Home Technology Benefit 2014

Get the latest technology – direct from your salary

Tax- efficient salary sacrifice computing for you

• Convenient, affordable, fixed reduction to your salary over 36 months • iPad Air 2 and iPad mini 3 • Samsung tablets • Laptop and desktop computers from HP • Apple Macs including iMac, iMac with 5K Retina display, MacBook Air and MacBook Pro • Samsung Full HD, 3D and UHD 4K Smart TVs • Save on tax and national insurance • Significant savings off manufacturers’ RRP • No credit checks or deposits • Prices from just £7.28 per month!ˆ

Apple Mac and Windows iPad Air 2 and other tablets laptops and desktops Samsung Smart TVs

Place your order online at www.lets-connect.com/phw Don’t miss out – order by 15th November 2014 For advice on choosing a package, please call 08444 821 860 What’s inside this guide? Contents How to order and key dates ______P3

What’s included with each package?______P4

Tablet packages – Apple and Samsung options______P5

Laptop and desktop PC packages – Microsoft Windows 8 options______P18

Apple Mac packages – iMac, MacBook Air and MacBook Pro options______P25

Samsung Smart TV packages – 32, 40, 48, 50 and 55-inch Full HD, 3D and UHD 4K options____ P31

Accessory options – Software, wireless printer, laptop carry cases, speakers, storage devices, tablet stand, iPod and digital audio, Apple Mac accessories, Smart TV accessory options, and more______P39

How the benefit works ______P50

Frequently asked questions______P54

You should ensure that you can afford the salary reductions for the full 36 month period and have read and agree to the terms and conditions before you order

Participation in a salary sacrifice scheme may affect your pension benefits. Individual employees should take into account the potential impact on their pension prior to taking part. Please see FAQs for further details.

2 Place your order online at www.lets-connect.com/phw by 15th November 2014 How to order and key dates Or, what do I need to do and when do I need to do it by...

Choose from the main packages and add accessories 1 Choose up to TWO main packages and add accessories from the options available. If you participated in either of the previous home computing/technology benefits, you may still participate, however the limits below are combined across all schemes.All staff on permanent contracts of employment are eligible to take part in the benefit with a maximum salary sacrifice limit of up to a £100 per month. All temporary staff who are on a fixed term contract of employment are also eligible to take part in the benefit, however there will be a reduced salary sacrifice limit of up to £50 per month.

Order online at www.lets-connect.com/phw 2 Type the above exact website address into the long Address Bar of your Internet Browser, and NOT the Search Bar i.e. Google, Yahoo, Bing. For advice on choosing a package, call the Let’s Connect Helpline on 08444 821 860.

Order by 15th November 2014

Sign your electronic Employee Hire Agreement by 22nd November 2014 3 Once you have completed your order you will be emailed an Agreement detailing the packages and options you have selected. This Agreement will confirm the monthly gross salary reduction, which you must sign in order to participate in the benefit. PLEASE NOTE – Your order may be cancelled if your electronic Agreement form is not signed by this date.

Your employer will carry out eligibility criteria checks 4 This is to ensure that all employees meet the eligibility set out to allow participation in the benefit, (see ‘How the benefit works’ and ‘Frequently asked questions’ sections of the brochure for more information).

Delivery will be arranged for between 22nd November–3rd December 2014 5 All deliveries are subject to approval and stock availability, and arrangements to deliver your chosen package will only be confirmed once your Hire Agreement has been signed. If Let’s Connect are unable to schedule a delivery date with you for this window, then your order may be cancelled.

The equipment is delivered to your home on the agreed date 6 Delivery will be arranged with you for a weekday that’s convenient and is subject to stock availability. For security reasons, the equipment needs to be delivered to your home, or similar residential address i.e. family, friends.

Your salary reduction is due to begin on your salary pay date in 7 January 2015 This will continue on each following monthly pay date during the 36 month period.

Want to know more about how the benefit works? Turn to the section at the back of this brochure, which includes frequently asked questions

Place your order online at www.lets-connect.com/phw by 15th November 2014 3 What’s included with each package? Throughout the period of hire, your employer must ensure that the equipment is adequately protected, and therefore each package includes a series of useful extras which are bundled with it. This helps give you peace-of-mind as the salary sacrifice arrangement is fixed for 36 months, and continues even if the equipment no longer works or is lost, stolen or damaged.

Warranty Up to The warranty covers the hardware of your equipment and during the limited warranty period, the manufacturer will at its discretion, repair or replace any defective component. Parts and labour will be covered. Windows and Apple Mac computers have 36 months manufacturers' warranty. Please note that iPad products have 12 months warranty. Samsung tablet packages include 24 months warranty. Smart TV packages include 36 month warranty.

RAN SU CE IN Tablet worldwide accidental damage and theft insurance with no excess 36 As the hire agreement is for 36 months, and the tablet packages are such portable devices, likely to be taken away MONTHS from the home, it makes sense to protect them for the full length of the agreement. Please note that the other main packages in the benefit need to be covered under your home insurance for accidental damage and theft.

Protective case (tablets only) This clean, protective case increases the functionality of the tablet, without losing access to any buttons, jacks, camera, or the light sensor. Corners protect against drops and bumps, and the case doubles as a cool stand - perfect when watching videos. It's bundled with the tablets to help protect them for the duration of the benefit.

Internet security The internet security software has updates for 36 months and includes anti-virus, anti-spyware, anti-spam, and firewall. This software is designed to keep your computer safe online for the duration of the benefit. The internet security software included will be specific to the Windows or Apple OS X operating system of the machine that you choose. Internet security is not included with tablet packages or Smart TVs.

Backup My PC software The backup software helps you backup your personal data such as photos and music in the unlikely event of a fault with your computer. It is your responsibility to ensure your data is backed up correctly. Backup My PC supports Blu-Ray, CD, DVD and dual-layer DVD recordable and re-writable devices, network shares or an external USB hard drive. Please note that this software is bundled only with machines with Windows operating systems. Not included with tablet packages, Apple Macs or Smart TVs.

WipeDrive software Wipedrive System Saver from WhiteCanyon is a software package which ensures the personal data on the hard disk or flash memory (solid state memory) of your computer can be securely cleaned at the end of the benefit. If data is not securely removed from the system, it can remain accessible after the computer has been disposed of which could lead to personal identity theft and/or fraudulent use of your data. Let's Connect supplies Wipedrive software with the package because it has the highest level of security certifications for this type of data cleaning software on the market, and is the only disk wiping software approved by the US Government and Armed Forces. Not included with tablet packages or Smart TVs.

Free delivery to your home address at your convenience To make it as easy as possible for you to receive the chosen equipment, a courier delivery date will be agreed with FREE DELIVERY you. This can be organised to any residential address. For security reasons, deliveries are not accepted at work.

NOT STANDARD ON THE HIGH Benefit EXTRAS STREET!

4 Place your order online at www.lets-connect.com/phw by 15th November 2014 Tablet packages

Apple and Samsung options

Place your order online at www.lets-connect.com/phw by 15th November 2014 5 iPad Air 2

At just 6.1mm, the thinnest iPad ever is also the most capable. It has a re-engineered 9.7-inch Retina display, the revolutionary Touch ID fingerprint sensor, a powerful A8X chip with 64-bit architecture, a new iSight camera, an improved FaceTime HD camera, faster wireless, iOS 8, iCloud, and up to 10 hours of battery life. It also comes with great apps for productivity and creativity. And there are many more apps available in the App Store.

Packages 1–2

iPad Air 2 Wi-Fi 64GB

Available in Silver, Gold and Space Grey. £13.99 Monthly from Net Payˆ

iPad Air 2 Wi-Fi 128GB

Available in Silver, Gold and Space Grey. £15.74 Monthly from Net Payˆ

Standard iPad Air 2 EXTRAS included through the Let’s Connect benefit:

RRAN RAN A TY SU CE W IN

12 36 MONTHS MONTHS FREE DELIVERY

9912 months 9936 months 99Protective 99Free delivery warranty worldwide case to your home accidental damage address at your and theft insurance convenience with no excess

6 Place your order online at www.lets-connect.com/phw by 15th November 2014 Also available as an accessory

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £13.99 AFTER savings) • No excess £18.69 £503.64 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

Package 1 – iPad Air 2 Wi-Fi 64GB

Basic Rate Higher Rate Additional Rate iPad Air 2 Wi-Fi 64GB Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £18.69 £18.69 £18.69 less Income tax savings £3.74 £7.48 £8.41 less National insurance savings £1.98 £0.37 £0.37 less Pension Contribution savings £1.06 £1.40 £1.49 Reduction to net pay £11.91 £9.44 £8.42 plus Benefit-in-kind tax £2.08 £4.16 £4.68 Net Pay adjustment Effect on your take-home pay (AFTER savings) £13.99 £13.60 £13.10 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of iPad Air 2 including 36 months Accidental Damage and £646.00 £646.00 £646.00 Theft Insurance, protective case and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £847.68 £847.68 £847.68 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £503.64 £489.60 £471.60 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £344.04 £358.08 £376.08

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £15.74 AFTER savings) • No excess £21.04 £566.64 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

Package 2 – iPad Air 2 Wi-Fi 128GB

Basic Rate Higher Rate Additional Rate iPad Air 2 Wi-Fi 128GB Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £21.04 £21.04 £21.04 less Income tax savings £4.21 £8.42 £9.47 less National insurance savings £2.23 £0.42 £0.42 less Pension Contribution savings £1.20 £1.58 £1.68 Reduction to net pay £13.40 £10.62 £9.47 plus Benefit-in-kind tax £2.34 £4.68 £5.27 Net Pay adjustment Effect on your take-home pay (AFTER savings) £15.74 £15.30 £14.74 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of iPad Air 2 including 36 months Accidental Damage and £726.00 £726.00 £726.00 Theft Insurance, protective case and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £952.66 £952.66 £952.66 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £566.64 £550.80 £530.64 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £386.02 £401.86 £422.02

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

© 2014 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

Place your order online at www.lets-connect.com/phw by 15th November 2014 7 iPad Air 2

At just 6.1mm, the thinnest iPad ever is also the most capable. It has a re-engineered 9.7-inch Retina display, the revolutionary Touch ID fingerprint sensor, a powerful A8X chip with 64-bit architecture, a new iSight camera, an improved FaceTime HD camera, faster wireless, iOS 8, iCloud, and up to 10 hours of battery life. It also comes with great apps for productivity and creativity. And there are many more apps available in the App Store. Connect to the Internet over fast mobile data networks (where available) when you’re on the go. Mobile data service to be purchased separately.

Packages 3–4

iPad Air 2 Wi-Fi + Cellular 64GB

Available in Silver, Gold and Space Grey. Mobile data service to be purchased separately. £16.18 Monthly from Net Payˆ

iPad Air 2 Wi-Fi + Cellular 128GB

Available in Silver, Gold and Space Grey. Mobile data service to be purchased separately. £17.95 Monthly from Net Payˆ

Standard iPad Air 2 EXTRAS included through the Let’s Connect benefit:

RRAN RAN A TY SU CE W IN

12 36 MONTHS MONTHS FREE DELIVERY

9912 months 9936 months 99Protective 99Free delivery warranty worldwide case to your home accidental damage address at your and theft insurance convenience with no excess

8 Place your order online at www.lets-connect.com/phw by 15th November 2014 Also available as an accessory

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £16.18 AFTER savings) • No excess £21.63 £582.48 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

Package 3 – iPad Air 2 Wi-Fi + Cellular 64GB

Basic Rate Higher Rate Additional Rate iPad Air 2 Wi-Fi + Cellular 64GB Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £21.63 £21.63 £21.63 Available in Silver, Gold and Space Grey. less Income tax savings £4.33 £8.65 £9.73 Mobile data service to be purchased separately. less National insurance savings £2.29 £0.43 £0.43 less Pension Contribution savings £1.23 £1.62 £1.73 Reduction to net pay £13.78 £10.93 £9.74 plus Benefit-in-kind tax £2.40 £4.81 £5.41 Net Pay adjustment Effect on your take-home pay (AFTER savings) £16.18 £15.74 £15.15 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months iPad Air 2 Wi-Fi + Cellular 128GB Manufacturer’s RRP of iPad Air 2 including 36 months Accidental Damage and £746.00 £746.00 £746.00 Theft Insurance, protective case and home delivery Available in Silver, Gold and Space Grey. Cost if purchased through Personal Loan over 36 months (20.3% APR)* £978.90 £978.90 £978.90 Mobile data service to be purchased separately. less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £582.48 £566.64 £545.40 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £396.42 £412.26 £433.50

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £17.95 AFTER savings) • No excess £23.98 £646.20 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

Package 4 – iPad Air 2 Wi-Fi + Cellular 128GB

Basic Rate Higher Rate Additional Rate iPad Air 2 Wi-Fi + Cellular 128GB Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £23.98 £23.98 £23.98 less Income tax savings £4.80 £9.59 £10.79 less National insurance savings £2.54 £0.48 £0.48 less Pension Contribution savings £1.36 £1.80 £1.91 Reduction to net pay £15.28 £12.11 £10.80 plus Benefit-in-kind tax £2.67 £5.33 £6.00 Net Pay adjustment Effect on your take-home pay (AFTER savings) £17.95 £17.44 £16.80 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of iPad Air 2 including 36 months Accidental Damage and £826.00 £826.00 £826.00 Theft Insurance, protective case and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £1,083.88 £1,083.88 £1,083.88 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £646.20 £627.84 £604.80 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £437.68 £456.04 £479.08

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

© 2014 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family. Mobile data plan is sold separately. The model you purchase is configured to work with a particular mobile network technology. Check with your carrier for compatibility and mobile data plan availability. Place your order online at www.lets-connect.com/phw by 15th November 2014 9 iPad mini 3

The most advanced iPad mini has the Touch ID fingerprint sensor, a 7.9-inch Retina display, a powerful A7 chip with 64-bit architecture, an iSight camera, a FaceTime HD camera, fast wireless, iOS 8, iCloud, and up to 10 hours of battery life. It also comes with great apps for productivity and creativity. And there are many more apps available in the App Store.

Packages 5–6

iPad mini 3 Wi-Fi 64GB

Available in Silver, Gold and Space Grey. £12.23 Monthly from Net Payˆ

iPad mini 3 Wi-Fi 128GB

Available in Silver, Gold and Space Grey. £13.99 Monthly from Net Payˆ

Standard iPad mini 3 EXTRAS included through the Let’s Connect benefit:

RRAN RAN A TY SU CE W IN

12 36 MONTHS MONTHS FREE DELIVERY

9912 months 9936 months 99Protective 99Free delivery warranty worldwide case to your home accidental damage address at your and theft insurance convenience with no excess

10 Place your order online at www.lets-connect.com/phw by 15th November 2014 Also available as an accessory

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £12.23 AFTER savings) • No excess £16.34 £440.28 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

Package 5 – iPad mini 3 Wi-Fi 64GB

Basic Rate Higher Rate Additional Rate iPad mini 3 Wi-Fi 64GB Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £16.34 £16.34 £16.34 less Income tax savings £3.27 £6.54 £7.35 less National insurance savings £1.73 £0.33 £0.33 less Pension Contribution savings £0.93 £1.23 £1.30 Reduction to net pay £10.41 £8.24 £7.36 plus Benefit-in-kind tax £1.82 £3.63 £4.09 Net Pay adjustment Effect on your take-home pay (AFTER savings) £12.23 £11.87 £11.45 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of iPad mini 3 including 36 months Accidental Damage and £556.00 £556.00 £556.00 Theft Insurance, protective case and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £729.58 £729.58 £729.58 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £440.28 £427.32 £412.20 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £289.30 £302.26 £317.38

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £13.99 AFTER savings) • No excess £18.69 £503.64 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

Package 6 – iPad mini 3 Wi-Fi 128GB

Basic Rate Higher Rate Additional Rate iPad mini 3 Wi-Fi 128GB Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £18.69 £18.69 £18.69 less Income tax savings £3.74 £7.48 £8.41 less National insurance savings £1.98 £0.37 £0.37 less Pension Contribution savings £1.06 £1.40 £1.49 Reduction to net pay £11.91 £9.44 £8.42 plus Benefit-in-kind tax £2.08 £4.16 £4.68 Net Pay adjustment Effect on your take-home pay (AFTER savings) £13.99 £13.60 £13.10 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of iPad mini 3 including 36 months Accidental Damage and £636.00 £636.00 £636.00 Theft Insurance, protective case and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £834.56 £834.56 £834.56 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £503.64 £489.60 £471.60 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £330.92 £344.96 £362.96

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

© 2014 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

Place your order online at www.lets-connect.com/phw by 15th November 2014 11 iPad mini 3

The most advanced iPad mini has the Touch ID fingerprint sensor, a 7.9-inch Retina display, a powerful A7 chip with 64-bit architecture, an iSight camera, a FaceTime HD camera, fast wireless, iOS 8, iCloud, and up to 10 hours of battery life. It also comes with great apps for productivity and creativity. And there are many more apps available in the App Store. Connect to the Internet over fast mobile data networks (where available) when you’re on the go. Mobile data service to be purchased separately.

