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Message from the Vice-Chancellor Our country has been witnessing massive growth and development in almost all domains, especially in the agriculture sector. The Indian agriculture sector accounts for 18 percent of India's gross domestic product (GDP) and employs 50% of the countries workforce. While India is on the progressive path of development, its rural population is an integral part of this growth. It has become more than two-thirds of the country's people is dependent on agriculture for their livelihood and one-third of rural India is still below the poverty line. After over 73 years of independence, our country has gained the liberty to think and act freely on aspects that can foster economic progression. But still, there is a need to reduce the dependence of farmers on money lenders and to inculcate the habit of saving among them.
Self Help Groups(SHGs) not only help the small farmers who were compelled to borrow money to maintain their livelihood but also to buy inputs like fertilizers and seeds. Moreover, it helps in poverty alleviation, empowers the rural population, encourages social empowerment and fosters human development. SHGs play the role of a great contributor in uplifting society through their effective strategies. They are instrumental in promoting employment and creating new opportunities for start-ups and promoting new income-generating activities. The SHGs in rural areas can bring transformation in millions of Indian lives and enable self-reliance .
Similarly, FPOs offer opportunities to meet the numerous challenges in the agriculture sector. They are being recognized as a viable and effective solution to enhance agricultural productivity and earn the right value for their produce. NABARD has been providing the necessary guidance in implementation of the scheme to ensure the desired synergy in efforts of various stakeholders for building a sustainable FPO. They have the potential to revolutionize rural India through their intervention in agriculture by helping farmers work more productively, efficiently and sustainably.
Both SHG and FPO initiatives could be effective solutions to address the long-standing problems of our rural economy. While FPOs are gaining momentum in all fronts related to value chain development endeavors of their focused commodities, self-help groups (SHGs) are reaching the next orbit of livelihoods development programs through a cluster- based approach. SHGS and FPOs can have a dramatic impact in different ways on rural society, the economy and above all, humanity. While these initiatives present excellent opportunities for inclusive growth of the farmers and the country, as a whole, there are several challenges to be addressed. It is in this context, ICFAI University, Jharkhand, in association with NABARD is organizing this seminar, which will provide a platform for discussion on the various facets of the SHGs and FPOs, by academicians, researchers, industry professionals from agribusiness and related sectors, agri-financing and refinancing organizations , NGOs, policy-makers from Central and the State Government to make SHGs, FPOs/FPCs more robust for rural upliftment.”
In view of this perspective, it is a commendable initiative on the part of our University to organizing this National Seminar on Inclusive Growth through SHGs and FPOs in rural India in association with NABARD, wherein all the stakeholders - Academicians, Researchers, Industry Managers, Government Officials, NGOs and Rural Entrepreneurs – are brought together, onto a common platform to as well as challenges so that appropriate solutions can be worked out.
I am also happy to note that several presenters will discuss and deliberate on trends and issues related to the topic.. I am confident that the deliberations during the conference will be insightful and purposeful.
I extend my warm greetings to all the delegates attending the National Seminar and wish the Seminar all success.
(Prof. O R S Rao) Vice-Chancellor ICFAI University Jharkhand
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Acknowledgement
ICFAI University Jharkhand is thankful for the financial assistance received from Research and
Development Fund of NABARD towards printing of Souvenir cum Seminar Proceedings for the
National Seminar on ‘Inclusive Growth through
SHGs and FPOs in rural India’.
Research and Development Fund of national Bank for Agriculture and Rural Development (NABARD)
towards printing of seminar Proceedings
(Organizing Secretary) National Seminar 2021
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About the Seminar
About the Seminar: In the last few years, Government of India has taken concerted measures to enhance the income of the farmers. In order to reduce dependence on money lenders and to inculcate the habit of saving among the underprivileged sections of the society, the concept of Self Help Group (SHG), with its concomitant benefits, was introduced. This movement has become strong now, nevertheless, there is a need to further enhance its efficacy. Similarly, to make the Marginal, Small and Medium farmers of India strong enough to withstand the vagaries of nature and to increase their capacity to encounter the market forces by optimizing the critical factors of production and marketing, about 3200 Farmers Producers Organisations (FPOs) and about 1,800 Farmers Producers Companies (FPCs) have been formed during the last 8 years,. under various initiatives of the Government of India (including SFAC), State Governments, NABARD and other organisations. Majority of these FPOs are in the nascent stage of their operations and require not only technical handholding support but also adequate capital and infrastructure facilities including market linkages for sustaining their business operations. Further, a target of setting up 10,000 FPOs/FPCs by 2025 have been fixed by the Government of India. NABRARD has been providing a lot of support to not only to the existing FPOs but also to promote new FPOs. While these initiatives present excellent opportunities for inclusive growth of the farmers and the country, as a whole, there are a number of challenges to be addressed. It is in this context, ICFAI University, Jharkhand, in association with NABARD is organizing this seminar, which will provide a platform for discussion on the various facets of the SHGs and FPOs, by academicians, researchers, industry professionals from agribusiness and related sectors, agri-financing and refinancing organisations, NGOs, policy makers from Central and the State Government to make SHGs, FPOs/FPCs more robust for rural upliftment.”
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Objective This Seminar is aimed at examining, analyzing and presenting different ideas on Promoting/achieving Inclusive Growth through SHGs & FPOs in Rural India.
Themes/Sub themes of the Seminar:
1: Supporting Farmer Producer Organizations (FPO) and Linkage to E-NAM and Value chain Subthemes: Formation and Mobilisation of FPOs Cluster Based Business Organisation(CBBO) and their role in FPO formation Connecting FPOs through Government Schemes Marketing Initiatives and Support to FPOs Credit and Financing of the FPOs Regulation and FPO management Role of State Government for proliferation of FPOs in the State Intervention of Technology and linkage with value chain E-NAM and Value chain linkage Fostering public-private partnerships and investment to unlock inclusive growth through e-NAM
2: SHG and their Upliftment, especially in the State of Jharkhand Subthemes: Women Empowerment through SHGs. Capacity Building of rural people through the intervention of SHGs. SHGs and its role in Socio-Economic Development. Banks and their linkage with SHGs. Promoting entrepreneurship skills among women through SHGs Self-employment among the poor rural women through SHGs. Use of Technology and promotion of SHGs Functional challenges in the operation of SHGs Role of Government and Multi Lateral Agencies in promotion of SHGs
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Organizing Committee For National Seminar, 2021 On Inclusive Growth through SHGs and FPOs in rural India’ At ICFAI University Jharkhand Patron Prof. O R S Rao, Vice Chancellor, IUJ
Dr. Hari Haran : Mentor
Prof. Kaushal Kumar Sinha : Mentor
Dr. Satyendra Kishore : Mentor
Prof. Arvind Kumar, Registrar : Conveners
Prof. Sumit Kumar Sinha : Organizing Secretary
Dr. Bhagabat Barik : Seminar Coordinator
Dr. Rumna Bhatt acharya : Seminar Coordinator
Dr. Pritha Chaturvedi : Program Committee
Dr.Pallavi Kumari : Program Committee
Dr. Bijoya Ganguly : Program Committee
Dr. Manish Kumar : Program Committee
Dr. Vishal Kumar : Program Committee
Dr. Dilip Kumar : Program Committee
Dr. Goutam Tanty : Seminar Organizing Committee
Dr. Sudipto Majumdar : Seminar Organizing Committee
Dr. Raj Kumar : Seminar Organizing Committee
Prof S S P Shukla : Seminar Organizing Committee
Prof. Alok Kumar : Seminar Organizing Committee
Prof. Divya Utkarsh : Seminar Organizing Committee
Prof. Akriti Gupta : Seminar Organizing Committee
Prof. Amarjeet Ranjan : Seminar Organizing Committee
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About the Document
This document cover the abstracts of research papers, contributed by authors from academia, research, industry, government, banks etc. from various locations in India on the themes of the seminar. They are presented theme wise and author wise.
