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A Company of Destiny We’Re on a Mission Today’S Economy Has Had a Devastating Effect on People’S Financial Futures
A Company of Destiny We’re on a Mission Today’s economy has had a devastating effect on people’s financial futures. Main Street families are under-insured, have too much debt and don’t believe they can save money for the future. Their needs – and their dreams – have been neglected and overlooked. They’ve never needed a champion more. Primerica helps Main Street families change their financial lives so they can dream again. “Earn the income of your dreams with Primerica.” Daniel & Karma Alonzo Ontario, California With the help of our incredible strategic partners, we offer real families real solutions. Primerica Life Insurance Company Primerica Life Insurance Company of Canada Offered by Primerica Client Services, Inc. through Primerica Life Insurance contractual agreement with LIFE 401(k) Company of Canada ® HEALTH INSURANCE PLANS INSURANCE ANNUITIES SEGREGATED PRIMERICA FUNDS DEBTWATCHERS™ MANAGED INVESTMENTS DEBT SOLUTIONS AUTO & HOME MUTUAL INSURANCE LONG FUNDS LEGAL REFERRAL PROGRAM TERM CARE PROTECTION Primerica Legal Protection Program Quotes from such PPLS Legal Care of companies as: Safeco and Progressive Canada Corporation The Lifetime Investment Platform is expected to be available in the second quarter of 2017. Not all products and services are available in all states, territories, the District of Columbia, or provinces. A representative’s ability to offer products from the companies listed is subject to state, provincial and federal licensing and certification requirements. Please refer to the Important Endnotes for additional details about the contractual arrangements and company affiliations detailed above. Auto and Home Insurance: In the U.S., offered through Primerica SecureTM, a personal lines insurance referral program in which representatives may refer individuals to Answer Financial Inc., which offers insurance products and services through its licensed affiliates. -
92926 Vieve Designs 92919 Scentsy 92921 Monika's Little Bookshelf
92926 Vieve Designs 92919 Scentsy 92921 Monika's Little Bookshelf 92922 The Traveling Vineyard 92927 Books by L.com 92923 Plexus Worldwide Independent Ambassador 92924 LulaRoe Amanda 92925 Rodan & Fields 92773 Swann Cleaning Services 92774 Swann Cleaning Services 92931 Sweet Southern Treats 92928 Scentsy 92929 DoTerra 92930 Ehrichs Essential Oils 92932 Hanna's Creations 92754 Scentsy 92933 Herbalife 92934 Hoa Mi Craft 92935 Pho 101 92936 Scentsy with Shari 92938 Kayla Boots Dog Care 92941 Rodan & Fields 92937 Coin Art 92940 Honey Do Bakery 92939 Jen's Cookie Corner 92942 Rock Painting 92943 LulaRoe Rosalie 92944 Jewelry in Candles Jen 92945 LulaRoe Amelia 92946 The Mad Potter 92766 Ready. Set. Tan. 92719 Sara's Balloon Arrangement 92947 Vinyl & Etching Creations 92948 Nycole's Couponterage 92949 Paradise Dreams 92958 First Command 92954 Nico & Stitch 92950 LuLaRoe 92951 Patriotic Online Market Place (POMP USA) 92952 Bob Smith's K9 Association 92953 Pamered Chef 92955 Capturing Sunday Photography 92956 Cheapest Phot Scan 92957 My Precious Baby Boutique 92959 Paper Pride Cre8tions 92960 Close to My Heart 92961 LuLaRoe 92962 Thirty-One Gifts 92963 Rodan & Fields 92964 Bonnie Blair 92965 Scentsy 92966 Origami Owl 92968 Phuong Nails 92967 WineShop at Home 92863 DoTerra 92969 Rodan & Fields 92869 Creative Threads 92878 3 of a Kind Lads 92971 Barnes Custom Crafts 92972 76 Boutique 92973 Pumpkin Patch Productions 92974 The Longaberger 92975 The Major Group 92976 Norwex 92978 LuLaRoe 92979 Stella & Dot 92970 Parachute and Paintbrushes 92977 Talent -
Chapter 7: MLM's Abysmal Numbers
