:
mioepfer S, do.
DEALERS IN COAL and WOOD
YARD AT G. T. R. STATION
Telephone No. 65 Office, 12 Queen St. North BERLIN, ONT.
BANK OF HAMILTON
BERLIN BRANCH KING, COR. QUEEN STREET
General Banking Business Condttcted
SPECIAL ATTENIION GIVEN TO SAVINGS BANK DEPARTMENT
HO FOHlflALITlES HO DEItHYS
DOMINION CIGAR STORE AND BILLARD PARLOR FIRST-CLASS SHOE SHIN ING~ PARLOR IN CONNECTION. SHINE 5c.
All kinds of hats cleaned while yon wait, orleave them. Prices as follows
Panama Hats - 75c Straw Ha*^^8 - - - - 25c Silk Hats - - 50c Christie^ and Fedoras 15c Special Prices on Ladies' Hats. 36 KING ST. EAST C. ROZENS, Prop. :
WATERLOO MUTUAL Fire Insurance Company
ESTABLISHED IN 1863.
HEAD OFFICE, WATERLOO, ONT.
Total Aueti, Hit December, 1M9, over $650,000.00 Policies In Force in Western Ontario, 30,000.
WM. SNIDER, Preeident. GEORGE DIEBEL, Vice-President. FRANK HAIGHT, Manager. T. L. ARMSTRONG, Inspector. BOARD OF DIRECTORS JAMBS LIVINGSTON THOMAS GOWDY D. J. H. WEBB P. B. 8HANTZ J. L. WIDEMAN ©EORGE DIBBEL ALLAN BOWMAN FRANK HAIGHT WILLIAM SNIDER
The LOUIS BREITHAUPT ESTATE
OFFICE 56 KING STREET WEST.
Desirable Building Lots and ^ Stores^ Offices, Factory Sites W Manufacturing Premises, FOR SALE y and Dwelling in best parts of town. ^ TO LET
THE BREITHAUPT LEATHER CO., LIMITED 15 Queen Street North Tanners and Leather Merchants
TANNERIES—BERLIN, PENETANG AND LISTOWEL PAUL PEQUEGNAT HAS THE LARGEST ASSORTMENT OF
GOLD and SILVER WATCHES IN THE COUNTRY. ALSO
Rin^s, Ear-Rin^s, Brooches, Pins, Lockets, Set in Diamonds and other precious stones remarkably cheap.
CLOCKS, SILVERWARE, ETC.
IN ENDLESS VARIETY. FIRST QUALITY, LOWEST PRICES.
Watches, Clocks and Jewelry Repairing a Specialty. SPECTACLES AND EYE-GLASSES TO FIT ANY SIGHT
Everything reduced in Ear^ Rings, Brooches, Necklaces and Lockets! Call on me \A/hen you want to have good value for your money. Cheapest store in Berlin for quality and durability. Don't forget to come and buy a "Berlin Clock." PAUL PEQUEGNAT.
30 KING ST. WEST, • - BERLIN. ONT. DEALER IN FLOUR, OATMEAL, BREAKFAST FOOD, Potatoes, Oiicake, Linseed Meal.
LAND. ICE CREAM. ROCK AND FINE AND COARSE 8ALT. AND ALL KINDS OF FEED. BEANS A SPECIALTY.
Seeds of all kinds. Headquarters for all kinds of Lawn Seeds. LAND PLASTER,
17-19 BENTON ST.. near Post Office. TELEPHONE 19.
LOTJIS BARDON BAKER
All Kinds of Bread and Cakes Delivered to Order.
' All dough mixed by machinery. Weddingf Cakes a specially.
64-6 FOUNDRY ST. SOUTH.
PHONE 519. BERLIN, ONT.
AMOS BRICKER & SONS THE FINEST AND BEST RIGS AND HORSES ALWAYS ON HAND.
Special attention given to Carriages for Funerals and Weddings MOVING AND TRUCKING DONE ON THE SHORTEST NOTICE.
97-09 King St. West Phone No. 146 BERLIN ONT. Residence 215 Frederick Phone 521 VERNON'S BERLIN, WATERLOO AND BRIDGEPORT
STREET. ALPHABETICAL. BUSINESS and MISCELLANEOUS DIRECTORY PREFACE jjOHE Publishers, in presenting their Eighth Edition of the BERLIN, WATERLOO " and BRIDGEPORT DIRECTORY, beg to thank the people for the liberal support they have received. Every means has been taken to render the new Directory accurate and up-to-date in every detail known by progressive Directory Publishers. The work will be published by them annually, and we hope merchants and business men generally,
who want the very best will reserve their orders till they see us. HENRY VERNON & SON, PUBLISHERS, July, 1910. 127 Jackson St. West, Hamilton. 5 POINT GROCERY
Cor. Frederick and Lancaster Sts. Phone No. 475 H. J. AHREIMS, DEALER IN GROCERIES and PROVISIONS BERLIN, ONT. BOEHMER BROS., JEWELERS AND OPTICIANS DEALERS IN WATCHES. JEWELRV, CLOCKS. SILVERWARE, Etc
THE STORE WITH THE RIGHT PRICE
Repairing of Watches, Clocks and Jewelry a Specialty. All work guaranteed and done when promised.
BOEHMER BROS., Jewelers.
46 King St. East, cor. Frederick St. BERLIN, ONT. ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. > John Fennell, President. W. H. Schmalz, Sec. and Manager. Geo. C. Lang, Vice-Preaident.
TOWN OF BERLIN 7 o
BERLIN m TOWN OF z o STREET DIRECTORY m
HENRY VERNON & SON, Publishers m2) ADAMS, from Mar- AHRENS ST east, n 18 Geo H Clarke > garet ave side, from 91 Queen 22 Mrs T Mandelsloh 26 Harvey Sims ICO J G Breithaup n to Frederick 30 Rev H W Crews 166 Mrs G Breithaupt 6 Thomas Pearce 36 J S Smith 166 A L Breithaupt : 8 S J Wilhams 42 Adam Kiiehner Breithaupt's Tnry 12 A J Kimmel 46 Jacob B Oswald rn H 16 Rev \V A Bradley 50 John A Rittinger m> 20 G R Metcalfe 54 John Dessler ADAMS LANE, from 24 Wm McGuaig 58 Wm Jackson Adams 28 L F Giine +Yonge st crosses 26 W J Barber Hibner Place ^> 28 Henr\^ Davidson AHRENS ST e, s side 34 Vacant + Maynard st comncs 9 Wm Meinke 74 John Decker go 15 T H Middleton 80 John Wittnebel AGNES ST, from 17 J B Weaver 90 George Steen 23 D B Detweiler So 305 King west +Victoria st crosses • 25 Geo Harrison o 15 Jacob Dechert 94 Geo H Scharlack n 2 17 R Fleischauer G T R Track a AHRENS ST west, n 102 Benj < + Water st crosses Burnham side, from 86 Queen 104 Gustav Podham im 38 J H Woolner n to limits 108 Theo Hannusch 42 Adam Hahn 54 Jacob Heinrich 12 Mrs M Erb + Breithaupt st cros's 126 Fred Steinke 14 Martin Schiedel 118 Mrs Anthy Bross 2 cigars, tobacco, etc. IFMRlTf J& irRPITFR z LLiuDlVL (X JVllLLLCIly Pool and Billiard Parlor in connection. 7 KINO ST. WKST, Walper Block. o —
THE CANADIAN B*MK OF COMMERCE— — ""ISSWoSZ™ — — Total Assets, ?150,000,#00 Transacts a General Ba,Qkln£: Business. Interest Allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. HOORMAN, Manager Waterloo Branch.
VEJINON S DIRp
H. L. STAEBLER & CO., 228 August Killion 169 John Looker INSURANCE 230 Edwd J Schaefer +Wilhelm st crosses 11 Queen South, Berlin 181 E J Karn Agents for 183 Mrs S N Saunders AHRENS ST w, s side ROYAL 191 Philip Schaefer 9 Geo Philp 199 Henry Loos Insurance Co. 11 Geo Sehl 205 Fred Wittschonke LIMITED 17 Ephriam BHcker 209 Kasper Cwickata Rittinger 211 Jacob Rauseh Established 1819 21 Herman 25 S Green 215 Chas Schug Assets, $71,000,000 A 29 A W Feick 217 Frank Klugman 33 Vacant 22 Alvin Whittig 37 J B Kirby ALBERT ST north, e 24 Theo Murawski 41 A A Voeiker side, from 190 King 26 Saml Rellinger 45 L Kuehner e to Weber +Wellington st cros's 47 Mrs E Janke O + Elgin st crosses 39 Wm Zeigler 51 Vacant H 49 Henry Wolfhard 44 Albt Kost, gro HhYonge st crosses 53 Emanuel Berner G 67 Mrs Lena Balzer + Louisa st crosses 57 Wm Stuckhardt O 69 Saml Woelfle 48 Vacant 6b Mrs Leah Berner 71 J Clemens 50 John Diemert G 73 George Painter 52 Thos Roesch < 79 Mrs Louisa Heist ST north, 54 Albert Vogel ALaERT w 83 T J Mowat side f 58 A Hannush 62 Louis Boissoin "+College st ends 10 Simon Wye 66 Geo H Reinhardt 87 L McBrine 14 Nelson Snider < 70 A Scheidel 91 Chas Englert 18 Chris Lembke 72 Jacob D Ullrich 95 A A Rase 2-: John A Ruber 76 J Richber +Vietopia st crosses 26 Chas Koehler crosses +Wilhelm st crosses G T R Track + Elgin st 111-13 Furniture 46 Mrs John Werner 80 Peter Stadnik • Krug 84 Louis Heldt Co 5C' Isaiah Snider Isaiah Wildfang 88 Mrs Chas Becking +Breiihaupt st cros's 54 58 John Wittig 92 Chas Thornton 135 Emanuel Unger 96 H Kennedy 66 Mrs B Bowman +'WellingtGn st cros's 200 John A Bauman 143 Chas Stockflsch 208 H P Ellis ALBERT ST south, e 212 Benj Wismer '•f Louisa st crosses side, from 187 King 216 Philip Sauer Lippert & Co, fur- 220 Moland Compas niture e to Mill 224 Isaac Gehl 167 Chas W Hoy 9 Wm Miller
The succtBS of (his oompany attests its IJOTOflli CflHADH merit. 0;)tain an honest statement of THE LIFE OF %im facts from the ondarsigned. W. M. O. LOGHEAD. District Manager. 51 Kini St. Waat. Berlin OFFICE rH9JNE Hi QU^E rpplIK 323 ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN CflO HEAD OFFICE. BERLIN. ONT. ctn The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country.
TOWN OF BERLIN ^^
11 Carl Miller 62 Adam Treusch H. L. STAEBLER & COh 2o Carl Dammann 66 Jos Wanner INSURANCE 11 Queen South, Berlin 27 Hermn Karkinksi + Church ends ^> 31 Jacob Seibert Agents for 94 L A Boehmer 37 G Kocinets HAND-IN-HAND C/JW 43 Nelson Markle 104 John Harbach 47 Ludwig Nihls 106 Jas Wambold Insurance 55 Wm Miller 110 John Kennedy Company H> 57 Geo Schaff 114 Mrs E Stecho EsUblished 1873 61 Conrad Decher 118 Vacant Dtfl 69 Mrs C Weber 122 G Adloff Old and time-tried. 71 Fred Reep 126 Albt VanRekofski 130 Mrs A Schley 87 Jacob Cohen ALMA ST, south side 95 Vacant 152 Fred Kruse 105 M Taradi +Courtland av cros's 11 Alex W Merner 117 Wm Kannapin 200 John McGinnis 15 Christian St«in 127 Val Dalson 222 Mrs C Hopp 19 Chas Gillespie 131 G Smolinski 23 Graham Jackson 141 Gus Luening 151 R Trenkman 27 A Lintner ALMA ST, north side, 155 Shantz 31 Martin Huenergard Wm from 27 Benton to 159 Otto Heinrich Cedar U B Radical Ch i+Courtland av cros's 39 J A Good 20 Frank E Schantz 169 J P Bender 43 Rev E Hoffman 24 Mrs R Winters + Hopp commences 47 Henrv Hymmen 28 Emanuel Beam 51 C H Mills 231 National Furn Co 30 Mrs C L Pearson 55 Mrs Simon Miller 34 Adam Sippel 59 Vacant ALBERT ST south, w 38 Edward Boat 63 J C Bowers side 42 Vern E Southwick 67 Rev S H Swartz O 44 Wm Wagner 71 George O'Neil G 6 Chas Russell 48 John Allendorf W 10 T Current 52 Fred H Heller w 14 Tilman Schaefer 56 Chas Adloff 24 J A Rickert 60 David Dean Hartford Pure 28 (fi Mrs C Daub 64 E C Reitzel Insurance Co. 32 Walter Grover 68 Mrs E Feick 36 John Schnetz 72 Miss S Avers A CENTURY OLD 40-42 Butler W 78 George Gabel In San Francisco alone Ten 48 Charles Randall Millions Paid. 50 Henry Schnetz + Eby st crosses C. A. BOEHM, Agent. 54 Herman Schwartz 94 Chas Steinmetz 58 Geo Rausch 96 Stnly PHONES,PHONFS f Office 249. P Anderson I Residence 209 o LEMBKE & KRELLER, ¥ Cigars, Tobacco, Etc. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING STREET WJEST, WALPER BLOCK. H THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits.
M. Wedd, Manager Berlin Branch. J. Moorman, Manager Waterloo Branch. lO VERNON S DIRECTORY
H. L. STAEBLER & CO., BENTON ST, e side, BENTON ST, w side INSURANCE from King e to Mill Post Office II Queen South, Berlin 22-24 Klein Bios, bchs Agents for Grand Central Hotel 28 A Tvrogmann,shink' 17-9 J L Eidt, flour The Standard Life 30 Vacant 27 Mrs L Stuebing Assurance Company 32 Raymond Sewing + Alma st commences Machines Established 1825 33 J H Kalbfleisch 36 Vacant Invested Funds $61,000,000 43 Philip Boemher Henhoeffer Canadian Investments 48 A $1^,00(1,000 51 E P Clement b't J Weigand, jr Annual Revenue 7,400,000 ^ + Church st crosses Profits Paid 35,000,000 + Church st crosses 73 Charles Dunke 68 Chas Boehmer Two new houses 83 Mrs Conrad Bitzer 76 Ivey Haman St George st crosses i + Eby st crosses + 84 Rev A P Mihm 99 H W Martz German Bapt Ch 99 G Heimbecker + St George st crosses ANDREW ST, from 99 H Bolz 103 — Tiernev 116 Louis Moebus 322 King w 107 J H Thomas + Courtland av cros's 22 Albt A Soper HI Jacob Hett 2i Wesley Pearson 115 Mrs Herman Eby 156 Harn^ W Brown 2i) Danl Pommer 121 Vacant. 160 Chas Hahn 125 E W Becker 164 Jacob Israel Allan Chapman 129 J M Schneider 168 172 John Hebel i ST, from 135 Mrs A Huber ARNOLD 176 Mrs S Eschelman + Courtland av cros's Lancaster w 180 Philipina Appel l''i7 Fred Ah reus 184 Jos Bernhardt Henry Snell U9 C M Schneider Asmussen John Maecker 188 Nickle 155 George Schenk 192 R Klunschmidt Ontario Suffar Co 159 Charles Hoag 196 Vacant + Martin st commencs ARTHUR PLACE, 161 Fred Gregor 165 John Peters AVE, from 86 Wilmot BIERWAGEN 173 Jacob Wiegand from 84 Charin 8 Peter Koebel 181 Vacant 10 Vacant 183 J Steinmann 10 C R Schilling 12 Louis Seigmann 187 New house li Chas Tate 1 \ Wm Baetz I'l Jas Coskey 189 George Dean 16 J P Cook 191 M Hergott 15 Mrs C Lanz 26 Otto Hager 195 J Hoe file IS Percy Stapleton 26 A Hasenyager 197 John Asmussen 19 Henry Cook
The MUTUAL LIFE OF CANADA ^V^I'^'' ''^^t^'f.i^tJ^ZV^^. of this company. appropriated since its inception 40 years ago, is the unique record W. M. 0. LOGHEAD, District Manager. 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000.00 Total Assets, $S5o,ooo.o« Government Deposit, $50,000.00
TOWN OF BERLIN II
BISMARK, from 148 56 Vacant H. L. STAEBLER & CO., Waterloo 60 F B Hyatt INSURANCE 64 Alvin Fehrenbach 11 Queen Sontb, Berlin 14 Carl Trojen Samuel and Simeon Agents for 21 John Fritz + sts cross 27 Victor Wittkowski Commercial Union 32 W Szumielski Assurance BLUCHER ST, east side, from G T R Company, Limited BINGEMAN ST, east track to Margaret av side, from 142 Lan- Total Funds Exceed 13 John Novotny $84,6oo,oo« caster to limits 17 Karl Dargel Gassel 9 Isaiah + Pinke st ends BRAUN ST, n side, 15 Abraham Shantz 65 Fred Killian from Shanley to 19 E J Beaumont Ahrens st ends 25 D S Bowman + WiUow 31 Rev H S Hallman 10 Anthony Schneider BLUCHER ST, w side 37 Milton Keuhner 14 Geo Schneider 39 E Brand 26 Krueger A R 20 Joachim Schmidt 43 Jonas B Dettweiler 40 Thos Roesch 24 C J Fischer 57 J W Hilburn 46 Chas Schallhorn 63 George Marr 66 Theo Hannusch 34 Mrs Ferd Bluhm + Samuel st crosses + Alberta st commns 38 Emil Schultz 67 James Weir 90 Hennan Sill 44 Martin Hebebrandt 73 J F Carmichael 96 August Bergund 50 Fred Happke 77 Henrv Sitler 100 Fred Sill 52 John Fetter 81 Wm Bird 104 Fred Krueger 54 Abrhm S Hearth 108 Alfd Kuboba 1+ Simeon st crosses 56 W D Hertz 124 Henry Becker 93 Vacant A 66 Mrs Geo Morley 130 Mrs Kapison 97 Vacant A 136 Martin Murawsky 140 John Erickson Head Office, Waterloo BINGEMAN ST, w s 146 Henry Erickson 14 Chas F Ott 152 Nick Hautar 18 Mrs D Kolb 154 Harry Breimer .Mercantile 22 J Mielhausen + Union st commncs i FIRE 30 Albert Snyder / M \ Insupance/. 34 George Gerbig BRAMM, from 158 38 Mrs Susn Bowman Tuerk 42 Frank Schatz C. A. BOEHM. Agent for 46 Ed Keiswetter 22 G Solomon Waterloo and Berlin PHONES /Office 249 52 Mrs Susan Collings 54 A Schlimkowski 1 Residence 209
7 KING ST. WEST LEMBKE & KRELLER, Walper Block C1GAR8. TOBACCO, Etc. Pool and Billiard Parlor in connection. THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,600. Reser%'e, $6,000,000. Total Assets, $150,000,000. CO Transacts a General Banking Business. Interest allowed on Depositi. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
12 VERNON S DIRECTORY
H. L. STAEBLER & CO., 141 Randall & Roos 132 Fred Knell INSUKANCE H Krug Furniture +Weber st crosses Queen South, Berlin 11 Go G H DoeiT & Go Agents for > Ahrens st crosses + 162 Edwd Brinkert LONDON AND 197 A Gillner + Ahrens st crosses 203 David Schaefer LANOASHIRE 180 John Schell 213 Mrs R Pshellusch 184 P Weidenheimer Guarantee and Accident 217 Fred Kampmann 188 Martin Lepek 223 Ghas Pschellusch INSURANCE 192 John Israel 5 + Margaret st cros's COMPANY 194 John Hohmer + St Leger st crosses 198 John G Rehman + Lancaster crosses 202 A W Schaefer OS BRAUN ST, s side 379 John Golarek 208 John Wellein 15 August S Smith 212 J W Eraser + Andrew st ends BREITHAUPT ST, w 216 J A Halman -. + Margaret av crosses o 29 Edward Bechler side 242 Anthes Furniture 35 Wm Eke , + Gharon st comncs Go 41 John Thai 24 Patk Gonnell Steppler 262 John H Boinoski 47 Wm 24 Wm Harold Fisher 268 Jos Wilowski 53 Chris H 30 S A McKersie 272 Samuel Maguire 34 Ghas Heimerich 278 W H Thiele BREITHAUPT ST, e 38 Ghas Hass 282 August Noll 44 Thomas Purcell side, from 246 King w 288 Peter Murawski 48 Mrs H Wahl 51 Merchants' Rubber 50 Gus Hartmann + St Leger st crosses Go + Waterloo st crosses + Lancaster st crosses Waterloo st crosses + 60 Henry Niergarth 382 Frank Bilitzki 53 Mrs John Stueber 62 Barney Jonas 392 John Schulum 57 Michl Heinlzman 64 Mrs Kate Kressler 412 Gustav Siepielusz 6o Albert Held 68 Anthony Lesewski 71 Wm Straus Hofert 72 Albert BRUBACHER ST e D Hibner Furni- Piatkowski 74 L side, from 200 Lan- ture Go Behrend 90 Wm caster e to limits Edward st crosses crosses + + Edward st 9 Herman Kleist Goal 107 Kloepfer's 92 Lorenz Targosh 11 Wm Schroeder Yard 112 Vacant 15 Gharles Kuch 121 Vacant 116 Jos Targosh 21 Herman Yanke +Weber st crosses 118 Albert Schwoob 25 Isaac Goudie 135 Alpha Ghemical 122 HeniT Heldman 31 Heniy Euler Go 126 Mrs Eliza Dunn 35 Josiah Shantz Q: In furnishing Life Insurance at actual net THE MUTUAL LIFE OF CANADA cost is the feature that marks the super- iority of this Company. W. M. O. LOGHEAD, District Manaaer, SI HIng St. West, Bmrlln Office Phon0 Oil House Phone 333 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN O HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. 5*0
TOWN OF BERLIN 13
New house BRUNSVS^CK AVE, H. L. STAEBLER & CO., 41 Hugo Rathman from 108 Blucher st INSURANCE ^ 43 Mrs G Bowman II Queen South, Berlin O Michael Pruski 45 Chris Krueher Agents for John Pruski 49 E Holtzman Ghas Groess NORTH BRITISH AND orq 51 J L Holtze Joseph Groess MERCANTILE New house c New house Insurance Company 57 R Shuert o 61 Alvin Shantz Established 1809 3 Total funds exceed 65 Albert Miller CAMERON ST north, $8«,80d,000 67 Martin Weber Canadian investments, e s, from 220 King $8,820,742 71 Geo T Weber 6 to Weber 73 P G KalbHeisch • 11 David Betzner CAMPBELL PLACE, i+Samuel st crosses 15 E Weber from 107 Factory 75 Theo Weber 17 G H Himburg 79 Mrs Noah Bean 31 John Zoller 8 L Simon 83 Peter M Eby 37 J G Shelley 22 John Nowach 85 Philip Hentges 43 Mrs G Nahrgang 91 Louis Zeller 47 Edwd Kechnie 95 J E Wagner CAROLINE ST, north 97 Samuel Badke CAMERON ST north, 103 Henry Schulke west side side, from 20 Mt Hope 107 Joseph Schnarr 24 August Polzin 14 Bernhard Blumen 36 Mrs D Musselman 30 Peter Bender BRUBACHER ST, w s + Elgin st ends 34 Pred Mills 40 Henry Reiser 36 Thos Ransom 18 A E Shantz 48 Mrs Marv Weber 40 Menno Turel 26 Emil Schultz 50 Albert Stoll 44 Mrs M E Ruchty 30 Meno Thoman 52 Richd Prickey 38 John E Wiegand 60 Mrs P Kassel 42 Jacob Reiber 10 50 Aaron Witmer 54 Samuel Sherk CAMERON ST south, .€TNA from o> 58 Levi Shantz 209 King e INSURANCE CO. :z:r 62 Ghas Gressman 25 Oscar Rumpel HARTFORD, CONN. 66 Ghas Shaw 36 Julius Rietz Leading Fire Instirance Co. Wc/) in America. 70 Ira Buschert 39 Geo Rumple ;
H VERNON S DIRECTORY
H. L. STAEBLER & CO., CEDAR ST n, w side + Gourtland av cros's INSURANCE 175 Louis Hagen 20 Berlin 11 Queen South, Berlin Woodenwre Agents for 34 John Mosser 40 Smith Gofton CEDAR ST south, w s ItondoD Assupanee 42 Frank Roberts New house 28 James Ward < ;+Elgin st crosses Coppopation 50 Alex Voegel + Alma st ends
Incorporated 1720 54 George Schmidt 40 Mrs G Reth 56 John May 42 Henry Capital paid up, $2,341,375 Weber .Total Cash Assets, 22,457,415 58 Emerson Esch 44 Mrs M Gellhei 46 Tony + May Place commncs Michael 48 Vacant CAROLINE ST, s side 64 James E Fetch 54 Albert Kaiser 9 Frank Pstrong 68 George Martz 58 Robert Ogram 74 Ghas Dengis 17 Michael Wachter + Ghurch st crosses 21 Fred Pulkowski + Weber st crosses 80 Henn>^ Bornhold - o 25 John G Schaefer 80 J K Wing, grocer 82 Henry Oberer 88 J S Winter
CEDAR GROVE AVE, CEDAR ST south, e ! + St George st ends from 325 King e side, from 159 King 116 Peter Anthony 120 Boltz Ghas Miaskowski e to Mill Ed Ghas Lipinski 124 Fred Boltz 21 Geo Gerbig Ghas Hagen 132 Harry Aldord 25 M B Richer! Gourtland cros's A Shantz k + av QW 31 Grieve Wm 170 Edward Dopp 39 Louis Meisner C/50 174 Frank Buschlen CEDAR ST north, e 45 Chris Prukschat + Gateman lane ends D side, from 170 King i9 Fred Baetz e to Krug 53 F Sievenpiper C/D 55 Mrs Mary Peltz CHAPEL ST, e side, 11 Ghristian Becker 59 H A Vogt from 164 Lancaster e Ic Peter Strubb + Ghurch st crosses 11 Thos A White Skating Rink 81 H Jaeger 13 Fred Rau 29 Robert Barley 87 Mrs J Woods 17 Isaac B Shantz 37 G A Kraft 93 Miss D Thoms 21 Rev Amos Eby + Elgin st crosses 97 Theo Schmidt 25 Julius Wichels CO 49 Leondra Woefle 101 Noah Mank 29 Mrs Amos Shantz 55 Mrs S Zimmerman 105 Frank Matthews 33 Rev G F Krauth 61 Nelson Shantz 109 Henry Karn 37 Geo Schallhorn 67 Wm G Schmidt 119 Alex Pert 41 Mrs E E Eby 73 Francis Wright 129 Geo Stagg 45 Mrs M A Hardy
^ Intelligent investigation will clearly prove that W. M. O. LOGHEAD, District Manager. THE MUTUAL LIFE OF CANADA 61 King Street West, Berlin IS THE COMPANY PHOIIB 5U HOUSE PHONE 323 tbat merits the patronage of the insuring public 4! ECONOMICAL MUfUAL FIRE INS. CO, OF BERLIN, ESTABLISHED 1871. HEAD OFFICE, BEllLIK, ONT.
Has had 38 Years' Experience in Fire Insurance Underwriting. ITS GROWTH HAS BEEN A STEADY ONT. ^^
TOWN OF BERLIN 15
53 F Bossenberi^' 95 B Smolenski H. L. STAEBLER & CO., 61 Ghas Hollinger 97 Michl Koafski INSURANCE 65 B Remington 99 Ghas Tyler 11 Queen South, Berlin '+Sainuel st crosses 101 Mrs J Dahmer Agents for 103 Mrs 85 Fred Gaeler A Woida Imperial Guarantee 105 W J Harlach 109 Jonas Rudy and Accident Is CHAPEL ST, w side 115 Wm Thiele Insurance Company + Francis st crosses Mennonite Church of Canada 26 Rev S Cressman Surplus to 30 Ston6r Policyholders, W CHARON ST, n side, ?213,447.72. 34 Mrs J B Snyder from Breithaupt wQ 38 M G Gressman 23 Jacob 46 E B Shantz 2 R J Kingsley R Koch 5? Gyrus Grant 12 J G Schmidt 27 AVm May 62 Rev S Eby 18 H Schellhorn 22 W Bank 26 John Pearson GHARLES ST, north CHERRY ST, e side, side, from Gaukel to + Wellington st cros's from 119 Tuerk to Wilmot 28 August Schipan- owski Strange 36 David Goldman 34 Mrs R Hodel 38 Davis Stimeroff 3 Hazen Bullock iC Valentine Alles 40 Jacob Klappholtz 11 Samuel Growarth i6 Fred Reck w 42 Italians Louisa 21 Otto Martin 68 Joseph Scott + st crosses 29 Frank Wendling '18 Jos Wendling .+ Water st crosses 54 Jacob Brenkholt 'il S J Stiener 84 Fred Hoffman 66 David Mather +Walnut st ends 88 Louis Helm W '+Shanley st crosses 92 F J Fitt 84 Will Bacher 98 Wm Forwell + Biersvagen st comns C.A.BOEHM Francis st crosses DItTRICT AGENT + 88 Vacant THE 92 Fred Miller -2 CHARLES ST, s side too Emit Bierwagen Employers' Liability + Grove st commnces 73 The L McBrine Go Assurance Corporation, Limited CD 160 Ezra ;+ Water st crosses Burkholder Capital $5,000,000.00 Accident, Sickness, Employers' M CO 87 John Voleinik Liability and Guarantee Bonds ^ H 89 George Gerth CHARON ST, s side Liberal Policies Issued Prompt Settlements &9 91 Frank Benaski 19 Fred Echert 15 93 Albert Snyder 21 John Shirsr PHONESPHOMwa /Office 249 \ Residence 209 2.0 CIGARS. a" W Lembke Kreller, o & TOBACCO. Etc. :3 7 King St. W., Walper Block. Pool and Billiard Room in connection. 50 The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, ^,000,000. Total Asseta, ?150,000.000. Transacts a General Banking Business. Interest allowed an Deposits. G. M. WBDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
i6 VERNON S DIRECTORY
H. L. STAEBLER & CO., 90 Wm Uppermann 115 Mrs S Woolner INSURANCE 92 G A Richardson 119 Gharles Boll 11 Queen South, Berlin 96 Rv M H Sanderson 123 Mrs L Ramthiin Agents for 98 Miss Mary Learn 127 Fred Bornhold 104 F Schmuck Springfield Fire +Gedar st crosses + Eby st ends and Marine 133 John B Richert 114 Gustv Tuchlinsky 139 Anton Schnarr Iniurance Company 122 Vacant < 145 John Stecho Incorporated 1849 130 Henry Dengis 151 Isadore Rosen Surpltas to Policyholders, »4,718,061.53 !+ Cedar st crosses 155 W Peldman Losses Paid, ^,763,346.10 138 Ghas Kruse 159 J G Buchhaupt 142 Nelson Stroh ST, side CHERRY w 146 Ed Seibert CLARENCE ST, from 148 Val Wettlaufer 16 Vacant 74 Lancaster e 150 Alex Martz A: 30 Henry Maeher 156 Aug Krugman 3 Eli Shantz 36 Jacob Porler 162 Herman Boll 7 Henry Holtze 40 Gordon Green fnv) 11 Gonrad Berck 44 Fred Oldenberg 12 E P Bowman 50 Vacant CHURCH ST, s side 15 John W Grody 15 Josiah Betzner 19 Geo Dippel 25 Geo is CHESTNUT ST, from 21 Jacob T Cook F Shoemaker opp 285 Frederick + Benton st crosses COLLEGE ST, e side, 18 A B McLeod 39 A Boehmer from King west to 19 A Shilitzky 45 Mrs Jacob J Wolfle Ahrens 51 Moses Eshelman Grace Gong 19 Mrs I CHURCH ST, north Gh E Shantz o 55 Mrs J Johnston 21 Ben E Snyder side, from 67 Queen 63 M J Dingman 25 Mrs Mueller s to Albert R 69 Samuel Fetch 29 R G Green 14 James Scanlan 73 R Boehmer 35 Herman Boehmer J 8 Nicholas Boegel 79 Nelson Boehmer 41 J A Scellen 2i? Fred Dilion 83 Garl Totzke ^+Duke st ends 87 A 1+ Benton st crosses Bowman 91 David Eidt SI Jerome's GoPege 50 Vernon D Macleod 54 Rachael Weaver '+ Peter st commences +Weber st crosses 60 Mrs E M Bowman 95 Mrs H G Hilborn 95 Fred Kress *^ 68 Mrs H Giller 101 Ames Hilker 103 Julius Gerbig 00 72 Ed Rose 103 Henry Hett 109 August Tobian 76 J B Sararus 107 Sarah Weber 115 Nchls Wellheuser 84 Ella Weaver ill Miss R Ellison 121 Wm Oswald
W. N. 0. LOCHEAD, District Manager THE MUTAUL LIFE OF CANADR 51 King Street West, Low Expense Rate, Low Death Rate and care in respect of investments are the items that count. Phone 511- House Phone 323 Examine our records in these regards. 4 )
ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE. BERLIN. ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates.
TOWN OF BERLIN n
COLLEGE ST, w side 74 Wm H Halliwell H. L. STAEBLER & CO., 76 C I Quickfall INSURANCE 16 J L Schiebel 80 Chas Kreller II Queen Soath, Berlin 22 M G Hall m 86 Chas Lossing Agents for 26 Geo M Wedd 90 F Tvlinski The Ontario Fire +Short st commences 96 Wm Eden Insurance Company 36 P H Arnold + Peter st crosses 42 James E Gray 102 J M Schmidt Total Assets 48 Ferd Badke ( 106 Vacant including subscribed capital 54 H J Zinger 118 Henrv Graber $429,000. 60 John Wintermey6r 122 W H Graber 66 John F Stumpf 126 Miss A Waugh 135 Edward Schaefer + Weber st crosses 128 S W Davis 141 John Wolfenberg 86 Jacob Winter- 130 H Winter W + Cedar st crosses meyer 134 Ignatz Vogt 88 Mrs A Baer 138 Henn- Brown 153 John Hagen 98 John Kuehn 159 Henrv' C Hagen + Cedar and Albert 104 Scheifele 165 Albert B Lang Wm cross 110 Levi Hauck 181 Jacob Wuest 214 Ignatz Wev 116 Ed Truesch + Albert st crosses 118 Fred Kaempf 199 John Ott COURTLAND AVE e, 120 L H Collins 335 Chas Joseph south side
COURTLAND AVE e, 11 F G Gardner COURTLAND AVE w, 19 J B Oberholtzer n side, from 138 n s, from 129 Queen s 25 Mrs W Rey 22 Mrs L Drongelen Queen to the Park 31 Fred Hertel 24 Harry Rau 16 Jabez Wisdom 26 Herbert Mitchell + Benton st crosses 20 H S Zinkann 28 Chas Boettger 45 Stephen Becker 26 Jacob Maier 30 Mrs Herman Gline 49 G F Brent 32 Vacant 53 Mrs C Joachimi WATERLOO MUTUAL 34 Mrs P McDonald 55 Wm Rohleder 36 Danl Cunningham 59 J M Schneider FIRE 38 Harry Hansman 83 Andrew Young Insurance Company ' + Benton st crosses 89 Leo Stickley
40 Adam Busch ' + Peter st crosses Established 186S. 54 Thos Humphrey 97 A Strome Not Cash Surplus, f199.769 58 Fred Dreger 101 Alex Puttock C. A. BOEHM, Agent 62 J Lautenchlager 105 Fidler Wm H Waterloo and B-rlin. 68 Patk Gulliton Public school PHONES Hebel ave 127 + ends John Oraszek Office 249 Residence 209
^*^' *°** Billiard Parlor CIGARS, * TOBACCO, ETC in connection. 7 KING STREET WEST, WALPER BLOCK. THE dANADIAN iANk Of COMMeRCI Paid up Capital, JIO.OOO.OOO. Reserve, 16,000,000. Total Assets. $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manasrer Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
i8 VERNON S DIRECTORY
H. L. STAEBLER & CO., + Hilda Place comncs DEKAY ST, from 29 INSURANCE 85 Jacob Kriesel Grove 11 Queen South, Berlin 89 J P Bresnahan 55 Agents for Anthony Mosser 93 David Ghristner 59 John Ziegler Atlas Assurance 115 A G Quickfall, ice Company, Limited 117 Wm Wieck 121 George Gross DUKE ST, north side, Established 1808 125 Mrs T Koenig from 30 Queen n to Total Funds, $15,000,000 129 Jacob Shoemaker Capital Paid up, 1,3-20,000 College Uncalled Capital. 9.680,000 133 A Diestelmeyer 137 J W Hess + Foundry st crosses 139 John Gurrent 46 J B Betzner CO 30 F E Macklin 143 J Brent 36. A Lockhart 48 Peter McDonald 52 Herman Schnarr + Schneider av cros's o Roman Gatholic Gh COURTLAND AV w, 155 Henry Witzel +Yonge st crosses s side 159 Norman Ford \i 165 Henry St Jerome's Goll 15 Adam Wahl Stuckhardt 171 Albert Rickerman 2J Geo H Hackborn 175 Joseph Hofstedler .1 25 E H Scully DUKE ST, south side 3i Ghas Knechtel 45 H U Glemens 35 Edwn Dunke DAVID ST, side w 53 Paul Pequegnat 2 W Welker 57 S G Moyer CO DANIEL, from 275 4 Louis Hintz 61 Rev Jos Janes CO King w 8 Wm A Felton 65 Dr Whiteman 14 August T Schmidt 77 Edward Smyth 16 John Mahn 20 Schmidt 22 Gasper Oschman Wm + Yonge st crosses CO Victoria Park
+ Roland st commncs o DAVID ST, east side, EBY ST, e side, from from 35 John 126 Gon Thiel 133 King to CSiurch 134 Fred Rieck Public School 17 Peter Moyer Schneider av cros's 41 J T Ellis + 21 Moses Erb M Prank Bass + Dill st commences 25 Ed Nihal 51 John Schrieber 31 John Wray I Nev;^ house 53 G Van Buscurck 176 A E Shantz 1+ Alma st crosses 55 Geo Steimmetz 61 Henrj' Dickman 33 Mrs Menno Eby 45 Max Betz Gourtland av DILL ST, from David + comes 53 G A Franks 79 Otto Kalbfleisch 13 Mrs E Meyers 59 McLX Franco M W. M. 0. LOCHEAD, District Manager The Mutual life of Canada Canada's big and only Mutual Life Insurance 51 KiNe St. West, Phone 511 Company. The Policyholders really Own, really Control and really Gbt Evebtthino. House Phone 823 4 ECONOMICAL MTTTtJAL FIRE INS. CO. OF BERLIN in "-^ HEAD OFFICE, BERLIN, ONT. ^^ Support your own Institution. The Economical holds a place among the fore- O most Compani«8 of Ontario. Rates low. Security unsurpassed.
— pi TOWN OF BERLIN 19
EBY ST, west side EDWARD ST, s side H L. STAEBLER & CO., fi o INSURANCE 14 11 Neils Peterson - Vacant 11 Queen South, Berlin c 16 13 Conrad Vacant Hauser Agents for 18 Vacant 17 Robert Morgan n o Pacific Coast Fire -t +x\lma st crosses + Victoria st crosses Insurance Company h'^ John Kidder 29 Albert Arndt 48 Rev E Sievenpiper 33 Mrs David Rieder Incorporated 1890
G T R Track Surplus to Policyholders, 39 D Hibner & Co EDWARD ST n side, $206,800. 63 Chas Schippling from 38 Francis 65 Adolph Schippling 2^ Christian Gross • 12 Albert Schellhaus 69 C F Scouller 30 F Sangbusch 14 Julius Schlosser 75 August Kraft 36 Mrs Hnry 18 Grl Schippanowski Luesing +\Vellington st cros's 38 L Lecuyer 00 + Victoria st crosses 97 J E Vogt 42 Mrs Kate May 30 Berlin Button Wks -Louisa st crosses 44 Conrad Wumi G T R Tracks 50 A E HI John R Schilling Robinson 46 Ayl Dermund 54 Jos 117 Mrs Jno Schilling Dauberger 58 Jacob Welker + Breithaupt st cros's + Shanley st ends 60 Mrs C Schmidt 62 Jose Litfin 139 Albert Schultz 66 xMichl Wagner 66 Mrs J Schroder 143 John Rosekat 7C Conrad Axt + Stahls ave comncs + Cedar st crosses 74 Mrs Jean Martin 157 Wm Kim pel 76 Louis Seebach + Wellington st cros's 80 Danl Boettger 82 Jacob Kreiner 84 Roy Kaufman EDWIN, from Union + Louisa st crosses 90 Wm Boehmer 17 98 C J Hagen •o Gustav Adams 96 G Kurchinsky r 108 Chas A Schultz m r 114 Fred ELGIN X W Schultz LANE, from > •116 INSURANCE Albert Sobisch 46 Cameron st z o 120 Albert Shingeck COMPANY OF CO r Four new houses 122 Andw Lauber NORTH AMERICA 126 Jacob Lunz >«< Founded 1792 130 Wm Kreller ELGIN ST, north side, ©> w 134 Adam from Losses Paid, |U4,7I0,841 Rake 39 Scott to Surplus, - - 6,589,40(5 +Wilhelm st comncs Cameron Fire, Marine, Automobile, Tourist, etc. 154 Conrad • w Gildenr 14 Chas Franz " 158 John Paber 18 J H Hertel C. A. BOEHM, A«ent arn «< 166 B Schwartz 22 Oliver PHONESPHovKs /Office «49 Voegtle JRo8idenco209 r* o CIQARS, * X LEMBKE & KRELLER, w TOBACCO, ETC. O POOL AND BILLIARD PARLOR IN CONNECTION. ^ 7 KING ST. WEST - WALPER BLOCK. H o 0) THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. O Transacts a General Banking Business. Interest allowed on Deposits. Managrer Berlin Branch. MOORMAN, Manager Waterloo Branch; O G. M. WEDD, J. m 20 VERNON S DIRECTORY o lil H. L. STAEBLER & CO., ELLEN ST e, north 14 Mrs G Quirmbach III S INSURANCE side, from 139 18 George Bott 11 Queen South, Berlin Queen n to Freder- 22 W G Bitschy Agents for ick 26 Jonas Hallman 30 August May United State$ 8 Henry Dotzenroth 34 Mrs Barbra Sattler ® 12 Samuel Rieber Fidelity & Guaranty 38 W V Corbin 16 Sebastian Fischer Company 42 C K Smith 20 Wm Uttley We WIU Bond You 46 Albert Brown 2^ H L Staebler 48 Fred Knell Established 1896 28 John Hutton 52 Mrs Cath Strub s Cash Capital, $1,700,000 u + Man.''ion st comncs 56 W J Schmidt en 32 George Harlock + Albert st crosses 36 Frank M Vetter 40 Mrs John Heist 100 Fred Wolfhardt ELLEN ST w, s side 44 Jos L Miehm III 114 John Poison 50 C Bluhm 118 Joseph Kipper 17 Joseph Kaiser 54 J McMeekin .a" o s" 128 Martin Litfln 21 Fred Schilling »o6 58 J J Forbes en M 25 Ferd Kuempel 60 Wm Cairns 29 Simon Dietrich y O «) 41 Dun •|fcu ELGIN ST, south side Wm ELLEN ST e, s side 47 Herman Strum 8 11 I Peter Fischer 11 Edwin Green 55 E A Heimbecker •S 17 F M Schmidt w8 15 Mrs Wm Schwoob ho 21 Alvin Shantz 19 Joseph Voll .S nl 25 Valentine Hahn 23 George Hunt FACTORY RD, from 29 Chas J Seyler 27 Mrs LydJa Master Petersburg to Wihnot 33 Arthur Boehmer 31 Charles Bezzo 41 Edward Schnarr 35 Philip Reist 45 Conrad 16 Albert Menges 3f> Mrs E Leaper Rett 51 John 48 ® Doerr 43 Albert S Heller H Rozinski 53 J Juntzi 47 Wm Kuhlthau 54 Christian Kroff 57 Gideon Break 51 Edward Heller 60 Herman Schuster 55 Charles Miehm + Cedar st crosses 63 Wm G Schneider 59 John Reidel CO 107 Frank Rejewski 75 August Neichel CO 89 Samuel Bierstock ELLEN ST w, north LU side, from 128 + Albert st crosses Queen n to Victoria FAIRVIEW AV, from King st east Two new houses 10 G C Franke 129 Jeremiah Break +Hermie place comns Wm Johannes
Policy results oount. Examine our resulta < our present unequalled financial standing he Mutual Life of Canada 'l^fand be convinced. W. M. 0. LOGHEAD, District Manager, 51 Kinc Street West, Berlin 5 Office Phonk Sll House Phone 323 Eeonomical Mutual Fire Ins, Co. of Beriin HEAD OFFICE, BERLIN ONT. > Security ample. Losses promptly and equitably adjusted.
TOWN OF BERLIN 21 o
FILBERT ST, from 44 H S Punk H. L. STAEBLER & CO., INSUEANCE Frederick + Duke st crosses 11 Queen South, Berlin 20 James Shaw 52 E J Bowman Agents for m 24 Horace Barnes 56 Martin Michael 32 John Davis 60 P J Hunt Boiler Inspection z 68 St Ann Training Insurance Company School OF CANADA FOREMAN PLACE, D Established 1875 from 38 Frederick FOUNDRY ST south, Policies gtiaranteed by The Hartford Steam Boiler Inspec- m 7 C Boettger e side, from King w tion Sl Insurance Company. 9 H G Mohr to John Total Security to Policyholders, $4,552,000 J) 11 \Vm J Rhodes 9 Northern Life 13 Wm Struck 9 Scully 54 Leon Dingier 15 Henry Sturm & Scully, w accountants 60 D J Minchin, M D 17 Wm Rhodes, jr 9 Glement & Glement 62 Gloisonne Glass Go barristers 64-6 Louis Bardon,bkr 72 Mrs FOUNDRY ST north, 13 W Metcalfe & Go, G Walker e side, from King liquors to Weber 19 Salvation Army FRANCIS ST north, e 23 James Bolden i5 Ziegler Go, pntrs side, from 182 King 25 J W Huenergard 17 H H Mever, repr w to Water 23 Mrs R Gauntlev 27 Vacant 49 Wm J Read 29 John Treusch 13 Wm G Heit 31 Mrs E Wurm 19 Wm Knechtel + Duke st crosses 39 Berlin Soda Water 21 Wm J Near 5ij Gustave Noll Works 25 Ezra B Eby 67 Harlman Krug 41 G H Norton 31 Mrs Mary Ritz S>oo 77 W M Simpson 'i9 Mrs P Kronenberg 35 Aaron Warfield 83 John Portner 55 Elmore Letson 41 Lorenz Burbach 85 B U Glemens 57 Ghas Klachn 67 Pred Schmidt PERTH MUTUAL FOUNDRY ST north, m west side FOUNDRY ST south, FIRE w west side 8 J Hainsworth Insurance Company 12 Misses Preikschat 16-22 Berlin Robe and 14 J Hainsworth, plm Glothing Go Established 1863. 20 Eugene Hertis, 30 Berlin Plate Glass Net Cash Surplus, $302,793 blacksmith and Mirror Go C. A. BOEHM, 2«) Gharles Tyson 36 A A Pipe, coal Agent for Waterloo and Berlin 28 Bell Tel Co 48 Prank Gensorer 34 Frank Brubacher 52 Benj Perrin PHONKS {Reiidence209 o H LEMBKE & KRELLER p Cigars, Tobacco, Etc. '''^' t^iSl^or^.^'"''' KING STREET WEST WALPER BLOCK. THE CANADIAN BANK OF COMMERCE Paid up Capital, ?10,000,000. Reserve, $6,000,000. ToUl Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
22 VERNON S DIRECTORY
H. L. STAEBLER & CO., 29 John Schwartz +Weber st crosses INSURANCE +Charles st crosses 101-3 E G Lang, gro 11 Queen South, Berlin 39 H E Ahrens 105 A VonNeubron Agents for 45 Wm Brown i09 J Scully Sterling Accident 51 A Duench 111 J Spetz 113 Mrs A G Bender and Guarantee Edwd Weis 121 Mrs C Heller 125 Company FRANCIS ST s, w side M A Whiting + Spetz st commncs Surplus to Policyholders, 26 Mrs Adeline Dopp 127 Vacant $293,889.95 30 Lang Tannery Co 133 Mathias Kiefer +Charles st crosses 137 John Kimmel ^(5 Miss Jennie Zapfe 36 Lang's Tannery 143 51 John Steifke C H Heimbuch 151 S Sander Q: 55 Conrad Meyer Christian Science FREDERICK ST, east + Irvin st commencs Church side, from King e to 155 Joseph Jacques limits 159 Mrs Jos Rellinger q: FRANaS ST, w side Town Hall Public School 181 James Francis 12 George Becker Market iS5 Henry Stokes 16 John Besserer Dantzer Bros, uphl 189 Mrs Mary Bullas 22 Henry Oswald Berlin Fuel Savers 193 Wm Rittinger 26 Jacob Brandt Co 30 Reuben Bowman Oliver Seibert, repr + Lancaster §t crosses 36 Andrew House 53-61 Berlin Racvcle 209 Geo Giller 38 H Shaefer Mfg Co 215 Amos B Bricker 53-61 Arthur Peque- + Edward comncs 219 Uriah Ert gnat Clock Go 221 Robert Dormer 42 D Hibner 63 A L Bitzer, barstr 225 Herman Dubrich 48 J H Wiederhold 63 Prudential Life 229 Mrs H Klem ^^ 52 J Rohlder 63 Berlin Bus College 233 Vacant 56 Mrs Jno S Howard 65-7 Hoi linger & 237 Noah B Detwiler 60 Mrs D McCarthy Durst, plmbrs 241 A Pequegnat 64 Chas K Hagedorn 69 Glaytn Witter, brb 2..7 David Jamiesun 70 Albert Ruby 71 Michl Massel, bkr 74 Mrs Nelson Ruby + Samuel st comncs + Massel Place comns 78 Owen Bean 251 D H Clemens 79 Dr Wallace 4 257 A A Schiedel 85 Fred Rogers FRANCIS ST south, e "^61 Mrs E Humphries 87 John McLean side, from King w 269 Solomon Cassel 91 Hemian Rathman to Joseph 97 J F Honsberger, + Simeon st commncs 25 P Y Smiley M D 281 H Hvmmen o i CO TS MUTUAL lilFE OF CANADA Gilt Edged Assets, Jan. 1, 1910 - - «14.618,441 O W. M. 0. LOGHEAD. Dislricl Manu«r Clear Surplus above Reserve and all Piione UJ other liabilities, Jan. 1 1910 - - - ?2,973,750 51 KING ST. WEST, Phone 511. House 323 Jk ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIH COO HEAD OFFICE. BERLIN. ONT. Gtfl The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country.
TOWN OF BERLIN 23
285 Homer Hymmen 148 Wm Metcalfe H. L. STAEBLER & CO., 289 J A Hilliard INSURANCE +Ahrens st ends Lydia II Queen South, Berlin + commences 154 ^> M Wild fang Agents for House of Refuge 160 E K Snyder Robert Heath 166 P S Lautensch- HAND. IN-HAND lager Insurance >tA 176 Jonas Becker FREDERICK ST, w s Company H> + Otto st commence? 8 Stuebing & Smith, Established 1873 178 Susanah Eby fancv goods 182 Henry Mertz . .^.Old and time-tried. 12-18 A & E Heller, 186 Mrs Patk Moore china and gros 190 Frank Seibert 16 Berlin Gauntlet & Cateman lane, 194 Edmund Shantz Glove Go from end of Peter 198 V M Berlet Fire Hall 10 Albert Lackev 202 G F Arndt, gro 3i A A Mover, genrl 40 D G Hamacher store + Ellen st ends 53 Vacant 36 Fred Ackernecht + Lancaster st crosses 38 F E Shantz & Go, 210 A .Ahrens, gro real estate H GAUKEL ST, e side, 214 Ion Ebv, btchr from 103 King to +Foreman PI comces w 218 N H Good Joseph 42-44 Arnott Institute 220 Gasper Karn 50 E Quirmbach 226 B F Stumpf 15 M Erb & Go 52 Schulte & Riener, 230 Aaron Bricker 27 Vacant real estate 234 W A Glarke Berlin Heating Go 54 A Keffer 240 Peter Itt^r 47 W J McGutcheon, 54 E R Riener + Gordon av comncs butcher 60 A B Schneider 51 McGutcheon Bros, 248 Robert Wood 62 H G Mohr, gro tailors o 256 Rev John E Lynn 64 A B Schneider & 53 Robt McGutcheon c 260 Arthur Foster Co tfl 264 S H Hessenauer .68 John Bricker +Pequegnat st ends Trinity Meth' Gh Hartford Fire 84 Thos Simpson 274 Nelson Schaefer 90 August Rathman 274 T W Wambold Insurance Co. w 96 E D Heist + Ghestnut st comns H A CBNTURT OLD + Weber st crosses 298 J J Richardson In San Francisco alone Ten Gourt House + Filbert and Locust Millions Paid. 130 H D McKellar sts commence C. A. BOEHM, Agrent. 138 J D Moore 362 Martin Dunham 146 James Wing 370 PHONESPwnvFs /Offl«« 249. David Thaler I Residence 209
LEMBKE & KRELLER, ^ Cigars, Tobacco, Etc. O POOL AND BILLIARD PARLOR IN CONNECTION. z 7 KING STREET WEST, WALPKR BLOCK. Paid-\ip Capital, $1«,000,000 THE CANADIAN BANK OF COMMERCE Reserve, «6,000,000 Total Assets, $150,000,100 Transacts a General Banking Business. Interest Allowed on Deposits. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
24 VERNON S DIRECTORY
H. L. STAEBLER & CO., GLASGOW ST, s side 33 Conrad May INSURANCE 44 Herman Behling U Queen South, Berlin 122 Jacob Fisher Agents for W GROVE ST, w side 200 \Vm Witter 2 Conrad Daub ROYAL 10 Jos Weinstein GORDON AV, n side, 14 Julius Michalofski InsuranceCo. from 36 Lancaster to 20 Chris Vogel LIMITED Frederick 24 John Borth Established 1819 2 D P Pries 32 Robt Roehr Assets, $71,000,000 6 S Crasser 42 A Hergenroeder 54 Plomski 18 P W Roberts Wm +John st ends 22 Pred Martin 28 Prank Tremain 6J Robt DesGombes HALL PLACE, from 71 W J McCutcheon 32 E Slumskofki 38 W Sour Gaukel to Francis O 46 Mathw Beitz H 123 Geo Brighton GAUKEL ST, w side 130 W G Gough O 139 Aug White o 6 Martin Plantz GORDON AVE, s side 8 N Gross, garage 21 John Dechert c/) + Hall Place commncs 25 Mrs C Herman HEBEL AVE, from 59 22 Mrs A Beyer 31 W P Hall St George to Court- 35 Hallman land +Charles st crosses f + Clarence st ends 11 August Herres 36-38 Berlin Light Thos McWail Commission 15 John Wendling 19 Godglick < 62 Electric Light Wks Chas GREEN ST, Irom 20 Minerva Stengel 385 King w 22 Jacob Gottsleben 27 Hugo Shoeneich GLASC50W ST, n side 21 Mrs M Kurschinski 31 Richard Hartman from 127 Walter 39 Mrs M Brunner
7 John D Hahn GROVE ST, east side, HEINES AVE, from 15 J B Campbell from 160 Charon to 77 Joseph 21 Gus Schrieber Waterloo 23 Geo Wahl 11 Conrad Schaefer 17 Norman Gerster 15 Gustave Priebe + Strange st ends z 21 Pred Gruhn New house 61 John M Miller 25 Anthony Hock 20 Henry S Lang 65 J T Underwood 29 Angst Kruschinski 21 A Niergarth 147 M Knischefski + DeKay commences New house
The success of this company attests its jHUTURIi IiIFE merit. Obtain an honest statement of THE OF CnNRDfl the facts flrom the undersigned. W. M. O. LOGHEAD, District Manager. 51 Kini St. West, Berlin OFFICE PHONE 511 OUSE PHONE 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN < O HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. 3' n
TOWN OF BERLIN 25
HEIMAN ST, from 9 A W Stapleton H. L. STAEBLER & CO., Mill 10 Ghas Rozens INSUEANCE 11 John Robinson II Queen South, Berlin iO Mrs A Wildfong 12 Richard Agents for 40 Alvin Ott Weber 15 Oelschlager M Ott & Son, Wm NORTH BRITISH AND n A B Krantel brick mfrs MERCANTILE c 108 August Erdman Insurance Company TS 169 Gottlieb O Marcroft HILL ST, from 153 Established 1809 3
Lancaster Total funds exceed $8«,805.000 Canadian investments, HENRY ST, from the 43 G Huenergard 88,820,742 Park to Wilmot
7 John Warzecha HOFFMAN ST, e side, HOPP ST, e of Albert H David Whiteman from Mill 27 Alex Duszynski 15 W Russell 40 Ghas Pollakouski 86 Noah 19 John Paleczny Dippel 23 Peter La Bonle 92 Henry Paepeke 164 John Budjesk 27 Emil Hoover IRVIN ST, north side, 166 Fred Stephens 31 Frank Dombreski from 151 Frederick 35 Ernest Pascoe 168 \'acant 39 Wm Reimert 174 Carl Genz 10 John Moyer m 43 Mrs L Schaefer 14 xMichael Roos 44 Raskins 18 G L Laing Wm HOFFMAN ST, w side 47 Albert Martin 22 R D Lang 48 A F Fischer 85 John Manser 26 H S Lagrange 51 Wm Braniff 189 Henry Kehl 30 Mrs Enoch Ziegler 52 J J Murray 205 Vacant 34 Mrs A M Laird 38 Peter Shupe 40 \'acant HERMIE PLACE, HOMEWOOD AVE, 44 H J Rrown from 10 Ellen from 226 Queen s to the 7 Joseph Zettel Park 16 H L Lippert 10 Victor Dolan .€TNA 40 George Doerr, jr 16 Fred Davey o> 22 Martin Noegel INSURANCE CO. HARTFORD, HILDA PLACE, from 26 James Woelfle CONN. 32 Fred Kretz Leading Fire Insurance Co. 79 David in America. 36 Ghas G Weber B. Hughes, 1 Aaron Schweitzer 42 Wolfgang Winter J. >> 2 Fred Urstadt 48 John House Special Ajfcnt. Phone 359 5 D Seigmiller 52 Nicholas Kadel C. A. BoKHM, Local Agent 6 G m W Chapman 58 Geo Hoffman Phone 249 - m m > Lembke Kreller, 7 KING ST. WEST. & WALPER BLOCK. Pool and Billiard CIGARS, TOBACCO, ETC. Parlor • 50 in oonntction. THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reeerve, 86,000,000. Total AssetB, f150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. m Berlin Branch. Moorman, Manager Waterloo Branch. G. M. Wedd, Manager J.
