DOCSLIB.ORG

Serbian Banking Srpsko Bankarstvo

Total Page：16

File Type：pdf, Size：1020Kb

Download full-text PDF Read full-text
Serbian Banking Srpsko Bankarstvo Udruženje banaka Srbije specijalni broj Srpsko bankarstvo 2017Serbian Banking SRPSKO BANKARSTVO U 2017. SERBIAN BANKING IN 2017 Beograd, 2018. Bankarstvo Special edition 2018/ Specijalno izdanje za 2018. The 47th year of publishing / 47. godina izdanja Publisher / Izdavač Udruženje banaka Srbije p.u. / Association of Serbian Banks b.a. 11000 Beograd, Bulevar kralja Aleksandra 86 [email protected] www.ubs-asb.com Editor-in-Chief / Glavni i odgovorni urednik Prof. dr Veroljub Dugalić Publishing Council / Izdavački savet Prof. dr Veroljub Dugalić, Association of Serbian Banks / Udruženje banaka Srbije dr Milko Štimac, Financial markets consultant / Konsultant za finansijska tržišta dr Nataša Kožul, Independent expert and investment banking consultant / Samostalni ekspert i konsultant za investiciono bankarstvo Siniša Krneta, Belgrade Stock Exchange / Beogradska berza Gordana Dostanić, AMS Insurance / AMS osiguranje dr Slađana Sredojević, Association of Serbian Banks / Udruženje banaka Srbije dr Milan Brković, Association of Serbian Banks / Udruženje banaka Srbije dr Vesna Matić, Association of Serbian Banks, retired / Udruženje banaka Srbije, u penziji Svetlana Pantelić, Association of Serbian Banks, retired / Udruženje banaka Srbije, u penziji Editorial Board / Redakcioni odbor Prof. dr Veroljub Dugalić, Association of Serbian Banks / Udruženje banaka Srbije Prof. Roger Claessens, R.J. Claessens & Partners Prof. dr Emilija Vuksanović, Faculty of Economics Kragujevac, retired / Ekonomski fakultet Kragujevac, u penziji Prof. dr Radovan Kovačević, Faculty of Economics Belgrade / Ekonomski fakultet Beograd Prof. dr Žarko Lazarević, Institute of Contemporary History Ljubljana / Inštitut za novejšo zgodovino Ljubljana Prof. dr Slobodan Lakić, Faculty of Economics Podgorica / Ekonomski fakultet Podgorica Prof. dr Nebojša Savić, FEFA - Faculty of Economics, Finance and Administration / FEFA - Fakultet za Ekonomiju, Finansije i Administraciju Prof. dr Goran Pitić, FEFA - Faculty of Economics, Finance and Administration / FEFA - Fakultet za Ekonomiju, Finansije i Administraciju Prof. dr Dragana Gnjatović, Kragujevac University / Univerzitet u Kragujevcu Prof. dr Vesna Aleksić, Institute of Economic Sciences Belgrade / Institut ekonomskih nauka Beograd Prof. dr Miloš Živković, Faculty of Law Belgrade / Pravni fakultet Beograd Prof. dr Vladimir Vučković, Fiscal Council Republic of Serbia / Fiskalni savet Republike Srbije Prof. dr Miloš Božović, Faculty of Economics Belgrade / Ekonomski fakultet Beograd Prof. dr Violeta Todorović, Faculty of Economics Kragujevac / Ekonomski fakultet Kragujevac dr Jelena Minović, Institute of Economic Sciences Belgrade / Institut ekonomskih nauka Beograd dr Aleksandra Mitrović, Faculty of Hotel Management and Tourism, Vrnjačka Banja / Fakultet za hotelijerstvo i turizam, Vrnjačka Banja Prof. dr Mlađan Mrđan, EBS Business School, Wiesbaden dr Boštjan Ferk, Institute for Public-Private Partnership, Ljubljana / Inštitut za javno-zasebno partnerstvo, Ljubljana Prof. Vincent O'Brien, eBSI dr Jitka Pantuckova, Ohridska banka ad Ohrid Prof. dr János Száz, Institute for Training and Consulting in Banking, Budapest dr Aaron Presnall, Jefferson Institute, Washington Doc. dr Džafer Alibegović, Faculty of Economics Sarajevo / Ekonomski fakultet Sarajevo Prof. dr Nikolay Nenovsky, CRIISEA, Université de Picardie Jules Verne, Amiens, France dr Zlata Lukić - Editor / Urednik Bojana Nešić - Technical Editor / Tehnički urednik Nikola Marković - Technical Editor Assistant / Asistent tehničkog urednika Jelena Nikitović - Secretary / Sekretar Sonja Grbić - Translator and English Proofreader / Prevodilac i lektor za engleski jezik Print / Štampa Čugura Print Beograd CONTENTS VEROLJUB DUGALIĆ, SECRETARY GENERAL OF THE ASSOCIATION OF SERBIAN BANKS A WORD OF INTRODUCTION 6 BANKING SECTOR OF SERBIA IN 2017 ANALYSIS OF THE FINANCIAL POSITION AND FINANCIAL RESULT 8 NATIONAL BANK OF SERBIA 38 ASSOCIATION OF SERBIAN BANKS 40 ADDIKO BANK A.D. BELGRADE 42 AIK BANK A.D. BELGRADE 44 BANCA INTESA A.D. BELGRADE 46 POSTAL SAVINGS BANK A.D. BELGRADE 48 BANK OF CHINA SRBIJA A.D. BELGRADE 50 CRÉDIT AGRICOLE SERBIA A.D. NOVI SAD 52 DIREKTNA BANKA A.D. KRAGUJEVAC 54 EXPOBANK A.D. BELGRADE 56 ERSTE BANK A.D. NOVI SAD 58 EUROBANK A.D. BELGRADE 60 HALKBANK A.D. BELGRADE 62 JUBMES BANKA A.D. BELGRADE 64 KOMERCIJALNA BANKA A.D. BELGRADE 66 MTS BANKA A.D. BELGRADE 68 NLB BANK A.D. BELGRADE 70 ОPPORTUNITY BANK A.D. NOVI SAD 72 OTP BANKA SRBIJA A.D. NOVI SAD 74 PIRAEUS BANK A.D. BELGRADE 76 PROCREDIT BANK A.D. BELGRADE 78 RAIFFEISEN BANK A.D. BELGRADE 80 SBERBANK SERBIA A.D. BELGRADE 82 SOCIETE GENERALE BANK SERBIA A.D. BELGRADE 84 SRPSKA BANKA A.D. BELGRADE 86 TELENOR BANK A.D. BELGRADE 88 UNICREDIT BANK SERBIA A.D. BELGRADE 90 VOJVOĐANSKA BANKA A.D. NOVI SAD 92 VTB BANK A.D. BELGRADE 94 SECURITIES COMMISSION OF REPUBLIC OF SERBIA 96 BELGRADE STOCK EXCHANGE 98 8 SADRŽAJ VEROLJUB DUGALIĆ, GENERALNI SEKRETAR UDRUŽENJA BANAKA 7 UVODNA REČ BANKARSKI SEKTOR SRBIJE U 2017. GODINI 9 ANALIZA FINANSIJSKE POZICIJE I FINANSIJSKOG REZULTATA 39 NARODNA BANKA SRBIJE 41 UDRUŽENJE BANAKA SRBIJE 43 ADDIKO BANK A.D. BEOGRAD 45 AIK BANKA A.D. BEOGRAD 47 BANCA INTESA A.D. BEOGRAD 49 BANKA POŠTANSKA ŠTEDIONICA A.D. BEOGRAD 51 BANK OF CHINA SRBIJA A.D. BEOGRAD 53 CRÉDIT AGRICOLE SRBIJA AD NOVI SAD 55 DIREKTNA BANKA A.D. KRAGUJEVAC 57 EXPOBANKA A.D. BEOGRAD 59 ERSTE BANK A.D. NOVI SAD 61 EUROBANK A.D. BEOGRAD 63 HALKBANK A.D. BEOGRAD 65 JUBMES BANKA A.D. BEOGRAD 67 KOMERCIJALNA BANKA A.D. BEOGRAD 69 MTS BANKA A.D. BEOGRAD 71 NLB BANKA A.D. BEOGRAD 73 OPPORTUNITY BANKA A.D. NOVI SAD 75 OTP BANKA SRBIJA A.D. NOVI SAD 77 PIRAEUS BANK A.D. BEOGRAD 79 PROCREDIT BANK A.D. BEOGRAD 81 RAIFFEISEN BANKA A.D. BEOGRAD 83 SBERBANK SRBIJA A.D. BEOGRAD 85 SOCIETE GENERALE BANKA SRBIJA A.D. BEOGRAD 87 SRPSKA BANKA A.D. BEOGRAD 89 TELENOR BANKA A.D. BEOGRAD 91 UNICREDIT BANK SRBIJA A.D. BEOGRAD 93 VOJVOĐANSKA BANKA A.D. NOVI SAD 95 VTB BANKA A.D. BEOGRAD 97 KOMISIJA ZA HARTIJE OD VREDNOSTI REPUBLIKE SRBIJE 99 BEOGRADSKA BERZA 9 A WORD OF INTRODUCTION Dear readers, n front of you is the special issue of Bankarstvo Journal which, traditionally, for the thir- Iteenth time, reviews the banking sector of Serbia’s operations in the previous year. The bank- ing sector of Serbia will be presented through articles sent in by the banks, National Bank of Serbia, Securities Commission, Belgrade Stock Exchange and the Association of Serbian Banks, as well as through the Analysis of Financial Position and Financial Result of the Banking Sector, which is annually prepared by the ASB and is the introductory segment of the special issue of Bankarstvo Journal. In the previous year, the trend of consolidating