolution Process

C. Company Insolvency Resolution Process

1131. Who among the following has been D. Corporate Insolvency Resolution Process appointed as the fourth deputy governor of the

Reserve Bank of India? 1135. The nationwide campaign, ‘Team A. Rabi N. Mishra Cashless India’ to accelerate the acceptance B. Michael Patra and adoption of digital payments in India has been initiated by which company? C. Deepak Kumar Mohanty A. Visa D. M. Rajeshwar Rao B. Mastercard

C. Paytm 1132. Who among the following has acquired DHFL General Insurance for around Rs 100 D. crore?

A. Kapil Wadhawan 1136. Which of the following services cannot B. Sachin Bansal be availed through AEPS?

C. Vijay Shekhar Sharma A. Balance Enquiry

D. Ritesh Agarwal B. Cash Withdrawal

C. Overdraft

1133. The SWIFT international payment D. Cash Deposit network is one of the largest financial messaging systems in the world of USA, as equivalent to that CIPS is of which country? 1137. As per the RBI’s guidelines for ‘on-tap’ licensing of small finance banks, what is the A. Russia minimum experience required (in years) for B. China any resident individuals/professionals, singly or jointly, to set up SFBs? C. Japan A. 2 years D. France B. 5 years

C. 7 years C. Security

D. 10 years D. System

1138. State Bank of India (SBI) has signed a 1141. Who is the current Chief Economic loan agreement worth of ______with KFW Adviser in the Ministry of Finance? (KreditanstaltfürWiederaufbau) German A. Anurag Singh Thakur development bank for establishing an energy- efficient housing program in India. B. Vipul Bansal

A. USD 277 million C. Krishnamurthy V. Subramanian

B. USD 370 million D. Anil Yadav

C. USD 497 million

D. USD 377 million 1142. The first Economic Survey of India was presented in which financial year?

A. 1950-51 1139. Which financial company has launched India’s first corporate bond exchange-traded B. 1962-63 fund (ETF), called the Bharat Bond ETF? C. 1947-48 A. Edelweiss Asset Management Company (AMC) D. 1955-56

B. Mahindra & Mahindra Financial Services Limited 1143. India aspires to become USD 5 trillion C. Muthoot Finance Ltd economies by which fiscal year?

D. HDB Financial Services A. 2025-26

B. 2024-25

1140. From December 16, 2019 NEFT C. 2022-23 transaction can be made 24×7. These D. 2023-24 transactions after the usual banking hours are set to be automated initiated using STP. What does ‘S’ stand for in STP? 1144. What was the rank of India in the World A. Settlement Bank’s Ease of Doing Business Rankings 2019?

B. Straight A. 112

B. 142 1148. The rank of India in the Logistics Performance Index 2018 was 44 compared to C. 79 54 in 2014. The index was released by which D. 65 body?

A. UNDP

1145. The Year 2019 marked ______B. World Economic Forum years of Nationalization of Banks in India C. World Bank A. 100 D. Asian Development Bank B. 25

C. 75 1149. The GVA at basic prices for 2019-20 from D. 50 ‘Agriculture, Forestry and Fishing’ sector is estimated to grow by 2.8 %. What does GVA stand for?

1146. As per the survey report, the growth rate A. General Valued Asset of the global economy has been estimated at all-time low at______B. Guaranteed Value Added

A. 2.1% C. Global Valued Asset

B. 2.9% D. Gross Value Added

C. 2.5%

D. 2.7% 1150. The Economic survey 2019-20 reports that the Service Sector accounts for about _____ percent of total exports.

1147. The Economic Survey report 2019-20 A. 68% states that the Logistics industry in India is expected to touch USD 215 billion by which B. 38% year? C. 42% A. 2020 D. 55% B. 2022

C 2021 1151. Foreign Institutional Investors must D. 2023 register with which of the following organizations in India to participate in the market?

A. NHB

B. RBI 1155. Finance Minister N Sitharaman announced that all scheduled banks would C. SEBI hold gatherings in a total of how many districts D. SIDBI for loan disbursement process?

A. 350

1152. Atal Pension Yojana was introduced for B. 200 which of the following sectors by the C. 300 government? D. 400 A. Normal Sector

B. Informal Sector 1156. ______recently decided to link all C. Formal Sector the floating rate retail loans and loans to D. Unorganized sector MSME to the RBI’s repo rate, with effect from October 1.

A. BOB 1153. Which of the following type of risk is defined when a bank may not be able to B. SBI undertake profitable business opportunities C. Union Bank of India when it arises? D. Dena Bank A. Funding Risk

B. Interest Risk 1157. , recently tied up with which of C. Time Risk the following banks to offer debit card EMIs? D. Call Risk A. RBL Bank

B. Lakshmi Vilas Bank 1154. Which among the following is called as C. Yes Bank State Development Loans? D. Federal Bank A. Promissory notes

B. Dated Securities 1158. NRIs with Indian can now apply C. Treasury Bills for Aadhaar on arrival without ______-day D. Bill of Exchange waiting period.

A. 167

B. 175 1162. What is called for insurance that is purchased by an insurance company, in which C. 182 some part of its own insurance liabilities, is D. 199 passed on to another insurance company?

A. Co-insurance

1159. ______& Bharti AXA Life, recently B. Re-insurance tied up to offer pre-paid plan with term cover C. Trade credit insurance to its customers. D. Liability insurance A. Vodafone

B. Reliance Jio 1163. Which mobile manufacturer launched an C. Airtel offline digital lending platform with instant D. BSNL offers for their smart phones?

A. Samsung

1160. More than 10 banks from different B. Oppo countries have formed a group to fund for a C. Motorola risky Power plant development project. This type of banking is called as? D. Lenovo

A. Credit Syndication

B. Credit Monitoring Arrangement 1164. Which bank recently launched its digital app in the UK at an event hosted in C. Consortium finance coordination with the UK India Business D. Group cash delivery Council?

A. Union bank

1161. Paisalo Digital Limited recently signed its B. Syndicate bank co-origination loan agreement with the C. State bank of India ______. D. Canara bank A. Bank of Maharashtra

B. Bank of Baroda 1165. SBI life insurance signed an agreement C. Central Bank of India with which home finance company to offer its D. Allahabad Bank

insurance products to home finance b. This leads to an increase in cash flow in the companies’ customers? economy.

A. HDFC Housing Finance c. Banks will have to give more funds to priority sector lending. B. Repco Home Finance A. Only b C. LIC Housing Finance B. Only a D. ICICI Home Finance C. Both a & c

D. Both b & c 1166. Which is the insurance policy best suited for an individual who owns many restaurants at different locations to cover all his stores less 1169. What is the maturity age of Whole life than one policy? Insurance policy? A. Liability policy A. 50 years B. General policy B. 60 years C. Trade credit policy C. 75 years D. Blanket policy D. 100 years

1167. What are the net owned fund 1170. Preauthorization is needed in which type requirements for HFC in order to get registered of insurance? with NHB? A. Motor Insurance A. Rs. 2 crore B. Travel Insurance B. Rs. 5 crore C. Home Insurance C. Rs. 10 crore D. Health Insurance D. Rs. 25 crore

1171. CVV code provides an additional layer of 1168. If RBI raises CRR (Cash Reserve Ratio) security when a card is used to make a what impact will it have on the economy? purchase online or over the phone. What is the a. Banks will have to increase interest rates on full form of CVV? Loans. A. Customer Verification Value

B. Card Valuable Value

C. Card Validity Variable

D. Card Verification Value 1175. What is an “insurance actuary” in the insurance sector means?

A. The premiums on all policies which a 1172. Which of the following statements is company has issued NOT true in the context of Annuity? B. A professional that analyses financial risk A. An annuity is an investment that we make, using various theories either in a single lump sum or through installments paid over a certain number of years C. Insurers that is created and wholly-owned by one or more non–insurers B. An annuity provides life insurance cover D. Method of sharing insurance risk between C. Typically annuities are bought to generate several insurers income during one’s retired life

D. All of these 1176. Hyundai Motor India Ltd (HMIL) has

signed an agreement with which bank for its 1173. Mswipe has tied up with which finance vehicle finance needs? firm to launch a card for millennial to avail A. Central Bank of India instant pre-approved credit of up to Rs 1 lakh? B. Bank of Baroda A. DMI Finance C. United Bank of India B. Aditya Birla Capital D. Indian Bank C. SBI Capital Markets

D. L& T Finance Holdings 1177. Which among the following is the market

where fixed income securities of various types 1174. Which is the most valued Indian brand and features are issued and traded? according to the `WPP and Kantar Millward A. Money Market Brown’s BrandZ 75 Most Valuable Indian Brands’ ranking? B. Debt Market

A. Life Insurance Corporation of India C. Capital Market

B. Tata Consultancy Services D. Futures Market

C.

D. HDFC 1178. DICGC (Deposit Insurance and Credit Guarantee Corporation) is one of the wholly-

owned subsidiaries of the Reserve bank of C. PNB India (RBI). What is the maximum deposit D. SBI amount insured by the DICGC?

A. Four Lakhs 1182. Which bank has recently launched a B. One Lakh ‘Cardless Cash Withdrawal’ facility from its C. Two Lakhs ATMs?

D. Six Lakhs A. Axis Bank

B. ICICI Bank

1179. Which bank launched a co-branded fuel C. HDFC Bank card in partnership with Indian Oil Corporation D. Oriental Bank (IOC)?

A. Axis 1183. Which of the following has recently B. ICICI exited Equifax Credit Information Services? C. HDFC A. ICICI Bank D. Yes Bank B. Bank of Baroda

C. Punjab National Bank 1180. The RTGS system is primarily meant for D. Axis Bank large value transactions. What is the minimum amount to be remitted through RTGS (Real Time Gross Settlement)? 1184. With which bank Assam has signed an A. Rs 1, 00,000 $88 mn loan agreement to implement the Inland Water Transport Project? B. Rs 2, 00,000 A. Asian Development Bank C. Rs 3, 00,000 B. World Bank D. Rs 4, 00,000 C. Bank of China

D. Standard Chartered 1181. Which bank launched the iBox Service recently in India?

A. HDFC 1185. Which bank has unveiled myApps application to boost digital payments? B. ICICI

A. ICICI 1189. S. Sundar, who recently resigned as the CFO of which of the following bank? B. AXIS A. City Union Bank C. DENA Bank B. Lakshmi Vilas Bank D. HDFC C. Dena Bank

D. Indian Bank 1186. How much amount was raised by EXIM Bank through an overseas bond sale to execute regular activities? 1190. Which online platform has been A. 1 billion launched to increase the transparency in auctioning of assets attached by banks? B. 2 billion A. eBkray C. 3 billion B. eAccess D. 5 billion C. eTrans

D. eAuction 1187. P.R. Seshadri who, recently resigned as the MD of which bank?

A. BharatiyaMahila Bank 1191. Which bank allowed ATM withdrawal above Rs 10,000 only after OTP verification B. KarurVysya Bank during 8 PM to 8 AM from January? C. Sarva Haryana Gramin Bank A. HDFC D. IDBI Bank B. ICICI

C. SBI 188. Which app has been launched by RBI for D. PNB visually challenged persons to identify new currency notes?

A. VISMONEY 1192. Which Bank has launched a digitized version for opening Savings Bank account B. MONEY through TAB banking on the spot? C. MANI A. Mysore Bank D. BLIND B. SBI

C. Karnataka Bank

D. KarurVysya Bank C. Rs 11,932 crore

D. Rs 10,325 crore

1193. has inked pact with which bank for vehicle financing? 1197. Anuranjita Kumar, who recently A. SBI announced resignation, was the MD of which of the following banks? B. YES Bank A. World Bank C. BoB B. HSBC D. HDFC C.

D. 1194. What is current Gross Nonperforming asset ratio of the banking system?

A. 11.2% 1198. IEPFA with which bank has signed MoU for Investor awareness? B. 5.9% A. ICICI Bank C. 9.1% B. Canara Bank D. 8.7% C. Indian Bank

D. Bank of Baroda 1195. Which bank has signed a loan agreement with a German development bank to establish an energy-efficient housing program in India? 1199. UGRO Capital with which bank has A. SBI Bank recently signed loan co-origination partnership? B. RBI Bank A. SBI C. ICICI Bank B. ICICI Bank D. BOB Bank C. Dena Bank

D. Axis Bank 1196. How much non-performing assets has been under-reported by SBI for 2018-19?

A. Rs12, 986 crore 1200. How much minimum balance penalty was collected by Public sector banks in 2018- B. Rs 14,782 crore 19?

A. Rs 1,996.46 crore

B. Rs 3,996.46 crore 1204. Which Bank and Srei Equipment Finance Ltd have partnered together under a co- C. Rs 2,996.46 crore lending agreement to provide loans to MSME? D. Rs 996.46 crore A. United Bank of India

B. Bank of Baroda 1201. Banks can no longer charge account C. State Bank of India holders for online transactions in the NEFT system from which month? D. HDFC bank

A. December 2020

B. January 2020 1205. The Reserve Bank has imposed a penalty of Rs 35 lakh on which bank for violating norms C. February 2020 on fraud classification and notification? D. June 2020 A. BOB Bank

B. PMC Bank 1202. Which bank has partnered with C. SBI Bank Government e-Marketplace for payment related issues? D. Tamilnadu Mercantile Bank

A. State Bank of India

B. Central Bank of India 1206. UPI has crossed how many transactions in October 2019? C. HDFC A. 2 billion D. ICICI B. 1 billion

C. 6 billion 1203. ICICI Lombard has decided to sell insurance products with the help of which D. 3 billion bank?

A. SBI 1207. Which bank has crossed the 3 trillion B. BoB market capitalization in India recently?

C. Corporation Bank A. ICICI

D. KarurVysya Bank B. HDFC

C. SBI A. Know Your Customer

D. BOB B. Customer Protection

C. Micro, Small and Medium Enterprises (MSMEs) 1208. The Heritage Museum has been inaugurated at the headquarters of the D. Farmers and how they benefit by being a part erstwhile Vijaya Bank in which city? of the formal banking system

A. Bengaluru

B. Chennai 1212. Which digital payment company of India has launched an all-in-one QR, point-of-sale C. Ahmedabad (POS) device for merchants across India? D. Kolkata A. MobiKwik

B. Google Pay 1209. Which bank has won the DigiDhan C. Paytm Mission Digital Payments Award 2018-19? D. A. SBI

B. YES Bank 1213. Under the comprehensive health C. HDFC insurance plan, “ Infinity” D. ICICI launched by Reliance General Insurance Company Limited what is the minimum sum insured amount?

1210. Which bank has recently launched A. One lakh contactless mobile phone payments facility? B. Two lakh A. HDFC C. Three lakh B. SBI D. Four lakh C. ICICI

D. BOB 1214. The Union Cabinet has approved amendments to the Banking Regulation Act to empower the Reserve Bank of India (RBI) to 1211. The Reserve Bank of India (RBI) will have better control over _____. conduct the “Financial Literacy Week 2020” from February 10 to February 14, 2020. What is A. Urban Co-operative banks the theme of the week?

B. Multi-State Cooperative banks

C. Payments Banks 1218. Which telecom company joins hands with Bharti AXA to provide Rs. 179 prepaid D. Both A and B plan with life insurance of Rs 2 lakh?

A. Idea 1215. What is the current Repo rate as per the B. Jio 6th Bi-monthly Monetary Policy announced by the RBI? C. Airtel

A. 5.25% D. BSNL

B. 5.15%

C. 5.40% 1219. The fund transfers through the NEFT system occurs in how many batches in 24 D. 4.90 % hours?

A. 12 1216. As per the ‘Global Investment Trend B. 23 Monitor Report 2019’ released by the UNCTAD, the FDI in India has increased by ______as C. 24 compared to 2018. D. 48 A. 10%

B. 16% 1220. To provide doorstep banking services, C. 19% the South-Central Zone of the Indian Railways has signed a MoU with which of the following D. 23% banks?

A. Bank of India 1217. Country’s largest private sector bank, B. State Bank of India ICICI bank has launched a Cardless cash withdrawal facility from its ATMs with a per- C. Bank of Baroda day transaction limit of ______. D. Punjab National Bank A. Rs. 5,000

B. Rs. 10,000 1221. Which of the following public sector C. Rs. 15,000 banks has signed a pact with Credit Analysis and Research Limited (CARE) for accessing D. Rs. 20,000

credit qualities of small and Medium B. Rs 5000 Enterprises (SME)? C. Rs 12000 A. Punjab National Bank D. Rs 10,000 B. Bank of Baroda

C. Union Bank of India 1225. Who among the following is appointed D. Indian Bank as the Managing Director of the State Bank of India (SBI)?

