Government Relationship Management Knowledge Bank for Government Relationships

Home , Bank of India, MECON (company), MMTC Ltd, Yes Bank

Seervrviccee Exxcecelllleencence Polliiccyy AAddvvocacyocacy Knnowowledggee AAddvissoryory

In our quest to partner with the Government of India’s commitment to the country’s overall progress and development, Select Relationships YES BANK has institutionalized a specialized Government Relationship Management (GRM) group to cater to the banking and advisory requirements of the Central Government, State Governments, Central & State Public Sector Undertakings, Boards and Maharatnas other affiliates. YES BANK remains committed to serving this specialized segment and has adopted a Knowledge Banking approach to deliver innovative, structured and comprehensive financial solutions. GRM at YES BANK, over the past 7.5 years, has built robust relationships with more than 500 entities across the length and Indian Oil Corporation Ltd. NTPC Ltd. breadth of the country including Maharatnas, Navratnas, Miniratnas and Other Apex Institutions. Oil and Natural Gas Corporation Ltd. Steel Authority of India Ltd.

Navratnas Value Proposition

Bharat Heavy Bharat Petroleum Gas Authority of Hindustan Petroleum Mahanagar Telephone National Aluminium Electricals Ltd. Corporation Ltd. India Ltd. Corporation Ltd. Nigam Ltd. Company Ltd. Quality World-class Experience in Knowledge Professionals Client Focused Banking solutions Banking & Driven across the Approach and Service Advisory Space Approach country Excellence Oil India Ltd. Power Finance Power Grid Corporation Rural Electrification The Shipping Corporation Ltd. of India Ltd. Corporation Ltd. Corporation of India Ltd.

Robust relationships Dedicated Knowledge CAs, MBAs with vast Efficient Transaction Developed Leadership in Miniratnas in the banking and Managers with proven Banking, Investment process - for faster Technology delivery, advisory space across capabilities in key Banking and Industry execution Easy-to-use solutions for segments developmental sectors experience Government undertakings and agencies Airports Authority Bridge & Roof Container Corporation Engineering Hindustan Indian Railway Catering & India Trade Promotion of India Co (India) Ltd. of India Ltd. Projects (I) Ltd. Copper Ltd. Tourism Corporation Ltd. Organization

IRCON Mecon Limited MMTC Ltd. MRPL National National Seeds NHPC Ltd. International Ltd. Fertilizers Ltd. Corporation Ltd.

Strategic Advisory Rajasthan Electronics Rashtriya Chemicals RITES Ltd. Security Printing & Minting Telecommunication VALUE ADDED SERVICES SJVN Ltd. & Instruments Ltd. & Fertilizers Ltd. Corporation of India Ltd. Consultants (India) Ltd. Public Private Partnership Working Debt Capital

Capital Facilities Market Central & State Government Undertakings CA/SA

Structured Products Trade Forexand Investment Army Welfare Board of Control for Bharat Oman Central UP Dedicated Freight EDC Ltd. – Goa Entertainment Faculty of Internet Housing Cricket in India Refineries Ltd. Gas Ltd. Corridor Corporation Society of Goa. Management Banking Organisation of India Ltd. Studies, Udaipur

Payment Gateway PRODUCTS OFFERED Corporate Finance Fixed GOVERNMENT Cash Financial Food Corporation RELATIONSHIP MANAGEMENT Forest Development GAIL Gas Ltd. Goa Industrial Goa State Infrastructure Godavari Marathwada Gujarat State Deposits Markets of India Gujarat Narmada Valley Corporation of Development Development Irrigation Development Fertilizers Company Ltd. Fertilizers Central State Maharashtra Corporation Corporation Ltd. Corporation & Chemicals Ltd. Management Services SPSUs, SDCs, SFCs, Municipal Bodies/ Ministries, Maharatnas, Navratnas, Development Authorities, Village Panchayats, Miniratnas, Defence Establishment District Collectorates, TASCs Gujarat State Green GSPC Gas Gujarat State Haryana State Industrial & The Haryana State Haryana Power Haryana Urban Petronet Ltd. Gas Ltd. Company Ltd. Petroleum Infrastructure Development Co-operative Supply & Generation Development FOCUS SEGMENTS Corporation Ltd. Corporation Ltd. Marketing Federation Ltd. Corporation Ltd. Authority

41 42 Knowledge Bank for Government Relationships

Navratnas Value Proposition

IRCON Mecon Limited MMTC Ltd. MRPL National National Seeds NHPC Ltd. International Ltd. Fertilizers Ltd. Corporation Ltd.

