TENNESSEE TITANS ROGERS COLUMN Math working What would against McMath Sheriff Taylor do? Rookie has to nd an edge as Mayberry legend persuaded more than half the receivers early anti-vaxxer. It probably in camp won’t make the cut. wouldn’t work in this climate. P19 P4

August 6-12, 2021 Vol. 47 | Issue 32 KNOXVILLE EDITION

www.TNLedger.com The power of information.

KNOX • ANDERSON • JEFFERSON • CAMPBELL • CUMBERLAND CLAIBORNE COCKE • GRAINGER • HAMBLEN • BLOUNT • LOUDON • MONROE • MORGAN • ROANE • SCOTT • SEVIER • UNION Ledger FORMERLY WESTVIEW SINCE 1978 ‘I do feel compelled to give back’

Yunsan’s unlikely journey from Panama to citizenship to TN Court of Appeals clerk

Story by Nancy Henderson begins on page 2

ern Express, Inc, BEHIND THE WHEEL Hampshire Insurance Company, Western Express, Inc, Def Atty(s): John W Barringer, 08/30/2010, 10C3341 October 8 - 14, 2010 Patricia McClarren vs Star Insurance Company, Westwood Church Of Christ, Law & GovernmentPltf(s): James T Collins, Def(s): Star Insurance Company, Westwood Church Of Christ, Def Good used car PublicAtty(s): David John Deming, 08/30/2010, 10C3343 Pltf(s): James A Richard Dicaire vs Cbs Personnel Holdings Inc, Cbs Personnel Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark Investment LLC, Records Pltf Atty(s): n/a, Def(s): Cbs Personnel Holdings Inc, Cbs Personnel or piece of junk? 08/26/2010, 10C3303 Services LLC, Kilgore Group Inc Collectively Staffmark, Staffmark James T Collins vs Rogers Group Inc, Investment LLC, Def Atty(s): Stephen B Morton, 08/26/2010, Pltf Atty(s): n/a, Def(s): Rogers Group Inc, Def Atty(s): Heather E Hardt, 08/26/2010,inside 10C3308 & online James A Wells vs Jenco Construction Inc, Getting a used car report Wells, Pltf Atty(s): n/a, Def(s): JencoTNLedger.com Construction Inc,Pltf(s): Def Atty(s):Judy R Lawson, Jennifer S White, 08/25/2010, 10C3282 Jessica Grimwood vs Intrepid USA Healthcare Services, before you buy can save you CareerPltf(s): Jessica Corner Grimwood, ...... Pltf Atty(s): n/a, Def(s): Intrepid USA 3 CommunityHealthcare Services, Calendar Def Atty(s): Clifford ...... Wilson, 08/27/2010, 4 a bundle. But getting the Judy R Lawson vs Nursing & Oneida, News PltfBriefs Atty(s): David ...... Harold Dunaway, Def(s): Nursing & Oneida, Def 8 Newsmakers ...... 9 right report matters. Jordan Sanders vs Dillons Welding Inc and Employers, P18 Public NoticesPltf(s): Jordan Sanders, ...... Pltf Atty(s): Donald D6-7, Zuccarello, 14-17 Def(s): Puzzles ...... 13 Page 2 www.TNLedger.com/Knoxville AUGUST 6-12, 2021

Photo by Michael Patrick |The Ledger Carlos Yunsan in the law library at the Tennessee Supreme Court offices in Knoxville. Yansan is a judicial law clerk to Tennessee Court of Appeals Judge Kristi M. Davis. Yunsan earns his slice of American dream By Nancy Henderson that way,” he recalls. of 1994. It was a fun opportunity, he TN Court of After struggling for many years to thought, and maybe he’d get to visit Six n the 27 years since he’d moved become a permanent U.S. resident, Flags Over Georgia. Appeals clerk from Panama to East Tennessee, then ve more before he’d be eligible “And once I got here,” he says, “I attorney Carlos Yunsan says he had for citizenship, the former public health decided to stay.” shares story of his never felt the sting of discrimination coordinator and attorney says he is not After spending the summer in his until Jan. 6, when he made a afraid to challenge those who doubt his home country, he returned to study immigration to US Facebook post condemning the rioters loyalty to this country. He now serves as a nutrition on a half-scholarship at the Iwho attacked the U.S. Capitol. judicial law clerk at the Tennessee Court University of Tennessee. “I was always Right away, a longtime friend – of Appeals in Knoxville, where he spends interested in health because of my someone who’d always been kind to him his day reading legal briefs, reviewing cases mother [a pediatrician]. But I knew also – shot back, “You weren’t born here, so and drafting opinions and oral arguments I didn’t want to be a physician. She had you don’t have a dog in this hunt!” for Judge Kristi Davis. a lot of late hours and she worked in the “I didn’t take well to that,” Yunsan says. An athletic young man whose physics emergency room, and I wasn’t interested “I said something [in response] like, ‘ is and math skills had already won him a in that part of the job.” is coming from somebody who had to do full engineering scholarship in Panama, Yunsan loved the seasonal snow, spring absolutely nothing to be a citizen of this Yunsan abruptly found himself on a blooms and autumn leaf color he’d never country other than being born.’” di erent path when a Maryville College experienced in the year-round humidity Yunsan, 43, wept that night, not alumnus living in his country told him and high temperatures of Panama.  e because of the insensitive Facebook post about the school’s strong ESL program. move, however, brought some quirky but because of the people who took up for At 16 and just out of high school, Yunsan language hurdles. him. “ ey just basically let this [other] and a half dozen buddies traveled to person know that it was not OK to be the U.S. to study English in the winter YUNSAN >> PAGE 10 AUGUST 6-12, 2021 www.TNLedger.com/Knoxville Page 3

Use your equity 70% favor vaccine requirement Better options than these Survey: Employees four cash-raising pitfalls concerned about If you’ve got more won’t face the kind of ve- or six- gure bills than money, the bills that could bankrupt you. returning to work usual advice is to trim Beware high-cost loans expenses and nd Just when we thought we were out of additional income. But Among the most expensive ways to the woods, the COVID-19 pandemic some ways of raising borrow are payday loans, car title loans is evolving. Every day brings news of LIZ cash can be a lot more and loans that don’t require a credit variants. We’re crossing our ngers, WESTON check. High-cost loans make it easy to slip hoping that a full shutdown doesn’t PERSONAL expensive than others. FINANCE Here are four that into a cycle of debt, where you can’t make happen again. the payments and are forced to borrow ANGELA In the meantime, businesses are should be avoided, if COPELAND possible, and what to again. Car title loans put your vehicle at CAREER trying to gure out how to get back to consider instead. risk of being seized for nonpayment. Ledger CORNER normal. And, employees are o ering their  ese alternatives may not be as quick thoughts. Raiding a retirement plan or convenient, but they’re often better for The power of A recent Glassdoor.com survey focusing A big chunk of the money contributed your nancial health: on employee attitudes about going back to the o ce during to retirement plans leaks out as hardship ■ If you need help paying bills, start information. a pandemic found that 96% plan to return to the o ce in withdrawals, cash-outs during job changes by checking 211.org, a clearinghouse of Published weekly by some capacity, while 66% are eager to go. or loans that aren’t repaid. A recent study government and charitable resources. Westview Newspaper, LLC About 27% of employees said they felt less connected to for the Congressional Joint Committee on ■ If you can’t pay a loan, ask the lender their co-workers, and 26% said they felt less connected to 222 Second Ave. N. Suite 101 Taxation estimated that every year 22% about forbearance and other hardship Nashville, TN 37201 their company’s culture. of the contributions made by people aged options. (615) 254-5522 Employees also said working from home might impact FAX: (615) 254-5525 50 or younger is prematurely withdrawn, ■ If you have a credit card, consider their future career path, while 30% said they are worried Monday-Friday 9 a.m.-5 p.m mostly in cash-outs as people leave jobs. a cash advance.  ese typically incur working from home long term could impact their ability to But these premature withdrawals are double-digit interest rates, but high-cost President & Chairman get a promotion. usually expensive and can leave you loans typically have triple-digit rates. Peter Schutt Still, 89% of employees surveyed said they have concerns ■ Publisher & CEO with too little money in retirement. If you’re employed, you can ask Eric Barnes about returning to the o ce. You typically must pay penalties and your employer for a paycheck advance or Associate Publisher In particular, 35% said they are concerned about income taxes on the distributions, plus emergency loan. & Executive Editor contracting COVID-19 if they go back in person, while 70% Lyle Graves you give up all the future tax-deferred Another option if you’re employed: [email protected] said employees should be required to get the COVID-19 compounding that money could have Payday advance apps such as Earnin, Planning Editor vaccine before returning to work. Cindy Smith And, 23% said they would consider quitting if they were earned. Dave or Brigit. Be careful, however, [email protected] You may have other options. If you’re because the fees can make these loans as Contributors required to return to the o ce before all employees were still employed, you could borrow from expensive as payday loans, and trap you in Chip Cirillo vaccinated. Sheila Burke your 401(k) or halt retirement plan a similar cycle of debt if you come to rely Kathy Carlson Additionally, 17% said they would consider quitting their contributions temporarily to free up on them. Hollie Deese job if they were required to go back to the o ce ve days a Nancy Henderson money. If you have a Roth IRA, you Don’t stiff the IRS Tim Ghianni week, regardless of COVID or the vaccine. can withdraw an amount equal to your Joe Morris It’s hard to believe we’re still having to think about the contributions without owing taxes or If you can’t pay your tax bill, it can be Rhiannon Potkey pandemic and this new world of work. By now, we assumed tempting not to le a return. But failing Tom Wood penalties. Offi ce Manager things would have been back to normal. If you can’t avoid a costly withdrawal, to le carries much higher penalties than Donna Gosnell When you think about the results shared, it would be failing to pay, says CPA Neal Stern, a Art Director you can minimize the damage by taking Mike Hopey interesting to talk to these employees in more detail. It’s out only what you need and leaving member of the American Institute of [email protected] unfortunate that 27% of people felt less connected to co- CPAs’ Financial Literacy Commission. In Graphic Designer the rest to grow. For example, if you’re Leigh Singleton workers. But, how did the other 73% feel? It would also be leaving your job you could roll your addition, there is no statute of limitations interesting to know how many people felt disconnected from 401(k) balance into an IRA and take only on audits when you fail to le.  e IRS their company when we were still at work in person. can come after you years or decades later. ADVERTISING what you need from the IRA.  at could Advertising deadline One thing we’ve learned is that not all work is really prevent having to cash out the whole  e IRS has payment plans that allow is Friday 5 p.m. work. Work can be talk around the watercooler. It’s lunches you to pay your bill over time. You also Call 615.254-5522 or email account. [email protected] together. It’s relationship building. could charge a tax bill to a credit card or for rates and information Don’t skip health insurance  e question I keep wondering is this: Will work evolve consider getting a personal loan to pay Advertising Director along with work from home? Will we nd ways to connect You may be healthy now, but you’re what you owe, Stern says. Dianna Chambers [email protected] around a virtual watercooler? We’ve been doing this for just one bad accident or illness away from Ignoring the situation is no solution. Business Manager almost a year and a half. catastrophic medical bills.  e IRS has automated processes that Pam Capshaw It’s interesting that 17% of people said they would consider [email protected] If you don’t have access to health match up forms like W-2 and 1099 to quitting if they have to go back in person – regardless of insurance through work, check the tax returns, and if something is missing Foreclosure Notice Director Don Fancher COVID.  is shows a shift in work culture. It sounds A ordable Care Act exchanges at it can quickly result in a computer- [email protected] irresponsible at rst, but employees have this opinion because HealthCare.gov. Premiums have been generated discrepancy notice or an audit, Public Notice Director Dianna Chambers remote work is now o ered by more companies. lowered for most people this year and Stern says. [email protected] How do the Glassdoor ndings compare to your opinions coverage can be free for many, including If you owe and don’t pay, the IRS can Public Notice Department of returning to the workplace? people who get unemployment bene ts seize your bank accounts or garnish your Teresa Mullally Angela Copeland, a career expert and founder of Copeland this year. wages and other income until all of the Sandy Youngblood Laurie Beck Coaching, can be reached at copelandcoaching.com. An analysis by the nonpartisan unpaid taxes, penalties and interest are health care think tank KFF found that collected, Stern says.  e IRS can even The Ledger is a general interest newspaper covering business, the number of people who qualify for seize and sell your property. law and development throughout subsidies increased 20% as a result of “ e IRS is probably the most powerful the Nashville and Knoxville areas. the American Rescue Plan Act passed in and relentless collection agency you can The Ledger’s March, and 4 out of 10 uninsured people ever encounter,” Stern says. “If you owe predecessor, Westview, would qualify for a free or nearly free taxes, it’s better to pay as much as you was founded in 1978. plan. can, as soon as you can.” Visit us online at www.TNLedger.com You also can lower premiums by opting Liz Weston is a columnist at NerdWallet, Follow us on Twitter for a high-deductible plan.  at means a certi ed nancial planner and author @TNLedger paying thousands of dollars out of pocket of “Your Credit Score.” Email: lweston@ if you get sick or injured, but at least you nerdwallet.com. Twitter: @lizweston. shutterstock.com Page 4 www.TNLedger.com/Knoxville AUGUST 6-12, 2021

‘It ain’t over till it’s over’ Fast track to normal stuck in partisan mud To quote the great spreading it to others, wear a mask neglect their shots. philosopher and sage indoors in public if you are in an area of It works, of course. Yogi Berra, “It’s like substantial or high transmission.” “I don’t want to be a dead hero!” Rafe dé jà vu all over again.” If you’re reading this, you’re exclaims. “I want to be a live me!” Remember when probably in an area of substantial or He takes the shot. Moral: Good sense we were all up in arms high transmission. Pretty much all of (and self-interest) triumphs, with a little JOE ROGERS about masks, what Tennessee is. Pretty much all the South encouragement. MY TAKE type to wear and when is, for that matter, a fact that correlates Trouble is, as my brother Pat, a fellow and where? And there with low vaccination rates and red Andy fan, noted recently, all the Rafe were all those people who refused to wear politics. Hollisters have cable TV these days one at all, and griped and groused as if Surprise! and are probably Fox News viewers. So the simple act of showing courtesy to And yet, Mayor John Cooper of they’re impervious to reverse psychology, others was an intolerable infringement Nashville has indicated the city has facts, truth, logic and probably even on their constitutional, God-given right no plans to return to a mask mandate, Photograph provided hypnotism, having already been to be jerks. relying instead on the e ort to get Andy Gri th Show.”  e county nurse mesmerized. It was all so ... 2020. needles into arms. enlists Andy’s aid to try to get the ornery And patience is growing thin, even Everybody was eager to put it behind  e good news on that front is that, rustic Rafe Hollister vaccinated against among the vaccine-enthusiastic. A friend us and move on to what surely would be according to a recent statement by tetanus. Rafe refuses: living in my hometown who got her better times ahead. Cooper, the vaccination rate in Davidson “I ain’t never been jabbed and I ain’t shots as soon as possible recently posted But, again quoting the wise Yogi: “ e County over the previous seven days had xin’ to be.” about her exasperation with the CDC’s future ain’t what it used to be.” gone up 46%. Later on, though, Andy employs new mask advice. It had looked so promising when,  e bad news, according to local some reverse psychology on Rafe. Tells “I’m over COVID,” she told me. early this year, the vaccines came along health o cials, is that active COVID him he understands his anti-vax stance, “Talk of COVID. I swear if people and, bit by bit, mask mandates largely cases had gone up 400%. since now Rafe can become famous, like stopped using it for nancial and went away. Even the Centers for Disease It doesn’t take an epidemiologist to see Columbus or George Washington. political gain it would go away.” Control and Prevention seemed to signal the imbalance in those gures. Andy lays it on with a trowel, It wouldn’t, in fact, but I appreciate the almost-all-clear, telling fully vaxxed  ere’s some suggestion that rising describing how a shotless Rafe is a cinch her frustration. We may have thought people it was OK to put the masks aside hospitalizations and death rates, almost to go – snaps ngers – like that after a we were on the fast track back to normal, for the most part. exclusively involving the unvaccinated, saw cut or some such, “moaning and whatever normal means anymore. But Here we are, though, scant months are prompting some of the so-called groaning and su ering.”  e funeral will Yogi again provides the reality check: later with the Centers for Disease vaccine-hesitant to get the shots. I have be “the biggest thing Mayberry’s ever “It ain’t over till it’s over.” Control and Prevention again advising my doubts as to how e ective that had.” Maybe they’ll even put up a statue Joe Rogers is a former writer for  e that masks be worn even by fully inducement will prove to be, unless a of Rafe in the town square, “slumpin’ Tennessean and editor for  e New vaccinated people, in some situations: whole lot more unvaccinated people start as you breathe your last,” his painful York Times. He is retired and living in “To maximize protection from the keeling over. death serving as a lesson to others not to Nashville. He can be reached at jrogink@ Delta variant and prevent possibly It all calls to mind an episode of “ e gmail.com

