NORTH CAROLINA BANKING INSTITUTE Volume 25 Issue 1 Article 3 3-1-2021 Front Matter North Carolina Banking Institute Follow this and additional works at: https://scholarship.law.unc.edu/ncbi Part of the Law Commons Recommended Citation North Carolina Banking Institute, Front Matter, 25 N.C. BANKING INST. (2020). Available at: https://scholarship.law.unc.edu/ncbi/vol25/iss1/3 This Front Matter is brought to you for free and open access by Carolina Law Scholarship Repository. It has been accepted for inclusion in North Carolina Banking Institute by an authorized editor of Carolina Law Scholarship Repository. For more information, please contact [email protected]. BOARD OF ADVISORS CYBIL J. ABRAO MICHAEL D. CALHOUN Burr & Forman LLP Center for Responsible Lending Charlotte, North Carolina Durham, North Carolina GEOFFREY W. ADAMS SCOTT A. CAMMARN Smith, Anderson, Blount, Dorsett, Cadwalader, Wickersham & Taft Mitchell & Jernigan, LLP LLP Raleigh, North Carolina Charlotte, North Carolina B.T. ATKINSON MARK CHORAZAK Nelson Mullins Riley & Scarborough Shearman & Sterling LLP New York, New York Charlotte, North Carolina SCOTT M.A. CLARK NATHAN BATTS Piper Sandler North Carolina Bankers Association New York, New York Raleigh, North Carolina H. RODGIN COHEN DAVID LINE BATTY* Sullivan & Cromwell LLP Chapman and Cutler LLP New York, New York Charlotte, North Carolina V. GERARD COMIZIO DAVID T. BLOOM Washington College of Law Truist Financial Corporation American University Atlanta, Georgia Washington, D.C. BROOKS F. BOSSONG AMY COOK Nexsen Pruet USAA Greensboro, North Carolina San Antonio, Texas MARTIN H. BRINKLEY BRIAN F. CORBETT UNC School of Law Poyner Spruill LLP Chapel Hill, North Carolina Raleigh, North Carolina GARY R. BRONSTEIN LAUREN E. DAVIS Kilpatrick Townsend & Stockton UNC School of Law LLP Chapel Hill, North Carolina Washington, D.C. BETH S. DESIMONE* LISSA L. BROOME* CenterState Bank, N.A. UNC School of Law Winter Haven, Florida Chapel Hill, North Carolina PAUL S. DONOHUE DAVID J. BURGE Bryan Cave Leighton Paisner LLP Smith Gambrell & Russell, LLP Charlotte, North Carolina Atlanta, Georgia JOHN DOUGLAS GERALD P. HURST TIAA RBC Bank (Georgia), N.A. New York, New York Raleigh, North Carolina TODD H. EVESON* PAMELA P. HUTSON* Wyrick Robbins Yates & Ponton U.S. Bank National Association LLP Charlotte, North Carolina Raleigh, North Carolina ROBERT J. JOHNSON, JR. KIERAN J. FALLON USAA The PNC Financial Services Group, Winston-Salem, North Carolina Inc. Washington, D.C. KENNETH C. JOHNSTON Johnston Clem Gifford ADAM FEIBELMAN Dallas, Texas Tulane University Law School New Orleans, Louisiana MARK C. KANALY Alston & Bird LLP DAVID FREEMAN* Atlanta, Georgia Arnold & Porter Washington, D.C. LAWRENCE D. KAPLAN Paul Hastings PAOLO FULGHIERI Washington, D.C. Kenan-Flagler Business School Chapel Hill, North Carolina SATISH M. KINI Debevoise & Plimpton LLP JOHN R. GARDNER Washington, D.C. K&L Gates LLP Raleigh, North Carolina WILLIAM R. LATHAN Ward and Smith P.A. LEONARD H. GILBERT* New Bern, North Carolina Holland & Knight LLP Tampa, Florida ANDREW F. LOPEZ Parker Poe Adams & Bernstein LLP THOMAS L. HAZEN Charlotte, North Carolina UNC School of Law Chapel