Beith Branch Closure Review Our Beith branch is closing in June We’ve put together this guide to share with you how we’ve made the decision and let you know about other ways to bank with us. We’ve noticed the way our customers like to do their everyday banking is changing. And we’ve used this information to help us decide what changes to make. To make sure we’re offering our customers the right services in the right places, we’re investing £250 million into our branches and digital services. We’ll be improving some branches to offer better digital technology and opening some new ones, but this does mean closing some too. Following a careful and full review, we’ll be closing our Beith branch in June. There are a number of other branches you can visit, the closest one is Kilbirnie, and you can also use our Johnstone branch. This guide will tell you more about the review and our Partners are always on hand if you’d like to speak to them in person. About the branch Opening times* Address What’s available Monday Closed 34 Eglinton Street Tuesday 09.30 – 16.00 Beith Wednesday Closed Ayrshire 0 0 0 Thursday 09.30 – 17.30 KA15 1AQ ATMs inside ATMs outside Deposit Friday 09.30 – 17.00 the branch the branch Machines Saturday Closed Sunday Closed About our customers Age of our branch customers How are they using the branch now compared to last year? 40% 35% 30% 31% 30% 20% 15% 0% 29% decrease in no change in ATM increase in online and 10% the number of withdrawals mobile banking 4% transactions over U18 18-44 45-64 65+ the counter How else do they bank with TSB? 81% 69% 19% 15% use another TSB branch use another TSB branch as well only use also use or online, mobile or as Beith branch Beith branch the Post Office® telephone banking What about Business Banking customers? 4% 81% of branch customers use at least have business accounts one other TSB branch YourYour closestclosest branchbranch fromfrom <InsertBeith will Field be 1>Kilbirnie will be <Insert Field 22> <Field 23 Insert map> TSBTSB Branch Branch DistanceDistance RingsRings PostPost Office Office ATMATM BusBus Stop Stop TramTram Stop Stop TrainTrain Stop Stop <InsertKilbirnie Field 22> OpeningOpening timestimes* HowHow cancan II getget there?there? <Insert Field 24> <Insert Field 25> 64 Main Street Monday 09.30 – 16.00 • <Insert Field 26> Kilbirnie Tuesday 09.30 – 16.00 • It’s about 3.4 miles from our Beith branch KA25 7DD Wednesday 09.30 – 16.00 • <Insert Field 27> Thursday 09.30 – 17.30 • That’s about 8 minutes by car Friday 09.30 – 17.00 •• <InsertAnd about Field 20 28> minutes by bus via services 904/X36/32 Saturday Closed Sunday Closed • <Insert Field 29> OtherOther waysways toto bankbank withwith usus PersonalPersonal bankingbanking customerscustomers BusinessBusiness BankingBanking customerscustomers ClickClick TapTap CallCall ClickClick CallCall tsb.co.uktsb.co.uk ourour MobileMobile 03450345 975975 87588758 tsb.co.uk/businesstsb.co.uk/business 03450345 835835 38583858 BankingBanking AppApp IfIf you’reyou’re notnot alreadyalready registeredregistered forfor onlineonline banking,banking, gogo toto tsb.co.uktsb.co.uk toto findfind outout more.more. ® Address Opening times YourYour closestclosest PostPost OfficeOffice® Address Opening hours^ <Insert Field 30> <Insert Field 32> If you’re a personal banking customer, you can also use any 83 Eglinton Street Monday 06.00 – 22.00 If you’re a personal banking customer, you can also use any ® Beith Tuesday 06.00 – 22.00 Post Office ®branch to: Post Office branch to: Ayrshire Wednesday 06.00 – 22.00 • withdraw money Thursday 06.00 – 22.00 • withdraw money KA15 1AJ • check your balance Friday 06.00 – 22.00 • check your balance Saturday 06.00 – 22.00 • pay in cash and cheques to your account Sunday 08.00 – 22.00 • pay in cash and cheques to your account That’sIt’s 0.2 <Insertmiles from Field our 31> Beith miles branch from our <Insert Field 1> branch *Opening hours can change and this branch may close at lunch time. Please visit tsb.co.uk/branch-locator for the latest information. All^Opening distances hours quoted as statedare approximate, on www.postoffice.co.uk/branch-finder based on the postcodes shown.. Post Office® is a registered trademark of Royal Mail. For more information about our decisionAll distances to close quoted this branch,are approximate, please visit based tsb.co.uk/investors/our-branch-programme on the postcodes shown. Post Office® is a registered trademark of Royal Mail. For more information about our decision to close this branch, please visit tsb.co.uk/investors/our-branch-programme TSBTSB Bank Bank plc. plc. Registered Registered Office: Office: Henry HenryDuncan Duncan House, 120House, George 120 Street,George Edinburgh Street, EH2Edinburgh 4LH. Registered in Scotland EH2 4LH. Registered No. inSC95237. Scotland No. SC95237. TSB11398 Beith (03/17) TSB11398 <Insert Field 1> (08/16) TSB11398_0816.indd 2 22/08/2016 16:46 Beith Branch Closure Review We talked to the local community about closing our Beith branch We have been speaking to the local community about the impact of the closure of TSB Beith and how we can help customers with this transition. Who we spoke to What was said • The local Member of Parliament, Patricia • TSB was asked about the impact of the decision Gibson MP. on customers who are most vulnerable to branch closures. • The local Member of Scottish Parliament, Kenneth Gibson MSP. • TSB was asked about the alternatives in place for those customers who could not travel to an • Regional MSPs for the West Scotland region – Neil alternative branch. Bibby, Maurice Corry, Mary Fee, Maurice Golden, Jamie Greene, Ross Greer and Ken Macintosh. • TSB was questioned about its agreement with the Post Office and where the nearest suitable Post • Representatives of the Kilrbirnie and Beith ward of Office branch would be. North Ayrshire Council. • TSB was also asked about what the closure will mean • Renfrewshire Chamber of Commerce. for TSB Partners who work at the Beith branch. • Local Federation of Small Businesses. • Citizens Advice Bureau. What we’ve done • We’ve written to our customers to let them know about the closure and the different ways they can bank with us. This information is available in our Beith branch, as well as online. • Partners in our Beith branch have been chatting to customers, including those who are most vulnerable to branch closures – answering questions, discussing concerns, giving advice on alternative travel arrangements and how they can get to other branches and alternative ATMs. This has included informing customers about the opening hours of other nearby branches. • TSB is also offering customers ‘Get Me Started’ appointments, which help customers register for and use online, mobile and telephone banking. • TSB has an arrangement with the Post Office. Personal customers are able to use any Post Office branch which offers financial services, including the local branch on Eglinton Street, to check their balance, make cash withdrawals and make cash and cheque deposits. • There will be no job losses as a result of this change. TSB11398 Beith (03/17).