who successfully prosecuted two Ku Klux will host a special fundraising event to honor Calendar [email protected] Klan members in 2001 and 2002 for the Tremont’s history and build excitement for 1963 Birmingham church bombing that killed the future with the announcement of an SUNDAY, AUG. 6, 8 Tennessee Community Design Center’s four African American girls. Additional details expansion to a second campus. The event The summer movie series continues at the vision of Better Communities by Design is and ticket information to come. 6-9 p.m. The will include dinner, drinks and live music. Tennessee Theatre with “Breakfast at Tif- showcased in Lakeshore Park, and the event Foundry on the Fair Site, 747 World’s Fair The keynote speaker will be former U.S. fany’s.’’ Each movie in the series includes a will celebrate the park’s revitalization and Park Drive, Knoxville. Information: www. senator and Tennessee governor Lamar Friday night showing at 8 p.m. and a Sunday the community members involved. The art knoxvilledemocrats.org Alexander. Attire: Summer chic, dressy or matinee at 3 p.m. Doors open one hour auction will be displayed in Marble Hall, and business casual. 5-8 p.m. $500 per per- Ijams Movies Under the Stars before the movie start time at 7 p.m. and 2 the gardens will host ample opportunities son, $5,000 per table of 10. Tremont is a p.m., respectively. Information: tennesseet- for games and gathering for all ages. Attire Ijams Nature Center and Central Cinema nationally recognized nonprofit partner of the heatre.com is business casual or dressy. Lakeshore series continues with “Predator,” present- Great Smoky Mountains National Park and Park, 6410 S. Northshore Drive, Knoxville. ed by Cherokee Distributing Co. and Sierra provides more than 150,000 hours each year Additional dates: Information: www.communitydc.org Nevada Brewing Co. Moviegoers are invited of transformative education programs that to bring lawn chairs and blankets. Doors focus on experiential student learning and Aug. 27, 29: The Goonies (1985) THURSDAY, AUG. 12 open at 7 p.m., and movies begin at dark. teacher development. Marblegate Farm, 308 SATURDAY, AUG. 7 McNabb Foundation Evening of Hope In the event of inclement weather, movies McReynolds Road, Friendsville. Information Girl Talk Fashion Show Gala The Foundation will host an Evening of Hope will be shown under a large tent at the Ijams www.gsmit.or Homesite, a short walk from the Visitor This year will mark a special milestone for in honor of Don and Penney Rogers at The Center. Meals, snacks and beverages will be THURSDAY, AUG. 16 this signature event. The 10th anniversary Country Club in Morristown. Don and Pen- available for purchase from food trucks and Women’s Fund of East Tennessee Advocacy event will feature a “Through the Decades” ney are longtime supporters and advocates the Ijams beer garden. No coolers or outside Forum IV theme with looks from eras of fashion of the McNabb Center. 6-8 p.m. Proceeds alcohol is allowed. $10 per person or $36 for history both past and present. The 2021 gala from the event will benefit the McNabb The organization will hold an advocacy a family four-pack. Space is limited to 250 will be in a hybrid format with the option to Center’s Jail to Work program in Hamblen forum to educate the community regarding guests. Advance purchases recommended. attend in-person or stream the show live. County, which promotes the recovery of issues affecting low-income women and Dogs must be leashed at all times. Guests The gala features a silent auction, seated women who have a substance use disor- girls in 25 counties of East Tennessee, spe- will be asked to wear a mask at check-in and dinner, live band, dancing, awards presenta- der and are involved in the criminal justice cifically access to post-secondary education, in all common areas, but may remove masks tion and, as always, a fashion show. Attire system. For sponsorship information or to Adverse Childhood Experiences (ACEs) and once seated on the lawn. 2915 Island Home is black tie, black tie optional or cocktail. purchase a table, contact Beth Farrow at issues relating to violence against women. Avenue. Information: Ijams.org. Additional Additional information about tickets and [email protected]. The Country Club, The event will include wine and hors d’oeu- dates: streaming information will be updated on the 1635 Doyal Drive, Morristown. Information: vres; national, state and regional speakers; and an opportunity for audience Q&A. Attire event website. 6-10 p.m. Knoxville Conven- mcnabbfoundation.org. Aug. 13: Beetlejuice, Comedy/Fantasy – PG tion Center, 701 Henley Street, Knoxville. is casual/business casual. 5:45-7:30 p.m. FRIDAY, AUG. 13 Information: www.girltalkinc.com Aug. 27: Mad Max Fury Road, Action/Adven- Knoxville Museum of Art, 1050 World’s Fair Knox County Democratic Party Truman Day ture – R Park Drive, Knoxville. Information: knoxart. WEDNESDAY, AUG. 11 Dinner org Sept. 17: Wizard of Oz, Fantasy/Musical – G A Celebration at Lakeshore Park The Knox County Democratic Party will hold East Tennessee Community Design Center its annual dinner, which will feature former Oct. 1: The Shining, Horror/Mystery – R will hold its annual fundraising event at U.S. Sen. Doug Jones, a Democrat from Readers are invited to submit Marble Hall in Lakeshore Park. Cocktails Alabama as the special guest and keynote SUNDAY, AUG. 15 speaker. Jones also is a former U.S. Attor- Community Calendar items to and heavy hors d’oeuvres will begin at 6:30 Marblegate: An Evening to Support Tremont p.m. with the program at 7:30 p.m. East ney for the Northern District of Alabama [email protected]. Great Smoky Mountains Institute at Tremont AUGUST 6-12, 2021 www.TNLedger.com/Knoxville Page 5

Money&MarketsExtra FROM THE ASSOCIATED PRESS Page 6 AUGUST 6-12, 2021 www.TNLedger.com/Knoxville

PublicKNOX . ANDERSON . JEFFERSON . CAMPBELL . CUMBERLAND Notices . CLAIBORNE . COCKE . GRAINGER . HAMBLEN . BLOUNT . LOUDON . MONROE . MORGAN . ROANE . SCOTT . SEVIER . UNION FORMERLY WESTVIEW SINCE 1978

Foreclosure Notices Robert J. Solomon announcement at the time and place for the that may be applicable; any statutory rights of Misc. Book 61, Page 446, in the Register`s Substitute Trustee sale set forth above. In the event of inclem- redemption of any governmental agency, state Office for Blount County, Tennessee. Anderson County Solomon Baggett, LLC ent weather, the trustee hereby announces or federal; any prior liens or encumbrances as Parcel ID: 0480B01200 3763 Rogers Bridge Road that the sale will be postponed for a period of well as any priority created by a fixture filing; More Commonly Known As: 804 Stonecrest NOTICE OF SUBSTITUTE TRUSTEE’S SALE Duluth, Georgia 30097 two weeks. In such situations, notices will be and to any matter that an accurate survey of Drive, Maryville, TN 37804. Default having been made in the payment of (678) 243-2512 mailed to interested parties of record. W&A the premises might disclose. In addition, the The sale of the property described above the debts and obligations described in and Our File No. CMS.03105 No. 350017 following parties may claim an interest in the shall be subject to all matters shown on secured by a certain Deed of Trust executed by July 23, 30, Aug. 6, 2021 Fqk18584 DATED August 2, 2021 above-referenced property: MICHAEL FITTON, any recorded plat; any and all liens against SUSAN J. BUNCH, a single woman to Robert M. WILSON & ASSOCIATES, P.L.L.C., CONNIE FITTON. The sale held pursuant to said property for unpaid property taxes; any Wilson, Jr., Trustee, recorded October 7, 2013 NOTICE OF TRUSTEE’S SALE Successor Trustee this Notice may be rescinded at the Succes- restrictive covenants, easements or set-back in Anderson County Register’s Office at Book WHEREAS, default has occurred in the Aug. 6, 13, 20, 2021 Fqk18595 sor Trustee’s option at any time. The right lines that may be applicable; any prior liens or 1591 Page 161 and the beneficial interest of performance of the covenants, terms, and is reserved to adjourn the day of the sale to encumbrances as well as any priority created by said Deed of Trust is owned by BankUnited N.A., conditions of a Deed of Trust Note dated July another day, time, and place certain without a fixture filing; a deed of trust; and any matter and the undersigned having been appointed 19, 2004, and the Deed of Trust of even date further publication, upon announcement than an accurate survey of the premises might Successor Trustee by instrument recorded in securing the same, recorded August 12, 2004, Foreclosure Notices at the time and place for the sale set forth disclose; and said Register’s Office, this is notice that the in Book No. 1371, at Page 1174, and modified Blount County above. In the event of inclement weather, the All right and equity of redemption, statutory or undersigned will on September 14, 2021 at on August 12, 2004, in Book No. 1371, at trustee hereby announces that the sale will be otherwise, homestead, and dower are expressly 12:00PM local time, at the Anderson County Page 1199 in Office of the Register of Deeds NOTICE OF TRUSTEE’S SALE postponed for a period of two weeks. In such waived in said Deed of Trust, and the title is Courthouse, located at 100 North Main St. for Anderson County, Tennessee, executed WHEREAS, default has occurred in the perfor- situations, notices will be mailed to interested believed to be good, but the undersigned will Clinton, Tennessee 37716 will proceed to by Maureen Adele Gambrel, conveying certain mance of the covenants, terms, and conditions parties of record. W&A No. 335180. DATED July sell and convey only as Substitute Trustee. sell at public outcry to the highest and best property therein described to Wesley D. Turner of a Deed of Trust Note dated February 23, 20, 2021. WILSON & ASSOCIATES, P.L.L.C., The right is reserved to adjourn the day of the bidder for cash the following property located as Trustee for Argent Mortgage Company, LLC; 2009, and the Deed of Trust of even date secur- Successor Trustee. sale to another day, time, and place certain in Anderson County, Tennessee, will be sold and the undersigned, Wilson & Associates, ing the same, recorded March 2, 2009, in Book July 23, 30, Aug. 6, 2021 Fqk18586 without further publication, upon announce- to the highest call bidder subject to all unpaid P.L.L.C., having been appointed Successor No. 2223, at Page 494, in Office of the Reg- ment at the time and place for the sale set taxes, assessments or easements, liens, Trustee by Wells Fargo Bank, N.A, as Trustee for ister of Deeds for Blount County, Tennessee, NOTICE OF SUBSTITUTE TRUSTEE’S SALE forth above. zoning ordinances, restrictions, covenants Park Place Securities, Inc. Asset-Backed Pass- executed by Michael Fitton, conveying certain STATE OF TENNESSEE, BLOUNT COUNTY The sale is subject to Occupants(s) rights in and any security deeds, mortgages or deeds Through Certificates Series 2004-MHQ1. property therein described to Robert Wilson as 106532-1 possession, if applicable. of trust superior to the Security Deed first set NOW, THEREFORE, notice is hereby given Trustee for Mortgage Electronic Registration THIS IS AN ATTEMPT TO COLLECT A DEBT, If the sale is set aside for any reason, the Pur- out above, any prior liens, and encumbrances that the entire indebtedness has been declared Systems, Inc., as beneficiary, as nominee for AND ANY INFORMATION GATHERED IN CON- chaser at the sale shall be entitled only to a re- of record. due and payable; and that an agent of Wilson & United Wholesale Mortgage, its successors NECTION HEREWITH WILL BE UTILIZED FOR turn of the purchase price. The Purchaser shall Described property is located in the Second Associates, P.L.L.C., as Successor Trustee, by and assigns; and the undersigned, Wilson & THAT PURPOSE. have no further recourse against the Grantor, (2nd) Civil District within the corporate limits virtue of the power, duty, and authority vested Associates, P.L.L.C., having been appointed WHEREAS, default has occurred in the perfor- the Grantee or the Substitute Trustee. of the City of Oak Ridge, Tennessee, Lot 58, in and imposed upon said Successor Trustee, Successor Trustee by U.S. Bank Trust National mance of the covenants, terms and conditions To the best of the Trustee’s knowledge, Block 14CL (formerly Block C-22), City of Oak by Wells Fargo Bank, N.A, as Trustee for Park Association, not in its individual capacity but of a Deed of Trust Note dated December 20, information, and belief, there are no Federal Ridge, Map Book 5, Page 171 (Cabinet 1, Slide Place Securities, Inc. Asset-Backed Pass- solely as owner trustee for RCF 2 Acquisition 2002, and the Deed of Trust of even date, or State tax lien claimants or other claimants 151B), Anderson County Register’s Office. All Through Certificates Series 2004-MHQ1, will, Trust c/o U.S. Bank Trust National Association. securing said Deed of Trust Note recorded upon the subject property which would require as described in Warranty Deed Book 1423, on August 31, 2021 on or about 10:00 AM, NOW, THEREFORE, notice is hereby given that on December 31, 2002 as Instrument No. notice pursuant to the terms and provision of Page 74, Anderson County Register’s Office. at the Anderson County Courthouse, Clinton, the entire indebtedness has been declared due 0023121802, in the Register’s office of Blount T.C.A. § 35-5-104, T.C.A. § 67-1-1433 or 26 Property Address: 130 Andover Circle, Oak Tennessee, offer for sale certain property and payable; and that an agent of Wilson & County, Tennessee, executed by Myron L. U.S.C. § 7425. Ridge, TN 37830 hereinafter described to the highest bidder Associates, P.L.L.C., as Successor Trustee, by Tipton, conveying certain property described If a high bidder fails to close a sale, the TAX ID: 094C A 047.00 FOR certified funds paid at the conclusion of virtue of the power, duty, and authority vested in therein to Absolute Title, as Trustee, for the Substitute Trustee shall have the option of Current Owner(s) of Property: SUSAN J. BUNCH, the sale, or credit bid from a bank or other and imposed upon said Successor Trustee, by benefit of New Century Mortgage Corporation making the sale to the next highest bidder. a single woman lending entity pre-approved by the successor U.S. Bank Trust National Association, not in its (the “Holder”) and to Mickel Law Firm, P.A., The sale held pursuant to this Notice may be The street address of the above described trustee. The sale is free from all exemptions, individual capacity but solely as owner trustee having been appointed as Substitute Trustee rescinded at the Substitute Trustee’s option property is believed to be 130 Andover Circle, which are expressly waived in the Deed of for RCF 2 Acquisition Trust c/o U.S. Bank Trust by instrument of record in the Register’s office at any time. Oak Ridge, TN 37830 but such address is not Trust, said property being real estate situated in National Association, will, on August 17, 2021 for Blount County, Tennessee. The sale will be conducted subject (1) to part of the legal description of the property Anderson County, Tennessee, and being more on or about 10:00 AM, at the Blount County WHEREAS, the owner and holder of the Deed confirmation that the sale is not prohibited sold herein and in the event of any discrep- particularly described as follows: Courthouse, Maryville, Tennessee, offer for of Trust Note has declared the entire indebted- under the U.S. Bankruptcy Code; and (2) to ancy, the legal description referenced herein SITUATED in the First Civil District of sale certain property hereinafter described to ness due and payable and demanded that the final confirmation and audit of the status of shall control. Anderson County, Tennessee, and being the highest bidder FOR certified funds paid at hereinafter described real property be adver- the loan with the holder of the Deed of Trust. SALE IS SUBJECT TO TENANT(S) RIGHTS IN more particularly described as follows; the conclusion of the sale, or credit bid from tised and sold in satisfaction of indebtedness This property is being sold “as is.” Addition- POSSESSION. Designated as all of Lot 18 in Pine Meadows a bank or other lending entity pre-approved by and costs of foreclosure in accordance with ally, no representation as to the condition of If applicable, the notice requirements of T.C.A. Mobile Home Park Subdivision, as shown the successor trustee. The sale is free from all the terms and provisions of the Deed of Trust any structure(s) thereon or the accuracy of the 35-5-117 have been met. by plat of same of record in Plat Cabinet exemptions, which are expressly waived in the Note and Deed of Trust. above legal description is being or has been Other Interested Parties: City of Oak Ridge 2, Slide 64-A, in the Register’s Office for Deed of Trust, said property being real estate NOW, THEREFORE, notice is hereby given that made. Transfer taxes and recording fees are All right of equity of redemption, statutory Anderson County, Tennessee, to which situated in Blount County, Tennessee, and an agent of Mickel Law Firm, P.A., as Substi- the responsibility of the purchaser. and otherwise, and homestead are expressly plat specific reference is hereby made for being more particularly described as follows: tute Trustee, pursuant to the power, duty and The following individuals or entities have waived in said Deed of Trust, and the title is a more particular description of said lot. Situated in District No. 7 of Blount County, authority vested in and conferred upon said an interest in the above-described property: believed to be good, but the undersigned will This property is subject to all applicable Tennessee, and being all of Lot 17, of Do- Substitute Trustee, by the Deed of Trust, will Myron L. Tipton, Tenants of 804 Stonecrest sell and convey only as Substitute Trustee. easements, permissive use agreements minion Downs Subdivision, Unit 1, as shown on Wednesday, August 25, 2021, at or about Drive, Maryville, TN 37804, Spouse of Myron The right is reserved to adjourn the sale to and restrictions of record in the Anderson of record in the Register’s Office for Blount 10:00 AM at the front entrance of the Blount L. Tipton, President, First Horizon Bank fka another day, time and place certain without County Register’s Office. Also conveyed County, Tennessee, in Map File 1241B to County Courthouse, 345 Court Street, Blount First Tennessee Bank National Association, further publication, upon announcement of the are all rights in easements and permissive which map specific reference is hereby made County Courthouse - Main Entrance, Maryville, Internal Revenue Service. time and place for the sale set forth above. If use agreements of record. for a more particular description of said lot. Tennessee, 37804, or the sale will be held DATED this 22nd day of July, 2021. you purchase the property at the foreclosure ALSO KNOWN AS: 120 King Street, Clinton, This conveyance is made subject to restric- in the place at said venue where foreclosure Stephen P. Lowman sale, the entire purchase price is due and TN 37716 tions, conditions, limitations and easements sales are customarily advertised and/or con- TN Bar No. 038269 payable at the conclusion of the auction in This sale is subject to all matters shown as contained in instruments of record in Map ducted, offer for sale to the highest bidder for MICKEL LAW FIRM, P.A., SUBSTITUTE the form of certified bank check made payable on any applicable recorded plat; any unpaid File 1241B and Misc. Vol. 127 Page 880, cash, and free from all legal, equitable and TRUSTEE to Solomon Baggett, LLC Escrow Account. No taxes; any restrictive covenants, easements, at the Register’s Office for Blount County, statutory rights of redemption, exemptions 222 2ND AVENUE SOUTH, SUITE 1700 personal checks will be accepted. You must or setback lines that may be applicable; any Tennessee. As to Lot 17, there is conveyed of homestead, rights by virtue of marriage, NASHVILLE, TN 37201 bring sufficient funds to outbid the lender and statutory rights of redemption of any govern- herewith and this conveyance is made subject and all other exemptions of every kind, all of PHONE: (615)514-0138 any other bidders. Insufficient funds will not be mental agency, state or federal; any prior liens to the joint permanent easement as shown in which have been waived in the Deed of Trust, FAX: (501)664-0631 accepted. Amounts received in excess of the or encumbrances as well as any priority created Map File 1241B at Register’s Office for Blount certain real property located in Blount County, File No. 106532-1 winning bid will be refunded to the successful by a fixture filing; and to any matter that an ac- County, Tennessee. Subject to Restrictions Tennessee, described as follows: July 30, Aug. 6, 13, 2021 Fqk18590 purchaser at the time the foreclosure deed is curate survey of the premises might disclose. in Misc. Book 127, Page 880, recorded in Situate in District No. Nine (9) of Blount County, delivered. This property is being sold with the In addition, the following parties may claim an the aforesaid Register’s Office. Subject to Tennessee, and being all of Lot No. 75 of express reservation that the sale is subject to interest in the above- referenced property: a 25’ Joint Permanent Easement each Joint Stonecrest Subdivision, Unit 5, as shown by Foreclosure Notices confirmation by the lender or trustee. This sale MAUREEN ADELE GAMBREL Permanent Easement servicing any three plat of record in Map File 759A in the Register`s may be rescinded by the Substitute Trustee BEN H GRAVES lots shall be constructed by developer prior Office for Blount County, Tennessee, and as Cumberland County at any time. The sale held pursuant to this Notice may to home occupancy. ALSO KNOWN AS: 2913 shown by survey of Ricky M. Young, Surveyor, THIS LAW FIRM IS ACTING AS A DEBT COL- be rescinded at the Successor Trustee’s option Best Road, Maryville, TN 37803. This sale is dated 5/15/89, and bearing File No. 41S; said NOTICE OF SUBSTITUTE TRUSTEE’S SALE LECTOR AND IS ATTEMPTING TO COLLECT A at any time. The right is reserved to adjourn subject to all matters shown on any applicable premises being improved with a dwelling. WHEREAS, default has occurred in the per- DEBT. ANY INFORMATION OBTAINED WILL BE the day of the sale to another day, time, and recorded plat; any unpaid taxes; any restric- This conveyance is made subject to restrictions, formance of the covenants, terms and condi- USED FOR THAT PURPOSE. place certain without further publication, upon tive covenants, easements, or setback lines easements, etc. of record in Map File 759A and tions of a Deed of Trust dated December 15,