Capital Facilities Market Central & State Government Undertakings CA/SA

41 42 Knowledge Bank for Government Relationships

Select Relationships Debt Capital Markets Central & State Government Undertakings NTPC Ltd. LIC Housing Finance Limited Joint Arranger Sole Arranger 2012 R 5 Bn of 10 Year Bond Issue 2011 R 2.00 Bn of 5 Year Bond Issue 2011 R 3 Bn of 10 Year Bond Issue Himachal Pradesh Himachal Pradesh Himachal Pradesh International Aerospace Indian Farmers Fertiliser Infrastructure Housing and Urban Power Manufacturing Private Ltd. Cooperative Ltd. Indian Institute of Indian Institute of Development Board Development Authority Corporation Ltd. Management, Ahmedabad Management, Bangalore

Rural Electrification Corporation Ltd. Joint Arranger Power Grid Corporation 2011 R 39.62 Bn of 3/5/10/15 Year Bond Issue Indian Institute of Indian Institute of Indian Institute of Indian Institute of Indian Institute Indian Railway Indian Renewable Energy Joint Arranger SAIL Development Agency Ltd. 2012 R 1.5 Bn + Greenshoe of 15 Year Bond Issue 2011 R 22.16 Bn of 5 Year Bond Issue Management, Calcutta Management, Lucknow Management, Udaipur Technology, Delhi of Petroleum Finance Corporation Ltd. Joint Arranger 2011 R 19.57 Bn of 4/5/6/7/8/9/10/11/12/13/14/15 Year Bond Issue 2011 R 28.46 Bn of 10 Year Bond Issue 2011 R 30.90 Bn of 5/6/7/8/9/10/11/12/13/14/15/16/17/18/19 Year Bond Issue 2010 R 12.75 Bn of 15 Year Bond Issue 2011 R 4.00 Bn of 10 Year Bond Issue 2011 R 19.95 Bn of 4/5/6/7/8/9/10/11/12/13/14/15 Year Bond Issue 2010 R 20.00 Bn of 15 Year Bond Issue 2010 R 34.88 Bn of 4/5/6/7/8/9/10/11/12/13/14/15 Year Bond Issue 2010 R 21.20 Bn of 10 Year Bond Issue 2010 R 11.00 Bn of 10 Year Bond Issue Indraprastha Institute of Insurance Insurance Regulatory Jaipur Development Jaipur Metro Rail Karnataka State Gas Ltd. Indian Potash Ltd. and Risk Management Development Authority Authority Corporation Ltd Financial Corporation

Capital Market Services

Kerala State Industrial Kolkata Metro Rail Konkan Railway Krishak Bharti KRIBHCO Shyam Mahanagar Maharashtra State Road Maha Tamil Development Corporation Corporation Ltd Corporation Ltd. Co-operative Ltd. Fertilizers Ltd. Gas Ltd. Transport Corporation Ltd Collieries Ltd. § Ranked No. 1 by Prime Database in the 'Private Issuers Category' of the Arrangers league tables for the period 1st April, 2011 till date § Ranked No. 8 by Prime Database in the 'All Issuers Category'' of the Arrangers league tables for the period 1st April, 2011 till date MSRDC Mumbai Metropolitan Region Mumbai Railway Vikas Municipal Corporation National Film Development National Building Construction National Capital New Delhi Development Authority Corporation Ltd. - Chandigarh Corporation Ltd Corporation Ltd. Region Planning Board Municipal Council § Ranked No. 7 by Bloomberg in the India Domestic Bonds Underwriting League Tables for CY2011 § Ranked No. 4 by Dealogic in the India Domestic Bonds League Tables for CY2011 § Ranked No. 6 by Thompson Reuters in the India Rupee Bonds Leagues Tables for CY2011 Nuclear Power ONGC Orissa Power Generation Prime Minister's PTC Punjab Infrastructure The Punjab State Punjab Urban & Planning Railtel Corporation Corporation of India Ltd. Videsh Ltd. Corporation Ltd National Relief Fund India Ltd. Development Board Co-operative Supply and Development Authority Ltd. Marketing Federation Ltd.

