» rr-i,' *_ - »_ »_ ^ ««>»» ^^^<> _ ^ ^_ _ »^ _ 4^ ^ ^ _ «L __,, t^ _ _ «L , INVERNESS OUNTY DIRECT FOR >,-^ ..** -• 1 8 8 9 -^ ::i (FIFTH YEAR OF PUBLICATION) PUBLISHED BY JOHN A, FRASER, INVERNESS, li '»tj PRICE ONE SHILLIHG, , <i s? I'i: INVgRiSESS : ; PRINTED BY ROBiiRT CiSjRRUTHERS AND SONS. : THE LancasMre Insurance Sompany CAPITAL—THREE MILLIONS. CHIEF OFFICES : Exchang-e Street, Manchester. HEAD OFFICE FOR SCOTLAND: 133 West George Street, G-lasgow. EDINBURG-H OFFICE: 12 York Buildings, Queen Street. BBANCH OFFICE IW INVFUI^ESS: Highland Railway Buildings, 24a Academy Street DIRECTORS IN INVERNESS ANDREW DOUG ALL, Esq. of Strawberry Hill. ALEXANDER ERASER, Esq.. Banker. Sir KENNETH J. MATHESON, of Lochalsh, Bart. ALEXANDER ROSS, Esq. of Riverfield. Jlnnual gncome 1887. Fire Premiums (Net) £586,557 Life Premiums (Net) - 111,441 Interest on Investments - 52,864 GENERAL FUNDS, 31st DECEMBER 1887. Capital Paid Up £272,986 Life Assurance Reserve Fund - - - - - - 759,271 Fire Insuraoce and Reserve Funds 348,639 Balance Carried Forward - - - - - - - 8,351 £j, 389,247 FIB.I: defahtment. Almost every description of Property Insured at Rates as low as those of any other first-class Office. No charge made for Transfers from other Companies, or for removal or alteration by Endorsement. LIFE DEFAKTMENT. Life Assurance undertaken at Rates more moderate than those of many other first-class Companies, Prospectuses and every information may be obtained from the Agents, or from CHARLES C. BALLINGALL, Resident Secretary at Inverness. LONDON & CANADIAN LIMITED. COLIN J. MACKENZIE, Esq. of Portmore. A. D. M. BLACK, W.S., Edinburgh. ROBERT HUTCHISON, Esq. of Carlowrie, Merchant, Leith. W. H. MURRAY, Esq,»/W.S., Edinburgh. Debentures and Deposit Receipts are Issued by the Company, bearing Pour per Cent. Interest, payable Half- yearly, at the Offices of the National Bank of Scotland. Ji if ® M T S— STEWART, RULE, & BURNS, MACANDREW & JENKINS, INVERNESS. NORTH BRITISH AND MERCANTILE INSURANCE COMPANY. ESTABLISHED 1809. INCORPORATED BY ROYAL CHARTER AND SPECIAL ACTS OF PARLIAMENT. President—mS GEACE THE DUKE OP ROXBURGHE. Vice-President—HIS GRACE THE DUKE OP SUTHERLAND, KG. RESOURCES OP THE COMPANY REVENUE FOR THE YEAR 18S6, As at 31st December 1886. From the Life Department. I.-CAPITAL- Net Life Premiums, In- AuTHORisED Capital - £3,000,000 terest, &c. £488,932 Subscribed Capital 2,500,000 Annuity Premiums (in- Paid-up Capital - 625.000 cluding £86,165 9s Od by Single Payment II.-FIRE fund- and Interest 112,504 Reserve £1,250,000 Premium Reserve 380,910 £601,436 Balance carried for- From the Fire Department. Net Fire Premiums, In- ward . - • - 107,997 terest, &c. - - - - £1.738,907 £1,231.960 £1,833,396 III.-LIFE fund- The Accumulated Funds the Accumulated Fund of Life Depart- ment are free from liability in respect of (Life Branch) £3,645,719 the Fire Depai'tment, and in like nmnner Accumulated Fund the Accumulated Funds of the Fire De- (Annuity Branch) 607,636 partment are free from liability in respect £4.253.355 of the Life Department. lilFi: BRA:^CII—Special Features. Claims paid on proof of death and title. Premiums adjusted to each half-year of age. Inaccurate statements in Proposal Papers do not involve forfeiture of Policy unless accompanied by fraud. Policies in most eases free from all restrictions as to