Material reserved for professional investors only Fund Short-Term (EUR) LVNAV Money Market Sub-fund FUND PROFILE

■ TREASURY ■ SHORT TERM MONEY MARKET

Fund Overview Investment Objective Risk & Reward Profile (SRRI)

Offer returns in line with money market rates while A tried-and-tested investment seeking to outperform the «EONIA» index minus approach fees, by investing exclusively in money market High-quality universe instruments, deposits and up to 10% in short Lower risk, potentially lower rewards * Higher risk, potentially higher rewards Prioritising liquidity and , term MMFR compliant money market investment the secret to a AAA rating fund. The sub-fund may invest in financial derivative Portfolio credit quality, diversification and instruments for systematically hedging Reference Indicator low exposure to rate and spread risks in Eonia compounded (OIS) order to maintain a «AAA» rating from two investments non denominated in Euro. recognised Rating Agencies: Standard & The sub-fund maintains within its portfolio a WAM of 60 days or less and may invest in financial * Refer to the European Money Market Fund Regulation (MMFR) Poor’s AAAm and Fitch AAAmmf The SRRI represents the risk and return profile present in the Key derivative instruments for hedging purposes. Investor Information Document (KIID). The lowest category does not imply that there is no risk. The SRRI is not a guarantee and may change over time. Please refer to the AMMF Prospectus for further details on the risks of the sub-fund. Amundi Money Market Short-Term (EUR) is a short term Low Volatility fund under MMFR. The sub-fund is not a guaranteed investment. An investment in the sub-fund is different from an investment in deposits as the principal invested in the sub-fund is capable of fluctuation. The sub-fund does not rely on external support for guaranteeing the liquidity of the sub-fund or stabilising the NAV per share. The risk of loss of the principal is borne by the investor.

Investment Process

1 A tried-and-tested investment 2 Prioritising liquidity and security, Investment Process approach the secret to a AAA rating

The best investment opportunities are sought IMMFA2 compliant, AAAm-rated by S&P out from a high-quality universe composed and AAAmmf-rated by Fitch, Amundi Money of money market instruments and short-term Market Fund – Short-Term (EUR) is managed in bonds with a minimum short-term rating of A-1 accordance with stringent prudential rules. To (Standard & Poor’s) and/or F1 (Fitch)1 and with ensure a high level of liquidity, the sub-fund’s 50% minimum of A-1+ (S&P) or equivalent for assets are distributed amongst short-term the entire portfolio. instruments of different maturities. According to the macroeconomic scenario, The portfolio has a lower exposure to interest market screening and credit research, the team rate risk with a weighted average maturity (WAM) carefully selects a diverse range of European of 60 days maximum. The portfolio has also a short-term securities from commercial papers to low credit exposure with a weighted average life puttable bonds. (WAL) of 90 days maximum. The resulting portfolio is composed of high- In addition, the investment team actively and quality securities, boasts a low risk profile and is continuously monitors risk dispersion and well-diversified. liquidity. Lastly, an independent risk department also checks ex-ante and ex-post the portfolio risk.

1 Standard & Poor’s and Fitch ratings are statements of opinion, not recommendations to buy, hold or sell any securities. S&P short- term A-1 rating and Fitch short-term F1 rating refer to issuers with a strong capacity to meet financial commitments. Source: Standard & Poor’s, Fitch. 2 IMMFA refers to the Institutional Money Market Fund Association. The sub-fund offers neither capital nor performance guarantee.

This material is solely for the attention of “professional” investors (see more details and definitions at the back). Amundi Money Market Fund Short-Term (EUR)

LVNAV Money Market Sub-fund FUND PROFILE

Investment Team

Amundi is a major player in treasury Patrick Siméon management in Europe and across the world. Head of Money Market Amundi Treasury Management The Money Market portfolio management team Management €227 Billion AuM2 is led by Patrick Siméon and works in close collaboration with the credit research team Amundi Money Market Product Range 3 to ensure proactivity and quality in security €97.7 Billion AuM selection.1

1. Given for indicative purposes only. 2. Data Amundi Group, as at end-December 2019. 3. Data Amundi, as at end-December 2019.