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Part – 1 Research Papers Table of Contents
S.N. Title of The Paper Authors Pg.No. Theme: 1: Supporting Farmer Producer Organizations (FPO) and Linkage to E-NAM and Value chain Subthemes Formation and Mobilization of FPOs
1. FPO - An Amalgamation of Co-operatives and Corporates Chandra Shekhar Mahtha 13
Subtheme: Credit and Financing of the FPOs 1. Effect of Credit and Financing support on the Farmer Balkrishna Singh 13 Producer Organization (FPO) Vishal Kumar
Subtheme: Regulation and FPO management 1. Regulation and Management of Farmer Producer Company Amrendra Kumar 14
Theme: SHG and their Upliftment, especially in the State of Jharkhand
Subtheme: Women Empowerment through SHGs
1. Women Empowerment – An Analysis Of The Role Played By 15 Self Help Group’s In India Madhurita Dey Pritha Biswas
2. An assessment women empowerment through SHG’S Prakash B.Kundaragi 16
3 Self Help Groups As A Drivers For Women Entrepreneurship Rashi 17 Development 4 Tannu Priya 18 Women Empowerment through Self Help Group: A Theoretical Perspective
Subthemes : Capacity Building of rural people through the intervention of SHGs
1. Community Monitoring and SHG Efficacy: Identification of Satyendra C. Pandey 19 Pathways and Mechanisms Vivek Pandey Shyam Singh
2. Health Insurance and Social Security of SHG Members : An Syed Ashraf Nadeem 20 Indian Perspective
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Subthemes : SHGs and its role in Socio-Economic Development
1. State And Status Of Self Help Groups (Shgs) In Maharashtra: Venkata Somanadh Kolluru 21 A Study On Self Help Groups In Wardha District Subrato Kumar Dey
2. 22 Self Help Group and Contemporary Africa- A case study of Kwa Clovis Dze and Sam Self Help Group in Cameroon and Ghana Godson Ato
3. 23 SHG and its role in socio-economic development Satya Prakash
Subthemes : Banks and their linkage with SHGs 1 Financial Inclusion for Women through Digitizing Self-Help Indrani Roy 24 Groups Manish Kumar
2 Ruchi Gupta 25 An Explanatory Study On Linking Of Banks With Self Help Programme In India Subthemes : Promoting entrepreneurship skills among women through SHGs
1. Promoting Entrepreneurship Skills among Women's through Puja K. Gulhane 25-26 SHGs S. R. Chavan
2. Business selection and it’s performance among entrepreneur Jyoti 26 members of SHG in Namkum block of Ranchi District” : A Satyendra Kishore Pilot Study Pranab Kumar Nitesh Bhatia
Subthemes : Self-employment among the poor rural women through SHGs
1. SHG and their Uplifts, especially in the State of Jharkhand Shobhit kumar 27 Akanksha Kumari
Subthemes : Use of Technology and promotion of SHGs
1. Achieving Performance through Information and Rajeev Kumar 28 Communication Technology (ICT): A Study of Milk Retailers Dilip Kumar (MR)
2. Drone: A Green Agriculture Technology For The Future Manohar Kumar Singh 29 Viranshu Kumar
3. A New Challenge for Mechanical Engineering in Agriculture Viranshu Kumar 30 Satya Prakash Manohar Kumar Singh
4. Measuring Emotional Intelligence Using Fuzzy Logic Taraknath Paul 31 Bijoya Ganguly
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Subthemes : Functional challenges in the operation of SHGs
1. Challenges in Silk Production by Rural SHG Women: A Case 32 Study Kusum Kanan Mishra
Subthemes : Role of Government and Multi Lateral Agencies in promotion of SHGs
1 Bishnu Charan Parida 33 Role of Community Institutions in Reviving Sustainable Khalid Husain Agriculture practices in Jharkhand through DAY - NRLM
Related Themes
4. The Impact of “MGNREGA” Eradication of Poverty and Pashikanti Omkar 34 Generation of Unskilled Employment in Rural Areas – An Overview
5. e-Epidemic Model on Covid-19: A Fuzzy Approach Samir Kumar Pandey 34 Shiv Shankar Prasad Shukla
4. Role of E-commerce in Promotion of Self Help Groups and Sharad Seth 35 Rural Development Sandeep Kumar
6. SHG: A Foundation Of Micro Financing In India Vidhukrishnan K C 36 Baneesh K M
5. Study of factors influencing rural online shopping: A review Sumit Mishra 37 of literature
6. Role of Government in Promotion of Farmers Producer’s Pradeep Kumar Hazari 38 Organization in India: Major Policy Reforms Abu Bakar Siddiqui Jyoti Pranab Kumar Nitesh Bhatia
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Theme 1 : Supporting Farmer Producer Organizations (FPO) and Linkage to E-NAM and Value chain
Subtheme: Formation and Mobilisation of FPOs FPO - An Amalgamation of Co-operatives and Corporates Chandra Shekhar Mahtha
Student, MBA (WP) ICFAI University Jharkhand Abstract
This paper is to study how FPOs can be made successful by utilizing best of practices used by co-operative societies and corporate. Analyzing, Strengths, Weakness, Opportunity and Threats (SWOT Analysis) of both Co-operatives and Corporate. Why co-operative’s success stories were limited to Diary and Housing Societies only. Startup India, on the other hand is a good initiative taken by Government of India. Co-operatives are around us for more than five decades. FPO’s have to fill the gap created by cooperatives and incorporate good practices of Corporate because eighty-six percent of the farmers in India are either small farmers or marginalized farmer. If India wants to be a superpower it has to strengthen its agriculture sector. Government of India has already announced to double the income of its farmers by 2022 so it becomes all the more important that FPO must succeed.
Keyword: FPOs, corporate, Government, marginalized farmer, income.