A. Mahender Kumar Garg 1222. The Bombay Stock Exchange (BSE) has signed a licensing agreement with which of the B. Dr. Ashima Goyal following global exchanges? C. ChallaSreenivasuluSetty A. Intercontinental Exchange (ICE) Futures D. Dr. Ajit Kumar Saxena Europe

B. NASDAQ 1226. Who among the following has been C. Tokyo Stock Exchange appointed as the managing director and chief D. Euro next Stock Exchange executive officer (MD & CEO) of Bank of Baroda (BoB)?

A. Sanjiv Chadha 1223. The Government of India and the Government of Maharashtra has signed a B. Lingam VenkatPrabhakar ______loan agreement with the World Bank. C. Atanu Kumar Das A. USD 250 million D. Mahender Kumar Garg B. USD 240 million

C. USD 210 million 1227. Who among the following has been D. USD 200 million appointed as the managing director and chief executive officer (MD & CEO) of Canara Bank?

A. Sanjiv Chadha 1224. RBI has bought _____ crore of long-term securities in fourth special open market B. Lingam VenkatPrabhakar operation and has sold Rs 2950 crore of short C. Atanu Kumar Das term bonds. D. Mahender Kumar Garg A. Rs 8000

1228. The National Payments Corporation of D. Repo Rate India (NPCI) has launched the “Vajra Platform” to make payments fast & secure. The platform is based on which technology? 1232. In banking, what does NDTL denotes?

A. Near field technology A. Net Demand and Time Liabilities

B. Distributed Ledger Technology B. Net Depreciation and Total Liabilities

C. Radio-frequency identification Technology C. Net Demand and Total Loss

D. Digital Banking Technology D. Net Deposit and Time Limit

1229. The Department of Telecommunications 1233. Lender of Last Resort is an important (DoT), Government of India has approved up to function of which among these organizations? 100% FDI limit in which telecom company? A. IRDAI A. B. SEBI B. Idea Cellular C. SIDBI C. Vodafone D. RBI D. Jio

1234. The Financial Literacy Week (FLW) is 1230. The Bharat Bond ETF Maturity period is organized annually by which organization? _____. A. Ministry of Finance A. 6 months and one year B. NPCI B. 2 years and 10 years C. RBI C. 3 years and 10 years D. SBI D. 5 years and 10 years

1235. LAF is a monetary policy tool that allows 1231. ______is the percentage of total banks to borrow money through repurchase deposits that bank need to park with the RBI agreements. Expand LAF

A. MSF A. Lending adjustment facility

B. CRR B. Loan adjustment facility C. SLR

C. Liability adjustment facility 1239. In ETCD derivative, what does E stands for? D. Liquidity adjustment facility A. Existing

B. Exchange 236. Which of these is not true about the Repo operations? C. Entity

A. It injects liquidity into the system D. Effective

B. It absorbs the liquidity in the system

C. The collateral used for repo operations are 1240. Financial institutions and not retail Government of India securities investors?

D. Banks borrow money from Reserve bank of A. Futures India to meet short term needs by selling B. Forward securities to RBI C. Options

D. Swaps 1237. Which committee recommended the introduction of Liquidity adjustment facility in India? 1241. Which of the above statements is/are A. R. Gandhi Committee correct?

B. Rangarajan Committee A. Payments Bank can accept deposits only up to 2 lakh per individual customer. C. Narasimham Committee B. Issues debit cards, but not credit cards. D. SS Tarapore Committee C. It can distribute financial products such as

mutual funds and insurance. 1238. Treasury Bills have a maximum maturity D. B & C of:

A. 1 year 1242. Barnawapara Wildlife Sanctuary is B. 90 days situated in which state? C. 120 days A. Chhattisgarh D. 30 days B. Haryana

C. Karnataka

D. Bihar A. NAA is the institutional mechanism under GST law to check the unfair profit-making

activities by the trading community 1243. Currently, what is the reverse repo rate B. NAA is a statutory body of RBI? C. The orders of the NAA can be appealed A. 5.50% against only in the high court B. 5.25% D. It falls under the aegis of MoC&I C. 5.40%

D. 4.90% 1247. Zagreb is the capital of which country?

A. Helsinki 1244. Global gender gap index released by B. Croatia which of the following? C. Costa Rica A. FAO D. Estonia B. UNDP

C. UN-women 1248. What is the tagline of Bank of Baroda? D. World Economic Forum A. Your own bank

B. One family, one bank 1245. Who has chaired the first meeting of the Cabinet Committee on Investment and C. Good people to grow with Development? D. India’s International Bank A. Home Minister

B. Finance Minister 1249. Where is the Headquarters of Central C. Prime Minister Bank of India?

D. Cabinet Secretary A. Mumbai

B. Kolkata

1246. Which of the following statements is not C. Chennai correct regarding the “National Anti- D. New Delhi Profiteering Authority”?

1250. When was the Asia-Pacific Group formed? 1254. SBI has introduced OTP-based ATM A. 1991 Transactions for withdrawal of amounts above ______. B. 1995 A. Rs 20, 000 C. 1997 B. Rs 17, 000 D. 1989 C. Rs 16, 000

D. Rs 10, 000 1251. Which of the following insurance companies has launched the “Farmitra” mobile app? 1255. The Receivables Exchange of India A. United India Insurance Company Limited was established as a joint venture between which of the following? B. Life Insurance of India A. BSE and NSE C. Bajaj Allianz General Insurance B. SIDBI and BSE D. Oriental Insurance Company Limited C. SIDBI and NSE

D. SIDBI and RBI 1252. Residential Asset Price Monitoring Survey is done by _____.

A. World Bank 1256. What is the name of the initiative of Reserve Bank of India board that has finalized B. Reserve Bank of India the Three Year Roadmap to improve C. International Monetary Fund supervision and regulation, among other functions of the central bank? D. State Bank of India A. Utkarsh 2020

B. Utkarsh 2022 1253. The DadasahebPhalke Award was established in which year? C. Utkarsh 2024

A. 1970 D. Utkarsh 2028

B. 1969

C. 1972 1257. Who has the authority to appoint the Comptroller and Auditor General of India? D. 1971

A. President of India below the poverty line from current 15 percent to 5 percent by which year? B. Supreme Court A. 2025 C. High Court B. 2035 D. Prime Minister C. 2050

D. 2030 1258. Recently, OMO is in the news. What is the full form of OMO?

A. Open Market Operations 1262. As per the government data, the target of food grains production for 2019-20 crop year B. Opening Market Occupations has been set at______C. Oriented Market Operations A. 147.9 MT D. Open Mercantile Operations B. 183.2 MT

C. 291.1 MT 1259. What is needed for creating demand? D. 321.6 MT A. Production

B. Price 1263. The Rs 200 note has a motif C. Income of______

D. Import A. Sanchi Stupa

B. Golden Temple

1260. ‘PIN’ in Smart Card is called ______: C. Red Fort

A. Permanent Index Number D. Rani kiVav

B. Personal Identification Number

C. Personal Index Number 1264. Which of these is not a Rabi crop?

D. Permanent Identification Number A. Gram

B. Mustard

1261. As per World Economic Forum (WEF) C. Wheat report, India is set to uplift households out of D. Rice poverty and reduce the share of households

B. 35%

1265. Who is the head of the panel formed to C. 45% review the Economic Capital Framework (ECF) D. 50% for the RBI?

A. DuvvuriSubbarao 1269. The Internet and Mobile Association of B. BimalJalan India (IAMAI) has it’s headquarter C. Y. Venugopal Reddy at______

D. Arvind Subramanian A. Pune

1266. Name the first central bank in the Asia- B. New Delhi Pacific region to begin explicit interest rate C. Mumbai easing cycle by cutting the policy rate? D. Noida A. Bank of Mexico 1270. Who regulates Real Estate Investment B. Federal Reserve Trusts (REITs)? C. RBI A. RBI D. Central Bank of the Russia B. SEBI

C. EXIM 1267. The RBI has planned to conduct total Rs D. NHB ______purchase of government securities under Open Market Operations during May 2019. 1271. Coins were defined under which section A. 150 billion of the Coinage Act 2011?

B. 200 billion A. Section 15

C. 125 billion B. Section 3

D. 250 billion C. Section 12

D. Section 6

1268. The Central government has planned to raise the import duty on wheat from 30% to ______1272. The Foreign Exchange Management Act was enacted in which year? A. 40% A. 1999

B. 2000 C. The portal would help the foreign tax authorities and financial institutions to get C. 2001 information. D. 2002 D. All A, B and C 1273. The Indian Currency Committee was a government committee appointed by the British-run Government of India on 29 April 1276. The holidays for the banks are declared 1898 to examine the currency situation in according to which Act? India. It is also known as ______. A. Reserve Bank Act A. Kotlar Committee B. Companies Act B. Fowler Committee C. Banking Regulation Act C. Narsimhan Committee D. Negotiable Instrument Act D. Adward Committee

1277. The objective of the FAME India scheme 1274. Who has been appointed as the Policy is to increase the use of electric and hybrid Advisor in the External Affairs Ministry in the vehicles by offering incentives. What is the full rank of Additional Secretary? form of FAME?

A. Rajeev Kumar A. Fluctuated Administration and Manufacturing of (Hybrid) and Electric Vehicles B. Ashok Malik B. Faster Application and Marketing of (Hybrid) C. Ajay Tyagi and Electric Vehicles D. Ajit Malik C. Fluctuated Adoption and Marketing of (Hybrid) and Electric Vehicles

1275. Which of the following D. Faster Adoption and Manufacturing of statement/statements is/are correct? (Hybrid) and Electric Vehicles

A. The Chairman of the Central Board of Direct Taxes inaugurated the Web Portal for Exchange 1278. When overall prices increase (inflation) of Information on Income Tax Website in New due to increases in the cost of wages and raw Delhi. materials, then it is called: B. The portal would be useful for domestic A. Cost-Push Inflation financial institutions. B. Demand-pull inflation

C. Imported Inflation B. Rajnish Kumar

D. Core Inflation C. Atanu Kumar

D. Ajay Tyagi

1279. What is the currency of Germany?

A. Dinar 1283. What is the rank of India in the ‘Social Mobility Index’, recently released by the World B. Euro Economic Forum? C. Kwanza A. 52th D. Pound B. 61th

C. 76th 1280. The Lorenz curve is a graphical D. 86th representation of:

A. Distribution of Demand 1284. The UN World Tourism Organization has B. Distribution of income or wealth recently released its ‘UNWTO World Tourism C. Distribution of Supply Barometer report’. Where is the head-quarters of UNWTO located? D. Distribution of Import and Export A. Madrid

B. Vietnam 1281. What is India’s GDP growth rate for the current fiscal, as estimated by the International C. New York Monetary Fund (IMF)? D. Geneva A. 5.2 %

B. 5.0 % 1285. Who has been appointed as the C. 4.8 % Managing Director and Chief Executive of Bank of Baroda? D. 4.6 % A. Rishi Sethi

B. ChallaSreenivasuluSetty 1282. Who has been recently appointed as the new Managing Director of the State Bank of C. Rajnish Kumar India? D. SanjivChaddha A. ChallaSreenivasuluSetty

1286. Which Private sector bank has launched 1290. What is the meaning of POLNET? ‘card-less cash withdrawal’ facility from its A. Political network services ATMs? B. Police network services A. Punjab National Bank C. Police network securities B. HDFC Bank D. Political network securities C. Axis Bank

D. ICICI Bank 1291. Which of the following curve shows that

inflation and unemployment have a stable and 1287. Hryvnia is the currency of which country? inverse relationship?

A. Fiji A. Phillips Curve

B. Philippines B. Kuznets Curve

C. Thailand C. Laffer Curve

D. Ukraine D. Lorenz Curve

1288. Vientiane is the capital of which country? 1292. The “Country Partnership Framework” is mentioned in the news recently in which of the A. Laos following context? B. Myanmar A. UN Security Council C. Cambodia B. European Union D. Malaysia C. World Bank

D. United States of America 1289. Who among the following has written

Braille Edition of ‘Exam Warriors’? 1293. Which of the following term originally A. Ramesh Pokhriyal ‘Nishank’ refers to increases in the amount of money in B. Narendra Modi circulation?

C. Venkaiah Naidu A. Progressive inflation

D. SmritiIrani B. Inflation

C. Deflation

D. Inflation and deflation both B. Bearer Cheque

C. Open Cheque

1294. A Defense Research Development D. Post-dated cheque Organization Igniter Complex was inaugurated at HEMRL. What is the full form of HEMRL? 1298. The book “Changing India” is written by A. Highest Energy Metal Research Laboratory which of the following? B. High Energy Materials Research Laboratory A. Dr. Rajendra Prasad C. Highest Energy Materials Recycling B. Dr. B. R. Ambedkar Laboratory C. Hilton Young D. High Energy Metal Recycling Laboratory D. Manmohan Singh

1295. In India, Mutual Funds are regulated by_____. 1299. What is ‘Blue-Chip’ in the USA company system? A. State Bank of India A. Saving B. Small Industrial Development Bank of India B. Stock C. Reserve Bank of India C. Debenture D. Securities and Exchange Board of India D. Mutual Fund

1296. Thomas Cup is related to which sport? 1300. What is the official language of the A. Badminton International Monetary Fund (IMF)? B. Tennis A. Hindi C. Cricket B. Spanish D. Hockey C. Chinese

D. English 1297. A cheque which is payable to any person who presents it for payment at the bank counter is called______. 1301. The policy made by the central bank to control the money supply in the economy is A. Crossed cheque called

A. Fiscal policy 1305. Which among the following is the rate at which RBI borrows money from Commercial B. Monetary policy banks? C. Financial policy A. Reverse Repo Rate D. Both A and B B. Cash Reserve Ratio

C. Repo Rate 1302. The main objective of monetary policy is D. Statutory Liquidity Ratio A. Growth with stability

B. Overall Monetary stability 1306. Which is the rate at which the banks C. Reduce poverty and achieve stability borrow overnight funds from RBI?

D. All the above A. Reverse Repo Rate

B. Cash Reserve Ratio

1303. Open Market Operations refers to the C. Repo Rate purchase and sale of the ______by RBI from/ D. Marginal Standing Facility to the market.

A. Debentures and shares 1307. Which section of RBI Act 1934 provides B. Bonds an empowered six member MPC to fix the C. Local securities interest rate?

D. Government securities A. Section 45

B. Section 45ZB

1304. What do we say the rate at which the RBI C. Section 44ZB lends money to commercial banks? D. Section 44 A. Reverse Repo Rate

B. Cash Reserve Ratio 1308. Six member MPC is headed by whom? C. Repo Rate A. RBI governor D. Statutory Liquidity Ratio B. Finance Ministry

C. Central Government

D. RBI deputy governor

D. Both A and C

1309. Members of MPC hold a period of how many years? 1313. Cash Reserve Ratio increases the cash for A. Five ______

B. Three A. Borrowing

C. Four B. Mortgaging

D. Two C. Lending

D. Investing

1310. Repo rate ______liquidity into the system 1314. Which rate refers to the official interest A. Deduct rate at which RBI will provide loans to the banking system? B. Expel A. Bank rate C. Extract B. Repo rate D. Injects C. Reverse Repo rate

D. SLR 1311. Reverse Repo rate ______liquidity from the system

A. Absorbs 1315. What happens when CRR is reduced?

B. Injects A. Banks required keeping fewer funds with RBI

C. Introduce B. Resource available to banks for lending will go up D. Inject C. Resource available to banks for lending will

come down 1312. What happens when repo rate D. Both A and B decreases?

