SERFF Tracking #: MRKA-132371141 State Tracking #: R2020001966 Company Tracking #: NYPHRR-202 State: New York Filing Company: Markel Insurance Company TOI/Sub-TOI: 09.0 Inland Marine/09.0004 Pet Insurance Plans Product Name: Pet Health Project Name/Number: Pet Health 202001/ Filing at a Glance Company: Markel Insurance Company Product Name: Pet Health State: New York TOI: 09.0 Inland Marine Sub-TOI: 09.0004 Pet Insurance Plans Filing Type: Rate/Rule Date Submitted: 06/08/2020 SERFF Tr Num: MRKA-132371141 SERFF Status: Closed-Acknowledged State Tr Num: R2020001966 State Status: Closed Co Tr Num: NYPHRR-202 Effective Date 07/08/2020 Requested (New): Effective Date 07/08/2020 Requested (Renewal): Author(s): Lisa Schuppner, Karen Griglak, Emily Meilahn, David Pohle Reviewer(s): Bob Pothiwala (primary) Disposition Date: 08/13/2020 Disposition Status: Acknowledged Effective Date (New): 08/13/2020 Effective Date (Renewal): 08/13/2020 This filing was provided as part of The New York Insurance ADVISOR Subscribe @ www.martincompanyus.com or call 800-896-8000 PDF Pipeline for SERFF Tracking Number MRKA-132371141 Generated 08/20/2020 01:57 AM SERFF Tracking #: MRKA-132371141 State Tracking #: R2020001966 Company Tracking #: NYPHRR-202 State: New York Filing Company: Markel Insurance Company TOI/Sub-TOI: 09.0 Inland Marine/09.0004 Pet Insurance Plans Product Name: Pet Health Project Name/Number: Pet Health 202001/ General Information Project Name: Pet Health 202001 Status of Filing in Domicile: Not Filed Project Number: Domicile Status Comments: Reference Organization: Reference Number: Reference Title: Advisory Org. Circular: Filing Status Changed: 08/13/2020 State Status Changed: 08/13/2020 Deemer Date: Created By: Karen Griglak Submitted By: Karen Griglak Corresponding Filing Tracking Number: Filing Description: update this We enclose a final print revision to our current Pet Health program. The last program revision, with a rate impact, was filed with your department effective 6/9/2019 for new business and 7/11/2019 for renewals under MRKA-131620561. The overall rate level change is 3.4%. Support of proposed changes is detailed in the Actuarial Memorandum and supporting exhibits. While the rates are changing, there will be no impact to the current insureds as the producer is moving to another carrier. We include the revised pages of the Rating Manual Edition 2020-01. The following changes have been made from the previously approved rates and rules: 1 Removed program administrator from rate and rule pages 2 Add "Gender" factors 3 Update base rates 4 Update Deductible factors 5 Update Breed factors 6 Update Pet Age factors 7 Update territory factors (Me-too of APIC Trupanion program APII-131959015) 8 Update address on all exhibits from Deerfield, IL to Rosemont ,IL This filing is a resubmission of disapproved filing MRKA-132293220. We will address the outstanding issues here. Markel's prior program administrator Figo Pet Insurance LLC,is now partnered with Independence American Insurance Company. With the transition of the prior producer to another carrier, we have removed their name from our rate pages. There will not be a new policy name, the program will remain Markel Pet Health. We are now in the process of contracting with a new program administrator; however,we are not able to disclose the prospective partner at this time. We will provide a post- approval update once we are able to communicate our future partner. We agree that the filing must list who or what organizations will be eligible for the Strategic Partner Discount (D-7). The discount rule page D-7 specifically states that only the listed strategic partners receive the discount. The rule also specifically states: Only the partners listed above will generate this discount. Those not explicitly listed will not generate this discount. Therefore, we do not consider the rule to be subjective or unfairly discriminatory. Company and Contact Filing Contact Information PDF Pipeline for SERFF Tracking Number MRKA-132371141 Generated 08/20/2020 01:57 AM SERFF Tracking #: MRKA-132371141 State Tracking #: R2020001966 Company Tracking #: NYPHRR-202 State: New York Filing Company: Markel Insurance Company TOI/Sub-TOI: 09.0 Inland Marine/09.0004 Pet Insurance Plans Product Name: Pet Health Project Name/Number: Pet Health 202001/ Karen Griglak, Senior Regulatory [email protected] Compliance Specialist P.O. Box 906 800-236-2862 [Phone] 233421 [Ext] Pewaukee, WI 53072-0906 262-547-9436 [FAX] Filing Company Information Markel Insurance Company CoCode: 38970 State of Domicile: Illinois P.O. Box 906 Group Code: 785 Company Type: Property & N14W23800 Stone Ridge Dr Group Name: Markel Casualty Pewaukee, WI 53072-0906 FEIN Number: 36-3101262 State ID Number: 20450 (800) 