Subtheme: Credit and Financing of the FPOs
Effect of Credit and Financing support on the Farmer Producer Organization (FPO) Balkrishna Singh Student MBA, ICFAI University Jharkhand Vishal Kumar Assistant Professor, ICFAI University Jharkhand Abstract Being smallholders, these farmers suffer from some inherent problems such as access to information, price discovery mechanism, technical networking (Linkages), credit and other financial requirements. The big challenge under these conditions would be to integrate these small holders with the agricultural markets so that benefits from transforming agriculture, trade environment and growing economy may be optimized and help in realizing higher income of small and marginal farmers and lead to more inclusive growth. In order to mitigate the risk of the farmers and strengthen the small and marginal farmer Ministry of Agriculture, Gov. of India launched the support system called Farmer Produce Organization (FPO). By explore the potential of the hybrid (Co-operative + private) FPO’s, our review article focuses on analyzing the financial requirement for both fixed and running costs of FPO’s. The Analysis is based on the secondary data of few FPO’s. The study constitute with an objective of understanding / forecasting the importance of credit and other financial requirements to the FPO’s. Keywords: Linkages, FPO’s, hybrid, financial requirements.
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Subtheme: Regulation and FPO management
Regulation and Management of Farmer Producer Company
Amrendra Kumar
Research Fellow, B.R.A. Bihar University, Muzaffarpur
Abstract The concept of Farmer Producer Company (FPC) has gained the special attention of government. The government has announced for 10,000 FPOs to be formed in five years period from 2019-20 to 2023-24 to ensure economies of scale for farmers. The Government of India in the Ministry of Law, Justice and Company Affairs (Department of Company Affairs), by its Order No. 11/12/99-CL-V dated 1 November, 1999, constituted a High Powered Committee, Alagh Committee, to examine and make recommendations with regard to framing legislation which would enable incorporation of cooperatives as companies and conversion of existing cooperatives into companies; and ensure that the proposed legislation accommodates the unique elements of cooperative businesses within a regulatory framework similar to that of a private limited company. Based on recommendation of Alagh Committee the Company Act 1956 has been made amended in 2002 and producer company incorporated under company act. Later, the same provision has been retained for producer company in amendment of the Company Act 2013. The term Management, in administrative aspects, of producer company means Board of directors, office bearers, CEO and shareholder. The management of producer company depends on clear understanding in the roles and responsibilities between the Managing Director, Chairperson and Secretary. This paper delineates the legal and management aspects of Farmer Producer Company (FPC). The study also deals with the need for a regulatory body to regulate, develop and guide the numerous bank and financial institution who work in the field of Farmer Producer Company (FPC). The paper discusses the factors and theoretical position associated with the evolution of Farmer Producer Company (FPC).
Keywords: Company Act, Farmer Producer Company (FPC), Ministry of Corporate Affairs, NABARD, Management.
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Theme 2: SHG and their Upliftment, especially in the State of Jharkhand
Subthemes: Women Empowerment through SHGs.
Women Empowerment – An Analysis of The Role Played By Self Help Group’s In India
Madhurita Dey Assistant Professor, Faculty of Commerce and Management, St. Xavier’s University, Kolkata
Pritha Biswas
Assistant Professor, Faculty of Commerce and Management, St. Xavier’s University, Kolkata
Abstract Women suffer from unequal treatment as compared to men in several aspects of life and are faced with unequal burden of household responsibilities. The role played by them is considered secondary and mostly neglected. This phenomenon is not specific to any country or region but is rather global in nature. Development initiatives by the government often bypass women due to the discrimination they face at every stage in life with regards to nutrition, education and employment. Rural women are however in much worse situation given the lack of infrastructure, transport and other development opportunities available to them. Empowerment of women is critical to the development and advancement of a country and keeping this view in mind the Government of India have come up with the concept of Self Help Groups to facilitate the empowerment of women. SHG’s have enabled women to break through the vicious circle of social, economic, caste and gender-based discrimination. It has enabled women to not only uplift their own lives but also to contribute to the society in a positive manner. This paper tries to analyze the extremely important role played by SHG’s in the empowerment of women in India and its impact on the lives of women.
Key words: Women Empowerment, Self Help Group, Rural, Development, Discrimination.
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An Assessment Women Empowerment Through SHG’S
Prakash B. Kundaragi Asst. Professor SDVS Sangh’s Annapoorna Institute of Management Research, Sankeshwar
Abstract
The women in the rural areas are facing several challenges to run their families. Some among them are financial problems, educational problems, social problems, and so on. Therefore to overcome from those problems women have started SHG’s having motto of “All for one, one for all”. Then they started to gathering of people together to contribute little amount of money to solve the problems. That SHG’s have become sources of empowering rural women. Hence, this research work has conducted to evaluate the relationship between the SHG’s and women empowerment. One hundred (100) rural women who are the part of SHG’s were concerned in this study, and non probabilistic convenient random sampling method was uses to select the samples. The structured questionnaire was used to collect the primary data. Secondary methods of data such as Articles, Journals, websites etc. were included for the gathering of the information. Percentile analysis was used for demographic variables and Pearson’s Correlation and ANOVA has been utilized to analyze, infer and to test the hypothesis of the primary data. Hence the same has been followed through SPSS-20. Majority of the women has more than 31 years of the age; 87 percent are married and 55 percent having PUC followed by 41 percent SSLC. SHG’s and women empowerment are positively and significantly related. It means that as starts joining the SHG’s women empowerment would increase and vice versa. This work is covers only 100 rural women respondents.
Key Words: Women, Empowerment, SHG’s.
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Self Help Groups As A Drivers For Women Entrepreneurship Development
Rashi
Student, MBA, Faculty of Management Studies, ICFAI University Jharkhand
Abstract SHG has played a significant role in women's entrepreneurship development. The SHG has played a significant role in providing a facility of Micro-saving and Micro-credit to women to enhance their businesses on small scale. This has helped them to establish their separate identity and enable them having their separate bank account. Society has still had evidence of gender inequality. The realization that sustainable development should be there is not possible without the presence of equality between men and women. With the support of SHG, the women are becoming entrepreneurs and actively contributing towards all sectors of productivity. The contribution of women is indispensable to a sustainable society, since their participation has become an example of social inclusion and empowerment. The study focused on the role of Self Help Groups in Women's Entrepreneurship Development. The finding of the study revealed that SHG had played an important role in entrepreneurship development among rural women. Moreover, it is also providing various platforms to develop their skills for become self reliant. By starting the small-scale business the entrepreneurial activities of the women has gain a good speed. They are not only active in household activities but are able to build the confidence level. The paper concludes that the SHG has been instrumental in uplifting the socio-economic empowerment of the rural women. Keywords : SHG, Micro-credit, women, productivity, the socio-economic empowerment, rural women.
