STATE OF ILLINOIS OFFICE OF BANKS AND REAL ESTATE BUREAU OF BANKS AND TRUST COMPANIES

REGULATORY REPORT

Jim Edgar - Governor Jack Schaffer - Commissioner Scott D. Clarke - Assistant Commissioner

REGULATORY REPORT FOR THE MONTH OF JUNE, 1998

The following regulatory actions were taken by or filed with the State of Illinois, Office of Banks and Real Estate, Bureau of Banks and Trust Companies, during the month ending with the date listed above. The actions include those involving state chartered banks, foreign banking offices, corporate fiduciaries, and foreign bank representative offices.

The Regulatory Report is published monthly by the State of Illinois, Office of Banks and Real Estate, Bureau of Banks and Trust Companies. Copies of this report are also available from our web site at www.state.il.us/obr.

Questions concerning the contents of this report may be addressed to the Corporate Activities Section at (312) 793-7073.

NOTICE OF INTENT TO ESTABLISH A BANK BRANCH

Name of Bank/ Address/ Date/Status City County

Parkway Bank and Trust Southeast Corner of 06/01/98-Received Company Rte 59 and Harwood Heights Schaumburg Road Streamwood, IL 60107 Cook

The Sandwich State Bank 505 West Rte. 34 06/01/98-Received Sandwich Plano, IL 60545 Kendall

State Bank of Orion 3907 - 16th Street 06/01/98-Acknowledged Orion Moline, IL 61265 Rock Island

Palos Bank and Trust 15801 S. Bell Road 06/02/98-Acknowledged Company Homer Township, IL Palos Heights 60441 American Chartered Bank 111 E. Rand Road 06/11/98-Acknowledged Schaumburg Mt. Prospect, IL 60056 Cook

CIB Bank 6121 Washington Street 06/12/98-Acknowledged Hillside Gurnee, IL 60031 Lake

The Sandwich State Bank 505 West Rte. 34 06/12/98-Acknowledged Sandwich Plano, IL 60545 Kendall

The Farmers Bank of 402 W. State St. (Hwy 06/18/98-Received Liberty 96) Liberty Payson, IL 62360 Adams

Parkway Bank and Trust Southeast Corner of 06/18/98-Acknowledged Company Rte 59 and Harwood Heights Schaumburg Road Streamwood, IL 60107 Cook

Community Trust Bank Lot 4 on Hwy 127 06/22/98-Acknowledged Irvington North out of Nashville Nashville, IL 62263 Washington

Metropolitan Bank and 6001 W. Ogden Avenue 06/25/98-Received Trust Company Cicero, IL 60804 Chicago Cook

Archer Bank 6400 W. 79th Street 06/29/98-Acknowledged Chicago Burbank, IL 60459 Cook

Plaza Bank 6000 W. Montrose 06/29/98-Acknowledged Norridge Avenue Chicago, IL 60634 Cook

Archer Bank 6859 W. Archer 06/29/98-Acknowledged Chicago Avenue Chicago, IL 60638 Cook

Metropolitan Bank and 6001 W. Ogden Avenue 06/29/98-Acknowledged Trust Company Cicero, IL 60804 Chicago Cook

Citizens Community Bank of 1135 W. Wood St., 06/30/98-Acknowledged Decatur Suite #5 Decatur Decatur, IL 62526 Macon

NOTICE OF INTENT TO ESTABLISH A BANK SUBSIDIARY

Name of Bank/ Name of Subsidiary/ Date/ Address Address Status

NAB Bank NAB Insurance 6/08/98-Received 222 West Cermak Road 222 West Cermak Road Chicago, IL 60616-1997 Chicago, IL 60616-1997 Cook Cook

AMCORE Bank, Aledo AMCORE Insurance 6/09/98-Acknowledged 201 West Main Street Group, Inc. Aledo, IL 61231-0289 640 Blackhawk Road Mercer P.O. Box 95 South Beliot, IL 61080 Winnebago