Occupation, Residence, and Travel. Nine-Tenths of the Whole Profits of the Life Assurance Branch are allocated to Participating Policies. The last Division of Profits was made as at 31st December 1885, when there was declared a Bonus of £1 9s per cent, per annum on the Sums assured and subsisting Bonus Additions. Although the Bonus is at the rate of £1 9s per cent, per annum on the Sums Assured by the Policies of this Company effected since last Investigation, it is much higher on Policies of older standing, in consequence of the Bonus being declared not only on the Original Sum Assured^ but also on all subsisting Bonus Additions. ANNUITIES, Immediate, Contingent, or Deferred, are granted on favourable terms. FIR© ©BFJiRTMBMT.j Property of nearly every description Insured at Home or Abroad at the Lowest Rates of Premium corresponding to the Risk. LOSSES PROMPTLY AND LIBERALLY SETTLED. Prospectuses and every information may be had at the Chief Offices, Brandies, or Agencies. EDINBURGH - - - 64 Princes Street. OUiEJ^nvj-fvv OJ^J?lCEb—mrcTPPtj i I LONDON - - - - 61 Threadneedle Street. AGENTS IN INVERNESS :— Andrew Macdonald, Solicitor. | Francis B. Warrax, Bank of Scotland Solicitor. Robert F. Hugh Rose, | Cameron, C.A. James Ross, Solicitor. | Theodore Chisholm, 46 Telford Ro^d. INVERNESS COUNTY DIRECTORY FOR -^1889-4*- (FIFTH YEAR OF PUBLICATION) PUBLISHED BY JOHN A, FRASER, INVERNESS, PRICE ONE SHILLING, '1.1 ' It •'^ v/ U^.i I ; p INVERNESS : PRINTED BY ROBERT CARRUTHERS AND SONSv HEW METHOD OF LIFE ASSURANCE. BITGLISH AITD SCOTTISH LA'W UFE ASSURANCE ASSOCIATION ESTABLISHED 1839. SUBSCRIBED CAPITAL, £1,000,000. 120 Princes Street, EDINBURGH: Wm. Smith Esq.,LL.D., Manager. 12 Waterloo Pl., LONDON : Francis E. Colenso, Esq., F.I.A., Actuary. TRXJSTEES. The Right Hon. LORD HALSBURY, Lord High Chancellor of Great Britain. The Right Honourable the EARL OF GLASGOW, Lord-Clerk Register of Scotland. The Right Hon. LORD MONCRIEFF, late Lord Justice-Clerk of Scotland. The Hon. Sir WILLIAM V. FIELD, one of the Judges of the Supreme Court. The Hon. LORD ADAM, one of the Judges of the Court of Session. EDWARD KENT KARSLAKE, Esq., Q.C. | WILLIAM SMYTHE, Esq. of Methven. Public attention is specially invited to A NEW, INTERESTING, AND ADVANTAGEOUS METHOD OF ASSURANCE presented by the DOUBLE BENEFIT ENDOWMENT POLICIES now issued by this Association, which, besides providing for payment to the Assured himself on attaining a Specified Age, secures a like payment to his Representatives at his Death, whether that event occurs iefore, or after the maturity of the Endowment, thus advantageously combining in One Contract the Double Benefit of an Endowment payable during Life, and thereafter a Paid-up Policy of equal amount as a Family Provision, PAYABLE AT Death. These Policies are issued on the Non-Forfeiture Scheme. Full ^Particulars on Application. The DIRECTORS also invite attention to the Ordinary Prospectus, which contains Specially Low Rates of Premiqm for Fixed Benefits, with Non-Forfeiture and other Privileges. Claims are Payable immediately on Proof of Death and Title. Policies are world-wide and indisputable after Five Years. LOANS are granted in connection with LiFn Assurances, on Life Interests, Rever- sions, Personal, and other approved Securities. ANNUITIES on Favourable Terms. - Invested Funds - £1,430,000 I Claims