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Women Empowerment through Self Help Group: A Theoretical Perspective
Tannu Priya
Student, MBA, Faculty of Management Studies, ICFAI University Jharkhand Abstract
This paper explores the impact OF SHGs (Self-help groups) in classifying the social involvement of women in self-help groups (SHGs) for their economic as well as social empowerment. SHGs play a vital role in uniting the women who can help each other to solve their financial as well as their social problems. It also helps women of rural areas to take a collective decision which enhances their confidence and capabilities. SHGs help women in managing their need of finances as their household issues. These groups motivate women and are considered as one of the most significant tools to empower the women residing in rural areas.
Gender discrimination is a major issue in rural areas; women have to face more challenges than women in urban areas. The paper will be based explore other major causes like unemployment and unequal participation of women in their family issues. With the help of SHGs, access to credit helps rural women to start a business which gives them the power of freedom, strength, self-identity and self-esteem and also makes them financially independent. At the social level, SHGs make women involved in community affairs and they have been able to tackle problems that are affecting or disrupting the lives of many women living in their particular area. SHGs are giving employment to the women of rural areas as well as developing their skills.
The paper will analyze as to how SHGs develops discipline in women by encouraging them to raise loans, saving their finances and thrift. Those groups also actively take part in social welfare programmes like AIDS awareness programme, nutrition, legal literacy, etc. The paper in its concluding part will also focus on how SHG bank linkage programme has proved to be a major credit delivery scheme with wide acceptance by banks and NGOs and helping women and empowering them for the development of society and country. The concept of SHG services the principle, ‘by the women, of the women and for the women’.
Keywords: women empowerment, socio-economic development, SHGs, Self-help groups, gender discrimination, unemployment.
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Subthemes: Capacity Building of rural people through the intervention of SHGs.
Community Monitoring and SHG Efficacy: Identification of Pathways and Mechanisms
Satyendra C. Pandey, Vivek Pandey, Shyam Singh
Institute of Rural Management Anand (IRMA), Gujarat
The Community-Driven Development (CDD) interventions face the challenge of effective second and third-party implementation of monitoring and evaluation (M&E) processes. The M&E team is often viewed unfavorably by the program participants and implementors. They are: (a) considered foreign to the development process, and (b) on account of trust deficit, are less likely to record and present the true status at the ground-level. In addition, monitoring by external agencies and programme partners is often driven by evaluation list ideology and optimism rather than rational analysis and an outlook to bring about the actual change. The literature points that community participation in the M&E process can potentially lead to: (a) improved engagement of the monitor with the programme, (b) identification of course- correction strategies, and eventually (c) enhanced long-run programme welfare outcomes. We study the design and develop a Theory of Change (ToC) of the Community Based Monitoring System (CBMS) for the NRLM self-help groups (SHGs) in the Indian state of Jharkhand. The CBMS is based on the principle of enrolling active SHG participants from a different administrative block to undertake the M&E activity with the host SHG. The findings from the CBMS drive are then presented by the community monitors to the district and state-level officials in the presence of block-level implementers. This is followed by a quality circle through which the block functionaries present their understanding of the problems and suggest alternative approaches to address them. The entire process is based on trust, technical know-how, and the willingness of the functionaries to identify issues in the implementation and course-correct them. The findings from the ToC suggest that the CBMS can lead to a shared understanding of the goals of SHGs, assessment of SHG’s quality of functioning, feedback on KPIs, joint corrective action, and enhanced learning. Keywords: Community-Driven Development, programme partners, CBMS, SHGs, learning.
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Health Insurance and Social Security of SHG Members : An Indian Perspective
Syed Ashraf Nadeem Ph.D. Scholar, ICFAI University, Ranchi Asst Professor, Sityog Institute of Technology, Aurangabad
ABSTRACT
Large population of Indians lives in rural area. Unlike developed countries where people get education, medical, pension, provident fund facility, accident benefits, maternity benefits, survivor benefits, death benefits, support in case of natural calamities, retirement benefits, unemployment allowances, disablement benefits, etc. In developing countries majority of population deprived of such benefits .In rural India people are too poor to afford basic health services. It creates worries and sense of insecurity for individuals, families and society. There is need to support the downtrodden peoples for their betterment and survival and for the development of the economy of country. Proper health care is basic human right. Increasing healthcare cost make it very difficult for rural people to access the even basic health care facilities. In this study, various health insurance schemes that have been started for these people are discussed. Also, challenges faced and the steps that can be taken to improve the penetration and effectiveness of these schemes are studies for the better health management of rural and poor Indians.
Keywords: Insurance, Health insurance, Rural India, Rural insurance.
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Subthemes: SHGs and its role in Socio-Economic Development
State And Status Of Self Help Groups (SHGs) In Maharashtra: A Study On Self Help Groups In Wardha District
Venkata Somanadh Kolluru,
Assistant Professor, G.S.College Of Commerce, Wardha
Subrato Kumar Dey
Associate Professor, ICFAI University, Jharkhand
Abstract Self-help groups are informal groups of people who come together to address their common problems. While self-help might imply a focus on the individual, one important characteristic of self-help groups is the idea of mutual support – people helping each other. SGHs were started and formed in 1975. In India NABARD initiated in 1986-1987. The absence of institutional credits available in the rural area has led to the establishment of SHGs. In 1991- 92 NABARD started promoting self-help groups on a large scale. And it was the real take-off point for the 'SHG movement'. In 1993, the Reserve Bank of India also allowed SHGs to open saving accounts in banks. Facility of availing bank services was a major boost to the movement. Self-Help Group (SHG) is a homogeneous group of poor women. This group is a voluntary one formed on areas of common interest so that they can think, organize and operate for their development. SHGs play a crucial role in improving the savings and credit and also in reducing poverty and social inequalities. The present study is on finding the state and status of the Self Help Groups in India as well as in the State of Maharashtra with particular emphasis on Wardha District of Maharashtra State.
Key words: Self Help Groups (SHGs), NABARD, India, Maharashtra, Wardha District.
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Self Help Group and Contemporary Africa- A case study of Self Help Group in Cameroon and Ghana
Kwa Clovis Dze and Sam Godson Ato
Post Graduate Students, LEAD College of Management, Palakkad, Kerala
LEAD College of Management, Palakkad, Kerala
Abstract
Self Help Group is one of the driving forces on the chain of socio-economic development. It is however being promoted as an important strategy for simultaneously tackling both poverty alleviation and empowerment. Self Help Group is a small voluntary association of 10-20 less endowed people for the purpose of doing some income generation activity through their group savings and loan from bank. It inculcates the habit of compulsory savings amongst its members. The study is based on the life cycle of self-help groups and the social economic conceptual perspectives.
This paper focuses on analyzing how Self-Help Groups act as an instrument to enhance the livelihood of marginalized sections of individual. It also considers the strategies the group uses for its rural area’s development. It seeks to answer the question of whether and under which conditions Self-Help Groups are an effective vehicle for organizing local people in the development of community and various sources to engage individuals in income generation activities. The research is conducted considering a Self Help Group in Cameroon and the Upper East Region of Ghana highlighting their composition, vision, mission and objectives, socio- economic impacts as well as their achievements.