the banking sector of Serbia continued, which resulted in five banks changing owners. Alpha Bank Serbia a.d. Belgrade changed its owner at the beginning of the year, when it was taken over by AIK Bank a.d. Belgrade. Marfin Bank a.d. Belgrade was sold to Ekspobanka a.d. Belgrade, while Direktna banka a.d. Kragujevac now owns Findomestik bank a.d. Belgrade. Jugobanka Jugbanka a.d. Kosovska Mitrovica went into bankruptcy, its business portfolio being taken up by Postal Savings Bank a.d. Belgrade. As a reminder, in 2007 there were 33 banks operating on the market, while, ten years later, there is a total of 28 banks. This year’s special issue of Bankarstvo Journal contains the data and the overview of 27 banks, i.e. all banks operating on the Serbian market save one, since Mirabank a.d. Belgrade decided not to participate this year either. This outstanding response proves that the banks have recognised the point and significance of such a publication, which displays in one place the overall development and dynamics of the banking sector of Serbia in the previous period, and which also provides each bank with the opportunity to individually present its business results. We would like to use this opportunity to wholeheartedly thank all our associates from the banks and other presented institutions who took part in the preparations and submission of articles, since without their help and contribution to painting a comprehensive picture of the banking sector in Serbia in 2017, this special issue of Bankarstvo Journal could never have been published. Prof. Dr Veroljub Dugalic Secretary General Association of Serbian Banks 10 UVODNA REČ Poštovani čitaoci, red Vama je specijalni broj časopisa Bankarstvo u Pkome, sada već tradicionalno, trinaesti put po redu objavljujemo prikaz poslovanja bankarskog sektora Sr- bije u godini za nama. Kako izgleda bankarski sektor Srbije u 2017. godini saznaćete iz priloga koje su dostavi- le banke, Narodna banka Srbije, Komisija za hartije od vrednosti, Beogradska berza i Udruženje banaka Srbije, kao i iz Analize finansijske pozicije i finansijskog rezul- tata bankarskog sektora zemlje, koju UBS priprema sva- ke godine i koja predstavlja uvodni deo specijalnog broja časopisa Bankarstvo. U prethodnoj godini nastavljen je trend konsolidacije bankarskog sektora Srbije, te je tako kod pet banaka do- šlo do promene vlasništva. Alpha Bank Srbija a.d. Beograd je početkom godine prva promenila vlasnika, kada ju je preuzela AIK banka a.d. Beograd. Prodata je i Marfin banka a.d. Beograd, koja je prešla u ruke Ekspobanke a.d. Beograd, dok je Direktna banka a.d. Kragujevac novi vlasnik Findomestik banke a.d. Beograd. Jugobanka Jugbanka a.d. Kosovska Mitrovica otišla je u stečaj, a njen poslovni portfolio preuzela je Banka Poštanska štedionica a.d. Beograd. Pod- sećanja radi, 2007. godine na bankarskom tržištu poslovale su 33 banke, dok ih deset godina kasnije ima ukupno 28. Ovogodišnji specijalni broj Bankarstva sadrži podatke i prikaz 27 banaka, odnosno svih banaka koje posluju na tržištu Srbije osim jedne, pošto je Mirabank a.d. Beograd i ovoga puta odlučila da izostane. Ovako sjajan odziv svedoči o tome da su banke prepoznale suštinu i zna- čaj ovakve publikacije, u kojoj se na jednom mestu može pratiti sveobuhvatan razvoj i dinami- ka bankarskog sektora Srbije u proteklom periodu, a koja ujedno daje mogućnost svakoj banci da pojedinačno predstavi svoje poslovne rezultate.
