December 2019

COVER PAGE INDEX Content Category No.

From the Managing Director’s Desk 04 ...... Market Overview 05 ...... From the CMO’s Desk 07 ...... Snapshot of Equity Funds & Other Categories 08 ...... SBI Blue Chip Fund Equity - Large Cap 11 ...... SBI Magnum Equity ESG Fund (Previously known as SBI Magnum Equity Fund) Equity - Thematic Fund 12 ...... SBI Magnum Multicap Fund Equity - Multi Cap Fund 13 ...... SBI Contra Fund Equity - Contra Fund 14 SBI Large & Midcap Fund (Previously known as SBI Magnum Multiplier Fund) Equity - Large & Mid Cap Fund 15 ...... SBI Focused Equity Fund (Previously known as SBI Emerging Businesses Fund) Equity - Focused Fund 16 ...... SBI Magnum MidCap Fund Equity - Mid Cap Fund 17 ...... SBI Magnum Global Fund Equity - Thematic Fund 18 ...... SBI Small Cap Fund (Previously known as SBI Small & Midcap Fund) Equity - Small Cap Fund 19 ...... SBI Magnum Taxgain Scheme Equity - ELSS 20 ...... SBI Healthcare Opportunities Fund (Previously known as SBI Pharma Fund) Equity - Sectoral Fund 21 ...... SBI Banking And Financial Services Fund Equity - Sectoral Fund 22 ...... SBI PSU Fund Equity - Sectoral Fund 23 ...... SBI Magnum Comma Fund Equity - Sectoral Fund 24 ...... SBI Infrastructure Fund Equity - Sectoral Fund 25 ...... SBI Consumption Opportunities Fund (Previously known as SBI FMCG Fund) Equity - Thematic 26 ...... SBI Technology Opportunities Fund (Previously known as SBI IT Fund) Equity - Sectoral Fund 27 ...... SBI Equity Minimum Variance Fund Equity - Thematic 28 ...... SBI Gold Fund Fund of Fund 29 ...... SBI Nifty Index Fund Index Fund 30 ...... Snapshot of Hybrid Funds & Solution Oriented Scheme 31 ...... SBI Equity Hybrid Fund (Previously known as SBI Magnum Balanced Fund) Hybrid - Aggressive Hybrid Fund 32 ...... SBI Dynamic Asset Allocation Fund Hybrid - Dynamic Asset Allocation Fund 33 ...... SBI Debt Hybrid Fund (Previously known as SBI Magnum Monthly Income Plan) Hybrid - Conservative Hybrid Fund 34 ...... SBI Multi Asset Allocation Fund (Previously known as SBI Magnum Monthly Income Plan - Floater) Hybrid - Multi Asset Allocation Fund 35 INDEX Content Category No.

SBI Magnum Children’s Benefit Fund (Previously known as SBI Magnum Children’s Benefit Plan) Solutions Oriented Scheme - Children’s Fund 36 ...... SBI Equity Savings Fund Hybrid - Equity Savings Fund 37 ...... SBI Arbitrage Opportunities Fund Hybrid - Arbitrage Fund 38 ...... Snapshot of Debt Funds & Other Categories 40 ...... SBI Magnum Gilt Fund (Previously known as SBI Magnum Gilt Fund - Long Term Plan) Debt - Gilt Fund 41 ...... SBI Magnum Income Fund Debt - Medium To Long Duration Fund 42 ...... SBI Dynamic Bond Fund Debt - Dynamic Bond Fund 43 ...... SBI Corporate Bond Fund Debt - Corporate Bond Fund 44 ...... SBI Credit Risk Fund (Previously known as SBI Corporate Bond Fund) Debt - Credit Risk Fund 45 ...... SBI Magnum Medium Duration Fund (Previously known as SBI Regular Savings Fund) Debt - Medium Duration Fund 46 ...... SBI Short Term Debt Fund Debt - Short Duration Fund 47 ...... SBI Magnum Constant Maturity Fund (Previously known as SBI Magnum Gilt Fund - Short Term Plan) Debt - Gilt Fund With 10 Year Constant Duration 48 ...... SBI Magnum Low Duration Fund (Previously known as SBI Ultra Short Term Debt Fund) Debt - Low Duration Fund 49 ...... SBI Savings Fund Debt - Money Market Fund 50 ...... SBI Banking and PSU Fund (Previously known as SBI Treasury Advantage Fund) Debt - Banking And PSU Fund 51 ...... SBI Liquid Fund (Previously known as SBI Premier Liquid Fund) Debt - Liquid Fund 52 ...... SBI Magnum Ultra Short Duration Fund (Previously known as SBI Magnum InstaCash Fund) Debt - Ultra Short Duration Fund 53 ...... SBI Overnight Fund (Previously known as SBI Magnum InstaCash Fund - Liquid Floater) Debt - Overnight Fund 54 ...... Comparative Performance for all Schemes 55 ...... Systematic Investment Plan (SIP) 61 ...... Total Expense Ratios 64 ...... Dividend History Of Debt & Hybrid Funds 65 ...... Disclaimer 68 ...... SBI Funds Management Pvt Ltd Branches 69 ...... How to read the Factsheet 70 From the Managing Director’s Desk

Ashwani Bhatia MD & CEO

Dear Investors,

The year 2019 has been good for the mutual fund industry. The industry AUM as of November 2019 has touched` 26.9 lakh crore, up 14% from ` 23.6 lakh crore seen at the beginning of the year.

The rise in the AUM is a function of the market performance as well as the faith put in by investors in the industry. That mutual funds have now become a part of the investor lexicon is a tribute to the efforts of AMFI’s successful campaign ‘Mutual Fund Sahi Hai’ and other investor education initiatives by the industry players.

Protecting investor interests has always been the main concern for the industry, and this year, it took precedence considering the credit crisis that rocked the NBFC sector in 2018. Market regulator SEBI introduced several new regulations with respect to the valuations of debt instruments, the concept of side pocketing, introduction of exit load for liquid funds, among others, to protect investor interests.

As the industry expands its reach and awareness to cities and towns beyond the top 30, it has become that much more imperative for the industry to create a safer investment ecosystem. Higher investor participation is not only necessary for the industry to grow but is also essential for the overall growth and stability of the capital markets. An increase in domestic investor participation will help reduce dependence on foreign flows.

Further, increasing awareness will also lessen investor concentration in a few fund categories or asset classes. For instance, the fixed income category of liquid and money market funds, which can be used for short-term parking and liquidity management, is still largely unexplored by retail participants. Portfolio diversification is the basic tenet of good financial planning and we have been working towards making this concept easier for investors to understand.

Despite constant flow of information on benefits of long-term investing, investors still get hassled by all the noises around short-term concerns in the market. What investors miss out on during periods of uncertainty is the long-term growth potential that such an opportunity presents. Investors who stayed invested and took advantage of the market lows, are the ones best positioned to make the most of the long-term market up-move.

Before I end, I would like to emphasize on the importance of long-term investing and staying committed to your goals. At present, despite the lackluster growth in the economy, markets have started picking up as they always discount the future and perhaps, think that the worse is behind us. Factoring only positive news from here onwards, market moves in the next few months should be interesting.

Hence, stay invested and welcome the new year with a new perspective on investing.

Warm Regards,

Ashwani Bhatia

Managing Director & CEO

DataSourceasonNovember-end,2019;Source:AMFI 04 Market Overview

Navneet Munot ED & CIO

Even as we have stayed positive on Indian markets over the past few months, we have repeatedly highlighted stress in the financial sector as the key risk for markets as well as the real economy. And on that front, recent developments provide some glimmer of hope. First, the Supreme court ruling in the Essar Steel case upheld the primacy of secured financial creditors over unsecured financial and operational creditors on distribution of proceeds. This should go a long way in expediting the resolution of stressed assets under the Insolvency and Bankruptcy code (IBC). Further, the government notified rules under section 227 of the IBC providing for insolvency proceedings of financial institutions which so far were outside the purview of the process. The RBI acted swiftly subsequently and superseded a stressed NBFC’s board. This should pave way for orderly resolution of stressed entities in the NBFC space. The government announcement of a` 25,000 cr fund for stalled real estate projects is a good move. Stress in the telecom sector seems to have peaked with the government giving comfort to all incumbents and following it up by deferring spectrum payments for FY21 and FY22. At the same time, all three private players in the sector announced the intent to hike tariffs thus raising prospects of improved financial health going forward. Resolution of promoter leverage at one of the larger media groups is another unrelated development but in the same direction. Overall, while the recent moves are in the right direction, a lot more needs to be done to rebuild confidence. The recent equity market upmove is partly hinged on expectations of continuing policy support and in part driven by global factors. The global macro environment has turned for the better. While economic data isn’t deteriorating further, policy response stays more than accommodating thus leading to a happy situation for financial markets. Majority of central banks have resorted to monetary accommodation following a period of weak growth. The US Fed has not just stopped quantitative tightening but has in fact been expanding its balance sheet for the past three months. Fiscal policy is coming to aid too with the European Union as well as most Emerging Economies running expansionary budgets. Fiscal policy will play an even bigger role going ahead and complement effort on the monetary policy front, in our view- this a point we had discussed in detail last month. Consequently, financial markets appear to now price in a global reflation. The US yield curve which was inverted till August-end is steep again thus allaying concerns of an impending recession. The amount of negative yielding debt which had peaked at US$17 trillion in August-end has since receded to about US$12.3 trillion as at November end. While safe havens such as Gold and US Dollar have gone sideways, risk assets such as emerging market equities and commodities are inching higher. Amidst this global backdrop, India is witnessing strong FDI and FPI inflows. A global reflation should further help the real economy through trade and export linkages. Therefore, even as near-term growth continues to be weak, and the most recent GDP print of 4.5% for 2QFY20 is dismal to say the least, environment appears to be turning conducive for the economy to pick up at the margin. In this context, the much discussed disconnect between the state of the economy today and the stock market performance while not misplaced, should not be too worrying given markets in general tend to be forward looking. In fact, when the broader markets had peaked in Jan-2018, the economic prints were still running strong. Yet liquidity was getting tighter, both locally and globally, what with the US Fed having begun quantitative tightening in late 2017. This eventually started manifesting in weak economic growth numbers at least a couple of quarters later. The other worry for investors is on headline index valuations with the price to earnings ratio of the Nifty on

05 trailing earnings at dizzying highs. However, one needs to factor in that current earnings may not be the correct representation of corporate performance from a longer-term standpoint given that corporate profitability is severely depressed currently. Corporate profits as a proportion of GDP has dipped closer to 2% from a peak of over 7% in FY08 based on a sample of 20,000 listed and unlisted companies. The nominal GDP growth itself is running in single digits now versus mid-teens in the FY06-FY08 period. As a result, Sensex earnings have grown at an abysmal 5.4% CAGR over FY08-FY19 versus 14.8% from FY92 to FY08. Any reversion in economic growth and profits to GDP ratio would lead to a significant uptick in earnings. An analysis of corporate India’s earnings recession suggests that over the past decade employee costs and other expenses as proportion of sales have risen, while the benefit of fall in raw materials hasn’t fully reflected in margins. While this can be thought of as negative operating leverage, interest burden and tax burden have risen too. Going forward, lower tax burden (due to recent tax cuts) and lower interest rates should directly aid profitability. In addition, better rate transmission, on the back of ample liquidity and improved confidence amongst financial sector participants, should lead to an aggregate demand uptick which will boost toplines, as well as margins through positive operating leverage. Additionally, some sectors that had been contributing to large pools of losses appear to be on the mend now, corporate banks and telecom being the largest two. The worst appears to be over for corporate banks on recognition as well as provision for stressed assets. Resolution may improve on the back of recent developments on the IBC front- SC judgment upholding seniority of secured financial creditors and inclusion of NBFCs under IBC. Normalization in credit costs can swing large losses to significant profits possibly. Telecom is another large sector that has been in the red given regulatory and competitive pressures. However, recent developments such as a potential end to tariff woes and potential government support for the sector may bring about an inflection in its fortunes. All signs therefore suggest we could be at the cusp of a new earnings cycle. However, the strength and longevity of the cycle will depend on our ability to push structural reform. Following up on corporate tax cuts, the Union Cabinet recently approved The Industrial Relations Code Bill, 2019 which allows for greater flexibility to government on the threshold requirement for retrenchment and enables companies to hire workers on fixed-term contracts of any duration. Reforms on land and labour along with continued thrust on lowering cost of capital are essential for reviving investments. While labour is cheap in India, we need to focus on reskilling and education to ensure better labour productivity, while fostering innovation. Importantly, we need judicial and administrative reforms that ensure that sanctity of the contract is upheld, and speedy dispute resolution if needed. A new earnings cycle should lead to broad basing of profit growth which in turn should improve the breadth of market performance. This is especially relevant as safe havens such as quality stocks and large caps trade at hefty premiums to the rest of the market today. Early signs point to a change in market undercurrent- ‘value’ stocks have significantly outperformed ‘quality’ over the past two months. Similarly, Nifty Midcap 100 has outperformed the Nifty with the two indices delivering 7.5% and 5.1% respectively over the past two months; however, this breadth improvement is yet to percolate lower towards small caps with the Nifty Smallcap 100 trailing with 4% returns over this period. We expect RBI to cut policy rates by at least 25 bps on 5th December. More importantly, they should specifically target the term premium and credit spreads. Something like an ‘’Operations Twist’’ (buying long dated, selling short dated bonds) to bring down term premiums and easier refinancing window to target credit spreads alongwith ample liquidity will lead to stronger transmission and kickstart credit growth. While monetary accommodation is a necessary condition, strong policy action and seamless execution by the government are critical for reviving economic growth. Policy makers’ intent gives us confidence; we hope that recent data points will pave the way for speedy, bold and creative action. This should lead to further broad- basing of equity market performance, and shrinking term and credit spreads. Navneet Munot, Executive Director & CIO – SBI Funds Management Private Limited 06 From the CMO’s Desk

D.P. Singh ED & CMO (Domestic Business)

Dear Friends, This has been a mixed month of market highs and nervousness with the equity indices touching all- time highs and redemptions in the mutual fund industry on the higher side as well. I attribute it to profit-booking by some investors while those investing for goals have stuck to their SIPs as mutual funds received its lowest net inflows in over 3 years, of around` 1,300 crore in equity schemes, while inflows through SIPs were around` 8,273 crore. As I mentioned earlier, India has been one of the economies where the year has been one of paradoxes with a lot of news bytes being dedicated towards the economy, elections, rains and domestic/geopolitical news while equity markets are touching new highs. For those investors looking to generate reasonable returns over time, diversification and asset allocation remain key, keeping in mind your goals. Mutual Funds are the only investment option which allow movement between asset classes (equity, debt and gold) seamlessly. This is where the role of a financial adviser is important where they can help investors understand the fundamentals of their finances and guide them on how planning right can help them. Today, there has been a remarkable change in how we live and work with new products and services emerging to improve our lives. As a fund house, our aim is to engage with our distribution partners more meaningfully and supporting their efforts to reach out to potential investors effectively and the purpose of helping them create wealth. Technology has made investing easy and investor awareness efforts by the industry is creating newer markets and newer audiences for mutual funds. The millennials are getting more convinced and are fast turning to mutual funds as their go to choice for long term wealth creation, leaving behind traditional investment options. Our goal as a fund house has been to drive these behaviour habits by making people ask questions. Are they saving enough? Are they channelizing their saving into the right investments? Do they have equity in their portfolio, an asset class which has historically delivered better inflation-adjusted returns in the long term? Do they invest with an eye on tax-efficiency? Are they ready for retirement? More often than not, questions like these are needed to make a country of savers into smart savers and smarter investors. Lastly with the festive season coming up, you can be a Santa to your loved ones by gifting them financial independence with Bandhan SWP, a facility which provides regular cash flow from your investments. Peace and joy to you and your family this holiday season.

Warm Regards, D.P.Singh Executive Director & CMO (Domestic Business)

Data Source as on November-end, 2019; Source: AMFI

07 Snapshot of Equity Funds & Other Categories

SBI Magnum Equity SBI Large & SBI Magnum SBI Magnum SBI Magnum Scheme Name SBI Blue Chip Fund ESG Fund SBI Contra Fund Midcap Fund (Previously known as SBI Multicap Fund (Previously known as SBI Midcap Fund Global Fund Magnum Equity Fund) Magnum Multiplier Fund)

Ideal Investment Horizon 4 years + 3 years + 4 years + 5 years + 4 years + 5 years + 5 years +

Inception Date 14/02/2006 01/01/1991 29/09/2005 05/07/1999 28/02/1993 29/03/2005 30/09/1994

Mr. Ruchit Mehta Mr. Dinesh Balachandran Mr. Anup Upadhyay Ms. Sohini Andani Mr. Anup Upadhyay Mr. Saurabh Pant Ms. Sohini Andani Fund Manager (w.e.f May 5,2018) (w.e.f May 5,2018) (w.e.f May 5,2018)

Managing Since Sep-2010 May-2018 Feb-2017 May-2018 Sep-2016 July-2010 May-2018 Nifty 100 ESG Index S&P BSE 500 Nifty Large MidCap 250 Nifty Midcap 150 Nifty MNC Benchmark S&P BSE 100 Index (w.e.f May 16,2018) S&P BSE 500 Index (w.e.f May 16,2018) (w.e.f February 25,2019) (w.e.f May 16,2018) (w.e.f May 16,2018) Fund Details as on 30 November 2019

Month End AUM (` in Crores) `23,483.55 Crores `2,612.93 Crores `8,316.89 Crores `1,383.41 Crores `2,808.20 Crores `3,532.86 Crores `3,735.13 Crores

Portfolio Turnover 0.90 0.77 0.72 1.52 0.70 0.27 0.26 Standard Deviation# 12.29% 12.15% 12.52% 14.97% 12.68% 15.31% 13.59%

Beta# 0.94 0.89 0.92 1.04 0.86 0.86 0.70

Sharpe Ratio# 0.46 0.58 0.53 0.03 0.50 -0.13 0.29 Regular- 1.66% Regular- 2.10% Regular- 1.85%, Regular- 2.28%, Regular- 2.10% Regular- 2.02%, Regular- 2.02%, Expense Ratio Direct- 1.03% Direct- 1.42% Direct- 1.03% Direct- 1.68% Direct- 1.50% Direct- 1.20% Direct- 1.31% Portfolio Classification By Asset Allocation (%) as on 30 November 2019

Large Cap (%) 82.85 92.30 67.34 35.20 42.45 4.89 56.39

Mid Cap (%) 9.58 3.22 17.20 7.49 37.88 65.88 17.93

Small Cap (%) 0.86 - 11.98 37.62 16.78 26.31 21.28

Unclassified (%) - - - 0.44 - - 0.16

Other Assets (%) 6.71 4.48 3.48 19.25 2.89 2.92 4.24 Portfolio Classification By Industry Allocation (%) as on 30 November 2019

Portfolio Classification By Industry Financial Services 41.65 Financial Services 44.38 Financial Services 35.05 Financial Services 24.48 Financial Services 27.64 Financial Services 20.09 Consumer Goods 36.76 Allocation (%) (Top 10) Consumer Goods 9.36 IT 9.64 Consumer Goods 11.76 Derivatives 12.55 Consumer Goods 12.54 Industrial Industrial Energy 8.92 Consumer Goods 9.31 Energy 11.09 Industrial Energy 9.26 Manufacturing 15.04 Manufacturing 21.18 Fertilisers & Automobile 7.51 Energy 9.05 IT 7.82 Manufacturing 12.08 Industrial Pharma 11.51 Pesticides 11.11 Construction 6.84 Automobile 5.75 Automobile 5.58 Pharma 7.36 Manufacturing 8.25 Automobile 6.29 IT 4.94 Construction 4.39 Cash, Cash Equivalents, Pharma 10.76 Cement & Cement Automobile 6.64 Consumer Goods 9.18 Cement & Cement Cash, Cash Equivalents, Cement & Cement Derivative Margin and Products 5.82 Products 5.02 Cement & Cement Cement & Cement Derivative Margin and Products 4.23 Others 6.70 Cash, Cash Equivalents, Cash, Cash Equivalents, Products 6.38 Products 7.57 Others 4.20 Industrial Construction 6.03 Construction 7.51 Derivative Margin and Derivative Margin and Others 4.24 Pharma 3.91 Manufacturing 3.78 Energy 5.38 Services 5.71 Energy 7.00 Others 4.48 Cement & Cement Cash, Cash Equivalents, Services 5.17 Pharma 4.33 IT 3.66 Services 3.95 Cash, Cash Equivalents, Products 3.84 Construction 4.07 Derivative Margin and IT 5.14 Construction 4.27 Chemicals 3.84 Derivative Margin and Industrial Telecom 2.28 Others 3.48 Consumer Goods 4.89 Telecom 3.94 Fertilisers & Pesticides 3.69 Others 2.92 Manufacturing 3.65 Metals 2.13 Pharma 3.34 IT 1.36 Other Details Exit Load Within 1 Year - 1% Within 1 Year - 1% On or Before 30 Within 1 Year - 1% On or Before 30 Within 1 Year - 1% Within 1 Year - 1% days - 0.10% days - 0.10% (w.e.f 15/01/2019) (w.e.f 15/01/2019) Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. #Risk Free rate: FBIL Overnight Mibor rate (5.25% as on 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points. Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan 0508 Snapshot of Equity Funds & Other Categories

SBI Focused Equity SBI Healthcare SBI Small Cap Fund SBI Banking & (Previously known as SBI Magnum SBI Magnum Scheme Name Fund (Previously known as SBI Opportunities Fund Financial Services SBI PSU Fund SBI Emerging Businesses Small & Midcap Fund) Taxgain Scheme (Previously known as SBI COMMA Fund Fund) Pharma Fund) Fund

Ideal Investment Horizon 5 years + 5 years + 3 years + Tactical Tactical Tactical Tactical

Inception Date 17/09/2004 09/09/2009 31/03/1993 05/07/1999 26/02/2015 07/07/2010 08/08/2005

Mr. Dinesh Mr. R. Srinivasan Mr. R. Srinivasan Mr. Tanmaya Desai Mr. Milind Agrawal Mr. Richard D'souza Mr. Richard D'souza Fund Manager Balachandran

Managing Since May-2009 Nov - 2013 Sep-2016 Jun-2011 Aug - 2019 Aug-2014 Aug-2014

S&P BSE 500 S&P BSE HEALTH CARE Nifty Financial Services S&P BSE PSU INDEX Nifty Commodities S&P BSE 500 Index S&P BSE Small Cap Index Benchmark (w.e.f May 16,2018) Index (w.e.f May 16,2018) Index Fund Details as on 30 November 2019

Month End AUM (Rs. in Crores) `6,526.24 Crores `3,035.17 Crores `7,376.59 Crores `943.99 Crores `1,292.28 Crores `169.69 Crores `252.11 Crores

Portfolio Turnover 1.07 0.72 0.62 0.57 1.68 0.38 0.51

Standard Deviation# 13.87% 18.91% 13.18% 16.65% 16.99% 18.96% 15.90%

Beta# 0.89 0.89 0.97 0.90 0.98 0.87 0.84

Sharpe Ratio# 0.71 0.49 0.24 -0.54 0.90 -0.20 0.15

Regular- 1.93% Regular- 2.24% Regular- 1.86%, Regular- 2.34%, Regular- 2.38% Regular- 2.61%, Regular- 2.57%, Expense Ratio Direct- 0.97% Direct- 0.98% Direct- 1.30% Direct- 1.30% Direct- 1.24% Direct- 2.11% Direct- 2.02% Portfolio Classification By Asset Allocation (%) as on 30 November 2019 Large Cap (%) 58.24 5.29 73.34 47.24 78.73 59.87 53.20

Mid Cap (%) 17.94 14.58 11.44 31.36 16.73 10.26 11.99

Small Cap (%) 11.27 68.58 10.15 16.88 0.89 15.53 28.67

Unclassified (%) 3.89 0.47 - 0.61 0.43 6.08 -

Other Assets (%) 8.66 11.08 5.07 3.91 3.22 8.26 6.14 Portfolio Classification By Industry Allocation (%) as on 30 November 2019 Portfolio Classification By Industry Financial Services 38.30 Consumer Goods 26.24 Financial Services 36.77 Pharma 92.08 Financial Services 96.78 Energy 31.78 Energy 36.85 Consumer Goods 19.51 Industrial Energy 11.20 Cash, Cash Equivalents, Allocation (%) (Top 10) Cash, Cash Equivalents, Financial Services 27.63 Chemicals 20.91 Telecom 6.10 Manufacturing 17.42 IT 7.03 Derivative Margin and Derivative Margin and Metals 18.28 Cash, Cash Equivalents, Financial Services 7.56 Consumer Goods 6.70 Others 3.91 Others 3.22 Industrial Cash, Cash Equivalents, Industrial Manufacturing 12.55 Cement & Cement Derivative Margin and Healthcare Services 3.40 Derivative Margin and Manufacturing 6.14 Products 13.12 Others 5.51 Services 9.49 Others 5.90 Cement & Cement Paper 0.61 Energy 5.28 Cash, Cash Equivalents, Services 5.34 Products 5.78 Pharma 5.10 Cash, Cash Equivalents, Derivative Margin and Derivatives 5.18 Construction 5.37 Derivative Margin and Industrial Others 6.14 Automobile 4.30 Cash, Cash Equivalents, Others 8.26 Manufacturing 4.80 Derivative Margin and Fertilisers & Pesticides 4.70 Cement & Cement Metals 7.38 Chemicals 4.00 Products 4.11 Others 5.07 IT 3.89 Pharma 4.09 Pharma 4.67 Construction 2.91 Derivatives 3.15 IT 4.08 Automobile 3.96 Other Details

Exit Load Within 1 Year - 1% Within 1 Year - 1% NIL Within 15 Days - 0.50% Within 1 Year - 1% Within 1 Year - 1% Within 1 Year - 1%

Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. #Risk Free rate: FBIL Overnight Mibor rate (5.25% as on 31st October 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points. Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan 09 Snapshot of Equity Funds & Other Categories

SBI Consumption SBI Technology SBI Infrastructure Opportunities Fund Opportunities Fund Scheme Name SBI Equity Minimum SBI Gold Fund SBI Nifty Index Fund Fund (Previously known as SBI (Previously known as SBI Variance Fund FMCG Fund) IT Fund)

Ideal Investment Horizon Tactical Tactical Tactical 5 years + Tactical 3 years +

Inception Date 06/07/2007 05/07/1999 05/07/1999 02/03/2019 12/09/2011 17/01/2002

Fund Manager Mrs. Nidhi Chawla Mr. Saurabh Pant Mr. Anup Upadhyay Mr. Raviprakash Sharma Mr. Raviprakash Sharma Mr. Raviprakash Sharma

Managing Since Nov-2018 Jun-2011 Jun-2011 Mar-2019 Sep-2011 Feb-2011

Nifty Infrastructure Nifty India Consumption S&P BSE Teck Nifty 50 Index Price of Physical Gold Nifty 50 Index Benchmark Index (w.e.f. 16 May,2018) (w.e.f May 16,2018) Fund Details as on 30 November 2019

Month End AUM (Rs. in Crores) `500.65 Crores `711.37 Crores `152.03 Crores `48.90 Crores `384.01 Crores `508.86 Crores

Portfolio Turnover 0.74 0.37 0.47 0.52 - 0.77 Standard Deviation# 16.94% 14.56% 12.91% - -

Beta# 0.90 0.81 0.83 - -

Sharpe Ratio# 0.23 0.67 0.69 - -

Regular- 2.57% Regular- 2.46% Regular- 2.67% Regular- 0.70% Regular- 0.52%, Regular- 0.69%, Expense Ratio Direct- 2.01% Direct- 1.46% Direct- 1.82% Direct- 0.30% Direct- 0.12% Direct- 0.29% Portfolio Classification By Asset Allocation (%) as on 30 November 2019

Large Cap (In %) 55.16 34.17 80.69 100.14 - 98.44

Mid Cap (In %) 9.48 24.02 - - - -

Small Cap (In %) 33.91 40.50 11.65 - ETF: 99.98 -

Unclassified (%) - 1.12 6.16 - - -

Other Assets (In %) 1.45 0.19 1.50 -0.14 0.02 1.56 Portfolio Classification By Industry Allocation (%) as on 30 November 2019 Portfolio Classification By Industry Industrial Consumer Goods 62.00 IT 84.80 IT 35.81 ETF 99.98 Financial Services 40.61 Allocation (%) (Top 10) Manufacturing 24.02 Services 14.84 Telecom 13.37 Consumer Goods 15.65 Cash, Cash Equivalents, Energy 15.14 Energy 22.13 Financial Services 10.80 Derivative Margin and Textiles 9.57 Cash, Cash Equivalents, IT 12.16 Construction 16.08 Others 0.02 Automobile 6.64 Derivative Margin and Pharma 10.44 Financial Services 13.07 Energy 7.83 Consumer Goods 11.29 Media And Others 1.50 Telecom 8.77 Automobile 6.42 Automobile 5.57 Entertainment 4.12 Media And Cement & Cement Metals 5.15 Construction 3.25 Construction 2.64 Entertainment 0.23 Products 8.70 Telecom 2.27 Cash, Cash Equivalents, Metals 3.00 Services 3.55 Services 0.10 Cement & Cement Derivative Margin and Pharma 2.15 Metals 2.23 Products 1.99 Others 0.19 Cash, Cash Equivalents, Derivatives 1.67 Telecom 2.13 Derivative Margin and Cement & Cement Others 1.45 Products 1.56 Other Details

Exit Load Within 1 Year - 1% On or Before 30 Within 15 Days - 0.50% Within 15 Days - 0.50% Within 1 Year - 1% For exit within 15 days from days - 0.10% the date of allotment - 0.20% For exit on or after 15 days (w.e.f 15/01/2019) from the date of allotment - Nil Please consult your financial advisor before investing. For details, please refer to respective page of the scheme.#Risk Free rate: FBIL Overnight Mibor rate (5.25% as on 31st October 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points. Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan 10 EQUITY-LARGE CAP

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 23.5050 23-Sep-16 (Reg Plan) 1.00 18.5964 23-Sep-16 (Dir Plan) 1.20 21.8569 Reg-Plan-Growth 41.3176 17-Jul-15 (Reg Plan) 2.50 17.6880 Dir-Plan-Dividend 28.5199 17-Jul-15 (Dir Plan) 2.90 20.5395 21- Mar-14 (Reg Plan) 1.80 12.7618 Investment Objective Dir-Plan-Growth 43.9304 Pursuant to payment of dividend, the NAV of Dividend Option of To provide investors with opportunities scheme/plans would fall to the extent of payout and statutory levy, if for long-term growth in capital through applicable. an active management of investments in a diversified basket of large cap equity stocks (as specified by SEBI/AMFI from time to time). PORTFOLIO

Fund Details Stock Name (%) Of Total AUM % of AUM Derivatives Stock Name (%) Of Total AUM % of AUM Derivatives Equity Shares Eicher Motors Ltd. 1.07 - • Type of Scheme HDFC Bank Ltd. 9.76 - Cummins India Ltd. 1.02 - An open-ended Equity Scheme ICICI Bank Ltd. 7.02 - Bharat Electronics Ltd. 1.01 - predominantly investing in large cap stocks. ITC Ltd. 4.38 - Bharat Petroleum • Date of Allotment: 14/02/2006 Larsen & Toubro Ltd. 4.28 - Corporation Ltd. 0.98 - • Report As On: 30/11/2019 Nestle India Ltd. 3.91 - Indian Oil Corporation Ltd. 0.98 - • AAUM for the Month of November 2019 Axis Bank Ltd. 3.81 - Hindalco Industries Ltd. 0.88 - ` 23,483.47 Crores Reliance Industries Ltd. 3.81 - Mahindra & Mahindra Financial Services Ltd. 0.88 - • AUM as on November 30, 2019 HDFC Ltd. 3.73 - Britannia Industries Ltd. 0.63 - ` 23,483.55 Crores Kotak Mahindra Bank Ltd. 3.51 - SKF India Ltd. 0.63 - • Fund Manager: Ms. Sohini Andani State Bank Of India 3.47 - HCL Technologies Ltd. 3.04 - Thermax Ltd. 0.62 - Managing Since: Sep-2010 ICICI Prudential Life Insurance Bajaj Finance Ltd. 0.62 - Total Experience: Over 23 years Company Ltd. 2.83 - Cipla Ltd. 0.54 - • Benchmark: S&P BSE 100 Index Divi's Laboratories Ltd. 2.75 - Maruti Suzuki India Ltd. 0.46 - • Exit Load: Shree Cement Ltd. 2.68 - Power Grid Corporation For exit within 1 year from the date of Cholamandalam Investment & Of India Ltd. 0.45 - Voltas Ltd. 0.44 - allotment - 1 %; For exit after 1 year from Finance Co. Ltd. 2.03 - HDFC Life Insurance Schaeffler India Ltd. 0.37 - the date of allotment - Nil Company Ltd. 1.93 - Strides Pharma Science Ltd. 0.34 - • Entry Load: N.A. Infosys Ltd. 1.90 - Coal India Ltd. 0.33 - • Plans Available: Regular, Direct Mahindra & Mahindra Ltd. 1.82 - Shriram Transport Finance • Options: Growth, Dividend Motherson Sumi Systems Ltd. 1.75 - Company Ltd. 0.32 - • SIP Hindustan Petroleum InterGlobe Aviation Ltd. 0.31 - Any Day SIP’ Facility- is available for Corporation Ltd. 1.53 - Shriram City Union Finance Ltd. 0.27 - Monthly, Quarterly, Semi-Annual and Annual ICICI Lombard General Insurance Lupin Ltd. 0.25 - frequencies through electronic mode like Company Ltd. 1.47 - Sadbhav Engineering Ltd. 0.15 - OTM / Debit Mandate. Default SIP date will Hero Motocorp Ltd. 1.28 - Sun Pharmaceutical Industries Ltd.0.03 - be 10th. In case the SIP due date is a Non Godrej Properties Ltd. 1.21 - Index Futures 2.51 Business Day, then the immediate following DLF Ltd. 1.20 - Total 93.29 2.51 Business Day will be considered for SIP NTPC Ltd. 1.17 - Cash, Cash Equivalents, processing. Ultratech Cement Ltd. 1.16 - Derivative Margin and Others 4.20 - Weekly - Minimum` 1000 & in multiples of ` PI Industries Ltd. 1.15 - Grand Total 100.00 1 thereafter for a minimum of 6 instalments. Bajaj Auto Ltd. 1.13 - Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for minimum one year. Quarterly - Minimum` 1500 & in multiples INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in Financial Services 41.65 multiples of` 1 thereafter for a minimum of Consumer Goods 9.36 2.51 4.20 4 installments. Energy 8.92 0.86 Annual - Minimum` 5000 & in multiples of 9.58 ` 1 thereafter for a minimum of 4 Automobile 7.51 installments. Construction 6.84 • Minimum Investment IT 4.94 ` 5000 & in multiples of` 1 Pharma 3.91 • Additional Investment Cement & Cement Products 3.84 ` 1000 & in multiples of` 1 Industrial Manufacturing 3.65 Quantitative Data Metals 1.21 Fertilisers & Pesticides 1.15 82.85 # Standard Deviation : 12.29% Services 0.31 Beta# : 0.94 Cash, Cash Equivalents, Large Cap Midcap Smallcap Derivatives Sharpe Ratio# : 0.46 Derivative Margin and Others 4.20 Portfolio Turnover* Derivatives 2.51 Cash, Cash Equivalents, Derivative Margin and Others Equity Turnover : 0.30 Total Turnover : 0.90 Total Turnover = Equity + Debt + Derivatives SBI Blue Chip Fund # S ource: CRISIL Fund Analyser This product is suitable for investors who are seeking^: *Portfolio Turnover = lower of total sale or total Ÿ Long term capital appreciation. purchase for the last 12 months (including equity Ÿ derivatives) upon Avg. AUM of trailing twelve months. Investment in equity and equity-related instruments of large cap companies. Risk Free rate: FBIL Overnight Mibor rate (5.25% as on ^Investors should consult their financial advisers if in doubt about whether the product is suitable 29th November 2019) Basis for Ratio Calculation: 3 Investors understand that their principal will be at Moderately High risk for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 11 EQUITY- THEMATIC FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 35.0649 16-Mar-18 (Reg Plan) 3.40 29.0857 16-Mar-18 (Dir Plan) 4.00 34.6356 Reg-Plan-Growth 112.1238 30-May-17 (Reg Plan) 2.00 30.8936 (Previously known as SBI Magnum Equity Fund) Dir-Plan-Dividend 42.4130 30-May-17 (Dir Plan) 2.50 36.5027 Dir-Plan-Growth 118.1537 29-Apr-16 (Reg Plan) 4.50 27.4893 29-Apr-16 (Dir Plan) 5.00 32.3240 Investment Objective 24-Apr-15 (Reg Plan) 6.00 31.7479 Pursuant to payment of dividend, the NAV of Dividend Option of To provide investors with opportunities scheme/plans would fall to the extent of payout and statutory levy, if 24-Apr-15 (Dir Plan) 7.00 36.7592 applicable. for long-term growth in capital through an active management of investments in a PORTFOLIO diversified basket of companies following Environmental, Social and Governance Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM

(ESG) criteria. Equity Shares Hindalco Industries Ltd. 1.07 Fund Details HDFC Bank Ltd. 9.36 Tata Steel Ltd. 1.06 Reliance Industries Ltd. 7.41 HCL Technologies Ltd. 1.01 • Type of Scheme Bajaj Finance Ltd. 6.32 Hero Motocorp Ltd. 0.93 An open-ended Equity Scheme investing in ICICI Bank Ltd. 5.88 Jubilant Foodworks Ltd. 0.93 companies following the ESG theme. • Date of Allotment: 01/01/1991 Kotak Mahindra Bank Ltd. 5.31 Alkem Laboratories Ltd. 0.84 • Report As On: 30/11/2019 Tata Consultancy Services Ltd. 4.32 Hindustan Unilever Ltd. 0.62 • AAUM for theMonth of November 2019 Infosys Ltd. 4.31 Petronet LNG Ltd. 0.47 ` 2,596.41 Crores Axis Bank Ltd. 4.24 Total 95.52 • AUM as on November 30, 2019 Larsen & Toubro Ltd. 4.07 Cash, Cash Equivalents, Derivative ` 2,612.93 Crores State Bank Of India 3.92 Margin and Others 4.48 • Fund Manager: Mr. Ruchit Mehta Housing Development Finance Corporation Ltd. 2.99 Grand Total 100.00 (w.e.f May 2018) Managing Since: May-2018 HDFC Life Insurance Company Ltd. 2.84 Total Experience: Over 14 years Asian Paints Ltd. 2.81 • Benchmark: Nifty 100 ESG Index Bharti Airtel Ltd. 2.28 (w.e.f May 16,2018) ICICI Lombard General Insurance Company Ltd. 2.21 • Exit Load: Titan Company Ltd. 1.97 For exit within 1 year from the date of ACC Ltd. 1.92 allotment - 1 %; Mahindra & Mahindra Ltd. 1.83 For exit after 1 year from the date of allotment - Nil Ultratech Cement Ltd. 1.75 • Entry Load: N.A. Eicher Motors Ltd. 1.75 • Plans Available: Regular, Direct Colgate Palmolive (india) Ltd. 1.63 • Options: Growth, Dividend InterGlobe Aviation Ltd. 1.60 • SIP Cummins India Ltd. 1.45 Any Day SIP’ Facility- is available for Monthly, Quarterly, Semi-Annual and Annual Shree Cement Ltd. 1.35 frequencies through electronic mode like Glaxosmithkline Consumer Healthcare Ltd. 1.35 OTM / Debit Mandate. Default SIP date will ICICI Prudential Life Insurance Company Ltd. 1.31 be 10th. In case the SIP due date is a Non Tata Motors Ltd. 1.24 Business Day, then the immediate following Business Day will be considered for SIP Bharat Petroleum Corporation Ltd. 1.17 processing. Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY ` 1 thereafter for minimum six months (or) INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) minimum` 500 & in multiples of` 1 thereafter for minimum one year. Financial Services 44.38 Quarterly - Minimum` 1500 & in multiples IT 9.64 of` 1 thereafter for minimum one year. 3.22 4.48 Semi Annual - Minimum` 3000 & in Consumer Goods 9.31 multiples of` 1 thereafter for a minimum of Energy 9.05 4 installments. Automobile 5.75 • Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 Cement & Cement Products 5.02 installments. Construction 4.07 • Minimum Investment Telecom 2.28 ` 1000 & in multiples of` 1 Metals 2.13 • Additional Investment ` 1000 & in multiples of` 1 Services 1.60 Industrial Manufacturing 1.45 92.30 Quantitative Data Pharma 0.84 Cash, Cash Equivalents, Derivative # Standard Deviation : 12.15% Margin and Others 4.48 Large Cap Midcap # Beta : 0.89 Cash, Cash Equivalents, Derivative Margin and Others Sharpe Ratio# : 0.58 Portfolio Turnover* Equity Turnover : 0.23 SBI Magnum Equity ESG Fund This product is suitable for investors who are seeking^: Total Turnover : 0.77 Total Turnover = Equity + Debt + Derivatives Ÿ Long term capital appreciation. # S ource: CRISIL Fund Analyser Ÿ Investments in companies following the ESG theme. *Portfolio Turnover = lower of total sale or total purchase for the last 12 months (including equity Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable derivatives) upon Avg. AUM of trailing twelve months. will be at High risk for them. Risk Free rate: FBIL Overnight Mibor rate (5.25% as on 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 12 EQUITY-MULTI CAP FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 22.7170 09-Mar-18 (Reg Plan) 1.90 20.5230

