Table 1 Balance of Major Monetary and Credit Aggregates at the End of Aban 1399 Growth rate at the end of the period Share in growth at the end of the period Balance (trillion rials) (percent) (percentage point) Aban Esfand Aban Aban 1399 to Aban 1399 to Aban 1399 to Aban 1399 to 1398 1398 1399 Aban 1398 Esfand 1398 Aban 1398 Esfand 1398 Monetary base (sources) 3,096.3 3,528.5 3,980.6 28.6 12.8 28.6 12.8 CBI foreign assets (net) 2,934.3 3,475.7 3,727.5 27.0 7.2 25.6 7.1 CBI claims on public sector (net) 277.8 156.3 -4.4 -101.6 -102.8 -9.1 -4.6 Monetary CBI claims on banks 1,170.6 1,106.9 1,316.1 12.4 18.9 4.7 5.9 Base CBI other items (net) -1,286.4 -1,210.4 -1,058.6 17.7 12.5 7.4 4.4 Monetary base (uses) 3,096.3 3,528.5 3,980.6 28.6 12.8 Notes and coins in circulation 624.2 701.4 710.6 13.8 1.3 Deposits of banks and credit institutions with the CBI 2,472.1 2,827.1 3,270.0 32.3 15.7 Ratio of notes and coins with the public to total deposits 0.0242 0.0254 0.0212 -12.4 -16.5 Money Ratio of reserve requirement to total deposits 0.1069 0.1080 0.1049 -1.9 -2.9 Multiplier Ratio of excess reserves to total deposits 0.0123 0.0130 0.0077 -37.4 -40.8 Money multiplier 7.142 7.006 7.634 6.9 9.0 M2 and contribution of factors affecting M2 growth 22,113.0 24,721.5 30,389.2 37.4 22.9 37.4 22.9 Foreign assets (net) 3,892.6 4,632.3 5,280.6 35.7 14.0 6.2 2.6 Central Bank 2,934.3 3,475.7 3,727.5 27.0 7.2 3.5 1.0 Banks and credit institutions 958.3 1,156.6 1,553.1 62.1 34.3 2.7 1.6 Domestic assets (net) 18,220.4 20,089.2 25,108.6 37.8 25.0 31.2 20.3 Domestic claims 15,153.5 16,955.8 21,115.2 39.3 24.5 27.0 16.8 Claims on government (net) 2,483.6 2,386.7 2,940.0 18.4 23.2 2.1 2.2 Central Bank 107.7 -181.4 -279.9 -359.9 -54.3 -1.7 -0.4 Banks and credit institutions 2,375.9 2,568.1 3,219.9 35.5 25.4 3.8 2.6 Claims on public corporations and institutions (net) 227.9 406.3 396.4 73.9 -2.4 0.8 0.0 Central Bank 170.1 337.7 275.5 62.0 -18.4 0.5 -0.3 Banks and credit institutions 57.8 68.6 120.9 109.2 76.2 0.3 0.3 Claims on non-public sector 12,442.0 14,162.8 17,778.8 42.9 25.5 24.1 14.6 Other items (net) 3,066.9 3,133.4 3,993.4 30.2 27.4 4.2 3.5 M2 Share of determinants' balance in M2 balance M2 and its determinants 22,113.0 24,721.5 30,389.2 37.4 22.9 (percent) Esfand 1398 Aban 1399 M1 3,427.0 4,273.0 6,168.1 80.0 44.4 17.3% 20.3% Notes and coins with the public 522.7 611.4 631.0 20.7 3.2 2.5% 2.1% Sight deposits 2,904.3 3,661.6 5,537.1 90.7 51.2 14.8% 18.2% Quasi-money 18,686.0 20,448.5 24,221.1 29.6 18.4 82.7% 79.7% Gharz-al-hasaneh savings deposits 1,141.3 1,448.1 1,844.4 61.6 27.4 5.9% 6.1% Short-term deposits 6,281.2 7,081.1 9,207.6 46.6 30.0 28.6% 30.3% One-year deposits 10,717.5 11,348.3 10,812.6 0.9 -4.7 45.9% 35.6% Two-year deposits 35.5 38.9 1,733.5 # # 0.2% 5.7% Three-year deposits 0.7 0.6 0.3 -57.1 -50.0 0.0% 0.0% Four-year deposits 4.4 4.3 4.1 -6.8 -4.7 0.0% 0.0% Five-year deposits 125.6 94.8 65.6 -47.8 -30.8 0.4% 0.2% Miscellaneous deposits 379.8 432.4 553.0 45.6 27.9 1.7% 1.8% # More than 500 percent increase. CBI: Central Bank of the IRI. Summary of the Assets and Liabilities of the Banking System 1 Table 2 (trillion rials) Balance at the end of the month Percentage change

Aban Esfand Aban Esfand Aban Aban 1398 to Aban 1399 to Aban 1398 to Aban 1399 to

1397 1397 1398 1398 1399 Aban 1397 Aban 1398 Esfand 1397 Esfand 1398

