Align, Build, Grow Pwc Caribbean 2014

<a href="/goto?url=http://www.pwc.com/cb" target="_blank">www.pwc.com/cb </a>Align, Build, Grow PwC Caribbean 2014 Supporting leading sectors in the Caribbean with the strength of our industry knowledge, capabilities and experience ©John Matheson “Coming together is a beginning; keeping together is progress; working together is success” — Henry Ford Best wishes for 2014 The biggest issue we see facing our clients revolves around how to grow profitably in a challenging economic environment – and this goes for all types of businesses – whether local, regional or international in scope. When we surveyed business leaders in our 16th Annual Global CEO Survey, we found they were continuing to refine their operations, looking to cut costs without reducing value and seeking organic growth opportunities without large outlays of capital. Most important, they said they had a clear focus on customers, and were working with them more closely than ever on programmes to stimulate demand, loyalty and joint innovation. that two qualifications give us a distinct advantage: We have highly talented and experienced people with the right skills and capabilities necessary to tackle the issues and opportunities facing our clients. Secondly, we have the best network of firms in the Caribbean and in 157 countries around the world to deliver services no matter where our clients operate. More than ever, our focus is on how we can improve the delivery of our services to our clients and increase their opportunities for success. We remain extremely humbled that organisations around the Caribbean and beyond continue to turn to us for help and advice. We work closely with our clients to help navigate change, transform their operating models, grow their business and build value for their customers – this is what PwC Caribbean does best. I believe Darren Johnston, CEO, PwC Caribbean Our primary industries and sectors include: Who we are Asset management PwC Caribbean is an integrated network of seven firms. Together, we serve clients across the region in Bahamas, Bermuda, Cayman Islands, East Caribbean (Barbados and BVI), Jamaica, T r inidad & Tobago and Turks & Caicos. Banking Consumer and industrial products and services Energy and utilities Telecoms We provide quality assurance, advisory, tax and corporate services to international, regional and local businesses, as well as a variety of government organisations. Insurance and reinsurance Hospitality and tourism Our 1,200 people work hard every day to help our clients succeed by navigating change, improving their operations, growing their business and delivering value to their customers. We also have ready access to the talent and expertise of 184,000 people in 157 countries across the PwC global network to achieve these aims. <a href="/goto?url=http://www.pwc.com/cb" target="_blank">To learn more, visit us at www.pwc.com/cb </a>This content is for general information purposes only and should not be used as a substitute for consultation with professional advisors. © 2013 PwC. All rights reserved. PwC refers to the PwC network and/or one or more of its <a href="/goto?url=http://www.pwc.com/structure" target="_blank">member firms, each of which is a separate legal entity. Please see www.pwc.com/structure </a>for further details. PwC Caribbean Also contact for queries on Territory Office address Telephone Facsimile <ul style="display: flex;"><li style="flex:1">(242) 302-5300 </li><li style="flex:1">(242) 302-5350 </li></ul>The Bahamas (BS) Providence House, East Hill St., Nassau East Caribbean • Barbados (BB) (246) 626-6700 (284) 494 4100 (246) 436-1275 (284) 494 4480 Anguilla, Antigua, Dominica, Grenada, Montserrat, St. Kitts-Nevis, St. Lucia, St. Vincent & the Grenadines Barbados The Financial Services Centre, Bishop’s Court Hill, St. Michael BB14004 • British Virgin Islands (BVI) British Virgin Islands Level 2, 139 Main Street Road Town, Tortola (441) 295-1242 (345) 949-7352 Bermuda (BM) Dorchester House, 7 Church Street West, Hamilton HM 11 (441) 299-7136 (345) 949-7000 Cayman Islands (KY) Strathvale House, 90 North Church Street, George Town, Grand Cayman Jamaica (JM) Scotiabank Centre, Duke Street, Kingston (876) 922-6230 (868) 299-0700 (876) 967-1949 (868) 623-6025 Belize Trinidad & Tobago (TT) PricewaterhouseCoopers Building, 11-13 Victoria Avenue, Port-of-Spain Guyana <ul style="display: flex;"><li style="flex:1">(649) 946-4890 </li><li style="flex:1">(649) 946-4892 </li></ul>Turks & Caicos (TC) Abacus House, Tropicana Plaza, Leeward