Reg-Plan-Growth 50.7433 09-Mar-18 (Dir Plan) 2.20 23.9106 29-Dec-17 (Reg Plan) 2.50 23.8257 Dir-Plan-Dividend 26.9271 29-Dec-17 (Dir Plan) 2.90 27.6830 Dir-Plan-Growth 53.8742 30-Dec-16 (Reg Plan) 1.90 19.2173 Investment Objective 30-Dec-16 (Dir Plan) 2.20 22.0670

To provide investors with opportunities Pursuant to payment of dividend, the NAV of Dividend Option of 20-Nov-15 (Reg Plan) 2.90 19.2712 for long-term growth in capital along scheme/plans would fall to the extent of payout and statutory levy, if 20-Nov-15 (Dir Plan) 3.20 21.8941 with the liquidity of an open-ended applicable. scheme through an active management of investments in a diversified basket of PORTFOLIO equity stocks spanning the entire market capitalization spectrum and in debt and Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM money market instruments. Equity Shares Cholamandalam Investment & Finance Co. Ltd. 1.21 Fund Details HDFC Bank Ltd. 9.01 Crompton Greaves Consumer Electricals Ltd. 1.19 ICICI Bank Ltd. 6.78 Mahindra & Mahindra Financial Services Ltd. 1.18 • Type of Scheme Tata Consultancy Services Ltd. 4.81 Marico Ltd. 1.17 An open-ended Equity Scheme investing Kotak Mahindra Bank Ltd. 4.32 Oil & Natural Gas Corporation Ltd. 1.09 across large cap, mid cap, small cap stocks. Axis Bank Ltd. 3.87 Sheela Foam Ltd. 1.07 • Date of Allotment: 29/09/2005 State Bank Of India 3.57 Alkem Laboratories Ltd. 1.06 • Report As On: 30/11/2019 Larsen & Toubro Ltd. 3.06 Torrent Power Ltd. 1.02 • AAUM for theMonth of November 2019 ` 8,363.00 Crores HCL Technologies Ltd. 3.01 Blue Star Ltd. 0.99 • AUM as on November 30, 2019 Maruti Suzuki India Ltd. 2.94 ABB India Ltd. 0.98 ` 8,316.89 Crores Gujarat State Petronet Ltd. 2.87 ICICI Lombard General Insurance Company Ltd. 0.97 • Fund Manager: Mr. Anup Upadhyay JK Cement Ltd. 2.86 Torrent Pharmaceuticals Ltd. 0.94 Managing Since: Feb-2017 Bharat Petroleum Corporation Ltd. 2.64 Deepak Nitrite Ltd. 0.81 Total Experience: Over 13 years Colgate Palmolive (India) Ltd. 2.51 Kajaria Ceramics Ltd. 0.80 • Benchmark: S&P BSE 500 Index ITC Ltd. 2.31 Spicejet Ltd. 0.69 • Exit Load: (w.e.f January 15, 2019) AU Small Finance Bank Ltd. 2.26 Carborundum Universal Ltd. 0.67 For exit on or before 30 days from the date Bharti Airtel Ltd. 2.24 Emami Ltd. 0.64 of allotment - 0.10% Hindalco Industries Ltd. 1.89 Camlin Fine Sciences Ltd. 0.61 For exit after 30 days from the date of allotment- Nil Asian Paints Ltd. 1.88 Chennai Petroleum Corporation Ltd. 0.61 • Entry Load: N.A. ICICI Prudential Life Insurance Company Ltd. 1.88 SKF India Ltd. 0.55 • Plans Available: Regular, Direct Cummins India Ltd. 1.58 Sobha Ltd. 0.37 • Options; Growth, Dividend The Indian Hotels Company Ltd. 1.53 Reliance Industries Ltd. 0.34 • SIP Fine Organic Industries Ltd. 1.46 UFO Moviez India Ltd. 0.25 Any Day SIP’ Facility- is available for Star Cement Ltd. 1.37 Ashoka Buildcon Ltd. 0.16 Monthly, Quarterly, Semi-Annual and Annual Divi's Laboratories Ltd. 1.34 Minda Corporation Ltd. 0.06 frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will Exide Industries Ltd. 1.31 Total 96.52 be 10th. In case the SIP due date is a Non Gail (India) Ltd. 1.29 Cash, Cash Equivalents, Business Day, then the immediate following Eicher Motors Ltd. 1.27 Derivative Margin and Others 3.48 Business Day will be considered for SIP Power Grid Corporation Of India Ltd. 1.23 Grand Total 100.00 processing. Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY minimum` 500 & in multiples of` 1 thereafter for minimum one year. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. Financial Services 35.05 Semi Annual - Minimum` 3000 & in Consumer Goods 11.76 multiples of` 1 thereafter for a minimum of Energy 11.09 3.48 11.98 4 installments. IT 7.82 Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 Automobile 5.58 installments. Construction 4.39 • Minimum Investment Cement & Cement Products 4.23 17.20 ` 1000 & in multiples of` 1 Industrial Manufacturing 3.78 • Additional Investment Pharma 3.34 ` 1000 & in multiples of` 1 Chemicals 2.88 67.34 Telecom 2.24 Quantitative Data Services 2.22

# Metals 1.89 Standard Deviation : 12.52% Large Cap Smallcap Midcap Beta# : 0.92 Media And Entertainment 0.25 Sharpe Ratio# : 0.53 Cash, Cash Equivalents, Derivative Cash, Cash Equivalents, Derivative Margin and Others Portfolio Turnover* Margin and Others 3.48 Equity Turnover : 0.42 Total Turnover : 0.72 SBI Magnum Multicap Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: # S ource: CRISIL Fund Analyser Ÿ Long term capital appreciation. *Portfolio Turnover = lower of total sale or total purchase for the last 12 months (including equity Ÿ Investments in a diversified basket of equity stocks spanning the entire market capitalization derivatives) upon Avg. AUM of trailing twelve months. spectrum to provide both long-term growth opportunities and liquidity Risk Free rate: FBIL Overnight Mibor rate (5.25% as on Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Moderately High risk 29th November 2019) Basis for Ratio Calculation: 3 for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 13 EQUITY-CONTRA FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 18.1229 09-Mar-18 (Dir Plan) 2.90 24.7907

Reg-Plan-Growth 104.5168 09-Mar-18 (Reg Plan) 2.30 19.7427 23-Jun-17 (Dir Plan) 2.90 25.7138 Dir-Plan-Dividend 23.0338 23-Jun-17 (Reg Plan) 2.30 20.5531 Dir-Plan-Growth 109.1383 26-Feb-16 (Dir Plan) 2.30 20.0765 Investment Objective 26-Feb-16 (Reg Plan) 2.00 16.1649 26-Dec-14 (Reg Plan) 2.00 20.3376 To provide the investor with the opportunity of long-term capital Pursuant to payment of dividend, the NAV of Dividend Option of appreciation by investing in a diversified scheme/plans would fall to the extent of payout and statutory levy, if portfolio of equity and equity related applicable. securities following a contrarian investment strategy. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM % of AUM Derivatives Stock Name (%) Of Total AUM % of AUM Derivatives

• Type of Scheme Equity Shares Neogen Chemicals Ltd. 1.66 - An open-ended Equity Scheme following ELGI Equipments Ltd. 6.14 - Aurobindo Pharma Ltd. 1.63 0.65 contrarian investment strategy. HDFC Bank Ltd. 5.83 - Gail (India) Ltd. 1.46 - • Date of Allotment: 05/07/1999 ICICI Bank Ltd. 4.35 - The India Cements Ltd. 1.34 - • Report As On: 30/11/2019 • AAUM for the Month of November 2019 Axis Bank Ltd. 4.27 - Westlife Development Ltd. 1.25 - ` 1,371.74 Crores JK Cement Ltd. 3.49 - JSW Energy Ltd. 1.23 - • AUM as on November 30, 2019 Infosys Ltd. 3.27 - IRB Infrastructure Developers Ltd. 1.01 - ` 1,383.41 Crores PNC Infratech Ltd. 3.21 - Lupin Ltd. 0.98 - • Fund Manager: Mr. Dinesh Balachandran Greenply Industries Ltd. 2.60 - Indian Oil Corporation Ltd. 0.97 - Managing Since: May-2018 Multi Commodity Exchange JK Tyre & Industries Ltd. 0.86 - Total Experience: Over 17 Years • Benchmark: S&P BSE 500 Of India Ltd. 2.55 - Minda Corporation Ltd. 0.76 - (w.e.f May 16,2018) ABB India Ltd. 2.35 - Indostar Capital Finance Ltd. 0.71 - • Exit Load: Equitas Holdings Ltd. 2.29 - Solara Active Pharma For exit within 1 year from the date of State Bank Of India 2.25 - Sciences Ltd. 0.63 - allotment - 1 %; The Indian Hotels Company Ltd. 2.17 - Greenpanel Industries Ltd. 0.44 - For exit after 1 year from the date of allotment - Nil. Pfizer Ltd. 2.15 - Glenmark Pharmaceuticals Ltd. 0.25 - • Entry Load: N.A. Bharti Airtel Ltd. 2.11 - Bank Of Baroda 0.25 3.23 • Plans Available: Regular, Direct Carborundum Universal Ltd. 1.90 - Summit Securities Ltd. 0.09 - • Options: Growth, Dividend Kotak Mahindra Bank Ltd. 1.89 - Hindalco Industries Ltd. • SIP HCL Technologies Ltd. 1.87 - -26-Dec-19 - 1.98 Any Day SIP’ Facility- is available for Monthly, Quarterly, Semi-Annual and Annual Prataap Snacks Ltd. 1.85 - Voltas Ltd.-26-Dec-19 - 1.98 frequencies through electronic mode like Sadbhav Engineering Ltd. 1.81 - Punjab National Bank-26-Dec-19 - 1.43 OTM / Debit Mandate. Default SIP date will be Gateway Distriparks Ltd. 1.75 - Index Futures 3.28 10th. In case the SIP due date is a Non Business Day, then the immediate following Hindustan Petroleum Total 80.75 12.55 Business Day will be considered for SIP Corporation Ltd. 1.72 - Cash, Cash Equivalents, processing. Sequent Scientific Ltd. 1.72 - Derivative Margin and Others 6.70 - Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Bharat Heavy Electricals Ltd. 1.69 - Grand Total 100.00 Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 thereafter for minimum one year. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Quarterly - Minimum` 1500 & in multiples of INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) ` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in Financial Services 24.48 multiples of` 1 thereafter for a minimum of 6.70 4 installments. Industrial Manufacturing 12.08 Annual - Minimum` 5000 & in multiples of ` Pharma 7.36 12.55 1 thereafter for a minimum of 4 installments. Construction 6.03 • Minimum Investment 0.44 35.20 ` 5000 & in multiples of` 1 Energy 5.38 • Additional Investment Services 5.17 ` 1000 & in multiples of` 1 IT 5.14 Consumer Goods 4.89 Quantitative Data Cement & Cement Products 4.83 Standard Deviation# : 14.97% Telecom 2.11 37.62 7.49 Beta# : 1.04 Chemicals 1.66 Sharpe Ratio# : 0.03 Automobile 1.62 Portfolio Turnover* Cash, Cash Equivalents, Derivative Large Cap Smallcap Midcap Unclassified Derivatives Equity Turnover : 0.45 Margin and Others 6.70 Total Turnover : 1.52 Derivatives 12.55 Cash, Cash Equivalents, Derivative Margin and Others Total Turnover = Equity + Debt + Derivatives # S ource: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total SBI Contra Fund purchase for the last 12 months (including equity This product is suitable for investors who are seeking^: derivatives) upon Avg. AUM of trailing twelve months. Ÿ Long term capital appreciation. Risk Free rate: FBIL Overnight Mibor rate (5.25% as on 29th November 2019) Basis for Ratio Calculation: 3 Ÿ Investments in a diversified portfolio of equity and equity related securities following a contrarian Years Monthly Data Points investment strategy. Note: Fund Manager for Foreign Securities Mr.Mohit Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Jain w.e.f. Nov 28, 2017. Exp. Over 5years will be at Moderately High risk for them. Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 14 EQUITY-LARGE & MID CAP FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 102.6968 09-Mar-18 (Reg-plan) 11.00 94.1106 09-Mar-18 (Dir-plan) 13.00 111.1062 Reg-Plan-Growth 227.3414 (Previously known as SBI Magnum Multiplier Fund) 27-Feb-17 (Reg-plan) 7.80 89.6546 Dir-Plan-Dividend 122.8032 27-Feb-17 (Dir-plan) 9.20 105.2064 12-Sep-14 (Reg-plan) 11.50 74.9641 Dir-Plan-Growth 235.6213 12-Oct-09 (Reg-plan) 7.00 57.91 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide the investor with the scheme/plans would fall to the extent of payout and statutory levy, if opportunity of long-term capital applicable. appreciation by investing in diversified portfolio comprising predominantly large cap and mid cap companies. PORTFOLIO Fund Details

• Type of Scheme Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM An open-ended Equity Scheme investing in Equity Shares Ultratech Cement Ltd. 1.52 both large cap and mid cap stocks. ICICI Bank Ltd. 4.02 Tata Consultancy Services Ltd. 1.46 • Date of Allotment: 28/02/1993 Bharti Airtel Ltd. 3.94 Bharat Petroleum Corporation Ltd. 1.46 • Report As On: 30/11/2019 HDFC Bank Ltd. 3.63 MRF Ltd. 1.35 • AAUM for theMonth of November 2019 The Indian Hotels Company Ltd. 3.46 Torrent Pharmaceuticals Ltd. 1.35 ` 2,775.84 Crores Larsen & Toubro Ltd. 3.08 JSW Energy Ltd. 1.34 • AUM as on November 30, 2019 AU Small Finance Bank Ltd. 3.04 Hero Motocorp Ltd. 1.30 ` 2,808.20 Crores State Bank Of India 3.04 Emami Ltd. 1.27 • Fund Manager: Mr. Saurabh Pant Jubilant Foodworks Ltd. 3.03 Kirloskar Oil Engines Ltd. 1.27 Managing Since: Sep-2016 PI Industries Ltd. 3.01 Deepak Nitrite Ltd. 1.20 Total Experience Over 11 years JK Cement Ltd. 2.91 Ahluwalia Contracts (India) Ltd. 1.19 • Benchmark: NIFTY LargeMidCap 250 Kotak Mahindra Bank Ltd. 2.88 Balkrishna Industries Ltd. 1.15 (w.e.f February 25,2019) Relaxo Footwears Ltd. 2.71 Triveni Turbine Ltd. 1.07 • Exit Load: For exit on or before 30 days from the date Axis Bank Ltd. 2.63 The Federal Bank Ltd. 1.03 of allotment - 0.10% Infosys Ltd. 2.48 Cholamandalam Financial Holdings Ltd. 0.99 For exit after 30 days from the date of Sheela Foam Ltd. 2.34 Petronet LNG Ltd. 0.97 allotment- Nil Lemon Tree Hotels Ltd. 2.25 Can Fin Homes Ltd. 0.96 • Entry Load: N.A. Cummins India Ltd. 2.12 Indian Oil Corporation Ltd. 0.94 • Plans Available: Regular, Direct Alkem Laboratories Ltd. 2.12 Lupin Ltd. 0.86 • Options: Growth, Dividend Muthoot Finance Ltd. 2.11 Bajaj Finance Ltd. 0.86 • SIP Exide Industries Ltd. 2.08 City Union Bank Ltd. 0.80 Any Day SIP’ Facility- is available for Power Grid Corporation Of India Ltd. 2.07 Tata Motors Dvr Ltd. 0.76 Monthly, Quarterly, Semi-Annual and Annual Prism Johnson Ltd. 1.95 SJVN Ltd. 0.56 frequencies through electronic mode like Gujarat State Petronet Ltd. 1.92 Bharat Forge Ltd. 0.41 OTM / Debit Mandate. Default SIP date will Thermax Ltd. 1.83 Manpasand Beverages Ltd. 0.07 be 10th. In case the SIP due date is a Non ICICI Lombard General Insurance Company Ltd. 1.65 Hatsun Agro Product Ltd. 0.03 Business Day, then the immediate following Business Day will be considered for SIP Prataap Snacks Ltd. 1.57 Total 97.11 processing. ABB India Ltd. 1.55 Cash, Cash Equivalents, Derivative Weekly - Minimum` 1000 & in multiples of Crompton Greaves Consumer Electricals Ltd. 1.52 Margin and Others 2.89 ` 1 thereafter for a minimum of 6 Grand Total 100.00 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY minimum` 500 & in multiples of` 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum one year. Quarterly - Minimum` 1500 & in multiples Financial Services 27.64 of` 1 thereafter for minimum one year. 2.89 Semi Annual - Minimum ` 3000 & in Consumer Goods 12.54 multiples of ` 1 thereafter for a minimum Energy 9.26 16.78 of 4 installments. Industrial Manufacturing 8.25 Annual - Minimum ` 5000 & in multiples of Automobile 6.64 ` 1 thereafter for a minimum of 4 42.45 installments. Cement & Cement Products 6.38 • Minimum Investment Services 5.71 ` 5000 & in multiples of` 1 Pharma 4.33 • Additional Investment Construction 4.27 ` 1000 & in multiples of` 1 Telecom 3.94 37.88 Quantitative Data IT 3.94 Fertilisers & Pesticides 3.01 Standard Deviation# : 12.68% Chemicals 1.20 Large Cap Smallcap Midcap Beta# : 0.86 # Cash, Cash Equivalents, Derivative Sharpe Ratio : 0.50 Cash, Cash Equivalents, Derivative Margin and Others Margin and Others 2.89 Portfolio Turnover* Equity Turnover : 0.66 SBI Large & Midcap Fund Total Turnover : 0.70 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives Ÿ # S ource: CRISIL Fund Analyser Long term capital appreciation. *Portfolio Turnover = lower of total sale or total Ÿ Investments in a diversified portfolio of large and midcap companies. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (5.25% as on will be at Moderately High risk for them. 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 15 EQUITY-FOCUSED FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 27.9280 09-Mar-18 (Reg Plan) 2.70 23.7583 09-Mar-18 (Dir Plan) 3.70 33.0672 Reg-Plan-Growth 152.6884 28-Apr-17 (Reg Plan) 2.20 22.1892 (Previously known as SBI Emerging Businesses Fund) Dir-Plan-Dividend 39.5711 28-Apr-17 (Dir Plan) 3.00 30.5905 Dir-Plan-Growth 162.4049 07-Apr-16 (Reg Plan) 2.00 20.1119 07-Apr-16 (Dir Plan) 2.50 27.4503 Investment Objective 28-Nov-14 (Reg Plan) 2.70 21.2616

To provide the investor with the Pursuant to payment of dividend, the NAV of Dividend Option of opportunity of long-term capital scheme/plans would fall to the extent of payout and statutory levy, if appreciation by investing in a applicable. concentrated portfolio of equity and equity related securities. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM % of AUM Derivatives Stock Name (%) Of Total AUM % of AUM Derivatives Equity Shares Techno Electric & Engineering • Type of Scheme An open-ended Equity Scheme investing in HDFC Bank Ltd. 9.18 - Company Ltd. 2.20 - maximum 30 stocks across multicap space. Tube Investments Of India Ltd. 2.16 - • Date of Allotment: 17/09/2004 State Bank Of India 7.86 -

• Report As On: 30/11/2019 Bajaj Finance Ltd. 7.06 - Fine Organic Industries Ltd. 2.15 - • AAUM for theMonth of November 2019 Blue Star Ltd. 2.07 - ` 6,308.30 Crores Procter & Gamble Hygiene And • AUM as on November 30, 2019 Health Care Ltd. 6.46 - Solar Industries India Ltd. 1.85 - ` 6,526.24 Crores • Fund Manager: Mr. R. Srinivasan Bharti Airtel Ltd. 6.10 - Sheela Foam Ltd. 1.40 - Managing Since: May-2009 • Total Experience: Over 26 years Axis Bank Ltd. 5.32 - ELGI Equipments Ltd. 1.29 - • Benchmark: S&P BSE 500 Index Divi's Laboratories Ltd. 5.10 - Index Futures 3.15 • Exit Load: For exit within 1 year from the date of Kotak Mahindra Bank Ltd. 4.70 - Total 87.45 3.15 allotment - 1 %; For exit after 1 year from the date of ICICI Lombard General Insurance Foreign Equity allotment - Nil. Company Ltd. 4.18 - Alphabet Inc. 3.89 - • Entry Load: N.A. • Plans Available: Regular, Direct Relaxo Footwears Ltd. 3.59 - Total 3.89 - • Options: Growth, Dividend Hatsun Agro Product Ltd. 3.53 - Cash, Cash Equivalents, • SIP Any Day SIP’ Facility- is available for Bharat Heavy Electricals Ltd. 3.51 - Derivative Margin and Others 5.51 - Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like Torrent Power Ltd. 3.00 - Grand Total 100.00 OTM / Debit Mandate. Default SIP date will Emami Ltd. 2.46 - be 10th. In case the SIP due date is a Non Business Day, then the immediate following Power Grid Corporation Business Day will be considered for SIP processing. Of India Ltd. 2.28 - Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY minimum` 500 & in multiples of` 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum one year. Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. Financial Services 38.30 Semi Annual - Minimum` 3000 & in Consumer Goods 19.51 5.51 multiples of` 1 thereafter for a minimum of 3.15 4 installments. Telecom 6.10 3.89 Annual - Minimum` 5000 & in multiples of Energy 5.28 ` 1 thereafter for a minimum of 4 11.27 installments. Pharma 5.10 • Minimum Investment Industrial Manufacturing 4.80 ` 5000 & in multiples of` 1 58.24 • Additional Investment Chemicals 4.00 ` 1000 & in multiples of` 1 IT 3.89 17.94 Quantitative Data Construction 2.20

Standard Deviation# : 13.87% Automobile 2.16 Beta# : 0.89 Cash, Cash Equivalents, Derivative Large Cap Smallcap Midcap Unclassified Derivatives Sharpe Ratio# : 0.71 Margin and Others 5.51 Portfolio Turnover* Derivatives 3.15 Cash, Cash Equivalents, Derivative Margin and Others Equity Turnover : 0.26 Total Turnover : 1.07 SBI Focused Equity Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: # S ource: CRISIL Fund Analyser Ÿ *Portfolio Turnover = lower of total sale or total Long term capital appreciation. purchase for the last 12 months (including equity Ÿ Investment in equity and equity related instruments with maximum 30 stocks across multicap space derivatives) upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (5.25% as on Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable 29th November 2019) Basis for Ratio Calculation: 3 will be at Moderately High risk for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 16 EQUITY-MID CAP FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 29.1850 16-Mar-18 (Reg-Plan) 1.80 32.6595 16-Mar-18 (Dir-Plan) 2.60 47.5513 Reg-Plan-Growth 71.4248 30-Jun-16 (Reg-Plan) 2.50 28.2445 Dir-Plan-Dividend 43.1798 30-Jun-16 (Dir-Plan) 3.50 40.3050 Dir-Plan-Growth 76.1622 20-Mar-15 (Reg-Plan) 4.80 26.6619 Investment Objective 20-Mar-15 (Dir-Plan) 6.80 37.4040 To provide investors with opportunities 08-Aug-13 (Reg-Plan) 5.00 18.1066 for long-term growth in capital along Pursuant to payment of dividend, the NAV of Dividend Option of with the liquidity of an open-ended scheme/plans would fall to the extent of payout and statutory levy, if scheme by investing predominantly in a applicable. well diversified basket of equity stocks of Midcap companies. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM

• Type of Scheme Equity Shares Strides Pharma Science Ltd. 1.47 An open-ended Equity Scheme PI Industries Ltd. 7.89 Cummins India Ltd. 1.46 predominantly investing in mid cap stocks. Cholamandalam Investment & Finance Co. Ltd. 5.89 Equitas Holdings Ltd. 1.17 • Date of Allotment: 29/03/2005 • Report As On: 30/11/2019 Sheela Foam Ltd. 5.79 Alembic Pharmaceuticals Ltd. 1.17 • AAUM for theMonth of November 2019 Godrej Properties Ltd. 5.39 JSW Energy Ltd. 1.04 ` 3,501.29 Crores The Ramco Cements Ltd. 4.60 ABB India Ltd. 1.02 • AUM as on November 30, 2019 ` 3,532.86 Crores Gujarat State Petronet Ltd. 4.37 Torrent Power Ltd. 0.94 • Fund Manager: Ms. Sohini Andani Carborundum Universal Ltd. 3.76 Solara Active Pharma Sciences Ltd. 0.91 Managing Since: July-2010 Hexaware Technologies Ltd. 3.66 National Aluminium Company Ltd. 0.85 Total Experience: Over 23 years Torrent Pharmaceuticals Ltd. 3.42 Sadbhav Engineering Ltd. 0.85 • Benchmark: Nifty Midcap 150 Thermax Ltd. 3.37 NCC Ltd. 0.82 (w.e.f May 16,2018) • Exit Load: For exit within 1 year from the Coromandel International Ltd. 3.22 PNB Housing Finance Ltd. 0.76 date of allotment - 1 %; Sanofi India Ltd. 2.90 Tata Power Company Ltd. 0.65 For exit after 1 year from the date of Dixon Technologies (India) Ltd. 2.81 Mangalam Cement Ltd. 0.61 allotment - Nil Mahindra & Mahindra Financial Services Ltd. 2.58 Sequent Scientific Ltd. 0.56 • Entry Load: N.A. • Plans Available: Regular, Direct Schaeffler India Ltd. 2.50 Voltas Ltd. 0.50 • Options: Growth, Dividend JK Cement Ltd. 2.36 Swaraj Engines Ltd. 0.46 • SIP Endurance Technologies Ltd. 2.20 DLF Ltd. 0.45 Any Day SIP’ Facility- is available for Monthly, Quarterly, Semi-Annual and Annual AU Small Finance Bank Ltd. 2.16 NRB Bearings Ltd. 0.35 frequencies through electronic mode like SKF India Ltd. 2.12 Natco Pharma Ltd. 0.33 OTM / Debit Mandate. Default SIP date will The Federal Bank Ltd. 2.12 Manpasand Beverages Ltd. 0.08 be 10th. In case the SIP due date is a Non The Indian Hotels Company Ltd. 2.11 Summit Securities Ltd. 0.02 Business Day, then the immediate following Business Day will be considered for SIP Shriram City Union Finance Ltd. 1.91 Total 97.08 processing. Housing And Urban Development Corporation Ltd. 1.79 Cash, Cash Equivalents, Derivative Margin and Others 2.92 Weekly - Minimum` 1000 & in multiples of RBL Bank Ltd. 1.69 ` 1 thereafter for a minimum of 6 Grand Total 100.00 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY minimum` 500 & in multiples of` 1 thereafter for minimum one year. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. Financial Services 20.09 Semi Annual - Minimum` 3000 & in Industrial Manufacturing 15.04 2.92 4.89 multiples of` 1 thereafter for a minimum of Fertilisers & Pesticides 11.11 4 installments. Pharma 10.76 Annual - Minimum` 5000 & in multiples of 26.31 ` 1 thereafter for a minimum of 4 Consumer Goods 9.18 installments. Cement & Cement Products 7.57 • Minimum Investment Construction 7.51 ` 5000 & in multiples of` 1 Energy 7.00 • Additional Investment ` 1000 & in multiples of` 1 IT 3.66 Automobile 2.20 65.88 Quantitative Data Services 2.11

# Metals 0.85 Standard Deviation : 15.31% Large Cap Smallcap Midcap Beta# : 0.86 Cash, Cash Equivalents, Derivative Sharpe Ratio# : -0.13 Margin and Others 2.92 Cash, Cash Equivalents, Derivative Margin and Others Portfolio Turnover* Equity Turnover : 0.25 SBI Magnum Midcap Fund Total Turnover : 0.27 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives # S ource: CRISIL Fund Analyser Ÿ Long term capital appreciation. *Portfolio Turnover = lower of total sale or total Ÿ Investments predominantly in a well diversified equity stocks of midcap companies. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (5.25% as on will be at Moderately High risk for them. 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 17 EQUITY-THEMATIC FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 54.3182 29-Nov-17 (Reg Plan) 5.10 54.5060 29-Nov-17 (Dir Plan) 6.20 66.3252 Reg-Plan-Growth 177.8061 25-Nov-16 (Reg Plan) 5.00 45.0759 Dir-Plan-Dividend 67.1390 25-Nov-16 (Dir Plan) 6.00 54.3465 Dir-Plan-Growth 188.0857 30-Oct-15 (Reg Plan) 5.10 49.9803 30-Oct-15 (Dir Plan) 5.10 59.5549 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide the investor with the scheme/plans would fall to the extent of payout and statutory levy, if opportunity of long-term capital applicable. appreciation by investing in diversified portfolio comprising primarily of MNC companies. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM

• Type of Scheme Equity Shares Goodyear India Ltd. 1.98 An open-ended Equity Scheme investing in companies following the MNC theme. Colgate Palmolive (India) Ltd. 8.66 ELGI Equipments Ltd. 1.85 • Date of Allotment: 30/09/1994 Nestle India Ltd. 5.63 Galaxy Surfactants Ltd. 1.82 • Report As On: 30/11/2019 • AAUM for theMonth of November 2019 Hindustan Unilever Ltd. 5.41 ACC Ltd. 1.77 ` 3,759.38 Crores ABB India Ltd. 5.36 Cummins India Ltd. 1.74 • AUM as on November 30, 2019 ` 3,735.13 Crores Glaxosmithkline Consumer Healthcare Ltd. 4.74 Dr. Reddy's Laboratories Ltd. 1.72 • Fund Manager: Mr. Anup Upadhyay Procter & Gamble Hygiene And Health Care Ltd. 4.06 GE Power India Ltd. 1.56 (w.e.f May 5,2018) Managing Since: May-2018 Ambuja Cements Ltd. 4.05 Vedanta Ltd. 1.30 Total Experience: Over 13 years SKF India Ltd. 3.91 Abbott India Ltd. 1.27 • Benchmark: Nifty MNC Maruti Suzuki India Ltd. 3.74 United Breweries Ltd. 0.86 (w.e.f May 16,2018) • Exit Load: For exit within 12 months from PI Industries Ltd. 3.69 Accelya Solutions India Ltd. 0.69 the date of allotment - 1.00%; Grindwell Norton Ltd. 3.60 Oracle Financial Services Software Ltd. 0.67 For exit after 12 months from the date of allotment - Nil Divi's Laboratories Ltd. 3.22 Precision Camshafts Ltd. 0.57 • Entry Load: N.A. Sanofi India Ltd. 3.02 Blue Dart Express Ltd. 0.56 • Plans Available: Regular, Direct • Options: Growth, Dividend Britannia Industries Ltd. 3.01 Redington (India) Ltd. 0.53 • SIP Westlife Development Ltd. 2.86 GE T&D India Ltd. 0.32 Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual Schaeffler India Ltd. 2.84 Greenpanel Industries Ltd. 0.16 frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will Pfizer Ltd. 2.28 Sundaram Finance Holdings Ltd. 0.06 be 10th. In case the SIP due date is a Non ITC Ltd. 2.19 Total 95.76 Business Day, then the immediate following Business Day will be considered for SIP Dixon Technologies (India) Ltd. 2.04 Cash, Cash Equivalents, processing. Derivative Margin and Others 4.24 Weekly - Minimum` 1000 & in multiples of Atul Ltd. 2.02 ` 1 thereafter for a minimum of 6 Grand Total 100.00 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY minimum` 500 & in multiples of` 1 thereafter for minimum one year. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. Consumer Goods 36.76 Semi Annual - Minimum` 3000 & in 4.24 Industrial Manufacturing 21.18 0.16 multiples of` 1 thereafter for a minimum of 4 installments. Pharma 11.51 21.28 Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 Automobile 6.29 installments. Cement & Cement Products 5.82 • Minimum Investment 56.39 Services 3.95 ` 5000 & in multiples of` 1 • Additional Investment Chemicals 3.84 ` 1000 & in multiples of` 1 Fertilisers & Pesticides 3.69 17.93 Quantitative Data IT 1.36 Metals 1.30 Standard Deviation# : 13.59% Beta# : 0.70 Financial Services 0.06 Large Cap Smallcap Midcap Unclassified Sharpe Ratio# : 0.29 Cash, Cash Equivalents, Derivative Portfolio Turnover* Margin and Others 4.24 Cash, Cash Equivalents, Derivative Margin and Others Equity Turnover : 0.26 Total Turnover : 0.26 SBI Magnum Global Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: # S o u r c e : C RISIL Fund Analyser Ÿ Long term capital appreciation. *Portfolio Turnover = lower of total sale or total purchase for the last 12 months (including equity Ÿ Investments in equity stocks of MNC companies. derivatives) upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (5.25% as on Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable 29th November 2019) Basis for Ratio Calculation: 3 will be at High risk for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 18 EQUITY-SMALL CAP FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 31.7222 09-Mar-18 (Reg Plan) 9.10 33.3383 09-Mar-18 (Dir Plan) 11.10 40.7137 Reg-Plan-Growth 53.6934 28-Aug-15 (Reg Plan) 3.60 23.5236 (Previously known as SBI Small & Midcap Fund) Dir-Plan-Dividend 39.5792 28-Aug-15 (Dir Plan) 4.30 27.8630 Dir-Plan-Growth 57.9830 30-Jan-15 (Reg Plan) 4.00 26.0785 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide investors with opportunities scheme/plans would fall to the extent of payout and statutory levy, if for long-term growth in capital along applicable. with the liquidity of an open-ended scheme by investing predominantly in a well diversified basket of equity stocks of PORTFOLIO small cap companies.

Fund Details Stock Name (%) Of Total AUM % of AUM Derivatives Stock Name (%) Of Total AUM % of AUM Derivatives Equity Shares Tamil Nadu Newsprint & • Type of Scheme Hawkins Cookers Ltd. 4.22 - Papers Ltd. 1.54 - An open-ended Equity Scheme predominantly JK Cement Ltd. 4.11 - Bharat Heavy Electricals Ltd. 1.39 - investing in small cap stocks. Dixon Technologies (India) Ltd. 4.11 - Agro Tech Foods Ltd. 1.34 - • Date of Allotment: 09/09/2009 Hatsun Agro Product Ltd. 3.95 - The Great Eastern Shipping Company Ltd. 1.17 - • Report As On: 30/11/2019 Tube Investments Of India Ltd. 3.57 - PI Industries Ltd. 1.02 - • AAUM for theMonth of November 2019 Relaxo Footwears Ltd. 3.47 - Disa India Ltd. 0.93 - ` 2,982.98 Crores NIIT Ltd. 3.30 - Fine Organic Industries Ltd. 0.88 - • AUM as on November 30, 2019 Carborundum Universal Ltd. 3.05 - GE T&D India Ltd. 0.84 - ` 3,035.17 Crores HDFC Bank Ltd. 2.94 - Garware Technical Fibres Ltd. 0.83 - • Fund Manager: Mr. R. Srinivasan Blue Star Ltd. 2.85 - Control Print Ltd. 0.78 - Managing Since: Nov - 2013 Triveni Turbine Ltd. 2.78 - Rajratan Global Wire Ltd. 0.73 - Total Experience: Over 26 years Techno Electric & Engineering Company Ltd. 2.78 - Ashiana Housing Ltd. 0.72 - • Benchmark: S&P BSE Small Cap Index Indostar Capital Finance Ltd. 2.71 - Fairchem Speciality Ltd. 0.69 - • Exit Load: For exit within one year from the Emami Ltd. 2.60 - Thangamayil Jewellery Ltd. 0.66 - date of allotment -1% Sheela Foam Ltd. 2.59 - Engineers India Ltd. 0.51 - • For exit after one year from the date of Galaxy Surfactants Ltd. 2.38 - V2 Retail Ltd. 0.45 - allotment – Nil Divi's Laboratories Ltd. 2.35 - Pilani Investment & Industries Corporation Ltd. 0.37 - • Entry Load: N.A. Grindwell Norton Ltd. 2.26 - MM Forgings Ltd. 0.36 - • Plans Available: Regular, Direct Kirloskar Oil Engines Ltd. 2.17 - UFO Moviez India Ltd. 0.14 - • Options: Growth, Dividend NHPC Ltd. 2.15 - Index Futures 5.18 Chalet Hotels Ltd. 2.09 - • SIP Total 88.45 5.18 Lemon Tree Hotels Ltd. 2.08 - Fresh Registration through Systematic Preference Shares Timken India Ltd. 1.96 - Investment Plan (SIP) and Systematic Transfer Shreno Ltd. 0.47 - Alembic Ltd. 1.74 - Plan (STP), individually or cumulatively, shall Total 0.47 - be allowed for a maximum of upto Rs. ELGI Equipments Ltd. 1.68 - Cash, Cash Equivalents, Kewal Kiran Clothing Ltd. 1.67 - 25,000/- per PAN for monthly, quarterly, Derivative Margin and Others 5.90 - Can Fin Homes Ltd. 1.54 - semi-annual and annual frequency. Fresh Grand Total 100.00 registration through Weekly SIP/STP-in individually or cumulatively, in the Scheme will be capped at Rs. 6,250 per instalment, PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY leading to capping the total amount via INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Weekly SIP / STP-in at Rs. 25,000 per month per PAN (first holder/guardian PAN). Consumer Goods 26.24 For details refer addendums dated May 14, Industrial Manufacturing 17.42 5.90 5.29 5.18 2018 and November 1, 2019. Financial Services 7.56 0.47 14.58 • Minimum Investment & Additional Services 5.34 Investment Automobile 4.30 Fresh lumpsum subscription / switch-in from Cement & Cement Products 4.11 any other scheme to all the Plans & Options Pharma 4.09 of the Scheme through any mode including IT 4.08 Stock Exchange platform continues to be Construction 4.01 suspended in terms of notice-cum- Chemicals 3.95 addendum dated October 28, 2015. Textiles 2.50 Energy 2.15 Quantitative Data Paper 2.01 68.58 Fertilisers & Pesticides 1.02 Standard Deviation# : 18.91% Media And Entertainment 0.14 Beta# : 0.89 Cash, Cash Equivalents, Derivative Large Cap Smallcap Midcap Unclassified Derivatives Sharpe Ratio# : 0.49 Margin and Others 5.90 Portfolio Turnover* Derivatives 5.18 Cash, Cash Equivalents, Derivative Margin and Others Equity Turnover : 0.31 Total Turnover : 0.72 SBI Small Cap Fund This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives # S ource: CRISIL Fund Analyser Ÿ Long term capital appreciation *Portfolio Turnover = lower of total sale or total Ÿ Investment in equity and equity-related securities predominantly of small cap companies. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (5.25% as on will be at Moderately High risk for them. 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 19 EQUITY- ELSS