Packages 7–8

iPad mini 3 Wi-Fi + Cellular 64GB

Available in Silver, Gold and Space Grey. Mobile data service to be purchased separately. £14.43 Monthly from Net Payˆ

iPad mini 3 Wi-Fi + Cellular 128GB

Available in Silver, Gold and Space Grey. Mobile data service to be purchased separately. £16.18 Monthly from Net Payˆ

Standard iPad mini 3 EXTRAS included through the Let’s Connect benefit:

RRAN RAN A TY SU CE W IN

12 36 MONTHS MONTHS FREE DELIVERY

9912 months 9936 months 99Protective 99Free delivery warranty worldwide case to your home accidental damage address at your and theft insurance convenience with no excess

12 Place your order online at www.lets-connect.com/phw by 15th November 2014 Also available as an accessory

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £14.43 AFTER savings) • No excess £19.27 £519.48 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

Package 7 – iPad mini 3 Wi-Fi + Cellular 64GB

Basic Rate Higher Rate Additional Rate iPad mini 3 Wi-Fi + Cellular 64GB Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £19.27 £19.27 £19.27 Available in Silver, Gold and Space Grey. less Income tax savings £3.85 £7.71 £8.67 Mobile data service to be purchased separately. less National insurance savings £2.04 £0.39 £0.39 less Pension Contribution savings £1.09 £1.45 £1.54 Reduction to net pay £12.29 £9.72 £8.67 plus Benefit-in-kind tax £2.14 £4.29 £4.82 Net Pay adjustment Effect on your take-home pay (AFTER savings) £14.43 £14.01 £13.49 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months iPad mini 3 Wi-Fi + Cellular 128GB Manufacturer’s RRP of iPad mini 3 including 36 months Accidental Damage and £656.00 £656.00 £656.00 Theft Insurance, protective case and home delivery Available in Silver, Gold and Space Grey. Cost if purchased through Personal Loan over 36 months (20.3% APR)* £860.80 £860.80 £860.80 Mobile data service to be purchased separately. less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £519.48 £504.36 £485.64 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £341.32 £356.44 £375.16

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £16.18 AFTER savings) • No excess £21.63 £582.48 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

Package 8 – iPad mini 3 Wi-Fi + Cellular 128GB

Basic Rate Higher Rate Additional Rate iPad mini 3 Wi-Fi + Cellular 128GB Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £21.63 £21.63 £21.63 less Income tax savings £4.33 £8.65 £9.73 less National insurance savings £2.29 £0.43 £0.43 less Pension Contribution savings £1.23 £1.62 £1.73 Reduction to net pay £13.78 £10.93 £9.74 plus Benefit-in-kind tax £2.40 £4.81 £5.41 Net Pay adjustment Effect on your take-home pay (AFTER savings) £16.18 £15.74 £15.15 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of iPad mini 3 including 36 months Accidental Damage and £736.00 £736.00 £736.00 Theft Insurance, protective case and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £965.78 £965.78 £965.78 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £582.48 £566.64 £545.40 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £383.30 £399.14 £420.38

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

© 2014 Apple Inc. All rights reserved. ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family. Mobile data plan is sold separately. The model you purchase is configured to work with a particular mobile network technology. Check with your carrier for compatibility and mobile data plan availability. Place your order online at www.lets-connect.com/phw by 15th November 2014 13 Samsung Galaxy Tab 4 7.0

Designed with the whole family in mind, the Samsung Galaxy Tab 4 offers endless entertainment options. The new Multi User Mode, brilliant display and lightweight design make this tablet easy to use and difficult to put down. atchW your movies come to life and take your games to the next level on the 7-inch display. You can also browse online, read a book and easily stream videos to your TV to share with the whole family.

Package 9

Galaxy Tab 4 7.0 Wi-Fi microSD 8GB with 32GB card

White. £7.28 Monthly from Net Payˆ

• 1.2GHz Quad-Core Processor • Android OS • 7.0-inch WXGA TFT display (1280 x 800 pixels resolution) • 1.3MP front-facing camera for Video Calls • 3MP rear-facing camera • Bluetooth 4.0 technology • 802.11 Wi-Fi a/b/g/n • 8GB User memory + 1.5GB (RAM) • Battery life – up to 10 hours (internet use time – WiFi) • External memory – microSD (up to 32GB) 32GB microSD included

Standard Galaxy Tab EXTRAS included through the Let’s Connect benefit:

RRAN RAN A TY SU CE W IN

24 36 MONTHS MONTHS FREE DELIVERY

9924 months 9936 months 99Protective 9932GB 99Free delivery warranty worldwide case microSD to your home accidental card address at your damage and convenience theft insurance with no excess

14 Place your order online at www.lets-connect.com/phw by 15th November 2014 Also available as an accessory

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £7.28 AFTER savings) • No excess £9.72 £262.08 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

microSD Package 9 – Samsung Galaxy Tab 4 7.0 Wi-Fi 8GB with 32GB card

Basic Rate Higher Rate Additional Rate Samsung Galaxy Tab 4 7.0 Wi-Fi 8GB with 32GB microSD card Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £9.72 £9.72 £9.72 less Income tax savings £1.94 £3.89 £4.37 less National insurance savings £1.03 £0.19 £0.19 less Pension Contribution savings £0.55 £0.73 £0.78 Reduction to net pay £6.20 £4.91 £4.38 plus Benefit-in-kind tax £1.08 £2.16 £2.43 Net Pay adjustment Effect on your take-home pay (AFTER savings) £7.28 £7.07 £6.81 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of Samsung tablet including 24 months Warranty, 36 months Accidental £340.99 £340.99 £340.99 Damage and Theft Insurance, protective case, 32GB microSD card and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £447.45 £447.45 £447.45 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £262.08 £254.52 £245.16 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £185.37 £192.93 £202.29

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard Galaxy Tab EXTRAS included through the Let’s Connect benefit:

RRAN RAN A TY SU CE W IN

24 36 MONTHS MONTHS FREE DELIVERY

9924 months 9936 months 99Protective 9932GB 99Free delivery warranty worldwide case microSD to your home accidental card address at your damage and convenience theft insurance with no excess ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

Place your order online at www.lets-connect.com/phw by 15th November 2014 15 Samsung Galaxy Tab 4 10.1

A lightweight build with a fresh design adds a touch of elegance to the Galaxy Tab 4, while making it easy to hold and comfortable. Plus, Multi Window makes it even easier to operate. Now everyone in the family can have a personalised tablet experience with their own music, games, apps, photos and more. It’s the best way to keep everything organised and make sure your personal info stays personal.

Package 10

Galaxy Tab 4 10.1 Wi-Fi microSD 16GB with 32GB card

White. £9.83 Monthly from Net Payˆ

• 1.2GHz Quad-Core Processor • Android OS • 10.1-inch WXGA TFT display (1280 x 800 pixels resolution) • 1.3MP front-facing camera for Video Calls • 3MP rear-facing camera • Bluetooth 4.0 technology • 802.11 Wi-Fi a/b/g/n • 16GB User memory + 1.5GB (RAM) • Battery life – up to 10 hours (internet use time – WiFi) • External memory – microSD (up to 64GB) 32GB microSD included

Standard Galaxy Tab EXTRAS included through the Let’s Connect benefit:

RRAN RAN A TY SU CE W IN

24 36 MONTHS MONTHS FREE DELIVERY

9924 months 9936 months 99Protective 9932GB 99Free delivery warranty worldwide case microSD to your home accidental card address at your damage and convenience theft insurance with no excess

16 Place your order online at www.lets-connect.com/phw by 15th November 2014 Also available as an accessory

‡ Accidental damage and theft insurance included Monthly from Net Pay^ (Effect on your take-home pay • Worldwide cover £9.83 AFTER savings) • No excess £13.14 £353.88 • Maximum of three claims Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you reduced by BEFORE savings) over the hire period)

microSD Package 10 – Samsung Galaxy Tab 4 10.1 Wi-Fi 16GB with 32GB card

Basic Rate Higher Rate Additional Rate Samsung Galaxy Tab 4 10.1 Wi-Fi 16GB with 32GB microSD card Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £13.14 £13.14 £13.14 less Income tax savings £2.63 £5.26 £5.91 less National insurance savings £1.39 £0.26 £0.26 less Pension Contribution savings £0.75 £0.99 £1.05 Reduction to net pay £8.37 £6.63 £5.92 plus Benefit-in-kind tax £1.46 £2.92 £3.29 Net Pay adjustment Effect on your take-home pay (AFTER savings) £9.83 £9.55 £9.21 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of Samsung tablet including 24 months Warranty, 36 months Accidental £460.99 £460.99 £460.99 Damage and Theft Insurance, protective case, 32GB microSD card and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £604.91 £604.91 £604.91 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £353.88 £343.80 £331.56 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £251.03 £261.11 £273.35

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard Galaxy Tab EXTRAS included through the Let’s Connect benefit:

RRAN RAN A TY SU CE W IN

24 36 MONTHS MONTHS FREE DELIVERY

9924 months 9936 months 99Protective 9932GB 99Free delivery warranty worldwide case microSD to your home accidental card address at your damage and convenience theft insurance with no excess ‡Covers Accidental Damage and Theft (terms and conditions apply and are the final arbiter) and as a summary includes: No Excess, No specialist security requirements, Worldwide cover with no time restrictions, Easy claim process, Lack of forcible entry/exit does not invalidate claim, Equipment automatically covered for use by other members of insured’s family.

Place your order online at www.lets-connect.com/phw by 15th November 2014 17 Laptop and desktop PC packages

Microsoft Windows 8 options

Please note – you should insure the equipment against fire, theft or accidental damage under your home insurance so that it can be replaced in the event of a claim (main tablet packages are covered by worldwide accidental damage and theft insurance for the duration of the benefit). If the equipment goes missing or is damaged, salary sacrifice and Benefit-in-kind taxation arrangements will continue for the 36 months.

18 Place your order online at www.lets-connect.com/phw by 15th November 2014 10-inch Tablet Laptop Hybrid

The tablet that doubles as a laptop.

Ultra-portable and incredibly affordable, the HP Pavilion x2 transforms from a tablet to a laptop in a snap. With the power of Windows 8.1 and the tablet you want to stay entertained, it can go with you everywhere. With a detachable keyboard and a built-in cover that adjusts your tablet’s viewing angle, the HP Pavilion x2 will keep you entertained and on the go. A truly talented tablet that transitions seamlessly between a tablet and a notebook, as playful on the go as it is productive.

What this computer can be used for:

Internet, email, word processing†

Downloading digital photos / music

Use as a Desktop PC replacement

Mobility / how portable it is

Photo / video editing and gaming

TOUCHSCREEN

Ash silver; matte finish

Package 11 – HP Pavilion x2 10.1-inch Detachable Touchscreen Tablet Laptop Hybrid PC

• Intel® Atom™ Z3736F Quad-Core Processor ● 1.33GHz, 2MB Cache Windows 8.1 ● 2GB 1333MHz DDR3L RAM Monthly from Net Pay^ • (Effect on your take-home pay • 32GB eMMC storage + Box (25GB free online storage) + Dropbox AFTER savings) • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) £9.69 • 10.1-inch HD WXGA LED-backlit touch screen display (1280 x 800 pixels resolution) £12.94 £348.84 ® • Intel HD Graphics with shared memory Monthly from Gross Pay^ Total Net Pay x 36 months^ • Dual speakers ● Multi-format SD media card reader (The amount your salary is (The total amount it costs you • Front-facing FHD webcam with integrated dual array digital microphone reduced by BEFORE savings) over the hire period) • Detachable moonstone gray soft cover keyboard ● Up to 11 hours battery life You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Tablet Laptop Hybrid Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £12.94 £12.94 £12.94 less Income tax savings £2.59 £5.18 £5.82 less National insurance savings £1.37 £0.26 £0.26 less Pension Contribution savings £0.73 £0.97 £1.03 Reduction to net pay £8.25 £6.53 £5.83 plus Benefit-in-kind tax £1.44 £2.88 £3.24 Net Pay adjustment Effect on your take-home pay (AFTER savings) £9.69 £9.41 £9.07 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months Warranty, 36 months Internet £447.97 £447.97 £447.97 Security, Backup software, WipeDrive software and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £587.83 £587.83 £587.83 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £348.84 £338.76 £326.52 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £238.99 £249.07 £261.31

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Windows PC packages through the Let’s Connect benefit:

FREE DELIVERY

99 36 months 9936 months 99Backup My PC 99WipeDrive 99 Free home warranty internet security software software delivery

Place your order online at www.lets-connect.com/phw by 15th November 2014 19 15-inch Starter Laptop

A great laptop for those new to computing.

The HP Pavilion laptop provides all of the benefits of a desktop in a sleek, portable package. Astounding sound from BeatsAudio™ and a crisp, clear HD display are just some of the benefits you can rely on for a great computing experience. Whether you’re sending an email, sharing photos, online banking, or listening to music, this reliable laptop – with a thin, light design – delivers, day after day. Watch DVD movies or create your own media, with the integrated optical drive, plus it’s got lots of ports to connect your devices. A good first laptop for your home computing needs.

What this computer can be used for:

Internet, email, word processing†

Downloading digital photos / music

Use as a Desktop PC replacement

Mobility / how portable it is

Photo / video editing and gaming

Ash silver, natural silver cover; linear texture design

Package 12 – HP Pavilion 15 15.6-inch Laptop PC

• AMD Quad-Core A8-6410 APU with Radeon R5 Graphics ● 2GHz, 2MB Cache Windows 8.1 64-bit ● 8GB 1600MHz DDR3L RAM Monthly from Net Pay^ • (Effect on your take-home pay • 1000GB (1TB) 5400 rpm SATA hard disk drive + Box (25GB free online storage) + Dropbox AFTER savings) • SuperMulti DVD burner drive £12.81 • 15.6-inch HD BrightView WLED-backlit display (1366 x 768 pixels resolution) £17.11 £461.16 • AMD Radeon R5 Graphics Monthly from Gross Pay^ Total Net Pay x 36 months^ • Beats Audio™ with 2 speakers ● Multi-format SD media card reader (The amount your salary is (The total amount it costs you • HP TrueVision HD Webcam (front-facing) with integrated dual array digital microphone reduced by BEFORE savings) over the hire period)

You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Starter Laptop Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £17.11 £17.11 £17.11 less Income tax savings £3.42 £6.84 £7.70 less National insurance savings £1.81 £0.34 £0.34 less Pension Contribution savings £0.97 £1.28 £1.37 Reduction to net pay £10.91 £8.65 £7.70 plus Benefit-in-kind tax £1.90 £3.80 £4.28 Net Pay adjustment Effect on your take-home pay (AFTER savings) £12.81 £12.45 £11.98 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months Warranty, 36 months Internet £587.96 £587.96 £587.96 Security, Backup software, WipeDrive software and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £771.52 £771.52 £771.52 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £461.16 £448.20 £431.28 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £310.36 £323.32 £340.24

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Windows PC packages through the Let's Connect benefit:

FREE DELIVERY

9936 months 9936 months 99Backup My PC 99WipeDrive 99Free home warranty internet security software software delivery

20 Place your order online at www.lets-connect.com/phw by 15th November 2014 13-inch Ultra-Mobile Laptop

360°of versatility.

Easily convert from a 13.3-inch to stand – to tent – to tablet mode with this amazingly value-packed convertible PC, featuring a 360° hinge. With optimised touchscreen performance and BeatsAudio™, all your productivity and entertainment needs are at your fingertips. Get more from Windows 8.1 using intuitive gestures, and do more in less time with the Intel dual-core processor and HD graphics. Swipe and tap on the 13.3-inch HD touchscreen display that delivers crisp, vibrant images.

What this computer can be used for:

Internet, email, word processing†

Downloading digital photos / music

Use as a Desktop PC replacement

Mobility / how portable it is

Photo / video editing and gaming

TOUCHSCREEN

Ash silver, natural silver cover; horizontal brush line design

Package 13 – HP Pavilion x360 13.3-inch Touchscreen Convertible Laptop PC

• Intel® Core™ i3-4030U Dual-Core Processor ● 1.9GHz, 3MB Cache Windows 8.1 64-bit ● 4GB 1066MHz DDR3L RAM Monthly from Net Pay^ • (Effect on your take-home pay • 1000GB (1TB) 5400 rpm SATA hard disk drive + Box (25GB free online storage) + Dropbox AFTER savings) • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) £14.53 • 13.3-inch HD LED-backlit touch screen display (1366 x 768 pixels resolution) £19.41 £523.08 ® • Intel HD Graphics 4400 with shared memory Monthly from Gross Pay^ Total Net Pay x 36 months^ • Beats Audio™ with 2 speakers ● Multi-format SD media card reader (The amount your salary is (The total amount it costs you • HP TrueVision HD Webcam (front-facing) with integrated digital microphone reduced by BEFORE savings) over the hire period)

You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Ultra-Mobile Laptop Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £19.41 £19.41 £19.41 less Income tax savings £3.88 £7.76 £8.73 less National insurance savings £2.06 £0.39 £0.39 less Pension Contribution savings £1.10 £1.46 £1.55 Reduction to net pay £12.37 £9.80 £8.74 plus Benefit-in-kind tax £2.16 £4.32 £4.86 Net Pay adjustment Effect on your take-home pay (AFTER savings) £14.53 £14.12 £13.60 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months Warranty, 36 months Internet £668.95 £668.95 £668.95 Security, Backup software, WipeDrive software and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £877.80 £877.80 £877.80 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £523.08 £508.32 £489.60 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £354.72 £369.48 £388.20

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Windows PC packages through the Let’s Connect benefit:

FREE DELIVERY

99 36 months 9936 months 99Backup My PC 99WipeDrive 99 Free home warranty internet security software software delivery

Place your order online at www.lets-connect.com/phw by 15th November 2014 21 15-inch All-Round Laptop

Versatile and powerful touchscreen mobile computing.