A. Increase money supply 1316. When RBI purchases Government B. Decrease money supply Securities Liquidity _____ C. GDP growth rate is lowered A. Decreases

B. Increases C. 2-7days

C. Reverses D. 7-15 days

D. No change

1321. What is the term for Term Money?

1317. When RBI sells Government Securities A. More than 15 days Liquidity ______B. More than 7 days A. Decreases C. More than 20 days B. Increases D. More than 14 days C. Reverses

D. No change 1322. What is the current Repo rate?

A. 5.50 1318. What is/are the main tools of monetary B. 5.40 policy? C. 5.25 A. Discount rate and Open market operations D. 5.15 B. Reserve requirements

C. Interest on reserves 1323. What is the current Reverse Repo Rate? D. All the above A. 4.50

B. 4.90 1319. What is the term of call money? C. 4.25 A. 1day D. 5.35 B. 7 days

C. 10 days 1324. What is the current Bank Rate and MSF? D. 14 days A. 5.50

B. 5.40 1320. What is the term for Notice money? C. 5.25 A. 1-15 days D. 5.35 B. 2-14 days

D. Harsimrat Kaur Badal

1325. Which of the following is the largest cricket stadium in the world? 1329. Arma Konda or Sitamma Konda or A. Melbourne Cricket Ground Jindhagada, is a mountain peak of which state?

B. Stadium A. Maharashtra

C. Atal Bihari Vajpayee Ekana Cricket Stadium B. Rajasthan

D. Eden Gardens C. Punjab

D. Andhra Pradesh

1326. Government scheme HridayYojana is related to _____. 1330. Shares issued by a company to its A. Farmers directors or employees at a discount or for consideration, other than cash are called ____. B. Girl Child A. Sweat equity shares C. Malnutrition B. Bonus Shares D. World heritage sites C. ESOP

D. Preference Shares 1327. Article 112 of the constitution of India is related to___.

A. Union Budget 1331. The Reserve Bank of India (RBI) will conduct the “Financial Literacy Week 2020” B. Financial Bill from February 10 to February 14, 2020. What is C. Money Bill the theme of the week?

D. State Budget A. Know Your Customer

B. Customer Protection

1328. Who is the union minister of Food C. Micro, Small and Medium Enterprises Processing Industries? (MSMEs)

A. Narendra Singh Tomar D. Farmers and how they benefit by being a part of the formal banking system B. ManekaGand

C. D. V. Sadananda Gowda

1332. Which digital payment company of India A. 5.25% has launched an all-in-one QR, point-of-sale B. 5.15% (POS) device for merchants across India? C. 5.40% A. MobiKwik D. 4.90 % B. Google Pay

C. Paytm 1336. Which of the following public sector D. Amazon Pay banks has signed a pact with Credit Analysis and Research Limited (CARE) for accessing credit qualities of Small and Medium 1333. Under the comprehensive health Enterprises (SME)? insurance plan, “Reliance Health Infinity” launched by Reliance General Insurance A. Punjab National Bank Company Limited what is the minimum sum B. Bank of Baroda insured amount? C. Union Bank of India A. One lakh D. Indian Bank B. Two lakh

C. Three lakh 1337. The Bombay Stock Exchange (BSE) has D. Four lakh signed a licensing agreement with which of the following global exchanges?

1334. The Union Cabinet has approved A. Intercontinental Exchange (ICE) Futures amendments to the Banking Regulation Act to Europe empower the Reserve Bank of India (RBI) to B. NASDAQ have better control over _____. C. Tokyo Stock Exchange A. Urban Co-operative banks D. Euronext Stock Exchange B. Multi-State Cooperative banks

C. Payments Banks 1338. The Government of India and the D. Both A and B Government of Maharashtra has signed a ______loan agreement with the World Bank.

1335. What is current Repo rate as per the 6th A. USD 250 million Bi-monthly Monetary Policy announced by the B. USD 240 million RBI?

C. USD 210 million 1342. Who among the following has been appointed as the managing director and chief D. USD 200 million executive officer (MD & CEO) of Canara Bank?

A. Sanjiv Chadha 1339. RBI has bought _____ crore of long-term B. Lingam VenkatPrabhakar securities in fourth special open market operation and has sold Rs 2950 crore of short C. Atanu Kumar Das term bonds. D. Mahender Kumar Garg A. Rs 8000

B. Rs 5000 1343. Who among the following has been C. Rs 12000 appointed as the managing director and chief executive officer (MD & CEO) of Bank of India? D. Rs 10,000 A. Sanjiv Chadha

B. Lingam VenkatPrabhakar 1340. Who among the following is appointed as the Managing Director of the State Bank of C. Atanu Kumar Das India (SBI)? D. Mahender Kumar Garg A. Mahender Kumar Garg

B. Dr. Ashima Goyal 1344. Country’s largest private sector bank, C. Challa Sreenivasulu Setty ICICI bank has launched a Cardless cash withdrawal facility from its ATMs with a per- D. Dr. Ajit Kumar Saxena day transaction limit of ______.

A. Rs. 5,000 1341. Who among the following has been B. Rs. 10,000 appointed as the managing director and chief executive officer (MD & CEO) of Bank of C. Rs. 15,000 Baroda (BoB)? D. Rs. 20,000 A. Sanjiv Chadha

B. Lingam VenkatPrabhakar 1345. The nominal GDP growth for the year C. Atanu Kumar Das 2020-21 estimated at _____%.

D. Mahender Kumar Garg A. 8

B. 9

C. 10 1349. The proposed village storage schemes in the union budget 2020-21 will be run by which D. 12 of the following in villages across the country?

A. RRBs 1346. As per the budget speech 2020-21, what B. Women SHG is the revised estimate of Fiscal Deficit for the financial year 2019-20 which is earlier 3.3% of C. Urban Cooperative Banks the GDP? D. NBFCs A. 3.5

B. 3.8 1350. As per the budget 2020-21 by which year C. 3.3 the Milk Processing Capacity will be doubled from 53.5 million metric tons (MT) to 108 MT? D. 3.1 A. 2021

B. 2022 1347. As per the budget 2020-21 government has set a goal for doubling the farmers’ income C. 2023 by which year? D. 2025 A. 2021

B. 2022 1351. Which Bank has opened its Melbourne C. 2023 office and became the first Indian bank to have a branch in the Australian state of Victoria? D. 2024 A. Bank of India

B. Bank of Baroda 1348. _____ amount has been allocated by the union government for agriculture and allied C. Union Bank of India activities, irrigation and rural development in D. State Bank of India 2020-21 budgets

A. 2.25 Lakh crore 1352. ____ Bankwhich was launched three new B. 2.45 Lakh crore digital products are called UCash, Digilocker, C. 2.83 Lakh crore and an app in Kolkata.

D. 2.90 Lakh crore A. Bank of India

B. UCO Bank

C. Union Bank of India 1356. Short-term assets, representing amounts due to a vendor or suppliers of goods or D. State Bank of India services that were sold on credit terms is known as ______.

1353. ______has given the go-ahead to the A. Deposit Asset Kerala government to amalgamate 13 district B. Current liabilities cooperative banks (DCBs) with the Kerala State Cooperative Bank to form the proposed C. Account Receivable “? D. None of these A. NABARD

B. RBI 1357. A chit fund is a type of rotating savings C. Government of India and credit association system practiced in India, is governed / regulated by ______. D. None of these A. RBI

B. Central government 1354. Which company has been selected as the main supplier to deliver Volvo Cars’ digital C. State government transformation services for its enterprise D. None of these digital commercial operations applications and products?

A. TCS 1358. Which among the following committee constituted on Payment Banks license? B. Tech Mahindra A. A C Shan C. Infosys B. NachiketMor D. Wipro C. B D Thakur

D. None of these 1355. IFRS stands for______. B A. International Financial Reporting Standards

B. Indian Financial Reporting Standards 1359. Headquarters of National Investment C. International Financial Rating Standards and Infrastructure Fund (NIIF) is located at D. None of these ______.

A. New Delhi

B. Mumbai D. 20 lakh

C. Kolkata

D. None of these 1363. The Reserve Bank of India (RBI) will conduct the “Financial Literacy Week 2020”

from February 10 to February 14, 2020. What is 1360. With which article of the Indian the theme for Financial Literacy Week 2020? Constitution is Money Bill related? A. National Small Industries Corporation A. Article 110 B. Deposit Insurance and Credit Guarantee B. Article 112 Corporation

C. Article 108 C. National Housing Bank

D. None of these D. Micro, Small and Medium Enterprises

1361. The Union Cabinet has approved 1364. Which organization has permitted the amendments to the Banking Regulation Act to instant messaging platform What’s App to empower ______to have better control expand its Unified Payment Interface (UPI) over urban co-operative banks and multi-state services to 10 million users? cooperative banks recently. A. SEBI A. NABARD B. NPCI B. IRDAI C. RBI C. RBI D. DICGC D. SEBI

1365. Fitch Ratings has estimated India’s GDP 1362. DICGC increases the insurance coverage growth of ______in the next Financial for depositors in all insured banks from Rs 1 Year 2021. lakh to ______lakh with effect from 4th A. 5.8% February 2020, with the approval of Government of India. B. 5.1%

A. 5 lakh C. 5.3%

B. 10 lakh D. 5.6%

C. 3 lakh

1366. Shaktikanta Das is the ______D. 2005 governor of the Reserve Bank of India.

A. 24th 1370. Where is the head quarter of Fitch B. 26th Ratings?

C. 23rd A. Paris

D. 25th B. New York

C. London

1367. Deposit Insurance and Credit Guarantee D. Vienna Corporation (DICGC) came into existence on-?

A. 15th July 1978 1371. The Reserve Bank of India’s Monetary B. 15th August 1956 Policy Committee has released its 6th Bi- monthly Monetary Policy 2019-20. What is the C. 26th January 1982 reverse repo rate as on 12th February 2020? D. 02nd October 1982 A. 4.70%

B. 4.90% 1368. A micro enterprise is an enterprise C. 4.80% where investment in plant and machinery does not exceed-? D. 4.50%

A. Rs. 45 lakh

B. Rs. 20 lakh 1372. Which organization has decided to increase the minimum net worth criterion for C. Rs. 50 lakh pension fund managers? D. Rs. 25 lakh A. NABARD

B. DICGC 1369. NPCI is an umbrella organization for C. IRDAI operating retail payments and settlement systems in India. In which year NPCI was D. PFRDA founded?

A. 2000 1373. RBI has increased the real GDP growth B. 2006 for fiscal year 2020-21 from 5% to ______in the 6th Bi-monthly Monetary Policy 2019-20. C. 2008

A. 6.00% 1377. Which of the following banks has launched a new fixed deposit (FD) scheme B. 5.50% called ‘FD Health’? C. 5.25% A. HDFC D. 5.75% B. ICICI

C. SBI 1374. Where is the headquarter of Pension D. RBI Fund Regulatory and Development Authority (PFRDA)?

A. Pune 1378. How many DCBs will be merged to form Kerala Bank? B. Kolkata A. 12 C. Chennai B. 13 D. New Delhi C. 11

D. 14 1375. The Reserve Bank of India (RBI) has been given the responsibility of conducting monetary policy as mandated under which act? 1379. Who among the following has been A. Financial Stability Act, 2010 launched as the chief operating officer of Yes Bank? B. Monetary Policy Act, 2016 A. Anita Pai C. Reserve Bank of India Act, 1934 B. Jasneet Bachal D. Banking Regulation Act, 1949 C. Rahul Khurana

D. Aditi Bose 1376. Which bank has launched “KayPay”, a Fund Transfer service for Facebook users?

A. Dena Bank 1380. Which Bank has recently reduced the lending rates by ten basis points? B. Yes Bank A. PNB C. Axis Bank B. SBI D. Kotak Mahindra Bank C. OBC

D. PMC A. Axis Bank

B. HDFC Bank

1381. Reserve Bank of India (RBI) has put the C. ICICI Bank Prompt Corrective Action (PCA) Framework D. Kotak Mahindra Bank against which bank?

A. Axis Bank 1385. Which private sector bank is planning to B. Lakshmi Vilas Bank open 450 branches in the forthcoming financial C. Karnataka Bank year?

D. Dhanlaxmi Bank A. Yes Bank

B. Axis Bank

1382. What is the name of a submarine which C. ICICI Bank is commissioned by Shri Rajnath Singh to D. Punjab National Bank modernize the Navy and equip it with the best platforms, weapons?

A. INS Sindhughosh 1386. Trusted Family Bank is the tagline of which bank? B. INS Arihant A. Corporation Bank C. INS Khanderi B. Dena Bank D. INS Kalvari C. IDBI Bank

D. Oriental Bank of Commerce 1383. The Reserve Bank of India barred which of the following bank from doing business for six months? 1387. What is the increased loan limit for small A. Mizoram Co-operative Apex Bank exporters sanctioned by Reserve Bank of India (RBI) in order to boost credit to the export B. sector? C. TNSC Bank A. Rs 30 crore D. Punjab& Maharashtra Cooperative Bank B. Rs 40 crore

C. Rs 15 crore 1384. Which bank plans to organize 1,000 D. Rs 10 crore Grameen Loan Melas over?

A. 3 years

1388. How much compensation will the bank B. 5 years has to pay if they fail to settle the amount C. 7 years debited during the failed transaction after the completion of time period? D. 2 years

A. Rs 250 per day

B. Rs 500 per day 1392. The chairman of the Securities and Exchange Board of India (SEBI) is appointed by C. Rs 100 per day _ D. Rs 1000 per day A. Government of India

B. RBI 1389. What is the timeline of auto reversal of C. President of India transaction for a bank, when the amount debited from one card but did not reach D. None is Correct another card (card to card transfer) as per new guidelines of Reserve Bank of India(RBI)?

A. 1 day after failed transaction 1393. What does ‘C’ stand for in the CAMEL which is term often seen in news? B. 3 days after failed transaction A. Capital C. 5 days after failed transaction B. Cost D. 10 days after failed transaction C. Core

D. Charge 1390. Which bank appoints Samuel Joseph Jebaraj as Deputy Managing Director (DMD)?

A. Axis Bank 1394. When one bank borrow money from another bank (for one day only), then it is B.Yes Bank called _

C. IDBI A. Call Money

D. Punjab National Bank B. Recall Money

C. Aerial Money

1391. The term of the Chairman of National D. Easy Money Bank for Agriculture and Rural Development (NABARD) is _

1395. What is ‘C’ stands for in “BCSBI” which is an autonomous body formed by the joint 1399. Kisan credit card can be used for efforts of RBI and banks? financing _ A. Central A. production needs B. Cost B. Consumption needs C. Codes C. Both A and B D. Criteria D. None of these

1396. What is the Tagline of Bank of India? 1400. Who decide on the value and volume of A. A tradition of trust bank notes to be printed and on what basis?

B. For all your needs A. Finance Ministry

C. Banking for All B. Planning Commission

D. Relationship beyond Banking C. RBI

D. Stock exchange

1397. Reserve Bank of India was nationalized in _ 1401. Recently, which legendary Indian A. 1945 sportsperson is awarded the prestigious ‘Padma Vibhushan’ award? B. 1949 A. Sachin Tendulkar C. 1950 B. Dhanraj Pillai D. 1955 C. M C Mary Kom

D. ViratKohli 1398. When was the currency system in India converted into decimal system?

A. From 1st April, 1957 1402. Which of the following Indian Private Sector bank has recently launched its wealth B. From 1st April, 1959 management platform called ‘Pioneer C. From 1st April, 1961 Banking’?

D. From 1st April, 1963 A. ICICI Bank B. HDFC Bank

C. Axis Bank A. Assam

D. IndusInd Bank B. Andhra Pradesh

C. Karnataka

1403. What is the theme of the 10th National D. Odisha Voters’ Day celebrated across the country?

A. Electoral Literacy for Stronger Democracy 1407. Which state’s former minister, Jagannath B. Voting Rights for All Rout has passed away recently?

C. Ethical Voting A. Gujarat

D. SabsePahle Voting B. West Bengal

C. Andhra Pradesh

1404. In which state India’s First Super Fab Lab D. Odisha has been inaugurated to function in collaboration with Massachusetts Institute of Technology, USA? 1408. Tashkent is the capital of which country?

A. Kerala A. Yemen

B. Andhra Pradesh B. Kazakhstan

C. Karnataka C. Oman

D. West Bengal D. Uzbekistan

1405. Who has been recently awarded the 1409. Who is the author of the book titled Subash Chandra Bose “Balwa” that describes the happenings in India AapdaPrabandhanPuraskar, 2020? in the 1990s?

