Brief Profiles of BASICS Ltd Team: Mr. Vijay Mahajan ‐ Chairman ,BASIX Group Vijay Mahajan, 57, is the Founder and Chairman of the BASIX Group (www.basixindia.com), which promotes livelihoods of two million poor households. Vijay established BASIX in 1996 and it offers financial services including savings, micro‐ credit and micro‐insurance. BASIX also provides fee‐based agricultural, livestock and non‐farm enterprise development services to individual producers, and institutional development services to bring such producers into groups. Earlier, in 1983, Vijay co‐ founded PRADAN, an NGO deeply involved in livelihood promotion. Vijay served on the boards of major Indian NGOs and several major Indian policy forums such as the Rangarajan Committee on Financial Inclusion, the Raghuram Rajan Committee on Financial Sector Reforms and the Insurance Regulatory and Development Authority. Vijay co‐founded AP‐MAS in 1999 and Sa‐Dhan in 2000 and the Microfinance Institutions Network (MFIN) in 2008, as institutions for strengthening the microfinance sector in India. In 2010, Vijay was elected Chair of the ExCom of the Consultative Group to Assist the Poor (CGAP). Vijay studied at the Indian Institute of Technology, Delhi and the Indian Institute of Management, Ahmedabad, and was a mid‐career Fellow at the Woodrow Wilson School, Princeton University, USA. He co‐authored a book “The Forgotten Sector” and has written over 20 published papers and 60 articles. Vijay was selected as among the 60 “outstanding social entrepreneurs of the world” at Davos in 2003 and among the 50 most influential Indians by BusinessWeek, Asia in 2009. In 2011, the Financial Express named him among twenty Indians who will lead India’s reforms in the current decade. Ms. Hyma Vadlamani : Chief Operating Officer –BASICS Ltd A graduate of Economics and post‐graduate in management from Indian Institute of Management, Bangalore, Hyma has close to 20 years of experience in corporate and developmental sectors. Hyma has been in various roles in Titan Industries, (a TATA Group company ) cutting across sales, product management, retail and marketing and as an SBU head. She was a part of the core team set up to build a strong IT‐enabled enterprise (through implementation of ERP across manufacturing, supply chain, sales, marketing and finance functions) in order to improve information flows, streamline core processes and enhance the overall efficiency of the organisation. Hyma was part of the team that was responsible for the execution and monitoring of a business excellence framework that the TATA Group had instituted across all the group companies (called the TATA Business Excellence Model that is adapted from the renowned Malcolm Baldrige archetype). In 2001 ,Hyma joined Arvind Brands as the Business head and in 2002 was made the CEO of Arvind Murjani Brands. Hyma then also worked as a free lance Consultant in the areas of Business strategy, marketing and retail (advised Apple, Herbalife, PwC). In 2009,Hyma moved to the development sector as the Business Head of Maya organic, a social enterprise set up by Mr. Solomon Prakash (Ashoka Fellow and now Country Head‐ India of Ashoka Foundation) . The mission is to organise unorganised sector workers into self‐managed entreprises for manufacturing and marketing products of premium quality and great design for domestic and export markets, thereby setting up a strong social enterprise brand. Hyma has joined BASIX Group in the Consulting organisation in January 2011 and has moved into the current role in April 2011. Hyma is based in Bangalore. Mr. Mohan Raj Bhagirathi, Associate Vice President‐ Finance & Accounts, BASICS Ltd Mohan Raj is a Post Graduate in Commerce and Financial Management, presently pursuing CFA has more than 14 years experience in Financial Management. Joined BASIX in January 1998 as an Executive – Accounts and has got an opportunity to work in all the group companies in BASIX which was initially comprised of four subsidiaries. Was part of the team involved in developing the operational policy, annual business plan, business projections, fund raising, debt raising, handling donor audits, statutory audit, developing MIS, establishing internal controls, audit systems, etc. Has developed Accounting systems and procedures, Fund Management and Management Information Systems for the Projects such as SDC Corpus Fund, SDC Livelihood Triad Fund, Livelihood And Microfinance Promotion Fund (LAMP Fund) and Bhamashah Project. Was part of the team involved in setting up three new subsidiaries BASIX Consulting and Training Services Ltd., BASIX Krishi Samruddhi Ltd. and BASIX Sub‐K iTransactions Ltd in 2010 to meet the growing needs of the Group. Further, in setting up accounting systems and procedure, MIS, Internal