Imagine what’s possible when proven technology meets the intuitive ease of touch. Tap, swipe, and pinch your way through email, online banking, and music. It’s so easy to get to what you want with multi-touch gestures right on the touchscreen. The HP Pavilion Notebook provides all of the benefits of a desktop in a sleek, portable package.Astounding sound from BeatsAudio™ and a crisp, clear HD touchscreen display are just some of the benefits you can rely on for a superior computing experience. atchW DVD movies or create your own media, with the integrated optical drive, and get connected easily to displays, printers, devices, and more.

What this computer can be used for:

Internet, email, word processing†

Downloading digital photos / music

Use as a Desktop PC replacement

Mobility / how portable it is

Photo / video editing and gaming

TOUCHSCREEN

Ash silver, natural silver cover; linear texture design

Package 14 – HP Pavilion 15 15.6-inch Touchscreen Laptop PC

• Intel® Core™ i5-4210U Dual-Core Processor 1.7GHz, 3MB L3 Smart Cache (Turbo Boost up to 2.7GHz) Monthly from Net Pay^ • (Effect on your take-home pay • Windows 8 64-bit ● 8GB 1600MHz DDR3L RAM AFTER savings) • 1TB 5400 rpm SATA hard disk drive ● SuperMulti DVD burner drive £16.07 • 15.6-inch HD WLED-backlit touch screen display (1366 x 768 pixels resolution) £21.46 £578.52 ® • Intel HD Graphics 4400 graphics with shared memory Monthly from Gross Pay^ Total Net Pay x 36 months^ • Beats Audio™ with 2 speakers ● Multi-format SD media card reader (The amount your salary is (The total amount it costs you • HP TrueVision HD Webcam with integrated dual array digital microphone reduced by BEFORE savings) over the hire period)

You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate All-Round Laptop Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £21.46 £21.46 £21.46 less Income tax savings £4.29 £8.58 £9.66 less National insurance savings £2.27 £0.43 £0.43 less Pension Contribution savings £1.22 £1.61 £1.71 Reduction to net pay £13.68 £10.84 £9.66 plus Benefit-in-kind tax £2.39 £4.77 £5.37 Net Pay adjustment Effect on your take-home pay (AFTER savings) £16.07 £15.61 £15.03 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months Warranty, 36 months Internet £737.96 £737.96 £737.96 Security, Backup software, WipeDrive software and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £968.35 £968.35 £968.35 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £578.52 £561.96 £541.08 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £389.83 £406.39 £427.27

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Windows PC packages through the Let’s Connect benefit:

FREE DELIVERY

9936 months 9936 months 99Backup My PC 99WipeDrive 99Free home warranty internet security software software delivery

22 Place your order online at www.lets-connect.com/phw by 15th November 2014 17-inch Ultimate Laptop

Awesome multimedia performance.

Watch movies. Make movies. Whatever your passion, nothing brings your passions to life like the HP ENVY 17 Notebook. The latest Intel processor and graphics give you a faster and more responsive experience, whether you’re immersed in a game or on a video call. Enjoy more movies, videos, and tunes. Experience them at their best with a DVD and Beats Audio™. Get a bigger, brighter, Full HD view and bring everything from movies to presentations to life in widescreen glory.

What this computer can be used for:

Internet, email, word processing†

Downloading digital photos / music

Use as a Desktop PC replacement

Mobility / how portable it is

Photo / video editing and gaming

Natural silver; aluminium finish, silky-soft touch cover finish, glass fiber

Package 15 – HP ENVY 17 17.3-inch Laptop PC

• Intel® Core™ i7-4710MQ Quad-Core Processor 2.5GHz, 6MB L3 Smart Cache (Turbo Boost up to 3.5GHz) Monthly from Net Pay^ • (Effect on your take-home pay • Windows 8 64-bit ● 12GB 1600MHz DDR3L RAM AFTER savings) • 1TB 5400 rpm SATA hard disk drive ● SuperMulti DVD burner drive £24.65 • 17.3-inch Full HD anti-glare LED-backlit display (1920 x 1080 pixels resolution) £32.94 £887.40 ® • Intel HD Graphics 4600 graphics plus NVIDIA GeForce 840M dedicated 2GB DDR3 Monthly from Gross Pay^ Total Net Pay x 36 months^ graphics card ● HP SimplePass fingerprint reader (The amount your salary is (The total amount it costs you • Beats Audio™ with 4 speakers and 2 Subwoofers ● Multi-format SD media card reader reduced by BEFORE savings) over the hire period) • HP TrueVision HD Webcam with integrated dual array digital microphone ● Bluetooth 4.0 You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Ultimate Laptop Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £32.94 £32.94 £32.94 less Income tax savings £6.59 £13.18 £14.82 less National insurance savings £3.49 £0.66 £0.66 less Pension Contribution savings £1.87 £2.47 £2.63 Reduction to net pay £20.99 £16.63 £14.83 plus Benefit-in-kind tax £3.66 £7.33 £8.24 Net Pay adjustment Effect on your take-home pay (AFTER savings) £24.65 £23.96 £23.07 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months Warranty, 36 months Internet £1,132.96 £1,132.96 £1,132.96 Security, Backup software, WipeDrive software and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £1,486.67 £1,486.67 £1,486.67 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £887.40 £862.56 £830.52 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £599.27 £624.11 £656.15

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Windows PC packages through the Let’s Connect benefit:

FREE DELIVERY

9936 months 9936 months 99Backup My PC 99WipeDrive 99Free home warranty internet security software software delivery

Place your order online at www.lets-connect.com/phw by 15th November 2014 23 21-inch Touchscreen Desktop PC

Entertainment at your fingertips with this all-in-one PC.

Everything you need for productivity and entertainment at your fingertips on the HP Pavilion 22 Touchsmart All-in-One. The intuitive touchscreen follows your every move, making everyday computing more interactive than ever. Plus, get a whole new feel for your favourite games and entertainment. A touchscreen precisely follows your every move, for a more interactive, simpler way to handle tasks and connect with friends and family. See it all clearly with a 21.5-inch diagonal IPS display with multi-touch capabilities and wide viewing angles. Keep entertained with stunning Full HD, DTS Sound+ Audio and HP Connected software to help you keep up with your digital world.

What this computer can be used for:

Internet, email, word processing†

Downloading digital photos / music

Photo / video editing

Gaming / entertainment

Expandability / upgradeability

ALL-IN- ONE PC Black, with silver cover

Package 16 – HP Pavilion 22 21.5-inch TouchSmart All-in-One Desktop PC

• Intel® Core™ i3-4130T Dual-Core Processor ● 2.9GHz, 3MB L3 Smart Cache Windows 8 64-bit ● 8GB DDR3 RAM ● 1TB 7200 rpm SATA hard disk drive Monthly from Net Pay^ • (Effect on your take-home pay • Slim-tray SuperMulti DVD burner drive AFTER savings) • 21.5-inch IPS WVA Full HD 5-point touch-enabled LED-backlit display (1920 x 1080 pixels) £19.38 • Intel® HD Graphics 4400 graphics with shared memory £25.89 £697.68 • DTS Sound+ with 2 speakers ● 7-in-1 memory card reader Monthly from Gross Pay^ Total Net Pay x 36 months^ • HP TrueVision HD Webcam with integrated dual digital microphones (The amount your salary is (The total amount it costs you • Wired keyboard and optical mouse reduced by BEFORE savings) over the hire period)

You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Touchscreen Desktop PC Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £25.89 £25.89 £25.89 less Income tax savings £5.18 £10.36 £11.65 less National insurance savings £2.74 £0.52 £0.52 less Pension Contribution savings £1.47 £1.94 £2.07 Reduction to net pay £16.50 £13.07 £11.65 plus Benefit-in-kind tax £2.88 £5.76 £6.48 Net Pay adjustment Effect on your take-home pay (AFTER savings) £19.38 £18.83 £18.13 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months Warranty, 36 months Internet £883.96 £883.96 £883.96 Security, Backup software, WipeDrive software and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £1,159.93 £1,159.93 £1,159.93 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £697.68 £677.88 £652.68 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £462.25 £482.05 £507.25

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Windows PC packages through the Let’s Connect benefit:

FREE DELIVERY

9936 months 9936 months 99Backup My PC 99WipeDrive 99Free home warranty internet security software software delivery

24 Place your order online at www.lets-connect.com/phw by 15th November 2014 Apple Mac packages

iMac, MacBook Air and MacBook Pro options

Please note – you should insure the equipment against fire, theft or accidental damage under your home insurance so that it can be replaced in the event of a claim (main tablet packages are covered by worldwide accidental damage and theft insurance for the duration of the benefit). If the equipment goes missing or is damaged, salary sacrifice and Benefit-in-kind taxation arrangements will continue for the 36 months.

Place your order online at www.lets-connect.com/phw by 15th November 2014 25 27-inch iMac Performance and design. Taken right to the edge.

iMac features a gorgeous widescreen display, powerful Intel processor, super-fast graphics and more. All in an impossibly thin enclosure that’s only 5mm thin at its edge.

Package 17 – iMac 27-inch

• Intel® Core™ i5 Quad-Core Processor (fourth-generation) 3.4GHz, 6MB L3 Smart Cache (Turbo Boost up to 3.8GHz) Monthly from Net Pay^ • (Effect on your take-home pay • 8GB DDR3 RAM ● 1TB 7200 rpm SATA hard disk drive AFTER savings) • 27-inch (diagonal) LED-backlit display with IPS technology £40.96 (2560 x 1440 pixels resolution with support for millions of colours) £54.72 £1,474.56 • NVIDIA GeForce GTX 775M graphics processor with 2GB of dedicated GDDR5 memory Monthly from Gross Pay^ Total Net Pay x 36 months^ • PLEASE NOTE – NO DVD optical drive due to thin design (option available) (The amount your salary is (The total amount it costs you • FaceTime HD camera ● Apple Wireless Keyboard ● Apple Magic Mouse reduced by BEFORE savings) over the hire period) • 802.11ac Wi-Fi You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Apple iMac 27-inch Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £54.72 £54.72 £54.72 less Income tax savings £10.94 £21.89 £24.62 less National insurance savings £5.80 £1.09 £1.09 less Pension Contribution savings £3.11 £4.10 £4.37 Reduction to net pay £34.87 £27.64 £24.64 plus Benefit-in-kind tax £6.09 £12.17 £13.69 Net Pay adjustment Effect on your take-home pay (AFTER savings) £40.96 £39.81 £38.33 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months AppleCare Warranty, £1,881.74 £1,881.74 £1,881.74 36 months Internet Security, WipeDrive software, and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £2,469.22 £2,469.22 £2,469.22 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £1,474.56 £1,433.16 £1,379.88 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £994.66 £1,036.06 £1,089.34

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Apple Mac packages through the Let’s Connect benefit:

FREE DELIVERY

9936 months AppleCare 9936 months 99WipeDrive 99Free home Protection Plan internet security software delivery

26 Place your order online at www.lets-connect.com/phw by 15th November 2014 27-inch iMac with Retina 5K display 14.7 million pixels. And the power to do beautiful things with them.

With 14.7 million pixels, the new iMac with Retina 5K display is the most powerful iMac ever, with the top-of-the-line quad-core Intel processor, the latest AMD graphics, Fusion Drive and great built-in apps.All in the same ultra-thin design that’s just 5mm at the edges.

Package 17a – iMac 27-inch with Retina 5K display

• Intel® Core™ i5 Quad-Core Processor (fourth-generation) 3.5GHz, 6MB L3 Smart Cache (Turbo Boost up to 3.9GHz) Monthly from Net Pay^ • (Effect on your take-home pay • 8GB DDR3 RAM ● 1TB Fusion Drive AFTER savings) • 27-inch (diagonal) Retina display with IPS technology £49.79 (5120 x 2880 pixels resolution with support for millions of colours) £66.53 £1,792.44 • AMD Radeon R9 M290X graphics processor with 2GB of GDDR5 memory Monthly from Gross Pay^ Total Net Pay x 36 months^ • PLEASE NOTE – NO DVD optical drive due to thin design (option available) (The amount your salary is (The total amount it costs you • FaceTime HD camera ● 802.11ac next-generation Wi-Fi reduced by BEFORE savings) over the hire period) • Apple Wireless Keyboard ● Apple Magic Mouse You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Apple iMac 27-inch with Retina 5K display Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £66.53 £66.53 £66.53 less Income tax savings £13.31 £26.61 £29.94 less National insurance savings £7.05 £1.33 £1.33 less Pension Contribution savings £3.78 £4.99 £5.31 Reduction to net pay £42.39 £33.60 £29.95 plus Benefit-in-kind tax £7.40 £14.80 £16.65 Net Pay adjustment Effect on your take-home pay (AFTER savings) £49.79 £48.40 £46.60 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months AppleCare Warranty, £2,281.74 £2,281.74 £2,281.74 36 months Internet Security, WipeDrive software, and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £2,994.10 £2,994.10 £2,994.10 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £1,792.44 £1,742.40 £1,677.60 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £1,201.66 £1,251.70 £1,316.50

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Apple Mac packages through the Let’s Connect benefit:

FREE DELIVERY

9936 months AppleCare 9936 months 99WipeDrive 99Free home Protection Plan internet security software delivery

Place your order online at www.lets-connect.com/phw by 15th November 2014 27 13-inch MacBook Air All the power you want. All day long.

MacBook Air features a fourth-generation Intel Core processor with faster graphics, all-day battery life, even faster flash storage and great built-in apps. It’s thin, light and durable enough to take everywhere you go – and powerful enough to do everything once you get there.

Package 18 – MacBook Air 13-inch

• Intel® Core™ i5 Dual-Core Processor (fourth-generation) 1.4GHz, 3MB L3 Smart Cache (Turbo Boost up to 2.7GHz) Monthly from Net Pay^ • (Effect on your take-home pay • 4GB DDR3 RAM ● 128GB PCIe-based flash storage AFTER savings) • 13.3-inch (diagonal) high resolution LED-backlit glossy widescreen display £25.84 (1440 x 900 pixels resolution) £34.52 £930.24 ® • Intel HD Graphics 5000 ● FaceTime HD camera ● 802.11ac next-generation Wi-Fi Monthly from Gross Pay^ Total Net Pay x 36 months^ • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) (The amount your salary is (The total amount it costs you • Built-in lithium-polymer battery – lasts up to 12 hours wireless web reduced by BEFORE savings) over the hire period)

You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Apple MacBook Air 13-inch Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £34.52 £34.52 £34.52 less Income tax savings £6.90 £13.81 £15.53 less National insurance savings £3.66 £0.69 £0.69 less Pension Contribution savings £1.96 £2.59 £2.75 Reduction to net pay £22.00 £17.43 £15.55 plus Benefit-in-kind tax £3.84 £7.68 £8.64 Net Pay adjustment Effect on your take-home pay (AFTER savings) £25.84 £25.11 £24.19 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months AppleCare Warranty, £1,191.74 £1,191.74 £1,191.74 36 months Internet Security, WipeDrive software, and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £1,563.80 £1,563.80 £1,563.80 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £930.24 £903.96 £870.84 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £633.56 £659.84 £692.96

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Apple Mac packages through the Let’s Connect benefit:

FREE DELIVERY

9936 months AppleCare 9936 months 99WipeDrive 99Free home Protection Plan internet security software delivery

28 Place your order online at www.lets-connect.com/phw by 15th November 2014 13-inch MacBook Pro with Retina Display More power behind every pixel.

With fourth-generation Intel Core processor, powerful graphics and ultra-fast flash storage, the incredibly advanced MacBook Pro with Retina display delivers unprecedented performance and remarkable battery life.