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 39.3916 08-Mar-19 (Reg Plan) 3.40 38.0109 08-Mar-19 (Dir Plan) 4.30 48.1586 Reg-Plan-Growth 143.6551 09-Mar-18 (Reg Plan) 4.00 41.3443 Dir-Plan-Dividend 50.1186 09-Mar-18 (Dir Plan) 5.00 52.0013 17-Mar-17 (Reg Plan) 4.00 41.1004 Dir-Plan-Growth 149.6813 17-Mar-17 (Dir Plan) 5.00 51.3144 Investment Objective 11-Mar-16 (Reg Plan) 4.00 36.4523 To deliver the benefit of investment in a 11-Mar-16 (Dir Plan) 5.00 45.2369 portfolio of equity shares, while offering Pursuant to payment of dividend, the NAV of Dividend Option of deduction on such investment made in scheme/plans would fall to the extent of payout and statutory levy, if the scheme under section 80C of the applicable. Income-tax Act, 1961. It also seeks to PORTFOLIO distribute income periodically depending on distributable surplus. Investments in Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM this scheme would be subject to a statutory lock-in of 3 years from the date Equity Shares HDFC Life Insurance Company Ltd. 0.96 HDFC Bank Ltd. 5.99 NHPC Ltd. 0.96 of allotment to avail Section 80C benefits. Axis Bank Ltd. 5.46 Vedanta Ltd. 0.94 ICICI Prudential Life Insurance Company Ltd. 4.53 Tech Mahindra Ltd. 0.93 Larsen & Toubro Ltd. 4.30 Bajaj Finance Ltd. 0.92 Fund Details ICICI Bank Ltd. 4.04 Zee Entertainment Enterprises Ltd. 0.86 State Bank Of India 3.92 GE T&D India Ltd. 0.81 • Type of Scheme Infosys Ltd. 3.75 CESC Ltd. 0.77 An open-ended Equity Linked Saving Scheme Reliance Industries Ltd. 3.72 Aster Dm Healthcare Ltd. 0.77 with a statutory lock-in period of 3 years Housing Development Finance Corporation Ltd. 3.18 The Federal Bank Ltd. 0.76 and tax benefit ITC Ltd. 3.09 Cipla Ltd. 0.75 Ambuja Cements Ltd. 2.90 ACC Ltd. 0.73 • Date of Allotment: 31/03/1993 Bharti Airtel Ltd. 2.59 Marico Ltd. 0.73 • Report As On: 30/11/2019 Mahindra & Mahindra Ltd. 2.47 Equitas Holdings Ltd. 0.69 • AAUM for theMonth of November 2019 Colgate Palmolive (India) Ltd. 1.83 Tata Motors Ltd. 0.68 ` 7,368.69 Crores Gail (India) Ltd. 1.83 Shree Cement Ltd. 0.64 • AUM as on November 30, 2019 Tata Consultancy Services Ltd. 1.81 Sanofi India Ltd. 0.64 Cummins India Ltd. 1.72 Va Tech Wabag Ltd. 0.56 ` 7,376.59 Crores Multi Commodity Exchange Of India Ltd. 1.72 Punjab National Bank 0.55 • Fund Manager: Mr. Dinesh Balachandran ICICI Lombard General Insurance Company Ltd. 1.61 Tata Motors Dvr Ltd. 0.55 Managing Since: Sep-2016 Rallis India Ltd. 1.59 HCL Technologies Ltd. 0.54 Total Experience: Over 17 years Bharat Petroleum Corporation Ltd. 1.57 Strides Pharma Science Ltd. 0.49 • Benchmark: S&P BSE 500 JK Cement Ltd. 1.51 ELGI Equipments Ltd. 0.39 Kotak Mahindra Bank Ltd. 1.46 Laurus Labs Ltd. 0.36 (w.e.f May 16,2018) Torrent Power Ltd. 1.33 Motherson Sumi Systems Ltd. 0.13 • Exit Load: NIL Lupin Ltd. 1.30 Dynamatic Technologies Ltd. 0.13 • Entry Load: N.A. Alkem Laboratories Ltd. 1.13 Spencer's Retail Ltd. 0.03 • Plans Available: Regular, Direct ABB India Ltd. 1.11 Manpasand Beverages Ltd. 0.02 • Options: Growth, Dividend Thermax Ltd. 1.10 Summit Securities Ltd. 0.01 • SIP IRB Infrastructure Developers Ltd. 1.07 Total 94.93 Any Day SIP’ Facility is available for Monthly, JSW Energy Ltd. 1.02 Cash, Cash Equivalents, Bharat Heavy Electricals Ltd. 1.01 Derivative Margin and Others 5.07 Quarterly, Semi-Annual and Annual Emami Ltd. 1.00 Grand Total 100.00 frequencies through electronic mode like The New India Assurance Company Ltd. 0.97 OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day will be considered for SIP PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY processing. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Minimum amount for SIP` 500 & in multiples of` 500 Financial Services 36.77 Minimum Installments: The Scheme offers Energy 11.20 Weekly, Monthly, Quarterly, Semi-Annual IT 7.03 5.07 and Annual - 6 SIP . Consumer Goods 6.70 10.15 • Minimum Investment Industrial Manufacturing 6.14 ` 500 & in multiples of` 500 Cement & Cement Products 5.78 • Additional Investment Construction 5.37 11.44 ` 500 & in multiples of` 500 Pharma 4.67 (subject to lock in period of 3 years from the Automobile 3.96 date of allotment). Telecom 2.59 Fertilisers & Pesticides 1.59 73.34 Quantitative Data Metals 0.94 Media And Entertainment 0.86 Standard Deviation# : 13.18% Healthcare Services 0.77 Beta# : 0.97 Services 0.56 Large Cap Smallcap Midcap Sharpe Ratio# : 0.24 Cash, Cash Equivalents, Derivative Cash, Cash Equivalents, Derivative Margin and Others Portfolio Turnover* Margin and Others 5.07 Equity Turnover : 0.61 Total Turnover : 0.62 SBI Magnum Taxgain Scheme Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: # S ource: CRISIL Fund Analyser Ÿ Long term capital appreciation. *Portfolio Turnover = lower of total sale or total purchase for the last 12 months (including equity Ÿ Investment in a portfolio of equity shares, while offering deduction under Section 80 C of IT Act, 1961. derivatives) upon Avg. AUM of trailing twelve months. Risk Free rate: FBIL Overnight Mibor rate (5.25% as on Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable 29th November 2019) Basis for Ratio Calculation: 3 will be at Moderately High risk for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 20 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 75.2563 16-Mar-18 (Reg Plan) 14.10 75.9127 16-Mar-18 (Dir Plan) 16.40 88.5986 Reg-Plan-Growth 119.4729 (Previously known as SBI Pharma Fund) 30-Jan-15 (Reg Plan) 10.00 93.5001 Dir-Plan-Dividend 89.4449 Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if Dir-Plan-Growth 128.7372 applicable. Investment Objective

To provide the investors with the opportunity of long-term capital PORTFOLIO appreciation by investing in a diversified portfolio of equity and equity related Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM securities in Healthcare space. Equity Shares Solara Active Pharma Sciences Ltd. 1.42

Fund Details Sun Pharmaceutical Industries Ltd. 11.91 Natco Pharma Ltd. 0.39

• Type of Scheme Cipla Ltd. 9.89 Total 95.48 An open-ended Equity Scheme investing in Divi's Laboratories Ltd. 9.46 Preference Shares healthcare sector. • Date of Allotment: 05/07/1999 Lupin Ltd. 8.48 Shreno Ltd. 0.61 • Report As On: 30/11/2019 • AAUM for theMonth of November 2019 Alkem Laboratories Ltd. 6.45 Total 0.61 ` 933.09 Crores Abbott India Ltd. 5.33 Cash, Cash Equivalents, • AUM as on November 30, 2019 Derivative Margin and Others 3.91 ` 943.99 Crores Torrent Pharmaceuticals Ltd. 5.03 • Fund Manager: Mr. Tanmaya Desai Grand Total 100.00 Strides Pharma Science Ltd. 4.93 Managing Since: Jun-2011 Total Experience: Over 12 years Alembic Pharmaceuticals Ltd. 4.68 • Benchmark: S&P BSE HEALTHCARE Index • Exit Load: For exit within 15 Days from the Ajanta Pharma Ltd. 4.22 date of allotment - 0.50%; Sanofi India Ltd. 3.75 For exit after 15 Days from the date of allotment - Nil. Pfizer Ltd. 3.51 • Entry Load: N.A. Aster Dm Healthcare Ltd. 3.40 • Plans Available: Regular, Direct • Options: Growth, Dividend IPCA Laboratories Ltd. 3.03 • SIP Any Day SIP’ Facility is available for Monthly, Gufic Biosciences Ltd. 2.72 Quarterly, Semi-Annual and Annual frequencies through electronic mode like Dr. Reddy's Laboratories Ltd. 2.47 OTM / Debit Mandate. Default SIP date will Alembic Ltd. 2.24 be 10th. In case the SIP due date is a Non Business Day, then the immediate following Sequent Scientific Ltd. 2.17 Business Day will be considered for SIP processing. Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of` 1 thereafter for minimum six months PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY (or) minimum` 500 & in multiples of` 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum one year. Quarterly - Minimum` 1500 & in multiples Pharma 92.08 of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in Healthcare Services 3.40 0.61 3.91 multiples of` 1 thereafter for a minimum of Paper 0.61 16.88 4 installments. Cash, Cash Equivalents, Derivative Annual - Minimum` 5000 & in multiples of Margin and Others 3.91 ` 1 thereafter for a minimum of 4 installments. 47.24 • Minimum Investment ` 5000 & in multiples of` 1 • Additional Investment ` 1000 & in multiples of ` 1 Quantitative Data 31.36

Standard Deviation# : 16.65% Large Cap Smallcap Midcap Unclassified Beta# : 0.90 Sharpe Ratio# : -0.54 Cash, Cash Equivalents, Derivative Margin and Others Portfolio Turnover* Equity Turnover : 0.46 Total Turnover : 0.57 Total Turnover = Equity + Debt + Derivatives SBI Healthcare Opportunities Fund # Source: CRISIL Fund Analyser This product is suitable for investors who are seeking^: *Portfolio Turnover = lower of total sale or total purchase for the last 12 months (including equity Ÿ Long term capital appreciation. derivatives) upon Avg. AUM of trailing twelve Ÿ Equity investments in stocks of companies in the healthcare sector. months. Risk Free rate: FBIL Overnight Mibor rate (5.25% as Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable on 29th November 2019) Basis for Ratio Calculation: will be at High risk for them. 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 21 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 17.8469 16-Mar-18 (Reg Plan) 1.50 13.1746

Reg-Plan-Growth 19.8765 16-Mar-18 (Dir Plan) 1.60 13.4469

Dir-Plan-Dividend 18.5873 Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Dir-Plan-Growth 20.8037 Investment Objective The investment objective of the scheme is t o generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of PORTFOLIO companies engaged in banking and financial services. (However, there can be Stock Name (%) Of Total AUM no assurance that the investment Equity Shares objective of the Scheme will be realized.) HDFC Bank Ltd. 23.40 Fund Details ICICI Bank Ltd. 13.67 • Type of Scheme State Bank Of India 8.96 An open-ended Equity Scheme investing in Banking and Financial Services sector. Kotak Mahindra Bank Ltd. 7.95 • Date of Allotment: 26/02/2015 • Report As On: 30/11/2019 Axis Bank Ltd. 7.95 • AAUM for theMonth of November 2019 AU Small Finance Bank Ltd. 6.62 ` 1,245.40 Crores • AUM as on November 30, 2019 ICICI Lombard General Insurance Company Ltd. 5.64 ` 1,292.28 Crores • Fund Manager: Mr. Milind Agrawal (w.e.f. ICICI Prudential Life Insurance Company Ltd. 4.67 1 August 2019) Mahindra & Mahindra Financial Services Ltd. 3.11 Managing Since: Aug-2019 Total Experience: Over 8 years Bajaj Finance Ltd. 2.90 • Benchmark: Nifty Financial Services Index • Exit Load: Cholamandalam Investment & Finance Co. Ltd. 2.42 For exit within 12 months from the date of Muthoot Finance Ltd. 2.35 allotment - 1.00%; For exit after 12 months from the date of City Union Bank Ltd. 2.23 allotment - Nil • Entry Load: N.A. Housing Development Finance Corporation Ltd. 2.04 • Plans Available: Regular, Direct HDFC Life Insurance Company Ltd. 1.55 • Options: Growth, Dividend • SIP ICICI Securities Ltd. 0.89 Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual CSB Bank Ltd. 0.43 frequencies through electronic mode like Total 96.78 OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Cash, Cash Equivalents, Derivative Margin and Others 3.22 Business Day, then the immediate following Business Day will be considered for SIP Grand Total 100.00 processing. Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Monthly – Minimum` 1000 & in multiples of INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) `1 thereafter for minimum 6months or Minimum` 500 & in multiples of` 1 thereafter for minimum 12months Financial Services 96.78 Quarterly - Minimum` 1500 & in multiples Cash, Cash Equivalents, Derivative 0.43 3.22 of` 1 thereafter for minimum one year. Margin and Others 3.22 0.89 Semi Annual - Minimum` 3000 & in 16.73 multiples of` 1 thereafter for a minimum of 4 installments. Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. • Minimum Investment ` 5000 & in multiples of` 1 • Additional Investment ` 1000 & in multiples of` 1 78.73 Quantitative Data

Standard Deviation# : 16.99% Large Cap Smallcap Midcap Unclassified Beta# : 0.98 Sharpe Ratio# : 0.90 Cash, Cash Equivalents, Derivative Margin and Others Portfolio Turnover* Equity Turnover : 0.94 SBI Banking & Financial Services Fund Total Turnover : 1.68 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives # Ÿ Long term capital appreciation. S ource: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total Ÿ Investment predominantly in a portfolio of equity & equity related instruments of companies engaged purchase for the last 12 months (including equity in banking & financial services sector. derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (5.25% as on will be at High risk 29th November 2019) Basis for Ratio Calculation: 3 for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 22 EQUITY- SECTORAL FUND

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 10.5293

Reg-Plan-Growth 10.5307

Dir-Plan-Dividend 10.9446

Dir-Plan-Growth 10.9648 Investment Objective

To provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector PORTFOLIO Undertakings (and their subsidiaries) and in debt and money market instruments issued by PSUs and others. Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM Fund Details Equity Shares Bank Of Baroda 3.62

• Type of Scheme State Bank Of India 12.44 NTPC Ltd. 3.52 An open-ended Equity Scheme investing in PSU/PSU subsidiaries sector. • Date of Allotment: 07/07/2010 Garden Reach Shipbuilders & Engineers Ltd. 7.69 Container Corporation Of India Ltd. 3.41 • Report As On: 30/11/2019 • AAUM for theMonth of November 2019 Bharat Petroleum Corporation Ltd. 6.63 National Aluminium Company Ltd. 3.30 ` 170.77 Crores • AUM as on November 30, 2019 ` 169.69 Crores Power Grid Corporation Of India Ltd. 6.21 SBI Life Insurance Company Ltd. 2.97 • Fund Manager: Mr. Richard D'souza Managing Since: Aug 2014 Indian Railway Catering & Tourism Corporation Ltd. 6.08 Rites Ltd. 2.91 Total Experience: Over 26 years • Benchmark: S&P BSE PSU INDEX • Exit Load: Can Fin Homes Ltd. 4.93 Oil India Ltd. 2.10 For exit within 1 year from the date of allotment - 1%; Oil & Natural Gas Corporation Ltd. 4.91 Total 91.74 For exit after 1 year from the date of allotment - Nil • Entry Load: N.A. Bharat Electronics Ltd. 4.86 Cash, Cash Equivalents, • Plans Available: Regular, Direct Derivative Margin and Others 8.26 • Options: Growth, Dividend Indian Oil Corporation Ltd. 4.33 • SIP Any Day SIP’ Facility is available for Monthly, Grand Total 100.00 Quarterly, Semi-Annual and Annual NMDC Ltd. 4.08 frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Hindustan Petroleum Corporation Ltd. 4.08 Business Day, then the immediate following Business Day will be considered for SIP processing. The New India Assurance Company Ltd. 3.67 Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY ` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum one year. Quarterly - Minimum` 1500 & in multiples Energy 31.78 of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in Financial Services 27.63 8.26 multiples of` 1 thereafter for a minimum of 6.08 4 installments. Industrial Manufacturing 12.55 Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 Services 9.49 installments. 15.53 • Minimum Investment Metals 7.38 ` 5000 & in multiples of` 1 59.87 • Additional Investment Construction 2.91 ` 1000 & in multiples of` 1 10.26 Cash, Cash Equivalents, Derivative Quantitative Data Margin and Others 8.26 Standard Deviation# : 18.96% # Large Cap Smallcap Midcap Unclassified Beta : 0.87 Sharpe Ratio# : -0.20 Cash, Cash Equivalents, Derivative Margin and Others Portfolio Turnover* Equity Turnover : 0.38 SBI PSU Fund Total Turnover : 0.38 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives # Ÿ S ource: CRISIL Fund Analyser Long term capital appreciation. *Portfolio Turnover = lower of total sale or total Ÿ Investments in diversified basket of equity stocks of domestic Public Sector Undertakings and purchase for the last 12 months (including equity their subsidiaries. derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (5.25% as on will be at High risk 29th November 2019) Basis for Ratio Calculation: 3 for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 23 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 21.1284 16-Mar-18 (Reg Plan) 4.20 22.0929 An open-ended Equity Scheme investing in commodity 16-Mar-18 (Dir Plan) 4.30 22.8433 and commodity related sectors. Reg-Plan-Growth 37.2258 15-Mar-10 3.00 16.01 Dir-Plan-Dividend 22.1822 25-Jul-08 2.00 17.14 Dir-Plan-Growth 38.9796 27-Nov-06 1.50 16.18

Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if To generate opportunities for growth applicable. along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity and commodity related businesses. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM

• Type of Scheme Equity Shares Oil & Natural Gas Corporation Ltd. 2.61 An open-ended Equity Scheme investing in Reliance Industries Ltd. 8.61 Hindalco Industries Ltd. 2.46 commodity and commodity related sectors. • Date of Allotment: 08/08/2005 Bharat Petroleum Corporation Ltd. 7.41 Tata Metaliks Ltd. 2.42 • Report As On: 30/11/2019 Fine Organic Industries Ltd. 6.51 Kirloskar Ferrous Industries Ltd. 2.29 • AAUM for theMonth of November 2019 ` 255.52 Crores Neogen Chemicals Ltd. 5.20 Tata Steel Ltd. 2.25 • AUM as on November 30, 2019 Ultratech Cement Ltd. 5.07 Oil India Ltd. 0.70 ` 252.11 Crores • Fund Manager: Mr. Richard D'souza Shree Cement Ltd. 5.00 Total 93.86 Managing Since: Aug-2014 Total Experience: Over 26 years Deepak Nitrite Ltd. 4.74 Cash, Cash Equivalents, Derivative Margin and Others 6.14 • Benchmark: Nifty Commodities Index PI Industries Ltd. 4.70 • Exit Load: Grand Total 100.00 For exit within 1 year from the date of Indian Oil Corporation Ltd. 4.58 allotment - 1 %; Camlin Fine Sciences Ltd. 4.46 For exit after 1 year from the date of allotment - Nil. Indraprastha Gas Ltd. 3.77 • Entry Load: N.A. NTPC Ltd. 3.46 • Plans Available: Regular, Direct • Options: Growth, Dividend Vedanta Ltd. 3.07 • SIP Sagar Cements Ltd. 3.05 Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual Hindustan Petroleum Corporation Ltd. 3.03 frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will NMDC Ltd. 2.97 be 10th. In case the SIP due date is a Non Business Day, then the immediate following National Aluminium Company Ltd. 2.82 Business Day will be considered for SIP processing. Power Grid Corporation Of India Ltd. 2.68 Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for minimum one year. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. Energy 36.85 Semi Annual - Minimum` 3000 & in 6.14 multiples of` 1 thereafter for a minimum of Chemicals 20.91 4 installments. Annual - Minimum` 5000 & in multiples of Metals 18.28 ` 1 thereafter for a minimum of 4 installments. 28.67 Cement & Cement Products 13.12 • Minimum Investment 53.20 ` 5000 & in multiples of` 1 Fertilisers & Pesticides 4.70 • Additional Investment ` 1000 & in multiples of` 1 Cash, Cash Equivalents, Derivative Quantitative Data Margin and Others 6.14 11.99

Standard Deviation# : 15.90% Beta# : 0.84 Large Cap Smallcap Midcap Sharpe Ratio# : 0.15 Portfolio Turnover* Cash, Cash Equivalents, Derivative Margin and Others Equity Turnover : 0.51 Total Turnover : 0.51 SBI Magnum Comma Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: # S ource: CRISIL Fund Analyser Ÿ Long term capital appreciation. *Portfolio Turnover = lower of total sale or total Ÿ purchase for the last 12 months (including equity Equity investments in a portfolio of stocks of companies in the commodity and commodity related derivatives) upon Avg. AUM of trailing twelve months. sectors. Risk Free rate: FBIL Overnight Mibor rate (5.25% as on Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable 29th November 2019) Basis for Ratio Calculation: 3 will be at High risk for them. Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 24 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 14.1288 16-Mar-18 (Reg Plan) 1.70 13.6863

Reg-Plan-Growth 15.8831 16-Mar-18 (Dir Plan) 1.80 14.0096

Dir-Plan-Dividend 14.6673 Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if applicable. Dir-Plan-Growth 16.5729 Investment Objective

To provide investors with opportunities for long-term growth in capital through an active management of investments in a PORTFOLIO diversified basket of equity stocks of companies directly or indirectly involved Stock Name (%) Of Total AUM Stock Name (%) Of Total AUM in the infrastructure growth in the Indian Equity Shares Bharat Heavy Electricals Ltd. 2.50 economy and in debt & money market instruments. Reliance Industries Ltd. 10.22 PNC Infratech Ltd. 2.45

Fund Details Larsen & Toubro Ltd. 10.14 Carborundum Universal Ltd. 2.44

• Type of Scheme Bharti Airtel Ltd. 8.77 Gujarat State Petronet Ltd. 2.28 An open-ended Equity Scheme investing in Timken India Ltd. 5.15 Tata Metaliks Ltd. 2.23 infrastructure and allied sectors. • Date of Allotment: 06/07/2007 ELGI Equipments Ltd. 4.64 Ambuja Cements Ltd. 2.13 • Report As On: 30/11/2019 • AAUM for theMonth of November 2019 ICICI Bank Ltd. 4.09 Thermax Ltd. 2.05 ` 498.77 Crores Kennametal India Ltd. 4.06 JSW Energy Ltd. 0.13 • AUM as on November 30, 2019 ` 500.65 Crores Bharat Petroleum Corporation Ltd. 3.96 Total 98.55 • Fund Manager: Mrs. Nidhi Chawla Managing Since: Nov-2018 The Great Eastern Shipping Company Ltd. 3.55 Cash, Cash Equivalents, Total Experience: Over 10 years Derivative Margin and Others 1.45 JMC Projects (India) Ltd. 3.49 • Benchmark: Nifty Infrastructure Index Grand Total 100.00 • Exit Load: JK Cement Ltd. 3.32 For exit within 1 year from the date of allotment - 1 %; State Bank Of India 3.31 For exit after 1 year from the date of allotment - Nil Shree Cement Ltd. 3.25 • Entry Load: N.A. ABB India Ltd. 3.18 • Plans Available: Regular, Direct • Options: Growth, Dividend Axis Bank Ltd. 3.09 • SIP Any Day SIP’ Facility is available for Monthly, Gail (India) Ltd. 3.02 Quarterly, Semi-Annual and Annual frequencies through electronic mode like Multi Commodity Exchange Of India Ltd. 2.58 OTM / Debit Mandate. Default SIP date will Torrent Power Ltd. 2.52 be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day will be considered for SIP processing. Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) minimum` 500 & in multiples of` 1 thereafter for minimum one year. Industrial Manufacturing 24.02 Quarterly - Minimum` 1500 & in multiples Energy 22.13 of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in Construction 16.08 1.45 multiples of` 1 thereafter for a minimum of Financial Services 13.07 4 installments. Telecom 8.77 33.91 Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 Cement & Cement Products 8.70 installments. Services 3.55 55.16 • Minimum Investment Metals 2.23 ` 5000 & in multiples of` 1 • Additional Investment Cash, Cash Equivalents, Derivative ` 1000 & in multiples of` 1 Margin and Others 1.45 9.48 Quantitative Data

Standard Deviation# : 16.94% Large Cap Smallcap Midcap Beta# : 0.90 Sharpe Ratio# : 0.23 Cash, Cash Equivalents, Derivative Margin and Others Portfolio Turnover* Equity Turnover : 0.74 SBI Infrastructure Fund Total Turnover : 0.74 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives Ÿ Long term capital appreciation. # S ource: CRISIL Fund Analyser Ÿ *Portfolio Turnover = lower of total sale or total Equity investments in stocks of companies directly or indirectly involved in the infrastructure purchase for the last 12 months (including equity growth of the Indian economy. derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal will be at High risk ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (5.25% as on for them. 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 25 EQUITY-THEMATIC

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 71.0956 16-Mar-18 (Reg Plan) 12.70 69.8210 16-Mar-18 (Dir Plan) 15.60 85.9324 Reg-Plan-Growth 118.0892 (Previously known as SBI FMCG Fund) 29-May-15 (Reg Plan) 10.00 51.3257 Dir-Plan-Dividend 89.3080 29-May-15 (Dir Plan) 12.00 61.4862 Dir-Plan-Growth 126.8518 17-May-13 (Reg Plan) 8.00 46.0416 03-Mar-06 6.00 22.05 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide the investor with the scheme/plans would fall to the extent of payout and statutory levy, if opportunity of long-term capital applicable. appreciation by investing in a diversified portfolio of equity and equity related securities in Consumption space. PORTFOLIO

Fund Details Stock Name (%) Of Total AUM

• Type of Scheme Equity Shares An open-ended Equity Scheme following Sheela Foam Ltd. 7.26 consumption theme. The Indian Hotels Company Ltd. 6.30 • Date of Allotment: 05/07/1999 Colgate Palmolive (India) Ltd. 6.22 • Report As On: 30/11/2019 Hawkins Cookers Ltd. 6.14 • AAUM for theMonth of November 2019 Jubilant Foodworks Ltd. 5.69 ` 722.92 Crores Asian Paints Ltd. 5.30 • AUM as on November 30, 2019 Chalet Hotels Ltd. 4.99 ` 711.37 Crores Ganesha Ecosphere Ltd. 4.76 • Fund Manager: Mr. Saurabh Pant Emami Ltd. 4.71 Managing Since: Jun-2011 Marico Ltd. 4.55 Total Experience: Over 11 years Zee Entertainment Enterprises Ltd. 4.12 Greenply Industries Ltd. 4.00 • Benchmark: Nifty India Consumption (w.e.f. 16 May, 2018) Lemon Tree Hotels Ltd. 3.55 Hero Motocorp Ltd. 3.42 • Exit Load: Eicher Motors Ltd. 3.22 (w.e.f. 15 January, 2019) Procter & Gamble Hygiene And Health Care Ltd. 3.21 For exit on or before 30 days from the date Prataap Snacks Ltd. 2.85 of allotment - 0.10% Relaxo Footwears Ltd. 2.80 For exit after 30 days from the date of allotment- Nil Indian Terrain Fashions Ltd. 2.64 Kajaria Ceramics Ltd. 2.64 • Entry Load: Nil ITC Ltd. 2.41 • Plans Available: Regular, Direct Kewal Kiran Clothing Ltd. 2.17 • Options: Growth, Dividend Hatsun Agro Product Ltd. 1.88 • SIP United Breweries Ltd. 1.72 Any Day SIP’ Facility is available for Thangamayil Jewellery Ltd. 1.21 Monthly, Quarterly, Semi-Annual and Greenpanel Industries Ltd. 1.12 Annual frequencies through electronic V2 Retail Ltd. 0.81 mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is Manpasand Beverages Ltd. 0.12 a Non Business Day, then the immediate Total 99.81 following Business Day will be considered Cash, Cash Equivalents, Derivative Margin and Others 0.19 for SIP processing. Grand Total 100.00 Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY of` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) thereafter for minimum one year Quarterly - Minimum` 1500 & in multiples Consumer Goods 62.00 of` 1 thereafter for minimum one year. Services 14.84 1.12 0.19 Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of Textiles 9.57 4 installments. Automobile 6.64 40.50 34.17 Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 Media And Entertainment 4.12 installments. Construction 2.64 • Minimum Investment Cash, Cash Equivalents, Derivative ` 5000 & in multiples of` 1 Margin and Others 0.19 • Additional Investment ` 1000 & in multiples of` 1 24.02 Quantitative Data

# Standard Deviation : 14.56% Large Cap Smallcap Midcap Unclassified Beta# : 0.81 Sharpe Ratio# : 0.67 Cash, Cash Equivalents, Derivative Margin and Others Portfolio Turnover* Equity Turnover : 0.37 SBI Consumption Opportunities Fund Total Turnover : 0.37 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives # Ÿ Long term capital appreciation. S ource: CRISIL Fund Analyser *Portfolio Turnover = lower of total sale or total Ÿ Equity investments in stock of companies following consumption theme. purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate (5.25% as on will be at High risk for them. 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 26 EQUITY- SECTORAL FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 39.3301 16-Mar-18 (Reg Plan) 5.90 33.8510 16-Mar-18 (Dir Plan) 7.30 41.9142 Reg-Plan-Growth 65.3649 (Previously known as SBI IT Fund) 26-Jun-15 (Reg Plan) 6.00 31.8390 Dir-Plan-Dividend 49.6928 26-Jun-15(Dir Plan) 7.00 38.6976 08-Aug-13 (Reg Plan) 4.50 28.6220 Dir-Plan-Growth 69.9573 04-Jul-07 (Reg Plan) 4.00 25.25 Investment Objective To provide the investor with the Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if opportunity of long-term capital applicable. appreciation by investing in a diversified portfolio of equity and equity related PORTFOLIO securities in technology and technology related companies. Stock Name (%) Of Total AUM

Fund Details Equity Shares • Type of Scheme Tata Consultancy Services Ltd. 25.37 An open-ended Equity Scheme investing in Infosys Ltd. 18.41 technology and technology related sectors. • Date of Allotment: 05/07/1999 Bharti Airtel Ltd. 13.37 • Report As On: 30/11/2019 HCL Technologies Ltd. 10.58 • AAUM for theMonth of November 2019 Tech Mahindra Ltd. 5.37 ` 153.82 Crores • AUM as on November 30, 2019 NIIT Ltd. 5.14 ` 152.03 Crores Oracle Financial Services Software Ltd. 4.94 • Fund Manager: Mr. Anup Upadhyay Managing Since: Jun-2011 Larsen & Toubro Infotech Ltd. 2.65 Total Experience: Over 13 years Accelya Solutions India Ltd. 2.41 • Benchmark: S&P BSE Teck Eclerx Services Ltd. 2.17 (w.e.f May 16,2018) • Exit Load: For exit within 15 days from the Newgen Software Technologies Ltd. 1.70 date of allotment - 0.50%; UFO Moviez India Ltd. 0.23 For exit after 15 days from the date of allotment - Nil. Indian Railway Catering & Tourism Corporation Ltd. 0.10 • Entry Load: N.A. Total 92.44 • Plans Available: Regular, Direct Foreign Equity • Options: Growth, Dividend • SIP Alphabet Inc. 3.37 Any Day SIP’ Facility is available for Monthly, Cognizant Technology Solutions Corporation 2.69 Quarterly, Semi-Annual and Annual frequencies through electronic mode like Total 6.06 OTM / Debit Mandate. Default SIP date will Cash, Cash Equivalents, Derivative Margin and Others 1.50 be 10th. In case the SIP due date is a Non Business Day, then the immediate following Grand Total 100.00 Business Day will be considered for SIP processing. Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY thereafter for minimum one year. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. IT 84.80 Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of Telecom 13.37 6.16 1.50 4 installments. Media And Entertainment 0.23 Annual - Minimum` 5000 & in multiples of 11.65 ` 1 thereafter for a minimum of 4 Services 0.10 installments. Cash, Cash Equivalents, Derivative • Minimum Investment Margin and Others 1.50 ` 5000 & in multiples of` 1 • Additional Investment ` 1000 & in multiples of` 1

Quantitative Data 80.69

Standard Deviation# : 12.91% Beta# : 0.83 Sharpe Ratio# : 0.69 Large Cap Smallcap Unclassified Portfolio Turnover* Equity Turnover : 0.47 Cash, Cash Equivalents, Derivative Margin and Others Total Turnover : 0.47 Total Turnover = Equity + Debt + Derivatives # S ource: CRISIL Fund Analyser SBI Technology Opportunities Fund *Portfolio Turnover = lower of total sale or total This product is suitable for investors who are seeking^: purchase for the last 12 months (including equity derivatives) upon Avg. AUM of trailing twelve months. Ÿ Long term capital appreciation. Risk Free rate: FBIL Overnight Mibor rate (5.25% as on Ÿ Equity investments in stock of companies in the technology and technology related sectors. 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Note: Fund Manager for Foreign Securities Mr.Mohit will be at High risk for them. Jain w.e.f. Nov 28, 2017. Exp. Over 5years Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 27 EQUITY-THEMATIC

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 10.1729

Reg-Plan-Growth 10.1728

Dir-Plan-Dividend 10.2015

Dir-Plan-Growth 10.2014 Investment Objective The investment objective of the scheme is to provide long term capital appreciation by investing in a diversified basket of companies in Nifty 50 Index while aiming for minimizing the portfolio volatility. However, there is no PORTFOLIO guarantee or assurance that the investment objective of the scheme will be achieved. Stock Name (%) Of Total AUM % of AUM Derivatives Stock Name (%) Of Total AUM % of AUM Derivatives

Fund Details Equity Shares Indusind Bank Ltd. 1.03 - • Type of Scheme HCL Technologies Ltd. 8.40 - Cipla Ltd. 1.03 - An Open Ended Equity Scheme following Dr. Reddy's Laboratories Ltd. 8.27 - Bajaj Finserv Ltd. 1.03 - minimum variance theme Britannia Industries Ltd. 7.86 - Nestle India Ltd. 1.02 - • Date of Allotment: 02/03/2019 Wipro Ltd. 7.79 - Axis Bank Ltd. 1.02 - • Report As On: 30/11/2019 Tata Consultancy Services Ltd. 7.74 - Kotak Mahindra Bank Ltd. 1.02 - • AAUM for theMonth of November 2019 Infosys Ltd. 6.90 - Hindalco Industries Ltd. 1.02 - ` 49.90 Crores Tech Mahindra Ltd. 4.98 - Coal India Ltd. 1.00 - Hindustan Unilever Ltd. 4.02 - HDFC Bank Ltd. 0.99 - • AUM as on November 30, 2019 ` 48.90 Crores Power Grid Corporation Oil & Natural Gas Of India Ltd. 1.91 - Corporation Ltd. 0.97 - • Fund Manager: Mr. Raviprakash Sharma Yes Bank Ltd. 1.36 - Bajaj Finance Ltd. 0.97 - Managing Since: March-2019 Tata Motors Ltd. 1.30 - NTPC Ltd. 0.96 - Total Experience: Over 19 years Eicher Motors Ltd. 1.25 - UPL Ltd. 0.95 - • Benchmark: Nifty 50 Index Bharti Airtel Ltd. 1.23 - Ultratech Cement Ltd. 0.94 - • Exit Load: For exit within 1 year from the State Bank Of India 1.18 - ITC Ltd. 0.94 - date of allotment – 1 %, Reliance Industries Ltd. 1.15 - Asian Paints Ltd. 0.93 - For exit after 1 year from the date of Tata Steel Ltd. 1.15 - Mahindra & Mahindra Ltd. 0.93 - allotment – Nil Sun Pharmaceutical Gail (India) Ltd. 0.91 - • Entry Load: N.A. Industries Ltd. 1.14 - Adani Ports And Special • Plans Available: Regular, Direct ICICI Bank Ltd. 1.11 - Economic Zone Ltd. 0.91 - • Options: Growth, Dividend JSW Steel Ltd. 1.09 - Vedanta Ltd. 0.89 - • SIP HDFC Ltd. 1.09 - Titan Company Ltd. 0.88 - Any Day SIP’ Facility is available for Monthly, Bharat Petroleum Larsen & Toubro Ltd. 0.88 - Quarterly, Semi-Annual and Annual Corporation Ltd. 1.06 - Indian Oil Corporation Ltd. 0.87 - frequencies through electronic mode like Grasim Industries Ltd. 1.05 - Hero Motocorp Ltd. 0.86 - OTM / Debit Mandate. Default SIP date will Maruti Suzuki India Ltd. 1.04 - Index Futures 1.67 be 10th. In case the SIP due date is a Non Bajaj Auto Ltd. 1.04 - Total 100.14 1.67 Business Day, then the immediate following Zee Entertainment Cash, Cash Equivalents, Business Day will be considered for SIP Enterprises Ltd. 1.04 - Derivative Margin and Others -1.81 - processing. Bharti Infratel Ltd. 1.04 - Grand Total 100.00 Weekly - Minimum` 1000 & in multiples of Re. 1 thereafter for minimum of six installments. Monthly - Minimum` 1000 & in multiples of PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Re. 1 thereafter for minimum six months (or) INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) minimum` 500 & in multiples of Re. 1 thereafter for minimum one year IT 35.81 Quarterly - Minimum` 1500 & in multiples 1.67 -1.81 of Re. 1 thereafter for minimum one year Consumer Goods 15.65 Semi-Annual - Minimum amount of Financial Services 10.80 investment will be` 3,000 and in multiples Pharma 10.44 of Re.1 thereafter for minimum 4 number of Energy 7.83 installments Automobile 6.42 Annual - Minimum amount of investment Metals 5.15 will be` 5,000 and in multiples of Re.1 Telecom 2.27 thereafter for minimum 4 number of Cement & Cement Products 1.99 installments Media And Entertainment 1.04 • Minimum Investment Fertilisers & Pesticides 0.95 100.14 ` 5000 & in multiples of` 1 Services 0.91 • Additional Investment Construction 0.88 ` 1000 & in multiples of` 1 Cash, Cash Equivalents, Derivative Large Cap Derivatives Margin and Others -1.81 Quantitative Data Cash, Cash Equivalents, Derivative Margin and Others Derivatives 1.67 Portfolio Turnover* Equity Turnover : 0.30 SBI Equity Minimum Variance Fund Total Turnover : 0.52 This product is suitable for investors who are seeking^: Total Turnover = Equity + Debt + Derivatives Ÿ Long term Capital appreciation. *Portfolio Turnover = lower of total sale or total Ÿ To generate income by investing in a diversified basket of companies in Nifty 50 Index while purchase for the last 12 months (including equity aiming for minimizing the portfolio volatility. derivatives) upon Avg. AUM of trailing twelve months. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at High risk Risk Free rate: FBIL Overnight Mibor rate (5.25% as for them. on 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 28 FUND OF FUND

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 11.9291

Reg-Plan-Growth 11.9272

Dir-Plan-Dividend 12.2592

Dir-Plan-Growth 12.2715 Investment Objective

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (erstwhile known as SBI Gold Exchange Traded Scheme). Fund Details PORTFOLIO Mutual Fund Units (%) Of Total AUM • Type of Scheme An open-ended Fund of Fund Scheme Exchange Traded Funds investing in SBI-ETF Gold SBI-ETF Gold 99.98 • Date of Allotment: 12/09/2011 Total 99.98 • Report As On: 30/11/2019 Cash, Cash Equivalents, Derivative Margin and Others 0.02 • AAUM for the Month of November 2019 ` 386.91 Crores Grand Total 100.00 • AUM as on November 30, 2019 ` 384.01 Crores • Fund Manager: Mr. Raviprakash Sharma Managing Since: Sep-2011 PORTFOLIO CLASSIFICATION BY ASSET ALLOCATION (%) Total Experience: Over 19 years • Benchmark: Price of Physical Gold 0.02 • Exit Load: Exit within 1 year from the date of allotment – 1%. Exit after 1 year from the date of allotment - Nil • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual 99.98 frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will Mutual Fund Units Cash, Cash Equivalents, Derivative Margin and Others be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day will be considered for SIP processing. SBI Gold Fund Weekly - Minimum` 1000 & in multiples of This product is suitable for investors who are seeking^: ` 1 thereafter for a minimum of 6 Ÿ Long term capital appreciation. instalments. Ÿ Investment in SBI - ETF Gold.