Keywords: self help group, socio-economic impact and empowerment
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SHG and its role in socio-economic development
Satya Prakash
Lecturer, ICFAI University Jharkhand
Abstract
India is a country having one third of world’s poor distributed among the marginalized sections of society namely women and landless farmers. The women in the society have always been given a secondary status. Self-help group (SHGs) is an initiative to give social and economic empowerment to women. SHGs organize the women in a group of 10 to 20 members. The group is linked to the bank and it can get the loan for running small businesses like cattle farming, poultry, etc. In recent years, the SHGs have been successful in poverty alleviation and economic empowerment of women. The concept of SHGs has been derived from Bangladesh Grameen Bank. It was started as a pilot project in early 90’s in India and now it has become a tool for social and economic empowerment of women. This paper discusses the various impacts of self help group on socio- economic development of women.
Key words: Self help groups, economic empowerment, socio-economic development.
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Subthemes: Banks and their linkage with SHGs
Financial Inclusion for Women through Digitizing Self-Help Groups
Indrani Roy Student, ICFAI University, Jharkhand Manish Kumar Assistant Professor, ICFAI University, Jharkhand ORCID id: Dr.MANISH KUMAR (0000-0001-7644-7966)
Abstract
Self help groups are involved with development programmes for the rural societies. It mainly focuses on women’s empowerment through entrepreneurship basically involving women for different works in rural areas; Also, government is rolling out various social development projects through SHG’S, by using digital platforms for running the groups, thus helping in digitizing their data with accuracy which leads to better performance. Digital modes of enhancing financial inclusion for women by targeting self-help groups (SHGs) could be one potential channel for accelerating and promoting digital financial inclusion in India. SHGs as a development model for empowering women through financial inclusion can specifically benefit from digitization. Digital transformation can impact the activities of self help group in many ways like-E- book keeping and E- banking, opening a customer service point (CSP), auto generation of loan, faster service. Digitizing information about members of self-help groups and their group transactions in the form of internal and external loans has abundance inbuilt benefits. Primarily this has the potential to bring in accountability within SHGs and promote group-level decision-making. This also brings transparency and acts as a tool to benefit both self help groups and financial institutions.
Keywords: Digital transformation, Self Help Groups, Women Empowerment.
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An Explanatory Study On Linking Of Banks With Self Help Programme In India
Ruchi Gupta
Department of Commerce & Management, Kalinga University, Atal Nagar, Raipur Chhattisgarh
Abstract
The Self Help Group-Bank Linkage Programme (SBLP) was begun in 1992 at the action of NABARD. The fundamental idea of the SBLP is to connect the unorganized sector of our population to the establish banking sector. SHGs are registered/unregistered entities which usually has a membership of 15 to 20 members from very low income families, usually women. The aim of this paper is to understand the programme and also to identify the challenges faced by it. Secondary data has been applied here. This study is explanatory in nature .It has been concluded in this study that the SBLP are the productive tools in removing the poverty and developing business for rural poor specifically for women group.
Keywords: Self Help Group-Bank, Linkage Programme, NABARD, women group.
Subthemes: Promoting entrepreneurship skills among women through SHGs
Promoting Entrepreneurship Skills among Women's through SHGs
Puja K. Gulhane Research Scholar, G. S. College Of Commerce, Wardha. S. R. Chavan Associate Professor, G.S. College of Commerce, Wardha. Abstract: The empowerment of women is one of the central issue in the progress and improvement of countries all over the world. Association of women in SHGs has empower them to gain greater control over resources like belongings, intellectual resources and decision making power at every stages of life and places. Various SHG biased states have sets focus on skill improvement, helps inventions, access to credit from financial institution for micro projects for enlightening economy and guiding uses of credit to weaker section of women. Women can achieve power if they get easy access to credit, it will atomically improve their cultural and social states. all these kind of improvement is called women empowerment. Government is giving very much importance to Self Help Group for the economic growth and poverty reduction. this study is the crucial need for the current study. A women who is environmentally aware, financially independent, and digitally articulate will eventually move
[25] towards achieving an equal democratic voice in the country's political spectrum. in 2015, a global development consulting firm called ‘Intellecap’ embarked on a journey of identifying and digitizing specific rural value chains. They aim to identify the key beneficiaries of this model, women playing a significant role in non-farm related, preserving the village eco- system, and also working as solar-energy entrepreneurs. such model can go far in trying to generate employment and empowerment while engaging rural women with new technologies. This paper touches upon the areas of how by livelihood mission government is providing training to women for generating employment opportunities and finance to them to give wings to their innovative ideas. Keywords: SHGs, Entrepreneurship, Economic Development, Skill Development, Micro Credit
Business selection and it’s performance among entrepreneur members of SHG in Namkum block of Ranchi District : A Pilot Study
Jyoti1 Research Scholar, ICFAI University Jharkhand Satyendra Kishore2 Adjunct Professor, ICFAI University Jharkhand Pranab Kumar 3 Associate Professor, BIT Mesra, Ranchi Nitesh Bhatia 4 Assistant Professor, Central University of Jharkhand Abstract The concept of ‘Women Entrepreneur’ is gaining pace not only in India but it is becoming global phenomenon. Entrepreneurship among rural women is one of the most suitable way towards financial independency and poverty alleviation in our country where illiteracy is prevalent among rural women and employment is not guaranteed. SHGs are helping rural women to improve their monthly income, educate their children and create assets. The study was conducted on a sample of 100 rural entrepreneurs of SHG in the rural area of Namkum block, Ranchi. Random stratified sampling method had been used to conduct the study. The Data collection was done with the help of validated questionnaire to measure entrepreneurial development among rural women member of SHGs. The result of the study revealed that in Namkum block SHG had played a major role in entrepreneurship development among rural women irrespective of caste, age, family size and education. Keywords : Women, Entrepreneur’, SHGs, rural area, entrepreneurial development.
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Subthemes: Self-employment among the poor rural women through SHGs
SHG and their Uplifts, especially in the State of Jharkhand
Shobhit Kumar Student, MBA, ICFAI University Jharkhand Akanksha Kumari Student, MBA, ICFAI University Jharkhand
Abstract The present paper tries to understand the role of SHGs and their Uplifts upon the women empowerment process in the state of Jharkhand. We have relied heavily upon secondary data to gather information. The working process of SHGs, their achievements, operational difficulties etc are analyzed and finally suggestions are put forward to enhance & strengthen the role of SHGs in women empowerment. Self Help Groups have emerged as a widely accepted development strategy as they are effective in reducing poverty, creating awareness and ensuring sustainability of environment which finally results in sustainable development of the nation. Empowerment is a heterogeneous process which encompasses many aspects i.e. enhancing awareness, increasing access to resources of economic, social and political etc.” In recent years women empowerment has become a subject of great concern for the nations all over the world especially in poor and developing countries. Women education in India has a major preoccupation of both the government and civil society as educated women can play a very important role in the development of the country. Education is backbone of women empowerment because it enables them to respond to all the challenge. Education also brings a reduction in inequalities and functions as a means of improving their status within the family and society. The impact of globalization is seen eventually on position of women in some form or other in most of the developing countries with the variation of degree. The United Nations has also strived hard in an incredible way to draw the due attention of the World Community on this issue in the past years.