Package 19 – MacBook Pro with Retina display 13-inch

• Intel® Core™ i5 Dual-Core Processor (fourth-generation) 2.8GHz, 3MB L3 Smart Cache (Turbo Boost up to 3.3GHz) Monthly from Net Pay^ • (Effect on your take-home pay • 8GB DDR3L RAM ● 512GB PCIe-based flash storage AFTER savings) • Retina display: 13.3-inch (diagonal) LED-backlit display with IPS technology £37.90 (2560 x 1600 resolution at 227 pixels per inch) £50.65 £1,364.40 ® • Intel Iris Graphics ● FaceTime HD camera ● 802.11ac next-generation Wi-Fi Monthly from Gross Pay^ Total Net Pay x 36 months^ • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) (The amount your salary is (The total amount it costs you • Built-in lithium-polymer battery – lasts up to 9 hours wireless web reduced by BEFORE savings) over the hire period)

You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Apple MacBook Pro with Retina display 13-inch Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £50.65 £50.65 £50.65 less Income tax savings £10.13 £20.26 £22.79 less National insurance savings £5.37 £1.01 £1.01 less Pension Contribution savings £2.88 £3.80 £4.04 Reduction to net pay £32.27 £25.58 £22.81 plus Benefit-in-kind tax £5.63 £11.27 £12.67 Net Pay adjustment Effect on your take-home pay (AFTER savings) £37.90 £36.85 £35.48 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months AppleCare Warranty, £1,741.74 £1,741.74 £1,741.74 36 months Internet Security, WipeDrive software, and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £2,285.51 £2,285.51 £2,285.51 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £1,364.40 £1,326.60 £1,277.28 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £921.11 £958.91 £1,008.23

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Apple Mac packages through the Let’s Connect benefit:

FREE DELIVERY

9936 months AppleCare 9936 months 99WipeDrive 99Free home Protection Plan internet security software delivery

Place your order online at www.lets-connect.com/phw by 15th November 2014 29 15-inch MacBook Pro with Retina Display More power behind every pixel.

With fourth-generation Intel Core processor, powerful graphics and ultra-fast flash storage, the incredibly advanced MacBook Pro with Retina display delivers unprecedented performance and remarkable battery life.

Package 20 – MacBook Pro with Retina display 15-inch

• Intel® Core™ i7 Quad-Core Processor (fourth-generation) 2.5GHz, 6MB L3 Smart Cache (Turbo Boost up to 3.7GHz) Monthly from Net Pay^ • (Effect on your take-home pay • 16GB DDR3L RAM ● 512GB PCIe-based flash storage AFTER savings) • Retina display: 15.4-inch (diagonal) LED-backlit display with IPS technology £53.16 (2880 x 1800 resolution at 220 pixels per inch) £71.04 £1,913.76 ® • Intel Iris Pro Graphics ● NVIDIA GeForce GT 750M with 2GB GDDR5 memory Monthly from Gross Pay^ Total Net Pay x 36 months^ • FaceTime HD camera ● 802.11ac next-generation Wi-Fi (The amount your salary is (The total amount it costs you • PLEASE NOTE – NO DVD optical drive due to slim chassis (option available) reduced by BEFORE savings) over the hire period) • Built-in lithium-polymer battery – lasts up to 8 hours wireless web You can order Microsoft Office (Word†, Excel and PowerPoint) from the benefit accessory options

Basic Rate Higher Rate Additional Rate Apple MacBook Pro with Retina display 15-inch Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £71.04 £71.04 £71.04 less Income tax savings £14.21 £28.42 £31.97 less National insurance savings £7.53 £1.42 £1.42 less Pension Contribution savings £4.04 £5.33 £5.67 Reduction to net pay £45.26 £35.87 £31.98 plus Benefit-in-kind tax £7.90 £15.80 £17.78 Net Pay adjustment Effect on your take-home pay (AFTER savings) £53.16 £51.67 £49.76 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of computer including 36 months AppleCare Warranty, £2,421.74 £2,421.74 £2,421.74 36 months Internet Security, WipeDrive software, and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £3,177.81 £3,177.81 £3,177.81 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £1,913.76 £1,860.12 £1,791.36 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £1,264.05 £1,317.69 £1,386.45

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE. Standard EXTRAS included with Apple Mac packages through the Let’s Connect benefit:

FREE DELIVERY

9936 months AppleCare 9936 months 99WipeDrive 99Free home Protection Plan internet security software delivery

30 Place your order online at www.lets-connect.com/phw by 15th November 2014 Samsung Smart TV packages

32, 40, 48, 50 and 55-inch Full HD, 3D and UHD 4K options

Please note – you should insure the equipment against fire, theft or accidental damage under your home insurance so that it can be replaced in the event of a claim (main tablet packages are covered by worldwide accidental damage and theft insurance for the duration of the benefit). If the equipment goes missing or is damaged, salary sacrifice and Benefit-in-kind taxation arrangements will continue for the 36 months.

Place your order online at www.lets-connect.com/phw by 15th November 2014 31 What's so smart about Smart TVs? Streaming content, games, apps, social networking, multimedia, internet. Oh, and TV, too. Pretty much everything you love in one place. And it’s easier to enjoy than ever before on the intuitive and intelligent Samsung Smart TVs. Browse a new world of TV entertainment quickly and simply with a powerful processor and helpful tools like S Recommendation. Choose from stunning Full HD models, some with incredible 3D capability and also the very latest technology in Ultra High Defintion (UHD) 4K screens (3840 pixels wide by 2160 pixels high), which is four times the resolution of Full HD (1920 x 1080 pixels).

Multiscreen Viewing Samsung’s Multi-Link Screen‡ brings a broader level of multitasking to your viewing experience as it provides the ability to view up to four different screens simultaneously on the UHD screen however you want. Experience the joys of having four TVs in one.

S Recommendation S Recommendation with Voice Interaction‡ lets you discover more of the TV you love by suggesting what’s new to watch based on what you like. It intelligently learns your preferences; the more you watch the smarter it gets.

TV Apps Enjoy the best range of catch-up services – Samsung Smart TVs offer the exclusive ITV Player app as well as 4oD, BBC iPlayer, Demand 5, BBC Sport and BBC News. You can also stream movies (Netflix, YouTube etc) and music (Spotify etc), play games, video chat (Skype – webcam required) and more.

Smart Interaction “Channel Up” Smart Interaction lets you to take full control of an interactive experience like never before with these exciting features. Voice Control‡ lets you perform a variety of commands with your voice. With Motion Control‡, you can control your TV through simple hand gestures. “Smart Hub”

Samsung Smart Control The new Samsung Smart Control combines a premium metallic ergonomic design with motion recognition, a touch pad and a new button console to provide you with simpler, more accurate content selection and ultra-responsive control.

Quad Core Processing Thanks to a powerful Quad Core processor (available in all scheme models), your Samsung Smart TV offers enhanced performance, meaning faster multitasking and switching between content and web browsing, as well as smoother interaction.

Games Panel The exciting new Games panel lets you and your family enjoy a wide variety of fun games instantly on the largest screen in your home, without the need for any additional hardware.

Now Every Seat is a Great Seat With the Samsung curved UHD 4K TV‡ you get a perfect view from any angle. You’ll be drawn into the picture and and feel like you’re right in the middle of the action for a truly immersive viewing experience.

‡PLEASE NOTE - features may vary depending on TV model’s specifications – refer to actual package specifications for detail. Smart Hub Content, Multi-Link Screen experience, TV services and capabilities may not be available in all regions and territories. Smart Hub requires Internet service. Available Apps may vary by product, model, location and may require fees. Specifications and product information are subject to change. Screen image picture is a representation and may not reflect actual user interface. Smart Evolution Kit is sold separately, and improvement levels are limited to year of launch and application availability. Actual performance may vary and subject to model specs and hardware limitations. E&OE. 32-inch Series 5 Smart Full HD LED TV A world of new content to explore.

Package 21 – Samsung 32-inch H5500 Series 5 Smart Full HD LED TV

• Ultra Slim 32-inch LED TV ● Narrow Bezel ● Square Stand S Recommendation ● Smart Hub ● Web Browser ● Smart View 2.0 Monthly from Net Pay^ • (Effect on your take-home pay Features £9.15 AFTER savings) • Full HD 1080p ● 1920 x 1080 pixels resolution • 100Hz Clear Motion Rate £12.24 £329.40 Wide Colour Enhancer Monthly from Gross Pay^ Total Net Pay x 36 months^ • (The amount your salary is (The total amount it costs you • Quad-Core Processor reduced by BEFORE savings) over the hire period) • Freeview HD • Football Mode ● Film Mode • Wireless LAN built-in Standard EXTRAS included with Smart TV • HDMI x 3 (HDMI cable NOT included – options available from accessories) packages through the Let's Connect benefit: Accessories included • Standard Remote Control with Smart button

FREE DELIVERY

9936 months carry-in 99Free home warranty delivery

Basic Rate Higher Rate Additional Rate Samsung 32-inch H5500 Series 5 Smart Full HD LED TV Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £12.24 £12.24 £12.24 less Income tax savings £2.45 £4.90 £5.51 less National insurance savings £1.30 £0.24 £0.24 less Pension Contribution savings £0.70 £0.92 £0.98 Reduction to net pay £7.79 £6.18 £5.51 plus Benefit-in-kind tax £1.36 £2.72 £3.06 Net Pay adjustment Effect on your take-home pay (AFTER savings) £9.15 £8.90 £8.57 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of TV including 36 months warranty and home delivery £418.99 £418.99 £418.99 Cost if purchased through Personal Loan over 36 months (20.3% APR)* £549.80 £549.80 £549.80 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £329.40 £320.40 £308.52 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £220.40 £229.40 £241.28

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

Place your order online at www.lets-connect.com/phw by 15th November 2014 33 40-inch Series 6 Smart 3D Full HD LED TV Dive into a new world of entertainment.

Package 22 – Samsung 40-inch H6400 Series 6 Smart 3D Full HD LED TV

• Ultra Slim 40-inch LED TV ● Narrow Bezel ● Quad Stand S Recommendation with Voice Interaction Monthly from Net Pay^ • (Effect on your take-home pay • Smart Hub ● Web Browser ● Smart View 2.0 £14.81 AFTER savings) Features • Full HD 1080p ● 1920 x 1080 pixels resolution £19.79 £533.16 400Hz Clear Motion Rate Monthly from Gross Pay^ Total Net Pay x 36 months^ • (The amount your salary is (The total amount it costs you • Wide Colour Enhancer (Plus) reduced by BEFORE savings) over the hire period) • 3D Converter • Quad-Core Processor • Freeview HD Standard EXTRAS included with Smart TV • Football Mode ● Film Mode • Wireless LAN built-in packages through the Let’s Connect benefit: • HDMI x 4 (HDMI cable NOT included – options available from accessories) Accessories included 2 pairs of 3D Active Glasses ● Samsung Smart Touch Remote Control FREE • DELIVERY

9936 months 99Free home comprehensive warranty delivery

Basic Rate Higher Rate Additional Rate Samsung 40-inch H6400 Series 6 Smart 3D Full HD LED TV Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £19.79 £19.79 £19.79 less Income tax savings £3.96 £7.92 £8.91 less National insurance savings £2.10 £0.40 £0.40 less Pension Contribution savings £1.12 £1.48 £1.58 Reduction to net pay £12.61 £9.99 £8.90 plus Benefit-in-kind tax £2.20 £4.40 £4.95 Net Pay adjustment Effect on your take-home pay (AFTER savings) £14.81 £14.39 £13.85 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of TV including 36 months warranty and home delivery £678.00 £678.00 £678.00 Cost if purchased through Personal Loan over 36 months (20.3% APR)* £889.67 £889.67 £889.67 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £533.16 £518.04 £498.60 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £356.51 £371.63 £391.07

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

34 Place your order online at www.lets-connect.com/phw by 15th November 2014 50-inch Series 6 Smart 3D Full HD LED TV Dive into a new world of entertainment.

Package 23 – Samsung 50-inch H6400 Series 6 Smart 3D Full HD LED TV

• Ultra Slim 50-inch LED TV ● Narrow Bezel ● Quad Stand S Recommendation with Voice Interaction Monthly from Net Pay^ • (Effect on your take-home pay • Smart Hub ● Web Browser ● Smart View 2.0 £18.31 AFTER savings) Features • Full HD 1080p ● 1920 x 1080 pixels resolution £24.46 £659.16 400Hz Clear Motion Rate Monthly from Gross Pay^ Total Net Pay x 36 months^ • (The amount your salary is (The total amount it costs you • Wide Colour Enhancer (Plus) reduced by BEFORE savings) over the hire period) • 3D Converter • Quad-Core Processor • Freeview HD Standard EXTRAS included with Smart TV • Football Mode ● Film Mode • Wireless LAN built-in packages through the Let’s Connect benefit: • HDMI x 4 (HDMI cable NOT included – options available from accessories) Accessories included 2 pairs of 3D Active Glasses ● Samsung Smart Touch Remote Control FREE • DELIVERY

9936 months 99Free home comprehensive warranty delivery

Basic Rate Higher Rate Additional Rate Samsung 50-inch H6400 Series 6 Smart 3D Full HD LED TV Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £24.46 £24.46 £24.46 less Income tax savings £4.89 £9.78 £11.01 less National insurance savings £2.59 £0.49 £0.49 less Pension Contribution savings £1.39 £1.83 £1.95 Reduction to net pay £15.59 £12.36 £11.01 plus Benefit-in-kind tax £2.72 £5.44 £6.12 Net Pay adjustment Effect on your take-home pay (AFTER savings) £18.31 £17.80 £17.13 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of TV including 36 months warranty and home delivery £838.00 £838.00 £838.00 Cost if purchased through Personal Loan over 36 months (20.3% APR)* £1,099.62 £1,099.62 £1,099.62 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £659.16 £640.80 £616.68 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £440.46 £458.82 £482.94

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

Place your order online at www.lets-connect.com/phw by 15th November 2014 35 48-inch Series 7 Smart 3D UHD 4K LED TV 4 Times More Detail than Full HD.

Package 24 – Samsung 48-inch HU7500 Series 7 Smart 3D Ultra High Definition 4K LED TV

• Ultra Slim 48-inch UHD 4K LED TV ● Narrow Bezel ● T-Shape Stand Multi-Link Screen (Quad) ● S Recommendation with Voice Interaction Monthly from Net Pay^ • (Effect on your take-home pay • UHD Smart Evolution Kit Future Ready AFTER savings) • Smart Hub ● Web Browser ● Smart View 2.0 £38.09 Features £50.90 £1,371.24 Ultra High Definition (UHD) ● 3840 x 2160 pixels resolution Monthly from Gross Pay^ Total Net Pay x 36 months^ • (The amount your salary is (The total amount it costs you • 1000Hz Clear Motion Rate ● UHD Up-scaling ● Ultra Clear Panel reduced by BEFORE savings) over the hire period) • Micro Dimming Pro ● Precision Black (Local Dimming) ● Wide Colour Enhancer • 3D Converter • Quad-Core Processor Standard EXTRAS included with Smart TV • 2 x Tuners ● Freeview HD ● Freesat HD • Instant On packages through the Let’s Connect benefit: • Football Mode ● Film Mode • Wireless LAN built-in • HDMI x 4 (HDMI cable NOT included – options available from accessories) FREE DELIVERY Accessories included 2 pairs of 3D Active Glasses ● Samsung Smart Touch Remote Control • 9936 months 99Free home Includes BD-F7500 comprehensive warranty delivery 3D, Ultra HD Smart Blu-ray Player Basic Rate Higher Rate Additional Rate Samsung 48-inch HU7500 Series 7 Smart 3D UHD 4K LED TV Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £50.90 £50.90 £50.90 less Income tax savings £10.18 £20.36 £22.91 less National insurance savings £5.40 £1.02 £1.02 less Pension Contribution savings £2.89 £3.82 £4.06 Reduction to net pay £32.43 £25.70 £22.91 plus Benefit-in-kind tax £5.66 £11.32 £12.74 Net Pay adjustment Effect on your take-home pay (AFTER savings) £38.09 £37.02 £35.65 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of TV including 36 months warranty, Blu-ray player and home delivery £1,887.99 £1,887.99 £1,887.99 Cost if purchased through Personal Loan over 36 months (20.3% APR)* £2,477.42 £2,477.42 £2,477.42 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £1,371.24 £1,332.72 £1,283.40 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £1,106.18 £1,144.70 £1,194.02

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

36 Place your order online at www.lets-connect.com/phw by 15th November 2014 55-inch Series 7 Smart 3D UHD 4K LED TV 4 Times More Detail than Full HD.

