STATE LEVEL BANKERS COMMITTEE, ODISHA संद셍भ सं/Lt No-SLBC/ODI/360/2016-17 ददन ंक / Date: 10.08.2016 To रा煍य तरीय बℂकसस समममत, उड़ीशा के सभी सदय All the Members of State Level Bankers’ Committee, Odisha महोदय/महोदया Sir/Madam, मिषय: ददना車क 19 अगत 2016 को होने िाले 144िᴂ एस.एल.बी.सी. बैठक हेतु कायससूची नोट एि車 पृष्ठभूमम पत्र । Sub: Agenda Note & Background Papers for 144th SLBC Meeting to be held on 19th August 2016. हमारे पत्र स車奍या एसएलबीसी/ओडीआई/ 322 /2016-17 ददना車क 26.07.2016 के अनुक्रम मᴂ, हम कायससूची नोट एि車 पृष्ठभूमम पत्र आपके मिनम्र अिलोकन एि車 ददना車क 19 अगत 2016 को मेफेयर कनिᴂशन, भुिनेश्वर के दक्रटल हॉल मᴂ होने िाले 144िᴂ एस.एल.बी.सी. बैठक मᴂ सहभामगता हेतु स車लमित कर रहे हℂ । Further to our Letter No. SLBC/ODI/322/2016-17 dated 26.07.2016; we are enclosing herewith the Agenda Notes and Background Papers for your kind perusal and participation in the 144th SLBC Meeting to be held on 19th August 2016 at Crystal Hall of Mayfair Convention, Bhubaneswar as per the details below: ददना車क / Date : 19.08.2016 (शुक्रिारFriday ) समय / Time : 10:30 AM थान / Venue : दक्रटल हॉल ( मनचली म車मिल), मेफेयर कनिᴂशन, होटेल मेफेयर, भुिनेश्वर Crystal Hall (Ground Floor) in Mayfair Convention, Hotel Mayfair, Bhubaneswar. हम आपसे मनिेदन करते हℂ दक आप बैठक मᴂ अि�य भाग लᴂ तथा रा煍य की प्रगमत एि車 मिकासहेतु अपने बमू쥍य सुझाि से हमᴂ अि�य अिगत कराए車 । We would request you to kindly make it convenient to attend the Meeting and give your valuable suggestions for growth and development of the State. सादर / With regards, भिदीय / Yours faithfully, (अमनल कुमार/ Anil Kumar) महाप्रब車धक, यूको बℂक, ि स車योिक, एस.एल.बी.सी., उड़ीशा General Manager, UCO Bank cum Convener, SLBC, Odisha अनुलिक Enclo: यथोक्तAs stated above यकू ो बकℂ , सर्कि ल कायािलय, यकू ो बकℂ भवन, ततृ ीय तल , सी-2, अशोक नगर, भुवनेश्वर – 751009 UCO Bank, Circle Office, UCO Bank Building, 3rd Floor, C-2, Ashok Nagar, Bhubaneswar – 751009 Phone: 0674-2533002, 2531152, 2392553. Fax: 0674-2532890 E-mail: [email protected] C O N T E N T S Sl Page No Particulars No 1 Banking at a glance in Odisha as on 30th June 2016 1 2 Confirmation of Proceedings of 143rd SLBC Meeting 3 3 Action Taken Report on major decisions taken in 143rd SLBC Meeting 3 4 Fresh Issues 13 5 Branch & ATM Network 14 6 Banking Key Indicators 15 7 Achievement of Annual Credit Plan(ACP) 2016-17 under Priority Sector 17 8 NPA & Overdue position as on 30th June 2016 18 9 Finance to Agriculture Sector 19 10 Finance to MSME Sector 21 11 RSETI Issues 23 12 Finance to Weaver Sector 25 13 Finance to Handicrafts Sector 26 14 Finance to Self Help Groups 27 15 Progress under Govt. Sponsored Programmes 28 16 Finance under Education Loan 31 17 Finance under Housing Loan 31 18 Implementation of Prime Minister’s New- 15 Point Programme 32 19 CGTMSE Scheme 32 20 Disposal of loan applications under various Govt. schemes 32 LIST OF ANNEXURES Annexures Particulars Page No 1 Bank wise progress under Roadmap for providing Banking Services 34-35 2 Pradhan Mantri MUDRA Yojana (PMMY) Performance 36-37 3 Bank wise performance under PMJDY 38-39 4 Bank wise District wise BSBDA 40-41 5 Enrollment status of PMSBY, PMJJBY & APY 42-42 6 Claim Settlement Status of Social Security Schemes 43-43 7 Status of Direct Benefit Transfer to LPG Consumers 44-44 8 Status of Aadhaar Generation. 45-45 9 Bank wise District wise Branch Network 46-47 10 Bank wise District wise Branch Opened Report 48-49 11 ATM Network in Odisha 50-51 12 Key Indicators 52-53 13 Area wise CD Ratio 54-55 14 Annual Credit Plan (A.C.P) 2016-17 56-61 15 Revised Annual Credit Plan Target for the year 2016-17 62-67 16 Scheme wise NPA,Overdue & Recovery Position 68-75 17 Particulars of cases filed under OPDR Act and OACOMP Act. 76-78 18 SARFAESI Cases pending with District Magistrate 79-80 19 Finance under Agriculture 81-81 20 Finance under KCC 82-82 21 Finance under Allied Agriculture 83-83 22 PMFBY - Implementation during Kharif 2016 84-87 23 Credit flow to MSME 88-91 24 List of Unrecognised Clusters under MSME 92-94 25 Study to find out list of unrecognised clusters under MSME 95-95 26 Sick MSME Report 96-96 27 RSETI