26 VERNON S DIRECTORY
H. L. STAEBLER & CO., 46 Alex Jacobs 25 Daniel P Knorr INSURANCE 56 John Berck + Richmond av corns 11 Queen South, Berlin 29 E J Seip Agents for JOHN ST, south side 33 David Gross The Standard Life 35 Mrs A Witzel < 3 Mrs E Hartwig 37 H Bellinger Assurance Company 5 Vacant 43 C Trussler Established 1825 7 Johp Hammond + Water st crosses Invested Funds $61,000,000 11 Peter Deitrich 59 Robert Canadian Investments 15 Morris Panick Laughin «l.-l,000,000 65 John Dietrich Annual Revenue 7,400,000 Jacob Simon Profits Paid 35,000,000 Public School 6G Theodore Krueger o 73 Nesbitt 35 F B Hertel Vaughan •iS John Shiry 77 Chas P Knapp + David st commences < 52 Ernest Klem + Heins ave comnces 39 Wm J Smith 56 Emil Hess 81 Peter Saugel 55 Edwin T Muldoon 95 C P frght offices a 59 Geo H Kalbfleisch R u IRVIN ST, south side 67 Adolph Tuchlinsky + Linden st commncs U E W Young + Wilmot st crosses 17 S Brubacher JOSEPH ST, n side, Berlin Interior Hard- 5Ss5 21 A E Riidell from Gaukel to limits wood Co 25 Rev A T Haist 163 H Bullock jog Electric Light Works 165 Wm Planz + Scott st ends Q 24 John Macauley 167 Mary Mosser 27 Ghas Gennann +Water st crosses 169 Homer Ford o 31 George Israel 64 Angus Wolff 171 Chas Wiegandt 35 Wm Hume 66 Henrv T Roeder 177 Roger T Gofton •U Moses B Clemens 6cS J H Tait 181 P Uttley u 47 Eph Shaefer 74 Richard Wright 51 Edwd Pehrenbach 80 Charles Guenzler KAISER ST, from 36 61 A R Goudie + Francis st ends Lancaster e Lang's Tannery 11 S Rau JOHN ST, north side, Wm + Wilmot st crosses 14 Edwd Hahl from 84 Queen s to Gaukel 18 R S Sider JOSEPH ST, s side 26 Isaac Musselman i\ Martin Straub 9 John Wilzel +Foundry st ends KING ST east, n side, r-9 Joseph Goreham from Queen to limits 32 Mrs Seth Potter M Henjy Bauer
34 Geo Bucher 13 Mrs i Kittle 2 American Hotel 38 Mrs James Potter 17 Vacant 8 Garner & Co, furn- 42 Leander Klem 21 Charles Harris ishers
All funds handled as sacred trust The MUTUAL LIFE OF CANADA money. Not a dollar lost or mis-, appropriated since its inception 10 years ago, is the unique record of this company. W. M. 0. LOGHEAD, District Manager, 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000.00 Total Assets, $550,000.00 Government Deposit, $50,000.00
TOWN OF BERLIN 27
10 Weaver Stationery 68 Galaraco Rose, fnit H. L. STAEBLER & CO- Go 74 H G Brechbill,mlnr INSURANCE iO Vacant 76 Mrs L Willler U Queen South, Berlin 10 Geo Marr. photo 76 M Masson Agents for • P B Schaefer 78 R Boehmer & Go, Commercial Union 12 Beck & Schell, gros coal 14 Glarke Bros, drugs 80 John Forsyth & Go, Assurance 16 E A Saucier, men's manfrs Company, Limited furnishings 82 M G Cressman, dn^' 18 Victoria Gandy Str goods Total Funds Exceed 20 L D Merrick, china 84 D S Gullen, pianos $84,600,000 22 G H Mills ^ Go, 86 R A Dietrich, bkr drv goods 90 Hallman. gro A S 162 John Scheifele 20 E Ritz & Go, drg 94 Kraft, btchr E 162 Alex Kolonski 28 Vacant 96 Vacant 164 Vacant 30 M E Click, milnr Scott st commences 168 I Holman, miller 32 Ernst & Go. dn^ gd + 34 Berlin Glub, Ltd 98 A L Fischer, hrns + Cedar st n comnces 36 Dominion Gigar 100 Vacant 170 J W^ Hett, painter Store 102 Ira Underwood 172 Jacob Koy 38 Garl Kranz, ins 104 Mrs H Milburn, 174 Elizabeth Tavlor 40 Bank of Toronto hair goods 178 Jacob G Good 40^ Warren Go, Ltd 106 G Seyler, shoes 182 Eph Miller 40^ Metropolitan Ins 110 M Thoman. blks 184 Adam Stieler Co 112 Henry Mertz 186 Herman Bender m C Knechtel, arch 114-6 Longo Bros, frts 188 Vacant 40l J McMeekin, ins 118 Warehouse 190 Danl Schneuker 40i H T Zoellner t20 John Miller m S Weber 122-4 Italians +Albert st n comnces 40X L Snyder 126 Noah Knipfe 196 Car barns 40| E Bingeman, os- 128-30 J Eassy & Go, teopathist fancy goods Head Office. Waterloo 40^ Frank Weaver 132 G Niederheuser 42 A Weseloh & Go, 134 John Johnson dry goods 136 A Hertel 4'i E K Snyder, shoes 140 Aaron Erb Mercantile! 46 Boehmer Bros, jlrs 144 A J Soalding K FIRE / 48 Canadian Bank of ri6 J Bacon \Insurance# Commerce 150 N Wellheiser W Co J + Frederick st comns 152 Mrs J W Fischer Town Hall 156 Germania Hot^l C. A. BOEHM. Agent for 58-60 Bowman House 160 T W Wambold, Waterloo and Berlin PHONESPHONFS / Office 249 64 Frank Seibert, repr dairy I Residence 209
7 KING ST. WEST LEMBKE & KRELLER Walper Block
C1G4R8. TOBA€€0, Etc. Pool citi J Uilliard Parlor in connection. THE CANADIAN BANK OF COMMERCE Paid up CapiUl, $10,000,000. Reserve, ?6,000,000. Total Assets, ?150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
28 VERNON S DIRECTORY
H. L. STAEBLER & CO., KING ST east, s side + Benton st comnces INSURANCE 53-57 Central 1 Grand 11 Queen South, Berlin Bank of Hamilton Hotel Agents for 3 M Wildfong, clothr 5 Thornton & Doug- 55 Band rooms 57 Bowling Alley London flssuranee las, cothiers 7 John Kreh, pnos 59 J no W Davey CoFpopation 9 Misses Snyder, 61 R Weber & Co dressmakers 63 Kushner & Feld- Incorporated 1720 9 G H Gillespie, ins man furs Capital paid up, $2,241,373 9 Julia Weber, dsmk 65 People's Railway Total Cash Assets, 22,457,115 65 Kechnie, brbr 9 Hv I\nell. re^dX est Ed 9 Gospel Hall 67 Lincoln Durst 208 Michl Litfin 11 Sippel & Hagen, 71 Mrs A Smith 212 R E Rusk shoes 73 J II Pehrenbaeh, 21 i F J Hoefling 13 A J Gable, jwlr harness 220 Mrs G Shoemaker 77-9 Moyer & Shantz - O 15 J P Bender, books 17 Havana Cigar Co 8t P E Shantz, repr + Cameron st comncs 17 A E Rudeli, dentst 81 J Reitz & Co, pntrs 8J J Shoemaker, shos 222 Mrs Moses Erl) 19 R Xeill, shoes 18I Mrs E Turner 226 M Thoman 21 Conservative Club 87 Sam Sing, Indry 228 John Snvder 21 John R Eden, brkr 89 C J Fischer, brbr 238 S E Eby' 21 Vacant 91-3 Hy Sippel, wvr 240 Eug Huss 21 A'acant 95 Peter Strub, wdwk 246 David Eby 21 Vacant 95 W M Fischer, blk- 250 Henry Grauel 23 P Ferhrenbach, milnr smith + Pandora av comncs 25 S H Knox & Co 99 Mrs G Wagner 27 Smvth Bros, drygd 101 Mrs Cudup 264 Vacant 20 (}eo E Potter, hclwr 103 T Winters, pimbr 270 Mrs H Milburn 3t S tarn aman & Son, 111 Berlin Suspender pictures Co, Ltd + FaJrview av comncs UJ 33 J H Schmidt, drgs 115 J E Rett, M D 117-9 S Hallman, 278 M Betzner 3r; Dunke &. Co, gios A grocer 282 Abe Cressman 37 Heller Bi'os. jwlrs 123 Mrs C Knipfel Knoll Wood Park 39 Geo Hoelschei; tlr 41 A Weseloh & Co^ 125 John McCann UJ + Sterling av comncs shoes 127 Vacant 43 AV J Schmidt, dnts 129 Wm Thorns, shos Old Mennonite Ch 131 Isaac W^ildfang 45 Dominion Bank 5: Wm Morrison Isaac Snyder 47 Post Office + Eby st commences Baetz & Boehrner,brks 49 Custom House 133 Geoi'ge Davis Benj Shoemaker 49 Inland Revenue 139-U J H Heller, jwlr
In furnishing Life Insurance at actual net THE MUTUAL LIFE OF MSJADA cost is thf» feature that marks the super- o iority of this Company. W. M. O. LOGHEAD, District Manager, SI King St. West, Berlin Offloe Phone 311 House Phone 323 t
feCONOMICAL MUTUAL JTRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. > John Fennell, President. W. H. Schmalz, Sec. and Manager. Geo. C. Lang, Vice-President.
TOWN OF BERLIN 29 o
143 Mrs E Magk 12 Green & Go, photos H. L. STAEBLER & CO., 147 Prank Dopp, brbr 16 Glarendon Hotel INSUEANCE DO 149 J C Heimbecker, 16 Glarendon Restrnt 11 Queen South, Berlin grocer 20 M G Heimbach, cgr Agents for m 151 John Healey 22 Louis Lefteris Quetn City Fire 153 J Steckenreiter 24 Alex A Rose, z 155 Geo Gulp ladies' outfitter Insurance +Gedar st s comnces 26 G A Wanless, pnos Company 28 R M Macfarlane, o 159 A B Miller, blksm EsUblished 1871 Happell dentist 163 Annie Tatal Assets, $371,000 m 28 Scellen & Wier, 171-81 Ganada Furni- barristers ture Go •J} Dominion Gredit- 02 H E Gopeland, phto 189 Joseph Hoeh ors' Adjustment 64 A Lockha rt, coal +Albert st s comnces Go 04 Electric Gonst Go New house 30 Paul Pequegnat, 66 Zinkann Bros, shs 197 Vacant jeweler 68 Victoria Hall 203 Jos Muldoon 34 Theatorium 68 Miss A Pritchard > 209 Geo Ringler 36 G G Schmidt, book- 68 J G Smith r +Gameron s & Gedar binder 70 Miss Lowes, milnr Grove av comnces John Dopp, prntr 72 Bk of Nova Scotia 325 H Lipinski 38 W H Leeson, croky + Wipper Pic comncs 337 Italians 40 Olympia Gonfcty is 351 Italians 'i2 Longo Fruit Go 74 The Lyric 371 Henrv Shantz 44 Herman Rittinger, 74 H Wipper confr>' 389 printer John Freund 76 The Grand 433 Henrj- Wagner 44 Jos Winlerhalt. cgr 80-82 Telegraph Bldg wn 435 Mrs L Gressman manfr 84 Stieler & Seibert, 437 Rev G 46 Merchants' Bank M Bowman tailors 481 WE Shantz + Foundry st n comns 88-90 Grand ITnion Htl 0)2 48 Betzner &, Go, gros 50 J Hessenauer & KING ST west, n side g5 Son, shoes Gore 2 A J Roos, drugs 52 J McGillawee, M D District Mutual 2 Ganadian Pacific 52 Herb Gauntley ' Railway 54 Berlin & Waterloo FIRE o 2 Dominion Exp Go RR Insurance Company w 2 2 C P R Tel Go 54 Berlin & Bridge- 4 A H Hertel, dentst port Ry Established 1839 ?< Net Cash Surplus, $333,772 4 J G Hertel, tlr 56 Breithaupt Estate J Wichels, pat med 58 J J McGallum, nws 6-8 H J Brown, confr C. A. BoBHM, Agent. 10 PHONK8PH0NK8 /Office 248 G M DeBus, brbr 60 H Dumart, btchr i Kesidence 209
cigars, tobacco, etc. IFMRICF Rr K^RFIIFR LlLlflDl\Ll Ol mlLLLLIly Pool and Billiard Parlor in connection. Z T MING 8r. WBST, Walper Block. o riie Canadian Bank of Commerce Paid up Capital, f10,000,000. Reserve, $6,000,000. Total Assets, ?150,000,000. CO Transacts a General Banking: Business. Interest allowed on Deposits. G. M, WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
30 VERNON S DIRECTORY
H. L. STAEBLER & CO., 188-98 Kaufman Rub- 408 Frank Boegel INSURANCE ber Go. Ltd 416 Wm Weick 11 Queen South, Berlin 200 Jacob Plantz + Pine st commences Agents for 202 N Matick 422 Fred Molson Phoenix Insurance 204 A Metuchinik 206 Albt Hasenjaeger 426 Wm J Becker Company 436 Vacant < + Victoria st comncs OF HARTFORD, CONN. 440 Adam Schaefer Established 1854 224 Berlin Lion Brwy 444 A Glebe Total Assets, $9,900. o*» G T R track 444 G S Kertcher Total Losses Paid, 246 Foster-Armstrong 448 Geo Schnarr $65,696,377 Go 452 Martin Reidel + Breithaupt st coms 454 Misses Edmunds 82-94 John Wald- 254 J F Wilhelm 460 Wm Frederick schmidt, grocer 256 E P Barnhard Waterloo Town IS 100-2 P Hymmen, 262 Ferd Walter hardware 270 H L Yansen, nurs- 104 Edw Lipper, furn KING ST w, s side eries - o 104 Bowling Alley + Wellington st coms 1 J J McGallum. cgrs +Yonge st commncs 1 .G N W Tel Go + Louisa st commns 108 Brunswick Hotel 3-5 Walper House 298 Vacant 110 Vacant 7 Lembke & Kreller, 302 L Miglarini 112 B Latimer, brbr cigars, etc 304 Mrs G Kessig 114 Henry Winterhalt 9 G T R Gity Ticket PQPQ 308 Stable Bros, btchs 116 Robt Strieker office QU 118 Vacant + Shanly and Andrew IJ Stable &Burkhold. 122 Kuntz Agency commence er c/)0 134 Vacant 322 Gasper Braun 13 Wolfhard & Go, D hardware + College st commncs 332 Mrs Henn- Braun 338 John Walters 15 F E Macklin, dr>' 146 Mrs I G Weaver goods C/D Swedenborgen Gh 340 James A Law 346 Samuel Dowsett 17 W Gostollo & Go +Water st n comncs 348 Jas Lavink 19 Vacant 19 United 160 Fred Rohledder 348 Albert Barker Canadian Glub 162 Wm P O'Rourke +Willow st comnces 19 170 Philip Gies Vacant 350 J H Schnarr, gro 19 Vacant 176 Harry G Brown 356 Wilson Her 19 Vacant 180 Wm Motz C/3 Academy School 19 Vacant 182 J J McGallum 380 Rev F E Waelchi 21 Singer Sewg Mach + Francis st comncs 386 Henry Glady Co 184 Sidney Harvey 398 J Fotheringham 23 M Cowan, milnry 186 Ferd Ziball 400 Geo E Ratz 25 Vacant g3 W. M. O. LOGHEAD, Intelligent investisation will clearly prove that District Manager, THE MUTUAL LIFE OF CANADA 51 King Street West. Berlin IS THE OOMPAMT PHOVI BU MOniS PHOME 321 that merits the patroaage of the insurinf pnbllo ECONdMldAL MUTUAL (FIRE INS. CO. OF BERLIN, ESTABLISHED 1871. HEAD OFFICE, BERLIN, ONT. Has had 38 Years' Experience in Fire Insurance Underwritingf. IT8 GROWTH HAS BEEN A STEADY ONT.
TOWN OF BERLIN 31
27 Vacant 79 Ontario Button Go H. L. STAEBLER & CO., 29 Jacob Seibel 79A-81 W J McGutch- INSURANCE 31 News Record eon II Queen South, Berlin 33-5 Fred Snyder, tins 85 Ontario Button Go Agents for 37 W A Zeigier, shoes 87 M Erb Go The Rimouski Fire 39 Goncordin Hall 87 H Tolton, shirts Insurance Company 39 E D Heist, osteo 89 Max Rosenberg, tlr is 39 Mrs Dr E D Heist, 93 W Meinke, cgr mfr EstabllBhed 1876 osteo 93 Star Shoe Go Surplus to Policyholders, 39 J A Hilliard, dntst 95 F W Heiman, real $^•5,358 estate (Including uncalled capital stock) ''il Lang Bros & Go, H dry goods 97 A Bricker & Son, /ir> W Metcalfe & Go, liverv 221 W H Bowlby grocers 101 D P Knorr 231 R Boehmer & Go, o 103 Sam Wing, Indry coal +Foundr5^ st s comes G T R track + Gaukel st commncs 'io Economical Fire 235 Jacob Kaufman 113 J Stabler Ins Go Sash, etc 115 Heniy Berg M Millar & Sims, bar- 249 John Gard 119 Vacant risters 253 W xMiller 121 Vacant 49 Fennell & Son, 257 Hugo Hammon 129 H J Hall <^ Son liardware 261 T Figures planing mill 51 Mutual Life of Gan 267 Jacob Kaufman 135 \'acant 51 Union Life 275 Wm Henry 53 Julius Jaeger, brbr 137 Harry Silver + Daniel st comnces 55 Ganadian Exp Go 139 John Schmidt 141 Lee, Indry 57 Geo Harrison, tlr Sam 281 Robert Gampbell 143 Onward Mnfg Go 59 I S K Weber & Go, 285 T S Kuhl insurance 145 Vacant 289 Geo Lippert 59 Employers' Assn 1 M My Valet, H Kar- 291 Henry Duench 59 Int Gorrespondnce row Schools Baptist Ghurch C.A.BOEHM 01 S Schmitt, tlr + Wat^r st s commens DIflTRICT AGIST 63 A G Schreiter, furn 155 G Braun, contr THE New bldg 159 L Lesin 7H H Breimer, brbr 163 Sam Pappernick 73^ Employers' Liability H E Ahrens, tlr 167 A J Gabel 73i Berlin Pish and Atsuruce Corporation, Limitarf 171 Edwd Marrin Capital Oyster $6,000,000.00 3 H Go 177 August Lang Accident, Sickness, Employera' 75 Royal Tailoring Co Liability and Guarantee Bonds + Francis st s comncs Liberal Policie* Isaued 75^ J P Bresnahan Prompt Settlements 77 S David 203 Berlin Orphanage PHOWM /Office 24« 77i F Hohlbein +Wilmot st comnces PHOMKS \R<^idenoe20»
3* W CIGARS. Lembke St Kreller, TOBACCO. Etc. King- St. Pool and Billiard Room in 7 W., Walper Block, connection. The Canadian Bank of Commerce Paid up Capital, 810,000,000. Reserve, $6,fX)0,000. Total Assets, ?150,o00.000 Transacts a General Banking Business. Interest allowed on Deposits. (0 G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
32 VERNON S DIRECTORY
H. L. STAEBLER & CO., 457 A Bowman 32 A W Hilborn INSUEANCE 459 Harry Denyes 36 P W Welz 11 Queen South, Berlin 461 P G Gross 40 Otto Boettger Agents for 463 Wm Ging 44 Philip Michael Imperial Guarantee 465 Ghas Glass 48 Simon Miller 467 R G Appleby 52 W G Schaefer and Accident 473 Isaac Wirz 56 Jacob Green Insurance Company 477 G S Schultz 60 G S Ahrens < Waterloo Town 70 N R Bugg of Canada 84 G Stapel Surplus to Policyholders, st ?1!13,447.72. KRUG ST, east side, + Samuel crosses 237 Lancaster e 102 Louis Albrecht
—ncMna—^i^MaowMT—ffwt-'MiMwiiiii— mi.uwi 293-95 G E Moyer 5 I Hollman 297 Victor Mclntyre 9 Mrs E Knapp LANCASTER ST east, 299 Noah Zeller 13 W R Wilkinson north side, from 301 Miss P H Buck- 17 John McNally end of Queen n to berrough 21 Mrs Danl Wismer Scott 303 Mrs G Kabel 25 Isaac Stinson 32 Daniel Fries 305 J R Strickland 29 A H Seibert 36 Jacob Fries + Agnes st commencs 33 Granson Snider + Kaiser and Gordon Public school 35 Aaron Schmidt is 317 August R Frost 39 J G Scharlach aves commence W- Harry Heintzman 323 Milton Zinkann + York commences 329 John N Zinkann 70 Wellington Martin 43 W S Hood 74 David Moody 335 Mrs M Brauer 47 Frank Seager 339 P Zarnke + Clarence st comncs M 51 W G Sinclair 343 Wm Father 59 Clark Washburn 100 Wm Shaw o 345 Geo J Deppisch 63 Mrs G Ritershaus 102 Ed Oelheiser 349 Warehouse 104 Mrs Jane Boomer ^$ + Troy commences 351 R W Schnarr, MD + Frederick st crosses 355 Pieper 65 Hy Heintzman Wm 122 P N Ulrop Gollegiate Inst 69 G J J Fischer 128 B Hunengard Technical School 73 Alex Koebel 134 Theo Zoellner 375 Rudlp Roschman 138 Simon Bowman 385 Richd Roschman KRUG ST, west side + Bingeman st comns + Green st commencs 6 Mrs R Gooper 144 Moses Devill Berlin and Waterloo 12 Seber 146 Mrs A Oberholtzer Hospital Wm 16 Mre G Musselman 150 Vacant 00 + Mt Hope st comncs 20 Jos Thaler 154 S Brunk Q.UJ 453 'Everett Betts 24 Bernhardt Zuber Mennonite Gh Si 455 Dell Mayberry 28 Gharles Bluhm + Chappel st comncs
W. M. 0. LOGHEAD, District wlanager THE MUTUAL LIFE OF CANADA 51 King Street West, Low Expense Rate, Low Death Rate and care in respect of investments are the items that count. O't Phone 511- House Phone 323 Examine our records in these regards. ECONOMICAL MUTUAL FIfiE INS. CO. OF BERLIN 3=a HEAD OFFICE. BERLIN, ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates.
TOWN OF BERLIN Z?>
164 Wm Woeller 225 Peter Kreh H. L. STAEBLER & CO., 168 Mrs J Grischow 229 Philip Lorch INSUEANCE 174 Herman Grischow 233 Thos Wright 11 Queen South, Berlin 182 J H Gorman 237 Vacant Agents for pa 186 Charles Degan LONDON AND 190 Edward Eby LANCASHIRE 198 John G Karn IiANCASTER ST w, n +Brubacher st comns Guarantee and Accident side, from end of 202 Mrs Geo Beckner Queen n INSURANCE 206 Mrs L Fisher COMPANY 210 Noah Stauffer 8 W Perrin +Krug st comncs 12 Harry Burrows LANCASTER ST w, s + Victoria st crosses side LANCASTER ST e, south side 34 S A Brubacher, 33*John Weiler + Breithaupt st cros's 29 Thomas H Green planing mill 33 Michael Draves 48 Joseph Smith 39 Joseph Kieffer 37 Danl P Fries 60 John Hofstetter 77 Jacob Affholder 64 Solomon Miehm 87 Geo B Schell + Mansion st ends 68 Julius Goetz + Louisa st ends 75 Jos S Shantz 72 N F Longstreet 153 Mathw Durrant 79 Irvin Rickert 87 Mrs S Barrv^ + Spring st commencs + Hill commences 93 Geo E Zettel 155 Vacant 88 Lawrence Sieling 99 Fred Roland 169 A J Martin 94 Charles Letson J 05 Mrs J E Meyer Union 98 Val A Hintz + crosses 111 J B Scharlach 104 Geo Bremner Mrs M Dutzel Ml Wm Cairns 110 Wm Schell Louis Weber + Ellen st ends 124 Christian Timm Nicholas Ryder + Frederick st crosses 134 Wm Luft 141 Noah Betzner 166 Benj Hinton WATERLOO MUTUAL 143 L Norman 172 Gustav Prager 151 Mrs J Schlichter 174 Marks Goss FIRE 155 E 178 H Pearson S Bechtel Insurance Company 159 S S Moyer 190 Philip Luft 163 John Weigand 200 Frank Meier Established 1863. Central School Net Cash Surplus, $199,709 + Arnold st commens 195 Herman Hertel C. A. BOEHM, A^ent 201 John Zinkann Jacob Giller Waterloo and Berlin. 217 John Dauberger Musclow Wm PHONES 221 Herman Heiser Wm Hopp Office 249 Residence 209
CIGARS, TOBACCO, ETC. Pool and Bimard Parlor ' ' in connection. 7 KING STREET WEST, WALPER BLOCK, THE CANADIAN ^ANK tif COMMERCE Paid up Capital, ^10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. Transacts a General Banking: Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
UJ 34 veRnon's directory
H. L. StAEBLER k CO., LOCUST ST, from 247 George Gies INSURANCE 298 Frederick 251 Ed Boll 11 Queen South, Berlin 255 Alfred Lippert 18 Alfred Hallman Agents for 259 Wm Carrie 26 David Hallman 275 Jos Hcirtleib Springfield Fire 23 Chas Kufske 279 W E Strong 25 Otto Pietz i and Marine 283 Henry Wagner Insurance Company +Margaret st crosses LOUISA ST, east side, Incorporated 1849 + St Leger st crosses from 298 King w to Surplus to Policyholders, $4,718,061.53 Lancaster Losses Paid, $46,763,346.40 LOUISA ST, west side +Gharon st crosses CO LANE, from 170 Wat- 71 Wm B Reinhart 8 G A Mclntyre 12 erloo 75 Chas Lantz C B Fischer 79 M Steinberg 18 Geo J Lunz 28 Fred Krause 83 Isaac Green 26 Adolph Stoeser ^ 32 George Krause 87 A G Heldman New house 00 91 Geo Milker 50 George Kechnie 00 Two new houses + Waterloo st crosses LANE, from 191 Ben- 58 Wm Dunker I 113 John Steiss ton 117 J P Becker + Charon st crosses 121 John Klaehn 66 Mrs Kaminski James Willis W 72 Philip Niergarth John Chalton 125 Mrs E Beck 129 Wm Janke 78 Emil Casdorf CO 133 Albert L Hergott 8C Philip B Schaefer 137 John Ringle 90 Mrs E Shedler LANE, off Park st 141 Robt McLaren 94 Edwd Swartz 22 Mrs Wm Rieck 145 David Byers 100 Henry Baumann + Edward st crosses + Waterloo s^ crosses 163 Andrew Haus 102 Wm Polokowski LANE, from 26 Young 169 Henry Hilker 118 Chas Schrank 122 Louis Schlieman Four new houses 173 Aug Kampmann 179 Lenhard Rockel 126 Fred Zarnke 130 183 Henry Stein Herman Oberer 134 Oscar Lauber LINDEN AVE, from + Weber st ends 138 Henry Hass I 95 Joseph 193 A J Smith 146 John E Vogt G T R Track 20 Richard Ogram 1 + Edward st crosses 209 Steinberg & Go m S M Bauman 148 Chas Bierwagen 38 Jos German '+Ahrens st crosses 158 Jacob Kreiner mm 42 Chas Dopp 243 Albert Stedman New house jjl C8 W. M. The Mutual life of Canada 0. LOCHEAD, DUtrict Manager Canada's big and only Mutual Life Insurance 51 KiNa St. West, Phone 511 Company. The Policyholders really Own, really Control and really Get Evebtthino. House Phone 323 )
£G0N0MICAL MUTUAL FIRE tNS. CO. OF BERLIN C/) HEAD OFFICE, BERLIN, ONT. Support your own Institution. The Economical holds a place among the fore- most Companies of Ontario. Rates low. Security unsurpassed.
TOWN OF BERLIN 35
166 Herman Rogge 34 Henry Foreman H. L. STAEBLER & CO., 170 Wm Scharlach 40 Gharles Greb INSURANCE 178 R E Pinke 44 Harry Hallman II Queen South, Berlin 184 Geo Hertfelder 48 A S Uttley Agents for 188 Philip Miller 52 B H Warren The Ontario Fire G T R Track 64 Simon Hinsberger 198 Theo Lobsien Insurance Company 198 Amos Starr MAPLE AVE, from Total Assets 206 Louis W Roth ( including subscribed capital Union to Arnold 222 Lppert Fiirn Go $429,000.
+Ahrens st crosses Victor Balzer Solomon Schaneski 246 Ghas Adams 15 J U Clemens 250 John Houser 17 Ghas F Niehaus 19 Mrs J E Neville +St Leger and Mar- MARGARET AVE, n 21 J G Garden garet av cross s, from 108 Queen 23 R G Diefenbacker to Zoeller 25 Vacant LYDIA ST, from 289 31 D Forsyth 16 D S Bowlby Frederick 37 Mrs Amelia Mylius 22 Henrv Sachs 41 Rev L H Wagner 38 August Foss 32 E P Cornell 43 G Shimkoski 42 Vacant 38 P Rieder 42 F P Fennell + Maynard av ends 46 E Houston 55 Dilman Shantz MANSION ST, e side, W 50 Mrs D S Bowlby from 28 Ellen e to + Victoria st cros's 54 H J Bowman G T R Track Lancaster 66 W H Breithaupt Breithaupt 11 L Dotzenroth + Victoria st crosses + st cros's 15 Ghristian Woeller 76 Herman Kreitzer +Wellington st cros's 21 J E Beckley G T R Track 129 John Dunn 27 Mrs D Schnarr 80 R E Cowan 39 John Hagen 84 Kimmel Felt Go 39 Rev INSURANCE M Glemens + Breithaupt st cros's 45 H D Ruber COJVIPAJ^Y OF 94 R S Porteous 51 Geo L Miehm + Wellington st cro's NORTH AMERICA Public School Founded 1792 MANSION ST, w side Losses Paid, $U4,7»0,841 +Louisa st crosses Surplus, - - 12 Harry Germann 5,689,40i» +Adam st commencs Marine, 16 Misses Ahrens Fire, Automobile, Tourist, etc. 20 Harry Tolton 24 Sam Holtzman MARGARET AV, s s C. A. BOKHM, Agent 11 PHONESPHOKKS /Office 849 26 Fred G Chace John Forsyth \ Residence 209 OIQARS, LEMBEE & KRELLER, TOBACCO, ETC. POOL AND BILLIARD PARLOR IN CONNECTION. KING ST. WEST - WALPER BLOCK. 0) THE CANADIAN BANk OF COMMERCE CO Paid up Capital, $10,000,000. Reserve, 36,000,000. Total Assets, 1150,000,000. o Transacts a General Banking Business. Interest allowed on Deposits. Managrer Berlin Branch. MOORMAN, Manager Waterloo Branch. o G. M. WEDD, J. S m 36 VERNON S DIRECTORY
Ul CD H. L. STAEBLER & CO., MASCOTT LANE, 12 Fred Burhitt 111 X INSURANCE from 91 Scott 16 Wm Irwin 11 Queen South, Berlin 20 John Beck CO 14 Mrs E Mandelsloh Agents for 24 Simon Wagner 15 Mrs L Scharach Atlas Assurance ® Company, Limited MASSEL PLACE, MILL ST, north side, from 175 Queen s to Established 1808 from 71 Frederick limits Total Funds, $15,000,000 11 Carl P Schmidt Capital Paid up. 1,320,000 18 John Heppler Uncalled Capital, 9,680,000 13 Mrs S Isch 2A Philip Bish 15 Fred Hauser 34 A J Bock +Louisa st crosses 38 Wesley Black MAY PLACE, from 58 c «* 155 Thos Green 42 Adolph Tiierk * M Cedar n 155 Granville Blood + Benton st ends +Wilhelm st ends 7 Jos Pinchant 56 G H Krohn 9 Allan Courtney 60 Wm Uhrig 11 Reischt .a o 52" W 66 Leo Tschirhart WOT MARTIN ST, n side, 15 W G Bowden 68 Norbert Leyes from 157 Benton 19 James Blevins 72 Mrs C Keller 76 Wesley Morish 18 Alvin Willets s, 80 W R Witzel 22 Daniel Eby MAYNARD AVE, e 2 § 82 Robt Schack 26 Henry Gerth from 74 Ahrens w .s to Margaret av 84 Geo Robinson en 88 John Steinberg .s Hibner Place m 90 Mrs Steinberg MARTIN ST, s side A 13 R Cook O 112 Reiner Z Juergens 13 J Hoeffle 19 Casper Roehrig 116 James Young (I) 15 New house 25 J Klippert 122 John Bindernagel 17 Ezra Kruspe 31 L Yost 128 Conrad Kufski ® 21 Otto G Kalbfleisch 132 Wm Weber 25 Geo G Meisner MAYNARD AVE, w s 140 Felix Hauch 144 Stengel 16 Solomon Kaufman A H 150 Walter Reeve 20 John Burg MARY ST, from Pine 178 Chas Davis CO 22 Robert Hall to Waterloo Town 28 Noah Wagner .+ Albert st ends CO 17 Geo Scott 180 Mrs Chas Kraus 31 Conrad Schweitzer MICHAEL AVE, from 182 Bernhard Fischer yj 35 Jos Heimler 200-2 Sengbusch Linden to Wilmot Wm 39 John G Schweitzer 216 Mrs F Dankwardt 48 Jacob S G Erb 8 Andrew Zuber 226 Albert Kurt 49 Aaron Erb C A Ahrens & Go 236 Wm Radtke Mi
Actual Policy results oount. Examine our results < and our present unequalled flnancial standing The Mutual life of Canada and be convinced. W. M. 0. LOGHEAD, District Manager, 61 Kinff Strtet West, Berlin 5 OrricE PHONK 811 HOUSE Phone 323 Economical Mutual ?m ins. Go. of Beriin > HEAD OFFICE, BERLIN ONT. Security ample. Losses promptly and equitably adjusted*
TOWN OF BERLIN 37 o
244 Bernhardt Kurt MITCHELL AV, from H. L. STAEBLER & CO., INSURANCE 250 Ghas Scheel 163 Queen s 256 Fred Witte 11 Queen South, Berlin 260 Christian Hagen 10 Wm Mitchell Agents for m 11 S Burkholder 268 Henry Asmussen Pacific Coast Fire 276 Ghas' Hartwig 14 W Mitchell z 292 MichI Ott 20 E W Bursch Insurance Company 24 Geo Hoelscher 318 J Shoemaker Incorporated 1890 D 424 Mrs J Stuckhardt Surplus to Policyholders, Louis Ernst m MOUNT HOPE ST, $206,800. from 453 King w J) 10 J Williams +Vogt Place comncs W MILL ST, south side 14 Wm E Gonnor 14 A M Schiedel n 11 George Buck 16 M Worchowsky 18 Alex Shoemaker ' 13 Jos McGutcheon 20 Michl Refeski 22 August Gies 19 Michael Israel + Garoline st comncs 26 Benj Snyder 25 Jacob Baetz 33 Henry Kinzie 26 Gharles Schacht 37 Ghas Hoelscher + Park st crosses 41 Vacant OTTO ST, south side 60 Jacob Ellert 45 Mrs Jacob Doering 65 Louis Bunsch 51 J E Wolfenberg 1 Rev G R Miller 6(- John Johnston 57 Jacob Bertihardt .5 Mrs G Lackner 63 Joseph Perrin I'? 11 W D Euler 67 Jos Hoelscher OAK ST, from 20 Lin- 5*8 17 E J Philips 185 Limus Wey den to Wilmot 21 J K Master P r+ +Shoemaker av corns 1 Adam Dengis 25 L S Weber 5 Aug Trump CO 245 29 John Laufer Daniel Staufer 6 Martin Hummel 249 New house 9 Jacob Beserer 263 P G White 13 Wm Fischer PERTH MUTUAL 291 Simon Gies 15 Ghas Schippling W (A 17 Jos Wagner FIRE +Heiman st comncs 25 Julius Koehler Insurance Company 313 Jacob J Eby 33 A Plazek
317 Jacob Kesselring Established 1863. 393 Sim Weaver Net Cash Surplus,
H. L. STAEBLER & CO., HI Edward G Dahm PETER ST, west side INSURANCE 115 Erns Kurschinske 18 Henry Gerbig 11 Queen South, Berlin 125 Geo Waechler D 20 Jacob Wunder Agents for 131 Stpn Ellerbraunn 24 E Little United States .+ Union st crosses + St George st crosses Fidelity & Guaranty 133 Adam Hueghlin 50 Abraham Keffer Company 153 Mrs A Dannecker 58 Wm Gottfrid 157 Herchenreder We Will Bond You Aug 66 Edwd Porwell Established 1896 70 Misses Meager
Cash Capital, $1,700,000 PEQUEGNAT AVE, + Gourtland av cros's from Kaiser to Fred- 96 Bert Young CO 102 D E Weber PANDORA AVE, from erick Q 108 Reihl 250 King e Geo V Q: 1 Andrew Fromm 18 L Snyder 7 P S Sider PETERSBURG RD,, 19 I H Oberholtzer 11 Arch Hallman ;^ from Queen s UJ 23 J Bowman 15 W G Stinson 29 Albert Schwartz 1? Addison Dedels 45 Henry Schneider 23 Henr>^ Kilbeg 67 Henry Krube "^ 26 Alfred Arnold 73 Joseph Lehman PARK ST, north side, 27 from end of Green J M Jackson +Pacton,' rd comncs 28 Henry to Waterloo Town Mahn 37 E G Horsch PINE ST, from 416 ©CO Berlin and Waterloo 43 Geo Davis Hospital King w to Cemetery + Mount Hope crosses 9 Philip Hummel PETER ST, east side, 100 Miss Rosa Krafft 13 Wm Miller from 91 Church to 0.0: 16 Mrs Susn Knechtel Mill PARK ST, south side + Mary st commencs 17 Albt Boynton 45 John Hintz 19 Geo Blinkhorn ST, from 40 51 Jacob Sousmen PINKE 25 G Hett «| 53 G Herchenreder Wilhelm to Blucher ^% 59 Prank Wagatha + St George crosses 18 I Speigelbach 77 Thomas Evans 39 Jacob Riehl New house 83 Ghas Schmidt 43 Jacob Wellhauser K 24 George Pinke 47 Gottlieb Krueger + Mount Hope crosses 28 Zeph Lev an 53 John Dopp 85 Ghas Singer 3? Pred Schacht 57 Wm Schade 91 Lorentz Krahn 36 John Gaeler 97 J H Seip + Gourtland av cros's 40 Peter Gebhardt 99 Nicklaus Shaefer 105 Jos Oraszeh 44 Martin Lorentz O m^ MUTUAL LIFE OF CAINAD Gilt Edged Assets, Jan. 1, 1910 - - $14,518,441 W. M. 0. LOGHEAD. District Maniger S Clear Surplus above Reserve and all Uj Other liabilities, Jan. 1 1910 - - - $2,973,760 51 KING ST. WEST, Phone 511. House Phone 323 II ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN HEAD OFFICE. BERLIN. ONT, cm includes some of the largest corpora- The list of the Company's Policy-holders men of the country. tions and most influential business 55 TOWN OF BERLIN 39 t/iC
H. L. STAEBLER & CO., 48 Hy Ishenvood 105 Jacob B Shantz INSURANCE 52 John Pletsch 109 Henrv Knell 11 Queen South, Berlin 62 John McKelvie 111 C N Huether ^> Agents for 117 C E Hoffman 121 George Schlee Boiler Inspection QUEEN ST north, east 125 John Fennell side, from King to Insurance Company >C/) 127 Geo E Avery Lancaster OF CANADA Forsyth 129 Thos G Established 1875 H> 9 E Hamel & Go,pnts 131 Lewis Arnold PolicieB guaranteed by The Hartford Steam Boiler Inspec- 11 Lee Hing 135 E W Clement tion 9c, Insurance Company. 13-15 Breit-haiipt + Ellen e commences Total Security to Policyholders, $4,552,000 Leather Co 139 James Harlock 19 L F Gline, M D 143 Alex Dantzer Presbyterian Ch 21 Merchants' Ptg Go 147 Michael Wunder 62 Edwin Huber 23 E P Gornell, dntst Lewis 153 Mrs Timm 68 M M Bricker 23 S H Middleton 161 John Colombo + Roy st commences 23 Vacant 163 S A Brubacher 23 Vacant 175 Philip Weber 76 George Lang 23 Vacant 179 Philip Forler + Ahrens st w comncs 25 W A Lawrason, 185 Aaron Metz 90 J Eden liverv R 189 W M Davis 92 August Boehmer 27 A B Campbell 96 Joseph Zuber 29 Mrs Mary Thorpe QUEEN ST north, w s 100 Alex Millar 31 A Gies, shmkr 108 L J Breithaupt 33 James Armour 6-8 \Vm Bernhart, + Margaret av comns 35 F K Ferguson, bkr wines 116 Wm Roos 39 Ormand Mathews 12 Kloepfer & Co, coal 128 Miss G Jackson St Peter's Luth Ch 16 John Quering 49 Rev P Oblander Harry Lobsinger, f.Ellen st w comncs 18 fO 53 M M Bricker, ins tailor 132 Arden E Bott 57 Mrs Fred Rittinger 134 Wm Weigand c 18 W M Reade m +Weber st e comncs 18 Vacant w Court House 22 Wiegand & Co, 7o Jonathan Cook shirts Hartford Fire Heller 24-6 Wm Munro. brkr 79 A H Insurance Co- w 87 Oliver Kenzie 30 M E Fitzgerald H 89 A G Schreiter ••Duke st commences A CKNTUBY OLD 91 Mrs Geo Balzer 34 Lackner, D H G M In San Francisco alone Ten + Ahrens st e comncs St Matthew's Luth Millions Paid. 95 P Hymmen Church C. A. BOEHM, Agent. 97 A J Rocs Public Library PHONKS„„««,= /Office 249. 101 David S Huber + Weber st w comns I Residence 209 o LEMBKE & KRELLER, ^ Cigars, Tobacco, Etc. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING STREET WEST, WALPKR BLOCK. H Paid-up Capital, $10,000,000 THE CANADIAN BANK OF COWMERCE Reserve, ^,000,000 Total Assets, $150,000,100 Transacts a General Banking Business. Interest Allowed on Deposits. G. M. WBDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
40 VERNON S DIRECTORY
H, L. STAEBLER & CO., rlo John Gollins, blk- 97 Mrs M E Glick INSURANCE smith 103 Robert Smyth 11 Queen South, Berlin rl5 B Ziegler, wagons 109 Duncan Ghisholm xVgents for rl5 G H Hackborn & 115 Henr>^ Stuebing upholstrs 119 Philip Hilts Sterling Accident Go, rl5 J W Keyes, livery 129 Williams, Green and Guarantee rl5 Jos Inglehart & Rome Company rl5 G Heiobuch + Gourtland av cros's 17-19 Vacant 133 E Butler Surplus to Policyholders, W 21 Steinmetz & Son, 145 E B Erb $293,889.95 repairers H S LaGrange 23 Stuebing & Son, 149 J P McKay, grocr 36 J B Shantz grocers * Mitchell 38 G A Richardson 25 Ghas Blankstein, av commns 40 G P Marklewitz cigars 163 W E Mitchell 44 John Mangold 2l> Ghas Holly 175 Pred Schmidt 50 Huether 27 Sattler o Ghas Louis + Mill st commences 29 G P Gardner, pnos H + St Leger st comncs 181 Miss M Gowan 31 L Sattler, 54 Vacant hams 183 Geo P Zieg'er O 33 Geo Seller, photos 56 John Gummings 185 Wm P Kress o 37 Vacant 58 Arnold Jansen 187 John Dreger 39-41 G Meyer, repr 62 Geo Hellbriegal 191 Morley Wiegand 45 John 66 Henry Dumart GoUins 195 Geo DeKleinhaus < 70 James Lloyd 47 Peter Kolbrenner G P R Track 51 G Stein, liquors 78 J E Bilger 201 Joseph Rice f 53 Vacant 82 Mrs S Reist 205 John Bramm Skating Rink 86 Mrs John Albert G T R Track 57 88 Joseph Arnent G P Hagopian 209 Berlin Gasoline < 59 Gharles Gehl 92 Wm Mumart Engine Go 61 P Tylinski, tailor 225 Wm Porwell H 61 Ralph Gossey, elec QUEEN ST south, e s, Berlin Table Mfg 63 London Life from King to limits Go 67 J J Walters, M D Twin Gity Oil Go 9 Ghristadelphian + Ghurch st commncs Woodside Park Hall St Paul's Ghurch 9 W R Wilkinson, 79 Boese QUEEN ST south, w s dentist Rev Wm 81 Beilstein 9 T Hirlies, drsmkr Wm 8 H Jaeger, barber 83 Vacant 11 H L Staebler & Go, 10 Arnold Jansen, jlr 87 Garl Kranz ins 12 Kaiserhof Hotel Go 89 Mrs Hugo Kranz 13 A G Bender, rl est 14 Ghinese Restrnt 93 H Schmaltz t5 Rittinger & Motz, W 18 Opera House publishers + St George st comns 20 Berlin Dyeing Wks
The success of this company attests its H merit. Obtain an honest statement of GflNADfl THE IHOTOBIt IiIFE OF the facts from the undersigned. W. M. O. LOGHEAD, District Manager. 51 King St. West, Berlin OFFICE PHONE Sll HOUSE PHONE 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN O HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. 5' o
TOWN OF BERLIN en C 41 ^ c/i
22 W A Brechbill, 142 Ghas Kern H. L. STAEBLER & CO^ livery 146 J H Heller INSURANCE 24 A Henhoeffer, 150 I II Queen South, Berlin V S S K Weber Hio 26 G Ball, brbr 154 Ghas Blankst^in Agents for -^ 28 S H Hessenauer 158 Frank Hodgins HAND-IN-HAND crq 34 Randall & Roos, 160 Garl Luelo whol gros 162 Henr\' Lippert Insurance -0 38-40 A Sararus B & 166 John' Fried Company o Go, undertakers 170 Joseph Schell 3 46 Vacant 178 S B Schneider Established 1873 48 D Stadelbaiier + Schneider av comns Old and time-tried, 5u G E Hoffman, btns 194 J R Stouffer 54 Pearl Steam Lndry 198 Amos Shantz ROLAND ST, from 06 Luckhard Specialty 204 George Bramm 126 David to the Park Go G P R Track 58 J Juggisberg 13 Wm Kruse 214 Ii'vine Master 62 Snyder Bros 19 D A Bean G T R Track 64 New Bldg 23 Garl Mueller 220 A N Berlet 66 Imperial Tea Go 29 George J Lippert 224 Vacant 68 Ghicopee Store 33 John Derbecker CD 226 J G Hahn 72-4 Young Women's 35 Wm Woodall Ghristian Asscn + Homewood av coms 39 Menno Strome 76 W H Fisher 230 Wm Schaefer 80 A A Pine •-Petersburg rd coms 84 G J W Karn, M D ROY ST, n side, from 66 Queen n to Yonge +John st commences RICHMOND AVE, e side, from 25 Joseph 86 Mrs A Devener 32 Rev R S Knechtel to Victoria Park 90 C Asmussen 36 Julius Jager 94 W Asmussen 7 Abraham Harlach 40 L A Mehlenbacher 96 Vacant \\ Mrs Alex Eby 'li Wm L Laird 98 W Gostello ib Henr>^ King 102 Mrs Man^ Tuerk 19 Edward Fries 106 John F Beck 23 Alex Findley n w 112 Harr>^ A Hagen New house y€TNA 0> 116 Mrs M Hallman INSURANCE CO. 118 Ghas A Ahrens RICHMOND AVE, w s HARTFORD, CONN. 122 Edwin Green 12 John Leading Fire Insurance Co. Walker in America. 126 P Pearce 16 Anthonv Forwell 128 Miss B. Hughes, Alice Mover 20 Frank Hirth J. >> 134 G W Stewart' 24 Otto Schmidt Special Apent. Phone 259 138 W A Rolling 28 Nelsn Gunningham C. A. BosHM, Local Agent w + GourtIand av cros's 30 A Wildfong Phone 249 - m Lembke Kreller^ 7 KING ST. WEST, & WALPER BLOCK. CIGARS, TOBACCO, ETC. Pool ftnd Billiard Parlor • 7i in connection. THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total AsBetB, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits.
G. M. Wedd, Manager Berlin Branch. J. Moorman, Managfer Waterloo Branch.
42 VERNON S DIRECTORY
H. L. STAEBLER & CO., 78 Geo Staehle 18 Frank Carruthers INSURANCE 82 R Weber 38 Dumart & Co,hides 11 Queen South, Berlin 86 Levi Seibert + Victoria st crosses Agents for 90 Henry Alles Wunder Furn Co 94 Arthur Prittie G T R Track ROYAL 96 L E Schaefer 52 Laura Sheppard +Peler st crosses 60 Fred Sheppard Insurance Co. Water Tower LIMITED + Breithaupt st cros's 112 Nichlaus Dopp Established 1843 too Louis Dumart 118 John Skinner Assets, $71,000,000 +T^ouisa st crosses 122 Paul Steinke ST GEORGE ST, s s 48 J J Prank Anthes 23 Saml Thompson 5i Erwin Roos ST LEGER ST, s side 58 T H Rieder + Benton st crosses 9 Leo B Clemens 62 Jeremiah Scully 45 Alfd Snyder 15 Rupert Hinsberger 66 Mrs E Schwartz 49 A H Hewitt 17 Mehlenbacher 53 John Kesselring W B 21 Mrs Mary Dumart 57 A Z Garner ROY ST, south side 25 Simon Hinsberger 59 A E Eby 15 Noah Cress 29 Daniel Hinsberger Hebel ave commncs 15 Mrs E Shoemaker + 31 John Gies 10 S R Ernst 63 Peter Hebel 33 John Pashak 67 J M Seibert 23 Mrs A Bowman + Victoria st crosses 71 H M Tait 27 Harry Illing G T R Track 31 Mrs Abel Walper 75 Arthur Foster 35 J K Ball 79 L F Swears +Breithaupt st cros's 81 Mrs Sarah Sage 4J Fred Hauch + Wellington st ends 49 George Davidson 85 Henry Stauch + Louisa st crosses 53 T A Witzel + Peter st crosses 91 — Mitchell SAMUEL ST, n side, ST GEORGE ST, n s, 97 Julius Wurm from 247 Frederick from 93 Queen s to 105 Gustav Draeger 119 John Oestreich Cedar 4 Walter Ziegler 123 Foster John 14 G J Bender i\ John L Mader 131 Wm Hergott 18 Oscar Schneider 18 L D Merrick 22 I H Eby I + Benton st crosses ST LEGER ST, n s, 26 Mrs A Fehrenbach 150 30 Bastedo 64 Ernst Rieck from Queen n to Wm 32 A J Leitch 68 Conrad Byer Union 70 Julius Hagen Walter Dumart + Bingeman st crosses 74 Adam Hedrich i\ George Doerr 42 II J Martin
All funds handled as sacred trust The MUTUAL LIFE OF CANADA money. Not n dollar lost or mis- appropriated since its inception 40 years ago, is the unique record of this company. W. M. 0. LOGHEAD, District Manager. 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000.00 Total Assets, $550,000.00 Government Deposit, $50,000.00
TOWN OF BERLIN 43 td 46 Walter Barrie 48 G H Nyland H. L. STAEBLER & CO., 50 Allan Grauel 52 Rudolph Kramer INSURANCE 54 F Musselman 58 Mrs Jacob Fidler II Queen South, Berlin Agents for +Chapel st crosses 64 Arthur Strome pi 68 John Rooke 58 H Herchenrader NORTH BRITISH AND 74 Philip Feb re n 70 Frank Hamel bach MERCANTILE 74 Vacant Insurance Company AV, s s New house SCHNEIDER Established 1809 Brubacher Krug + & New house Total funds exceed J8«,805,000 sts cross Carl Ide Canadian investments. ?8.820,742 98 Albert Inrid 21 Abe Moyer 126 Vacant 23 V Phillips 25 J M Snyder 79 Mrs Hannh Rudell 80 Urias Israel SAMUEL ST, s side 27 D B Schneider 29 Edw ard Binkley 87 John Hessenauer 9 Edmnd Pequegnat 35 Geo Pequegnat 91 Ghas J H Massel tl B G Schulte 39 J H Schmidt +Mascot Lane comns 15 Fred H Boehmer + David st crosses 95 21 Philip Pequegnat Meno Shoemaker 25 Jesse Conner 43 Tobias Shantz 59 John Gross + Bingeman st crosses SGOTT ST, west side 63 Vacant 41 Geo AUendorf 71 I Master 6 Alex Dietrich 55 S Robertson • m 8 E Kraft o + Ghapel st crosses Market SCOTT ST, east side, 59 Norman Boehmer 44 G G Schmidt from 96 King e to 46 Mrs E 65 Gharles Zuber Irwin Schmidt 71 Philip P Bollinger 50 Geo S Ziegler 81 Geo Kraemer 11 Levi Wiegand 54 Anthonv Bieth 87 Otto Kuss 15 Phares Eby 58 Alfred Heller 19 Peter +Brubacher st cros's Mrs Moyer 23 Simon Reid + Krug st crosses Head Office. Waterloo 27 A Waldron. V S 127 Wm Hilburn 31 Mrs L Histand 135 Alex Hergott 35 H G Wildfang 141 John Doerr H 39 Fred Durst Mercantile n X +Elgin st commences FIRE 1 n i-> n SCHNEIDER AV, n s, 43 David Knipfel \Insurance/ ^ w from 178 Queen s to 47 H G Diebel \ Co 7 o3 the Park n 51 Mrs Thos Trussler Gr C. A. BOEHM, Agent for + David st crosses 55 Mrs H Moyer Waterloo and Berlin 42 J PHONESPHnvFs / Office 24!) 1=2 G Gole +Weber st crosses • I Kesidence 209 C/5 < z 7 KING ST. WEST o Waiper C LEMBKE & KRELLERg Block H €1G4R^, TOBA€€0, Etc. Pool an.i Billiard Parlor in connection. X THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Totol Assets, ?150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
44 VERNON S DIRECTORY
H. L. STAEBLER & CO., SHANLY ST, w side SHORT ST, from Col- INSURANCE lege to Water 11 Queen South, Berlin +Andrew st commns 14 Agents for 10 Mrs Hy Eizerman A & G Boehmer 36 Aug Schwalm 20 George Boehmer The Standard Life 24 Alfred Boehmer + Braun st commencs Assurance Company 38 Herman Voege Established 1825 46 Henry Dunker SIMEON ST, from Invested Funds $61,000,000 54 Samuel Helmuth Canadian Investments 269 Frederick $i.N0O(),ono 64 Paul Grau Annual Revenue 7.400,000 70 9 Albert Bernie Profits Paid 35,000,000 Mrs M Wieland 11 P Martin +Charon st crosses M 19 Louis Kieswetter 74 John B Schmidt 60 Wm Benecick 23 Vacant 80 Mrs Man- Paetz 62 H B Betzner 25 Ghas Kerby 90 Ghas Schack +Weber st crosses 26 Jacob Meyer 96 Peter Voll 8(1 F Von Neubronn 29 Weslev Delev 100 Thos Robertson 86 Mrs G Godbold 106 Ghas Schilling + Spetz st ends + Waterloo av crosses SPETZ ST, from 125 100 Mrs L St rob Frederick to Scott lOi John I\Iantz 118 Henrv Schaefer 126 ThosKlippert 10 Anthonv Weiler 130 Louis Freund SHANLY ST, e side, 12 Wm Ott 136 Jeremiah Steiner from 308 ICing w to 13 John A Fuhrman Edward 152 Walker Bin and 16 Ghas M Schmidt Store Fixture Go 20 Henry Hamel id Geo Fischer 26 JohnB Histand 29 Martin Koebel SHOEMAKER AVE, e 30 John G Kress Vy'A George A lies side, from Mill to I 43 Frank Nowak limits + Charon st crosses SPRING ST, from 72 8 Gecil Walker 81 Jno N Bowman Lancaster w 12 Irvin 91 Raymon Stoeser Walker 16 Ghas Hagen 9 Ed Kimmel 95 Henry F'orler 13 .M O'Neil 99 P Bogdonewick 26 Henry Eby 14 J M Jackson 103 M Fischer Wm 17 Dan Thompson 107 John Karn SHOEMAKER AV, w 15 II W Thompson 109 Ch^s Sass side 21 Oscar Marchand + Waterloo st crosses New house 28 Julius Luft 127 Otto Schedler 13 Ernest Kehl 35 John Thompson 133 Fred Schultz 27 Vacant 77 G Harnack 145 Moritz Bastian 37 Ghas J Weber 101 John Mitzlaff
In furnishing Life Insurance at actual net THE MUTUAL LIFE OF CANADA cost is the feature that marks the super- iority of this Company. W. M. O. LOGHEAD, District Manager, 31 King St. Weat, Berlin Office Phonm 911 House Phone 323 ECONOMICAL MUTUAL FIRE iNS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. John Fennell, President. W. H. Schmalz, Sec. and Manager. Geo. C. Lang, Vice-President.