Assets Foreign assets 8,788.5 9,171.4 10,306.6 11,580.4 15,058.1 17.3 46.1 12.4 30.0 2 Claims on public sector 2,985.7 3,325.5 3,829.8 4,164.9 5,132.3 28.3 34.0 15.2 23.2 Government 2,653.7 3,041.3 3,533.2 3,697.1 4,650.0 33.1 31.6 16.2 25.8 Public corporations and institutions 332.0 284.2 296.6 467.8 482.3 -10.7 62.6 4.4 3.1 3 Claims on non-public sector 11,943.1 13,126.1 14,203.8 16,220.2 20,524.4 18.9 44.5 8.2 26.5 Others 11,989.9 13,163.0 14,416.4 15,470.0 19,454.8 20.2 34.9 9.5 25.8 Sub-total 35,707.2 38,786.0 42,756.6 47,435.5 60,169.6 19.7 40.7 10.2 26.8 Below the line items 4,531.3 4,748.7 6,205.5 6,767.9 9,322.7 36.9 50.2 30.7 37.7 Total assets = total liabilities 40,238.5 43,534.7 48,962.1 54,203.4 69,492.3 21.7 41.9 12.5 28.2 Liabilities M2 17,252.0 18,828.9 22,113.0 24,721.5 30,389.2 28.2 37.4 17.4 22.9 M1 2,445.5 2,852.3 3,427.0 4,273.0 6,168.1 40.1 80.0 20.1 44.4 Quasi-money 14,806.5 15,976.6 18,686.0 20,448.5 24,221.1 26.2 29.6 17.0 18.4 Loans and deposits of public sector 869.2 915.9 1,112.4 1,366.9 1,792.7 28.0 61.2 21.5 31.2 Government 816.5 861.8 1,049.6 1,310.4 1,710.0 28.5 62.9 21.8 30.5 Public corporations and institutions 52.7 54.1 62.8 56.5 82.7 19.2 31.7 16.1 46.4 Capital account 466.7 489.2 -388.2 -438.9 132.3 -183.2 134.1 -179.4 130.1 Foreign loans and credits and foreign exchange deposits 5,714.6 5,918.8 6,414.0 6,948.1 9,777.5 12.2 52.4 8.4 40.7 Imports order registration deposit by non-public sector 0.0 0.0 0.0 0.0 0.0 q q q q Advance payments on Letters of Credit by public sector 0.3 1.7 1.8 1.8 0.7 500.0 -61.1 5.9 -61.1 Others 11,404.4 12,631.5 13,503.6 14,836.1 18,077.2 18.4 33.9 6.9 21.8 Sub-total 35,707.2 38,786.0 42,756.6 47,435.5 60,169.6 19.7 40.7 10.2 26.8 Below the line items 4,531.3 4,748.7 6,205.5 6,767.9 9,322.7 36.9 50.2 30.7 37.7

1 Includes Central Bank, banks, and non-bank credit institutions while excludes commercial banks' branches abroad. Meanwhile, with reference to Letter No. 2958 dated Farvardin 8, 1398 by the CBI's Vice-Governor for Banking Supervision Affairs and based on the Approvals by the Money and Credit Council and the Supreme Council of Economic Coordination (the Heads of the Legislative, Executive, and Judicial bodies), data related to Bank Hekmat Iranian have been included in Bank Sepah data as of Khordad 1399. 2 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 3 As of Mordad 1398, a sum of Rls. 454 trillion worth of facilities extended by Ayandeh Bank was transferred from "current claims" heading to "other assets" heading. q Calculation of percentage change is not possible. Summary of the Assets and Liabilities of the Central Bank of the Islamic Republic of Iran Table 3 (trillion rials) Balance at the end of the month Percentage change Aban Esfand Aban Esfand Aban Aban 1398 to Aban 1399 to Aban 1398 to Aban 1399 to 1397 1397 1398 1398 1399 Aban 1397 Aban 1398 Esfand 1397 Esfand 1398 Assets Foreign assets 4,607.3 4,651.3 4,894.1 5,364.6 5,658.8 6.2 15.6 5.2 5.5 Notes and coins 33.6 21.6 33.3 16.1 16.9 -0.9 -49.2 54.2 5.0 Claims on public sector 668.9 958.2 1,111.8 1,158.5 1,374.3 66.2 23.6 16.0 18.6 Government 398.7 731.2 878.9 764.3 1,016.1 120.4 15.6 20.2 32.9 Public corporations and institutions 270.2 227.0 232.9 394.2 358.2 -13.8 53.8 2.6 -9.1 Claims on banks 1,581.3 1,381.7 1,170.6 