Dynamic Currency Conversion at the point of sale Dynamic Currency Conversion (DCC) is a point of sale payment option that gives shoppers abroad a choice to pay in their own currency or the local currency. Points of interest Currencies DCC is attractive to merchants for two key reasons: Adyen offers DCC in a number of currencies. Rates may vary between some currencies. Please contact your account manager to discuss current rates and currency options. Currencies that • It provides additional revenue; Adyen offers: • It gives your shoppers the freedom to make a purchase in the currency of their choice, and the transparency of what the Australian Dollar AUD Kuwaiti Dinar KWD purchase will actually cost in that currency. Bahraini Dinar BHD Latvian Lats LVL Brazilian Real BRL New Zealand Dollar NZD British Pound GBP Norwegian Kroner NOK In addition, for shoppers, DCC reduces the risk of unexpected Bulgarian Lev BGN Omani Rial OMR currency fluctuations between authorization and settlement. Canadian Dollar CAD Polish Zloty PLN Chinese Yuan CNY Qatari Rial QAR Rules and how it works Croatian Kuna HRK Romanian Leu RON According to scheme regulations, the shopper must be given the Czech Republic Koruna CZK Russian Ruble RUB choice to accept DCC or decline it and pay in the local currency. Danish Kroner DKK Saudi Riyal SAR Furthermore, the shopper must be made aware of the cost of Emirates Dirham AED Singapore Dollar SGD the currency conversion. Merchants are not permitted to force a Euro EUR South African Rand ZAR choice on the cardholder. Hong Kong Dollar HKD South Korean Won KRW Hungarian Forint HUF Swedish Krona SEK In line with these regulations, Adyen gives merchants the ability Icelandic Króna ISK Swiss Franc CHF to offer shoppers the choice to accept or decline DCC, with full Indian Rupee INR US Dollar USD disclosure of the exchange rate and the margin that is deducted Israeli New Sheqel ILS from it. There are multiple advantages to offering a currency Japanese Yen JPY choice to you shoppers. Jordanian Dinar JOD www.adyen.com What the shopper sees at the checkout The following information is presented on the terminal display: Cardholder Billing Currency Exchange rate Margin Source of the Exchange rate Amount in the merchants’ Pricing Currency What the shopper sees on the receipt The shopper will also receive the same detailed information regarding the transaction on their receipt, including: • Cardholder Billing Currency; • Amount in the merchants’ pricing currency; • Exchange rate; • Source of the exchange rate; • Margin; • A DCC disclosure statement at the bottom of the receipt. Note: If the shopper accepts DCC the Cardholder Billing Currency amount on the receipt will be the same as the amount debited from his card/account. Amsterdam Berlin London Paris Simon Carmiggeltstraat 6-50 +49 30 30 808 505 +44 203 814 8200 +33 1 73 77 56 60 1011 DJ Amsterdam [email protected] [email protected] [email protected] +31 20 240 1670 Madrid Stockholm Boston [email protected] +34 91 198 0250 +46 8 505 164 94 +1 (415) 530-2032 [email protected] [email protected] [email protected] São Paulo Singapore Shanghai San Francisco +55 11 4130 2500 +65 3158 5188 +86 21 2312 7618 274 Brannan Street [email protected] [email protected] [email protected] Suite #600 Sydney +1 (415) 530-2030 +61 2 8218 2165 [email protected] [email protected] www.adyen.com.