TOWN OF BERLIN 45
STAHLS AVE, from 165 John Alles H. L. STAEBLER & CO., 143 Edward 173 D S Oberholtzer INSURANCE 177 A Selke 11 Queen South, Berlin 2 Mrs A Stahl 185 P Lewandowski Agents for 28 D Macnaughton 199 Geo Karges 30 J Moskovitch Commercial Union 211 Fred Schardt 7 Richd Michalofski 213 Charles Poll Assurance II John Robbie Company, Limited THERESA ST, from STERLING AV, from Total Funds Exceed the Park to Wilmot King e $84,600,000 Geo Vol! 6 Leo Bialowski 9 A J Wendling 258 Frank \\'hite 11 John Fischer 270 Boa STRANGE ST, n side, Wm 15 J D Smith 278 Mrs S Strub Wilmot to from 21 Herbert Kergus Glasgow 31 Oliver Seibert TUERK ST, s side 78 A Partica 35 N Pernfus +Gherry st commncs 88 J Puhrman 38 Forest McGutcheon 92 L Minikowski 39 L Reinhardt 119 Fred Monowski 98 J Bialkowski 42 Geo Schaab 127 Daniel Knorr New house 'i3 I Haller 131 Harry Gunley 110 A Bialko^Yski 'i7 Eugene Wey 139 Prank Babethge 114 H Oldenberg New house 153 S Droskevic 128 J P Hannon 5'i Frank Hoch 157 Andw Trushinski 134 George Huderk 165 A Pappenski 181 Fred Timm +Agnes st ends TROY ST, from 63 Krug + Agnes st crosses 156 John Krolitzki 253 Martin Herringer 206 John Olarek Vacant 261 Walter G Golyer John Derry STRANGE ST, s side George Atyward Gore 3 Val Eckstein District Mutual 35 J Schatzke TUERK ST, n side, 53 M Minister from 164 Wilmot FIRE Insurance 61 A Adolph Matthews, jr Company 89 Frank Bialkowski 90 John M Koch III Frank Lemenski Established 1839 115 Mrs And Oraszek +Bramm st commncs Net Cash Surplus, ?333,772 121 John White 158 Ghas E Miller C. A. BoEHM, Agent. 135 I Lemenski 164 Herman Melchin PHONKS {Office 249 159 P Lemenski 250 Thomas Olinski iKesidence 209
cigars, tobacco, etc. IFMRKF Xr ITRFITFR LLlrlDIlXl (X IVllLLLCIVy PooI and Billiard Parlor in connection. 7 KING ST. WBST. Walper Block. The Canadian Bank of Commerce Paid up Capital, f10,000,000. Reserve. $6,000,000. Total Assets. $150,000,000. CO Transacts a General Banking Business. Interest allowed on Deposits. G. M. WKDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 46 VERNON S DIRF.CTORY
H. L. STAEBLER & CO., 73 Mrs C McCrosson 18-34 Berlin Felt Boot INSURANCE 75 John Farre Co 11 Queen South, Berlin 70 Enoch Stelller + Edward st crosses Agents for 83 John Reinhardl 74 Stephen Polalc 87 John Kreitzer 76 Paul Schneider London flssupanee 91 Henry Harmer 80 Anthny Schneider 84 Mrs John Kline < GoFpopation +Weber st crosses G V Oberholtzer Go 115 Geo Hoeflich Incorporated 1720 119 John Zinn +Weber st crosses Capital paid up, $2,241,375 123 August Litzkus Berlin Furniture Co Total Cash Assets, 22,457,415 +Ahrens st crosses +Ahrens st crosses 160 CO UNION, from Blucher 159 B H Ziegler M J Collins 164 Albert Scharlach W a to limits 165 Frank Spence 168 Albright 171 Mrs John Haddow Abrahm 52 172 Erwin John Goetz 173 Mrs L Welsh Woelfle 56 Athr 176 W j= Spiegelberger 177 Mrs Jos Clemens G L Rose - o r56 Wm Kimpel 183 A Slumkowski 182 Henr>^ Arnold +St Leger st ends 189 John Schlegei 186 Carl Emmerich 100 Christian Rosekat 190 Chas Harnack + Margaret av cros's 111 Vacant 196 R H Sanford 118 Charles Hagen 221 Louis Pommer 200 Chas C Cowan 229 Charles Anderson I 120 Anthony Hopp + Margaret av crosses >o 235 Jos Adams + Lancaster st cros's 204 Louis Hartleib +Ellen st ends B Bonofski 208 Arthur Schafe Qw 245 John Bailey 212 Richd C Cowan J Henrj^ Meier w Stephen Busher 249 Henry Eames 216 August Hunt coo 253 Henry Doberer 220 Henry Bellinger D Henry Luft 257 Abraham Sararus 224 Joseph Hunt I 269 Vacant 236 Western Shoe Go UNION, from 131 275 Walter Player 264 Baetz Bros & Go c^ Park s 277 John Dietz + St Leger st crosses 72 Henry Brose + St Leger st crosses 280 Wunder Furn Go 361 Geo G Ziegler 326 P K Weber, coal VICTORIA ST, e side, 365 Louis Cline Pollock Mfg Go from 206 King w to limits C/D VICTORIA ST, w side WALTER ST, n side, from Berhn Felt Boot Go Berlin Lion Brewy 22 Daniel to 49 Benj Bayliss 16 Jackson, Cochrane Glasgow + Edward st crosses & Go 48 Mrs Wm Haslam ^ 71 H Schippanowski + Waterloo st comncsj 52 John Beith W. M. O. LOGHEAD, Intelligent Inyestigation will clearly prove that District Manager, THE MUTUAL LIFE OF CANADA 61 King Street Weit, Berlin 18 THE COMPANY PHONX SU HOUSE PHONE 328 tbat merits tbe patroaage of the Insuring publio
II iCONOMiCAL MUTUAL FIRi iNS. CO, OP dEHLlN, ESTABLISHED 1871. HEAD OFFICE, BERLIN, ONT. Has had 38 Years' Experience in Fire Insurance Underwriting. ITS GROWTH HAS BBEK A STKADY ONT.
TOWN OF BERLIN 47
54 Samuel Garner 57 Dominion Button H. L. STAEBLER & CO., 58 Nelson Fischer Works INSUKANCE 60 James Pippin 77 John Bristol 11 Queen South, Berlin New house 83 Mrs A Odrowski Agents for +Agnes st crosses + Weber st crosses Queen City Fire 100 Louis Klehm 103 Fred Kreller Insurance ,112 Bert Alles 107 August Totzke 116 Vacant ill Mrs E Ringler Company 115 Philip Ringle EsUblished 1871 123 WALTER ST, s side Michl Schlacher Total Assets, $371,000
Nurseries WATER ST n, w s T7 Ghas Janzen 77 Ghas Dillon 24 John A Lang 83 Mrs Man- Plate Agnes st crosses + 34 David Gross 89 Anthv Ohlheuser 83 Mrs Garl Schaefer 40 E E Featherston 93 Edwd Arnold 89 Wm T Sass 16 John Killer 95 Arch Lockhart 113 Louis Schnarr 5^ Henry Schmidt 99 Geo J Schell 117 Wm Rieck 58 Mrs A L Stephen 105 Mrs Mary A Yost 125 John Beese Christian Science Gh 109 Harr\- Steimnetz 129 Theo Hackborn 113 Harry Lobsinger +Francis st ends 137 John S Koehler 119 Emil Ruber 80 A Rooke 123 Henrv Lauder 86 W G Gleghorn WALNUT, from Wil- + Weber st crosses mot to Cherry 100 Mrs A Schriber WATER ST s, w s 48 Anthony Seaman 102 R T Best 106 H Schlender +Hall Place crosses 110 George Fisher WATER ST north, e 18 Henry Gaukel ir» F A Pflug 24 Henr\' Popplow side from King w to Ahrens WATER ST south, e New Jerusalem Gh s, from King w to C.A.BOEHM DIfTRICT AGBNT 15 Rev D E Daniels Victoria Park THE 19 Rev J W J Andrew Baptist Ghurch St John's Ghurch 27 Harry E Hagens Employers' Liability +Short st 31 George Gordon ends Assaruce Corpentioa, Limitad
+Gharles I 35 E D Lang st crosses Capital $6,000,000.00 53 L McBrine Accideat, Sickness, Employers' 39 George Killer Go, Ltd Liability and Guarantee Bond« 43 Wm Latsch 59 John Gochrane Liberal Policies Issued Prompt Settlements 47 Fred Heyl +Joseph st crosses 51 G J Heyd 73 Otto PHQNK8pnoMicn /Office 249 Wachsmuth \ Residence 209 Lembke & Kreller, CIGARS. TOBACCO. Etc. 7 King St. W., Walper Block. Pool and Billiard Room In connection. The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, ^,000,000. Total Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. WKDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
48 VERNON S DIRECTORY
H. L. STAEBLER & CO., G T R Track 224 Ferd Bierwagen INSURANCE +Ereithaupt st cros's Queen South, Berlin 11 28 H H Huenergard WATERLOO ST, s s Agents for M D Jackson, Cochrane & Phoenix Insurance 28 Louis Huenergard Go z Company 36 Andw Hofele G T R Track OF HARTFORD, CONN. 38 L Huenergard, bhr Merchants' Rubber Co 1 42 Anthony Miller < Established 1854 +Breithaupt st cros's 46 Paul Klosky Total Assets, l9,900.o»o 35 Geo Schreiber Total Losse.s Paid, 50 Michl Seyler 37 D Gurzi, shmkr $65,696,377 +Wellington st cros's 39 Louis J Heit 52 Ergar A Stahl, gro 41 Lawrence Daub 30 Henry K Witzel 54 Abe Sievenpeifer 45 L Wellheiser, gro +€harles st crosses 62 Abrhm Affeldt +Wellington st cro's 36 Berlin Foundry 66 Vacant 65-71 W H Mansz,bhr 44 Peerless Leathr Go 70 Geo Schneider +Louisa st crosses 48 L M Lindsay + Louisa and Shanly 89 August Hass COCO 52 Anthony Kraen sts cross + Shanly st crosses +Joseph st crosses 100 Frank Lawrence HI J A Ziegler 70 Jacob Gies 102 A Brown 115 Fred Rett 76 Joseph Huck 114 Henry Jones 119 Jos Dunbrook S3 80 Philip Zeller 126 Fred Hiller 123 John Ludwig 84 Herman Krueger 130 August Gralke 127 Frank Ludwig
W. M. 0. LOGHEAD, District Idaiiager THE MUTUAL LIFE OF CANADA Rate, Low Death Rate and care in 51 King Street West, Low Expense respect of investments are the items that count. 1^ Phone 611- House Phone 323 Examine our records in these reg^ards. r
ECONOMICAL MUTUAL FIRE INS. 00, OF BERLIN HEAD OFFICE, BERLIN, ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates. TOWN OF BERLIN 49 m H. L. WEBER ST east, n s, WEBER ST e, s side STAEBLER & CO., from Queen n to INSURANCE 13-15 M Gram, bar- limits W 11 Queen South, Berlin rister m Agents for Court House 17 S B Heist LONDON AND + Prederick st crosses +Frederick st crosses LANCASHIRE 32 W H Leeson 35 W P Berne 35 Jos Pehrenbach 39 Jess Hallman Gaarantee and Accident 38 Jos Wiest pi 43 Adam Walter INSURANCE H 44 Mrs C Schraeder 45 Geo Scharmann 48 George Hickey 51 Henr^^ Euler COMPANY 52 Lorenz Schelhaus 55 Mrs L Hack 56 L H Pletsch + Scott st crosses + Fairview, Sterling H Scott st crosses + 59 Richard Reid and Knoll Wood Park 60 George Ziegler 61 Hilkiah Martin cross 64 John Jaimet 65 J F Whiting 68 Ed Matthews 67 Philip Becker o 74 H J White WEBER ST west, n s, 71 Mrs A L Meyers 5 ^ 76 Mrs Geo Bucher 75 Mrs Nicklaus Giesz from Queen n to limits 82 August Weseloh 79 Albert L Eraser St Andrew's Gh 86 A H Watson 83 W J Moody I 14 J J A Weir 90 Mrs John Brown 87 G Meisner '18 Rev Geo D Damm p 94 Ghas Weber 91 Edwd Stuebing 22 Geo E Potter 98 Ghas Lederman 95 Herbert Reiko 28 John Moffatt M W 102 Nichls Ohlheiser 99 Jacob Seigel Zion Ghurch 104 A L Fischer 101 Abraham Strohm '36 H Pearce 108 P A Plummer JO •^•Gedar st crosses 40 Mrs M Hummelle +Gedar st crosses 117 Ghristian Oberer 44 J S Anthes +Krug st commencs 121 Albert Kropf 48 Thos Jordan 116 Francis Hohlbein 125 J G Heimbecker O 122 Mrs A E Schwell 129 Wm Gallagher WATERLOO MUTUAL B 124 Henr\^ Pfohl 131 Jacob Benedick o 128 J R Winterhalt FIRE 132 J S McNally + Albert st ends 136 W^m Hamel 145 George Wye Insurance Company 151 Aug Haren CXJM 138 Stephn Hauser Established 1863. rl51 Jacob Ingold 144 August Here! Net Cash Surplus, $199,769 148 Aaron Betzner 153 Theo Schmidt 158 Mrs Saml Ward 155 Joel Gole C. A. BOEHM, A^ent Waterloo and Berlin. + Gameron, Fairview +Gameron st ends PHONES Sterling aves & cross 201 Geo Kropf Office 249 Residence 209 Xv£^IM[BK:E^ 4& BLRBr^r^BR CIGARS, Pool and Billiard Parlor TOBACCO, ETC. in connection. 7 KING STREET WEST, WALPER BLOCK, THE CAIMADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets. $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch.
50 VERNON S DIRECTORY
H. L. STAEBLER & CO., +Breithaupt st cros's 119 Breithaupt's wrhs INSURANCE 128 G H Doerr & Go + Breithaupt st cros's II Queen Soutb, Berlin 132 Robt Moody 133 Wm Ariss Agents for 136 G H Doerr 137 Gustav Badke Springfield Fire 140 Henry Boeckner 141 Mrs Mary Boyer 142 August Frost and Marine 143 A A Perrin 146 August Schmiedel +Wellington st cros's Insurance Company + Wellington st cro's 157 J A Bain Incorporated 1849 152 Fred Frey 161 John Wendling Surplus to Policyholders, 154 George Foot I $4,718,061.63 Losses Paid, $46,763,346.40 156 Vacant 160 Ghas Sommers WELLINGTON ST, e 50 Mrs Susan Robson side, from 270 King 52 David Devitt WEBER ST w, s side w to St Leger o 56 John Motz Public Library + Gharon st crosses crosses +Yonge st 7 W A Brechbiil 47 A St-arnaman \i W 58 T Eagan 11 G H Bowlby, M D 51 Geo Rellinger 00 Robinson 60 John Ruhl . 17 B K 53 H Lackenbauer 64 Thos Gillespie 19v John Benninger 55 Marks Bieth 66 Vacant +Foundry st ends 59 Michael Glark 70 Jacob Shoemaker 25 St Ann's Training 63 Fred Luening 74 E J Lang School 67 John Reitz Jos Dorschel 71 John Riehm 78 31 Mrs W L Schmidt CO 79 Mathw Daub + College st crosses 33 R Schmidt CO 80 Michl Matell 37 F Slukowski +Waterloo st crosses 84 Mrs J Suddaby 39 Louis Hannenberg 95 Emit Hornburg 88 Moses Bowman 41 Jos Quigley 101 Wm S Wagner 94 Alf G Scherer 43 A Frank 105 Mrs B De timer 109 Hornburg o 96 Geo Daley +*Yonge st crosses Wm 98 John Bristol, gro St Jerome's Gollege + Edward st crosses +Water st crosses 133 Frank Hawthorn '+Gollege st crosses 100 Mrs A Schiebel 135 S F Dippel 79 Geo Mansz 104 Fred Ehlers 139 Adam Doerr 108 Geo Paber, gro +Water st crosses 145 Edwd Stoll 110 Mrs C Houser 103 Mrs Agtha Meyer 149 G A Albrecht I 116 H Schroeder, shos HI Gustav Roehr 155 A A Perrin, photo +Victoria st crosses +Victoria st crosses 4- Weber st crosses 122 New Station Hotel 117 G V Oberholtzer 175 John Strieker G T R Station & Go 179 Mrs J Schell Alpha Chemicl Go G T R freight ofTice 183 Christian Reist C8 W. M. 0. LOGHEAD, District Manager The Mutual life of Canada Canada's big and only Mutual Life Insurance 51 Kin© St. West, Phone 51 Company. The Policyholders really Own. really Control and really Gkt Evkrtthino. House Phone 323 EOONOMICAL MUTUAL FIRE INS. CO. OF BERLIN hp:ad office, Berlin, ont. =^ Support your own Institution. The Economical holds a place among the fore- o most Companies of Ontario. Rates low. Security unsurpassed.
TOWN OF BERLIN 51
G T R Track 132 Fred Kreiner tL. L. STAEBLER & CO., p o st crosses 136 Wm Fabel INSURANCE fD a* +Ahrens - 140 John Lasso II Queen South, Berlin c 219 Henry Pinke 146 Casper Oberer Agents for n 227 Louis Waechtel n o 150 John Treusch 229 H Zimmerman The Rimouski Fire 156 Christn Gebhardt 235 Fred Ziehm 162 Andw Englert Insurance Company 239 Val Schaus Established 1876 245 Charles Conrad +Weber st crosses 180 Vacant Surplus to Policyholders, + Margaret av crosses G T R Track $285,358 271 August Schlegel (Including uncalled capital stock) 186 Mrs S Englert 275 Albert Knechtel 194 Abrahm Brinkert Mrs Annie Loney 279 200 W'm Wendling WILHELM ST, e side, 281 Chas Miehm from 134 to + Ahrens st crosses Edward 291 Fred Gruhn Margaret 297 John Robson 208 Charles Smith 212 Chas 303 Fred Mason Schnarr 11 W J Heimbecker 307 Henry Schroeder 216 Wm Lasso 15 Ernest Brandau 309 Albert Doepel 220 Chas Morley 19 Edward Wilhelm 313 John McGuire 224 Louis Hopp 27 August Poddam 228 Wm Doepel G T R Track 234 Menno Lippert WELLINGTON ST, w 39 Vacant 238 Henn.- Hanneburg side 43 Gottlieb Schalhorn 242 John L Bernhardt 51 Rev J A Schmitt 4 Herman Steppler 246 Wm H Knechtel 57 John G Reitz 8 Nurseries + Margaret av crosses 63 Chas Schlender +Charon st crosses 292 Mrs H Stauffer 65 Arthur Smith 52 Henry Harloch 300 Alden Stauffer 83 Wm Sargeant 66 Henry Hambrecht 302 John Voelker 91 Mrs P Hilker « 72 Simon Schroeder +St Leger st crosses + Ahrens st crosses New m 76 Jacob G Zinkhann house m 80 Mrs A Zinkham INSURANCE +Waterloo st crosses WHITNEY LANE, e COMPANY OF GO 88 John Walter from 173 Benton 92 W Miesner NORTH AMERICA 1 1 Albert Johnson 94 Fred Polokowski Founded 1792 15 W N Zinger o > 98 Ed King » 20 Peter Dunn Losses Paid, 1111,710,841 102 Henry Krantz Surplus. - - 6,589,406 Fire, Marine, Automobile, 106 Peter Jacobs * ~ Toorist, til 110 John Nicklaus WILDFONG PLAGE, etc. CO 120 Wm Vogt from 12 Edward C. A. BOKHM, Agent PHONKSPHomcs /Office 849 + Edward st crosses 21 A M Wildfong j Residence 209 CIQARS, LEMBKE & KRELLER, XOBACCO, ETC. POOL AND BILLIARD PARLOR IN CONNECTION. KING St. WES - WALPER BLOCK. o 0) friE CAl^ADIANt BANI^ 6F COMMERdfi Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,006: o Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branck. s o 52 VERNON S DIRECTORY h U H. t; STAEBLER & CO., 31 Edward Stahl WILMOT ST, w side 111 INSURANCE Braun st ends 64 A Lockhart, coal z 11 Queen South, Berlin + CO s Agents for +Joseph st crosses Atlas Assurance WILLOW ST, w side 72 Berlin Interior ® Company, Limited Hardwood Go Established 1808 16 J P Starnaman 86 Martin Gabber Total Funds, $15,000,0«0 26 Fred Brighton Capital Paid up, 1,3^,0P0 +Arthur PI comncs Uncalled Capital, 9,680,000 28 Geo Starnaman 92 Edwd Waller 32 George Trupp 94 Albt Greenlees 109 Hofferd 38 Edwd Mosser w W 100 Wm Miller 113 John Weiler 42 Ed Weaver 102 A Schneider 129 Jas Furlong 48 Aug Schipanowski 108 Miller & Solo- 54 G Kladimirsky mon, gros 112 Andw A Puhrman WILHELM ST, w side 118 Mrs M Schlieman J" "o <«" CO WILLOW ST, e side, + Henry st ends WIPPER PLACE, UJ from 350 King w to Cemetery 219 Mrs M Hertfelder from 72 King w 229 V D Dickert 21 J H Perschbacher 245 John Bilitzki 14 Benj Kramer 25 p]rnst Killer 251 John BiUtzki, jr 16 Jacob Sylvester Actual Policy results tfount. Examine our results and our present unequalled financial standing The Mutual Life of Canada and be convinced. W. M. 0. LOGHEAD, District MuiAger, 61 Eong Strtet W«st. Berlin ^ Office phonk 911 House Phonk 323 Economical Mutual Fm Ins. Co. of Beriin > HEAD OFFICE, BERLIN ONT. Secui'ity ample. Losses promptly and equitably adjusted. TOWN OF BERLIN $3 o YOUNG ST east side, H. L. STAEBLER & CO., YORK from 39 Knig INSURANCE from King w to II Queen South, Berlin 17 Henry Wilken Maynard for m Agents 21 Eph Holtzman 23 Star Whitewear Imperial Guarantee z Mfg Co and Accident + Duke st crosses D Insurance Company R G Church ZOELLER ST, from G of Canada m Notre Dame Convent T R Track to Alberta Separate School Surplus to Policyholders, $213,447.72. St Mary's Hall 18 Wm Arndt 7} 52 Mrs L Klein + Weber st crosses 34 Mrs H J Hall 53 Wm Uebele 109 John Mosser 62 Gustave Krueger 113 J McKay 40 Fred Birch 66 Emit Walser + Roy st crosses + Duke st crosses J 19 Henrv- Braniff M 64 Rev Kloepfer 123 J H Roedhng Wm PERTH MUTUAL 127 K Weber Wm +Weber st crosses 133 J M De Bus FIRE 96 Timothv Egan +Ahrens st crosses Insurance Company 106 V F Weber 149 A D Weber 112 Mrs E Bohrer Established 1863. 118 Jos Winterhart Net Cash Surplus. $302,793 YOUNG ST, west side 124 J S Schwartz - S C. A. BOEHM, 132 W E Woefle Hotel Brunswick Agrent for Waterloo and Berlin 136 Mrs W H Aldrich 24 Berlin Cigar Co PHOVKR /Office 249 PHONES \Re«Idence209 26 Mrs E VonNeubron +Ahrens st crosses ESTABLISHED 1890 m w DIRECTORY PUBLISHERS WRITE FOR TERMS FOR ADVERTISING IN OUR 14 PUBLICATIONS Head Office—127 Jackson St. West, Hamilton, Ont. Western Office—Coote Building, - London, Ont. n H PI LiEMBKE & KRRT^LER p Cigars, Ti>bacco. Etc. ^"^^^coStfon^"^"^ 7 KINO STREET WEST WAIvF>ER BLOCK. tHE CaKadian Bank of coMMEkci^ Paid up Capital, JIO.OOO.OOO. Reserve, $6,000,000. Total Assets, ?150,000,0W. Transacts a General Banking^ Business. Interest allowed on Dvposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 54 VERNON S DIRECTORY TOWN OF BERLIN Alphabetical Directory HENRY VERNON & SON, Publishers q: o Abbott, Augustus, carp, h 205 Ahrens, H E, mer tlr, 73 King w Waterloo h 39 Francis s q: Ackernecht, Fred, cartkr, h 36 Ahrens, H J, grocer, phone 475, Frederick 210-212 Frederick \dams, Ghas, masn, h 246 Louisa Albert, Mrs John, h 186 Queen n Adams, Gustav, lab, h 98 Edward Albrecht, Gustav A, shmkr, h 149 Adams, Jos, lab, h 235 Victoria Wellington Adloff, August, mason, h 6i Albrecht, Louis, shmkr, h 102 Strange Krug Adloff, Ghas (Hachborn & Go), Albright, Abraham, elk, h 168 h 56 Alma Victoria Adloff, Gustv, gard, h 122 Albert s Aldord, Harry, mason, h 132 Q.Q: Affeldt, Abraham, wks G T R, h 62 Waterloo Aldrich, Mrs W H, h 136 Young Affholder, Jacob, button wkr, h Allen, Ethel, slsldy, 19 King e 77 Lancaster w Allendorf, Geo, cbnt mkr, h 41 Affholder, Jas, slsmn Metcalfe & Samue' Go, 77 Lancaster w Allendorf, John, slsmn Wolfhard Ahrens, G A, & Go, shoe mfr, & Go, h 48 Alma iMichael av AUenson, Geo, wine elk Ameri- k Ahrens, Garrie, h 16 Mansion cm House Ahrens, Ghas A, h 118 Queen s Alles, Allen, slsmn Ernst & Go, Ahrens, Emma, elk, 16 Mansion 33 Shanley Ahrens, Fred, acct G A Ahrens Alles, Bert, florist, h 112 Walter & Go, h 147 Benton Alles, Harry, wine elk American Ahrens, Geo S, trav, h 60 Krug House, h 90 St George o CO as MUTUAL LIFE OF CANADA Gilt Edged Assets, Jan. 1, 1910 - - ¥14,518,441 W. M. 0. LOGHEAD. District Muufcr Clear Surplus above Reserve and all - - - 51 KING ST. WEST. Pktne 511. loow PhoM 323 UJ other liabilities, Jan. 1 1910 ^2,973,750 I ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN WO HEAD OFFICE. BERLIN, ONT. The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF BERLIN 55 Alles, Geo, florist, h 33 Shanley Alles, John, h 165 Strange H. L. STAEBLER & GO., Alles, Valentine, mason, h 40 INSURANCE Charon 11 Queen South, Berlin Ament, Anetta, opr Bell Tel Co, Agents for 188 Queen n American Hotel, Wm Witt, prop, The Ontario Fire 2 King e Anderson, Ghas, foremn Breith- aupts, h 229 Victoria Insurance Company Anderson, Roy, pntr E Hamel & Total Assets (including- Go, b Market Hotel Anderson, S,anley Pt acct Bank subscribed capital, $439,000 of Toronto, h 96 Alma Andrew, Rev J W J, pastor St Arnold, Alfd, mech, h 26 Peque- John's Gh, h 19 Water n gnat av Andrews, Isabelle, elk W, G & Arnold, Edna, drsmkr Smyth R, 82 Queen s Bros, 30 College Anthes, Piirn Go, J S Anthes, Arnold, Edwd, brbr, 122 Weber mgr, 2i2 Breithaupt w, h 93 Water s Anthes. J S. mgr Anthes Furn Arnold, Eliz N, bkpr Singer Sew Go, h i4 Weber w Mach Go, 36 College Anthes, J Frank, T h 48 Roy Arnold, Henry, sec Wunder Furn Anthony, Peter, lab, h 116 . Co, h 182 Victoria Cedar s Arnold, Lewis, h 131 Queen n Appel, Philipina, h 180 Benton Arnold, P H, h 36 College 'Appleby, Robt G, wks Rubber Arnott Institute, Fred Krug, sup, Works, h 467 King w 42-48 Frederick A7ISS, Mrs Eliz, h 112 Brubdcher Ari?s, H Mabel, steno I S K rO Weber Go, Ltd, 133 Weber v c Ariss, Wm, lab, h 133 Weber w m Ariss, Wm, jr, farmer, 133 We- m ber w Armbrust, A, slsmn Thornton & Douglas. 146 Lancaster e w Armour, James, h 33 Queen n H Arndt, Albert, firemn, h 29 Ed- ward Arndt, Geo F, gro, h 202 Fred- HARTFORD HRE INSURANCE COMPANY mO erick A Century Old Arndt, Wm, mason, h 18 Zoeller In San Francisco alone ten millions paid. Arment, Jos, h 188 C. A. BOEHM, Agent. Queen n Phones—Offlice 249. Residence 209. LEMBKE & KRELLER, ¥ Ggars, Tobacco, Etc. o POOL AND BILLIARD PARLOR IN CONNECTION. 2: 7 KING STREET WEST. WALPEK BLOCK. H THE CANADIAN BANK OF COMMERCE ^^^^TesSvttSr^ Total Assets, 3150.000,100 Transacts a General Banking Business. Interest Allowed on Deposits. G. M. WKDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. GC 56 VERNON S DIRECTORY Baetz, Chas J, (Baetz Bros), 25 H. L. STAEBLER & CO. Mill INSURANCE Baetz, Fred, wks KimmeFs, h 49 11 Queen South, Berlin Cedar s Agents for Baetz, Jacob, bkpr, h 25 Mill Baetz. Jacob H, (Baetz Bros), 25 Atlas Assurance Mill Company, Limited Baetz, Walter, mason, 25 Mill Baetz, Wm, upholstr, h 14 Bier- Established 1808 wagen av Total Funds, - $15,000,000 - Bailey, John, mach, h 245 Vic- Capital Paid Up - 1,320,000 toria av Uncalled Capital - 9,680,000 Bain, as A wks Doerr & Co, h 157 Weber w Asmussen, Ghas, coritr, h 90 Ball, J K, manager Bank of Tor- Queen s onto, h 35 Roy o Asmussen, Henry, broommkr, h Balzer, Mrs Geo, h 91 Queen n H 268 Mill Balzer, Mrs Lena, h 67 Ahrens w O Asmussen, John, h 197 Benton Balzer, Victor, lab, h Maple av o Asmussen, Nicholas, brklyr, h Bamberger, Fred, lab, 209 King e 188 Benton Banick, Morris, mech, h 15 John Atyward, Geo, lab, h Troy Bank of Hamilton, C L Laing, Avery, Geo E, h 127 Queen n mngr, King e, cor Queen < Axt, Conrad, mach, h 70 Edward Bank of Nova Scotia, V D Mc- Leod, 72 ... Ayers, Miss S, h 72 Alma mngr, King w :^ Bacher, Wm, wks Trunk Fctry, Bank of Toronto, J K Ball, mgr, h 84 Charon 40 King e Bank, Wm, mech, h 22 Charon < Bacon, J, h 146 King e Badke, Ferdinand, carp, h 48 Barber, W J, tanr, h 26 Adams In H College Bardon, Louis, baker, 64-66 Foun- Badke, Gustav, mech, h 137 dry. Weber w Barker, Albt, gard, h 348 King w Badke, Saml, mech, h 97 Bru- Barley. Robt, wks Shirt facty, h bacher 29 Cedar n Barnes, Horace, wks Shoe facty, Badtke, Edgar, wks Furn Fctry, h 24 Filbert -1 44 Cameron s o Barrett, W H, glove €tr, h 169 Baegel. Nicholas, h 18 Church Wilm.ot Baer, Mrs A, h 88 College Barrie. Walter (Berlin Robe & Baetz & Boehiner, brick mfrs. Clothing Co) h 46 Samuel Kin ge Barringer, Miss S, drsmkr Lang Baetz Bros & Co, furn, 264 Vic- Bros, Frederick toria Barr^\ Mrs S, h 87 Lancaster e _-4_ mMw4fr4itw * tr>r< Ai-r /vn«1^«^^ Thexue success ofoi «msthis companycornyany attestsai.k«sbB itsiis H ^^^^^^j^.^^'^^^m or THE IWOTOBIt IiIFE OF CBNBDA W. M. O. LOGHEAD. District Manager. 51 King St. West, Berlin Oh OFFICE PHONE 511 HOUSE PHONE 323 ECONOMICAL MUTUAL FIRE INS CO. OF BERLIN < O HE\D OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. 5* o J? o TOWN OF BERLIN 57 "^ {/) Bass, Prank, wks Mer Rubber H. L. CO., Go, h 47 David STAEBLER & INSURANCE O "^ Bast^do, Wm, acct, h 30 Samuel 2Lo Bastian, Moritz, lab, h i45 Shanly 11 Queen South, Berlin Batchelor, John, wine elk Walper Agents for Hotel Batti, John, C salsmn Smyth Bros, Pacific Coast Fire T3 b Grand Union O 3 Bauer, Henry, wks Kaufman's, h Insurance Company 11 Joseph Baumann, Henry, wks Rubber Incorporated 1890. facty, h 100 Louisa Surplus to Policyholders,$206,800 Bauman, John A, mech, h 200 Ahrens w Bauman, Sidney M, wks Power Becker, Geo, lab, h 12 Francis n Becker, House, h 36 Linden av H 0, brtndr Bowman Hse Baurenfreud (German Newspap- Becker, Henry A, h 124 Blucher Becker. J P. agent, h er), Rittinger & Motz, props, A 117 Louisa Becker, Jonas, wagon mkr, Weidenhammer, agt, Erb h 176 Frederick Bayliss, Benj, lab, h 49 Victoria CO Becker, Beam, Emanuel, h 28 Alma Philip, h 67 Weber e Bean, Becker, Stephn, contr, h 45 Court- m D Alexander, mang editor land av e Daily Telegraph, h 19 Roland Becker. \A'm J, Bean, Airs Noah, h 79 Brubacher cabntmkr, h 426 King w Bean. Owen, mach, 78 Francis n Becking, Mrs Chas, 188 Ahrens Beaumont, Ernst J, court elk, h w 19 Bingeman Beckley, Jacob E. awning mfr, h 21 Mansion Bechler. Edwd, wdwkr, h 29 Braun Bechler, Fred, button wkr, h 144 Water'oo C. 4. BOEHM Becht«l, E S, mgr, h 155 Lan- District Agent caster e Beck THE w & Schell, grocers. 12 King e n Beck, Mrs E. h 125 Louisa Employers* Liability o> Beck, John, tanr. h 20 Michael av Assurance Corporation. Beck. John P (Beck & Schell), h Limited 106 Queen s Capital, $5.000. 000. CMt. Wc/) Becker, Christian, muscn. h 11 Accident, Sickness. Employers* Cedar n Liability and Guarantee Bonds >> Becker. E W. h 125 Benton Liberal Policies Issued. Prompt Settlements. Becker, Edwd. elk G T R Freight m office, 11 Cedar n Phoneb — Office 249 ; Residence 209 - w Lembke Kreller^ 7 KINO ST. WEST, & WALPER BLOCK. CIGARS. TOBACCO, ETC. Pool and Billiard Parlor in connection. THE CANADIAN BANK OF COMMERCE Paid up Capital, ^10,000,000. Reserve, ?8,000,000. Total Asflets, $150,000,000 HJ Transacts a General Banking Business. Interest allowed on Deposits. G. M. Wedd, Manager Berlin Branch. J. Moorman, Manager Waterloo Branch. u 58 VERNON S DIRECTORY Bender, Peter, wks Brewery, h 30 H. L. STAEBLER & CO., Caroline INSURANCE Benecick, Wm, lab, h 60 Scott z 11 Queen South, Berlin Benedick, Jacob, watchmn, h 131 Agents for Weber e < Benninger, John, wks Rubber United States Fidelity facty, h 19 Weber w Benz, Emanuel, wks Power Hse, and Guaranty Co. b 143 King e Berck, Conrad, mason, h 11 (We Will Bond You) Clarence o Established 1196 Berck, John, wks Monument Cash Capital, $1,700,000 Wks, h 56 John < Berg, Henry, junk, h 115 King w Beckner, Mrs Geo, h 202 Lan- Bergmann, Karl, mangr Dom- caster e inion Bank, h 79 Frederick Beese, John, bkr, h 125 Walter Bergund. August, wks Rumple's, Behling, Hermn, h 44 Glasgow h 96 Bliicher Behrend, Wm, formn Hibner & Berlel, A N, lab, h 220 Queen s Go, h 90 Breithaupt Beilet, V M, supt Robe and Clothing Co, h 198 Frederick Beilstein, Wm, mech, 81 Queen s Beith, John, carver, h 52 Walter Berlin & Bridgeport Electric Ry, cog Bell Telephone Co, G .D Rich- W .H .Breithaupt, .pres, .56 mond, local mangr, 28 Foun- King w dry n Berlin Business College, W D Euler, prin, Bell, Winifred, drsmkr Smyth 63 Frederick O Bros, 171 Queen n Berlin Button Works, Geo Schlee, mgr, Bellinger, Homer, meeh, h 37 30 Edward Joseph Berlin Cigar Co, Joseph Zuber, M prop, 24 Young m Benaski, Fred, lab, h 91 Charles Bender, Mrs AC, h 113 Frederick Berlin Club, Ltd, Reimer Juer- H gens, steward, 34 King e Bender, A G, real estate and in- Berlin Dye Works, I;ttley & Gra- surance, .11 .Queen s, h 113 ber, props, 20 Queen s Frederick Berlin Electric Light Commis- Bender, J, h 14 G Samuel sion, Geo H Clarke, sec, 36-38 Bender, Herman 0, wks Rubber Gaukel facty, h 186 King e Berlin Felt Boot Co, Geo Rumple, Bender, J P, stationer, .fancy pres, 18-34 Victoria goods, and wall paper, 15 King Berlin Fish and Oyster Co, C e, h 169 Albert s Harley, mgr, 73| King w Bender, Manda, salsldy, M C Berlin Foundry, P Gies, prop, Cressman, 70 Brubacher 36 Water s The MUTUAL LIFE OF CANADA ^L^e^ 'N*ofnoV!Ssror'S^^ K appropriated since its inception 40 years ago, is the unique record of this company. W. If . 0. LOGHEAD, District Manacer, 51 King St. We«t, Berlin Office Phone 511 House Phone 323 jecONOMICAL MUTUAL t^IRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $23,000,000.00 Total Assets, $550,000,00 Government Deposit, $50,000.00 TOWN OF BERLIN 59 Berlin Fuel Savers' Go, Joseph Good, mangr, Old Market Bldg H. L. STAEBLER & CO., Berlin Gasoline Engine & Thresh- INSURANGE er Go, Albert Steifelmeyer, 11 Queen South, Berlin I mgr, 209 Queen s Agents for Berlin Gauntlet & Glove Go, W J Williams, mgr, 16 Frederick BOILER INSPECTION Berlin Heating Go, Gaukel INSURANCE COMPANY Berlin Interior Hardwood Go, W OF CANADA T Sass, mgr, 72 Wilmot Berlin Lion Brewery, C N Hueth- Established 1875 er, mgr, 224 King w Policies Guarant«ed by The Hartford Berlin Nurseries, H L Jansen, Steam Boiler Inspection and Insurance Company prop, 8 Wellington Berlin Plate Glass & Mirror Go, Total Security to Policyholders, $4,553,000 >TJO J H Tait, mgr, 30 Founds'- s Berlin Public Library, Miss B M Bernhardt, John L, wks Rubber Dunham, B A, librarian, Queen facty, h 242 Wellington HW25 cor Weber Bernhardt, Jos, btchr, 184 Benton Berlin Racycle Mfg Go, A Pequeg- Bernhart, Wm, wines & liquors, nat, mgr, 53-61 Frederick 6-8 Queen n Berlin Robe and Glothing Go, W Bernie, Albt J, mech, 9 Simeon T Barrie, mgr, 16-22 Foundry s Beserer, Jacob, cabntmkr, 9 Oak Berlin Shirt Go, Dreger & Erb, Besserer, John, lab, 16 Francis n • m props, 109 King e o Besserer, Wm, prntr Rittinger & Berlin Soda Water Works, G H Motz, h 159 Wilmot Norton, prop, 39 Foundry Best, T, wks T R, h 102 Berlin Suspender Go, Ltd, G K R G Water n Hagendorn, pres, HI King e Berlin Table Mfg Go, Ltd, H T May, sec-treas. Queen s Berlin & Waterloo Hospital, Mrs H M F Bowman, supt. King w Waterloo Mutual FIRE £5 Berlin & Waterloo St Gar OfTice, Insurance Company V S Mclntyre, sec-treas, 54 King w Established 1863. n Berlin Woodenware Go, D B Net Cash Surplus. $199,760. X m Betzner, prop, 20 Gedar n Berner, Emanuel, wks Glove C A. BOEHM, Agent Works, h 53 Albert n Berner, Mrs Leah, h 65 Albert n Waterloo and Berlin Berner, W F, contr, h 35 Weber e PHONBS Bernhardt, Jacob H, tanr, 57 Mill Office 240. Residence 200. - w^ oH w B • as 7 KING ST. WEST O C LEMBKE & KRELLER. Walper Block H C10AR8. TOBACCO, Etc. Pool an'J Billiard Parlor in connection. X THE CANADIAN BANK OF COMMERCE Paid up Capital, ?10,000,G00, Reserve, ?6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 60 VERNON S DIRECTORY Bialkowski, Leo, cabntmkr, li 17G H. L. STAEBLER & CO. Wilmot INSURANCE Bialkowski, Leo P, flnshr, h 6 11 Queen South, Berlin Theresa Agents for Bier, E R, clerk Bank of Hamil- Sterling Accident ton i Bierstock. Saml, pedlr, 89 Elgin and Guarantee Bierwagen, Chas, cabntmkr, h 98 Edward Company Bierwagen, Chas, cabnmkr, h 148 Louisa Surplus to Policyholdora, Bierwagen, Emit, mason, h 100 §2 $293,889,95 Charon Bierwagen, Ferd, contr, h 224 Belis, Everelt, drvr Can Exp Co, Waterloo h 453 King w Bierwagen, Robt, contr, h 213 Betz, Max, h 45 Eby Waterloo Betzner & Co, grocers. 48 King w Bieth, Anthony, prntr, 54 Scott Belzner, Aaron, mech, h 148 Bieth, Marks, lab, 55 Wellington Weber e Bietz, Mathw. mech, h 46 Gor- Betzner, David B. (Berlin Wood- don av enware Go), h 11 Cameron n Bilger, J E, asst salsmn Brei- H> Betzner, H B, mach, h 62 Scott thaupt's, h 178 Queen n Betzner, John (Betzner & Co), h Bilhaz, Chas A, asst supt Pruden- 46 Duke tion Ins Co, b Grand . Central Betzner. John B (Betzner &. Co), Hotel h 46 Dulie Bililzki. Frank, wks Krug's, h 382 Betzner, Josiah, acct Foster-Arm- Breithaupt strong Co, Ltd, 83 Benton Bilitzki, John, lab, h 245 Wilmot Betzner, M, h 278 King e Bilitzki, John, jr, lab, h 251 Wil- Betzner. Noah, h 141 Lancaster e mot Beyer, Mrs Amelia, h 22 Gaukel Bindernagol, Albt, pntr E Hamel, Beyer, Conrad, shmkr E K Snyd- & Co. 122 Mill er, h 68 St George Bindernagel, Chas, lab, 122 Mill Bezzo, Chas, fmshr, h 31 Ellen e Bindernagel, H. pimbr Wolfhard Bialkowski, Adam, mech, h 110 & Co, 122 Mill Strange Bindernagel. John, contr, h 122 Bialkowski, Frank, tanr. h 89 Mill Strange Bindernagel. Wm, pntr, 122 Mill Bialkowski, John, lab. h 121 Binqeman, Ella, D O, Osteopath, Strange 40f King e, h same Q Bialkowski, Jos, wks Pelt facty, Binkiey, Edwd, tmstr, h 29 h 98 Strange Schneider av In furnishing I^ife Insurance at actual net THE MUTUAL LIFE OF OANAOA cost is the feature that marks the super- iority of this Company. W. lU. O. LOGHEAD, District Manager, SI King St. Wast, Berlin Office Phone ail House Phone 323 fecoKOMicAL Mutual fii^e iH^ cd. Of Berlin HEAD OFFICE, BERLIN, ONT. > John Fennell, President. W. H. Schmalz, Sec. and Manager. Geo. C. Lang, Vice-President. TOWN OF BERLIN 6l o Birch, Fred, t'ormn Piano facty, h 40 Young H. L. STAEBLER & CO., Bird, Wm, lab, b Grand Central INSURANCE Bish, Philip, mach, h 24 Mill 11 Queen South, Berlin m Bishop, Thos, pntr, E Hamel & Agents for Co, College PHOENIX INSURANCE z Bitschy, Wendell G, gard, h 22 Ellen w COMPANY Fred- o Bitzer, A L, barrister, 63 OF HARTFORD, CONN. erick, h 83 Benton m Bitzer, Armin, elk, 83 Benton Established 1854 Bitzer, Mrs Conrad, h 83 Benton Total Assets, - $9,900,000 Bitzer, Irmgard, asst Public Libr- Total Losses Paid, 65.696,377 ary, 83 Benton Bitzer, L C, teller Bank of Ham- Boehmer, A 0, h 39 Church ilton, 83 Benton Boehmer, Alfd, mgr A & C Boeh- Black, Wesley, sectn lormn St mer, h 24 Short Ry, h 38 Mill Boehmer, Arthur (Boehmer > Blankstein, Chas, cgr mfr, 25 Bros), h 33 Elgin r Queen s, h 154 Queen s Blevins, Jas, polcmn, h 19 May Boehmer, August, wks Pelt facty, Place h 92 Queen n Blinkhorn, Ernst, elk, 19 Peter Boehmer Bros, jewelers and op- Blinkhorn, Ethel, elk, 19 Peter ticians, 46 King e Sh Blinkhorn, Geo, wks Piano fcty, Boehmer, Chas (A & C Boehm- h 19 Peter er), h 68 Benton Blood, Granville, wks Shoe fcty, Boehmer, Fred H, acct Dom Bk, ton h 155 Margaret av h 15 Samuel Chas, lab, h 28 Krug Blnhm, • > Bluhm, Conrad, cabntmkr, h 50 (02 Ellen e Insurance Bluhm, Mrs Ferd, h 34 Braun Company 8o Blumen, Bernhard, lab, h 14 Car- of North America oline So Boecker, Henry, shipr C H Doerr Founded 1792. & Co, h 140 Weber w o Losses Paid, $144,780,841. a Boegel, Alex P, trav J Fennell & z Surplus. $5,589,406. n Son, 50 Cedar n 3 < Boegel, Frnk, carp, h 408 King w Fire, Marine, Automobile, m Boegel, Nicholas, wks W, G & R, Tourist, Etc. < 18 Church > Boehmer, A & C, box manfrs, 14 C. A. BOEHM. Afirent. Short Phones—Offlcft 249 ; Residence 209. z o cigars, tobacco, etc. IFMRITF Xr ITRFIIFR LCiiVlDIiC OC iVluLiLUjiIl^ Pool and Billiard Parlor in connection. z T KING ST. WEST, Walper Block. « r#ie Canadian Bank of Commerce Paid up Capital, 110,000,000. Reserve, ^,000,000. Total Assets, ^150,000,000. CO Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 62 VERNON S DIRECTORY Boettger, Danl, firemn, h 80 Elgin H. L. STAEBLER & CO., Boettger, Wm, glove ctr, b 68 INSURANCE Weber e 11 Queen South, Berlin Bogdonewick, Peter, carp, h 99 Agents for Shanly Bogue, Jas J, elk Bank of Toron- < Qyeen City Fire to, Waterloo Bohrer, Mrs Elenora, 112 Young Insurance Company Bohrer. Emit W, mch, 112 Young Boinoski, John H, finshr, h 262 , ' Established 1871 Breithaupt Boissoin, Louis, shmkr, h 162' CO Total Assets, $271,000 Ahrens w II Bolden, Jas, formn, h 23 Foun- dry Boehmer, Geo, wks Box facty, s h 20 Short Boll, Chas. carp, h 119 Church Boehmer, Herman (R Boehmer & Boll, Edwd, cabntmkr, h 251 - o Louisa »— Co), h 35 College Boll, Harry, bkpr Erb Co, 119 -a Boehmer, Louis A, cabntmkr, h M H Church 94 Albert s Boll. Hermn, cabntmkr, h 162 <:^ Boehmer, Nelson, jwlr, h 79 Church Church -J Boll, brbr, Boehmer, Normn. h 59 Samuel C, 26 Queen s, h Waterloo Boehmer, Oscar (Boehmer Bros), CQPQ 92 Queen n Boltz. Edwd, Gutr Shirt facty, h Q W Boehmer. Philip, trav, 43 Benton 120 Cedar s Boehmer, R, & Go, coal & wood, Boltz. Fred 0. lab, 124 Cedar s COO 78 King e and 231 King w Bolz, Henry, 99 Benton Boehmer, R (R Boehmer & Co), Bonfonte, Mrs Kate, 117 Edward h 73 Church Bonofski, Bernhard, wks Rubber CO Boehmer. Wm, wks Furn factv, facty. h Union h 90 Elgin Boomer, Mrs Jane, h 104 Lan- Boese, Rev Wm C. pastor St caster e Paul's Church, h 79 Queen s Borchard, M P, cabntmkr, h 256 Boettger, Chas, lab, h 28 Court- King w land av e Bornhold, Fred, h 127 Church Boettger. Conrad, music, h 7 Bornhold, Henn^ S, shpr, h 80 CO Foreman Place Cedar s Boettger, Martha, salsldy. 7 Fore- Borth. John, mldr, h 24 Grove man Place Bossenberr>-, Fk, trnr, 53 Chapel Boettger, Otto, wks Piano facty, Bott, Arden E, mech, h 132 h 40 Krug Queen n E2 W. M. O. LOGHEAD, Inte lllgent investigation will clearly prove that District Manager, THE MUTUAL LIFE OF CANADA 51 King Street Weit. Berlm IS THE 00MPAM7 7B0in SU H0U8B PHONE 82S tbat merits tbe patronage of the insuring publie I ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN, ESTABLISHED 1871. HEAD OFFICE, BEBLIK, ONT. Has had 38 Years' Experience in Fire Insurance Underwriting. ^^ ITS GROWTH HAS BEEN A STEADY ONT. TOWN OF BERLIN 63 Bott, Geo, wks W, G & R, h 18 ti. L. STAEBLER & CO., Ellen w Bowden, H C, elk W, G & R. 15 INSURANCE May Place 11 Queen South, Berlin Bowden, W C, wks Shirt facty, Agents for So h 15 May Place Bowers, J G, elect, h 63 Alma The Rimouski Fire BQwlby, D S, barstr, h 16 Mar- «2 garet av INSURANCE COMPANY 2w Bowlbv. Mrs D S. h 50 Margaret Established 1876 Bowlby, G H, M D, h 11 Weber w Surplus to Policyholders, $385,358 Bowlbv. Ward H. barstr, h 221 (Including: uncalled capital stock" King w »&^ Bowling Alley, John P Stump, o prop, 104 King w Bowman, J S, elk, h 23 Pandora Bowman, Bowman, A 0, custom oflicer, h Moses, finshr, h 88 87 Church Weber w Bowman, Allan, h 457 King w Bowman, Reuben, contr, h 30 Bowman, Alvin, drvr, 66 Albert n Francis n Bowman, Mrs Angelina, 23 Roy Bowman, trav, o Simon E, h 138 Bowman, Mrs B,. h 66 Albert n Lancaster e Bowman, Mrs C, h 43 Brubacher Bowman, Mrs Susan, h 38 Binge- Bowman, Rev G M, h 437 King e man Bowman, Oilman S, manfr, h 25 Bowman, Bingeman Wm, wks Rubber Wks, 150 King e Bowman, Dora, opr Bell Tel Go, 30 Francis Boyer, Mrs Mary, h 141 Weber w Boyer. Wilfred," bkpr, 141 Web- Bowman, .E, . prop Bowman er w House, 58-60 King e Bowman, E J, mecii, h 52 Foun- dry n Bowman. Mrs E M, h 60 Church PERTH MUTUAL Bowman, Emanuel, wks Clock Works, h 12 Clarence FIRE Bowman, H J, civ eng, h 54 Mar- INSURANCE COMPANY garet av c " Bowman, Mrs H M F, supt Berlin ESTABLISHKD 1863 (0 and Waterloo Hospital, King w Net Cash Surplus, $202,793. s M Bowman, Herbt, elk. 00 Church Bowman House, E Bowman, prop, 58-60 King e C. A. BOEHM, Bowman. John X, mech, h 81 Agent for Waterloo and Berlin. Office 249 Shanlv Phones— ; Residence 209 So CIGARS, Lembke & Kreller, TOBACCO, Etc. King St. Pool and Billiard Room in 7 W., Walper Block. connection. The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, |6,000,000. Total Assets, $150,000,000 Transacts a General Banking Busine^. Interest allowed on Deposits. G. M. WKDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 64 VERNON S DIRECTORY JBreithaupt, A .L (Breithaupt H. L. STAEBLER & CO., Leather Co), h 166 Adams INSURANCE Breithaupt, Mrs G, h 166 Adams 11 Queen South, Berlin Breimer, Harry, brbr, 71^ King Agents for w, 154 Blucher z Breithaupt, L J, pres Breithaupt Royal Insurance Leather Go, h 108 Queen n Breithaupt Leather Co, Ltd, L J < Company^ Limited Breithaupt, pres; J C Brei- thaupt, sec-treas; 13-15 Queen Established 1845 n, tannery Adams Breithaupt, Louis, Estate Office, Assets, $71,000,000 56 King w Breithaupt, W H, M Inst C E, 56 King Boynton, Albt, wks Glass Wks, w, h 66 Margaret av Bremner, h 17 Peter Geo, tmstr, h 104 Lan- caster Bradley, Rev W A, pastor St w Brenkolt, Jacob, Andrew's Gh, h 16 Ahrens e cabntmkr, h 54 GOOD Gharon Bramm, Geo, h 204 Queen s Brenner, Miss Kate, Bramm, John, h 205 Queen s wks W, G & Brand, Elmer A, agent Canadian R, 40 Weber w Brent, F, bkpr, Express Co, h 39 Bingeman G h 49 Courtland av Brandau, Ernst, h 15 Wilhelm e Brent, J, Brandt, Jacob, shmkr, h 26 tchr, h 143 David Francis n Bresnahan, J P, pianos, organs, gramophones & sewing mach- Braniff, Henry, arch, h 119 Young ines, 75| King w, h 89 David Braniff, wheelwright, Wm, h 51 Bricker, A, & Son, livery, 97 o Henry King w Brauer, Mrs M, h 335 King w Bricker, Aaron, h 230 Frederick Braun, Gasper, contr, 149-155 Bricker, Amos B, agent, h 215 King w, h 322 King w Frederick Braun, Mrs Henry, h 322 King w Bricker, Ephriam, h 17 Ahrens w Bricker, Howard, opr, 215 Fred- Braun, Mary, bkpr G Braun, 322 King w erick Bricker, John, h.68 Frederick Break, Gideon, wdwkr, 57 Elgin Bricker, Moses M, ins agt, 53 Break, Jeremiah, blksmth, h 129 Queen n, h 68 Queen n Elgin Brighton, Fred, h 26 Willow Brechbill, H G, mlnr, 74 King e, Brighton, Geo, flnshr, h 123 00 h 7 Weber w Hall Place Brechbill, W A, livery, 22 Queen Brinkert, Abraham, mach, h 194 Si s, h 7 Weber w Wellington W. N. 0. LOGHEAD, District Manager THE MUTUAL LIFE OF CANADA 51 King Street West, Low Expense Rate, Low Death Rate and care in respect of investments are the items that count. 