1,106.9 1,316.1 -26.0 12.4 -15.3 18.9 Others 1 373.2 268.4 458.9 319.1 672.6 23.0 46.6 71.0 110.8 Sub-total 7,264.3 7,281.2 7,668.7 7,965.2 9,038.7 5.6 17.9 5.3 13.5 Below the line items 18.1 28.9 21.2 28.1 21.1 17.1 -0.5 -26.6 -24.9 Total assets = total liabilities 7,282.4 7,310.1 7,689.9 7,993.3 9,059.8 5.6 17.8 5.2 13.3 Liabilities Notes and coins 582.9 657.5 657.5 717.5 727.5 12.8 10.6 0.0 1.4 With the public 461.4 547.5 522.7 611.4 631.0 13.3 20.7 -4.5 3.2 With banks 87.9 88.4 101.5 90.0 79.6 15.5 -21.6 14.8 -11.6 With the Central Bank 33.6 21.6 33.3 16.1 16.9 -0.9 -49.2 54.2 5.0 Deposits of banks and credit institutions 1,864.7 2,021.0 2,472.1 2,827.1 3,270.0 32.6 32.3 22.3 15.7 Reserve requirement 1,793.5 1,948.0 2,309.0 2,604.7 3,120.7 28.7 35.2 18.5 19.8 Sight 2 71.2 73.0 163.1 222.4 149.3 129.1 -8.5 123.4 -32.9 Deposits of public sector 609.9 666.2 834.0 1,002.2 1,378.7 36.7 65.3 25.2 37.6 Government 557.2 612.1 771.2 945.7 1,296.0 38.4 68.0 26.0 37.0 Public corporations and institutions 52.7 54.1 62.8 56.5 82.7 19.2 31.7 16.1 46.4 Capital account 3 89.5 118.6 95.8 116.3 108.1 7.0 12.8 -19.2 -7.1 Foreign exchange liabilities 2,268.5 2,234.8 1,959.8 1,888.9 1,931.3 -13.6 -1.5 -12.3 2.2 Imports order registration deposit by non-public 0.0 0.0 0.0 0.0 0.0 q q q q sector Advance payments on Letters of Credit by public 0.3 1.7 1.8 1.8 0.7 500.0 -61.1 5.9 -61.1 sector Others 1,848.5 1,581.4 1,647.7 1,411.4 1,622.4 -10.9 -1.5 4.2 14.9 Sub-total 7,264.3 7,281.2 7,668.7 7,965.2 9,038.7 5.6 17.9 5.3 13.5 Below the line items 18.1 28.9 21.2 28.1 21.1 17.1 -0.5 -26.6 -24.9 1 The major reason behind the increase in the CBI’s other assets at end-Aban 1398 compared with the previous year-end has been the CBI’s payments for adjustments on tax liabilities and the government’s share in the CBI’s net profit for 1397. 2 Includes banks' foreign exchange sight deposits with the CBI. 3 Includes legal and contingency reserves. q Calculation of percentage change is not possible. Summary of the Assets and Liabilities of Banks 1 Table 4 and Non-bank Credit Institutions (trillion rials) Balance at the end of the month Percentage change Aban Esfand Aban Esfand Aban Aban 1398 to Aban 1399 to Aban 1398 to Aban 1399 to 1397 1397 1398 1398 1399 Aban 1397 Aban 1398 Esfand 1397 Esfand 1398 Assets Foreign assets 4,181.2 4,520.1 5,412.5 6,215.8 9,399.3 29.4 73.7 19.7 51.2 Notes and coins 87.9 88.4 101.5 90.0 79.6 15.5 -21.6 14.8 -11.6 Deposits with the Central Bank 1,864.7 2,021.0 2,472.1 2,827.1 3,270.0 32.6 32.3 22.3 15.7 Reserve requirement 1,793.5 1,948.0 2,309.0 2,604.7 3,120.7 28.7 35.2 18.5 19.8 2 Sight 71.2 73.0 163.1 222.4 149.3 129.1 -8.5 123.4 -32.9 Claims on public sector 3 2,316.8 2,367.3 2,718.0 3,006.4 3,758.0 17.3 38.3 14.8 25.0 Government 2,255.0 2,310.1 2,654.3 2,932.8 3,633.9 17.7 36.9 14.9 23.9 Public corporations and institutions 61.8 57.2 63.7 73.6 124.1 3.1 94.8 11.4 68.6 Claims on non-public sector 4 11,943.1 13,126.1 14,203.8 16,220.2 20,524.4 18.9 44.5 8.2 26.5 Others 8,049.2 9,381.9 10,180.0 11,110.8 14,099.6 26.5 38.5 8.5 26.9 Sub-total 28,442.9 31,504.8 35,087.9 39,470.3 51,130.9 23.4 45.7 11.4 29.5 Below the line items 4,513.2 4,719.8 6,184.3 6,739.8 9,301.6 37.0 50.4 31.0 38.0 Total assets = total liabilities 32,956.1 36,224.6 41,272.2 46,210.1 60,432.5 25.2 46.4 13.9 30.8 