Key Words:- SHG, Women Empowerment, NGO, Education, Globalization.
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Subthemes: Use of Technology and promotion of SHGs
Achieving Performance through Information and Communication Technology (ICT): A Study of Milk Retailers (MR) Rajeev Kumar Rajiv Gandhi South Campus, Banaras Hindu University Dilip Kumar
Assistant Professor, ICFAI University Jharkhand
Abstract
The research paper attempts to examine the relationship of information and communication technology (ICT) on the performance of milk retailers. Descriptive and one sample t-test has used to test the hypothesis. The research paper is divided into five sections; the first section discusses the information and communication technology (ICT) role in the dairy sector along with different determinants of the milk retail performance. The second section carried out the literature revive on ICT role on dairy industry which also include the available literature on milk and milk products retail outlets in the selected district of the eastern Uttar Pradesh. The third section encompasses the method of data collection, research design, sampling techniques, sample size, and tools for analyzing the data. The second last section comprised of the descriptive statistic and t-test for carrying out the analysis of the data and finally, the last parts include the finding, conclusions, and recommendation part of the paper.
Keywords: Information and Communication Technology (ICT), Retailer, Organizational Performance.
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Drone: A Green Agriculture Technology For The Future
MANOHAR KUMAR SINGH Senior Lecturer, ICFAI University, Jharkhand
VIRANSHU KUMAR Lecturer, ICFAI University, Jharkhand
Abstract Climate change and pollution are two of the most pressing global problems of our time, and they are having a significant effect on agricultural production. Amplification of global warming and related problems is also aided by traditional farming activities, as well as other factors such as deforestation, fossil fuel combustion, and so on. Sustainable agriculture is one of the solutions to tackle environmental pollution and reduction of greenhouse gas emissions, thus offsetting the impact of climate change. In traditional agriculture systems, farmers commonly apply fertilizers, pesticide, and other agrochemicals in heavy quantities indiscriminately. The higher dose of fertilizers is not adequately used by crops, and thus unutilized fertilizers pollute the atmosphere, causing greenhouse gas emissions. As a result, clean and green technologies are needed to carry out agricultural practices in a sustainable manner. In this case, a drone or unmanned aerial vehicle (UAV) is used. A DRONE (Dynamic Remotely Controlled Navigation
Equipment), also known as a UAV, is a vehicle that can fly on a pre-determined path using autopilot and GPS coordinates, or manually using radio signals via a remote control or smartphone app. Drones can detect objects that are outside the apparent range of human sight thanks to the abundance of sensors available. As a result, drones can provide more precise, reliable, and objective information in real time, with fewer errors.
Keywords: Climate, traditional farming, fertilizers, pesticide, information.
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A New Challenge for Mechanical Engineering in Agriculture
Viranshu Kumar1*, Satya Prakash1, Manohar Kumar Singh1
1Lecturer, FST, ICFAI University, Jharkhand, Ranchi
Abstract Agriculture is vast sector which uses variety of methods and techniques. This is done to meet both before and after yielding of crops. To have high yield with less effort or better productivity ,then good machinery ranging from small tools to heavy (Agro based) Earth movers are engaged and used. Agriculture being one of the oldest practices; you can see many inventions and discoveries in every phase. So, it is suggestible to work on modifications needed or smart techniques to be induced to make agriculture a better and affordable practice. Mechanical engineers have a long and illustrious tradition of accomplishments in agriculture. Its current contributions seem to be primarily in the areas of mechanization and environmental systems for both plants and animals. Agricultural distribution is identified as a significant and urgent field for the mechanical engineer's involvement in this paper. It demonstrates how the engineering approach, which is at the core of the profession's societal contributions, can be extended to this vast and rapidly growing sector of the economy.
Keywords: - Agriculture, yielding, productivity, mechanization, economy.
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Measuring Emotional Intelligence Using Fuzzy Logic
Taraknath Paul
Assistant Professor, Dept. of Information Technology, ICFAI University Jharkhand,
Bijoya Ganguly
Assistant Professor, Dept. of Science and Technology, ICFAI University Jharkhand.
Abstract
Emotional Intelligence (EI) is the ability to anticipate, understand, manage and use emotions.
The article refers to the categories of emotion in human being and their relative measurements with respect to different scales of equivalent ranks. These ranks are the degree of sadness, happiness, frustration, anger, fear and surprise as well. The linguistic variables of the said categories will measure the motions. Emotions are perception of characters in verities of situation with fuzzy scores. Measuring and managing this emotional intelligence will help increased personal well being, decrease occupational stress, improvement in decision making, and increase in team performance and leadership qualities. Various evidence based program for enhancing Emotional Intelligence in adults and children are now suggested. Today’s work-pace lack the personal awareness is required to deal with the complex issues and pressures which determines life organization and orientation. Emotional awareness is directly proportional to the emotional controls. Lack of emotion awareness means lack in emotional controls that may result to disaster in the society and family as well. Emotions of people and their performance are relative to the ability to lead, so, Emotional Intelligence must be a subject of conversations.
Key words – Emotional Intelligence, Fuzzy Logic, Perception and Ranking
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Subthemes: Functional challenges in the operation of SHGs
Challenges in Silk Production by Rural SHG Women: A Case Study
Kusum Kanan Mishra
Ph.D. Scholar ICFAI University Jharkhand, Asst. Professor St. Xavier’s College, Dumka
Abstract Self Help groups in India has played vital role in the rural economy. They are engaged in various self-employment schemes as well as commercial production. Financial institutions such as banks are also providing great support to increase their earning. Production of yarn is one such activities where the rural women are completely involved. Apart from their normal home work, they take part in tassar production. The study was conducted among two SHGs group members in Dumka Districts where they are the prime members in yarn production. The study has taken the support of Jharkhand state livelihood promotion society operating in the state. Data was collected from the rural women through formal interaction. The study identified that lack of infrastructure is one of the primary challenges. The SHG women also not getting proper training in seed production, rearing and other processing activities. Another major issue is the trained human resources in that locality who can sustain this activity among the poor SHGs members. The study was done with SHG groups who were available under JSLPS. The paper has described the views of SHGs women present in group at the time of data collection. The study will provide a strong pillar to the future researcher in the area of SHG involvement in Tussar production.