A. Vijay Kumar A. Dharmendra Pradhan

B. Pramod K. Sawant B. Pralhad Jos

C. SylendraBabu Kumar C. Prakash Javadekar

D. Munnan Singh D. Mukhtar Abbas Naqvi

1406. Where is the world’s largest solar park, Pavagada Solar Park located?

1410. Which bank has decided to convert into a D. Uttar Pradesh Small Finance Bank under Voluntary Transition of Primary (Urban) Co-operative Banks? 1414. What was the theme of the 2nd edition A. Sangli Urban Co-operative Bank Ltd. of International Day of Education that is B. Karad Urban Co-operative Bank Ltd. observed on 24 January 2020?

C. Nagpur NagrikSahakari Bank Ltd. A. Theme – “Transforming education”

D. New India Co-operative Bank B. Theme – “Learning for people, planet, prosperity, and peace”

C. Theme – “Young Teachers: The future of the 1411. Who was the first Chief Election Profession” Commissioner of India? D. Theme – “Rural Women and Girls education” A. Raj Gopalachari

B. Sukumar Sen 1415. Which country has topped in the C. G. V Mavlankar Corruption Perception Index 2019 released by D. Sachchidanand Sinha Transparency International?

A. Somalia & New Zealand

1412. Where was India’s first e-waste clinic B. Denmark & Somalia inaugurated? C. Denmark & Finland A.Bhopal, Madhya Pradesh D. Denmark & New Zealand B. New Delhi, Del

C. Pune, Maharashtra 1416. What is the increased short-term debt D. Mumbai, Maharashtra investment limit for foreign portfolio investors that were set as 20% earlier by Reserve Bank of India?

1413. In which state, Estuarine Biology A. 30 % Regional Centre of the Zoological Survey of India discovered the new snake eel species also B. 40 % named as ‘OphichthusKailashchandrai’? C. 50 % A. West Bengal D. 55 % B. Odisha

C. Assam

1417. Recently, which organization has A. Amish Tripathi released the vision document for the National B. DevduttPattanaik Data and Analytics Platform that provide tools for analytics and visualization of data to C. Sunil Dalal stakeholders? D. Ashwin Sanghi A. National Institution for Transforming India Aayog

B. National Development Council 1421. In order to boost the credit growth, the Reserve Bank of India (RBI) has eased Cash C. Finance Commission Reserve Ratio (CRR) requirement of commercial banks for _____. D. Securities and Exchange Board of India A. One year

B. Two years 1418. What is the name of the Kerala boy, who has received the “Bharat Award 2019” from C. Three years President of India Shri, Ram NathKovind on Republic Day? D. Five years

A. Aarti Kiran Shet

B. Kamal Krishna Das 1422. The Reserve Bank of India (RBI) will conduct the “Financial Literacy Week 2020” C. KantiPaikra from February 10 to February 14, 2020. What is the theme of the week? D. Adithya K A. Know Your Customer

B. Customer Protection 1419. The Telecom Regulatory Authority of India is a statutory body of India. Where is it C. Micro, Small and Medium Enterprises headquartered? (MSMEs)

A. Mumbai D. Farmers and how they benefit by being a part of the formal banking system B. Bangalore

C. Lucknow 1423. Which digital payment company of India D. New Delhi has launched an all-in-one QR, point-of-sale (POS) device for merchants across India?

1420. The ‘Vault of Vishnu’ book written by A. MobiKwik which of the following? B. Google Pay

C. Paytm

D. Amazon Pay 1427. Which of the following public sector banks has signed a pact with Credit Analysis

and Research Limited (CARE) for accessing 1424. Under the comprehensive health credit qualities of Small and Medium insurance plan, “Reliance Health Infinity” Enterprises (SME)? launched by Reliance General Insurance A. Punjab National Bank Company Limited what is the minimum sum insured amount? B. Bank of Baroda

A. one lakh C. Union Bank of India

B. two lakh D. Indian Bank

C. three lakh

D. four lakh 1428. The Bombay Stock Exchange (BSE) has signed a licensing agreement with which of the

following global exchanges? 1425. The Union Cabinet has approved A. Intercontinental Exchange (ICE) Futures amendments to the Banking Regulation Act to Europe empower the Reserve Bank of India (RBI) to have better control over _____. B. NASDAQ

A. Urban Co-operative banks C. Tokyo Stock Exchange

B. Multi-State Cooperative banks D. Euronext Stock Exchange

C. Payments Banks

D. Both A and B 1429. RBI has bought _____ crore of long-term securities in fourth special open market

operation and has sold Rs 2950 crore of short 1426. What is current Repo rate as per the 6th term bonds. Bi-monthly Monetary Policy announced by the A. Rs 8000 RBI? B. Rs 5000 A. 5.25% C. Rs 12000 B. 5.15% D. Rs 10,000 C. 5.40%

D. 4.90 %

1430. Who among the following is appointed D. 12 as the Managing Director of the State Bank of

India (SBI)? 1434. As per the budget speech 2020-21, what A. Mahender Kumar Garg is the revised estimate of Fiscal Deficit for the B. Dr. Ashima Goyal financial year 2019-20 which is earlier 3.3% of the GDP? C. Challa Sreenivasulu Setty A. 3.5 D. Dr. Ajit Kumar Saxena B. 3.8

C. 3.3 1431. The Union Cabinet has given its in principle approval for capital infusion of what D. 3.1 amount in the 3 public sector General

Insurance companies, OICL, NICL and UIICL? 1435. As per the budget 2020-21 government A. 1250 crores has set a goal for doubling the farmers’ income B. 3000 crores by which year?

C. 2500 crores A. 2021

D. 2000 crores B. 2022

C. 2023

1432. Which of the following are themes of the D. 2024 Union Budget 2020-21?

A. Aspiration 1436. What amount has been allocated by the B. Development union government for agriculture and allied activities, irrigation and rural development in C. Compassion 2020-21 budget? D. All of above A. 2.25 Lakh crore

B. 2.45 Lakh crore 1433. The nominal GDP growth for the year C. 2.83 Lakh crore 2020-21 estimated at _____%. D. 2.90 Lakh crore A. 8

B. 9

C. 10

1437. The Finance minister has announced B. 15 ____ action plan for farmers, towards the goal C. 20 of doubling farmers’ income by 2022. D. 25 A. 10

B. 16 1441. Expand PPPAC – C. 15 A. Public Personal Partnership Agreement D. 20 Council

B. Public Personal Partnership Agreement 1438. How many farmers to be provided for Committee setting up stand-alone solar pumps under C. Public Private Partnership Agreement Pradhan MantriKisanUrja Suraksha Committee evemUtthanMahabhiyan? D. Public Private Partnership Appraisal A. 15 lakh Committee B. 20 lakh

C. 22 lakh 1442. The renewal of Cash Credit Limits for D. 25 lakh working capital is stipulated by RBI on –

A. yearly basis

1439. The proposed village storage schemes in B. half-yearly basis the union budget 2020-21 will be run by which C. quarterly basis of the following in villages across the country? D. bi-annual A. RRBs

B. Women SHG 1443. Which of the following is the currency of C. Urban Cooperative Banks Maldives? D. NBFCs A. Dinar

B. Dirham 1440. What is the concessional Corporate Tax C. Peso applied by the Indian Government on All Companies? D. Rufiyaa

A. 10

1444. The headquarters of Unique B. Jawahar Gram SamridhiYojana Identification Authority of India (UIDAI) is C. National Social Assistance Programme situated at ______. D. AADHAR A. Mumbai

B. Kolkata 1448. CRR is required to be maintaining in the C. New Delhi form of ______. D. Chennai A. Approved Government Securities

B. Cash with RBI 1445. As per Nayak Committee C. Cash with bank recommendations, the working capital requirements is to be met by the bank and the D. All the above borrower in the ratio of –

A. 03:01 1449. Which of the following committees did B. 04:01 recommend the concept of working capital term loan? C. 05:01 A. Nayak Committee D. 02:01 B. S.L. Kapoor Committee

C. Tondon Committee 1446. The concept of the weaker section in the priority sector was introduced as per the D. Narsimhan Committee recommendations of which committee and in which year?

A. Nayak Committee, 1981 1450. Account Payee crossing is a direction of the drawer to – B. Shunglu Committee, 1982 A. collecting banker C. Wanchoo Committee, 1980 B. drawee banker D. Krishnaswami Committee, 1980 C. payee

D. all endorsees 1447. Which of the following is NOT a Poverty Eradication Programme launched by the Govt.of India? 1451. Where is the headquarters of Andhra A. Swarnjayanti Gram SwarozgarYojana Bank?

A. Vadodara 1455. What is the market structure called that is characterized by a single seller, selling a B. Mangalore unique product in the market? C. Hyderabad A. Oligopoly D. Pune B. Libor

C. Monopoly 1452. Where is the headquarters of Bank of D. Normation Maharashtra?

A. Kolkata 1456. What is the term called for a market B. Bengaluru structure in which only a few sellers offer C. Hyderabad similar or identical products?

D. Pune A. Offshore

B. Libor

1453. Where is the headquarters of Oriental C. Monopoly Bank of Commerce? D. Oligopoly A. Chennai

B. Pune 1457. What is the market structure called in C. New Delhi which the market is dominated by a single buyer? D. Gurugram A. Micropony

B. Monopsony 1454. Where is the headquarters of Vijaya Bank? C. Monopoly

A. Bengaluru D. Microsony

B. Mangalore

C. Chennai 1458. What is the original economic system in which traditions, customs, and beliefs help D. Kolkata shape the goods and the services the economy produces, as well as the rules and manner of

their distribution called?

A. Constitutional Economy

B. Traditional Economy 1462. IFRS stands for______.

C. Socialist Economy A. International Financial Reporting Standards

D. Monetary Economy B. Indian Financial Reporting Standards

C. International Financial Rating Standards

1459. What is the metric that measures the D. None of these ability of a company to use its near cash or quick assets to extinguish or retire its current liabilities are immediately known as? 1463. Short-term assets, representing amounts due to a vendor or suppliers of goods or A. Acid test ratio services that were sold on credit terms is B. Current ratio known as ______.

C. Overtrading A. Deposit Asset

D. Cash conversion cycle B. Current liabilities

C. Account Receivable

1460. What is the metric that measures D. None of these whether or not a firm has enough resources to meet its short-term obligations known as? 1464. A chit fund is a type of rotating savings A. Acid test ratio and credit association system practiced in B. Current ratio India, is governed / regulated by ______.

C. Overtrading A. RBI

D. Financial accounting B. Central government

C. State government

1461. Interest on saving bank account is now D. None of these calculated by banks on______.

A. Minimum balance during the month 1465. Who appoints the governor of Reserve B. Minimum balance from 7th to last day of the Bank of India? month A. Central government C. Daily product basis B. Financial Ministry D. None of these C. Financial secretary

D. None of these C. Article 108

D. None of these

1466. Which among the following committee constituted on Payment Banks license? 1470. RBS Bank has been headquartered in- A. A C Shan A. Glasgow, United Kingdom B. NachiketMor B. Edinburgh, United Kingdom C. B D Thakur C. Skye, United Kingdom D. None of these D. None of these

1467. SARFAESI Act 2002 related to ______. 1471. Banking ombudsman means- A. Recovery of bad loans A. A person appointed to settle a dispute B. Regulation of foreign exchange between employees and management

C. Acquisition of small banks B. An independent person or body officially appointed to settle a dispute D. None of these C. A person employed to induce others to break

the law so that they can be convicted 1468. Headquarters of National Investment D. None of these and Infrastructure Fund (NIIF) is located at ______.

A. New Delhi 1472. NIRP is banking parlance stands for –

B. Mumbai A. Negative interest ratio policy

C. Kolkata B. Native interest rate policy

D. None of these C. Negative interest rate policy

D. None of these

1469. With which article of the Indian Constitution is Money Bill related? 1473. Which tax is levied by the union and A. Article 110 collected by the state?

B. Article 112 A. Customs Duties

B. Stamp duties on bills of exchange 1477. Bank can change rate of interest beyond spread announced by them on advances C. Corporation Tax granted to? D. None of these A. Film Companies

B. Chit funds 1474. BSE Ltd (Bombay Stock Exchange) C. NBFCs Established on? D. None of these A. 1975

B. 1992 1478. Infusion of liquidity, by RBI is done C. 1875 through ______from /to banks under a D. None of these ______transaction.

A. Borrowing, Repo

1475. Application supported by blocked B. Lending, Repo amount (ASBA) is an interface for banks to C. Lending, Reverse repo participate in the process of IPO payments as proposed by the ______. D. None of these

A. World Bank

B. capital markets regulator 1479. EXIM bank was set up on?

C. Loans A. 1989

D. None of these B. 1982

C. 1985

1476. The share of deposits that banks must D. None of these maintain in safe and liquid assets such as government securities, is known as? 1480. Which bank operates on behalf of the SBI A. Repo rate in Nigeria and was established in 1981? B. Reverse Repo rate A. RBI C. SLR B. INMB D. None of these C. ICICI

D. None of these

1481. The headquarters of European Central D. Dharwad Bank which administers the currency Euro are in – 1485. Which of the following was merged with A. Paris SBI before 2017? B. Frankfurt A. State Bank of Mysore C. London B. D. Geneva C. State Bank of Hyderabad

D. State Bank of Patiala 1482. The rate at which the Reserve Bank of

India lends money to commercial banks is known as – 1486. The rate at which RBI borrows money from banks is known as – A. Repo Rate A. Bank rate B. Base Rate B. Repo rate C. Bank Rate C. Reverse Repo rate D. Reverse Repo Rate D. Base rate

1483. The new 2000-rupee note has the image of – 1487. What is the minimum limit for an RTGS transaction? A. INS Vikramaditya A. Rs. 10,000 B. Mangalyaan B. Rs. 20,000 C. Red Fort C. Rs. 1, 00,000 D. Thiruvalluvar D. Rs. 2, 00,000

1484. Where in Karnataka is RBI’s Note Press located? 1488. National Institute of Bank Management is located in A. Mysore A. Mumbai B. Mangalore B. New Delhi C. Kalaburagi

C. Chandigarh B. Rs. 100

D. Pune C. Rs. 500

D. Rs. 1000

1489. In which year was the decimal system of currency introduced in India? 1493. The headquarters of Asian Development A. 1955 Bank are located in-

B. 1957 A. Manila

C. 1961 B. Jakarta

D. 1963 C. Singapore

D. Bangkok

1490. Headquarters of which bank are located in Manipal, Karnataka? 1494. The minimum percentage of demand and A. Syndicate Bank time liabilities which a bank has to maintain in the form of liquid assets is known as – B. Canara Bank A. Statutory Liquidity Ratio C. Corporation Bank B. Cash Reserve Ratio D.Vijaya bank C. Capital Adequacy Ratio

D. Debt – Equity Ratio 1491. The ratio of bank’s capital to its assets is known as –

A. Statutory Liquidity Ratio 1395. Which of the following currency notes has the image of the Parliament of India? B. Cash Reserve Ratio A. Rs. 50 C. Capital Adequacy Ratio B. Rs. 100 D. Debt – Equity Ratio C. Rs. 500

D. Rs. 2000 1492. Upto what denomination can coins be issued by the RBI?

A. Rs. 10 1496. Prathama Grameen Bank, the first RRB was sponsored by –

A. Indian Bank A. 50%

B. Syndicate Bank B. 40%

C. Canara Bank C. 35%

D. Bank of India D. 25%

1497. Who appoints the Chairman of the RRB? 1501. Who became the first Chairman of State Bank of India in 1935? A. Reserve Bank of India A. John Mathai B. State Government B. CD Deshmukh C. Central Government C. OP Bhatt D. Sponsor Bank D. VKRV Rao

1498. The new 200-rupee note has the image of – 1502. The headquarters of National Housing Bank are located in – A. Sanchi Stupa A. New Delhi B. JantarMantar B. Mumbai C. Hampi Chariot C. Chennai D. Sun Temple D. Ahmedabad

1499. What is the share of Central Govt in the capital of Regional Rural Bank? 1503. Which of the following established the first Mutual Fund in India? A. 25% A. SBI B. 30% B. LIC C. 40% C. GIC D. 50% D. UTI

1500. The share of Sponsor bank in the capital of Regional Rural Bank is

1504. Which was the first bank to introduce 1508. Whose signatures are found on one internet banking in India? rupee note in India?