ABOUT PUBLIC NOTICES REAL ESTATE & DEvELOPmENT ONLINE HOW TO CONTACT US Foreclosures – Tenn. requires foreclosure notices to run 3 times. Foreclosure sales are conducted by a www.TNLedger.com For information about placing your ad in Trustee, usually an officer or employee of the lender. Often, the Trustee is replaced with a Substitute Trustee or The Ledger, please contact Don Fancher Go to www.TNLedger.com for more than 15 million Successor Trustee – an attorney or other party who is hired to conduct the foreclosure sale. by phone at 901-528-5283 or by email at public records, including: Bid Notices & Request for Proposals – Tenn. requires county bid notices to run at least once 5 or more [email protected]. days prior to the bid deadline. - Bankruptcies - Tax Liens Notice to Creditors – Tenn. requires 2 consecutive weekly notices announcing the estate’s representative - Circuit Lawsuits - Corporate Charters to run within 30 days of the appointment of an executor. - Probate Filings - UCC Filings Self-Storage Lien Sales – Tenn. requires notices of self-storage facility sales to run 1 time. Other – Other public notices run according to state or local requirements. AUGUST 6-12, 2021 Public Notices Page 7 www.TNLedger.com/Knoxville

1998, executed by DARRELL LYNN JACKSON, COLLECT A DEBT. ANY INFORMATION terms, and conditions of said Deed of Trust Ricky Lynn Sims, to Freida Lowery, Trustee, for are expressly waived in said Deed of Trust, SHERYL DIANE JACKSON, conveying certain OBTAINED WILL BE USED FOR THAT has been made; and the entire indebtedness Citifinancial Services Inc., its successors and and the title is believed to be good; however, real property therein described to CHARLES D. PURPOSE. has been declared due and payable. assigns, and appearing of record on May 11, the undersigned will sell and convey only as FREEMAN, DAVIDSON CO., TN, as Trustee, as Rubin Lublin TN, PLLC, Substitute Trustee Party entitled to enforce the debt: U.S. Bank 2007, in the Register’s Office of Cumberland Substitute Trustee. same appears of record in the Register’s Office 119 S. Main Street, Suite 500 National Association, as Trustee, for Manufac- County, Tennessee, at Book 1263, Page 1962, The transfer shall be AS IS, WHERE IS, of Cumberland County, Tennessee recorded Memphis, TN 38103 tured Housing Contract Senior/Subordinate and Instrument Number 07385707. AND WITH ALL FAULTS, and without warran- February 4, 1999, in Deed Book 1029, Page rlselaw.com/property-listing Pass-Through Certificate Trust 1999-6 WHEREAS, the beneficial interest of said ties of any kind, express or implied, as to the 1734-1740 ; and Tel: (877) 813-0992 Other interested parties: Danna Anthony Sap- Deed of Trust was last transferred and assigned condition of the Property and the improvements WHEREAS, the beneficial interest of said Deed Fax: (470) 508-9401 pier, Gloria Johnson, Cumberland Medical to WILMINGTON SAVINGS FUND SOCIETY, located thereon, including merchantability or of Trust was last transferred and assigned to July 23, 30, Aug. 6, 2021 Fqk18577 Center, Portfolio Recovery Associates LLC FSB AS TRUSTEE OF WV 2017-1 GRANTOR fitness for particular purpose. Trustee shall U.S. Bank National Association, as Trustee, for as successor in interest to GE Capital Retail TRUST, the party entitled to enforce said secu- make no covenant of seisin or warranty of Manufactured Housing Contract Senior/Subor- NOTICE OF TRUSTEE’S SALE Bank, Lake Tansi Village Property Owners’ rity interest; and having appointed Clear Recon title, express or implied, and will sell and dinate Pass-Through Certificate Trust 1999-2 WHEREAS, default has occurred in the Association, TD Auto Finance LLC LLC, the undersigned, as Substitute Trustee convey the subject real property by Substitute who is now the owner of said debt; and performance of the covenants, terms, and The hereinafter described real property located by instrument filed or being filed for record in Trustee’s Deed only. WHEREAS, the undersigned,Rubin Lublin TN, conditions of a Deed of Trust Note dated April in Cumberland County will be sold to the high- the Register’s Office of Cumberland County, The right is reserved to adjourn the day PLLC, having been appointed as Substitute 17, 2017, and the Deed of Trust of even date est call bidder subject to all unpaid taxes, prior Tennessee, with all of the rights, powers, and of the sale to another day, time, and place Trustee by instrument to be filed for record in securing the same, recorded April 18, 2017, in liens, and encumbrances of record: privileges of the original Trustee named in said certain without further publication, upon an- the Register’s Office of Cumberland County, Book No. 1499, at Page 1151, in Office of the Legal Description: In the THIRD CIVIL DISTRICT Deed of Trust. nouncement at the time and place for the sale Tennessee. Register of Deeds for Cumberland County, Ten- of Cumberland County, Tennessee, more NOW, THEREFORE, notice is hereby set forth above. NOW, THEREFORE, notice is hereby given that nessee, executed by Kelley J Walker, conveying particularly described as follows: Being Lot given that the entire indebtedness has been This property is being sold with the ex- the entire indebtedness has been declared certain property therein described to Wilburn No. 240, Section No. Chicksaw of Lake Tansi declared due and payable as provided in said press reservation that the sale is subject to due and payable, and that the undersigned, J. Evans as Trustee for Mortgage Electronic Village, Inc., of record in Plat Book 7, Page Deed of Trust, and that the undersigned, Clear confirmation by the lender or trustee. This sale Rubin Lublin TN, PLLC, as Substitute Trustee Registration Systems, Inc., as beneficiary, 29, Register`s Office, Cumberland County, Recon LLC, as Substitute Trustee or his duly may be rescinded by the Substitute Trustee or his duly appointed agent, by virtue of the as nominee for FirstBank, its successors Tennessee. This tract or parcel or land is to appointed agent, by virtue of the power, duty, at any time. power, duty and authority vested and imposed and assigns; and the undersigned, Wilson & be used for residential purposes only, and and authority vested and imposed upon said THIS OFFICE IS ACTING AS A DEBT COLLECTOR upon said Substitute Trustee will, on August Associates, P.L.L.C., having been appointed conveyance is made subject to the restrictive Substitute Trustee will, on September 9, 2021, AND IS ATTEMPTING TO COLLECT A DEBT. ANY 19, 2021 at 10:00 AM at the Main Entrance Successor Trustee by FirstBank. covenants of Tansi Resort Subdivision, of re- at 11:00 AM, local time, at the front door of INFORMATION OBTAINED WILL BE USED FOR Steps of the Cumberland County Courthouse, NOW, THEREFORE, notice is hereby given cord in Deed Book 132, Page 125, Register`s the Cumberland County Courthouse, located in THAT PURPOSE. Crossville, Tennessee, proceed to sell at public that the entire indebtedness has been declared Office, Cumberland County, Tennessee, and Crossville, Tennessee, proceed to sell at public Clear Recon LLC outcry to the highest and best bidder for cash due and payable; and that an agent of Wilson & subject to all mineral reservations retained outcry to the highest and best bidder for cash Substitute Trustee or certified funds ONLY, the following described Associates, P.L.L.C., as Successor Trustee, by by prior owner. Included herewith is a 1998 or certified funds ONLY, paid at the conclusion 651 East 4th Street Suite 200 property situated in Cumberland County, Ten- virtue of the power, duty, and authority vested 80x16 Riverside mobile home, serial number of the sale, the following described property Chattanooga, Tennessee 37403 nessee, to wit: in and imposed upon said Successor Trustee, CLM068758TN. situated in Cumberland County, to wit: Phone: (877) 319-8840 THE FOLLOWING TRACT OF LAND LOCATED IN by FirstBank, will, on August 17, 2021 on or The last deed of record is a Warranty Deed The land referred to herein below is situated File No: 2191-2194A THE FIRST CIVIL DISTRICT OF CUMBERLAND about 3:30 PM, at the Cumberland County recorded in Bk 1036, Pg 1448 on 6/3/1999 in the County of Cumberland, State of Ten- Aug. 6, 13, 20, 2021 Fqk18596 COUNTY, TENNESSEE, AND DESCRIBED AS Courthouse, Crossville, Tennessee, offer for in the Register of Deeds Office for Cumberland nessee, and is described as follows: FOLLOWS: sale certain property hereinafter described to County, TN. THE FOLLOWING DESCRIBED TRACT OR BEGINNING ON A POINT IN THE EASTERN the highest bidder FOR certified fundspaid at Street Address: The street address of the PARCEL OF LAND, LYING AND BEING IN THE Foreclosure Notices R.O.W, OF DREW DAVIS RD., THENCE WITH the conclusion of the sale, or credit bid from property is believed to be 510 Mica Circle, FIRST CIVIL DISTRICT OF CUMBERLAND SAID ROAD R.O.W. NORTH 20 DEG. 00` 00” a bank or other lending entity pre-approved by Crossville, TN 38572, but such address is not COUNTY, TENNESSEE, BOUNDED AND Hamblen County EAST 15.14 FEET TO A POINT AT THE INTER- the successor trustee. The sale is free from part of the legal description of the property. In DESCRIBED AS FOLLOWS: BEGINNING AT A SECTION OF SAID ROAD R.O.W. AND THE all exemptions, which are expressly waived the event of any discrepancy, the legal descrip- METAL STAKE IN THE NORTHEAST SIDE OF NOTICE OF SUBSTITUTE TRUSTEE’S SALE SOUTHERN R.O.W. OF TENNESSEE CENTRAL in the Deed of Trust, said property being real tion herein shall control. SMITH ROAD WHERE SAME INTERSECTS WHEREAS, default has occurred in the perfor- R.R. WHICH IS THE NORTHERN LINE OF THE estate situated in Cumberland County, Ten- Map/Parcel Number: 1381 G 026.00 000 THE ORIGINAL EAST BOUNDARY LINE OF mance of the covenants, terms and conditions ORIGINAL TRACT OF WHICH THIS TRACT IS A nessee, and being more particularly described Current owner(s) of Record: Gloria Johnson, THE 7 ACRE TRACT OF LAND OF WHICH of a Deed of Trust dated August 27, 2010, PART; THENCE WITH THE SOUTHERN R.O.W. as follows: single, and Danna A. Sappier, single THIS IS A PART; THENCE LEAVING SAID executed by MARK F. ZARZYCKI, conveying cer- OF TENNESSEE CENTRAL R.R. WHICH IS THE SITUATED, LYING AND BEING in the First This sale is subject to all matters shown on ROAD AND RUNNING WITH SAID BOUND- tain real property therein described to ROBERT NORTHERN LINE OF THE ORIGINAL TRACT (1st) Civil District of Cumberland County, any applicable recorded Plat or Plan; any un- ARY LINE (BEING AN OLD FENCE) NORTH 4 WILSON, as Trustee, as same appears of record SOUTH 77 DEG. 51` 43” EAST 168.48 FEET TO Tennessee and being more particularly paid taxes and assessments; any restrictive DEGREES 00 MINUTES EAST 318.00 FEET in the Register’s Office of Hamblen County, A NEWLY PLACED 1/2” REBAR; THENCE CON- described as follows: BEING LOT 13 of covenants, easements or setback lines that TO A METAL PIPE; THENCE LEAVING SAID Tennessee recorded September 9, 2010, in TINUING WITH SAID LINE SOUTH 77 DEG. 30` SHERRILL ESTATES, filed of record in Plat may be applicable; rights of redemption, equity, BOUNDARY LINE SOUTH 53 DEGREES 10 Deed Book 1419, Page 853 ; and 25” EAST 620.13 FEET TO A NEWLY PLACED Book 8, Page 51, in the Register’s Office statutory or otherwise, not otherwise waived in MINUTES WEST 190 FEET TO A METAL PIPE WHEREAS, the beneficial interest of said Deed 1/2” REBAR; THENCE LEAVING SAID LINE of Cumberland County, Tennessee, to which the Deed of Trust, including rights of redemption ON THE NORTHEAST SIDE OF SMITH ROAD; of Trust was last transferred and assigned to SOUTH 15 DEG. 43` 02” WEST 164.05 FEET plat specific reference is hereby made for a of any government agency, state or federal; THENCE WITH SAME SOUTH 29 DEGREES CitiMortgage, Inc. who is now the owner of TO A NEWLY PLACED 1/2” REBAR; THENCE more complete description of the subject and any and all prior deeds of trust, liens, 40 MINUTES EAST 235.85 FEET TO THE said debt; and NORTH 74 DEG. 39` 13” WEST 541. 16 FEET property. SUBJECT to a sewer line ease- dues, assessments, encumbrances, defects, BEGINNING, CONTAINING 0.50 ACRE, WHEREAS, the undersigned,Rubin Lublin TN, TO A METAL FENCE POST; THENCE NORTH 15 ment to the City of Crossville in Book 225, adverse claims and other matters that may MORE OR LESS. AS SURVEYED BY WILLARD PLLC, having been appointed as Substitute DEG. 53` 56” EAST 48.41 FEET TO A NEWLY page 318 and as to all matters appearing take priority over the Deed of Trust upon which MILEY, SURVEYOR NO. 606-521. Trustee by instrument to be filed for record PLACED 1/2” REBAR; THENCE NORTH 75 DEG. on the plat for Sherrill Estates in Plat Book this foreclosure sale is conducted or are not BEING THE SAME FEE SIMPLE PROPERTY in the Register’s Office of Hamblen County, 01` 42” WEST 51.51 FEET TO A NEWLY PLACED 8, page 51, Register’s Office, Cumberland extinguished by this Foreclosure Sale. CONVEYED BY DEED FROM PAT HOOVER Tennessee. 1/2” REBAR; THENCE NORTH 01 DEG. 42` County, Tennessee. THE PROPERTY IS SOLD WITHOUT ANY REPRE- and JENNIFER CRAVENS (FKA JENNIFER NOW, THEREFORE, notice is hereby given that 09” WEST 73.57 FEET TO A POINT; THENCE ALSO KNOWN AS: 165 Spiers Way, Cross- SENTATIONS OR WARRANTIES, EXPRESSED OR BENSON) TO RICKY LYNN SIMS and TIFFANY the entire indebtedness has been declared NORTH 77 DEG. 51` 43” WEST 174.25 FEET ville, TN 38555 IMPLIED, RELATING TO TITLE, MARKETABILITY MARIE SIMS HUSBAND AND WIFE , DATED due and payable, and that the undersigned, TO THE POINT OF BEGINNING. This sale is subject to all matters shown OF TITLE, POSSESSION, QUIET ENJOYMENT OR 04/16/2007 RECORDED ON 04/17/2007 Rubin Lublin TN, PLLC, as Substitute Trustee CONTAINING 2.06 ACRES MORE OR LESS AS on any applicable recorded plat; any unpaid THE LIKE AND FITNESS FOR A GENERAL OR IN OR BOOK 1261, PAGE 100 IN CUMBER- or his duly appointed agent, by virtue of the PER SURVEY BY O.D. PUGH JR. R.L.S. #699, LO- taxes; any restrictive covenants, easements, PARTICULAR USE OR PURPOSE. The title is LAND COUNTY RECORDS, STATE OF TN. power, duty and authority vested and imposed CATED AT 107 LIVINGSTON RD., CROSSVILLE or setback lines that may be applicable; any believed to be good, but the undersigned will Parcel ID: 086 01701 000 upon said Substitute Trustee will, on August TN 38555, DATED OCTOBER 9, 1998 statutory rights of redemption of any govern- sell and convey only as Substitute Trustee. Commonly known as 333 Dixon Rd, Cross- 18, 2021 at 1:00 PM at the North Door of the BEING SURVEY JOB #98328-1. mental agency, state or federal; any prior liens The right is reserved to adjourn the sale to ville, TN 38571 Hamblen County Courthouse, 511 West 2nd ATTACHED HERETO AND CONVEYED HERE- or encumbrances as well as any priority created another time certain or to another day, time, The street address and parcel number(s) of North Street, Morristown, TN 37814, proceed WITH IS A 1999 STONERIDGE LTD MANUFAC- by a fixture filing; and to any matter that an ac- and place certain, without further publication the above described property are believed to sell at public outcry to the highest and best TURED HOME BEARING SERIAL/VIN NUMBER curate survey of the premises might disclose. upon announcement on the day, time, and to be correct; however, such references bidder for cash or certified funds ONLY, the fol- TNFLW27AB19393SR12 . In addition, the following parties may claim an place of sale set forth above or any subsequent are not a part of the legal description of lowing described property situated in Hamblen Parcel ID: 073-036.01 interest in the above- referenced property: adjourned day, time, and place of sale. the property sold herein, and, in the event County, Tennessee, to wit: PROPERTY ADDRESS: The street address of KELLEY J WALKER If you purchase a property at the foreclosure of any discrepancy, the legal description SITUATE IN THE SECOND CIVIL DISTRICT OF the property is believed to be 1062 CRESTON The sale held pursuant to this Notice may sale, the entire purchase price is due and herein shall control HAMBLEN COUNTY, TENNESSEE, AND BEING RD, CROSSVILLE, TN 38571. In the event of be rescinded at the Successor Trustee’s option payable at the conclusion of the auction in the Current Owner(s) of Property: Tiffany MORE PARTICULARLY any discrepancy between this street address at any time. The right is reserved to adjourn form of a certified check made payable to or Marie Sims DESCRIBED AS FOLLOWS: and the legal description of the property, the the day of the sale to another day, time, and endorsed to Padgett Law Group. No personal Other Interested Parties: Ricky Lynn BEING LOT NO. 116 OF SEVEN OAKS PHASE legal description shall control. place certain without further publication, upon checks will be accepted. To this end, you must Sims; Harpeth Financial Services LLC dba 3, AS SHOWN ON A PLAT OF SAME WHICH CURRENT OWNER(S): DARRELL LYNN JACK- announcement at the time and place for the bring sufficient funds to outbid the lender and Advance Financial APPEARS OF RECORD IN THE SON, SHERYL DIANE JACKSON sale set forth above. In the event of inclem- any other bidders. Insufficient funds will not be This sale is subject to tenant(s)/ REGISTERS` OFFICE FOR HAMBLEN COUNTY, OTHER INTERESTED PARTIES: ent weather, the trustee hereby announces accepted. Amounts received in excess of the occupant(s) rights in possession. TENNESSEE IN PLAT CABINET C, SLIDE 109, The sale of the above-described property shall that the sale will be postponed for a period of winning bid will be refunded to the successful This sale is subject to all matters shown TO WHICH PLAT REFERENCE IS be subject to all matters shown on any recorded two weeks. In such situations, notices will be purchaser at the time the foreclosure deed on any applicable recorded plat; any unpaid HERE MADE FOR A FURTHER DESCRIPTION. plat; any unpaid taxes; any restrictive cov- mailed to interested parties of record. W&A is delivered. taxes; any restrictive covenants, easements, SUBJECT TO PROTECTIVE AND RESTRICTIVE enants, easements or set-back lines that may No. 348574 This property is being sold with the express or setback lines that may be applicable; any COVENANTS, PHASE III-SEVEN OAKS DATED be applicable; any prior liens or encumbrances DATED July 20, 2021 reservation that the sale is subject to statutory rights of redemption of any govern- OCTOBER 4, 1978, OF RECORD IN WAR- as well as any priority created by a fixture filing; WILSON & ASSOCIATES, P.L.L.C., confirmation by the lender or trustee. This mental agency, state or federal; any prior RANTY DEED BOOK 289, PAGE 479, IN THE and to any matter that an accurate survey of Successor Trustee sale may be rescinded by the Substitute liens or encumbrances as well as any priority REGISTER`S OFFICE FOR HAMBLEN COUNTY, the premises might disclose. This property is July 23, 30, Aug. 6, 2021 Fqk18585 Trustee at any time. created by a fixture filing; and to any matter TENNESSEE. THIS CONVEYANCE IS MADE being sold with the express reservation that THIS IS AN ATTEMPT TO COLLECT A DEBT, that an accurate survey of the premises might SUBJECT TO APPLICABLE RESTRICTIONS, it is subject to confirmation by the lender or SUBSTITUTE TRUSTEE’S NOTICE OF SALE AND ANY INFORMATION OBTAINED WILL BE disclose. In addition, the following parties SETBACK LINES, ALL EXISTING EASEMENT, Substitute Trustee. This sale may be rescinded Sale at public auction will be on August 26, USED FOR THAT PURPOSE. may claim an interest in the above-referenced AND TO ALL CONDITIONS AS SHOWN ON THE at any time. The right is reserved to adjourn 2021, at or about 10:00 AM, local time, Padgett Law Group, Substitute Trustee property: Tiffany Marie Sims; Ricky Lynn RECORDED MAP. the day of the sale to another day, time, and at the front door of the Cumberland County 6267 Old Water Oak Road, Suite 203 Sims; and Harpeth Financial Services LLC Parcel ID: 039M-D-024.00 place certain without further publication, upon Courthouse, 2 North Main Street, Crossville, Tallahassee, FL 32312 dba Advance Financial. PROPERTY ADDRESS: The street address of announcement at the time and place for the TN 38555, pursuant to the Deed of Trust ex- (850) 422-2520 (telephone) If the United States or the State of Tennes- the property is believed to be 5680 SUSSEX sale set forth above. All right and equity of re- ecuted by Gloria Johnson and Dana A. Sappier, (850) 422-2567 (facsimile) see have any liens or claimed lien(s) on the LANE, MORRISTOWN, TN 37814. In the event demption, statutory or otherwise, homestead, to William C. Ford, as Trustee for Green Tree [email protected] Property, and are named herein as interested of any discrepancy between this street address and dower are expressly waived in said Deed Financial Corp. – Alabama dated June 2, 1999, PLG# 21-005071-1 parties, timely notice has been given to the and the legal description of the property, the of Trust, and the title is believed to be good, and recorded on June 3, 1999, in Book 1036, July 30, Aug. 6, 13, 2021 Fqk18593 applicable governmental entity, and the sale legal description shall control. but the undersigned will sell and convey only Page 1450, in the Register’s Office for Cum- will be subject to any applicable rights of CURRENT OWNER(S): MARK F. ZARZYCKI as Substitute Trustee. The Property is sold berland County, Tennessee (“Deed of Trust”), NOTICE OF SUBSTITUTE TRUSTEE`S SALE redemption held by the entity as required by OTHER INTERESTED PARTIES: as is, where is, without representations or conducted by Padgett Law Group, having been WHEREAS, default has occurred in the 26 U.S.C. § 7425 and/or Tennessee Code The sale of the above-described property shall warranties of any kind, including fitness for a appointed Substitute Trustee, all of record performance of the covenants, terms, and § 67-1-1433. be subject to all matters shown on any recorded particular use or purpose. in the Cumberland County Register’s Office. conditions of a Deed of Trust dated May 10, All right and equity of redemption, statu- THIS LAW FIRM IS ATTEMPTING TO Default in the performance of the covenants, 2007, executed by Tiffany Marie Sims and tory and otherwise, homestead, and dower Continued on Page 14 Page 8 www.TNLedger.com/Knoxville AUGUST 6-12, 2021

