Published exclusively for members of The Classic Club at AUGUST 2021 Central Bank of Boone County March 3-10, 2022 Alaska DETAILS ON PAGE 4 Financial to-dos OFF your packing list Travel season is heating up! This year Tripadvisor estimates that over two-thirds of Americans are planning to take a long-distance vacation. If you’re planning to take a trip, then check these important financial ‘to-dos’ off your packing list. • Tell us when and where you’re traveling Just set up a Travel Notification to let us know where you’ll be. We’ll take care of the rest to make sure you can always make purchases on the road. Katie Griffith • Set up autopayments in the Bill pay Center Don’t miss a bill payment while on your trip. Instead, take your time to relax and have fun by creating autopayments to send directly from your desired bank account. • Establish Transaction Alerts Stay up to date on everything entering and leaving your bank accounts with card activity, balance, and transaction alerts. Nothing can dampen a vacation faster than having your information stolen. Ring in the Season on the American Countess December 4-12, 2021 Imagine cruising the Mighty Mississippi during the Nottoway Plantation holidays on a gorgeous, brand-new paddlewheel boat in Natchez, and TRAVELOGUE from the American Queen Steamboat Company, the more where you AUGUST 31 AT 2:00 P.M. American Countess. During the splendor of the holiday enjoy six shore Downtown Bank Training Room season, you explore charming southern towns known excursions. both for their hospitality and incredible holiday décor. Aboard the ship enjoy holiday-themed activities, all After a short flight to New Orleans you check into onboard meals and entertainment, and an unlimited the Hilton New Orleans Riverside for the night. The beverage package. Bid farewell to the Countess upon following day, enjoy a city tour, including a walking arriving in Memphis for a driving tour of the city before tour of the French Quarter where you see antique you head for home. shops and preservation halls as you listen to the tales The American Steamboat Company requires of the French, voodoo and the music that make up the passengers to have a COVID-19 vaccination, and due city’s rich history. This afternoon to CDC requirements, the ship will sail at 65% capacity. you board the American This nine-day tour includes all airfare transportation, Countess for a seven-night, all motor coach transportation, one-night hotel stay, relaxing and exciting cruise. seven-night stay aboard the American Countess, and Your voyage makes stops 21 meals, admissions and gratuities all for $4,399 each day along the per person double occupancy in an Outside-Open Mississippi including Veranda Cabin. 2 [email protected] Central Bank of Boone County Classic Treasure Island, Florida and Beyond February 6-13, 2022 Take a break from the cold, gray weather of winter and join us as we spend eight wonderful days on the warm and sunny island paradise of Treasure Island, Florida. You can enjoy every part of the resort from the beach to all the amenities offered, plus choose fun day trips to Tarpon Springs, Sarasota and St. Petersburg! On Sunday you fly to Tampa, cross the drawbridge and see the sparkling water of Boca Ceiga Bay, the eastern border of Treasure Island. This quaint, seaside resort town is only 5.3 square miles and boasts three miles of soft, white, sand beaches, pristine waters and beautiful sunsets. Then, settle in your Beachfront Premium Studio room at the Bilmar Beach Resort for seven nights. Sleep in a little the next morning before The next day, start your morning off you depart for Sarasota. Your first right with a cup of coffee from the stop is the wonderful John and Mable coffee bar and take a stroll along the Ringling Museum of Art, a 66-acre The Bilmar Resort has the beach. Today is yours to relax and museum complex featuring the State enjoy as you wish. The Suncoast Trolley perfect location along the Museum of Florida, Circus Museum, Ca’ also picks-up in front of the hotel for d’Zan Mansion and Bayfront Gardens. beach and many restaurants easy access to wonderful places like The next stop is St. Armand’s Circle, shopping restaurants, entertainment within a couple blocks or the sophisticated, outdoor dining and and the boardwalk. enjoy the free use of the hotel’s shopping area where you have lunch at After a leisurely breakfast the next Crab & Fin Restaurant then time to stroll beach chairs, paddleboards, morning, you head to Tarpon Springs. the circle. Back at the resort you have kayaks or bicycles. A local guide acquaints you with the an evening free to enjoy the nightlife in history of the town, how Greek sponge Treasure Island. divers settled it in the early 1900s and a Greek