Monthly - Minimum` 1000 & in multiples Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable of` 1 thereafter for minimum six months will be at Moderately High risk for them. (or) minimum` 500 & in multiples of` 1 thereafter for minimum one year. Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. • Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. • Minimum Investment ` 5000 & in multiples of` 1 • Additional Investment ` 1000 & in multiples of` 1

29 INDEX FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 53.1717 23-Mar-06 3.30 14.5541

Reg-Plan-Growth 103.7699 28-Mar-05 3.80 15.0818

Dir-Plan-Dividend 54.8391 Pursuant to payment of dividend, the NAV of Dividend Option of scheme/plans would fall to the extent of payout and statutory levy, if Dir-Plan-Growth 106.8521 applicable. Investment Objective The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 Index by minimizing the performance difference PORTFOLIO between the benchmark index and the scheme. The Total Returns Index is an index Stock Name (%) Of Total AUM % of AUM Derivatives Stock Name (%) Of Total AUM % of AUM Derivatives that reflects the returns on the index from index gain/loss plus dividend payments by Equity Shares Oil & Natural Gas the constituent stocks. However, there can HDFC Bank Ltd. 10.91 - Corporation Ltd. 0.82 - be no assurance that the investment Reliance Industries Ltd. 10.51 - Bharat Petroleum objective of the scheme will be achieved. HDFC Ltd. 7.84 - Corporation Ltd. 0.81 - Fund Details ICICI Bank Ltd. 6.56 - Coal India Ltd. 0.73 - Infosys Ltd. 5.05 - Britannia Industries Ltd. 0.71 - • Type of Scheme Kotak Mahindra Bank Ltd. 4.28 - Dr. Reddy's Laboratories Ltd. 0.70 - An open-ended Scheme tracking Nifty 50 Tata Consultancy Services Ltd. 4.27 - Wipro Ltd. 0.70 - Index. ITC Ltd. 4.20 - Tata Steel Ltd. 0.64 - • Date of Allotment: 17/01/2002 Axis Bank Ltd. 3.26 - Indian Oil Corporation Ltd. 0.64 - • Report As On: 30/11/2019 Larsen & Toubro Ltd. 3.25 - Eicher Motors Ltd. 0.63 - • AAUM for theMonth of November 2019 Hero Motocorp Ltd. 0.63 - ` 502.17 Crores Hindustan Unilever Ltd. 2.88 - State Bank Of India 2.60 - UPL Ltd. 0.62 - • AUM as on November 30, 2019 Grasim Industries Ltd. 0.61 - ` 508.86 Crores Bajaj Finance Ltd. 1.92 - Adani Ports And Special • Fund Manager: Mr. Raviprakash Sharma Maruti Suzuki India Ltd. 1.91 - Economic Zone Ltd. 0.60 - Managing Since: Feb-2011 Indusind Bank Ltd. 1.87 - Hindalco Industries Ltd. 0.58 - Total Experience: Over 19 years Bharti Airtel Ltd. 1.66 - Tata Motors Ltd. 0.57 - • Benchmark: Nifty 50 Index Asian Paints Ltd. 1.52 - JSW Steel Ltd. 0.53 - • Exit Load: For exit within 15 days from the HCL Technologies Ltd. 1.21 - date of allotment - 0.20% Bajaj Finserv Ltd. 1.09 - Vedanta Ltd. 0.52 - For exit on or after 15 days from the date of Nestle India Ltd. 1.02 - Bharti Infratel Ltd. 0.47 - allotment - Nil Mahindra & Mahindra Ltd. 1.01 - Cipla Ltd. 0.47 - • Entry Load: N.A. NTPC Ltd. 1.00 - Gail (India) Ltd. 0.46 - • Plans Available: Regular, Direct Sun Pharmaceutical Zee Entertainment • Options: Growth, Dividend Industries Ltd. 0.98 - Enterprises Ltd. 0.36 - • SIP Titan Company Ltd. 0.96 - Yes Bank Ltd. 0.28 - Any Day SIP’ Facility is available for Monthly, Ultratech Cement Ltd. 0.95 - Index Futures 1.46 Quarterly, Semi-Annual and Annual Tech Mahindra Ltd. 0.93 - Total 98.44 1.46 frequencies through electronic mode like Cash, Cash Equivalents, OTM / Debit Mandate. Default SIP date will Power Grid Corporation Of India Ltd. 0.90 - Derivative Margin and Others 0.10 - be 10th. In case the SIP due date is a Non Grand Total 100.00 Business Day, then the immediate following Bajaj Auto Ltd. 0.82 - Business Day will be considered for SIP processing. Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY instalments. INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) Financial Services 40.61 minimum` 500 & in multiples of` 1 Energy 15.14 1.460.10 thereafter for minimum one year. Quarterly - Minimum` 1500 & in multiples IT 12.16 of` 1 thereafter for minimum one year. Consumer Goods 11.29 Semi Annual - Minimum` 3000 & in Automobile 5.57 multiples of` 1 thereafter for a minimum of Construction 3.25 4 installments. Metals 3.00 Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 Pharma 2.15 installments. Telecom 2.13 • Minimum Investment Cement & Cement Products 1.56 ` 5000 & in multiples of` 1 Fertilisers & Pesticides 0.62 • Additional Investment Services 0.60 98.44 ` 1000 & in multiples of` 1 Media And Entertainment 0.36 Quantitative Data Cash, Cash Equivalents, Derivative Large Cap Derivatives Margin and Others 0.10 Cash, Cash Equivalents, Derivative Margin and Others Portfolio Turnover* Derivatives 1.46 Equity Turnover : 0.52 Total Turnover : 0.77 SBI Nifty Index Fund Total Turnover = Equity + Debt + Derivatives This product is suitable for investors who are seeking^: Tracking Error : 0.10% Ÿ Long term capital appreciation. *Portfolio Turnover = lower of total sale or total Ÿ purchase for the last 12 months (including equity Passive Investment in stocks comprising the Nifty 50 Index in the same proportion as in the index derivatives) upon Avg. AUM of trailing twelve months. to achieve returns equivalent to the Total returns Index of Nifty 50 Index. Tracking Error is computed for the 3 Year Period Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Moderately High risk ending 29th November 2019, based on month-end for them. NAV. Tracking Error is computed using Total Returns Index. Ratios are computed using Total Return Index (TRI) as per SEBI Circular dated Jan 4, 2018 30 Snapshot of Hybrid Funds & Solution Oriented Funds

SBI Debt Hybrid Fund SBI Multi Asset Allocation SBI Magnum Children’s SBI Equity Hybrid Fund SBI Arbitrage SBI Dynamic Asset (Previously known as SBI Fund (Previously known as Benefit Fund (Previously SBI Equity Scheme (Previously known as SBI Opportunities Magnum Balanced Fund) Allocation Fund Magnum Monthly Income SBI Magnum Monthly known as SBI Magnum Savings Fund Plan) Income Plan - Floater) Children’s Benefit Plan) Fund Ideal Investment Horizon 3 years + 3 years + 2 years + 2 years + 3 years + 1 year 3 months Inception Date 09/10/1995 26/03/2015 09/04/2001 21/12/2005 21/02/2002 27/05/2015 03/11/2006 Mr. Dinesh Balachandran- Equity & Equity related instruments & Mr. Neeraj Kumar - Mr. R. Srinivasan - Equity Debt and Money Market Mr. Ruchit Mehta -Equity Mr. Rajeev Arbitrage Portion Fund Manager Mr. Gaurav Mehta Mr. Neeraj Kumar Mr. Dinesh Ahuja - Debt Instruments portion- Mr. Mohit Mr. Dinesh Ahuja -Debt Radhakrishnan Mr. Ruchit Mehta - Jain- investments in foreign Equity, Debt securities of the Scheme. Managing Since Jan-2012 Mar-2015 July-2011 Feb-2019 Jun-2008 May-2015 Oct-2012 1/3 NIFTY+1/3 CRISIL NIFTY 50 Hybrid NIFTY 50 Hybrid Nifty Equity Savings Nifty 50 Arbitrage CRISIL Hybrid 35+65 - 50% CRISIL 1 year CD Index + Composite Bond Fund Composite Debt 15:85 Benchmark Composite Debt 15:85 Index.(w.e.f August Index. Aggressive Index 50% S&P BSE Sensex Index+1/3 Price of Index Index (w.e.f June 25,2018) 10,2018) (w.e.f May 16,2018) Gold.(w.e.f May 16,2018) (w.e.f June 25,2018) Fund Details as on 30 November 2019 Month End AUM (Rs. in Crores) `31,246.74 Crores `675.90 Crores `1,076.54 Crores `256.82 Crores `64.70 Crores `1,620.34 Crores `5,356.14 Crores Modified Duration (years) 3.48 - 3.68 - 4.24 - - Average Maturity (years) 4.86 - 5.03 - 5.96 - - Yield to Maturity (%) 8.02 - 7.68 - 7.20 - -

# Standard Deviation 9.41% 6.17% - - - - 0.55% Beta# 1.06 0.75 - - - - 0.47 Sharpe Ratio# 0.66 0.79 - - - - 1.04 Regular- 1.63% Regular- 1.99% Regular- 1.81% Regular- 1.81% Regular- 2.26% Regular- 1.70% Regular- 0.91% Expense Ratio Direct- 1.06% Direct- 0.94% Direct- 1.21% Direct- 1.21% Direct- 1.46% Direct- 1.03% Direct- 0.46% Composition by Assets as on 30 November 2019 Equity Shares 74.89 45.62 25.42 48.80 24.57 75.41 66.12 Corporate Debt 18.72 - 51.39 - 35.47 14.64 13.42 Gilts 4.61 - 19.14 33.18 32.20 1.61 - Money Market Instruments ------4.69 Other Assets 1.78 54.38 4.05 18.02 7.76 8.34 15.77 Composition by Ratings & Assets as on 30 November 2019 Large Cap 58.18 45.62 15.56 45.16 10.91 66.02 62.18 Mid Cap 11.97 - 3.94 3.64 2.78 3.94 3.77 Small Cap 4.74 - 5.92 - 9.64 5.45 0.17 Unclassified - - - - 1.24 - - AA, AA+, AAA And EQUIVALENT 14.44 - 38.43 - 29.14 11.41 13.42 Below AA 4.28 - 12.96 - 6.33 3.23 - Sovereign 4.61 - 19.14 33.18 32.20 1.61 - Below A1+, A1+ ------4.69 Cash, Cash Equivalents, 1.78 54.38 Other4.05 Details Others 1.92 ,Gold 16.10 7.76 8.34 15.77 Derivatives and Others

For exit within 12 months from For exit on or before 12 months from For exit on or before 15 For exit on or before 1 Exit Load the date of allotment: For 10% For 10% of the For 10% of the investments Within 1 year - 3%; the date of allotment: - For 8% of days from the date of month from the date of of investment - Nil For investments within 1 Year within 1 Year – Nil; For the Within 2 years - 2%; investment-Nil; For remaining allotment – 0.10% For allotment – 0.25% For exit remaining investments - – Nil; For the remaining remaining investments - Within 3 years - 1% after 1 month from the date 1.00%; For exit after 12 months investments: 1%; For exit after 12 investments - 1.00% 1.00% exit after 15 days from of allotment – Nil from the date of allotment - Nil months from the date of allotment: Nil the date of allotment – Nil (w.e.f. 1st July 2019)

Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Source: CRISIL Fund Analyser# Risk Free rate: FBIL Overnight Mibor rate (5.25% as on 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan 31 HYBRID - AGGRESSIVE HYBRID FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) Nav (` )

Reg-Plan-Dividend 31.6718 07-Feb-19 (Reg Plan) 0.20 27.7551 07-Feb-19 (Dir Plan) 0.30 40.5383 Reg-Plan-Growth 145.0519 28-Sep-18 (Reg Plan) 0.29 27.3468 (Previously known as SBI Magnum Balanced Fund) Dir-Plan-Dividend 46.4974 28-Sep-18 (Dir Plan) 0.42 39.8354 Dir-Plan-Growth 154.1881 06-Jul-18 (Reg Plan) 0.46 27.8671 06-Jul-18 (Dir Plan) 0.66 40.5021 Investment Objective 23-Mar-18 (Dir Plan) 0.88 27.3435 To provide investors long-term capital 23-Mar-18 (Reg Plan) 1.27 39.6111 appreciation along with the liquidity of an Pursuant to payment of dividend, the NAV of Dividend Option of open-ended scheme by investing in a mix scheme/plans would fall to the extent of payout and statutory levy, if of debt and equity. The scheme will invest applicable. in a diversified portfolio of equities of high growth companies and balance the PORTFOLIO risk through investing the rest in fixed income securities. Issuer Name Rating (%) Of Total AUM Issuer Name Rating (%) Of Total AUM Equity Shares Air India Assets Holding Ltd. [ICRA]AAA 1.20 Fund Details HDFC Bank Ltd. 7.34 ICICI Bank Ltd. [ICRA]AA+ 1.14 Bharti Airtel Ltd. 4.65 Muthoot Finance Ltd. CRISIL AA 0.99 State Bank Of India 4.38 Tata Power Company Ltd. IND AA 0.81 • Type of Scheme Kotak Mahindra Bank Ltd. 4.08 HDFC Bank Ltd. CRISIL AAA 0.77 An open-ended Hybrid Scheme investing Axis Bank Ltd. 3.79 HDFC Credila Financial predominantly in equity and equity related Bajaj Finance Ltd. 3.26 Services Pvt. Ltd. CRISIL AAA 0.74 Divi's Laboratories Ltd. 3.14 REC Ltd. CRISIL AAA 0.74 instruments. Infosys Ltd. 2.96 Indian Railway Finance Corporation Ltd.CRISIL AAA 0.71 • Date of Allotment: 09/10/1995 Bharat Petroleum Corporation Ltd. 2.51 State Bank Of India CRISIL AA+ 0.65 • Report As On: 30/11/2019 ICICI Lombard General Insurance Company Ltd. 2.32 LIC Housing Finance Ltd. CRISIL AAA 0.64 ICICI Prudential Life Insurance Company Ltd. 2.15 L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA(SO) 0.60 • AAUM for theMonth of November 2019 ICICI Bank Ltd. 2.13 NIIF Infrastructure Finance Ltd [ICRA]AAA 0.57 ` 30,997.40 Crores Shree Cement Ltd. 2.00 HDFC Ltd. CRISIL AAA 0.56 • AUM as on November 30, 2019 InterGlobe Aviation Ltd. 1.88 Sterlite Power Grid Ventures Ltd. IND A+ 0.48 ` Emami Ltd. 1.83 Manappuram Finance Ltd. CRISIL AA 0.39 31,246.74 Crores Reliance Industries Ltd. 1.69 Syndicate Bank IND A+ 0.36 • Fund Managers: Power Grid Corporation Of India Ltd. 1.67 State Bank Of India CRISIL AAA 0.33 Mr. R. Srinivasan -Equity MRF Ltd. 1.56 Cholamandalam Investment & Aavas Financiers Ltd. 1.53 Finance Co. Ltd. [ICRA]AA+ 0.33 Mr. Dinesh Ahuja -Debt Hero Motocorp Ltd. 1.52 ONGC Petro Additions Ltd. IND AAA(SO) 0.32 Managing Since: Jan-2012 Tata Consultancy Services Ltd. 1.38 Sunbeam Lightweighting Total Experience: Adani Ports And Special Economic Zone Ltd. 1.34 Solutions Pvt. Ltd CRISIL AA- 0.24 Mr. R. Srinivasan -Over 26 years Solar Industries India Ltd. 1.04 Bank Of Baroda CRISIL AA+ 0.22 Procter & Gamble Hygiene And Health Care Ltd. 0.97 Indiabulls Housing Finance Ltd. BWR AA+ 0.21 Mr. Dinesh Ahuja -Over 20 years Aia Engineering Ltd. 0.94 Tata Motors Ltd. [ICRA]AA- 0.20 • Benchmark: CRISIL Hybrid 35+65 - 3M India Ltd. 0.93 Housing And Urban Development Aggressive Index Info Edge (India) Ltd. 0.93 Corporation Ltd. [ICRA]AAA 0.19 Westlife Development Ltd. 0.88 Punjab National Bank IND A 0.17 • Exit Load: Asian Paints Ltd. 0.86 Axis Bank Ltd. CRISIL AAA 0.14 For exit within 12 months from the date of Bharat Heavy Electricals Ltd. 0.84 Axis Bank Ltd. CRISIL AA+ 0.13 allotment: Alkem Laboratories Ltd. 0.82 United Bank Of India CRISIL A+ 0.12 Housing Development Finance Corporation Ltd. 0.81 Divyesh Power Pvt. Ltd. CARE AA-(SO) 0.07 For 10% of investment - Nil Lemon Tree Hotels Ltd. 0.81 Aashman Energy Pvt. Ltd. CARE AA-(SO) 0.07 For remaining investments - 1.00%; Motherson Sumi Systems Ltd. 0.69 SEI Baskara Power Pvt. Ltd. CARE AA-(SO) 0.07 For exit after 12 months from the date of Galaxy Surfactants Ltd. 0.67 SEI Enerstar Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.07 Bajaj Holdings & Investment Ltd. 0.66 Shreyas Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.07 allotment - Nil. (w.e.f. 03 December, 2018) The Great Eastern Shipping Company Ltd. 0.57 Pratyash Renewable Pvt. Ltd. CARE AA-(SO) 0.07 • Entry Load: N.A. SJVN Ltd. 0.53 Aarish Solar Power Pvt. Ltd. CARE AA-(SO) 0.07 • Plans Available: Regular, Direct Chalet Hotels Ltd. 0.48 SEI Mihir Energy Pvt. Ltd. CARE AA-(SO) 0.07 Relaxo Footwears Ltd. 0.45 Zuvan Energy Pvt. Ltd. CARE AA-(SO) 0.07 • Options: Growth, Dividend Star Cement Ltd. 0.32 Elena Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.07 • SIP The Ramco Cements Ltd. 0.32 Tata Power Company Ltd. CRISIL AA- 0.02 Any Day SIP’ Facility is available for Monthly, Eclerx Services Ltd. 0.29 Total 17.64 Quarterly, Semi-Annual and Annual Allcargo Logistics Ltd. 0.27 Zero Coupon Bonds Cummins India Ltd. 0.25 Tata Motor Finance Holdings Ltd. [ICRA]AA- 0.74 frequencies through electronic mode like Sundaram Clayton Ltd. 0.22 Embassy Office Parks Reit CRISIL AAA 0.34 OTM / Debit Mandate. Default SIP date will Indostar Capital Finance Ltd. 0.20 Total 1.08 be 10th. In case the SIP due date is a Non Sundaram Finance Holdings Ltd. 0.03 Government Securities Total 74.89 Government Of India SOVEREIGN 4.61 Business Day, then the immediate following Non Convertible Debentures Total 4.61 Business Day will be considered for SIP Power Finance Corporation Ltd. CRISIL AAA 1.72 Cash, Cash Equivalents, Derivative Margin and Others 1.78 processing. Andhra Bank CARE A+ 1.25 Grand Total 100.00 Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Monthly - Minimum` 1000 & in multiples INDUSTRY ALLOCATION (%) ASSET CLASS / RATING CLASS (%) of` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 Financial Services 45.92 4.611.78 thereafter for minimum one year Energy 10.50 4.28 Quarterly - Minimum` 1500 & in multiples Services 7.76 2.19 of` 1 thereafter for minimum one year. IT 5.56 2.68 Semi Annual - Minimum` 3000 & in Telecom 4.65 multiples of` 1 thereafter for a minimum of Sovereign 4.61 9.57 4 installments. Automobile 4.43 Annual - Minimum` 5000 & in multiples of Consumer Goods 4.11 4.74 58.18 ` 1 thereafter for a minimum of 4 Pharma 3.96 installments. Cement & Cement Products 2.64 • Minimum Investment Industrial Manufacturing 2.03 11.97 ` 1000 & in multiples of` 1 Chemicals 1.71 • Additional Investment Construction 0.34 ` ` 1000 & in multiples of 1 Cash, Cash Equivalents, Derivative Large Cap Midcap Small Cap Quantitative Data Margin and Others 1.78 AAA and Equivalent Sovereign Below AA AA+ AA Cash, Cash Equivalents, Derivative Margin and Others Standard Deviation# : 9.41% SBI Equity Hybrid Fund Beta# : 1.06 # This product is suitable for investors who are seeking^: Sharpe Ratio : 0.66 Ÿ Modified Duration : 3.48 years Long term capital appreciation. Ÿ Average Maturity : 4.86 years Investments primarily in equity and equity related instruments, with exposure in debt and money Yield to Maturity : 8.02% market instruments. # Investors understand that their principal Source: CRISIL Fund Analyser will be at Moderately High risk ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate for them. (5.25% as on 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points 32 HYBRID - DYNAMIC ASSET ALLOCATION FUND

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 13.7801

Reg-Plan-Growth 13.7772

Dir-Plan-Dividend 14.2914

Dir-Plan-Growth 14.3074 Investment Objective

To provide investors with an opportunity to invest in a portfolio which is a mix of equity and equity related securities and PORTFOLIO fixed income instruments. The allocation between fixed income and equity Issuer Name Rating (%) Of Total % of AUM Derivatives Issuer Name Rating (%) Of Total % of AUM Derivatives instruments will be managed dynamically so as to provide investors with long-term Equity Shares Tech Mahindra Ltd. 0.39 - capital appreciation. HDFC Bank Ltd. 5.87 - Oil & Natural Gas Corporation Ltd. 0.38 - Reliance Industries Ltd. 5.46 - Tata Steel Ltd. 0.37 - Fund Details HDFC Ltd. 4.36 - Hero Motocorp Ltd. 0.36 - ICICI Bank Ltd. 3.74 - Tata Motors Ltd. 0.33 - • Type of Scheme An open-ended Dynamic Asset Allocation Infosys Ltd. 3.02 - Vedanta Ltd. 0.31 - Fund. Tata Consultancy Services Ltd. 2.44 - Wipro Ltd. 0.18 - • Date of Allotment: 26/03/2015 • Report As On: 30/11/2019 ITC Ltd. 2.35 - Adani Ports And Special • AAUM for the Month of November 2019 Kotak Mahindra Bank Ltd. 2.13 - Economic Zone Ltd. 0.15 - ` 677.88 Crores Yes Bank Ltd. 0.14 - • AUM as on November 30, 2019 Larsen & Toubro Ltd. 1.83 - ` 675.90 Crores Hindustan Unilever Ltd. 1.63 - Tata Motors Dvr Ltd. 0.04 - • Fund Manager: Mr. Dinesh Balachandran-Equity & Equity Axis Bank Ltd. 1.46 - Index Futures 42.96 related instruments & Debt and Money State Bank Of India 1.41 - Total 45.62 42.96 Market Instruments Mr. Mohit Jain- investments in foreign Maruti Suzuki India Ltd. 1.08 - Cash, Cash Equivalents, securities of the Scheme. Indusind Bank Ltd. 0.88 - Derivative Margin and Others 11.42 - Managing Since: Mar - 2015 Total Experience: Asian Paints Ltd. 0.85 - Grand Total 100.00 Mr. Dinesh Balachandran Over 17 Years Mr. Mohit Jain Over 6 Years Bharti Airtel Ltd. 0.80 - • Benchmark: 50% CRISIL 1 year CD Index + Bajaj Finance Ltd. 0.64 - 50% S&P BSE Sensex Sun Pharmaceutical Industries Ltd. 0.55 - • Exit Load: For exit on or before 12 months from the date of allotment: - For 8% of Mahindra & Mahindra Ltd. 0.55 - investment-Nil; For remaining investments: 1%;For exit after 12 months from the date of NTPC Ltd. 0.53 - allotment: Nil Power Grid Corporation Of India Ltd. 0.49 - • Entry Load: N.A. • Plans Available: Regular, Direct Bajaj Auto Ltd. 0.48 - • Options: Growth, Dividend HCL Technologies Ltd. 0.42 - • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY be 10th. In case the SIP due date is a Non INDUSTRY ALLOCATION (%) ASSET CLASS / RATING CLASS (%) Business Day, then the immediate following Business Day will be considered for SIP Financial Services 20.63 processing. 11.42 Weekly - Minimum` 1000 & in multiples of ` Energy 6.86 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of IT 6.45 ` 1 thereafter for minimum six months (or) Consumer Goods 4.83 minimum` 500 & in multiples of` 1 thereafter for minimum one year Automobile 2.84 45.62 Quarterly - Minimum` 1500 & in multiples Construction 1.83 of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in Telecom 0.80 ` multiples of 1 thereafter for a minimum of Metals 0.68 42.96 4 installments. Annual - Minimum` 5000 & in multiples of Pharma 0.55 ` 1 thereafter for a minimum of 4 Services 0.15 installments. • Minimum Investment Derivatives 42.96 ` ` Large Cap Derivatives 5000 & in multiples of 1 Cash, Cash Equivalents, Derivative • Additional Investment Margin and Others 11.42 Cash, Cash Equivalents, Derivative Margin and Others ` 1000 & in multiples of` 1

Quantitative Data SBI Dynamic Asset Allocation Fund This product is suitable for investors who are seeking^: # Standard Deviation : 6.17% Ÿ Regular income and capital growth # Beta : 0.75 Ÿ Dynamic Asset allocation between equity and equity related Instruments and fixed income # Sharpe Ratio : 0.79 instruments so as to provide with long term capital appreciation. #Source: CRISIL Fund Analyser Investors understand that their principal will be at Moderately High risk ^Investors should consult their financial advisers if in doubt about whether the product is suitable Risk Free rate: FBIL Overnight Mibor rate for them. (5.25% as on 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points 33 HYBRID - CONSERVATIVE HYBRID FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Growth 41.1098 Dir-Plan-Growth 43.5671

Reg-Plan-Monthly Dividend 12.7756 Dir-Plan-Monthly Dividend 16.0966

(Previously known as SBI Magnum Monthly Reg-Plan-Quarterly Dividend 12.0355 Dir-Plan-Quarterly Dividend 13.5158 Income Plan) Reg-Plan-Annual Dividend 14.5005 Dir-Plan-Annual Dividend 17.3738

Investment Objective PORTFOLIO To provide the investors an opportunity to invest primarily in Debt and Money Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total AUM AUM market instruments and secondarily in equity and equity related instruments. Equity Shares Tata Power Company Ltd. IND AA 3.27 Aavas Financiers Ltd. 1.48 Syndicate Bank IND A+ 2.87 ICICI Bank Ltd. 1.43 Manappuram Finance Ltd. CRISIL AA 2.75 Fund Details Dixon Technologies (India) Ltd. 1.38 Housing And Urban Development Bajaj Finance Ltd. 1.32 Corporation Ltd. [ICRA]AAA 2.48 HDFC Bank Ltd. 1.30 HDFC Bank Ltd. CRISIL AAA 2.47 • Type of Scheme L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA(SO) 2.46 An open-ended Hybrid Scheme investing Kotak Mahindra Bank Ltd. 1.28 REC Ltd. CRISIL AAA 2.40 predominantly in debt instruments. Lemon Tree Hotels Ltd. 1.26 Sheela Foam Ltd. 1.24 HDFC Credila Financial • Date of Allotment: 09/04/2001 Services Pvt. Ltd. CRISIL AAA 1.86 Maruti Suzuki India Ltd. 1.21 • Report As On: 30/11/2019 Muthoot Finance Ltd. CRISIL AA 1.40 InterGlobe Aviation Ltd. 1.21 • AAUM for the Month of November 2019 Vadodara Bharuch Tollway Ltd. IND A 0.92 Larsen & Toubro Ltd. 1.17 ` 1,084.85 Crores SEI Enerstar Renewable Procter & Gamble Hygiene And Health Care Ltd. 1.16 Energy Pvt. Ltd. CARE AA-(SO) 0.28 • AUM as on November 30, 2019 Axis Bank Ltd. 1.13 ` Aarish Solar Power Pvt. Ltd. CARE AA-(SO) 0.28 1,076.54 Crores Titan Company Ltd. 1.08 Elena Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.28 • Fund Managers: Bharti Airtel Ltd. 1.00 Zuvan Energy Pvt. Ltd. CARE AA-(SO) 0.28 Mr. Ruchit Mehta- Equity PI Industries Ltd. 0.96 Pratyash Renewable Pvt. Ltd. CARE AA-(SO) 0.28 Mr. Dinesh Ahuja- Debt Tata Consultancy Services Ltd. 0.76 SEI Mihir Energy Pvt. Ltd. CARE AA-(SO) 0.28 Managing Since: July-2011 Prataap Snacks Ltd. 0.74 Shreyas Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.28 • Total Experience The Ramco Cements Ltd. 0.74 Aashman Energy Pvt. Ltd. CARE AA-(SO) 0.28 Mr. Ruchit Mehta - Over 14 years Zee Entertainment Enterprises Ltd. 0.62 Divyesh Power Pvt. Ltd. CARE AA-(SO) 0.28 Mr. Dinesh Ahuja - Over 20 years Indian Terrain Fashions Ltd. 0.59 SEI Baskara Power Pvt. Ltd. CARE AA-(SO) 0.28 • Benchmark: Britannia Industries Ltd. 0.57 Reliance Jio Infocomm Ltd. CRISIL AAA 0.25 NIFTY 50 Hybrid Composite Debt 15:85 Bharat Heavy Electricals Ltd. 0.49 Total 48.59 Index (w.e.f June 25,2018) ELGI Equipments Ltd. 0.36 Zero Coupon Bonds • Exit Load: For exit within 1 year from the Chalet Hotels Ltd. 0.35 Tata Motor Finance Holdings Ltd. [ICRA]AA- 2.80 date of allotment For 10% of investment : HDFC Life Insurance Company Ltd. 0.32 Total 2.80 Nil Endurance Technologies Ltd. 0.27 Government Securities For remaining investment: 1.00% Total 25.42 Government Of India SOVEREIGN 19.14 For exit after one year from the date of Non Convertible Debentures Total 19.14 allotment – Nil State Bank Of India CRISIL AAA 9.95 Cash, Cash Equivalents, • Entry Load: N.A. ICICI Bank Ltd. [ICRA]AA+ 4.76 Derivative Margin and Others 4.05 • Plans Available: Regular, Direct Power Finance Corporation Ltd. CRISIL AAA 4.38 Grand Total 100.00 • Options: Growth, Dividend Tata Motors Ltd. CRISIL AA- 3.57 • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will INDUSTRY ALLOCATION (%) ASSET CLASS / RATING CLASS (%) be 10th. In case the SIP due date is a Non Business Day, then the immediate following Financial Services 46.38 Business Day will be considered for SIP Sovereign 19.14 4.05 processing. Services 6.20 15.56 Weekly - Minimum` 1000 & in multiples of Consumer Goods 6.17 19.14 ` 1 thereafter for a minimum of 6 Energy 6.07 3.94 instalments. Automobile 5.05 Monthly - Minimum` 1000 & in multiples 5.92 Telecom 1.25 of` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 Construction 1.17 thereafter for minimum one year Fertilisers & Pesticides 0.96 12.96 Quarterly - Minimum` 1500 & in multiples Industrial Manufacturing 0.85 26.25 of` 1 thereafter for minimum one year. IT 0.76 7.42 Semi Annual - Minimum` 3000 & in Cement & Cement Products 0.74 4.76 multiples of` 1 thereafter for a minimum of Media And Entertainment 0.62 4 installments. Textiles 0.59 Large Cap Midcap Small Cap ` Annual - Minimum 5000 & in multiples of Cash, Cash Equivalents, Derivative AAA and Equivalent Sovereign Below AA AA+ AA ` 1 thereafter for a minimum of 4 Margin and Others 4.05 Cash, Cash Equivalents, Derivative Margin and Others installments. • Minimum Investment ` 5,000 & in multiples of` 1 SBI Debt Hybrid Fund • Additional Investment This product is suitable for investors who are seeking^: ` 1,000 & in multiples of` 1 Ÿ Regular income and capital growth. Ÿ Investment primarily in Debt and Money market instruments and secondarily in equity and equity Quantitative Data related instruments. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Moderate risk Modified Duration : 3.68 years for them. Average Maturity : 5.03 years Yield to Maturity : 7.68% 34 HYBRID - MULTI ASSET ALLOCATION FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Growth 28.7437 Dir-Plan-Growth 30.3980

Reg-Plan-Monthly Dividend 13.0018 Dir-Plan-Monthly Dividend 13.7989

(Previously known as SBI Magnum Monthly Reg-Plan-Quarterly Dividend 13.0341 Dir-Plan-Quarterly Dividend 14.6531 Income Plan - Floater) Reg-Plan-Annual Dividend 16.2510 Dir-Plan-Annual Dividend 17.3197

Investment Objective PORTFOLIO To provide the investors an opportunity to invest in an actively managed portfolio Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total of multiple asset classes. AUM AUM Equity Shares HDFC Asset Management Company Ltd. 0.83 Fund Details SBI Life Insurance Company Ltd. 2.30 ACC Ltd. 0.83 HDFC Life Insurance Company Ltd. 1.87 Aurobindo Pharma Ltd. 0.82 • Type of Scheme An open-ended Scheme investing in equity, Godrej Consumer Products Ltd. 1.78 Biocon Ltd. 0.81 debt and gold and gold related instruments. Dabur India Ltd. 1.68 Bank Of Baroda 0.81 Shree Cement Ltd. 1.66 Power Finance Corporation Ltd. 0.80 • Date of Allotment: 21/12/2005 Divi's Laboratories Ltd. 1.47 Berger Paints India Ltd. 0.78 • Report As On: 30/11/2019 ICICI Lombard General Insurance Company Ltd. 1.40 Ashok Leyland Ltd. 0.74 • AAUM for the Month of November 2019 Hindustan Petroleum Corporation Ltd. 1.37 Procter & Gamble Hygiene And Health Care Ltd. 0.69 ` 257.49 Crores Petronet LNG Ltd. 1.32 Indiabulls Housing Finance Ltd. 0.63 • AUM as on November 30, 2019 Pidilite Industries Ltd. 1.29 Bandhan Bank Ltd. 0.58 ` 256.82 Crores Colgate Palmolive (India) Ltd. 1.27 NMDC Ltd. 0.57 • Fund Manager: Mr. Gaurav Mehta Avenue Supermarts Ltd. 1.25 L&T Finance Holdings Ltd. 0.48 Managing Since: Feb-2019 Piramal Enterprises Ltd. 1.24 Punjab National Bank 0.45 Total Experience: Over 12 years Lupin Ltd. 1.24 Oracle Financial Services Software Ltd. 0.44 • Benchmark: Shriram Transport Finance Company Ltd. 1.23 Cadila Healthcare Ltd. 0.42 1/3 NIFTY+1/3 CRISIL Composite Bond Fund Marico Ltd. 1.20 General Insurance Corporation Of India 0.41 Index+1/3 Price of Gold. Bajaj Holdings & Investment Ltd. 1.18 NHPC Ltd. 0.36 (w.e.f May 16,2018) ICICI Prudential Life Insurance Company Ltd. 1.17 Hindustan Zinc Ltd. 0.35 • Exit Load: For exit within 12 months from United Spirits Ltd. 1.17 Vodafone Idea Ltd. 0.33 the date of allotment Havells India Ltd. 1.08 The New India Assurance Company Ltd. 0.24 For 10% of investments : Nil Container Corporation Of India Ltd. 1.03 Total 48.80 For remaining investment: 1.00% Motherson Sumi Systems Ltd. 1.01 Gold For exit after 12 months from the date of Ambuja Cements Ltd. 0.97 Gold 16.10 allotment – Nil United Breweries Ltd. 0.90 Total 16.10 • Entry Load: N.A. InterGlobe Aviation Ltd. 0.90 Government Securities • Plans Available: Regular, Direct Bosch Ltd. 0.89 Government Of India SOVEREIGN 33.18 • Options: Growth, Dividend DLF Ltd. 0.88 Total 33.18 • SIP Siemens Ltd. 0.85 Cash, Cash Equivalents, Derivative Margin and Others 1.92 Any Day SIP’ Facility is available for Monthly, Page Industries Ltd. 0.83 Grand Total 100.00 Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Business Day, then the immediate following INDUSTRY ALLOCATION (%) ASSET CLASS / RATING CLASS (%) Business Day will be considered for SIP Sovereign 33.18 processing. Precious Metals 16.10 ` ` Weekly - Minimum 1000 & in multiples of Financial Services 14.38 1.92 1 thereafter for a minimum of 6 instalments. Consumer Goods 11.80 16.10 Monthly - Minimum` 1000 & in multiples of Pharma 6.00 ` 1 thereafter for minimum six months (or) Cement & Cement Products 3.46 minimum` 500 & in multiples of` 1 Energy 3.05 thereafter for minimum one year. Automobile 2.64 45.16 Quarterly - Minimum` 1500 & in multiples Services 1.93 of` 1 thereafter for minimum one year. Chemicals 1.29 Metals 0.92 Semi Annual - Minimum 3000 & in Construction 0.88 33.18 multiples of 1 thereafter for a minimumof 4 Industrial Manufacturing 0.85 installments. Textiles 0.83 3.64 Annual - Minimum 5000 & in multiples IT 0.44 Telecom 0.33 of 1 thereafter for a minimum of 4 Large Cap Midcap Gold Sovereign Cash, Cash Equivalents, Derivative installments. Margin and Others 1.92 Cash, Cash Equivalents, Derivative Margin and Others • Minimum Investment ` 5,000 & in multiples of` 1 SBI Multi Asset Allocation Fund • Additional Investment This product is suitable for investors who are seeking^: ` 1,000 & in multiples of` 1 Ÿ Regular income and capital growth Ÿ Investment in actively managed portfolio of multiple asset classes viz, equity, debt, gold and gold related instruments. Investors understand that their principal will be at ModeratelyHigh risk ^Investors should consult their financial advisers if in doubt about whether the product is suitable for them. 35 SOLUTIONS ORIENTED SCHEME-CHILDREN’S FUND NET ASSET VALUE

Option NAV (` )

Reg-Plan-Growth 56.7409

Dir-Plan-Growth 60.2467 (Previously known as SBI Magnum Children’s Benefit Plan)

Investment Objective PORTFOLIO To provide the investors an opportunity to earn regular income predominantly Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total through investment in debt and money AUM AUM market instruments and capital Equity Shares Indian Terrain Fashions Ltd. 0.61 appreciation through an actively managed equity portfolio. ICICI Bank Ltd. 1.84 PNC Infratech Ltd. 0.57 Fund Details Tata Metaliks Ltd. 1.41 Cummins India Ltd. 0.46

• Type of Scheme ICICI Prudential Life Insurance Company Ltd. 1.32 Manpasand Beverages Ltd. 0.18 An open-ended fund for investment for Axis Bank Ltd. 1.31 Page Industries Ltd. 0.14 children having a lock-in for at least 5 years or till the child attains age of Narayana Hrudayalaya Ltd. 1.30 Total 24.57 majority (whichever is earlier). ABB India Ltd. 1.28 Non Convertible Debentures • Date of Allotment: 21/02/2002 • Report As On: 30/11/2019 CSB Bank Ltd. 1.24 Power Finance Corporation Ltd. CRISIL AAA 8.21 • AAUM for the Month of November 2019 Tata Motors Dvr Ltd. 1.21 State Bank Of India CRISIL AAA 8.04 ` 65.24 Crores • AUM as on November 30, 2019 The New India Assurance Company Ltd. 1.15 Syndicate Bank IND A+ 6.33 ` 64.70 Crores Tata Global Beverages Ltd. 1.13 Muthoot Finance Ltd. CRISIL AA 5.04 • Fund Manager: Mr. Rajeev Radhakrishnan State Bank Of India 1.06 ICICI Bank Ltd. [ICRA]AA+ 4.75 Managing Since: Jun-2008 Bharat Heavy Electricals Ltd. 1.05 Tata Power Company Ltd. IND AA 3.10 Total Experience: Over 17 years • Benchmark: GE T&D India Ltd. 1.04 Total 35.47 NIFTY 50 Hybrid Composite Debt 15:85 Greenply Industries Ltd. 1.03 Government Securities Index (w.e.f June 25,2018) • Exit Load: Ahluwalia Contracts (India) Ltd. 0.95 Government Of India SOVEREIGN 32.20 Within 1 year :3%, Within 2 years :2%, Zee Entertainment Enterprises Ltd. 0.93 Total 32.20 Within 3 years :1%, above 3 years: NIL. • Entry Load: N.A Hawkins Cookers Ltd. 0.90 Cash, Cash Equivalents, • Plans Available: Regular, Direct Derivative Margin and Others 7.76 Options: Growth, Sadbhav Engineering Ltd. 0.88 • Grand Total 100.00 • SIP Colgate Palmolive (India) Ltd. 0.81 Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Schaeffler India Ltd. 0.77 Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY immediate following Business Day will be INDUSTRY ALLOCATION (%) ASSET CLASS / RATING CLASS (%) considered for SIP processing. Financial Services 40.29 Weekly - Minimum` 1000 & in multiples Sovereign 32.20 of` 1 thereafter for a minimum of 6 7.76 10.91 Industrial Manufacturing 4.60 instalments. 2.78 Monthly - Minimum` 1000 & in multiples Consumer Goods 4.05 of` 1 thereafter for minimum six months Energy 3.10 9.64 ` ` Construction 2.40 (or) minimum 500 & in multiples of 1 32.20 1.24 thereafter for minimum one year Metals 1.41 Quarterly - Minimum` 1500 & in multiples Healthcare Services 1.30 of` 1 thereafter for minimum one year. Automobile 1.21 16.25 Semi Annual - Minimum` 3000 & in Media And Entertainment 0.93 multiples of` 1 thereafter for a minimum Textiles 0.75 4.75 6.33 8.14 of 4 installments. Cash, Cash Equivalents, Derivative Annual - Minimum` 5000 & in multiples Margin and Others 7.76 Large Cap Midcap Small Cap Below AA AA+ AA of` 1 thereafter for a minimum of 4 AAA and Equivalent Sovereign Unclassified installments. Cash, Cash Equivalents, Derivative Margin and Others • Minimum Investment ` 5,000 & in multiples of` 1 SBI Magnum Children’s Benefit Fund • Additional Investment This product is suitable for investors who are seeking^: ` ` 1,000 & in multiples of 1 Ÿ Regular income and capital appreciation. Ÿ Investment primarily in debt and money market instruments and secondarily in actively managed Quantitative Data equity and equity related instruments. Investors understand that their principal will be at Moderately High risk ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 4.24 years for them. Average Maturity : 5.96 years Yield to Maturity : 7.20% 36 HYBRID - EQUITY SAVINGS FUND

NET ASSET VALUE Option NAV (` ) Option NAV (` )

Reg-Plan-Growth 13.5815 Dir-Plan-Growth 14.5046 Reg-Plan-Monthly Dividend 12.5914 Dir-Plan-Monthly Dividend 13.2719 Reg-Plan-Quarterly Dividend 12.8429 Dir-Plan-Quarterly Dividend 13.7392

PORTFOLIO

Investment Objective Issuer Name Rating (%) Of Total % of AUM Derivatives Issuer Name Rating (%) Of Total % of AUM Derivatives