Liabilities Deposits of non-public sector 16,790.6 18,281.4 21,590.3 24,110.1 29,758.2 28.6 37.8 18.1 23.4 Sight 1,984.1 2,304.8 2,904.3 3,661.6 5,537.1 46.4 90.7 26.0 51.2 Term investment 13,662.4 14,646.0 17,164.9 18,568.0 21,823.7 25.6 27.1 17.2 17.5 Gharz-al-hasaneh 5 881.6 1,026.5 1,141.3 1,448.1 1,844.4 29.5 61.6 11.2 27.4 Other 262.5 304.1 379.8 432.4 553.0 44.7 45.6 24.9 27.9 Claims of the Central Bank 1,581.3 1,381.7 1,170.6 1,106.9 1,316.1 -26.0 12.4 -15.3 18.9 Loans and deposits of public sector 6 259.3 249.7 278.4 364.7 414.0 7.4 48.7 11.5 13.5 Capital account 377.2 370.6 -484.0 -555.2 24.2 -228.3 105.0 -230.6 104.4 Foreign exchange loans and deposits 3,446.1 3,684.0 4,454.2 5,059.2 7,846.2 29.3 76.2 20.9 55.1 Others 5,988.4 7,537.4 8,078.4 9,384.6 11,772.2 34.9 45.7 7.2 25.4 Sub-total 28,442.9 31,504.8 35,087.9 39,470.3 51,130.9 23.4 45.7 11.4 29.5 Below the line items 4,513.2 4,719.8 6,184.3 6,739.8 9,301.6 37.0 50.4 31.0 38.0 1 Excludes commercial banks' branches abroad. Meanwhile, with reference to Letter No. 2958 dated Farvardin 8, 1398 by the CBI's Vice-Governor for Banking Supervision Affairs and based on the Approvals by the Money and Credit Council and the Supreme Council of Economic Coordination (the Heads of the Legislative, Executive, and Judicial bodies), data related to Bank Hekmat Iranian have been included in Bank Sepah data as of Khordad 1399. 2 Includes banks' foreign exchange sight deposits with the CBI. 3 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 4 As of Mordad 1398, a sum of Rls. 454 trillion worth of facilities extended by Ayandeh Bank was transferred from "current claims" heading to "other assets" heading. 5 Since Gharz-al-hasaneh deposits include the Gharz-al-hasaneh deposits of Housing Bank for housing mortgage loans related to housing deposit contracts and part of banks' Gharz-al-hasaneh deposits is assigned for reserve requirements and other purposes, therefore the Gharz-al-hasaneh deposit uses should be assessed and judged after deduction of these special uses. 6 OSF deposit balances and local currency (rial) deposits of the NDFI constitute a large proportion of government deposits in the banking system. Summary of the Assets and Liabilities of Commercial Banks 1 Table 5 (trillion rials) Balance at the end of the month Percentage change

Aban Esfand Aban Esfand Aban Aban 1398 to Aban 1399 to Aban 1398 to Aban 1399 to 1397 1397 1398 1398 1399 Aban 1397 Aban 1398 Esfand 1397 Esfand 1398

Assets Foreign assets 574.7 573.4 520.5 769.9 1,327.8 -9.4 155.1 -9.2 72.5 Notes and coins 29.5 26.0 38.7 26.6 26.9 31.2 -30.5 48.8 1.1 Deposits with the Central Bank 398.6 439.1 496.8 555.5 636.4 24.6 28.1 13.1 14.6 Reserve requirement 366.2 410.7 468.3 527.5 604.5 27.9 29.1 14.0 14.6 Sight 2 32.4 28.4 28.5 28.0 31.9 -12.0 11.9 0.4 13.9 Claims on public sector 3 647.6 691.6 766.8 858.4 1,074.1 18.4 40.1 10.9 25.1 Government 607.7 650.1 733.9 814.4 998.8 20.8 36.1 12.9 22.6 Public corporations and institutions 39.9 41.5 32.9 44.0 75.3 -17.5 128.9 -20.7 71.1 Claims on non-public sector 1,964.7 2,167.4 2,459.5 2,752.9 3,330.7 25.2 35.4 13.5 21.0 Others 1,378.3 1,922.6 1,784.4 2,404.3 3,219.4 29.5 80.4 -7.2 33.9 Sub-total 4,993.4 5,820.1 6,066.7 7,367.6 9,615.3 21.5 58.5 4.2 30.5 Below the line items 498.6 497.8 510.1 646.3 976.0 2.3 91.3 2.5 51.0 Total