Highway, Providenciales Offices also in Freeport, Grand Bahama (The Bahamas), Montego Bay (Jamaica), and San Fernando (Trinidad). Bermuda U . S . A . Bermuda and the Caribbean G U L F O F M E X I C O Bahamas A T L A N T I C O C E A N Turks and Caicos British Virgin Islands Cayman Islands Jamaica C A R I B B E A N S E A Barbados Trinidad & Tobago “Dream no small dreams for they have no power to move the hearts of men” — Johann Wolfgang von Goethe ©Brian Rosen December January 2014 <ul style="display: flex;"><li style="flex:1">S</li><li style="flex:1">M</li></ul>TWT<ul style="display: flex;"><li style="flex:1">F</li><li style="flex:1">S</li></ul>1<ul style="display: flex;"><li style="flex:1">2</li><li style="flex:1">3</li></ul><ul style="display: flex;"><li style="flex:1">4</li><li style="flex:1">5</li><li style="flex:1">6</li></ul>7 8910 11 12 13 14 <ul style="display: flex;"><li style="flex:1">Sun </li><li style="flex:1">Mon </li><li style="flex:1">Tue </li><li style="flex:1">Wed </li><li style="flex:1">Thu </li><li style="flex:1">Fri </li><li style="flex:1">Sat </li></ul>15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 <ul style="display: flex;"><li style="flex:1">29 </li><li style="flex:1">30 </li><li style="flex:1">31 </li></ul>1<ul style="display: flex;"><li style="flex:1">2</li><li style="flex:1">3</li><li style="flex:1">4</li></ul>NEW YEAR’S <ul style="display: flex;"><li style="flex:1">5</li><li style="flex:1">6</li><li style="flex:1">7</li><li style="flex:1">8</li><li style="flex:1">9</li><li style="flex:1">10 </li><li style="flex:1">11 </li></ul>18 25 1February BS <ul style="display: flex;"><li style="flex:1">S</li><li style="flex:1">M</li></ul>TWT<ul style="display: flex;"><li style="flex:1">F</li><li style="flex:1">S</li></ul>1812 19 26 213 20 <ul style="display: flex;"><li style="flex:1">14 </li><li style="flex:1">15 </li></ul>22 29 516 23 30 617 24 31 7293<ul style="display: flex;"><li style="flex:1">4</li><li style="flex:1">5</li><li style="flex:1">6</li><li style="flex:1">7</li></ul>10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 21 BB <ul style="display: flex;"><li style="flex:1">27 </li><li style="flex:1">28 </li></ul>4KY <ul style="display: flex;"><li style="flex:1">3</li><li style="flex:1">8</li></ul>The Bahamas 1 January 10 January 18 April Barbados 1 January 21 January 18 April 21 April 28 April 1 May Bermuda 1 January 18 April 26 May Cayman Islands 1 January 27 January 5 March New Year’s Day Majority Rule Day Good Friday New Year’s Day Errol Barrow Day Good Friday New Year’s Day Good Friday New Year’s Day National Heroes Day Ash Wednesday Good Friday Bermuda Day <ul style="display: flex;"><li style="flex:1">21 April </li><li style="flex:1">Easter Monday </li></ul>Labour Day Easter Monday National Heroes Day Labour Day 16 June 31 July National Heroes Day Emancipation Day Somer’s Day 18 April <ul style="display: flex;"><li style="flex:1">6 June </li><li style="flex:1">21 April </li><li style="flex:1">Easter Monday </li></ul><ul style="display: flex;"><li style="flex:1">Discovery Day </li><li style="flex:1">9 June </li><li style="flex:1">Whit Monday </li><li style="flex:1">1 August </li><li style="flex:1">19 May </li></ul><ul style="display: flex;"><li style="flex:1">10 July </li><li style="flex:1">Independence Day </li></ul>Emancipation Day Discovery Day <ul style="display: flex;"><li style="flex:1">9 June </li><li style="flex:1">Whit Monday </li><li style="flex:1">1 September Labour Day </li></ul>11 November Remembrance Day 25 December Christmas Day 26 December Boxing Day <ul style="display: flex;"><li style="flex:1">16 June </li><li style="flex:1">Queen’s Birthday </li></ul><ul style="display: flex;"><li style="flex:1">Constitution Day </li><li style="flex:1">4 August </li></ul>13 October 1 August 4 August Emancipation Day Kadooment Day 7 July 10 November Remembrance Day 25 December Christmas Day 26 December Boxing Day 25 December Christmas Day 26 December Boxing Day 30 November Independence Day (observed Mon. Dec. 1) 25 December Christmas Day 26 December Boxing Day <ul style="display: flex;"><li style="flex:1">Jamaica </li><li style="flex:1">Trinidad & Tobago </li><li style="flex:1">Turks & Caicos </li></ul>2014 1 January 5 March 18 April 21 April 23 May New Year’s Day Ash Wednesday Good Friday <ul style="display: flex;"><li style="flex:1">1 January </li><li style="flex:1">New Year’s Day </li><li style="flex:1">1 January </li></ul>10 March 18 April 21 April 28 May New Year’s Day Commonwealth Day Good Friday <ul style="display: flex;"><li style="flex:1">3 - 4 March </li><li style="flex:1">Carnival Monday and </li></ul>Tuesday National holidays Easter Monday Labour Day <ul style="display: flex;"><li style="flex:1">30 March </li><li style="flex:1">Spiritual Baptist </li></ul>Shouter Liberation Day Easter Monday National Heroes Day 1 August 6 August Emancipation Day Independence Day 18 April 21 April 30 May <ul style="display: flex;"><li style="flex:1">Good Friday </li><li style="flex:1">16 June </li><li style="flex:1">Her Majesty The </li></ul>Queen’s Birthday Easter Monday Indian Arrival Day Corpus Christi Labour Day 20 October National Heroes Day 25 December Christmas Day 26 December Boxing Day <ul style="display: flex;"><li style="flex:1">4 August </li><li style="flex:1">Emancipation Day </li></ul>19 June 19 June 1 August 31 August 28 September National Youth Day 13 October 25 October Columbus Day Emancipation Day Independence Day International Human Rights Day 24 September Republic Day (as decreed) Eid-ul-Fitr (as decreed) Divali 25 December Christmas Day 26 December Boxing Day 25 December Christmas Day 26 December Boxing Day “Strive not to be a success, but rather to be of value” — Albert Einstein © Benjamin Howell / istock January February 2014 <ul style="display: flex;"><li style="flex:1">S</li><li style="flex:1">M</li></ul>TWT<ul style="display: flex;"><li style="flex:1">F</li><li style="flex:1">S</li></ul>1829 34 5<ul style="display: flex;"><li style="flex:1">6</li><li style="flex:1">7</li></ul>10 11 <ul style="display: flex;"><li style="flex:1">Sun </li><li style="flex:1">Mon </li><li style="flex:1">Tue </li><li style="flex:1">Wed </li><li style="flex:1">Thu </li><li style="flex:1">Fri </li><li style="flex:1">Sat </li></ul>12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 <ul style="display: flex;"><li style="flex:1">26 </li><li style="flex:1">27 </li><li style="flex:1">28 </li><li style="flex:1">29 </li><li style="flex:1">30 </li><li style="flex:1">31 </li></ul>1March <ul style="display: flex;"><li style="flex:1">2</li><li style="flex:1">3</li><li style="flex:1">4</li><li style="flex:1">5</li><li style="flex:1">6</li><li style="flex:1">7</li><li style="flex:1">8</li></ul><ul style="display: flex;"><li style="flex:1">S</li><li style="flex:1">M</li></ul>TWT<ul style="display: flex;"><li style="flex:1">F</li><li style="flex:1">S</li></ul>18<ul style="display: flex;"><li style="flex:1">9</li><li style="flex:1">10 </li></ul>17 24 311 18 25 412 19 26 513 20 27 614 21 28 715 22 1293<ul style="display: flex;"><li style="flex:1">4</li><li style="flex:1">5</li><li style="flex:1">6</li><li style="flex:1">7</li></ul>10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 16 23 <ul style="display: flex;"><li style="flex:1">2</li><li style="flex:1">8</li></ul>Insurance and reinsurance Transformational changes are putting existing insurance business models at risk. Insurers that succeed will: Our Insurance and Reinsurance practice is a leading provider of professional services to life, commercial, captive, and casualty insurers and reinsurers, and insurance brokers. • Quickly adapt • Focus on the customer We can help insurance and reinsurance companies with the issues, trends and challenges they face, including: • Continuously improve and build their analytical capability • Innovate and reinvent • Business strategy They will anticipate change and quickly capitalise on emerging opportunities. • Corporate governance • Risk and capital management • Fraud risks and controls • Policy administration, claims and billing transformation Those slow to respond to change risk finding themselves priced out of the market, falling short of customer expectations, and under threat from aggressive new entrants. • Actuarial issues • Regulatory compliance • Financial reporting, including insurance contracts and statutory accounting • Taxation • Mergers and acquisitions In the Caribbean, the insurance industry faces a particularly challenging environment with regulatory pressures, changing trading blocks and fierce, relentless competition. • Entity creation and corporate secretarial and advisory support “It is in your moments of decision that your destiny is shaped” — Tony Robbins © Lidian Neeleman / istock February March 2014 <ul style="display: flex;"><li style="flex:1">S</li><li style="flex:1">M</li></ul>TWT<ul style="display: flex;"><li style="flex:1">F</li><li style="flex:1">S</li></ul>1<ul style="display: flex;"><li style="flex:1">8</li><li style="flex:1">2</li></ul>93

Align, Build, Grow Pwc Caribbean 2014

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