Heritage Bank First Midwest Financial 6/18/98-Received 12015 South Western Avenue Services, Inc. Blue Island, IL 60406 300 Park Blvd., Suite Cook 400 Itasca, IL 60143 DuPage

CHANGE OF CONTROL

Name Address/ Date/ of Bank County Status

Bank of Evansville Corner of Market 06/08/98-Approved Street & Spring Street Buena Vista Bancorp, Inc., Evansville, IL 62242 Chester, Illinois, to acquire Randolph 100% of the issued and outstanding shares of the common stock of Bank of Evansville.

Citizens State Bank of 111 Keating 06/08/98-Received Shipman Shipman, IL 62685 Macoupin Carlinville National Bank Shares, Inc., Carlinville, Illinois, to indirectly acquire control of Citizens State Bank of Shipman.

Farmers & Merchants Bank 240 E. Main Street 06/24/98-Approved of Carlinville Carlinville, IL 62626 Macoupin

Central Bank 6701 N. Illinois Street Fairview Heights, IL 06/24/98-Approved 62208 St. Clair

Elliott State Bank 73 Central Park Plaza East 06/24/98-Approved Jacksonville, IL 62650 Morgan

First Trust and Savings South Side Square Bank of Taylorville Taylorville, IL 62568 06/24/98-Approved Christian

Mercantile Bancorporation, Inc., St.Louis, Missouri, to acquire indirectly 100% of the common stock of each of Farmers & Merchants Bank of Carlinville, Central Bank, Elliott State Bank and First Trust and Savings Bank of Taylorville.

First State Bank of Newman 100 W. Yates Street 06/25/98-Approved P.O. Box 410 First Neighborhood Newman, IL 61942- Bancshares, Inc. Employee 0416 Stock Ownership Plan, Douglas Toledo, Illinois, to indirectly acquire 31.19% of the common stock of First State Bank of Newman. CHANGE IN FORM OF OWNERSHIP - INTERIM BANK

Name Address/ Date/ of Bank County Status

Farmers State Bank of 411 West Main Street 06/24/98-Effective McNabb, Illinois McNabb, IL 61335 Putnam Change in ownership/ acquisition by Tri-County Financial Group, Inc. through the formation and merger of Farmers Interim Bank into Farmers State Bank of McNabb, Illinois, with the resulting name of Farmers State Bank of McNabb.

CHANGE IN AUTHORIZED CAPITAL STOCK

Name Address/ Date/ of Bank County Status

The Bank of Commerce 2001 Butterfield Road 06/18/98-Received Downers Grove, IL Stock Increase 60515 DuPage

The Bank of Commerce 2001 Butterfield Road 06/18/98-Received Downers Grove, IL Reserve Stock for Issuance - 60515 Stock Option Plan DuPage

Peoples State Bank 105 South Adams 06/24/98- Manito, IL 61546 Approved/Effective Increase common stock, Mason authorize and reserve shares for issuance by the declaration of stock dividends and authorize and reserve shares for issuance under a stock option plan.

Farmers State Bank of Box 95 06/24/98- McNabb, Illinois McNabb, IL 61335 Approved/Effective Putnam Reduce capital stock from $200,000 consisting of 2,000 shares, par value $100 per share to $180,000 consisting of 1,800 shares, par value $100 per share.

PERMIT TO ORGANIZE ISSUED

Name of Bank/ Organizer(s) Date Address / County Status

Preferred Bank David Hensiek 06/15/98-Received 602 North Route 49 Stephen S. Johnson Casey, IL 62420 Everett D. Lawrence Clark Cleone L. Markwell Dick M. Maulding Jeffrey W. Mitchell Charles W. Savage Greg D. Yates James R. Yates

New Century Bank Faye T. Pantazelos 06/19/98-Permit issued 363 West Ontario Street Irving L. Blackman Chicago, IL 60610 Robert C. Gremley Cook Marc H. Pershan James E. Fitzgerald Arthur H. Evans Mark B. Weiss Ronald Shipka, Jr. Sam Borek William C. Moran