assets = total liabilities 5,492.0 6,317.9 6,576.8 8,013.9 10,591.3 19.8 61.0 4.1 32.2 Liabilities Deposits of non-public sector 3,401.9 3,789.5 4,365.1 4,775.6 5,784.5 28.3 32.5 15.2 21.1 Sight 445.1 514.1 616.6 758.6 1,130.2 38.5 83.3 19.9 49.0 Term investment 2,669.5 2,938.8 3,377.8 3,537.3 4,019.9 26.5 19.0 14.9 13.6 Gharz-al-hasaneh 212.8 255.2 277.0 360.6 483.6 30.2 74.6 8.5 34.1 Other 74.5 81.4 93.7 119.1 150.8 25.8 60.9 15.1 26.6 Claims of the Central Bank 33.7 29.2 48.6 43.4 86.8 44.2 78.6 66.4 100.0 Loans and deposits of public sector 4 99.9 96.2 87.1 141.1 198.5 -12.8 127.9 -9.5 40.7 Capital account -20.7 -25.1 -166.2 -19.2 525.2 # 416.0 # # Foreign exchange loans and deposits 439.5 446.0 443.9 685.2 1,187.1 1.0 167.4 -0.5 73.2 Others 1,039.1 1,484.3 1,288.2 1,741.5 1,833.2 24.0 42.3 -13.2 5.3 Sub-total 4,993.4 5,820.1 6,066.7 7,367.6 9,615.3 21.5 58.5 4.2 30.5 Below the line items 498.6 497.8 510.1 646.3 976.0 2.3 91.3 2.5 51.0 1 Excludes commercial banks' branches abroad. 2 Includes commercial banks' foreign exchange sight deposits with the CBI. 3 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 4 OSF deposit balances and local currency (rial) deposits of the NDFI constitute a large proportion of government deposits in the banking system. # More than 500 percent increase. Summary of the Assets and Liabilities of Specialized Banks Table 6 (trillion rials) Balance at the end of the month Percentage change

Aban Esfand Aban Esfand Aban Aban 1398 to Aban 1399 to Aban 1398 to Aban 1399 to 1397 1397 1398 1398 1399 Aban 1397 Aban 1398 Esfand 1397 Esfand 1398

Assets Foreign assets 1,197.8 1,113.4 1,451.8 1,839.8 2,426.5 21.2 67.1 30.4 31.9 Notes and coins 10.5 11.8 10.4 11.2 9.7 -1.0 -6.7 -11.9 -13.4 Deposits with the Central Bank 131.8 138.5 164.4 183.6 250.2 24.7 52.2 18.7 36.3 Reserve requirement 126.8 131.3 155.3 173.9 233.6 22.5 50.4 18.3 34.3 Sight 1 5.0 7.2 9.1 9.7 16.6 82.0 82.4 26.4 71.1 Claims on public sector 2 569.2 584.9 595.4 657.3 554.5 4.6 -6.9 1.8 -15.6 Government 566.9 581.0 591.4 652.2 543.2 4.3 -8.2 1.8 -16.7 Public corporations and institutions 2.3 3.9 4.0 5.1 11.3 73.9 182.5 2.6 121.6 Claims on non-public sector 2,592.4 2,732.7 2,945.2 3,210.5 3,625.7 13.6 23.1 7.8 12.9 Others 673.7 690.7 698.4 780.6 917.3 3.7 31.3 1.1 17.5 Sub-total 5,175.4 5,272.0 5,865.6 6,683.0 7,783.9 13.3 32.7 11.3 16.5 Below the line items 923.0 954.3 1,396.8 1,550.5 1,991.6 51.3 42.6 46.4 28.4 Total assets = total liabilities 6,098.4 6,226.3 7,262.4 8,233.5 9,775.5 19.1 34.6 16.6 18.7 Liabilities Deposits of non-public sector 1,775.8 1,880.7 2,105.5 2,325.6 2,914.9 18.6 38.4 12.0 25.3 Sight 209.0 244.9 281.4 351.3 482.4 34.6 71.4 14.9 37.3 Term investment 1,366.9 1,438.6 1,618.5 1,757.8 2,177.5 18.4 34.5 12.5 23.9 Gharz-al-hasaneh 3 183.5 179.7 180.4 193.8 226.1 -1.7 25.3 0.4 16.7 Other 16.4 17.5 25.2 22.7 28.9 53.7 14.7 44.0 27.3 Claims of the Central Bank 491.8 477.7 457.2 470.6 448.0 -7.0 -2.0 -4.3 -4.8 Loans and deposits of public sector 4 114.6 112.1 135.8 166.1 163.5 18.5 20.4 21.1 -1.6 Capital account 261.9 256.7 149.5 215.6 281.1 -42.9 88.0 -41.8 30.4 Foreign exchange loans and deposits 989.7 866.6 1,128.7 1,401.8 1,913.7 14.0 69.5 30.2 36.5 Others 1,541.6 1,678.2 1,888.9 2,103.3 2,062.7 22.5 9.2 12.6 -1.9 Sub-total 5,175.4 5,272.0 5,865.6 6,683.0 7,783.9 13.3 32.7 11.3 