Airports Authority Container Corporation Gujarat State Gujarat Mineral Development of India of India Ltd. Petronet Ltd. Corporation Ltd. Rail Vikas Rajasthan State Seeds Rajasthan State Industrial Development Reserve Bank Of India Emp Sabarmati Tamil Nadu Urban Tamil Nadu News Tata Power Delhi Nigam Ltd. Corporation Ltd. & Investment Corporation Ltd. Co Society Ltd, Nagpur Gas Ltd. Development Fund Print and Paper Ltd. Distribution Ltd.

GSPC Gas Indian Railway Catering & Indraprastha MMTC MOIL The Cotton Corporation The Institute of Company University Vidharbha Irrigation West Bengal Industrial West Bengal Infrastructure Company Ltd. Tourism Corporation Ltd. Gas Ltd. Ltd. India Ltd. of India Ltd Secretaries of India of Rajasthan Development Corporation Development Corporation Ltd. Development Finance Corporation Ltd

Debt Capital Markets Oil and Natural National NHPC NMDC NTPC Gas Corporation Oil India Power Finance Corporation Limited Fertilizers Ltd. Ltd. Ltd. Ltd. Ltd. Joint Arranger Ltd. Airports Authority of India HUDCO 2012 R 1.5 Bn + Greenshoe of 3 Year Bond Issue Joint Arranger Joint Arranger 2012 R 1.5 Bn + Greenshoe of 3/5/7/11Year Bond Issue 2011 R 2.15 Bn of 5 Year Bond Issue 2011 R 2.53 Bn of 5 Year Bond Issue 2011 R 9.99 Bn of 10 Year Bond Issue 2011 R 3.00 Bn of 10 Year Bond Issue 2011 R 10/15 Year Tax Free Bond Issue 2011 R 30.00 Bn of 10/15 Year Bond Issue 2011 R 16.93 Bn of 10 Year Bond Issue 2011 R 30.00 Bn of 3/5/10 Year Bond Issue Power Grid PTC India Rural Rajasthan Power Finance 2011 R 36.51 Bn of 5/15 Year Bond Issue Corporation Financial Electrification State Seeds Corporation Ltd. 2011 R 5.43 Bn of 10/15 Year Tax free Bond Issue of India Ltd. Services Ltd Corporation Ltd. Corporation Ltd. Indian Railway Finance Corporation Ltd. 2011 R 4.23 Bn of 10/15 Year Tax free Bond Issue Joint Arranger 2011 R 11.38 Bn of 5 Year with 18 month P/C Bond Issue NHPC Ltd. 2011 R 16.40 Bn of 10/15/20 Year Bond Issue 2011 R 49.85 Bn of 3/5/7 Year Bond Issue Joint Arranger 2011 R 12.45 Bn of 10 Year Bond Issue 2010 R 15.71 Bn of 3/5 Year Bond Issue 2012 – R 12.48 Bn of 15 year 2010 R 42.00 Bn of 5/10/15 Year Bond Issue 2011 R 10.75 Bn of 15 Year Bond Issue Bond Issue 2010 R 26.70 Bn of 5/10/15/20 Year Bond Issue The Shipping 2011 R 7.31 Bn of 10/15 Year Tax free Bond Issue 2010 R 15.16 Bn of 10 Year Bond Issue Sabarmati Steel Authority Telecommunication SJVN Ltd. Corporation of India Ltd. 2010 R 13.13 Bn of 5/7/10 Year Tax free Bond Issue 2010 R 13.63 Bn of 7/10 Year Bond Issue Gas Ltd. of India Ltd. Consultants of India Ltd. 2010 R 11.00 Bn of 2/3 Year Bond Issue