1^ Pliene 611. Honse Phone 323 Examine our records in these regards. ECONOMICAL MUTUAL FlRF INS. CO. OF B£RLI/\I »s( HEAD OFFICE, BERLIN, ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates. Q«. O TOWN OF BERLIN 00 65 m Brinkert, Edwd, mach, h 162 H. L. OO., Breithaupt STAEBLER & Bristol, John, gro,98 Weber w. INSURANGE m h 77 Water n 11 Queen South, Berlin Brohman, Barney, drvr, P K Agents for Weber, b 33 Lancaster w Brose, Henry, cabntmkr, h 72 Springfield Fire and Union Marine Bross, Mrs Anthony, h 118 Mpi Ahrens w insurance Company Brown, Alvin, wks Shirt facty, Incorporated 1849 P > h 46 Ellen w < W Brown, Amsey, bkpr, h 102 Wat- Surplus to Policyholders, $4,718,061.53 Losies Paid, $46,763,346.40 , erloo Brown, G M, wks News-Record, b Brunswick Hotel B"unner, Mrs Man^ h 39 Green Brown, Edwd, finshr, 102 Wat- Brunswick Hotel, George Moser, erloo prop, 108 King w Brown, H J, confr, 6-8 King w, h Bucher, Geo, carp, h 34 John I S 44 Irvin Bucher, Mrs Geo, h 76 Weber e Brown, Harry G, trav, h 176 Bucher, Geo G, contr, h 71 Alma King w Buchhaupt, J G, assessor, h 159 o Brown, Harry W, tchr, h 156 Ghurch Benton Buck, Geo, salsmn Dunke & Go, Brown, Henry, mason, h 138 h 11 iMill Gourtland av e Buckberrough, Miss P H, h 301 .Brown, J, bkpr M Erb Go, 90 King Weber e w P3 Brown, Mrs John, h 90 Weber e Budjesk, John, h 168 Hoffman Brown, Wm, mech, h 45 Fran- cis s Head Office—WATERLOO Brubacher, Frank A, lab, h 34 O Foundry n nB Brubacher, Solomon, sec Button Bruder, Ghas, wine elk Grand «• CP Gentral C. A. BOEHM, Brunke, .Simeon, salsmn A Wese- Agent for Waterloo and Berlin. loh. & Go, 154 LanccLster e Phone Office — 249 ; Residence 20f O .CIGARS, Pool and Billiard Parlor TOBACCO, ETC. in connection. 7 KING STREET W^ST, WALPEfi BLOCK I THE CANADIAN BANk Ol^ COlMiMEReg Paid up Capital, |10,000,000. Reserve, $6,000,000. Total Assets, $150,000,00(1. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Managrer Berlin Branch. J. MOORMAN, Managrer Waterloo Branch. 66 VERNON S DIRECTORY Burrows, Harry, wdwkr, h 12 H. L. STAEBLER & CO. Lancaster w INSURANCE Busch, Adam, lab, h 40 Court- 11 Queen South, Berlin land av e Buschert, Ira, formn Brubach- Agents for er's, h 70 Brubacher Imperial Guarantee Buschlen, Frank, shmkr, h 174 Accident Cedar s and Busher, Stephen, tanr, h Union Insurance Company Butler, W E, mangr Merchants' Bank, h 133 Queen s of Canada Butler, Wm, 40-2 Albert s CO Surplus to Policyholders, $213,447,72 Byers, David, h 145 Louisa Byrd, Wm, mech, h 81 Bingeman I Cairns, W, h 117 Lancaster e o Bugg, Nathan R, promoter, h 70 Cairns, Wm, formn, h 60 Ellen e Krug Califas, C F, mgr Dominion Bullas, John (Cloisonne Art \i M Creditors' Adjustment Co, b Glass Co), h 189 Frederick American Hotel 00 Bullas, Joseph (Cloisonne Art Campbell, A B, h 27 Queen n Glass Co), h 189 Frederick Campbell, Ellen, drsmkr Scott Bullas, Mrs Mary, h 189 Fred- Bros, 281 King w erick Campbell, John B, baggage trans- Bullock, Hazen, shipr, h 163 Jos- fer, h 15 Glasgow eph Campbell, Robert, gard, h 281 CO Louis, Mount Hopte Bunsch, h 65 King w CO Burbach, Lorenz, tmstr Wolfhard Canada Furniture Co, Aaron & Go, h 41 Francis n Whitmer, mgr, 171-81 King e Burch, Edwin W, asst supt Lon- Canada Furniture Manfrs (Simp- don Life, h 20 Mitchell av son Warerooms and Un- Burg, John, tanr, h 20 Maynard Fum dertaking), 71 King o Burgoyne, Nellie, drsmkr Smyth w Bros, 185 Queen s Canadian Bank of Commerce, G Burhitt, Fred, wks Shoe facty, h M Wedd, mngr, 48 King e 12 Michael av Canadian Express Co, E A Brand, Burkholder, Ezra, lab, h 160 agent, 55 King w Charon \ Canadian Kolonist, Rittinger & Burkholder,, Sylvester (Stable & Motz, publishers, 15 Queen s I Burkholder), h 11 Mitchell av Canadian Pacific Railway Freight Burks, N B, wks News-Record, Office, J J Forbes, freight agent, 44 Foundry n 95 Joseph Burnham, Benj, mason, h 102 Canadian Pacific Railway Tele- Ahrens w graph, A J Roos, agt, 2 King w C8 W. M. 0. LOCHEAD, District Manager The Mutual life of Canada Canada's big and only Mutual Life Insurance 51 KiNa St. West, Phone 5U Company. The Policyholders really Own, Phone 823 really Control and really OiT EvBBTTHiNe. House 4 ECONOMICAL MUTtJAL i*IRE iNS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. ^^ Support your own Institution. The Economical holds a place among the fore- o = most Companies of Ontario. Rates low. Security unsurpassed. ?8 TOWN OF BERLIN 67 -t Card, Miss E D, slsldy Metcalfe & HT o H. L. STAEBLER & CO., (- Co, 249 King w n a* " c Card, John, formn G T R, h 249 INSURANCE 11 Queen South, Berlin o> King w n o Carmichael, J F, tchr, h 73 Binge- Agents for man Carrie, Wm E, finshr, h 259 London Assurance Louisa Carruthers, Frank, mach, h 18 Corporation St Leger Casdorf, Emil, cabntmkr, h 78 Incorporated 1720 Louisa Capital Paid Up, $2,241,375 • Casel, Isaiah, carp, h 9 Bingeman Total Cash Assets, 22,457,416 Cassel, Solmn, mech, h 269 Fred- erick Clark, Michael, h 59 Wellington 00 Censner, Frank, mech, h 48 Clarke, W A (Clarke Bros), h 234 Foundry s Frederick Chace, F G, bkpr H Tolton, 26 Class, Ed, salsmn E Lippert, 24 Mansion Benton Chalton, John, forman Shoe fcty, Clayton, Zilliax, elk Randall & h Lane off Benton Roos Chapman, Allan, tmstr, h 168 Gleghorn, \V G, (L McBrine & Benton Go), h 86 Water n Chapman, Chas W, ticket agent, Clemens, B U, cutr Rubber facty, h 6 Hilda Place h 85 Foundry n Chicopa Woolen Mills Store, D L Clemens, Chas J, trav, Weber & Sons, props, 68 h 71 Ahrens •4 Queen s w X Clemens, U, elk h 45 China Hall, L D Merick, prop, 20 H P 0, Duke King e Chisholm, Duncan, judge, h 109 m Queen s Chistner, David, contr, 93 David Chrysler, Edgar, elk J Fennell & ft) Son, 29 Foundry Clarendon Hotel, Eph Ferrier, r* O O prop, 16 King w 2 TOWN OF BERLIN 69 o Cooper, Mrs Robt, h 6 Krug H. L. STAEBLER CO., Copeland, H E, photos, 62 King & 00 w, h same INSURANCE Corbeaii. Harvey, b American Hse 11 Queen South, Berlin m Corbin. Wilfred V, wks Sugar Agents for faety, h 38 Ellen w z Ctomeil, E P, dentist, 23 Queen n, Commercial Union h 32 Margaret av D Coskey, James, lab, h 14 Arthur Assurance Place Company m Gostello, W O (W O CosteUo & LIMITED Co), h 98 Queen s 7) Gostello, W O, & Co, men's furn- Total Funds Exceed $84,600,000 ishings, 15 King w w Courtney, Allen, wks Kaufman's, Cressman. Mrs L, h 435 King e h 9 .Alay Place Crews, Rev H W, pastor Meth Cowan, Alice 0, tchr, 212 Vic- Church, h 30 Ahrens toria av Growarth, Samuel, wks Lang's, Cowan, Chas C, arch, h 200 Vic- h 11 Cherry toria Cudup, Mrs, h 101 King e Cowan, Miss M, milnr, 23 King Ciiilen. D S, pianos, 84 King e w, h 181 Queen s CuJliton, Patk, lab, h 68 Court- Cowan, Richd G, h 212 Victoria land av e Cowan, Richd E, wdwkr, h 80 Gulp, Geo. lab, h 155 King e Margaret av Cummings, John L, trav, h 156 Cowan, Robt H, agent, 212 Vic- Queen n toria Cunningham, Daniel, mech, h Cram, W M, barrister, 13 Weber 36 Gourtland av e §9^ e, h 15 Weber e Cress, Noah, photos, h 15 Roy CO Cressman, Abe, h 282 King e Cressman, C W, elk Light Com- COljE DISmiCT IVIOTOflli mission, 55 Foundry n Cressman, Chas, mech, h 62 Bru- W bacher FIRE tn Cressman, Florence, salsldy A Iniurance Company Weseloh & Co, 30 Bingeman Cressman, M C, dry goods, 82 mJ2w Established 1839. King e, h 38 Chapel Cash Surplus, Cressman, Rev S, pastor Men- Net $333,772. nonite Church, h 26 Chapel C. A. BOEHM, Agent. Cressman, W S, salsmn M G Residence Cressman, 38 Chapel Phones— Office 349 ; 209. n H LEMBKE & KRELIjER w Pool and Billiard Parlor p Cigars, Tobacco, Etc. in Connection. 7 KING STREET WEST WALPER BLOCK. THE CANADIAN BANK OF COMMERCE Paid up Capital, JIO.OOO.OOO. Reserve, ?6,000,000. Total Assets, ?15O,O0O,0W Transacts a General Banking Business. Interest allowed on Daposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 70 VERNON S DIRECTORY Daniels, Stella, bkpr Mills & Go, H. L. STAEBLER CO., & 15 Water n INSURANCE Dankwardt, Mrs F, h 216 Mill 11 Queen South, Berlin Dankwardt, Fred, mech, h 28 Agents for Shoemaker av Dannacker, Mrs A, h 153 Park THE STANDARD LIFE Dannecker, Otto, mech, 153 Park ASSURANCE COY Dantzer, Alex L (Dantzer Bros), h 143 Queen n . Established 1825 ... Dantzer Bros, furniture repairers Invested Funds, - $61,000,000 and upholsterers. Old Market Canadian Investments, 18,000,000 Bldg Annual Revenue, - 7,400,000 Dantzer, Emma, bkpr, 143 Profits Paid - - 35,000,000 Queen n a: Dantzer, Herbert H (Dantzer o Cunningham, Nelson, tlr, h 28 Bros), 143 Queen n Richmond av Dantzer, Herbt, salsmn Lang Current, John, mech, h 139 David Bros, 143 Queen n Current, Trueman, carp, h 10 Dargel, Carl, tanr, h 17 Blucher q: Albert s Daub, Mrs Christina, 28 Albert s Custom House, M Schiedel, col- Daub, Conrad, flremn, h 2 Grove lector, 49 King e Daub, Lawrence, tmstr, h 41 Cwickata, Kasper, wdwkr, h 209 Waterloo Ahrens w Daub, Mathw, lab, h 79 Welling- Dahm, Edwd C, mech, h 111 Park ton Dahmer, Herbt, brbr Stable & Dauberger, Edna, milnr, 217 Lan- Rurkholder, b 175 Queen s caster Dahmer, Mrs John, h 101 Charles Daubergel^ John, flnshr Piano Daley, Geo, mech, h 96 Weber w facty, h 217 Lancaster e Q.Q: Daley, Thos, wks Breithaupt's, Dauberger, Jos, ctr W, G & R, b 52 Cameron n h 54 Elgin Daley, Wesley, lab, h 29 Simeon Davey, C J, elk Bank of Toronto, 59 King e Dalles, James, upholstr, b Grand Davey, Fred P, clock mkr, h 16 Central Homewood av Dalson, Valentine, lab, h 127 Al- «^ Davey, John W, h 59 King e bert s David, Sid, rest, 77 King w, h Damm, Rev Geo D, pastor Zion same Church, h 28 Weber w Davidson, Geo, h 49 Roy Dammann, Carl, sidewalk insp, Davidson, Henry, tanr, h 28 Ad- h 23 Albert s ams Lane Daniels, Rev D E, pastor New Davidson, R G, mgr Great N W Jerusalem Ch, h 15 Water n Telegraph Co, 54 Church o iISi MUTUALi LIFE OF CANADA Gilt Edged Assets, Jan. 1, 1910 - - I S $14,518,441 "VT". M. 0. LOGHEAD. District Manager I Clear Surplus above Reserve and all _, „,„. „ „_„ _. _,, _ _, .„ - - - Ph»ne 511. House Phone other liabilities. Jan. 1 1910 $2,973,760 | 51 KING ST. WEST, 323 ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN WO HEAD OFFICE. BERLIN, ONT. cjtfl The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF BERLIN 71 Davis, Ghas/flnshr, h 178 Mill H. L. STAEBLER CO., Davis, Geo, lab, h 133 King e & Davis, Geo, elect plater, h 43 INSURANCE Pequegnat av 11 Queen South, Berlin ^> Davis, John, brklyr, h 32 Filbert Agents for c/3in Davis, S W, tlr, hi2S Courtland e Davis, W M, town engineer, h HAND-IN- HAND 189 Queen n H> Dean, David, tanr, h 60 Alma INSURANCE COMPANY Dean, Geo, hostlr, h 189 Benton Established 1873 Dtfl DeBus, G M, brbr, 10 King w, h 133 Yonge OLD AND TIME-TRIED DeBus, Louis K, elk Economical Mutual Ins Co, 133 Young Decher, Conrad, lab, 61 Albert s Dengis, Emma, sisldy, 74 Cedar n Dechert. Chas, wks Rumpel's, h Denyes< Harry, mech, 459 King w 233 Waterloo DeppiSch. Geo J, h 345 King w Pechert, Jacob,, cabntmkr. h 15 Dermund. Sylvester, wtchmn, h Agnes 46 Edward Dechert,' John, cabntmkr, h 21 Dern', John, wtchmn, h Troy Gordon av DesCombes, Robt E, wks Shirt Dechert, Mayme, opr Bell Tel Co, facty, h 61 Gaukel 21 Gordon av Dessler, John, foremn, h 54 Dechert, Norma, opr Bell Tel Co, Ahrens w 21 Gordon av Dettmer, Mrs Bertha, h 105 Wel- Decker, John, h 74 Ahrens w lington Dedels, Addison, mech, h 17 Detweiler, D B (D V Oberholzer Pequegnat av & Co), h 23 Ahrens e Degan, Chas, lab, h 186 Lan- caster e rO Dehler, Edwd, bkpr Kaufman Insurance Company a Rubber Co, Waterloo w Deitrich, Peter, carp, h 11 John of North America w DeKleinhaus, Geo, elk h 195 z Queen s Founded 1792. Delion, G H, wks News-Record, w Losses Paid, $144,7B0,841. 22 Church H Surplus, $5,589,406. Delion, Harr>% prntr Daily Tele- graph, 62 Frederick Fire, Marine, Automobile, Dengis, Adam, contr, h 1 Oak Tourist, Etc. tflO Dengis, Chas, carp, h 74 Cedar n Dengis, Henr\', shmkr, h 130 C. A. BOEHM, Agent. Church Phones—Office 249 ; Residence 2P9. o LEMBKE & KRELLER, ¥ Qgars, Tobacco, Etc. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING STREET WEST. WALPER BLOCK. THE CANADIAN BANK OF COMMERCE ^^^^l^vtl^K^ Total Assets, ?150.000,«00 Transacts a General Banking: Business. Interest Allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 72 VERNON S DIRECTORY Dietrich, H A, baker and confec- H. L. STAEBLER & CO., tioner, 86 King e, h 88 King e INSURANCE Dietrich, John, contr, h 65 Joseph 11 Gtueen South, Berlin Dietrich, Simon, contr, h 29 El- Agents for len w Dietz, John, firemn Gas Wks, h LONDON AND 277 Victoria LANCASHIRE Dillon, Chas, wks Felt facty, h 77 Water s Dillon, Fred, mech h 22 Church Guarantee and Accident Dingier, Leonard, cement wkr, h 54 Foundry s INSURANCE COMPANY Dingman, M J, mech, 63 Church Dingman, Miss Maud, steno Mil- lar & Sims, 63 Church Dettweiler, Jonas B, pntr, h 43 Dippel, Geo, pntr, h 19 Clarence Bingeman Dippel, Noah, lab, h 86 Hoffman o Detweiler, Noah B (G V Ober- Dippel, S F, cabntmkr, h 135 H holzer Co), h 237 Frederick & Wellington Devener, Mrs Annie, 86 Queen s Q Doberer, Henry, mech, h 253 Vic- Devill, Moses, lab, h 144 Lan- O tona caster e CO Doepel, Albert, mach, h 309 Wel- Devitt, David, coll, h 52 Weber w lington Devitt, Florence, tchr, 52 Web- Doepel, Wm, mach, h 228 Wel- er W w lington Dickert, Val D, wks Rubber fcty, f Doering, A^rs Jacob, h 45 Mill h 229 Wilmot Doerr, Adam, firemn, h 139 Wel- Dickman, Henry, 61 David H h lington Diebel, Elizbth, drsmkr Smyth < Doerr, C H, & Co, mfrs biscuits Bros, 154 Queen s X & confr^^ 128 Weber w Diebel, Henr^- C, pntr E Hamel & Doerr, C H (C H Doerr & Co), h Co, h 47 Scott 136 Weber w Diefenbacker, R C, glove ctr, h 23 Doerr, Elmer, letr car, 39 King e H Margaret av Diemert, John, mech, h 150 Doerr, Geo, jr, wks Rubber facty, Ahrens w h 40 Hermie Place Diestelmeyer, Albert, mech, h 133 Doerr, John, firemn, h 51 Elgin David Doerr, John H, trav G H Doerr & Diestelmeyer, Leona, salsldy, 133 Co, 141 Samuel David Doerr, Ralph, shipr C H Doerr & Dietrich, Alex, bkr, h 6 Scott Go, 139 Wellington Dietrich, Alfreda, salsldy, 88 Doerr, Webourne, acct C H King e Doerr & Co, 136 Weber w Tbe success of this company attests its TUr WM-rHnr x irr ryr />n&1ntMi H 0^ THE IWOTOflli liIFE OF GflNflDJl ^rk.?^\^^''i^^'^i,i^r-' W. M. O. LOGHEAD, District Manager. 51 King St. West, Berlin OFFICE PHONE 511 HOUSE PHONE 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN O HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. 2 3 TOWN OF BERLIN 73 Dolan, Victor, wks Shirt facty, h H. L. 10 Homewood av STAEBLER & CO., ^\ INSURANCE Dolzenroth, Louis, car checker G SLo T R Freight office 11 Queen South, Berlin Dombreski, Prank, wks Rubber Agents for QTQ Factory, h 31 Henry Dominion Bank, Karl Bergmann, The Ontario Fire c mngr, 45 King e O Dominion Button Works, D B 3 Shantz. pres, 57 Water n insurance Company Dominion Cigar Store & Billiard Total Assets (including Parlor, Chas Rozens, prop, 36 subscribed King e capital, $429,000 Dominion Creditors' Adjustment Co, Callfas, C F mgr, 28 King w Droskevic, Stanistav, lab, h 153 Dopp, Mrs Adeline, 26 Francis s Tuerk Dopp, Chas, wks Shoe facty, h 42 Dubecker, John, bkpr Kaufman Linden av Rubber Co, h 33 Roland Dopp, Edwd, wks Shoe facty, h Dubrich, Herman, drvr, h 225 00 170 Cedar s Frederick Dopp, Prank, brbr, h 147 King e Duensch, Albt, tlr, h 51 Francis s Dopp, John, prntr, 36 King w, h Duench, Henry, h 291 King w 53 Peter Dumart & Go, hides, 38 St Leger Dopp, Nichlaus, h 112 St George Dumart, H, butcher, 60 King w, Dormer, Robt, formn, A Peque- h 166 Queen n gnat, h 221 Frederick Dumart, Louis, shmkr, h 100 St Dorschel, Jos, carp, 78 Weber w Leger Dotzenroth, Henry, contr, h 8 Dumart, Mrs Ma^^ h 21 Ellen e St Leger Dotzenroth, Louis, mach, h 11 Mansion Dowsett, Saml. wks Kaufman's, PERTH MUTUAL h 346 King w Draeger, Gustav, bkr, h 105 St FIRE George INSURANCE COMPANY o> Draves, Michl, brklyr, h 33 Lan- caster e ESTABLISHKD 1863 Dreger, Fred, button wkr, h 58 Net Cash Surijlus, $202,793. Courtland av e Dreger, John W, shirt mfr, h 187 >> Queen s C. A. BOEHM, Drongelen, Mrs Lena, h 22 Court- Agent for Waterloo and Berlin. w land av e Phones—Office 249 ; Residence 209 - m Lembke & Kreller^ 7 KING ST. WEST. WALPER BLOCK. nm CIGARS, TOBACCO. ETC. Pool and Billiard Parlor in connection. THE CANADIAN BANK OF COMMERCE Paid up Capital, ?10,000,000. Reserve, ?6,000,000. ToUl AsBets, $150,000,000 (0 Transacts a General Banking Business. Interest allowed on Deposits. M. Wedd, Manager Berlin Branch. J. Moorman, Manager Waterloo Branch. (I) lU 74 VERNON S DIRECTORY Dunn, Wm, lab, h 41 Ellen w H. L. CO., STAEBLER & Durrani, Mathw, eng, h 153 Lan- INSURANCE caster w 11 Queen South, Berlin Durst, Fred, wagon mkr, h 39 Agents for Scott Durst, Lincoln, (Hollinger & Sterling Accident Durst), h 73 King e and Guarantee Duszynski, Alex, wks G T R, h 27 ^ Hopp Company Dutzel, Mrs M, h Lancaster w Eagan, Timothy, prop Olympia Surplus to Policyholders, o Gonfy, 58 Weber w $293,889,95 Fames, Henry, bage mstr, h 249 Victoria Dumart, Walter, hide dlr, h 10 Eassy, J, & Co, fancy gds, 128-30 St Leger King e Dumart. Wm, hide dlr, h 192 Eby, Mrs Alex, h 11 Richmond av Queen n Eby, Allan A, editor Daily Tele- Dunbrook, Jos, mach, h 123 Wat- graph, h 59 St George 2^ erloo Ebv, Rev Amos, h 21 Chapel Dunham, Miss B M, B A, librar* Eby, Christian, gard, h 409 Mill ian Public Library, 362 Fred- Eby, Danl, tmstr, h 22 Martin CO erick Eby, David, h 246 King e Dunham, Martin, carp, h 362 Eby, Mrs E E, h 41 Chapel Frederick Ebv, Edwd, gard, 190 Lancaster e Dunke & Go. grocers, 35 King e Eby, Ezra B, fish dlr, h 25 Fran- o Dunke, Chas B (Dunke & Co), h cis n 73 Benton Eby, Henry, farmer, h 26 Shoe- M Dunke, Edwin (Dunke & Co), h maker av S 35 Courtland av w Eby, Mrs Hermn, h 115 Benton H Dunker, Henr>', contr, 46 Shanly Eby, Ion, butcher, 214 Frederick, Dunker, Wm, contr, h 58 Louisa h 41 Chapel Dunley, J E, bkpr Dom Bank, 52 Eby, Isaac H, trav, h 22 Samuel Bingeman Ebv, Jacob J, gard, h 313 Mill Dunn, Mrs Eliz, h 126 Breithauy.l Eby, Mrs Menno, h 33 Eby Dunn, John, customs, h 129 Mar- Eby, Phares, btchr, h 15 Scott garet av Eby, Rev Solomon, h 62 Chapel Dunn, Miss Maggie, steno G T R Eby, Solomon E, h 238 King e Freight office, 41 Ellen w Eby, Susannah, h 178 Frederick Dunn, Peter, lab, h 20 Whitney Echert. Fred, mason, 19 Charon Lane Economical Mutual Fire Insur- Dunn, Sidney, wdwkr, 126 Brei- ance Co, W H Sehmalz, mngr, thaupt 45 Kina w The MUTUAL LIFE OF CANADA ^LS'" 'Nof^do'ifar^^.ror'S'fs' appropriated since its inception 40 years ago, is the unique record of this company. W. M. 0. LOGHEAD, District Manager. 51 King St. West, Berlin Office Phone 511 House Phone 323 4 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. > Amount of Risk, $22,000,000.00 Total Assets, $550,000.00 Government Deposit, $50,000.00 ^ TOWN OF BERLIN 75 td Eckstein, Val, lab, h 3 Strange H. L. STAEBLER & CO., Eden, John R, brkr, 21 King e, h 86 Queen n INSURANCE Eden, Wm, h 96 Courtland av e 11 Queen South, Berlin Edmunds, Misses, h 454 King w Agents for Edwards, Wm, b Brunswick Htl HI Egan, Timothy, wks Doerr's, h 96 PHOENIX INSURANCE Young COMPANY Ehlers, Fred, lab, h 104 Weber w OF HARTFORD, CONN. Eidt, David, drvr J L Eidt, 91 Church Established 1854 Eidt, L, flour J and feed, 17 Ben- Total Assets, - $9,900,000 ton, h 19 Benton Total Losses Paid, 65.696,377 Eisenberg, Henn% pntr, E Hamel & Go Englert, Andw, stone ctr, h 162 Eizerman, Mrs Hy, h 10 Shanly Wellington Eke, Wm, wks W, G & R, h 35 Braun Englert., Chas, mch. 91 Ahrens w Englert, Mrs S, h 186 Wellington Electric Cons Go, A Lockhart, prop, 64 King w Englert, Sebastian, elk, 186 Wel- Ellerbraunn, Stephn, mach, h 131 lington Park Erb, A E {M Erb Go), 145 Ellert, Jacob, lab, h 60 Mount Hp Queen s Erb. Aaron, mech, h 49 Mary Ellert, Peter, pntr, 60 Mount Hope D Ellis, Prank, elect, 41 David Erb. Aaron (Berlin Shirt Co), h Ellis, Prank 0, insp Bell Tel Go, 140 King e 41 David Erb. E B. mgr M Erb Co, h 145 Ellis, Henrj^ P, mech, h 208 Queen s Ahrens w Ellis, J T, trav, h 41 David Ellis, Miss Mabel M, steno Econ- omical Mutual Ins Co, 41 David Ellison, Miss Ray, drsmkr, h 111 Church Emmrich, Carl, firemn, h 186 Victoria n X Emmerich, Edwd, carp, h 140 n Waterloo •-' » Emmrich. W, Bank of Hamil- ton, 186 Victoria HARTFORD FIRE INSURANCE COMPANY Gr A Century Old Employers' Assn of Waterloo In San Francisco alone ten millions paid. County, Leo McLaughlin, sec, C. A. BOEHM, Agent. Phones—Offlico 249. 59 King w Residence 209. - w < a 58 7 KINC ST. WEST o C LEMBKE & KRELLER u Walper Block H C1GAR8, TOBACCO, Etc. Pool ami Billiard Parlor in connection. as THE CAMADIAN BANK OF COMMERCE Paid up Capital, ?10,000,e00. Reserve, $6,000,000. Total Assets, $150,000,000. Transact* a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 76 VERNON S DIRECTORY Eular, Henr^^ cooper, h 51 h. L. CO., STAEBLER & Weber e INSURANCE Euler, Henry H. wks Shoe facty, 11 Queen South, Berlin h 31 Brubacher Agents for Euler, Ida, steno, 51 Weber e Euler, W D, prin Business Col- The Rimottski Fire lege, 11 Otto Evans, Thos. h 77 Park INSURANCE COMPANY Pabel. Wm, tmstr, h 136 Wel- lington Established 1876 Faber, Geo, gro, h 108 Weber w Surplus to Policyholders, $285,358 Fabei\ John, lab, h 158 Edward (Including uncalled capital stock" OS Fallis. F N, tellr Bank of Toronto, Waterloo Erb, E 0, salsmn Lang Bros, 219 Parre. Jno, wdwkr, h 75 Victoria pfrederick Farrell, Edward J, box bowling, Erb, E (M Erb & Co), 12 -. o W cigars and tobacco, 57 King e Ahrens w Fealherston, Elmer E, drugst, h Erb, Jacob G, h S 48 Mary 40 Water n Erb, M, Go, Ltd, gloves, etc, 87 Pehrenbach, Alvin, brbr, h 64 King w Bingeman Erb, Mrs M, h 12 Ahrens w Fehrenbach, Mrs Annie, h 26 Erb, Mrs Moses, h 222 King e Samuel Erb, Moses S, carp, h 21 Eby Fehrenbach, C L, sadlr, 36 Web- Erb, Uriah, \V wks G R, h 219 er e Frederick Fehrenbach, Celia, mlnr, 26 Erdman, August, lanr, h 108 Samuel Heiman Fehrenbach, Edwd, matrsmkr, h Erickson, Henr>', wks Shirt fcty, 51 Irvin Q: h 148 Blucher Fehrenbach. J H, harness, 73 Erickson, Jno, tanr, h 140 Bluch- King e, h 36 Weber uj er Pehrenbach, Lucine, mlnr, 26 Ernst, Louis, farmer, h Mill Samuel Ernst, S R, (S R Ernst & Co), h Pehrenbach, Philip, sadlr, h 72 19 Roy Schneider av Ernst, S R, & Go, dry gds, 32 Fehrenbach, S, milnr, 23 King e, King e h 26 Samuel Erurn, Clara, opr Bell Tel Co, 206 Pehrenbach, W F, sadlr, 86 Lancaster e Weber w Esch, Emerson, mech, 58 Cedar n Peick, A W. mgr, h 29 Ahrens w Eschelman, Moses, h 51 Church Peick, Mrs Elizbth, h 68 Alma Eschelman, Mrs Sarah, h 176 Feldman, Wolf, (Kushner & Benton Feldman), h 155 Church In furnishing Life Insurance at actual net THE MUTUAL LIFE OF CANADA cost is the feature that marks the super- iority of this Company. W. M. O. LOGHEAD, District Manager, SI King St. Weat, Berlin Office Phone Oil Mouse Phone 323 1 Economical MtfiuAL fire ii*s. co. of Berlin HEAD OFFICE. BERLIN. ONT. > John Fennell, President. W. H. Schmale, Sec. and Manager. m Geo. C. Lang, Vice-President. TOWN OF BERLIN 77 o Feldman, Wm, lab, h 155 Church H. L. STAEBLER CO., Pellbaum, Richd, prntr, Ritten- & ger & Motz, h 210 Waterloo INSURANCE CD Felton, William A, formn Trunk 11 Queen South, Berlin m facty, h 8 David Agents for Fennell, J P (Fennell & Son), h z 42 Margaret av Queen City Fire Fennell, John, h 125 Queen n Ferguson, F K, bkr, h 35 Queen n Insurance Company o Ferrier, .Eph, prop Clarendon m Hotel, h 16 King w . . . Established 187 Ferrier, Wm B, elk G T R freight 7) office, 53 Eby Total Assets, $371,000 Fetter, John, lab, h 52 Braun Fidler, Mrs Jacob, h 58 Schneider Fischer, Nelson, tmstr, 58 Walter Pidler, Wm H, gro, h 105 Court- Fischer, Peter, tchr, h 11 Elgin and av e m Fischer, Sebastian, carp, h 16 El- Fife, house mover, Wm, 53 Eby len e > Figures, T, mesngr Bank of Fischer, Wm H, wks Shirt facty, r Commerce, 261 King w h 13 Oak Findley, Alex, roadmstr B & W Fisher, Wm H, mach, 76 Queen s St Ry, h 23 Richmond av Fischer, Wm M, blksmth, 95 Fischer, Alvin F, h 48 Henry is King e, h 103 Shanly Fischer, Rev A J, asst St Mary's Fitt, Fred J, brbr, h 92 Charles Church, 64 Young m> Fitzgerald, M E, eng, h 30 Fischer, A L, harnsmkr, 98 King Queen n e, h 104 Weber e Fleischauer, Robt, trav, 17 Agnes i Fischer, Bernhard. mech, h 182 Fleischaul, Mill Geo, firmn, b 70 Krug! H • Fischer, C J, contr, h 24 Braun > Fischer, G J, brbr, 89 King e, h 69 Krug Fisher, Chris H. janitor Coll Inst, Waterloo Mutual FIRE h 53 Braun Insurance Company Fischer, Conrad B, letr car, h 12 to ' Louisa Established 1863. o gg Fischer, Geo, confr, h 19 Shanly Net Cash Surplus, $199,769. 2 Fisher, Geo, cartkr R C Ch, h 110 Wat^r n C. A. BOEHM, Agent Fischer, Mrs J W, h 152 King e Fisher, Jacob W, h 122 Glasgow Waterloo and Berlin Fischer, John, shmkr, 11 Theresa FHONSS 0> Fisher, Mrs L, h 206 Lancaster e Office 240. Residence 209. &|fprifrp CIGARS, TOBACCO, ETC. MVEiLLLiIi, Pool and Billiard Parlor in connection. 7 KING ST. WEHT, Walper Block. 1 The Canadian Bank of Commerce Paid up Capital, f10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. Transacts a General Banking: Business. • Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 78 VERNON S DIRECTORY Forwell, Anthony, wks Brewy, h H. L. STAEBLER & CO., 16 Richmond av INSURANCE Forwell, Sylvester, 98 Charles 11 Queen South, Berlin Forwell, Wm, fndry, 225 Queen Agents for s, h 98 Charles Foss, August, lab, h 38 Lydia < BOILER INSPECTION Foster-Armstrong Co, Ltd, mnfrs INSURANCE COMPANY high-class pianos, J .Betzner, acct, 246 King w ... OF CANADA Foster, Arthur, tchr, 75 St George Established 1875 Foster, Arthur, trav, h 260 Fred- Policies Guaranteed by The Hartford erick Steam Boiler Inspection and Foster, John, formn Shoe facty, Company- Insurance h 123 St George rt Total Security to Policyholders, $4,551,000 Fotheringham, Jas, upholstr, h ^- 398 King w Foot, Geo, mach, h 154 Weber Franco, Max, elk, h 59 Eby •i-t ^ o Forber, Philip L, drv P K Weber, Frank, August (Kleopfer & Co), 179 Queen n h 43 Weber w ^. Ford, Thos, mach, h 138 Water s Prank, C A, house mover, 53 Eby fl^' Ford, Homer (Ford & Son), h 169 Frank. Fred, pntr, h 144 Water s Joseph Pranke, Gottfried C, mech, h 10 Ford, Normn, carvr, h 159 David Ellen w Forbes, J J, freight agent C P R Franks, John H, mgr Queen City ' & G P & H Rys, h 58 Ellen e Oil Co, h 196 Wilmot Ml QW Foreman, Henry, mech, h 34 Franz, Chas, wks Pelt facty. h 14 W w J Mansion Elgin c/)0 Forler, Henry, tanr, h 95 Shanly Francis, Jas, mech, 181 Frederick D Forler, Jacob, carp, h 36 Cherry Fraser, Albt L, letr car, h 79 Forrest, B I, wks People's Ry, Weber e b Grand Central Fraser, J W, trav, C H Doerr & c/D Forsyth, D, prin Collegiate Inst, Co, h 212 Breithaupt h 31 Margaret av Frederich, Wm, formn, h 460 Forsyth, John, mgr John For- King w syth & Co, h 11 Margaret av Freeman, Wm, coachmn, h 59 Forsyth, John, & Co, shirts and Cameron s buttons, 80 King e Freund, John, plmbr Wolfhard Forsyth, Thos G, trav, h 129 & Co CT) Queen n Freund, John, pipe fittr, h 389 Fortner, John, mech, h 43 Foun- King e dry n Freund, John, sr, h 389 King e Forter, Philip, lab, 179 Queen n Freund, Louis, finshr, h 130 Forwell, EdM^d, carp, h 66 Peter Shanly gS W. M. O. LOGHEAD, Intelligent investigation will clearly prove that District Manager, THE MUTUAL LIFE OF CANADA 51 King Street West, Berlin IS THE COMPANY PHONS BU MOVIE PHONE S2I that merits the patroBage of the insniinc public II ECONOMICAL MUTUAL FIRI^ tNS. tO. bF bERLlN. ESTABLISHED 1871. HEAD OFFICE, BERLIN, ONT. Has had 38 Years' Experience in Fire Insurance Underwriting. ITS GROWTH HAS BEEN A STEADY ONT. TOWN OF BERLIN 79 Frey, Fred, lv^^^ h 152 Weber w H. L. STAEBLER & CO., Frickey, Richd,"^ c.ond St Ry, h 52 Cameron n INSURANCE Fried, John, h 166 Queen s 11 Queen South, Berlin Fries, Danl, tmstr, h 32 Lan- Agents for caster e is Fries, Danl F, btchr, 2 Gordon United States Fidelity . av, h 37 Lancaster e Fries, Edwd, eng, h 19 Rich- and Guaranty Co. mond av (We Will Bond You) Fries, Jacob, mason, h 36 Lan- caster e Established 1896 Fritz, John, mason, h 21 Bismark Cash Capital, $1,700,000 Fromm, Andw, mech, h 1 Peque- o gnat av Gallagher, E, prntr, h 129 Frood, Oren, b American House Wm Weber e Frost, August, h 142 Weber w Frost, August R, upholstr, h 317 Gait, Preston & Hespeler and Can- King w adian Pacific Freight Sheds, J Fuhrman, Andw A, lab, h 112 J Forbes, agent, 95 Joseph Wilmot Garden, J G, h 21 Margaret av Fuhrman, F, plmbr. Wolfhard Gardiner, F G, pianos, 29 Queen & Go s, h 11 Courtland av e Fuhrman, John A, flremn, h 13 Gamer, Alex Z, men's furnish- Spetz ings, clothing and hats, 8 King Fuhrman, Jos, lab, h 88 Strange e, h 57 St George Fulton, Jas, fmshr, 144 King e Garner, Saml, h 54 Walter Funk, H S, salsmn, 44 Foundry n Funk, Idessa, elk, 44 Foundry Funk, W H, salsmn W H Leeson, 44 Foundn^ n C. 4. BOEHM Furlong, Jas, mech, h 129 Wil- DIstHct Agent helm THE Further, Ethel, salsldy Smyth Bros, 343 King w Employers' Liability Further, Wm J, agent, h 343 King w Assurance Corporation, Limited Capital, Gaber, Martin, tmstr, 86 Wilmot $5,000,000.00. Accident, Sickness, Employers' Gabel, A J, Jeweler and optician, Liability and Guarantee Bonds 13 King e, h 167 King w Liberal Policies Issued. Gabel, Geo, lab, h 78 Alma M Prompt Settlements. Gaeler, Fred, finshr, h 85 Chapel Gaeler, John, finshr, h 36 Pinke Phoker — Office 249 ; Residence 200 W CIGARS. a Lembke & Kreller, TOBACCO. Etc. Pool and Billiard Room in 7 King St. W., Walper Block. ... connectioB. The Canadian Bank of Commence Paid up Capital, 110,000,000. Reserve, 6,000,000. Total Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager AVaterlo* Bran«h. 8o VERNON S DIRECTORY Ill H. L. STAEBLER & GO., INSURANCE 11 Queen South, Berlin Agents for Atlas Assurance < Company, Limited Established Total Funds, Capital Paid Up Uncalled Capital - A: o Si ICO/VOM/CAL MUTUAL FIRE INS. 00. OF BERLIN HEAD OFFICE, BERLIN. ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates. CD TOWN OF BERLIN 8l m00 Godglick, Ghas, tmstr, 19 Hebel H. L. STAEBLER & CO., Goebel, H F, timekpr, b Grand Central INSURANCE m Goetz, John, tanr, h 52 Union 11 Queen South, Berlin Goetz, Julius, mech, h 68 Lan- Agents for caster w Gofton, Roger T, mach, h 177 Royal Insurance Joseph Gofton, Saml F, mach, h 114 Company, Limited Water s Gofton, Smith, elect, h 40 Cedar n Established 1845 Goldman, David, lab, 36 Charles < Assets, Gole, Joel, firemn, h 155 Weber e $71,000,000 p Good, J A, h 39 Alma o Good, J S, h 104 Water s Gough, Wm G, watchmn, h 130 a Grood, Jacob G, lab, h 172 King e Hall Place > Good, Nelson H, agent, h 218 Graber, Henry, wks W, G & R, Frederick h 118 Courtland av e Gordon, Geo, carp, h 31 Water s Graber, Wm H, (Berlin Dye Gordon, R E, mgr Ont Sugar Co, Works), h 112 Courtland av e Arnold Gralke, August, tanr, h 130 Wat- Goreham, Jos, wks Brewy, h r9 erloo Joseph Grand, John F Stump, prop, 76 Gorman. J H, agent, h 182 Lan- King w caster e Grand Central Hotel, Joseph Zu- Gorman, Lincoln, tel opr, 182 ber, prop, 53-7 Lancaster e King e Goss, Marks, agent, h 174 Lan- Grand Union Hotel, Wm Zinger, caster w prop, 88-90 King w Gottfried, Minetta, opr Bell Tel «£^^^ Co, 58 Peter Head Office—WATERLOO Gottfrid, Wm. bailiff, h 58 Peter O Gottsleben, Abrhm, mech, 22 o Hebel av Gottsleben, Jacob, agent, h 22 ....CANTILE Hebel av FIRE / Goudie, Arthur R (A Weseloh & iNSUPANlf C3^ Co), h 61 Irvin Goudie, Isaac, salsmn A Weseloh & Co, h 25 Brubacher C. A. BOEHM, 13 Goudie, Jennie M, cashr, 25 Bru- Agent for Waterloo and Berlin. ? bacher Office Phone— 249 ; Residence 209 » CIGARS, Pool and Billiard Parlor TOBACCO, ETC. in connection. 7 KING STREET WEST, WALPER BLOCKr I « THE CANADIAN I^ANR OP COMMERCE Paid up Capital, $10,000,000. Reserve, ^,000,000. Total Assets, $1dO.OOO,00(}. Transacts a General Banking Business. IntereBt allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 82 VERNON S DIRECTORY Green, Isaac, h 83 Louisa H. L. & CO., STAEBLER Green, Jas W, agt, h 56 Krug INSURANCE Green, Robt C, h 29 College 11 Queen South, Berlin Green, Thos, wks GTR, h 155 Agents for Margaret av Green, Thos H, wks Erb's, h 29I i Imperial Guarantee Lancaster e Greenlees, Albt, carp, h 94 Wil- and Accident mot Insurance Company Gregor, Eliz, slsldy, 161 Benton I Gregor, Fred, crtkr Meth Gh, h of Canada 161 Benton I CO Surplus to Policyholders, $213,447,72 Grieve, Wm, carp, h 31 Cedar s Grischow, Elvina, opr, 168 Lan- caster e O Grand Trunk Railway, City Tick- Grischow, Herman P, mach, h 174 et Office, Geo D LaCourse, agt, Lancaster e I 9 King w \l Grischow, Mrs John, h 168 Lan- Grange, Fred, prop Clarendon caster e 00 Rest, b 25 Queen s ^1 Groess, Chas, mech, h Bruns- mI R, h Grant, Cyrus, ctr W, G & wick av 52 Chapel Grody, John W, rubber boot mkr, Crasser, Solomn, slsmn Metcalfe h 15 Clarence Co, h 6 Gordon av & Groff, Anthony, mach, b Grand' Grau, Paul, grdnr, h 64 Shanly Central CO Grauel, Allan, contr, h 50 Samuel Gross, Christian, h 26 Elgin CO Grauel, Henry, h 250 King e Gross, David, h 33 Joseph Grauel, Norman, 250 King e Gross, F C, foremn, h 461 King w Gray, Jas E, supt Rubber Works, Gross, Geo, mason, h 121 David h 42 College Graybill, Ethel, stenog Bank of Gross, Nelson, garage, 8 Gaukel, h 33 Joseph Hamilton, 75 St George Grover, Walter, bkr, h 32 Albert s Great North Western Telegraph Gruhn, Fred, tanr, h 291 Wel- Go, R G Davidson, - mgr, 1 lington King w [ Gruhn, Fred, wks Rubber Pctry, Greb, Ghas, h 40 Mansion h 21 Grove I Green & Co, photos, (L Yost, Guenzler, Chas, turnr, h 80 Jos- prop), 12 King w eph I Green, A S, h 25 Ahrens w Gunley, Harry, gard, h 131 Tuerk Green, Edwn, eng, h 122 Queen s Gurzi, Dominick, shmkr, h 37 Green, Gordn, mech, h 40 Cherry Waterloo Green, J M, elk Bank of Nova Hackborn, G H, & Co, uphlstr, Scotia, 25 Ahrens w h 5 Queen s I W. M. 0. LOCHEAD, District The Mutual life of Canada Manager Canada's big and only Mutual Life Insurance 51 KiNft St. West, Phone 511 Company. The Policyholders really Own, really Control and really Gkt Evertthino. House Phone 823 J ECONOMICAL MUTIJAL flRfi iNS. CO. Of BERLIN HEAD OFFICE, BERLIN, ONT. Support your own Institution. The Economical holds a place among the fore- most Companies of Ontario. Rates low. Security unsurpassed. TOWN OF BERLIN 83 Hackborn, Geo H, (Hackborn & H. L. STAEBLER & CO., Go), h 121 Gourtland av w Hackborn, Theo, carp, h 129 INSURANCE Walter 11 Queen South, Berlin Hackborn, Theo H, uphlstr, 129 Agents for Walter Hackborn, Wm, mech, 129 London Assurance Walter Hack, Mrs L, h 55 Weber a Corporation Haddow, Em, mlnr, 171 Victoria Haddow, Mrs John, h 171 Vic- Incorporated 1720 toria Capital Paid Up, $2,241,375 Haedek, Anthony, mason, h 152 Total Cash Assets, 22,457,416 Wilmot Haedke, G, bkpr Bank of To- E Hager, Otto, mech, h 2Q Arthur ronto, Waterloo Place Haff, Herman, h 136 Water s Hagopian, G D, mess Merchants Hagedorn, Ghas IC, pres Berlin Bank, h 57 Queen s Suspender Go, h 64 Francis n Hahl, Ed\vard, wks Rubber Fcty, Hagen, August, lab, h 151 We- h 14 Kaiser ber e Hahn, Adam, cbnt mkr, h 42 Ag- Hagen, G J carp, 17 Edwin nes Hagen, Ghas, tmstr, h Gedar Grove av Hahn, Chas C, maycw, h 160 Ben- ton Hagen, Ghas, h 16 Shoemaker av Hahn, John G, mech, h 226 Hagen, Ghas, lab, h 118 Union Queen s Hagen, Ghristian, wks Shirt Pcty, Hahn. John D, h h 260 Mill 7 Glasgow Hahn, Valentine, h 25 Elgin Hagen, H A, (Sippel & Hagen), h 112 Queen s Hagen, Henr^^ G, cbnt mkr, h 159 Gourtland av e Hagen, Harry E, h 27 Water s Hagen, John, plmbr, h 33 Man- sion Hagen, John, lab, h t53 Court- land av e Hagen, Julius, ctr Shirt Pctry, h 70 St George Hagen, Louis, pntr, h 175 Gedar s LEADING FIRE INSURANCE COMPANY IN Hagen, Naomi, steno, 112 Queen s AMERICA. Hagen Shirt & Collar Co, 122-130 J. B. HUGHES, Special Agent. Phone 259 Wilmot C. A. BOEHM, Local Agent. Phone 249 CIQARS, LEMBKE & KRELLER, TOBACCO, ETC. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING ST. WEST - WALPER BLOCK. o EGonomical f/lutaal fm Ins. Co. of Berlin HEAD OFFICE, BERLIN ONT. Security ample. Ixjsses promptly and equitably adjusted. TOWN OF BERLIN 85 Hannon, Jos P, lab, h i28 Strange H. L. CO., Hansman, Harry, mech, h 38 STAEBLER & Gourtland av e INSURANCE Heppell. Annie, h i63 King e 11 Queen South, Berlin Happke, Fred, mason, h 50 Braun Agents for Rarbach. John, milkman, h 104 Albert s Commercial Union Harbash, Theo, pntr E Hamel & Co, King e Assurance Company Hardv. Mrs Marv A, h 45 Chapel Harlach, W J,' mech, h 105 LIMITED Charles Harley, C, mgr Berlin Pish A Total Funds Exceed $84,600,000 Oyster Co, 73^ King w Harlock, Abram, drvr Metcalfe & Hartman, Richd, wks Felt facty, Co. h 7 Richmond av h 31 Hebel av Harlock. Geo, ctr Shoe Fcirv, h Hartwig, Chas, tmstr, h 276 Mill 32 Ellen e Hartwig, Mrs E, h 3 John Harlock, Henr\^ uphlstr, h 52 Harvey, Sidney, finshr, h 184 Wellington King w Harlock. Jas. h 139 Queen n Hasenjaeger, A, h 206 King w Harmer. Edwd, wks Rubber Fety, Hasenyager, Albt, wks Power h 91 Victoria House, h 26 Arthur Place Harmer, John, finshr, 91 Victoria Raskins, Wm, carp, h 44 Henrj'^ Harnack. Chas, wtchmn, h 190 Haslam, Mrs Wm, h 48 Walter Victoria Hass, August, btchr, 89 Waterloo Harnack. Christian, lab, h 77 Spring Hass, Chas, wks Crook's, h 38 Breithaupt Harnack. Jos, coal oil dlr, h 155 Wilmot Harold, Wm, firemn, h 24 Breith- aupt G01?E DISTRICT IHUTOAL Harper, G C, elk Merchants Bnk Harris, Chas, junk dlr, h 21 Jos- eph FIRE Harrison, George, merchant tlr, Insurance Company 57 King w, h 25 Ahrens e Hartleib. Jos, wdwkr, h 275 Louisa Established 1839. Net Cash Surplus, Hartleib, Louis, wks Rubber fcty, $333,772. h 204 Victoria Hartmann. Gustave, wks Rubber C. A. BOEHM, Agent. facty, h 50 Breithaupt Phones—Office 249 ; Residence 209. LBMBKE: ife KRELI.ER Cigars, Tobacco, Etc. '''^' tn^ZH^ol^^'''' KINQ STREET VS^ESX WAIvF»ER BLOGK. THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Dsposits. a. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. GO 86 Vernon's directory Hebebrandt, Martin, mach, h 44 H. L. STAEBLER & CO., Braun INSURANCE Hebel, Peter, h 63 St George 11 Queen South, Berlin Hedrich, Adam, lab, h 74 St Agents for George Heiman, F W, real est, 95 King THE STANDARD LIFE w, h same ASSURANCE COY Heiman, H J, lab, 95 King w Heimbach. M C, cigars, 20 King Established 1825 w, h 143 Frederick Invested Funds, - $61,000,000 Heimbecker, Edwd A, formn, h Canadian Investments, 18,000,000 55 Ellen w Annual Revenue, - 7,400,000 CO Heimbecker, George, 99 Benton Profits Paid - - 35,000,000 Heimbecker, J C, gro, 149 King . e, h 125 Weber e Hass, Henry, mldr, h i38 Louisa Heimbecker, W J, mach, h 11 o Mills Hastings, Alice, mlnr, & , helm Co, Courtland av Heimbusch, C H, 143 Frederick Hauch, Felix, h 140 Mill Heimler, Jos, h 35 Mary Q: Hauch, Fred R, tmstr, h 41 Roy Heimrich, Chas, wdwkr, h 34 Hauch, Levi, h 110 College Breithaupt Haus, Andw, wks G T R, h 163 Heinrich, Jacob, mach, 54 Agnes Locust Heinrich, Otto, finshr, h 159 Hauser, Conrad, shmkr, h 13 Albert s Edward Heintzman, Harry, wks Sugar Hauser, Fred, wks Rubber fcty, facty, h 56 Lancaster e h 15 Massel Place Heintzman, Henry, carp, 65 Krug Hauser, John, h 250 Louisa Heintzman, Michl, wks Piano Hauser, Stephn, sr, 138 Weber e facty, h 57 Breithaupt Hautar, Nicklaus, lab, h 152 Heiobach, Chas, lab, h rl5 ^^ Blucher Queen s Havana Cigar Co. \Vm Witt, Reiser, Henrv', lab, h 46 Cam- prop, 17 King e .eron.n Hawthorn. Frank, biscuit bkr, h Heiser, Hei'man, pntr, h 221 Lan- 133 Wellington caster e Hawthorne, Herbt, bkpr Kloep- Heist, Dr E D, osteopathic physi- fer & Co, 133 Wellington cian, 39 King w, h 96 Frederick Healey, John, h 151 King e Heist, Mrs Dr E D, osteopathic I Hearth, Abraham S, carp, h 54 physician, 39 King w, h 96 Braun Frederick Heath, Robt, helpr House of Heist, Mrs John, h 40 Ellen e Refuge, h Frederick Heis-t,. Mrs Louisa, h 79 Ahrens w Hebel, John, mason, h 172 Benton Heist, S B; h 19 Weber e GO T™ mutual life of CANADA Gilt Edged Assets, Jan. 1, 1910 - - $14,518,441 I W. M. 0. LOGHEAD. District Manafer Clear Surplus above Reserve and all _, „,^- _ ___ _. .,, „ _. . - - 51 KING ST. WEST, Pbope 511. Honse PhoBej323 UJ other liabilities, Jan. 1 1910- $2,97.%750 I ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN HEAD OFFICE. BERLIN. ONT. The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF BERLIN 87 Heit, Louis J, wks Robe & Glothg H. L. STAEBLER & CO., Co, h 39 Waterloo Heit, Wm G, cabntmkr, h 13 INSURANCE Francis n 11 Queen South, Berlin Held, Albt, carp, h 65 Breithaupt Agents for Heldman, A G, shipr, h 87 Louisa Heldman, Henr>^ tanr, h 122 HAND-m-HAND Breithaupt Heldt, Louis, finshr, h 184 INSURANCE COMPANY Ahrens w Established 1873 Helker, Milton, salsmn Mills & Go, 91 Louisa OLD AND TIME-TRIED Hellbriegel, Geo, designr, h 162 Queen n Hellem, John, wks Shirt facty, Henhoeffer, A, V S, 24 Queen s, 152 King e h 48 Benton Heller, A & E, grocery and china Henigman, Sol, 48 Walnut palace, 12-18 Frederick Hennigan, Solomon, pedlr, h 48 Heller, A H, h 79 Queen n Walnut Heller, Albert (A & E Heller), h Henteger, Philip, wd trnr, h 85 43 Ellen e Brubacher Heller, Alfred (Heller Bros), h 58 Heppler, sadlr, 18 Mill Scott John, h Heller Bros, jewelers, 37 King e Herchenreder, Aug, lab, 157 Park Heller, Mrs Casper, h 121 Fred- Herchenreder, Con, mech, h 53 erick Park Heller, Edna, salsldy A & E Hel- Herchenrader, Hermn, formn, h ler, 51 Ellen e 58 Samuel Heller, Edward (A & E Heller), h 51 Frederick Heller, Fred H (Heller Bros), h 52 Alma Insurance Company Heller, Henry (Heller Bros), h 146 Queen s of North America Heller, J H, jeweler, 139-41 King e Founded 1792. Heller, J H, h 146 Queen s Losses Paid, $144,780,841. Heller, Normn, salsmn A & E Surplus, $5,580,406. Heller, 43 Ellen e Helm. Louis, wks Rubber facty, Fire, Marine, Automobile, h 88 Charles Tourist, Etc. Helmuth, Saml, cabntmkr, h 54 Shanly C. A. BOEHM, Agent. Hendn-, Wm, h 275 King w Phones— Office 249 ; Residence 209. LEMBKE & KRELLER, ¥ Cigars, Tobacco, Etc POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING STREET WEST. WALPER BLOCK. THE CANADIAN BANK OF COMMERCE >^" m£?li!