16.5 Below the line items 923.0 954.3 1,396.8 1,550.5 1,991.6 51.3 42.6 46.4 28.4 1 Includes specialized banks' foreign exchange sight deposits with the CBI. 2 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 3 Since Gharz-al-hasaneh deposits include the Gharz-al-hasaneh deposits of Housing Bank for housing mortgage loans related to housing deposit contracts and part of banks' Gharz-al-hasaneh deposits is assigned for reserve requirements and other purposes, therefore the Gharz-al-hasaneh deposit uses should be assessed and judged after deduction of these special uses. 4 OSF deposit balances and local currency (rial) deposits of the NDFI constitute a large proportion of government deposits in the banking system. Summary of the Assets and Liabilities of Private Banks 1 Table 7 and Non-bank Credit Institutions (trillion rials) Balance at the end of the month Percentage change Aban Esfand Aban Esfand Aban Aban 1398 to Aban 1399 to Aban 1398 to Aban 1399 to 1397 1397 1398 1398 1399 Aban 1397 Aban 1398 Esfand 1397 Esfand 1398 Assets Foreign assets 2,408.7 2,833.3 3,440.2 3,606.1 5,645.0 42.8 64.1 21.4 56.5 Notes and coins 47.9 50.6 52.4 52.2 43.0 9.4 -17.9 3.6 -17.6 Deposits with the Central Bank 1,334.3 1,443.4 1,810.9 2,088.0 2,383.4 35.7 31.6 25.5 14.1 Reserve requirement 1,300.5 1,406.0 1,685.4 1,903.3 2,282.6 29.6 35.4 19.9 19.9 Sight 2 33.8 37.4 125.5 184.7 100.8 271.3 -19.7 235.6 -45.4 Claims on public sector 3 1,100.0 1,090.8 1,355.8 1,490.7 2,129.4 23.3 57.1 24.3 42.8 Government 1,080.4 1,079.0 1,329.0 1,466.2 2,091.9 23.0 57.4 23.2 42.7 Public corporations and institutions 19.6 11.8 26.8 24.5 37.5 36.7 39.9 127.1 53.1 Claims on non-public sector 4 7,386.0 8,226.0 8,799.1 10,256.8 13,568.0 19.1 54.2 7.0 32.3 Others 5,997.2 6,768.6 7,697.2 7,925.9 9,962.9 28.3 29.4 13.7 25.7 Sub-total 18,274.1 20,412.7 23,155.6 25,419.7 33,731.7 26.7 45.7 13.4 32.7 Below the line items 3,091.6 3,267.7 4,277.4 4,543.0 6,334.0 38.4 48.1 30.9 39.4 Total assets = total liabilities 21,365.7 23,680.4 27,433.0 29,962.7 40,065.7 28.4 46.0 15.8 33.7 Liabilities Deposits of non-public sector 11,612.9 12,611.2 15,119.7 17,008.9 21,058.8 30.2 39.3 19.9 23.8 Sight 5 1,330.0 1,545.8 2,006.3 2,551.7 3,924.5 50.8 95.6 29.8 53.8 Term investment 9,626.0 10,268.6 12,168.6 13,272.9 15,626.3 26.4 28.4 18.5 17.7 Gharz-al-hasaneh 485.3 591.6 683.9 893.7 1,134.7 40.9 65.9 15.6 27.0 Other 171.6 205.2 260.9 290.6 373.3 52.0 43.1 27.1 28.5 Claims of the Central Bank 1,055.8 874.8 664.8 592.9 781.3 -37.0 17.5 -24.0 31.8 Deposits and funds of public sector 6 44.8 41.4 55.5 57.5 52.0 23.9 -6.3 34.1 -9.6 Capital account 136.0 139.0 -467.3 -751.6 -782.1 -443.6 -67.4 -436.2 -4.1 Foreign exchange loans and deposits 2,016.9 2,371.4 2,881.6 2,972.2 4,745.4 42.9 64.7 21.5 59.7 Others 3,407.7 4,374.9 4,901.3 5,539.8 7,876.3 43.8 60.7 12.0 42.2 Sub-total 18,274.1 20,412.7 23,155.6 25,419.7 33,731.7 26.7 45.7 13.4 32.7 Below the line items 3,091.6 3,267.7 4,277.4 4,543.0 6,334.0 38.4 48.1 30.9 39.4 1 Excludes private commercial banks' branches abroad. 2 Includes foreign exchange sight deposits of private banks and non-bank credit institutions with the CBI. 3 Includes public sector's participation papers. Figures related to banks' and credit institutions' claims on public sector are prepared based on the data kept in the general ledgers of banks and credit institutions and are not audited. 