43 4 Knowledge Bank for Government Relationships

Capital Market Services

43 4 Knowledge Bank for Government Relationships

Knowledge Advisory Knowledge Advisory

YES BANK - KNOWLEDGE DRIVEN APPROACH Select Relationships At YES BANK, Knowledge Banking is one of our key pillars, through which we focus on key sectors which are driving the growth of the Indian economy. As part of this development philosophy, YES BANK continues to play a key role in the Planning Commission Department of Tourism, Government of Tamilnadu development of 'Future Businesses of India' by providing thought leadership and innovative financial products and solutions. § Group Member for Agriculture Marketing Infrastructure & Policy for XI five year plan Transaction Advisors for setting up “Miniature Tamilnadu” § Sub – group member on MIS, IT & HRD in Agriculture, Agricultural Exports for XI five year plan on the outskirts of Chennai § Member Technical advisory committee for secondary agriculture Strategic Initiatives, Government and Advisory (SIGA)

§ Specialized division that focuses on supporting socio-economic development and equitable growth as a part of YES BANK's Development & Knowledge Banking approach § Works through strategic & advisory engagements with Union and State Governments and their agencies Department of Agricultural Govt. of Andhra Pradesh Govt. of Gujarat Govt. of Rajasthan Marketing, Govt. of West Bengal Strategy formulation for MoU for Development of Transaction Advisors for Market § Two pronged focus on identified 'sunrise sectors' such as Food & Agri, Tourism, Infrastructure, among others as also on realizing Preparation of “Agricultural modernization of existing Modern Fruits and Vegetables Assessment and Revaluation of Marketing – Vision 2011” document APMCs Market in Surat, Gujarat select RTDC properties investment potential of States § Synergising relationships with Bilateral & Multilateral Agencies, Educational Institutions, Corporate Partners, and other stakeholders in development § SIGA's initiatives are strengthened by its capabilities as the 'think -tank' and the knowledge pool of YES BANK Govt. of Scotland § Govt. of Punjab Developing 'Knowledge Reports' to offer visionary perspectives, document successful interventions and highlight investment potential Govt. of M.P. Appointed Country Managers for Cooperative Tourism Development Consultants to Punjab Heritage and Tourism across states and sectors, and thought leadership Transaction Advisors for Project to be implemented in the state of Uttarakhand and West Bengal Promotion Board for preparation of DPR for PPP initiatives in Tourism through the International Development Fund for South Asia in partnership promoting Ludhiana as a Tourist Destination § Focus on policy advocacy, developmental initiatives within sunrise sectors, conceptualizing sustainable knowledge based projects and with Queen Margaret University & Dunira Strategy, Edinburgh attracting investments through Public Private Partnerships (PPP) § Strategic engagements with other business groups within the Bank towards business development and deepening engagement

Department of Tourism National Institute of Smart Infrastructure Development Government of Tamilnadu - Transaction Government, Hyderabad – Department, Government of Karnataka Advisors for Setting up “Miniature Empanelled as Consultants for - Empanelled for Transaction Advisory Tamilnadu” on the outskirts of Chennai e-Governance projects Projects for PPP Projects Select Relationships

APEDA APEDA APEDA, Ministry Department of Department of Department of Advised on Restructuring of of Commerce Biotechnology Biotechnology Biotechnology Govt. of M.P. HAFED Govt. of Maharashtra Govt. of Punjab Streamlining of APEDA to conform Advisors on Fast Feasibility of Bio- Group member for Government of Karnataka Commercialization “Principal Preparation of Consultants for selection of Consultant for selection of procedures for to the proposed track development tech park in drafting National Biotech Empanelled for Transaction of TERI Micro Advisors” for vision and private enterprises for private enterprises for setting agricultural exports APEDA Amendment of AEZs through Lucknow Policy on Agribusiness & Advisory services for PPP Propogation Park tourism PPP comprehensive setting up of Modern up of Modern Terminal Bill 2007 PPP in India Biotech Parks projects initiatives business plan Terminal Markets in Mumbai Market Complexes in Punjab

Interstate Council Secretariat, Ministry of Agriculture, Govt. of India National Agriculture Innovation Ministry of Food Ministry of Home Affairs, Govt. Project I & IV Govt. of U.T of Chandigarh Govt. of West Bengal Govt. of West Bengal National Institute of Smart National Consultant to develop the Processing Industries of India framework for selection of private Co-principal investigators along with Consultants for selection of private Investment Strategy Theme Paper-“YES State annual plan on Agriculture & Government (NISG), Hyderabad Evaluation of Vision Developing framework & guidelines enterprises to set up Modern Terminal National Council of Agri Economics & Policy enterprises for setting up of Modern BENGAL: New Era of Economic allied sectors 2008-09 – “Growing Empanelled as consultants for e- Document for Eco Tourism certification in India Market Complexes Research in the World Bank funded project. Terminal Markets in Chandigarh Development - Destination West Bengal” Beyond Four Percent” Governance projects

