Credit Unions (Ranked by total assets as of Dec. 31, 2010)

Balance to No. of No. of Top Local Name Total in Share Open Basic Members Area Executive(s) Address Total Assets as Total as Accounts as of Total Reserves as Savings Locations Year Telephone of 12/31/2010 of 12/31/2010 12/31/2010 of 12/31/2010 Account Total Local Board Chairman or Locally Rank Website ($000) ($000) ($000)1 ($000) ($) Services Provided2 Membership Requirements Employees ATMs President Founded ESL Federal 3,932,967 2,051,943 2,427,899 467,456 1.00 Checking, savings, certificates, overdraft protection, Individuals who live, work, worship or attend school in the 300,000 19 David Fiedler 1920 1. 225 Chestnut St. IRAs, direct deposit, mortgages, home equity loans and geographic boundaries of the city of Rochester; employees Rochester, N.Y. 14604 lines of credit, Visa credit and check cards, vehicle and and retirees of Eastman Kodak Co., its subsidiary 627 40 Candy Obourn (585) 336-1000 personal loans, Internet banking and bill-pay service, organizations and their immediate family members; www.esl.org ATM cards, telephone banking, ATM network, online employees and retirees of select organizations chat service, investment services, business banking

Summit Federal Credit Union 624,428 425,651 551,234 60,503 5.00 Checking, savings, holiday and vacation clubs, money Employees, retirees and volunteers of 500 member 59,600 9 Michael Vadala 1941 2. 100 Marina Drive market accounts, share certificates, direct deposit, IRAs, companies; individuals related to or sharing a permanent Rochester, N.Y. 14626 loans, student loans, Visa credit cards, members residence with a current member or potential member; 160 25 Thomas Quirk (585) 453-7000 investments and insurance, online and individuals who live, work, worship, volunteer or attend www.summitfcu.org telephone account services, youth accounts, shared school in the city of Rochester, town of Henrietta or city of branching, foreign currency exchange, balance financial Geneva fitness program, online chat, discounted auto, homeowners and life insurance

Reliant Community Federal Credit Union 309,751 218,039 273,390 30,353 5.00 Share drafts, certificates, IRAs, Visa credit, check and Individuals who live, work, worship, volunteer or attend 39,000 8 Pamela Heald 1970 3. 10 Benton Place gift cards, Internet banking with e-statements and bill school in Wayne, Ontario or Monroe County; businesses Sodus, N.Y. 14551 payer, direct deposit, loans, mortgages, lines of credit, and other legal entities in Wayne, Ontario or Monroe 150 18 Jane Slack (315) 483-6936 overdraft protection, club accounts, shared branch County; immediate family and household members of www.reliantcu.com network, business loans, business Visa credit and check eligible members cards, business checking, SBA loans, vehicle loans, merchant services, mobile phone access, private student loans

Pittsford Federal Credit Union 300,445 230,630 270,346 29,299 5.00 Free and bill payment, , Individuals who live, work, worship, volunteer or attend 21,413 2 William Martin 1968 4. 1321 Pittsford-Mendon Road super savings, checking, IRAs, Visa credit, debit and gift school in the towns of Pittsford and Mendon and the Pittsford, N.Y. 14534 cards, CDs, simple Totten trusts and custodial accounts, surrounding towns and villages of Honeoye Falls, Perinton, 50 5 William Beach (585) 624-7474 direct deposit, wire transfers, discounted entertainment Victor, East Bloomfield, West Bloomfield, Lima, Avon, www.pittsfordfcu.org tickets, notary service and youth accounts. Rush, Henrietta, Brighton and East Rochester

Advantage Federal Credit Union 152,298 115,596 133,379 16,062 5.00 Share savings, share draft checking, money market Individuals who live, work, attend school, worship or 18,000 6 Jeffrey Bocach 1931 5. 1975 Buffalo Road accounts, debit and credit cards, mortgages, home volunteer within the city of Rochester; individuals who work Rochester, N.Y. 14624 equity lending, auto loans, lines of credit, personal loans, for 60 member companies; family members of those who 64 13 Thomas Yale (585) 454-5900 home banking, electronic bill payment meet eligibility requirements www.advantagefcu.org

Ukrainian Federal Credit Union 137,949 108,955 123,383 13,098 50.00 Savings, checking, certificates, IRAs, mortgages, lines of Members of Ukrainian-American community organizations 15,489 1 Oleg Lebedko 1953 6. 824 E. Ridge Road credit, consumer, business, real estate, commercial and and churches Rochester, N.Y. 14621 vehicle loans, SBA lending, credit and debit cards, 30 0 Wasyl Kornylo (585) 544-9518 electronic bill payment, home banking www.rufcu.org

Family First of New York Federal Credit 117,633 80,473 103,070 12,996 5.00 Share drafts, CDs, money market accounts, youth Individuals who live, work, worship or attend school in the 11,529 3 Christine Peters 1969 7. Union banking program, debit and ATM cards, Internet community defined as Monroe County east of the Genesee 2520 Browncroft Blvd. banking, bill payment, auto and consumer loans, home River, plus the Wayne County towns of Macedon, 42 5 Donna Dedee Rochester, N.Y. 14625 equity products, first mortgages, health savings Walworth and Ontario (585) 586-8225 accounts, credit cards, IRAs, small-business loans, www.familyfirstny.com overdraft protection, holiday clubs, business accounts, shared branching