MERGER - RESULTING STATE BANK

Merging Institution/ Resulting Bank Address/ Date/ Address / County County Status

HomeBanc, FSB Mercantile Bank of 06/8/98-Received 1107 E. State Street Southern Illinois Rockford, IL 61104-4779 123 South Tenth Street Winnebago Mount Vernon, IL 62864 Jefferson

Citizens National Bank of Alpha Community 06/26/98-Approved Toluca Bank 201 N. Main 101 S. Jefferson Street Toluca, IL 61369 Washburn, IL 61570 Marshall Woodford

Minonk State Bank Alpha Community 06/26/98-Approved 137 W. 5th Street Bank Minonk, IL 61760 101 S. Jefferson Street Woodford Washburn, IL 61570 Woodford

Merger of Citizens National Bank of Toluca and Minonk State Bank with, and into Alpha Community Bank with main banking premises to be located at 201 N. Main, Toluca, IL 61369, Marshall County

BankIllinois Trust Company BankIllinois Trust 06/28/98-Received 100 W. University Avenue Company Champaign, IL 61824-4028 100 W. University Champaign Avenue Champaign, IL 61824- 4028 Champaign

CHANGE IN DIRECTORS OR SENIOR EXECUTIVE OFFICER

Name Address/ Date/Status of Bank County

American Metro Bank 4878 North Broadway 06/1/98-Received Chicago, IL 60640 Cook

Joseph K. Lau, Director Eric Kam Key Lo, Director John Tsang, Director

APPLICATION FOR APPROVAL OF CHANGE IN CONTROL OF AN ILLINOIS CORPORATE FIDUCIARY

Name/Address Previous Change of Institution Ownership To

Beverly Trust Company Beverly St. Paul Bancorp, Inc. 10312 South Cicero Avenue Bancorporation, Inc. 6700 West North Avenue Oak Lawn, IL 60453 16345 S. Harlem Ave., Chicago, Illinois 60707 Ste. 3E Tinley Park, IL 60477 Effective 5/12/98

APPLICATION FOR A CERTIFICATE OF AUTHORITY TO ACCEPT AND EXECUTE TRUSTS - TRUST COMPANY

Name of Institution Address Date/ Status

Union Trust Corporation 200 E. Main 06/17/98-Effective Streator, IL 61364

CHANGE OF NAME / LOCATION - ILLINOIS CORPORATE FIDUCIARY

Current Name/ New Name/ Date/ Address / County Address Status

Beverly Trust Company St. Paul Trust 06/23/98-Effective 10312 South Cicero Company Oak Lawn, Illinois 60453 10312 South Cicero Cook Oak Lawn, IL 60432- 2511 Cook

CHANGE OF NAME / LOCATION - FOREIGN CORPORATE FIDUCIARY

Current Name/ New Name/ Date/ Address / County Address Status

First Community Bank, a First Community Bank, 06/24/98-Effective FSB FSB 320 Concert Street 320 Concert Street P.O. Box 190 P. O. Box 190 Keokuk, Iowa 52632 Keokuk, Iowa 52632

APPLICATION FOR LICENSE TO OPERATE A FOREIGN BANK REPRESENTATIVE OFFICE

Name of Bank/ County/ Date/ Address State of Domicile Status

MBNA America Bank Delaware 06/30/98-Effective (Delaware) 676 N. Michigan Avenue Suite 3700 Chicago, IL 60611 VOLUNTARY SURRENDER OF LICENSE TO OPERATE A FOREIGN BANK RESPRESENTATIVE OFFICE

Name of Bank/ County/ Date/ Address State of Domicile Status

The Mitsui Trust and Japan 05/31/98-Effective Banking Company, Limited 190 South LaSalle Street Suite 1000 Chicago, IL 60603