National Institute of Agricultural Marketing (NIAM) NIAM & Govt. of Orissa Department of Tourism, Government of Rajasthan Tourism SIDCUL Developing operational & ownership model of Modern Terminal Preparation of Detailed Project Reports for Modern Terminal Market - Andhra Pradesh - Empanelled as a Management Development Corporation Govt. of Uttaranchal Markets Cuttack & Berhampur Consultant for PPP Projects/Advisory in Tourism Transaction Advisors for Market Developed a Floriculture NIAM & Govt. of Rajasthan NIAM & Govt. of Rajasthan Sector with Department of Tourism, Govt. of Assessment and Revaluation of Project on a Public Private Feasibility study for setting up of Modern Terminal Markets at Jaipur Strategy for Development of regulated agricultural markets in the State Andhra Pradesh select RTDC properties Partnership Framework

45 46 Knowledge Bank for Government Relationships

Knowledge Advisory Knowledge Advisory

45 46 Knowledge Bank for Government Relationships

Strategic Initiatives - YES-Vijay Salary Programme

The Transaction Banking Group at YES BANK is a core product group focused on “Financial Supply Chain Management” of Corporates and offers services under the YES Transact Product Suite. 'YES Transact' consists of three specialized product domains namely: § Cash Management Solutions Ÿ Superior and secure Corporate Net Banking platform with features like Two Factor Authentication at the time of login, Beneficiary Library, IFS code Library for RTGS and NEFT transactions, Comprehensive Authorization Matrix, Bulk Uploads etc. Ÿ Convenient payment facility for direct/indirect taxes § Capital Markets & Escrow Account Services Ÿ Specialized Escrow Collection/Refund Management for Public Issues of equity, bonds, debentures, public deposits Ÿ End-to-end Payout Management for dividends & interest servicing of debt instruments § Trade Finance & Services Ÿ Product suite to cater to Trade Finance banking needs of your organization Ÿ Dedicated trade desk of experienced professionals to facilitate local coordination, transaction, structuring & trade advisory Ÿ Global footprint by leveraging 3000+ strategic international & domestic correspondent bank Tie-ups Ÿ Real time Debit & Credit advises on Trade transactions Ÿ Industry Benchmarked & ISO Certified systems & Processes Transaction Banking Services at YES BANK have expanded the scope of customer service from transaction execution to An Exclusive Customized Offering for Defense Personnel information facilitation, serving the core objective of optimum management of all operational, administrative and regulatory activities. § Lifetime Unique Zero Balance Savings Account § Anywhere Banking at all branches on an online real-time basis § Usage of YES BANK ATM network free of charge Integrated Financial Supply Chain Solutions § Usage of other banks ATM network free of charge - subject to RBI regulations as applicable from time to time. Special offer for Indian Armed Forces – Unlimited free transactions at all other bank ATMs (Domestic) Manufacturing § Free Personal Accident Death Cover of Rs.5,00,000* for all personnel

§ Free Shopping-cum-ATM Card § Tax Payments Raw Materials § Escrow Arrangements Ÿ International Silver Debit Card for Personnel Below Officer Rank (PBOR) with Zero Lost Card liability, Purchase Protection, Sales petrol surcharge waiver § Export Credit/ Collections § Vendor Payments § Bank Guarantee Ÿ International Gold Debit Card for Officers with Free International ATM withdrawals, Zero Lost Card liability, Purchase § Reimbursement Cards § Salary Payments § Export LC advising Protection, Petrol Surcharge waiver § Dealer Network Cash Management § Import LC/ Local LC/ Trade Credits § Bill Discounting Ÿ Special offers on Debit Cards from time to time § Outward Remittances § Inward Remittances § Free Supplementary Shopping-cum-ATM Card for Joint Account holders § Vendor Financing § Free Additional Debit Card for single account holders § Waiver of Merchant Service Fee (MSF) for transactions on YES BANK POS Terminals installed at CSD canteens § Personal Loans & Salary Overdraft & Education Loans* at concessional rates and processing fees Fund Raising Account Receivables § Instant credit up to Rs. 20,000 of outstation cheque(s) drawn on YES BANK § Capital Account Remittances § Dealer Financing § Free Facility for setting up of Standing Instructions § FEMA/FDI/ECB Advisory § Cash & Cheque Collections § Free Financial Advisory Service, wherever the bank has such facility § Banker to Issue Services Cash & Bank Balances § Electronic Collections § Wealth Advisory Services - A dedicated wealth advisor, who will be a one point of contact for all financial services needs including § Payment Gateway banking, investments and insurance and many more § Liquidity Management – Account Structures § Zero Balance NRO Accounts (if applicable) for Personnel on International Assignments with special pricing on remittance rates § Dividend Payout § Personnel can continue to enjoy these benefits post retirement too § Vostro Accounts * conditions apply 47 48 Knowledge Bank for Government Relationships