Brew House on-site either throughout crosses Western Avenue; the foot bridge News briefs FROM AP AND OTHER SOURCES the session or in a concentrated week for was funded and built by the state. online participants.  e long-range plan is to extend the UT to participate in nearly 830 students by May.  e class also accepts and works with greenway southward to connect Western  e Big Orange Pantry was established many former service members to qualify Avenue at the pedestrian bridge to army equipment project after a study on campus revealed that for Veterans A airs Educational Bene ts Middlebrook Pike and on to the  ird one in three students identi ed as food and takes pride in helping place many Creek Greenway.  is Phase II work is  e University of Tennessee is joining insecure; the isolation and economic veterans in job positions after graduation. fully funded and in the design stage. Bids the University of Kentucky and the U.S. upheaval of COVID-19 increased the Learn more here: https://www. are scheduled to be sought in winter 2023 Army on a new ve-year, $50 million problem. A collaborative cross-campus brewinganddistillingcenter.com/ with construction on Phase II beginning advanced manufacturing project aimed at e ort created and stocked the pantry, in 2024. developing the next generation of military where students can receive assistance in Healthy Place seeks equipment. a stigma-free environment that is like a Young-Williams sees  e project will focus on improving shopping experience. grant applicants materials and manufacturing methods  e pantry was made possible by seed signi cant increase that could signi cantly advance funding given by Donnie and Terry  e BlueCross BlueShield of Tennessee capabilities of the U.S. Army Combat Smith (’80), whose philanthropy centers Foundation will accept proposals for 2022 Young-Williams Animal Center has Capabilities Development Command, around agriculture and food. BlueCross Healthy Place grants through reached critical capacity for dogs and cats, known as DEVCOM, Army Research Tuesday, Aug. 31. and adopters, fosters and volunteers are Laboratory, including developing the PYA earns Top 100 Healthy Places include features such needed immediately because the shelter next generation of vehicles, increasing as playgrounds, splash pads, tness lacks space for the intake of additional the distance of its long-range arsenal, and ranking again equipment, sports elds/courts and lost, surrendered and stray animals. exploring designs for vertical lift vehicles pavilions for recreation and community “Our community always comes through of the future. PYA, a national accounting and events.  ey are free and open to the for us, and we really need you right now,”  e project’s aim is to enhance military management consulting rm with o ces public. says Janet Testerman, CEO of Young- capabilities and contribute to civilian in Knoxville, has been ranked a 2021 Top BlueCross Healthy Places are open Williams Animal Center. “We’ve seen a applications and workforce training 100 Firm by INSIDE Public Accounting. in Memphis, Chattanooga, Kingsport, high intake for in July that exceeds this that will spur economic development in  is is the sixth year in a row PYA has Huntland, Chapel Hill, Paris and same time a year ago, and we are relying key industries in the region, including earned this recognition, showcasing the Woodlawn, Tennessee. BlueCross on the public’s help. Summer is always aerospace, automotive manufacturing and rm’s continued dedication to our clients Healthy Place projects are currently busy because of the increase in unwanted energy production. and our sta . PYA has moved up ve underway in Knoxville, Nashville, Alamo, litters of puppies and kittens and the UT’s contribution will draw on spots in the ranking in the last two years. Baxter, Chattanooga, Farragut, Johnson intake of strays and lost pets. Please help expertise across multiple colleges and IPA analyzed more than 520 responses City, Memphis, Murfreesboro and us nd homes for these animals.” departments, including the UT Space to its Survey and Analysis of Firms and Shelbyville. Over the past several months, Young- Institute in Tullahoma. UTSI was ranked businesses by U.S. net revenues. Tennessee communities are invited Williams Animal Center has seen a established in 1964 as part of UT and  is is IPA’s 31st annual ranking of the to submit proposals for spaces that are consistent increase in volume of lost or has become an internationally recognized largest accounting rms in the nation – a tailored to the needs of their area. stray pets. In the rst two weeks of July institution for graduate study and research list it considers to be one of the industry’s Governmental agencies and nonpro t – partially due to the July Fourth holiday in engineering, physics, mathematics and most comprehensive and precise. organizations can submit proposals on the weekend when animals can get scared by aviation systems and has made remarkable In addition to recognition as a Top foundation’s online portal. reworks and run away – the shelter took contributions at the local, state, national, 100 Firm, PYA previously was ranked To qualify for funding, applicants must: in 538 pets. and global levels. third-highest percentage female ownership • Be the legal titleholder of the property Adoptable dogs and cats of all ages are UT will be working on three areas of among the Top 100 Firms by IPA. with full approval to execute the project available for as low as $40 for adult dogs. focus: Accounting Today also named PYA a Top • Seek community input on project Cats over the age of 3 are always free. • Hybrid manufacturing methods 100 Firm in the nation and Top 10 in the priorities before proposal submission Fosters also are needed to care for animals that combine additive techniques and Southeast region. Notably, the Firm also • Provide metes and bounds in their home – all food and supplies machining has the highest percentage of consulting/ documentation and most recent land are provided – to open up space for new • Measurements using advanced business advisory revenues of all the survey upon submission arrivals. Additional volunteers are needed metrology approaches CPA rms in the country, and among Information: BlueCrossHealthyPlaces. to help care for the increased number of • New materials processing techniques rms with revenues of $100 million or com. animals at the shelter. for metals, polymers, ceramics and less, PYA’s consulting/business advisory composites services revenues lead the nation. Northwest Greenway Gateway Park Phase 1 UT alums, friends give Brewing and Distilling construction underway reaches completion $202M for student needs Center o ers new classes Construction has begun on the $1.6 City of Knoxville leaders and supporters million Northwest Greenway Connector, recently celebrated the completion of More than 51,000 alumni and  e Brewing and Distilling Center, a half-mile stretch of trail between Victor Phase 1 of Knoxville’s Urban Wilderness friends of the University of Tennessee based in Knoxville, is o ering a new Ashe Park and the state-funded pedestrian Gateway Park. committied more than $202 million for session of the Professional Brewing & bridge spanning Western Avenue at Ball Project partners include Blalock and students on the Knoxville campus during Distilling Technology course this fall Camp Pike. Sons Construction, PORT Urbanism, the 2020–21 scal year. starting Aug. 16. When completed in spring 2022, the Vaughn and Melton, Robin Easter  e donations resulted in the record-  e trade school is geared toward the Northwest Greenway will link the 8.9 Design, Sanders Pace Architecture and setting awarding of student scholarships, student wanting professional training in miles of connected pedestrian options Appalachian Mountain Bike Club. the establishment of a student emergency beer brewing and spirits distillation that (greenways and sidewalks) around the  e completion of Phase 1 of the $10 fund, and the founding of the Big Orange will help them get a job in the industry. park with another 7.2-mile network of million Urban Wilderness Gateway Park Pantry to alleviate food insecurity.  e center is led by President, Dr. Todd sidewalks on Western Avenue and Schaad includes the Baker Creek Bike Park,  is record year has enabled another White. Road. way nding signage, dedicated parking generation of students to gain access to  e BDC Registration deadline is Aug.  rough the end of the year, a section and more. the Volunteer experience. 9.  e class quali es for Veterans A airs of Ball Camp Pike between Western  e Phase 1 investment built the park’s More than 7,400 students were Educational Bene ts - giving former Avenue and Bradshaw Road will be infrastructure: neighborhood connections, awarded more than 9,500 privately service members the ability to increase closed as crews with Adams Contracting roads and greenways, lighting and utility funded scholarships for a disbursed total their secondary education in brewing beer build the connector and install drainage installation.  e most visible part of Phase of over $21 million. and distilling spirits. infrastructure on the north side of the 1 is the Baker Creek Bike Park, which was One of the proudest achievements of Lectures happen on-site for students pike. dedicated in August 2020. the year was the way Volunteers stepped who can travel to the BDC and online Within a three-mile radius of Victor Phase 2, beginning in fall/winter 2021, up to establish the university’s Student for others who cannot, making classes Ashe Park, there’s a total of 73 miles of will see construction of the adventure Emergency Fund.  e initial goal of available to anyone anywhere in the greenways and sidewalks. playground at Baker Creek Preserve, raising $250,000 using VOLstarter, UT’s country. Each student also participates  e Northwest Greenway Connector is restroom facilities, shade structures and crowdfunding platform, was quickly in four practical brewing days on a anchored its southern end by a $3 million picnic areas, as well as new play features exceeded, and funds were distributed to professional pilot system in the BDC 500-foot-long pedestrian bridge that and gathering spaces. AUGUST 6-12, 2021 www.TNLedger.com/Knoxville Page 9

most proud of the fact I get to represent the Newsmakers [email protected] Pilot honors Abshire Blount County Chamber of Commerce and re- with custom truck late all the work it does to promote and assist the business community,” Hahn says. ASM picks Oak Ridge Trust’s Cook gains Pilot Company has recognized longtime driver scientists as fellows IRS credential Daniel Abshire for more Covenant adds Barry to Three researchers from Thomas Cook, a client than 40 years of service. cardiology team the Oak Ridge National specialist at The Trust Pilot and Peterbilt sur- Frederick J. Barry, M.D., Laboratory have been Company of Tennessee, prised Daniel at a recent has joined Cardiology Asso- elected as ASM Interna- has earned Internal Reve- event, presenting him with ciates of East Tennessee, tional fellows. nue Service enrolled agent a custom Peterbilt truck a part of Covenant Med- status. Beth Armstrong and Gov- that is reminiscent of the ical Group and Covenant indarajan Muralidharan, Enrolled agents rep- rig his father, Jim, drove Health. both from ORNL’s Material resent taxpayers before Abshire during his tenure at Pilot. Barry will see patients Sciences and Technolo- the IRS. It is the highest In 1971, Jim Abshire in the Athens of ce. He is gy Division, and Andrew credential that the IRS was the second driver ever hired by Pilot. board certi ed in cardiovas- Armstrong Payzant from the Neutron Cook awards. Based in Virginia, Jim became the company’s cular disease. Scattering Division, were Founded in 1987 and rst lead driver and drove for Pilot for 42 years. He graduated from named for the 2021 class. with of ces in Chattanooga, Knoxville and Following in his father’s footsteps, Daniel Barry the Ohio State University ASM established the the Tri-Cities, The Trust Company of Tennes- joined Pilot in 1980 at the age of 21, and even- College of Medicine and also did his residency Fellow of the Society honor see currently has more than $4 billion under tually assumed the role of lead driver when Jim in internal medicine at the school. in 1969 and continues to management. retired from the position in 2013. Barry did his fellowship in cardiology at the recognize excellence in “Thomas provides excellent service and “The Abshire family and Pilot transportation Emory University School of Medicine. materials science and engi- guidance to our clients and is committed to are synonymous,” says Jim Haslam, founder neering with the award. expanding his knowledge base,” says Daniel and Chairman Emeritus of Pilot Company. Armstrong was honored Carter, president of The Trust Company of “Daniel is the best. And that’s because he Bank of Tennessee for her work in “sustained Tennessee. “Earning IRS enrolled agent status learned from the best – his father, Jim. This research excellence in col- is a great accomplishment that will bene t our job requires patience, endurance and a deep brings Woods aboard Muralidharan loid science and synthesis clients.” regard for everyone on the road. We are very Britt Woods has joined enabling advancements Cook has been with The Trust Company of proud of these two long and legendary careers the Bank of Tennessee in batteries, coatings, Tennessee since 2019. He holds a bachelor’s and it’s an honor to recognize Daniel for his as president of wealth catalysts and fuel cells, degree in personal nancial planning from Utah 40 years at Pilot with this specially designed management and will and for mentoring the next Valley University. Peterbilt truck.” expand the division into generation of materials During his 40-year career, Daniel has: the Knoxville and Nashville scientists.” markets. Tranzonic welcomes Nieto Driven 2.5 million miles, the equivalent of She has also won two ve trips to the moon and back or 1,650 trips “Improving the nancial R&D 100 awards, has writ- to its Knoxville facility Knoxville-to-New York and back; health and well-being of ten 143 papers and holds our customers and com- Albert Nieto has been Amassed 9,800 Safety Days in the cab of 16 patents; three more munities is our mission,’’ hired as a receiving su- his truck, the equivalent of more than 26 years Wood have been submitted. says Will Barrett, president Payzant pervisor at the Tranzoninc of safe driving; and chief operating of cer. “To fully execute She was the recipient of a Companies’ West Knoxville Delivered more than 200 million gallons of that mission, we have to focus on long-term Federal Laboratory Consor- facility. tium Award, as well as ORNL’s Distinguished fuel, the equivalent of 300 Olympic swimming wealth creation and protection. Britt is one of Inventor Award and Signi cant Event Award. Nieto is responsible for pools. the most motivated individuals I’ve ever met leading, supervising and Muralidharan was recognized for “signi cant “I’m still in shock,” Daniel Abshire says. “I and can drive Bank of Tennessee’s Wealth developing his team; daily wasn’t expecting to be recognized, let alone Management program across our footprint.’’ technical contributions in the research, devel- cross docking from the get a new truck to drive that also celebrates Woods is a nancial adviser, a featured opment and commercialization of high-tem- company’s warehouse my dad’s time with Pilot. I remember him adviser in Bank Investment Consultant Maga- perature alloys for use in harsh environments Nieto and main facility to ensure driving a Peterbilt like this one, and this is my zine and has a well-established and respected prevalent in industrial process, energy and raw materials and nished automotive applications.” dream truck. We’ve always been part of the career in nancial services. goods are available to produce and ship daily; Pilot family, and the team here, especially the Muralidharan, who has won four R&D 100 Woods has worked in the nancial services receiving shipments and checking quantities; other drivers, always have been part of the awards and one regional Federal Laboratory industry since 2003. Before joining Bank of and other operations and warehouse duties. Abshire family. That’s not lip service; it’s how Consortium Award, has six patents, with nine Tennessee, he was a leader for the largest “Albert is a critical team member in the sup- we operate. This just illustrates how true it is. other patent applications pending. broker-dealer in the United States. As a wealth ply chain process,” says Brian Rhoades, execu- We are family.” management executive, he demonstrated Andrew Payzant, Materials Engineering tive vice president of operations for Tranzonic. exceptional skills in recruitment and retention Group leader, was awarded for “outstand- “He brings signi cant industry experience and Blount County’s Hahn of a quali ed team, all trained to meet the ing contributions to the characterization of has been able to hit the  oor running at our sophisticated nancial needs of the clients non-equilibrium phenomena in materials using manufacturing facility.” wins achievement award they served. X-ray and neutron scattering techniques.” Nieto previously served for 17 years as The Association of Woods says, “I am excited to lead the Payzant is a JCPDS - International Center a production supervisor at Venchurs, Inc., Chamber of Commerce Ex- wealth management division for Bank of Ten- for Diffraction Data fellow, chair of the ICDD a supply chain management rm in Adrian, ecutives has awarded Jes- nessee. It is nice to have the same capabilities board of directors and recipient of an American Michigan. He is pro cient in lean manufactur- sica Hahn of Blount County as large national banks but still give that Bank Welding Society A.F. Davis Silver Medal Award. ing, a production method that identi es greater Chamber of Commerce the of Tennessee family service. There is some- He has co-wrote more than 200 papers and ef ciencies within systems and total productive Dana Ketterling Lifetime thing to be said for honest hometown banking holds three patents. maintenance, a holistic approach to equipment Sales Achievement Award. and genuinely connecting with our clients.” maintenance that seeks to achieve perfect The award recognizes production. career membership sales achievement. Hahn Hahn earned recognition in the Bronze category in DENTAL Insurance chamber memberships processed throughout her career. “Membership sales professionals are on from Physicians Mutual Insurance Company. the front lines of telling their chamber’s stories and showcasing the impact their organizations have on the communities they serve,” says Call to get your Information Kit ACCE President & CEO Sheree Anne Kelly. FREE “We celebrate the success of our industry’s top achievers, particularly given the challenges 1-866-319-3375 they faced through the pandemic.” dental50plus.com/theledger The award is presented in memory of Dana Ketterling, ACCE’s resource development of - cer, who was a gifted membership professional Includes the Participating (in GA: Designated) Providers and Preventive Benefits Rider. Product not available in all and champion of chambers of commerce and states. Acceptance guaranteed for one insurance policy/certificate of this type. Contact us for complete details about the communities they serve. this insurance solicitation. This specific offer is not available in CO; call 1-800-969-4781 or respond for similar offer. Certificate C250A (ID: C250E; PA: C250Q); Insurance Policy P150 (GA: P150GA; NY: P150NY; OK: P150OK; TN: P150TN); Rider “To be recognized by ACCE for a career kinds B438/B439 (GA: B439B). achievement is an honor all by itself, but I’m 6255 Page 10 www.TNLedger.com/Knoxville AUGUST 6-12, 2021