Load more

Recommended publications
  • Broj Dok. St. Naziv Kor.Budžeta St.Izd/Pr Kor.Pror. Razd. Glava Izv
    Broj dok. St. St.izd/pr Kor.pror. Razd. Glava Izv.sreds. Funk.podr. LIFNR Klj.ban. Dat. dosp. AUGBL Zatvaranje Val. Naziv kor.budžeta Naziv dobavljača Plaćeno 40100154 2 Min.prosvete-Predskolsk 41490000000 407011081 40 407 DONACIJA 0911 37680 OS B.JOJIC ANDRIJEVICA 505 04.07.2016 10107648 15.07.2016 EUR 300,00 40100155 2 Min.prosvete-Predskolsk 41490000000 407011081 40 407 DONACIJA 0911 37629 DJ.VRTIC BERANE 535 04.07.2016 10107646 15.07.2016 EUR 300,00 40100156 2 Min.prosvete-Predskolsk 41490000000 407011081 40 407 DONACIJA 0911 37627 DJ.VRTIC BIJELO POLJE 550 04.07.2016 10107642 15.07.2016 EUR 300,00 40100158 2 Min.prosvete-Predskolsk 41490000000 407011081 40 407 DONACIJA 0911 37624 DJ.VRTIC DANILOVGRAD 550 04.07.2016 10107639 15.07.2016 EUR 300,00 40100159 2 Min.prosvete-Predskolsk 41490000000 407011081 40 407 DONACIJA 0911 37628 DJ.VRTIC PLAV 505 04.07.2016 10107644 15.07.2016 EUR 300,00 40100163 2 Min.prosvete-Predskolsk 41490000000 407011081 40 407 DONACIJA 0911 37733 DJ.VRTIC ROZAJE 530 04.07.2016 10107653 15.07.2016 EUR 300,00 40100166 2 Min.prosvete-Predskolsk 41490000000 407011081 40 407 DONACIJA 0911 1000 CRNOGORSKA KOMERCIJALNA BANKA 510 04.07.2016 10107724 15.07.2016 EUR 800,00 40100171 2 Min.prosvete-Predskolsk 41490000000 407011081 40 407 DONACIJA 0911 34534 KASTEX DOO 510 04.07.2016 10107637 15.07.2016 EUR 248,83 40100192 2 Min.prosvete-Predskolsk 41490000000 407011081 40 407 DONACIJA 0911 37680 OS B.JOJIC ANDRIJEVICA 505 04.07.2016 10107649 15.07.2016 EUR 200,00 40100194 2 Min.prosvete-Predskolsk 41490000000 407011081
    [Show full text]
  • Kriteriji Sortiranja Uzlaz. Silaz. Podzbroj Datum Dok. Plaćanja
    Kriteriji sortiranja Uzlaz. Silaz. Podzbroj Datum dok. plaćanja X X Kriteriji filtera od do Opcija Datum dok. plaćanja 04.06.2018 10.06.2018 Statistika podataka Broj Prosl. slogovi 2.832 Filtrirano 2.669 Slogovi izračunatih ukupnih iznosa 6 Broj dok. St. St.izd/pr Kor.pror. Naziv dobavljača Zatvaranje Plaćeno Konto GK Naziv konta GK Izv.sreds. 40078188 2 41910000000 415013241 HIPOTEKARNA BANKA 04.06.2018 205,33 4191001100 Ugovori o djelu-neto BUDGET 40078211 2 41910000000 415013241 CRNOGORSKA KOMERCIJALNA BANKA 04.06.2018 162,00 4191001100 Ugovori o djelu-neto BUDGET 40078227 2 41910000000 415013241 SOCIETE GENERALE MONTENEGRO 04.06.2018 132,00 4191001100 Ugovori o djelu-neto BUDGET 40078240 2 41910000000 415013241 HIPOTEKARNA BANKA 04.06.2018 252,00 4191001100 Ugovori o djelu-neto BUDGET 40078300 2 41910000000 415013241 HIPOTEKARNA BANKA 04.06.2018 440,00 4191001100 Ugovori o djelu-neto BUDGET 40078349 2 41910000000 415013241 CRNOGORSKA KOMERCIJALNA BANKA 04.06.2018 440,00 4191001100 Ugovori o djelu-neto BUDGET 40078361 2 41910000000 415013241 CRNOGORSKA KOMERCIJALNA BANKA 04.06.2018 440,00 4191001100 Ugovori o djelu-neto BUDGET 40078376 2 41910000000 415013241 CRNOGORSKA KOMERCIJALNA BANKA 04.06.2018 440,00 4191001100 Ugovori o djelu-neto BUDGET 40078382 2 41910000000 415013241 CRNOGORSKA KOMERCIJALNA BANKA 04.06.2018 440,00 4191001100 Ugovori o djelu-neto BUDGET 40078392 2 41910000000 415013241 CRNOGORSKA KOMERCIJALNA BANKA 04.06.2018 440,00 4191001100 Ugovori o djelu-neto BUDGET 40078398 2 41270000000 415013051 CRNOGORSKA KOMERCIJALNA
    [Show full text]
  • Analitička Kartica Potrošačkih Jedinica
    Analitička kartica potrošačkih jedinica za period od 28.5.2018 do 3.6.2018 za period od 010001 SLUŽBA GRADONAČELNIKA 30.5.2018 Br. naloga Datum Primalac Konto Opis konta Žiro račun Naziv banke Iznos 00310 28.5.2018 T COM- mobilni telefoni 41431000000 MOBILNI TELEFONI 520-111-33 Hipotekarna banka 11,94 € 00311 28.5.2018 T COM- mobilni telefoni 41431000000 MOBILNI TELEFONI 520-111-33 Hipotekarna banka 9,89 € 00312 28.5.2018 T COM- mobilni telefoni 41431000000 MOBILNI TELEFONI 520-111-33 Hipotekarna banka 3,63 € 00313 28.5.2018 T COM- mobilni telefoni 41431000000 MOBILNI TELEFONI 520-111-33 Hipotekarna banka 3,63 € 00314 28.5.2018 T COM- mobilni telefoni 41431000000 MOBILNI TELEFONI 520-111-33 Hipotekarna banka 19,65 € 00315 28.5.2018 T COM- mobilni telefoni 41431000000 MOBILNI