Strategic Initiatives - YES-Vijay Salary Programme

YES BANK, India's fourth largest private sector Bank, is the Knowledge Driven Approach: Comprehensive Financial Solutions Customised mix of Corporate Finance, Treasury Integration, outcome of the professional & entrepreneurial Transaction Banking & Risk Management commitment of its Promoter & Founder, Dr. Rana Kapoor

Pharma & Specialty and his top management team, to establish a high quality, Energy Chemicals customer centric, service driven, private Indian Bank Minerals, Metals Food & Agri & Mining Lending catering to the 'Future Businesses' of India. YES BANK has Equity Capital Healthcare & Syndication Retailing Markets adopted international best practices, the highest standards Life Sciences Launch of YES BANK’s West Bengal and North East Launch of YES BANK’s NCR branch by of service quality and operational excellence, and offers Structured Operations by Shri Pranab Mukherjee, Smt. Sheila Dikshit, Transaction Finance Textiles & Banking Hon. Union Finance Minister of India Hon. Chief Minister for NCT of Delhi comprehensive banking and financial solutions to all its Infrastructure Client Focus Apparel Approach valued customers. YES BANK is steadily evolving as the Real Estate & Financial Information Professionals' Bank of India with the long term mission of Construction Retail Markets Technology Banking “Building the Best Quality Bank of the World in India”. Wealth Gems & Manufacturing Advisory Jewellery Management & Engineering Services Media & Entertainment Logistics Financial Telecom Services

At YES BANK, we provide knowledge driven Banking solutions. Our Knowledge Bankers are industry experts who offer invaluable and in-depth insights for your business.

Strong National Footprint Recent Awards and Recognitions Launch of YES BANK’s Dalhousie branch by Launch of YES BANK’s Haryana branch by Dr. Amit Mitra, Hon’ble Finance Minister for Shri Bhupinder Singh Hooda, Hon. Chief Minister, West Bengal Govt. of Haryana

§ Lower Tier II bonds Maiden Programme assigned LAA International and CARE AA § Upper Tier II bond issue Investment Grade assigned LAA- and CARE rating Baa3 long AA- NEPAL term § A1+ rating for the INR 75 BHUTAN bn Certificate of Deposit 2011 programme § A1+ rating for Short Term BANGLADESH Fixed Deposit Programme

§ Adjudged the Fastest § Awarded Fastest Growing Pan-India Network Growing & Strongest Large Bank (balance sheet Bank (balance sheet > >30,000 cr) - 2011, 2010 § Over 375 YBL Branches pan 50,000 cr), 2011 India across 225 locations § Awarded India’s Best, § Awarded Fastest Growing § 900 branches by Mar 2015 Fastest & Strongest mid- Bank (balance sheet sized Bank - 2010 § <30,000 cr) - 2009 650+ ATMs § Awarded India’s Best mid- India's Best Banks : A § 2,000 ATMs by Mar 2015 sized Bank - 2009 & 2008 Launch of YES BANK’s Guwahati branch by H.E. Launchof YES BANK’s Uttarakhand branch by BusinessWorld - PwC Survey § 2 National Operating Centres Business Today - KPMG Best Shri J. B. Patnaik, Hon’ble Governor of Assam Shri Ramesh Pokriyal, Hon'ble Chief Minister of Banks Annual Survey in Mumbai & Gurgaon Uttarakhand

49 About YES BANK

At YES BANK, we provide knowledge driven Banking solutions. Our Knowledge Bankers are industry experts who offer invaluable and in-depth insights for your business.