Key Information

IV - Class XV - Class Share classes 1 (Institutional inv.) («Premium» institutional inv.)2

Share categories Accumulating (Variable NAV) Sub-fund Amundi Money Market Fund - Short Term (EUR) Management company Amundi Luxembourg S.A. Investment manager Amundi Asset Management Transfer Agent CACEIS Bank, Luxembourg Branch Custodian Legal Form Société d’Investissement à Capital Variable (SICAV) incorporated under part I of the 2010 Law3 Reference currency EUR ISIN Code LU0562498773 LU0562500180 Minimum initial investment EUR 1,000,000 EUR 100,000,000 Frequency of NAV calculation Daily4 Cut-off time 2:30 p.m. (Luxembourg time)5 Settlement period D (same day) Entry charge None Conversion charge None Ongoing charges6 0.07% Exit charge None Performance fee None

Dividend payment None

Minimum recommended holding term 1 day

The present document goes with the Key Investor Information Document (KIID) and has to be understood after reading the aforementioned document.

1 The sub-fund comprises other classes which are described in the prospectus. 2 Share classe called «Premium» stand for the XV-class, i.e. for subscriptions superior to the lowest between 5% of the subfund assets and EUR 100 million. 3 The Luxembourg law of 17 December 2010 concerning undertakings for collective investment in transferable securities, as amended from time to time and defined as the «2010 Law». 4 Each business day in Luxembourg. 5 Except for orders received by facsimilie, for which orders will be centralised at 2:00 p.m. (Luxembourg time). 6 The ongoing charges figure is based on expenses for the year ending December 31, 2019. This figure may vary from year to year.

Legal Information Daily prices This document contains information about Amundi Money Market Fund - Short Term (EUR) (the “Sub-fund”), sub-fund of Amundi Money Market Fund (the “SICAV”) which qualifies as a short term Low Volatility NAV MMF under the European Money Market ■■ amundi.com Fund Regulation («MMFR»). Amundi Money Market Fund is an undertaking for collective investment in transferable securities existing under Part I of the Luxembourg law of 17 December 2010, organised as a société d’investissement à capital variable and registered with the Luxembourg Trade and Companies Register under number B.156 478. The SICAV has its registered office at 5, Allée Scheffer, L-2520 Luxembourg. Amundi This material is solely for the attention of institutional, professional, Money Market Fund has been authorized by the Commission de Surveillance du Secteur Financier in Luxembourg. Amundi Money qualified or sophisticated investors and distributors. It is not to Market Fund is restricted to institutional investors. Not all sub-funds of the SICAV will necessarily be registered or authorized for sale in be distributed to the general public, private customers or retail all jurisdictions or will only be available to institutional investors. Subscriptions in the Sub-Funds will only be accepted on the basis of the investors in any jurisdiction whatsoever nor to “US Persons”. It Key Investor Information Document (KIID) of the sub-fund and the SICAV’s latest prospectus, its latest annual and semi-annual reports is not intended for citizens or residents of the United States of and its articles of incorporation that may be obtained, free of charge, at the registered office of the SICAV or respectively at that of the America or to any «U.S. Person» , as this term is defined in SEC representative agent duly authorized and agreed by the relevant authority of each relevant concerned jurisdiction. . Consideration should Regulation S under the U.S. Securities Act of 1933 and in the be given to whether the risks attached to an investment in the Sub-Fund are suitable for prospective investors who should ensure that prospectus of the Fund. Moreover, any such investor should they fully understand the contents of this document. A professional advisor should be consulted to determine whether an investment be, in the European Union, a “Professional” investor as defined in the Sub-Fund is suitable. The value of, and any income from, an investment in the Sub-Funds can decrease as well as increase. The in Directive 2004/39/EC dated 21 April 2004 on markets in Sub-Fund has no guaranteed performance. Further, past performance is not a guarantee or a reliable indicator for current or future financial instruments (“MIFID”) or as the case may be in each local performance and returns. The performance data do not take account of the commissions and costs incurred on the issue and redemption regulations and, as far as the offering in Switzerland is concerned, of units. This document does not constitute an offer to buy nor a solicitation to sell in any country where it might be considered as unlawful, a “Qualified Investor” within the meaning of the provisions of nor does it constitute public advertising or investment advice. the Swiss Collective Investment Schemes Act of 23 June 2006 The information contained in this document is deemed accurate as at December 2019. (CISA) and the Swiss Collective Investment Schemes Ordinance of 22 November 2006 (CISO). In no event may this material be distributed in the European Union to non “Professional” investors Amundi Asset Management, French «société par actions simplifiée» - SAS with a registered capital of as defined in the MIFID or in each local regulation, or in Switzerland €1,086,262,605 and approved by the French Securities Regulator (Autorité des Marchés Financiers- to investors who do not comply with the definition of “qualified AMF) under number GP 04000036 as a portfolio management company - 90 boulevard Pasteur investors” as defined in the applicable legislation and regulation. -75015 Paris- France - 437 574 452 RCS Paris. - www.amundi.com