TELEFONI 520-111-33 Hipotekarna banka 14,67 € 00316 28.5.2018 M TEL 41431000000 MOBILNI TELEFONI 525-5457-66 Komercijalna banka Budva 72,12 € 00317 28.5.2018 M TEL 41431000000 MOBILNI TELEFONI 525-5457-66 Komercijalna banka Budva 67,03 € 00318 28.5.2018 T COM- fiksni telefoni 41430000196 226-444 - SLUŽBA 510-0000000000103-22 Crnogorska komercijalna banka 19,52 € GRADONAČELNIKA 00319 28.5.2018 T COM- fiksni telefoni 41430000204 671-101-Služba Gradonačelnika-biznis 510-0000000000103-22 Crnogorska komercijalna banka 21,82 € centar 00320 28.5.2018 T COM- fiksni telefoni 41430000008 664-333 SLUŽBA GRADONAČELNIKA 510-0000000000103-22 Crnogorska komercijalna banka 68,69 € 00321 28.5.2018 T COM- fiksni telefoni 41430000002 665-066 SLUŽBA GRADONAČELNIKA 510-0000000000103-22
    [Show full text]
  • Lovćen Banka Ad, Podgorica
    LOVĆEN BANKA AD, PODGORICA Financial Statements for the Year Ended 31 December 2017 And Independent Auditor’s Report LOVĆEN BANKA AD, PODGORICA CONTENTS Page INDEPENDENT AUDITOR’S REPORT 1-2 FINANCIAL STATEMENTS Income Statement Balance Sheet Statement of Changes in Equity Statement of Cash Flows Notes to the Financial Statements 1-52 ANNUAL BUSINESS REPORT This is an English translation of Independent Auditor’s Report and 2017 Separate Financial Statements originally issued in the Montenegrin language This is an English translation of Independent Auditor’s Report originally issued in the Montenegrin language INDEPENDENT AUDITOR’S REPORT To the Shareholders of Lovćen banka a.d. Podgorica Report on Financial Statements We have audited the accompanying financial statements of Lovćen banka a.d. Podgorica (hereinafter the “Bank”), which comprise the balance sheet as of 31 December 2017 and the income statement, statement of changes in equity and statement of cash flows for the year then ended, and a summary of significant accounting policies and other explanatory information. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with the accounting regulations prevailing in Montenegro, based on the Law on Accounting (“Official Gazette of Montenegro”, no. 052/16) and the regulations of the Central Bank of Montenegro governing the financial reporting of banks, and for such internal control as management determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express an opinion on these financial statements based on our audit.
    [Show full text]
  • Mfic Investment Guide
    MFIC INVESTMENT GUIDE 2016 Why invest in Montenegro? What our members are investing in? Things you should know when starting a business Moving to Montenegro INTRODUCTION It is our pleasure to introduce to you the Montenegrin Foreign In- vestors Council (MFIC) Investment Guide. The guide focuses on the most attractive investment opportunities and provides practical information use- ful when starting and expanding your business in Montenegro. Since regaining its independence in 2006, Montenegro has been increasingly attractive to foreign investors. Its development is centered around attracting FDI through a competitive business environment, striving to become the business hub of South-East Europe. It offers many reward- ing investment opportunities and impressive natural potential along with continuous improvements in the business climate intended to attract for- eign investors. The Montenegrin Government is well aware of the importance of foreign direct investment for sustainable growth of the economy, which makes sense since, so far, the recorded increase in wealth has been driven primarily by large volumes of foreign investment. Its activities have mainly consisted of reforms directed at improvement of the investment climate in Montenegro. We have seen improvements in competitiveness, transpar- ency and business-friendliness. Nevertheless, there is still work to be done and challenges to be overcome. Having become a member of the WTO in April 2012 and due to the process of negotiations for its accession to the EU, as well as having received an official invitation to become a mem- ber of NATO, one can be optimistic about further improvements in the Montenegrin trade system and the general business climate in Montenegro.