7-1 The Case (for and) against Multi-level Marketing By Jon M. Taylor, MBA, Ph.D., Consumer Awareness Institute Chapter 7: MLM’s ABYSMAL NUMBERS Chapter summary a large enough downline to meet expenses, and therefore do not profit. Is MLM a profitable business These conclusions were confirmed in the opportunity? And if so, for whom? Just do the average earnings reports of all 30 MLMs for math – the numbers don't lie. In this and which we were able to obtain data published preceding chapters, you will find the most by the companies themselves. Such statistics rigorous and thorough analysis of MLM are invaluable for analysts to debunk the profitability ever done by an independent many misrepresentations that are told to research firm. Questions about the viability thousands of prospects every day. and profitability of MLM as a business model Failure and loss rates for MLMs are not and its many company manifestations are comparable with legitimate small answered in this and prior chapters – based businesses, which have been found to be on 15 years’ research, worldwide feedback, profitable for 39% over the lifetime of the and analysis of the compensation plans of business; whereas less than 1% of MLM over 350 of the leading MLMs, as well as participants profit. MLM makes even average earnings data, where available. The gambling look like a safe bet in comparison. answers are not pretty. MLM stocks are questionable Our studies, along with those done by investments at best. And like gambling, other independent analysts (not connected to losses from MLM participation should not be the MLM industry), clearly prove that MLM as a allowed as a tax deduction – beyond the business model – with its endless chain of amount of actual income. -
Utah Safety Council 2014 Annual Report
Utah Safety Council 2014 Annual Report UTAHSAFETYCOUNCIL.ORG LOCAL CHAPTER I want to thank our members, customers, and our staff for supporting the Utah Safety Council and making us the leader in providing safety training for the State of Utah. As we look back on 2014, there are many highlights that are a result of our focus on our customers and broadening our presence in the community. With the support of our Board of Directors, we added a full time Membership Manager to support our current membership, enhance benefits, and look for opportunities to provide our safety resources to more companies. Our traffic safety programs were recognized by the National Safety Council and we experienced an increase in the number of online completions as the online class OF CONTENTS TABLE is now accepted by the Utah Driver License Division for point reduction. The Alive at 25 program experienced growth as it is the best driver education for young drivers. The addition of a new staff member to coordinate the registration process has had a positive impact on our program and allowed our staff to focus more time on their individual programs. Our emergency care programs are an essential part of every company’s plan to keep their employees MESSAGE FROM THE PRESIDENT FROM MESSAGE safe. Throughout the year, we trained new first aid instructors, provided first aid classes in our training center and on-site for our members, and we continue to focus on the importance of having an AED in the workplace. In 2014, our occupational safety training programs saw the largest growth. -
Printmgr File
April 5, 2017 To our fellow stockholders: Fiscal 2016 was a year of significant accomplishment for Primerica. Our Board of Directors continues to work to create stockholder value and achieve success through effective business strategies, performance-aligned compensation programs and thoughtful risk management. We remain committed to serving middle-income households throughout the United States and Canada and have created a culture that aligns the needs of our clients, our sales force and our employees. Although this letter highlights a few of our company’s accomplishments, we strongly encourage you to review the entire proxy statement for a more comprehensive discussion of our achievements in fiscal 2016. Financial Accomplishments We are proud of the results that we delivered in fiscal 2016, including: • Growth in diluted operating earnings per share of 21.7% compared to fiscal 2015; • Net operating income return on adjusted stockholders’ equity (ROAE) of 19.0%; • Return to stockholders in the form of $150 million in share repurchases; and • Increase in annual stockholder dividends to $0.70 per share. In addition, our total stockholder return, including dividends, for 2016 and the five-year period of 2011 through 2016 was 48.3% and 215.1%, respectively. Distribution Accomplishments We experienced our strongest year of distribution growth since becoming a public company in 2010. Highlights were that: • Life-licensed sales representatives increased 9.5% to 116,827 at December 31, 2016 compared with 106,710 at December 31, 2015; • Recruiting -