°^S<^ Total Assets, $150,000,#00 Transacts a General Banking Business. Interest Allowed on Deposits. G. M, WKDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 88 VERNON S DIRECTORY Hertfelder, Geo, mech, h 184 H. L. STAEBLER & CO., Louisa INSURANCE Hertfelder, H, elk Bank of Tor- 11 Queen South, Berlin onto, 219 Wilmot Hertfelder, Mrs M, h 219 Wilmol Agents for Hertis, Eugene, blksmth, 20 LONDON AND Foundry n LANCASHIRE Hertz, W D, lab, h .56 Braun Hess, Emil, asst supt Met Life Ins Go, h 56 Irvin Guarantee and Accident Hess, John W, asst supt W, G & R, h 137 David INSURANCE COMPANY Hessenauer, J, & Son, shoe home for all kinds of foot wear, 50 King w Herchenratter, B, lab, h 176 H Hessenauer, J W, insp Bell Tel Waterloo Co, 87 Scott o Hergenroeder, August, shipr, h I Hessenauer, John (J Hessenauer 42 Grove & Son), h 87 Scott Hergott, Albt L, finshr, 133 h Hessenauer, S H, blksmth, 28 Louisa Queen s. h 264 Frederick Hergott, Alex, drvr, h 135 Samuel Hessenauer, Wm F (J Hessenauer Hergott, Michl, tmstr, h 191 Ben- & Son), 87 Scott ton Hett, A N, optormeterist, 115 Hergott, Wm, drvr, h 131 St King e George f Hett, Conrad, shmkr, h 25 Peter Herringer, Martin, mach, h 253 Hett. Fred, wks Rubber facty, h Tuerk 115 Waterloo Herris, < August, lab, 11 Hebel av Hett, Mrs Hannah, h 2 Otto Hertel, A, h 136 King e Hett, Henrv. nntr, h 103 Church Hertel, A H, dntst, 4 King w, h Hett, J E, M b, h 115 King e 18 Elgin Hett, J W. pntr, 170 King e Hertel, August, carp, h 144 Web- Hett, Jacob, wchmn, h HI Benton er e Hett. John B, 115 King e Hertel, Carl W, Sleemen's Agcy, Hett, Miss Mary A, steno Econ- 31 Gourtland e omical Mutual Ins Go, 2 Otto Hertel, P B, mech, h 35 John Hewitt, A H, exprsmn, h 49 St Hertel, Fred, agt Sleeman's, h 31 George Gourtland e Hewitt, G A, elk Merchants Bnk, Hertel, Hermn E, carp, h 195 Lan- 85 Foundn^ n caster e Hevd, C J, wks Gas Wks, h 51 Hertel, J G, merch tlr, 4 King w, Water n h 18 Elgin Heyl, Fred, mech, h 47 Water n The success of this company H TliC WHTTilfT. T irr t\r f>niinf\n attests its '' THE IWUTUflli LIFE OF CflHflDfl ^^..T^i^'^^i'^SriS^^r''' W. M. O. LOGHEAD, District Manager, 51 King St. West, Berlin OFFICE rH9NC Sll HOUSE PHONE 323 ECONOMICAL MUTUAL RRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Insurance written 1909, $2,000,000.00. TOWN OF BERLIN 89 Heyd, Miss E, wks News-Record, H. L. STAEBLER & CO., 51 Water n Hibner, D. mgr Hibner Purn Co, INSURANCE h 42 Francis n 11 Queen South, Berlin Hibner D, Furn Co, Ltd D Hib- Agents for ner, mgr, 39 Edward Hickey, Geo, slsmn Ernst & Co, The Ontario Fire h 48 Weber e Hilborn, A W, tchr, h 32 Krug Insurance Company Hilborn. Mrs Henrv- C, h 95 Church Total Assets (including Hilborn, Wm, dnT A & E Heller, subscribed capitn', $429,000 127 Samuel Hilburn. J W, trav, 57 Bingeman Hilker, Ames, wks W, G & R, h Hintz, Louis E, wks Gas Wks, h 101 Church 4 David Hilker. Mrs Fred, h 91 Wilhelm Hintz, Val. cabntmkr, h 98 Lan- Hilker, Geo. mach. h 91 Louisa caster w Hilker, Henn*. cabnt. mkr, h 169 Hirteis, Theresa, drsmkr, 9 Louisa Queen s Hill, J E, elk Kaufm.an Rubber Hirfh, Frank, wks BreAAW, h 20 Co, b 375 King Richmond av Hiller, Chas, lab, h 192 Waterloo Histand, John B, carp, h 26 Spetz Hiller. Ernst, fmshr, h 25 Willow Histand, Airs Leah, h 31 Scott Hiller, Fred, tanr, h 126 Waterloo Hoag, Chas, wks Shirt facty, h Hilliard, J A, dentist, 39 King w, 159 Benton h 289 Frederick Hobden, W, b Grand Central Hiltz. Philip, marble mason, h Hoch. Anthony, lab, h 25 Grove 119 Queen s Himburg, C H, trav, h 17 Cam- eron n King Lee, lndr>-, 11 Queen n PERTH MUTUAL Hinsberger. Danl, wks Rubber facty, h 29 St Leger FIRE Hinsberger. Rupert, wks Button INSURANCE COMPANY facty, h 15 St Leger Hinsberger, Simon, mach, h 25 ESTABLISHKn 1863 St Leger Net Cash Surplus, $202,793. Hinsberger, Simon P, btchr, h 64 Mansion Hinton, Benj. tanr, h 166 Lan- C. A. BOEHM, caster w Agent for Waterloo and Berlin. Hintz. John. gard. h 45 Park Phones— Office 249 ; Residence 209 7 KING ST. WEST, Lembke & Kreller^ WALPER BLOCK. CIGARS. TOBACCO, ETC. Pool and Billiard Parlor in connection. THE CANADIAN BANK OF COMMERCE Paid up Capital, ^10,000,000. Reserve, $6,000,000. Total Assets, |150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. Wedd, Manager Berlin Branch. J. Moorman, Manager Waterloo Branch. 90 VERNON S DIRECTORY Hoffman, Marie, salsldy, 84 H L. STAEBLER & CO. Charles INSURANCE Hofstedler, Beil, wks Rubber 11 Queen South, Berlin facty, h 201 Waterloo Agents for Hofstetter, John, lab, h 60 Lan- caster w Steriing A cciden t Hofstedler, Jos, h 175 David and Guarantee Hofstedler. Oscar, mach, h 86 Wilhelm Company Hohlbein, Prancis, dry gds, 77^ King \v, h 116 Weber e Surplus to Policyholders, Hohmeier, Chas, salsmn Lang $293,889,95 Bros, Ivs Waterloo Hohner, John S, contr, h 194 Hoch, Prank, wks Rumpel's, h 54 Breithaupt Theresa Hollinger & Durst, plumbing and Hoch, Jos. rutr, h 189 King e Heating, 65 Prederick Hodel. Mrs Rosannah, h 34 Hollinger, Chas (Hollinger & Charon Durst), h 61 Chapel Hudgins, Prank, sec, h 158 Hollinger, Edward, propWalper Queen s House, 3 King w HoelTle, Jos, carp, h 195 Benton Hollinger, Malinda, drsmkr, 71 Hoeilich, George, cabntmkr, h 115 Samuel Victoria Hollinger, Philip P, brklyr, h 71 Hoelscher, Chas. plmbr Wolfhard Samuel & Co, h 37 Mill Holly, Chas, salsmn Berlin Pish Hoelscher, George, "The Tailor and Oyster Co, 25 Queen s Man," 39 King e, h 24 Mitchell Holman, Isaiah, miller, 168 King ave e, h 5 Krug Hoefling, P J, chef, h 214 King e Holtze, Gustv, elk, 48 Cameron s Hoelscher. Jos, tmstr, h 67 Mill Holtze, Hnry, finshr, h 7 Clarence Hofele. Andw, 36 h Waterloo Holtze. J T^, formn Kimmel's, h 51 Hofferd, W, h 109 Wilhelm Bnibacher Hofert, Anbl, shmkr, h 72 Brei- Holtze, Jacob, salsmn Sippel & thaupt Hagen, 42 Ellen w HofTIe, Jos, carp, h 13 Martin Holtze, Mrs John, h 48 Cameron s Hoffman, C E, button mfr, 50 Holtzman, Ephnn, mach, 21 York Queen s. h 117 Queen n Holfzner, Saml, cabntmkr, h 24 Hoffman, Rev E. pastor Luth Ch, Mansion h 43 Alma Homer, Chas. wine elk Bruns- Hoffman, Pred, wdwkr, h 84 wick Hotel Charles Honsberger, J P, M D, h 97 Pred- Hoffman. Geo, h 58 Homewood av erick All funds hnndled as sacred triist The MUTUAL LIFE OF CANADA money. Not a dollar lost or mis- appropriated since its inception 40 years ago, is the unique record of this company. W. M 0. LOGHEAD, District Manager. 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT, > Amount of Risk, $22,000,000.00 Total Assets, $550,000.00 Government Deposit, $50,000.00 o TOWN OF BERLIN 91 Hood, \Vm S, vocalist, 43 Krug H. L. STAEBLER & CO., Hoover, Emil, pntr, h 27 Henr>' Hopp, Anthony, tanr, h 120 Union INSURANCE Hopp, Mrs Christian, h 222 Al- 11 Queen South, Berlin bert s Agents for Hopp, Louis, button wkr, h 224 Wellington North British and Mercantiie Hopp, Wm, milkman, h Lan- caster w Insurance Company Hornburg, Kmil. mech, h 95 Wel- lington Established 1809 Hornberg. F. wks News-Record, Total Funds Exceed $85,805,000 109 Wellington Canadian Investments, 8,820,742 Hornburg. Wm H, wtchmn, h 109 Wellington Hueghlin. Adam, pntr, 133 Park Horst, Enoch G, salsmn J A Eidt, h 37 Pequegnat av Huehn, C, acct Breithaupt, Lea House, Andw, wdwkr, ii 36 Fran- Go, 31 Roy cis n Huenergard, Chas, btchr, h 43 House, John, h 48 Homewood av Hill Houser. Mrs C. h 110 Weber w Huenergard, H H, M D, h 28 Houston, D W, tchr Coll Inst, h Waterloo 46 Margaret av Huenergard, John W, wks Tmnk Howard, Mrs John S. h 56 Fran- • m facty, h 25 Foundry s D cis n Huenergard, Louis, btchr, h 28 Howden, Robt, brbr, J J McCal- . Waterloo lum. b Grand Central Queen n Hoy, Chas W, brklyr, h m Huether, Chas, h 150 Ahrens w Huber. Miss A D, steno, 101 Oueen n Huber, Allen, b American Hotel Huber, Mrs Amelia, h 135 Benton Huber, David S, shipr, h 101 Oueen n Huber, Edwin, town treasurer, h n a 62 Queen n w Huber, Emil. pntr, h 119 Water n ^ » Huber. Herbt D, acct, 45 Mansion Huber. John A, daiiy, h 22 Al- HARTFORD FIRE: INSURANCE COMPANY Cr bert n A Century Old In San Francbco alone ten nMllions paid. Huck. Jos, h 76 Water s C. A. BOEHM, Agent. Huderk, Geo, tanr, h 134 Strange Phones—Offllce 249. Residence 209. - w < » 2 7 KING ST. WEST O a LEM6KE & KRELLER, Waiper Block H CIGARS. TOBACCO, Etc. Pool anii Uilliard Parlor in connectiooa THE CANADIAN BANK OP COMMERCE Paid up Capital, $10,000,900. Reserve, $6,000,000. Total Assets, $150,000,000. Transactt a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 92 VERNON S DIRECTORY Hutton, John, trav, h 28 Ellen e h. L. STAEBLER & CO., Hyatt, Elmer, cabntmkr, 60 INSURANCE Bingeman 11 Queen South, Berlin Hymmen, Harvey (P Hvmmen & Agents for Co, Ltd), h 281 Frederick Hymmen, Henry, supt Water The Rimottski Fire Works, h 47 Alma Hymmen, Homer (P Hymmen & INSURANCE COMPANY Co, Ltd), h 285 Frederick Millie, Established 1876 Hvmmen, photo Green & Co. 107 Church Surplus to Policyholders, $285,358 Hymmen, (P Co, (Including uncalled capital stock" P Hymmen & Ltd), h 95 Queen n Hymmen, P, & Co, Ltd, P Hym- Huether, (Lion Brewery), h C N men, pres, hardware, 100-102 111 Queen n King w Huether, H N, mgr Lion Brewy, Ide, Carl, contr, h 17 Schneider h 111 Queen n Her, Wilson, florist, h 356 King w Hulme, Wm, shmkr, h 35 Irvin Tiling, Harn,^ bkpr, h 27 Roy Hi;mmel, Ida, salsldv Lang Bros, Imperial Tea Co, L Steppler, 6 Oak prop, 66 Queen s Hummel, Jacob, cement wkr, b Inglehart, Jos, wks Glove facty, Grand Central h 215 Queen s Hummell, Mrs Marie, h 40 Web- Ingold, Jacob, tmstr, rl51 Web- er w er e ; Hummel, Martin, tanr, h 6 Oak Tnrid, Alex, formn, h 98 Samuel ' Hunmiell, Philip, wks Brew^^ h International Correspondence 9 Pine Schools Agency, P C Persch- i Humphrey. Hobl, brbr Latimer, B bacher, agt, 59 King w 54 Courtland av e Irwin, Wm. finshr. h 16 Michael Humphrey, Thos. eng, h 54 Isch, Mrs S, h 13 Massel Place Courtland av e Isherwood, Henry, mldr, h 48 Humphries, Mrs Elenor, h 261 Pinke Frederick Israel, Geo, h 31 Irvin Hunengard, Bernard, h 128 Lan- Israel, Jacob, h 164 Benton caster e Israel. John, carp, h 192 Brei- Hunt, August, lab, h 216 Victoria thaupt UJ Hunt, P J, fmshr, h 60 Foundry n Israel, Michl, h 19 Mill Hunt, Geo, cabntmkr, h 23 El- Israel, Urias, plmbr, h 83 Scott 5; len e Itter, Peter, carp, h 2'i0 Frederick Hunt. Jos. finshr. h 224 Victoria Jackson. Cochrane & Co, wood Huss. Eugene, h 240 King e wkg machy, etc, 16 Victoria Hutton. E. steno. 28 Ellen e Jackson, Graham, h 23 Alma Ih furnishing Life Insurance at actual net THE MUTUAL LIFE OF OANftDA cost is tha feature that marks the super- iority of this Company. W. M. O. LOGHEAD, District Manaaer. SI King St. West, Berlin Office Phone Sit House Phone 323 Economical Mutual fire ins. co. of Berlin HEAD OFFICE, BERLIN, ONT. > John Fennell, President. W. H. Schmalz, Sec. and Manager. Geo, C. Lang, Vice-President. TOWN OF BERLIN 93 o Jackson, Mrs Geneva, h 128 H. L. STAEBLER & CO., Queen n DO Jackson, J M, whitewasher, h 14 INSURANCE Spring 11 Queen South, Berlin m Jackson, Wm, h 58 Ahrens w Agents for Jacobs, Alex, carp, h 46 John z Jacob, Geo, prntr Rittenger & Queen City Fire Motz o Jacques, Jos (Berlin Purn Co), Insurance Company h 155 Frederick m Jaeger. Herman, brbr, 8 Queen s, Established 1871 h 81 Cedar s 7) Jaeger, Julius, brbr, 53 King w, Total Assets, $271,000 h 36 Roy Jaimet, John, tlr, h 64 Weber e Jonas, Henry, mach, h 114 Water- Jamieson, David, plmbr, h 247 loo " Frederick m Jordan, Thos, wks Gas Wks, h Janes, Rev Jos, pastor King Sf > 48 Weber \v Baptist Church, h 61 Duke r Joseph, Janke, Mrs E, h 47 Ahrens w Chas, h 335 Courtland e Janke, Wm, cgrmk, h 129 Louisa Juergens, Reimer. steward Berlin Jansen, Arnold, jeweler and opti- Club, 112 Mill cian, 10 Queen s, li 158 Queen n Juggisberg, Mrs Jno, 58 Queen s Jansen, H L, prop Berlin Nurser- Kabel, Mrs C, h 303 King w ies, h 270 King w Kadel, Nicholas, lab, h 52 Home- Jantzi, Johannes, h 53 Elgin wood av Janzen, Chas, florist, h 77 Walter Kadstzschner, Julius, lab, h 188 Jervis, Geo, cbntmkr, 254 King w Waterloo •*> Joachimi, Mrs Cath, h 53 Court- land av e 0)2 Johannes, Wm, mech, h Fciir- view av Waterloo Mutual FIRE go Johnson, Albt, mech, 11 Whitney Insurance Company Lane ' Johnson, Herbt, town survyr, h Established 1863. o 130 Lancaster e OB Net Cash Surplus, $199,769. 2 Johnston, Mrs J, h 55 Church Johnson, John, carp, 134 King e C A. BOEHM, Agent Johnston, John, mach, h 66 Mount Hope Waterloo and Berlin Jonas, Barney, cgrmkr, h 62 PHONK8 Breithaupt Office 240. Residence 209. SlfRFFIFR CIGARS, TOBACCO, ETC. il z AJllii air Vy Pool and Billiard Parlor in connection. T KIxNG ST. WEST, Walper Block. o The Canadiistn Bank of Commerce Paid up Capital, ^10,000,000. Reserve, $6,000,000. Total Assets, ?150,000,000. (0 Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 94 VERNON S DIRECTORY Kam, G J W, M D, h 84 Queen s H. L. STAEBLER & CO. Karn, Casper, h 220 Frederick INSURANCE Karn, E J, brklyr, h 181 Ahrens \v 11 Queen South, Berlin Karn, Heniy, lab, h 109 Cedar s Agents for Karn, John, mason, h 107 Shanly PHOENIX INSURANCE Karn, John C, pntr, h 198 Lan- < caster e COMPANY Karn, Wm J, formn Button facty, HARTFORD, CONN. h 194 Wilmot OF Karpinski, Herman, tanr, h 27 Established 1854 Albert s Total Assets, - $9,900,000 Karrow, Henry, clothes cleaner, 65.696,377 147 King w, h 133 Waterloo c/) Total Losses Paid, Kassel, Mrs P, h 60 Cameron n W a Kaufman, A R, sec Kaufman Kaempf, Fred, h 118 College Rubber Co, h 267 King w Kaiser, Albt E, blksmth, h 54 Kaufman, Jacob, ping mill, 235 Cedar s King w, h 267 King w - o Ivaiser, Jos, tinsmth Wolfhard & Kaut'maii. Rov, drvr Dunke & Go, Co, h 17 Ellen w h 84 Elgin' Kaiserhof Hotel Co, 12 Queen s Kaufman Rubber Co, A R Kauf- Kalbfleiscti, Fred C, carp, h 73 man, sec, 188-198 King Brubacher w Kaufman. Solomon, formn Kauf- Kalbfleisch, Geo H. cabnt mkr, man's, h 16 Maynard av h 59 John Kechnie, Ed, brbr. 65 King e. h Kalbfleisch, J H, M D, 33 Benton 47 Cameron n Kalbfleisch, Otto, shipr, 79 David QW Kechnie, Geo, wks Rubber fcty, Kalbfleisch, Otto C, dentist, h 21 h 50 Louisa Martin Keef. Fred, mech, h 71 Albert s Kaminski, Mrs W, h 66 Louisa Keefski, Wm, tinsmth Wolfhard Kampmann, Aug, wtchmn, h 173 & Co Louisa C/^ Keffer, Abrhm, janitor, 50 Peter Kampmann, Fred, cabntmkr, h Keffer, Ivan, plmbr, 50 Peter 217 Breithaupt Keffer, A, Piano facty, Kannapin, \Vm, lab, h 117 Al- formn h 54 Frederick bert s Kapison, Mrs Annie, h 130 Kehl, Ernst, lab, h 13 Shoemaker Blucher Kehl, Henry, lab, h 189 Hoffman CO Kaplin, Ghas, mgr Royal Tailor- Keiswetle'', Edwd, plmbr, h 46 ing Co, 89 David Bingeman Karger, Emma, b 133 Louisa Keiswetter, Peter, wks Gas Wks, Karges, Geo, cabntmkr, h 199 46 Bingeman Strange Keller, Mrs Caroline, h 72 Mill c/a that W. M. O. LOGHEAD, Intelligent investigation will clearly prove District manager. THE MUTUAL LIFE OF CANADA 51 King Street West, Berlin IS THE COMPANY PHONE SU HOUSE PHONE 321 that merits the patronage of the insuring puhlio I Economical mutual fir^ ins, Co. of Berlin. ESTABLISHED 1871. HEAD OFFICK, BERLIN, ONT. Has had 38 Years' Experience in Fire Insurance Underwriting-. ITS GROWTH HAS BEEN A STEADY ONT. TOWN OF BERLIN 95 Kennedy, Harvey, wks Button H. Works, h 196 Ahrens w L. STAEBLER & CO., Kennedy, John, miller, h 110 Al- INSURANGE bert s 11 Queen South, Berlin Kenzie, Oliver, sec, h 87 Queen n Agents for Rerby, Ghas, lab, h 25 Simeon Kergus, Herbt, lab, h 21 Theresa BOILER INSPEC FION Kergus, L, elk, b Grand Central INSURANCE COMPANY Kern, Ghas, agent, h 142 Queen s OF CANADA Kertcher, Ghas S, trav, h 444 King w Established 1875 Kesselring, Jacob, lab, 317 Mill Policies Guaranteed by The Hartford Kesselring, John, h 53 St George Steam Boiler Inspection and Insurance Company Kessig, Mrs Ghristna, 304 King w Kessig, John, mach, 304 King w Total Security to Policyholders, $4,552,000 Keuhner, Milton, wks Rubber facty, h 37 Bingeman Kimpel, Wm, mldr, h r56 Union Keys, J W, liver^', rl5 Queen s, Kimpel, Wni, mldr, h 157 Edward '"es Waterloo King, Edwd, polshr, h 98 Wel- Kidder, John, pntr, h 42 Eby lington Kieffer, Jos, lab, h 39 Lancaster w King, Henry, wks Robe facty, h Kiefer, Mathias, h 133 Frederick 15 Richmond av Kiefer, Nora, salsldy Mills & Go, Kingsley, R J, wks Rubber fcty, 133 Frederick h 2 Gharon Kieswetter, Louis, iab, 19 Simeon Kinzie, Eden D, acct G V Ober- Kilbeg, Henry, wks Tar Wks, h liolzer Go, Ltd, h 87 Queen n 23 Pequegnat av Kinzie, Henry, tmstr, h 33 Mill Killian, Fred, wks Felt facty, h Kipper, Jos, tmstr, h 118 Elgin 65 Blucher Killion, August, finshr, h 228 Ahrens w Killer, Geo, mgr Western Shoe C. A. BOEHM Go, h 39 Water District Agent n THE Killer, John, adjuster fire ins, h 46 Water n Employers' Liability Kimmel, A J, trav, h 12 Ahrens e Kimmel, Edwd, h 9 Spring Assurance Corporation, Limited Kimmel Felt Go, A J Kimmel, Capital, $5,000,000.00, mgr, 84 Margaret av Accident, Sickness, Employers' Liability and Guarantee Bonds Kimmel, John, wks Felt Wks, h 51 Samuel Liberal Policies Issued. Prompt Settlements. Kimmel, John, agt, h 137 Fred- erick Phoneb — Office 249 ; Residence 209 CIGARS. Lembke & Kreller, TOBACCO. Etc. King St. W., Pool and Billiard Room in 7 Walper Block. connectioti. The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, 86,000,000. Total Assets, ?150,o00.000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 96 VERNON S DIRECTORY Kloepfer, Rev Wm, C R, rector H. L. STAEBLER & CO. St Mary's, h 64 Young INSURANCE Kiosky, Paul, h 46 Waterloo 11 Queen South, Berlin Klugman, Arthur, trav, Randall Agents for & Roos, 34 Queen s z Klugman, Frank, tanr, h 217 Atlas Assurance Ahrens w Company, Limited Knapp, Chas P, brbr G M DeBus, < h 77 Joseph Established 1808 Knapp, Mrs E, h 9 Krug Total Funds, $15,000,000 Knechtel, Albt T, wks Rubber Capital Paid Up 1,320,000 facty, h 275 Wellington Uncalled Capital 9,680,000 Knechtel, Chas, arch, 40^ King e, h 31 Courtland av w Kirby, John P, acct, 37 Ahrens w Knechtel, Rev R S, h 32 Roy Kittle, Mrs Isabella, h 13 Joseph Knechtel, Mrs Susan, h 16 Pine Kladimirsky, Oscar, pedlr, h 51 Knechtel, Wm H, contr, h 246 Willow Wellington coco Klaehn, John, mach, h 121 Louisa Knechtel, Wm 0, mach, h 19 Klappholtz, Jacob, lab, h 40 Francis n Charles Knell, Bertha, mgr Henry Knell, Klein Bros, butchers, 22-24 Ben- 109 Queen n ton Knell, Fred, h 48 Ellen w 1 Klein, Mrs Ludwig, h 52 Zoeller Knell, Fred, h 132 Breithaupt Klein, Otto (Klein Bros), 22 Ben- Knell, Henry, realest, 9 King e, ton h 109 Queen n Iv'einschmidt, Roy, I'oremn, h 192 Knell, Wm (Wm Knell & Co), «? Benton 132 Breithaupt O Kleist, Herman, bkr, h 9 Bru- KnelK Wm, & Co, hardw'are, etc, bacher 27 King w Klem, Ernst, carp, h 52 Irvin Knipfel, D. prop Pearl Steam Klem, Mrs H, h 229 Frederick Laundrj^; h 43 Scott Klem, Leander, mech, h 42 John Knipfel, Mrs, h 123 King e Klehm, Louis, h 100 Walter Knipfel, Noah, draymn, h 126 Kline, Mrs John, h 84 Victoria King e Kline, Wm, wks Kaufman's, 84 Knorr, D P, pntr, 101 King w, h Victoria .25 Joseph Klippert, J, h 25 Maynard av Knorr, Danl, wks Water Wks, h Klippert, Thos, wks Felt facty, .127 Tuerk 00 h 126 Shanly Knox, S H, & Co, 5, 10 and 15 Q.UJ Kloepfer & Co, coal and wood, 12 Cent Store, A J Prittie, mngr, Queen n and 107 Breithaupt 25 King e W. M. 0. LOGHEAD, Dbtrict Manager THE MUTUAL LIFE OF CANADA 51 King Street West, Low Exj;>ense Rate, Low Death Rate and care in respect of investments are the items that count. O^ Phone 6U- House Phone 323 [ Examine our records in these regards. ECONOMIOAL MUTUAL FIRE INS. 00. OF BERLIN HEAD OFFICE, BERLIN. ONT. Insurance written on the Mutual and Casli Systems, Commercial. Manufac- turing and Non-hazardous Kisks accepted at the lowest rat«s. TOWN OF BERLIN 97 m Koafsky, Michael, lab, h 97 Charles H. L. STAEBLER & CO., Koch, Jacob R, shipr, 23 Charon INSURANCE m Koch, John M, wks W, G & R, h 11 Queen South, Berlin 90 Tuerk Agents for Kocinets, Gordon, mech, h 37 Albert s Springfield Fire and Koebel, Alex, carp, h 73 Krug Koebei, Martin, h 29 Shanly Marine Koebel, Peter, lab, h 8 Arthur PI Insurance Company Koehler, Chas M, pntr, h 26 Al- Incorporated 1849 bert n Koehler, John S, blksmth, h 137 Surplus to PoHcylioidcMS, $4,718,061.53 Kdter Losses Paid, $46.763,346. 4U Koehler, Julius, h 25 Oak Koehn, Edna, slsldy, 79 Weber e Kramer, Ben], pedlr, h 14 Wip- Koenig, loma, drsmkr Smyth per Place Bros, 125 David Kramer, Rudolph, butn mkr, h Koenig, Mrs T, h 125 David 52 Schneider av Kolb, Miss, salsldy Lang Bros, Kramp, Louis, drvr, h 104 Bru- 18 Bingeman bacher Kolb, Mrs D, h 18 Bingieman Krantel, Adorf B, chemist, h 17 Kolbrenner, Peter, blksmth, h 47 Hilda Place Queen s Kolonski, Alex, lab, h 162 King e Krantz, Henr^^ mech, h 102 Wel- Kopperser, John, finshr, h 174 lington Wilmot Kranz, Carl, fire, life and acci- Kost, Albt, mech, h 144 Ahrens w dent insurance, 38 King e, h Koy, Jacob, shmkr, h 172 King e 87 Queen s Kraemer, Geo, tinsmth, h 81 Samuel Head Cffice-WATHRLOO Kraen, Anthony, h 52 Water s Kraen, Ida, salsldy China Hall, 52 Water s Kraft, August, carp, 75 Edward Mercantile Kraft, Chas A. wks G E Potter, FIRE h 37 Cedar n , , ^ \ iNSUPANCt/^ Kraft, E, butcher, 94 King e, h 8 Scott Kraft, O, cashr W Costello & Co C. A. BOEHM, Ivra/ft, Miss Rosa, h 100 Park Agent for Waterloo and Berlin. -91 Krahn, Lorentz, carp, h Park Phone—Office 249 ; Residence 209 ^""^ *"^ ^^^'"'^ CIGARS, TOBACCO, ETC. ''"'ii'" connection. 7 KiN€i STREET WEST, WALPEH BLOCKr THE dANAOlAN BANK 01^ COMMERdi Paid up Capital, 110,000,000. Reserve, ?6,000,000. Total Assets, J150,000,000. Transacts a G«neral Banking Business. Interest allowed on Deposits. G. M. WEDD, Managrer Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 98 VERNON S DIRECTORY Kreller, Philip (Lembke & Krel- H. L. CO., STAEBLER & ler), 18 Albert n INSURANCE Kreller, Wm, tmstr, 130 Edward, 11 Queen South, Berlin Kress, Cora, drsmkr, Smyth Bros, College Agents for 95 Kress, Fred, button wkr, h 95 lmperia.1 Guarantee College and Accident Kress, John G, mach, h 30 Spetz Kress, William, mgr Hagen Insurance Company Shirt and Collar Co, 185 of Canada Queen s Kress, Wm P, mgr Hagen Shirt CO Surplus to Policyholders, $213,447,72 and Collar Co, 185 Queen Kressler, Mrs Kate, h 64 Brei- thaupt Kranz, G R, bkpr Bank of Com- Kretz, Fred, wks R, h 32 merce, Waterloo G T Homewood av Kranz, Mrs Hugo, h 89 Queen s Kriesel, Jacob, h 85 David QO ^ Kraus, Mrs Ghas, h 180 Mill Kroetch, Alfd, drvr, 152 King e Krause, Fred carp, h Lane, off Krogmann, A, shmkr, Waterloo 28 Benton, h 156 Church Krause, Geo, carp, h Lane, off Krohn, Carl H, mech, Mill Waterloo h 56 Krolitzki, Jno, lab, h 156 Strange Krauth, Rev G S, h 33 Chapel Kronenberg, Mrs F, h 49 Foun- Kreh, John, pianos, 7 King e, h dry s 34 Cedar n Kropf, Albt, cabntmkr, h 121 CO Kreh, Peter, elect, h 225 Lan- Weber e caster e Kropf, Geo, packr, h 201 Weber e Kreiner & Co, urn mfrs, 26 Wil- Krube, Henry, helm h 67 Petersburg rd Krueger, Fred, h 104 Blucher Kreiner, Fred, carvr, h 132 Wel- Krueger, Fred, jr, tanr, h 104 O lington Blucher Kreiner, Jacob,, flnshr, h 158 Krueger, Gottlieb, wks W, G & R, ' Louisa ' h 47 Peter Kreiner, J"acob, sr, finshr, h 82 Krueger, Gustav, h 62 Zoeller Edward- Krueger, Hermn, tanr, h 84 Kreitzer, Hermn, finshr, h 72 Water n Margaret av Krueger, Otto, wks Felt facty, h I Kreitzer, John, wks Piano facty, 147 Waterloo h 87 Victoria Krueger , Theodore, wks Pelt Kreller, Ghas, drvr, h 80 Court- facty, h 69 Joseph land av e Krueher, Chris, wks Button fcty, Kreller, Fred, btchr, 103 Water n h 45 Brubacher C8 W. M. 0. LOGHEAD, District Manager The Mutual life of Canada Canada's big and only Mutual Life Insurance 51 KiNe St. West, Phone 511 Company. The Policyholders really Own, really Control and really Git Evertthino. House Phone 323 ECONOMICAL MUTUAL fIRE tNSS. CO. OP BERLIN HEAD OFFICE, BERLIN. ONT. Support your own Institution. The Economical holds a place among the fore- most Companies of Ontario. Rates low. Security unsurpassed. TOWN OF BERLIN 99 Krueger, R, h 40 Blucher H. L. CO., Krug, Fred, supt Arnott Inst, h STAEBLER & 63 Frederick INSURANCE Krug Furn Go, 111-13 Ahrens w 11 Queen South, Berlin Krug, Hartman, h 67 Foundry n Agents for Krugman, August, h 156 Church Kruschefski, M, linshr, h 147 London Assurance Glasgow Kruschinski, August, lab, h 29 Corporation Grove Kruschinski, Theo, mech, h 157 Incorporated 1720 Waterloo Capital Paid Up, $2,241,375 Kruse, Ghas, plmbr, h 138 Church Total Cash Assets, 22,457,416 Kruse, Fred, cartkr, h 152 Al- bQ?*t s Kurchinski, Mrs M, h 21 Green Kruse, tanr, h 13 Roland Wm, Kurchinsky, Gustav, eng, h 96 Kruspe, Ezra, h 17 Martin Elgin Kuboba, Alfd, h 108 Blucher Kurt, Albt, tanr, h 226 Mill Kuch, Ghas, pntr, h 15 Brubacher Kurt, Bernhardt, lab, h 244 Mill Kudoba, Fred, mech, h 156 Wat- Kushner & Feldman, furriers, 63 erloo King e Kuehn, John, lab, h 98 College Kuslmer, Wm (Kushner & Feld- Kuehner, Adam, shmkr, h 42 man), 63 King e Ahrens w Kuss, Otto, brklyr, h 87 Samuel Kuehner, Lincoln, mech, h 45 LaBonte, Peter, eng, h 23 Henry Ahrens w Lackenbauer, Henry, fmshr, h 53 Kuempel. Ferd, mech, El- h 25 Wellington len w Kuenemann, Mathw, wkj Rubber Lackner, Mrs C, h 5 Otto facty, h 48 Wilhelm Kufske, Ghas, contr, 23 Locust Kufski, Conrad, wtchmn, h 128 Mill Kuhl, T S, gro, h 285 King w Kuhlthau. Wm, h 47 Ellen e Kuhn, A, porter, b American Hse Kuhn, Fred, cartkr Cemetery, 66 Willow Kuntz Lager Beer Agency, G . Ziegler, mgr, 122 King w LEADING FIRE INSURANCE COMPANY Kurschinski, Edwd, wks Brwy, IN AMERICA. h 204 Waterloo J, B. HUGHES, Special Agent. Phone 259 Kurschi iski. Ems, h 115 Park C. A. BOEHM, Local Agent. Phone 249 CIQARS, LEMBKE & ERELLER, TOBACCO, ETC. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING ST. WEST - WALPER BLOCK. tHE CANADIAN BANK OF COMMERCE Paid up Capital, 310,000,000. Reserve, |6,000,000. Total Assets, *loO.OOO,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Managrer Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 100 VERNON S DIRECTORY Lang, Etta, salsldy Lang Bros, 20 H. L. STAEBLER & CO., Heines INSURANCE Lang, Geo, h 76 Queen n 11 Queen South, Berlin Lang, Henry S, h 20 Heines av Agents for Lang, Irene, salsldy Raymond Sewg Mach, 165 Courtland av n Pacific Coast Fire Lang, John A, h 24 Water n Lang, R D (Lang Bros & Co), h Insurance Company 22 Irvin Lang Tanning Co, Ltd, 30-36 Incorporated 1890. "Francis s Lantz, Chas, wks Brewy, h 75 Surplus to Policyholders, $206,800 Louisa Lantz, John, salsmn Smyth Bros, D, h 34 Queen n Lackner, H G, M 41 Waterloo D, agt G T City LaGourse, G R Lanz, Mrs Chas, h 15 Bierwagen Ticket office, b Brunswick Htl Laskey, Albt, lab, 10 Gateman Ine LaCourse, Geo, b Brunswick Htl Lasso, John, lab, h 140 Welling- LaGrange, H S, mtr, h 26 Irvin ton Laing, L, Bank of Hamil- C mgr Lasso, Wm, finshr, h 216 Wel- ton, h 18 Irvin lington Laird, h 34 Irvin Mrs A M, Latsch, Win, h 43 Water n Laird, Mrs B, h 34 Irvin Latimer, Barney, brbr, 112 King Laird, L L, elk Dom Bank, 34 w, b Brunswick Hotel I Irvin Lauber, Andw, wks G T R, h 122 Laird, Wm L, salsmn, h 44 Roy Edw6U*d Lalonde, A, prop Skating Rink, Lauber, (3scar, h 134 Louisa b Grand Central Lauder, Henry, wks Merch Rub- Lang, Albt B, agt Raymond Sew- ber Co, h 121 Water s ing Mach, 165 Courtland av e Laufer, John, trav, h 29 Otto Lang, Augst (Lang Tanning Co), Laughlin, Robt, designr, h 59 h 177 King w Joseph Bros Co, goods, Lang & dry carp- Lautenschlager, Jacob, 62 Court- ets and furnishings, house 41 land av e King w Lautenschlager, P S, h 166 Fred- Lang, C, bkpr Bank of Hamilton, erick 20 Heines av Lautenschlager, R W, bkpr, 166 Lang, E D (Lang Bros & Co), h Frederick 35 Water n Law, Jas, bkpr, h 340 King w Lang, E J, elk G T R, h 74 Web- Lawrason, Wm A, livery, 25 er w Queen n, b Market Hotel Lang, Edwd G, gro, h 101 Fred- Lawrence, Frank, wks Felt facty, erick h 100 Waterloo Aotual PoHcy results oonot. Examine our results and our present unequalled financial standing: The Mutual life of Canada and be convinced. W. M. O. LOGHEAD, District Manager, 51 Kiaff Stnet West, Berlin OFFICE Phone 511 house Phone 323 Eeoftomieal Mutual fm Ins. Co. of Berlin OlFICE, ONT. > HEAD BERLIN Security ample. Losses promptly and equitably adjusted. TOWN OF BERLIN lOl o Leaper, Mrs Elizbth, h 39 Ellen e H. L. STAEBLER & CO., Learn, Miss Mary, h 98 Church w Lecuyer, Laurent, clock mkr, h INSURANCE 38 Elgin 11 Queen South, Berlin m Lederman, Agnes, elk P 0, 98 Agents for Weber e z Lederman, Mrs Chas, 98 Weber e Commercial Union Lee, Sam, lndr\^, 141 King w D Leeson, W H, general store, 38 Assurance Company King w, h 32 Weber e m Lefteris, Louis, hat cleaner, 22 LIMITED King w, h 134 King e Lehman, Jos, wks C P R, h 73 Total Funds Exceed $84,600,000 Petersburg rd w Leitch, A J. trav, h 32 Samuel Lier. Nicklaus, wks Rubber fctv, Lembke & Kreller, cigars, tobac- h 184 Waterloo co, etc, billiard parlor in con- Linderman. Gertha, opr Bell Tel nection, 7 King w Go, 94 Weber e Lembke, G G, (Lembke & Krel- n ler), h 18 Albert n Lindsav, Clayton, salsmn Ernst Lemenski. F, h 159 Strange & Go, 74 Gedar n Lemenski, Prank, h 111 Strange Lindsay, Leander M, wks Berlin Lemenski, G, h 182 Wilmot Foundry, h 48 Queen s Lemenski, L h 135 Strange Lintner, Alfred, repairs, h 27 Lepek. Martin, h 188 Breithaupt Alma 20 Lesewski, Anthony, h 68 Brei- Lipinski, Ghas, mach, h Cedar thaupt Grove av - S Leslin, Lazarus, shmkr, h rl59 Lipinski, Herman, lab, h 325 King e * King w r* Letson, Chas, wks G T R, h 94 Lancaster w Letson, Elmore, drvr Dom Exp, GORE DISTRICT jWOTOflli h 55 Foundry s Levan, Zeph, wks Rubber faety, m w h 28 Pinke FIRE Lewandowski, Anthony, lab, 185 Oh Strange Insurance Company Lewandowski, Prank, lab, h 185 Strange Established 1839. Lewis. Alma, steno W, G & R, Net Cash Surplus, $333,773. 62 Gourtland av e A. BOEHM, Agent. Leyes, Norbert, brbr, h 68 Mill C. Phones—Office 249 ; Residence 209. Leyes, Oswald S, asst elk, 68 Mill n H PI LKMBKE & KRRT:.TjER p Pool and Billiard Parlor Cigars, Tobacco, Etc. in Connection. KING STREE^T ^?VE^S'^ WAL.PER BLOCK. THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, ?150,000,0e0 Transacts a General Banking Business, Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 102 VERNON S DIRECTORY Lloyd, Alice, opr Bell Tel Co, 170 H. L. STAEBLER & CO., Queen n INSURANCE Lloyd, Jas, Avks Breithaupt's, h 11 Queen South, Berlin 170 Queen n Agents for L'bsien, Theo, wks Breithaupt's, h 198 Louisa THE STANDARD LIF£ Lobsinger, Geo M, h 142 Water s ASSURANCE COY Lobsinger, Harny', tlr, 18 Queen n, h 113 Water s Established 1825 I Lockhart, Archbld, coal, 64 Wil- Invested Funds, - $61,000,000 mot and 64 King w, h 36 C )iiit- Canadian Investments, 18,000,000 laud av w Annual Revenue, - 7,400,000 r ockhart, Alex, bkpr, h 100 Wat- Profits Paid - - 35,000,000 er s - Lockhart Cartage Co. A Lockhart, Lippert, Afd 0, carver, h 255 mgr, 64 King w Louisa Lochead, W M O, district mngr Lippert, Edward, furniture and Mutual Life of Canada, 51 King undertaker, 104 King w, h w, phone 511, res George st, same Waterloo, phone 323 Lippert Purn Co, Geo Lippert, London Life Ins Co, 63 Queen s mgr, 222 Louisa Loney, Mrs Annie, h 279 Wel- Lippert, Geo, furn mfr, h 289 lington King w Longo Bros, fruit, 114-6 King e Lippert, Geo J, furn mfr, h 29 Longo Fruit Co, 42 King w Roland Longstreet, Norman P, mech, h Lippert, H L, agent, 16 Hermie PI 72 Lancaster w Lippert, Herman, elk E A Sauder, Looker, John, brklyr, h 169 162 Queen s Ahrens w Lippert, Henry, h 162 Queen s Loos, Wm H, mgr P I Weaver's, L-ppert, Menno, wks Rubber 199 Ahrens w facty, h 234 Wellington Lorentz, Martin, lab, h 44 Pinke Litfin, Jos, lab, h 62 Edward Lorentz, Normn, lab, 44 Pinke Lossing, Chas, pntr, h 86 Court- Litfm, Martin, lab, h 128 Elgin I land av e Litfm, Michl, lab, h 208 King e Lowes. Miss A P G, milnr, 70 Litzkus, Agust, lab, h 123 Vic- King w, h 29 Roland toria Luckhard. C P, mgr Luckhard Little, Edwin, salsmn Metcalf & Specialty Co, 56 Queen s Co, h 24 Peter Luckhard. Ottile M, steno Luck- Liscow, Wm, salsmn Dunke & hard Specialty Co, b 35 Scott Co, b 132 Mill Luckhard Specialty Co, C P Luck- Livink. Jas, lab, h 348 King w hard, mgr, 56 Queen s mE MUTUAL LIFE OF CAIS^ADA Gilt Edged Assets, Jan. 1, 1910 - - 314,518,441 W. M. 0. LOCHEAD, Dislrid Manager Clear Surplus above Reserve and all Phew 511. House PkoBe 323 other liabilities, Jan. 1 1910 - - - «2,973,750 51 KING ST. WEST, ECONOMICAL MUTUAL FIRE INS. C0.» OF BERLIN HEAD OFFICE. BERLIN. ONT, The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF BERLIN 103 Ludwig, Edwd, carp, h 136 Wat- H. L. CO., erloo STAEBLER & Ludwig, Frank, wdwkr, h 127 INSURANCE Waterloo 11 Queen South, Berlin Ludwig, John, mach, h 123 Wat- Agents for erloo Luelo, Carl, h 160 Queen s HAND-IN- HAND Luening, Fred, tanr, h 63 Wel- lington INSURANCE COMPANY Luening, Gustave, tanr, h 141 Established 1873 Albert s Luesing, Mrs Henry, h 36 Elgin OLD AND TIME-TRIED Luesing, M, steno, 36 Elgin Luft, Henr>', lab, h Union Luft, Julius, eng, h 28 Spring McCrossen, Mrs C, h 73 Victoria Luft, Philip, milkman, h 190 McCrossen, T J, elk, 75 Victoria Lancaster McCuaig, Wm (Walker Bin & Luft. Wm, milkman, h 134 Lan- Store Fixtre Co), h 24 Ahrens e caster w McCutcheon Bros, tlrs, 51 Gaukel Lunz. Geo J, wks Rubber facty, Forest, fmshr, h 18 Louisa McCulcheun, h 38 Theresa Lunz, Jacob, lab, h 126 Edward Lurke, John, wks News-Record, McCutcheon, Jos, btchr, h 13 Mill 34 Caroline McCutcheon, Robt, btchr, h 53 Lutz, S, wks News-Record, 84 Gaukel Church McCutcheon. Wm J. btchr. 79^ & Lynn, Rev John E, 256 Frederick 81 King w and 47 Gaukel, h 71 Lyric, (The), H Whipper, prop, Gaukel 74 King w Macauley, John, oil, 24 Joseph MacBride, Jennie, slsldy S H Knox & Co, Ivs Waterloo Insurance Company MacBride, Nellie, salsldy S H Knox & Co, Ivs Waterloo of North America McBrine. L, mgr L McBrine & Founded 1792. Co, h 87 Ahrens w Losses Paid, $144,730,841. McBrine. L. Co, Ltd, L McBrine, mgr, 73 Charles Surplus, $5,580,406. McCalhim, J J, cigars, 1 King w Fire, Marine, Automobile, and 158 King w, h 182 King w Tourist, Etc. McCann, John, h 125 King e McCarthy, Mrs Dennis, h 60 C. A. BOEHM, Agent. Francis n Phones—Office 249 ; Residence 209. LEMBKE & KRELLER, ¥ Cigars, Tobacco, Etc. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING STREET T\^EST. TTALPER BLOCK. Paid-up Capital, $10,000,000 THE CANADIAN BANK OF COMMERCE Reserve, ^,000,000 Total Assets, ?150,000,#00 Transacts a General Banking' Business. Interest Allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager "Waterloo Branch. 104 VERNON S DIRECTORY McKav, J P, gro, 159 Queen s H. L. STAEBLER & CO., McKay, J W, h 113 Young INSURANCE xMcKeller, H D (Berlin Bedding 11 Queen South, Berlin Co), h 130 Frederick Agents for McKelvie, John, wdwkr, h 62 Pinke LONDON AND McKenzie, Wm, shmkr, b 29 LANCASHIRE Queen n McKersie, S A, wks In dry, h 30 Breithaupt Guarantee and Accident McLaren, John, M D, h 87 Fred- erick INSURANCE COMPANY McLaren, Robt, eng, h 141 Louisa McLaughlin, Leo, sec Employers' Assn of McDonald, Clara, drsmkr Smyth Waterloo Co, Waterloo Bros, 48 Duke McLeod, A B, trav, h 18 Chestnut McLeod, D, McDonald, Mrs P, h 34 Court- Vernon mgr Bank of Nova Scotia, land av 6 h 50 Church McMeekin. .J. ins McDonald, Peter, tinsmth, h 48 agt. 40^ King e, Duke h 54 Ellen e McNally, John, h 17 McPadyen, A, telr Merchants' Krug McNally, Bank, 41 David Jno S, agt, 132 Weber e Macnaughton, Danl, mech, Macfarlane, R M, dentist, 28 King h 28 w. Union Stahls av McNultv, Henrv, b Brunswick McGillawee, J, M D, h 52 King w Hotel McGinnis, Beatrice, steno W, G & McPhail. Geo, agent pianos, R, 200 Albert s b 39 Ellen e McGinnis, J, salsmn, h 40 Cam- McWail, Thos, firemn, eron s h Gordon Mackie, Leonard, brbr, b 133 McGinnis, John, wks W, G & R, Weber w h 200 Albert s Macklin, F E, dry goods, 15 King McGuire, John, drvr, h 313 Wel- lington w, h 30 Courtland av w McGuire, Marv, cashr Smyth Mader, John L, salsmn, h 14 St George Bros. 59 Wellington Maecker. John, tmstr Sugar fcty, McHachlin, T H, elk Merchants' h Arnold Bank, 74 Lancaster e Maeher, Henr^^ mach, 30 Cherry Mclntyre, G A, insurance & con- veyancing, I S K Weber Co, Mager, Armina, h 70 Peter Ltd, h 8 Louisa Mager, Violet, h 70 Peter, Mclntyre, Victor S, sec Berlin & Maguire, Saml, drvr, h 272 Brei- Waterloo St Ry, h 297 King w thaupt Tbe success of this company attests its IBOTOBli I(IFE CRNflOfl merit. Obtain an honeat statement of THE OF the facts from the undersig^ned. W. M. O. LOCHEAD, District Manager. 51 King St. Wast. Berlin OrriCE PBONE 511 HOUSE PHONE 323 ECONOMICAL AAUTUAL FIRE INS. CO. OF BERLIN O HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. 3* O TOWN OF BERLIN 105 Maiin, Henrj', shmkr, h 28 L. Pequegnat av H. STAEBLER & CO., Mahn, John, firemn, h 16 Daniel INSURANCE Maier, Jacob, wks Glove facty, h 11 Queen South, Berlin 26 Gourtland av w Agents for oq Malleck, Geo, wks Daily Tele- c graph, 130 King e The Ontario Fire Mandelsloh. Mrs E, h 14 Mascotl o 3 lane Insurance Company Mandelsloh, Mrs T, 22 Ahrens w Mangold, Mrs John, 144 n Queen Total Assets (including Mank, Noah, firemn, 101 Cedar s subscribed capita", Manowski, Fred, mech, h 119 $429,000 Tuerk Manser, John, mach, 85 Hoffman Martin, Hilkiah, cabntmkr, h 61 Mansz, Geo, bt€hr, 79 Weber w, Weber e h 85 Weber w Martin, Hiram, elk, 61 Weber e Mansz, W II. bfchr, 71 Waterloo, xMartin, Mrs Jean, h 74 Edward h 65 same Martin, John, mech, 74 Edward Mantz, John, eng, h 104 Scott Martin, Miss Mamie, steno Millar Marchand, Oscar, lab, h 21 & Sims, 155 Weber e Spring Martin, Otto, pntr, h 21 Cherry Marcroft, Goltieb, lab, h 169 Martin. Peter M, wks Sugar fcty, Heiman h 11 Simeon Markle, Nelson, wks Berlin Purn Martin, Wellington, shipr Al- Go, h 43 Albert s pha Chemical Co, h 70 Lancas- Marklewitz, G P, lab, h 140 Queen n ter e Mai'lz. Geo. tanr. h 68 Cedar Marr, Geo. photos, 10 King e, h n 63 Bingeman Marrin, Edwd, trav Randall & Roos, h 171 King w PERTH MUTUAL Martick, Nichalaus, lab, h 202 7^ King w FIRE n w Martin, Albt, wks W, G & R, h INSURANCE COMPANY 47 Henry Martin, Arthur J, drvr, h 169 Establish KD 1863 Lancaster w Wc/) Net Cash Surplus, Martin. Dorah, elk W, G & R, 22 $202,793. Gordon >> Martin, Fred, cartkr, h 22 Gordon C. A. BOEHM, Martin, H J, tchr, h 42 Samuel Ageut for Waterloo and Berlin. w Martin, Herman, tchr, 22 Gordon Phones -Office 249; Residence 209 - w Kreller^ 7 KING ST. WEST, Lembke & WALPER 8L00K. CIGARS. TOBACCO, ETC. i'ool aud Billiard Parlor in oonn«ction THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, ^,000,000. Total ABBets, ?150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. Wedd, Manager Berlin Branch. J. Moorman, Manager Waterloo Branch. (0 u io6 VERNON S DIRECTORY Matthews, Ormond, jr, h Tuerk H. L. -J STAEBLER & CO., May, August, contr, h 30 Ellen w INSURANCE May, Conrad, cabntmkr, h 33 z 11 Queen South, Berlin Grove Agents for May, Hannah, salsldy China Hall, 30 Ellen w Stenting Accident May. Henry, carp, 44 Elgin and Guarantee May, Henry T, sec-treas Berlin Table Mfg Co, Ltd, 42 Elgin Company May, John, h 56 Cedar n May, Mrs Kate, h 42 Elgin Surplus to Policyholders, May, Wm, finshr, h 27 Charon o $293,889,95 Mayberry, Dell, mech, h 455 King w Mart/., Alex, wks Elect Lt Wks, Meaher, T P, adv sol Daily Tele- h 150 Church graph, 89 David Martz, Henry W, pntr, h 99 Ben- Mehlenbacher, L A, tobcnst, h 40 ton Roy Mason, Fred, sectn formn, h 303 Mehlenbacher, W B, elk, h 17 Wellington St Leger Massel, Chas J H, wks Rumple's, Meier, Frank, lab, h 200 Lancast- il h 91 Scott er w Masson, Miss M, h 76 King e Meier, Henry, mech, h Union Massel. Michl. bkr, 75 Frederick, Meinke, Wm. cigar mfr, 93 h 71 Frederick King w, h 9 Ahrens e Massel, Ottilia, slsldy Snyder Meinzinger, Geo, pckr, h 40 Wil- o Bros, 24 Alma helm Master, Elsie, nurse, 27 Ellen e Meisner, C, h 87 Weber e Master, Irvine, City Flour Mills, Meisner, Geo C, h 25 Martin 214 Queen s, h 71 Schneider av Meisner, Louis (Strub & Meis- a Master, J K, supt Kimmel Felt ner). h 39 Cedar s Co, h 21 Otto Melchin, Hermn, tanr, 164 Tuerk Master, Mrs Lydia. h 27 Ellen e Menges, Conrad, h 45 Elgin Mather, David, carp, h 66 Charon Merchants' Bank, W E Butler, Mathis. Jacob, lab, 13 Foreman mngr, 46 King w Place Merchants' Printing Co, printers Mattel, Michl, h 80 Weber w and publishers, 23 Queen n Matthews. Edwd, tmstr, h 68 Merchants' Rubber Co, 51 Brei- Weber e thaupt Matthews, Frank, mach, h 105 Merner. Alex W, deputy regis- Cedar s trar, h 11 Alma 2 Mathews, Ormond, btchr, h 39 Merrick, L D, prop China Hall, Queen n 20 King e, h 18 St George The MUTUAL LIFE OF CANADA ^L'n^^^^^ '4f^„'''do'5iarX^VX' appropriated since its inception 40 years ago, is the unique record of this company. W. M. 0. LOGHEAD, District Manager, 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000.00 Total Assets, $550,000.00 Government Deposit, $50,000.00 TOWN OF BERLIN 107 Mertz, Henry, pntr, h 182 Fred- L. STAEBLER CO., CD erick H & Merlz, Henrv, pntr, h 112 King e INSURANGE Metcalfe, Geo R (W Metcalfe & 11 Queen South, Berlin Go), h 20 Ahrens e Agents for Metcalfe, Miss K., bkpr Metcalfe HI & Go, 20 Ahrens e United States Fidelity Metcalfe, Wm (W Metcalfe & Co), h 148 Frederick and Guaranty Co. Metcalfe, Wm, & Go, grocers & (We Will Bond You) liquors, 43 King w Metropolitan Life Ins Go, Emil Established 1896 Hess, asst supt, 40^ King e Cash Capital, $1,700,000 Metuchinik, Abram, lab, h 204 King w Miehm, Ghas, contr, h 281 Wel- Metz, Aaron, drvr P K Weber, 185 Queen n lington carp, 51 Mansion Meyer, Mrs Agatha, 103 Weber w Miehm, Geo L, L, carp, h 44 Ellen e Meyer, Ghas, shmkr, 26 Simeon Miehm, Jos prntr Rittenger & Meyer, Gonrad, gen repairs, 39-41 Miehm. Olivia, Motz, 44 Ellen e Queen s, h 55 Francis n mason, h 64 Meyer, Geo, box mkr, 26 Simeon Miehm, Solomon, Meyer, H H, gen repairing, 17-21 Lancaster w Bingeman Foundry n Mielhausen. John, h 22 • m F, bkpr Randall & o Meyer, Jacob H, shoemkr, h 26 Mielke, Ghas Simeon Roos, 264 Frederick mech, h 92 Wel- Meyers, Mrs A L, h 71 Weber e Miesner, Wm, Meyers, Mrs E, h 12 Dill lington Miaskowski, Ghas, lab, h Gedar Grove av Michael, Martin, eng, h 56 Foun- dry n Michael, Philip, caretkr, 44 Krug Michael, Tony, pdlr, h 46 Gedar s Michalofski, Julius, tanr, h 14 Grove o Mick. X W G. wks News-Record, M 206 Lancaster •-' w Middleton, S H, impr, 23 Queen n. h 15 Ahrens e HARTFORD FIRE INSURANCE COMPANY Gr Middleton. T H, importr, h 15 A Century Old Ahrens e In San Fr»Dcii^co alone ten n^ilMons paid. C. A. BOEHM, Agrent. 