    [Show full text]
  • Broj Dokumenta Stavka Izdatka Konto GK Naziv Konta GK Naziv
    PREGLED IZVRŠENIH PLACANJA IZ DRŽAVNOG TREZORA U PERIODU 01.02 - 07.02.2021. GODINE Napomena: U skladu sa Zakonom o tajnosti podataka (Član 63), zatamnjena polja u izvještaju nije moguće objaviti Broj Datum Stavka izdatka Konto GK Naziv konta GK Naziv dobavljaca Placeno Izvor sredstava dokumenta placanja 40008673 41270000000 4127001000 Ostale naknade CRNOGORSKA KOMERCIJALNA BANKA 692,54 BUDGET 1.2.2021 40008676 41270000000 4127001000 Ostale naknade JEDINSTVENI RACUN POREZA I DOPRIN 46,56 BUDGET 1.2.2021 40008680 41270000000 4127001000 Ostale naknade PRIREZ NA UGOVOR O DJELU 6,98 BUDGET 1.2.2021 40008750 41270000000 4127001000 Ostale naknade HIPOTEKARNA BANKA 484,78 BUDGET 1.2.2021 40008759 41270000000 4127001000 Ostale naknade JEDINSTVENI RACUN POREZA I DOPRIN 32,59 BUDGET 1.2.2021 40008767 41270000000 4127001000 Ostale naknade PRIREZ NA UGOVOR O DJELU 4,89 BUDGET 1.2.2021 40008792 41270000000 4127001000 Ostale naknade CRNOGORSKA KOMERCIJALNA BANKA 484,78 BUDGET 1.2.2021 40008800 41270000000 4127001000 Ostale naknade JEDINSTVENI RACUN POREZA I DOPRIN 32,59 BUDGET 1.2.2021 40008812 41270000000 4127001000 Ostale naknade PRIREZ NA UGOVOR O DJELU 4,89 BUDGET 1.2.2021 40008856 41270000000 4127001000 Ostale naknade NLB MONTENEGRO BANKA 938,29 BUDGET 1.2.2021 40008864 41270000000 4127001000 Ostale naknade JEDINSTVENI RACUN POREZA I DOPRIN 63,08 BUDGET 1.2.2021 40008872 41270000000 4127001000 Ostale naknade PRIREZ NA UGOVOR O DJELU 9,46 BUDGET 1.2.2021 40008929 41270000000 4127001000 Ostale naknade HIPOTEKARNA BANKA 379,14 BUDGET 1.2.2021 40008938
    [Show full text]
  • Trebjesa" Nikšić
    R.br. PIB NAZIV PORESKOG OBVEZNIKA DOO Industrija piva i sokova pivara 1 02000989 "Trebjesa" Nikšić 2 02002230 AD "Elektroprivreda Crne Gore" Nikšić 3 02289377 AD " Crnogorski Telekom " Podgorica 4 02136228 AD "Societe Generale Banka" Podgorica 5 02384337 DOO "Montenegro Bonus" Cetinje 6 02007479 DOO "Pomorski saobraćaj" Herceg Novi 7 02008386 AD ''Institut Dr Simo Milošević''Igalo, Herceg Novi 8 02242974 DOO " Telenor " Podgorica DOO ''Crnogorski elektrodistributivni 9 03099873 sistem'' Podgorica AD ''Crnogorska komercijalna banka'' 10 02239108 Podgorica AD ''Crnogorski elektroprenosni sistem'' 11 02751372 Podgorica 12 02313707 DOO "Neregelia" Podgorica 13 02655284 DOO "M-tel" Podgorica 14 02077698 DOO "Stadion" Podgorica 15 02011395 AD "NLB Montenegrobanka" Podgorica 16 02375885 DOO "Uno-NK" Nikšić 1 17 02351242 AD "Erste Bank" Podgorica 18 02741792 DOO"MFI Alter modus" Podgorica 19 02462494 DOO ''Monte put'' Podgorica 20 02096099 AD "Prva banka Crne Gore" Podgorica 21 02440261 DOO "Domaća trgovina" Podgorica 22 02348772 AD "Atlas Banka" Podgorica 23 02643448 DOO ''Bemax'' Podgorica 24 02454190 AD ''Addiko bank'' Podgorica 25 02196727 DOO "Samms" Podgorica 26 02085020 AD "Hipotekarna Banka" Podgorica 27 02684462 AD "Universal capital bank" Podgorica 28 02009960 AD ''Invest banka Montenegro'' Podgorica 29 02013258 AD "Jugopetrol" Podgorica 30 02373262 AD "Komercijalna banka" Budva 31 02227312 DOO "Voli Trade" Podgorica 32 02829541 AD ''Lovćen banka'' Podgorica 33 02657457 DOO ''Carlsberg Montenegro'' Podgorica 2 34 03032531 AD "Zapad
    [Show full text]
  • R.Br. PIB NAZIV PORESKOG OBVEZNIKA 1
    R.br. PIB NAZIV PORESKOG OBVEZNIKA DOO Industrija piva i sokova pivara 1 02000989 "Trebjesa" Nikšić 2 02002230 AD "Elektroprivreda Crne Gore" Nikšić 3 02289377 AD " Crnogorski Telekom " Podgorica 4 02136228 AD "Societe Generale Banka" Podgorica 5 02384337 DOO "Montenegro Bonus" Cetinje 6 02007479 DOO "Pomorski saobraćaj" Herceg Novi 7 02008386 AD ''Institut Dr Simo Milošević''Igalo, Herceg Novi 8 02242974 DOO " Telenor " Podgorica DOO ''Crnogorski elektrodistributivni 9 03099873 sistem'' Podgorica AD ''Crnogorska komercijalna banka'' 10 02239108 Podgorica AD ''Crnogorski elektroprenosni sistem'' 11 02751372 Podgorica 12 02313707 DOO "Neregelia" Podgorica 13 02655284 DOO "M-tel" Podgorica 14 02077698 DOO "Stadion" Podgorica 1 15 02011395 AD "NLB Montenegrobanka" Podgorica 16 02375885 DOO "Uno-NK" Nikšić 