CU EASYPAY

Thinking of APPLY FOR becoming a member CU EASYPAY €0.65 joining fee to open an account. What you need TODAY Lodge €6.35 to keep The easy way to pay account active. to join

Credit Union www.killarneycu.ie

Evidence of Photo ID Evidence of Tax (Original Copies) Identication (Original Copies) ELECTRONICS GARDEN EQUIPMENT Evidence of Address (Original Copies)

To Join you will require the following documentation Evidence of Photo ID: (Original Copies) DENTAL & MEDICAL • Current Valid Passport EXPENSES HOME APPLIANCES • Current Valid Driver’s License Evidence of Address: • Original Recent Household Bill (within 3 months) • Bank Statement (within 3 months) Evidence of Tax Identi cation (Original Copies) • Current copy of Tax Credit Cert/Social Revenue Document Beech Road Park Road Road O’Connell Street Killarney Killarney Caherciveen • Public Services Card HOME FURNISHINGS SPORTS EQUIPMENT • European Health Insurance Card • Drugs Payment Scheme Card 064 663 1344 [email protected] O ering you the easy way You need to present 3 forms of identi cation to join and a www.killarneycu.ie joining fee of €0.65 is needed to open the account. €6.35 is to pay for all types of purchases required to keep the account activated.

Killarney Credit Union Limited is regulated by the Central Bank of Ireland. SUPPORING LOCAL COMMUNITIES IN SOUTH KERRY

JULY 2018 (V1.0) Introduction Ask about Lower Rates Bene ts of Borrowing Killarney Credit Union is proud to work with local retailers and One Year Loan – Avail of a lower rate with a maximum term of 12 • Competitive personal loan rates of 10% (10.5% APR). Wide help support them by oering easy nance options to their months. Maximum loan amount is €5,000. range of other loan products also available to suit your needs. customers. Home Improvement Loan - Competitive rates for home related • You bene t from loan protection insurance at no added cost We oer Credit Union CU EASYPAY where members can apply for loans. Borrow up to €60,000 over 10 years. (terms & conditions applies). a loan through Killarney Credit Union and we can make the Share Secured Loan - Borrow 90% of your savings at a low rate. • No set up charge or account fees. cheque payable to the nominated retailer. To see the list of • Your repayments can be scheduled to suit your circumstances. participating retailers see www.killarneycu.ie Connect Loan - Discounted rate for rst time borrowers. • Quick approval for smaller loans. • As your loan decreases, so does your interest repayments. • Own your products outright and repay when it suits you. The easy way to pay Not a member yet, join today Loan Repayment Table To become a member, you must live or work in Killarney Credit Union Common Bond. Loan APR% Repay No of Total Cost Total Amount Tarbert Amount Weekly Repayments of Credit Repayable How do I apply for a EASY PAY loan? Ballydonoghue €300 10.5% €6.07 52 €15.49 € 315.49 Causeway IT’S AS EASY AS 1,2,3... €500 10.5% €10.12 52 €25.80 € 525.80 1. PROOF OF YOUR INCOME €750 10.5% €15.17 52 €38.73 € 788.73 Spa St. Brendans Knocknagoshel GROSS PAY €000000 PPS Number 12345678THF Brosna GROSS PAY EMPLOYEE NAME PPS Number EMPLOYEE NAME €000000 An. O’Sullivan 12345678THF An. O’Sullivan Tralee Salary Period JANUARY 2016 €000000 St. Johns Salary Period JANUARY 2016 €000000 €1,000 10.5% €20.23 52 €51.63 €1,051.63 €000000 Salary - Gross €000000 OR OR PAYE Salary - Gross Killeentierna €000000 PRSI PAYE €000000 Ballydesmond PRSI €000000 NET PAY Castlemaine NET PAY €000000 Boherbue €2,000 10.5% €40.45 52 €103.29 €2,103.29 Milltown RECENT WORK SOCIAL WELFARE SIGNED ACCOUNTS Kilcummin Rathmore Dromtari e Typical APR variable Personal Loan rate 10% (10.5% APR), lending terms and PAYSLIPS PAYMENTS TAX CLEARANCE CERT Fossa (3 PAYSLIPS) RECENT INCOME Killarney Millstreet conditions apply. Loans are subject to approval. If you do not meet the repayments on ASSESSMENT Beaufort your loan, your account will go into arrears. This may a ect your credit rating which Caherciveen Glenesk may limit your ability to access credit in the future. Killarney Credit Union is regulated Valentia by the Central Bank of Ireland. Kenmare 3. BANK Waterville 2. PHOTO ID Terms & Conditions STATEMENTS

BANK STATEMENT

0000 1. The customer must be a member of Killarney Credit Union to BANK STATEMENT Glengarri e

Balance Balance 0000

Lodgement0000 Lodgement 0000 Lodgement 0000 Lodgement 0000 0000 Lodgement Lodgement 0000 0000 avail of Credit Union EASY PAY. Lodgement Lodgement 0000 0000 Withdrawal Withdrawal 0000 0000 Withdrawal Withdrawal 0000 Eyeries 0000 Withdrawal Withdrawal 0000 0000 Withdrawal Withdrawal 00000000 Withdrawal Withdrawal 0000 0000 Lodgement Lodgement 0000 Adrigole Withdrawal Withdrawal 0000 0000 2. Credit Union EASY PAY is an agreement between the credit union 0000 and the member, there is no third party involvement in this Castletownbere 0000 Allihies facility. PHOTOGRAPH ID CURRENT BANK STATEMENTS 3. A percentage of member savings will be required as collateral for (Passport or Driving Licence) (3 months statements) the loan requested. KEEP IT LOCAL SUPPORT LOCAL TRADE 4. Normal underwriting criteria will apply. All loans are subject to It’s easy, just call into one of our offices with your The easy way to pay approval and member capacity to repay and/or credit history SUPPORT LOCAL BUSINESS will be assessed. proof of income, photo ID and financial statements SUPPORT LOCAL EMPLOYMENT You may be asked for further details of your financial commitments depending on your circumstances. A written quotation from the retailer will be required for the loan. SUPPORING LOCAL COMMUNITIES IN SOUTH KERRY