A. State Bank of India A. Governor, Reserve Bank of India

B. HDFC Bank B. Finance Minister, Government of India

C. ICICI Bank C. Finance Secretary, Ministry of Finance Government of India D. Punjab National Bank D. One-rupee note does not have any signatures

1509. The authorized capital of a Regional 1505. MDR with respect to banking stands for – Rural Bank as per RRB Act, 1976 is – A. Multiple Discount Rate A. 100 crores B. Merchant Debt Ratio B. 500 crores C. Merchant Discount Rate C. 1000 crores D. Market Discount Ratio D. 2000 crores

1506. Which of the following countries has 1510. The new 500-rupee note has the image pound as its currency? of – A. Bahrain A. Mangalyaan B. Egypt B. Red Fort C. Iraq C. Taj Mahal D. Jordan D. Tiger

1507. Which bank in India was the first to 1511. RBI’s model for rating of Indian Banks is launch mutual funds? known as ______. A. Canara Bank A. CAMELS B. Punjab National Bank B. CAMLE C. Indian Bank C. e-RATING D. State Bank of India D. e-CAMEL

1512. When Repo Rate is reduced by RBI, it B. Asset Recognition leads to – C. Loan Recovery Rules A. reduces of cost to borrowers on loans from D. Provisioning Norms banks.

B. increases the cost of loans of borrowers from banks. 1516. Which among the following is a feature of a bank? C. reduces in the cost of borrowing by banks from RBI. A. Accepts deposit from public

D. increases the cost of borrowing by banks B. Gives these deposits for loan/investment from RBI. C. Deposited Money can be withdrawn by cheque (and other means like Debit card, ATM card, net banking, etc.) 1513. Which of the following is not a negotiable instrument? D. All the above

A. Cheque

B. Share Certificate 1517. According to the new banc assurance guidelines, banks can tie up with a maximum C. Promissory Note of ____ insurers. D. Bill of Exchange A. 5

B. 3 1514. Which of the following is included in Tier C. 9 II capital? D. 10 A. Paid up capital

B. Statutory reserves 1518. The Reserve Bank of India has recently C. Disclosed reserves launched the ‘Ombudsman Scheme’ for which D. Revaluation Reserves of the following?

A. NBFCs

1515. Which of the following is not a part of B. LABs prudent guidelines issued by the Reserve Bank C. PACs of India? D. All of these A. Income Recognition

1519. Bank conducts Government business at C. Literature its branches as an agent of ______D. Music A. RBI

B. Government of India 1523. Customer Day is observed every month C. SBI on a particular day. If it is a holiday-

D. All of the above A. it will not be observed.

B. it will be observed on the next day.

1520. When a fixed deposit receipt is kept with C. it will be observed on the previous day. the bank for its safety, it is known as D. it will be observed on the holiday and not be ______skipped at all. A. Safe-deposit

B. Safe custody 1524. As per RBI guidelines, ‘Enquiry’ or ‘May I C. Valid safe deposit help you’ counters are to be provided by banks at which of the following? D. Locker A. By Head office/Zonal office

B. By all branches 1521. Which among the following organizations provide the licence to an C. By branches having staff more than 30. organization that wants to enter the insurance D. By all branches except very small branches business?

A. Insurance Regulatory and Development Authority 1525. Which department of RBI handles day- to-day liquidity management operations? B. Reserve Bank of India A. Monetary Policy Department C. Security and Exchange Board of India B. Market Regulation Department D. Government of India C. Financial Markets Department

D. Management Department 1522. Nayudamma Memorial Award is given in which of the following fields?

A. Sports 1526. In which year Cooperative Banks came under RBI regulation? B. Science and Technology

A. 1962

B. 1966 1530. Which of the following terms is not associated with Finance? C. 1968 A. Asset Turnover Ratio D. 1970 B. Balance Sheet

C. Budget 1527. Who among the following is only a holder but not a ‘Holder in due course’? D. Ashes

A. Holder of a bearer cheque

B. Holder of a crossed order cheque 1531. Regional Rural Banks are classified under ______C. Holder of a non-negotiable crossed cheque A. Land Developments Banks D. All of the above B. Commercial Banks

C. Co-operative Banks 1528. The market based approach aimed at neutralising the part or whole of the monetary D. Agriculture Sector Banks impact of foreign exchange inflows is termed as- 1532. The applicant of PAN will have to submit A. Sterilization self-attested copies of three documents for B. Neutralization verification, which doesn’t include _

C. Globalization A. Proof of Identity (POI)

D. Liquidity Adjustment B. Proof of Address (POA)

C. Date of Birth (DOB)

1529. Which of the following is Not regulated D. Proof of Citizenship (POC) and supervised by Board for Financial

Supervision, RBI? 1533. The Definition of ‘Banking’ is given in A. Commercial Banks ______B. Non-Banking Finance Companies A. Negotiable Instrument Act, 1881 C. Share Market B. Indian Contract Act, 1872 D. Development Finance Institutions C. The Banking Regulation Act, 1949

D. RBI Act, 1934 C. 27-September

D. 18-April

1534. Which of the following is a legal tender?

A. Drafts 1538. Which type of account is suitable for the people who have fixed earning every month B. Cheques and want to save a fixed amount of money C. Currency notes every month for example 1000 rupees in their account for a fixed period of time? D. Government drafts A. Savings Bank Account

B. Fixed Deposit Account 1535. Which among the following is an administrative capital of South Africa? C. Recurring Deposit Account

A. Cape Town D. Current Deposit Account

B. Pretoria

C. Bloemfontein 1539. Under the Microfinance Self Help Group (SHG) Bank Linkage Programme how many D. Durban people are required to form a Self Help Group?

A. Members should be preferably in between 15 to 25. 1536. What is the difference between all receipts and expenditures of the Govt of India B. Members should be preferably in between 5 both capital and revenue are known as? to 10.

A. Revenue Deficit C. Members should be preferably in between 20 to 30. B. Budgetary Deficit D. Members should be preferably in between C. Zero Budgeting 10 to 20. D. Trade Gap

1540. ______refers to economic 1537. Which among the following days is condition where economic growth is very slow celebrated as the ‘World Tourism Day’? and prices are rising.

A. 11-May A. Inflation

B. 16-September B. Deflation

C. Stagflation 1544. Who among the following has been appointed as the managing director and chief D. Hyperinflation executive officer (MD & CEO) of Canara Bank?

A. Sanjiv Chadha 1541. Which Payments Bank has announced a B. Lingam VenkatPrabhakar strategic partnership with Hindustan Petroleum Corporation Limited (HPCL) to give C. Atanu Kumar Das further boost to digital payments in the D. Mahender Kumar Garg country? B A. Fino Payments Bank

B. Paytm Payments Bank 1545. When did credit cards get invented? C. Indian Post Payments Bank A. 1935 D. Airtel Payments Bank B. 1920

C. 1950 1542. In the first phase of nationalization of banks how many banks were nationalized? D. None of these

A. 14

B. 12 1546. Who among the following has been appointed as the managing director and chief C. 10 executive officer (MD & CEO) of Bank of India? D. 18 A. Sanjiv Chadha

B. Lingam VenkatPrabhakar 1543. The Government of India and the C. Atanu Kumar Das Government of Maharashtra has signed a ______loan agreement with the World Bank. D. Mahender Kumar Garg

A. USD 250 million

B. USD 240 million 1547. Country’s largest private sector bank, ICICI bank has launched a Cardless cash C.USD 210 million withdrawal facility from its ATMs with a per- D. USD 200 million day transaction limit of ______.

A. Rs. 5,000

B. Rs. 10,000

C. Rs. 15,000 1551. Who among the following has acquired DHFL General Insurance for around Rs 100 D. Rs. 20,000 crore?

A. Kapil Wadhawan 1548. The Reserve Bank of India (RBI) has B. Sachin Bansal canceled the Certificate of Authorisation of which Payment System Operator after it had C. Vijay Shekhar Sharma voluntarily surrendered the authorization? D. Ritesh Agarwal A. Muthoot Vehicle & Asset Finance Ltd.

B. Vodafone M-pesa Limited 1552. The Reserve Bank of India (RBI) will now C. Tech Mahindra Limited allow consumers to give an e-mandate for recurring payments made through Unified D. PayMate India Pvt. Limited Payments Interface (UPI). The limit on such recurring transactions has been set at ______.

1549. Which financial company has acquired A. Rs. 2000 the Essel Finance’s micro, small and medium B. Rs. 4000 enterprises (MSME) loan business in India? C. Rs. 15,000 A. Tata Capital D. Rs. 10,000 B. Adani Capital

C. Bajaj Finserve 1553. The central govt in consultation with the D. Mahindra & Mahindra Capital Reserve Bank of India (RBI) has announced an increase in the authorized capital of which public sector bank from 15,000 crores to 1550. Which Railway Zone of the Indian 25,000 crores? Railways has signed a Memorandum of Understanding (MoU) with State Bank of India A. Indian Bank (SBI) for ‘doorstep banking’? B. Union Bank of India A. Central Railway C. Canara Bank B. Northern Railway D. Indian Overseas Bank C. North Eastern Railway

D. South Central Railway (SCR) zone

1554. The Reserve Bank of India has recently B. Vikram Solar Pvt. Ltd revised the ‘Supervisory Action Framework’ of C. Loom Solar Pvt. Ltd which category of banks? D. SELCO Solar Light Pvt. Ltd A. Public Sector Banks

B. Private Sector Banks 1558. Who is the MD and CEO of Indian Bank? C. Foreign Banks A. RavindraPrabhakarMarathe D. Urban Cooperative Banks B. Kishore PirajiKharat

C. P. S. Jayakumar 1555. Government of India has constituted a seven-member Group of Minister (GoM) to D. Rakesh Sharma infuse how much amount to revive state- owned telecom corporations BSNL and MTNL?

A. Rs 69000 crore 1559. Which Bank has launch OTP-based ATM cash withdrawal from January 1,2020? B. Rs.79000 crore A. State Bank of India C. Rs.50000 crore B. Punjab National Bank D. Rs.70000 crore C. Dena Bank

D. Syndicate Bank 1556. “The Name you can Bank Upon” is the tagline of ______

A. Oriental Bank of Commerce 1560. RBI rejects merger of which two banks?

B. Dena Bank A. Yes Bank and IndiaBulls

C. Punjab National Bank B. Laxmi Vilas Bank and India Bulls

D. Indian Bank C. Yes Bank and Dhanlaxmi Bank

D. Dhanlaxmi Bank and Edelweiss Broking Limited 1557. Karnataka VikasGrameena Bank (KVGB) signed a memorandum of understanding with which private company on solar lightening and 1561. A Scheme for Promoting Innovation, livelihood solutions? Rural Industry and Entrepreneurship (ASPIRE) A. Deepa Solar Systems Pvt. Ltd will be implemented through which bank?

A. SBI A. 20

B. IDBI B. 22

C. SIDBI C. 21

D. BOB D. None of these

1562. Which one of the following methods is 1566. An account in which trading of shares in currently used in India to issue note? theft electronic from is done is known as-

A. Maximum Fiduciary System A. Demat account

B. Minimum Reserve System B. NRI account

C. Percentage Reserve System C. Current account

D. None of these D. None of these

1563. What is reason for cost push inflation? 1567. MAT provision in income tax stands for –

A. Increase in wage rate A. Medium Alternate Tax

B. Decrease in cost production B. Minimum Alternate Tax

C. Increase in the raw material C. Maximum Alternate Tax

D. None of these D. None of these

1564. The number of the regional offices of RBI 1568. How many non-scheduled banks are is – there in India?

A. 19 A. 19

B. 18 B. 7

C. 22 C. 4

D. None of these D. None of these

1565. How many board of directors are there in 1569. Treasury bill means- RBI? A. A bill is drawn on a treasury

B. An instrument is used by the central 1573. Which of the following institute provide government for short –term borrowing loans for long term development of a country?

C. A bill was drawn by a member of parliament A. International monetary fund

D. None of these B. The International Development

C. Association The International Finance Corporation 1570. NABARD is responsible for regulating and supervising the function of – D. The Multilateral Investment Guarantee Agency A. Co-operative banks and Regional Rural Banks

B. Private sector bank 1574. Which organization has approved a new scheme – ‘Scheme for Trans-Disciplinary C. Regional Rural Banks Research for India’s Developing Economy’ D. None of these (STRIDE)?

A. UGC

1571. The ‘World Development Report’ is B. CBSE released by which institute? C. INSPIRE A. World Bank D. TET B. Asian Development Bank

C. International Monetary Fund 1575. What is the full form of "MCLR"? D. International Labor Organization A. Marginal Commodity of Funds based Lending Rate

1572. Which sector contributes most to India's B. Marginal Cost of Lending Rate economy? C. Multiple Commodity Lending Rate A. Construction sector D. Marginal Cost of Funds based Lending Rate B. Agricultural sector

C. Small industry 1576. CIBIL score is used by banks and NBFCs to D. Service sector ascertain your creditworthiness and the likelihood of you repaying your loan on time. How many digit numbers are there in CIBIL Score?

A. 1-digit number 1580. Who among the following is the chairman of a working group of the "Social B. 2-digit number Stock Exchange" constituted by SEBI? C. 5-digit number A. BibekDebroy D. 3-digit number B. Ajay Tyagi

C. Ishaat Hussain 1577. Who has been appointed as the first D. Suresh Mathur chairman of the panel on the code for responsible loans in microcredit?

A. HR Khan 1581. In April 1980, ____ banks were nationalized in India? B. Sonia Krishnakutty A. 3 C. KR Khan B. 5 D. P. Satish C. 6

D. 7 1578. Name the company which recently tied up with Allahabad Bank for the development of a dedicated e-Auction platform. 1582. The liberalization of Indian Banking and A. MOIL Limited Regulation was done based on recommendation of ______? B. NMDC Limited A. R Gandhi Committee C. MSTC Limited B. Narasimham Committee D. IRCTC Limited C. Basel Committee

D. Khusro Committee 1579. Which bank has launched the "Bharosa" savings account?

A. Paytm Payment Bank 1583. Name the micro finance company that becomes the first to start operation as a B. Airtel Payment Bank commercial bank? C. Aditya Birla Payment Bank A. Pay Tm Bank D. India Post Payments Bank B. Vodafone m-Pisa Bank

C. Yes Bank

D. Bandhan Bank C. Andhra Pradesh

D. Karnataka

1584. In which year was the Bank of Maharashtra established? 1588. The first Indian RRB that achieved Core A. 1937 Banking Solution (CBS) in 2011 is ______?

B. 1935 A. Pallavan Bank

C. 1934 B. RushikulyaGramya Bank (RGB)

D. 1949 C. Allahabad UP Gramin Bank

D. BangiyaGraminVikash Bank

1585. Which of the following regulates Credit Rating agencies in India? 1589. Headquarters of HUDCO is in ____? A. RBI A. Mumbai B. NSE B. New Delhi C. SEBI C. Kolkata D. ICAI D. Bangalore

1586. Who has been appointed as the MD and 1590. The head quarter of ONICRA is CEO of Bank of Baroda by the government? ______. A. Sanjiv Chadha A. Mumbai B. Jaykumar Sharma B. Gurugram C. Shiv Pal Sharma C. Hyderabad D. Ajay Shankar D. Noida

1587. South Indian Bank has it’s headquarter in 1591. The Majority shareholder in CRISIL is which state? ______? A. Tamil Nadu A. Standard and Poors’ B. Kerela B. Fitch Ratings Inc.

C. Moody’s B. Basel Committee on Board Supervision

D. Dun and Bradstreet C. Board Committee on Banking Supervision

A D. Basel Committee on Banking Supervision

1592. FATCA stands for 1596. Which of the following bank headquarters located in Mumbai? A. Foreign Account Tax Compliance Act A. Bank of Baroda B. Foreign Account Trade Company Act B. Union Bank of India C. Financial Account Tax Compliance Act C. Punjab & Sind Bank D. Fiscal Account Tax Compliance Act D. Corporation Bank

1597. Small finance bank to lend ____ net bank 1593. Allahabad Bank was established on 24 credit to priority sector April ______A. 25% A. 1895 B. 40% B. 1865 C. 60% C. 1890 D. 75% D. 1875

1594. What is the currency of Belgium? 1598. On August, India has signed amount of A. Zloty loan pact with ______for Gujarat road B. Euro project

C. Forint A. Asian Development Bank

D. Dollar B. New Development Bank

C. Asian Infrastructure Investment Bank

1595. Expand BCBS? D. World Bank

A. Basel Committee on Balance Supervision

1599. Which of the following payments has C. Chennai been allowed through the Bharat Bill Payment D. Kolkata System (BBPS) by Reserve Bank of India?