Photos by Michael Patrick |The Ledger Carlos Yunsan strolls through the garden as he picks up his children Anabella, 7, and Matteo, 5, at Garden Montessori School in Fountain City. Yunsan is a judicial law clerk to Tennessee Court of Appeals Judge Kristi M. Davis in Knoxville.

>> YUNSAN From page 2  e journey to permanent residency would prove more arduous. Yunsan’s “ e little English that I knew was work visa expired in 2009, before the from TV shows and reading magazines,” process was completed; so did his wife’s, Yunsan says. “It was nothing like what I so neither were allowed to work. encountered here with ‘over yonder’ and “You either uproot yourself to another that sort of thing. I learned a lot of idioms place where you can nd a job to stay in pretty quick.” the country, or remove yourself and leave Still, he notes, “I think I came to a very the country,” he says. “ ose are really the special part of the country. Maryville was only two options, and I was not going to just phenomenal in terms of people being work illegally.” welcoming and warm.” Yunsan recalled his conversations with A di erent line of study soon eclipsed the director of the Knox County Health Yunsan’s goal of becoming a sports Department, who also was an attorney. nutritionist, when he discovered that “It became really clear to me that to the community aspect of public health impact public health, you had to change appealed to him more than working with policies and pass laws that will create a patients one-on-one. certain environment where people can be Just days after earning his master’s healthy,” Yunsan says. degree in 2002, he got married and went With nothing to do while he waited for to work as a public health educator and but needed something meaningful to keep resisted despite Paromita’s pleas. his residency application to be approved, community developer at the Blount him engaged. It was a perfect match, and “In Panama, dogs function as alarms,” he decided to study for the Law School County Health Department where, I couldn’t be more fortunate to have had he explains. “ ey live outside and they Admission Test (LSAT). His income had among other things, he managed that opportunity to ‘take him on.’” alert you if there are any robbers coming. screeched to a halt, so each day he sat for programs that addressed smoking In 2004, Yunsan seized the opportunity So coming here and thinking of dogs as hours in the local Barnes & Noble store, cessation in pregnant women, suicide to move up in the management ranks as cuddly pets that stay with you inside a poring over the pages of borrowed books prevention and air quality improvement East Region director of health promotion house was not natural for me.” before slipping them back on the shelf. in the Great Smoky Mountains National for the Tennessee Department of Health, But the rst time he saw the abandoned Finally, in 2010, he became a Park. then later joined the Knox County Health Australian shepherd, Yunsan says, permanent resident. Stephanie Welch, now Knoxville’s Department as a community strategic “ e dog just won me over. I became Most of his law school classmates were a chief of economic and community planner just as his work visa was nearing his person. … He was relentless and I decade younger. “And I’m thinking, ‘Oh development and deputy to the mayor, expiration. Welch, who was working there couldn’t refuse him.” Yunsan named these kids are so smart. What am I doing was Yunsan’s rst boss and has worked at the time, sponsored his application to the pup Aslan, after the lion in “ e here?’” he recalls. with him o and on through the years. become a legal permanent resident. Chronicles of Narnia:  e Lion, the His initial interest in public policy soon “His faculty adviser at UT called me She also teamed with Yunsan’s wife Witch and the Wardrobe,’’ and before gave way to a penchant for litigation and, to ask me to take Carlos on as a favor,” Paromita, who is from India, to convince long Aslan was sleeping with the couple Welch says. “She told me he was fantastic him to get a dog, something he had at night. YUNSAN >> PAGE 11 AUGUST 6-12, 2021 www.TNLedger.com/Knoxville Page 11

>> YUNSAN From page 10 Photo by Mi- chael Patrick in particular, arguing appeals. Over the |The Ledger course of two summers as he completed Carlos his studies at the UT College of Law, Yunsan Yunsan worked for three law rms, with came from all three o ering him a fulltime job when Panama to he graduated magna cum laude in 2013. study At Baker Donelson seemed like the best t, Maryville he says, “because of their culture of being college. really thought-forward and progressive.” He then Even so, the long hours left little time went on to for his family, so a year later he joined gain U.S. citizenship Kizer & Black in Maryville.  ere, and grad- he handled all types of civil litigation, uate from from contract and real estate disputes to the Uni- personal injury cases. Because the rm versity of was smaller than Baker Donelson, he Tennessee more frequently  exed his court skills and College of represented clients on the appellate level. Law. One of his rst trials involved a dispute with a car dealership near the McGhee Tyson Airport.  e case settled, and the plainti got his money back but, Yunsan says. “More importantly, that out t was closed, partly because they had been doing this to other people. [Without the lawsuit] they were going to keep taking advantage of people.” Being honest with clients about potential outcomes was important to Yunsan. So was working with opposing attorneys to come up with solutions all the parties could live with. “Being able to bring that perspective of being an advocate helps in drafting opinions [in the Court of Appeals] because we want to create opinions that give direction to attorneys going forward,” he says. “I think having been on the other side rst for a number of years allows me to look at a decision … and inject some clarity into those opinions.” In the summer of 2016, Yunsan and his wife nally took the Oath of Allegiance at the federal courthouse in Chattanooga and became U.S. citizens. “It was a big relief,” he says, “after 20-plus years of living here and falling in love with the country and the people and everything that America stands for and to nally be able to say, ‘Yeah, this is home now for good.’” Yunsan had always been interested in teaching at the UT College of Law, but the drive from Maryville was simply too far. So in 2018, when a law clerk position opened in Justice Sharon Lee’s o ce at the state Supreme Court, he jumped at the chance to do both. “It was a great time for me to come into the court,” he says. “It was around the time that Tennessee began doing executions again, so there were a lot of and the more you do, the better product says, “blows my mind. Words are the Association’s Diversity in the Professional cases where the focus was on Death Row. you come up with.” attorney’s currency.” Committee, Yunsan aims to recruit and … I was privileged to be there at that Listening, in fact, is Yunsan’s strong A self-proclaimed “beach family,” the retain more attorneys from di erent time.” suit, Welch says. Yunsans head to the coast every chance backgrounds. Diversity is crucial, he says, Last August, Yunsan began clerking for “Carlos is one of the most gifted they get; closer to home, they enjoy because it adds a mix of legal and cultural Davis when she replaced retiring judge listeners and facilitators with whom I have spending time outdoors in the Smokies perspectives. He also does pro bono work Charles Susano at the Tennessee Court worked. He has a great ability to connect or swimming at local parks. On his own, for unaccompanied minors at juvenile of Appeals.  e caseload is heavier than with people of many backgrounds and can Yunsan is a fan of symphonic metal, court, veterans who need help with claims at the Supreme Court, he notes, but less capture both the content and underlying a musical blend of heavy metal and and other groups. stressful. “You’re not the last word. If we meaning of what people are saying. … orchestral sounds, and plays a little electric “I do feel compelled to give back, get something wrong, then it goes to the He is able to do this because he truly cares guitar. because I’ve been given a whole lot,” Supreme Court.” about people.” Aslan died last year at age 15, and the Yunsan says. “I came here as a 16-year-  e part he enjoys most is collaborating  e fact that Yunsan has gone from family has adopted a new dog named old kid. … Everything that I’ve done with the judge and his fellow law clerks. speaking only a few faltering phrases Colton, who’s part Australian shepherd. or become or been a part of is because “You can’t be too married to a certain in English to writing complex legal “ e other part,” Yunsan says, “we’re other people gave of themselves to me, position,” he says. “You start to listen documents in a profession where the trying to gure out still.” for whatever reason. And I want to be the carefully to what the other arguments are, language must be clear and precise, he  e co-chair of Knoxville Bar same way.” Page 12 www.TNLedger.com/Knoxville AUGUST 6-12, 2021

Have a backup plan Chopping remodeling costs when wood prices are high By Annie Millerbernd

Wood costs have skyrocketed over the last year, leaving would-be home renovators to choose between waiting in price purgatory or moving forward and possibly overpaying. Lumber mills incorrectly predicted that the housing market would crumble under the weight of the pandemic rather than MILLENNIAL boom as it did, says MONEY David Logan, senior economist with the National Association of Home Builders.  at “fatal mistake,” as Logan calls it, led to a supply-demand mismatch that by May of this year had driven the cost of lumber from mills to quadruple what it was in April 2020, reports data from Fastmarkets Random Lengths, a wood products industry trade publication. As of mid-July, lumber prices dropped to only double their spring 2020 levels, but whether the decline will continue and when lower prices will reach homeowners isn’t yet clear, Logan says. shutterstock.com Here are tips to navigate a home remodel when wood costs are through the unclaimed wood, you can buy it. don’t have much equity yet. a personal loan, try to have a nal price roof. Habitat for Humanity’s ReStore has A home improvement loan will quickly tag in mind. If lumber prices increase, you over 900 locations, many of which sell provide project funds , and you can often can’t go back and borrow again. Make room for variability recycled wood or wooden items you can pre-qualify to estimate your monthly Annie Millerbernd is a writer at  e recent price dip may seem like rehabilitate or convert into something like payments and interest costs. NerdWallet. Email: amillerbernd@ a positive sign, but Logan likens a shelving. Some locations let you browse With a lump-sum nancing option like nerdwallet.com. home remodeler’s dilemma to that of a their inventory online. homebuyer:  ere’s no telling when the Your local lumber or  ooring liquidator TRANSFORM YOUR BATH OR SHOWER time will be right. may have enough wood to redo the “Trying to time the market is likely to  ooring in a small room or on a single cause more angst than having the certainty  oor of your home, says Rebekah IN AS LITTLE AS ONE DAY of getting things underway,” he says. Hernandez, a Dallas-based interior Logan says if he were renovating, he’d designer. move forward with a large renovation, like “You can’t be picky, because there’s not a kitchen upgrade or room addition. many options, but they’re out there,” she If a project requires months of planning says. and waiting, build room for price and Put affordability fi rst timeline changes into your contract, says Ethan Landis, principal at Landis If you choose to delay the project Architects/Builders in Washington, D.C. to wait for lower prices or to save up,  at way, you won’t overpay if prices Hernandez says small changes like a new drop before your contractor starts buying, rug, decorative pillows and updated art but you can still delay if the project will be may be enough for now. too expensive. “All of those things, although they’re subtle and minor changes, they do Plan for scarcity ultimately contribute to just making you If a small DIY or good-to-great update feel happier and better about your space,” could wait a few months, Logan says he’d she says. take the gamble and wait for wood to Out-of-pocket is always the least become more a ordable. expensive way to pay for a renovation. But CALL NOW “Knowing perfectly well that prices nance the project only if you can get a could be higher by the time I do it,” he low interest rate and a ordable monthly FOR$ * 833-508-1956 says. payments, says Larry Pershing, a Chicago- • 900+ Authorized Dealers In the meantime, search for recycled, based certi ed nancial planner. 500OR Off reclaimed or alternative materials. 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Spoiler: No one gets out alive Super crossword KING FEATURES Authors o er better way HIDDEN STAIRS to write your nal chapter Imagine leaving work one night this week. For good. “We All Know How This Ends.” by Anna Lyons & Louise Winter No more 9-to-5s, no more waiting for that important document or email. No c.2021, Green Tree / Bloomsbury more Mondays, managers or meetings $20 because you’ll be dead and you won’t 304 pages sweat those things anymore. Imagine it, because everybody dies and questions and to personalize funerals for so will you. “We All Know How  is their loved ones, as well as for mourners. Ends.” by Anna Lyons & Louise Winter And as to why she became a funeral gives us a vehicle to talk about it? director, she says, “I wanted to do We should, Lyons and Winter something with my life. I say, because we don’t didn’t want something to do. talk about death nearly  is was it.” enough, and certainly In a way, “We All Know not in the right way. We How  is Ends.” is a bit of a skitter around the subject, mess. It’s loosely organized using euphemisms, trying into two halves, loosely to be polite when the truth being emphasized, and is that nobody “lost their you’ll be very, very glad battle” or “just gave up” or there’s a table of contents. “passed away.” Add in a number of Nope. “Nature did her guest-written chapters that job,” and someone died. feel somewhat common-  ere’s no shame in it, sensical and repetitious, the authors say, and to make and you might be sure, they “joined forces tempted to just pick and several years ago.” Lyons is an choose what you read. end-of-life doula, and Winter And yay.  at’s what makes this book is “a progressive funeral director.”  ey’re worth having. “the team behind Life. Death. Whatever,” Authors Anna Lyons & Louise Winter an organization to help people learn how explain rst what they do and how a to talk about death, grief, funerals, dying reader can follow them in their respective and life. jobs. From there, the advice fans out to An end-of-life doula is similar to a the physical and the emotional from how birth doula, but Lyons works at goodbyes to choose where to die, to deciding if rather than hellos. She helps ensure that a you want to witness the cremation.  e person’s last days of life are spent “living authors o er their counsel in a way that’s right up to their very last breath...” and calm but to-the-point, non-technical but she o ers support to the dying person’s not disrespectful to a reader’s senses. family and friends. She also helps people Be aware that this book is communicate better when someone is informative, rather than soft-pillow- dying. and-a-hug comforting. It’s real and it’s Winter, “a progressive funeral director,” straightforward, and if that’s what’ll make says she does what a regular funeral you feel better, or if you’re looking for a director does but with “an unconventional new job, “We All Know How  is Ends.” approach” that helps families and friends is good. to bid adieu to the deceased in a way Terri Schlichenmeyer’s reviews of that makes the most sense to everyone business books are read in more than 260 involved. She encourages readers to ask publications in the U.S. and Canada.