The scheme aims to generate income by Equity Shares Newgen Software Technologies Ltd. 0.28 - investing in arbitrage opportunities in the Reliance Industries Ltd. 9.86 (6.16) Coal India Ltd. 0.26 - HDFC Ltd. 7.66 (4.91) Mahindra & Mahindra Financial Services Ltd. 0.25 (0.25) cash and derivatives segment of the HDFC Bank Ltd. 3.87 - Wipro Ltd. 0.25 - equity market, and capital appreciation ICICI Bank Ltd. 3.35 - Britannia Industries Ltd. 0.25 - through a moderate exposure in equity. Adani Ports And Special Economic Zone Ltd. 2.80 (2.61) Lupin Ltd. 0.25 (0.25) Kotak Mahindra Bank Ltd. 2.56 - Dr. Reddy's Laboratories Ltd. 0.25 - Fund Details Tata Consultancy Services Ltd. 2.27 - Indian Oil Corporation Ltd. 0.23 - Axis Bank Ltd. 2.25 (0.18) Gabriel India Ltd. 0.23 - Bajaj Finance Ltd. 1.84 - Hero Motocorp Ltd. 0.22 - • Type of Scheme Infosys Ltd. 1.79 - Eicher Motors Ltd. 0.22 - An open-ended Scheme investing in equity, State Bank Of India 1.55 - Hindalco Industries Ltd. 0.21 - arbitrage and debt. Bharti Airtel Ltd. 1.51 - Tata Motors Ltd. 0.20 - ITC Ltd. 1.49 - JSW Steel Ltd. 0.19 - • Date of Allotment: 27/05/2015 Asian Paints Ltd. 1.49 - Tv Today Network Ltd. 0.19 - • Report As On: 30/11/2019 Tech Mahindra Ltd. 1.39 (1.06) Vedanta Ltd. 0.18 - Maruti Suzuki India Ltd. 1.30 - Cipla Ltd. 0.17 - • AAUM for theMonth of November 2019 Larsen & Toubro Ltd. 1.15 - Bharti Infratel Ltd. 0.16 - ` 1,645.40 Crores Ganesha Ecosphere Ltd. 1.14 - Gail (India) Ltd. 0.16 - Ashok Leyland Ltd. 1.13 (1.13) Zee Entertainment Enterprises Ltd. 0.13 - • AUM as on November 30, 2019 Relaxo Footwears Ltd. 1.08 - NCC Ltd. 0.13 (0.13) ` 1,620.34 Crores Emami Ltd. 1.07 - Yes Bank Ltd. 0.10 - • Fund Manager: HDFC Life Insurance Company Ltd. 1.06 - Bosch Ltd. 0.09 (0.09) Dixon Technologies (India) Ltd. 1.02 - Tata Motors DVR Ltd. 0.05 (0.05) Mr. Neeraj Kumar - Arbitrage portion Hindustan Unilever Ltd. 1.02 - Siemens Ltd. 0.02 (0.02) Mr. Ruchit Mehta - Equity, Debt ICICI Prudential Life Insurance Company Ltd. 1.01 - Petronet LNG Ltd. 0.02 (0.02) Managing Since: May-2015 Chalet Hotels Ltd. 0.92 - Equitas Holdings Ltd. 0.01 (0.01) Tata Steel Ltd. 0.90 (0.67) Steel Authority Of India Ltd. 0.01 (0.01) Total Experience: InterGlobe Aviation Ltd. 0.89 - Punjab National Bank 0.01 (0.01) Mr. Neeraj Kumar -Over 22 years UPL Ltd. 0.89 (0.67) Index Futures 4.46 Mr. Ruchit Mehta -Over 14 years Sun Pharmaceutical Industries Ltd. 0.83 (0.49) Total 75.41 (25.72) ELGI Equipments Ltd. 0.80 - Non Convertible Debentures • Benchmark: Nifty Equity Savings Index Grasim Industries Ltd. 0.75 (0.53) Muthoot Finance Ltd. CRISIL AA 2.16 - (w.e.f August 10,2018) Sheela Foam Ltd. 0.73 - LIC Housing Finance Ltd. CRISIL AAA 1.57 - Dabur India Ltd. 0.72 (0.72) • Exit Load: (w.e.f. 01 January 2019) Indian Railway Finance Bajaj Finserv Ltd. 0.70 (0.31) Corporation Ltd. CRISIL AAA 0.98 - For exit on or before 15 days from the date Indusind Bank Ltd. 0.66 - State Bank Of India CRISIL AA+ 0.96 - of allotment – 0.10% For exit after 15 days ACC Ltd. 0.62 - Vadodara Bharuch Tollway Ltd.IND A 0.31 - from the date of allotment – Nil Procter & Gamble Hygiene And Total 5.98 - Health Care Ltd. 0.49 - Zero Coupon Bonds • Entry Load: N.A. HCL Technologies Ltd. 0.43 - Bharti Telecom Ltd. CRISIL AA+ 3.56 - The Federal Bank Ltd. 0.40 (0.40) • Plans Available: Regular, Direct Tata Motor Finance United Spirits Ltd. 0.38 (0.38) Holdings Ltd. [ICRA]AA- 2.92 - • Options: Growth, Dividend Mahindra & Mahindra Ltd. 0.36 - KKR India Financial Services Pvt. Ltd. CRISIL AA 1.20 - • SIP Nestle India Ltd. 0.36 - NTPC Ltd. 0.36 - Embassy Office Parks Reit CRISIL AAA 0.98 - Any Day SIP’ Facility is available for Titan Company Ltd. 0.34 - Total 8.66 - Monthly, Quarterly, Semi-Annual and Power Grid Corporation Of India Ltd. 0.32 - Government Securities Government Of India SOVEREIGN 1.61 - Annual frequencies through electronic Ultratech Cement Ltd. 0.31 - Bharat Petroleum Corporation Ltd. 0.29 - Total 1.61 - mode like OTM / Debit Mandate. Default SIP Oil & Natural Gas Corporation Ltd. 0.29 - Cash, Cash Equivalents, Derivative Margin And Others 8.34 - date will be 10th. In case the SIP due date is Bajaj Auto Ltd. 0.29 - Grand Total 100.00 a Non Business Day, then the immediate following Business Day will be considered PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY for SIP processing. ASSET CLASS / RATING CLASS (%) Weekly - Minimum` 1000 & in multiples of INDUSTRY ALLOCATION (%) ` 1 thereafter for a minimum of 6 Financial Services 37.07 instalments. Energy 11.53 ` Consumer Goods 10.44 Monthly - Minimum 1000 & in multiples 1.61 8.34 IT 6.41 of` 1 thereafter for minimum 6 months (or) 3.23 Telecom 5.23 minimum` 500 & in multiples of` 1 3.36 Services 4.92 thereafter for minimum one year Automobile 4.09 4.52 Quarterly - Minimum` 1500 & in multiples Construction 2.26 3.53 ` of 1 thereafter for minimum one year. Metals 1.75 5.45 Cement & Cement Products 1.68 Semi Annual - Minimum` 3000 & in 66.02 multiples of` 1 thereafter for a Sovereign 1.61 3.94 Pharma 1.50 minimum of 4 installments. Textiles 1.14 Annual - Minimum` 5000 & in multiples Fertilisers & Pesticides 0.89 of` 1 thereafter for a minimum of 4 Industrial Manufacturing 0.82 Large Cap Midcap Small Cap AA+ AA installments. Media And Entertainment 0.32 AAA and Equivalent Below AA Sovereign • Minimum Investment Cash, Cash Equivalents, Derivative Margin And Others 8.34 Cash, Cash Equivalents, Derivative Margin and Others ` 1000 & in multiples of` 1 • Additional Investment SBI Equity Savings Fund ` 1000 & in multiples of` 1 This product is suitable for investors who are seeking^: Ÿ Regular income & Capital appreciation. Ÿ To generate income by investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and capital appreciation through a moderate exposure in equity. Investors understand that their principal will be at Moderately High risk ^Investors should consult their financial advisers if in doubt about whether the product is suitable for them. 37 HYBRID - ARBITRAGE FUND

NET ASSET VALUE LAST DIVIDENDS Face value:` 10

Option NAV (` ) Record Date Dividend (in` /Unit) NAV (` )

Reg-Plan-Dividend 13.4555 29-Nov-19 (Reg Plan) 0.06 13.4550 29-Nov-19 (Dir Plan) 0.07 14.2899 Reg-Plan-Growth 25.0618 25-Oct-19 (Reg Plan) 0.06 13.4497 Dir-Plan-Dividend 14.2906 25-Oct-19 (Dir Plan) 0.07 14.2843 Dir-Plan-Growth 25.9367 27-Sep-19 (Reg Plan) 0.06 13.4447 27-Sep-19 (Dir Plan) 0.07 14.2804 Investment Objective Pursuant to payment of dividend, the NAV of Dividend Option of To provide capital appreciation and scheme/plans would fall to the extent of payout and statutory levy, if regular income for unit holders by applicable. identifying profitable arbitrage opportunities between the spot and PORTFOLIO derivative market segments as also through investment of surplus cash in Issuer Name Rating (%) Of Total % of AUM Derivatives Issuer Name Rating (%) Of Total % of AUM Derivatives debt and money market instruments. Equity Shares United Breweries Ltd. 0.21 (0.21) Reliance Industries Ltd. 7.79 (7.83) Bharat Petroleum Corporation Ltd. 0.19 (0.19) Fund Details Housing Development Finance Corporation Ltd. 7.39 (7.43) Hindalco Industries Ltd. 0.17 (0.17) HDFC Bank Ltd. 5.41 (5.42) Tata Motors Dvr Ltd. 0.16 (0.17) • Type of Scheme State Bank Of India 4.45 (4.48) Equitas Holdings Ltd. 0.15 (0.15) Axis Bank Ltd. 3.30 (3.32) Titan Company Ltd. 0.13 (0.13) An open-ended Scheme investing in ITC Ltd. 2.97 (2.98) Tech Mahindra Ltd. 0.13 (0.13) arbitrage opportunities. Bajaj Finance Ltd. 1.94 (1.95) Wipro Ltd. 0.12 (0.12) Sun Pharmaceutical Industries Ltd. 1.77 (1.78) InterGlobe Aviation Ltd. 0.11 (0.11) • Date of Allotment: 03/11/2006 Asian Paints Ltd. 1.69 (1.69) Tata Global Beverages Ltd. 0.10 (0.10) • Report As On: 30/11/2019 Shriram Transport Finance Company Ltd. 1.66 (1.67) Tata Power Company Ltd. 0.10 (0.10) Adani Ports And Special Economic Zone Ltd. 1.52 (1.53) Union Bank Of India 0.10 (0.10) • AAUM for the Month of November 2019 Grasim Industries Ltd. 1.47 (1.48) CESC Ltd. 0.08 (0.08) ` 5,264.57 Crores Hindustan Unilever Ltd. 1.45 (1.46) Marico Ltd. 0.07 (0.07) • AUM as on November 30, 2019 Tata Consultancy Services Ltd. 1.34 (1.35) ACC Ltd. 0.07 (0.07) Ultratech Cement Ltd. 1.33 (1.33) LIC Housing Finance Ltd. 0.07 (0.07) ` 5,356.14 Crores Larsen & Toubro Ltd. 1.32 (1.33) Maruti Suzuki India Ltd. 0.06 (0.06) • Fund Manager: Mr. Neeraj Kumar Dr. Reddy's Laboratories Ltd. 1.16 (1.16) Hero Motocorp Ltd. 0.06 (0.06) Infosys Ltd. 0.99 (0.99) SRF Ltd. 0.05 (0.05) Managing Since: Oct-2012 Bharti Airtel Ltd. 0.96 (0.96) Voltas Ltd. 0.05 (0.05) Total Experience: Over 22 years Britannia Industries Ltd. 0.93 (0.93) Bosch Ltd. 0.03 (0.03) Ambuja Cements Ltd. 0.91 (0.92) Bajaj Auto Ltd. 0.03 (0.03) • Benchmark: Nifty 50 Arbitrage Index. JSW Steel Ltd. 0.90 (0.90) Glenmark Pharmaceuticals Ltd. 0.02 (0.02) (w.e.f May 16,2018) HCL Technologies Ltd. 0.70 (0.70) REC Ltd. 0.02 (0.02) Tata Steel Ltd. 0.69 (1.05) Bharat Heavy Electricals Ltd. 0.02 (0.02) • Exit Load: (w.e.f. 1st July 2019) For exit on Mahindra & Mahindra Ltd. 0.65 (0.65) Kotak Mahindra Bank Ltd. 0.02 (0.02) or before 1 month from the date of UPL Ltd. 0.60 (0.60) Escorts Ltd. 0.01 (0.01) allotment – 0.25% Punjab National Bank 0.58 (0.59) NCC Ltd. 0.01 (0.01) Cadila Healthcare Ltd. 0.56 (0.57) Total 66.12 (66.77) For exit after 1 month from the date Eicher Motors Ltd. 0.55 (0.55) Commercial Papers of allotment – Nil DLF Ltd. 0.55 (0.55) JSW Steel Ltd. [ICRA]A1+ 3.77 - Cipla Ltd. 0.49 (0.49) Birla Group Holding Pvt. Ltd. CRISIL A1+ 0.92 - • Entry Load: N.A. Pidilite Industries Ltd. 0.48 (0.49) Total 4.69 - • Plans Available: Regular, Direct Dabur India Ltd. 0.47 (0.47) Non Convertible Debentures Jindal Steel & Power Ltd. 0.43 (0.43) HDFC Ltd. CRISIL AAA 3.80 - • Option: Growth, Dividend Mahindra & Mahindra Financial Services Ltd. 0.43 (0.43) NABARD CRISIL AAA 3.53 - • SIP The Federal Bank Ltd. 0.41 (0.42) Tata Capital Housing Indusind Bank Ltd. 0.40 (0.40) Finance Ltd. CRISIL AAA 2.08 - Any Day SIP’ Facility is available for Vedanta Ltd. 0.39 (0.39) Power Finance Monthly, Quarterly, Semi-Annual and Petronet LNG Ltd. 0.34 (0.34) Corporation Ltd. CRISIL AAA 1.89 - Annual frequencies through electronic Zee Entertainment Enterprises Ltd. 0.34 (0.34) Mahindra & Mahindra United Spirits Ltd. 0.32 (0.32) Financial Services Ltd. IND AAA 0.95 - mode like OTM / Debit Mandate. Default SIP Divi's Laboratories Ltd. 0.29 (0.29) Larsen & Toubro Ltd. CRISIL AAA 0.76 - date will be 10th. In case the SIP due date is Nestle India Ltd. 0.27 (0.27) Muthoot Finance Ltd. CRISIL AA 0.41 - Total 13.42 - a Non Business Day, then the immediate Bank Of Baroda 0.26 (0.26) Aurobindo Pharma Ltd. 0.24 (0.24) Cash, Cash Equivalents, following Business Day will be considered Tata Motors Ltd. 0.23 (0.23) Derivative Margin And Others 15.77 - for SIP processing.Weekly - Minimum ` Canara Bank 0.23 (0.23) Grand Total 100.00 Bajaj Finserv Ltd. 0.23 (0.23) 1000 & in multiples of` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY of` 1 thereafter for minimum six months INDUSTRY ALLOCATION (%) ASSET ALLOCATION (%) (or) minimum` 500 & in multiples of` 1 thereafter for minimum one year. Financial Services 40.63 Quarterly - Minimum` 1500 & in multiples Consumer Goods 8.66 of` 1 thereafter for minimum one year. Energy 8.50 15.77 Semi Annual - Minimum` 3000 & in Metals 6.35 ` multiples of 1 thereafter for a minimum of Pharma 4.53 4.69 4 installments. Cement & Cement Products 3.78 0.41 Annual - Minimum` 5000 & in multiples of IT 3.28 ` Construction 2.64 1thereafter for a minimum of 4 13.01 installments. Automobile 1.78 62.18 Services 1.63 • Minimum Investment 0.17 ` 5000 & in multiples of` 1 Telecom 0.96 3.77 Fertilisers & Pesticides 0.60 • Additional Investment Chemicals 0.48 ` 1000 & in multiples of` 1 Media And Entertainment 0.34 Quantitative Data Textiles 0.05 Large Cap Midcap Smallcap Industrial Manufacturing 0.02 AAA and Equivalent A1+ AA Standard Deviation# : 0.55% Cash, Cash Equivalents, Derivative Beta# : 0.47 Margin And Others 15.77 Cash, Cash Equivalents, Derivative Margin and Others Sharpe Ratio# : 1.04 Portfolio Turnover* SBI Arbitrage Opportunities Fund Equity Turnover : 0.67 This product is suitable for investors who are seeking^: Total Turnover : 10.44 Ÿ Short term investment. Total Turnover = Equity + Debt + Derivatives Ÿ # Investments to exploit profitable arbitrage opportunities between the spot and derivative market S ource: CRISIL Fund Analyser segments to provide capital appreciation and regular income. *Portfolio Turnover = lower of total sale or total Investors understand that their principal purchase for the last 12 months (including equity will be at Moderately Low risk ^Investors should consult their financial advisers if in doubt about whether the product is suitable derivatives) upon Avg. AUM of trailing twelve months. for them. Risk Free rate: FBIL Overnight Mibor rate (5.25% as on 29th November 2019) Basis for Ratio Calculation: 3 Years Monthly Data Points 38 Snapshot ofDebt Funds

SBI Magnum Medium SBI Magnum Constant SBI Magnum Gilt Fund SBI Credit Risk Fund (Previously known as SBI SBI Magnum SBI Dynamic Bond SBI Corporate Bond Duration Fund SBI Short Term Debt Maturity Fund (Previously Scheme Name (Previously known as SBI Magnum Gilt Fund - Long known as SBI Magnum Gilt Income Fund Fund Fund Corporate Bond Fund) (Previously known as SBI Fund Term Plan) Regular Savings Fund) Fund - Short Term Plan)

Ideal Investment Horizon 3 years + 3 years + 3 years + 3 years + 3 years + 2 years + 1 year + 1 year +

Inception Date 30/12/2000 25/11/1998 09/02/2004 16/ 01/2019 17/07/2014 12/11/2003 27/7/2007 30/12/2000

Mr. Rajeev Radhakrishnan Mr. Lokesh Mallya & Mr. Rajeev Mr. Mahak Khabia Fund Manager Mr. Dinesh Ahuja Mr. Dinesh Ahuja Mr. Dinesh Ahuja Mr. Dinesh Ahuja & Mr. Mohit Jain Ms. Mansi Sajeja Radhakrishnan (w.e.f May 5,2018)

Managing Since Jan-2011 Jan-2011 Jan-2011 Jan-2019 Feb-2017 July-2011 Jun-2008 May-2018

CRISIL Dynamic Gilt CRISIL Medium to NIFTY Composite CRISIL Composite NIFTY Medium Crisil 10 Year NIFTY Corporate Bond CRISIL Short Term Index. Long Term Debt Index Debt Index Credit Risk Index Duration Debt Index Gilt Index Benchmark Index Bond Fund Index (w.e.f May 16,2018) (w.e.f June 25,2018) (w.e.f June 25,2018) (w.e.f June 25,2018) (w.e.f May 16,2018) (w.e.f May 16,2018) Fund Details as on 30 November 2019

Month End AUM (Rs. in Crores) `1,902.24 Crores `1,221.73 Crores `1,152.27 Crores `8,906.97 Crores `5,107.38 Crores `2,247.41 Crores `9,015.72 Crores `493.51 Crores

Modified Duration (years) 5.88 4.32 4.70 2.47 1.89 3.20 2.37 6.60

Average Maturity (years) 8.68 6.19 6.64 3.04 2.41 4.34 3.04 9.77

Yield to Maturity (%) 6.47 7.95 6.74 6.73 8.66 7.92 6.89 6.68

Regular- 0.95% Regular- 1.47% Regular- 1.67% Regular- 0.84% Regular- 1.55% Regular- 1.08% Regular- 0.84% Regular- 0.63% Expense Ratio Direct- 0.50% Direct- 0.87% Direct- 1.07% Direct- 0.34% Direct- 0.95% Direct- 0.73% Direct- 0.34% Direct- 0.33% Composition by Assets as on 30 November 2019

Equity Shares ------

Corporate Debt - 65.67 47.92 83.23 96.74 77.09 77.38 -

Gilts 86.98 29.32 44.72 9.23 - 18.55 8.04 92.77

Money Market Instruments 7.82 - - - 0.02 - 1.62 -

Other Assets 5.20 5.01 7.36 7.54 3.24 4.36 12.96 7.23 Composition by Ratings as on 30 November 2019

AA, AA+, AAA And EQUIVALENT - 59.47 47.92 86.71 56.21 51.85 79.82 -

Below AA - 6.20 - - 40.53 25.24 0.81 -

Sovereign 94.80 29.32 44.72 10.08 - 18.55 11.42 92.77

Below A1+, A1+ - - - - 0.02 - 1.62 -

Cash, Cash Equivalents, 5.20 5.01 7.36 3.21 3.24 4.36 6.33 7.23 Derivatives and Others Other Details

For exit on or before 6 For 8% of the investments For 10% of the For 10% of the months from the date of within 1 Year – Nil; For the For 8% of the investments within 1 investments within allotment: - For 4% of the remaining investments - 3.00% investments within 12 investments - Nil; - For the For 8% of the investments after months – Nil; For the Exit Load NIL Year – Nil; For the 1 month – Nil; 1 Year to 2 Years – Nil; For the NIL NIL remaining investments - remaining For the remaining remaining investments - 1.50% remaining investments 1.00% For 8% of the investments after - 1.50% after 12 investments - 1.00% investments - 0.25% For exit after 6 months from 2 Year to 3 Years – Nil; For the the date of allotment - Nil remaining investments - 0.75% months – Nil Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan. 39

40

-

-

-

-

-

-

-

-

NIL

4.95

1 day 1

1 day 1

100.00

100.00

1 day +

Apr-2012

Mr. R. Arun R. Mr.

01/10/2002

Direct- 0.11% Direct-

(w.e.f May (w.e.f 16,2018)

Regular- 0.18% Regular-

4,841.20 Crores 4,841.20 ` Cash Fund - Liquid Floater) SBI Overnight Fund CRISIL Overnight Index (w.e.f October 28, 2018) Insta Previously known as SBI Magnum Previously known as (

Short

-

-

-

NIL

5.92

0.48

0.46

7.87

7.87 1.53

47.40

48.93

43.20

39.21

1 day +

Mr. Rajeev Mr.

May-2010 21/05/1999

InstaCash Fund)

Direct- 0.34% Direct- Radhakrishnan

Duration Fund Regular- 0.50% Regular-

NIFTY Ultra

12,721.55 Crores 12,721.55 ` (w.e.f June 25,2018) Duration Debt Index SBI Magnum Ultra Short Previously known as SBI Magnum known as Previously

(

proceeds redemption

0.0070% 0.0065% 0.0060% 0.0055% 0.0050% 0.0045% 0.0000%

Exit Load asLoad a Exit of %

-

-

-

-

-

5.45

0.09

0.09

4.00

3.95 1.89

94.11

57.19

38.86

1 day +

May-2018

Mr. R. Arun R. Mr.

24/11/2003

Direct- 0.18% Direct-

Regular 0.25%

SBI Liquid Fund Liquid SBI

(w.e.f May 5,2018) May (w.e.f

(w.e.f. October 20, 2019) 20, October (w.e.f.

52,375.40 Crores 52,375.40 `

Premier Liquid Fund) Liquid Premier

switch -in switch

(Previously known as SBI as known (Previously

CRISIL Liquid Fund Index Fund Liquid CRISIL

subscription / subscription Investor exit upon exit Investor

Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 Day 1

30 November 2019 November 30

30 November 2019 November 30

-

-

-

NIL

9.17

9.84

6.88

3.75

2.83

9.17

9.84

2.38

30 November 2019 November 30

80.99

78.61

3 years +

Nov-2013

Mr. Rajeev Mr.

09/10/2009 Direct- 0.33% Direct-

PSU Debt Index

Radhakrishnan

Regular- 0.80% Regular-

3,152.53 Crores 3,152.53 ` NIFTY Banking and

(w.e.f June 25,2018)

(Previously known as SBI as known (Previously

Other Details Other

Treasury Advantage Fund) Advantage Treasury

SBI Banking and PSU Fund PSU and Banking SBI

Fund Details as on as Details Fund

Snapshot of Debt Funds Debt of Snapshot

Composition by Composition on as Assets

Composition by Ratings as on as Ratings by Composition

-

-

-

-

0.98

0.98

6.04

0.43

0.40

-0.44

-0.44

99.46

99.46

0.10%

Apr-2012

Mr. R. Arun R. Mr.

3 months +

19/07/2004

Direct- 0.23% Direct-

Regular- 0.83% Regular-

SBI Savings Fund Savings SBI

11,241.42 Crores 11,241.42 `

(w.e.f June 25,2018) June (w.e.f

Within 3 business days - days business 3 Within

NIFTY Money Market Index Market Money NIFTY

-

-

NIL

6.23

0.97

0.89

5.01

3.36 3.54

Index

23.59

64.50

14.86

23.59

61.55

Jun-2008

Mr. Rajeev Mr.

27/7/2007 3 months +

Previously known as SBI known as Previously Direct- 0.41% Direct- Short Term Debt Fund)

(

Radhakrishnan

Regular- 1.06% Regular-

8,509.41 Crores 8,509.41 ` (w.e.f June 25,2018) Ultra NIFTY Low Duration Debt Fund

SBI Magnum Low Duration

years)

years)

(

(%)

Exit Load Exit

Expense Ratio Expense

Month End AUM (Rs. in Crores) in (Rs. AUM End Month

Benchmark

Managing Since Managing

Fund Manager Fund

Inception Date Inception

Ideal Investment Horizon Investment Ideal

Scheme Name Scheme

Other Assets Other

Money Market Instruments Market Money

Gilts

Corporate Debt Corporate

Equity Shares Equity

Yield to Maturity to Yield

Average Maturity Average

Modified Duration ( Duration Modified

52(6A)(b) and 52(6A)(c) of SEBI (MF) regulations for both Direct and Regular plan. Regular and Direct both for regulations (MF) SEBI of 52(6A)(c) and 52(6A)(b)

Please consult your financial advisor before investing. For details, please refer to respective page of the scheme. Expense ratio includes GST, Base TER and additional expenses as per regulation per as expenses additional and TER Base GST, includes ratio Expense scheme. the of page respective to refer please details, For investing. before advisor financial your consult Please

and Others and

Cash, Cash Equivalents, Derivatives Equivalents, Cash Cash,

Below A1+, A1+ A1+, Below

Sovereign

Below AA Below AA, AA+, AAA And EQUIVALENT And AAA AA+, AA, DEBT- GILT FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

PF-Fixed Period-1 Year-Dividend 14.0704 PF-Regular Growth 28.8077 PF-Fixed Period-2 Year-Dividend 14.2428 Reg-Plan-Dividend 14.5196 PF-Fixed Period-3 Year-Dividend 13.8060 Reg-Plan-Growth 44.8768

(Previously known as SBI Magnum Gilt Fund - PF-Regular Dividend 14.7161 Dir-Plan-Dividend 15.4961 Long Term Plan) PF-Fixed Period-3 Year-Growth 26.9157 Dir-Plan-Growth 46.2803

Investment Objective PORTFOLIO To provide returns to the investors generated through investments in Issuer Name Rating (%) Of Total Government securities issued by the AUM Government Securities Central Government and/or State Government(s). Government Of India SOVEREIGN 86.98 Total 86.98 Fund Details Treasury Bills 91 Day T-Bill 30.01.20 SOVEREIGN 7.82 • Type of Scheme Total 7.82 An open-ended Debt Scheme investing in Cash, Cash Equivalents, Derivative Margin and Others 5.20 government securities across maturity. Grand Total 100.00 • Date of Allotment: 30/12/2000 • Report As On: 30/11/2019 • AAUM for the Month of November 2019 ` 1,926.68 Crores • AUM as on November 30, 2019 ` 1,902.24 Crores • Fund Manager: Mr. Dinesh Ahuja Managing Since: Jan-2011 Total Experience: Over 20 years • Benchmark: CRISIL Dynamic Gilt index (w.e.f May 16,2018) PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY • Exit Load: NIL ASSET ALLOCATION (%) RATING CLASS (%) • Entry Load: N.A. Government Securities 86.98 • Plans Available: Regular, Direct 5.20 • Options: Growth, Dividend Treasury Bills 7.82 • SIP Cash, Cash Equivalents, Derivative Any Day SIP’ Facility is available for Margin and Others 5.20 Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day will be considered 94.80 for SIP processing. Weekly - Minimum` 1000 & in multiples of Sovereign ` 1 thereafter for a minimum of 6 Cash, Cash Equivalents, Derivative Margin and Others instalments. Monthly - Minimum` 1000 & in multiples of `1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 thereafter for minimum one year SBI Magnum Gilt Fund Quarterly - Minimum` 1500 & in multiples This product is suitable for investors who are seeking^: of` 1 thereafter for minimum one year. Ÿ Regular income and capital growth for medium to long-term Ÿ Investment in government securities. Semi Annual - Minimum` 3000 & in ` Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable multiples of 1 thereafter for a minimum will be at Moderate risk for them. of 4 installments. Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. • Minimum Investment ` 5,000 & in multiples of` 1 • Additional Investment ` 1,000 & in multiples of` 1 Quantitative Data

Modified Duration : 5.88 years Average Maturity : 8.68 years Yield to Maturity : 6.47% 41 DEBT-MEDIUM TO LONG DURATION FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Bonus 29.3119 Dir-Plan-Bonus 30.5556

Reg-Plan-Growth 48.3768 Dir-Plan-Growth 50.3200

Reg-Plan-Half Yearly Dividend 12.6529 Dir-Plan-Half Yearly Dividend 14.2770

Reg-Plan-Quarterly Dividend 13.8310 Dir-Plan-Quarterly Dividend 14.8387 Investment Objective

To provide investors an opportunity to generate regular income through investments in debt and money market PORTFOLIO instruments such that the Macaulay duration of the portfolio is between 4 Issuer Name Rating (%) Of Total years and 7 years. However, there is no AUM guarantee or assurance that the Non Convertible Debentures investment objective of the scheme will L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA(SO) 8.08 be achieved. The scheme doesn’t assure Power Finance Corporation Ltd. CRISIL AAA 7.81 or guarantee any returns. REC Ltd. CRISIL AAA 6.39 Shriram Transport Finance Company Ltd. CRISIL AA+ 5.25 Fund Details State Bank Of India CRISIL AA+ 5.11

• Type of Scheme Ahmedabad-Maliya Tollway Ltd. [ICRA]AA(SO) 4.79 An open-ended medium to long-term Debt ICICI Bank Ltd. [ICRA]AA+ 3.77 Scheme investing in instruments such that Tata Motors Ltd. CRISIL AA- 3.40 the Macaulay Duration of the portfolio is State Bank Of India CRISIL AAA 3.07 between 4 years to 7 years. (Please refer to Zydus Wellness Ltd. CRISIL AA+ 3.00 the page no. 18 of SID for details on Tata Power Company Ltd. IND AA 2.88 Macaulay’s Duration.) Manappuram Finance Ltd. CRISIL AA 2.82 • Date of Allotment: 25/11/1998 • Report As On: 30/11/2019 NABARD CRISIL AAA 2.16 • AAUM for the Month of November 2019 Total 58.53 ` 1,216.37 Crores Zero Coupon Bonds • AUM as on November 30, 2019 Embassy Office Parks Reit CRISIL AAA 4.34 ` 1,221.73 Crores Tata Motor Finance Holdings Ltd. [ICRA]AA- 2.80 • Fund Manager: Mr. Dinesh Ahuja Total 7.14 Managing Since: Jan-2011 Government Securities Total Experience: Over 20 years Government Of India SOVEREIGN 29.32 • Benchmark: CRISIL Medium to Long Term Total 29.32 Debt Index (w.e.f June 25,2018) Cash, Cash Equivalents, Derivative Margin and Others 5.01 • Exit Load: For exit within 1 year from the date of allotment. Grand Total 100.00 For 10% of investment : Nil For remaining investment: 1.00% For exit after one year from the date of allotment – Nil • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will ASSET ALLOCATION (%) RATING CLASS (%) be 10th. In case the SIP due date is a Non Business Day, then the immediate following Non Convertible Debentures 58.53 5.01 Business Day will be considered for SIP Government Securities 29.32 processing. Weekly - Minimum` 1000 & in multiples of ` Zero Coupon Bonds 7.14 29.32 1 thereafter for a minimum of 6 instalments. 31.85 ` Cash, Cash Equivalents, Derivative Monthly - Minimum 1000 & in multiples of Margin and Others 5.01 ` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 thereafter for minimum one year Quarterly - Minimum` 1500 & in multiples ` of 1. 6.20 Semi Annual - Minimum` 3000 & in 17.13 multiples of` 1 thereafter for a minimum of 10.49 4 installments. Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 AAA and Equivalent AA Below AA AA+ Sovereign installments. Cash, Cash Equivalents, Derivative Margin and Others • Minimum Investment ` 5,000 & in multiples of` 1 SBI Magnum Income Fund • Additional Investment This product is suitable for investors who are seeking^: ` 1,000 & in multiples of` 1 Ÿ Regular income for medium to long-term Quantitative Data Ÿ Investment in Debt and Money Market Instruments. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 4.32 years will be at Moderate risk for them. Average Maturity : 6.19 years Yield to Maturity : 7.95% 42 DEBT- DYNAMIC BOND FUND

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 13.3003

Reg-Plan-Growth 24.9912

Dir-Plan-Dividend 14.8544

Dir-Plan-Growth 26.1938 Investment Objective

To provide investors attractive returns through investment in an actively managed portfolio of high quality debt PORTFOLIO securities of varying maturities. Issuer Name Rating (%) Of Total Fund Details AUM Non Convertible Debentures • Type of Scheme Power Finance Corporation Ltd. CRISIL AAA 8.75 An open-ended Dynamic Debt Scheme National Bank For Agriculture And Rural Development CRISIL AAA 7.61 investing across duration. Air India Assets Holding Ltd. [ICRA]AAA 7.02 • Date of Allotment: 09/02/2004 REC Ltd. CRISIL AAA 6.74 • Report As On: 30/11/2019 Hindustan Petroleum Corporation Ltd. CRISIL AAA 6.57 • AAUM for the Month of November 2019 Housing Development Finance Corporation Ltd. CRISIL AAA 5.74 ` 1,138.31 Crores LIC Housing Finance Ltd. CRISIL AAA 2.20 • AUM as on November 30, 2019 HDFC Bank Ltd. CRISIL AAA 1.85 ` 1,152.27 Crores State Bank Of India CRISIL AAA 1.44 • Fund Manager: Mr. Dinesh Ahuja Total 47.92 Managing Since: Jan-2011 Government Securities Total Experience: Over 20 years Government Of India SOVEREIGN 44.72 • Benchmark: NIFTY Composite Debt Index Total 44.72 (w.e.f June 25, 2018) Cash, Cash Equivalents, Derivative Margin and Others 7.36 • Exit Load: Grand Total 100.00 For exit within 1 month from the date of allotment For 10% of investment : Nil For remaining investment: 0.25% For exit after one month from the date of allotment – Nil • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Any Day SIP’ Facility is available for Monthly, ASSET ALLOCATION (%) RATING CLASS (%) Quarterly, Semi-Annual and Annual Non Convertible Debentures 47.92 frequencies through electronic mode like 7.36 OTM / Debit Mandate. Default SIP date will Government Securities 44.72 be 10th. In case the SIP due date is a Non Business Day, then the immediate following Cash, Cash Equivalents, Derivative Margin and Others 7.36 Business Day will be considered for SIP processing. 47.92 Weekly - Minimum` 1000 & in multiples of ` 44.72 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 thereafter for minimum one year ` Quarterly - Minimum 1500 & in multiples Sovereign AAA and Equivalent of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in Cash, Cash Equivalents, Derivative Margin and Others multiples of` 1 thereafter for a minimum of 4 installments. Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 SBI Dynamic Bond Fund This product is suitable for investors who are seeking^: installments. Ÿ Regular income for medium to long-term • Minimum Investment Ÿ Investment in high quality debt securities of varying maturities. ` 5,000 & in multiples of` 1 Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable • Additional Investment will be at Moderate risk for them. ` 1,000 & in multiples of` 1 Quantitative Data

Modified Duration : 4.70 years Average Maturity : 6.64 years Yield to Maturity : 6.74% 43 DEBT- CORPORATE BOND FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Monthly Dividend 10.4958 Dir-Plan-Monthly Dividend 10.5419

An open-ended debt scheme predominantly investing in Reg-Plan-Growth 10.9632 Dir-Plan-Growth 11.0100 AA+ and above rated corporate bonds Reg-Plan- Quarterly Dividend 10.8116 Dir-Plan-Quarterly Dividend 10.8565

Investment Objective PORTFOLIO The investment objective will be to provide the investors an opportunity to predominantly invest in Issuer Name Rating (%) Of Total AUM corporate bonds rated AA+ and above to generate Non Convertible Debentures additional spread on part of their debt investments Power Finance Corporation Ltd. CRISIL AAA 8.07 from high quality corporate debt securities while State Bank Of India CRISIL AAA 6.98 maintaining moderate liquidity in the portfolio National Bank For Agriculture And Rural Development CRISIL AAA 6.43 through investment in money market securities. REC Ltd. CRISIL AAA 5.47 Hindustan Petroleum Corporation Ltd. CRISIL AAA 5.45 Housing Development Finance Corporation Ltd. CRISIL AAA 5.39 Fund Details Housing And Urban Development Corporation Ltd. [ICRA]AAA 4.78 Air India Assets Holding Ltd. [ICRA]AAA 4.54 • Type of Scheme Larsen & Toubro Ltd. CRISIL AAA 3.62 An open-ended debt scheme predominantly Small Industries Development Bank Of India CARE AAA 3.37 investing in AA+ and above rated corporate LIC Housing Finance Ltd. CRISIL AAA 3.17 National Highways Authority Of India CRISIL AAA 3.04 bonds NABHA Power Ltd. [ICRA]AAA 2.81 • Date of Allotment: 16/01/2019 Power Grid Corporation Of India Ltd. CRISIL AAA 2.22 Reliance Industries Ltd. CRISIL AAA 2.16 • Report As On: 30/11/2019 Small Industries Development Bank Of India [ICRA]AAA 2.09 • AAUM for the Month of November 2019 NTPC Ltd. CRISIL AAA 2.04 ` Indian Railway Finance Corporation Ltd. CRISIL AAA 2.00 8,531.07 Crores John Deere Financial India Pvt. Ltd. CRISIL AAA 1.70 • AUM as on November 30, 2019 India Grid Trust CRISIL AAA 1.44 ` Sundaram Finance Ltd. CRISIL AAA 1.13 8,906.97 Crores ONGC Petro Additions Ltd. [ICRA]AAA(SO) 1.13 • Fund Manager: Mr. Rajeev Radhakrishnan Tata Sons Pvt.Ltd. CRISIL AAA 1.12 LIC Housing Finance Ltd. CARE AAA 0.75 Mr. Mohit Jain- investments in foreign HDFC Credila Financial Services Pvt. Ltd. CRISIL AAA 0.54 securities of the Scheme. Fullerton India Credit Company Ltd. CARE AAA 0.45 Managing Since: Jan-2019 NHPC Ltd. [ICRA]AAA 0.34 Export-Import Bank Of India CRISIL AAA 0.30 Total Experience: ICICI Bank Ltd. [ICRA]AAA 0.17 Mr. Rajeev Radhakrishnan Over 17 years Food Corporation Of India CRISIL AAA(SO) 0.16 Total 82.86 Mr. Mohit Jain Over 6 Years Zero Coupon Bonds • Benchmark: NIFTY Corporate Bond Index LIC Housing Finance Ltd. CRISIL AAA 0.37 Total 0.37 • Exit Load: Discounted Securitised Debt • For exit on or before 6 months from the Reliance Retail Ltd. [ICRA]AAA(SO) 1.90 Reliance Retail Ltd [ICRA]AAA(SO) 1.00 date of allotment: - For 4% of the Reliable Devices Trust [ICRA]AAA(SO) 0.58 investments - Nil; - For the remaining Total 3.48 Government Securities investments - 1.00% Government Of India SOVEREIGN 9.23 • For exit after 6 months from the date of Total 9.23 allotment - Nil State Development Loans State Government Of Rajasthan SOVEREIGN 0.49 • Entry Load: N.A. State Government SOVEREIGN 0.30 • Plans Available: Regular, Direct State Government Of Uttar Pradesh SOVEREIGN 0.06 Total 0.85 • Options: Growth, Dividend Cash, Cash Equivalents And Others 3.21 • SIP Grand Total 100.00 Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual frequencies through electronic mode like PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY OTM / Debit Mandate. Default SIP date will ASSET ALLOCATION (%) RATING CLASS (%) be 10th. In case the SIP due date is a Non Business Day, then the immediate following Non Convertible Debentures 82.86 3.21 Business Day will be considered for SIP Government Securities 9.23 10.08 processing. Weekly - Minimum` 1000 & in multiples of ` Discounted Securitised Debt 3.48 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of State Development Loans 0.85 ` 1 thereafter for minimum six months (or) Zero Coupon Bonds 0.37 minimum` 500 & in multiples of` 1 thereafter for minimum one year Cash, Cash Equivalents, Derivative Quarterly - Minimum` 1500 & in multiples Margin and Others 3.21 of` 1 thereafter for minimum one year. 86.71 Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. Sovereign AAA and Equivalent Annual - Minimum` 5000 & in multiples of Cash, Cash Equivalents, Derivative Margin and Others ` 1 thereafter for a minimum of 4 installments.