1=2 Miehm. Ghas, contr. h 55 Ellen e Phones—Ofliice 249. Residence 209. - w < oH w 7 KING ST. WEST O LEMBKE & KRELLER g Walper Block H CIGARS, TOBACCO, Et«. Pool and Billiard Parlor in connection. THE CANADIAN BANK OF COMMERCE Paid up Capitol, ?10,000,000. Reserve, J6,00O.00O. Totol Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. io8 VERNON S DIRECTORY Miller, Fred, wks Kaufman's, h h. L. STAEBLER & CO., 92 Charon INSURANCE Mil'er, John, box mkr, h 120 11 Queen South, Berlin King e Agents for Miller, John M, tanr, h 61 Glas- gow The Rimouski Fire Miller, Oscar (Miller & Solomon), 158 Tuerk INSURANCE COMPANY .Miller, Philip P, firemn, h 188 Louisa Established 1876 Miller, Mrs Rose, h 25 College Surplus to Policyholders, $285,358 Miller, Simon, carp, h 48 Krug coo (Including uncalled capital stock^ OS Miller, Mrs Simon, h 55 Alma Miller, W. mech, h 253 King w Miglarini, Laso, tlr. h 302 King w Miller. Wm, lab, h 9 Albert s Mihm, Rev A P, pastor German Milelr, Wm, h 55 Albert s r O Baptist Ctiurch, li 84 Benton Miller, Wm, lab, h 100 Wilmot Milbiirn, Mrs Helen, hair gds, 104 Miller, Wm, mech, h 13 Pine King e. h 270 King e Mills, Fred, lab, h 34 Caroline Millar & Sims, barristers, 47 Minchin, D J, M D, h 60 Foun- King w dry s Miller & Solomon, grocers, 108 Minikowski, L, gro, h 92 Strange Wilmot Minister, Michl, mach, 53 Strange Miller. A B, blksmth. 159 King e, Mitchell, — , h 91 St George <(! o h 182 King e Mitchell. Herbt, cabntmkr, h 26 Miller, A H, town clerk. Town Courtland av e Hall, 100 Queen n Mitc'^ell. W E, bkpr, h 163 Millar, Alex (Millar & Sims), h Queen s 100 Queen n Mitchell, W 0, h 14 Mitchell av Miller. Anthony, shmkr, h 42 Mitchell, Wm, h 10 Mitchell av Q: Waterloo Mitzlaff, John, lab, h 101 Spring Mills, G H, & Co, dry goods, 22-4 Mode, John L. elk Smyth Bros, Kina e 14 St George Mills, "C H (C H MiUs & Co), h 51 Moebus, Louis, h 116 Benton Alma Moffatt, John, trav, h 28 Weber w Miller, Carl, lab, h 11 Albert s Mo^k, Mrs E, h 143 King e Miller, Chas E, mech, 158 Tuerk Mohr. H C. gro, 62 Frederick, h Miller. Chas G, wks Felt facty, Foreman Place h 159 Waterloo Moier, Ella, salsldy A & E Heller, Miller, Rev C R, h 1 Otto 21 Schneider av Miller, Eph, blksmth, h 182 Molson, Fred, finshr, 422 King w King e Moody, David, trav, h 74 Lancas- Miller, Fred, pntr, E Hamel & Co ter e In furnishing Life Insurance at actual net THE MUTUAL LIFE OF OANADA cost is the feature that marks the super- iority of this Company. W. M. O. LOGHEAD, District Manaaer, SI King St. We9t, Bmrlln Offlea Rhone ail House Phono 393 ECONOMICAL MUTUAL PIRE iNS. CO. OF BERLIN HEAD OFFICE, BERLIN, ON'T. > John Fennell, President. W. H. Schmalz, Sec. and Manager. Geo. C. Lang. Vice-President. TOWN OF BERLIN 109 o Moody, Edna, opr Bell Tel Go, H. L. STAEBLER CO., 132 Weber e & Moody, Gertie, steno, 83 Weber e INSURANCE 00 Moody, Jas, bkpr, 83 Weber e 11 Queen South, Berlin m Moody, Robt, bkpr, 132 Weber w Agents for Moody, W J, mgr Alpha Chem z Go, h 83 Weber e Qyeen City Fire Moore, John D, registrar, h 138 Frederick Insurance Company o Moore, Mrs Patk, h 186 Frederick m Morgan, Robt, pntr, h 17 Edward Established 1871 Morish, Wesley, tanr, h 76 Mill Morley, Ghas, mach, h 220 Wel- Total Assets, $271,000 lington Morley, Mrs Geo, h 66 Braun Mowat, T J, mangr R Neill, h 83 Morrison, J, foremn, b Grand Ahrens w Gentral Moyer & vShantz, implmnts, 77-79 m Morrison, \Vm, mgr Baetz & King e > Boehmer, h 450 King e Moyer, A (Moyer & Shantz), Moser, Emma, salsldy A Weseloh Schneider av & Go, Waterloo Moyer, Abram, implmnt agt, h Moser, J K, sadir, h 161 Weber w 21 Schneider av Moser, Otto, salsmn A J Gabel, Moyer, Miss Alice, h 128 Queen s 99 Gollege Moyer, Allan A, genl store, 32-34 Moskovitch, Jacob, mech, h 30 Frederick, h 57 Duke Stahls av Mover, G E, prntr, 293-5 King w 2H Moss, John, elk Bank of Hamil- Moyer, salsldy, ton, res Freeport Edna 21 Schnei- der Mosser, Anthony, wdwkr, h 55 av ^> DeKay Mosser, Edwd, drvr, h 38 Willow Mosser, John, wks Robe factv, h go 34 Gedar n Waterloo Mutual FIRE Mosser, John, h 109 Young Insurance Company Mosser, Leo, salsmn Lang Bros, io ' 99 College Established 1863. o 00 Mosser, Mary, h 167 Joseph Net Oash Surplus, $199,769. 2 Moser, Robt, salsmn W Gostel- a < lo & Go C. A. BOEHM, Agent Motz, John, sheriff, h 56 Weber w ? < Motz, W J (Rittinger & Motz), h Waterloo and Berlin 180 King w PHONBfl Mowat, Mrs Oscar, h 86 Wilhelm Office 249. Residence 209. cigars, tobacco, etc. H^MUTF i& ITBSIMfR UUmimXt 01 fil^uilLXnX^ pool and BiUlard Parlor m connection. 2 K UiN^ «T. W«8T, Walper Bioek. 10 The Ca.na.dia.n Bank of Commence Paid up Capital, JICOOO.OOO. Reserve, $6,000,000. Total Assets, 1150,000,000. CO Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo CO Branch. IIO VERNON S DIRECTORY Musclow, Wm, tmstr Sugar fcty, H. L. STAEBLER & CO., h Lancaster w INSURANCE Musselnian, Amos, bkpr W, G & 11 Queen South, Berlin R, 121 Weber e Agents for Musselman, Mrs C, h 16 Krug PHOENIX INSURANCE Musselman, Prank, wks Button < facly, h 54 Samuel COMPANY Musselman, Mrs D M, h 36 Cam- OF HARTFORD, CONN. eron n Musselman, Isaac, wks Rubber Established 1854 facty, h 26 Kaiser Total Assets, - 89,900,fJC0 Musselman, Walter, salsmn S H Total Losses Paid, 65.696,377 Knox h Co, 51 Church w Mutual Life of Canada, W M O rt Lochead, dist mgr, 51 King Moyer, Ella, steno W, G & R, 159 w ^- Mylius, Mrs Amelia, h 37 Mar- Lancaster e garet av Moyer, Mrs H, h 55 Scott My Valet. H Karow, prop. 147 -« o Moyer, Herbt J, elk W, G & R, King w 128 Queen s Nahrgang, Mrs Cath, h 43 Moyer, John, h 10 Irvin Cam- eron n Moyer, Mrs Peter, h 19 Scott National Furniture Co. Ltd, 231 Moyer, Peter L, horse dlr, 17 Eby Albert s. Moyer, S G, h 57 Duke Near, Wm J. wks Trunk facty, Moyer, S S, bkpr, h 159 Lancas- men h 21 Francis n ter e Nehls, Wm, lab, h 148 Waterloo Qw Moyer, Vernon, bkpr J Pennell Neibergall, E, elk Light Comsn & Son, 21 Brubacher Neichel, August, lab, h 75 Elgin c/)0 Mueller. Carl, pntr, h 23 Roland Nelll, R, boots and shoes, trunks D Edwin T. cabntmkr, h Muldoon, and valises T J Mowat, mngr, 55 John 19 King e Muldoon, Jos, finshr, 203 King e c/^ Nesbitt, Vaughan. button wkr, h Muller, Albt C, h 162 Waterloo 73 Joseph Munro, Wm, brokr, 24-6 Queen n Neville. Mrs J E, h 19 Margaret Murawsky, Martin, finshr, h 136 News-Record Publishing Co, Wm Blucher Uttley, mngr, 31 King w Murawski, Peter, shipper, h 288 Nicholson, Mrs Geo, 105 St CO Breithaupt George Murawski, Theo, carvr, h 124 Nicklaus, ohn, mason, h 110 Wel- Ahrens w lington Murdie, R, telr Dom Bank, Union Niederheuser, Gottlib, h 132 Murray, John J, bkr, h 52 Henry King 6 c/a W. M. O. LOCHEAD, Intelligent investigation -will clearly prove that District manager, THE MUTUAL LIFE OF CANADA 51 King Street West, Berlin IS THE COMPANY PHONE 9U HOUIE PHONE S2I that merits the patronage of the insuring publio1•ublio ^J ECONOMICAL MUTUAL FIRE INS. CO. OF I^ERLIN. ESTABLISHED 1871. HEAD OPFICK, BKRLIW, ONT. Has had 38 Years' Experience in Fire Insurance Underwriting. IT8 GROWTH HAS BEEN A STEADY ONT. °(« TOWN OF BERLIN III Niergarth, Arthur, mac , h 21 Heines av H. L. STAEBLER & CO., Niergarth, Henry, brdng, h 60 INSURANCE Breithaupt 11 Queen South, Berlin Niergarth, Philip, mgr Star Shoe Agents for Go, h 72 Louisa Niehaus, Ghas F, postmaster, h BOILER INSPECTION ii 17 Margaret av INSURANCE COMPANY Nihal, Edwd, lah, h 25 Eby OF CANADA si Nihls, Ludwig, street sprinkler, Established h 47 Albert s 1875 Policies Guaranteed by The Hartford H Noegel, Martin, grdnr, h 22 Homewood av Steam Boiler Inspection and Insurance Company Noll, August, mach, h ?82 Breith- aupt Total Security to Policyholders, $4,552,000 Noll, Gustave, firemn, h 55 Poiin- dr>^ n Oberholtzer, G V, & Go, Ltd, shoe Norman, Lambert. Ichr, h 1^3 mfrs, N B Detwiler, pres, 117 Lancaster e Weber w Northern Life Ins Go, 9 Fo i-i^' r - Oberlander, Rev F, pastor St >',rton, G H, prop BeriM' ^ )i Peters Gh, h 49 Queen n Water Works, h 41 Poundrv = Odrowski, Mrs, h 83 Water n Norton, G H, prop Berlin Soda Odrowski, Ann, elk, 83 Water n Nowach, John, wks Glue facty, Oelheiser, Edwd, mech, h 102 h 22 Gampbell Place Lancaster e Nowak, Frank, tanr, h 43 Shanly Oelschlager, Wm, eng, h 15 Nyland, Geo H, mech, h 48 Hilda place Schneider av Oestreich, John, h 119 St George Oberer, Gasper, lab, h 146 Wel- lington Oberer, Ghristian, lab, h 117 We- ber e C. 4. BOEHM District Oberer, Hnry, mach, Agent h 82 Gedar s THE Oberer, Herman, shoemkr, h 130 Louisa Employers' Liability Oberholtzer, Mrs Annie, h 146 Lancaster e Assurance Corporation, Limited Oberholtzer, D S, shoemkr, h 173 Capital, $5,000,000.00, (D Strange Accident, Sickness, Employers' S m Liability and Oberholtzer, I H, wks Rope Pcty, Guarantee Bonds h 19 Pandora av Liberal Policies Issued. Prompt Settlements. Oberholtzer, J B, shmkr, h 19 Gourtland av e Phones — Office 249 ; Residence 209 CIGARS, Lembke & Kreller, TOBACCO, Etc. King St. Pool and Billiard Room in 7 W., Walper Block. connection. The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, $6,000,000. Totel Assets, $160,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WKDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. I 12 VERNON S DIRECTORY Oraszek, John, finshr, h 127 L. H. STAEBLER & CO., Courtland av e INSURANCE Oraszek, Jos, tanr, h 105 Peter 11 Gtueen South, Berlin O'RiUiiko, Wm P, h 162 King w Agents for Oschman, Casper, turner, h 22 Daniel Atlas Assurance Oswakl, Henr>\ elk Smyth Bros, Company, Limited ti 22 Francis n < Oswald, Milton, slsmn Lang Established 180S Bros, 121 College Total Funds, - $15,000,000 Oswald, Jacob R. h 46 Ahrens w Capital Paid Up - 1,320,000 Oswald. Wm, pearl ctr, h 121 Uncalled Capital - 9,680,000 College Ott, Alvin, foremn, h 40 Heiman Ogram, Richd, h 20 Linden av Ott Brick Co, M Ott. mgr. Heiman A: Ogram, Robt, h 58 Cedar s Ott, Chas F, bkpr I S K Weber Ohlheiser, Edwd, slsmn Ernst & Co, Ltd. h 14 Binereman Co, 102 Weber e Ott. John, wtchmn. h 199 Court- COCO Ohlheuser, Anthony, cbnt mkr,, land av e h 89 Water n Olt. Michl. rott Brick Co), h 292 Olarek, John, h 206 Strange Mill O'denberg, Fred, tanr, h 44 Ott. Saml. tm.str, 292 Mill s Cherry Ott, Wm. carp, h 12 Spetz Oldenberg, Herman, tanr, h 114 Otterbin. Henry, carp, h 110 Strange Wat-er s Olinski, Thos, lab, h 250 Tuerk Paepko. Henry, mason, h 92 Hoff- Olympia Confectionery, Timothy man ©? Eagen, prop, 40 King w Paetz. Geo, plstr, h 73 Ahrens w Paleczny. John, mech, h 19 O O'Neil, George, chief of police, Henry ^^ h 71 Alma O'Neil, Michl, lab, h 13 Spring Panpenski, .Xbram, lab. h 165 O'Neil, Ralph, asst mgr S H Tuerk Knox & Co, Frederick Pappernick. Sam. agt, h 159 Ontario Riitton Co, S Moyer, mgr, King w 85 King w Parti ca, Adam, tanr. h 78 Strange Ontario Glocke, Rittinger & Pasooe, Ernest, Jab, h 35 Henry Motz, publishers, 15 Queen s Pashak, John J, blksmth. h 33 Ontario Sugar Co, R E Gordon, St Leger mgr, Arnold Pearce, Hambly (Alpha Chemical 00 Onward, Mfg Co, 143 King w Co), h 36 Weber w Q.UJ Opperman, Wra, slsmn Mills & Pearce, Percy, sec Alpha Chem Co, 84 Church Co, h 126 Queen s 2| W. M. 0. LOCHEAD, District Manager THE MUTUAL LIFE OF CANADA 51 King Street West, Low Expense Rate, Low Death Rate and care in respect of investments are the items that count. o^ Phone 511- House Phone 323 Examine our records in these regrards. tCONOMlOAL MUTUAL F/ffF INS. 00. OP BERLIN HEAD OFFICE, BERLIN, ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates. CTD TOWN OF BERLIN 113 OD Pearce, Thos, pub school insp, H. L. GO., h 8 Ahrens e STAEBLER & Pearl Steam Laundry, D Knippel, INSURANCE prop, 54 s Queen 11 Queen South, Berlin Pearson, Mrs G L, h 30 Alma Agents for Pearson, H^ lab, 178 Lancaster w Pearson, John, h 26 Charon Springfield Fire and Pearson, Wesley, trav, h 24 An- drew Marine Peerless Leather Co, 44 Water s Insurance Company Peltz, Mrs Mar^', h 55 Cedar s Incorporated 1849 People's Railway, The, 65 King w Peppiapp, Miss Francis, sec Y Surplus to Policyholders, $4,718,061.53 Losses Paid, $46,763,346.40 W C A, 72 Queen s Pequegnat, Arthur, mgr Berlin Racycle Mfg Co, h 241 Fred- Pert, Alex M, cbntmkr, h 119 erick Cedar s Pequegnat, Arthur, Clock Co, 53- Petch, Jas E, cond St Ry, h 64 61 Frederick Cedar n Pequegnat, Edmond, bkpr Berlin Pelch, Saml, constable, h 69 Racyc'e Co, h 9 Samuel Church Pequegnat, Geo, clock mkr, h 35 Peters, Harry, elk, 165 Benton Schneider av Peters, John, h 165 Benton Pequegnat, Leon A, bkpr, 35 Petersen, Neils, butr turnr, h 11 Schneider av Edward Pequegnat, Paul, watchmaker & Pfaff, Bertha, mlnr Mills & Co, jeweler, 30 King w, h 53 Duke 25 Foundry Pequegnat, Philip, jwlr, h 21 Pfanner. Edwd, salsmn Smyth Samuel Bros, 153 Weber e Pernfus, Norman, ptrnmkr, h 35 Theresa Head Office—WATERLOO Perrin, A A, photo, 155 Welling- ton, h 143 Weber w Perrin, Benjamin, coal oil dlr, h 52 Foundry s Mercantile i Perrin, Jos, h ' 63 Mill FIRE / Perrin, Gordon, uphls^r, 52 Insurant/ * Foundry Perrin, Wellington, mach, h 8 Lancaster w C. A. BOEHM, Perschbacher, J H, trmr, h 21 Ag-ent for Waterloo and Berlin. Willow Phone—Office 249 ; Residence 209 Pool and Bimard Parlor CIGARS,' TOBACCO,«-',*ETC.v^. ,jj connection. 7 KING STREET WEST, WALPER BLOCKr THE CAf^ADIAS^ BANK OF COlViM£RCi Paid up Capital, $10,000,000. Reserve, |6,000,000. Total Assets, ?150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 114 VERNON S DIRECTORY Plate, Mrs Mary, h 83 Water n H. L. STAEBLER & CO., Plazek, Anthony, lab, h 33 Oak INSURANCE P'enderlieih, Miss, 105 Queen n 11 Queen South, Berlin Pletsch, John, tanr, h 52 Pinke Agents for Pletsch, L H, pntr, h 56 Weber e P'omski, Wm, lab, h 54 Grove Imperial Guarantee Plomski, Wm, jr, button wkr, h and Accident 197 Waterloo Plummer, P A, mason, h 108 Sid Insurance Company Weber e of Canada. Poddam, August, mec* , L 27 Wil- helm CO Surplus to Policyholders, $213,447,72 Podam, Gustav A, coal dlr, h 104 Ahrens w Podam, Herman, mason, h 209 Fllug, Fred A, h 114 Water n Waterloo Pfohl, Henry, lab, h 124 Weber e Pollahousky, Ella, drsmkr Smyth Phi'p, Geo 0, prop Theatorium, Bros, 40 Hopp h 9 Ahrens w Pollakousky, Ghas, mach, h 40 QO Philips, E J, supt Elec Lt and Gas Hopp Works, h 17 Otto Pollakowski, Fred, prntr Ritten- Phillips, V (Twin City Oil Go), ger & Motz, h 94 Wellington h 23 Schneider av Polalc, Stephn, lab, h 74 Victoria Pialkowski, Louis, tanr, h 74 Poll, Ghas, lab, h ?13 Strange Breithaupt Pollock, Art B (Pollock Mfg Go), Pieper, Wm, h 355 King w 68 Benton CO Pietz, Otto, pntr, h 25 Locust Pollock Mfg Co, gramaphones, Pinchnat, Jos, mech, h 7 May Pl 380 Victoria Pinke, Geo, mason, h 24 Pinke Polokowski, Wm, wks G T R, h Pinke, Henry, lab, h 219 Welling- 102 Louisa ton Poison, John, lab h 114 Elgin o Pinke, Robt E, contr, h 178 Polzin, August, lab, h 24 Cam- Louisa eron n A, coat and wood, 36 Pipe, A Polzin, August, jr, glzr, 24 Cam- Foundry, h 80 Queen s eron n P'ppin, Agnes, h 60 Walter Pommer, Annie drsmkr, 29 An !-ii>!)iii, Jas, llorisl, v>) Waltei drew Planlz, Jacobv h 200 King w Pommer, Danl, cabntmkr, h 29 I Plantz, Margin, lab, h Gaukel Andrew Planz, Wm, wks Rubber facty. Pommer, Louis, wdwkr, h 221 h 165 Joseph Victoria Player, Walter, wks G T R, h 275 Popplow, Henry, finshr, h 24 Victoria Water s i C8 W. M. 0. LOGHEAD, District Manager The Mutual Life of Canada Canada's big and only Mutual Life Insurance 51 Kino St. West, Phone 51 Company. The Policyholders really Own, really Control and really Gkt Evkbythino. House Phone 323 SOONOMICAL MUTUAL FIRE INS. CO. Of* BERLIN HEAD OFFICE, BERLIN, ONT. Support your own Institution. The Economical holds a place among the fore- o most Companies of Ontario. Rates low. Security unsurpassed. 9 < TOWN OF BERLIN 115 Porteous, R S, supt Athens Purn ST o H. L. It- Go, h 94 Margaret av STAEBLER & 00., - C Post Office, Chas T Neihaus, post INSURANGE master, 47 King e 11 Queen South, Berlin n> n o Potter, Fred, prntr Daily Tele- Agents for •n graph, 32 David Potter, G E, hdwre, 29 King e, h London Assurance 22 Weber w Potter, Mrs Jas, h 38 John Corporation Potter, Mrs Seth, h 32 John Prager, Gustav, ins agt, h 172 Incorporated 1720 Lancaster w Capital Paid Up, $2,241,375 • Preikschat, Chris, h 45 Gedar s Total Cash Assets, 22,467,416 Preikschat, Ella, milnr, 12 Foun- dry n, 45 Gedar s Queen Gity Oil Go, J H Franks, 00 Preikschat, Ertme, milnr, 12 mgr, Wilmot Foundry n, h 45 Gedar Quering, John, h 16 Queen n Pressing, Wm, tanr, 151 Wilmot Quickfall, A C, ice dealer, 109 Preuss, Mrs Augst, 40 Gameron s David, h 115 David Priebe, Gustav, lab, h 15 Heins av Quickfall, G I, h 76 Gourtland e Pritchard, Miss Annie drsmkr, 68 Quigley, Jos, uphlstr, h 41 King \\\ h 14 Mitchell av Weber w Prittie, Arthur, mgr Knox & Co, Quirmbach, Mrs G P, h 14 El- *8 h 94 St George ten w Prudential Life Ins Co, North Quirmbach, Elizblh, drsmkr, 14 America, Chas A Bilhaz, asst Ellen w supt, 63 Frederick Quirmbach, Emil, shmkr, 50 •4 Pruski, John, lab, h Brunswick X Frederick, b American House Pruski, Michl. lab, h Brunswick •O Pschellusch, Ghas, carp, h 223 C Breithaupt m Pshellusch, Mrs Rosa, h 213 Breithaupt Pstrong, Frank, lab, h 9 Garoline Pstrong, John, mldr, 9 Garoline Pugsley, Edmund, tchr, h 11 El- len e g?§ Pulkowski, Fred, mason, h 21 GaroUne Purcell, Thos, Piano Fctry, LEADING FIRE INSURANCE COMPANY wks '^ "S h 44 Breithaupt IN AMERICA. QB H Puttock, Alex, foremn Trunk J. B. HUGHES, Special Agent. Phone 259 m «< Fctry, h 101 Gourtland av e C. A. BOEHM, Local Agent. Phono 249 H r*5 o CIGARS. « X LEMBEE & ERELLER, TOBACCO, ETC. CD POOL AND BILLIARD PARLOR IN CONNECTION. KING ST. WEST - WALPCR BLOCK. •4 (A COMMERCE o CO THE CANADIAN BANK OF Total Assets, §150,000,000. Paid up Capital, $10,000,000. Reserve, $6,000,000. allowed on Deposits.^ Transacts a General Banking Business. Interest o MOORMAN, Manager Waterloo Branch. o G M WEDD Manager BerUn Branch. J. s 00 ii6 vernon's directory h lil Rausch, George, shmkr, h 58 Al- CO bi H. L. STAEBLER & CO., bert s X INSURANCE Rausch, Jacob, wks Gas Works, CO s 11 Queen South, Berlin h 211 Ahrens w Rea, lab, h 270 Tuerk Agents for Wm, ® Read, Wm J, lab, h 49 Foundry n Pacific Coast Fire Reade, W M, barrister, 18 Queen n, res Waterloo Reck, Fred, h 46 Charon Insurance Company Reeve, Walter, mach, h 150 Mill Incorporated 1890. Refeski, Michael, tanr, h 20 Mount Hope $'206,800 SJ CO Surplus to Policyholders, Rehman, John C, tanr, h 198 Breithaupt lanr, h 139 cd at Rabethge, Frank, Rehman, Wm, h 110 Wilhelm Tuerk Reiber, Jacob, lab, h 42 Bru- Ifl Raddalz, Alfd, pnlr, 107 Wilmot bacher CO ^ u Rpddatz, David, lab, h 107 Wil- Reid, Richd, tchr, h 59 Weber e mot Reid, Simon, agt, h 23 Scott So B WW Radtke, Wm, btchr, h 236 Mill Reidel, John, h 59 Ellen e CQ •« ;j Rake, Adam, h 134 Edward Reidel Martin, coal and wood, h Ramthun, Mrs L, h 123 Church 452 King w 3 Randall, Chas, lab, h 48 Albert s Reiko, Herbt, cement worker, h Randall & Roos, whol grocers, 95 Weber e 34 Queen s Reimert, Wm, lab, h 39 Henry tn ho Ransom, Thos, wks G T R, h 36 Reiner, E R, (Schulte & Reiner), a Caroline h 54 Frederick I Oa, Raihmann, A J, bkpr H Wolfhard Reinhardt, Geo H, tmstr, h 166 & Co, h 90 Frederick Ahrens w Rathmann, Herman, foremn Can Reinhardt, Henry, wks G T R, Furn Co, h 91 Frederick h 103 Wilmot Reinhardt, John, lab, h 83 Vic- ® Rathman, Hugo, wks Piano fcty, toria h 41 Brubacher Reinhardt, Leander, tmstr, h 39 Ratz, Geo E, carp, h 400 K,ing w Theresa Rau, Fred, cbnt mkr, h 13 CO Reinhart, Wm B, drvr, h 71 Chapel Louisa CO Rau, Harry, mech, 24 Courtland Reist, Christian, gard, h 183 Wel- ave e lington Rau, Harry, clothes prsr, 11 King Reist, Florence, opr Bell Tel Go, w, h 22 Courtland av e 182 Queen n Rau, Wm S, wks Rubber fctry, Reist, Philip, wks Rubber fctry, h 11 Kaiser h 35 Ellen e Actual Policy results count. Examine our results < and our present unequalled financial standing The Mutual Life of Canada and be convinced. W. M. 0. LOGHEAD, District Manager, 51 King Street West, Berlin 5 OFFICE PHONE 511 HOUSE PHONE 323 Eeonomieal Wutual Fii'e Ins. Co. of Berlin HEAD OPFIOE, BERLIN ONT. Security ample. Losses promptly and equitably adjusted. TOWN OF BERLIN H7 o Reist, E, steno, 182 Queen n H. L. STAEBLER & CO., Keist, Mrs S, h 182 Queen n Reitz, J, & Go, pntrs, 81 King e INSURANCE South, Berlin m Reitz, J G, shipr, 67 Wellington 11 Queen Reitz, John, cbntmkr, h 67 Wel- Agents for z lington Reitz, John G, shipr C H Doerr Commercial Union & Go, 57 Wilhelm D Reitz, Julius, (J Reitz & Go), h Assurance Company m 36 Gameron s Reitzel, Ed G, ctr Whitewear Co, LIMITED h 64 Alma J) Bellinger, Geo, lab, h 51 Wel- Total Funds Exceed $84,600,000 lington w Rellinger, Henry, lab, h 220 Vic- co5d Richardson, G A, h 92 Church toria Richert, John B, wdwkr, h 138 Rellinger, Mrs Jos, h 159 Fred- Church erick Richert, M B. milkman, h 25 w Rellinger, Saml, lab, h 126 Cedar s Ahrens w Richmond, G D, local manager Remington, Bruce, bkr, h 65 Bell Tel Co, 28 Foundry n Ghapel Hickerman, Albt, foremn Sewers, Rendell, G G, tellr Bank of Com- h 171 David merce, Waterloo Rickert, Irvin. foremn, h 79 Lan- Rennie. M E, bkpr Canada Fum caster e Go, 57 Bingeman 5' » Rickert, J A. milkman, h 24 Al- Reischt, Wendel, lab, h 11 May P bert s Place 9op Rickert, Mrs John, h Mill Relh. Mrs G. h 40 Cedar s Rieber, Saml. h 12 Ellen e Rey, Mrs W. h 25 Gourtland av e CO Reynold, Arthur J, acct Bank of Gomm, 41 David Rhodes, A W, glove ctr, 11 Fore- GOl^E DISTRICT jHOTOflli m man Place w Rhodes. Wm. jr, slsmn J J Mc- Callum, h 17 Foreman Place FIRE Rhodese. Wm J, asst Fire Chf, Insurance Company h 11 Foreman Place Rice, Joseph, lab, h 201 Queen s Established 1839. Richardson, J J, bkpr, h 298 Net Cash Surplus, $333,772. Frederick Richher. Julius, elk American C. A. BOEHM, Agent. Hotel, h 176 Ahrens w Phones—Office 249 ; Residence 209. n H T^ F. M B K K & K R F. T. T. E R p Pool and Billiard Parlor Cigars, Tobacco, Etc. in Connection. 7 KING STREET WEST WAT. PER BLOCK. THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000 Transacts a General Banking: Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. ii8 VERNON S DIRECTORY Rittinger, Charlotte, steno, 193 H. L. STAEBLER & CO. Frederick INSURANCE Rittinger, Mrs Fred, h 57 Queen n 11 Queen South, Berlin Rittinger, Herman, prntr, 44 Agents for King w, h 21 Ahrens w Rittinger, John A, (Rittinger & THE STANDARD LIFH Motz), h 50 Ahrens w ASSURANCE COY Rittinger, Wm, ins agt, h 193 Frederick Established 1825 Ritz, E 0, (Ritz & Cto), h 31 Invested Funds, - $61,000,000 Francis n Canadian Investments, 18,000,000 Ritz, E O, & Co, druggists, 26 Annual Revenue, - 7,400,000 King e Profits Paid - - 35,000,0(X) Ritz, Mrs Mar>', 31 Francis n Ritz, Meta, slsldy Mills Cc Co, 31 o Rieck, Ernst, carp, h 64 St Francis n George Ritz, R E, prntr, h 132 Water s Rieck, Fred, button wkr, h 134 Roat, Edwd, trav, h 38 Alma David q: Robbie, John, wks A Lockhart, Rieck, Wm, glove mkr, h 117 h 11 Stahls av Walter Roberts, Frank W, wks Sugar Rieck, Mrs Wm, h Lane, off Park Fctry, h 18 Gordon av Rieder, Mrs David, h 33 Edward Robertson, Saml, wks Sugar Riedcr, Peter, trav, h 38 Margaret Fctry, h 55 Samuel Rieder, T H, wks Rubber fctry, Robertson. Thos, eng, h 100 h 58 Roy Shanly h Riehl, Geo V, ianr, h 108 Peter Robinson, A E, ticket atg G T R, Riehl, Jacob, h 39 Peter h 50 Elgin Riehm, Jacob, ctr Shoe fctry, h Ptobinson, R K, trav, h 17 We- Q.Q: 71 Wellington ber w Riener, Gisela, slsldy, 80 Water n Robinson, Geo, mech, h 84 Mill ?® Ringle, John, btchr, h 137 Louisa Robinson, John, mech, h 11 Hilda Ringle, Philip, wks Shirt fctry, Place h 115 Water n Robson, John, finshr, h 297 Wel- Ringler, Mrs Elizabeth, h HI lington Water n Robson, Mrs Susn, h 50 Weber w Ringler, Geo, h 209 King e Robson. Thos, wks Trunk Pctv, Rittershans, Mrs Ghas, h 63 Krug 50 Weber w Ritter. Walter, porter. Grand Rocket, Lenhard, shmkr, h 179 Central Louisa Rittinger & Motz, publishers, Roedding, Ezra, slsmn A Wese- Journal Glocke, Kolonist and loh Sz Co, 169 Albert Bauerfreund, 15 Queen s Roehr, Robt, wdwkr, h 32 Grove O 2 mi MTJTTJAI. T^IFR OF CANADA Gilt Edged Assets, Jan. 1, 1910 - - $14,518,441 W. M. 0. LOGHEAD. DisfricI Manager S Clear Surplus above Reserve and all uj other liabilities, Jan. I 1910 - - $2,973,750 51 KING ST, WEST, Plwne 511. House Phope 323 ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN WO HEAD OFFICE. BERLIN, ONT, The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF BERLIN 119 §^ Roeder, Henn,' T, mach, h 66 Jo- H. L. CO., seph STAEBLER & Roedling, J H, foremn Rubber INSURANCE fctry, h 123 Young 11 Queen South, Berlin Roehr, Guatav C, bdng, h 111 Agents for Weber w >w P Gehrig, Casper, wks Randall & HAND-m-HAND OH Roos, h i9 Maynard av H> Roesch, Thos, finshr, h 152 INSURANCE COMPANY Ahrens w Established 1873 Rogers, Fred, piano tunr, h 85 Frederick- OLD AND TIME-TRIED Rogge, Herman, cbntmkf, h 166 Louisa fruitr, e Rohledder, Fred, h J 60 King w Rose, Claraco, 68 King Pohleder, John, cgrmkr, h 52 Rosekat, Christn, tanr, h 100 Francis n Union Rohleder, Jos, mech, 52 Fran- Rosekat, John, wks Rubber facty, cis n h 143 Edward Rohleder. \Vm, h 55 Courtland Rosen, Isadore. mech, 151 Church av e Piosenberg, Max, mer tlr, 89 Roland. Fred, wks Sugar Fctry, King w h 99 Lancaster e Ross Wm. pntr E Hamel &. Co, 29 Rolling, W A, brbr, h 138 Queen n ifl Queen s Roth, L P. salsmn M C Cressman, Rooke, A W. finshr, h 80 Water n 74 Cedar Rooke. J E. brtndr Germania Ro(h, Louis W, carvr, h 206 Hotel. 68 Schneider av Louisa Roos, A J, drugs, 2 King w, h 97 Queen n rO Roos, Mich, trav Randall & Roos, Insurance Company C h 14 Irvin m Roos, Wm, h il6 Queen n m Roschman, Richd, button mfr, h of North America 385 King w Founded 1792. Roschman, Rudolph, button mfr, W Losses Paid, $144,730,841, h 375 King H w Suiplus, $5,589,406. Rose, Alex A, milnr, 24 King w, CdCO h 95 Ahrens w Fire, Marine, Automobile, Rose. G L, button wkr, h 176 Vic- Tourist, Etc. toria Rose, Edwd, wks Felt facty, h 72 C. A. BOEHM, Agent. Church Phones—Office 249 ; Residence 209. o LEMBKE & KRELLER, Cigars, Tobacco, Etc. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING STREET WKST. WAT^PER BLOCK. H THE CANADIAN BANK OF COMMERCE '""'Te^vrUS'^ Total Assets, $150,000,100 Transacts a General Banking Business. Interest Allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 1 20 VERNON S DIRECTORY Russell, W E, elk Bank of Com- H. L. STAEBLER & CO., merce, Baden INSURANCE Ryder, Nicholas, farmer, h Lan- 11 Queen South, Berlin caster w St Agents for Jerome's College, Rev A L Zinger, C R, pres, Duke, cor LONDON AND College LANCASHIRE Sachs, Henry, millwright, h 22 Margaret av Saeger, Frank, salsmn Metcalfe Guarantee and Accident & Co, 47 Krug Sanderson, Rev M H, h 96 Church INSURANCE COMPANY Sanford, R H, bkpr, h 196 Vic- toria Songbusch, Fred, wks Krug's, h Royal Tailoring Co, Chas Kaplin, 30 Elgin mgr, 75 King w Sararus, A B, & Co, undertkrs, Rozens, Charles, prop Dominion 38-40 Queen s Cigar Store, h 10 Hilda Place Sararus, Abrhm, eng, h 257 Vic- Rozens, Wm, elk Chas Rozens, toria 10 Hilda Place Sararus, J B (A B Sararus & Co), Ruby, Albt E, acct, ii 70 Francis n h 76 Church Ruby, Chas, sec Mutual Life, 70 Sargeant, Wm, firemn Gas Wks, Francis n h 83 Wilhelm Puby, Mrs Nelson, h 74 Francis n Sass. Chas, wks Rubber facty, h Ruchty, Mrs M E, h 44 Caroline 109 Shanly Rudell, A E, dentist, 17 King e, Sass, W T, mgr Berlin Interior h 21 Irvin Hardwood Co, h 89 Walter Rudell, Mrs Hannah, h 79 Scott Sattler, Mrs Barbara, 34 Ellen w Rudy, Jonas, formn, 109 Charles Sattler, Flossie, opr Bell Tel Co, Ruf, Adolph, prop Station Htl, 34 Ellen w 122 Weber w Saltier, F L, sfeno. 34 Ellen w Rnf. Emil. wine elk Station Hotel, Sattler, L, sadlr, 31 Queen s, h 122 Weber w same Ruhl, John, tlr, h 60 Weber w Sauder. E A, gents' furnishings, Rumpel. Geo, ores Rerlin Felt 16 Kinsr e, h 151 Frederick Boot Co, h 39 Cameron s o Sauder, S, h 151 Frederick Rumpel Oscar E. sec-treas Berlin Sauer, Philip, cabntmkr, h 216 Felt Boot Co, h 25 Cameron s Ahrens w Rusk, R E. blksmth. h 212 King e Sau^el, Peter, contr, h 81 Joseph Russell, Chas, implmnt agt, 6 Saunders, Mrs S N, 183 Ahrens w Albert s Scanlon, Mamie, milnr Mills & Russell, W, lab, h 15 Henry Co, 14 Church The H succflBs of this companv attests Its THE JJOTOBli LIFE OF CflNflOfl merit. Obtain an honest statement of the facts from the undersigned. W. M. O. LOCHEAD, District 0^ Manager, 51 Kini St. West. Berlin OFFICE PQONC 511 BOUSE raONE 323 I FIRE INS. OF BERLIN ECONOMICAL MUTUAL CO. O HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. n ^ TOWN OF BERLIN 121 ^ E. Scanlon, Jas, shmkr, h 14 Church H. L. STAEBLER & CO., Scellen *: Weir, barristers, 28 King w INSURANGE Scellen, J A (Scellen & Wier), h 11 Queen South, Berlin 41 College Agents for crq Schaab, Geo, lab, h 42 Theresa c Schacht, Ghas, contr, h 26 Mount The Ontario Fire Hope o Schacht, Ghas, mason h 142 Wat- Insurance Company erloo Schacht, Fred, finshr, h 32 Pinke Total Asset.s (including Schack, Ghas, gard, h 90- Shanly subscribed capita', $429,000 Schack, Robt, lab, h 82 Mill Schade, Gertrude, opr Bell Tel Go, 57 Peter Schaefer, Philip, carp, h 191 Schade, Wm, lab, h 57 Peter Ahrens w Schaefer, A W, carp, h 202 Schaefer, Philip B, mach, h 86 Breithaupt Louisa Schaefer, Adam, mach, h 440 King w Schaefer, Tilman, carp, h 14 Al- CO bert s Schaefer, Mrs Garl, h 83 Walter m Schaefer, Gonrad, tmstr, h 11 Schaefer, W G, cabnt mkr, h 52 Heines av Krug Schaefer, David, pntr, h 203 Schaefer, Wm, h 230 Queen s Breithaupt Schafe, Arthur, h 208 Victoria Schaefer, Edwd, carp, h 135 Schaff, Geo, mech, h 57 Albert s Gonriland av e rri Schallhorn, Ghas, lab, h 46 Blu- Schaefer, Edwd J, mech Krug's, h 230 Ahrens w cher Schaefer, Henry, mgr, h 118 Shanly Schaefer. Henr\^ H. mgr Monu- PERTH MUTUAL ment Works, h 38 Francis n o w Schaefer. John G, cigar box mfr, FIRE o> h 25 Garoline INSURANCE COMPANY Schaefer. L E, salsmn, h 96 St George ESTABLISHKO 1863 Schaefer, Mrs Louisa, h 43 Henry' Net Cash Surplus, $202,793. Schaefer, Mabel H, milnr, 38 >> Francis n Schaefer. Nelson, bkpr, h 274 C. A. BOEHM, Frederick Agent for Waterloo and Berlin, Schaefer, P B, mach, 10 King e Phones -Office 249 ; Residence 209 - m Kreller, 7 KING ST. WEST, Lembke & WALPER BLOCK. n w CIGARS, TOBACCO, ETC. Pool and Billiard Parlor • ^ in connection THE CANADIAN BANK OF COMMERCE Paid up Capital, 310,000,000. Reserve, ^,000,000. Total Asseta, ?150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. Wedd, Manager Berlin Branch. J. Moorman, Manager Waterloo Branch. 122 VERNON S DIRECTORY Schaus, Val, wks Rubber facty, H. L. STAEBLER & CO., h 239 Wellington INSURANCE Schedler, Otto, h 127 Shanly 11 Queen South, Berlin Scheel, Chas, wks Shirt facty, h Agents for 250 iMill Schefer, Nicklaus, mach, h 99 Sterling Accident Park and Guarantee Scheidel, Alvin, mech, h 170 Ahrens w Company Scheifele. Wm, drvr P K Weber 104 College n Surplus to Policyholders, Schell, Geo B, tanr, h 87 Lan- $293,889,95 caster w Scholl. Geo J (Beck & Schell), h Schallhorn, Geo, firemn, h 37 99 Water s Chapel Schell, Mrs J, h 179 Wellington Sehalhorn, Gottlieb, lab. h 43 Schell, John, cabntmkr, h 180 Wilhelm Breithaupt Sehalhorn, Hermn, tmstr, G E Schell, Jos, formn, h 170 Queen s Potter, h 22 Charon Schell, Wm, tanr, h 110 Lan- Schaniski. Sol, h Maple av caster w Schantz, Prank E, h 20 Alma Schellhaus, Albt, wks Pelt facty, Schantz, Sophie, salsldy, 43 h 12 Edward Schneider av Schelhaus, Lorenz, tmstr, h 52 Schardt, Fred, h 211 Strange Weber e Scharlach, Albt, flnshr, h 164 Schellhorn. Hermn, letr car, h 18 Victoria Charon Scharlach. Geo H. cabntmkr, h Schenk, Geo. gro, 155-157 Benton 94 Ahrens w Scherer. Alfd C, upholstr, h 94 Scharlach, J G. h 39 Krug Weber w Scharlach. Jacob B, firemn, h 111 Scherer. Gertrude, salsldy Heller Lancaster e Bros. 51 Prancis n Sch-^rlach, Mrs L, h 13 Mascott Schiebel. Mrs A, brdg, h 100 lane Weber w Scharlach, Wni, mach. h 170 Schiebel. J L. broom mfr, 6 Otto Louisa Schiodel, A A, drugst, h 257 Scharmann. Geo, tmstr, h 45 Frederick Weber e S; biedel. Andw S. biTn mfr, h 6 Scharr. Edwd, mattrass mkr, 225 Otto Lancaster e Schiedel, Martin, col Customs, h Schatz. Prank, carp, h 42 Binge- 14 Ahrens w man Schielter, Wm. mason, h 139 Schalzke, Jos, lab, h 35 Strange Waterloo All funds hnndled as sacred trust The MUTUAL LIFE OF CANADA money. Not n dollar lost rr mis- appropriated since its inception 10 years ago. is the uiiifiuo record of this company. W. M 0. LOGHEAD, District Manager, 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000,00 Total Assets, $550,000.00 Government Deposit, $50,000.00 TOWN OF BERLIN 123 Schiedel, A M, h 14 Otto C»., Schilling, Ghas R, h 10 Bier- H. L. STAEBLER & wagen w INSURANCE Schilling, Chas, wtl ci-vr, h 106 11 Queen South, Berlin pi Shanly Agents for Schilling, Fred, mason, h 21 HI El'en w United States Fidelity Schilling, John R, h 111 Edward Schilter. Harrj', wtchmn, h 170 and Guaranty Co. Waterloo (We Will Bond You) Schingeck, Adeline, slsldy, 120 Edward Established i8g6 Schippanowski, August, tmstr, h Cash Capital, $1,700,000 28 Charon Schippanowski, Aug, jr, cgrmkr, Schlichter, Mrs J, h 151 Lan- h 48 Willow caster e Schippanowski, Carl, lab, h 18 Edward Schlieman, Louis, h 122 Louisa Schippanowski, Herman, wdwkr, """chlieman, Mrs Mary, h 118 h 71 Victoria VVilmot Schippling. Adolph, cabntmkr, h Schlimkowski, August, lab, h 54 65 Edward Bramm Schippling, Ghas, repair shop, 63 Schlosser, Julius, drvr, h 14 Ed- Edward, h 15 Oak ward • m d Schlacher, Michl, tanr, h 123 Schmalz, W H, mangr Economi- Water n cal Fire Ins Co, h 93 Queen s Schlee, Geo. mgr Berlin Button Schmidt, Aaron, warehsmn, h 35 Wks, h 121 Queen n Krug Schlee. Geo E, mgr Button Wks, h 121 Queen n Schlee. Geo W. acct Berlin But- ton Wks, 121 Queen n Schlegel A H. elk Bank of Ham- ilton, 189 Victoria Schlegel, August, h 27i Welling- ton o Schlegel. John, formn X Kauf- n man's, h 189 Victoria .-. n Schlender, Ghas, mech, h 63 Wil- o3 helm HARTFORD FIRE INSURANCE COMPANY Schlender, Henry, cbntmkr, h 106 A Century Old Water n In San Francisco alone ten niilions paid. C. A. BOEHM. Agent. Schley, Mrs A, h 130 - Albert s Phories-Offlice 219. Eesidence 209. w < ST. WEST O LEMBKE & KRELLER, '^^p'e^ Block C tIG.4Ri$. H TOBACCO, Etc, Pool an;j Billiard Parloc in connection. X THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 124 VERNON S DIRECTORY Schmidt, Joachim, wks Felt fcty, 11. L. STAEBLER & CO., h 20 Braun INSURANCE Schmidt, John, wtchmkr, h 139 11 Queen South, Berlin King w Agents for Schmidt. John B, blksmth, h 74 Shanly The Rimouski Fire Schmidt, John M, wtchmn, h 102 Coui-lland av e INSURANCE COMPANY Schmidt, Otto, tchr, h 24 Rich- mond av Established 1876 Schmidt, Rebecca, h 33 Weber w Surplus to Policyholders, $285,358 Schmidt, Theo, mech, 97 Cedar s (Including uncalled capital stock"' Schmidt, Theo, motomn, h 153 Weber e Schmidt, August F, cabntmkr, h Schmidt, V K. h 64 Wilhelm 14 David Schmidt, W j, dentist, 43 King e, Schmidt, Mrs C, h 60 Elgin h 56 Ellen w Schmidt, Carl F, elect, h 11 Schmidt, Mrs W L, h 31 Weber w Massel Place Schmidt, Wm, cabntmkr, h 20 Schmidt, Ghas, mason, h 83 David Park Schmidt, Wm G, tmstr, h 67 Schmidt, Chas M, contr, h 16 Cedar n Spetz Schmiedel, Aug, h 146 Weber w Schmidt, Mrs Ernstina, h 46 Scott Schmitt, Ezra, elk S Schmitt, Schmidl, Fred, carvr, h 67 51 Wilhelm Foundry -s Schmitt, Rev J A, h 51 Wilhelm Schmidt, >red C, lab, h 175 Schmitt, S O, merchant tailor, 61 Queen s King w, h 51 Wilhelm Schmidt, Fred M, bartndr Clar- Schmitt, Valentine K, wks Ruhr endon Hotel, 17 Elgin facly, h 64 Wilhelm Schmidt, G G, bkbndr, 36 King w, Schmuck, F X, pump mkr, h 104 h 44 Scott Church Schmidt, Geo M, mgr, h 54 Schnarr, Anton, tmstr, h 139 Cedar n Church Schmidt, Henerelta, opr Bell Tel Schnarr, Chas, mach, h 212 Wel- (^o, 35 Krug lington Schmidt, Heni^, shmkr, h 52 Schnarr, Mrs 1), h 27 Mansion Water n Schnarr, Edwd, carp, h 41 Elgin Schmidt. J G. shmkr, h 12 Charon Schnari*. Geo. formn Button fcty, Schmidt, J H, ?hm B, druggist, h 448 King \v 33 Kina e, h 39 Schneider av Schnarr, Hermn, cntr, h 52 Duke Schmidt,'Jacob D, lab, h 176 Wat- Schnarr, J H, gro, 350 King w, h erloo 352 Kin? w In furnishing Life Insurance at actual net THE MUTUAL LIFE OF CANADA cost is th^i featiire that marks the super- iority of this Company. W. M. O. LOGHEAD, District Manager, 31 King St. litest, Berlin Office Phone 311 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. > John Fennell, President. W. H. Schmals, Sec. and Manager. Geo. C. Lang. Vice-President. TOWN OF BERLIN I2S o Schnarr, Louis, pntr, 113 Walter H. L. STAEBLER & CO., Schnarr, R W, M D, h 351 King w Schneider, A B, & Co, butchers, LNSURANGE CD phone 106, 64 Frederick 11 Queen South, Berlin m Schneider, Albert B (A B Schnei- Agents for der & Co), h 60 Frederick z Sclmeicier, Anthony, lab, h 80 Queen City Fire Victoria Sclineider, Anthony, carlkr Cem- Insurance Company o etery, h 10 Braun m Schneider, Anthony, wtchmn, h Established 1871 102 Wilmot Schneider, G M, salsmn, h 149 Total Assets, $271,000 Benton Schneider, David B, h 27 Schnei- Schreiter, A^A, acct Bank of Nova der av Scotia, 89*Queen n Schneider, Geo, lab, 70 Waterloo Schreiter, A G, furniture, 63 King m Schneider, Geo, tanr, h 14 Braun w, h 89 Queen n > Schneider, Henry, t'armr, h 45 Schraeder, iMrs Charlotte, h 44 Petersburg rd Weber e Schneider, J M, btchr, 59 Court- Schroeder, H, shoes, h 116 Web- land av e, h 129 Benton er w Schneider, Oscar, wks Clock Schroeder, Henry, shmkr, h 307 is Works, h 18 Samuel Wellington Schneider, Paul, Indrymn, 76 h Schroeder, Simon, carver, h 72 Victoria Wellington Schneider, S B, h 178 Queen s Schroeder, Wm, carp, h 11 Bru- Schnetz, Henr\-, mech, 50 Albert s bacher H Schnetz, John, h 36 Albert s Schneuker, Danl, mach, h 190 King e Schoeneich, Hugo, h 27 Hebel av go Schrank, Chas, h 118 Louisa Waterloo Mutual FIRE Schriber, Mrs Annie, h 100 Insurance Company Water n So Established 1863. Schreiber, Geo, wks G T R, h 35 o Waterloo Net Cash Surplus, $199,769. n Schreiber, Gustav, wks Indry, h 5 21 Glasgow C A. BOEHM, Agent - m Schreiber, John, mason, h 51 ?-< David Waterloo and Berlin Schreiber, Norman, upholstr, b PHONES Grand Centra' Office 249. Residence 209. \i cigars, tobacco, etc. IFMRICF Xr t^RFflFR LLiillDIV.Ll IX AJlLLLLIl^ Pool and Billiard Parlor in connection. z 1 KINd ST. WEST, Walper Block. o s r/ie Canadian Bank of Commerce Paid up Capital, f10,000,000. Reserve, §6,000,000. Total Assets, ?150,000,000. CO Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 126 vernon's directory Schwartz, Albt, pntr, h 29 Pan- H. L. STAEBLER & CO., dora av INSURANCE Schwartz, Bernhard, wks Pell 11 Queen South, Berlin lacty, h 166l:dward Agents for Schwartz, Edwd, cabntmkr, h 94 PHOENIX INSURANCE Louisa < Schwartz, Mrs Eliza, h 66 Roy COMPANY Schwartz, Frank, furn packr, 66 Roy OF HARTFORD, CONN. Schwartz, Hernin, mech, h 54 Established 1854 Albert s Schwartz, J S, 124 Total Assets, - ?9,900,000 h Young Schwartz, John, turnr, (O Total Losses Paid, 65.696,377 h 25 Fran- w cis s rt Schwartz, Mrs Jos, h 94 Water, pjBAVpa q sjpv Mapaojqos 99 'f Schwartz, Louis F, bkpr Daily Schulke, Heniy, mech, h 103 Telegraph, 94 Water s 4-> Brubacher Schweitzer, Aaron H, salsmn h i ^ o finshr, 215 Ah- Schug, Ghas, h Hilda Place rens w = Schweitzer, Gonrad, wdwkr, h 31 U Schulte & Reiner, real estate & Mary insurance, 52 Frederick TOWN OF BERLIN 127 Seaman, Anthony, lab, 48 Walnut H. L. STAEBLER & CO., Seaton, A, milnr Mills & Go, 17 LNSURANCE Ahrens w 11 Queen South, Berlin Seber, Wm, box mkr, h 12 Krug Agents for Seebach, Louis, wks W, G & R, h 76 Elgin BOILER INSPECTION Seelos, Edwd, shmkr, b Grand INSURANCE Central COMPANY Sehl, George (H Wolfhard & Co), OF CANADA h 11 Ahrens w Established 1875 Seibel, Jacob, tmstr, h 29 King w Policies Guaranteed by The Hartford Seibert, A H, ins, 38 King e, h Steam Boiler Inspection and 29 Krug Insurance Company Seibert, Edwd, brbr, 146 Church Total Security to Policyholders, $4,552,000 Seibert, Prank, repairer, 64 King e, h 190 Frederick Seyler, Michl, fmshr, h 50 Wat- Seibert, Jacob, cabntmkr, 31 Al- erloo bert s Shaeefr, Ephrm, wks Sugar fcty, Seibert, Joseph M (Stieler & Sei- h 47 Irvin bert), h 67 St George Shaefer, H, h 38 Francis n Seibert. Levi, undertkr. h 86 SI Shaefer, Henry, h 118 Shanly George Shafer, Leonard E, salsmn Smyth Seibert, Oliver, repairs, Old Mar- Bros, h 96 St George ket Bldg, h 31 Theresa Shalitzky, Anthony, mech, h 19 Seigel. Jacob, wks Rubber Wks, Chestnut h 99 Weber e Shannon, John, wine elk Walper Seigman, Louis, shmkr, h 12 Hotel Arthur Place Shantz, A E, h 176 David Seigmiller, Danl, mech, h 5 Hil- da Place Seigner, Deborah, milnr Mills & Co, 25 Foundry- s C. 4. BOEHM District Agent -Seller, Geo, photos, h 33 Queen s THE Seip, E J, wks Shirt facty, h 29 Joseph Employers' Liability Seip, Jacob H, h 97 Park Assurance Corporation, Limited Selke, Anthony, wks Rubber Capital, $5, 000, 000. (X I, facty, h 177 Strange Accident, Sickness, Employers' Sengbusch, Wm, crvr, h 200-202 Liability and Guarantee Bonds Mill Liberal Policies Issued. Prompt Settlements. Seyler, Ghas J, boots and shoes, 96 King e, h 29 Elgin Phones — Office 249 ; Residence 209 Lembke & Kreller, CIGARS. TOBACCO. Etc. 7 King St. W., Walper Block. Pool and BiUiard Room in connection. The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. m G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager \Vaterloo Branch. 