Program of Events
D IRECT S ELLING A SSOCIATION Program of Events June 9-11, 2013 | Phoenix | http://annualmeeting.dsa.org Saturday, June 8 9:00 a.m. – 10:30 a.m. DSEF Executive Committee Meeting Desert Suite II 10:30 a.m. – Noon DSEF Joint Communications & Development Desert Suite I LANCE Committee Meeting 11:00 a.m. – 1:00 p.m. DSA Executive Committee Meeting Desert Suite VII G Noon – 7:00 p.m. DSA Registration Open Grand Canyon Ballroom Foyer A 1:00 p.m. – 3:00 p.m. DSA Board of Directors Meeting Grand Sonoran Ballroom F 1:00 p.m. – 6:00 p.m. Exhibitor Set-Up Grand Canyon Ballroom 3:30 p.m. – 5:30 p.m. DSEF Board of Directors Meeting Grand Sonoran Ballroom F AT 6:00 p.m. – 7:00 p.m. DSA Supplier Reception Grand Sonoran Ballroom A-B 7:00 p.m. – 8:00 p.m. DSA/DSEF Board of Directors Reception Wildflower Salon A 8:00 p.m. – 10:00 p.m. DSA/DSEF Board of Directors Dinner Wildflower Salon B&C Sunday, June 9 7:00 a.m. – Noon DSEF Golf Tournament Wildfire Golf Club 8:00 a.m. – 1:00 p.m. Exhibitor Set-Up Grand Canyon Ballroom CHEDULE 8:00 a.m. – 9:00 p.m. DSA Registration Open Grand Canyon Ballroom Foyer S Noon – 9:00 p.m. Cyber Café Open Grand Canyon Ballroom Foyer 12:30 p.m. – 3:00 p.m. WFDSA Board of Directors Meeting Desert Suite IV 1:00 p.m. – 3:00 p.m. -
10813 South River Front Parkway, Suite 460 South Jordan, Utah 84095 Telephone: (801) 302-2255 Facsimile: (801) 302-2266 Email: [email protected]
Case 2:09-cv-00259-TC Document 1 Filed 03/23/2009 Page 1 of 64 Joseph J. Joyce (Bar No. 4857) William A. Sankbeil(admitted in Michigan, Clint A. McAdams (Bar No. 11156) filing pro hac vice) J. JOYCE & ASSOCIATES Joanne Geha Swanson(admitted in Michigan, 10813 South River Front Parkway, Suite 460 filing pro hac vice) South Jordan, Utah 84095 KERR, RUSSELL AND WEBER, PLC. Telephone: (801) 302-2255 500 Woodward Avenue, Suite 2500 Facsimile: (801) 302-2266 Detroit, MI 48266-3406 Email: [email protected] Telephone: (313) 961-0200 Facsimile: (313) 961-0388 Email: [email protected] Sharon M. Woods (admitted in Michigan, filing pro hac vice) Morley Witus (admitted in Michigan, filing pro hac vice) BARRIS, SOTT, DENN & DRIKER, PLLC 211 W. Fort Street, 15th Floor Detroit, MI 48226 Telephone: (313) 965-9725 Facsimile: (313) 965-2493 Email: [email protected] Attorneys for Plaintiffs IN THE UNITED STATES DISTRICT COURT DISTRICT OF UTAH, CENTRAL DIVISION GEORGE and JILL GUZZARDO, MARK and RITA HAAS, MARK and ANNA HUBER, PROPOSED CLASS ACTION WILLIAM and JACQUELINE LEWIS, MARK Case No. and JENNIFER PAUL, CURTIS and DEBORAH SPOLAR, DOUGLAS and SHERYL STROH, PLAINTIFFS’ CLASS ACTION LARRY and MARTHA VAN BUSKIRK, COMPLAINT MATTHEW and CHERYL ABRAHAM, JURY DEMANDED MANASE and LISA FOTU, TERRY and MARJORIE FRANKS, DEAN and TERESA FREY, MICHAEL and VIOLA GOWEN, GERALD and PAULETTE HARTEIS, individually and on behalf of a class of similarly situated persons and entities, Plaintiffs, {34078\1\DT377384.DOC;1} Case 2:09-cv-00259-TC Document 1 Filed 03/23/2009 Page 2 of 64 v. -
Can Company 013230