Package 25 – Samsung 55-inch HU7500 Series 7 Smart 3D Ultra High Definition 4K LED TV

• Ultra Slim 55-inch UHD 4K LED TV ● Narrow Bezel ● T-Shape Stand Multi-Link Screen (Quad) ● S Recommendation with Voice Interaction Monthly from Net Pay^ • (Effect on your take-home pay • UHD Smart Evolution Kit Future Ready (One Connect) AFTER savings) • Smart Hub ● Web Browser ● Smart View 2.0 £49.32 Features £65.89 £1,775.52 Ultra High Definition (UHD) ● 3840 x 2160 pixels resolution Monthly from Gross Pay^ Total Net Pay x 36 months^ • (The amount your salary is (The total amount it costs you • 1000Hz Clear Motion Rate ● UHD Up-scaling ● Ultra Clear Panel reduced by BEFORE savings) over the hire period) • Micro Dimming Pro ● Precision Black (Local Dimming) ● Wide Colour Enhancer • 3D Converter • Quad-Core Processor Standard EXTRAS included with Smart TV • 2 x Tuners ● Freeview HD ● Freesat HD • Instant On packages through the Let’s Connect benefit: • Football Mode ● Film Mode • Wireless LAN built-in • HDMI x 4 (HDMI cable NOT included – options available from accessories) FREE DELIVERY Accessories included 2 pairs of 3D Active Glasses ● Samsung Smart Touch Remote Control • 9936 months 99Free home Includes BD-F7500 comprehensive warranty delivery 3D, Ultra HD Smart Blu-ray Player Basic Rate Higher Rate Additional Rate Samsung 55-inch HU7500 Series 7 Smart 3D UHD 4K LED TV Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £65.89 £65.89 £65.89 less Income tax savings £13.18 £26.36 £29.65 less National insurance savings £6.98 £1.32 £1.32 less Pension Contribution savings £3.74 £4.94 £5.26 Reduction to net pay £41.99 £33.27 £29.66 plus Benefit-in-kind tax £7.33 £14.66 £16.49 Net Pay adjustment Effect on your take-home pay (AFTER savings) £49.32 £47.93 £46.15 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of TV including 36 months warranty, Blu-ray player and home delivery £2,497.99 £2,497.99 £2,497.99 Cost if purchased through Personal Loan over 36 months (20.3% APR)* £3,277.86 £3,277.86 £3,277.86 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £1,775.52 £1,725.48 £1,661.40 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £1,502.34 £1,552.38 £1,616.46

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

Place your order online at www.lets-connect.com/phw by 15th November 2014 37 55-inch Series 8 Curved Smart 3D UHD 4K LED TV Ahead of the curve in creating the ultimate immersive experience.

Package 26 – Samsung 55-inch HU8500 Series 8 Curved Smart 3D Ultra High Definition 4K LED TV

• Ultra Slim 55-inch Curved UHD 4K LED TV ● Narrow Bezel ● Curved T-Shape Design Multi-Link Screen (Quad) ● S Recommendation with Voice Interaction Monthly from Net Pay^ • (Effect on your take-home pay • Motion control ● Face Recognition AFTER savings) • UHD Smart Evolution Kit Future Ready (One Connect) £60.55 • Smart Hub ● Web Browser ● Smart View 2.0 £80.89 £2,179.80 Features Monthly from Gross Pay^ Total Net Pay x 36 months^ (The amount your salary is (The total amount it costs you • Ultra High Definition (UHD) ● 3840 x 2160 pixels resolution reduced by BEFORE savings) over the hire period) • 1200Hz Clear Motion Rate ● UHD Up-scaling ● Ultra Clear Panel • PurColor ● Auto Depth Enhancer ● Wide Colour Enhancer • UHD Dimming ● Precision Black (Local Dimming) Standard EXTRAS included with Smart TV • 3D Converter ● Quad-Core Plus Processor • 2 x Tuners ● Freeview HD ● Freesat HD packages through the Let’s Connect benefit: • Built-In Camera ● Instant On ● Football Mode (Advanced) • Wireless LAN built-in • HDMI x 4 (HDMI cable NOT included – options available from accessories) FREE DELIVERY Accessories included 2 pairs of 3D Active Glasses ● Samsung Smart Touch Remote Control • 9936 months 99Free home Includes BD-F7500 comprehensive warranty delivery 3D, Ultra HD Smart Blu-ray Player Basic Rate Higher Rate Additional Rate Samsung 55-inch HU8500 Series 8 Curved Smart 3D UHD 4K LED TV Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £80.89 £80.89 £80.89 less Income tax savings £16.18 £32.36 £36.40 less National insurance savings £8.57 £1.62 £1.62 less Pension Contribution savings £4.59 £6.07 £6.46 Reduction to net pay £51.55 £40.84 £36.41 plus Benefit-in-kind tax £9.00 £17.99 £20.24 Net Pay adjustment Effect on your take-home pay (AFTER savings) £60.55 £58.83 £56.65 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of TV including 36 months warranty, Blu-ray player and home delivery £2,997.99 £2,997.99 £2,997.99 Cost if purchased through Personal Loan over 36 months (20.3% APR)* £3,933.96 £3,933.96 £3,933.96 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £2,179.80 £2,117.88 £2,039.40 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £1,754.16 £1,816.08 £1,894.56

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

38 Place your order online at www.lets-connect.com/phw by 15th November 2014 Accessory options

Software, wireless printer, laptop carry cases, speakers, storage devices, tablet stand, iPod and digital audio, Apple Mac accessories, Smart TV accessory options, and more

Please note – you should insure the equipment against fire, theft or accidental damage under your home insurance so that it can be replaced in the event of a claim (main tablet packages are covered by worldwide accidental damage and theft insurance for the duration of the benefit). If the equipment goes missing or is damaged, salary sacrifice and Benefit-in-kind taxation arrangements will continue for the 36 months.

Place your order online at www.lets-connect.com/phw by 15th November 2014 39 Accessory options A wide range of accessories are also available. Simply add the gross/net amount of your accessories to the monthly cost of your main package to find your new monthly gross/net total. The warranty on these products is covered by the relevant manufacturer and is totally separate to the extended warranty and/or insurance of the main benefit packages. PLEASE NOTE – to order any of the accessory options, you must first choose one of the main packages set out in the previous pages. Software Add for an per month ® – for Windows Microsoft Office Home and Student 2013 software additional... £2.41 from Net Pay^ Accomplish more for home and homework with the latest version of Microsoft Office Home and £3.21 £86.76 Student for Windows. With time-saving features and a clean, modern look across all your programs, Gross monthly^ Total Net Pay x 36 months^ school assignments and personal projects can get done even faster. Plus, save your documents in the cloud on OneDrive to access virtually anywhere. • Word, Excel, PowerPoint and OneNote • Easily incorporate content from PDFs into • Install Office on ONE PC your Word documents • Capture your ideas however you work best – • Use Recommended Charts to visualise your with keyboard, pen, or touchscreen Excel data and draw conclusions in less time • Easily work with others on your shared • PLEASE NOTE – this is a medialess version ONE documents with free Office Web Apps • Windows version NOT compatible with • Present a Word document on your screen to Apple Mac computers others using only a browser with the Present • NOT COMPATIBLE with iPad and other Online feature, even if they don’t have Word tablets Add for an per month ® – for Windows Microsoft Office Home and Business 2013 software additional... £4.79 from Net Pay^ Step up to the newest Office tools for staying productive on the go.Access, edit, and share your £6.40 £172.44 documents on any Internet-connected Windows 7 or 8 device using free Office ebW Apps, and store Gross monthly^ Total Net Pay x 36 months^ your documents online. • Outlook, Word, Excel, PowerPoint and OneNote • Easily incorporate content from PDFs into • Install Office on ONE PC your Word documents • See appointment, email, or contact detail at a • Use Recommended Charts to visualise your glance in Outlook, without changing screens Excel data and draw conclusions in less time • Count on the full array of email, scheduling, • PLEASE NOTE – this is a medialess version ONE and task-list tools in Outlook • Windows version NOT compatible with • Create more compelling presentations with Apple Mac computers new widescreen themes in PowerPoint • NOT COMPATIBLE with iPad and other tablets Add for an per month ® – for Apple Microsoft Office for Mac Home and Student 2011 additional... £2.41 from Net Pay^ Create great-looking documents, spreadsheets, and presentations. Communicate and share with £3.21 £86.76 family, friends, and colleagues, whether they’re on Macs or PCs. And access your files whenever Gross monthly^ Total Net Pay x 36 months^ you need them, using any computer with a web browser and the free Office ebW Apps. • Complete versions of Word, Excel, PowerPoint • Simultaneously edit a file with multiple • Install Office on ONE Mac authors in different locations • Create visually rich newsletters, brochures etc. • Post, access, edit, and share your files from • Build and share professional presentations virtually anywhere • Organise, analyse, and share your data and lists • PLEASE NOTE – this is a medialess version ONE • Increase efficiency and save time by • Apple Mac version NOT compatible with automating repetitive tasks Windows computers • Perform common tasks fast using features • NOT COMPATIBLE with iPad and other right where you need them tablets • Great for all knowledge levels – novice to pro

Add for an per month ® – for Apple Microsoft Office for Mac Home and Business 2011 additional... £4.79 from Net Pay^ Office for Mac 2011 is here to help you do more with your Mac on your terms. With Outlook, Word, £6.40 £172.44 Excel and PowerPoint, it’s the easiest way to create, share, and access your documents from Gross monthly^ Total Net Pay x 36 months^ almost anywhere. And since Office for Mac is compatible with Office for Windows, you can work on documents with virtually anyone on a Mac or PC. • Outlook, Word, Excel and PowerPoint • Easy-to-build visuals and graphics • Install Office on ONE Mac underscore ideas and data to make your • Keeps you connected to e-mail, schedules, reports and presentations pop calendars, to-do lists, and contacts • PLEASE NOTE – this is a medialess version ONE • Access favourite commands quickly, and • Apple Mac version NOT compatible with personalise your workspace Windows computers • Post, edit, and share files from virtually anywhere • NOT COMPATIBLE with iPad and other • Make your documents as professional as the tablets great ideas behind them 40 Place your order online at www.lets-connect.com/phw by 15th November 2014 Laptop accessories

Add for an per month – External CD/DVD Rewriter Drive Transcend 8X DVDRW additional... £1.01 from Net Pay^ • External USB CD/DVD Rewriter Drive for laptop, • USB 2.0 powered – no external power adapter £1.35 £36.36 MacBook or netbook needed Gross monthly^ Total Net Pay x 36 months^ • Install CD/DVD software onto your laptop, MacBook • Compatible with Apple and Windows-based or netbook computers • Read, write and rewrite CDs and DVD media • Compatible with Apple OS X 10.5 or later • 8x DVD±R read/write, 24x CD-R/RW read/write • NOT COMPATIBLE with iPad and other tablets

Add for an per month – Laptop Briefcase Samsonite GuardIT Bailhandle 16inch Black additional... £0.57 from Net Pay^ From Samsonite’s high-quality laptop bags, GuardIT is the perfect answer for laptop users in search of £0.76 £20.52 a professional look. Featuring a rich looking exterior, made of a polyester mix, elegant logo detail and Gross monthly^ Total Net Pay x 36 months^ red accents in combination with must have functionality. • For laptops up to 16-inches • Main compartment with slip-in pocket for documents • Neoprene padded top handle for a soft-touch secure grip • Exterior Dimensions (WxDxH): 40 x 10 x 33 cm • Adjustable and removable shoulder strap for better • Material: 500D*500D 100 Polyester (external) mobility while travelling • Dimension: 17.1 x 4.5 x 12.0 inch • Laptop compartment with lockable Samsonite zippers • Volume: 12.0 L • Large zipped front pocket with organisation features • Weight: 0.60 kg (1.32 lbs)

Add for an per month – Laptop Briefcase Samsonite GuardIT Bailhandle 17.3inch Black additional... £0.66 from Net Pay^ From Samsonite’s high-quality laptop bags, GuardIT is the perfect answer for laptop users in search of £0.87 £23.76 a professional look. Featuring a rich looking exterior, made of a polyester mix, elegant logo detail and Gross monthly^ Total Net Pay x 36 months^ red accents in combination with must have functionality. • For laptops up to 17.3-inches • Main compartment with slip-in pocket for documents • Neoprene padded top handle for a soft-touch secure grip • Exterior Dimensions (WxDxH): 40 x 10 x 33 cm • Adjustable and removable shoulder strap for better • Material: 500D*500D 100 Polyester (external) mobility while travelling • Dimension: 17.5 x 5.1 x 12.6 inch • Laptop compartment with lockable Samsonite zippers • Volume: 15.0 L • Large zipped front pocket with organisation features • Weight: 0.60 kg (1.32 lbs)

Add for an per month Microsoft Wireless Mouse additional... £0.25 from Net Pay^ Get up and go with this compact mouse. A perfect companion for your on-the-go lifestyle, this compact £0.34 £9.00 mouse has all the right features to keep you connected to your world. Gross monthly^ Total Net Pay x 36 months^ • Nano Transceiver – leave plugged in when you’re on • Reliable 2.4GHz connection with up to 9 metres range the go or stow in mouse • Comfort and convenience with 3 buttons, Scroll • Battery life indicator – use your mouse without power wheel, 1000dpi, On/off switch interruption for up to 10 months • Compatible with Apple and Windows-based • Power status indicator – lets you know when your computers battery runs low. 1 AA alkaline battery included • NOT COMPATIBLE with iPad and other tablets

Data storage solutions

Add for an per month USB Flash Drive Transcend JetFlash V33 16GB additional... £0.25 from Net Pay^ The V33 only weighs 7g and allows convenient storage of your personal files. £0.34 £9.00 Gross monthly^ Total Net Pay x 36 months^ • Curved, ultra-compact body (60mm x 16.5mm x 8.1mm) • Compatible with Apple and Windows-based • Store personal files, documents from work or school, computers digital photos, movies and music on a flash drive • NOT COMPATIBLE with iPad and other tablets smaller than your finger • Weight: 7g

Add for an per month Western Digital My Cloud 3TB additional... £3.36 from Net Pay^ Finally, a cloud of your own! Save everything in one place and access it from anywhere with your £4.50 £120.96 PC, Mac, smartphone or tablet. Protect your files with automatic file backup for all your PC and Mac Gross monthly^ Total Net Pay x 36 months^ computers. And with direct file uploads from your mobile devices, all your important data is safely stored on your personal cloud, freeing up valuable space for your tablets and smartphones. • Your media and files on your own personal cloud • Connect to Dropbox and more • Centralise your family’s media collection • Increase your personal cloud capacity • Access from anywhere • Transfer and access faster • Automatic file backup for all your computers • Unleash your media • Flexible backup options • Compatible with Apple and Windows-based • Expand your tablet and phone storage computers

Place your order online at www.lets-connect.com/phw by 15th November 2014 41 Universal accessories

Add for an per month Microsoft Wireless Keyboard, Mouse and Receiver additional... £0.50 from Net Pay^ Combine functionality and style without wires. Control your favourite activities £0.67 £18.00 with Media Keys and convenient hot keys. Gross monthly^ Total Net Pay x 36 months^ • Optical Technology. Navigate with better speed, • Longer Battery Life. Long battery life helps ensure accuracy and reliability – the optical sensor tracks that you aren’t stuck without your important tools movement on nearly any surface without the hassle when you need them of clogged mouse parts • Scroll Wheel. Save time and effort with the scroll • Media Center. With the touch of a button you can easily wheel – navigate documents and Web pages without access your favourite music, video clips, and media using the on-screen scroll bar • Sleep and Log Off Hot Keys. Press a key to put your • Compatible with Apple and Windows-based computer in “sleep” mode or to log off Windows computers • Wireless Freedom. Give yourself room to move – • NOT COMPATIBLE with iPad and other tablets wireless mouse and keyboard products let you work without worrying about tangled wires

Add for an per month Apple TV additional... £1.78 from Net Pay^ Apple TV gives you access to the best 1080p HD content – including blockbuster films, hit TV £2.37 £64.08 programmes, live sport, your music, photos, videos and more – all on your widescreen TV. You Gross monthly^ Total Net Pay x 36 months^ can even play content from your iOS device or Mac on your TV using AirPlay. Apple TV requires an HDMI cable (sold separately). • Apple TV gives you access to the best content – • AirPlay lets you wirelessly stream what’s on your Mac blockbuster films, TV programmes, sport, your music or iOS device to your HDTV and speakers via Apple and photos, and more – all on your HDTV TV. Or mirror exactly what’s on your device’s display • iTunes films and TV programmes in 1080p to the big screen • Netflix, Sky News, Sky Sports and more • With iCloud, you can buy films and TV programmes • With My Photo Stream, your most recent photos and on Apple TV, and watch them on your iPad, iPhone, videos automatically appear on your Apple TV. And iPod touch, Mac or PC. And vice versa thanks to iMovie Theater, the projects you’ve made in • Includes Apple Remote iMovie are ready for viewing on the big screen • For Apple and Windows-based computers

Add for an per month – Automatic Wireless Backup Drive AirPort Time Capsule 2TB additional... £5.58 from Net Pay^ Back up a lifetime’s worth of memories with AirPort Time Capsule, a wireless hard drive that works £7.45 £200.88 seamlessly with Time Machine in OS X. It’s also a fully featured Wi-Fi base station with the latest Gross monthly^ Total Net Pay x 36 months^ 802.11ac technology and simultaneous dual-band support. • Automatic wireless backup – AirPort Time Capsule • Designed with performance in mind. There are includes a 2TB hard drive that works with Time now six antennas – three for the 2.4GHz band and Machine in OS X to create the perfect no-hassle three for the 5GHz band. Together with 802.11ac backup solution. There are no cables, and you can technology, they let you connect faster, farther, and back up all the Mac computers in your home to a with more power than ever before central location – automatically, wirelessly, and in the • Easy setup for iOS and OS X background • Share your hard drive or printer across your Wi-Fi • With ultra-fast 802.11ac Wi-Fi technology and a network powerful beamforming antenna array, AirPort Time • Any Wi-Fi device you have will work with Capsule gives you up to 3x faster Wi-Fi and a stronger, AirPort Time Capsule clearer signal. And because it transmits at both the • Built-in Firewall that protects your network from 2.4GHz and 5GHz frequencies at the same time, your malicious Internet attacks wireless devices will automatically connect to the best • Compatible with any Wi-Fi-enabled device that uses available band for the fastest performance possible the 802.11a/b/g/n/ac specification

Add for an per month e – Ultra-fast 802.11ac Wi-Fi Base Station AirPort Extrem additional... £3.77 from Net Pay^ AirPort Extreme features next-generation 802.11ac Wi-Fi and a powerful beamforming antenna array £5.04 £135.72 with greater performance and extended range for your Wi-Fi devices. Use your iOS device or Mac to Gross monthly^ Total Net Pay x 36 months^ set up and manage a Wi-Fi network, and then effortlessly share a hard drive or printer with all the users on that network. • Ultrafast 802.11ac with beamforming technology • With setup assistant built into iOS and OS X, you’re enables data rates up to 1.3 Gbps – triple the just a few taps or clicks away from setting up or previous 802.11n standard, which means three times extending a wireless network faster Wi-Fi • Once your network is set up, AirPort Utility for iOS • With simultaneous dual-band Wi-Fi, your Wi-Fi and OS X lets you manage and monitor your AirPort devices get the fastest possible wireless performance Extreme from your iPhone, iPad, iPod touch, or Mac and best possible range • Turn an external USB hard drive into a drive that you • Up to 50 people can all share the same Internet can share with users on your network and access connection securely over the Internet • Redesigned with the antennas placed at the top of the • Enjoy the convenience of a centrally located printer 6.6-inch-tall design to maximise Wi-Fi performance that anyone in the home can print to wirelessly • Saves valuable desk space with a footprint of less • Compatible with any Wi-Fi-enabled device that uses than 4 inches square the 802.11a/b/g/n/ac specification © 2014 Apple Inc. All rights reserved.

