City of Jersey City FY 2015 – 2019 Five Year Consolidated Plan and 2015 Annual Action Plan Prepared for: Division of Community Development Department of Housing, Economic Development, and Commerce July 17, 2015 Consolidated Plan JERSEY CITY 1 OMB Control No: 2506-0117 (exp. 07/31/2015) Table of Contents .......................................................................................................................................... 2 1. Executive Summary ................................................................................................................................... 5 ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) ......................................................................... 5 2. The Process ............................................................................................................................................. 11 PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) ........................................................................... 11 PR-10 Consultation - 91.100, 91.200(b), 91.215(l) ................................................................................. 12 PR-15 Citizen Participation ...................................................................................................................... 21 3. Needs Assessment .................................................................................................................................. 24 NA-05 Overview ...................................................................................................................................... 24 NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) .................................................................... 25 NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2) ........................................ 33 NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2) ............................ 36 NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2) .................................. 39 NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) ..................................................... 41 NA-35 Public Housing – 91.205(b) .......................................................................................................... 42 NA-40 Homeless Needs Assessment – 91.205(c).................................................................................... 46 NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) ............................................................ 48 NA-50 Non-Housing Community Development Needs – 91.215 (f) ....................................................... 50 4. Housing Market Analysis ......................................................................................................................... 52 MA-05 Overview ..................................................................................................................................... 52 MA-10 Number of Housing Units – 91.210(a)&(b)(2) ............................................................................. 53 MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) ............................................................... 56 MA-20 Housing Market Analysis: Condition of Housing – 91.210(a)...................................................... 59 Consolidated Plan JERSEY CITY 2 OMB Control No: 2506-0117 (exp. 07/31/2015) MA-25 Public and Assisted Housing – 91.210(b) .................................................................................... 62 MA-30 Homeless Facilities and Services – 91.210(c) .............................................................................. 65 MA-35 Special Needs Facilities and Services – 91.210(d) ....................................................................... 68 MA-40 Barriers to Affordable Housing – 91.210€ .................................................................................. 71 MA-45 Non-Housing Community Development Assets – 91.215 (f) ...................................................... 73 MA-50 Needs and Market Analysis Discussion ....................................................................................... 79 5. Strategic Plan .......................................................................................................................................... 88 SP-05 Overview ....................................................................................................................................... 88 SP-10 Geographic Priorities – 91.215 (a)(1) ............................................................................................ 89 SP-25 Priority Needs - 91.215(a)(2)......................................................................................................... 90 SP-30 Influence of Market Conditions – 91.215 (b) ................................................................................ 96 SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) ................................................................... 97 SP-40 Institutional Delivery Structure – 91.215(k) ............................................................................... 100 SP-45 Goals Summary – 91.215(a)(4) ................................................................................................... 104 SP-50 Public Housing Accessibility and Involvement – 91.215(c) ......................................................... 108 SP-55 Barriers to affordable housing – 91.215(h) ................................................................................. 110 SP-60 Homelessness Strategy – 91.215(d) ............................................................................................ 111 SP-65 Lead based paint Hazards – 91.215(i) ......................................................................................... 114 SP-70 Anti-Poverty Strategy – 91.215(j) ............................................................................................... 116 SP-80 Monitoring – 91.230 ................................................................................................................... 118 6. Expected Resources .............................................................................................................................. 120 AP-15 Expected Resources – 91.220(c)(1,2) ......................................................................................... 120 AP-20 Annual Goals and Objectives ...................................................................................................... 125 AP-35 Projects – 91.220(d) ................................................................................................................... 128 AP-38 Project Summary ........................................................................................................................ 132 Consolidated Plan JERSEY CITY 3 OMB Control No: 2506-0117 (exp. 07/31/2015) AP-50 Geographic Distribution – 91.220(f) ........................................................................................... 175 AP-55 Affordable Housing – 91.220(g) ................................................................................................. 176 AP-60 Public Housing – 91.220(h) ......................................................................................................... 177 AP-65 Homeless and Other Special Needs Activities – 91.220(i) .......................................................... 178 AP-70 HOPWA Goals - 91.220 (l)(3) ...................................................................................................... 181 AP-75 Barriers to affordable housing – 91.220(j) ................................................................................. 182 AP-85 Other Actions – 91.220(k) .......................................................................................................... 184 AP-90 Program Specific Requirements – 91.220(l)(1,2,4) .................................................................... 187 Citizen Participation Comments Unique Appendices SF-424 Forms and Certifications Consolidated Plan JERSEY CITY 4 OMB Control No: 2506-0117 (exp. 07/31/2015) 1. Introduction The City of Jersey City Five-Year Consolidated Plan (Con Plan) is mandated by federal law and regulations promulgated by the U.S. Department of Housing and Urban Development (HUD) in order for the State to receive federal funding for affordable housing and community development initiatives benefitting primarily low- and moderate-income persons. This Con Plan consolidates into a single document the planning and application requirements for the following federal programs: Community Development Block Grant (CDBG) HOME Investment Partnership (HOME) Emergency Solutions Grant (ESG), and Housing Opportunities for Persons With AIDS (HOPWA) Con Plans must be prepared and submitted to HUD every three to five years. The purpose of Jersey City’s Con Plan is to: Assess the City’s affordable housing and community development needs Analyze the City’s housing markets Articulate the City’s priorities, goals, and strategies to address identified needs, and Describe the actions the City will take to implement strategies for affordable housing and community development. The City’s Con Plan for fiscal years 2015-2019 provides data on trends and conditions related to Jersey City’s current and future affordable housing and community development needs. The analysis of this data has been used to establish priorities, strategies,