Super Crossword puzzle solution for this week: Page 14 Public Notices AUGUST 6-12, 2021 www.TNLedger.com/Knoxville Foreclosure Notices warranties of any kind, including fitness for a recorded on February 15, 2011, in Book Woods Subdivision, filed in Plat Cabinet C, of any government agency, state or federal; Continued from Page 7 particular use or purpose. 1439, Page 305, in the Register’s Office for Slide C-35, in the Register`s Office of Hamblen and any and all prior deeds of trust, liens, THIS LAW FIRM IS ATTEMPTING TO COLLECT Hamblen County, Tennessee (“Deed of Trust”), County, Tennessee. dues, assessments, encumbrances, defects, plat; any unpaid taxes; any restrictive cov- A DEBT. ANY INFORMATION OBTAINED WILL conducted by Padgett Law Group, having been The last deed of record is a Warranty Deed adverse claims and other matters that may enants, easements or set-back lines that may BE USED FOR THAT PURPOSE. appointed Substitute Trustee, all of record in recorded in Bk 424, Pg 500 on June 6, take priority over the Deed of Trust upon which be applicable; any prior liens or encumbrances Rubin Lublin TN, PLLC, Substitute Trustee the Hamblen County Register’s Office. Default 1995, in the Register’s Office for Hamblen this foreclosure sale is conducted or are not as well as any priority created by a fixture filing; 119 S. Main Street, Suite 500 in the performance of the covenants, terms, County, TN. extinguished by this Foreclosure Sale. and to any matter that an accurate survey of Memphis, TN 38103 and conditions of said Deed of Trust has been Street Address: The street address of the THE PROPERTY IS SOLD WITHOUT ANY REPRE- the premises might disclose. This property is rlselaw.com/property-listing made; and the entire indebtedness has been property is believed to be 809 Drinnon Drive, SENTATIONS OR WARRANTIES, EXPRESSED OR being sold with the express reservation that Tel: (877) 813-0992 declared due and payable. Morristown, TN 37814, but such address is not IMPLIED, RELATING TO TITLE, MARKETABILITY it is subject to confirmation by the lender or Fax: (470) 508-9401 Party entitled to enforce the debt: Wilmington part of the legal description of the property. In OF TITLE, POSSESSION, QUIET ENJOYMENT OR Substitute Trustee. This sale may be rescinded July 23, 30, Aug. 6, 2021 Fqk18573 Savings Fund Society, FSB, not individually, the event of any discrepancy, the legal descrip- THE LIKE AND FITNESS FOR A GENERAL OR at any time. The right is reserved to adjourn but solely as trustee for Nationstar HECM tion herein shall control. PARTICULAR USE OR PURPOSE. The title is the day of the sale to another day, time, and SUBSTITUTE TRUSTEE’S NOTICE OF SALE Acquisition Trust 2019-2 Map/Parcel Number: 40D E 3.00 believed to be good, but the undersigned will place certain without further publication, upon Sale at public auction will be on August 24, Other interested parties: Secretary of Housing Current owner(s) of Record: Joy M. Blackburn sell and convey only as Substitute Trustee. announcement at the time and place for the 2021, at or about 10:00 AM, local time, at the and Urban Development n/k/a Joy B. Carpenter The right is reserved to adjourn the sale to sale set forth above. All right and equity of re- north door of the Hamblen County Courthouse, The hereinafter described real property located This sale is subject to all matters shown on another time certain or to another day, time, demption, statutory or otherwise, homestead, 511 West 2nd North Street, Morristown, TN in Hamblen County will be sold to the highest any applicable recorded Plat or Plan; any un- and place certain, without further publication and dower are expressly waived in said Deed 37814, pursuant to the Deed of Trust executed call bidder subject to all unpaid taxes, prior paid taxes and assessments; any restrictive upon announcement on the day, time, and of Trust, and the title is believed to be good, by Joy M. Blackburn n/k/a Joy B. Carpenter, liens, and encumbrances of record: covenants, easements or setback lines that place of sale set forth above or any subsequent but the undersigned will sell and convey only a widow, to Joseph B. Pitt, Jr., as Trustee for Legal Description: All that parcel of land in may be applicable; rights of redemption, equity, adjourned day, time, and place of sale. as Substitute Trustee. The Property is sold MetLife Home Loans, a Division of MetLifeT:7.875” Hamblen County, State of Tennessee, being statutory or otherwise, not otherwise waived in If you purchase a property at the foreclosure as is, where is, without representations or Bank, N.A. dated November 17, 2010, and known and designated as Lot 3, West View the Deed of Trust, including rights of redemption sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express HELPING MANAGE YOUR LOVED ONE’S MONEY reservation that the sale is subject to con- firmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Padgett Law Group, Substitute Trustee UNDERSTANDING BENEFITS 6267 Old Water Oak Road, Suite 203 Tallahassee, FL 32312 (850) 422-2520 (telephone) (850) 422-2567 (facsimile) [email protected] PLG# 20-000500-2 July 30, Aug. 6, 13, 2021 Fqk18592

Foreclosure Notices Knox County

NOTICE OF SUBSTITUTE TRUSTEE`S FORECLOSURE SALE WHEREAS, Rhonda E Wright and Philip A Wright executed a Deed of Trust to Craig Caldwell, Trustee for the benefit of Capital One, FSB, on October 5, 2001 and recorded on October 16, 2001, Instrument No. 200110160029732 in the Office of the Register of Knox County, Tennessee. T:10.5” WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust Wilmington Savings Fund Society, FSB, d/b/a Christiana Trust as Trustee for PNPMS Trust II (the “Holder”), appointed the undersigned, McMichael Taylor Gray, LLC, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, McMichael Taylor Gray LLC, Substitute Trustee, by virtue of the power and authority vested in it, will on August 19, 2021, at 11:00 AM at 400 Main Street #125, Knoxville, TN 37902 at the Knox County Courthouse, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Knox County, TN: SITUATED IN DISTRICT NO. NINE (9) of Knox County, Tennessee, within the 26th Ward of the City of Knoxville, Tennessee, and being known and designated as Lot 119 and 120, Crystal Springs Addition, as shown by map of the same of record in Map Book 7, Page 2, Register’s Office, Knox County, Tennessee, and being more fully bounded and described according to the survey of Larry A. Doss dated March 2, 1991, as follows: BEGINNING AT AN IRON PIN in the Northern right of way of Minnie Avenue, said iron pin marking the southwestern corner of Lot 119 and the southeastern Terminus of a 10 foot alley and being located in an easterly direc- tion 160 feet, more or less, from the point of intersection of the Northern right of way of Minnie Avenue and Sevierville Pike; thence from said point of beginning and running with the

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Ken Stec CMYK 6-18-2015 12:07 PM 32170_SHOT_05_c3_EXT.tif (438 ppi), AARP_Real_Possibilities_4c.eps, Trade Gothic LT Std (OpenType), Myriad CMYK TAG_p5_v2.ai, AdCouncil_blue_4c.eps Pro (OpenType) 6-19-2015 10:45 AM 6-18-2015 10:13 AM 6-19-2015 10:45 AM None AUGUST 6-12, 2021 Public Notices Page 15 www.TNLedger.com/Knoxville

northeast right of way of said alley, North 1 09’ Knox County, Tennessee, to wit: Tenants, by Quitclaim Deed from Herman W. of the Knox County Courthouse, Knoxville, Ten- Instrument Number 200511160044179. 49” West, 156.24 feet to an iron pin; thence SITUATED IN THE 5TH AND 6TH CIVIL DIS- Jones and wife, Zelma Jones dated March nessee, proceed to sell at public outcry to the WHEREAS, the beneficial interest of said with the South right of way of an alley, South TRICTS OF KNOX COUNTY TENNESSEE AND 21, 2005 and being of record as Instrument highest and best bidder for cash or certified Deed of Trust was last transferred and assigned 86 15’ 00” East, 140.03 feet to an iron pin, PARTLY WITHIN THE 46TH WARD OF THE CITY Number 200504050078628 in the Register`s funds ONLY, the following described property to Mill City Mortgage Loan Trust 2019-GS1, corner to Lot 121; thence with the line of Lot OF KNOXVILLE AND BEING ALL OF UNIT NO. 206 Office of Knox County, Tennessee. situated in Knox County, Tennessee, to wit: Wilmington Savings Fund Society, FSB, as 121, South 3 11’ 14” West, 151.54 feet to AS SHOWN ON THE PLAT OF THE PALISADES Also being the same property corrected for THE FOLLOWING DESCRIBED PREMISES, Trustee, the party entitled to enforce said an iron pin in the northern right of way, North CONDOMINIUM (THE “CONDOMINIUM PLAT”) title and legal description by the Knox County TO-WIT: security interest; and having appointed Clear 86 18’ 58” West, 103.95 feet to an iron pin, OF RECORD IN MAP BOOK 88-L, PAGES 62- Chancery Court Final Order for Default Judg- SITUATED IN DISTRICT NO. SEVEN (7) OF Recon LLC, the undersigned, as Substitute the point of beginning. 67, REGISTERS OFFICE FOR KNOX COUNTY, ment, Case No. 200014-3, dated January KNOX COUNTY, Trustee by instrument filed or being filed for Being the same property conveyed to Phillip TENNESSEE TOGETHER WITH AN UNDIVIDED 28, 2021 and being of record as Instrument TENNESSEE, AND WITHIN THE 38TH WARD record in the Register’s Office of Knox County, A Wright and wife Rhonda E. Wright by Deed PRORATA INTEREST IN THE COMMON ELE- Number 202102250068993 in the Register`s OF THE CITY OF Tennessee, with all of the rights, powers, and from First American Trust Company, executor for MENTS OF THE PALISADES CONDOMINIUM Office of Knox County, Tennessee. KNOXVILLE, TENNESSEE, AND BEING LOT 10, privileges of the original Trustee named in said the Estate of William L. Lowe, aka W.L. Lowe, ASSOCIATION AS DESCRIBED IN DEED BOOK Tax ID: 018-043 BLOCK E, INSKIP Deed of Trust. deceased recorded 05/13/1991 in Deed Book 1680, PAGE 325, ET SEQ., SAID REGISTERS Current Owner(s) of Property: TANYA M HOMES ADDITION, AS SHOWN BY MAP OF NOW, THEREFORE, notice is hereby 2038, Page 1072, in the Register’s Office of OFFICE. SAID UNIT IS ALSO KNOWN AS BORDEN RECORD IN MAP BOOK 14, given that the entire indebtedness has been Knox County, Tennessee. APARTMENT NO. 206. THIS CONVEYANCE IS The street address of the above described PAGE 158, IN THE REGISTERS OFFICE FOR declared due and payable as provided in said Street Address: 1715 Minnis Avenue SE, MADE SUBJECT TO ALL APPLICABLE EASE- property is believed to be 3221 E Raccoon KNOX COUNTY, Deed of Trust, and that the undersigned, Clear Knoxville, TN 37920 MENTS. RESTRICTIONS AND BUILDING SET Valley Dr, Powell, TN 37849, but such ad- TENNESSEE, AND BEING MORE FULLY DE- Recon LLC, as Substitute Trustee or his duly Parcel Number: 109F-B-030.00 & 109F-B- BACK LINES. dress is not part of the legal description of the SCRIBED AS FOLLOWS: appointed agent, by virtue of the power, duty, 029.00 Parcel ID: 133 00109F property sold herein and in the event of any BEGINNING AT AN IRON PIN IN THE NORTHEAST and authority vested and imposed upon said Current Owner: Philip A Wright PROPERTY ADDRESS: The street address of discrepancy, the legal description referenced LINE OF ELIZABETH Substitute Trustee will, on September 7, 2021, Other Interested Party(ies): Calvary SPV I, the property is believed to be 206 DUBLIN herein shall control. STREET AT THE COMMON CORNER BETWEEN at 11:00 AM, local time, at the North side of LLC, Midland Funding LLC, Midland Funding, DR, KNOXVILLE, TN 37923. In the event of SALE IS SUBJECT TO OCCUPANT(S) RIGHTS LOTS 9 AND 10, SAID the City County Building, located in Knoxville, LLC, New Residential Mortgage Loan Trust any discrepancy between this street address IN POSSESSION. POINT BEGIN DISTANT 105 FEET NORTHWEST- Tennessee, proceed to sell at public outcry to 2017-3, Portfolio Recovery Associates, LLC and the legal description of the property, the THE RIGHT IS RESERVED TO ADJOURN THE ERLY FROM THE the highest and best bidder for cash or certi- and American General Finance, Inc. legal description shall control. DAY OF THE SALE TO ANOTHER DAY, TIME INTERSECTION OF ELIZABETH STREET AND fied funds ONLY, paid at the conclusion of the If the United States or the State of Tennessee CURRENT OWNER(S): JOHN A BICE AND PLACE CERTAIN WITHOUT FURTHER OPAL DRIVE; THENCE FROM sale, the following described property situated have any liens or claimed lien(s) on the Property, OTHER INTERESTED PARTIES: PUBLICATION, UPON ANNOUNCEMENT AT THE SAID BEGINNING POINT WITH THE LINE OF in Knox County, to wit: and are named herein as interested parties, PALISADES CONDOMINIUM ASSOCIATION , TIME AND PLACE FOR THE SALE SET FORTH ELIZABETH STREET, The land referred to herein below is situated timely notice has been given to the applicable JOHN L. KOTY , ELESIA KOTY ABOVE. THE TERMS OF SALE ARE CASH. ANY NORTH 44 DEGREES 23 MINUTES WEST 100 in the County of Knox, State of Tennessee, governmental entity, and the sale will be subject The sale of the above-described property shall TAXES OR FEES WILL BE THE RESPONSIBIL- FEET TO AN IRON PIN and is described as follows: to any applicable rights of redemption held by be subject to all matters shown on any recorded ITY OF THE PURCHASER. IF THE SALE IS SET CORNER TO LOT 1; THENCE WITH THE LINE THE FOLLOWING DESCRIBED PREMISES, the entity as required by 26 U.S.C. § 7425 plat; any unpaid taxes; any restrictive cov- ASIDE FOR ANY REASON, THE PURCHASER OF SAID LOT, NORTH 45 TO WIT: SITUATED IN DISTRICT NO EAST and/or Tennessee Code § 67-1-1433. enants, easements or set-back lines that may AT THE SALE SHALL BE ENTITLED ONLY TO A DEGREES 37 MINUTES EAST 150 FEET TO AN 6 OF KNOX COUNTY, TENNESSEE, AND This sale is subject to all matters shown be applicable; any prior liens or encumbrances RETURN OF THE PURCHASE PRICE. THE PUR- IRON PEN IN THE LINE WITHOUT THE CORPORATE LIMITS OF THE on any applicable recorded plat; any unpaid as well as any priority created by a fixture filing; CHASER SHALL HAVE NO FURTHER RECOURSE OF LOT 2; THENCE SOUTH 44 DEGREES 23 CITY OF KNOXVILLE, AND BEING KNOWN taxes; any restrictive covenants, easements, and to any matter that an accurate survey of AGAINST THE GRANTOR, THE GRANTEE, OR MINUTES, EAST 100 FEET AND DESIGNATED AS ALL OF LOT 12, or setback lines that may be applicable; any the premises might disclose. This property is THE TRUSTEE. TO AN IRON PIN, CORNER TO LOT 9; THENCE UNIT 2, SHARON HEIGHTS SUBDIVISION, statutory rights of redemption of any govern- being sold with the express reservation that OTHER INTERESTED PARTIES: SECRETARY OF WITH THE LINE OF AS SHOWN BY MAP OF RECORD IN MAP mental agency, state or federal; any prior liens it is subject to confirmation by the lender or HOUSING & URBAN DEVELOPMENT SAID LOT, SOUTH 45 DEGREES 37 MINUTES BOOK 43-S, PAGE 1, IN THE REGISTERS or encumbrances as well as any priority created Substitute Trustee. This sale may be rescinded THIS IS AN ATTEMPT TO COLLECT A DEBT AND WEST, 150 FEET TO THE OFFICE FOR KNOX COUNTY, TENNESSEE, by a fixture filing; any matter that an accurate at any time. The right is reserved to adjourn ANY INFORMATION OBTAINED WILL BE USED PLACE OF BEGINNING, ACCORDING TO SURVEY TO WHICH MAP SPECIFIC REFERENCE IS survey of the premises might disclose; any the day of the sale to another day, time, and FOR THAT PURPOSE. OF BATSON AND HIMES, HEREBY MADE FOR A MORE PARTICULAR prior liens or encumbrances as well as any place certain without further publication, upon If applicable, the notice requirements ENGINEERS, KNOXVILLE, TENNESSEE BEAR- DESCRIPTION. priority created by a fixture filing; any deed of announcement at the time and place for the of T.C.A. 35-5-101 have been met. ING DATE NOVEMBER 16, THIS CONVEYANCE IS MADE SUBJECT TO trust; and any matter that an accurate survey sale set forth above. All right and equity of re- All right of equity of redemption, statutory 1964. APPLICABLE RESTRICTIONS, BUILDING of the premises might disclose; and demption, statutory or otherwise, homestead, and otherwise, and homestead are expressly THE ABOVE DESCRIPTION BEING THE SAME SET BACK LINE AND TO ANY EXISTING All right and equity of redemption, statutory or and dower are expressly waived in said Deed waived in said Deed of Trust, but the under- AS THE PREVIOUS DEED OF EASEMENTS. otherwise, homestead, and dower are expressly of Trust, and the title is believed to be good, signed will sell and convey only as Substitute RECORD, NO BOUNDARY SURVEY HAVING BEING THE SAME PROPERTY CONVEYED waived in said Deed of Trust. The undersigned but the undersigned will sell and convey only Trustee. BEEN OBTAINED AT THE TIME FROM HERBERT L. GORDON AND PEGGY will sell and convey only as Substitute Trustee. as Substitute Trustee. The Property is sold If the U.S. Department of Treasury/IRS, the OF THIS CONVEYANCE. W. GORDON, HUSBAND AND WIFE TO EL- The right is reserved to adjourn the day of the as is, where is, without representations or State of Tennessee Department of Revenue, Parcel ID: 069AG025 MER J. SWINEY AND DELORES S. SWINEY, sale to another day, time, and place certain warranties of any kind, including fitness for a or the State of Tennessee Department of PROPERTY ADDRESS: The street address of HUSBAND AND WIFE BY DEED RECORDED without further publication, upon announce- particular use or purpose. Labor or Workforce Development are listed the property is believed to be 5002 ELIZABETH 03/29/76, IN BOOK 1576, AT PAGE 85, ment at the time and place for the sale set THIS LAW FIRM IS ATTEMPTING TO COLLECT as Interested Parties in the advertisement, AVE, KNOXVILLE, TN 37912. In the event of IN THE REGISTER ‘ S OFFICE OF KNOX forth above. A DEBT. ANY INFORMATION OBTAINED WILL then the Notice of this foreclosure is being any discrepancy between this street address COUNTY, TENNESSEE. This property is being sold with the express BE USED FOR THAT PURPOSE. given to them and the Sale will be subject and the legal description of the property, the TAX MAP OR PARCEL ID NO.: 47CC/7 reservation that the sale is subject to confirma- Rubin Lublin TN, PLLC, Substitute Trustee to the applicable governmental entities’ legal description shall control. Parcel ID: 047CC007 tion by the lender or trustee. This sale may be 119 S. Main Street, Suite 500 right to redeem the property as required by CURRENT OWNER(S): MARY S. CEDARS, Commonly known as 7702 E Ogg Rd, Knox- rescinded by the Substitute Trustee at any time. Memphis, TN 38103 26 U.S.C. 7425 and T.C.A. §67-1-1433. CHARLES S. CEDARS ville, TN 37938 This office is attempting to collect a debt. rlselaw.com/property-listing This property is being sold with the express OTHER INTERESTED PARTIES: The street address and parcel number(s) of Any information obtained will be used for Tel: (877) 813-0992 reservation that the sale is subject to confir- METRO KNOXVILLE HMA, LLC DBA PHYSICIAN`S the above described property are believed that purpose. Fax: (470) 508-9401 mation by the lender or trustee. If the sale is REGIONAL MEDICAL CENTER to be correct; however, such references McMichael Taylor Gray LLC July 23, 30, Aug. 6, 2021 Fqk18581 set aside for any reason, the Purchaser at the The sale of the above-described property shall are not a part of the legal description of Substitute Trustee sale shall be entitled only to a return of the be subject to all matters shown on any recorded the property sold herein, and, in the event 3550 Engineering Drive SUBSTITUTE TRUSTEE’S SALE purchase price. The Purchaser shall have no plat; any unpaid taxes; any restrictive cov- of any discrepancy, the legal description Suite 260 Sale at public auction will be on August 31, further recourse against the Mortgagor, the enants, easements or set-back lines that may herein shall control Peachtree Corners, GA 30092 2021 on or about 10:00AM local time, Inside Mortgagee or the Mortgagee’s attorney. be applicable; any prior liens or encumbrances Current Owner(s) of Property: Elmer J. Swiney Office: 404-474-7149 the lobby of the Knox County Courthouse City- MWZM File No. 16-000064-670-6 as well as any priority created by a fixture filing; and Delores S. Swiney Fax: 404-745-8121 County Building Main Street., conducted by Mackie Wolf Zientz & Mann, P.C., Substitute and to any matter that an accurate survey of Other Interested Parties: Estate of Elmer MTG File No.: TN2021-00332 the Substitute Trustee as identified and set Trustee(s) the premises might disclose. This property is J. Swiney; heir(s) of Elmer J. Swiney, if any July 23, 30, Aug. 6, 2021 Fqk18578 forth herein below, pursuant to Deed of Trust COOL SPRINGS COMMONS, SUITE 273 being sold with the express reservation that This sale is subject to tenant(s)/ executed by TANYA M BORDEN, to JOSEPH 7100 COMMERCE WAY it is subject to confirmation by the lender or occupant(s) rights in possession. NOTICE OF SUBSTITUTE TRUSTEE’S SALE B. PITT, JR., Trustee, on November 24, 2009, BRENTWOOD, TN 37027 Substitute Trustee. This sale may be rescinded This sale is subject to all matters shown WHEREAS, default has occurred in the perfor- as Instrument No. 200912040038651 in the TN INVESTORS PAGE: HTTP://MWZMLAW. at any time. The right is reserved to adjourn on any applicable recorded plat; any unpaid mance of the covenants, terms and conditions real property records of Knox County Register’s COM/TN_INVESTORS.PHP the day of the sale to another day, time, and taxes; any restrictive covenants, easements, of a Deed of Trust dated September 30, 1996, Office, Tennessee and re-filed as Instrument July 23, 30, Aug. 6, 2021 Fqk18587 place certain without further publication, upon or setback lines that may be applicable; any executed by JOHN A BICE, conveying certain real No. 201311010028252 in the real property announcement at the time and place for the statutory rights of redemption of any govern- property therein described to AARON FELDMAN, records of Knox County Register’s Office, Ten- NOTICE OF SUBSTITUTE TRUSTEE’S SALE sale set forth above. All right and equity of re- mental agency, state or federal; any prior as Trustee, as same appears of record in the nessee. WHEREAS, default has occurred in the perfor- demption, statutory or otherwise, homestead, liens or encumbrances as well as any priority Register’s Office of Knox County, Tennessee Owner of Debt: Ocwen Loan Servicing, LLC mance of the covenants, terms and conditions and dower are expressly waived in said Deed created by a fixture filing; and to any matter recorded October 11, 1996, in Deed Book The following real estate located in Knox County, of a Deed of Trust dated August 27, 2007, of Trust, and the title is believed to be good, that an accurate survey of the premises might 3164, Page 230 ; and Tennessee, will be sold to the highest call executed by MARY S. CEDARS, CHARLES S. but the undersigned will sell and convey only disclose. In addition, the following parties WHEREAS, the beneficial interest of said Deed bidder subject to all unpaid taxes, prior liens CEDARS, conveying certain real property therein as Substitute Trustee. The Property is sold may claim an interest in the above-referenced of Trust was last transferred and assigned to and encumbrances of record: described to KYLE M. WALTERS, as Trustee, as is, where is, without representations or property: Elmer J. Swiney; Estate of Elmer J. The Bank of New York Mellon, as Trustee for Situated in the Sixth(6TH) Civil District of as same appears of record in the Register’s warranties of any kind, including fitness for a Swiney; heir(s) of Elmer J. Swiney, if any; and the Bear Stearns Asset Backed Securities Knox County, Tennessee, and without the Office of Knox County, Tennessee recorded particular use or purpose. Delores S. Swiney. Trust 2003-2, Asset-Backed Certificates, limits of the City of Knoxville and being par- August 31, 2007, at Instrument Number THIS LAW FIRM IS ATTEMPTING TO COLLECT If the United States or the State of Tennes- Series 2003-2 who is now the owner of said ticularly described as follows, to-wit: 200708310019636; and A DEBT. ANY INFORMATION OBTAINED WILL see have any liens or claimed lien(s) on the debt; and BEGINNING at an iron pin North 9 degrees WHEREAS, the beneficial interest of said Deed BE USED FOR THAT PURPOSE. Property, and are named herein as interested WHEREAS, the undersigned,Rubin Lublin TN, 28 minutes East of a cedar, (being a corner of Trust was last transferred and assigned Rubin Lublin TN, PLLC, Substitute Trustee parties, timely notice has been given to the PLLC, having been appointed as Substitute to the Jesse H. Clanton, et. ux., property) to U.S. Bank National Association, not in its 119 S. Main Street, Suite 500 applicable governmental entity, and the sale Trustee by instrument to be filed for record for a distance of 330.00 feet; thence, along individual capacity but solely as Trustee for Memphis, TN 38103 will be subject to any applicable rights of in the Register’s Office of Knox County, Ten- the West right-of-way of the Raccoon Road the NRZ Pass-Through Trust XVIII who is now rlselaw.com/property-listing redemption held by the entity as required by nessee. North 20 degrees 28 minutes East 85.00 the owner of said debt; and Tel: (877) 813-0992 26 U.S.C. § 7425 and/or Tennessee Code NOW, THEREFORE, notice is hereby given that feet to an iron pin in the center of a ditch, a WHEREAS, the undersigned,Rubin Lublin TN, Fax: (470) 508-9401 § 67-1-1433. the entire indebtedness has been declared corner to the O. Z. Jones property; thence, PLLC, having been appointed as Substitute July 30, Aug. 6, 13, 2021 Fqk18583 All right and equity of redemption, statu- due and payable, and that the undersigned, along a line between the property herein Trustee by instrument to be filed for record tory and otherwise, homestead, and dower Rubin Lublin TN, PLLC, as Substitute Trustee described and the property of O. Z. Jones in the Register’s Office of Knox County, Ten- NOTICE OF SUBSTITUTE TRUSTEE`S SALE are expressly waived in said Deed of Trust, or his duly appointed agent, by virtue of the North 85 degrees 28 minutes West 150.00 nessee. WHEREAS, default has occurred in the and the title is believed to be good; however, power, duty and authority vested and imposed feet along the approximate center of a ditch; NOW, THEREFORE, notice is hereby given that performance of the covenants, terms, and the undersigned will sell and convey only as upon said Substitute Trustee will, on August thence, South 15 degrees 21 minutes West the entire indebtedness has been declared due conditions of a Deed of Trust dated November Substitute Trustee. 19, 2021 at 10:00 AM at the North Side 85.00 feet to an iron pin; thence, South 85 and payable, and that the undersigned, Rubin 9, 2005, executed by Elmer J. Swiney and The transfer shall be AS IS, WHERE IS, Entrance of the City County Building, 400 degrees 32 minutes East 143.00 feet to an Lublin TN, PLLC, as Substitute Trustee or his Delores S. Swiney, husband and wife, to Kyle AND WITH ALL FAULTS, and without warran- Main Street, Knoxville, TN 37902, proceed iron pin, the point of BEGINNING, containing duly appointed agent, by virtue of the power, M. Walters, Trustee, for Beneficial Tennessee ties of any kind, express or implied, as to the to sell at public outcry to the highest and .28 acre more or less. duty and authority vested and imposed upon Inc., its successors and assigns, and appear- condition of the Property and the improvements best bidder for cash or certified funds ONLY, Being the same property conveyed to Her- said Substitute Trustee will, on August 26, ing of record on November 16, 2005, in the the following described property situated in man W. Jones and Tanya M. Borden, as Joint 2021 at 10:00 AM at the City/County Lobby Register’s Office of Knox County, Tennessee, at Continued on Page 17 Page 16 Public Notices AUGUST 6-12, 2021 www.TNLedger.com/Knoxville