42 Place your order online at www.lets-connect.com/phw by 15th November 2014 Apple iPad and tablet accessories

Add for an per month – for use with iPad and similar tablets Just Mobile UpStand additional... £0.83 from Net Pay^ A stylish desktop stand for tablets. Precision engineered from aluminium, the £1.11 £29.88 UpStand’s supporting grips are finished in rubber to hold your tablet firmly Gross monthly^ Total Net Pay x 36 months^ in place and keep it pristine. It’s compatible with most tablet cases, too. The UpStand will float your tablet at just the right height for desktop use - it’s perfect for watching movies or using the tablet as a digital picture frame. Add Combine the UpStand the right app and the UpStand will even turn your tablet into a recipe book, with the Apple Wireless alarm clock or TV. Keyboard for a great • Solid aluminium construction • Dazzling radial finish mini- desktop solution • Stylish and practical • For iPad and for iPad • Non-slip feet similar tablets Tablet not included.

Add for an per month – for use with a Mac or iPad Apple Wireless Keyboard additional... £1.28 from Net Pay^ The completely cable-free Apple Wireless Keyboard uses Bluetooth technology £1.71 £46.08 to connect to your Mac or iPad. So you’re free to move the keyboard pretty well Gross monthly^ Total Net Pay x 36 months^ anywhere within range, and wirelessly type away. And its slim, compact design takes up much less space on your desk. • Connect with a Mac or iPad via Bluetooth technology – up to 10 metres away • Turn your MacBook Pro into a desktop set up • Two AA batteries included • PLEASE NOTE – the Apple Wireless Keyboard is already supplied with the iMac • NOT COMPATIBLE with Windows-based computers or Samsung tablets iPad not included.

Add for an per month – for iPad and iPad mini Apple iPad Lightning to USB Camera Adapter additional... £0.56 from Net Pay^ With the Lightning to USB Camera Adapter, it’s easy to download photos and videos from your digital £0.75 £20.16 camera to your iPad with Retina display or iPad mini, so you can view them on the gorgeous iPad Gross monthly^ Total Net Pay x 36 months^ display and share them with family and friends. • After you connect the Lightning to USB Camera • The Lightning to USB Camera Adapter supports Adapter, your iPad automatically opens the Photos standard photo formats, including JPEG and RAW, app, which lets you choose which photos and videos along with SD and HD video formats, including H.264 to import, then organises them into albums and MPEG-4 • When you sync iPad to your PC or Mac, the • Compatible with iPad 4th generation photos and videos on your iPad are added to your and iPad mini onwards computer’s photo library

Add for an per month – for iPad, iPad mini, iPhone 5 Griffin PowerJolt SE Lightning Car Charger additional... £0.53 from Net Pay^ Griffin’s PowerJolt SE sports a low-profile plug for your car’s 12 volt accessory outlet, and a powerful £0.70 £19.08 10 watt charging circuit so your iOS devices with Lightning connectors can power up quickly and safely. Gross monthly^ Total Net Pay x 36 months^ • Fast 10-watt car charger safely powers iOS devices • SmartFuse protects with a built-in circuit breaker; no with Lightning connector fuses to replace • Coiled cable stretches from 23.5” (60 cm) to • Certified Made for iPhone 48” (121.9 cm) in total length • Input: 12 to 16 volts DC @ 2 amps • Charge iPhone 5, iPad mini, iPad (4th gen. +), iPod • Output: 10 watts (5 volts @ 2.1 amps) touch (5th gen. +) or iPod nano (7th gen. +)

Add for an per month – USB device charging station Griffin PowerDock 5 additional... £X.XX£1.66 from Net Pay^ PowerDock 5 is the space-saving charging station for countertop or desktop, providing safe charging £X.XX£2.22 £XX.XX£59.76 and storage for up to 5 devices. PowerDock 5 gives each tablet its own charging port and its own Gross monthly^ Total Net Pay x 36 months^ frosted backrest, and each charging bay is roomy enough to accommodate your iPhone, iPod or iPad in their cases. PowerDock 5 is optimised for iOS devices (iPad, iPad mini, iPhone, iPod touch, iPod nano), although testing indicates that PowerDock’s 5V (2.1 amp) charging circuitry will also charge most Kindle and Android devices. Many smartphones and tablets have unique charging requirements, so PowerDock may not charge your device as fast as you’re used to. Make sure you check your device’s manual for any special requirements. • Store and charge 5 iPads, iPhones or iPod touches • 10 watts (5 volts DC @ 2.1 amps) for each charging simultaneously bay • Space-saving design for your desk • Accommodates iPad tablets in their cases • Cables not included

© 2014 Apple Inc. All rights reserved. Devices not included.

Place your order online at www.lets-connect.com/phw by 15th November 2014 43 Digital audio – iPod options

Add for an per month – space grey colour Apple iPod touch 32GB additional... £4.44 from Net Pay^ The ultra-slim, ultra-light iPod touch comes with the incredible Apple EarPods. More screen means £5.94 £159.84 more music, messages, websites and games. And it all looks stunning on the Retina display. Make Gross monthly^ Total Net Pay x 36 months^ every shot your best with advanced optics, tap to focus and LED flash.And shoot video in 1080p HD. The colour-matched iPod touch loop wraps around your wrist and keeps your iPod touch safe and at the ready. • 32GB capacity • Video playback time: Up to 8 hours when fully • 4-inch (diagonal) widescreen display with Multi-Touch charged Retina display, 1136 x 640-pixel resolution at 326 • Bluetooth pixels per inch • Built-in Wi-Fi and Nike+ support built in • 5-megapixel iSight camera with LED flash • Apple EarPods • FaceTime HD camera with 1.2MP photos and • Lightning to USB cable HD video (720p) • iPod touch loop • A5 chip • For Apple and Windows-based computers • Siri • Music playback time: Up to 40 hours when fully charged

Add for an per month Apple iPod touch 64GB – space grey colour additional... £5.58 from Net Pay^ The ultra-slim, ultra-light iPod touch comes with the incredible Apple EarPods. More screen means £7.45 £200.88 more music, messages, websites and games. And it all looks stunning on the Retina display. Make Gross monthly^ Total Net Pay x 36 months^ every shot your best with advanced optics, tap to focus and LED flash.And shoot video in 1080p HD. The colour-matched iPod touch loop wraps around your wrist and keeps your iPod touch safe and at the ready.

Specification as above but with: • 64GB capacity

per month ® Add for an NCredible NTune On-Ear Headphones by Monster – black colour additional... £2.68 from Net Pay^ N-TUNE helps you shout it - from its slick, on-ear design to the pounding bass that kicks your sound £3.57 £96.48 up to a totally new level. Details pop. Bass booms. Play it as loud as you want, because Monster’s Gross monthly^ Total Net Pay x 36 months^ advanced technology keeps your music distortion-free. On your ears or around your neck, you make a statement with N-TUNE - loud and strong. • Pure Monster Sound • ControlTalk Universal controls your phone and • Super-Comfortable your music • In-Line Controls • Available in Midnight Black • Tangle-Free Cables • 3.5mm audio jack • Delivers the punch you want from your music • Lightweight design you can wear all day

Add for an per month ® – black or white NCredible NErgy In-Ear Headphones by Monster additional... £1.22 from Net Pay^ Put on a pair of N-ERGY in ears and feel your music with the punch of Pure Monster Sound. Take and £1.62 £43.92 make crystal-clear calls using in-line mic and controls, best of all, the N-ERGY in-ears come together Gross monthly^ Total Net Pay x 36 months^ with a magnetic snap that can be connected around the neck. • Noise Isolating • Magnetic headphones snap together to wear • Pure Monster Sound as a medallion • Super-Comfortable • ControlTalk Universal controls your phone and • Snaps Together For Neck Wear Style your music • In-Line Controls • Available in Midnight Black or Frost White • Tangle-Free Cables • 3.5mm audio jack • Delivers details that pop and hard hitting bass

© 2014 Apple Inc. All rights reserved.

44 Place your order online at www.lets-connect.com/phw by 15th November 2014 Digital audio (continued)

Add for an per month Sonos PLAYBAR – Wireless Soundbar Speaker System additional... £13.31 from Net Pay^ The soundbar for music lovers. PLAYBAR’s nine speaker design floods your home with huge waves of £17.79 £479.16 Gross monthly^ Total Net Pay x 36 months^ epic, full-theatre sound for TV, movies, music and video games. • Complements HD screens with richly textured HiFi sound • Wirelessly streams all of your music • Simple to set up, control and expand. Requires just two cords: one power cord, one optical cord (both included). Syncs with other Sonos speakers wirelessly • Understands and works with most IR remotes and can be controlled by free apps for your Android, iPhone or iPad • Plays all sources plugged in to your HD TV: satellite boxes, Blu-Ray players, and consoles. If it’s connected to your HD TV, PLAYBAR will play it

Add for an per month – Wireless Subwoofer Speaker Sonos SUB additional... £13.37from Net Pay^ Soul-shaking sound. Heart-pounding design. Fills an entire room with thick layers of deep, bottomless £17.88 £481.32 Gross monthly^ Total Net Pay x 36 months^ sound that lets you hear and feel every chord, kick, splash and roll. You won’t just hear the difference our wireless subwoofer makes – you’ll feel it in your bones. • Fills any room with deep, clear HiFi sound • Place it anywhere in the room—even lying flat under • Wireless, one-button setup a couch • Seamlessly integrates with the Sonos System • Works with all Sonos amplified components: • Two force-cancelling speakers positioned face-to-face CONNECT:AMP; PLAY:5; PLAY:3; PLAY:1; PLAYBAR offer deep sound with zero cabinet buzz or rattle

Add for an per month – Wireless HiFi Speaker Sonos PLAY:1 additional... £3.77 from Net Pay^ The compact wireless speaker that delivers deep, crystal clear HiFi sound. Compact wireless £5.04 £135.72 Gross monthly^ Total Net Pay x 36 months^ speaker. Deep, crystal clear HiFi sound. PLAY:1’s custom-designed 3.5-inch mid-woofer and tweeter, each with a dedicated amplifier, deliver rich, powerful sound, with crystal clear highs and deep, rolling lows for pitch-perfect HiFi music. • Two custom-designed drivers with dedicated amplifiers • Simple to set-up; control from anywhere with your • Stream your entire music library, popular music smartphone, tablet or PC/Mac services, and internet radio • Connect to your home WiFi network using the free • Start with one, add more over time to fill your home Sonos app with music • Available in black colour

Add for an per month – Wireless HiFi Speaker Sonos PLAY:3 additional... £5.52 from Net Pay^ The most versatile wireless speaker for rich, room-filling sound.The PLAY:3 uses 3 state-of-the-art £7.38 £198.72 Gross monthly^ Total Net Pay x 36 months^ digital amplifiers individually coupled with 3 speakers to deliver pure, clean sound to any room.A bass radiator produces powerful low notes while two mid-range drivers and one tweeter fills out the sound. Go vertical or horizontal. Control from anywhere with your smartphone or tablet. • Stream your entire music library, music services, and • 3 driver HiFi speaker system radio stations • Connect to your home WiFi network using the free • Control wirelessly, easy to set up music player Sonos app • Start with one music player, expand everywhere • Available in black colour • Versatile enough to put anywhere – horizontal or vertical

Place your order online at www.lets-connect.com/phw by 15th November 2014 45 Digital audio (continued)

Add for an per month – Wireless HiFi Speaker Sonos PLAY:5 additional... £7.73 from Net Pay^ The original, bigger room, bigger sound wireless speaker. The PLAY:5 uses 5 state-of-the-art digital £10.33 £278.28 Gross monthly^ Total Net Pay x 36 months^ amplifiers individually coupled with 5 speakers to deliver superior sound to any room.A subwoofer produces powerful bass while two mid-range drivers and two tweeters fill out the sound. Control from anywhere with free apps for your Android smartphone, iPhone or iPad. • Stream your entire music library, music services, and • Line-in to connect your favourite music sources radio stations • Connect to your home WiFi network using the free • Control wirelessly, easy to set up Sonos app • 5 Driver HiFi Speaker System for room filling sound • Available in black colour

Add for an per month – for Sonos PLAYBAR PLAYBAR Wall Mount Kit additional... £0.79 from Net Pay^ An easy and secure wall-mounting solution for Sonos PLAYBAR. £1.05 £28.44 Gross monthly^ Total Net Pay x 36 months^ • Makes PLAYBAR easy to install to any wall with pegs in precisely the right place • Ensures a secure and rattle-free wall-mount installation • Allow for placement horizontally above or below your TV • PLEASE NOTE – order with Sonos PLAYBAR only

Add for an per month – for Sonos PLAY:1 PLAY:1 Wall Mount Bracket (Single) additional... £0.67 from Net Pay^ Tilt it, swivel it, even hang it upside down! This bespoke bracket for the Sonos PLAY:1 allows you to £0.90 £24.12 Gross monthly^ Total Net Pay x 36 months^ wall mount your speaker in the ideal place to sound – and look – great.

• Wall Bracket • Precision engineered • Bespoke design for Sonos PLAY:1 speaker • Quick and easy to fit, and adjust • New, improved design with added functionality • Black finish • Unique tilting mechanism – plus left or right swivel • Please Note – order with Sonos PLAY:1 only • Can also be fitted to the ceiling

PLAY:1 not included.

Add for an per month – for Sonos PLAY:3 PLAY:3 Wall Mount Bracket (Single) additional... £0.84 from Net Pay^ Easy to fit and allows for neat cable routing. Swivel 60 degrees left and right, tilt 25 degrees £1.13 £30.24 Gross monthly^ Total Net Pay x 36 months^ downwards and 5 degrees upwards. Convenient hook-on mounting method for ease of installation and adjustment. • Allows for portrait or landscape positioning • Black finish • Simple fitting and adjustment bracket • PLEASE NOTE – order with Sonos PLAY:3 only • Superior strength for rigid fixing

PLAY:3 not included.