• Minimum Investment SBI Corporate Bond Fund ` 5,000 & in multiples of` 1 This product is suitable for investors who are seeking^: • Additional Investment Ÿ Regular income for medium term ` 1,000 & in multiples of` 1 Ÿ Investment predominantly in corporate bond securities rated AA+ and above

Quantitative Data Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Moderate risk for them. Modified Duration : 2.47 years Average Maturity : 3.04 years Yield to Maturity : 6.73% 44 DEBT- CREDIT RISK FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Dividend 14.1973 Dir-Plan-Dividend 15.2317

Reg-Plan-Daily Dividend 10.4295 Dir-Plan-Daily Dividend 10.4299

Reg-Plan-Growth 30.9300 Dir-Plan-Growth 32.2357 (Previously known as SBI Corporate Bond Fund)

PORTFOLIO

Investment Objective Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total AUM AUM To provide the investors an opportunity Commercial Papers Fullerton India Home Finance to predominantly invest in corporate HDFC Ltd. CRISIL A1+ 0.02 Company Ltd. CARE AAA 0.96 bonds rated AA and below(excluding AA+ rated corporate bonds) so as to Total 0.02 Shriram Transport Finance generate attractive returns while Non Convertible Debentures Company Ltd. CRISIL AA+ 0.94 maintaining moderate liquidity in the NABARD CRISIL AAA 4.42 HDFC Ltd. CRISIL AAA 0.83 portfolio through investment in money Bharat Aluminium Company Ltd. [ICRA]AA- 3.88 State Bank Of India CRISIL AAA 0.73 market securities. Sadbhav Engineering Ltd. CARE A 3.73 Ahmedabad-Maliya Tollway Ltd. [ICRA]AA(SO) 0.57 Nirma Ltd. CRISIL AA 3.23 Power Grid Corporation Of India Ltd. CRISIL AAA 0.52 Fund Details Syndicate Bank IND A+ 3.23 Crompton Greaves Consumer Coastal Gujarat Power Ltd. CARE AA(SO) 3.19 Electricals Ltd. CRISIL AA+ 0.49 • Type of Scheme Gateway Distriparks Ltd. IND AA- 2.99 Mahindra World City (Jaipur) Ltd. CRISIL A+ 0.49 An open-ended Debt Scheme predominantly Sunbeam Lightweighting AU Small Finance Bank Ltd. [ICRA]AA- 0.40 investing in AA and below rated corporate Solutions Pvt. Ltd CRISIL AA- 2.96 Elena Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.29 bonds (excluding AA+ rated corporate bonds). Sterlite Power Grid Ventures Ltd. IND A+ 2.95 SEI Enerstar Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.29 L&T Housing Finance Ltd. CRISIL AAA 2.94 SEI Mihir Energy Pvt. Ltd. CARE AA-(SO) 0.29 • Date of Allotment: 17/07/2014 Pune Solapur Expressways Pvt. Ltd. [ICRA]A(SO) 2.74 Divyesh Power Pvt. Ltd. CARE AA-(SO) 0.29 • Report As On: 30/11/2019 Punjab National Bank IND A 2.57 Aashman Energy Pvt. Ltd. CARE AA-(SO) 0.29 • AAUM for the Month of November 2019 Aarish Solar Power Pvt. Ltd. CARE AA-(SO) 0.29 ` 5,142.04 Crores Vadodara Bharuch Tollway Ltd. IND A 2.53 Muthoot Finance Ltd. CRISIL AA 2.45 SEI Baskara Power Pvt. Ltd. CARE AA-(SO) 0.29 • AUM as on November 30, 2019 ` 5,107.38 Crores Torrent Power Ltd. CRISIL AA- 2.37 Zuvan Energy Pvt. Ltd. CARE AA-(SO) 0.29 Tata Power Company Ltd. IND AA 2.26 Pratyash Renewable Pvt. Ltd. CARE AA-(SO) 0.29 • Fund Manager: Mr. Lokesh Mallya & Ms. Mansi Sajeja Century Textiles & Industries Ltd. CRISIL AA 1.97 Tata Motors Ltd. CARE AA- 0.29 Managing Since: Feb-2017 Bank Of Baroda CRISIL AA+ 1.90 Shreyas Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.29 Total Experience: Nuvoco Vistas Corporation Ltd. CRISIL AA 1.78 Cholamandalam Investment & Mr. Lokesh Mallya - Over 10 years NIIF Infrastructure Finance Ltd [ICRA]AAA 1.72 Finance Co. Ltd. [ICRA]AA+ 0.24 Ms. Mansi Sajeja - Over 12 years Power Finance Corporation Ltd. CRISIL AAA 1.62 Tata Motors Ltd. [ICRA]AA- 0.21 • Benchmark: CRISIL Composite Credit Risk National Highways Authority Of India CRISIL AAA 1.54 Total 80.98 Index (w.e.f June 25,2018) AU Small Finance Bank Ltd. CRISIL AA- 1.48 Zero Coupon Bonds • Exit Load Quess Corp Ltd. [ICRA]AA 1.47 Embassy Office Parks Reit CRISIL AAA 3.64 For exit within 12 months from the date of United Bank Of India CRISIL A+ 1.23 Tata Realty And Infrastructure Ltd. [ICRA]AA 3.61 allotment: For 8% of the investment – Nil For Tata Realty And Infrastructure Ltd. CRISIL AA 2.82 the remaining investment - 3% For exit after L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA(SO) 1.22 12 months but within 24 months from the Tata Motors Ltd. CRISIL AA- 1.08 Tata Motor Finance Holdings Ltd. [ICRA]AA- 2.50 date of allotment: For 8% of the investment – REC Ltd. CRISIL AAA 1.03 KKR India Financial Services Pvt. Ltd. CRISIL AA 2.15 Nil For the remaining investment -1.5% For LIC Housing Finance Ltd. CRISIL AAA 1.01 Aditya Birla Fashion And Retail Ltd. CRISIL AA 0.75 exit after 24 months but within 36 months Axis Bank Ltd. CRISIL AA+ 0.99 Aditya Birla Housing Finance Ltd. [ICRA]AAA 0.29 from the date of allotment: For 8% of the Indian Railway Finance Corporation Ltd. CRISIL AAA 0.98 Total 15.76 investment – Nil For the remaining Cash, Cash Equivalents, Derivative Margin and Others 3.24 investment -0.75%; For exit after 36 months Tata Housing Development from the date of allotment – Nil Company Ltd. [ICRA]AA 0.98 Grand Total 100.00 Tata Power Renewable Energy Ltd. CARE AA(SO) 0.97 • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Any Day SIP’ Facility is available for Monthly, Quarterly, Semi-Annual and Annual ASSET ALLOCATION (%) RATING CLASS (%) frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will Non Convertible Debentures 80.98 be 10th. In case the SIP due date is a Non 0.023.24 Business Day, then the immediate following Zero Coupon Bonds 15.76 Business Day will be considered for SIP 23.45 processing. Commercial Papers 0.02 Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Cash, Cash Equivalents, Derivative ` Monthly - Minimum 1000 & in multiples of Margin and Others 3.24 ` 1 thereafter for minimum six months (or) 40.53 4.56 minimum` 500 & in multiples of` 1 thereafter for minimum one year Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in ` multiples of 1 thereafter for a minimum of 28.20 4 installments. Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. $ • Minimum Investment AAA and Equivalent Below AA AA+ A1+ AA ` 5000 & in multiples of` 1 (Restrict investment in the scheme to a maximum Cash, Cash Equivalents, Derivative Margin and Others limit of 10 Cr. per investor across all folios on cumulative investment) • Additional Investment ` 1,000 & in multiples of` 1 SBI Credit Risk Fund Quantitative Data This product is suitable for investors who are seeking^: Ÿ Regular income for medium term Modified Duration : 1.89 years Ÿ Predominantly investment in corporate debt securities rated AA and below. Average Maturity : 2.41 years ^Investors should consult their financial advisers if in doubt about whether the product is suitable Yield to Maturity : 8.66% Investors understand that their principal for them. $per investor per day across all will be at Moderate risk subscription transactions (i.e. fresh purchases, additional purchases, switch- in and trigger transactions such as SIP, STP and RSP trigger), as available under the scheme. 45 DEBT- MEDIUM DURATION FUND

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 13.7070

Reg-Plan-Growth 34.8361 (Previously known as SBI Regular Savings Fund) Dir-Plan-Dividend 14.4342

Dir-Plan-Growth 36.5844

Investment Objective PORTFOLIO To provide investors an opportunity to generate attractive returns with moderate Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total degree of liquidity through investments AUM AUM in debt and money market instruments Non Convertible Debentures Muthoot Finance Ltd. CRISIL AA 0.89 such that the Macaulay duration of the Power Finance Corporation Ltd. CRISIL AAA 7.39 Shreyas Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.24 portfolio is between 3 years – 4 years. However, there is no guarantee or NABARD CRISIL AAA 6.55 Divyesh Power Pvt. Ltd. CARE AA-(SO) 0.24 assurance that the investment objective State Bank Of India CRISIL AAA 5.01 SEI Mihir Energy Pvt. Ltd. CARE AA-(SO) 0.24 of the scheme will be achieved. The Air India Assets Holding Ltd. [ICRA]AAA 4.50 Aashman Energy Pvt. Ltd. CARE AA-(SO) 0.24 scheme doesn’t assure or guarantee any returns. Tata Power Company Ltd. IND AA 3.80 Zuvan Energy Pvt. Ltd. CARE AA-(SO) 0.24 Fund Details Syndicate Bank IND A+ 3.63 Pratyash Renewable Pvt. Ltd. CARE AA-(SO) 0.24 Tata Motors Ltd. CRISIL AA- 3.23 SEI Baskara Power Pvt. Ltd. CARE AA-(SO) 0.24 • Type of Scheme An open-ended medium term Debt Scheme Zydus Wellness Ltd. CRISIL AA+ 3.02 Elena Renewable Energy Pvt. Ltd. CARE AA-(SO) 0.24 investing in instruments such that the Manappuram Finance Ltd. CRISIL AA 2.63 SEI Enerstar Renewable Macaulay Duration of the portfolio is between Energy Pvt. Ltd. CARE AA-(SO) 0.24 3 years and 4 years. (Please refer to the page Vadodara Bharuch Tollway Ltd. IND A 2.38 L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA(SO) 0.24 no. 17 of SID for details on Macaulay’s REC Ltd. CRISIL AAA 2.32 Duration.) Aarish Solar Power Pvt. Ltd. CARE AA-(SO) 0.24 India Grid Trust CRISIL AAA 2.27 • Date of Allotment: 12/11/2003 Total 70.28 • Report As On: 30/11/2019 Andhra Bank CARE A+ 2.27 Zero Coupon Bonds • AAUM for the Month of November 2019 Sunbeam Lightweighting ` 2,169.10 Crores Solutions Pvt. Ltd CRISIL AA- 2.24 Embassy Office Parks Reit CRISIL AAA 2.83 • AUM as on November 30, 2019 HDFC Ltd. CRISIL AAA 2.24 Tata Motor Finance Holdings Ltd. [ICRA]AA- 2.81 ` 2,247.41 Crores • Fund Managers: Mr. Dinesh Ahuja Bank Of Baroda CRISIL AA+ 2.23 Tata Realty And Infrastructure Ltd. [ICRA]AA 1.17 Managing Since: July-2011 Tata Power Renewable Energy Ltd. CARE AA(SO) 2.20 Total 6.81 Total Experience: Over 20 years • Benchmark: NIFTY Medium Duration Debt Pune Solapur Expressways Pvt. Ltd. [ICRA]A(SO) 2.19 Government Securities Index (w.e.f May 16,2018) United Bank Of India CRISIL A+ 2.13 Government Of India SOVEREIGN 18.55 • Exit Load: Punjab National Bank IND A 1.96 Total 18.55 For exit within 12 months from the date of allotment: - For 8% of investment - Nil For Housing And Urban Development Cash, Cash Equivalents, Derivative Margin and Others 4.36 Corporation Ltd. [ICRA]AAA 1.43 remaining investments - 1.50%; Grand Total 100.00 For exit after 12 months from the date of Shriram Transport Finance allotment: Nil Company Ltd. CRISIL AA+ 1.13 • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Any Day SIP’ Facility is available for Monthly, ASSET ALLOCATION (%) RATING CLASS (%) Quarterly, Semi-Annual and Annual frequencies through electronic mode like Non Convertible Debentures 70.28 4.36 OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Government Securities 18.55 18.55 Business Day, then the immediate following Zero Coupon Bonds 6.81 Business Day will be considered for SIP 34.78 processing. Cash, Cash Equivalents, Derivative ` ` Weekly - Minimum 1000 & in multiples of Margin and Others 4.36 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of ` 1 thereafter for minimum six months (or) ` ` minimum 500 & in multiples of 1 25.24 6.38 thereafter for minimum one year 10.69 Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of AAA and Equivalent AA Below AA AA+ Sovereign 4 installments. Cash, Cash Equivalents, Derivative Margin and Others Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. • Minimum Investment ` 5,000 & in multiples of` 1 SBI Magnum Medium Duration Fund This product is suitable for investors who are seeking^: • Additional Investment ` 1,000 & in multiples of` 1 Ÿ Regular income for medium term Ÿ Investment in Debt and Money Market securities. Quantitative Data Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Moderate risk for them. Modified Duration : 3.20 years Average Maturity : 4.34 years Yield to Maturity : 7.92% 46 DEBT- SHORT DURATION FUND NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Retail-Plan-Fortnightly Dividend 11.0074 Reg-Plan-Monthly Dividend 12.7788 Retail-Plan-Growth 25.8474 Reg-Plan-Weekly Dividend 10.6100 Retail-Plan-Monthly Dividend 11.9871 Dir-Plan-Fortnightly Dividend 15.9009 Retail-Plan-Weekly Dividend 10.9703 Dir-Plan-Growth 23.6065 Reg-Plan-Fortnightly Dividend 10.5836 Dir-Plan-Monthly Dividend 13.3320 Investment Objective Reg-Plan-Growth 22.8458 Dir-Plan-Weekly Dividend 10.6093 To provide investors an opportunity to generate regular income through PORTFOLIO investments in a portfolio comprising predominantly of debt instruments which Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total are rated not below investment grade and AUM AUM money market instruments such that the Certificate Of Deposits Sp Jammu Udhampur Highway Ltd. [ICRA]AAA 0.43 Macaulay duration of the portfolio is Bank Of Baroda [ICRA]A1+ 1.08 Bank Of Baroda CRISIL AA+ 0.39 between 1 year and 3 years. Indian Bank IND A1+ 0.54 L&T Metro Rail (Hyderabad) Ltd. [ICRA]AAA(SO) 0.29 Total Sundaram Finance Ltd. [ICRA]AAA 0.28 Fund Details Non Convertible Debentures 1.62 Air India Assets Holding Ltd. [ICRA]AAA(SO) 0.28 Power Finance Corporation Ltd. CRISIL AAA 7.25 Axis Bank Ltd. CRISIL AA+ 0.28 • Type of Scheme Housing And Urban Development Bharat Petroleum Corporation Ltd. CRISIL AAA 0.06 An open-ended short term Debt Scheme Corporation Ltd. [ICRA]AAA 6.89 Small Industries Development investing in instruments such that the NABARD CRISIL AAA 5.48 Bank Of India [ICRA]AAA 0.06 Macaulay Duration of the portfolio is REC Ltd. CRISIL AAA 5.47 IDFC First Bank Ltd. [ICRA]AA 0.04 between 1 year and 3 years. (Please refer to LIC Housing Finance Ltd. CRISIL AAA 4.82 HDB Financial Services Ltd. CRISIL AAA 0.01 the page no. 16 of SID for details on India Grid Trust CRISIL AAA 4.25 Total Macaulay’s Duration.) State Bank Of India CRISIL AA+ 4.08 Zero Coupon Bonds 76.06 HDFC Ltd. CRISIL AAA 3.40 Tata Motors Finance Ltd. CARE AA- 0.81 • Date of Allotment: 27/7/2007 Small Industries Development HDB Financial Services Ltd. CRISIL AAA 0.18 • Report As On: 30/11/2019 Bank Of India CARE AAA 3.18 Axis Finance Ltd. CRISIL AAA 0.12 • AAUM for the Month of November 2019 Reliance Jio Infocomm Ltd. CRISIL AAA 2.84 Sundaram Finance Ltd. CRISIL AAA 0.11 ` 8,762.49 Crores Shriram Transport Finance Mahindra & Mahindra Financial Company Ltd. CRISIL AA+ 2.75 Services Ltd. IND AAA 0.10 • AUM as on November 30, 2019 Larsen & Toubro Ltd. CRISIL AAA 2.19 Total 1.32 ` 9,015.72 Crores HDFC Bank Ltd. CRISIL AAA 2.07 Discounted Securitised Debt • Fund Manager: NTPC Ltd. CRISIL AAA 2.06 Reliance Retail Ltd [ICRA]AAA(SO) 1.97 Mr. Rajeev Radhakrishnan Export-Import Bank Of India CRISIL AAA 1.75 Reliance Retail Ltd. [ICRA]AAA(SO) 0.87 Managing Since: Jun-2008 National Highways Authority Of India CRISIL AAA 1.67 Reliance Retail Ltd [ICRA]AAA 0.41 Total Experience: Over 17 years ONGC Petro Additions Ltd. [ICRA]AAA(SO) 1.67 Total 3.25 State Bank Of India CRISIL AAA 1.64 Government Securities • Benchmark: Power Grid Corporation Of India Ltd. CRISIL AAA 1.48 Government Of India SOVEREIGN 8.04 CRISIL Short Term Bond Fund Index Tata Sons Pvt.Ltd. CRISIL AAA 1.36 Total 8.04 • Exit Load: Nil Reliance Industries Ltd. CRISIL AAA 1.24 State Development Loans • Entry Load: N.A. Air India Assets Holding Ltd. [ICRA]AAA 1.14 State Government Of Karnataka SOVEREIGN 2.04 Tata Capital Financial Services Ltd. [ICRA]AAA 1.12 State Government Of Tamil Nadu SOVEREIGN 1.11 • Plans Available: Regular, Direct Food Corporation Of India CRISIL AAA(SO) 1.05 State Government Of Maharashtra SOVEREIGN 0.22 • Options: Growth, Dividend ICICI Bank Ltd. [ICRA]AA+ 0.90 State Government Of Rajasthan SOVEREIGN 0.01 • SIP Bank Of Baroda CARE AA 0.61 Total 3.38 Any Day SIP’ Facility is available for BMW India Financial Services Pvt. Ltd.CRISIL AAA 0.56 Cash, Cash Equivalents, Derivative Margin and Others 6.33 Monthly, Quarterly, Semi-Annual and Nabha Power Ltd. [ICRA]AAA(SO) 0.56 Grand Total 100.00 Annual frequencies through electronic LIC Housing Finance Ltd. CARE AAA 0.46 mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY a Non Business Day, then the immediate following Business Day will be considered ASSET ALLOCATION (%) RATING CLASS (%) for SIP processing. ` Non Convertible Debentures 76.06 Weekly - Minimum 1000 & in multiples of 6.33 ` 1 thereafter for a minimum of 6 Government Securities 8.04 1.62 instalments. 11.42 State Development Loans 3.38 Monthly - Minimum` 1000 & in multiples 0.81 of` 1 thereafter for minimum six months Discounted Securitised Debt 3.25 0.65 (or) minimum` 500 & in multiples of` 1 Certificate Of Deposits 1.62 8.40 thereafter for minimum one year Quarterly - Minimum` 1500 & in multiples Zero Coupon Bonds 1.32 of` 1 thereafter for minimum one year. 70.77 Cash, Cash Equivalents, Derivative ` Semi Annual - Minimum 3000 & in Margin and Others 6.33 multiples of` 1 thereafter for a minimum of 4 installments. ` Annual - Minimum 5000 & in multiples of AAA and Equivalent ` 1 thereafter for a minimum of 4 Below AA A1+ AA+ AA Sovereign installments. Cash, Cash Equivalents, Derivative Margin and Others • Minimum Investment ` 5,000 & in multiples of` 1 SBI Short Term Debt Fund • Additional Investment This product is suitable for investors who are seeking^: ` 1,000 & in multiples of` 1 Ÿ Regular income for short term Quantitative Data Ÿ Investment in Debt and Money Market securities. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 2.37 years will be at Moderately Low risk for them. Average Maturity : 3.04 years Yield to Maturity : 6.89% 47 DEBT-GILT FUND WITH 10 YEAR CONSTANT DURATION

NET ASSET VALUE

Option NAV (` )

Reg-Plan-Dividend 14.6637

Reg-Plan-Growth 44.6310

(Previously known as SBI Magnum Gilt Fund - Dir-Plan-Dividend 14.9802 Short Term Plan) Dir-Plan-Growth 45.5978

Investment Objective

To provide returns to the investors PORTFOLIO generated through investments predominantly in Government securities Issuer Name Rating (%) Of Total issued by the Central Government and/or AUM State Government such that the Average Government Securities Maturity of the portfolio is around 10 Government Of India SOVEREIGN 92.77 years. Total 92.77 Fund Details Cash, Cash Equivalents, Derivative Margin and Others 7.23

• Type of Scheme Grand Total 100.00 An open-ended Debt Scheme investing in government securities having a constant maturity of around 10 years. • Date of Allotment: 30/12/2000 • Report As On: 30/11/2019 • AAUM for the Month of November 2019 ` 487.05 Crores • AUM as on November 30, 2019 ` 493.51 Crores PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY • Fund Manager: Mr. Mahak Khabia ASSET ALLOCATION (%) RATING CLASS (%) (w.e.f May 05, 2018) Government Securities 92.77 Managing Since: May-2018 Total Experience: Over 7 years Cash, Cash Equivalents, Derivative 7.23 • Benchmark: Crisil 10 Year Gilt Index Margin and Others 7.23 (w.e.f May 16,2018) • Exit Load: NIL • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP Any Day SIP’ Facility is available for Monthly, 92.77 Quarterly, Semi-Annual and Annual frequencies through electronic mode like Sovereign OTM / Debit Mandate. Default SIP date will Cash, Cash Equivalents, Derivative Margin and Others be 10th. In case the SIP due date is a Non Business Day, then the immediate following Business Day will be considered for SIP processing. Weekly - Minimum` 1000 & in multiples of ` 1 thereafter for a minimum of 6 instalments. Monthly - Minimum` 1000 & in multiples of `1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 thereafter for minimum one year Quarterly - Minimum` 1500 & in multiples of `1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. • Minimum Investment SBI Magnum Constant Maturity Fund ` 5,000 & in multiples of` 1 This product is suitable for investors who are seeking^: • Additional Investment Ÿ Regular income and capital growth for medium to long-term ` 1,000 & in multiples of` 1 Ÿ Investment in government securities having a constant maturity of around 10 years. Investors understand that their principal will be at Moderate risk Quantitative Data ^Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Modified Duration : 6.60 years Average Maturity : 9.77 years Yield to Maturity : 6.68% 48 DEBT- LOW DURATION FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Institutional-Daily Dividend 1,016.9320 Reg-Plan-Weekly Dividend 1,017.8785 Institutional-Growth 2,599.2538 Dir-Plan-Daily Dividend 1,017.3739 (Previously known as SBI Ultra Short Term Debt Fund) Institutional-Weekly Dividend 1,015.5963 Dir-Plan-Fortnightly Dividend 1,031.2566 Reg-Plan-Daily Dividend 1,017.2785 Dir-Plan-Growth 2,576.3725 Reg-Plan-Fortnightly Dividend 1,031.0568 Dir-Plan-Monthly Dividend 1,145.6005 Investment Objective Reg-Plan-Growth 2,554.2877 Dir-Plan-Weekly Dividend 1,019.6016 Reg-Plan-Monthly Dividend 1,135.1967 To provide investors an opportunity to generate regular income with reasonable degree of liquidity through investments PORTFOLIO in debt and money market instruments in such a manner that the Macaulay duration Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total of the portfolio is between 6 months and AUM AUM 12 months. Commercial Papers Hindustan Petroleum Corporation Ltd.CRISIL AAA 0.89 Cholamandalam Investment & Larsen & Toubro Ltd. CRISIL AAA 0.79 Fund Details Finance Co. Ltd. CRISIL A1+ 2.61 SP Jammu Udhampur Highway Ltd. [ICRA]AAA 0.71 HDFC Ltd. CRISIL A1+ 2.29 NABHA Power Ltd. [ICRA]AAA(SO) 0.59 • Type of Scheme JSW Steel Ltd. [ICRA]A1+ 1.44 Mahindra & Mahindra An open-ended low duration Debt Scheme Tata Power Company Ltd. CRISIL A1+ 1.15 Financial Services Ltd. IND AAA 0.59 investing in instruments such that the Total 7.49 Air India Assets Holding Ltd. [ICRA]AAA 0.59 Macaulay duration of the portfolio is Certificate Of Deposits HDB Financial Services Ltd. CRISIL AAA 0.59 Small Industries Development between 6 months and 12 months. (Please Tata Motors Ltd. CARE AA- 0.59 Bank Of India CRISIL A1+ 3.75 BMW India Financial Services Pvt. Ltd. CRISIL AAA 0.47 refer to the page no. 17 of SID for details Indian Bank IND A1+ 3.74 Housing And Urban Development on Macaulay’s Duration.) NABARD CRISIL A1+ 3.48 Corporation Ltd. [ICRA]AAA 0.30 • Date of Allotment: 27/7/2007 Bank Of Baroda [ICRA]A1+ 3.10 L&T Infrastructure Finance • Report As On: 30/11/2019 ICICI Bank Ltd. [ICRA]A1+ 1.16 Company Ltd. IND AAA 0.24 • AAUM for the Month of November 2019 Axis Bank Ltd. CRISIL A1+ 0.87 Kotak Mahindra Prime Ltd. CRISIL AAA 0.06 ` 8,234.96 Crores Total 16.10 Total 54.53 Non Convertible Debentures Zero Coupon Bonds • AUM as on November 30, 2019 Power Finance Corporation Ltd. CRISIL AAA 8.80 Bharti Telecom Ltd. CRISIL AA+ 2.72 ` 8,509.41 Crores REC Ltd. CRISIL AAA 6.27 TMF Holdings Ltd. CRISIL AA- 1.51 • Fund Manager: HDFC Ltd. CRISIL AAA 5.60 Tata Motors Finance Ltd. CARE AA- 1.44 Mr. Rajeev Radhakrishnan LIC Housing Finance Ltd. CRISIL AAA 4.12 Kotak Mahindra Prime Ltd. CRISIL AAA 1.35 Managing Since: Jun-2008 NTPC Ltd. CRISIL AAA 3.29 Total 7.02 Power Grid Corporation Of India Ltd. CRISIL AAA 3.00 Total Experience: Over 17 years Discounted Securitised Debt Tata Sons Pvt.Ltd. CRISIL AAA 2.99 Reliable Devices Trust [ICRA]AAA(SO) 3.42 • Benchmark: National Housing Bank IND AAA 2.55 Reliance Retail Ltd. [ICRA]AAA(SO) 2.03 NIFTY Low Duration Debt Index Export-Import Bank Of India CRISIL AAA 2.26 Reliance Retail Ltd [ICRA]AAA(SO) 1.04 (w.e.f June 25,2018) NABARD CRISIL AAA 1.68 Total 6.49 • Exit Load: Nil Indian Railway Finance State Development Loans Corporation Ltd. CRISIL AAA 1.56 • Entry Load: N.A. State Government Of Karnataka SOVEREIGN 1.24 Reliance Industries Ltd. CRISIL AAA 1.25 State Government Of Maharashtra SOVEREIGN 1.19 • Plans Available: Regular, Direct Small Industries Development State Government Of Rajasthan SOVEREIGN 0.48 • Options: Growth, Dividend Bank Of India CARE AAA 1.20 State Government Of Uttar Pradesh SOVEREIGN 0.45 • SIP LIC Housing Finance Ltd. CARE AAA 1.19 Total 3.36 Any Day SIP’ Facility is available for ONGC Petro Additions Ltd. [ICRA]AAA(SO) 1.18 Cash, Cash Equivalents, Derivative Margin and Others 5.01 Monthly, Quarterly, Semi-Annual and Fullerton India Home Finance Grand Total 100.00 Annual frequencies through electronic Company Ltd. CARE AAA 1.18 mode like OTM / Debit Mandate. Default SIP date will be 10th. In case the SIP due date is a Non Business Day, then the immediate PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY following Business Day will be considered ASSET ALLOCATION (%) RATING CLASS (%) for SIP processing. Weekly - Minimum` 1000 & in multiples of Non Convertible Debentures 54.53 ` 5.01 1 thereafter for a minimum of 6 Certificate Of Deposits 16.10 instalments. 23.59 Monthly - Minimum` 1000 & in multiples Commercial Papers 7.49 of` 1 thereafter for minimum six months Zero Coupon Bonds 7.02 (or) minimum` 500 & in multiples of` 1 thereafter for minimum one year Discounted Securitised Debt 6.49 61.78 Quarterly - Minimum` 1500 & in multiples 3.36 State Development Loans 3.36 of` 1 thereafter for minimum one year. 3.54 Semi Annual - Minimum` 3000 & in Cash, Cash Equivalents, Derivative 2.72 multiples of` 1 thereafter for a minimum of Margin and Others 5.01 4 installments. Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 AAA and Equivalent A1+ Below AA Sovereign AA+ installments. Cash, Cash Equivalents, Derivative Margin and Others • Minimum Investment ` 5,000 & in multiples of` 1 SBI Magnum Low Duration Fund • Additional Investment This product is suitable for investors who are seeking^: ` 1,000 & in multiples of` 1 Ÿ Regular income for short term Quantitative Data Ÿ Investment in Money Market instruments. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 0.89 years will be at Moderately Low risk for them. Average Maturity : 0.97 years Yield to Maturity : 6.23% 49 DEBT- MONEY MARKET FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Daily Dividend 10.1271 Dir-Plan-Daily Dividend 10.1301

Reg-Plan-Growth 30.4458 Dir-Plan-Growth 31.7337

Reg-Plan-Monthly Dividend 12.1536 Dir-Plan-Monthly Dividend 12.7263

Reg-Plan-Weekly Dividend 11.5408 Dir-Plan-Weekly Dividend 11.6315

Investment Objective

To provide the investors an opportunity to invest in money market instruments. PORTFOLIO

Fund Details Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total AUM AUM • Type of Scheme Commercial Papers JM Financial Services Ltd. CRISIL A1+ 1.09 • An open-ended Debt Scheme investing in HDFC Ltd. CRISIL A1+ 6.41 Tata Capital Housing Finance Ltd. CRISIL A1+ 0.98 money market instruments. NABHA Power Ltd. CRISIL A1+ 5.24 Mahindra & Mahindra Financial • Date of Allotment: 19/07/2004 Services Ltd. CRISIL A1+ 0.88 Tata Motors Ltd. CRISIL A1+ 4.66 • Report As On: 30/11/2019 REC Ltd. CRISIL A1+ 0.88 JSW Steel Ltd. [ICRA]A1+ 4.55 • AAUM for the Month of November 2019 Kotak Mahindra Prime Ltd. CRISIL A1+ 0.86 Power Finance Corporation Ltd. CRISIL A1+ 4.38 ` 11,181.12 Crores Adani Ports And Special Tata Power Company Ltd. CRISIL A1+ 3.49 • AUM as on November 30, 2019 Economic Zone Ltd. [ICRA]A1+ 0.75 ` 11,241.42 Crores Cholamandalam Investment & Bajaj Finance Ltd. CRISIL A1+ 0.43 Finance Co. Ltd. CRISIL A1+ 2.19 • Fund Manager: Mr. R. Arun Total 63.78 Ashok Leyland Ltd. [ICRA]A1+ 2.19 Managing Since: Apr-2012 Certificate Of Deposits Motilal Oswal Finvest Ltd. IND A1+ 2.18 Total Experience: Over 12 years Axis Bank Ltd. CRISIL A1+ 7.83 Amba River Coke Ltd. CARE A1+ 2.09 • Benchmark: NIFTY Money Market Index Bank Of Baroda [ICRA]A1+ 5.86 (w.e.f June 25,2018) Sundaram BNP Paribas Home Finance Ltd. CRISIL A1+ 1.95 Andhra Bank CARE A1+ 5.11 • Exit Load: LIC Housing Finance Ltd. CRISIL A1+ 1.94 Small Industries Development For exit within 3 business days from the Bank Of India CRISIL A1+ 4.78 KEC International Ltd. IND A1+ 1.78 date of allotment - 0.10% ICICI Bank Ltd. [ICRA]A1+ 4.78 For exit after 3 business days from the date NABARD CRISIL A1+ 1.75 NABARD CRISIL A1+ 3.39 of allotment - Nil Coastal Gujarat Power Ltd. CRISIL A1+(SO) 1.74 Indian Bank IND A1+ 2.61 • Entry Load: N.A. Tata Projects Ltd. CRISIL A1+ 1.72 HDFC Bank Ltd. IND A1+ 1.32 • Plans Available: Regular, Direct Sundaram Finance Ltd. CRISIL A1+ 1.72 Total 35.68 • Options: Growth, Dividend JM Financial Capital Ltd. CRISIL A1+ 1.40 Non Convertible Debentures • SIP ESSEL Mining & Industries Ltd. [ICRA]A1+ 1.32 Coastal Gujarat Power Ltd. CARE AA(SO) 0.98 Any Day SIP’ Facility is available for Monthly, HDB Financial Services Ltd. CRISIL A1+ 1.32 Quarterly, Semi-Annual and Annual Total 0.98 L&T Infrastructure Finance frequencies through electronic mode like Company Ltd. CRISIL A1+ 1.31 Cash, Cash Equivalents, Derivative Margin and Others -0.44 OTM / Debit Mandate. Default SIP date will Fullerton India Credit Company Ltd. CRISIL A1+ 1.29 Grand Total 100.00 be 10th. In case the SIP due date is a Non Tata Realty And Infrastructure Ltd. CRISIL A1+ 1.29 Business Day, then the immediate following Business Day will be considered for SIP processing. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Weekly - Minimum` 1000 & in multiples of ASSET ALLOCATION (%) RATING CLASS (%) ` 1 thereafter for a minimum of 6 Commercial Papers 63.78 instalments. 0.98 -0.44 Monthly - Minimum` 1000 & in multiples of Certificate Of Deposits 35.68 ` 1 thereafter for minimum six months (or) Non Convertible Debentures 0.98 minimum` 500 & in multiples of` 1 thereafter for minimum one year Cash, Cash Equivalents, Derivative Quarterly - Minimum` 1500 & in multiples Margin and Others -0.44 of` 1 thereafter for minimum one year. Semi Annual - Minimum` 3000 & in multiples of` 1 thereafter for a minimum of 4 installments. 99.46 Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 A1+ AA installments. • Minimum Investment Cash, Cash Equivalents, Derivative Margin and Others ` 500 & in multiples of` 1 • Additional Investment SBI Savings Fund This product is suitable for investors who are seeking^: ` 500 & in multiples of` 1 Ÿ Regular income for short-term Quantitative Data Ÿ Investment in money market instruments. Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable Modified Duration : 0.40 years will be at Moderately Low risk for them. Average Maturity : 0.43 years Yield to Maturity : 6.04% 50 DEBT- BANKING AND PSU FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Daily Dividend 1,041.8908 Dir-Plan-Daily Dividend 1,043.3272

Reg-Plan-Growth 2,228.1268 Dir-Plan-Growth 2,307.2948

(Previously known as SBI Treasury Advantage Fund) Reg-Plan-Monthly Dividend 1,099.0802 Dir-Plan-Monthly Dividend 1,130.5137 Reg-Plan-Weekly Dividend 1,041.2391 Dir-Plan-Weekly Dividend 1,041.2934

Investment Objective PORTFOLIO Issuer Name Rating (%) Of Total The scheme seeks to generate regular AUM income through a judicious mix of Non Convertible Debentures portfolio comprising predominantly debt Power Finance Corporation Ltd. CRISIL AAA 7.28 and money market securities of Banks, REC Ltd. CRISIL AAA 6.28 Public Sector Undertakings, Public National Bank For Agriculture And Rural Development CRISIL AAA 5.13 Financial Institutions and Municipal Small Industries Development Bank Of India CARE AAA 4.86 bodies. ONGC Petro Additions Ltd. [ICRA]AAA(SO) 4.77 NTPC Ltd. CRISIL AAA 4.68 Fund Details Power Grid Corporation Of India Ltd. CRISIL AAA 3.95 State Bank Of India CRISIL AA+ 3.75 • Type of Scheme Hindustan Petroleum Corporation Ltd. CRISIL AAA 3.68 An open-ended Debt Scheme predominantly HDFC Bank Ltd. CRISIL AAA 3.38 Bank Of Baroda CARE AA 3.35 investing in debt instruments of banks, ICICI Bank Ltd. [ICRA]AA+ 3.24 Public Sector Undertakings, Public Financial Housing And Urban Development Corporation Ltd. [ICRA]AAA 3.21 Institutions and Municipal bodies. Air India Assets Holding Ltd. [ICRA]AAA 3.21 Bank Of Baroda IND AAA 3.13 • Date of Allotment: 09/10/2009 State Bank Of India CRISIL AAA 2.72 • Report As On: 30/11/2019 Steel Authority Of India Ltd. IND AA- 2.38 • AAUM for the Month of November 2019 Indian Railway Finance Corporation Ltd. CRISIL AAA 2.01 ` National Housing Bank IND AAA 1.92 3,043.15 Crores Nuclear Power Corporation Of India Ltd. CRISIL AAA 1.52 • AUM as on November 30, 2019 National Highways Authority Of India CRISIL AAA 1.33 ` 3,152.53 Crores HDFC Bank Ltd. CRISIL AA+ 1.29 Bank Of Baroda CRISIL AA+ 1.27 • Fund Manager: Axis Bank Ltd. CRISIL AA+ 1.12 Mr. Rajeev Radhakrishnan LIC Housing Finance Ltd. CARE AAA 1.01 Managing Since: Nov-2013 Union Bank Of India BWR AA 0.52 Total 80.99 Total Experience: Over 17 years Government Securities • Benchmark: NIFTY Banking and PSU Debt Government Of India SOVEREIGN 9.84 Index (w.e.f June 25,2018) Total 9.84 Cash, Cash Equivalents, Derivative Margin and Others 9.17 • Exit Load: Nil Grand Total 100.00 • Entry Load: N.A. • Plans Available: Regular, Direct • Options: Growth, Dividend • SIP Any Day SIP’ Facility is available for Monthly, PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY Quarterly, Semi-Annual and Annual ASSET ALLOCATION (%) RATING CLASS (%) frequencies through electronic mode like OTM / Debit Mandate. Default SIP date will Non Convertible Debentures 80.99

be 10th. In case the SIP due date is a Non Government Securities 9.84 9.17 Business Day, then the immediate following Business Day will be considered for SIP Cash, Cash Equivalents, Derivative 9.84 Margin and Others 9.17 processing. 2.38 Weekly - Minimum` 1000 & in multiples of 3.87 ` 1 thereafter for a minimum of 6 instalments. 64.07 10.67 Monthly - Minimum` 1000 & in multiples of `1 thereafter for minimum six months (or) minimum` 500 & in multiples of` 1 thereafter for minimum one year. Quarterly - Minimum` 1500 & in multiples of` 1 thereafter for minimum one year. AAA and Equivalent Below AA AA+ AA Sovereign Semi Annual - Minimum` 3000 & in Cash, Cash Equivalents, Derivative Margin and Others multiples of` 1 thereafter for a minimum of 4 installments. Annual - Minimum` 5000 & in multiples of ` 1 thereafter for a minimum of 4 installments. • Minimum Investment ` 5,000 & in multiples of` 1 SBI Banking & PSU Fund This product is suitable for investors who are seeking^: • Additional Investment Ÿ Regular income over medium term ` 1,000 & in multiples of` 1 Ÿ Investment in Debt instruments predominantly issued by Banks PSUs, PFIs and Municipal bodies.