PLEASE CONFIRM CSIP ELIGIBILITY ON THE DEALER SITE WITH THE "CSIP ELIGIBILITY COMPANIES" CAN COMPANY 013230 . Muller Inc 022147 110 Sand Campany 014916 1994 Steel Factory Corporation 005004 3 M Company 022447 3d Company Inc. 020170 4 Fun Limousine 021504 412 Motoring Llc 021417 4l Equipment Leasing Llc 022310 5 Star Auto Contruction Inc/Certified Collision Center 019764 5 Star Refrigeration & Ac, Inc. 021821 79411 Usa Inc. 022480 7-Eleven Inc. 024086 7g Distributing Llc 019408 908 Equipment (Dtf) 024335 A & B Business Equipment 022190 A & E Mechanical Inc. 010468 A & E Stores, Inc 018519 A & R Food Service 018553 A & Z Pharmaceutical Llc 005010 A A A - Corp. Only 022494 A A Electric Inc. 022751 A Action Plumbing Inc. 009218 A B C Contracting Co Inc 015111 A B C Parts Intl Inc. 018881 A Blair Enterprises Inc 019044 A Calarusso & Son Inc 020079 A Confidential Transportation, Inc. 022525 A D S Environmental Inc. 005049 A E P Industries 022983 A Folino Contruction Inc. 005054 A G F A Corporation 013841 A J Perri Inc 010814 A La Mode Inc 024394 A Life Style Services Inc. 023059 A Limousine Service Inc. 020129 A M Castle & Company 007372 A O N Corporation 007741 A O Smith Water Products 019513 A One Exterminators Inc 015788 A P S Security Inc 005207 A T & T Corp 022926 A Taste Of Excellence 015051 A Tech Concrete Co. 021962 A Total Plumbing Llc 012763 A V R Realty Company 023788 A Wainer Llc 016424 A&A Company/Shore Point 017173 A&A Limousines Inc 020687 A&A Maintenance Enterprise Inc 023422 A&H Nyc Limo / A&H American Limo 018432 A&M Supernova Pc 019403 A&M Transport ( Dtf) 016689 A. -
Business Name D/B/A Name #1A LIFESAFER of COLORADO LLC
Business Name D/B/A Name #1A LIFESAFER OF COLORADO LLC 101 PARK AVENUE PARTNERS INC 1-800 CONTACTS INC 3 DAY BLINDS LLC 303 FURNITURE INC 303 TACTICAL LLC 303 TACTICAL 360 RAIL SERVICES LLC 3BB INC GREAT CLIPS 3D AUTOGLASS 3D STAINLESS LLC 3FORM LLC 3R Technology Solutions Inc 3SI SECURITY SYSTEMS INC 3T CULINARY INC THREE TOMATOES CATERING 4 FRONT ENGINEERED SOL INC 4283929 DELAWARE LLC ROCKY MTN PET CREMATION SERVICES 48FORTY SOLUTIONS LLC PALLET COMPANIES LLC 4imprint, Inc. 4LIFE RESEARCH CSA LLC 4LIFE RESEARCH USA LLC 50 IN 52 JOURNEY INC THE JOURNEY INSTITUTE 5071 INC 50-80 MASSAGE 5280 Contract Flooring 5280 HEATING COOLING & REFRIGERATION 5280 MAINTENANCE INC 5280 Stone Company, LLC 5280 Stone Company, LLC 5280 Telecom, LLC 5280 TOWING LLC 52Eighty Customs 5850 EAST 58TH AVENUE LLC 5850 EAST 58TH AVENUE LLC 6 ITALIAN WOLF SECURITY LLC 6171 LLC THE HIDEAWAY TAVERN 7-ELEVEN INC 7-ELEVEN STORE #38170 7-ELEVEN INC 7-ELEVEN STORE 37570 7-ELEVEN INC / JC INC 35828A 7-ELEVEN STORE 35828A 7-ELEVEN INC 23829 7-ELEVEN STORE 23829 7-ELEVEN INC 23829B 7-ELEVEN STORE 23829B 7-ELEVEN INC 34087 7-ELEVEN STORE 34087 7-ELEVEN INC 35828 7-ELEVEN STORE 35828 7-ELEVEN INC 35864 7-ELEVEN STORE 35864 7-ELEVEN INC 36013 7-ELEVEN STORE 36013 7-ELEVEN INC 36013 7-ELEVEN STORE 36013 7-ELEVEN INC 36464 7-ELEVEN STORE 36464 7-ELEVEN INC 36775 7-ELEVEN STORE 36775 7-ELEVEN INC 37291 7-ELEVEN STORE 37291 7-ELEVEN STORE 34087A 7-ELEVEN INC / S&As STORE INC 34087A 7-ELEVEN STORE 36013A EMHT INC & 7-ELEVEN INC 800-FLOWERS INC 8X8 INC A & A QUALITY APPLIANCE A & B Engineering Services LLC A CUSTOM COACH A CUT ABOVE LANDSCAPE LLC A GOOD LIL TRANNY SHOP LLC A GOOD SHOP INC A HOLE IN THE WALL CONSTRUCTIO AHW CONSTRUCTION A MAN WITH A VAN INC A SIMPLEE GORGEOUS BOUTIQUE A TO Z RENTAL CENTER, INC. -
(And Your Team) Into Massive Action
4 Simple Steps to Activate Your Passion and Move Yourself (and Your Team) Into Massive Action Created by Sonia Stringer www.SavvyNetworkMarketingWomen.com About Sonia Stringer – "THE Business Coach for Women" Professional Speaker / Business Coach / Mentor Sonia Stringer coaches women in the network marketing/direct sales profession to “make big money and a bigger difference for others” through your business. Sonia started her career as a professional musician (yes, she played in a rock band…) in Vancouver, Canada but it wasn’t long before a love of business, psychology and "making a difference" led her to work with peak performance expert Anthony Robbins as a National Sales Trainer. Over the next 4 years, Ms. Stringer traveled extensively throughout the US and Canada, to personally conduct 800+ seminars for Fortune 500 corporations, sharing cutting-edge influence and leadership techniques to successful executives and entrepreneurs. Her authentic, heart-centered approach to business development has made her the “go to gal” for women