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Learn more at stjude.org AUGUST 6-12, 2021 Public Notices Page 17 www.TNLedger.com/Knoxville Foreclosure Notices Tennessee; and THE source of the above and otherwise, and homestead are waived in minutes East 68.4 feel North 12 degrees ent weather, the trustee hereby announces Continued from Page 15 description being the map of record in Map accord with the terms of said Deed of Trust, 04 minutes East 84.3 feet; North degrees that the sale will be postponed for a period of Cabinet B, Slide 283A (Map Book 18, at and the title is believed to be good, but the 59 minutes East 55.7 feet; thence North 74 two weeks. In such situations, notices will be located thereon, including merchantability or Page 161), in the Register’s Office for Knox undersigned will sell and convey only as Sub- degrees 02 minutes East 43.2 feet; South mailed to interested parties of record. W&A fitness for particular purpose. Trustee shall County, Tennessee, with metes and bounds stitute Trustee. 87 degrees minutes East 138 feet; North No. 349993 make no covenant of seisin or warranty of of the above description being the same as The right is reserved to adjourn the day 87 degrees 45 minutes East 96.7 feet to DATED July 27, 2021 title, express or implied, and will sell and the previous Deed of record; no boundary of the sale to another day, time, and place a point at the intersection of Community WILSON & ASSOCIATES, P.L.L.C., convey the subject real property by Substitute survey having been obtained at the time certain without further publication, upon an- Drive and Hill Loop Road; thence running Successor Trustee Trustee’s Deed only. of this conveyance. THIS conveyance is nouncement at the time and place for the sale with the Western side of Hill Loop Road July 30, Aug. 6, 13, 2021 Fqk18591 The right is reserved to adjourn the day made subject to all applicable restrictions, set forth above. If you purchase a property the following calls and distances: South of the sale to another day, time, and place building setback lines, all existing ease- at the foreclosure sale, the entire purchase 09 degrees 57 minutes West 140.5 feet: certain without further publication, upon an- ments, and to all conditions as shown on price is due and payable at the conclusion South 05 degrees 04 minutes West 63.6 nouncement at the time and place for the sale the recorded map. of the auction in the form of a certified/ feet; South 03 degrees 53 minutes East set forth above. ALSO KNOWN AS: 2940 Gaston Avenue, bank check made payable to or endorsed to 44.8 feel to a found iron pin; thence leav- Court Notices This property is being sold with the ex- Knoxville, TN 37917 LOGS Legal Group LLP. No personal checks ing Hill Loop Road and running South 36 press reservation that the sale is subject to This sale is subject to all matters shown will be accepted. To this end, you must bring degrees 10 minutes West 89.2 feet to a confirmation by the lender or trustee. This sale on any applicable recorded plat; any unpaid sufficient funds to outbid the lender and any set one half inch rebar, being the common may be rescinded by the Substitute Trustee taxes; any restrictive covenants, easements, other bidders. Insufficient funds will not be corner with Tract No. 1 and 2; at any time. or setback lines that may be applicable; any accepted. Amounts received in excess of the thence with the line of Tract 2 North 68 NON-RESIDENT NOTICE THIS OFFICE IS ACTING AS A DEBT COLLECTOR statutory rights of redemption of any govern- winning bid will be refunded to the successful degrees 06 minutes West 283.3 feet to a TO: TREY WILLIAM KEEFER, the father of JAYLEN AND IS ATTEMPTING TO COLLECT A DEBT. ANY mental agency, state or federal; any prior liens purchaser at the time the foreclosure deed metal fence post; thence North 22 degrees OLIVIA KEEFER, born to JASMINE MELIANE INFORMATION OBTAINED WILL BE USED FOR or encumbrances as well as any priority created is delivered. 24 minutes West 11.1 feet to a set one half McMURRAY KEEFER THAT PURPOSE. by a fixture filing; and to any matter that an ac- This property is being sold with the express inch rebar in the Western edge of Community IN RE: DOCKET # 3811 IN THE CIRCUIT Clear Recon LLC curate survey of the premises might disclose. reservation that the sale is subject to confirma- Drive being the point of beginning. COURT FOR UNION COUNTY, TENNESSEE, AT Substitute Trustee In addition, the following parties may claim an tion by the lender or trustee. This sale may be ALSO KNOWN AS: 217 Community Drive, MAYNARDVILLE 651 East 4th Street Suite 200 interest in the above- referenced property: rescinded only by the Substitute Trustee at any Madisonville, TN 37354-7115 In this cause, it appearing from the Adoption Chattanooga, Tennessee 37403 SHERRIE LYNETTE DONALDSON time. If the Substitute Trustee rescinds the This sale is subject to all matters shown Petition filed, which is sworn to, that the Phone: (877) 319-8840 The sale held pursuant to this Notice may sale, the purchaser shall only be entitled to a on any applicable recorded plat; any unpaid respondent, TREY WILLIAM KEEFER, father of File No: 1216-2670A be rescinded at the Successor Trustee’s option return of any money paid towards the purchase taxes; any restrictive covenants, easements, the child, is either a non-resident of the state Aug. 6, 13, 20, 2021 Fqk18594 at any time. The right is reserved to adjourn price and shall have no other recourse. Once or setback lines that may be applicable; any or whose present whereabouts cannot be the day of the sale to another day, time, and the purchaser tenders the purchase price, the statutory rights of redemption of any govern- ascertained upon diligent search and inquiry, NOTICE OF TRUSTEE’S SALE place certain without further publication, upon Substitute Trustee may deem the sale final in mental agency, state or federal; any prior liens so that ordinary service of process of law WHEREAS, default has occurred in the announcement at the time and place for the which case the purchaser shall have no remedy. or encumbrances as well as any priority created cannot be served upon him. It is ORDERED by performance of the covenants, terms, and con- sale set forth above. In the event of inclem- The real property will be sold AS IS, WHERE by a fixture filing; and to any matter that an ac- the Court that the respondent, TREY WILLIAM ditions of a Deed of Trust Note dated November ent weather, the trustee hereby announces IS, with no warranties or representations of curate survey of the premises might disclose. KEEFER, file an Answer with the Clerk, BARBARA 16, 2012, and the Deed of Trust of even date that the sale will be postponed for a period of any kind, express or implied, including without In addition, the following parties may claim an WILLIAMS, Union Co Circuit Court Clerk, 901 securing the same, recorded November 20, two weeks. In such situations, notices will be limitation, warranties regarding condition of the interest in the above-referenced property: Main St. Suite 201, Maynardville, TN 37807 2012, Document No. 201211200033201, mailed to interested parties of record. W&A property or marketability of title. GORDON KENNETH JOHNSON and with N. David Roberts, Jr. attorney for the in Office of the Register of Deeds for Knox No. 341907 This office may be a debt collector. This VERNONA JOHNSON petitioners, whose address is P. O. Box 2564, County, Tennessee, executed by Sherrie Ly- DATED August 4, 2021 may be an attempt to collect a debt and any ESTATE OF VERNONA JOHNSON Knoxville TN 37901 within thirty (30) days of nette Donaldson, conveying certain property WILSON & ASSOCIATES, P.L.L.C., information obtained may be used for that HEIR(S) OF VERNONA JOHNSON the last date of publication or a judgment by therein described to James G Rickman as Successor Trustee purpose. RITCHIE TRACTOR COMPANY, LLC default will be taken against you and the cause Trustee for Mortgage Electronic Registration Aug. 6, 13, 20, 2021 Fqk18599 LOGS Legal Group LLP MIDLAND FUNDING LLC set for hearing ex parte as to you before JOHN Systems, Inc., as beneficiary, as nominee for Substitute Trustee CAPITAL ONE BANK (USA), N.A. D. McAFEE, Circuit Judge, Union County Circuit American Southwest Mortgage Corp., its suc- SUBSTITUTE TRUSTEE’S SALE 10130 Perimeter Parkway, Suite 400 The sale held pursuant to this Notice may Court, Maynardville, TN. This notice will be cessors and assigns; and the undersigned, Sale at public auction will be on September Charlotte, NC 28216 be rescinded at the Successor Trustee’s option published in The Ledger, newspaper for four Wilson & Associates, P.L.L.C., having been 2, 2021 at 10:00AM local time, at the north Phone (704) 333-8107 at any time. The right is reserved to adjourn (4) consecutive weeks. appointed Successor Trustee by Wilmington door, Knox County Courthouse, City-County Fax (704) 333-8156 the day of the sale to another day, time, and This the 12th day of July, 2021 Savings Fund Society, FSB, as trustee of Building, 400 Main Street, Knoxville, Tennes- File No. 21-121423 place certain without further publication, upon /s/ BARBARA WILLIAMS, Circuit Court Clerk Stanwich Mortgage Loan Trust I. see pursuant to Deed of Trust executed by July 30, Aug. 6, 13, 2021 Fqk18588 announcement at the time and place for the July 16, 23, 30, Aug. 6, 2021 Cqk18580 NOW, THEREFORE, notice is hereby given Krista D. Loy, to Sherman Title, Trustee, as sale set forth above. In the event of inclem- that the entire indebtedness has been declared trustee for Mortgage Electronic Registration due and payable; and that an agent of Wilson Systems, Inc. as nominee for Preferred Mort- & Associates, P.L.L.C., as Successor Trustee, gage Consultants, Inc. on December 7, 2007 by virtue of the power, duty, and authority at Instrument No. 200712270049496; con- Foreclosure Notices vested in and imposed upon said Successor ducted by LOGS Legal Group LLP, having been monroe County Trustee, by Wilmington Savings Fund Society, appointed Substitute or Successor Trustee, all FSB, as trustee of Stanwich Mortgage Loan of record in the Knox County Register’s Office. Trust I, will, on September 30, 2021 on or Default has occurred in the performance of the NOTICE OF TRUSTEE’S SALE about 10:00 AM, at the North side of the City covenants, terms, and conditions of said Deed WHEREAS, default has occurred in the County Building, Knoxville, Tennessee, offer of Trust and the entire indebtedness has been performance of the covenants, terms, and for sale certain property hereinafter described declared due and payable. conditions of a Deed of Trust Note dated March to the highest bidder FOR certified fundspaid Party Entitled to Enforce the Debt: MidFirst 17, 2008, and the Deed of Trust of even date at the conclusion of the sale, or credit bid from Bank, its successors and assigns. securing the same, recorded March 24, 2008, a bank or other lending entity pre-approved by The real estate located in Knox County, in Book No. H-26, at Page 655, in Office of the the successor trustee. The sale is free from all Tennessee, and described in the said Deed Register of Deeds for Monroe County, Tennes- exemptions, which are expressly waived in the of Trust will be sold to the highest call bidder. see, executed by Gordon Kenneth Johnson and Deed of Trust, said property being real estate The terms of the said Deed of Trust may be Vernona Johnson, conveying certain property EVEN TEXTERS situated in Knox County, Tennessee, and being modified by other instruments appearing in the therein described to Arnold M Weiss, Esq. as more particularly described as follows: public record. Additional identifying information Trustee for Wells Fargo Bank, N.A.; and the SITUATED, LYING AND BEING in the Second regarding the collateral property is below and is undersigned, Wilson & Associates, P.L.L.C., (2nd) Civil District of Knox County. Tennes- believed to be accurate, but no representation having been appointed Successor Trustee by see, and within the Sixteenth (16th) Ward or warrant is intended. Wells Fargo Bank, N.A.. AND DRIVERS of the City of Knoxville. Tennessee, and Street Address: 2018 Silverbrook Drive, NOW, THEREFORE, notice is hereby given being all of Lot #34R in Block 5 of what is Knoxville, Tennessee 37923 that the entire indebtedness has been declared known as NORTH HILLS ESTATES as shown Parcel Number: 106AC02302J due and payable; and that an agent of Wilson & in Resubdivision Map, said Subdivision Map Current Owner(s) of Property: The Heirs of Associates, P.L.L.C., as Successor Trustee, by is styled Custom-Builders Re-Subdivision of Krista D. Loy virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, HATE TEXTERS Lots 33, 34, 35, and 36, Block 5. North Hills This sale is subject to, without limitation, all Estates Addition and is of record in Map matters shown on any applicable recorded plat; by Wells Fargo Bank, N.A., will, on September Cabinet B, Slide 283A (Map Book 18, at any unpaid taxes; any restrictive covenants, 21, 2021 on or about 1:00 PM, at the Monroe Page 161), in the Register’s Office for Knox easements, or setback lines that may be ap- County Courthouse, Madisonville, Tennes- County, Tennessee, and as shown upon said plicable; any statutory right of redemption of see, offer for sale certain property hereinafter Map said Lot 34R herein conveyed has a any governmental agency, state or federal; any described to the highest bidder FOR certified AND DRIVERS. frontage of 62.5 feet on the Southerly side prior liens or encumbrances including those funds paid at the conclusion of the sale, or of Gaston Avenue and is more particularly created by a fixture filing or any applicable ho- credit bid from a bank or other lending entity described as follows: meowners’ association dues or assessments; pre-approved by the successor trustee. The BEGINNING at a point in the Southerly line all claims or other matters, whether of record sale is free from all exemptions, which are of Gaston Avenue, distant in a Westerly or not, which may encumber the purchaser’s expressly waived in the Deed of Trust, said direction 405.8 feet from the point of in- title and any matter that an accurate survey property being real estate situated in Monroe tersection of the Southerly line of Gaston of the premises might disclose. County, Tennessee, and being more particularly Avenue with the Westerly line of Fountain The following parties may claim an interest described as follows: Park Boulevard; and running thence South in the above-referenced property to be affected LOCATED In the Third Civil District of STOPTEXTSSTOPWRECKS.ORG 28 deg, 19 min. East, 245.5 feet to an iron by the foreclosure: any judgment creditor or Monroe County, Tennessee as shown on pin; thence running South 57 deg. 06 min. lien holder with an interest subordinate to the plat of Michelle Harrill, prepared by West, 62.35 feet to an iron pin, common the said Deed of Trust or any party claiming Paul Lingerfelt RLS No. 771,109 County corner to Lots 33-R and 34-R in said Re- by, through or under any of the foregoing. Road 325, Sweetwater, Tennessee 37874 subdivision; thence with the dividing line Such parties known to the Substitute Trustee dated 06/16/05 and being Drawing 05-136 between said Lots 33-R and 34-R, North may include: Secretary of Housing and Urban as recorded in Plat Cabinet 6, Page 666, 28 deg. 15 min. West 241.8 feet to an Development; All parties claiming by, through in the Register’s Office, Monroe County, iron pin, common corner to said Lots 33-R or under Krista Loy. Tennessee and being more particularly and 34-R in the Southerly line of Gaston Terms of Sale will be public auction, for described as follows: Avenue, North 53 deg, 45 min. East 62.5 cash, free and clear of rights of homestead, BEGINNING at a set one half inch rebar feet to the point of the BEGINNING, as shown redemption and dower to the extent disclaimed in the common corner of Tracts 1 and 2 by survey of Prentice L, Cox, Surveyor, or inapplicable, and the rights of Krista D. in the Eastern edge Community Drive; Knoxville, Tennessee, dated July 29, 1952, Loy, and those claiming through him/her/ thence running from said iron pin and with said Lot is improved with residence bearing it/them. the edge of Community Drive the following City No, 2940 Gaston Avenue, Knoxville, Any right of equity of redemption, statutory calls and distances: North 19 degrees 23 Page 18 www.TNLedger.com/Knoxville AUGUST 6-12, 2021