46 Place your order online at www.lets-connect.com/phw by 15th November 2014 Digital audio (continued)

Add for an per month – for Sonos PLAY:5 PLAY:5 Wall Mount Bracket (Single) additional... £1.49 from Net Pay^ Superior-quality steel, this bracket is easy to fit with hook-on mounting and allows for neat cable £1.99 £53.64 Gross monthly^ Total Net Pay x 36 months^ routing. Swivel 60 degrees left and right, tilt 25 degrees downwards and 5 degrees upwards. • Superior strength for rigid fixing • PLEASE NOTE – order with Sonos PLAY:5 only • Simple fitting and adjustment • Black finish

PLAY:5 not included. Wireless Printer Add for an per month Colour Wireless Printer HP Envy 5530 e-All-in-One additional... £1.80 from Net Pay^ This e-all-in-one produces borderless, lab-quality photos and laser-sharp everyday documents – from £2.40 £64.80 wherever creativity strikes. Print from your smartphone, tablet, PC, Mac and more, and scan directly to Gross monthly^ Total Net Pay x 36 months^ your mobile device for easy storage and sharing. • Print, Copy, Scan, Photo • Paper Handling: 100 sheet input tray, • 6.74 cm (2.65-inch) CGD colour touchscreen display 30 sheet output tray • Built-in WiFi 802.11b/g/n or USB 2.0 connectivity • Scan Resolution: Up to 1200 x 2400 dpi • Print resolution: Up to 1200 x 600 dpi Black. Up to • Supports printing from most smartphones and 4800 x 1200 dpi Colour (from a computer) tablets using these operating systems: Android, iOS, • Print Speeds: Up to 8.8 ppm Black. Up to 8 ppm Colour Blackberry, Symbian, Windows® 8, Windows RT • Print from iPad, iPhone or iPod touch with AirPrint™ • Compatible with iPad and both Apple and Windows- • Print from SD media cards based computers

Apple Mac accessories

Add for an per month – for use with Mac / MacBook Pro / MacBook Air Apple Magic Mouse additional... £1.33 from Net Pay^ The same Multi-Touch technology first introduced on the revolutionary iPhone comes to the mouse. £1.77 £47.88 It’s called Magic Mouse, and it’s the world’s first Multi-Touch mouse. Click anywhere, scroll in any Gross monthly^ Total Net Pay x 36 months^ direction and swipe through images on its smooth, seamless top shell. It works wirelessly, using Bluetooth, so you don’t have to worry about cables or adapters cluttering up your work space. And built-in software lets you configure Magic Mouse any way that you want. • Multi-touch functionality • NOT COMPATIBLE with iPad and other tablets • Connect with a Mac via Bluetooth technology – up to 10 metres away • Turn your MacBook Pro into a desktop set up • Two AA batteries included • PLEASE NOTE – the Apple Magic Mouse is already supplied with the iMac • NOT COMPATIBLE with Windows-based computers

Add for an per month – for use with Mac / MacBook Pro / MacBook Air Apple Magic Trackpad additional... £1.33 from Net Pay^ Magic Trackpad gives you a whole new way to control what’s on your Mac desktop computer. When £1.77 £47.88 you perform gestures, you actually interact with what’s on your screen. You feel closer to your content, Gross monthly^ Total Net Pay x 36 months^ and moving around feels completely natural. Swiping through pages on screen is just like flipping through pages in a magazine, and inertial scrolling senses the momentum in your fingers as you move up and down a page. • Made with smooth, wear-resistant glass that feels • NOT COMPATIBLE with great to the touch Windows-based computers • Click on objects just as you would using a mouse • NOT COMPATIBLE with • Nearly 80 per cent larger than the built-in trackpad on iPad and other tablets the MacBook Pro • Use with MacBook Pro, iMac or MacBook Air • Connect with a Mac via Bluetooth technology – up to 10 metres away

© 2014 Apple Inc. All rights reserved.

Place your order online at www.lets-connect.com/phw by 15th November 2014 47 Apple Mac accessories (continued)

Add for an per month – for use with Mac / iPhone / iPod Apple Remote additional... £0.33 from Net Pay^ Control your Mac, iPhone, iPod from afar with the sleek, aluminium Apple Remote. Play, pause, adjust £0.45 £11.88 volume, move forward and back, and access menus while playing music and videos. Gross monthly^ Total Net Pay x 36 months^ • Compatible with Apple products introduced in 2005 or • PLEASE NOTE – a Universal Dock is required in later that have a built-in infrared (IR) receiver order to use the Apple Remote with your iPhone or • PLEASE NOTE – the Apple Remote is already iPod included with Apple TV • NOT COMPATIBLE with iPad and other tablets • NOT compatible with Windows-based computers

Add for an per month – 27-inch Apple Thunderbolt Display additional... £20.11from Net Pay^ More than just a stunning 27-inch LED-backlit display, the Apple Thunderbolt Display is the £26.87 £723.96 ultimate docking station for Mac notebooks. A Thunderbolt port, a FireWire 800 port, three USB 2.0 Gross monthly^ Total Net Pay x 36 months^ ports and a Gigabit Ethernet port make it a plug-and-play hub for everything you do. • Thunderbolt I/O technology for lightning-fast data transfer and daisy-chaining up to six peripherals • Works with all Thunderbolt-enabled Mac computers, including MacBook Air, MacBook Pro, iMac and Mac mini • 27-inch glossy LED-backlit widescreen display • 2560x1440 resolution • Thunderbolt port, FireWire 800 port, three USB 2.0 ports and Gigabit Ethernet port • MagSafe connector that powers and charges your MacBook Pro or MacBook Air • Ambient light sensor • Built-in FaceTime HD camera and microphone • Built-in speaker system • NOT COMPATIBLE with Windows-based computers • NOT COMPATIBLE with iPad and other tablets

Smart TV accessories

Add for an per month 2 pairs of Samsung 3D TV Glasses SSG-51002 additional... £0.60 from Net Pay^ Watch your entertainment come alive with Samsung’s 3D glasses. Featuring the fit-over design, which £0.81 £21.60 is perfect for users who already wear glasses, the 3D glasses will be noticeably more comfortable and Gross monthly^ Total Net Pay x 36 months^ will deliver an even better 3D experience. And with the battery offering extended viewing – lasting up to 150 hours, you can now sit back in total comfort and enjoy as much 3D TV as you like. It’s the 3D experience you’ve always wanted. • Manual PWR On / Off (Button) • PLEASE NOTE – some Smart TV models in the • Compatible with all 3D-capable Samsung Smart TVs benefit are already supplied with 3D glasses. Please featured in this benefit refer to TV specifications. The Smart TV needs to be • Battery included 3D-capable for these 3D glasses to work. • Operation Time: 150 hours • Set Weight (with Battery): 24g

© 2014 Apple Inc. All rights reserved.

48 Place your order online at www.lets-connect.com/phw by 15th November 2014 Smart TV accessories

Add for an per month 3 metre swivel / rotatable HDMI 1.4 cable additional... £0.57 from Net Pay^ HDMI 1.4 is for use with all current HDMI equipment and is fully backwards compatible. Updating to the £0.76 £20.52 1.4 version ensures you are future proofed and ready for the next generation of devices using the new Gross monthly^ Total Net Pay x 36 months^ ethernet channel (which previous versions will not support). HDMI 1.4 increases the maximum resolution to 4K × 2K (3840×2160p at 24Hz/25Hz/30Hz and 4096×2160p at 24Hz (which is a resolution used with digital theatres). The 1.4 version also offers an HDMI Ethernet Channel, which allows for a 100 Mb/s Ethernet connection between the two HDMI connected devices. • Cable length: 3 metre • 4K x 2K resolution support • Heavy Duty Die-cast 24k gold plated connectors • RoHS compliant • HDMI v1.4 • 180 Degree Swivel Ended • HDMI Ethernet channel • 270 Degree Rotary Base • Audio return channel • 3D over HDMI

Add for an per month – for 32—55-inch Smart TVs M VESA Wire Wall Mount additional... £1.36 from Net Pay^ The M Vesa Wire lets you hang your TV on the wall just the way you would a picture frame. It’s an £1.81 £48.96 innovative design that perfectly complements the latest ultra-thin LED and ultra-thin plasma HDTVs Gross monthly^ Total Net Pay x 36 months^ by reducing the gap between the TV and the wall. Two solid metal wall-mounted TV “anchors” act as picture frame hooks. Two discs, connected by a sturdy cable, screw onto the back of your TV near the top. Two additional discs attach to the lower part of your set and serve as spacers. This wire solution is simply ingenious! • Picture frame-style mount for simple installation • Compatible with 32-inch – 55-inch benefit LED • VESA Standard: 200 x 200, 300 x 300, 400 x 400, Smart TVs 400 x 200mm • Supports max loads up to 40 kg • Installation hardware included • Stud-mounting required • 5 year warranty • Distance to wall: 20 mm, super slim • Tilt: No • Weight: 1 kg

Place your order online at www.lets-connect.com/phw by 15th November 2014 49 How the benefit works and frequently asked questions

50 Place your order online at www.lets-connect.com/phw by 15th November 2014 How the benefit works What is the Home Technology benefit? It is a tax efficient salary sacrifice benefit provided by the employer, designed to make it easier for employees to have the latest consumer technology to use in their home. By making this equipment more accessible, such benefits have proven to improve computer literacy and IT skills of employees and their families. By agreeing to sacrifice or ‘exchange’ some of your pre-tax salary in return for the Home Technology package of your choice, you make savings on tax, national insurance and pension contribution on the total amount sacrificed.

What happens at the end of the benefit? At the end of the 36 month hire period, Let’s Connect will contact you to ask whether you would like them to collect the equipment for disposal according to European guidelines for Waste Electronic and Electrical Equipment (WEEE), or whether you will undertake to handle the environmentally-friendly disposal yourself.

Eligibility criteria If you participated in either of the previous home computing/technology benefits, you may still participate, however the limits below are combined across all schemes. All staff on permanent contracts of employment are eligible to take part in the benefit with a maximum salary sacrifice limit of up to a £100 per month. All temporary staff who are on a fixed term contract of employment are also eligible to take part in the benefit, however there will be a reduced salary sacrifice limit of up to £50 per month.

Key features of the benefit • Let’s Connect provide an affordable, easy way to update your consumer technology with the very best on offer from major manufacturers Apple, HP and Samsung • Choose from a range of the latest laptop and desktop computers, tablets or Smart TVs (see Package pages). If you need any further advice, please call the Let’s Connect Helpline on 08444 821 860 • You can also choose from a great range of useful accessories to complement your chosen package • The Let’s Connect helpline is available to you throughout the life of the benefit • Convenient, affordable, fixed reduction to your salary over 36 months • Significant savings off manufacturers’ RRP • No credit checks or deposits

More detail on what’s included overleaf...

Place your order online at www.lets-connect.com/phw by 15th November 2014 51 Up to What’s included? Each laptop and desktop computer package includes: 99A comprehensive 36 months manufacturers’ warranty – should you experience any hardware issues 9936 months internet security with free updates – protection from viruses, spyware, anti-spam and more 99Additional backup software on computer packages with FREE DELIVERY Microsoft Windows operating systems 99WipeDrive software – for secure erasing of data 99Free delivery to your home address at your convenience

The iPad packages include the following: 9912 months manufacturers’ warranty 9936 months accidental damage and theft insurance 99Protective case 99Free delivery to your home address at your convenience

The Samsung tablet packages include the following: 9924 months manufacturers’ warranty 9936 months accidental damage and theft insurance 99Protective case 99Free delivery to your home address at your convenience

Each Smart TV package includes: 99A 36 months warranty – should you experience any hardware issues 99Free delivery to your home address at your convenience

How does this deal compare? Computers purchased by other means typically don’t include a 36 month warranty, 36 months’ internet security, additional backup software (packages with Microsoft Windows operating systems), WipeDrive software or free delivery. Tablets when purchased by other means typically don’t include 36 months’ accidental damage and theft insurance, or a protective case. Smart TVs purchased by other means typically don’t include a 36 month warranty or free delivery. When making your comparison it’s important to compare a like-for-like package which contains the computer, tablet or Smart TV, software or other extras (if applicable), extended warranty and personal finance to spread the payments over 36 months, all of which can significantly increase the cost of a standard purchase. The packages available to you here have been designed to give you the best value and peace-of- mind for the duration of the benefit. Turn overleaf to find out how the savings work...

52 Place your order online at www.lets-connect.com/phw by 15th November 2014 How do the savings work? As the cost of this benefit is recovered from your gross salary via a salary sacrifice arrangement, you will make savings in tax, national insurance and pension contribution. There is some Benefit-in-kind tax to pay and this will be collected via payroll.There is nothing for you to do except enjoy the chosen technology! The example illustration below demonstrates how your gross (before tax) and net (take-home) pay is affected if you participate in the benefit. The table also shows the Benefit-in- kind◊ calculation as well as the significant savings when compared to purchasing at manufacturers’ RRP through a personal finance arrangement.

◊Benefit-in-kind Having a computer, tablet or Smart TV to use in your home under the Home Technology benefit is considered by HM Revenue & Customs to be a form of income which they refer to as ‘Benefit- in-kind’. Benefit-in-kind tax is collected through an adjustment to your tax code, administered by your employer using the P11D form process. There may be a delay before this tax code change is implemented. All price tables include the full effect of the Benefit-in- kind adjustment to show the net cost to you for a computer, tablet or Smart TV during the hire period.

Example savings table

Basic Rate Higher Rate Additional Rate Samsung Galaxy Tab 4 7.0 Wi-Fi 8GB with 32GB microSD card Tax Payer Tax Payer Tax Payer Cost to you through the Let’s Connect benefit: Monthly Monthly Monthly Reduction to gross pay The amount your salary is reduced by (BEFORE savings) £9.72 £9.72 £9.72 less Income tax savings £1.94 £3.89 £4.37 less National insurance savings £1.03 £0.19 £0.19 less Pension Contribution savings £0.55 £0.73 £0.78 Reduction to net pay £6.20 £4.91 £4.38 plus Benefit-in-kind tax £1.08 £2.16 £2.43 Net Pay adjustment Effect on your take-home pay (AFTER savings) £7.28 £7.07 £6.81 Cost comparison – Let’s Connect Benefit vs. Personal Loan: 36 months 36 months 36 months Manufacturer’s RRP of Samsung tablet including 24 months Warranty, 36 months Accidental £340.99 £340.99 £340.99 Damage and Theft Insurance, protective case, 32GB microSD card and home delivery Cost if purchased through Personal Loan over 36 months (20.3% APR)* £447.45 £447.45 £447.45 less Total Cost of hire = Net Pay adjustment x 36 months The total amount it costs you £262.08 £254.52 £245.16 Savings over 36 months – Let’s Connect Benefit vs. Personal Loan £185.37 £192.93 £202.29

*As per Santander Personal Loan Calculator at www.santander.co.uk on 21st October 2014. Please note these tables can only show typical situations and the figures may be affected by an individual’s own particular circumstances. All information contained within the brochure is believed to be accurate at the time of publishing. Photography may be for illustration purposes only. ^Based on basic rate taxpayer. E&OE.

You should ensure that you can Have any further questions? afford the salary reductions for the full 36 month period and Please turn to the frequently asked questions overleaf... have read and agree to the terms and conditions before you order

Place your order online at www.lets-connect.com/phw by 15th November 2014 53 Frequently asked questions

On the benefit 1. How long is the hire period? The hire period is for 36 months. Your salary reduction will begin on your salary pay date in the month detailed on page 3, or, in the event of any unforeseen delay in delivery, on the next available salary pay date following delivery, and will be made on each following monthly pay date during the 36 month period. 2. Will this offer be repeated? Your employer may run other benefits in the future, however this is not guaranteed. 3. Am I eligible for the benefit? If you participated in either of the previous home computing/technology benefits, you may still participate, however the limits below are combined across all schemes. All staff on permanent contracts of employment are eligible to take part in the benefit with a maximum salary sacrifice limit of up to a £100 per month. All temporary staff who are on a fixed term contract of employment are also eligible to take part in the benefit, however there will be a reduced salary sacrifice limit of up to £50 per month.

