SoIssue 8 • Spring 2018 ciety G MEM DIN B R ER A S W H I E FOR P R • • S 1 0 C 7YEARS O Y T 1848-2018 T T IE I C SH O B S UILDING 170th Anniversary Society celebrates success spanning three centuries The magazine of Inside: Welcome THIS year sees Scottish in this issue we visit Marsie Stuart Fulfilling our promise to offer Building Society reach its 170th in Troon who has been awarded our best available rates anniversary. Like the bridges the British Empire Medal in Page 3 crossing the River Forth on the recognition of her contribution to Five minutes with cover of this issue, your Society teaching British Sign Language, Drew Ferguson has spanned three centuries and young couple Nikki Watson Page 4 where much has changed, but the and Gregor Steedman who have importance we place on fairness bought their first home with the Lifetime mortgage is a lifeline and community remain the same. help of a Professional Mortgage. for British Empire Medal As Scotland’s only independent Thank you to everyone who winner building society, and the oldest voted for the local charities you Page 5 in the world, we marked the would like us to support in the Scottish Building Society occasion with a reception at the coming year. 170th Anniversary Scottish Parliament. Hosted for The results are in and we are Page 6 us by our constituency MSP Ruth gearing up to support the good Davidson, it was a pleasure to causes you have chosen. If you Our charities of the year 2018 see members rub shoulders with would like to be involved, please Page 8 cross party politicians, staff past contact your local branch. Join us for and present and our business fun, food SoIssue 8 • Spring 2018 ci associates. You can read more Kerra McKinnie NG ME DI MB ety R E A R S W H E FOR I R P • • Head of Marketing and S 1 C 0 about it on pages 6 and 7. YEAR 7 S O Y and culture T 1848-2018 T T I IE SH C B SO UILDING 170th Anniversary Communications and to Society celebrates success It is always a privilege to be spanning three centuries raise allowed into members’ homes and [email protected] funds for Maggie’s You have been sent this issue of changes to products and services future issues of Society please email Page 8 The magazine of Society magazine as a member of which might be of interest to you. [email protected] or write to A new Scottish Building Society to keep Society is normally published twice Scottish Building Society, Freepost home for young professionals you informed about the Society’s each year. RLYC-AAGE-YURH, SBS House, 193 Page 9 activities and to let you know of any If you do NOT wish to receive Dalry Road, Edinburgh EH11 2EF. Sponsorship spurs Scottish Women’s football to aim for semi-professional status Page 10 WIN a trip of a lifetime on the Jacobite Steam Train Page 11 Society is a publication of Scottish Building Society SBS House 193 Dalry Road Edinburgh EH11 2EF www.scottishbs.co.uk This publication is also available online at www.scottishbs.co.uk Save the date for May AGM at Hampden Park The views expressed in this IN keeping with our sponsorship internationals and Scottish Cup Hampden is home to the publication are not necessarily of the Scottish Women’s Premier finals for over a hundred years. Scottish Football Museum those of the publisher or the editor. League, this year’s Annual General All Society members are containing an impressive national Whilst every care has been taken in Meeting of the Society will kick off invited to attend to hear from collection of football memorabilia. compiling this publication and the at 5.30PM on Wednesday 30th May your Directors and to vote on key Members arriving before the statements that it contains, neither at Hampden Park, the national business decisions. Look out for meeting starts can enjoy a visit the promoter nor the publisher stadium of football in Scotland. your AGM pack containing voting to the five star visitor attraction, can accept any responsibility for Once the largest football stadium details and transport options which includes film footage of any inaccuracies of the products or in the world, Hampden has hosted which will be sent out to you in some of the most memorable services advertised. almost all the major Scotland the coming weeks. games and players. p2 Spring 2018 Society magazine Alison becomes an ordained local minister The Society’s Head of IT Alison Alison will be available for 10 Quilter has become ordained hours a week, plus a Sunday, to as a minister in the Church of help in various aspects of the Scotland following a service faith life of her congregations as of ordination. She has been well as presbytery duties. inducted by the Presbytery of Talking about her new role, West Lothian to serve in the Alison said: “It is a great honour Parishes of Polbeth Harwood and joy to serve the Church and linked with West Kirk of Calder, the parishes of Polbeth Harwood near Livingston. linked with West Calder in my Alison has worked with capacity as an OLM, working Scottish Building Society for 27 alongside Rev Dr Jonanda years and is responsible for the Groenewald. It is a privilege to strategic delivery and support of share in people’s faith journeys the IT systems that underpin the as well as helping people business and corporate plan. pastorally and supporting the Ordained Local Ministry is work of the Church in a non-stipendiary form of the the wider Ministry of Word and Sacrament. community.” OY L AL R T U OUR Y O COMMITMENT TO OUR P MEMBERS R S Fulfilling our promise to O E M I S offer our best available rates 1.2% 1.0% 0.8% 0.6% 0.4% SBS Instant Access Market Instant Access (with bonus) 0.2% Bank Rate Market Instant Access (excl bonus) 0% Jan 2015 Jan 2016 Jan 2017 Source: Bank of England Interest rates paid on the Society’s Instant Access account over the last 3 years quoted household interest compared with the average offered by all banks and building societies rates as at 2/11/17 FollowiNG the change in the bonuses. Our Loyalty Cash ISA has clearly rewarded our savings value by offering a consistently Bank of England Bank Rate, we rewards the loyalty of members members, whilst recognising the fair rate on your savings introduced changes to our interest by offering higher rates the longer need to balance their interests throughout the term of your rates in November last year. Our funds are invested with us. with those of our borrowers. relationship with us, something straightforward savings range Maintaining higher rates In keeping with Our Loyalty that was recognised once again by continues to offer consistently than those generally available Promises, the Society aims to ‘Savings Champion’ in their 2018 good value, without short-term in the market is a strategy that provide members with long-term awards. Society magazine Spring 2018 p3 Five minutes with Drew Ferguson You have been with Scottish Building Society since leaving school in 2016. What does a typical week look like for you? Day to day, most of my time is spent either helping customers who come into the branch or dealing with our agency offices. We’re probably very different from banks in that we know our customers well and they know us by name. I like chatting with them. We have fifteen agencies linked to Inverness and I help them with processing transactions and any problems they might have. Each agency has a cashier and I have built up really good relationships with all of them. What made you choose a career with Scottish Building Society? I wanted to leave school after my fourth year exams, rather than go on to study for Highers. Drew’s CV highlights I can’t say my parents were too pleased at the 2013: Inverness Caledonian Thistle football ground helping the groundkeeper and selling hot time as they thought I should stay on, but drinks before matches it has turned out to be a really good move. 2015: B&M Stores as warehouse assistant and in-store customer services assistant Initially I was looking for an apprenticeship 2016: Joined Scottish Building Society Inverness branch as Branch Trainee in administration but when I came across an 2017: Passed traineeship and promoted to Branch Assistant opportunity to apply for a traineeship with the Personal: Single and living at home with parents in Inverness while I save for a flat. I also want Society I jumped at it. to visit as many countries as I can. I’m passionate about football and enjoy going to I was told it could take up to two years to matches and training with a local amateur team. Snooker is my second love and I complete my training but I’ve worked hard recently joined a club and hope to compete in the future. and was promoted after just eleven months from Branch Trainee to Branch Assistant. Most of my friends stayed on for fifth year Mortgage Adviser so I’m doing a lot of reading What is the most important financial lesson and as a result started their apprenticeships in my spare time. There are still other career you have learnt? a year behind me. A couple are now at development options open to me, but right I had an accident with my car recently and it university and others have still to find full now mortgages interest me the most.