Quick Reference Booklet 11 August 2020 QR Summary of Changes, 11 August 2020 Summary of Changes, 11 August 2020 This document reflects updates effective since the 15 October 2019 version. Table 1: Descriptions of Changes Description of Change Where to Look Chapter 3—Card Acceptor Business Codes Card Acceptor Business (CAB) Programs and (MCCs) Descriptions Updated country-specific CAB program to include Throughout AUS4, Australia transit 4. Added Macedonia to MCC 9406. MCC 9406—Government-owned Lottery (Specific Countries) Added MCC 9406 Government-owned Lottery Card Acceptor Business Codes (MCCs)— (Specific Countries) to All Transaction Category Transaction Category Codes Codes. Removed vending machines from MCC 5499. MCC 5499—Miscellaneous Food Stores— Convenience Stores, Markets, Specialty Stores Added P for MCC 9399 and MCC 7800. Removed Card Acceptor Business Codes (MCCs)— note in MCC Description. Abbreviated Removed sentence: “This MCC may also be used MCC 9399—Government Services—not to identify U.S. state lottery ticket sales by elsewhere classified merchants properly registered with Mastercard as set forth in section 9.4.5 of the Security Rules and Proceduresmanual.” Added MCC—Electric Vehicle Charging. MCC 5552—Electric Vehicle Charging Added Card Acceptor Business Segment codes for Card Acceptor Business (CAB) Programs and Uruguay. Descriptions Added Card Acceptor Business program, MON2, Throughout to MCC 4829 and MCC 6540. Added 2021 holiday schedule Holiday Processing Schedule ©1990–©2020 Mastercard. Proprietary. All rights reserved. Quick Reference Booklet • 11 August 2020 2 Contents Contents Summary of Changes, 11 August 2020.............................................................2 Chapter 1: Holiday Processing Schedule........................................................ 12 Overview Settlement U.S. Dollar Holiday Schedule............................................................13 Settlement Holidays......................................................................................................... 13 Chapter 2: State, Country, Region, and Currency Codes........................15 Overview—Electronic Warning Bulletin Region Information.............................................. 16 Electronic Warning Bulletin...............................................................................................16 Effective Dates.............................................................................................................16 Service Levels...............................................................................................................16 Countries.................................................................................................................... 17 Card Acceptor Business Code (MCC)........................................................................... 17 U.S. State, Territory, and Military Codes............................................................................18 Canadian Province and Territory Codes.............................................................................19 Formatted File Type—Country and Currency Codes.......................................................... 20 Downloading Formatted File Type—Country and Currency Codes................................20 Country and Currency Codes (Sorted by Name of Country or Entity)................................ 20 Country and Currency Codes (Sorted by Numeric Country Code)..................................... 39 Country and Currency Codes (Sorted by Numeric Currency Code).................................... 58 Chapter 3: Card Acceptor Business Codes (MCCs).....................................78 Overview—Card Acceptor Business Code (MCC) Information...........................................87 Card Acceptor Business Code (MCC) Criteria................................................................... 87 Required Use of MCCs..................................................................................................... 88 Transaction Category Codes.............................................................................................88 Definitions: Transaction Category Codes and Types of Transactions.............................. 88 Card Acceptor Business (CAB) Programs and Descriptions............................................92 MCC Descriptions.......................................................................................................... 103 Comprehensive MCC Listing by Formatted File Type.......................................................105 Downloading the Comprehensive MCC Listing Spreadsheet...................................... 105 Card Acceptor Business Codes (MCCs)—Extended......................................................... 106 MCC 0742—Veterinary Services................................................................................ 106 MCC 0763—Agricultural Cooperatives......................................................................107 MCC 0780—Horticultural and Landscaping Services..................................................108 MCC 1520—General Contractors—Residential and Commercial................................108 MCC 1711—Air Conditioning, Heating, and Plumbing Contractors........................... 109 MCC 1731—Electrical Contractors............................................................................ 110 ©1990–©2020 Mastercard. Proprietary. All rights reserved. Quick Reference Booklet • 11 August 2020 3 Contents MCC 1740—Insulation, Masonry, Plastering, Stonework, and Tile Setting Contractors............................................................................................................... 110 MCC 1750—Carpentry Contractors.......................................................................... 111 MCC 1761—Roofing and Siding, Sheet Metal Work Contractors...............................112 MCC 1771—Concrete Work Contractors.................................................................. 112 MCC 1799—Contractors, Special Trade—not elsewhere classified............................. 113 MCC 2741—Miscellaneous Publishing and Printing................................................... 114 MCC 2791—Typesetting, Plate Making, and Related Services.................................... 114 MCC 2842—Sanitation, Polishing, and Specialty Cleaning Preparations.....................115 MCCs 3000 through 3350—Airlines, Air Carriers.......................................................116 MCCs 3351 through 3500—Car Rental Agencies...................................................... 118 MCC 4011—Railroads—Freight.................................................................................119 MCCs 3501 through 3999—Lodging—Hotels, Motels, Resorts..................................119 MCC 4111—Transportation—Suburban and Local Commuter Passenger, including Ferries....................................................................................................................... 123 MCC 4112—Passenger Railways............................................................................... 123 MCC 4119—Ambulance Services.............................................................................. 124 MCC 4121—Limousines and Taxicabs........................................................................125 MCC 4131—Bus Lines...............................................................................................125 MCC 4214—Motor Freight Carriers, Trucking—Local/Long Distance, Moving and Storage Companies, Local Delivery............................................................................ 126 MCC 4215—Courier Services—Air and Ground, Freight Forwarders.......................... 127 MCC 4225—Public Warehousing—Farm Products, Refrigerated Goods, Household Goods Storage.......................................................................................................... 127 MCC 4411—Cruise Lines.......................................................................................... 128 MCC 4457—Boat Leases and Boat Rentals................................................................ 129 MCC 4468—Marinas, Marine Service/Supplies.......................................................... 129 MCC 4511—Air Carriers, Airlines—Not Elsewhere Classified..................................... 130 MCC 4582—Airports, Airport Terminals, Flying Fields................................................ 131 MCC 4722—Travel Agencies and Tour Operators.......................................................131 MCC 4784—Bridge and Road Fees, Tolls................................................................... 132 MCC 4789—Transportation Services—not elsewhere classified..................................133 MCC 4812—Telecommunication Equipment Including Telephone Sales..................... 134 MCC 4813—Key-entry Telecom Merchant providing single local and long-distance phone calls using a central access number in a non-face-to-face environment using key entry................................................................................................................... 134 MCC 4814—Telecommunication Services including but not limited to prepaid phone services and recurring phone services..............................................................135 MCC 4816—Computer Network/Information Services...............................................136 MCC 4821—Telegraph Services.................................................................................137 MCC 4829—Money Transfer.....................................................................................137