Achievement as on 30.06.2016 97-97 28 Performance of RSETIs in Odisha as on 30.06.2016 98-98 29 RSETI Grading / Residential Training / Building Construction Status 99-99 30 Revised PMEGP Target for SC/ST Category 100-101 31 Finance under Weaver Credit Card 102-102 32 Finance under Self Help Group 103-103 33 PMEGP Margin Money Claim Certificate 104-104 34 RSETI Claim Pending Status 105-105 35 Finance under SC / ST Sector 106-107 36 Finance under JLG 108-108 37 Finance under ACC 109-109 38 Finance under SCC 110-110 39 Finance under Education loan 111-111 40 Finance under Housing Loan 112-112 41 Credit facility to Minority Community 113-113 42 Credit Facility under CGTMSE 114-114 43 Disposal of loan applications under various sectors 115-122 44 Staff Strength as on 30.06.2016 123-123 BANKING AT A GLANCE IN ODISHA th AS ON 30 JUNE 2016 (Rs. in Crore) As on 30th Sl No Particulars June 2016 1 Total Deposit 2,19,482.54 Total Advance utilized in the state 1,72,434.02 2 Total Advance sanctioned and utilized in the state 1,17,277.87 3 Total Business (Deposit + Advance) 3,91,916.56 4 Credit Deposit (CD) Ratio (%) Benchmark-60% 78.56 Credit Deposit Ratio excluding advance sanctioned in 53.43 other state and utilized in our state CD Ratio of Rural Branches 66.32 5 CD Ratio of Semi Urban Branches 47.77 CD Ratio of Urban Branches 50.08 CD Ratio of Commercial Banks excluding RIDF& advance 45.80 sanctioned in other state and utilized in our state 6 Total PS Advance 73,428.48 7 % of PS Advance to Total Advance Benchmark - 40% 62.61 8 Agriculture Advance 38,937.31 9 % of Agriculture Advance to Total Advance Benchmark- 18% 33.20 10 MSME Advance 27,047.62 11 % of MSME Advance to total advance 23.06 12 Advance to Weaker Section 22,462.10 13 % of Advance to weaker section to PS Adv. Benchmark – 25% 30.44 14 Total DRI Advance 224.95 15 Total Advance to Minority community 2,738.89 16 % of Advance to Minority community of Total PS Advance 03.71 17 Advance to Women 15,877.72 18 % of Advance to Women 13.54 19 Credit Investment to Deposit Ratio % 79.32 NPA in % (Average in the state) 12.86 Public Sector Banks 15.89 20 Private Sector Banks 00.80 RRBs 23.35 Cooperative Banks 07.16 Total No. of Branches 4920 a) Rural Branches 2700 (54.88%) 21 b) Semi Urban Branches 1271 (25.81%) c) Urban Branches 949(19.29%) 1 22 Education loan B/o 2,197.03 23 Housing Loan B/o 9,644.66 Achievement under ACP 2016-17 vis-à-vis Annual Target 19.01 under priority sector in % Agriculture 18.39 MSME 30.25 Export Credit 10.76 24 Education 07.16 Housing 06.70 Social Infrastructure 04.58 Renewable Energy 00.77 Others 11.06 Lead Districts : 30 a) SBI 19 25 b) UCO 7 c) BOI 2 d) Andhra Bank 2 RSETIs : 29 a) SBI 17 b) UCO 7 26 c) BOI 2 d) CBI 1 e) Andhra Bank 2 RUDSETI : Canara Bank & Syndicate Bank 1 FLCs 145 SBI 19 UCO Bank 7 27 Andhra Bank 2 Bank of India 2 a) OSCB 104 b) RRB 11 c) Staff Strength 34,235 d) Officers 16,209 28 e) Clerical Staff 11,461 f) Sub- Staff 6,565 29 g) Total Deposit Accounts 5,08,63,091 30 h) Total Advance Accounts 82,44,335 2 AGENDA NOTES OF 144th SLBC MEETING AGENDA NO. 1 Confirmation of Proceedings of 143rd SLBC Meeting held on 18.05.2016 at Bhubaneswar. The Proceedings of the 143rd SLBC Meeting held on 18.05.2016 at Bhubaneswar was circulated among all the members of SLBC vide our letter No. SLBC/ODI/306/201-17 dated 18.07.2016. Since no comments have been received from any quarter, the same may please be confirmed. AGENDA NO. 2 Action Taken Report on major decisions taken in 143rd SLBC Meeting held on 18.05.2016. Progress of Implementation of Financial Inclusion Plan in the State 1. Opening of Brick & Mortar Branches. Banks have opened 31 branches in the state for the period 01.04.2016 to 30.06.2016, out of which 15 are in rural centres. 7 branches have been opened in Unbanked GPs. Provision of banking outlets in unbanked villages with population below 2000 As on 30.06.2016, Banks have covered 40289 villages constituting 87.80 % of the total target. Out of these villages, 539 are covered through B & M Branches and rest by branchless modes mainly through BC mode.