who want to make great money and a better lifestyle for themselves and their families. She currently leads Savvy Network Marketing Women.com – an on-line community which provides tips, tools, and training to more than 100,000 women from network marketing/direct sales companies around the world. She has mentored consultants at all levels in many companies, including Arbonne, Rodan & Fields, Mary Kay, Stella & Dot, Isagenix, Silpada, Monavie, Pampered Chef, Southern Living, Mannatech, Shaklee, NuSkin, Neways, Trump Network, Max, Primerica, Herbalife, Univera, Melaleuca, Nikken, Reliv, Amway, Nature’s Sunshine, Market America, Sunrider, Thirty-One Gifts, Usana, Beauti Control, Avon, and Pre-Paid Legal, and It Works. -
A Study on Direct Selling Through Multi Level Marketing
International Journal of Advancements in Research & Technology, Volume 1, Issue 4, September-2012 1 ISSN 2278-7763 A Study On Direct Selling Through Multi Level Marketing F. MARY MERLIN Department of Management Studies, Manonmaniam Sundaranar University, Tirunelveli, India. Email: [email protected] ABSTRACT Direct selling is a multi-level marketing in which the sales force is compensated not only for the sales they make but also for the sales done through their recruit. This recruited sales force is referred to as the participants who can provide multiple levels of compensation. A person's job would be to recruit others to sell their product, and in return, receive a percentage of their sales. The next person's job then is to recruit people even more so below them, and receive a percentage of their sales. Other terms for Multi-level marketing include network marketing and referral marketing. Commonly, the salespeople are expected to sell products directly to consumers by means of relationship through referrals marketing. Some people use direct selling as a synonym for MLM, although MLM is only one type of direct selling Keywords : Multi-Level Marketing, Direct Selling, Traditional Marketing. 1 INTRODUCTION evolution of direct selling. According to Biggart, direct selling has grown to become a major form of commercial activity in Direct selling is marketing and transaction of consumer goods the US, despite encountering opposition from other sectors of directly to the consumer; it does not depend on direct mail, the business community during various stages in its product advertising or fixed retail outlets. Self-governing sales development. -
5M1b Ltr to FTC Re MLM Income and Health Claims FINAL
June 30, 2021 VIA EMAIL Samuel Levine Acting Director, Bureau of Consumer Protection Federal Trade Commission 600 Pennsylvania Ave. N.W. Washington, D.C. 20580 [email protected] Dear Mr. Levine: For far too long multilevel marketing (MLM) companies have used deceptive marketing to promote the business opportunity and sell their wares.1 In fact, the problem is so longstanding and pervasive that the MLM industry’s self-regulatory body, the Direct Selling Self-Regulatory Council (DSSRC), stated just last month that: Though the industry has made significant strides to curtail the dissemination of unsupported claims regarding income potential …, there is still a great deal of work ahead of us to assure that the product and earnings claims communicated to consumers and potential salesforce members are truthful and accurate.2 Moreover, industry trade group, the Direct Selling Association (DSA), published an article in its January 2021 journal that stated, “[d]irect sellers will never be able to wholly prevent distributors from making improper claims.”3 Such pessimism is cause for concern as improper health and income claims not only deceive consumers but also lead to social, emotional, and physical harms, and financial hardship.4 Given this backdrop, TINA.org urges the Commission to implement a penalty offense program targeting the direct selling industry and its market-wide practice of utilizing deceptive earnings representations and false health claims.5 For more than 40 years, the FTC has consistently pursued individual MLM companies making