A. Single time Payments 1603. Which zone of the Indian Railways B. Fixed Payments recently conducted the ‘Operation Dhanush’ C. Recurring Payments against ticket outs involved in e-ticketing?

D. Multiple Payments A.

B. Southern Railway Zone

1600. Who launched Bharosa savings account, C. recently? D. A. Equitas Small Finance Bank

B. Airtel Payments Bank 1604. Who is the author of the book "The C. State Bank of India Unquiet River: A Biography of the Brahmaputra"? D. Kotak Mahindra Bank A. Chetan Bhagat

B. Arundhati Roy 1601. KarnamSekar has taken over as the new Managing Director and CEO of Indian Overseas C. ArupjyotiSaikia Bank. He was the former Managing Director of D. Amitav Ghosh which bank?

A. State Bank of India 1605. What is the name of the resolution B. Punjab National Bank scheme launched to solve the NPA problem C. Corporation Bank through a market-led approach?

D. Dena Bank A. Shakti

B. Sashakt

C. Utkarsh

1602. Where is the Headquarter of Indian D. Nishtha Overseas Bank?

A. Bengaluru 1606. Who became the first Indian to win the B. Mumbai prestigious Italian award for Sand Art?

A. Manisha 1610. What is the name of the regulatory body that issues the Financial Stability Report? B. Sarvesh Patel A. Reserve Bank of India C. SudarsanPattnaik B. State Bank of India D. Neha Umak C. Industrial Development Bank of India

D. Central Bank of India 1607. Who has been conferred with the prestigious 'Vyas Samman' 2019?

A. Nasira Sharma 1611. What is tagline of Bank of Baroda?

B. MamtaKalia A. Your own bank

C. LeeladharJagoori B. One family, one bank

D. SurendraVerma C. Good people to grow with

D. India's International Bank

1608. Which of the following institutes has recently created the first Indian brain atlas? 1612. Where is the Headquarter of Union Bank A. IIT Mumbai of India?

B. IISC Bangalore A. Bengaluru

C. IIIT, Hyderabad B. Mumbai

D. IIT Mandi C. Chennai

D. Kolkata

1609. "Mother Teresa Memorial Awards for Social Justice" is established by which of the 1613. Which institutions are known as Bretton following? woods twins? A. Church of North India A. World Bank and IMF B. All India Christian Council B. World Bank and ADB C. Harmony Foundation C. IMF and ADB D. Church of D. NDB and ADB

1614. Who has been appointed as the 24th Controller General of Accounts? 1618. Chandrapura Thermal Power Station is A. Shuba Roy Burman located in which state?

B. Soma Roy Burman A. Chhattisgarh

C. Roma Roy Burman B. Haryana

D. Seema Roy Burman C. Karnataka

D.

1615. AngadVir Singh Bajwa is recently in news. He is related to which sports? 1619. Currently, what is the repo rate of RBI? A. Boxing A. 5.50% B. Shooting B. 5.15% C. Chess C. 5.40% D. Cricket D. 4.00%

1616. 'Surya Kiran - XIV' which is in the news 1620. Global gender gap index released by recently. It is a joint military exercise which of the following? conducted between India and which country? A. FAO A. China B. UNDP B. Sri Lanka C. UN-women C. Myanmar D.World Economic Forum D. Nepal

1621. Which of these is India’s oldest Joint 1617. Tirana is the capital of which country? Stock bank in India? A. Helsinki A. State Bank of India B. Croatia B. Allahabad Bank C. Costa Rica C. Punjab National Bank D. Albania D. Syndicate Bank

B. Andhra Pradesh

1622. Cash reserve ratio as a weapon of credit C. Maharashtra control denotes which of these functions of the D. Arunachal Pradesh RBI?

A. Controller of credit 1626. The interest rate on savings banks B. Banker’s Bank account in all nationalized commercial banks is C. Lender of Last Resort fixed by ______

D. Banker to the Government A. Indian Banks’s Association

B. Ministry of Finance

1623. Which of the given instruments is most C. RBI likely to be used by a corporate entity who D. Individual Banks itself wishes to raise money from the market?

A. Commercial Papers 1627. What does SCRA stands for? B. National Savings Certificates A. Securities Contracts (Regulation) Act C. Treasury Bills B. Statutory Contracts (Regulation) Act D. KisanVikas Patra C. Special Contracts (Regulation) Act

D. Sovereign Contracts (Regulation) Act 1624. The Price at which government purchases the food grains for maintaining the public distribution system is known as______1628. Who presents the Economic Survey in India annually? A. Ceiling price A. Central Statistics Office B. Procurement price B. RBI C. Issue price C. Ministry of Finance D. Cost price D. Central Board of Direct Taxes

1625. Which of the following is the first Indian state to introduce the e-GPF? 1629. The foreign currency having the tendency of quick migration is known A. Punjab as______

A. Soft money D. Amazon Pay

B. Hot money

C. Hard money 1633. In order to boost the credit growth, the Reserve Bank of India (RBI) has eased Cash D. Fiat money Reserve Ratio (CRR) requirement of commercial banks for _____.

1630. The Bhore Committee was formed by the A. One year government in the year 1943 to ______B. Two years A. Disinvestment in Public Enterprises C. Three years B. Control Liquidity in the market D. Five years C. Enhance Foreign Exchange Reserve of the country 1634. The Reserve Bank of India (RBI) will D. Improve public health system in India conduct the “Financial Literacy Week 2020” from February 10 to February 14, 2020. What is the theme of the week? 1631. Under the comprehensive health insurance plan “Reliance Health Infinity” A. Know Your Customer launched by Reliance General Insurance B. Customer Protection Company Limited what is minimum sum insured amount? C. Micro, Small and Medium Enterprises (MSMEs) A. One lakh D. Farmers and how they benefit by being a part B. Two lakh of the formal banking system C. Three lakh

D. Four lakh 1635. Universal Sompo General Insurance Company launched the “Super Health care policy” with which bank____? 1632. Which digital payment company of India has launched an all-in-one QR, point-of-sale A. Bank of Baroda (POS) device for merchants across India? B. State bank of India A. MobiKwik C. Allahabad Bank B. Google Pay D. Punjab National Bank C. Paytm

1636. The Bharat Bond ETF Maturity period is B. TCS _____. C. Infosys A. 6 months and one year D. HCL B. 2 years and 10 years

C. 3 years and 10 years 1640. The Reserve Bank of India (RBI) has D. 5 years and 10 years increased the limits imposed on peer-to-peer lenders to _____.

A. 10 lakh 1637. For an Urban Cooperative Bank to become a Small Finance Bank, what is the B. 20 Lakh minimum paid-up capital requirement? C. 30 lakh A. 100 crore D. 50 lakh B. 150 crore

C. 200 crore 1641. Nippon which acquires additional 21.54% D. 300 crore stake in Reliance Nippon Life Asset Management is a company of which country?

A. China 1638. To provide doorstep banking services, the South-Central Zone of the Indian Railways B. Russia has signed a MoU with which of the following C. USA banks? D. Japan A. Bank of India

B. State Bank of India 1642. What is the full form of CIRP? C. Bank of Baroda A. Central Insolvency Resolution Process D. Punjab National Bank B. Credit Insolvency Resolution Process

C. Company Insolvency Resolution Process 1639. Multimodal supply chain solutions provider GEFCO has signed a five year deal D. Corporate Insolvency Resolution Process with which company to strengthen its Digital Transformation worldwide?

A. Wipro 1643. What does P stand for in STP?

A. Powered D. 10 years

B. Processing

C. Premier 1647. Which bank has announced to launch a cobranded credit card in partnership with D. Partnership Indian Oil Corporation Ltd (IOCL)?

A. ICICI Bank 1644. The nationwide campaign, ‘Team B. HDFC Bank Cashless India’ to accelerate the acceptance and adoption of digital payments in India has C. Axis Bank been initiated by which company? D. Yes Bank A. Visa

B. Mastercard 1648. State Bank of India (SBI) has signed a C. Paytm loan agreement worth of ______with KFW (KreditanstaltfürWiederaufbau) German D. Google Pay development bank for establishing an energy- efficient housing program in India.

1645. Which of the following services cannot A. USD 277 million be availed through AEPS? B. USD 370 million A. Balance Enquiry C. USD 497 million B. Cash Withdrawal D. USD 377 million C. Overdraft

D. Cash Deposit 1649. Which financial company has launched India’s first corporate bond exchange-traded fund (ETF), called the Bharat Bond ETF? 1646. As per the RBI’s guidelines for 'on-tap' licensing of small finance banks, what is the A. Edelweiss Asset Management Company minimum experience required (in years) for (AMC) any resident individuals/professionals, singly B. Mahindra & Mahindra Financial Services or jointly, to set up SFBs? Limited A. 2 years C. Muthoot Finance Ltd B. 5 years D. HDB Financial Services C. 7 years

1650. Which loan service app has been Corporations in International Financial Services launched by Xiaomi in association with Zest Centre (IFSC) during commencement of Money, through which customers can get operations? instant loan ranging from Rs 7,000 – Rs 1, A. Rs 50 crore 00,000? B. Rs 100 crore A. Instant Loan C. Rs 200 crore B. MiCredit D. Rs 250 crore C. MiLoan

D. Xi Credit 1654. What will be the dimension of the new

Rs 20 denomination currency note to be issued 1651. What is the deadline set by RBI for by RBI? entities with net worth above Rs.10000 million A. 63 mm x 122 mm to implement Legal Entity Identifier (LEI) for participation in non-derivative markets? B. 63 mm x 132 mm

A. January 31, 2020 C. 63 mm x 129 mm

B. March 31, 2020 D. 63 mm x 138 mm

C. April 30, 2019

D. December 31, 2019 1655. What will be the interest rate on the Employees’ Provident Fund (EPF) for 2018-19?

A. 8.55% 1652. RBI has extended the NBFC Ombudsman Scheme 2018 to Non-Deposit Taking Non- B. 8.65% Banking Financial Companies which has a total asset size of Rs ______and above C. 8.75%

A. Rs 50 crore D. 8.45%

B. Rs 100 crore

C. Rs 150 crore 1656. Which among the following banks is merging with largest microfinance company D. Rs 200 crore Bharat Financial Inclusion?

A. Canara Bank

1653. As per SEBI, what should be the B. HDFC Bank minimum net worth requirement for Clearing C. Kotak Mahindra Bank

D. IndusInd Bank A. ICICI

B. HDFC

1657. Which agency has stated that RBI is the C. PNB first central bank in Asia-Pacific (APAC) region D. SBI to start interest rate easing cycle?

A. Fitch Ratings 1661. SREI Equipment Finance Ltd, a wholly- B. Moody’s owned subsidiary of SREI Infrastructure C. International Monetary Fund Finance, has partnered with which of the following bank to offer loans to the MSMEs D. World Bank sector and retail customers under a co-lending arrangement?

1658. Which Indian Crypto currency exchange A. Reserve Bank of India has launched first ever wholesale crypto B. State Bank of India currency trading platform? C. Industrial Development Bank of India A. Zebpay D. United Bank of India B. UNOCOIN

C. BuyUcoin 1662. Where is the Headquarter of the D. Coinsecure Industrial Development Bank of India?

A. Bengaluru 1659. What was the target set for loan under B. Mumbai Pradhan Mantri Mudra Yojana (PMMY) in the fiscal 2018-19? C. Chennai

A. Rs 2 lakh crore D. Kolkata

B. Rs 3 lakh crore

C. Rs 4 lakh crore 1663. Which of the following is an annual publication of the Central Health Bureau? D. Rs 5 lakh crore A. National health profile

B. 1660. Which bank has launched India’s first ‘Green Car Loan’ to encourage customers to C. Health system for a new India buy electric vehicle? D. World health report

A. Orange Label ATM

1664. Who has been appointed the first-ever B. Brown Label ATM Chief Financial Officer of the Reserve Bank of C. Yellow Label India? D. White Label ATMs A. Ashok Vajpeyi

B. BalanNambiar 1668. The Asian Development Bank (ADB) and C. UttamPacharne the Government of India have signed a loan D. SudhaBalakrishnan agreement worth $190 million to upgrade 754 kilometers of roads and highways in which

state? 1665. The world’s highest “Rail Bridge” was A. Andhra Pradesh constructed in the state of Jammu & Kashmir. This bridge situated on which of the following B. Karnataka rivers? C. Manipur A. Jhelum D. Rajasthan B. Chenab

C. Indus 1669. “DipaKarmakar: The Small Wonder” D. Ravi book has been written by which of the following writer?

A. Bishweshwar Nandi 1666. Which government has launched a dedicated web portal and a mobile application, B. Amish Tripathi named as ‘e-Ganna’, for sugarcane farmers of C. Chetan Bhagat the state? D. PreetiShenoy A. Uttar Pradesh

B. Madhya Pradesh 1670. SBI Card launched ‘SBI Card Pay’. It is C. Arunachal Pradesh based on which technology? D. Himachal Pradesh A. Hide Card Emulation

B. Host Credit Emulation 1667. The Non-Bank entities which set up, C. Hide Credit Emulation owned and operate the ATMs are known as which of the following? D. Host Card Emulation

commencement of operations to Rs 100 Crore. Earlier what was this limit? 1671. What is the deadline set by RBI for market participants having net worth between A. Rs 300 crore Rs.2000 million and Rs 10000 million to B. Rs 200 crore implement Legal Entity Identifier (LEI) for participation in non-derivative markets? C. Rs 500 crore

A. 1 October 2019 D. Rs 400 crore

B. 31 August 2019

C. 1 July 2019 1675. Who finalizes the interest rate on Employees’ Provident Fund (EPF)? D. 31 December 2019 A. RBI

B. Employees’ Provident Fund Organization 1672. Which of these US companies have not (EPFO) crossed the USD 1 trillion market cap till now? C. Ministry of Finance A. Apple D. Central Statistical Organization B. Facebook

C. Amazon 1676. The National Company Law Tribunal D. Microsoft (NCLT) is a ______body

A. Regulatory body 1673. The NBFC Ombudsman Scheme was B. Quasi-judicial body introduced in which year? C. Statutory body A. 2015 D. Constitutional body B. 2016

C. 2017 1677. What was the total amount of loan D. 2018 disbursed under the Pradhan Mantri Mudra Yojana (PMMY) in 2018-19?

1674. SEBI has reduced the minimum Net A. Rs 3 lakh crore worth Requirements for Clearing Corporations B. Rs 3.27 lakh crore in International Financial Services Centre (IFSC) over a period of three years from the C. Rs 2 lakh crore

D. Rs 2.73 lakh crore 1681. Which of these is a 20-character, alpha- numeric code?

A. SWIFT Code 1678. The RBI has recently divested its entire stake in which of its wholly-owned subsidiary? B. Indian Financial System Code (IFSC)

A. NHB C. Unique Transaction Reference (UTR)

B. Bharatiya Reserve Bank Note Mudran Private D. Legal Entity Identifier (LEI) Limited (BRBNMPL)

C. DICGC 1682. How many NBFC Ombudsmen have been D. SIDBI appointed till date?

A. 8

1679. Which among the given institutions has B. 21 reduced the minimum subscription C. 4 requirement for Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts D. 11 (InvITs)?

A. NHB 1683. The head quarter of Society for B. RBI Worldwide Interbank Financial Telecommunication (SWIFT) is in which C. SEBI country? D. EXIM A. Beligum

B. Germany 1680. Which of these has recently signed a C. United States Statement of Commitment (SoC) to the FX Global Code (“Code”)? D. Italy

A. EXIM

B. RBI 1684. The Employees’ Provident Funds scheme came into effect in which year? C. SEBI A. 1948 D. Ministry of Finance B. 1952

C. 1964

D. 1976 C. SEBI

D. NABARD

1685. In how many languages is the value of the new Rs 20 denomination currency written 1689. What is the share of the government of on the note? India in NHB? A. 17 A. 75% B. 22 B. 51% C. 15 C. 100% D. 21 D. 90%

1686. The head quarter of IndusInd bank is in 1690. The RBI recently signed anSoI to FX which city? Global Code (“Code”). This code is based on A. Pune how many principles?