Controls, developing business plans for fund raising both debt and equity for these new entities. Mohan is based at Head Office in Hyderabad. Mr. Anoop Kaul : National Head of Financial Inclusion of BASIX Group A post graduate from the Delhi School of Economics he worked with the State Bank of India for 35 years before joining BASIX in 2007. While in State Bank he held senior level positions in the State of Gujarat, West Bengal, Delhi and Andhra Pradesh and Bank’s Central Office and seen all aspects of Banking and Financial Sector. When he was in Gujarat, SBI deputed him to Government of Gujarat where he worked as Deputy Secretary, Mines, Energy and Power, to look after Joint and Associate Sector projects as well as sick units. Later he was on deputation to GE Capital at Delhi where he worked as Chief Financial Officer in SBI Credit Card joint venture. In BASIX, he was the Chairman of the Rajasthan Livelihood Promotion Initiative under which 4.1 million BPL families were enrolled for Financial Inclusion in just 45 days, a global record. He is a Director on the Board of Basix Academy for Building Lifelong Employability [B‐ABLE] and earlier was a Member of the Governing Council of BASIX Academy for Livelihoods and Microfinance Practice[BA LAMP]. He is on the Executive Committee of Bhartiya Samruddhi Finance Ltd., an NBFC and the flagship company of BASIX Group. He has held Director‐level positions in few companies in Gujarat and Maharashtra and also been visiting faculty to Administrative Staff College of India, IIM Lucknow and ICFAI Hyderabad and to Training Institutions of various Banks. Mr. Anoop Kaul is based in Delhi. Rajeev Kumar Gupta, Vice President and Head of the International Consulting Rajeev Gupta has 13 years of professional experience. He is a Post Graduate in Forest Management (PGDFM), from IIFM Bhopal in 1998. He started his career as Assistant Manager, Plantations with Central Pulp Mills Ltd. Gujarat. In 1999, he joined EDA Rural Systems in Gurgaon and later moved to Rajasthan, and worked on non‐farm microenterprise promotion, sub sector and cluster promotion. In 2002, Rajeev joined BASIX and worked in microfinance operations, building capacities and transforming other MFIs, designing and implementing farm and non‐farm enterprise models in rural areas; also co‐designed the State level livelihood and microfinance strategies for Madhya Pradesh, Andhra Pradesh and Rajasthan. In December 2005, Rajeev was deputed by BASIX as Project Director to set up Rajasthan Mission on Skills and Livelihoods (RMoL), one of the innovative livelihood partnership models between UNDP, Government of Rajasthan and BASIX. RMoL has been contributing to designing, piloting and facilitating implementation of livelihood schemes and policies on various issues ranging from enterprise promotion, youth employability, health, farm and non‐farm sector promotion, financial inclusion services, apart from influencing government programs and departmental effectiveness. In 2008, Rajeev as part of the core team implemented Phase I one of the largest Financial Inclusion program in India which covered 4 million women/households as part of the Bhamashah Scheme of Government of Rajasthan. From April 2009, Rajeev joined BASIX Consulting and Training Services Ltd and has been developing business and furthering BASIX Mission in countries of Africa, Pacific and South Asia and South East Asia. He has written papers on crop varietal selection and non‐farm opportunities for smallholder agriculture. Mr. T Mahender, Manager, BASIX Group Office Mahender is Manager in Bhartiya Samruddhi Investments and Consulting Services Ltd. A Post Graduate in Commerce and Corporate Secretaryship, Mahender has about 16 years of experience in the areas of corporate governance, finance, regulatory and internal compliance. The key areas include matters related to Corporate Governance and Secretarial services, Secretarial / Compliance Audit, RBI and Statutory Compliance. He was responsible for the legal inception of group companies through ensuring registration under the necessary acts, he has also been responsible for ensuring strict compliance with rules and regulations under acts such as the Companies Act, NBFC, FCRA, Societies Registration Act and other laws applicable for the group companies. He was involved in obtaining necessary approvals for External Commercial Borrowings (ECBs) from the Ford Foundation, the Swiss Agency for Development and Cooperation (SDC) and Developpement international Desjardins (DID), filing of ECB Returns and ensuring the repayments including interest payments. He was responsible for drafting proposals to the Banks and Financial Institutions for seeking financial assistance. He was involved in assisting on execution of investment agreements