2012 - 2013 CONSUMER INFORMATION GUIDE Table of Contents Student Financial Aid Consumer Information ................................................................................................ 3 Family Educational Rights and Privacy Act ................................................................................................... 3 Access to Educational Records ................................................................................................................. 3 Directory Information ................................................................................................................................. 4 Non-Directory Information .......................................................................................................................... 5 Student Right to Access ............................................................................................................................ 7 Privacy Policy ............................................................................................................................................ 9 Federal, State and Institutional Financial Aid Programs .............................................................................. 12 General Requirements ............................................................................................................................. 12 Federal Grant Programs .......................................................................................................................... 13 State Scholarship and Grant Programs ................................................................................................... 13 Federal Loan Programs ........................................................................................................................... 14 Federal Financial Aid Counseling ............................................................................................................ 17 Student Rights and Responsibilities ........................................................................................................ 18 Institutional Grants and Scholarships ...................................................................................................... 19 Private Scholarships ................................................................................................................................ 22 Institutional Loans .................................................................................................................................... 22 Private Student Loans ............................................................................................................................. 22 Federal Financial Aid Application Process ............................................................................................... 26 Reapplication Process ............................................................................................................................. 27 Verification ............................................................................................................................................... 27 Professional Judgment ............................................................................................................................ 27 Satisfactory Academic Progress Policy ................................................................................................... 28 Cost of Attendance .................................................................................................................................. 35 Leave of Absence Policy ......................................................................................................................... 35 Terms and Conditions .............................................................................................................................. 36 Frequency of Disbursements ................................................................................................................... 37 Financial Policies and Procedures ........................................................................................................... 37 Veterans Education Benefits ................................................................................................................... 37 General Information ..................................................................................................................................... 38 1 Additional Information .............................................................................................................................. 39 Obtaining More Information ..................................................................................................................... 39 Academic Program Improvement ........................................................................................................ 39 Articulation Agreement for Transfer Credit .......................................................................................... 39 Transfer Credits ................................................................................................................................... 40 Completion Rates ................................................................................................................................ 41 Graduation Rates................................................................................................................................. 41 Retention Rates ................................................................................................................................... 41 Alumni Placement Information ............................................................................................................. 41 Personnel ............................................................................................................................................ 42 Withdrawing from Daymar ................................................................................................................... 42 Return of Federal Financial Aid ........................................................................................................... 42 Institutional Refund Policy ................................................................................................................... 44 Student Code of Conduct .................................................................................................................... 47 Copyright Infringement and Peer-to-Peer File Sharing ........................................................................ 48 Violations and Penalties ...................................................................................................................... 48 Vaccinations and Immunizations ......................................................................................................... 48 Campus Safety and Security ....................................................................................................................... 51 Security and Crime Prevention ................................................................................................................ 51 Campus Crime Statistics ......................................................................................................................... 52 Drug and Alcohol Abuse Prevention ............................................................................................................ 52 Standards of Conduct .............................................................................................................................. 53 Student Demographic Information ............................................................................................................... 55 Tuition and Fees ...................................................................................................................................... 55 Campus Contact Information ....................................................................................................................... 56 Grievance Procedures ................................................................................................................................. 56 IPEDS Data - The Integrated Postsecondary Education Data System (IPEDS) ......................................... 71 2 Introduction Post-secondary institutions participating in the federal financial aid programs (Title IV programs) are required to notify and provide all enrolled and prospective students and current and potential employees available consumer information. Each section in this document lists specific locations where additional information is available. In addition, the right to request and review this information in writing is available at each campus by contacting the Director of Education at each Daymar location during regular business hours. Information published July 2012, updated October 2012. Student Financial Aid Consumer Information Daymar Colleges Group participates in the following federal financial aid programs: Federal Pell Grants Federal Supplemental Education Opportunity Grant (FSEOG) Federal Work Study Program Federal Stafford Direct Loan (DL) Program Federal Direct Parent Loan for Undergraduate Students (PLUS) Students who are U.S. citizens or eligible non-citizens enrolled in an eligible academic program can apply for federal financial aid to assist with financing their education. Daymar also participates in the following