Effects on you 4. Do I have to pay tax on the benefit? Having a computer, tablet or Smart TV to use in your home under the Home Technology benefit is considered by HM Revenue & Customs to be a form of income which they refer to as ‘Benefit-in-kind’. Benefit-in-kind tax is collected through an adjustment to your tax code, administered by your employer using the P11D form process. There may be a delay before this tax code change is implemented. All price tables include the full effect of the Benefit-in-kind adjustment to show the net cost to you for a computer, tablet or Smart TV during the hire period. 5. What happens if I go on unpaid leave? You will be contacted by your employer regarding the options pertinent to your particular circumstances. 6. What happens if I leave my employer? If you leave your employer for any reason including dismissal on any grounds or you decide to voluntarily take unpaid leave of more than six months before the end of the 36 month hire period, you will be required to pay a termination fee to compensate your employer for the non-completion of your hire agreement. The termination fee you will have to pay will be calculated by multiplying your agreed monthly reduction in gross pay by the number of months remaining to be paid at the time you leave your employer. This amount will be taken from your final net salary or any other monies owed to you by your employer. If there is a shortfall, you will receive written notification from your employer that you must pay by cheque within 28 days of receipt. If you are aware that your employment is likely to end before the 36 month life of the hire agreement you should consider very carefully whether you wish to participate in the benefit. Further information can be found on the Employee Hire Agreement. 7. I will be retiring before the end of the 36 month hire period, can I still participate? Yes, however, when you leave you will be required to settle the balance in the same way as referred to in Question 6. 8. How does the scheme affect the benefits in my contract of employment? Where an employee’s proposed selection would result in their salary falling below the national minimum wage, the application will not be supported and the employee will be advised accordingly. The employee will retain the right to select an alternative less expensive package. In most cases, the scheme offers substantial tax benefits to employees. However, you should be aware that if you agree to participate in the scheme, you agree to give up some of your salary for 36 months in return for use of the equipment. As basic pay is sacrificed, eligibility for state benefits may be fected,af and also sick pay, maternity pay and redundancy pay could be reduced. A salary check is made to ensure that staff do not drop below the minimum wage, and if staff leave before the 36 months are up, they will receive an invoice to pay the gross amount outstanding. You should consult HR/Personnel and/or an independent financial adviser if you are in any doubt about the financial implications for you. 9. What about my pension arrangements? In the NHS pension scheme, pensionable salary is reduced if salary sacrifice is used to provide benefits to employees. Under the existing NHS pension scheme, when salary sacrifice ceases, pensionable salary returns to its pre-sacrifice level, and due to the way in which pension benefits are calculated, if salary sacrifice ceases a few years prior to retirement, there is no impact on the level of final pension benefits. The NHS pension scheme is currently a final salary scheme, however, from 1 April 2015 most members of the NHS pension scheme will transfer to the new career average scheme, pension being calculated on the level of salary each year rather than the level at retirement. As a result, any salary sacrifice during a year will reduce the level of pension earned in that year. Individuals should therefore consider their position and the potential impact entering into a salary sacrifice arrangement may have upon their final NHS pension entitlement. For members who are within 10 years of their Normal Pension Age at 1 April 2012 there is transitional protection in place and they will remain in their existing section. Members with between 10 years and 13 years and 5 months of their Normal Pension Age at 1 April 2012 may remain in their existing section for a period of time before joining the new section. Further information may be found on the NHS Pensions website at http://www.nhsbsa.nhs.uk/pensions The Government have also produced a factsheet for employees, which contains more detailed information: https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/216776/Pensions-factsheet.pdf Where an employee leaves the NHS pension scheme and freezes their pension entitlement, the value of the frozen pension may be affected if an employee participates in the salary sacrifice arrangement in the 3 years prior to leaving the pension scheme. The only other circumstances where a salary sacrifice may impact on the ongoing pension entitlement is where a staff member becomes seriously ill and is required to take medical retirement or dies in service. In such circumstances, the pension entitlement is determined by the income level in the preceding 3 years (using the best of the last 3 years Pensionable pay) and therefore will be impacted if a salary sacrifice is in place. It is advisable to seek independent pension advice for further information. In the brochure savings tables, the pension tiers selected which most closely match the three different tax levels are: • Base rate tax – Tier 3 – 7.1% pension contribution • Higher Rate – Tier 5 – 12.5% pension contribution • Additional Rate – Tier 7 – 14.5% pension contribution. (continued overleaf)

54 Place your order online at www.lets-connect.com/phw by 15th November 2014 10. How much will it cost me? Please refer to the tables shown at the bottom of the package specification pages, however the cost to you depends on which package you choose and your own personal tax situation. You should ensure that you can afford the salary reductions for the full 36 month period and have read and agree to the terms and conditions before you order. 11. When do my payments start? Your salary reduction will begin on your salary pay date in the month detailed on page 3, or, in the event of any unforeseen delay in delivery, on the next available salary pay date following delivery, and will be made on each following monthly pay date during the 36 month period. 12. Can I elect to make a higher salary sacrifice and shorten the term? No, the period is fixed at 36 months. 13. Where does my salary sacrifice go? Your salary sacrifice is collected by your employer, who has arranged for the supply of the equipment on your behalf. Order and delivery process 14. By what date do I need to apply? For key benefit dates including order deadline, please refer to page 3. 15. What happens once I have placed my order? Once you have ordered online you will need to sign an electronic Employee Hire Agreement immediately. Arrangements to deliver your chosen package will only be confirmed once your signed Hire Agreement is received. We advise you to contact the Let’s Connect Helpline on 08444 821 860 to check that your signed form has been received. 16. When can I expect delivery? For delivery dates, please refer to page 3. All deliveries are subject to stock availability. To help the delivery process, you should place your order as early as possible during the order window and sign your electronic Employee Hire Agreement promptly. Should you have a query regarding delivery, please call the Let’s Connect Helpline on 08444 821 860. Delivery of Smart TVs will be organised separately to other items due to the special handling requirements. 17. Can I change my mind once I have signed my Employee Hire Agreement? You have a right to cancel the Hire Agreement within 14 days, beginning the day after you receive the package. At this point, your salary sacrifice and Benefit-in-kind arrangements may have commenced. If this is the case, these will be addressed through the next payroll. If you intend to cancel the agreement within this 14 day period you should not use the equipment and you should keep it: (a) in an “as new” condition; (b) in its complete state including any software and accessories and the instructions; (c) with the packaging in which it was originally delivered to you; and the seal should not be broken on any DVD, CD or software, except where it has been used for the installation. The equipment and any accessories will be collected from you at a charge to you of approximately £39. If you wish, however, you may return it yourself to the address that we give you. 18. Can I have the equipment delivered to my workplace? For security reasons, your employer does not accept personal deliveries at workplaces, so the equipment needs to be delivered to your home, or similar residential address i.e. family, friends. 19. What happens to the equipment at the end of the benefit? At the end of the 36 month hire period, Let’s Connect will contact you to ask whether you would like them to collect the equipment for disposal according to European guidelines for Waste Electronic and Electrical Equipment (WEEE), or whether you will undertake to handle the environmentally-friendly disposal yourself. Computer and tablet packages 20. Can I change the specifications of the packages on offer? No, the specification for each package is fixed and you cannot change any of the specifications across the packages. 21. What’s included in the package? Computer packages include the computer, delivery, 36 months warranty support, and 36 months internet security with free updates. Packages with Microsoft Windows operating systems also include additional backup software. Your employer must ensure that its property is adequately protected during the period of hire. To do this each package comes with a software bundle designed to help protect your computer from data loss and the threats posed by the internet. The backup software helps you backup your personal data such as photos and music in the unlikely event of a fault with your computer. The internet security software has updates for 36 months and includes anti-virus, anti-spyware, anti-spam, and firewall. It is your responsibility to ensure your data is backed up and your software is updated when prompted to do so. Damage that has been caused by not having adequate anti-virus protection will not be covered by the warranty. WipeDrive software is included should you need to completely eliminate hard drive data on your computer to protect yourself from identity theft, which you may wish to do at the end of the 36 month period. iPad packages include 12 months warranty, 36 months worldwide accidental damage and theft insurance, a protective case and delivery. Samsung tablet packages include 24 months warranty, 36 months worldwide accidental damage and theft insurance, a protective case and delivery. More details on what’s included can be found on the individual package pages.

22. What is the maximum salary sacrifice amount for this benefit? Choose up to TWO main packages and add accessories from the options available. If you participated in either of the previous home computing/technology benefits, you may still participate, however the limits below are combined across all schemes.All staff on permanent contracts of employment are eligible to take part in the benefit with a maximum salary sacrifice limit of up to a £100 per month.All temporary staff who are on a fixed term contract of employment are also eligible to take part in the benefit, however there will be a reduced salary sacrifice limit of up to £50 per month.

(continued overleaf)

Place your order online at www.lets-connect.com/phw by 15th November 2014 55 23. Can I load my own software? You can load any software onto the equipment subject to the licensing terms of that software. You are not allowed to use the equipment for any purpose which is offensive, obscene, defamatory, fraudulent or illegal. 24. Can I upgrade my computer package? You can add any new hardware or software to the equipment, subject to licensing agreements, throughout the hire period. 25. What if I damage it? You must insure the equipment against fire, theft or accidental damage so that it can be replaced if it no longer works. If the equipment goes missing or is damaged, salary sacrifice and Benefit-in-kind taxation arrangements will continue for the 36 months. Main tablet packages are covered by worldwide accidental damage and theft insurance for the duration of the benefit. 26. Do I have to use a recommended Internet Service Provider (ISP)? No, if you already have an ISP, you can continue to use them. However you may need to contact your existing ISP to tell them that you are installing a new computer and they should advise you on how to set up the Internet connection. 27. Can I order Microsoft Office software? Microsoft Office software is available as an accessory through this benefit, but does not come as standard on any of the packages.You can add it as an accessory to any of the packages. Please note that Microsoft Office cannot be installed on tablets. 28. What are the differences between Microsoft Windows and Microsoft Office? Microsoft Windows is an operating system – a basic collection of programs and drivers pre-installed to provide the user with an interface, and allowing the computer to “run”. Microsoft Office is a separate suite of software, with Word, Excel and PowerPoint being the most well-known and widely-used elements of the program. Office can be added as an accessory to your chosen computer package, but is not included as standard. 29. What do I do if the computer is damaged or parts are missing when I receive it? You should notify the Let’s Connect Helpline on 08444 821 860 within seven days of receipt of any damaged equipment or to advise them of any missing items. 30. What if the equipment doesn’t work? If the equipment fails to work within the first 28 days for HP and Samsung products, or first 14 days for Apple products, please call the Let’s Connect Helpline on 08444 821 860 who will log the call and provide first line support. If the product is deemed to be faulty, you will be advised to contact the manufacturer directly to obtain an official returns reference number. This will then authorise Let’s Connect to replace the equipment. If a fault develops outside of this time and within the warranty period, call the manufacturer’s warranty line as detailed in your documentation. If the main package cannot be repaired remotely, the repair will be undertaken through a collect and return service. This service is free of charge throughout the warranty term, but is restricted to the hardware only. 31. What does the warranty include? The warranty provided by the manufacturer covers the hardware of your computer and during the limited warranty period, the manufacturer will at its discretion, repair or replace any defective component. The following items are classed as consumable components, and therefore their warranty period may be limited to less than the full extended warranty: External keyboard • mouse • accumulators, batteries, AC adaptors • external loudspeakers, microphone, headphones • UPS (Uninterruptible Power Supply) Please check with the individual manufacturers below for exact terms and conditions. The defective pixel policy on notebook displays and TFT screens conforms to lSO 1340-6-2 Class II standards. For a full list of what is and isn’t covered by the Compaq/HP warranty go online to: http://h40059.www4.hp.com/warranty/ For products in and out of warranty, call 0844 369 0369 (call costs are 5p a minute. For products covered by HP Care Pack or Contract, please refer to the document included with your warranty extension. If you have an electronic certificate, refer to “contact details” on page 3 (“consumer products” phone). For details regarding Samsung warranty, call 0330 726 7864 or go online to: www.samsung.com/uk/support/warranty/warrantyInformation.do?page=POLICY.WARRANTY Further details about the Apple warranty can be found at: www.apple.com/uk/support/ 32. What do I do if I need to escalate a warranty issue with the equipment? You should call the Let’s Connect Helpline on 08444 821 860 who will take up the query on your behalf, to try and resolve your issue. 33. Can I just order accessories? You can only order accessories if you order one of the main packages. That’s because this is an employee Home Technology benefit, and therefore a main computer, tablet or Smart TV package needs to be ordered to participate. 34. Is there a warranty for any accessories I choose? These are not covered under the extended warranty that covers the main computer packages provided through the benefit. However, individual manufacturer warranty terms and conditions will apply. If you have any issues with any of the accessories you have selected, you will need to contact the manufacturer directly. 35. Will the internet security software supplied be the latest version? Yes, and updates will be free for 36 months from the date of installation. 36. Why are the tablet packages provided with additional 36 months insurance? As the hire agreement is for 36 months, it makes sense for us to protect the tablet as much as possible for the full length of the agreement. That’s why the main tablet packages include 36 months’ worldwide accidental damage and theft insurance. If you have any further questions regarding the tablet warranty or insurance, please call the Let’s Connect Helpline on 08444 821 860, who can direct your call accordingly. Note on tablet insurance - Lets Connect IT Solutions Ltd is an Appointed Representative of Summit Insurance Services Limited, The Robbins Building, Albert Street, Rugby, CV21 2SD which is authorised and regulated by the Financial Conduct Authority (FCA). Summit Insurance Services Limited’s FCA Register Number is 300172.

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56 Place your order online at www.lets-connect.com/phw by 15th November 2014 The insurance provides cover for Accidental Damage, Theft, Fire and Flood with no excess on the policy. All cover is subject to exclusions as detailed in the policy wording and can be found on the following website: http://www.lets-connect.co.uk/insurance/tabletpolicywording.php 37. What is Wipedrive System Saver software? Wipedrive System Saver from WhiteCanyon is a software package which ensures the personal data on the hard disk or flash memory (solid state memory) of your computer can be securely cleaned at the end of the benefit. If data is not securely removed from the system, it can remain accessible after the computer has been disposed of which could lead to personal identity theft and/or fraudulent use of your data. Let’s Connect supply Wipedrive software with the package because it has the highest level of security certifications for this type of data cleaning software on the market, and is the only disk wiping software approved by the US Government and Armed Forces. Smart TV packages 38. Can I change the specifications of the packages on offer? No, the specification for each package is fixed and you cannot change any of the specifications across the packages.

39. What’s included in the package? Each Smart TV package includes 36 months warranty and delivery to your home. 40. What if I damage it? You must insure the TV against fire, theft or accidental damage so that it can be replaced if it no longer works. If the TV goes missing or is damaged, salary sacrifice and Benefit-in-kind taxation arrangements will continue for the 36 months. 41. What do I do if the TV is damaged or parts are missing when I receive it? You should notify the Let’s Connect Helpline on 08444 821 860 within seven days of receipt of any damaged equipment or to advise them of any missing items. 42. What if the TV stops working? The Smart TV is covered by a 36 month warranty. The first 12 months warranty is administered by Samsung, who can be contacted on 0330 726 7864. The second and third year warranty is administered by Summit Insurance on behalf of Let’s Connect, and can be contacted on 0844 376 8500. The warranty period applies from the date of delivery. The warranty service is free of charge throughout the hire period, but is restricted to the hardware only. 43. What does the extended warranty include? The extended warranty provided covers the hardware of your TV and during the limited warranty period. Defective components will be repaired or replaced at the discretion of the warranty provider. TV warranty year one 32-inch Smart TVs are covered in the first year with a carry-in warranty. 40-inch to 55-inch Smart TVs are covered in the first year with an in-home warranty. The warranty covers manufacturing defects only. Please note that this does not include consumables items such as batteries unless listed under ‘general information’ on the Samsung website. The liability of Samsung Electronics (or its appointed maintenance agent) is limited to the cost of repair and/or replacement of the product under warranty. The warranty is invalidated if the defect is caused (howsoever) by misuse, neglect, and tampering or incorrect adjustment. It is invalidated if unauthorized persons carry out any alterations and/or repairs. Also, the warranty is invalidated in the following cases: • For the repair of a domestic product used in a commercial environment • For repair due to incorrect installation in your home • For repair to any product where the serial number has been removed • Where any ancillary equipment not furnished or recommended by Samsung causes problems or damage that is attached to or used in connection with the product. For details regarding Samsung warranty (covers first year warranty issues), call 0844 376 8500 or go online to: www.samsung.com/uk/support/ TV warranty years two and three The second and third year TV warranty is on a collect and return basis and is administered by Summit Insurance on behalf of Let’s Connect. They can be contacted on 0844 376 8500. Note on TV Extended Warranty (covers second and third year warranty issues) - Lets Connect IT Solutions Ltd is an Appointed Representative of Summit Insurance Services Limited, The Robbins Building, Albert Street, Rugby, CV21 2SD which is authorised and regulated by the Financial Conduct Authority (FCA). Summit Insurance Services Limited’s FCA Register Number is 300172. The warranty provides cover against mechanical electrical breakdown with no policy excess. All cover is subject to exclusions as detailed in the policy wording and can be found on the following website: http://www.lets-connect.co.uk/insurance/tvpolicywording.php 44. What should I do if I need to escalate a warranty issue with the Smart TV? You should call the Let’s Connect Helpline on 08444 821 860 who will take up the query on your behalf, to try and resolve your issue.

You should ensure that you can afford the salary reductions for the full 36 month period and have read and agree to the terms and conditions before you order

Please note – you should insure the equipment against fire, theft or accidental damage under your home insurance so that it can be replaced in the event of a claim (main tablet packages are covered by worldwide accidental damage and theft insurance for the duration of the benefit). If the equipment goes missing or is damaged, salary sacrifice and Benefit-in-kind taxation arrangements will continue for the 36 months.

Place your order online at www.lets-connect.com/phw by 15th November 2014 57 Scan this QR Code with your What if you have more questions? mobile phone’s QR reader Please turn to the Frequently Asked Questions section at the back of this brochure, or for further assistance, please call the Let’s Connect Helpline on 08444 821 860 (calls cost 5p per minute**) or email [email protected]

The Let’s Connect 2014 Home Technology Benefit

You should ensure that you can afford the salary reductions for the full 36 month period and have read and agree to the terms and conditions before you order

Participation in a salary sacrifice scheme may affect your pension benefits. Individual employees should take into account the potential impact on their pension prior to taking part. Please see FAQs for further details.

Place your order online at www.lets-connect.com/phw Don’t miss out – order by 15th November 2014 For advice on choosing a package, please call 08444 821 860

This brochure has been designed at no cost to your employer. **Call costs are for fixed lines only and are in effect from June 2008. Different rates may apply from mobile phones.