B. Kochi A. 8

C. Chennai B. 5

D. Mumbai C. 10

D. 6

1687. Which of these is not an Indian cryptocurrency exchange? 1691. The membership of an ideal Self Help A. Coinbase Group (SHG) group could be between ______persons. B. BuyUcoin A. 10 to 20 C. WazirX B. 5 to 10 D. Unocoin C. 15 to 25

D. 20 to 30 1688. The MUDRA Bank is a wholly owned subsidiary of______

A. RBI 1692. Which of these Financial Market Infrastructures (FMI) are regulated by RBI? B. SIDBI

A. Real Time Gross Settlement System (RTGS)

B. Securities Settlement Systems (SSS) 1696. What was the total remittance received by India in 2018 as per World Bank’s Migration C. Clearing Corporation of India Ltd (CCIL) and Development Report? D. All of these A. USD 79 billion

B. USD 61 billion 1693. Which committee recommended the C. USD 85 billion formation of the National Company Law Tribunal (NCLT)? D. USD 53 billion

A. Ashok Mehta Committee

B. Eradi Committee 1697. The world’s first Islamic Bank to launch Banking Service via What’s app is located in C. Gadgil Committee which city? D. D.K. Mohanty Committee A. Muscat

B. Amman 1694. As per RBI, the minimum area of the C. Doha strong room/ vault for setting up of a new Currency Chests, other than in hilly regions, D. Dubai should be______

A. 5000 sqft 1698. What was the volume of priority sector B. 2000 sqft lending certificates (PSLCs) in the FY19?

C. 1500 sqft A. Rs 5.5 trillion

D. 1000 sqft B. Rs 2.2 trillion

C. Rs 3.3 trillion

1695. Which of these banks has tied up with D. Rs 4.4 trillion BSE to promote the BSE Startups platform?

A. State Bank of India 1699. LCR requires banks to hold enough high- B. ICICI Bank quality liquid assets (HQLA) to ensure their ongoing ability to meet short-term obligations. C. Punjab National Bank What does LCR stands for? D.HDFC Bank A. Liquidity Coverage Ratio

B. Legal Credit Registry D. All of the above

C. Liberalised Currency Rate

D. Lending Capital Ratio 1703. How many member countries are there in the United Nations?

A. 183 1700. What is the Sovereign rating of India for 2018-19 as per Fitch? B. 193

A. BB+ C. 199

B. BBB- D. 175

C. BB-

D. BBB+ 1704. When any individual looks for a job change for better opportunities, services,

salary and wages, or because of dissatisfaction 1701. During which years the Third Five-year with the previous job that spent time is called Plan was implemented in India? _____.

A. 1963–1968 A. Structural Unemployment

B. 1964–1969 B. Cyclical Unemployment

C. 1962–1967 C. Frictional Unemployment

D. 1961–1966 D. Seasonal unemployment

1702. Which of the folloing 1705. Who among the following is not a deputy statement/statements is/are correct about governor of Reserve Bank of India? SIDBI? A. B. P. Kanungo A. Small industrial Development Bank of India B. N. S. Vishwanathan (SIDBI) is a development financial institution in India, headquartered at Mumbai. C. Mahesh Kumar Jain

B. It was established on April 2, 1990, through D. Dr. Ravindra H. Dholakia an Act of Parliament.

C. It purposes to provide refinance facility and 1706. Nur-Sultan is the capital of which short term lending to industries, and the country? Micro, Small and Medium Enterprises sector. A. Yemen

B. Kazakhstan A. Kanpur

C. Oman B. New Del

D. Kyrgyzstan C. Lucknow

D. Gorakhpur

1707. Shekel is the currency of which country?

A. Jordan 1711. The Open Market Operations (OMO) is a part of ______B. Libya A. Monetary Policy C. Eretria B. Fiscal Policy D. Israel C. Income Policy

D. All the above 1708. Shares issued by a company to its directors or employees at a discount or for consideration, other than cash are called ____. 1712. What percent of net bank credit is A. Sweat equity shares required to be paid by Scheduled Commercial banks in India to priority sector in advance? B. Bonus Shares A. 30% C. ESOP B. 20% D. Preference Shares C. 10%

D. 40% 1709. Navegaon National Park is located in which state?

A. Karnataka 1713. What is the full form of ASBA?

B. West Bengal A. Actual Savings and Balance Accumulated

C. Andhra Pradesh B. Applications Supported by Blocked Amount

D. Maharashtra C. Accreditation of Stock and Bonds Account

D. Account Seized and Blocked Assets

1710. Where is the National Sugar Institute established?

1714. The Fiscal Policy in India is formulated D. Debt ______

A. Ministry of finance 1718. The Rural Infrastructure Development B. Reserve Bank of India Fund (RIDF) is maintained by ______

C. Finance Commission A. SEBI

D. NITI Aayog B. RBI

C. NABARD

1715. A type of banking which involves placing D. Ministry of Finance funds only in short-term, risk free assets such as government securities is called? 1719. LLP is acronym for ______A. Islamic Banking A. Limited Loan Participation B. Universal Banking B. Limited Liquidity Proportion C. Narrow Banking C. Limited Leverage Percent D. Core Banking D. Limited Liability Partnership

1716. Which of these committees recommended the merger of Regional Rural 1720. The Statutory Liquidity Ratio (SLR) is Banks with their Sponsor banks? maintained by banks on ______

A. Malegam Committee A. Net Demand and Time Liabilities

B. Narshimham Committee B. Demand and Time Liabilities

C. Khan Committee C. Net Demand and Time Deposits

D. Khusro Committee D. Demand and Time Deposits

1717. The bad debt recovered by a bank 1721. The overall rise in the cost of goods that becomes ______for the organization results from a rise in the amount people earn over time is known as ______A. Expense A. Wage Push Inflation B. Income B. Pricing Power Inflation C. Asset

C. Cost Push Inflation A. Ministry of Finance

D. Sectoral Inflation B. Reserve Bank of India

C. Indian Banks Association

1722. What does ALM stands for in banking & D. Banks itself Finance?

A. Asset Liquidity Maturity 1726. What is the minimum tenure for which B. Asset Liability Management NRE term deposit account can be opened?

C. Asset Leverage Method A. 48 months

D. Asset Liquidity Management B. 12 months

C. 24 months

1723. What is the minimum capital D. 36 months requirement for corporate to set up a bank as per RBI? 1727. Which of these cannot be endorsed? A. Rs 200 crore A. Fixed deposit receipt B. Rs 400 crore B. Bank draft C. Rs 300 crore C. Promissory note D. Rs 500 crore D. Cheque

1724. Which of these institutions maintains the Micro Finance Development and Equity Fund 1728. Which of these is the first Public Sector (MFDEF)? Bank to obtain licence from RBI for internet banking? A. RBI A. Oriental Bank of Commerce B. SIDBI B. Corporation Bank C. NABARD C. Punjab National Bank D. Ministry of Finance D. State Bank of India

1725. Which of these determines the rate of interest on term deposits in banks?

1729. Which of the following deposits is not C. Rs 300 crore accepted by commercial banks? D. Rs 100 crore A. Fixed deposit

B. Demand deposit 1733. The sovereign loan operations in India C. Recurring deposit started in which year?

D. Public Account deposit A. 2001

B. 2014

1730. The National Stock Exchange (NSE) has C. 1986 been barred from accessing securities market D. 1999 for a period of______

A. 12 months 1734. The Investor Protection and Education B. 6 months Fund is maintained by? C. 3 months A. RBI D. 4 months B. NABARD

C. Ministry of Finance 1731. Recently the Central banks of which D. SEBI countries have completed the first international cross-currency payment with digital currencies 1735. According to the Banking Regulation Act, A. Singapore & Canada what is the maximum ceiling upto which RBI can fix SLR rate? B. Australia and Germany A. 50% C. United States & France B. 40% D. Singapore & United States C. 75%

D. 60% 1732. What should be the minimum paid up capital requirement for new Private Bank in India? 1736. Which of these methods is not used to A. Rs 200 crore measure the National Income?

B. Rs 500 crore A. Production method

B. Income method 1740. What is the rate of interest payable on Exchange earners’ foreign currency account C. Expenditure method (EEFC)? D. Product method A. 4%

B. Nil 1737. Which of these was set up to promote C. 6.5% new technological inputs in rural sector? D. 3.2% A. NPCI

B. HUDCO 1741. When the exchange rates of two C. CAPART currencies are adjusted in such a manner that D. SIDBI an identical good in two countries has same price when expressed in respective currency is known as______

1738. Which of these is not an example of A. Purchasing Power Parity value added services offered by banks? B. Bank Rate A. Accident insurance cover C. Foreign Exchange Reserve B. Tax relief services D. Wage Rate C. 24-hour live video customer service

D. Free cheque book facility 1742. Which country’s $10 bank note has been adjudged as the best bank note for 2018 by the International Bank Note Society (IBNS)? 1739. ______is large loan extended by a group of small banks to a single borrower A. Germany especially corporate borrowers or government B. Singapore A. Syndicate loan C. Canada B. Group loan D. Australia C. Standard loan

D. Corporate loan 1743. The Punjab National Bank acquired New Bank of India in which year?

A. 1999

B. 2000 A. Bearer

C. 1989 B. Cross

D. 1993 C. Order

D. None

1744. Which of these is the first commercial bank in India on limited liability basis to be 1748. Which of these best defines Stagflation? fully owned and operated by Indians? A. Inflation after Deflation A. Punjab National Bank B. Inflation with Growth B. C. Deflation with growth C. Allahabad Bank D. Inflation with recession D. Imperial Bank of India

1749. The subprime lending is a loan offered to 1745. Which of the following is not a borrowers who ______component of M2? A. Do not have good credit history A. Demand deposits B. Take loan against mortgage o tangible assets B. Currency & Coins C. Have good credit history and is known to C. Corporate bonds held by firms & individuals banks since past 10 years D. Money market mutual fund shares D. Are most preferred customers of banks

1746. The External Commercial Borrowings 1750. Which of the given is referred as ‘Paper (ECB) is a part of_____ Gold’? A. Capital Account A. Legal Tender of a Country B. Balance of Payment B. Dollar C. Balance of Trade C. SDR D. Current Account D. Bit coins

1747. The payment of which of these cheques cannot be made on a cash counter of bank?

1751. According to the Economist Intelligence 1754. Name the Non-Banking Finance Unit’s 2019 Global Microscope on Financial Company (NBFC) which has acquired the Inclusion report, India ranked at which Mutual Fund (MF) business worth Rs. 215 position? crores of IDBI Bank?

A. 5th A. Muthoot Finance

B. 6th B. Bajaj Finserv Ltd.

C. 7th C. Mahindra & Mahindra Financial Services Limited D. 8th D. Power Finance Corp

1752. According to the Reserve Bank of India (RBI) ‘liquidity management framework’ for 1755. The Securities and Exchange Board of Non-Banking Financial Companies (NBFCs), all India (SEBI) has doubled the minimum deposit-taking NBFCs have to maintain a investment limit for clients of Portfolio liquidity buffer in terms of Liquidity Coverage Management Services to ______. Ratio (LCR). The LCR requirement will be A. Rs 40 lakh binding on NBFCs from ______. B. Rs 50 lakh A. 1st January 2020 C. Rs 80 lakh B. 1st April 2020 D. Rs 100 lakh C. 1st July 2020

D. 1st December 2020 1756. According to the latest Economic

Outlook 2019 released by Organisation for 1753. The Ministry of Statistics and Programme Economic Co-operation and Development Implementation (MOSPI) is considering (OECD), what is the World GDP growth for the changing of base year for GDP calculation from year 2020? 2011-12 to ______A. 2.1% A. 2014-15 B. 2.9% B. 2015-16 C. 4.6% C. 2016-17 D. 4.9% D. 2017-18

1757. Under which act, Reserve Bank of India A. South Asian Association for Regional (RBI) has disclosed a list of 30 major wilful Cooperation (SAARC) defaulters of India? B. Shanghai Cooperation Organizations (SCO) A. Banking Regulation Act, 1949 C. Association of Southeast Asian Nations B. Right to Information Act, 2005 (ASEAN)

C. Reserve Bank of India Act, 1934 D. Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC) D. Prevention of Money Laundering Act, 2002

1761. Who is the Managing Director (MD) & 1758. The Reserve Bank of India (RBI) has Chief Executive Officer (CEO) of India First Life formed a ______member Advisory Committee Insurance? to assist Dewan Housing Finance Limited (DHFL) Administrator? A. RM Vishakha

A. three B. Kalpana Morparia

B. four C. Mallika Srinivasan

C. five D. Neelam Dhawan

D. six

1762. What will be the Center’s fiscal deficit of India for the financial year 2019-20 as per the 1759. Which lending platform has entered into Moody’s estimation? a co-origination agreement with the State Bank of India (SBI) to provide widened credit A. 3.3% outreach and faster disbursal? B. 3.5% A. Early Salary Pvt Ltd C. 3.7% B. Indiabulls Housing Finance Ltd D. 3.9 % C. Home credit India

D. U GRO Capital 1763. With which of the following countries India has signed Double Taxation Avoidance Agreement (DTAA) on November 27, 2019? 1760. The Reserve Bank of India has revised the currency swap arrangement framework of A. Germany which of the following intergovernmental B. Saudi Arabia organizations?

C. Sri Lanka 1767. Which of the following Regional Rural Banks (RRBs) signed an MoU with the Canara D. Chile HSBC OBC Life Insurance Company Ltd for bancassurance?

1764. What was the increased authorized A. Kaveri Grameena Bank capital of Food Corporation of India (FCI)? B. Pragathi Krishna Grameena Bank A. Rs. 10,000 crores C. Karnataka Vikas Grameen Bank B. Rs. 12,000 crores D. Sapthagiri Grameena Bank C. Rs. 15,000 crores

D. Rs. 17,000 crores 1768. Which of the following health insurance companies has partnered with MobiKwik to offer affordable health insurance schemes? 1765. On December 2, 2019, Asian Development Bank (ADB) has signed a $206 A. Apollo Munich Health Insurance million loan agreement with the Government B. Aditya Birla Health Insurance Co. Limited of India (GoI) to develop water supply, sewerage infrastructure in which state? C. HDFC ERGO General Insurance company Ltd

A. West Bengal D. ICICI Lombard General Insurance Company Limited B. Karnataka

C. Maharashtra 1769. National Thermal Power Corporation D. Tamil Nadu Limited has signed a term loan agreement of Rs. 5000 crore with which of the following banks to part finance the capital expenditure 1766. Walmart India, a wholly-owned of NTPC? subsidiary of Walmart Inc has joined hands with which bank to launch a co-branded credit A. Punjab National Bank card? B. State Bank of India A. ICICI Bank C. Union Bank B. HDFC Bank D. Bank of India C. Yes Bank

D. Axis Bank 1770. The RBI expanded the scope of the SNRR account by permitting non-residents to open

such accounts for rupee-denominated overseas 1773. Which of the following country has borrowings, trade credit and trade invoicing for recently minted the world’s smallest gold coin popularising cross-border transactions in the of 2.96 millimeters (0.12 inches) that features a domestic currency. What does ‘S’ stand for in face of scientist Albert Einstein? SNRR? A. United Kingdom A. Special B. France B. Sovereign C. Switzerland C. Security D. United States of America D. Subsidy

1774. What is the increased short-term debt 1771. Recently, which organization has investment limit for foreign portfolio investors released the vision document for the National that were set as 20% earlier by Reserve Bank of Data and Analytics Platform that provide tools India? for analytics and visualization of data to A. 30 % stakeholders? B. 40 % A. National Institution for Transforming India Aayog C. 50 %

B. National Development Council D. 55 %

C. Finance Commission

D. Reserve Bank of India 1775. Which bank has decided to convert into a Small Finance Bank under Voluntary Transition

of Primary (Urban) Co-operative Banks? 1772. In which of the following city the A. Sangli Urban Co-operative Bank Ltd. government of India has set up India’s 1st war memorial for service animals such as dogs, B. Karad Urban Co-operative Bank Ltd. horses, mules? C. Nagpur Nagrik Sahakari Bank Ltd. A. Hyderabad, Telangana D. New India Co-operative Bank B. Guwahati, Assam

C. Mumbai, Maharashtra 1776. What is the name of the Kerala boy, who D. Meerut, Uttar Pradesh has received the “Bharat Award 2019” from President of India Shri, Ram Nath Kovind on

Republic Day?