Good deal or an insurance write-o ? Edmunds’ guide to vehicle history reports By Ronald Montoya | Edmunds

Obtaining a vehicle history report is an integral part of any used-car purchase. It’s one of the best ways to learn about a given vehicle’s past and help make your search for a used car much easier. Most importantly, the report tells shoppers if a car has a branded BEHIND title. Branding means the an insurance company WHEEL has declared the vehicle a total loss and given it a salvage title because of an accident,  ood damage or other catastrophic event. Typically, the information on a vehicle history report includes a summary and an overall evaluation of the vehicle, supported with details, dates and locations.  e report makes it easy to see if the car has been registered in numerous states. Other information can include maintenance records, the number of shutterstock.com previous owners, accident information, odometer veri cation, and lemon law and 350 that spent its life in Texas. Carfax subscriptions and will run a free report for car. We still recommend a mechanical recall checks. had 25 service records, including one to interested buyers. If the dealer refuses to inspection. But running a report is a Several companies sell vehicle history replace the drive belts.  at’s an expensive run a vehicle history report or provides an valuable rst step that could also protect reports, promising to reveal the past of repair and good to know about as a buyer. outdated report, it could be a red  ag. you from buying a car with a checkered any given vehicle. In this article, we’ll take AutoCheck only had four service records Edmunds says past. a look at the two largest vehicle history and did not have the information on the Ronald Montoya is a senior consumer drive belts. A clean vehicle history report isn’t a advice editor at Edmunds. Twitter: @ report providers, AutoCheck and Carfax, guarantee you’re getting a good used since they are the ones you’ll most often AutoCheck ronald_montoya8. encounter. AutoCheck, owned by Experian, is the Keep in mind that no report is perfect. newer of the two companies. We found its It’s only as good as the incidents that data less comprehensive and detailed than have been reported to the database. If, Carfax’s. for example, someone gets into a minor AutoCheck is notable for assigning a accident and decides to repair the car vehicle score to each report.  is score without involving an insurance company predicts the likelihood a car will be on the for fear of rates going up, the accident will road in ve years. It compares vehicles of not be re ected in the report. similar age and class based on a scale of Similarly, if the body shop handling 1-100. It is meant to be a quick reference the repairs does not share its data with when choosing between similar vehicles, the vehicle history companies, it will not but don’t place too much stock in this appear on a report either.  at said, we number because a high score isn’t a still recommend running a vehicle history guarantee of a  awless vehicle. report before driving across town to see a We ran a report on a 2017 Toyota car in person. Tacoma that advertised a “clean title” in Carfax its classi ed listing.  e Tacoma received Carfax is the best-known provider of a score of 95 out of 96. Sounds like a vehicle history reports. It dates back to good truck, right? the late 1980s when it faxed reports to its But this Tacoma was involved in two customers. It also is the most expensive. A accidents, the AutoCheck report stated. single Carfax report costs $39.99.  ree Carfax also caught these two accidents will cost you $59.99, and six sell for but also noted where the Tacoma was $99.99. damaged and that it was declared a total  e Carfax report is the benchmark for loss and issued a salvage title. all other vehicle history reports. We’ve AutoCheck charges $24.99 for a single found it to be the most detailed and report. But most people likely opt for the user-friendly among the vehicle history higher-tier plan at $49.99, which gives reports we tested. Vehicles with multiple you access to ve reports in 21 days. owners are clearly labeled and organized How to get a free report in di erent sections. Most major used-car dealer websites Carfax also has more detailed and third-party shopping sites, such as maintenance records.  is information Edmunds, will provide a free Carfax can serve as a guide to what issues the report or AutoCheck report. If you nd vehicle might have had. It also is an yourself on the used-car lot and want to indicator that a prior owner took good know the history of a particular vehicle, care of the vehicle. simply ask for a report. We ran a report on a 2008 Lexus ES All dealers have vehicle history report AUGUST 6-12, 2021 www.TNLedger.com/Knoxville Page 19

Old pro Drew Bennett knows the odds McMath fi ghting a numbers game with Titans

Old habits apparently die hard.  e Tennessee Titans are now equipped with maybe the best wide receiver tandem in the TERRY McCORMICK NFL after adding Julio SPORTS Jones to A.J. Brown. But early in training camp, while those guys are getting their share of deserved attention, an underdog receiver is also drawing rave reviews. Racey McMath, a sixth-round pick out of LSU who spent most of his college career watching Justin Je erson and JaMarr Chase play ahead of him, turned heads with a nice catch on the rst day of camp and has been holding his own ever since. Of course, while there is reason for excitement, Titans fans for years have allowed themselves to get excited over late-round picks or even undrafteds who  ash then disappear, showing why they were late rounders or undrafted in the rst place. Name like Biren Ealy, Jake Schi no, Eddie Berlin or Tre McBride might ring a bell for longtime Titans fans. McMath has size (6-2, 211) and a 4.34 time in the 40 on his pro day at LSU, but he knows he needs a lot of things to go his way to force his way onto the 53-man roster in a crowded Titans receiver room. “I just want to make the best of my opportunities,’’ McMath says. “ at’s No. Photo by Mark Zaleski | AP Tennessee Titans cornerback Quenton Meeks, left, does all he can to stop rookie wide receiver Racey McMath from running his route during Titans 1, and really just nd a role to compete with training camp. those veteran guys.  at’s where I’m at right now.’’ by bucking the odds to become a standout in While McMath faces an uphill climb, there Tennessee back in 2001. is a patron saint of Titans long-shot receivers Drew Bennett knows all about the AN ORGANIZED HOME – one man who probably unfairly raised the challenge McMath is facing this camp. He expectations of the others mentioned above earned his way onto the 53-man roster 20 years ago and went on to be a 1,000-yard IS A HAPPY HOME receiver in 2004 during a seven-year NFL Add space to your kitchen and time to your busy schedule with career. ShelfGenie’s custom pull-out shelves installed in your existing cabinets. Crowded Not bad for an undrafted college quarterback out of UCLA who had just one receiver room team willing to take a chance on him. The Titans have made several “It’s tough, especially as a sixth-rounder upgrades at receiver, trading for Julio and lower, right?’’ Bennett explains. “ e Jones, signing free agent Josh Reynolds and drafting rookies Dez Fitzpatrick rst- through third-rounders, they get their (fourth round) and Racey McMath (sixth one play in seven-on-seven in the rst day of round). camp.  e two-on-two, they put you in there, 50% OFF And they return two-time 1,000-yard and if you drop a ball or run a wrong route, INSTALLATION* receiver A.J. Brown. they yell at you and they x you and you get Here is a look at the wide receiver to try to do it again. *Limit one offer per room at Titans camp. It’s unlikely that “If you’re a sixth-rounder or later, an household. Must more than six will make the 53-man undrafted guy like myself, if you make a purchase 5+ Classic/ roster, with one or two more sticking on mistake, guess what.  ey’re not going to put Designer Shelves. the practice squad. you back in there, and that might have been EXP 6/30/21 No. Player Exp. College your chance. 13 Cameron Batson 4 Texas Tech “It’s a very interesting dynamic in trying to 11 A.J. Brown 3 Mississippi get noticed.” 82 Fred Brown 2 Miss. State So far, McMath has been heeding the 10 Dez Fitzpatrick R Louisville advice Bennett lived through.  at ramps up even more as the Titans will begin practicing 16 Cody Hollister 2 Arkansas in pads this week after being in helmets and 88 Marcus Johnson 5 Texas shorts the rst four practices. 2 Julio Jones 11 Alabama McMath is already turning heads and 12 Mason Kinsey 1 Berry College doing good things. Now, the challenge is ® 19 Kalija Lipscomb 1 Vanderbilt to keep it up. Fellow receiver Brown even 81 Racey McMath R LSU o ered up this lofty nugget about McMath. Schedule Your FREE Design Consultation: 18 Josh Reynolds 5 Texas A&M “Racey, to be honest, I don’t want to say 80 Chester Rogers 5 Grambling this, but he kind of reminds me of Julio,” Brown says. “ at’s the upside I think he has 15 Nick Westbrook 2 Indiana (833) 673-1433 MCMATH >> PAGE 20 Hours: Mon - Fri 9am-9pm, Sat 10am - 4pm EST Page 20 www.TNLedger.com/Knoxville AUGUST 6-12, 2021 Bennett took proactive approach in longshot bid By Terry McCormick would try to get a place in line, however, roster, until he got a call from his mother, to make sure he could go against a veteran telling him she was sorry but was proud of Twenty years ago, when college Pro Bowl cornerback like Samari Rolle in him anyway. quarterback Drew Bennett beat the odds those drills whenever he could. She said she had seen on the Titans to make the Titans roster as an undrafted “No one is impressed by you beating an website that he had been released. receiver, the stars aligned perfectly. undrafted rookie cornerback in one-on- “I’m like, ‘Holy crap, they didn’t tell And when the opportunity came, ones,” he says. “It’s funny, though.  at’s me,’” Bennett remembers. Bennett made the most of it. kind of a tell on what the team thinks of About that time, receivers coach Steve Bennett, 42, now lives back in you and what the coaches think of you Walters walked by while Bennett was Northern California, has two daughters and what the DBs think of you. on the phone. Bennett ended the call, and works in nancial services and “ e rst few times I would cut or put stopped Walters and asked him if he had business development. myself up in line because I would see made the roster or not. But two decades ago, he played so well Samari’s gonna be up, he would be like, “I told my mom I had go to. I said, as an unheralded and unknown player ‘Get out of here,’ and kick me out because ‘Hey coach, did I make the team?’ He that it forced the Titans to keep seven he would want to go against the ones or said, ‘Let me go nd out. You were right receivers on a 53-man roster. twos – like a Kevin Dyson or Derrick on the bubble.’ Bennett says he gured out early on Mason. Walters had an interesting answer for that maybe he could play receiver at the “But as camp went on, I had some Bennett when he returned: “You’re on NFL level, then took advantage when catches and would be a little more the team, but don’t go buy a car because opportunities came. involved, and I would cut line and go you’re the rst person we’re going to cut if “ ey used to bring in all the rookies against a one or two, and they would no we have to make a roster move,” Bennett the rst weekend,” he recalls. “I came, longer kick me out of line.  ey would recalls. and it was just the rookies, and I had no take me seriously. I was like, ‘OK, here’s Bennett found out a few years later idea what it would be like when all the my chance.’” from then-general manager Floyd Reese vets showed up, but it was kind of like, Bennett also befriended veteran backup Photo by Tomasso DeRosa | AP that the Titans were planning to cut him ‘Oh wait, I can do this. I’m getting open quarterback Neil O’Donnell, who began Drew Bennett, a college quarterback, used his and move him to the practice squad. in one-on-ones and I’m catching some giving him chances in practice. skill and wits to secure a spot 20 years ago But a friend of Reese’s, who worked in balls in seven-on-seven. It was actually a “I used to go and ask him a lot of with Tennessee, where he played six seasons. the Washington Redskins personnel con dence builder. I was like, ‘ is is fast questions,” Bennett says. “Even though (o ense) versus the ones defense in seven- department at the time, inquired about and these guys are really good, but I feel he was a hard-nosed guy, I could tell he on-seven. Bennett and said they would pick him up like I belong.’ was good dude,” Bennett says. “I’d ask “He’d say, ‘I’m gonna throw you a if the Titans released him. Bennett admits he had a few little tricks him questions, and he kind of brought comeback, so you’d better catch this.’” So Reese kept Bennett on the 53-man to try and gain a competitive advantage me under his wing early on. We’d be in Bennett making the nal roster came roster. in camp. Generally, rst-team receivers seven-on-seven. He called me ‘Slim.’ He down to the wire. He waited around on Bennett went on to catch 273 passes for go against rst-team corners in one-on- yelled over to the sideline and said, ‘Slim, cut down, and no one contacted him. So 4,033 yards and 25 touchdowns during one and seven-on-seven drills. Bennett get in here.’ He’d call me into the twos by 5 p.m., he assumed he had made the his six years in Tennessee.

BACKED BY A >> MCMATH From page 19 opportunity comes his way. “First, is knowing my assignment so I YEAR-ROUND in him.” can go out there and play fast. When you’re  at is quite the expectation for the 205th playing fast and you know what you’re doing, CLOG-FREE pick in this year’s draft, but at least McMath, it makes it a lot easier for you,” McMath GUARANTEE who also gures to have to play a lot on points out. special teams, is getting himself noticed with Bennett readily agrees with McMath’s his play and practice habits. approach, saying, “If you run the wrong “Racey (McMath) is a hungry kid,’’ route in the one time you get in, it really can EXCLUSIVE LIMITED TIME OFFER! o ensive coordinator Todd Downing says. damage your next week of camp.” “It is awesome to watch him work. He loves Bennett says con dence is key, and that coming to work and getting out here early, building on that con dence every day in % % putting in the extra time to try to learn the practice and preseason games can be very OFF & OFF techniques we ask him to do. bene cial. 15YOUR ENTIRE 10SENIORS & “Really excited about where he is at and the PURCHASE* MILITARY! “Con dence is everything in all sports,’’ progression he has made. I think (receivers Bennett explains. “But all you need the rst WE INSTALL coach) Rob Moore is doing a great job with day is to have one little good thing happen % OFF YEAR-ROUND! him, getting him acclimated to our system + TO THE FIRST 50 where you beat the No. 2 corner on a post ** LIFETIME 5 CALLERS ONLY! WARRANTY and excited to see what his future looks like.” route for a touchdown in one-on-ones. Or Even Mike Vrabel has been complimentary you have a nice catch and run in seven-on- of the rookie early on. sevens. Con dence is very powerful.’’ “He is fun to coach, man,” the Titans head McMath says he is simply trying to coach says. “He just keeps getting better. He focus and do things as best as possible as he has a unique skillset, he is big, he is fast, he is attempts to earn himself a role with the Titans coachable. as a rookie. He’s taking nothing for granted, ATIO N N E ’ 1 S “Again, he takes a rep over there in H

T he adds, and is always focusing on ways to

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