17 02351242 AD "Erste Bank" Podgorica 18 02741792 DOO"MFI Alter modus" Podgorica 19 02462494 DOO ''Monte put'' Podgorica 20 02096099 AD "Prva banka Crne Gore" Podgorica 21 02440261 DOO "Domaća trgovina" Podgorica 22 02348772 AD "Atlas Banka" Podgorica 23 02643448 DOO ''Bemax'' Podgorica 24 02454190 AD ''Addiko bank'' Podgorica 25 02196727 DOO "Samms" Podgorica 26 02085020 AD "Hipotekarna Banka" Podgorica 27 02684462 AD "Universal capital bank" Podgorica 28 02009960 AD ''Invest banka Montenegro'' Podgorica 29 02013258 AD "Jugopetrol" Podgorica 2 30 02373262 AD "Komercijalna banka" Budva 31 02227312 DOO "Voli Trade" Podgorica 32 02829541 AD ''Lovćen banka'' Podgorica 33 02657457 DOO ''Carlsberg Montenegro'' Podgorica 34 02739500 DOO ''Hard
    [Show full text]
  • Analitička Kartica Potrošačkih Jedinica
    Analitička kartica potrošačkih jedinica za period od 14.9.2020 do 20.9.2020 za period od 010001 SLUŽBA ZA OSTVARIVANJE IZVRŠNE FUNKCIJE GRADONAČELNIKA 14.9.2020 Br. naloga Datum Primalac Konto Opis konta Žiro račun Naziv banke Iznos 01132 31.8.2020 MULTITASK 41490000002 protokol 520-34379-49 Hipotekarna banka 130,97 € Ukupno na dan: 14.9.2020 130,97 € 15.9.2020 Br. naloga Datum Primalac Konto Opis konta Žiro račun Naziv banke Iznos 01051 12.8.2020 FILAN COMPANY DOO 41420000000 reprezentacija 565-213-30 FIRST FINANCIAL BANK 105,30 € 01064 17.8.2020 REGARD 41490000050 ostale ugovorene usluge 550-10045-18 PODGORIČKA BANKA OTP 175,45 € GROUP 01093 26.8.2020 CLICK PRINT 41490000002 protokol 520-23003-33 Hipotekarna banka 335,78 € 01094 26.8.2020 ULIX GASTRO BAR 41490000002 protokol 540-9562-74 ERSTE BANKA 506,10 € 01095 26.8.2020 ATTREZZATURA 41490000002 protokol 520-20943-05 Hipotekarna banka 254,10 € 01096 26.8.2020 DM Kristal doo 41490000002 protokol 520-23051-83 Hipotekarna banka 304,92 € 01097 26.8.2020 RAMADA 41490000050 ostale ugovorene usluge 530-24919-43 NLB MONTENEGRO AD 542,80 € 01098 26.8.2020 SLUŽBENI LIST 41490000010 usluge prevođenja, štampanja, 550-5716-07 PODGORIČKA BANKA OTP 67,50 € umnožavanja i medijske usluge GROUP 01131 31.8.2020 LUTREX 41490000002 protokol 520-9855-95 Hipotekarna banka 326,70 € 01133 31.8.2020 NOVA POBJEDA 41490000009 usluge objavljivanja odluka, nacrta, 560-822-77 FIRST FINANCIAL BANK 181,50 € oglasa, akata Ukupno na dan: 15.9.2020 2.800,15 € Ukupno za organizaciju: 010001 2.931,12 € 020001 SLUŽBA ZA ODNOSE SA JAVNOŠĆU 15.9.2020 Br.
    [Show full text]
  • Posebni Izvještaj O Stanju Zaštite Liċnih Podataka Za Period 01.Januar
    REPORT ON THE STATE OF PERSONAL DATA PROTECTION IN MONTENEGRO IN 2011 Podgorica, March 2012 2011 Report on the state of personal data protection in Montenegro CONTENTS: INTRODUCTION 1. CONCLUSION OF THE PARLIAMENT OF MONTENEGRO ( Official Gazette of Montenegro 28/11) 2. GENERAL LEGAL FRAMEWORK 2.1. Personal data protection 2.2. Harmonisation of legislation 3. PERSONAL DATA PROTECTION AGENCY 3.1. Competences 3.2. Authorities 3.3. Internal organisation and number of employees 3.4. Agency Budget for 2011 3.5. Work Plan 4. TWINNING PROJECT 5. RECORDS OF PERSONAL DATA FILING SYSTEMS 5.1. Delivered personal data filing systems 5.2. Register 6. PUBLIC RELATIONS 6.1. Website 6.2. Facebook 6.3. Electronic and printed media 6.4. Leaflets and forms 6.5. Education 6.6. Cooperation with the NGO sector 6.7. Free access to information 7. INTERNATIONAL COOPERATION 7.1. Visit to the Commissioner of Serbia - Belgrade 7.2. Article 29 Working Party, observer role – Brussels 7.3. Visit to the Commissioner of Albania-Tirana 7.4. Visit to the Directorate for Personal Data Protection of Macedonia - Skopje 7.5. Annual Spring Conference of Data Protection Authorities- Budapest 2 2011 Report on the state of personal data protection in Montenegro 7.6. Visit of the Commissioner of Albania - Podgorica 7.7. Eurodig 2011 Conference- Belgrade 7.8. Visit to the Commissioner of Slovenia- Ljubljana 7.9. Visit to the Data Protection Commissioner of Austria- Vienna 7.10. Meeting of the working group for personal data protection in the telecommunication sector - Berlin 7.11. Visit to the German Personal Data Protection Agency-Berlin 7.12.