236-2862 ext. [Phone] Filing Fees Fee Required? No Retaliatory? No Fee Explanation: State Specific Speed-To-Market Field: enter code "98" for Speed-To-Market filings. Enter "0" for N/A.: 0 Terrorism Exclusion Field: enter code "46-01" for filings which includes forms, rates or rules for the Terrorism Exclusion. Enter "0" for N/A.: 0 Mold (Fungi, Bacteria, Virus) Exclusion Field: enter code "46-02" for filings which includes forms, rates or rules for the Mold Exclusion. Enter "0" for N/A.: 0 On the Rate/Rule Schedule Tab, the "Add Rate Data" button must be changed to "yes" for all rating rules and rate filings in order for the appropriate fields to be completed. Please enter "Yes" for filings with the rate data fields completed and "No" for all other filings.: Yes PDF Pipeline for SERFF Tracking Number MRKA-132371141 Generated 08/20/2020 01:57 AM SERFF Tracking #: MRKA-132371141 State Tracking #: R2020001966 Company Tracking #: NYPHRR-202 State: New York Filing Company: Markel Insurance Company TOI/Sub-TOI: 09.0 Inland Marine/09.0004 Pet Insurance Plans Product Name: Pet Health Project Name/Number: Pet Health 202001/ Correspondence Summary Dispositions Status Created By Created On Date Submitted Acknowledged Bob Pothiwala 08/13/2020 08/13/2020 Objection Letters and Response Letters Objection Letters Response Letters Status Created By Created On Date Submitted Responded By Created On Date Submitted Pending Bob Pothiwala 07/31/2020 07/31/2020 Karen Griglak 07/31/2020 07/31/2020 Pending Bob Pothiwala 07/16/2020 07/16/2020 David Pohle 07/23/2020 07/23/2020 Amendments Schedule Schedule Item Name Created By Created On Date Submitted Rate Base Rates Karen Griglak 08/12/2020 08/12/2020 Rate Pet Age Karen Griglak 08/12/2020 08/12/2020 Supporting Actuarial or other Rate Support Karen Griglak 08/12/2020 08/12/2020 Document Filing Notes Subject Note Type Created By Created On Date Submitted Telephone Conversation of 08/07/2020 Note To Filer Bob Pothiwala 08/07/2020 08/07/2020 Returned Telephone Message left on 08/06/2020 Note To Reviewer David Pohle 08/06/2020 08/06/2020 Telephone Message left on 08/06/2020 Note To Filer Bob Pothiwala 08/06/2020 08/06/2020 Response date for 8/5 note to filer Note To Reviewer Karen Griglak 08/05/2020 08/05/2020 Your response of 07/31/2020 Note To Filer Bob Pothiwala 08/05/2020 08/05/2020 Filing under review Note To Filer Bob Pothiwala 07/10/2020 07/10/2020 Status Request Note To Reviewer Karen Griglak 07/09/2020 07/09/2020 PDF Pipeline for SERFF Tracking Number MRKA-132371141 Generated 08/20/2020 01:57 AM SERFF Tracking #: MRKA-132371141 State Tracking #: R2020001966 Company Tracking #: NYPHRR-202 State: New York Filing Company: Markel Insurance Company TOI/Sub-TOI: 09.0 Inland Marine/09.0004 Pet Insurance Plans Product Name: Pet Health Project Name/Number: Pet Health 202001/ Disposition Disposition Date: 08/13/2020 Effective Date (New): 08/13/2020 Effective Date (Renewal): 08/13/2020 Status: Acknowledged Comment: This refers to your June 08, 2020 submission of the captioned filing. This also refers to our telephone conversations, correspondences and your responses / amendments providing additional information and/or amending the filing. This captioned filing, as amended, is hereby acknowledged in accordance with Article 23 of the New York Insurance Law. It should be noted that the company must comply with all applicable provisions of Section 3425 of the New York Insurance Law. Very truly yours, Bharat (Bob) Pothiwala Senior Insurance Examiner New York State Department of Financial Services Property Bureau (212) 480-5471 [email protected] Overall % Overall % Written Premium Number of Policy Written Maximum % Minimum % Company Indicated Rate Change for Holders Affected Premium for Change Change Name: Change: Impact: this Program: for this Program: this Program: (where req'd): (where req'd): Markel Insurance 3.400% 3.400% $0 0 $419,379 % % Company Schedule Schedule Item Schedule Item Status Public Access Supporting Document Explanatory Memorandum Yes Supporting Document Personal Inland Marine Insurance Review Standards Yes Checklist PDF Pipeline for SERFF Tracking Number MRKA-132371141 Generated 08/20/2020 01:57 AM SERFF Tracking #: MRKA-132371141 State Tracking #: R2020001966 Company Tracking #: NYPHRR-202 State: New York Filing Company: Markel Insurance Company TOI/Sub-TOI: 09.0 Inland Marine/09.0004 Pet Insurance Plans Product Name: Pet Health Project Name/Number: Pet Health 202001/ Schedule Schedule Item Schedule Item Status Public Access Supporting Document Inland Marine -all filings must conform to Nationwide Yes Inland Marine Definition, section 2310(b) and (c). Supporting Document (revised) Actuarial or other Rate Support Yes Supporting Document Actuarial or other Rate Support Yes