community still thrives there. Next Enjoy your Friday sunning, shelling, with beer, wine, lively music and lots is a sponge diver boat ride to learn how shopping or just relaxing. There is a of fun. As the sun sets over the Gulf of sponge diving is done and then enjoy farmer’s market that features everything Mexico, you’ll have bittersweet feelings a festive Greek lunch at Hellas starting from pineapples to jewelry only a block about the close of your wonderful trip with a traditional flaming cheese. away. Saturday morning you depart to Treasure Island. for fabulous downtown St. Petersburg Use the next day to relax and enjoy The next morning, walk the beach where the Saturday morning Farmer’s Treasure Island. You can get a day before heading back to the Tampa Market is a very popular activity for pass for the Suncoast Trolley and get airport to head home. This eight-day on and off as you please. With many locals and visitors alike. Browse through tour includes round trip airfare and stops along the way, the trolley goes all the stands varying from gourmet as far south as Pass-A-Grille and as far food items, arts, crafts and clothing all motorcoach transportation, seven- north as Clearwater Beach. You can or you have a seat and enjoy live nights stay, nine meals, admissions and visit the neighboring Madeira Beach entertainment and grab lunch at one of gratuities all for $2,599 per person the many food booths. In the evening and walk its boardwalk or even catch double occupancy. a dolphin cruise. you enjoy a sunset cruise complete AUGUST 2021 - Classic Newsletter 573.874.8548 3 On the cover... SOCIAL SECURITY BENEFITS Pursue. March 3-10 Dream. Plan. 2022 AVOID THESE COMMON MISTAKES Pack your bags for a 1. Claiming too early • At age 50 or older if disabled. Maximizing your Social once in a lifetime Winter When you reach your full retirement Security can benefit your Wonderland trip to Alaska. • At any age if you take care of a child age (FRA), your full monthly Social future or current retirement After your flight into Anchorage of the deceased who is younger than Security benefit becomes entitled to you. greatly. If there is anything you check into the Anchorage age 16 or disabled. However, most people tend to claim their we can help with, or if you Hilton for three nights. have any questions, please social security benefits early. This isn’t For divorced widows and widowers, contact us. necessarily a bad thing but, it does have you can receive benefits: some setbacks. • At age 60 or older if the marriage to To apply for benefits, visit the deceased lasted at least 10 years. ***.ssa.gov/benefits/ Claiming too early can permanently retirement/apply for reduce your monthly payout. You could • At age 50 or older if disabled and the Ways to Apply for Social see a reduction of anywhere from 25% to marriage to the deceased lasted at Security Benefits. 30% when you take your payout as soon least 10 years. as possible, depending on your birth year. After a good night’s sleep, step outside to discover A flight to Fairbanks the next morning takes you • At any age if they take care of a child the magic of Anchorage in winter during the to Denali National Park, offering amazing views. 2. Waiting too long before claiming of the deceased who is younger than Rendezvous Festival, known locally as Fur Rondy. This You check in to Springhill Suites and then are free Your benefit amount will not increase if Marsha Fifer, CFP® age 16 or disabled. Senior Vice President 12-day event celebrates winter and the pioneering to explore the shops and galleries filled with native you delay claiming past your seventieth For more information about Social 573.874.8520 spirit of Alaskans with cultural exhibitions, sporting art and jewelry. You enjoy dinner at Lavelle’s Bistro (70) birthday. Delayed retirement credits before heading to the World Ice Championship to Security Survivor Benefits, visit Social ® activities and many events offering wonderful, boost benefits by 8% annually for Lucas Redburn, CFP wacky winter fun. Start your day with an optional view hundreds of amazing ice sculptures from over Security’s website. Assistant Vice President people who haven’t claimed SS past full 573.817.8817 90-minute flightseeing excursion into the Chugach 100 sculptors from over 30 countries. Later, you set retirement age. Any retirement credits 4. Not taking taxes into consideration Mountains for up-close views of Alaskan wildlife and off on a “hunt the Aurora” adventure where you have ® stop accruing at age 70, regardless of Patrick Madigan, CFP the impressive Knik Glacier, boasting a five-mile- an excellent chance of seeing the northern lights Your Social Security payments are subject Senior Vice President your filing status.