A. Aarti Kiran Shet D. Theme – “Rural Women and Girls education”

B. Kamal Krishna Das

C. Kanti Paikra 1780. Who was the first Chief Election Commissioner of India? D. Adithya K A. Raj Gopalachari

B. Sukumar Sen 1777. Which country has topped in the Corruption Perception Index 2019 released by C. G. V Mavlankar Transparency International? D. Sachchidanand Sinha A. Somalia & New Zealand

B. Denmark & Somalia 1781. Which of these are not traded in the C. Denmark & Finland Indian Stock Market?

D. Denmark & New Zealand A. Debentures

B. Mutual Funds

1778. Which country will host the 11th edition C. Forward Contracts of the Indoor Cricket World Cup in October 10 D. All of these are traded to 17, 2020?

A. New Zealand 1782. Identify the Direct Instrument of the B. India Monetary Policy C. Australia A. Cash Reserve Ratio D. United States of America B. Repo Rate

C. Bank Rate 1779. What was the theme of the 2nd edition D. Open Market Operation of International Day of Education that is observed on 24 January 2020?

A. Theme – “Transforming education” 1783. Which of these banks comes under the Commercial Banks category? B. Theme – “Learning for people, planet, prosperity, and peace” I. Nationalized Banks

C. Theme – “Young Teachers: The future of the II. SBI Group Profession”

III. RRBs C. DD can be made payable to bearer

IV. Private Banks D. DD can be cleared in a specified branch of issuer bank

A. I, III & IV 1787. Which of these denotes general decline B. I & III in stock market over a period of time? C. Only I, II & III A. Bull market D. All of the above B. Blue Chip stock market

C. Initial Margin market 1784. Gold, Silver, Copper, Salt, Rice, Large D. Bear market Stones can be categorized as which type of money?

A. Commodity money 1788. Name the finance minister of India who has presented the Union Budget highest B. Representative money number of times in the country? C. Fiat money A. CD Deshmukh D. Broad money B. Morarji Desai

C. Manmohan Singh 1785. Which Section of the Negotiable D. Instruments Act, 1881 defines Negotiable Instrument?

A. Section 2 1789. Walking Inflation is also known as______B. Section 13 A. Trotting Inflation C. Section 8 B. Hyper Inflation D. Section 17 C. Sporadic Inflation

D. Suppressed Inflation 1786. Which of the following is not true regarding Bank Draft?

A. Demand Draft (DD) is always honored 1790. What is the objective of Selective Credit Control? B. DD is backed by bank guarantee

A. Raise the Cost of Credit Oceans and Sustainable Blue Economies’ for the Asia and Pacific region? B. Decrease total supply of credit in the economy A. Asian Development Bank

C. Regulate the manner of channelizing of cash B. World Economic Forum and credit in the economy C. International Monetary Fund D. Giving large share in the total credit to big D. United Nations Development Programme capitalists

1794. Which denomination currency bill of 1791. What is the limit set for housing loan Canada has won the IBNS Banknote of the Year under priority sector lending for RRBs and SFBs 2018? in metropolitan centres? A. USD 5 A. Rs 45 lakh B. USD 20 B. Rs 55 lakh C. USD 10 C. Rs 25 lakh D. USD 50 D. Rs 35 lakh

1795. The Global Registry of Violent Deaths 1792. RBI has recently imposed monetary (GReVD) initiative of SIPRI aims to reduce all penalty on five PPI Issuers for non-compliance forms of violence and related death rates of regulatory guidelines. This was done on the globally by which year? basis of the power granted to RBI under ______A. 2022

A. Section 5 of Reserve Bank of India Act, 1934 B. 2030

B. Section 30 of the Payment and Settlement C. 2025 Systems Act, 2007 D. 2035 C. Section 45 of Banking Regulation Act, 1949

D. Section 13 of Negotiable Instruments Act, 1881 1796. Which city emerged as the top investment destination by Indian investors in the year 2018?

1793. Which of the following institutions has A. Tokyo recently launched the ‘Action Plan for Healthy B. Dubai

C. Paris A. Rs 1.55 lakh crore

D. London B. Rs 1.01 lakh crore

C. Rs 1.21 lakh crore

1797. The government of France has planned D. Rs 1.13 lakh crore to organise an investment conclave in which state of India in October 2019? 1801. What are the fees charged by NPCI for A. Maharashtra using UPI for transaction below Rs 1000? B. Andhra Pradesh A. 10 paise C. Goa B. 25 paise D. Gujarat C. 50 paise

D. 75 paise 1798. The government has fixed high OMS price for wheat to force private traders to buy from farmers. What does OMS stands for? 1802. What does A stands for in WMA in banking? A. Open Market Sale A. Account B. Open Market Service B. Assets C. Open Market Standard C. Advances D. Open Market Stock D. Act

1799. Who is the Chairman of the Fifteenth Finance Commission of India? 1803. What is the sovereign rating of India as per Fitch? A. Ashok Lahiri A. BB- B. Nand Kishore Singh B. BBB- C. Shaktikanta Das C. CC- D. Ajay Narayan Jha D. CCC-

1800. According to the data of Ministry of Finance, the GST collection in April 2019 was all time high at ______

1804. The deadline to link Permanent Account Number (PAN) with Aadhaar is ______1808. Which Bank in India has become the first A. 30 November 2019 destination bank to go live with Net Banking and Debit Card-based e-mandate? B. 31 July 2019 A. Yes Bank C. 31 December 2019 B. HDFC Bank D. 31 March 2020 C. Axis Bank

D. Kotak Mahindra Bank 1805. Which of these banks has approved its merger with Indiabulls Housing Finance?

A. South Indian Bank 1809. What is the minimum subscription requirement for Infrastructure Investment B. Trusts (InvITs) as determined by SEBI? C. Lakshmi Vilas Bank A. Rs 1 lakh D. City Union Bank B. Rs 2 lakh

C. Rs 5 lakh 1806. As per the World Bank report, what is D. Rs 7 lakh the total remittance received by India in 2018?

A. USD 79 billion 1810. Which of these banks has launched B. USD 61 billion ‘‘AnyTimeHealth (ATH)’ machines in C. USD 85 billion partnership with Health insurance company? D. USD 58 billion A. Punjab National Bank

B. Kotak Mahindra Bank 1807. Karnam Sekar has been appointed as the MD & CEO of which bank? C. HDFC Bank

A. UCO Bank D. Bank of India

B. Indian Overseas Bank

C. Canara Bank 1811. Name the technology platform launched by India to reach over two billion people D. Indian Bank worldwide who are still without bank accounts?

A. PAISA

B. APIX 1815. Who is the Chairman of the Indian Banks’ Association? C. MOPAD A. Sunil Mehta D. CAMPA B. Shyam Srinivasan

C. Rajnish Kumar 1812. The instant loan disbursal facility ‘Boost’ has been launched by which of these mobile D. Dina Bandhu Mohapatra wallet companies?

A. Freecharge 1816. RBI has shortlisted five IT firms for B. PhonePe implementation of CIMS for seamless data collection and validations. Expand CIMS C. Paytm A. Core Independent and Mutual Service D. MobiKwik B. Centralized Information and Management

System 1813. The “eATM Order” service has been C. Common Information Managing Solution started by which firm to enable retail investors gets around Rs 50000 money credited into D. Collective Institutional Management System bank account within 30 minutes?

A. HDFC Securities 1817. Which of these organization aims to B. Kotak Securities develop the mutual funds market in India?

C. ICICI Securities A. RBI

D. B. SEBI

C. AMFI

1814. What is the minimum prescribed limit of D. IRDAI CRAR that has to be maintained by the RRBs?

A. 7% 1818. The head office of the Fino Payments B. 10% Bank (FPB) is in which city?

C. 8% A. Chennai

D. 9% B. Jaipur

C. Noida A. Maharashtra

D. Navi Mumbai B. Rajasthan

C. Madhya Pradesh

1819. The startups would be exempted from D. Assam levy of angel tax on funds raised up to Rs

______. 1823. Which of the following city of India is A. Rs 25 crore going to start the first underwater metro B. Rs 10 crore project?

C. Rs 50 crore A. Mumbai

D. Rs 20 crore B. Kolkata

C. Chennai

1820. The Bank of Baroda has inked pact with D. Hyderabad how many companies to develop an agriculture digital platform ‘Baroda Kisan’? 1824. Dhansiri is a river of which state? A. 11 A. Meghalaya B. 6 B. Assam C. 2 C. Kerala D. 8 D. Andhra Pradesh

1821. Recently, who has been appointed as Indian Bank Association Chief Executive? 1825. Which of the following country has announced that Israeli citizens are not allowed A. Suresh Kumar to visit the kingdom? B. Sunil Mehta A. UAE C. Vikram Sharma B. United Kingdom D. Dinesh Gupta C. France

D. Saudi Arabia 1822. 'Shiv Bhojan' scheme, which is aimed at providing a meal to the poor at subsidised rates, was recently launched in which state?

1826. Dr. Kiran Bedi is the Lieutenant Governor C. Karnataka of which Union Territory? D. West Bengal A. Andaman and Nicobar

B. Chandigarh 1830. Recently, which legendary Indian C. Puducherry sportsperson is awarded by the prestigious ‘Padma Vibhushan’ award? D. Ladakh A. Sachin Tendulkar

B. Dhanraj Pillai 1827. The Telecom Regulatory Authority of India is a statutory body of India. Where is it C. M C Mary Kom headquartered? D. Virat Kohli A. Mumbai

B. Bangalore 1831. The definition of ______is given in C. Lucknow Article 110 of The Constitution of India.

D. New Delhi A. Union Budget

B. Financial Bill

1828. By which year Indian Railways will run C. Money Bill 100% on electricity as per the Union Minister D. State Budget Piyush Goyal?

A. 2022 1832. Government scheme Hriday Yojana is B. 2023 related to _____. C. 2024 A. Farmers D. 2025 B. Girl Child

C. Malnutrition 1829. In which state India’s First Super Fab Lab D. World heritage sites has been inaugurated to function in collaboration with Massachusetts Institute of Technology, USA? 1833. Which of the following is the largest A. Kerala cricket stadium in the world?

B. Andhra Pradesh A. Melbourne Cricket Ground

B. Motera Stadium A. Maharashtra

C. Atal Bihari Vajpayee Ekana Cricket Stadium B. Rajasthan

D. Eden Gardens C. Punjab

D. Andhra Pradesh

1834. Who is the union minister of Food Processing Industries? 1838. Who has been recently appointed as the A. Narendra Singh Tomar Chairman of the Ordnance Factory Board?

B. Maneka Gand A. Sanjay Kumar Mishra

C. D. V. Sadananda Gowda B. Hari Mohan

D. Harsimrat Kaur Badal C. Soma Roy Burman

D. Girish Chandra Chaturvedi

1835. Which state is the largest producer of jute in India? 1839. The Tiroda thermal power plant is A. Maharashtra situated in which state?

B. Gujarat A. Kerala

C. Assam B. Rajasthan

D. West Bengal C. Madhya Pradesh

D. Maharashtra

1836. Article 110 of the constitution of India is related to___. 1840. Which of the following country is the top A. Union Budget producer of sunflower seeds?

B. Financial Bill A. Ukraine

C. Money Bill B. Finland

D. State Budget C. Sweden

D. Spain

1837. Arma Konda or Sitamma Konda or Jindhagada, is a mountain peak of which state?

1841. The limits for FPI investment in municipal D. 1986 bonds has been set at ______percent of outstanding stock of securities 1845. The Reserve Bank of India has extended A. 3% the deadline for market participants for the B. 5% implementation of LEI to participate in non- derivative markets. Expand LEI C. 2% A. Liquidity Enhancement Instrument D. 4% B. Legal Entity Identifier

C. Loan Enabled Institution 1842. For the Economically Weaker Sections (EWS), what should be the income limit of the D. Logical Enterprise Investment family to be eligible for housing loans?

A. Rs 1 lakh pa 1846. Which of these institutions has reduced B. Rs 3 lakh pa the minimum Net worth Requirements for Clearing Corporations in International Financial C. Rs 5 lakh pa Services Centre (IFSC)? D. Rs 6 lakh pa A. RBI

B. BSE 1843. Which of these countries is going to have C. SEBI world’s first Crypto Powered City? D. IRDAI A. Malaysia

B. Thailand 1847. What is the maximum compensation C. Australia amount which can be awarded by the NBFC D. United States Ombudsman?

A. Rs 10 lakh

1844. The sovereign loans operations in India B. Rs 15 lakh started in which year? C. Rs 25 lakh A. 1975 D. Rs 5 lakh B. 2005

C. 1999

1848. Who has been named as the new CEO of D. Eastern Railways the SWIFT to take charge on July 1, 2019?

A. Gottfried Leibbrandt 1852. NCLAT has allowed which company to B. Yawar Shah acquire Bhushan Power & Steel Ltd?

C. Javier Perez-Tasso A. HAL

D. John N. Dalton B. RIL

C. Adani Steel

1849. Which of these new Indian currencies is D. JSW Steel Greenish Yellow in color?

A. Rs 50 1853. Who is the author of the book “Let me B. Rs 20 say it now”?

C. Rs 100 A. Rakesh Maria

D. Rs 200 B. Amitav Ghosh

C. Arundhati Roy

1850. The Employees’ Provident Fund D. Vikram Seth Organization (EPFO) is under the administrative control of which ministry? 1854. Which corporation has constituted A. Ministry of Finance Municipal bonds development committee B. Ministry of Commerce & Industry headed by Sujit Prasad?

C. Ministry of Home Affairs A. RBI

D. Ministry of Labour and Employment B. SEBI

C. SIDBI

1851. Amazon has partnered with which zone D. EXIM of Indian Railways to set up a pick-up kiosk at the railway station? 1855. U Win Myint is on a three days state visit A. Western Railways to India, he is the President of which country? B. Southern Railways A. Thailand C. Northern Railways B. Cambodia

C. Myanmar A. Cape Town

D. Laos B. Johannesburg

C. Bloemfontein

1856. Mahathir Mohamad who has recently D. Pretoria resigned is PM of which country?

A. Mauritius 1860. Which company launched AI based B. Nepal chatbot “AskDisha” that will support Hindi language also? C. Maldives A. RailMadad D. Iran B. IRCTC

C. RailInd 1857. Who has been elected as president of the Afghanistan? D. RailInfo

A. Abdullah Abdullah

B. Gulbedin Hekmatyar 1861. In which city has India’s first floating jetty been inaugrated? C. Rahmatullah Nabil A. Chennai D. Mohammad Ashraf Ghani B. Kochi

C. Goa 1858. What is India’s rank as most polluted country in the World Air Quality Report 2019 D. Vishakhapatnam released by the pollution tracker IQAir and

Greenpeace? 1862. BIMSTEC disaster management exercise A. Second 2020 has been started in which state? B. Third A. Maharashtra C. Fourth B. Odisha D. Fifth C. Kerala

D. Telangana 1859. Which City’s restaurant won Guinness world milkshake record?

1863. Who has been appointed as the new MD and CEO of CIBIL? 1867. Cabinet Committee on Economic Affairs A. Rajesh Kumar approved the National Technical Textiles Mission. What amount has been allocated for B. Satish Pilla the mission? C. M.V. Nair A. Rs 1,200 crores D. Arun Thukral B. Rs 1,480 crores

C. Rs 2,500 crores 1864. Who has been elected as president of D. Rs 2,700 crores Rowing Federation of India?

A. R.S. Deo 1868. As per Skill development and B. Pralay Majumdar Entrepreneurship Ministry’s data, number of C. M V Sriram people trained under Pradhan Mantri Kaushal Vikas Yojana (PMKVY) from 2016-20 are_____. D. Naren Kothari A. 69.84 Lakh

B. 71.97 Lakh 1865. Who has been elected as speaker of Delhi Assembly? C. 73.47 Lakh

A. Ram N Goel D. 75.09 Lakh

B. Aman Arora

C. Sushil Kumar Gupta 1869. Which state has started ‘water bell scheme’ to ensure that children keep D. Nisha Singh themselves hydrated?

A. Kerala

1866. Who has been appointed as brand B. Karnataka ambassador of ? C. Tamil Nadu A. Virat Kohli D. Andhra Pradesh B. Rishabh Pant

C. Shardul Thakur 1870. Who emerged as champion in the 34th D. Rohit Sharma Cannes Open chess tournament in France?

A. P Iniyan

B. D Gukesh

C. Prithu Gupta

D. Girish Koushik

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