Key Word: Women, Self Help groups, empowerment, training
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Subthemes: Role of Government and Multi Lateral Agencies in promotion of SHGs
Role of Community Institutions in Reviving Sustainable Agriculture practices in Jharkhand through DAY - NRLM
Bishnu Charan Parida
Chief Operating Officer (COO) of Jharkhand State Livelihood Promotion Society (JSLPS), Department of Rural Development, Govt. of Jharkhand, Ph. D. scholar of ICFAI University Jharkhand Khalid Husain Program Manager – MKSP who works in JSLPS (RDD, GoJ),
Abstract
Jharkhand is a natural rich state with poor people. Despite good rainfall (1,300 per annum), the net shown area is 26.48 lakh (just 33 % of total land) whereas irrigated land is 3,007 Lakh ha (just 11.76 % of net shown area). Mono cropping is the main characteristic of agriculture in Jharkhand with 90 % area is covered under food grain (paddy, wheat, pulses etc.) and only 4 – 6 % areas is covered under cash crop which support livelihood of 80 % rural households. Erratic rainfall, marginal landholdings, lack of irrigation facility, run off loss of water, lack of availability of good quality seed and marketing support etc. are characteristics in agriculture in Jharkhand.
Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM) of Ministry of Rural Development (MoRD), Government of India. It aims at creating efficient and effective institutional platforms of the rural poor, enabling them to increase household income through sustainable livelihood enhancements and improved access to financial services through self-managed Self-Help Groups (SHGs) and federated institutions (VO, CLF) and support them for livelihoods collectives (PG and FPO).In Jharkhand it has outreached to32 Lakh families (HHs) through 2.58 Lakh Women SHGs and various livelihood interventions. Mahila Kisan Sashakti karan Pariyona (MKSP) is a sub-component of DAY – NRLM. It focuses on Agro-ecological practices, Value-chain based interventions, livestock management and NTFP based livelihoods. In Jharkhand MKSP has revived sustainable agriculture practices and is supporting more than 65,512 women farmers. These are tried and tested models of sustainable agriculture with end-to-end marketing support being branded as PALAS
Key Words: Poverty, Agriculture, Livelihood, Community Institutions, Extension services.
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The Impact of “MGNREGA” Eradication of Poverty and Generation of Unskilled Employment in Rural Areas – An Overview PASHIKANTI OMKAR
Assistant Professor of Economics University Post Graduate College for Women’s Kakatiya University, Warangal urban, Telangana ABSTRACT The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) indicates that the programme can have an impact positively on the social and economic well-being of rural laborers and their families in particular. It holds the great prospect of bringing significant changes in the rural area. MGNREGA has strengthened the social auditing through various mechanisms adopted by the scheme which is mandated to be implemented by the village panchayats. One of the prime requirements of the project is that it is to be performed by the village panchayat not through the contractors either appointed by the panchayats. Keyword: MGNREGA, eradication of poverty, generation of unskilled employment, urban migration, socio-economic impact of MGNREGA etc.
e-Epidemic Model on Covid-19: A Fuzzy Approach
Samir Kumar Pandey, Shiv Shankar Prasad Shukla Faculty, ICFAI University, Jharkhand
Abstract The intent of this paper is to use fuzzy mathematics to dynamically formulate an e-epidemic compartmental model in the human population. The most recent edition of individual corona virus said to be COVID-19 came out as a sudden pandemic disease within human population and in the absence of vaccination and proper treatment till date, it daunting threats heavily to human lives, infecting more than 30 M people and death more than 830 K people in more than 208 countries across the globe as on February 2020, which is highly alarming. When no treatment or vaccine is available till date and to avoid COVID-19 to be transmitted in the community, to follow the minimum criteria (social distancing, using masks etc.) is the only way to prevent the disease. We have studied the ways of classical basic reproduction number as well as fuzzy basic reproduction number means at what time both differ and when matched. We have also analyzed the control strategies. For this, we have taken three cases for disease in population as: low, medium and high which tells that at what condition the disease will invade the population. Key Words: Epidemic Model; Diseases; Covid-19; Fuzzy Sets/Logic; Population; Fuzzy basic reproductive number.
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Role of E-commerce in Promotion of Self Help Groups and Rural Development Sharad Seth Research Scholar, Sarala Birla University, Ranchi Sandeep Kumar Associate Professor, Dept. of Commerce and Management, Sarala Birla University, Ranchi
Abstract Managed by a group of women, Self Help Groups have emerged as a catalyst in empowering rural women in India, especially making them financially independent. Through ‘Deendayal Antyodaya Yojana-National Rural Livelihoods Mission’ (DAY-NRLH)and NABARD’s ‘SHG Bank Linkage’ program, government also provides financial and other necessary assistance to Self Help Groups to start their business operation. Currently around 60 lakhs SHGs and 60 million women are associated with (DAY- NRLH). But the major challenge lies in reaching to the market and selling their products. In past few years, social media and e-commerce platforms have proven themselves of great help to the Self Help Groups in this direction. Many NGOs and individuals are working with these Self Help Groups to promote and market their products through social media and e-commerce platforms. Leading E- commerce platforms like Amazon and Flipkart have also taken initiatives to support such SHGs. In December 2019, leading E-commerce platform, Flipkart signed MOU with the Ministry of Housing and Urban Affairs to empower skilled but underserved sections of society by inducting them into E- commerce. In February 2020, Government of India also decided to provide e-commerce platforms to these Self Help Groups. To provide wider market to products made by women self-help groups (SHGs), the rural development ministry is listing them on the Centre's E-commerce Portal Government e- Marketplace (GeM).According to last year’s figure, GeM has over 3.36 lakh sellers out of which 74,240 are micro and small sellers. The total transaction value stood at INR 47,612 crores so far and Finance ministry had proposed to increase GeM's turnover to INR 3 lakh crore ahead. In March 2020, E- commerce giant, Amazon also tied-up with the Ministry of Housing and Urban Affairs under the National Urban Livelihoods Mission. The purpose was to train and support SHGs in exploring new markets for their products at national and international level. Keywords: E-commerce, Rural women, Product, Self Help Groups.