Finger Lakes Federal Credit Union 79,470 59,078 72,685 6,476 5.00 Share drafts, credit cards, ATM and debit cards, tiered Individuals who live, work, worship, volunteer or attend 15,070 3 Kathleen Crelot, 1967 8. 27 Seneca St. money market accounts, term share certificates, savings school in Ontario, Seneca and Yates counties and their Robert McFadden, Geneva, N.Y. 14456 clubs, IRAs, online banking, bill payment, mortgages, immediate family members 35 5 Jerry Zehr (315) 781-1334 overdraft line of credit, credit cards, auto loans, personal www.flfcu.org loans, HELOCs, home equity loans, RV and watercraft Reed Balewski loans, youth programs, seniors CEO club, e-statements

Tonawanda Valley Federal Credit Union 64,579 36,844 57,793 6,682 5.00 Savings, vacation and Christmas savings, bond-a-month Individuals who live, work, worship or attend school in 14,635 1 Susan Blanchard 1975 9. 10 Jefferson Square savings, share draft checking, Mastercard debit cards, Genesee County; employees of Wyoming County, Batavia, N.Y. 14021 personal loans, lines of credit, auto loans, real estate Wyoming Central School District, Perry Central School 33 1 Travis Minor (585) 343-5627 loans, home equity line of credit, notary service, safe District, Alden Central School District and Attica Central www.tvfcubatavia.com deposit boxes, discount tickets, postage stamps, online School District banking, bill payment, coin deposit

St. Pius X Church Federal Credit Union 51,067 42,882 45,893 4,666 5.00 Share drafts, savings, credit cards, shared branching, Individuals who are members, students or employees of 5,281 1 Ann Hynes 1967 10. 2998 Chili Ave. loans various Catholic churches, schools and organizations in Rochester, N.Y. 14624 the Rochester area; immediate family members 23 2 Suzanne Pietropaolo (585) 247-0724 www.spxfcu.org

Ever Green Federal Credit Union 22,767 11,772 20,633 2,111 5.00 Share drafts, share savings, certificates, money market Employees of Rush-Henrietta Central School District, 2,088 1 Stephen Daggs 1968 11. 2761 East Henrietta Road accounts, auto loans, personal loans, home equity loans, Wheatland-Chili Central School District and Getinge USA Henrietta, N.Y. 14467 credit and debit cards, home banking, electronic bill Inc.'s Castile plant 6 1 David Simpson (585) 334-2710 payment www.evergreenfcu.com

Spencerport Federal Credit Union 21,267 12,123 19,019 2,166 20.00 Share drafts, free checking, ATM, debit and credit cards, Individuals who live, work, worship, attend school or 3,766 2 Nancy Bodhorn 1962 12. 2775 Spencerport Road auto loans, personal loans, home equity lines of credit volunteer in the towns of Ogden, Parma, Gates, Greece, Spencerport, N.Y. 14559 and home equity loans, mortgages, savings, CDs, IRAs, Riga, Sweden and Chili; immediate family members and 9 0 NA (585) 352-6890 Internet bill payment, online banking, 24-hour telephone household members www.spnfcu.org banking

Lyell Federal Credit Union 18,235 6,313 9,291 7,790 5.00 Electronic bill payment, checking, CDs, Visa debit cards, Individuals who live, work, worship, volunteer or attend 2,239 1 Richard Wetzel 1955 13. 1546 Lyell Ave. direct deposit, Visa Platinum , various school within the city of Rochester; employees and retirees Rochester, N.Y. 14606 consumer loans, home equity loans, home equity lines of of Valeo Electrical Systems Inc., Delco Products and ITT 5 0 Lloyd Hogle (585) 458-9220 credit, Internet banking, Christmas club, kids' savings Automotive Electrical Systems Inc.; immediate families and www.lyellfcu.org clubs, notary service household members

Lexington Avenue Federal Credit Union 15,500 10,200 15,400 1,800 5.00 Checking, savings, CDs, savings clubs, Visa credit and Individuals who live, work, worship, attend school or belong 6,000 NA Charles Casaceli 1958 14. 1275 Lexington Ave. debit cards, IRAs, various consumer loans, Internet to or support agencies in the city of Rochester Rochester, N.Y. 14606 banking with bill payment 10 2 Mike Hamlin (585) 254-4543 www.lexfcu.org

Genesee Co-op Federal Credit Union 10,043 7,173 8,492 951 5.00 Share drafts, ATM and debit cards, share certificates, Individuals who live, work, worship, attend school or 2,650 1 Melissa Marquez 1982 15. 395 Gregory St. auto and personal loans, mortgages, home equity lines operate a business in the city of Rochester or belong to a Rochester, N.Y. 14620 of credit, micro-enterprise loans, financial counseling, group of select area associations; immediate family 10 1 Michael Walker (585) 461-2230 VITA tax site, online banking, savings accounts members www.genesee.coop

Brockport Federal Credit Union 7,140 5,750 6,340 517 25.00 Savings, checking, IRAs, CDs, debit cards, personal Employees and members of 41 local organizations 1,364 1 MaryLynn Siciliano 1970 16. 12 Liberty St. loans, auto loans, home equity lending, online banking Brockport, N.Y. 14420 and bill payment 12 0 Susan Parrino (585) 637-9179 www.brockportfcu.org

Notes: Information was provided by individual credit unions that responded to an email or fax retirement accounts and other savings accounts (for example, Christmas clubs). Researched by Ashley Coon © Rochester Business Journal 2011 survey. The survey contacted federally chartered credit unions in Monroe, Genesee, Livingston, 2 May not include all available services. Please contact individual credit unions for details. Ontario, Orleans and Wayne counties that are insured by the National Credit Union Share If you would like your company to be considered for next year's list, or if there are any corrections or NA - Not available additions, please write to: Research, Rochester Business Journal, 45 East Ave., Suite 500, Rochester, Insurance Fund. N.Y. 14604; fax (585) 546-3398; or e-mail [email protected]. 1 Share accounts include savings accounts, money market accounts, certificates of deposit, individual