§ Lower Tier II bonds Maiden Programme assigned LAA International and CARE AA § Upper Tier II bond issue Investment Grade assigned LAA- and CARE rating Baa3 long AA- term § A1+ rating for the INR 75 bn Certificate of Deposit 2011 programme § A1+ rating for Short Term Fixed Deposit Programme

49 Shri Pranab Mukherjee, Honourable Finance Minister, Shri Anand Sharma, Union Cabinet Minister of Commerce Shri Pranab Mukherjee, Honourable Finance Minister, Dr. M. Veerappa Moily, Minister of Corporate Affairs, Government of India was Chief Guest, and Dr. Montek & Industry and Textiles, Government of India was the Chief Government of India was Chief Guest, and Dr. M. Veerappa Government of India presided over the YES BANK National Singh Ahluwalia, Deputy Chairman, Planning Commission, Guest at the YES BANK – Business Today Best SME Moily, Minister of Corporate Affairs, Government of India, CFO Forum – New Delhi Chapter. was the Guest of Honour at the YES BANK – Business Awards 2009 in New Delhi was the Guest of Honour at the YES BANK – Business Today Best CFO Awards 2011 in New Delhi Today Best CFO Awards 2012 in New Delhi

Shri Kamal Nath, Union Cabinet Minister of Urban Dr. K C Chakrabarty, Deputy Governor, Reserve Bank of Dr. Subir Gokarn, Deputy Governor, Reserve Bank of India Honorable Prof. K.V. Thomas, Minister of State Development, Government of India was the Chief Guest at India inaugurated the 1st YES BANK -AfDB Summit 2012 addressed the FT-YES BANK International Banking Summit (Independent Charge), Ministry for Consumer Affairs, Food the YES BANK – Business Today Best SME Awards 2010 in on Mobile Payments in Mumbai 2012 in Mumbai & Public Distribution, Government of India was Chief New Delhi Guest at the YES BANK-Hindu Business Line Food & Agri Conclave 2012 in New Delhi

Honorable Union Minister Shri Virbhadra Singh, Ministry Dr. M Veerappa Moily, Honorable Union Minister for Shri Ashok Sinha, Honourable Secretary, Ministry of Food of Micro, Small and Medium Enterprises, Government of Corporate Affairs, Government of India was the Chief Processing Industries, Government of India was Chief India was the Chief Guest at the YES BANK – Business Guest at YES BANK – IICA National CSR Conclave, June Guest at the YES BANK – Hindu Business Line Food & Agri Today Best SME Awards 2011 in New Delhi 2012 in Mumbai. Conclave 2011 in New Delhi Shri Pranab Mukherjee, Honourable Finance Minister, Shri Anand Sharma, Union Cabinet Minister of Commerce Shri Pranab Mukherjee, Honourable Finance Minister, Dr. M. Veerappa Moily, Minister of Corporate Affairs, Government of India was Chief Guest, and Dr. Montek & Industry and Textiles, Government of India was the Chief Government of India was Chief Guest, and Dr. M. Veerappa Government of India presided over the YES BANK National Singh Ahluwalia, Deputy Chairman, Planning Commission, Guest at the YES BANK – Business Today Best SME Moily, Minister of Corporate Affairs, Government of India, CFO Forum – New Delhi Chapter. was the Guest of Honour at the YES BANK – Business Awards 2009 in New Delhi was the Guest of Honour at the YES BANK – Business Today Best CFO Awards 2011 in New Delhi Today Best CFO Awards 2012 in New Delhi

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Since inception in 2004, YES BANK has created a new paradigm in Indian Banking, through continuous Innovation and Excellence. As a full-service commercial and retail Bank, we dedicate ourselves towards delivering the Finest Banking Experience in India.

Over 375 Branches Pan India | 650+ ATMs | 2 National Operating Centres Corporate and Registered Office: Nehru Centre, 9th Floor, Discovery of India, Dr. A.B. Road, Worli, Mumbai- 400018. India. www.yesbank.in For any queries, please contact: [email protected], +91 22 6669 9000, +91 22 6656 9000