128 VERNON S DIRECTORY u Shantz, Isaac B, h 17 Chapel H. L. STAEBLER & CX>., Shantz, Jacob B, h 136 Queen n INSURANCE Shantz, Jos F, trav, h 75 Lan- 11 Queen South, Berlin caster e Agents for Shantz, Josiah, h 31 Brubacher z Shantz, Leslie, salsmn E A Sau- Atias Assurance der, 198 Queen s Company, Limited Shantz, Levi, mech, h 58 Bru- < bacher Established 180S Shantz, Miss Mary, salsldy M G Total Funds, $15,000,000 Cressman, 46 Chapel Capital Paid Up 1,320,000 Shantz, Nelson, carp, 61 Cedar n Uncalled Capital 9,680,000 Shantz, P E, repr, 81 King e Shantz, Tobias, nursery agt, h Shantz, Aaron E, (Moyer & 43 Schneider av Shantz), h 18 Brubacher Sliantz, V L, wks News-Record, Shantz, Abe, wks foundry, h 15 Pequegnat av Cedar Grove av Shantz, W E, farmer, h 481 cocc Shantz, Abram M, tinsmth G E King e Potter, h 15 Bingeman Shantz, Wm, drvr Smyth Bros, h Shantz, Alvin, drvr, h 6 Bru- 155 Albert s bacher Shaw, Chas, mech, 66 Brubacher Shantz, Alvin, h 21 Elgin Shaw, Jas, agt, h 20 Filbert Shantz, Alson, salsmn A Wese- Shaw, Wm J. salsmn, h 100 Lan- loh & Co, 194 Frederick caster e Shantz, Amos, h i98 Queen s Shedler, Mrs E, h 90 Louisa Shantz, Mrs Amos, h 29 Chapel She'ley, Elsie, opr Bell Tel Co, Shantz, Arthur S, elk Canadian 37 Cameron n o Exp Co, 176 David Shelley, Florence, milnr, 37 Cam- Shantz, Oilman B, pres, h 55 eron n Margaret av Shelley, J C, cabntmkr, h 37 Cam- Shantz, E B, carp, h 46 Chapel eron n Shantz, Edmund, patrnmkr, h Shelley. Meta, salsldy Lang Bros,. 194 Frederick 37 Cameron n Shantz, Eli R, prntr, h 3 Clarence Shelley, Sylvia, opr Bell Tel Co, Shantz, F E, (F E Shantz & Co), 37 Cameron n h 20 Ahna Sheppard, Fred W, public school Shantz, F E, & Co, real estate, insp, h 60 St Leger insurance and conveyancers, Sheppard, Laura, h 52 St Leger 38 Frederick Sherk, Saml B, milk dlr, h 54 00 Shantz, Henry, h 371 King e Brubacher Shantz, Mrs I E, h 19 College Shimkoski, Gottfried, h 43 Mar- Shantz, Miss Ida, h 105 Queen n garet av W. N. 0. LOGHEAD, District iJanager THE MUTUAL LIFE OF GAIMOA 51 King Street West, Low Expense Rate, Low Death Rate and care in respect of investments are the items that count, lis Phone Ul- House Phone 323 Examine our records in these reirards. ECONOMIOAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates. CTD TOWN OF BERLIN 129 m Shiiy, John, mech, h 21 Charon H. L. CO., Shiry, John, plmbr G E Potter, STAEBLER & 48 Irvin INSURANCE Shoemaker, Alex, 18 Otto h 11 Queen South, Berlin Shoemaker, Benj, h King e Agents for Shoemaker, iMrs Cath, h 220 King e Springfield Fire and Shoemaker, Mrs Eliz, h 15 Roy Marine Shoemaker, Geo P lab, h 25 H Clarence Insurance Company Q Shoemaker, Jacob, fruit dlr, h o l-H 129 Incorporated 1849 > David < Shoemaker, Jacob, tinsmth, h 70 Surplus to Policyholders, $4,718,061.53 » Weber w Losses Paid, $46,763,346.40 a Shoemaker, John, tinsmth Wolf- pi hard & Co, 70 Weber w Sillifant, Bert, wks Krug's, b 68 op M Shoemaker, John, shmkr, 81 Weber e > King e, h 318 iMill Silver, Hariy, house furng gds, o Shoemaker, Meno, mech, 95 Scott h 137 King w p » CD CQ Shuert, Randall, mach, h 57 Simon, Jacob, lab, 15 John Brubacher Sim.on, Lorenz, tanr, 8 Camp- > Shuh, Mrs Martha, h 140 Water s bell Place Shupe, Peter wks Rubber facty, Simpson Furniture Warerooms h 38 Irvin and Undertaking, 71 King w Sider, F S, cabntmkr, h 7 Peque- Simpson, Thos, trav, h 84 Freder- gnat av ick Sider, Robt, opr Daily Telegraph, Simpson, Wm M, h 77 Foundry n h 18 Kaiser Sims, Harvey J (Millar & Sims), SO Sieling, Lawrence, wks Rubber h 25 Ahrezis v/ facty, h 88 Lancaster w Siepielusz, Gustav, lab, h 412 Head Office—WATERLOO Breithaupt o Sievenpeifer, Abe, h 54 Waterloo oB Sievenpiper, Rev Ephrm, pastor M B C Church, h 48 Eby Mercantile Sievenpiper, P H. elk Bank of ''•RE Nova Scotia, \ / 48 Eby \ Insurance/ C33« Sievenpiper, Frank, wks Furn CD facty, h 53 Cedar s Sill, Fred, elk, h (0 100 Blucher C. A. BOEHM, OP Sill, Herman, wks Felt Facty, h Agent for Waterloo and Berlin. P 90 ft- Blucher Office ' Phone— 249 ; Residence 209 CO 4& CO k:kkIvJvKr o CIGARS, TOBACCO, ^°°* *"*^ Billiard Parlor ETC * in connection. 7 KING STREET WEST, WALPER BLOCKr 9 THE CAr^ADlAN BAMK OP CDNi^£nDE Paid up Capital, $10,000,000. Reserve, ?6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 130 VERNON S DIRECTORY Smith, Alfd J, florist, 193 Louisa H. L. STAEBLER & CO. Smith, August S, mach, h 15 INSURANCE Braun 11 Queen South, Berlin Smith, G K, elk B?nk of Hamil- ton, 42 Ellen Agents for w Smith ,Ghas, cabntmkr, h 208 lmperia.1 Guarantee Wellington and Accident Smith, J G, carp, h 68 King w i Smith, J S (Stuebing & Smith), Insurance Company h 26 Ahrens w of Canada Smith, John D, mach, 15 Theresa Smith, Jos, mason, h 48 Lancas- Surplus to Policyholders, $213,447,72 ter w Smith, Wm J, wks W, G & R, h 39 John Sinclair, Wm G, elect, h 5i Krug Smolinski, Gottlieb, lab, h 13i Sing, Sam, Indrj^ 87 King e Albert s Singer, Ghas, lab, h 85 Park Smyth Bros, importers of staple Singer Sewing Machine Go, J E and fancy dry goods, mantles, QO More, mgr, 21 King w sewing machines, carpets, cur- Sippel & Hagen, boots and shoes, tains, baby carriages, wall 11 King e paper, etc, 27 King e Sippel, Adam, (Sippel & Hagen), Smyth, Edward (Smyth Bros), h 34 Ahna h 77 Duke Sippel, Henry, wvr, 91-3 King e Smyth, Robert (Smyth Bros), h Sippel, Leona, salsldy, 91 King e 103 Queen s SitJer, Henry, c'k Metcalf & Go, Smyth, A J, salsmn Smyth h 77 Bingeman W Bros, 103 Queen s Sixtus, August, wtchmn, h 200 Waterloo Snell, Henry, lab, h Arnold Snider, Alfd salsmn Metcalfe & Sleemen's Agency, Fred Hertel, Go, h 45 St George agent, 91 King w Snider, Granson, wks Can Furn Shimkowski, August, firemn, h Go, h 33 Krug 183 Victoria Snider, Isaiah, tmstr, h 50 Al- Slumkowski, Frank, drvr, h 37 Weber w bert n Snider, Ivan, btchr H Dumart, 50 Slumskofki, Emil, carp, h 32 Gor- Albert n don av Snider, Nelson, pntr, 14 Albert n Smiley, P Y, supt Rubber facty, Snider, Pearlous, btchr, M Du- h 25 Francis s mart, 50 Albert n Smith, Mrs A, li 71 King e Snyder, Albt, tanr, h 93 Charles Smith, Arthur, mech, h 65 Wil- Snyder, Albt M (Snyder Bros), he'm 30 Bingeman W. M. 0. LOGHEAD, District Manager The Mutual Life of Canada Canada's big and only Mutual Life Insurance 51 Kino St. West, Phone 511 Company. The Policyholders really Own, really Control and really Get Kvertthino. House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIU HEAD OFFICE, BERLIN, ONT. ^^ Support your own Institution. The Economical holds a place among the fore- o most Companies of Ontario. Rates low. Security unsurpassed. ft) ^ TOWN OF BERLIN 131 Snyder Bros, grocers, 62 Queen s p O H. L. STAEBLER & CO., Snyder, Ben E, contr, h 21 Col- a> o* " lege INSURANCE c Snyder, Benj M, h 26 Otto 11 Queen South, Berlin a> n o Snyder, E K, boots and shoes, Agents for 44 King e, h 160 Frederick Snyder, F W, acct Water Works, Royal Insurance 160 Frederick Snyder, Fred W, acct Economical Company, Limited Mutual Fire Ins, 35 King w 33-35 \v, Snyder, Fred, tins, King Established 1845 h 35 King w • Snyder, I J, elk Merchants' Bank, Assets, $71,000,000 45 St George Snvder, Isaac, farmer, h King e Spiegelberger, Arthur, tanr, h 56 OD Snvder, Mrs J B, 34 Chapel h Union Snyder, John, lab, h 228 King e Speigelbach, I, mech, h 18 Pinke Snyder, Jos M. bkpr Breithaupt Stabler, J, h 113 King w Leather Co, 62 Queen s Stackley, Leo, h 89 Courtland e Snyder, Joseph (Snyder Bros), M Stadelbauer, David, gasoline 25 Schneider av Imps, 48 Queen s, b 119 Queen s Snyder, Lincoln, salsmn G E Stadnick, Peter, mech, h 180 (» Potter, 18 Pandora Ahrens w 5 Snyder, Lucinda, h 40^ King e Staebler, H L (H L Staebler & Snyder, Misses, drsmkrs, 9 Co), h 24 Ellen e King e Staebler, H L, & Co, insurance Sobisch, Albt, h 116 Edward brokers, 11 Queen s •4 Sobozak, Rev Paul, asst St Mary's X Slagg, Geo, mech, h 129 Cedar ? Church, 64 Young Solomon, Fred (Miller & Solo- mon), 22 Bramm Solomon, Gustav, lab, 22 Bramm Sommers. Chas, wks G T R, h 160 Weber w Soper. Albt A, h 22 Andrew Sour, Wm, h 42 Gordon av f* o o Southwick, Mrs Geo, 42 Alma O > >a Southwick, Vernon E. h 42 Alma Sousmen, Jacob, h 51 Park Spalding, A J, h 144 King e LEADING FIRE INSURANCE COMPANY IN AMERICA. Spence, Prank H, excise officer, h 165 Victoria J. B. HUGHES, Special Agent. Phone 259 Spetz, Jos, mech, h HI Frederick C. A. B0P:HM, Local Agent. Phone 249 P- o H CIQARS, X LEMBEE & KRELLER, TOBACCO, EXC. m POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING ST. WEST - WALPER BLOCK* o (0 THE CANADIAN BANK OF COMMERCE Paid up CapiUl, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. o Transacts a General Banking: Business. Interest allowed on Deposits. 3 G. M. WEDD, Manager Berlin Branch. MOORMAN, Manager Waterloo Branch. s o J. 132 VERNON S DIRECTORY h U CO Star Whitewear iMfg Co, A L III H. L. STAEBLER & CO., z D Breitbaupt, mgr, 23 Young INSURANCE Stamaman Son, picture fram- CO S & 11 Queen South, Berlin ers, rubber stamps and photo Agents for supplies 31 King e ® Starnaman, George (Stamaman Pacific Coast Fire & Son), h 28 Willow Starnaman, J P (Stamaman & Insurance Company Son), h 16 Willow Starnaman, W A (Stamaman & Incorporated 1890. "a S Son), h 47 Wellington Starr, Amos, Breithaupt's, Surplus to Policyholders, $206,800 wks h CO 198 Louisa Starr, Wm, wks Lang Bros, Fred- Staebler, John G, slsmn, b Grand erick Central Station Hotel, Adolph Ruf, prop, Stable Burkholder, barbers, 11 & 122 Weber w King w Stauffer, Alden, finshr, h 300 Stable Bros, butchers, 308 King vv Wellington « (fl Stable, Albert (Stable Bros), h Staufer, David, butn wkr, h 245 306 King w Mill Stahl, Mrs Augusta, h 2 Stahls av Stauffer, Mrs H, h 292 Wellington 3 Stable, Danl, brbr J J McGallum, Stauffer, Noah, b 210 Lancaster e 36 Abert s O Stecho, Mrs Ernst, h 114 Albert s u Stabl, Edgar A, gro, 52 Waterloo Stecho, John, carvr, h 145 Church bo Stahl, Edwd, brklyr, h 31 Willow .s Steck, Henry, lab, 7 Stahls av JC3 Stable, Fred (Stable Bros), h 306 Steckenreiter, John, lab, h 153 King O w King 6 > Stable, Geo H (Stable & Burk- (I] Stedman, Albt, wks Shoe facty, holder), h 78 St George h 243 Louisa Staley, Danl, brbr, 36 Albert s Steen, Geo, drvr, h 90 Abrens w ® Stanhope, Robt, pressmn, 54 Al- Stetner, Enoch G, lab, h 79 Vic- bert n toria Stapel, Christn, cbntmkr, 84 Krug Steifke, John, glove mkr, h 51 Francis n CO Stapleton, A W, piano tunr, b 9 Hilda Place Stein, Christian, wines & liquors, 51 Queen s, h 15 Alma Stapleton, Percy, wks Piano fcty, Stein, Henry, masn, b 183 Louisa h 18 Bierwagen av Steinbach, G D, salsmn Lang Star Shoe Co, P Niergarth, mgr, Bros, Ivs Waterloo 93 King w Steinberg & Co, junk, 209 Louisa Star Theatre, Geo Phillips, Steinberg, John T, mason, h 88 prop, 18 Queen s Mill Actual Policy results count. Examine our results I < and our present unequalled financial standing The Mutual Life of Canada and be convinced. W. M. 0. LOGHEAD, District Manager, 51 King Street West, Berlin 5 Office phone 511 House Phone 323 J Eeonomieal Mutual fm Ins. Go. of Beriin HEAD OPFICE, BERLIN ONT. > Security fimple. Losses promptly and equitably adjusted. TOWN OF BERLIN ^33 o Steinberg, Mrs A, h 90 Mill H. L. Steinberg, Max (Steinberg & STAEBLER & CO., CD Go), h 79 Louisa INSURANCE Sleiner, J S, salsmn M C Cress- 11 Queen South, Berlin m man, 136 Shanly Agents for Steiner. Jeremiah, mech, h 136 z Shanly Commercial Union Steinke. August, sunt Berlin Felt Boot Co, h 175 Waterloo Assurance Company Steinke, Fred, mach, h 126 Agnes m Steinke, Paul, cgrmkr, h 122 St LIMITED Leger Steinm.ann, Jos, trav, h 183 Ben- Total Funds Exceed $84,600,000 ton M Steinmetz & Son, repairs, 21 Stiefelmever, Albt, mgr B G E & Queen s T Co, b Grand Central Hotel Steinmetz, Chas (Steinmetz & Stiefelmever, Bert, wne elk Grand Co), h 94 Alma Central Steinmetz, Geo (Steinmetz & Son), h 55 David Stiefelmever, F C, pckr Hibner's, Steinmetz. Harry, wks W, G & R h 153 \\'aterIoo h 109 Water s Stieler, Adam (Stieler & Seibert), Steiss. Chas, shmkr, h 214 Wat- h 184 King e erloo Stieler & Seibert, merchant tail- Steiss, John, bkpr Brewery, h 113 ors, 84 King w Louisa Stiener, S J, lab, h 41 Cherry Stengel, A H, cabntmkr, 144 Mill Stimeroff, Davis, lab, h 38 Charles Stencel, Minerva, h 20 Hebel av Stinson, Isaac, drvr Metcalfe & Stephen. Mrs A L, h 58 Water n Co, h 25 Krug Stephens. Fred, farmr, h 166 tJi Hoffman Steppler, Henrv. prop Germania Hot^l, 156 King e GORE DISTRICT JVIOTOflli Steppler, Herman, gard, h 4 Wel- m lington (/] Steppler. Louis, prop Imperial FIRE Tea Co, h 61 Albert s Insurance Company Steppler. Wm, wks Rubber fcty, h 47 Braun Established 1839. Stevenson, Saml, mach, h 29 Net Cash Surplus, $333,772. Queen n Stewart, G W, trav, h 134 C. A. BOEHM, Agent. s Queen Phones— Office 249 ; Residence 209. mpP n H tn a Cigars, Tobacco, Etc. ^^^SrcoStfo,?^^^"^ m T KING STREET WEST WAT^PER BLOCK. THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, ?6,000,000. Total Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 134 VERNON S DIRECTORY Strieker, Lela, slsldy Lang Bros, H. L. STAEBLER & CO., 105 Water INSURANCE Strieker, Robt, h 116 King w 11 Queen South, Berlin Strickland, J R, agt G T R, h 305 Agents for King w Stroh, Nelson, blksmth, h 142 THE STANDARD LIFE Church ASSURANCE COY Stroh, Mrs L, h 100 Scott Strohm, Abrhm R, carp, h 101 Established 1825 Weber e Invested Funds, - $61,000,000 Strome, Abram, elk Walper Hse, Canadian Investments, 18,000,000 h 97 Courtland av e Annual Revenue, - 7,400,000 Strome, Arthur, pntr E Hamel & Profits Paid - - 35,000,000 Co, h 64 Schneider av Strome, Menno, pntr, 39 Roland Stinson, Walter C, h 15 Peque- Strong, W E, bagemstr G T R, gnat av h 279 Louisa Stockfish, Ghas, btchr, h 143 Struck, Wm, mech, h 13 Fore- Ahrens w man Place Stokes, Henry, supt Sugar Wks, Strub, Mrs Cath, h 52 Ellen w h 185 Frederick Strub, Peter, wdwkr, 95 King e, Stoll, Albt, plmr, h 50 Cameron n h 15 Cedar n Stoll, Edwd, carp, h 145 Welling- Strub, Mrs Simon, h 278 Tuerk ton Strub, Urban, wks News-Record, Stoeser, Adolph, wks Rubr fcty, 52 Ellen w h 26 Louisa Stuckhardt, Henry, mach, h 165 Stoeser, Raymond, carp, h 91 David Shanly Stuckhardt, Mrs J, h 424 Mill Stoner, Wilson, opr Daily Tele- Stuckhardt, Wm, flnshr, h 57 graph, h 36 Chapel Albert n Stouffer, Alice, 194 Queen s Stueber, Mrs John h 53 Brei- Stouffer, J R, button mfr, h 194 thaupt Queen s Stuebing & Son, grocers, 23 Stouffer, Lavina. 194 Queen s Queen s Stouffer, Laura, tchr, 194 Queen s Stuebing, Arthur (Stuebing & Stouffer, Mabel, 194 Queen s Son), 115 Queen s Straub, Mabel, salsldy Ernst & Co, 14 John Stuebing, Edwd, h 91 Weber Straub, Martin, tmstr, h 14 John Stuebing, Renry (Stuebing & Straus, Wm, mech, h 71 Brei- Son), h 115 Queen s thaupt Stuebing, Mrs L, 27 Benton Strieker, John, mach, h 175 Wel- Stuebing & Smith, fancy goods, lington 8 Frederick SI MUTUAIj life of CANADA Gilt Edged Assets, Jan. 1, 1910 - - $14,518,441 W. M. 0. LOGHEAD, Dislrid Manager Clear Surplus above Reserve and all 511. House Phone other liabilities, Jan. 1 1910 - - • ?'2,973,750 51 KING ST. WEST, Phone 323 ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN HEAD OFFICE. BERLIN. ONT. The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF BERLIN 135 Stiimpf, B F, trav, h 226 Fred- erick H. L. STAEBLER & CO., Stumpf, John F, bowling alley, INSURANCE h 66 College 11 Queen South, Berlin Sturm. Heniy, brbr, J J McGal- Agents for lum, h 15 Foreman Place Sturm, Hermn, elk J J McCallum, HAND-IN- HAND 47 Ellen w Suddaby, Mrs Jeremiah, h 84 INSURANCE COMPAKY tflH Weber w Established 1873 Sullivan. Thos, tlr, b Grand Cen- tral OLD AND TIME-TRIED Swartz, Edwd. h 94 Louisa Swartz. Rev S H, pastor U B Ch, h 67 Alma Thaler, David, tmstr. h 370 Fred- Swears, Louis F, organizer, h 79 erick St George Thaler. Jos, tmstr, h 20 Krug Swirton, Jas, salsmn Mills & Co, Theatorium (The), G Phillips, b Grand Central prop, 34 King w Sylvester. Jacob, lab, h 16 Wip- Thiel. Conrad, h 126 David per Place Thiele. W H, mach, h 278 Brei- Szeski. Adolf, tlr, b 29 Queen s thaupt Szeski, Wm, tinsmth Wolfhard Thiele. Wm. firmn, h 115 Charles & Co. 29 Queen n Thoman, Mannassa, drvr, h 226 Szumielski, W, finshr, h 32 Bis- King e m.ark Thoman, Meno, blksm, 110 King Tait. J H. mgr Berlin PIat« Glass e, h 30 Brubacher Co. h 68 Joseph Thomas, C A, agent, 107 Benton Taradi. Morris, pedlr, h 105 Albert s fO Targosh. Jos. mech, h 116 Brei- c thaupt Insurance Company Targosh. Lorenz, fmshr, h 92 tn Breithaupt of North America Tate, Chas, finshr, 11 Bierwagen Founded 1792. Tate, H M, salsmn Metcalfe & w Losses Paid, $144,730,841. H Co, h 71 St George Surplus, $5,589,406. Taylor. Elizbth, h 174 King e Fire, Marine, Antomobile, Taylor. Harry, cutr, b 152 King e Tonrist, Etc. tno Telegraph (The) Printing Co, D Bean, 80-82 A mangr, King w C. A. BOEHM, Agent. Thai. John, wd turnr, 41 Braun Phones—Office 249 ; Residence 209. Cigars, Tobacco, Etc. o POOL AND BILLIARD PARLOR IN CONNECTION. KING STREET WEST. TV^ALPER BLOCK. H Paid-up CapiUl, $10,000,000 THE CANADIAN BANK OF COMMERCE Reserve, 86,000,000 Total Assets, $150,000,»00 GO Transacts a General Banking Business. Interest Allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. GQ 136 VERNON S DIRECTORY Tobias, Augst, mach, h 109 Col- H. L. STAEBLER & CX)., lege INSURANCE Tobias, Lily, elk, 109 College 11 Queen South, Berlin Tolton, Harry, shirt mfr, 87 King w, 20 Agents for h Mansion Totzke, Alfd, cabntmkr, h 124 Water s London Assurance Totzke, Alma, wks W, G & R, 83 Church Corporation Totzke, Aug, mach, 107 Water n Incorporated 1720 Totzke, Carl, cbntmkr, 83 Church Towe, John H. elk Bank of Tor- Capital Paid Up, $2,241,375 onlo, Waterloo Total Cash Assets, 22,4.57,416 Tracy, Louisa, salsldy China Hall, 79 King w Thomas, J H, h 107 Benton Tremain, Frank, marble cutr, h O Thomas, W, wks News-Record, 28 Gordon av H 51 Water n Trenkman, Reinhardt, tinsmth, h Thompson, O Danl, lab, 17 Spring 151 Albert s O Thompson, John, tanr, 35 Spring Treusch, Adam, mach, h 62 Al- Thompson, R W, lab, h 18 Spring bert s Thompson, Saml, mach, h 23 Si Treusch, Edwd, mech, h 116 Col- George lege Thoms, Miss Doretha, 93 Cedar s Treusch, Hulda, salsldy Mills & Thoms, Wm, shmkr, 129 King e Co, 29 Foundry f Thomson, H, formn, b Grand Treusch, John, wks Krug's, h 29 Central Foundry Thornton, Ghas, fmshr, h 192 Treusch, Jno, finshr, h 150 Wel- Ahrens w lington a: Thornton & Douglas, Ltd, men's Trojen, Carl, tlr, h 14 Bismark outfitters, H A Wettlaufer, mgr, Trump, August, mldr, h 5 Oak 5 King e Trupp, Geo, mason, h 32 Willow Thorpe, Mrs Mary, h 29 Queen n Trushinski, Andw, tinsmth, h 157 Tuerk Thurston. Ernst, mech, 26 Ar- Trussler, C, gro, h 43 Joseph thur Place Trussler, Mrs Thos, h 51 Scott Tierney, , h 103 Benton — Tschirhart, Leo, miller, h 66 Mill Timm, Alton, plmbr Wolfhard & Tuchlinskv, Adolph, cabnetmkr, Co h 67 John Timm, Christn, pntr, h 124 Lan- Tuchlinskv, Gustav, chairmkr, h caster w 114 Church Timm, Fred, mach, h 181 Tuerk Tuerk, Adolph, mfr, h 42 Mill m Timm, Mrs Lewis, h 153 Queen n Tuerk, Mrs Maiy, h 102 Queen s ^ H The success of this company attests its J/IUTUflli liIFE GPlNflOft merit. Ohtain an honest statement of TRE Of the facts from the undersigned. W. M. O. LOGHEAD, District Manager. 51 King St. Wast. Berlin Oh OFFICE PHONE 911 HOUSE PHONE 323 FIRE INS. CO. OF BERLIN ECONOMICAL MUTUAL O HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. TOWN OF BERLIN 137 •^ "Zt Tiirel, Menno, mach, h 40 Caro- H. L. CO., line STAEBLER & Turner, Airs E, r81 King e INSURANCE Twaits, Geo. bartndr Bowman Hs 11 Queen South, Berlin ^^ Twin City Oil Go, Phillips, V Agents for CfQ mgr, Queen s C Tyler, Ghas, cartkr, h 99 Gharles The Ontario Fire Tylinski, F A, mer tlr, 6i Queen O 3 s, h 90 Courtland av e Insurance Company Tyson. Ghas, carvr. 26 Foundr\' n Uebele. Wm. mason, h .53 Zoeller Total Assetis (including Ueberschlag, John, tanr, h 90 subscribed capita', $429,000 Water s Uhrig, Wm. Light Gomn, 60 Mill Ullrich, Jacob D, mach, h 172 Voege. Alfd, wks News-Record, Ahrens w Glasgow I.^rop. P N. h 122 Lancaster e Voegel. Alex, trav, h 50 Gedar n Underwood, Ira. h 102 King e Voegtle, Oliver, bkr, h 22 Elgin Underwood, J T, caretkr, h 65 Voelker, A A, sec Merchants' OD Glasgow Rubber Go, h 41 Ahrens w Unger, Emanuel, agt, 135 Ah- Voelker, John, trav, h 302 Wel- Hi rens w lington Union Life Ins Go. Wm Voland, Vogel. Albt, wks Rubber facty, local mgr, 51 King w h 1.54 Ahrens w Upperm.an, Wm, shmkr, h 90 \ogel,' Ghristn, patrnmkr, h 20 Ghurch Grove Urstadt. Fred, wks Shirt factv, h \'ogt, Ignatz, contr, h 134 Gourl- 2 Hilda Place land av e Iltley, Abraham S (Berlin Dve Wks). 48 Mansion Uttley, Jas T, elk Canadian Exp Go, 55 King w PERTH MUTUAL pa imiey. Peter, eng. h 181 Joseph nw Uttley, Wm V, mar News-Record, FIRE o> h 20 Ellen e INSURANCE COMPANY Vetter, Ghas. elk G T R freight office, 121 Frederick E8TABLISHKD 1863 G. M. VVedd, Manager Berlin Branch. J. Moorman, Manager Waterloo Branch. (0 138 VERNON S DIRECTORY III VonRekofski, Theo, carp, 126 H. L. STAEBLER & CO., Albert s IXSUR.ANGE Wachsmuth, Alvin, elk Light il Queen South, Berlin Gomm, b 68 Weber e Agenls for Wachsmuth, Otto, slsmn, h 73 Water s Sterling A ccident Wacher, iMichl, wks Felt facty, and Guarantee h 17 Caroline Waechler, Geo, lab, h 125 Park Company Waechtel, Louis, fish dlr, h 227 Wellington Surplus to PoUcyholdcpSf Waelschi, Rev F E, pastor Car- $293,889,95 o mel Ch, h 380 King w < Wagatha, Frank, h 59 Park Vogt, H A, h 59 Cedar s Wagner, Arthur, elk J Fennell & Vopft, John E, bkpr Berlin Sus- Son, h 153 Weber e o pender Co, h 97 Edward Wagner, Mrs G, h 99 King e M Vo^t, Wm, cabntmkr, h 120 Wel- Wagner, Heniy, bkr, 283 Louisa H!z; lington Wagner. Henry, farmer, h 433 Voland. Wm, local mgr Union King e og Life. 51 Duke Wagner, J E, bkpr, 95 Brubacher Voleinik, John, lab, h 87 Charles Wagner, Jos, tanr, h 17 Oak Volker, Lome, brbr DeBus, Wagner, H, 41 CO M G M Rev L h Margaret 77 Joseph Wagner, Mamie, steno C H Q Voll, Geo, bartndr Clarendon Doerr & Co, 283 Louisa Hotel, h Sterling av Wagner, Michl, lab, h 66 Elgin O Voll. Jos, >Yks Rubber facty, h Wagner, Noah, butn wkr, h 28 19 Ellen e Maynard av Voll, Peter, lab, h 96 Shanly Wagner, Simon, wks Tanry, h VonBuscurch, Carl, mech, h 53 24 Michael av David Wagner, Wm R, wks W, G & R, 44 Alm.a VonNeubron, Alex, h 105 Fred- h erick Wagner, Wm S, wdwkr, h 101 Wellington VonNeiibronn. Frank, trav. h 80 Wahl, Adam, mason, h 15 Court- Scott land av w \'onNeubron, Mrs E. h 26 Young Wahl, Geo, cigar mkr, h 23 Glas- VonNeubronn, Olive, drsmkr gow Smyth Bros, 26 Young Wahl, Mrs Hrmn, h 48 Breithaupl VonNeubronn, T, salsldy, Smyth Walder, Miss M, cshr Lang Bros, Bros, 26 Yonge 40 Queen s VonRekofski, Albt, lab, h 126 Waldion, Lillian, steno C Knech- Albert s tel, 27 Scott All funds handled as sacred trust The MUTUAL- LIFE_- OF CANADA^ money. Not n dollar lost or mis- appropriated .'since its inception 40 years aRO, is the unique record of this company. W. M. 0. LOGHEAD. District Manager. 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000.00 Total Assets, $550,000.00 Government Deposit, $50,000.00 o TOWN OF BERLIN 139 M Waldron, Harry, V S, h 27 Scott H. L. STAEBLER & CO., Waldschmidt, Albt E, bkpr Bank CD of Hamilton, 92 King w INSURANCE Waldschmidt, John, gro, 92-94 11 Queen South, Berlin pi King w Agents lor Waldschmidt, John G, elk Econ- omical Mut Ins Go, 94 King w United States Fidelity Waldschmidt, Lizzie, salsldy, 92 King w and Guaranty Co. Walker Bin and Store Fixture Co, (We Will Bond You) 152 Shanly >> W^alker, Mrs Garrie, h 72 Foun- Established 1S96 dry s Cash Capital, $1,700,000 Walker, Cecil, meter insp, h 8 Shoemaker av >nao Wambold, T V/, dairy, 160 King Walker, Irvin, eng, h 12 Shoe- Frederick maker av e, h 274 Wanless, Geo A, pianos and sew- Walker, John, polcmn, h 12 Rich- ing machines, 26 King w, h 35 mond av Joseph Wallace, W T, M D, h 79 Fred- Wanner, Jos, h 66 Albert s erick Ward, Jas, wks Hibner's, h 28 Waller, Edwd, wks Moodv's, h Gedar s 92 Wilmot Walper, Mrs Abel, h 31 Roy Ward, Mrs Samxl, h 158 Weber e Walper House, E Holllnger, prop, Wa^Oeld, Aaron, eng, h 35 Fran- o 3-5 King w cis n Walser, Emil, fmshr, h 66 Zoeller Warren, Bert H, wrhsmn, h 52 Walter, Adam, ins agt, h 43 Mansion Weber e Walter, Ferdnd, license insp, h 262 King w Walter, John, formn Rubber facty, h 88 Wellington •—3 Walters, Bertha, salsldy Smyth C5> Bros, 43 Weber e Walters, J J, D, M h 67 Queen s n Walters, John, wks Brewy, h 338 X w King w -» p) Wambold. Geo, elk, b 152 King w Wambold, Geo H, elk Smyth HARTFORD FiRE INSURANCE COMPANY Bros, 152 King e A Century Old Wambold, Jas, dairy, h 106 Al- In San Fi-ancisco alone ten mil ions paid. C. A. BOEHM. Agent. bert s Phones—Offlice 249. Residence 209. - (/) < re/) 7 KIMC ST. WEST O c LEMBKE & KRELLER. Walper Block H €1GAR8, TOBACCO, Etc. Pool and Billiard Parlor in connection. X THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. UJ 140 VERNON S DIRECTORY Weber, Chas, h 94 Weber e h. L. STAEBLER CO., & Weber, Chas C, pntr, h 36 Home- INSURANCE wood av 11 Queen South, Berlin Weber, Chas J, h 27 Shoemaker Agents for Weber, Mrs Conrad, h 69 Albert s Weber. D E, wks Shoe facty, h The Rimouski Fire 102 Peter jh Weber, E 0, mgr Waterloo Furn!H INSURANCE COMPANY Co. h 15 Cameron n ^ Weber. Edna, salsldy Chicopee Established 1876 Woollen Mills Store, 70 Peter Surplus to Policyholders, $285,338 Weber, Geo T, pntr, h 71 Bru- (Including tincalled capital stock" bacher Weber, Henry, wks W, G & R, h Warren Bituminous Co, Ltd, J G 42 Cedar s Clarke, supt, King- e 40| Weber, I S K, Co, Ltd, real es- -. o Warzecha, John, tanr, h 7 Henry tate, insurance and general bro- Washburn, Clark, trav, h 59 Krug kers, 59 Kina w Watson, A H, sunt Canada Kurn Weber, J P, bkpr P K Weber, 175 Co, h 86 Weber e Queen n Watson, Wm, wks C A Ahrens. Weber, Julia, drsmkr, 9 King e h 164 Wilmot Weber, LA (I S K Weber & Co, Waugh, Miss A, h 126 Court- Ltd), h 14 Binaeman land av e Weber. L S, farmer, h 25 Otto < o Weaver, Edwd, h 42 Willow Weber, Louis, drvr P K Weber, Weaver, Ella, h 84 Church 175 Queen n Weaver, Prank, prof music, kQ\ Weber. Louis, farmer, h Lancas- King e, h 9 Krug ter w Weaver, Mrs I C, h 146 King w Weber. Martin, wks Brubacher's, Weaver, Irene, salsldy Mills & h 67 Brubacher Co, 146 King w Weber, Mrs Mary, 48 Cameron n Weaver, J B, bkpr Economical Weber, P K, coal and wood, gen- Mut Fire Ins, h 17 Ahrens e eral teaming, phone 481, 326 Weaver, Rachl, h 54 Church Victoria, h 175 Queen n Weaver, Sim. milk dlr, h 393 Mill Weber, R (R Weber & Co),, h 82 Weaver Stationery Co, F I Wea- St George ver, mgr, 10 King e Weber, R W, & Co, bakers and Weber. A D, wks Rubber facty, arocers, phone 159, 61 King e h 149 Young Wober, Richd, mach, h 12 Hilda Weber, Albt, mason, b American Place House Weber, Sarah, h 107 Church Weber. Carl, pntr E Hamel & Co, Weber, Theo, btchr, h 75 Bru- 132 Mill bacher In furnishing I^ife Insurance at actual net THE MUTUAL LIFE OF CANADA cost is tho feature that marks the super- iority of this Company. W. M. O. LOGHEAD, District Manager, SI King St. IVest, Berlin Office Phone 311 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIX, ONT. > John Fennell, President. W. H. Schmalz, Sec. and Manager. Geo. C. Lang, Vice-President. TOWN OF BERLIN 141 o Weber, Susie, h 40^ King H. L. STAEBLER & CO., Weber, V F, tmstr, h 106 Young Weber, Wm, shmkr, h 132 Mill INSURANCE 03 Weber, Wm K (H Wolfhard & 11 Queen South, Berlin m Co), h 127 Young Agents for Wedd, G M, mangr Canadian z Bank of Commerce, h 26 Col- Queen City Fire lege Weick, Wm, drvr Can Exp Go, h Insurance Company o 416 King w m Weidenhammer, 0, elk Bank of Established 1871 Hamilton, Waterloo Weidenheimer, Peter, carp, h 184 Total Assets, $271,000 Breithaupt Weigan, Jacob, jr, Indrymn, h Welsh, Mrs Louisa, h 173 Vic- 54 Benton toria x Weigan, Wm, fmshr, h 134 Welz, Edwin F, ctr, 36 Krug Queen n Welz, Fred W, wagon pntr, h > Weiler, Anthony V, carp, h 10 36 Krug Spetz Welz, Geo B, baskt mkr, 36 Krug Weiler, John, tmstr, h 33 Lan- Wendling, Albt J, mldr, h 9 caster w Theresa Weiler, John, eng, h 113 Wil- Wendling, Frank, wks Rubber helm Factory, h 29 Cherry Weinslein, Jos, gard, h 10 Grove Wendling, John, cbntmkr, h 161 Weir, Jas D, tchr, h 67 Bingeman Weber w Weis, Edgar, elk J Fennell & Son, Wendling, John R, wks Kauf- 51 Francis e man's, h 15 Rebel av elk, 51 Francis 3 Weis, Edwd, • Wellein, John, cbntmkr, h 208 > Breithaupt OTZ Welker, Jacob, wks Int Hard Go, h 58 Elgin Waterloo Mutual FIRE Welker, Washington, lab, h 2 Insurance Company David So Established 1863. Wellhauser, Jacob, lab, h 43 o OB 3» Peter Net Cash Surplus, $199,769. Wellheiser, L, slsldy Lang Bros, X < 115 Gollege C. A. BOEHM, Agent Wellheiser, L, gro, 45-7 Waterloo Waterloo and Berlin ?< Wellheiser, S, h 150 King e Wellheuser, Nicholas, wks Robe PHONES °Z Co, h 115 Gollege Office 249. Residence 209. ^o cigars, tobacco, etc. IFMRITF J& ITRFIfFR LCillDlVL Ol IvIVIjLLLIly Pool and Billiard Parlor in connection. z 1 KING ST. WEST, Walper Block. o The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, ?150,000,000. CO Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 142 VERN0^5 S DIRKCTORY Wey, Limus, tmstr, h 185 Mill H. L. CO., STAEBLER & White ^Qibe, George, b Bruns- INSURANCE wick Hotel 11 Queen South, Berlin While, Adam, mech, h 110 Agents for Strange PHOENIX INSURANCE White, August, polishr, h 139 < Hall Place COMPANY While, P G, h 263 Mill White, Frank, wks W, G & R, h OF HARTFORD, CONN. 258 Tuerk Established 1854 White, Frank, tanr, h 89 Strange Total Assets, - §9,900,000 White, H J, wks C P R, h 74 Total Losses Paid, 65.096,377 Weber e C/5 W White, John, lab, h 121 Strange a White, Jos, wks Felt Fctry, VVendling, Jos, mech, h 48 h 98 Charon Strange Wendling, Wm, wks Rubber \\niite, Leo, cbntmkr, h 170 Wil- mot - o ictry, h 200 Wellington White, Leo F, Werner, Mrs John, h 46 Albert n finshr, h 6 Ther- esa Weseloh, A, & Co, dry goods, White, Sarah, bkpr Ernst 4 clothing, men's furnishings & & Co, 74 Weber e boots, shoes, trunks & valises, White, Thos A, ins, h 11 Chapel 41-42 King e Whiteman, Weseloh, August (A Weseloh & David, lab, h 11 CQCQ Henry Co), h 82 Weber e Whiteman, R W, D, h 65 Duke Weseloh, J H, slsmn A Weseloh M QW Whiting, E, steno, 125 Frederick W J & Co, 82 Weber e Whiting, F L, bkpr, 125 Freder- C/50 Weseloh, Thos H, slsmn A Wes- ick D eloh & Co, Waterloo Whiting, J F, trav, h 65 Weber e Western Shoe Co, Ltd, G Killer, Whiting, Mrs M A, h 125 Fred- C^3 mgr, 236 Victoria Westphal, Edwd, button trnr, h erick 52 Wilhelm Whitmer, Aaron, mgr Canada Westphal, Michael, h 58 Wilhelm Furn Co, 171 King e Wettlaufer, Bf A, mgr Thornton Whittig, Alvin, wks Button fcty, & Douglas, h 32 Roy h 122 Ahrens w Wettlaufer, Valentine, tlr, h 148 Wichels, Julius, pat med, 4 King CO Church w, h 25 Chapel Wey, Eugene, shoemkr, h 47 Wicklum, Melvin, coll Bell Tel Theresa Co, 16 Arthur Place Wey, Ignatz, mgr National Furn Wieck, Wm, drvr Canadian Exp, Co, h 214 Courtland av e h 117 David W. M. O. LOGHEAD, Intelligent inyestigation will clearly prove that District manager, THE MUTUAL LIFE OF CANADA 51 King Street West, Berlin IS THE COMPANY PHONE 5U HOUSE PHONE 82S that merits the patro&age of the inaurinf publio ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN, ESTABLISHED 1S71. HEAD OFFICK, BERLIN, OXT. >o Has had 38 Years' Experience in Fire Insurance Underwriting. ITS GROWTH HAS BEEN A STKADY ONT. '^^ TOWN OF BERLIN 143 Wiederhold, J H, bkpr, h 48 K. L. STAEBLER & CO. Francis n INSURANGE Co, shirt mfrs, 22 Wiegand & 11 Queen South, Berlin Queen n Agents for Wiegand, Jacob, h 173 Benton Wiegand, John, tchr, h 163 Lan- BOILER INSPECTION caster e INSURANCE COMPANY ii Wiegand, John E, (Wiegand & Go), h 38 Brubacher OF CANADA si Wiegand, Levi, foremn Fiirn fctv, Established 1875 -^> h 11 Scott Policies Guaranteed by The Hartford Wiegand, Morley E, mgr Wie- Steam Boiler Inspection and Insurance Company gand & Go, h 191 Queen s Wiegand, Ghas, cbntmkr, h 171 Total Security to Policyholder?, $4,552,000 o Joseph Wieland, Mrs Alargt, h 70 Shanlv Williams, S J, pres Williams, Wier, J J A, (Scellen & Wierf, Green & Rome, h 10 Ahrens e > h 14 Weber w Williams, W J, mgr Berlin, Wiest, Jos. lather, h 38 Weber Gauntlet & Glove Go, h 10 Otto Wifller, Mrs L, h 76 King Willis. James, brklyr. Lane, off o Wildfang, Isaac, h 131 King e Benton Wildfang, M, merchant tailor & Vv'ilowski, Jos, shoemkr, h 268 men's furnishings, 3 King e, h Breithaupt 154 Frederick Wing, J G, (F E Shantz & Cto), Wildfong, Mrs A, h 40 Heiman 146 Frederick Wildfong, Alex, coachman, h 30 Wing, J K, gro, 80-82 Gedar n Richmond Av Wing, W E, bkpr Kaufman Rub- Wildfong, Amos M, mach. h 21 ber Go, Waterloo Wildfong Place Wildfong, Herman G, eng, h 35 Scott Wildfong, Isaiah, prntr Daily C. A. BOEH Telegraph, 54 Albert* District Agent Wilhelm, J P, fmshr, 254 King \v THE Wilken, Henry, mason, h 17 York Employers* Liability Wilkinson, W R, dentist, 9 > Queen s, h 13 Krug /Assurance Corporation, Limited Willetts, Alvin, tlr, h 18 Martin Capital, $5,000,000.0(1. CD Williams. Albert, h 27 Pequegnat Accident, Sickness, Employers' CO Williams, Green & Rome, shirts, Liability and Guarantee Bonds H etc, S J Williams, pres, 129 Liberal Policies Issued. w Prompt Settlements. Queen s Williams, Mrs S, 49 Gedar n Phones — Office 249 ; Residence 209 CIGARS. Lembke & Kreller, TOBACCO, Etc. Pool and Billiard Room in 7 King- St. W., AValper Block. connection. The Canadian Bank of Commerce Paid up Capital, 810,000,000. Reserve, $6,000,000. Total Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. Q. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 144 VERNON S DIRECTORY Wisdom, Jabez, slsmn, h 16 u H. L. STAEBLER & CO., Courtland av w INSURANCE Wismer, Benj, finshr, h 212 11 Queen South, Berlin Ahrens w Agents for Wismer, Mrs Danl, h 21 Krug Witmer, Aaron, mgr Can Furn Atias Assurance Co, h 50 Brubacher Company, Limited Witt, Noah, carp, b American < House Established 1803 Witt, Wm, prop American Hotel, Total Funds, - $15,000,000 2 King e Capital Paid Up - 1,320,000 Wilte, h'red, mason, h 256 Mill Uncalled Capital - 9,680,000 Witter, Clayton, brbr, 69 Freder- ick, h 200 Glasgow Wing, Sam, Indry, 103 King \v Witter, Wm, drvr, h 200 Glas- Winn, E H, elk J H Schmidt, 107 gow Church Wittig, Jos, wdcrvr, h 48 Albert n Winter, Fred, photo, 88 Cedar s Wiltkowski, Victor, tanr, h 27 cocc Winter, John S, lab, h 88 Cedar s Bismark Winter, W H, h 130 Courtland e Wiltnebel, John M, genl delivery, Winter, Wallgang, shoemkr, h 42 h 80 Ahrens w Homewood av Wittschonke, Fred, tanr, h 205 S3 Winters, Mrs R, h 24 Alma Ahrens w Winters, Thompson, plmbr, 103 Witzel, Henry, mldr, h 155 David King e, h 105 same Wltzel, Henry K, (Onward Mfg Winterhalt, Henry, h 114 King w Co), h 30 Water s Winterhalt, Joseph, cgr mfr, 44 Witzel, John, wks Trunk facty, King w, h 118 Yonge h 9 Joseph o Winterhalt, Jos R, cgr mkr, h Witzel, Simon, tlr, 90 Frederick 128 Weber e Witzel, T A, (Onward Mfg Co) Winterhalt, Teresa, bkpr, 114 h 53 Rov King w Witzel, W R, letr car, h 80 Mil) Witzel, A, Winterhalt, Jos R, cgrmkr, h 128 Wm wks Onward Mfg Co, h 35 Joseph Weber e Woelfle, Erwin 0, cbntmkr, h 172 Winterhalt, Wm, bkpr, 114 Victoria King w Woelfle, Jas, mach, h 26 Home- Wintermeyer, Jacob, wks Kauf- wood av man's, h 86 College Woefle, Leandra, mech, h 40 Wintermeyer, John, glue mfr, h Cedar n oo 60 College Woelfle, Sanil, h 69 Ahrens w Q.UJ Wipper, H, confr, 74 King w Woelfle, W E, sis mgr Kaufman Wirz, Isaac, h 473 King w Rubber Co, h 132 Yonge o W. M. 0. LOCHEAD, District ilanager THE MUTUAL LIFE OF CANADA Rate, Low Death Rate and care in 61 King Street West, Low Expense respect of investments are the items that count. Phone 611- House Phone 323 Examine our records in these regards. ECONOMICAL MUTUAL FlfiF. iNS. CO. OF BEI^LIN DM HEAD OFFICE, BERLIN, ONT. insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates. TOWN OF BERLIN 145 m Woeller, Christian, lab, h 15 Mansion H. L. STAEBLER & CO., Woeller, Wm, lab, h 164 Lan- INSURANCE m caster e 11 Queen South, Berlin Wcida, Mrs A, h 103 Charles Agents for Wolfenberg, Carl, carp, h 229 Waterloo Springfield Fire and Wolfenberg, J E, wks Felt fctry, Marine h 51 Mill Wolfenberg, John, h 141 Court- insurance Company land av e Incorporated 1849 Wolff, Angus, firmn, h 64 Joseph Policyholders, Wolfhard * Co, hardware, heal- Surplus to $4,718,061.53 Losses Paid, $46,763,346.40 ing, plumbing and tinsmithing, 13 Kina w Wolfhard, Henry, (H Wolfhard Wunder, Michl, mgr Wunder & Go\, h 49 Albert n Furn Co, h 147 Queen n Wolfhardt, Fred, blksmth, h iOO Wimnenberg, Fred, finshr, h 190 Elgin Wilmot Wolfle. Mrs Jacob J, h 49 Church Wurm, Conrad, carp, h 44 Elgin Wood, Henry, button wkr, b 261 Wurm, Mrs Emma, h 31 Foun- Frederick dry s Wood, Robt, mangr W, G & R, Wurm, Julius, mach, h 97 St h 248 Frederick George Woodall, Wm, shoemkr, h 'J5 Wurster, H W, elk Merchants' Roland Rank, 46 King w Woods, Mrs J, h 87 Cedar s Wye, Geo, tmstr, h 145 Weber e Woolnef, J H, bkpr, h 38 Agnes Wve, Simon, wks Shoe facty, h Woolner, Mrs S, h 115 Church 10 Albert n Worchowsky, Morris lab, h 16 Mount Hope Head Office-WATERLOO Wrav, John, wks Kaufman's, h 31 "^Eby Wright, Francis, h 73 Cedar n Wright, H G, acct Merchants Bk, 41 David .Mercantile! Wright, Richd, supt Western I FIRE . Shoe Co, h 74 Joseph \ Insurance/ Wright, Thos, h 233 Lancaster e Wuest, Jacob, h 181 Courtland e Wunder Furn Co, Ltd, Michael C. A. BOEHM, Wunder, mgr, 280 Victoria Agent for Waterloo and Berlin. Wunder, Jacob, contr, h 20 Peter Phone —Office 249 ; Residence 209 ^°°^ *"'' BiUiard Parlor CIGARS, TOBACCO, ^FTC•* *-" in connection. 7 KING STREET WEST, WALPER BLOCKr o THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reeerve, $6,000,000. Total Assets, $150,000,000. O Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. MOORMAN, Manager Waterloo Branch. s O J. fid 146 VERNON S DIRECTORY h o ly Zettel, Edwd, prntr, Riitenger & u H. L. STAEBLER & GO., z Motz INSURANCE Zettel, Geo E, formn Rubber fcty, 0) s 11 Queen South, Berlin h 93 Lancaster e Agents for Zettel, Jos, lab, h 7 Hermie Place ® Zibell, Perd, lab, h 186 King w Pacific Coast Fire Ziegler & Co, pntrs, 15 Poundry n Ziegler, B H, wagonmkr, rl5 Insurance Company Queen s, h 159 Victoria Ziegler, Mrs Enoch, h 30 Irvin Incorporated 1890. Ziegler, Geo, agt L Kuntz, h 60 u Surplus to Policyholders,$206,800 Weber e w Ziegler, Geo C, eng, h 361 Vic- toria CI) Yanke, Hermn, junk dlr, h 2i Ziegler, Geo P, elk, h 183 Queen s Brubacher III Ziegler, Geo S, (Ziegler & Go), Yost, Etta L, photo Green & Co, h 50 Scott 31 Maynard Ziegler, Gordon L, tellr Bank of Yost, Mrs Mary A, h 105 Water s Nova Scotia, 60 Weber e w (0 Young, Andw, drvr, h 83 Court- land av e Ziegler, J A, blksmth, h HI Wat- erloo o o rt Young, Bert, mldr, h 96 Peter Young, E W, acct, h 11 Ir\'in Ziegler, John, agent, 59 DeKay Young, Jas, mason, h 116 Mill Ziegler, Walter A, shoes, 39 King Young Women's Christian Asso- w, h 4 Samuel CO ciation, Miss Prances Peppiapp, Ziehm, Pred, wtchmn, h 235 Wel- 5 «i sec, 72-4 Queen s lington a Zapfe, Miss Jennie, 45 Francis n O Zilliax, Henry, elk E Ritz & Co, Zarnke, action finshr, P M, h 339 103 College King w Zimmer, H, salsmn Ernst & Co, Zarnke, Pred, carp, h 126 Louisa Cameron ® Zarnke, Karl, wks Piano facty, 339 King w Zimmerman, Miss D, steno and Zeigler, Georgie, salsldy Lang bkpr Mutual Life of Canada, Bros, 37 Joseph Waterloo CO Zeigler, Wm, h 138 Ahrens w Zimmerman, Hermn, bkr, h 229 Zeller, Louis, mach, h 91 Bru- Wellington CO bacher Zimmerman, Mrs S, 55 Cedar n Zeller, Noah, bandmstr, h 299 Zinger, Rev A L, C R, pres St King w Jerome's College, Duke, cor Zeller, Philip, elk, h 80 Water s College Zeller, Selma, cashr, 80 Water n Zinger, W N, wine elk, h 15 Zeller, Walter, bkpr, 80 Water s Whitney Lane I Actual Policy results count. Examine our results < and our present unequalled financial standing The Mutual Life of Canada and be convinced. W. M. 0. LOGHEAD, District Manager, 51 Kinf Strtet West, Berlin 5 OFFICE PHONE 511 HOUSE PHONE 323 Eeonomieal Mutual fm Ins. Co. of Berlin > HEAD OlFICE, BERLIN ONT. Security ample. Losses promptly and equitably adjusted. TOWN OF BERLIN 147 o Zinger, H J. h 54 College H. L. STAEBLER & CO., Zinger, William, prop Grand INSURANCE Union Hotel, 88-90 King w South, Berlin m 11 Queen Zinkann, Mrs Annie, h 80 Wel- Agents for lington z Zinkann Bros, boots and shoes, North British and Mercantile 66 King w a Zinkann, Ephriam (Zinkann Insurance Company Bros), h 329 King w m Established 1809 Zinkann, H S (Zinkann Bros), h 20 Courtland av w Total Funds Exceed $85,805,000 Canadian Investments, 8,820,742 Zinkann, Milton, trav, h 323 King w w John, cgrmkr, h 201 Zinkhann, Jacob G, packr, h 76 Zinkann, Wellington Lancaster e Zinkann, John H, h 329 King w Zinn, John, tanr, h 119 Victoria w Zoellner, H T, remedies, 40^ CORE DISTRICT piUTUAIi King e, h 134 Lancaster Zoellner, Theo, mus tchr, 134 Lancaster FIRE Zoller, John, shipr, 31 Cameron n Insurance Company Zuber, Andw, wks Brewy, h 8 Michael av Zuber, Bernhardt, h 24 Krug Established 1839, Zuber, Charles, mgr Grand Cen- Net Cash Surplus, $333,772. tral Hotel, h 65 Samuel C. A. BOEHM, Agent. Zuber, Joseph, prop Grand Cen- Phones—Office 249 ; Residence 209. tral Hotel, h 96 Queen n ESTABLISHED 1890 w t/i DIRECTORY PUBLISHERS WRITE FOR TERMS FOR ADVERTISING IN OUR 14 PUBLICATIONS Head Office—127 Jackson St. West, Hamilton, Ont. Western Office—Coote Building, - London, Ont. UpP n H LEMBKE & KRELLER p Cigars, Tobacco, Etc. ^^S*n"co^rSStfoZ"'"'°^ 7 KINQ STREET WEST WALTER BLOCK. Paid-up Capital, $10,000,000 THE CANADIAN BANK OF COMMERCE Reserve, $6,000,000 Total Assets, 3150,000,100 Transacts a General Banking Business. Interest Allowed on Deposits. G, M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. in 148 VERNON S DIRECTORY TOWN OF BERLIN < MISCELLANEOUS DIRECTORY HENRY VERNON & SON, Publishers o TOWN OmCIALS ust Lang, J J Walters, Geo Lip H pert, commissioners Chas G Hahn, Mayor Berlin and Waterloo St Rail O A H Millar, clerk o way Dept, V S Mclntyre, sec-i Edwin Huber, treasurer treas, 54 King w CO M Reidel, Geo J Buchaupl, Assessors BERLIN PUBLIC LIBRARY Wm Davis, Engineer Queen, cor Weber; Brown, Martin Huehnergard, Assess- H W f chairman; Miss B M Dunham, ment Commissioner, Gollector, B A, librarian; E Detwiler, I Sanitary Inspector Bitzer, assts < George O'Neil, Chief of Police and Truant OfTicer BOARD OF TRADE J E Cook, Chief of Fire Dept M Mikel, Market Clerk E Smyth, pres; Solon Lutz P K Weaver, Road Master C50LLEGIATE AND Millar & Sims, Solicitors BERLIN Water Commissioners : J C TECHNICAL INSTITUTE Broithaupt, chairman; Philip chairman o A L Breithaupt, ; Clips, Mayor, Casper Braun, The Carl Kranz, sec-treas H J Bowman, H Hymmen, supt The Berlin Light Commission, PUBLIC SCHOOL BOARD 36 Gaukel st—Albt Breithaupt, chairman ; Geo H Clarke, sec ; E Arthur Pequegnat, chairman ; Philip, Edmond Pequegnat, sec J supt ; The Mayor, Aug- The success of this company attests its H merit. Obtain an honest statement of TH5 IVIUTOfllt hlFE OF GflHflM the facts from the undersign«d W. M. O. LOGHEAD, District Mana£«r, 51 Kini St. Wast, Berlin Oh OFFICE PHONE Sll HOUSE PHONE 323 4 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. ^^ Support your own Institution. The Economical holds a place among the fore- O most Companies of Ontario. Rates low. Security unsurpassed. ^ — iJU TOWN OF BERLIN 149 PUBLIC INSTITUTIONS p O H. L. STAEBLER & CO., n> cr The Berlin-Waterloo Hospital, INSURANCE " c King w H Queen South, Berlin ft) Berlin Orphanage, CO o King w Agents for House of Industry, Frederick Red Cross Aid Association, B Royal Insurance G Schulte, sec-treas Limited DOMINION GOVERNMENT Company, OFFICIALS Established 1845 Post Office Assets, $71,000,000 Chas F Niehaus, postmaster ; E H Linder, H U Clemens, A iM master: G R Dolan, B A, classi- Heist, Miss Agnes Ward, Miss E cal master: L Norman, B A, com- L Laschinger, Miss Agnes Leder- mercial master: H G Martvn, B man. Miss L M Knapp, clerks A, English master; W H Wil- ; Miss Agnes E Ward, stamp ven- liams. M A. modern language master: Houston, manual dor : W H Halliwell, A G Kauf- D W man, I S Underwood, W R Wit- training instructor; Miss K \ zel, A L Fraser, N W Schmidt, D Fisher, Household science instr; G Hamacher, E B Doerr, letter H W Brown, writing and draw^- •5 asst mathemati- carriers : Jacob E Clemens, care- ing master and taker cal master Customs Public Schools Mai'tin Schiedel, Collector Richd Reid. prin (pro tem) Elton Break, preventive office John Dunn, preventive officer m A Bowman, preventive officr E R Musselman, clerk Inland Revenue en F H Spence, excise officer EDUCATIONAL o > » Berlin Collegiate and Technical LEADING FIRE INSURANCE COMPANY Institute IN AMERICA. OS D Forsyth, B A, mathematical J. B. HUGHES, Special Agent. Phone 259 m master ; E Pugsley. B A, science C. A. BOEHM, Local Agent. Phone 2i9 CIQARS. LEMBKE & KRELLER, TOBACCO, KTC. © POOL AND BILLIARD PARLOR IN CONNECTION. KING ST. WES.