Quantitative Data Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Moderate risk for them. Modified Duration : 2.83 years Average Maturity : 3.75 years Yield to Maturity : 6.88% 51 DEBT- LIQUID FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Institutional-Daily Dividend 1,003.2500 Reg-Plan-Weekly Dividend 1,061.0596 Institutional-Fortnightly Dividend 1,023.1633 Reg-Plan-Daily Dividend 1,003.2500 Institutional-Growth 3,066.8192 Dir-Plan-Fortnightly Dividend 1,011.8588 (Previously known as SBI Premier Liquid Fund) Institutional-Daily Dividend 1,003.2500 Dir-Plan-Growth 3,052.5283 Reg-Plan-Fortnightly Dividend 1,011.8588 Dir-Plan-Weekly Dividend 1,061.0596 Reg-Plan-Growth 3,038.1542

Investment Objective PORTFOLIO To provide the investors an opportunity to invest in the entire range of debt and Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total AUM AUM money market securities with residual Commercial Papers Viacom 18 Media Pvt. Ltd. [ICRA]A1+ 0.34 maturity upto 91 days only. HDFC Ltd. CRISIL A1+ 5.98 BOB Financial Solutions Ltd. CRISIL A1+ 0.29 Reliance Jio Infocomm Ltd. CRISIL A1+ 4.27 Bharat Oman Refineries Ltd. CRISIL A1+ 0.29 Vedanta Ltd. CRISIL A1+ 4.19 Ford Credit India Pvt. Ltd. IND A1+ 0.24 Tata Steel Ltd. [ICRA]A1+ 2.38 Bharti Telecom Ltd. CRISIL A1+ 0.19 Fund Details L&T Finance Ltd. CRISIL A1+ 2.19 L&T Finance Holdings Ltd. CRISIL A1+ 0.19 JM Financial Products Ltd. CRISIL A1+ 2.00 Tata Motors Ltd. CRISIL A1+ 0.19 • Type of Scheme Tata Motors Finance Ltd. CRISIL A1+ 1.91 Tata Cleantech Capital Ltd. CRISIL A1+ 0.19 An open-ended Liquid Scheme Bajaj Housing Finance Ltd. CRISIL A1+ 1.90 Total 52.95 Adani Ports And Special Economic Certificate Of Deposits • Date of Allotment: 24/11/2003 Zone Ltd. [ICRA]A1+ 1.90 Indusind Bank Ltd. CRISIL A1+ 1.42 Manappuram Finance Ltd. CRISIL A1+ 1.84 Axis Bank Ltd. CRISIL A1+ 1.10 • Report As On: 30/11/2019 Indian Oil Corporation Ltd. CRISIL A1+ 1.71 Andhra Bank CARE A1+ 0.95 • AAUM for the Month of November 2019 Muthoot Finance Ltd. CRISIL A1+ 1.67 NABARD CRISIL A1+ 0.43 ` 53,437.32 Crores JM Financial Capital Ltd. CRISIL A1+ 1.43 Kotak Mahindra Bank Ltd. CRISIL A1+ 0.34 Tata Power Company Ltd. CRISIL A1+ 1.14 Total 4.24 • AUM as on November 30, 2019 Bharat Heavy Electricals Ltd. CRISIL A1+ 1.11 Government Securities ` 52,375.40 Crores Tata Motors Finance Solutions Ltd. CRISIL A1+ 0.96 Government Of India SOVEREIGN 1.89 NABHA Power Ltd. CRISIL A1+ 0.95 Total 1.89 • Fund Manager: Mr. R. Arun Apollo Tyres Ltd. CRISIL A1+ 0.95 State Development Loans Managing Since: May-2018 National Fertilizers Ltd. [ICRA]A1+ 0.95 State Government Of West Bengal SOVEREIGN 0.05 Total Experience: Over 12 years Bharat Petroleum Corporation Ltd. CRISIL A1+ 0.95 Total 0.05 Fullerton India Credit Company Ltd. CRISIL A1+ 0.92 Treasury Bills • Benchmark: CRISIL Liquid Fund Index Kotak Securities Ltd. CRISIL A1+ 0.86 91 Day T-Bill 13.02.20 SOVEREIGN 9.45 Indus Towers Ltd. CRISIL A1+ 0.86 91 Day T-Bill 02.01.20 SOVEREIGN 7.87 • Exit Load: (w.e.f. October 20, 2019) Sharekhan BNP Paribas Financial 42 Days Cmb 17.12.19 SOVEREIGN 7.14 Services Ltd. [ICRA]A1+ 0.86 91 Day T-Bill 16.01.20 SOVEREIGN 5.46 lnvestor exit upon Exit Load as a % of subscription / switch-In redemption Proceeds Birla Group Holding Pvt. Ltd. CRISIL A1+ 0.84 91 Day T-Bill 20.02.20 SOVEREIGN 2.13 Kotak Mahindra Prime Ltd. CRISIL A1+ 0.76 91 Day T-Bill 05.12.19 SOVEREIGN 1.84 Day 1 0.0070% Gujarat State Fertilizers & 91 Day T-Bill 19.12.19 SOVEREIGN 1.33 Day 2 0.0065% Chemicals Ltd. IND A1+ 0.76 91 Day T-Bill 23.01.20 SOVEREIGN 1.21 Day 3 0.0060% Chennai Petroleum Corporation Ltd. CRISIL A1+ 0.72 GOI 11.12.2019 Gov SOVEREIGN 0.17 Day 4 0.0055% Nirma Ltd. CRISIL A1+ 0.65 GOI 27.12.2019 Gov SOVEREIGN 0.15 Day 5 0.0050% Tata Steel Bsl Ltd. IND A1+ 0.57 364 Day T-Bill 12.12.19 SOVEREIGN 0.10 Day 6 0.0045% Tata Capital Housing Finance Ltd. CRISIL A1+ 0.57 91 Day T-Bill 26.12.19 SOVEREIGN 0.05 Day 7 onwards 0.0000% ICICI Home Finance Company Ltd. [ICRA]A1+ 0.57 182 Day T-Bill 23.01.20 SOVEREIGN 0.02 National Housing Bank [ICRA]A1+ 0.57 Total 36.92 L&T Housing Finance Ltd. [ICRA]A1+ 0.38 Cash, Cash Equivalents, Derivative Margin and Others 3.95 • Entry Load: N.A. GIC Housing Finance Ltd. CRISIL A1+ 0.38 Grand Total 100.00 Reliance Retail Ltd. CRISIL A1+ 0.38 • Plans Available: Regular, Direct

• Options: Growth, Dividend PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY • SIP: N.A. ASSET ALLOCATION (%) RATING CLASS (%) • Minimum Investment ` ` Commercial Papers 52.95 5,000 & in multiples of 1 3.95 (Growth Plan) Treasury Bills 36.92 ` 50,000 & multiples of` 1 Certificate Of Deposits 4.24 (other than Growth Plan) Government Securities 1.89 38.86 • Additional Investment State Development Loans 0.05 ` 5,000 & in multiples of` 1 (Growth Plan) Cash, Cash Equivalents, Derivative 57.19 ` 10,000 & in multiples of` 1 Margin and Others 3.95 (other than Growth Plan)

Quantitative Data Sovereign A1+ Cash, Cash Equivalents, Derivative Margin and Others Modified Duration : 0.09 years

Average Maturity : 0.09 years SBI Liquid Fund Yield to Maturity : 5.45% This product is suitable for investors who are seeking^: Ÿ Regular income for short term Ÿ Investment in Debt and Money Market securities with residual maturity upto 91 days only.

Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Low risk for them. 52 DEBT- ULTRA SHORT DURATION FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Cash Option 4,364.7981 Dir-Plan-Cash 4,393.2355

Reg-Plan-Daily Dividend 1,675.2701 Dir-Plan-Daily Dividend 1,675.2774 (Previously known as SBI Magnum InstaCash Fund) Reg-Plan-Weekly Dividend 1,078.7056 Dir-Plan-Weekly Dividend 1,078.7292

Investment Objective

To provide investors with an opportunity to generate regular income with high PORTFOLIO degree of liquidity through investments in a portfolio comprising predominantly Issuer Name Rating (%) Of Total Issuer Name Rating (%) Of Total of debt and money market instruments. AUM AUM Commercial Papers NABARD CRISIL AAA 3.38 Reliance Retail Ltd. CRISIL A1+ 2.36 REC Ltd. CRISIL AAA 3.35 Fund Details LIC Housing Finance Ltd. CRISIL A1+ 2.23 Bank Of Baroda CARE AA 2.59 Ashok Leyland Ltd. [ICRA]A1+ 1.93 Reliance Industries Ltd. CRISIL AAA 1.64 HDFC Ltd. CRISIL A1+ 1.66 Muthoot Finance Ltd. CRISIL AA 1.61 • Type of Scheme Sundaram Finance Ltd. CRISIL A1+ 1.55 National Housing Bank IND AAA 1.58 An open-ended ultra-short-term Debt John Deere Financial India Pvt. Ltd. CRISIL A1+ 1.55 LIC Housing Finance Ltd. CARE AAA 1.20 Scheme investing in instruments such Infina Finance Pvt.Ltd. CRISIL A1+ 1.45 NABHA Power Ltd. [ICRA]AAA(SO) 1.08 that the Macaulay Duration of the Mahindra & Mahindra Financial Tata Capital Housing Finance Ltd. CRISIL AAA 0.95 portfolio is between 3 months to 6 Services Ltd. CRISIL A1+ 1.16 HDB Financial Services Ltd. CRISIL AAA 0.80 Coastal Gujarat Power Ltd. CRISIL A1+(SO) 1.15 Larsen & Toubro Ltd. CRISIL AAA 0.79 months. (Please refer to the page no. 15 JSW Steel Ltd. [ICRA]A1+ 0.93 Shriram Transport Finance of SID for details on Macaulay’s Kalpataru Power Transmission Ltd. CRISIL A1+ 0.78 Company Ltd. IND AA+ 0.78 Duration.) HDB Financial Services Ltd. CRISIL A1+ 0.78 Housing And Urban Development REC Ltd. CRISIL A1+ 0.78 Corporation Ltd. [ICRA]AAA 0.75 • Date of Allotment: 21/05/1999 Tata Motors Ltd. CRISIL A1+ 0.77 LIC Housing Finance Ltd. CRISIL AAA 0.72 Sundaram BNP Paribas Home Coastal Gujarat Power Ltd. CARE AA(SO) 0.67 • Report As On: 30/11/2019 Finance Ltd. CRISIL A1+ 0.59 Tata Sons Pvt.Ltd. CRISIL AAA 0.59 Fullerton India Credit Company Ltd. CRISIL A1+ 0.57 State Bank Of India CRISIL AAA 0.56 • AAUM for the Month of November 2019 Adani Ports And Special Economic Fullerton India Home Finance ` 11,838.80 Crores Zone Ltd. [ICRA]A1+ 0.12 Company Ltd. CARE AAA 0.39 Shriram City Union Finance Ltd. CRISIL A1+ 0.08 Mahindra & Mahindra Financial Total 20.44 Services Ltd. IND AAA 0.12 • AUM as on November 30, 2019 Total 38.14 ` Certificate Of Deposits 12,721.55 Crores Axis Bank Ltd. CRISIL A1+ 7.59 Zero Coupon Bonds Andhra Bank CARE A1+ 3.82 Tata Capital Housing Finance Ltd. CRISIL AAA 0.62 • Fund Manager: NABARD CRISIL A1+ 3.46 Bharti Telecom Ltd. CRISIL AA+ 0.45 Mr. Rajeev Radhakrishnan Bank Of Baroda [ICRA]A1+ 3.28 Total 1.07 Managing Since: May-2010 ICICI Bank Ltd. [ICRA]A1+ 1.94 Discounted Securitised Debt Total Experience: Over 17 years HDFC Bank Ltd. IND A1+ 1.86 Reliance Retail Ltd. [ICRA]AAA(SO) 2.77 Small Industries Development Reliance Retail Ltd [ICRA]AAA(SO) 0.49 • Benchmark: NIFTY Ultra Short Duration Bank Of India CRISIL A1+ 1.54 Reliance Retail Ltd [ICRA]AAA 0.37 AU Small Finance Bank Ltd. CRISIL A1+ 1.51 Reliable Devices Trust [ICRA]AAA(SO) 0.36 Debt Index (w.e.f June 25,2018) Export-Import Bank Of India CRISIL A1+ 0.97 Total 3.99 Kotak Mahindra Bank Ltd. CRISIL A1+ 0.78 Treasury Bills • Exit Load: Nil Equitas Small Finance Bank Ltd. CRISIL A1+ 0.21 364 Day T-Bill 11.06.20 SOVEREIGN 1.53 Total 26.96 Total 1.53 • Entry Load: N.A. Non Convertible Debentures Cash, Cash Equivalents, Derivative Margin and Others 7.87 Power Finance Corporation Ltd. CRISIL AAA 7.58 Grand Total 100.00 • Plans Available: Regular, Direct HDFC Ltd. CRISIL AAA 7.01 • Options: Growth, Dividend

• SIP: N.A. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY RATING CLASS (%) • Minimum Investment ASSET ALLOCATION (%) ` 5,000 & in multiples of` 1 Non Convertible Debentures 38.14 • Additional Investment Certificate Of Deposits 26.96 7.87 ` 1,000 & in multiples of` 1 Commercial Papers 20.44

Quantitative Data Discounted Securitised Debt 3.99 37.10 Modified Duration : 0.46 years Treasury Bills 1.53 Average Maturity : 0.48 years Zero Coupon Bonds 1.07

Yield to Maturity : 5.92% Cash, Cash Equivalents, Derivative 47.40 Margin and Others 7.87 1.23 4.87 1.53

AAA and Equivalent A1+ AA AA+ Sovereign Cash, Cash Equivalents, Derivative Margin and Others

SBI Magnum Ultra Short Duration Fund This product is suitable for investors who are seeking^: Ÿ Regular income for short term Ÿ Investment in Debt and Money Market instruments.

Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Low risk for them. 53 DEBT- OVERNIGHT FUND

NET ASSET VALUE

Option NAV (` ) Option NAV (` )

Reg-Plan-Daily Dividend 1,009.9100 Dir-Plan-Daily Dividend 1,009.9100

Reg-Plan-Growth 3,177.3092 Dir-Plan-Growth 3,205.3289 (Previously known as SBI Magnum Insta Cash Fund - Liquid Floater) Reg-Plan-Weekly Dividend 1,031.1903 Dir-Plan-Weekly Dividend 1,031.1904

Investment Objective PORTFOLIO

To provide the investors an opportunity to invest in overnight securities maturing Issuer Name Rating (%) Of Total on the next business day. AUM Cash, Cash Equivalents, Derivative Margin and Others 100.00 Grand Total 100.00

Fund Details

• Type of Scheme An open-ended Debt Scheme investing in overnight securities

• Date of Allotment: 01/10/2002

• Report As On: 30/11/2019

• AAUM for the Month of November 2019 ` 5,002.77 Crores

• AUM as on November 30, 2019 ` 4,841.20 Crores

• Fund Manager: Mr. R. Arun Managing Since: Apr-2012 Total Experience: Over 12 years

• Benchmark: CRISIL Overnight Index

• Exit Load: NIL (w.e.f May 16,2018) Entry Load: N.A.

• Plans Available: Regular, Direct

• Options: Growth, Dividend

• SIP: N.A. PORTFOLIO CLASSIFICATION BY PORTFOLIO CLASSIFICATION BY ASSET ALLOCATION (%) RATING CLASS (%) • Minimum Investment ` 5,000 & in multiples of` 1 Cash, Cash Equivalents, Derivative Margin and Others 100.00 • Additional Investment ` 1,000 & in multiples of` 1

100.00

Quantitative Data Cash, Cash Equivalents, Derivative Margin and Others

Modified Duration : 1 day Average Maturity : 1 day Yield to Maturity : 4.95% SBI Overnight Fund This product is suitable for investors who are seeking^: Ÿ Regular income for short term Ÿ Investment in overnight securities.

Investors understand that their principal ^Investors should consult their financial advisers if in doubt about whether the product is suitable will be at Low risk for them.

54 Comparative Performance for all Schemes

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by R. Srinivasan SBI Focused Equity Fund 18.80 11,880 15.15 15,261 12.05 17,677 19.63 1,52,694 Inception Date 17-09-2004 Scheme Benchmark: - S&P BSE 500 (TRI) 9.19 10,919 13.00 14,423 8.62 15,126 14.92 82,852 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 15.60 90,673 May-09

SBI Small Cap Fund 8.64 10,864 13.63 14,666 15.72 20,772 17.86 53,696 Inception Date 09-09-2009 Scheme Benchmark: - S&P BSE Small Cap (TRI) -5.03 9,497 4.11 11,282 4.67 12,568 7.68 21,321 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 11.02 29,137 Nov-13 Funds Managed by Dinesh Ahuja SBI Dynamic Bond Fund 13.49 11,349 6.52 12,086 8.85 15,287 5.96 24,991 Inception Date 09-02-2004 Scheme Benchmark: - NIFTY Composite Debt Index 12.44 11,244 6.59 12,109 8.46 15,015 7.06 29,424 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 12.96 11,296 4.97 11,565 8.13 14,789 5.83 24,497 Jan-11

SBI Magnum Income Fund 11.34 11,134 6.56 12,096 8.36 14,947 7.76 48,085 Inception Date 25-11-1998 Scheme Benchmark: - CRISIL Medium to Long Term Debt Index 12.64 11,264 6.72 12,153 8.86 15,292 10.16 76,506 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 12.96 11,296 4.97 11,565 8.13 14,789 N.A. N.A. Jan-11 SBI Magnum Gilt Fund 14.21 11,421 6.45 12,059 9.57 15,798 8.25 44,866 Inception Date 30-12-2000 Scheme Benchmark: - CRISIL Dynamic Gilt index 12.31 11,231 5.77 11,834 8.60 15,111 8.80 49,389 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 12.96 11,296 4.97 11,565 8.13 14,789 N.A. N.A. Jan-11 SBI Magnum Medium Duration Fund 11.58 11,158 8.07 12,619 8.90 15,322 8.07 34,755 Inception Date 12-11-2003 Scheme Benchmark: - NIFTY Medium Duration Debt Index 11.73 11,173 7.08 12,278 8.45 15,009 7.50 31,966 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 12.96 11,296 4.97 11,565 8.13 14,789 5.76 24,590 Jul-11 Fund Jointly Managed by R. Srinivasan (Equity portion) & Dinesh Ahuja (Debt portion)

SBI Equity Hybrid Fund 15.15 11,515 11.66 13,917 10.27 16,314 15.61 3,32,327 Inception Date 09-10-1995 Scheme Benchmark: - CRISIL Hybrid 35+65 - Aggressive Index 11.24 11,124 11.40 13,825 9.10 15,458 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 12.34 1,66,179 Jan-12 Fund Jointly Managed by Dinesh Ahuja (Debt portion) & Ruchit Mehta (Equity portion)

SBI Debt Hybrid Fund 8.89 10,889 4.70 11,475 7.60 14,426 7.86 41,012 Inception Date 09-04-2001 Scheme Benchmark: - NIFTY 50 Hybrid Composite Debt 15:85 Index 12.52 11,252 7.94 12,575 8.57 15,091 N.A. N.A. Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 12.96 11,296 4.97 11,565 8.13 14,789 N.A. N.A. Jul-11

Fund Managed by Ruchit Mehta

SBI Magnum Equity ESG Fund 13.55 11,355 12.26 14,145 8.84 15,284 14.35 4,83,618 Inception Date 01-01-1991 Scheme Benchmark: - Nifty 100 ESG Index (TRI) 11.40 11,140 15.71 15,487 9.11 15,471 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 15.18 5,95,842 May-18

Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total no of schemes managed by Mr. R.Srinivasan is 3 ( 1 scheme is jointly managed by Mr. DineshAhuja). The total no of schemes managed by Dinesh Ahuja is 6 (1 schemes is jointly managed by Mr. Ruchit Mehta & 1 scheme is jointly managed by Mr. R. Srinivasan). The total no of schemes managed by Mr. Ruchit Mehta is 3 (1 scheme is jointly managed by Mr. DineshAhuja and 1 scheme is jointly managed with Mr. Neeraj Kumar). b. Different plans shall have a different expense structure. Performance for all scheme(s) are of Regular growth option. In case of SBI Magnum Equity ESG Fund growth option was introduced later on 27-Nov-2006 and SBI Equity Hybrid Fund growth option was introduced later on 19-Jan-2005, hence for the purpose of calculation of since inception returns, all dividends declared prior to the splitting of the scheme into Dividend & Growth Options are assumed to be reinvested in the units of the scheme at the then prevailing NAV (ex-dividend NAV) and net of Dividend Distribution tax, if any. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended Scheme. g. SBI Focused Equity Fund: As scheme benchmark TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 500 PRI values from 17-Sep-04 to 31-Jul-06 and TRI values since 01-Aug-06. h. SBI Equity Hybrid Fund, SBI Debt Hybrid Fund, SBI Magnum Equity ESG Fund: As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. i. SBI Equity Hybrid Fund: As scheme additional benchmark TRI data is not available since inception of the scheme, additional benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 9-Oct- 95 to 18-Aug-96 and TRI values since 19-Aug-96. j. SBI Magnum Gilt Fund, SBI Magnum Income Fund, SBI Debt Hybrid Fund: As the scheme was launched before the launch of the additional benchmark index, additional benchmark index figures since inception or the required period are not available. k. Pursuant to the circular issued by SEBI on Categorization and Rationalization of the Schemes , there has been change in the fundamental attributes (like asset allocation, benchmark and investment objectives) of SBI Multi Asset Allocation Fund with effect from May 16, 2018, hence the performance of SBI Multi Asset Allocation Fund is not disclosed. l. The performance of the schemes is benchmarked to theTotalReturn variant of the Index.

Note: Wherever NAV/Benchmark Index value is not available for start/end date for concerned period, the previous business day value of NAV/Benchmark Index is considered for return computation. 55 Comparative Performance for all Schemes

1 Year 3 Years 5 Years Since Inception

Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % CAGR % CAGR % CAGR % returns on Standard returns on Standard returns on Standard returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by Neeraj Kumar SBI Arbitrage Opportunities Fund 6.07 10,607 5.98 11,903 6.36 13,614 7.28 25,061 Inception Date 03-11-2006 Scheme Benchmark: - Nifty 50 Arbitrage Index. 6.53 10,653 5.20 11,640 6.05 13,416 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 10.57 37,218 Oct-12 Fund Jointly Managed by Neeraj Kumar (Arbitrage portion) & Ruchit Mehta (Equity & Debt portion)

SBI Equity Savings Fund 8.65 10,865 7.16 12,304 N.A. N.A. 7.02 13,581 Inception Date 27-05-2015 Scheme Benchmark: - Nifty Equity Savings Index 9.73 10,973 9.56 13,149 N.A. N.A. 8.13 14,232 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 N.A. N.A. 10.60 15,757 May-15

Funds Managed by Anup Upadhyay

SBI Technology Opportunities Fund 7.60 10,760 14.27 14,917 6.88 13,952 13.12 1,23,840 Inception Date 05-07-1999 Scheme Benchmark: - S&P BSE Teck (TRI) 5.85 10,585 13.39 14,576 5.79 13,254 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 13.44 1,31,260 Jun-11 SBI Magnum MultiCap Fund 11.82 11,182 11.66 13,918 10.61 16,567 12.14 50,746 Inception Date 29-09-2005 Scheme Benchmark: - S&P BSE 500 (TRI) 9.19 10,919 13.00 14,423 8.62 15,126 12.45 52,755 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 13.11 57,332 Feb-17

SBI Magnum Global Fund 8.79 10,879 8.66 12,827 8.33 14,926 14.11 2,77,881 Inception Date 30-09-1994 Scheme Benchmark: - Nifty MNC (TRI) 1.53 10,153 13.99 14,807 10.57 16,537 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 11.02 1,39,080 May-18 Funds Managed by Lokesh Mallya and Mansi Sajeja SBI Credit Risk Fund 6.95 10,695 6.27 11,999 8.01 14,709 8.33 15,367 Inception Date Scheme Benchmark: - CRISIL Composite CRISIL Credit Risk 17-07-2014 Index 9.40 10,940 6.94 12,231 8.82 15,262 9.35 16,168 Managing Since Additional Benchmark: - CRISIL 10 Year Gilt Index 12.96 11,296 4.97 11,565 8.13 14,789 8.73 15,682 Feb-17

Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total no of schemes managed by Mr. Neeraj Kumar is 2 (1 scheme is jointly managed by Mr. Ruchit Mehta). The total no of schemes managed by Mr. Anup Upadhyay is 3. The total no of of schemes jointly managed by Mr. Lokesh Mallya and Ms. Mansi Sajeja is 1. b. Different plans shall have a different expense structure. Performance for all scheme(s) are of Regular growth option. In case of SBI Magnum Global Fund regular growth option was introduced later on 27-Jun-2005 and SBI Technology Opportunities Fund regular growth option was introduced later on 01-Jan-2013, hence for the purpose of calculation of since inception returns, all dividends declared prior to the splitting of the scheme into Dividend & Growth Options are assumed to be reinvested in the units of the scheme at the then prevailing NAV (ex-dividend NAV) and net of Dividend Distribution tax, if any. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. SBI Equity Savings Fund has not completed 5 years period, hence the performance of such period are not provided. h. SBI Magnum Multicap Fund: As scheme benchmark TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 500 PRI values from 29-Sep-05 to 31-Jul-06 and TRI values since 01-Aug-06. i. SBI Magnum Global Fund: As scheme additional benchmark TRI data is not available since inception of the scheme, additional benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values 30-Sep-94 to 18-Aug-96 and TRI values since 19-Aug-96. j. SBI Arbitrage Opportunities Fund, SBI Technology Opportunities Fund & SBI Magnum Global Fund : As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. k. The performance of the schemes is benchmarked to the Total Return variant of the Index.

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by Nidhi Chawla SBI Infrastructure Fund 14.82 11,482 7.96 12,581 7.48 14,348 3.80 15,884 Inception Date 06-07-2007 Scheme Benchmark: - Nifty Infrastructure (TRI) 9.72 10,972 7.86 12,546 2.04 11,066 -0.04 9,946 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 9.93 32,376 Nov-18 Notes: a.The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table.The total number of schemes managed by Mrs. Nidhi Chawla is 1. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme's performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure.The performance details provided herein are of Growth Option - Regular Plan. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended Scheme. g.The data of the last working day has been considered for the calculation of performance. h.The performance of the schemes is benchmarked to theTotalReturn variant of the Index. 56 Comparative Performance for all Schemes

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by Sohini Andani SBI Magnum MidCap Fund 2.73 10,273 2.09 10,638 6.65 13,806 14.33 71,428 Inception Date 29-03-2005 Scheme Benchmark: - Nifty Midcap 150 (TRI) 2.95 10,295 9.91 13,275 10.28 16,319 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 15.12 79,006 July-10 SBI Blue Chip Fund 11.35 11,135 10.71 13,565 9.24 15,567 10.83 41,319 Inception Date 14-02-2006 Scheme Benchmark: - S&P BSE 100 (TRI) 10.56 11,056 14.20 14,889 8.46 15,013 11.89 47,099 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 12.22 49,072 Sep-10 Fund Managed by Milind Agrawal SBI Banking & Financial Services Fund 24.57 12,457 21.00 17,706 N.A. N.A. 15.53 19,878 Inception Date 26-02-2015 Scheme Benchmark: - Nifty Financial Services (TRI) 25.02 12,502 24.13 19,113 N.A. N.A. 14.72 19,219 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 N.A. N.A. 9.11 15,143 Aug-19 Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Ms. SohiniAndani has been managing SBI Blue Chip Fund since September 2010 and SBI Magnum Midcap Fund since July 2010The total number of schemes managed by Ms. SohiniAndani is 2. Mr. MilindAgrawal has been managing SBI Banking & Financial Services Fund since August 2019.The total number of schemes managed by Mr. MilindAgrawal is 1. SBI Banking & Financial Services Fund was managed by Ms. Sohini Andani till 31st July 2019. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. SBI Banking & Financial Services Fund scheme has not completed 5 years period, hence the performance of such period are not provided. h. SBI Blue Chip Fund: As scheme benchmark TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 100 PRI values from 14-Feb-06 to 31-Jul-06 and TRI values since 01-Aug-06. I. SBI Magnum Midcap Fund: As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. j. The performance of the schemes is benchmarked to the Total Return variant of the Index.

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by Saurabh Pant SBI Consumption Opportunities Fund 3.98 10,398 14.94 15,180 10.92 16,800 14.59 1,61,254 Inception Date 05-07-1999 Scheme Benchmark: - Nifty India Consumption (TRI) 2.67 10,267 13.14 14,479 9.08 15,452 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 13.44 1,31,260 Jun-11 SBI Large & Midcap Fund 8.21 10,821 11.37 13,811 9.49 15,741 14.08 3,39,839 Inception Date 28-02-1993 Scheme Benchmark: - NIFTY LargeMidcap 250 (TRI) 6.99 10,699 12.26 14,143 9.65 15,857 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 12.33 2,24,476 Sep-16 Funds Managed by Tanmaya Desai SBI Healthcare Opportunities Fund -2.53 9,747 -4.91 8,599 0.20 10,101 14.36 1,54,764 Inception Date 05-07-1999 Scheme Benchmark: - S&P BSE Health Care (TRI) -4.37 9,563 -4.12 8,816 -1.29 9,369 12.77 1,16,301 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 13.44 1,31,260 Jun-11 Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total no of schemes managed by Mr. Saurabh Pant is 2. The total no of schemes managed by Mr.Tanmaya Desai is 1. b. Different plans shall have a different expense structure. Performance for all scheme(s) are of Regular growth option. In case of SBI Consumption Opportunities Fund growth option was introduced later on 01-Jan-2013, SBI Large & Midcap Fund growth option was introduced later on 25-May-2005 and SBI Healthcare Opportunities Fund growth option was introduced later on 31-Dec-2004. Hence for the purpose of calculation of since inception returns, all dividends declared prior to the splitting of the scheme into Dividend & Growth Options are assumed to be reinvested in the units of the scheme at the then prevailing NAV (ex-dividend NAV) and net of Dividend Distribution tax, if any. c. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. d. Load is not considered for computation of returns. e. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. SBI Consumption Opportunities Fund & SBI Large & Midcap Fund : As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. h. SBI Large & Midcap Fund: As scheme benchmark TRI data is not available since inception of the scheme, additional benchmark performance is calculated using composite CAGR of S&P BSE Sensex PRI values from 28-Feb-93 to 18 -Aug-96 and TRI values since 19-Aug-96. i. SBI Healthcare Opportunities Fund: As TRI data is not available since inception of SBI Healthcare Opportunities Fund, benchmark performance is calculated using composite CAGR of S&P BSE Health Care PRI values from 05-Jul-99 to 30-Dec-07 and TRI values since 31-Dec-07. j. The performance of the schemes is benchmarked to the Total Return variant of the Index. k. The Benchmark of SBI Large & Midcap Fund has been changed to NIFTY LargeMidcap 250 w.e.f. 25th February 2019. 57 Comparative Performance for all Schemes

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by Raviprakash Sharma

SBI Gold Fund 24.71 12,471 8.39 12,730 6.16 13,488 2.17 11,927 Inception Date 12-09-2011 Scheme Benchmark: - The Morning Fixing of Gold by London Bullion Market Association (LBMA) 25.48 12,548 9.03 12,962 7.58 14,412 3.61 13,381 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 13.22 27,743 Sep-11

SBI Nifty Index Fund 11.45 11,145 14.16 14,872 7.36 14,266 13.98 1,03,772 Inception Date 17-01-2002 Scheme Benchmark: - Nifty 50 (TRI) 12.38 11,238 15.12 15,252 8.39 14,967 15.93 1,40,418 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 16.71 1,58,370 Feb-11

Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Raviprakash Sharma has been managing SBI GOLD Fund since September 2011 and SBI Nifty Index Fund since February 2011.The total number of schemes managed by Mr. Raviprakash Sharma is 2. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure.The performance provided for SBI Gold Fund, are of Regular Plan - Dividend Option and is Net of Dividend distribution tax, if any.The performance details provided for SBI Nifty Index Fund are of Growth Option- Regular Plan. f. Scheme count for the total schemes managed by the Fund Managers does not include ETF’s managed by Mr. Raviprakash Sharma. g. The data of the last working day has been considered for the calculation of performance. h. The performance of the schemes is benchmarked to theTotalReturn variant of the Index. 1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by Dinesh Balachandran SBI Magnum Taxgain Scheme 5.56 10,556 7.79 12,522 5.71 13,201 15.30 4,46,095 Inception Date 31-03-1993 Scheme Benchmark: - S&P BSE 500 (TRI) 9.19 10,919 13.00 14,423 8.62 15,126 N.A. N.A. Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 13.01 2,61,081 Sep-16

SBI Contra Fund 1.47 10,147 4.65 11,459 4.18 12,274 17.40 2,64,481 Inception Date 05-07-1999 Scheme Benchmark: - S&P BSE 500 (TRI) 9.19 10,919 13.00 14,423 8.62 15,126 14.98 1,72,955 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 13.44 1,31,260 May-18 Fund Jointly Managed by Dinesh Balachandran (Equity & Debt portion) and Mohit Jain (investments in foreign securities portion)*

SBI Dynamic Asset Allocation Fund 4.82 10,482 10.43 13,463 N.A. N.A. 7.08 13,777 Inception Date 26-03-2015 Scheme Benchmark: - 50% CRISIL 1 year CD Index + 50% S&P BSE Sensex 12.33 11,233 12.17 14,108 N.A. N.A. 9.36 15,205 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 N.A. N.A. 10.31 15,830 Mar-15

Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Dinesh Balachandran has been managing SBI Magnum Taxgain Scheme since September 2016 and co managing SBI Dynamic Asset Allocation Fund (Equity & Equity related instruments and Debt & Money Market instruments portion) since March 2015 with Mr. Mohit Jain (investments in foreign securities portion). The total number of schemes managed by Mr. Dinesh Balachandran is 3 (1 scheme is jointly managed by Mr. Mohit Jain). SBI Contra Fund was managed by Mr. R. Srinivasan till May 04, 2018. b. Different plans shall have a different expense structure. Performance for all scheme(s) are of Regular growth option. In case of SBI MagnumTaxgainScheme growth Option was introduced later on 07-May-2007 and SBI Contra Fund growth option was introduced later on 06-May-2005, hence for the purpose of calculation of since inception returns, all dividends declared prior to the splitting of the scheme into Dividend & Growth Options are assumed to be reinvested in the units of the scheme at the then prevailing NAV (ex-dividend NAV) and net of Dividend Distribution tax, if any. c. Mr. Mohit Jain is the fund manager for investment in foreign securities in SBI DynamicAssetAllocation fund w.e.f. Nov 28, 2017*. d. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. e. Load is not considered for computation of returns. f. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. g. The performance details provided for SBI DynamicAssetAllocation Fund are of Growth Option-Regular Plan. h. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Schemes. i. SBI Dynamic Asset Allocation Fund scheme has not completed 5 years period, hence the performance of such period are not provided. j. SBI Magnum Taxgain Scheme : As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. k. SBI MagnumTaxGain Scheme:As scheme benchmarkTRI data is not available since inception of the scheme, additional benchmark performance is calculated using composite CAGR of S&PBSE Sensex PRI values 31-Mar-93 to 18-Aug-96 and TRI values since 19-Aug-96. l. SBI Contra Fund: As scheme benchmark TRI data is not available since inception of the scheme, benchmark performance is calculated using composite CAGR of S&P BSE 500 PRI values from 05-Jul-99 to 31-Jul-06 and TRI values since 01-Aug-06.

58 Comparative Performance for all Schemes

7 Days 15 Days 1 Month 1 Year 3 Year 5 Year Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point returns on returns on returns on returns on returns on returns on returns on Inception Annualized Annualized Annualized CAGR CAGR CAGR CAGR Standard Standard Standard Standard Standard Standard Standard Date & % % % % % % % Investment Investment Investment Investment Investment Investment Investment Managing of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- Since

Funds Managed by R. Arun Inception Date SBI Overnight Fund 4.82 10,009 4.82 10,020 4.81 10,040 5.75 10,575 5.88 11,868 6.48 13,688 6.95 31,732 01-10-2002 Scheme Benchmark: - CRISIL 4.97 10,010 4.98 10,020 4.96 10,041 5.91 10,591 5.99 11,907 6.44 13,665 N.A. N.A. Overnight Index Managing Since Additional Benchmark: - CRISIL 1 Year 8.01 10,015 7.05 10,029 7.30 10,060 8.08 10,808 6.72 12,156 7.24 14,185 6.10 27,663 Apr-12 T-Bill Index SBI Savings Fund 6.59 10,013 6.97 10,027 6.13 10,049 8.08 10,808 6.98 12,243 7.59 14,420 7.51 30,422 Inception Date Scheme Benchmark: - NIFTY Money 19-07-2004 Market Index 6.26 10,012 6.24 10,026 5.88 10,048 7.54 10,754 7.06 12,271 7.56 14,397 7.81 31,765 Additional Benchmark: - CRISIL 1 Year Managing 8.01 10,015 7.05 10,029 7.30 10,060 8.08 10,808 6.72 12,156 7.24 14,185 6.21 25,235 Since T-Bill Index Apr-12 SBI Liquid Fund 5.52 10,011 5.35 10,022 5.17 10,043 6.71 10,671 6.83 12,191 7.30 14,229 7.57 25,273 Inception Scheme Benchmark: - CRISIL Liquid Date 5.84 10,011 5.78 10,024 5.57 10,046 7.04 10,704 7.04 12,264 7.41 14,297 7.53 25,138 Fund Index 24-11-2003 Additional Benchmark: - CRISIL 1 Year 8.01 10,015 7.05 10,029 7.30 10,060 8.08 10,808 6.72 12,156 7.24 14,185 6.57 22,440 Managing T-Bill Index Since May-18 Notes: a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. R.Arun has been managing SBI Savings Fund and SBI Overnight Fund sinceApril 2012. The total number of schemes managed by Mr. R.Arun is 3. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. SBI Overnight Fund : As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by Richard D'souza SBI Magnum Comma Fund 9.48 10,948 6.55 12,093 8.16 14,812 9.62 37,228 Inception Date 08-08-2005 Scheme Benchmark: - Nifty Commodities (TRI) 3.50 10,350 6.33 12,019 6.42 13,654 9.36 35,989 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 14.01 65,358 Aug-14 SBI PSU Fund 11.25 11,125 -0.35 9,895 0.55 10,280 0.55 10,531 Inception Date 07-07-2010 Scheme Benchmark: - S&P BSE PSU (TRI) 6.86 10,686 -0.70 9,790 -0.43 9,787 -0.64 9,415 Managing Since Additional Benchmark: - S&P BSE Sensex (TRI) 14.05 11,405 16.67 15,874 8.70 15,183 11.00 26,677 Aug-14

Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total number of schemes managed by Mr. Richard D’souza is 2. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not includeclose ended Scheme. g. The data of the last working day has been considered for the calculation of performance. h. SBI Magnum Comma Fund: As TRI data is not available since inception of SBI Magnum Comma Fund, benchmark performance is calculated using composite CAGR of Nifty Commodities PRI values from 08-Aug-05 to 13-Feb-12 and TRI values since 14-Feb-12. . The performance of the schemes is benchmarked to theTotalReturn variant of the Index.

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by Mahak Khabia SBI Magnum Constant Maturity Fund 14.04 11,404 9.33 13,065 10.35 16,373 8.21 44,446 Inception Date 30-12-2000 Scheme Benchmark: -Crisil 10 Year Gilt Index 12.96 11,296 4.97 11,565 8.13 14,789 N.A. N.A. Managing Since Additional Benchmark: - CRISIL 1 Year T-Bill Index 8.08 10,808 6.72 12,156 7.24 14,185 6.39 32,232 May-18

Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. The total number of schemes managed by Mr.Mahak Khabia is 1. He is also managing SBI ETF 10YearGilt Fund. b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended Scheme. g. The data of the last working day has been considered for the calculation of performance. h. The performance of the schemes is benchmarked to the Total Return variant of the Index. I. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. 59 Comparative Performance for all Schemes

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Managing Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Funds Managed by Rajeev Radhakrishnan SBI Short Term Debt Fund 10.35 11,035 6.99 12,246 7.98 14,688 6.92 22,842 Inception Date 27-07-2007 Scheme Benchmark: - CRISIL Short Term Bond Fund Index 10.38 11,038 7.30 12,353 8.26 14,872 8.07 26,096 Managing Since Additional Benchmark: - CRISIL 1 Year T-Bill Index 8.08 10,808 6.72 12,156 7.24 14,185 6.47 21,699 Jun-08 SBI Magnum Children’s Benefit Fund 3.79 10,379 8.51 12,775 10.03 16,136 10.23 56,510 Inception Date 21-02-2002 Scheme Benchmark:- NIFTY 50 Hybrid Composite Debt 15:85 Index 12.52 11,252 7.94 12,575 8.57 15,091 9.15 47,476 Managing Since Jun-08 Additional Benchmark: - CRISIL 10 Year Gilt Index 12.96 11,296 4.97 11,565 8.13 14,789 6.72 31,774 Inception Date SBI Banking and PSU Fund 10.64 11,064 7.89 12,556 8.22 14,853 8.22 22,278 09-10-2009

Scheme Benchmark: - NIFTY Banking and PSU Debt Index 10.44 11,044 6.86 12,201 7.94 14,657 8.16 22,160 Managing Since Additional Benchmark: - CRISIL 1 Year T-Bill Index 8.08 10,808 6.72 12,156 7.24 14,185 6.67 19,262 Nov-13

7 Days 15 Days 1 Month 1 Year 3 Year 5 Year Since Inception

Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception returns on returns on returns on returns on returns on returns on returns on Date & Annualized Annualized Annualized CAGR CAGR CAGR CAGR Standard Standard Standard Standard Standard Standard Standard Managing % % % % % % % Investment Investment Investment Investment Investment Investment Investment Since of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/- of Rs. 10,000/-

SBI Magnum Ultra Short Duration Fund 7.06 10,014 7.23 10,028 6.60 10,052 8.35 10,835 7.54 12,435 7.75 14,523 7.43 43,542 Inception Date Scheme Benchmark: - NIFTY Ultra Short Duration Debt Index 6.43 10,012 6.63 10,027 6.54 10,054 8.17 10,817 7.58 12,451 7.91 14,635 N.A. N.A. 21-05-1999 Additional Benchmark: - CRISIL Managing 1 Year T-Bill Index 8.01 10,015 7.05 10,029 7.30 10,060 8.08 10,808 6.72 12,156 7.24 14,185 6.62 37,348 Since May-10

SBI Magnum Low Duration Fund 7.74 10,015 8.67 10,033 7.42 10,059 8.82 10,882 7.50 12,419 7.95 14,666 7.89 25,539 Inception Scheme Benchmark: - NIFTY Low Date Duration Debt Index 9.00 10,017 7.76 10,032 7.74 10,064 8.75 10,875 7.48 12,415 7.91 14,634 8.46 27,261 27-07-2007 Additional Benchmark: - CRISIL 1 Year Managing T-Bill Index 8.01 10,015 7.05 10,029 7.30 10,060 8.08 10,808 6.72 12,156 7.24 14,185 6.47 21,699 Since Jun-08

Notes:

a. The details of the period since the Fund Manager is managing the scheme(s) & inception date provided alongside of the table. Mr. Rajeev Radhakrishnan is also the Fund Manager of other close-ended schemes like SBI Debt Fund Series and manages the debt portion of the SBI DualAdvantage Fund Series & SBI Capital Protection Oriented Fund Series.The total number of open ended schemes managed by Mr. Rajeev Radhakrishnan is 6 b. Past performance may or may not be sustained in future and the same may not necessarily provide the basis for comparison with other investment. c. Load is not considered for computation of returns. d. Period for which scheme’s performance has been provided is computed basis last day of the month-end preceding the date of advertisement. In case, the start/end date of the concerned period is a non-business day, the NAV of the previous date is considered for computation of returns. e. Different plans shall have a different expense structure. The performance details of all the schemes provided herein are of Growth Option - Regular Plan. Performance for Schemes not having Growth Option has been calculated considering the Dividend Option and is Net of Dividend distribution tax, if any. f. Scheme count for the total schemes managed by the Fund Managers does not include close ended Scheme. g. SBI Magnum Ultra Short Duration Fund : As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. h. The performance of the schemes is benchmarked to the Total Return variant of the Index.