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SHG: A FOUNDATION OF MICRO FINANCING IN INDIA
Vidhukrishnan K C
Student, LEAD College of Management, Dhoni, Palakkad, Kerala
Baneesh K M
Student, LEAD College of Management, Dhoni, Palakkad, Kerala
Abstract:
Microfinance has evolved over the past quarter century all across India into various operating forms and to a varying degree of success. One such sort of microfinance has been the development of the self-help movement. Women have formed into groups of ten to twenty- five and operate a savings-first business model whereby the member’s savings are wont to fund loans. The results from these Self-Help Groups (SHGs) are promising and became attention of intense examination because it is proving to be an efficient method of poverty reduction. The rise of SHGs and SHG Federations coupled now with SHG Bank Linkage have made this a dominant sort of microfinance additionally to microfinance institutions (MFI). The policy environment in India has been extremely supportive for the expansion of the microfinance sector in India. SHG Bank Linkage has provided the necessary capacity for SHGs to increase their capital base to fund more members and larger projects. Today, it's estimated that there is a minimum of over 2 million SHGs in India. The formation of common-interest groups consisting primarily of girls has had a substantial impact on their lives. The impact of Self Help Groups on women empowerment and social security has been invariably an improvement from the established order. Further, SHGs are getting quite just financial intermediaries, instead they need emerged into a more political and unit of society. More importantly, the penetration of microfinance to the poorest of the poor remains weak and needs a wider reach. The areas of support to further the SHG impact are varied. The necessity for a coordinated and comprehensive support strategy is imperative because the financial management problems with SHGs need to be addressed otherwise the advantages of the civil society impacts are going to be lost as SHGs will become overburdened and un- sustainable. Key words: India’s SHGs, Bank Linkage Programme, Progress of SHGs, Impact of SHGs
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Study of factors influencing rural online shopping: A review of literature
Sumit Mishra
Research Scholar, Faculty of Management Studies, ICFAI University Jharkhand, Ranchi
Abstract Online shopping is burgeoning at an incredible speed and rural market is not an exception. Rural markets have now gained the spotlight due to large untapped market with huge potential. Literature available on rural online shopping is scarce and therefore the available literature majorly on online shopping is used to derive inferences for rural markets. This review examines the factors influencing the consumer buying behaviour including the perceived risk and trust factors interfering with the purchase and repurchase intentions of consumers. The online shopping literature review is done to fetch inferences for consumer decision making in order to understand research issues underlying in online shopping in rural markets. A concluding conceptual framework is designed to portray the study done in this paper. Keywords: Rural online shopping, consumer buying behaviour, perceived risk, trust, purchase intention.
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Role of Government in Promotion of Farmers Producer’s Organization in India: Major Policy Reforms
Abstract
Pradeep Kumar Hazari1 Research Scholar, BIT Mesra
Abu Bakar Siddiqui2 Secretary, Department of Agriculture, Animal Husbandry Government of Jharkhand Jyoti3 Research Scholar, ICFAI University Jharkhand Pranab Kumar4 Associate Professor, BIT Mesra, Ranchi Nitesh Bhatia5 Assistant Professor, Central University of Jharkhand
Abstract Agriculture in India is the primary source of livelihood rural population. 58% of work force is engaged in Agriculture & Allied activities and this sector is contributing around 17% to the national GDP. However, due to fragmented land pattern this sector is still unable to reap real benefits. Promotion of FPO can be solution to consolidation of agriculture produce and increase the bargaining potential of Agriculture produce. FPO can be further helpful in decision making on crop selection, marketing of produce and can remove many hurdles from value chain and can provide better return to farming community. This can be possible only through major reforms and support from government and so role of government becomes very critical at this moment. This paper is intended to highlight the role of government in bringing reforms in agriculture sector through promotion of FPOs. This paper also talks about the role of many other stakeholders in implementation of reforms in development of FPOs. Keywords: Agriculture, national GDP, reforms, government, stakeholders
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The ICFAI University, Jharkhand About Us
The ICFAI University, Jharkhand (IUJ)was established under the provisions of the Institute of Chartered Financial Analysts of India University Act, 2006 (Jharkhand Act No. 08 of 2007), vide Notification dated June 17,2008of the Government of Jharkhand. The University is sponsored by the Institute of Chartered Financial Analysts of India (ICFAI), a not-for-profit educational society established in 1984 under the Andhra Pradesh (Telangana Area) Public Societies Registration Act,1350 F (Act No.1 of 1350F) with the objective of imparting training in finance and management to students, working executives and professionals in India. TheIUJisincludedinthelistofuniversitiesmaintainedbyUniversityGrantsCommission(UGC)under section 2(f) of the UGC Act, 1956 vide their letter no F.8-17/2009(CPP-I) dated 01 Dec 2009.The ICFAI University, Jharkhand (IUJ) is a part of ICFAI Group that is well known for its quality of education and ethics. It is the first Private University that was set up in Jharkhand, as per the State Legislative Act and is recognized by UGC, as per Section 2(f) of UGC Act, 1956. The University offers a range of Under-Graduate, Post-Graduate and Doctoral Programs in Engineering, IT, Law and Management disciplines. The University believes in creating and disseminating knowledge and skills in core and frontier are as through innovative educational programs, research, consulting and publishing, and developing a new cadre of professionals with a high level of competence and deep sense of ethics and commitment to the code of professional conduct. The University is committed to grooming its students into competent professionals, by providing contemporary knowledge, equipping them with industry- relevant skills and inculcating good values. The University was ranked among the top ten in East Zone and among top 50 in the Country during 2020, as per various independent rating and raking agencies.
Faculties of the IUJ TheIUJhastwofaculties;i)FacultyofManagementStudies(FMS)andii)FacultyofScience&Technology(FST).WhileFMSiscommittedto providequalityeducationandtrainingalongwithresearchinthefieldofmanagementbyhelpingthestudentstodevelopbusinessandpe rsonalcompetencethroughtheirexposuretorealbusinessproblems,case-basedanalysisandindustrialinteraction, FST is devoted to offer advanced industry-oriented education in the field of technology.
FMS offers: MBA(MastersofBusinessAdministration),atwoyearcampusbasedprogramforgraduatestudents. MBA-WP (Masters of Business Administration for Working Professionals), a two year campus based program for working graduates. MCA-is three year campus-based program for Graduate (10+2+3)students in any discipline. BBA(BachelorofBusinessAdministration),athreeyearcampusbasedprogramfor12thClass(anyGroup)passstudents. BCA(BachelorofComputerApplication),athreeyearcampusbasedprogramfor12thClass(anyGroup)passstudents. B. Com. Honours in Banking/ Financial Services/Insurance, Accountancy and Computer Application, a three year campusbaseddegreeprogramfor12thClass(any Group)pass students B.SC (Physical Science) is a three year Campus based program offered with a view to impart in depth knowledge and broad understanding of Physical Sciences- Mathematics, Physics and Chemistry. BBA-LL.B(Hons)Programisa5yearfull-timeprogram,offeredwiththeoutlookofimpartingathoroughand deep knowledge of the law courses to the students. LL.BProgram:TheLL.BProgramisa3yearfull-timeprogram,approved by the Bar Council of India(BCI)for graduation pass students. Ph.D. Program (Part-Time)in Management ,for the working executives and Academicians with 2 years Post-graduation and work experience of three years. It is compliant with UGC Regulations FST offers: B.Tech., a four year campus based degree program for the students of Class10+2Science(PCM group)offered in Computer Science & Engineering (CSE), Data Sciences and AI(DS&AI), , Mechanical Engineering (ME) and Mining Engineering(MN). B.Tech. (Lateral Entry), a three year degree, campus based degree program for the students in respective branch of Engineering with minimum50%marksoffered in Computer Science & Engineering (CSE), Data Sciences and AI(DS&AI), , Mechanical Engineering (ME) and Mining Engineering (MN). DIT: The Diploma in Technology (Polytechnic) Program is a three year, six-semester, full-time, campus-based program, offered in Computer Science & Engineering (CSE), Mechanical Engineering (ME) and Mining Engineering(MN).
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