Hill, North Carolina JACOB A. LUTZ III* Troutman Pepper LLP J. RICHARD HAZLETT Richmond, Virginia Moore & Van Allen PLLC Charlotte, North Carolina JERRY W. MARKHAM Florida International University JAMES T. HEDRICK, JR. Miami, Florida McGuireWoods LLP Charlotte, North Carolina KATHY C. MCKINNEY Haynsworth Sinkler Boyd P.A. FRANK A. HIRSCH, JR. Greenville, North Carolina Kaufman & Canoles Raleigh, North Carolina GARY MCNORRILL Performance Trust Capital Partners CAROL A. HITSELBERGER Charlotte, North Carolina Mayer Brown LLP Charlotte, North Carolina KENNETH L. MILLER ALEX RUSSELL Bank of America Deutsche Bank Charlotte, North Carolina New York, New York ANITA MINICUCCI GORDON B. RUSSELL Credit Suisse Kane Russell Coleman & Logan Morrisville, North Carolina Dallas, Texas DAVID I. MONTEIRO MARGOT F. SAUNDERS Morgan, Lewis & Bockius LLP National Consumer Law Center Dallas, Texas Washington, D.C. GLENN MORRICAL SCOTT SCHAAF Tucker Ellis LLP Womble Bond Dickinson Cleveland, Ohio Greensboro, North Carolina MICHAEL NEDZBALA JOHN SCHRAMM Hunton Andrews Kurth LLP Janney Montgomery Scott LLC Richmond, Virginia Raleigh, North Carolina EDWARD P. O’KEEFE MICHAEL SHUMAKER Moore & Van Allen PLLC Truist Financial Corporation Charlotte, North Carolina Atlanta, Georgia REGINALD T. O’SHIELDS ROBERT A. SINGER Federal Home Loan Bank of Atlanta Brooks, Pierce, McLendon, Atlanta Georgia Humphrey, & Leonard LLP Greensboro, North Carolina SAULE OMAROVA Cornell Law School KAROL K. SPARKS Ithaca, New York Barack Ferrazzano Kirschbaum & Nagelberg LLP ELIZABETH S. OSTENDORF Chicago, Illinois First-Citizens Bank & Trust Company ERIC J. SPITLER Raleigh, North Carolina Retired, FDIC Washington, D.C. STEPHEN D. POE Bell, Davis & Pitt PA JOHN STOKER Winston-Salem, North Carolina Wells Fargo & Company Charlotte, North Carolina HENRY H. RALSTON Robinson Bradshaw & Hinson, P.A. RALPH N. STRAYHORN Charlotte, North Carolina Cape Point Advisory Partners LLC Charlotte, North Carolina CHRISTINA B. RISSLER Eversheds Sutherland MARGARET E. TAHYER Atlanta, Georgia Davis Polk & Wardwell LLP New York, New York PATRICIA A. ROBINSON Wachtell, Lipton, Rosen & Katz DEVON R. TUCKER New York, New York Cadwalader, Wickersham & Taft LLP Charlotte, North Carolina MICHAEL L. URSCHEL CAMDEN R. WEBB King & Spalding LLP Williams Mullen Atlanta, Georgia Raleigh, North Carolina WILLIAM J. WAGNER LISA A. WHITE Raymond James & Associates Federal Reserve Bank of Richmond Raleigh, North Carolina Richmond, Virginia THOMAS E. WALLS* K. ELIZABETH WHITEHEAD UNC School of Law American Savings Bank Chapel Hill, North Carolina Honolulu, Hawaii WILLIAM J. WALSH AMY WILLIAMS Fifth Third Bank Troutman Pepper LLP Charlotte, North Carolina Charlotte, North Carolina MICHAEL D. WATERS DANIELLE WILLIAMS Jones Walker LLP Winston & Strawn LLP Birmingham, Alabama Charlotte, North Carolina PATRICK J. YINGLING King & Spalding LLP Charlotte, North Carolina *Steering Committee EMERITUS MEMBERS TRACY CALDER CHRISTOPHER LEON Retired, LPL Financial Retired, Womble Bond Dickinson Charlotte, North Carolina Winston-Salem, North Carolina MARION A. COWELL LISA MCDOUGALD Retired, Kilpatrick Townsend & Retired, Truist Financial Corporation