    [Show full text]
  • Broj Dokumenta Stavka Izdatka Konto GK Naziv Konta GK Naziv
    IZVJESTAJ O IZVRSENIM PLACANJIMA ZA PERIOD 10.03. - 16.03.2020. GODINE Broj Datum Stavka izdatka Konto GK Naziv konta GK Naziv dobavljaca Placeno Izvor sredstava dokumenta placanja 40031230 41150000000 4115001000 Opstinski prirez PRIREZ NA POREZ PODGORICA 173,37 13.3.2020 BUDGET 40044279 41310000000 4131009000 Ostali rashodi za materijal VOLI TRADE DOO 98,66 16.3.2020 BUDGET 40044501 41350000000 4135001000 Rashodi za tečna goriva PETROL CRNA GORA DOO 249,06 16.3.2020 BUDGET 40044528 41470000000 4147001000 Konsultantske usluge PRIREZ NA POREZ PODGORICA 4,04 16.3.2020 BUDGET 40044522 41910000000 4191001200 Ugovori o djelu-obaveze JEDINSTVENI RACUN POREZA I DOPRIN 16,67 16.3.2020 BUDGET 40044522 41910000000 4191001200 Ugovori o djelu-obaveze JEDINSTVENI RACUN POREZA I DOPRIN 2,41 16.3.2020 BUDGET 40044522 41470000000 4147001000 Konsultantske usluge JEDINSTVENI RACUN POREZA I DOPRIN 7,80 16.3.2020 BUDGET 40044508 41910000000 4191001100 Ugovori o djelu-neto SOCIETE GENERALE MONTENEGRO 400,00 16.3.2020 BUDGET Naziv kor.budžeta Agencija za kontrolu kval.visokog obraz. 952,01 40042576 41460000000 4146009300 Usl arbitara i miritelja CRNOGORSKA KOMERCIJALNA BANKA 20,00 11.3.2020 BUDGET 40042584 41460000000 4146009300 Usl arbitara i miritelja JEDINSTVENI RACUN POREZA I DOPRIN 1,34 11.3.2020 BUDGET 40042586 41460000000 4146009300 Usl arbitara i miritelja PRIREZ NA POREZ PODGORICA 0,20 11.3.2020 BUDGET 40042969 41340000000 4134001000 Rashodi za elektricnu energiju SAVEZ SINDIKATA 304,09 11.3.2020 BUDGET 40033396 41150000000 4115001000 Opstinski prirez
    [Show full text]
  • Godisnji Izvestaj 2009E.Pdf
    K O M E R C I J A L N A B A N K A A D B U D VA AANNNNUUAALL RREEPPOORRTT 22000099 Budva, April 2010 Komercijalna banka ad Budva Annual Report for 2009 Budva, 30 April 2010 ANNUAL REPORT FOR 2009 In accordance with the Law on Banks, the Statute, the Bank’s business policies, as well as International Accounting Standards, we hereby adopt the Annual Report on Operations for 2009, together with the Audit Report on the Financial Statements for 2009, with the expressed external auditor’s opinion and consideration of the key operating indicators for 2009. The Bank’s operations during 2009 can be characterized as very difficult and complex, operating under financial crisis conditions. The effects of the global economic crisis which is gripping the entire world economy were felt in Montenegro in the last quarter of 2008. Increased credit growth during 2007 and the first half of 2008, coupled with unparalleled growth in stock exchange operations, multiplied the effects of the financial crisis in the country. There is a marked reduction in foreign direct investments and an increase in the price of funding sources. This led to a slowdown in economic activity, low liquidity of entities and delays in settling liabilities. The psychological effects of the financial crisis resulted in increased withdrawal of deposits, particularly retail deposits. This impacted the Bank’s liquidity and operation of the banking system as a whole, impacting our Bank’s operations. The effects of the world economic crisis spilled over into 2009 to the real sector, so that the recession, whose effects are felt in the economies of many countries, is also being reflected in the macroeconomic business conditions in Montenegro.
    [Show full text]