paid - - £2,500,000 Bonus already declared - - £899,454. The Ninth Division of Profits will take place at Christmas 1890, and Policies now effected on the Participating Scale will be entitled to share therein. AGENTS IN INVERNESS D. Mackintosh, Bank of Scotland. | D. & D. Mackintosh, Com. Agents. Dingtvall—JORN Feaser, Merchant, | Nairn—D. R. Squair, Royal Bank. Tain—AIjEX. J. Dallas, Solicitor. ' Invergordon—F. Mackenzie, Oakes Villa . .. — CONTENTS. OFFICIAL LIST, &c. Page Page •Caledonian Banking Coy Index to Principal Farms . (Limited) . xvi Inland Revenue Offices Caledonian Canal XV Excise, Stamps, and Commissioners of Supply ix Taxes .... XIV County OSScials ix Inverness Quarter Sessions XV County Police Committee xii Justice of Peace Courts xiv County Police Force . xiii Member of Parliament i •County Road Board . xi Produce Tables . xxvi Distance Tables xxviii Sheriff Court . xii Fairs and Markets . XXV Weights and Measures XV OFFICIAL INFORMATION. Page Page Abernethy xvii Kilmorack xix Alvie xvii Kilrauir xix Ardersier . xvii Kiltarlity xix Boleskine Abertarff xvii and Kingussie , xix Bracadale . xvii Kirkhill XX Cawdor xvii Laggan XX Cromdale . xvii Moy . XX Croy . xviii Petty XX Daviot xviii Portree XX xviii Dores Sleat . XX Duirinish . xviii Snizort XXI Duthil . xviii Strath xxi . xviii Glenelg . Uist, &c, . xxi 'Kilmallie . xix Urquhart & Glenmoriston . xxi Kilmonivaig xix Urray . xxi TRADE AND PROFESSIONAL LIST. Page Page Beauly . xxii Kingussie . XXIV Fcrt-William . xxiii Portree . xxiv , A.LPHABE1^ICAL LIST Page Page Page Letter . A 1 Letter I . 40 Letter P . 99 B . 3 . „ „ J 41 „ R . 101 C . „ 7 „ K . 42 „ s 106 . „ D 20 „ L . 44 ,, T . 113 E . „ 23 „ M 46 „ U . 114 "1 ,y ^ . 23 „ MA( 51 „ W . 115 31 . „ G. „ N 97 „ Y . 117 ., H. 38 „ . 99 „ z 117 BY SPECIAL APPOINTMENT MARR & COY. Beg respectfully to call the attention of intending Purchasers NEV^to their largePIANOSStock of AND The Stock consists of Pianos, by JOHN BROADWOOD & SONS, COLLARD & COLLARD, J. & J. HOPKINSON, METZLER & CO., &c., &c. These are all in the newest and most admired designs, while the Prices asked are actually lower than those quoted in other Advertisements for similar Instruments which have been in use for years, the Cases of which are repolished, and the Instruments, although very much worn, sold as being almost new. M. & Co. are the Largest Buyers in the North of Scotland, and by paying Cash obtain terms which enable them to offer Better Value than can be had elsewhere. Note.—All our Pianos are Warranted for Ten Years. NEW PIANOS from £18. SECOND-HAND COTTAGE PIANOS from £10. AMERICAN ORGANS from £6. Undeniably tlie best value offered in the North, iNSFECTIONi CORDIALLY INVITED. S'7 BRID&E STREET, IISrVERNESS INDEX TO PRINCIPAL FAEMS. Page Page Aberarder Mains 112 Balnabeanran - - - 68 (Fort- Aberchalder Augustus ) 54 Balnacairn ... 22 Aberchalder (Wester) 43 Balnafettack 5 Aberchalder (Easter) Strath- Balnafroig . - 18 errick 68 Balnaglack 16 Abersky 104 Balranald ... 55 Achendaul 1 Balvonie .... 8 Achintee ... 108 Balvonie (Daviot) 80 Acbnacloich ... 48 Balrobert - . - 100 Achnagairn ... 76 Balspardon 112 Aigas 99 Banchor Mains ... 92 Aldourie Home Farm 114 Barnyards 95 Allanfearn 20 Barrisdale ... 4 Allanmore ... 33 Beaufort ... 46 Altyre 75 Belladrum 48 Annat 101 Beolary ... 48 Antfield 113 Biallid 69 Aonach ...