4 As of Mordad 1398, a sum of Rls. 454 trillion worth of facilities extended by Ayandeh Bank was transferred from "current claims" heading to "other assets" heading. 5 In credit institutions, it includes only temporary creditors. 6 OSF deposit balances and local currency (rial) deposits of the NDFI constitute a large proportion of government deposits in the banking system. Table 8 Monetary and Credit Aggregates (trillion rials) Balance at the end of the month Change Percentage change (Aban 1399 Aban Esfand Aban Esfand Aban compared with Aban 1398 to Aban 1399 to Aban 1398 to Aban 1399 to 1397 1397 1398 1398 1399 Esfand 1398) Aban 1397 Aban 1398 Esfand 1397 Esfand 1398 Banks' and credit institutions' claims on non-public 10,618.2 11,466.7 12,442.0 14,162.8 17,778.8 3,616.0 17.2 42.9 8.5 25.5 sector (excluding profit receivables) Commercial banks 1,693.1 1,857.1 2,098.2 2,335.5 2,849.8 514.3 23.9 35.8 13.0 22.0 Specialized banks 2,060.7 2,165.3 2,350.1 2,557.0 2,911.8 354.8 14.0 23.9 8.5 13.9 Private banks and non-bank credit institutions 1 6,864.4 7,444.3 7,993.7 9,270.3 12,017.2 2,746.9 16.5 50.3 7.4 29.6 Banks' and credit institutions' claims on non-public 100.0 100.0 100.0 100.0 100.0 Change in share (percentage points) sector (percentage of total) Commercial banks 15.9 16.2 16.9 16.5 16.0 -0.5 1.0 -0.9 0.7 -0.5 Specialized banks 19.4 18.9 18.9 18.1 16.4 -1.7 -0.5 -2.5 0.0 -1.7 Private banks and non-bank credit institutions 64.6 64.9 64.2 65.5 67.6 2.1 -0.4 3.4 -0.7 2.1 Profit and revenue receivables 1,324.9 1,659.4 1,761.8 2,057.4 2,745.6 688.2 33.0 55.8 6.2 33.4 Banks' and credit institutions' claims on non-public 11,943.1 13,126.1 14,203.8 16,220.2 20,524.4 4,304.2 18.9 44.5 8.2 26.5 Commercial banks 1,964.7 2,167.4 2,459.5 2,752.9 3,330.7 577.8 25.2 35.4 13.5 21.0 Specialized banks 2,592.4 2,732.7 2,945.2 3,210.5 3,625.7 415.2 13.6 23.1 7.8 12.9 1 Private banks and non-bank credit institutions 7,386.0 8,226.0 8,799.1 10,256.8 13,568.0 3,311.2 19.1 54.2 7.0 32.3 Deposits of non-public sector 16,790.6 18,281.4 21,590.3 24,110.1 29,758.2 5,648.1 28.6 37.8 18.1 23.4 Commercial banks 3,401.9 3,789.5 4,365.1 4,775.6 5,784.5 1,008.9 28.3 32.5 15.2 21.1 Specialized banks 1,775.8 1,880.7 2,105.5 2,325.6 2,914.9 589.3 18.6 38.4 12.0 25.3 Private banks and non-bank credit institutions 11,612.9 12,611.2 15,119.7 17,008.9 21,058.8 4,049.9 30.2 39.3 19.9 23.8 Deposits of non-public sector (percentage of total) 100.0 100.0 100.0 100.0 100.0 Change in share (percentage points) Commercial banks 20.3 20.7 20.2 19.8 19.4 -0.4 -0.1 -0.8 -0.5 -0.4 Specialized banks 10.6 10.3 9.8 9.6 9.8 0.2 -0.8 0.0 -0.5 0.2 Private banks and non-bank credit institutions 69.2 69.0 70.0 70.5 70.8 0.3 0.8 0.8 1.0 0.3 Sight 1,984.1 2,304.8 2,904.3 3,661.6 5,537.1 1,875.5 46.4 90.7 26.0 51.2 Current deposits 1,627.7 1,929.2 2,593.8 3,182.4 5,028.2 1,845.8 59.4 93.9 34.4 58.0 Checks (net) 76.4 60.0 51.7 172.2 129.2 -43.0 -32.3 149.9 -13.8 -25.0 Others 280.0 315.6 258.8 307.0 379.7 72.7 -7.6 46.7 -18.0 23.7 Non-sight 14,806.5 15,976.6 18,686.0 20,448.5 24,221.1 3,772.6 26.2 29.6 17.0 18.4 Gharz-al-hasaneh savings 881.6 1,026.5 1,141.3 1,448.1 1,844.4 396.3 29.5 61.6 11.2 27.4 Housing Savings Fund 89.2 83.1 71.1 64.7 52.3 -12.4 -20.3 -26.4 -14.4 -19.2 Other 792.4 