Stockton LLP Winston-Salem, North Carolina Charlotte, North Carolina PATRICIA M. OLIVER J. THOMAS DUNN, JR. Retired, Tucker Ellis LLP Retired, Moore & Van Allen PLLC Cleveland, Ohio Charlotte, North Carolina PAUL J. POLKING TONY GAETA Retired, Bank of America Retired, Wyrick Robbins Yates & Charlotte, North Carolina Ponton LLP Raleigh, North Carolina PAUL L. REYNOLDS Retired, Fifth Third Bancorp JERONE C. HERRING Cincinnati, Ohio Retired, BB&T Montreat, North Carolina JOSEPH SMITH ,JR Retired, Duke Law School’s Global JEWELL D. HOOVER Financial Markets Center Retired, Hoover and Associates LLC Durham, North Carolina Charlotte, North Carolina PAUL H. STOCK EUGENE M. KATZ Retired, North Carolina Bankers Retired, Wells Fargo & Company Association Charlotte, North Carolina Raleigh, North Carolina DONALD C. LAMPE Retired, Morrison & Foerster LLP Washington, D.C. 2021 BANKING INSTITUTE SPONSORS Alston & Bird LLP Arnold & Porter Bank of America Bell, Davis & Pitt, PA Bryan Cave Leighton Paisner LLP Burr & Forman LLP Cadwalader, Wickersham & Taft LLP Chapman and Cutler LLP Credit Suisse Davis Hartman Wright PLLC Davis Polk & Wardwell LLP Eversheds Sutherland Federal Home Loan Bank of Atlanta First-Citizens Bank & Trust Company Haynsworth Sinkler Boyd, PA Holland & Knight LLP Hunton Andrews Kurth LLP Johnston Clem Gifford PLLC K&L Gates LLP Kane Russell Coleman Logan PC Kaufman & Canoles Kilpatrick Townsend & Stockton LLP King & Spalding LLP Mayer Brown LLP McGuireWoods LLP Moore & Van Allen PLLC Morgan, Lewis & Bockius LLP Nelson Mullins Riley & Scarborough, LLP Parker Poe Adams & Bernstein LLP Paul Hastings LLP Piper Sandler & Co Poyner Spruill LLP RBC Bank Robinson Bradshaw Signature Bank Smith, Anderson, Blount, Dorsett, Mitchell & Jernigan LLP South State Bank, N.A. Sullivan & Cromwell LLP The PNC Financial Services Group, Inc. TIAA Troutman Pepper Truist Financial Corporation Tucker Ellis LLP U.S. Bank National Association USAA Wachtell, Lipton, Rosen & Katz Ward and Smith PA Wells Fargo & Company Williams Mullen Winston & Strawn LLP Womble Bond Dickinson Wyrick Robbins Yates & Ponton LLP THE UNIVERSITY OF NORTH CAROLINA SCHOOL OF LAW Administration PETER HANS, B.A., A.L.M., UNC System President MARTIN H. BRINKLEY, A.B., J.D., Dean and Arch T. Allen Distinguished Professor of Law MARY-ROSE PAPANDREA, B.A., J.D., Associate Dean for Academic Affairs and Samuel Ashe Distinguished Professor of Constitutional Law ANDREW HESSICK, B.A., J.D., Associate Dean for Strategy and Judge John J. Parker Distinguished Professor of Law CARISSA BYRNE HESSICK, B.A., J.D., Associate Dean for Faculty Development and Anne Shea Ransdell and William Garland “Buck” Ransdell, Jr., Distinguished Professor of Law CRAIG T. SMITH, B.A., J.D., LL.M., Assistant Dean for the Writing and Learning Resources Center and Clinical Professor of Law KELLY PODGER SMITH, B.A., J.D., Associate Dean for Student Affairs DEIRDRE GORDON, B.S., Associate Dean for Advancement NICK P. GOETTSCH, B.A., B.A., M.P.A, Associate Dean for Administration AMY BAREFOOT GRAEDON, B.A., Assistant Dean for Communications JENNIFER L. CLARK, B.S., Assistant Dean for Finance JOHN B. KASPRZAK, B.A., M.A., J.D.,