Performance of Category II – FPI Portfolio (advised by Mr. R. Srinivasan)

1 Year 3 Years 5 Years Since Inception Point-to-Point Point-to-Point Point-to-Point Point-to-Point Inception Date & CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard CAGR % returns on Standard Advising Since Investment of Investment of Investment of Investment of Rs. 10,000/- Rs. 10,000/- Rs. 10,000/- Rs. 10,000/-

Category II - FPI Portfolio (managed under a bilateral agreement N.A. N.A. N.A. N.A. N.A. N.A. 12.64 11,264 Inception Date under Regulation 24(b) and subject to applicable laws) 03-12-2018 Scheme Benchmark: - MSCI India (TRI) N.A. N.A. N.A. N.A. N.A. N.A. 8.16 10,816 Advising Since Additional Benchmark: - S&P BSE Sensex (TRI) N.A. N.A. N.A. N.A. N.A. N.A. 13.86 11,386 Dec-18

Past performance may or may not be sustained in the future. Inception date is December 3, 2018. The performance is not comparable with the performance of the scheme(s) of SBI Mutual Fund due to differing investment objective/s and fundamental differences in asset allocation, investment strategy and the regulatory environment. The said disclosure is pursuant to SEBI Circular No. Cir/IMD/DF/F/2012 dated February, 2012 pertaining to Regulation 24(b) of SEBI (Mutual Funds) Regulations, 1996. FPI – Foreign Portfolio Investor.

Notes: a. The above Performance returns are calculated and compared from the date of inception of category II- FPI Portfolio i.e. December 03, 2018. b. Returns less than 1 year period are absolute and returns greater than 1 year period are compounded annualised (CAGR). c. For calculation of scheme performance, NAV is converted into INR using currency conversion rate i.e. USDINR rate. (Source: Bloomberg, closing prices) d. The performance of the scheme is benchmarked to theTotalReturn variant of the index. e. Benchmark return is based on INR value (Source: Bloomberg)

60 Benefits of Systematic Investment Plan (SIP) SIP Performance of Select Schemes - Fund Manager-wise

The Fund offers flexible and convenient Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say` 10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on November 30, 2019. SBI Blue Chip Fund FUND MANAGER -SOHINI ANDANI Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 16,60,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 41,05,710 N.A. 23,50,110 7,49,676 4,04,499 1,28,550 Returns (Annualised) (%) 12.22 N.A. 12.91 8.86 7.74 13.58 Benchmark Returns (Annualised) (TRI) (%) # 11.44 N.A. 11.59 10.77 10.13 12.50 AdditionalBenchmarkReturns(Annualised)(TRI)(%)## 11.71 N.A. 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # S&P BSE 100, ## S&P BSE SENSEX, Inception Date: February 14, 2006 Returns are calculated for Regular Plan Growth Option

SBI Magnum Equity ESG Fund FUND MANAGER -RUCHIT MEHTA Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 34,70,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 4,20,17,196 52,75,341 22,65,375 7,80,733 4,24,518 1,30,049 Returns (Annualised) (%) 14.30 13.20 12.22 10.49 11.04 16.02 Benchmark Returns (Annualised) (%) (TRI) # N.A. N.A. N.A. 11.71 11.59 12.79 AdditionalBenchmarkReturns(Annualised)(TRI)(%)## N.A. 12.37 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # Nifty 100 ESG Index, ## S&P BSE SENSEX, Inception Date: January 01, 1991

Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Contra Fund FUND MANAGER -DINESH BALACHANDRAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 24,50,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 1,95,74,849 38,43,917 17,57,599 6,40,978 3,54,872 1,20,463 Returns (Annualised) (%) 17.56 9.48 7.42 2.61 -0.93 0.72 Benchmark Returns (Annualised) (TRI) (%) # 14.71 11.91 11.53 9.85 8.17 11.49 Additional Benchmark Returns (Annualised) (TRI) (%) ## 14.76 12.37 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # S&P BSE 500, ## S&P BSE SENSEX, Inception Date: July 05, 1999 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Large & Midcap Fund FUND MANAGER -SAURABH PANT Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 32,20,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 3,92,77,394 56,21,345 23,62,261 7,46,807 4,00,300 1,26,469 Returns (Annualised) (%) 15.53 13.94 13.00 8.70 7.04 10.23 Benchmark Returns (Annualised) (TRI) (%) # N.A. N.A. 12.67 9.50 6.57 10.14 Additional Benchmark Returns (Annualised) (TRI) (%) 13.40 12.37 12.12 12.57 13.62 16.34 ## Past performance may or may not be sustained in the future. # NIFTY Large Midcap 250, ## S&P BSE SENSEX, Inception Date: February 28, 1993

Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Magnum MidCap Fund FUND MANAGER -SOHINI ANDANI Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 17,60,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 47,45,056 N.A. 23,57,966 6,33,463 3,49,014 1,22,072 Returns (Annualised) (%) 12.52 N.A. 12.97 2.14 -2.01 3.24 Benchmark Returns (Annualised) (TRI) (%) # 13.41 N.A. 13.35 7.83 2.67 6.95 Additional Benchmark Returns (Annualised) (TRI) (%) ## 12.17 N.A. 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # Nifty Midcap 150, ## S&P BSE SENSEX, Inception Date: March 29, 2005 Returns are calculated for Regular Plan Growth Option

Source: ICRA Online Investors are advised to refer to the performance summary table on page 55 -60. Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. SIP does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. The performance of the schemes is benchmarked to the Total Return variant of the Index. 61 Benefits of Systematic Investment Plan (SIP) SIP Performance of Select Schemes - Fund Manager-wise

The Fund offers flexible and convenient Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say` 10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as on November 30, 2019. SBI Magnum Global Fund FUND MANAGER -ANUP UPADHYAY Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 30,30,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 4,60,28,675 59,75,188 24,52,435 7,15,610 3,95,713 1,27,887 Returns (Annualised) (%) 17.91 14.64 13.70 6.99 6.26 12.51 Benchmark Returns (Annualised) (TRI) (%) # N.A. 14.61 13.87 9.48 6.09 10.10 Additional Benchmark Returns (Annualised) (TRI) (%) ## 13.87 12.37 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # Nifty MNC, ## S&P BSE SENSEX, Inception Date: September 30, 1994 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Focused Equity Fund FUND MANAGER -R. SRINIVASAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 18,20,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 71,22,280 68,29,363 27,87,150 8,31,051 4,37,551 1,32,719 Returns (Annualised) (%) 16.34 16.18 16.09 13.01 13.13 20.39 Benchmark Returns (Annualised) (TRI) (%) # 12.02 11.91 11.53 9.85 8.17 11.49 Additional Benchmark Returns (Annualised) (TRI) (%) ## 12.51 12.37 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # S&P BSE 500, ## S&P BSE SENSEX, Inception Date: September 17, 2004 Returns are calculated for Regular Growth

SBI Small Cap Fund FUND MANAGER -R. SRINIVASAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 12,30,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 36,12,233 N.A. 34,49,828 8,00,821 3,95,647 1,27,930 Returns (Annualised) (%) 19.90 N.A. 20.05 11.51 6.25 12.58 Benchmark Returns (Annualised) (TRI) (%) # 8.05 N.A. 8.07 1.52 0.00 -3.42 Additional Benchmark Returns (Annualised) (TRI) (%) ## 12.06 N.A. 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # S&P BSE SMALL CAP, ## S&P BSE SENSEX, Inception Date: September 09, 2009 Returns are calculated for Regular Plan Growth Option

SBI Magnum Taxgain Scheme FUND MANAGER -DINESH BALACHANDRAN Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 32,10,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 5,03,32,536 45,89,457 20,44,514 6,87,640 3,80,296 1,24,102 Returns (Annualised) (%) 17.00 11.58 10.29 5.40 3.61 6.45 Benchmark Returns (Annualised) (TRI) (%) # N.A. 11.91 11.53 9.85 8.17 11.49 Additional Benchmark Returns (Annualised) (TRI) (%) ## 13.45 12.37 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # S&P BSE 500, ## S&P BSE SENSEX, Inception Date: March 31, 1993 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

SBI Equity Hybrid Fund FUND MANAGER -R. SRINIVASAN (Equity) & DINESH AHUJA (Debt) Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 28,70,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 2,77,88,243 52,81,809 24,15,755 7,84,837 4,24,547 1,30,631 Returns (Annualised) (%) 16.06 13.22 13.42 10.70 11.04 16.97 Benchmark Returns (Annualised) (%) # N.A. 11.09 10.96 10.09 9.49 12.85 Additional Benchmark Returns (Annualised) (TRI) (%) ## 14.19 12.37 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # Scheme Benchmark: - CRISIL Hybrid 35+65 - Aggressive Index, ## S&P BSE SENSEX, Inception Date: October 09, 1995

Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

Investors are advised to refer to the performance summary table on page 55 -60. Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. SIP does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. The performance of the schemes is benchmarked to the Total Return variant of the Index. 62 Benefits of Systematic Investment Plan (SIP) SIP Performance of Select Schemes - Fund Manager-wise

The Fund offers flexible and convenient Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments would have grown if you had invested say` 10,000 systematically on the first Business Day of every month over a period of time in the Respective Scheme by using XIRR approach. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Data as onNovember 30, 2019 . SBI Magnum Multicap Fund FUND MANAGER -ANUP UPADHYAY Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 17,00,000 N.A. 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 43,10,228 N.A. 24,57,985 7,70,355 4,04,691 1,27,354 Returns (Annualised) (%) 12.23 N.A. 13.75 9.95 7.77 11.65 Benchmark Returns (Annualised) (TRI) (%) # 11.50 N.A. 11.53 9.85 8.17 11.49 Additional Benchmark Returns (Annualised) (TRI) (%) ## 11.83 N.A. 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # S&P BSE 500, ## S&P BSE SENSEX, Inception Date: September 29, 2005 Returns are calculated for Regular Plan Growth Option

SBI Technology Opportunities Fund FUND MANAGER -ANUP UPADHYAY Since Inception 15 Years 10 Years 5 Years 3 Years 1 Year SIP Investments SIP SIP SIP SIP SIP SIP Total Amount Invested (` ) 24,50,000 18,00,000 12,00,000 6,00,000 3,60,000 1,20,000 Mkt Value as on November 30, 2019 (` ) 1,17,02,319 50,93,928 23,65,789 7,73,970 4,33,938 1,21,609 Returns (Annualised) (%) 13.51 12.80 13.03 10.14 12.55 2.51 Benchmark Returns (Annualised) (TRI) (%) # N.A. N.A. 10.72 8.36 10.19 -0.64 Additional Benchmark Returns (Annualised) (TRI) (%) ## 14.76 12.37 12.12 12.57 13.62 16.34 Past performance may or may not be sustained in the future. # S&P BSE Teck, ## S&P BSE SENSEX, Inception Date: July 05, 1999 Returns are calculated for Regular Plan Dividend Option. It is assumed that dividends declared under the scheme have been reinvested at the prevailing NAV.

Investors are advised to refer to the performance summary table on page 55-60. Returns are calculated for the Regular plan. Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. Investors are advised to consult their financial advisor/consultant before taking any investment decision. SIP does not assure a profit or guarantee protection against a loss in a declining market. Please refer SID of the respective Schemes before investing. The performance of the schemes is benchmarked to the Total Return variant of the Index. 63 Total Expense Ratios (as on month end)

Equity Schemes Reg -Plan Dir-Plan Debt Schemes Reg -Plan Dir-Plan

SBI Blue Chip Fund 1.66 1.03 SBI Magnum Low Duration Fund 1.06 0.41 (Previously known as SBI Ultra Short Term Debt Fund) SBI Equity Hybrid Fund 1.63 1.06 (Previously known as SBI Magnum Balanced Fund) SBI Short Term Debt Fund 0.84 0.34 SBI Magnum Global Fund 2.02 1.31 SBI Debt Hybrid Fund 1.81 1.21 SBI Magnum Mid Cap Fund 2.02 1.20 (Previously known as SBI Magnum Monthly Income Plan) SBI Magnum Equity ESG Fund 2.10 1.42 (Previously known as SBI Magnum Equity Fund) SBI Liquid Fund 0.25 0.18 (Previously known as SBI Premier Liquid Fund) SBI Focused Equity Fund 1.93 0.97 (Previously known as SBI Emerging Businesses Fund) SBI Magnum Children’s Benefit Fund 2.26 1.46 (Previously known as SBI Magnum Children’s Benefit Plan) SBI Consumption Opportunities Fund 2.46 1.46 (Previously known as SBI FMCG Fund) SBI Magnum Income Fund 1.47 0.87 SBI Healthcare Opportunities Fund 2.34 1.30 (Previously known as SBI Pharma Fund) SBI Magnum Constant Maturity Fund 0.63 0.33 (Previously known as SBI Magnum Gilt Fund - Short Term Plan) SBI Technology Opportunities Fund 2.67 1.82 (Previously known as SBI IT Fund) SBI Magnum Gilt Fund 0.95 0.50 SBI Contra Fund 2.28 1.68 (Previously known as SBI Magnum Gilt Fund - Long Term Plan)

SBI Magnum Multi Cap Fund 1.85 1.03 SBI Multi Asset Allocation Fund 1.81 1.21 (Previously known as SBI Magnum Monthly Income Plan - Floater) SBI Large & Midcap Fund 2.10 1.50 (Previously known as SBI Magnum Multiplier Fund) SBI Savings Fund 0.83 0.23 SBI Nifty Index Fund 0.69 0.29 SBI Dynamic Bond Fund 1.67 1.07 SBI Magnum Comma Fund 2.57 2.02 SBI PSU Fund 2.61 2.11 SBI Corporate Bond Fund 0.84 0.34

SBI Infrastructure Fund 2.57 2.01 SBI Credit Risk Fund 1.55 0.95 SBI Arbitrage Opportunities Fund 0.91 0.46 (Previously known as SBI Corporate Bond Fund)

SBI Small Cap Fund 2.24 0.98 SBI Magnum Medium Duration Fund 1.08 0.73 (Previously known as SBI Small & Midcap Fund) (Previously known as SBI Regular Savings Fund) SBI Dynamic Asset Allocation Fund 1.99 0.94 SBI Magnum Ultra Short Duration Fund 0.50 0.34 SBI Equity Savings Fund 1.70 1.03 (Previously known as SBI Magnum InstaCash Fund)

SBI Banking And Financial Services Fund 2.38 1.24 SBI Overnight Fund 0.18 0.11 SBI Gold Fund 0.52 0.12 (Previously known as SBI Magnum InstaCash Fund - Liquid Floater)

SBI Magnum Tax Gain Scheme 1.86 1.30 SBI Banking and PSU Fund 0.80 0.33 (Previously known as SBI Treasury Advantage Fund) SBI Equity Minimum Variance Fund 0.70 0.30

Note: Expense ratio includes GST, Base TER and additional expenses as per regulation 52(6A)(b) and 52(6A)(c) of SEBI (MF) Regulations, 1996 for both Direct and Regular plan Statutory Details & Risk Factors Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Disclaimer: In the preparation of the material contained in this document, the Asset Management Company (AMC) has used information that is publicly available, including information developed in-house. Some of the material used in the document may have been obtained from members/persons other than the AMC and/or its affiliates and which may have been made available to the AMC and/or to its affiliates. Information gathered and material used in this document is believed to be from reliable sources. The AMC however does not warrant the accuracy, reasonableness and / or completeness of any information. We have included statements / opinions / recommendations in this document, which contain words, or phrases such as “will”, “expect”, “should”, “believe” and similar expressions or variations of such expressions that are “forward looking statements”. Actual results may differ materially from those suggested by the forward looking statements due to risk or uncertainties associated with our expectations with respect to, but not limited to, exposure to market risks, general economic and political conditions in India and other countries globally, which have an impact on our services and / or investments, the monetary and interest policies of India, inflation, deflation, unanticipated turbulence in interest rates, foreign exchange rates, equity prices or other rates or prices etc.

The AMC (including its affiliates), the Mutual Fund, the trust and any of its officers, directors, personnel and employees, shall not be liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of this material in any manner. The recipient alone shall be fully responsible/are liable for any decision taken on this material. 64 Dividend History Of Debt & Hybrid Funds

SBI Debt Hybrid Fund - Quarterly Dividend SBI Multi Asset Allocation Fund - Annual Dividend

Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) (in Rs./Unit) ()` Regular Plan - Qtr Div 29-Mar-19 0.2000 11.9960 Regular Plan - Annual Div 24-Mar-17 0.8000 15.0660 Direct Plan - Qtr Div 29-Mar-19 0.2200 13.4110 Direct Plan - Annual Div 24-Mar-17 0.8000 15.5711 Regular Plan - Qtr Div 28-Jun-19 0.2000 11.8695 Regular Plan - Annual Div 23-Mar-18 0.8000 15.2971 Direct Plan - Qtr Div 28-Jun-19 0.2200 13.2913 Direct Plan - Annual Div 23-Mar-18 0.8000 15.9910 Regular Plan - Qtr Div 27-Sep-19 0.2000 11.8903 Regular Plan - Annual Div 29-Mar-19 0.8000 15.0775 Direct Plan - Qtr Div 27-Sep-19 0.2200 13.3387 Direct Plan - Annual Div 29-Mar-19 0.8000 16.0175 Face value: `10 Face value:` 10

SBI Debt Hybrid Fund - Annual Dividend SBI Magnum Gilt Fund PF Regular - Dividend

Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) ()` (in Rs./Unit) ()` Regular Plan - Annual Div 24-Mar-17 0.8000 14.2182 Dividend - PF Regular 29-Mar-19 0.2000 13.7166 Direct Plan - Annual Div 24-Mar-17 0.8000 16.3740 Dividend - PF Regular 28-Jun-19 0.2000 14.3123 Regular Plan - Annual Div 23-Mar-18 0.8000 14.0798 Dividend - PF Regular 27-Sep-19 0.2100 14.4904

Direct Plan - Annual Div 23-Mar-18 0.8000 16.4921 Face value: `10 Regular Plan - Annual Div 29-Mar-19 0.8000 13.9783

Direct Plan - Annual Div 29-Mar-19 0.8000 16.6829 SBI Magnum Gilt Fund PF Fixed 1 Year - Dividend Face value:` 10 Scheme Name Record Date Dividend NAV (in Rs./Unit) ()` SBI Debt Hybrid Fund - Monthly Dividend Dividend - PF Fixed 1 Year 29-Mar-19 0.2000 13.1224 Scheme Name Record Date Dividend NAV Dividend - PF Fixed 1 Year 28-Jun-19 0.2000 13.6834 (in Rs./Unit) ()` Direct Plan - Mthly Div 27-Sep-19 0.0500 15.9848 Dividend - PF Fixed 1 Year 27-Sep-19 0.2000 13.8546 Regular Plan - Mthly Div 27-Sep-19 0.0500 12.7206 Face value:` 10 Direct Plan - Mthly Div 25-Oct-19 0.0500 16.0503

Regular Plan - Mthly Div 25-Oct-19 0.0500 12.7566 SBI Magnum Gilt Fund PF Fixed 2 Years - Dividend Direct Plan - Mthly Div 29-Nov-19 0.05000 16.0947 Scheme Name Record Date Dividend NAV Regular Plan - Mthly Div 29-Nov-19 0.05000 12.7742 (in Rs./Unit) ()`

Face value: `10 Div-PF Fixed 2 Years 29-Mar-19 0.2000 13.2787 Div-PF Fixed 2 Years 28-Jun-19 0.2000 13.8489 Div-PF Fixed 2 Years 27-Sep-19 0.2000 14.0244 SBI Multi Asset Allocation Fund - Monthly Dividend Face value:` 10 Scheme Name Record Date Dividend NAV (in Rs./Unit) ()` SBI Magnum Gilt Fund PF Fixed 3 Years - Dividend Reg. Plan - Monthly Div 27-Sep-19 0.0500 12.9075 Scheme Name Record Date Dividend NAV Direct Plan - Monthly Div 27-Sep-19 0.0500 13.6785 (in Rs./Unit) ()` Reg. Plan - Monthly Div 25-Oct-19 0.0500 12.9278 Div-PF Fixed 3 Years 29-Mar-19 0.2000 12.8829 Direct Plan - Monthly Div 25-Oct-19 0.0500 13.7094 Div-PF Fixed 3 Years 28-Jun-19 0.2000 13.4302 Reg. Plan - Monthly Div 29-Nov-19 0.0500 13.0016 Div-PF Fixed 3 Years 27-Sep-19 0.2000 13.5943 Direct Plan - Monthly Div 29-Nov-19 0.0500 13.7985 Face value:` 10 Face value:` 10

SBI Multi Asset Allocation Fund - Quarterly Dividend SBI Magnum Gilt Fund - Dividend Quarterly

Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) ()` (in Rs./Unit) (` ) Regular Plan - Qtr Div 29-Mar-19 0.2000 12.4772 Regular Plan - Dividend 29-Mar-19 0.2000 13.5389 Direct Plan - Qtr Div 29-Mar-19 0.2000 13.9338 Direct Plan - Dividend 29-Mar-19 0.2000 14.4180 Regular Plan - Qtr Div 28-Jun-19 0.2000 12.5479 Regular Plan - Dividend 28-Jun-19 0.2000 14.1242 Direct Plan - Qtr Div 28-Jun-19 0.2000 14.0457 Direct Plan - Dividend 28-Jun-19 0.2250 15.0464 Regular Plan - Qtr Div 27-Sep-19 0.2000 12.8404 Regular Plan - Dividend 27-Sep-19 0.2100 14.2970 Direct Plan - Qtr Div 27-Sep-19 0.2000 14.4187 Direct Plan - Dividend 27-Sep-19 0.2250 15.2465 Face value: `10 Face value:` 10

Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/2013 65 Dividend History Of Debt & Hybrid Funds

SBI Magnum Income Fund - Quarterly Dividend SBI Short Term Debt Fund- Monthly Dividend Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) ()` (in Rs./Unit) ()` Regular Plan - Dividend 29-Mar-19 0.2000 13.2366 Direct Plan - Monthly Div 27-Sep-19 0.0500 11.8274 Direct Plan - Dividend 29-Mar-19 0.2000 14.1266 Regular Plan - Monthly Div 27-Sep-19 0.0500 12.6021 Regular Plan - Dividend 28-Jun-19 0.2000 13.3640 Direct Plan - Monthly Div 25-Oct-19 0.0500 13.2331 Direct Plan - Dividend 28-Jun-19 0.2000 14.2971 Regular Plan - Monthly Div 25-Oct-19 0.0500 12.6922 Regular Plan - Dividend 27-Sep-19 0.2000 13.5154 Direct Plan - Monthly Div 29-Nov-19 0.0500 13.3297 Direct Plan - Dividend 27-Sep-19 0.2100 14.4849 Regular Plan - Monthly Div 29-Nov-19 0.0500 12.7767 Face value: `10 Face value: `10 SBI Magnum Income Fund - Half Yearly Dividend SBI Short Term Debt Fund - Retail Plan - Monthly Dividend Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) ()` (in Rs./Unit) ()` Regular Plan - Dividend 12-Oct-18 0.4000 11.9114 Monthly Dividend 27-Sep-19 0.0500 13.1320 Direct Plan - Dividend 12-Oct-18 0.4500 13.2953 Monthly Dividend 25-Oct-19 0.0500 11.9089 Regular Plan - Dividend 29-Mar-19 0.4000 12.1369 Monthly Dividend 29-Nov-19 0.0500 11.9851 Direct Plan - Dividend 29-Mar-19 0.4000 13.6399 Face value: `10 Regular Plan - Dividend 27-Sep-19 0.4000 12.3642 SBI Credit Risk Fund - Dividend Quarterly Direct Plan - Dividend 27-Sep-19 0.4500 13.9366 Scheme Name Record Date Dividend NAV Face value: `10 (in Rs./Unit) ()` SBI Dynamic Bond Fund - Dividend Quarterly Regular Plan - Dividend 29-Mar-19 0.2000 14.0990 Scheme Name Record Date Dividend NAV Direct Plan - Dividend 29-Mar-19 0.2100 15.0590 (in Rs./Unit) ()` Regular Plan - Dividend 28-Jun-19 0.2100 14.8612 Regular Plan - Dividend 29-Mar-19 0.2000 12.5424 Direct Plan - Dividend 28-Jun-19 0.2000 13.8909 Direct Plan - Dividend 29-Mar-19 0.2000 13.9269 Regular Plan - Dividend 27-Sep-19 0.2000 13.9993 Regular Plan - Dividend 28-Jun-19 0.2000 12.8770 Direct Plan - Dividend 27-Sep-19 0.2100 15.0036 Direct Plan - Dividend 28-Jun-19 0.2000 14.3421 Face value: `10 Regular Plan - Dividend 27-Sep-19 0.2000 13.0602 Direct Plan - Dividend 27-Sep-19 0.2200 14.5709 SBI Magnum Low Duration Fund - Monthly Dividend Face value: `10 Scheme Name Record Date Dividend NAV ` SBI Corporate Bond Fund - Monthly Dividend (in Rs./Unit) () Regular Plan - Mthly Div 27-Sep-19 5.0000 1126.6733 Scheme Name Record Date Dividend NAV (in Rs./Unit) ()` Direct Plan - Mthly Div 27-Sep-19 5.0000 1135.7929 Regular Plan - Dividend 27-Sep-19 0.0500 10.3531 Regular Plan - Mthly Div 25-Oct-19 5.0000 1130.9907 Direct Plan - Dividend 27-Sep-19 0.0500 10.3891 Direct Plan - Mthly Div 25-Oct-19 5.0000 1140.6718 Regular Plan - Dividend 25-Oct-19 0.0500 10.4274 Regular Plan - Mthly Div 29-Nov-19 5.0000 1135.0405 Direct Plan - Dividend 25-Oct-19 0.0500 10.4678 Direct Plan - Mthly Div 29-Nov-19 5.0000 1145.4224 Regular Plan - Dividend 29-Nov-19 0.0500 10.4941 Face value:` 1000 Direct Plan - Dividend 29-Nov-19 0.0500 10.5400 SBI Savings Fund - Monthly Dividend Face value:` 10 Scheme Name Record Date Dividend NAV SBI Magnum Medium Duration Fund - Dividend Quarterly (in Rs./Unit) ()` Regular Plan - Dividend 27-Sep-19 0.0500 12.0930 Scheme Name Record Date Dividend NAV (in Rs./Unit) (` ) Direct Plan - Dividend 27-Sep-19 0.0500 12.6450 Regular Plan - Dividend 29-Mar-19 0.2000 13.1192 Regular Plan - Dividend 25-Oct-19 0.0500 12.6866 Direct Plan - Dividend 29-Mar-19 0.2000 13.7653 Direct Plan - Dividend 25-Oct-19 0.0500 12.1250 Regular Plan - Dividend 28-Jun-19 0.2000 13.2217 Regular Plan - Dividend 29-Nov-19 0.0500 12.1519 Direct Plan - Dividend 28-Jun-19 0.2000 13.8925 Direct Plan - Dividend 29-Nov-19 0.0500 12.7243 Regular Plan - Dividend 27-Sep-19 0.2000 13.3908 Face value:` 10 Direct Plan - Dividend 27-Sep-19 0.2000 14.0926 SBI Corporate Bond Fund - Quarterly Dividend

Face value:` 10 Scheme Name Record Date Dividend NAV (in Rs./Unit) ()` Regular Plan - Dividend 27-Sep-19 0.1500 10.5634 Direct Plan - Dividend 27-Sep-19 0.1500 10.5980

Face value: `10 Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/2013 66 Dividend History Of Debt & Hybrid Funds

SBI Magnum Constant Maturity Fund - Dividend SBI Banking and PSU Fund - Monthly Dividend

Scheme Name Record Date Dividend NAV Scheme Name Record Date Dividend NAV (in Rs./Unit) ()` (in Rs./Unit) ()` Regular Plan - Dividend 27-Sep-19 0.0500 14.5433 Regular Plan - Mthly Div 27-Sep-19 5.0000 1083.5380 Direct Plan - Dividend 27-Sep-19 0.0500 14.8473 Direct Plan - Mthly Div 27-Sep-19 5.0000 1113.3251 Regular Plan - Dividend 25-Oct-19 0.0500 14.5865 Regular Plan - Mthly Div 25-Oct-19 5.0000 1090.4334 Direct Plan - Dividend 25-Oct-19 0.0500 14.8960 Direct Plan - Mthly Div 25-Oct-19 5.0000 1120.9598 Regular Plan - Dividend 29-Nov-19 0.0500 14.6612 Regular Plan - Mthly Div 29-Nov-19 5.0000 1098.9016 Direct Plan - Dividend 29-Nov-19 0.0500 14.9776 Direct Plan - Mthly Div 29-Nov-19 5.0000 1130.3155 ` Face value:` 10 Face value: 1000

Pursuant to payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable. Existing plans under the scheme are named Regular w.e.f. 01/01/2013 67 Disclaimer

Disclaimer for data from CRISIL'S FUND ANALYSER: CRISIL has taken due care and caution in compilation of the Data contained in the CRISIL'S FUND ANALYSER. The Data in the CRISIL'S FUND ANALYSER has been obtained by CRISIL from sources, which it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or completeness of any Data in the CRISIL'S FUND ANALYSER and is not responsible for any errors or omissions or for the results obtained from the use of such Data. CRISIL especially states that it has no financial liability whatsoever to the users of CRISIL'S FUND ANALYSER. CRISIL or any of its directors/ employees/ representatives does not accept any liability for any direct or consequential loss arising from the use of the Data contained in the CRISIL'S FUND ANALYSER or any data generated from the CRISIL'S FUNDANALYSER.

Disclaimer: This investment update is for information purpose only and is not an offer to sell or a solicitation to buy any mutual fund units/securities. These views alone are not sufficient and should not be used for the development or implementation of an investment strategy. It should not be construed as investment advice to any party.All opinions and estimates included in this schemes guide constitute our view as of this date and are subject to change without notice. Neither SBI Funds Management Private Limited, nor any person connected with it, accepts any liability arising from the use of this information. The recipient of this material should rely on their own investigations and take professional advice on their own.

In the preparation of the material contained in this document, the AMC has used information that is publicly available, including information developed in-house. Information gathered and material used in this document is believed to be from reliable sources published by third parties. While such publications are believed to be reliable, however, neither theAMC, its officers, the trustees, the Fund nor any of their affiliates or representatives assume any responsibility of the accuracy, reasonableness and/or completeness of any information. For data referred to of any third party in this material no such party will assume any liability for the same. Further, all opinion included in this newsletter are as of date and are subject to change without any notice.All recipients of this material should seek appropriate professional advice and carefully read the scheme information document/ statement of additional information and before dealing and or transacting in any of the products referred to in this material make their own investigation.The Fund, the AMC and Trustees and any of its directors, officers, employees and other personnel shall not liable for any loss, damage of any nature, including but not limited to direct, indirect, punitive, special, exemplary, consequential, as also any loss of profit in any way arising from the use of this material in any manner whatsoever. The recipient alone shall be fully responsible/are liable for any decision taken on the basis of this material.

Disclaimer of SBI Nifty Index Fund: “The “SBI Nifty Index Fund” offered by “SBI Funds Management Private Limited” is not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (IISL) and its affiliates. IISL do not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of “SBI Nifty Index Fund” or any member of the public regarding the advisability of investing in securities generally or in the “SBI Nifty Index Fund” linked to Nifty 50 Index or particularly in the ability of the Nifty 50 Index to track general stock market performance in India. Please read the full Disclaimers in relation to the Nifty 50 Index in the Scheme Information Document.”

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully.

Asset Management Company: SBI Funds Management Private Limited (A joint venture between SBI & AMUNDI) CIN: U65990MH1992PTC065289.Trustee Company: SBI Mutual Fund Trustee Company Private Limited CIN: U65991MH2003PTC138496. Registered Office: 9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai 400 051. Tel.:022-61793000 E-mail : [email protected] • www. sbimf.com

68 SBI Funds Management Pvt Ltd Branches

NORTH Chandigarh: 0172-2703380 • Gurgaon: 0124-4200828/ 0124-4083769 • Jaipur: 0141-2740061/2740023 • Kanpur: 0512-6900314/15 • Lucknow: 0522-2286742 • Ludhiana: 0161-2449849 • New Delhi: (011) 23466666 Aligarh: 0571-2402017 • Ambala: (0171) 2653400 • Bathinda: (0164) 2218415 • Dehradun: 0135-2651719 • Dhanbad: 0326-2301545 • Dharamshala: 01892-225814 • Faizabad: 919999029351/ 919811607620 • Faridabad: 0129 - 4030661 • Ferozepur: 01632-236167 • Ghaziabad: 0120-2797582• Gorakhpur: 0551-2203378 • Haldwani: 0594-6220526 • Hissar: 01662 238415 Hosiharpur: 0188-2228415 • Jabalpur: 0761-2410042 • Jalandhar: 0181-2238415 • Jammu: 0191-2474975 • Jhansi: 0510-2330298 • Jodhpur: 0291-2611929/ 28 • Meerut: 0121-2667877 • Moradabad: 0591-2411411 • Panchakula: 0172-2580136 • Panipat: 0180-2648415 • Pathankot: 8872008415 • Patiala: 0175-2300058 • Rohtak: (0126) 2258415 • Saharanpur: 0132- 2720789 • Shimla: 0177-2807608 • Sonepat: 011- 23466666 • Udaipur: - • Varanasi: 0542-2222492 • Nehru Place (Delhi): (011) 26224606 • Noida: 0120-4232214 • Pitam Pura (Delhi): (011) 23751974 • Amritsar (Punjab): (0183) 2221755 • Mandi: (01905) 223833 • Srinagar: (0194) 2474864 • Baddi: (01795) 244415 • Hamirpur: 9855008415 • Sangrur: (0167) 2500020 SOUTH Bangalore: 080-25580014/51 • Chennai : 044 2854 3382/83 • Coimbatore: 0422 - 2541666 • Ernakulam: 0484-2323489 2318886 • Hyderabad: 040-69000541/42 • Thrivanthapuram: 0471-4011590 / 4011591 / 4011592 • Vijayawada: 0866-2436113/2438217 Bareilly: 7830111140 • Belgaum: 0831-2422463 • Bellary: 0839-2271775 • Calicut: 0495-2768270/4020079 • Cuttack: 0671-2422792 • Davangere: 08192-231463 • Gulbarga: 9980872463 • Guntur: 0863-2211022 • Hubli: 0836-2368477 • Kannur: 0497-2708180 • Kollam: 0474-2752760 • Kottayam: 0481-2570816 • Kurnool: 08518-227776 • Madurai: 0452 4374242 • Mangalore: 0824-2222463 • Mysore: 0821-2424919 • Nellore: 0861-2338688 • Pondichery: 9445196934 • Rajahmundry: 0883-2434002/2432306 • Salem: 0427 - 4552289 • Shimoga: 08182-222463 • Thiruchirapalli: 0431-4000667 • Thrissur: 8129354324 • Thrissur: 0487-2445700 • Tinsukia: - • Tirunelveli: 0462 4220023 • Tirupati (0877)6450828 • Vellore: 0416- 2225005 • Vishakapatnam: 0891-3293018/2511853 • Warangal: 0870-2430307 EAST Bhubaneshwar: (0674) 2392401/501 • Guwahati: 0361-2463747/2130366 • Kolkata: 22882342 / 22883767 / 22883768 • Muzzaffarpur: 9473199059 • Patna: 0612-3242047 • Raipur: (0771) 2543355 / 4263256 • Ranchi: 0651-2213212/3205026 Agartala: 0381-2384107 • Asansol: 8170037270 • Balasore: 0678-2262646 • Bhagalpur: 0641-2420661 • Bhilai: 0788-6940012/6940011-6940010/6940014/6940013 • Bokaro: 9304823011 • Bokaro: 06542-232561 • Burdwan: 8335844461 • Darbhanga: 06272-245004 • Dimapur: 0386-2224267 • Durgapur: 2544191 / 192 • Gaya: 0631-2222405 • Hazaribagh: 06546-270415 • Imphal: 0386-2224267 • Itanagar: 0360-2292416 • Jamshedpur: 0657-2440446 • Jorhat: 0367-2304396 • Kalyani: 033-25827700 • Kharagpur: (03222) 225592 • Malda: (03512)266128 • Port Blair: (03192)235552 • Rourkela: 0661-2400299 • Sambalpur: 0663-2410001 • Shillong: 9436704232 • Silchar: 0384-2221109 • Siliguri: (0353) 2537065 • Sriganganagar: 9829067384 WEST Ahmedabad: 079-26423060/70; 26463090 • Bhopal: 0755-2557341 • Goa: (0832) 2235283 / 6642475 • Indore: 0731-2541141/6900080/85 • Mumbai: (022) 66532800 • Nagpur: 0712 - 6458368 • Pune: 020 25670961/ 25671524/ 25653398 / 99 • Surat: 0261-3994800/6646555/2462764 • Vadodara: 0265-2323010• Agra: 0562- 2850239 • Ajmer: 0145-2426284 • Allahabad: 0532-2261028 • Alwar: (0144) 2332035 • Amravati: - • Amritsar: 0183-2221755 • Anand: 02692-246210 • Aurangabad: 0240 3244781 • Bavnagar: (0278) 2523788 • Bharuch: 02642-247550 • Bhilwara: 01482-240144 • Bhuj: (02832) 250900 • Bilaspur: 07752-415300 • Gandhidham: 02836-233615 • Gwalior: 0751-2447272 • Jalgaon: 9545025850 • Jamnagar: (0288) 2660104 • Junagadh: 0285- 2670350 • Kolhapur: 0231 2680880 • Korba: 07759-230082 • Kota: 0744 – 2390631 • Margao: (0832) 2725233- 2725234 • Mehsana: 02762-233872 • Nadiad: 0268-2560110 • Nashik: 0253 - 6575888, 2232553 • Navsari: 02637-242266 • Raipur: (0771) 2543355 / 4263256 • Rajkot: 0281-2466740/41 • Ratlam: 07412-409492 • Sagar: 07582-241367 • Solapur: 09226389292 • Srinagar: 0194-2474864 • Valsad: 02632-245440 • Vapi: 0260-2400480 • Borivali (Mumbai): 022-28927551 • Chinchwad: 020 27355721 • Kalyan: (0251) 2311850 / 2311980 • Thane 022-25414594 • Vashi: 022-27810368

69 How to read the Factsheet?

Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts. Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme. Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme. Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond's current market price, par value, coupon interest rate and time to maturity. SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years. NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund. Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty 50, S&P BSE Sensex,S&P BSE 200, S&P BSE 500, 10-Year Gsec. Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs 101. Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the redemption price would be Rs 99 Per Unit. Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield Standard Deviation : Standard deviation is a statistical measure of the range of an investment's performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility. Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk. Beta : Beta is a measure of an investment's volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security's price will be more volatile than the market. AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm. Holdings : The holdings or the portfolio is a mutual fund's latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager. Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories. Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds. Tracking Error : Measure that indicates how closely the portfolio return tracks the benchmark return. Tracking error is the standard deviation of the difference of returns between a portfolio and the benchmark over a specified holding period.

70