943.4 1,070.2 1,383.4 1,792.1 408.7 35.1 67.5 13.4 29.5 Term investment 13,662.4 14,646.0 17,164.9 18,568.0 21,823.7 3,255.7 25.6 27.1 17.2 17.5 Short-term 5,226.5 5,848.9 6,281.2 7,081.1 9,207.6 2,126.5 20.2 46.6 7.4 30.0 Long-term 8,435.9 8,797.1 10,883.7 11,486.9 12,616.1 1,129.2 29.0 15.9 23.7 9.8 Miscellaneous 262.5 304.1 379.8 432.4 553.0 120.6 44.7 45.6 24.9 27.9 Notes and coins with the public 461.4 547.5 522.7 611.4 631.0 19.6 13.3 20.7 -4.5 3.2 M1 2,445.5 2,852.3 3,427.0 4,273.0 6,168.1 1,895.1 40.1 80.0 20.1 44.4 Quasi-money 14,806.5 15,976.6 18,686.0 20,448.5 24,221.1 3,772.6 26.2 29.6 17.0 18.4 M2 17,252.0 18,828.9 22,113.0 24,721.5 30,389.2 5,667.7 28.2 37.4 17.4 22.9 1 As of Mordad 1398, a sum of Rls. 454 trillion worth of facilities extended by Ayandeh Bank was transferred from "current claims" heading to "other assets" heading. Facilities Extended by Banks and Non-bank Credit Institutions according to Islamic Contracts Table 9 (trillion rials) Balance at the end of Share of Aban Percentage change 1399 in total Aban 1399 compared to Esfand 1398 Aban 1399 balance Esfand 1398 Banks and non-bank credit institutions 16,096.8 20,354.4 100.0 26.4 Gharz-al-hasaneh 1,157.5 1,741.6 8.6 50.5 Mudarabah 186.4 253.6 1.2 36.1 Forward transactions 197.0 327.9 1.6 66.4 Partnership 4,049.9 3,597.1 17.7 -11.2 Ju'alah 797.3 990.1 4.9 24.2 Installment sale 4,421.3 5,344.9 26.3 20.9 Murabaha 1 2,812.7 5,039.9 24.8 79.2 Istisna'a 1 1.2 0.8 0.0 -33.3 Hire purchase 106.6 131.6 0.6 23.5 Legal partnership 508.9 638.9 3.1 25.5 Direct investment 70.4 59.6 0.3 -15.3 Other 2 1,787.6 2,228.4 10.9 24.7 Commercial banks 2,703.7 3,268.1 100.0 20.9 Gharz-al-hasaneh 253.6 422.0 12.9 66.4 Mudarabah 89.6 110.0 3.4 22.8 Forward transactions 52.8 67.3 2.1 27.5 Partnership 271.0 276.9 8.5 2.2 Ju'alah 298.4 310.9 9.5 4.2 Installment sale 1,150.3 1,194.0 36.5 3.8 Murabaha 263.3 440.0 13.5 67.1 Istisna'a 1.2 0.8 0.0 -33.3 Hire purchase 19.6 21.6 0.7 10.2 Legal partnership 41.1 50.2 1.5 22.1 Direct investment 23.1 24.7 0.8 6.9 Other 2 239.7 349.7 10.7 45.9 Specialized banks 3,209.3 3,623.8 100.0 12.9 Gharz-al-hasaneh 122.0 177.7 4.9 45.7 Mudarabah 7.0 7.2 0.2 2.9 Forward transactions 22.2 17.9 0.5 -19.4 Partnership 427.3 508.8 14.0 19.1 Ju'alah 229.8 281.5 7.8 22.5 Installment sale 1,572.7 1,644.8 45.4 4.6 Murabaha 386.5 476.9 13.2 23.4 Istisna'a 0.0 0.0 0.0 q Hire purchase 73.2 96.8 2.7 32.2 Legal partnership 25.8 27.6 0.8 7.0 Direct investment 9.1 9.1 0.3 0.0 Other 2 333.7 375.5 10.4 12.5 Private banks and non-bank credit institutions 10,183.8 13,462.5 100.0 32.2 Gharz-al-hasaneh 781.9 1,141.9 8.5 46.0 Mudarabah 89.8 136.4 1.0 51.9 Forward transactions 122.0 242.7 1.8 98.9 Partnership 3,351.6 2,811.4 20.9 -16.1 Ju'alah 269.1 397.7 3.0 47.8 Installment sale 1,698.3 2,506.1 18.6 47.6 Murabaha 2,162.9 4,123.0 30.6 90.6 Istisna'a 0.0 0.0 0.0 q Hire purchase 13.8 13.2 0.1 -4.3 Legal partnership 442.0 561.1 4.2 26.9 Direct investment 38.2 25.8 0.2 -32.5 Other 2 1,214.2 1,503.2 11.2 23.8 1 As of Tir 1394, facilities extended according to Murabaha and Istisna'a contracts have been added to facilities extended according to Islamic contracts. 2 Includes debt purchase, machinery and housing units transacted under Islamic contracts, and overdue and non-performing loans. θ Calculation of percentage change is not possible.