- - WALPER BLOCK. THE CArlADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $8,000,000. Total Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 150 VERNON S DIRECTORY Roman Catholic H. L. STAEBLER & CO., INSURANCE St Mary's of VH Dolers, Yonge, cor Duke sts; Rev Wm Kloep- 11 Queen South, Berlin fer, C R, Rector; A J Fischer, Agents for Paul Sobozak, assistants. imperiai Guarantee Hours of service: Stmday, 7, 8:30, 10 and 10:30 a m; Ves- and Accident pers 7 pm; Week days Sam; Insurance Company Holy Days 6am of Canada Other Denominations Surplus to Policyholders, $213,447,72 St Peter's Evangelical Luther- an, Queen n, Rev E F Oberlander Separate Schools St Mathew's Lutheran, Queen st n. Rev E H Hoffman St Mary's, conducted by the St Paul's Lutheran, Queen st s, Sisters of Notre Dame Rev W C Boese Training School for Teachers, St Andrew's Presbyterian, conducted by the Sisters of Notre Queen st n. Rev W A Bradley, Dame, Yonge st pastor Zion Evangelical, Weber w. Berlin Business College Rev Geo B Damm, pastor 4 German Baptist, Benton, Rev 69 Frederick. D Euler, prin W A T Mihm »i CO King Baptist, St Jerome's College St cor of King ^| and Water sts. Rev Joseph Janes, Rev A L Zinger, Ph L, pres pastor Old Mennonites, King st east o CHURCHES First Church of Christ Scien- tist, Water n Hours of service 11 a m and 7pm Carmel Church, King w, Rev F E Waelchli, pastor Anglican I New Jerusalem Church, Water The Church of St John the n. Rev D E Daniels, pastor Evangehst, Rev J W J Andrew, Mennonite Brethren, Rev S rector, Water, cor Short Cressman, pastor, Chapel st New Mennonites, Lancaster st, Methodist Rev S Goudy Trinity Meth Church, Freder- United Breth, Liberal, Alma st, ick, Rev H W Crews, pastor Rev S E Swartz W. M. 0. LOGHEAD, District Manager The Mutual life of Canada Canada's big and only Mutual Life Insurance 51 KiNe St. West, Phone .511 Company. The Policyholders really Own, really Control and really Gkt Everything, House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO.. OF BERLIN HEAD OFFICE. BERLIN. ONT, cm The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF BERLIN 151 ^^ Grace Congregational, Rev M H. L. STAEBLER & CO., H Sanderson, pastor, Church st Gospel Hall, 18 Queen n INSURANCE Ghristadelphian, 9 Queen s 11 Queen South, Berlin Salvation Army, Foundry s Agents for FRATERNAL AND BENEVO- HAND -IN- HAND LENT SOaETIES INSURANCE COMPANY Grand River Lodge, No 151, A Established 1873 aw F and A M OLD AND TIME-TRIED Berlin Chapter, No 117, RAM Berlin Lodge, No 154, AOUW Young Women's Christian As- Welcome Lodge, No 334. A U W sociation, Queen s Liberty Lodge, No 323, I F COUNTY OFFICIALS Victoria Lodge, No 44, K P Henry Gmelin, Ayr, warden; Herbt J Bowman, clerk and treas; Samaritan Encampment, No 49, D Chisholm, judge; John Motz, pn I OF sheriff; E J Beaumont, local mas- Court Berlin, No 72, C F ter, county court clerk; J M Loval Unity Lodge, No 196, C Scully, clerk of surrogate court; OOF John D Moore, registrar; W D Court L^nion, No 233, G F Bowlby, clerk of the peace and Court Berlin, No 154, I F crown attorney; J J A Weir, local Court Mayflower, No 7774, AOP master: Chas Ruber, high con- Berlin Council, No 57, C C F stable; Jonathan Cook, gaoler Berlin Tent. No 21, T K M (O Star Tent, No 61, K T M c Berlin Camp, No 72, W T W Insurance Company w Berlin Circle, No 278, G H G of North America m C M B A, No 12 Founded 1792. Berlin Council, No 862, R A w Berlin Council, No 332, R T Losses Paid, $144,780,841. H of T Surplus, $5,589,406. St Marj^'s Young Men's Liter- Fire, marine, Automobile, ary Society, ever>^ Thursday ev- Tourist, Etc. ening, in hall of Separate School St Joseph's Benevolent Society, C. A. BOEHM. Agent. meets in Separate Hall School Phones—Office 249 ; Residence 209. LEMBKE & KRELLER, Cigars, Tobacco, Etc. o POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING STREET WRST. WALPER BLOCK. H THE CANADIAN BANK OF COMMERCE Paid up Capital, 310,000,000. Reserve, $6,000,000. Total Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Dapoeits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 152 VERNON S DIRECTORY ^5: TOWN OF WATERLOO STREET DIRECTORY Q HENRY VERNON & SON, Publishers o UJ Q: ALBERT ST, n side, Mrs John Letter ALBERT ST, s side from Erb to Limits John Kreutzwieser G H Roos Town Hall Mutual Life Fire Hall Mrs E Gies George Klie John Simpson Mrs Geo Pfaff J Weseloh, feed W L Billiard, M D J K Shinn, undrtkr + Ghurch st ends P H Roos Jacob Walter + Duke st end:: A Heinrich Lehman Shirk Market Hotel Wm Brunner Samuel Stahl Hugo Krause + Water st commncs Mrs Aaron Kraft Public Library 4' Ezra av ends Wm Snider H M Snider C L Noecker, M D Adam Kress f-Gedar st crosses M Bauman Mrs E N Ila^vKe Mis Geo Strasser Fred Snider +Gedar st crosses Bricker av comncs + John Laing G Schiedel ^% W John Oetzel Mrs G Zimmerman Mrs G Kaatz John Hamel +Young st crosses G Koeller Mrs Kate Trask Frank Good + Snider st commncs E Devitt M Peter Weinst^in + Young and .Spring M S Weber Wm H Thomas cross Martin Frey George George Henry Grosz + Spring st crosses P Klauchet John Metz Mrs Wm Soehner f o GO SS MTJTtJAL LIFE OF CANADA Gilt Edged Assets, Jan. 1, I'JlO - - $14,518,441 W. M. 0. LOGHEAD. DislricJ Manager o Clear Surplus above Reserve and all - 51 KING ST, Phone 511. House Phone 323 UJ Other liabilities, Jan. 1 1910 , - $2,973,750 WEST, ECONOMICAL MUTUAL FIRE INS CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Insurance written 1909, $2,000,000.00. TOWN OF WATERLOO 153 Geo W Vale Mrs Theo Bellinger H. L. STAEBLER & CO., Irvin Theil Walter Meads INSURANCE Ed Stebbins Solomon Weber II Queen South, Berlin Mrs Ghas Engel Wm Pfeffer Agents for Baltzer Pfaff Adam Klippert LONDON AND Henry Kalbfleisch Geo A Bruce LANCASHIRE Mrs Geo Rudy Graham Hamacher Adolph Roekel Geo Bolduc Guarantee and Accident Wolfele Edwd + Herbert st crosses Allen Shantz INSURANCE E H Good John Raferty COMPANY J S Bechtel +Jefierson st comncs Sidney Shelley Peter Berduoc Albert Bolduc BOWMAN ST, from + Willow st crosses Union ALLEN ST n, e side, Louis Winkler Wm Manski from King to Moore Mrs John Dietrich Wm Peltz ave Louis Dietrich G Schrieber + Mary st comncs Jacob Uffelman Church of England C B Clement M S Hallman ALLEN ST south, BRICKER AVE, from Cayton Wells from King to limits Albert +Herbert st crosses +Park st crosses Edward Dehler Mrs E M Martin Go-Operative Broom Roman Catholic Gh Go Rev Theo Wilson Bechtel Spaetz George Oetzel Separate School Mrs J Bechtel Val Guttpell Tilman Liebler + Willow st crosses B E Bechtel Heni-y Gerhardt Waterloo Purn Co Justus Hoffman, w s Frank Waltz Geo Guenzler, w s Gore Alex Ruchtv District Mutual P A Schiedel Edward Berringer FIRE BELLEVIEW AVE, n Rudolph Guenther Insurance Company s, from Erb n to Devitt Establislicd 1839 ALLEN ST n, w side Louis Helm Net Cash Surplus, $333,772 W G Weichel Joseph Ludwig Vacant Menno Devitt C. A. BoEHM, Agent. PHONESPHOXFS /Office 249 Levi Bricker Gregor Dorch, w s 1 Residence 209 7 KING ST. WEST, Lembke & Kreller^ WALPER BLOCK. CIGARS, TOBACCO, ETC. Pool aud Billiard Parlor in oounactioD THE CANADIAN BANK OF COMMERCE Paid up Capital, ?10,000,000. Reserve, $6,000,000. Total AssetH, ?150,000,000 m Transacts a General Banking Business. Interest allowed on Deposits. M. Wedd, Manager Berlin Branch. J. Moorman, Managfer Waterloo Branch. u 154 VERNON S DIRECTORY (Incorporated by Act of Parliament, 1855) BEE A.X) OIFB^IOHl, 3N^OISrTjRE.A.IL Capital (all paid up), $3,500,000 Reserv* Fund, 3,850,000 WATERLOO BRANCH, KING COR. DUKE feT5. $ JACOB HESPELER, Manager. o LA^SASTIH ISILLS SHIRK & SNIDER < MILLERS AND COOPERS Special Brands—Buda, Daily Bread Q Pastry Flour. Wheat Germ Meal, etc. HK FLOUR AND FEED Cash Paid for all Kinds of Grain 2o BRIDGEPORT & BADEN, ONT. Phone 76 Q JAMES C. HAIGHT BARRISTER. SOLICITOR, O NOTARY PUBLIC. ETC. LETTER'S BLOCK M Telephone n King Street 214 Waterloo, Ont. UNION MILLS WM. SNIDER MILLER AND GRAIN MERCHANT Brands—Ocean, Seven Lilies, Agate, Sola, Lion and Empress. Owner of Waterloo Electric Light and Power Plant ELEVATOR AT NEWTON WATERLOO, ONT. UJ All funds handled as sacred trust The MUTUAL LIFE OF CANADA money. Not i\ dollar lost or mis- appropriated since its inception 40 years ago. is the unique record of this company. W. M. O. LOGHEAD, District Manager. 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000.00 Total Assets, $550,000.00 Government Deposit, $50,000.00 TOWN OF WATERLOO 155 CAROLINE ST, e side, CEDAR ST north, e s, H. L. STAEBLER & CO., from Erjj to Union from King INSURANCE 11 Queen Sooth, Berlin +Weber st crosses St John's Church Agents for Arthur +Queen st crosses Nichol Springfield Fire John Harris Alfred Haehnel F Ruppel George Donaldson and Marine Levi Brugeman Mrs Mary Grant Insurance Company Jacob Stroikie Foerster Wm Incorporated 1849 Henry Savill Edwd Mickus Surplus to Policyholders, G Ruppel Chris Steinhardt *4.718.061.53 Losses Paid, $46,763,346.40 Thomas McGrath Edwd Schelter W Kaiser A J Weber Jacob Madter CEDAR ST, s side + Peppier st crosses Vacant Wm Froehlich Ammon Merner G R Schneider John Salm north, CEDAR ST w s Fred Keil +William crosses Valentine & Martin + Water st crosses Park Brewery +Queen st crosses Emmanuel Church +Allen crosses Charles Moogk Rev M L Wing Henry Rank George Moogk +Albert st crosses Wm Bauman August Riegert Geo Haehnel •fJohn st crosses Geo G Marth John Mielke Peter Rothermel John Strebel Mrs CAROLINE E Kleeberger ST, s side Mathias Woelfle CHARLES, from Erb s Jacob Ernst Geo Woelfle G W Woodward Mrs G Herter J H Damm Miss J M Crowe Wm Stuebing George Allenson Otto Stuebing + Park av commences Louis Schelter Walter Wells WATERLOO MUTUAL + Peppier st crosses +William st crosses E A Schmidt Peter Weinstein FIRE J G Shantz Insurance Company M Dahmer Established 1863. CEDAR ST south e s, +John and Allen sts Net Cash Surplus, $199,769 from King to limits cross C. A. BOEHM, Jacob Binkle Vacant A^ent Waterloo and Berlin. V Kaiser +Walter Albert and PHONES Vacant sts cross Office 249 Residence 209 7 KING ST. WEST LEMBKE & KBELLER, Walper Block €1€;ars. tobacco. Etc. Pool aniJ Billiard Parlor in connection. THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, ?6,000,000. Total Assets, $150,000,000. CO Transact* a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 156 VERNON S DIRECTORY H. L. STAEBLER & CO., DAVID, from Bow- Mrs A H Spade INSURANCE man to Moore Edwd Roos 11 Queen South, Berlin George Suggitt Agents for Henry Plantz John Kropp Herman Engel The Rimouski Fire John Letter \V J Scherer Insurance Company Albert Engel ELGIN, from King to Established 1876 Peppier Surplus to Policyholders, DEVITT AVE, from i 5 $285,358 Erb n + Queen st crosses (Including uncalled capital stock) Conrad Becker A E Devitt J H Winkler Daniel Theal Jacob Stroh Mrs W Reiber Gustav Rockel M B Snyder N Steckenreiter i Daniel Dechert Benj Devitt Geo Dechert D Scheuernian side, - O J Rick ERB ST north, e from King to limits John Binowski DUKE ST, e s, from Eniil Kirsch King to Peppier The Sentinel Vacant Waterloo Glove Mfg Mrs Jacob Bricker, sr Co Queen st crosses CHURCH, from King N R Ultley + w to Albert Aug Vehitelen J H Webb, M D Alex Wolfe Miss A Zoellner Richard Sutton Jacob Wolfe Chas Kreutziger, box John Merklinger Peter Erb factory I^enry Woefle + Queen st crosses + Devitt av commens August Extner Mrs N Utlley Geo W Krueger Mrs G Hasempflug Q: Adam Krantz John Reinsch Mrs H Roos W Mrs D Jacobi Alex Kroelsch Waterloo Tannery UJ + Water st ends Norman Letter Ed Hooper Werner Kuehner Henry J Miller George Gleiser y\dam Uffelman Gustav Hamel + Belleview av comns Chris Scheifele Henry Krueger DUKE ST, w side Mrs i\ T^eitch Adolph Rohricht Joseph Hauck A Winkler, livery J H Boos + Snider st ends + Queen st crosses John C Lipphardt Adolph Egener J H Armitage, M D Henry Lipphardt John Lipphardt Ed Cunningham, w s Edwd Liphardt Public School, w s Julius Germann + Moore av comriincs Q: In furnishing Life Insurance at actual net THE MUTUAL LIFE OF CANADA cost is the feattire that marks the super- iority of this Company. W. M. O. LOGHEAD, District lUanaaep, 31 King St. West, Berlin Office Phone Sit Houae Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN', ONT. > John Fennell, President. W. H. Schmalz, Sec. and Managei'. Geo. C. Lang, Vice-President. TOWN OF WATERLOO 157 o Wm Bringloe Menno Wolf H. L. STAEBLER & CO., Martin Zobisch Theo Lackenbauer INSUEANCE CD 11 Queen Sooth, Berlin + Menno st commncs ERB ST north, w side D Gressman Agents for m Vacant A Brubacher Imperial Guarantee Jacob Knechtel z Vacant and Accident Noah Erb + Queen st crosses Insurance Company +Victoria st comncs p C N Huehn Vacant of Canada W J Sterling, V S Ghurch Policyholders, m Kreutziger Mennonite Surplus to Ghas ^213,447.72. W W Glaister +Gharles st comncs 7} + Peppier st comncs Xoah Hunsberger Kroet€h & Boppre, Sam Snyder A Hunsberger painters ERB ST south, w s 3J Waterloo Broom and Ghas F Miller m Brush Go A B McBride, brstr J H Bracv > Wm Praugel Vacant V E Harris E Engel, brbr r EZRA AV from King Evaporating Works Post Office Albert Seagram's Farm + Albert st comncs to J Schondelmeyer J B Gilliland P P Dering ERB ST south, e side, J Weidenhammer Sh Adam Schaefer Gerhardt from King to limits Mrs L m> i Thoman Joseph Westfall ZH Ghronicle - Telegraph Fred Dickert A'va Grace (OFI Devitt's Wrhse B Trussler Wm Roth H P W Lorenz V. Hoffman Albert Mardt ^> John Strebel Frost & Wood Agency Fred Hilker Edward Shantz, horse J G Gress shoer Alfred Meyer S N Hawke, implmnts Wm McDougall INSURANCE So Geo B Schneider, shs Alex McDougall COMPANY OF P Poehlman, brbr Paul Rutch to NORTH AMERICA ' Fred Sass, coal oil E H Ewald o Fred Koerber G P R Station Founded 1792 Mrs Wm Stuebing Graybill & Shantz, col Losses Paid, $144,710,841 Surplus. - - 5,589,40« Joel Good + Shantz st crosses Fire, Marine, Automobile, Mrs Wm Harris Gleason Shantz ToHTist, etc. is Distillery New house Wm Hortop Edmund Shantz C. A. BOIDHM, Agent PH0VF8 /Office 849 »S +Foundry st comns A Latsch PHONES i Residence 209 '2 cigars, tobacco, etc. IFMRITF' J& ITRFflFR LLlllDllL XSL lVllLLLCI\y Pool ^nd BilUard Parlor in connection. z T KING ST. WEST, ^alper Block. o The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, ?6,000,000. ToUl Assets, $150,000,000. CO Transacts a General Bankin^r Business. Interest allowed on Deposits. O. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 158 VERNON S DIRECTORY H. L. STAEBLER & C0.» J H Schnaar GEORGE ST, w side INSURANCE Geo Mercer J B Moorman 11 Queen South, Berlin + Weber st crosses Lochead Agents for W M D Doubledee Geo M Hahn Atlas Assurance Chris Lentz George Gross Company, Limited Wm Dotzert Thomas Ovens < Philip Sehl Established 1808 Mrs John Bean Frank Klahs Total Funds, $15,000,000 Nathnl Beam Capital Paid up, 1,320,000 Gideon Bean M E Braendle Uncalled Capital, 9,680,000 Wm Schaefer + Herbert st crosses John Wendell J Diebold FOUNDRY ST, n s, John McCardle Wm Hayes from Erb s to Wil- Gordon Forbes Mrs Leah Wagner rt Clement Reitel :^ liam John Heimbaecker F Heimbaecker Richard Moran Alfred Sehner 4-1 Fred Menk FREDERICK from Mrs E Hergott .^ o Henry Tucker King J Schnitzler H T3 Emil Warner Phillip Arnold +Weber st crosses <:^ John Henrich HERBERT ST, e side, Mrs Thos Roesch George Oakley from Queen to Union John Lorenz Herman Schnarr P Hausenpflug G T R Freight office I F Seip CQtt John G Nahrgang +'William st crosses Peter P Becker Paul Guenther QW Albert Hagen Engeline Godbold GEORGE ST, e side, c/)0 A Heimpel + George st crosses from King to Willow D Jacob Kress Richard Berry Vacant A B McBride Wm Bish — Geiger Presbyterian Church c/D + Allen st crosses J P Morley Granson Snider Wm Hoffman +Park av crosses J B Hughes Michael Meyer Geo C Peppier Hugh Strong Charles Brandt A H Snyder James Rafferty Louis Kessig Mrs Simon Snyder Mrs Kiesweller + Herbert st crosses John Engel FOUNDRY, s side Reesor C<) Levi Stauffer John Anthony Martin Moses Fischer J J Coutts Vacant Wm A Greene +John st crosses Gordon Forbes, jr W M Reade David Weigand Mrs E Meyer David Bean T L Armstrong ^ Intelligent inTestigation will clearly prove that W. M. O. LOCHEAD, District Manager, THE MUTUAL LIFE OF CANADA 51 King Street Weit, Berlin IS THE OOHPANT PHOlfE SU HOUSE PHONE 121 tbat merits the patromage of Uie insnrlnc pubUe ECONOMICAL MUTUAL FIRE ll\IS, CO. OF BERLIN. KSTABMSHED 1871. HKAD OFFICE, BERLIN, ONT. >o Has had 38 Years' Experience in Fire Insurance Underwriting. ITS GROWTH HAS BEEN A STEADY ONT, TOWN OF WATERLOO 159 Mrs G Meilke Robert Stewart H. L. STAEBLER & CO., John Stroh Ghas Kritzke INSUEANCE Wm Miller 11 Queen South, Berlin Agents for HERBERT ST, w side John Gatschene +WiIlow st crosses Commercial Union +'William st crosses Wm Hildebrand Woeller & Bolduc Ghas Hemmerley Assurance ii + George and Allen Wm H Kutt Company, Limited sts cross Wm Shelley Wm Growe Ghris Strum Total Funds Exceed Edward Reid F B Trumper $84,600,000 Edward Sass Ghas F Roehr George Kriieger George Herringer Mrs E Decker Wm J Krueger Miss Wahlsmuth o n, +Garoline st crosses +John st crosses JOHN ST w side Philip Schleiter Fred Pflug R Preiss Albert Peskett > Morley Richert + Mar>- st crosses + Park st crosses + Union st crosses Frank Haight G H Lackenbauer Thomas O'Donnell JOHN ST south w s Eugene Gatschene Joseph Dietrich Otto Fred Kaiser Jacob Snider Boll Mrs Wm Diegel + Herbert st crosses +Garoline st crosses JEFFERSON from Edward Wahl Henry H Ziegler Levi Shuh Albert Ed Wm Beilstein Bauman Henry Wm Ruppert John Joyce Lanz Park st crosses Henry Oetzel- +Willow st crosses + Moritz Strum James Zobish W Mrs Hy Mamel JOHN ST n, e side, Jacob Herringer from King to limits C. A. BOEHM Wm Henrich DIfTRICT AGINT J M Rabb Joseph Ghace THE Ghas A Boehm Ignatz Grossman Mrs +Mary st crosses John Herringer Employers' Liability Andrew Kress Mrs Wm Young Assoruce CerpontiBa, IMUi Jacob Fenner Ghris Katz Capital $5,000,000.00 Accident, Sickness, Employers' Adam Spitzig Liability and Guarantee Bonds John Steller JOHN ST south, e s, Liberal Policies Issued Max Lorenz from King to limits Prompt Settlements PHOMRn /Office 249 + Herbert st crosses Alex Howie PHONE8 |R„ideno«2(» CIGARS. Lembke & Kreller, TOBACCO. Etc. ^ M King St. W., Pool and Billiard Room In 7 Walper Block. connection. The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. Q. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 160 VERNON S DIRECTORY H. L. STAEBLER & CO., + George st commncs S Eckel, dentist INSURANCE Aloys Bauer G E Pischer, cigars 11 Qaeen South, Berlin Wm Dawson A Gopeland, confr Agents for Mrs A Doersam J Doersam, books NORTH BRITISH AND Joseph Eckert J Letter & Son, turn MERCANTILE Ghas Priedrich J G Haight, barrister Geo Priedrich A G Moyer, photos Insurance Company E A Strasser, furnshr +William st n comns < Established 1809 P G Hughes, dentist Alexander House Total funds exceed $81,805,000 N A Zick, shoes Canadian investments, D Bohlender, gro A G Heller, jwlr $8,820,742 John Maier Weichel & Son, hdwr John Buckley Merchants' Button Go Herbert Bechtel Alfred Schauf E M Devitt, drugs Elijah Thomas Joseph Amlinger J G Liphardt, tlr G Hannaburg .>Iorth Waterloo Farm- J Lampel Go & ers' Mutual Pire KING ST, north side, E Gatschene, btchr Liphardt Bros, hdwr from Berlin to limits Mrs Bailey M E J Roos, jwlr L Bruegeman, gro +'Union st crosses Vacant Mrs Kumpf James Gibbons W J Uffelmann, gen stre Perd Heller H Hidden J E Seagram, liquors W John Proehlich la Emil Schierholtz W Wells & Son, dntst A K Gressman \V G Naylor A G Haehnel, drugs M Reitel, coal Wm Boehlender G N W Tel Go H Reuel, butcher John Ginter S B Bricker & Go, dry J R Kaufman H Eisenberg goods P Hueghlin, painter Anthony Martin Klippert Undertaking + Erb st.n comncs Henry Maier Go Bank of Gommerce +John st n commens John Bruegeman, tlr Hotel Lewis City Hotel John Ritzer, tailor Karl Buss J B Pischer, btchr Mrs H Price + Weber st n comns G P Youngblut, shoes John Ferguson Geo W Dodds, grocer M Gordon, confr Miss Rose G H Seyler H Ganadian Exp Go Mrs P E Erb Longo Pruit Go J H Ziegler, grocer P Thomas Gharlie Sing W Dominion Life Pred Hueglin Geo Gleiser Waterloo Mutual Pire Hogg E Becker, pianos Wm W G A Boehm, insurance J Ruhlman, cigars +Allen st n commncs Molsons Bank S B Bricker M G Sturm, brbr Duke st n comncs Q.UJ George Diebel P H Walley, books + Miss G Kumpf M Gatschene, photos Gommercial Hotel W. M. 0. LOGHEAD, District Manager THE MUTUAL LIFE OF CANADA Expense Rate, Low Death Rate and care in 51 King Street West, Low respect of investments are the items that count, 9^ Phone 511- ^ouse Phone 323 Examine our records in these regards, J ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN. ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates. TOWN OF WATERLOO i6i A Gooding Herbert Smith H. L. STAEBLER & CO., Jacob Weber Thomas Sherman INSUKANCE John Lauman P L Weis 11 Queen South, Berlin Harry Ellis H B Duering Agents for Mary Heimbecker John Schneider Queen City Fire James Elsley George Dahmer Wm Near John Moyer Insurance +Princess st n comns Fred Kolotzki Company Dr Baumann Established 1871 Lutheran Church KING ST, south side Total Assets, $271,000 + Gedar st n comncs Chas J Alteman Dr Fischer + Union st crosses Mrs C Thomas Railway Sheds Wm Thomas Harmonie Hall Xew Mutual Life Bldj: Emil Frederick James Ewart Wm Carthew James Rosea John Lackenbauer E F Seagram Michael Rieb Eph Moser George Wegenasl Miss Hogg 1- Riehm +Young st n comncs Snyder Bros, upholst- W G Naylor Fred Scholte ering Co Mrs John Koch +John st s commncs Interntl Harv Co Agcy Aug Mueller Ferd Hueglin Waterloo Mfg Co Wm Koch D K Kuntz Union Mills Chas N Rockel Philip Schweitzer Ontnrio Seed Co J Baumgartner, gro + Spring st n comncs Bell telephone Co Jacob Huber Wm Veitel Express Co Shoddy Mills Dom H A Ziegler C P R Tel Co J A Taylor + Allen st commences M Devitt & Co gen str Can Furniture Co +Elgin st commncs Joseph Nowack +Erb st s commncs Henry Reuel Miss C Wegenast Adam Treusch C Woeller J D Schaefer Mrs L Kuntz Geo Gerhardt Abraham Metzger /ETNA + Noecker st comncs P-^rk Brewery INSURANCE CO. Mrs Noecker +Wiliiam st s comns HARTFORD, CONN. Joseph Musselman Fire Insurance Co. Fred Keil, cigar mfr Leading James Scott in America. J B Snider, furniture B. Hughes, Fred Brandt Mrs F Reinhardt J. Special Ag^ent. Phone J Motheral H F Boehmer, shoes 259 +Frederick st comncs J Gatschene C. A. BoeHM, Local Agent Jacob Conrad, sr Chas Schuett Phone 2^g CIGARS, TOBACCO, ETC. ^^''^ ^""^ ^"^'^'^ ''"'"'^n'' connection. 7 KING STREET WEST, WALPER BLOCKr Paid-up Capital, $10,000,000 THE CANADIAN BANK OF COMMERCE Reserve, $6,000,000 Total Assets, $150,000,100 Transacts a General Banking Business. Interest Allowed on Deposits. G. M. WKDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 162 VERNON S DIRECTORY H. L. STAEBLER & CO., +Young st s comncs C H Koehler INSURANCE Rev E Brockelman John Koehler 11 Queen South, Berlin Henry Scheifele James B Watson Agents for George Winkler J M Muir Phoenix Insurance Philip Hohemeier W G Thompson + John st crosses Company + Spring st s comncs Philip Koening OF HARTFORD, CONN. Paul Bergman Ignatz Schossler Establisbod 1854 + Church st comncs Edgar Schlosser Total A«set success of this anescsattests itsics Tilr HnriinT t Tf^r* at* Ani1nt\ii Therne 01 ims company H '' THH IVIUTUflli LIFE OF GRHflDfl tTe^fLt^f^S.^e^SrsST*'^* W. M. O. LOGHEAD. District Manager. 51 Kiag St. We«t. Berlin OFFICE rHONC 511 HOUSE PBONE 323 INS. ECONOMICAL MUttJAL FIRE GO. OF BERLIN (A HEAD OFFICE, BERLIN, ONT. Support your own Institution. The Economical holds a place among the fore- most Companies of Ontario. Rates low. Security unsurpassed. TOWN OF WATERLOO 163 MOORE AVE, from PARK AVE, e s, from H. L. STAEBLER & CO., INSUEANCE Erb to Union Caroline to Victoria 11 Queen South, Berlio Orilario Seed Go Public School Agents for W G Stengel Gustave Gzersvinski Adam Engel August Doemski London Assurance P Doering George Seipel Carl E Miller + Foundry st crosses Copporation Godfrey Buchholz New house Incorporated 1720 Wm Rank John Ellert Capital paid up, $2,241,375 Total Cash Assets. 22,457.415 NOECKER ST, e side, PARK AVE, w side from King Albert Fromm Rev V M Dunford J \W Ruppel Mrs S E Schwazwael- James Valentine Mrs Jacob Oetzel der + Short st commncs Fred Halstead +Queen st crosses John Schafer •fJohn st crosses A Mclntyre John Hauck Adam Wagner Saml Beck W Doughty Joseph Schneider Wm Hueglin John H Moyer Mrs G Lauber Lee Lloyd Bowman Rev W D J Garter John Haus G A Stephens Henry Jacobi E Schmidt Mrs JBornhold + Foundrj^ st crosses David Lipphardt NOECKER, west side W J Schnarr Rudolph Kurke Martin M Bowman A M Bowman PARK ST, from WU- PEPPLER ST, n side, Sroile Ciceri liam to Union from Erb to Elgin Vacant ulias Gerster John Rafferty Jni"no=! Mickus Mrs J Ermel Ghas Bauer Arch Peppier Wm Mickus + Norman st comncs Hartford Fire Geo M Fisher Insurance Co. NORMAN ST, from Louis Heinrick Park Joseph Harvey A CENTUKY OLD Mat Hummel Chas Plantz In San Fiancisco alone Ten Wm Koch Wm Massel Millions Paid. James Johnson Hugh McDonald C. A. BOEHM, Agent. Alonzo Strieker +Allen st crosses PHONK8PHOKK8 /Office 249. New house Robert Dobbin -^ Residence 209 CIGARS. LEMBKE & ERELLER, TOBACCO, ISTC. POOL AND BILLIARD PARLOR IN CONNECTION. KING ST. WEST - WALPER BLOCK. ^ THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,600. Reserve, $6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. UJ 164 VERNON S DIRECTORY H. L. STAEBLER & CO., PRINCESS ST, e s, Chas Moogk INSURANCE from King to Peppier + Young st crosses 11 Queen South, Berlin Henry Decker Agents for + Queen st crosses Val Henry Martin Schmidt HAND-IN-HAND John Flynn John Schaaf Levi Thos Patten Haus Insurance Alex Bauman Company +Queen st crosses Ghas Treusch Wesley Kee Ijouis Established 1873 Kraft fi] Iwin Snider H F Boehmer Old and time-tried, Henry Schaefer Harry Boehmer tot) Henry Koch Thos O'Donnell S Beatty Mr? Schmehl Mrs Fred Seeburger W H Thomas John E Miller Herman Wolff QUEEN ST, south side Mrs M A Holzworth John Kaufman - o Adam Becker QUEEN ST, n s, from Adam Kaufman «^ Melvin Stroh Robert Grisch William to Noecker + Weber st crosses Gas Works R Roschman & Go, i + Cedar st crosses button manfrs +Weber st crosses Kdward Ludwig Ghas Mueller + Erb st crosses Wm Hamdorf G T R Station J W Kee, livery Chas Oestrich Wm Hogg, coal Jacob Wolfe Mrs Gyrus Eby Skating Rink Peter Erb Geo Gross Nathan Uttley +Erb st crosses Ritzer M G +Duke st crosses Heniv Mansz Vacant Devid Geo Joseph Berges Staley H Kraft Aug White Q: Henry Rockel Md-rtin Benninger I H Engel Heniy B Koehler J C Schaefer, cgr box Henry Gerbracht manfr + Princess st crosses| Jacob Koenig + Duke st crosses Ed Dermel Ci A Henrich +Gedar st crosses J B Fischer Irwin Hamel Ghas E Fischer PEPPLER ST, s side Jacob Koch + Princess st crosses +Young st crosses +Young st- ends Christian Wolfe Heniy Hoffman Wm Dahmer >Vlex Wolfe Fred Rebel J J Rafferty + Cedar st crosses +Spring st ends F Snyder Ezra Payne P F Weeks i In furnishing Life Insurance at actual net THE MUTUAL LIFE OF OANADA cost is the feature that marks the super- iority of this Company. IV. M. O. LOGHEAD, DIatrlct Manaaer, SI King St. West, Bmrlln Office Phonm all House Phone 333 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN O HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. 5* o TOWN OF WATERLOO 165 + Elgin st crosses SPRING ST s, from H, L. STAEBLER & CO., INSURANCE A Winkler King to Park ^ 11 Queen o Wm Johnson P Hosea Sooth, Berlin SLo Agents for Henry F Becker H A Smith 3 3 sterling Accident CfQ SHANTZ AV£, from and Guarantee C Erb s to Limits UNION ST, e s, from Company O 3 Mueller & Son, cooprs King to Limits Surplus to Policyholders, Toronto-Waterloo Mrs Fred Colquhoun $293,889.95 Office Fixture Co +Mary st crosses George Moore VICTORIA ST, n side, SHORT ST, n side, Wm Reid from Erb s to Wil- from Park ave Chris Henrich liam Noah Martin + Herbert st crosses Ed Seibel Eph Steinerr Henry Herr Frank Schlosser Jcjmes Cole George Herr John Bauman Albert Zirka John Graff CD SHORT ST, west side Oscar Herr + Weber st crosses Anton Brizina m Cbarles Lachmon Emit Wankel Geo Lackenbaiier Smmuel Both Conrad Henrich + Bowman st comncs Wm Schedewitz Henrj- H Wendell M Merklinger Sydney Tucker Theo Braun Wm Easton John Murr UNION ST, w side J S Thomas W J Eckert + Park av ends SNIDER ST, n side, + Marj^ st crosses from Albert to Church Geo M Trussler Fred Doering Charles Hamel G F Doering PERTH MUTUAL +Young st crosses Wm Steppler John D Schneider Ed Winterhalt FIRE o> Geo Schneider Wm Joyce Conrad Holtzwarth r, E Finchin Insurance Company +Willow st ends W(/) + Spring st crosses Established 1863. Geo Kalbfleisch Wm Friederich Net Cash Surplus, ja02,793 Edward Hamel John Cation >> Saml Dopp Ernest Lorenz C. A. BOEHM, Agent for Waterloo and Berlin Mrs Hopper David Graf PHONES /Office 249 John Dierlan, s s Karl Frost i Residence 209 7 KING ST. WEST, Lembke & Krellev^ WALPER BLOCK. CIGARS. ETC. Pool and Billiard Parlor TOBACCO, in connaction The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. m 1 66 VERNON S DIRECTORY H. L. STAEBLER & CO., WATER ST, s side WILLIAM ST n, e s, INSURANCE from King to Limits II Queen South, Berlin Public Library Water Works Agents for +Cedar st crosses 4. Herbert st crosses United States Henry Kress Warden Greene Ltd Fidelity & Guaranty Robt Kirschel Julius Knauff Company WILLIAM ST n, w s < + Young st crosses We WUl Bond You Richard Berry J Established 1896 Geo H Schmidt Jacob Ball Cash Capital, Clarke VanEvery $1,700,000 "^ + Queen st cdmmncs Mrs S Martin John Kummer Reuben Clarke Fred Gross VICTORIA ST, s side Charles Hoffman Henry Hoffman John Bingeman i-Spring st crosses + Herbert st crosses Snyder Emma Edwd Elwes P G Groom Jacob Jackey Andw Kenetle Geo Hope John Steller Aaron Musselman Mrs Elsie- Laduc E J Fischer I +Weber st crosses WEBER ST n, from WILLIAM ST south, Mrs E Ziegler King e s, from King to is to Limits . E Lorentz limits Otto Umbach Waterloo Stm Lndry Henry Karges Park Brewery .wM Albert Pearson WEBER ST s, from + Caroline st crosses Henry Reuel King to Charles Mrs Frank Bauer Ira Snyder Wm Marshall John Briiegeman John Cook Ch-'is Niergarth Harry Westwood Rev J S Hockey b' Eckensviller WATER, n s, from +Park st comncs Albert to church + Caroline st crosses Ernst Haedke Seagram's distillery A G Heller Market Hotel Geo Allward Jos Zalewski George Schaefer Henry Neeb Henry Weisgerber + Poundr>^ st crosses Henrj- Hahn \'' Lorentz +Princess st crosses Vacant Louis Feik Louis Wendell John Ritzer Mrs Louis Grein Peler Witzel +Yoiing and Spring + Menno and Victoria Mrs E Schaefer Q.UJ sts cross sts cross Wm Frohnappel *2 Harry Krantz Conrad Bierman Mrs A Neuber 1 W. M. 0. lOCHEAD, District Manager THE MUTUAL LIFE OF CANADA 51 King Street West, Low Expense Rate, Low Death Rate and care in respect of investments are the items that count. ^H Phone 611. House Phone 323 Examine our records in these reg'ards. ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN. ONT. > John Fennell, President. ' W. H. Schmalz, Sec. and Manager. Geo. C. Lang, Vice-President. TOWN OF WATERLOO 167 o Henry Hohner Conrad Zick John Paff Adam Moyer Ferd Schneider Charles Kalbfleisch w Jos Sehl Conrad Allendorf A C Moyer +Allen st crosses YOUNG ST south, e s, m Martin Schiel Waterloo Furn Co from King to Park Samuel Snyder +John st crosses z Jacob Peppier WILLIAM ST south, +Water, Snider and WILLOW, west side o west side Albert sts cross Methodist Church Fred Czerwinski Chas Mueller m John R Donald Mrs Henrv- Roos Herman Hass A Oestreich + George st ends J F Youngblut Geo L Bolduc + Caroline st crosses + Allen st crosses Wm Toletzke Mrs Joseph Brandt Vacant J G Moser J D Martin Edwin Hohemeyer Robert Cole Henry Mueller +John st crosses m M S Wegenast Herman Schmidt > Harry Dickman Edwd Ryan YOUNG ST s, w side r Jacob Andres Peter Gleiser John Weseloh YOUNG ST north, e s, +Water and Snider + Foundry st ends from King sts cross 6(0 Henrv Steppler Vacant r A Haehnel VVm 'Schlitt + Queen st crosses +Albert st crosses Ed Buschlin m> Vacant F Herbert Joyce C Perschbacher Elias Frey 2H Jacob Hespeler Wm Conrad from Thomas Hilliard C Huehnergard YORK ST, Wil- Jacob Reiner liam to Limits Alfred Reesor ^> Joseph Hinsberger S Flynn W J Watson (oz +Victoria st ends Frank Fetch W E Liesemer Gore Adolph Ferdinand YOUNG ST n, w side Chris Karges Peter Linker District Mutual ' + Queen st crosses FIRE o WILLOW, e s, from (D Chas Froehlich Insurance Company 7 Devitt ave to Union Geo Liphardt X < J B Snider J A Harper EstabJished 1839 cm Mrs John Shuh Jacob Conrad Net Cash Surplus, ?333,772 Joseph E Seagram Louis Gueltig Horace Longhurst Wm Moyer C. A. BoEHM, Agent. PHONES„„^x.,:.c /Office 249 John Nichol Alex Weaver I Kesidence 209 "''^^^' t°^a^^° ^^^ z LEMBKFJULlifli/ilLl &UC IVIlLliiLiLlllyKRFIIFR Pool and Billiard Parlor in connection. 7 MING ST. WK8T, Walper Block. THE CANADIAN BANK OF COMMERCE Paid up Capital, «10,000,000. Reserve, $6,000,000. Total Assets, ?15O,00O,0eO Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. i68 VERNON S DIRECTORY UJ TOWN OF WATERLOO Alphabetical Directory HENRY VERNON & SON, Publishers a: o UJ Aikins, Riley, brklyr, b City Htl Bailey, Lottie, steno Mutual Fire, Aitman, Chas, carvr, b Alexan- King der House Ball, Chas, real estate, h King Alexander House, Wm Stroh, Ball, Jacob, h William n prop, King Bank of Toronto, C A Stephens, Allendorf, Gonrd, carp, h Willow mgr. King Allenson, Geo, mldr, h Charles Bauer, Aloyes, mangr Kuntz Allenson, Henrj^ lab, h Menno Brewei'y, Ltd, King e Allward, Geo, coopr, h Weber s Bauer, Chas, formn Brewy, Park Alteman, Chas J, h King Bauer, Mrs Frank, h William s Amlinger, Jos, mldr, h John e Bauman, A F, M D, h King Anderson, Clifford, pipe fittr Bauman, Alex, mech, h Queen Weichel & Son, Ivs Berlin Bauman, Anthony, coopr, Menno ?® Anderson, Fred, ball playr, b City Bauman, Ed, firemn, h John s Hotel Bauman, John, boilermkr, h Vic- Andres, Jacob, lab, h William s toria Anthes, Mrs E C, steno Mutual Baumann, Leonard, portr Com- Life, George m.ercial Hotel n Apollo, (The), C Facius, prop, Bauman, Manessa, wdwk, Albert King Bauman, Wm, boilermkr, h Car- Armitage, J H, M D, h Duke oline Armstrong, T L, insp Mutual Baumgartner, J, gro, h King Fire, h Herbert, cor John Beam, Nathnl, mech, h Foundry Arnold, Philip, h Frederick Bean, Clive S, publisher Chroni- Bailey, Mrs M, h King cle-Telegraph, h George o CO THE MUTUAL LIFE OF CANADA Gilt Edged Assets, Jan. 1, 1910 - - $14,518,441 W. M. 0. LOGHEAD. District Manager Clear Surplus above Reserve and all WEST, Phone 511. House Phone other liabilities, Jan. 1 1910 - - - ?2,973,750 51 KING ST. Economical Mataal fm Ins. Co. of Berlin HEAD OJFICE, BERLIN ONT. Security ample. Losses promptly and equitably adjusted. TOWN OF WATERLOO 169 o Bean, David, publisher Chronicle- H. L. CO., Telegraph and Daily Telegraph, STAEBLER & Berlin, h George, cor Willow LNSURANGE Bean, Gideon, h Foundry 11 Queen South, Berlin m Bean, Irvin, mldr, h Victoria Agents for Bean. Mrs John, h Foundry z Bean, Roy S, pubhsher Chroni- London Assurance cle-Telegraph, George D Beaity, Saml, wks Box facty, Pep- Corporation pier m Beatty, Solomon, drvr, h Peppier Incorporated 1720 Bechtel, B E (Bechtel's, Ltd), h J3 Capital Paid Up, $2,241,375 Allen s Total Cash Assets, 22,457,416 Bechtel, Eloine, bkpr C A Boehm, n Allen s Bechtel, Herbt, h King Berry, Richd, eng, h William n Betzner, Ewin, b Market Hotel Bechtel, Mrs J (wnd Isaac), h Al- len s Bierman, Conrad, gard, Weber s Biersbach, John, wks Distillery, Bechtel, Jacob S, tmstr, Allen s Bechtel's, h Menno Ltd, brick mfrs, Allen s 4S£4S£ Bechtel. Wilson (Bechtel's, Ltd), Binkle, Jacob, wtchmn, h Caro- h Allen s line Beck. Normn, pntr, b Alexander Bingeman, John, h Victoria House Binning, Geo, wks Distillery, h Beck, Saml, mech, h Noecker Menno Becker. Adam, mach, h Peppier Binowski, John, mech, h Charles Becker, Conrad, shmkr. h Elgin Bish, Miss J, steno Mutual Life, Becker, E W, pianos. King Herbert Becker. Henry P, cabntmkr, h Queen Becker, Geo S. flnshr, Menno Becker. Mrs H D. h Menno Becker. Peter P. tmstr. Foundry Beilstein. m Wm, lab, h John n w Bell Telephone Go. King Bellincrer. Mrs Theo. h Allen n Benninger, Marl in. lab. h Queen Berduoc. Peter, btchr. h Albert Berges, Jos. fanr. h Queen Bergman, Paul, lab, h King HARTFORD HRE INSURANCE COMPANY Berringer, Edwd, upholstr, b A Century Old Allen n In San Francisco alone ten millions paid. C. A. BOEHM, Agent. Berr>-. Richd, mech. h Herbert Phones-Offlice 249. Residence 209. n H w L 1^ M B K E & K R R T> T. E R p Cigars, Tobacco, Etc. ''''' L^SiSol^''''' 7 KING STREET WEST WALRER BLOCK. 21 o ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN HEAD OFFICE. BERLIN. ONT. aw The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF WATERLOO 171 Bunton, P W, tellr Bank of Tor- h. L. STAEBLER & CO., onto, King ^W Burke, John, mech. h King INSURANCE > Busch, Edwin, mech, h Menno 11 Queen South, Berlin ^ Buschlin, Edwd, wdwkr, h Wil- Agents for liam s WW Buss, Carl, finshr, h King The Rimouski Fire Canada Furniture Co, H Schaefer, H> mgr. King INSURANCE COMPANY WH Canadian Bank of Commerce, J Established 1876 B Moorman, mngr, King DW Surplus to Policyholders, $285,358 Canadian Express Co, W G (Including uncalled capital stock) Thompson, agent, King Canadian Pacific Telegraph Co, King Conrad, Jacob, jr, (Conrad Bros), h 22 Young Carter, John, lab, h Park n Carthew, Wm, bkpr J E Seagram, Conrad, Jacob, sr, h King h King Conrad, Wm (Conrad Bros), h 19 Cater, Frank, lab, b Commercial Young n Hotel Cook, H M, elk Mutual Life, Ivs Cation, John, fitter, h Union Berlin Caton, Jas, lab, b Commercial Cook, John, mach, h Weber s Hotel Copeland, Albert, confectioner, Chace. Jos L, agt. h John n wholesale and retail, ice cream, Chronicle-Telegraph, D Bean, our own make candies, some- publisher, Erb s thing tasty, Kandy Kitchen, Chubb, C, tellr R Bank of Com- King St merce, b Huether Hotel Cress, John G, Erb s Ciceri, Eroile. lab, h Noecker City Hotel, A Hergott, prop. King fO Clarke, Reuben, mech, h Water c Clement, C B, cashr Mutual Life, C. A, BOEHM w h Allen n District Agent w Co-Operative Broom Co, H Oetzel, THE s: mgr, Bricker av Employers' Liability Cochrane, A H, elk Waterloo Mfg (/} Co, h King y^ssurance Corporation, Limited Cole. Jas. cooper, h Short Capital. .$5,000,00<).0(t. Cole. Robt, h Young s Accident, Sickness, Employers* Colquhoun. Mrs Fred, h Union Liability and Guarantee Bonds tflO Liberal Policies Issued. Commercial Hotel, C Raisig, H Prompt Settlements. prop. King, cor Duke Conrad Bros, hardware, King Phoner — Office 249 ; Residence 209 LEMBKE & KRELLER, ^ Cigars, Tobacco, Etc o POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING STREET WEST, TVATLPRR BLOCK. THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,(KJ0,000. Totel Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M, WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 172 VERNON S DIRECTORY Dennel, Edwd, contr, h Queen H. L. STAEBLER & CO., Devilt, A E, salsmn M Devitt & INSURANCE Go, h Devitt av 11 Queen South, Berlin Devitt, Benj, h Devitt av Agents for Devitt, E M, drug, King, h Albert Devitt, M, & Co, genl store, King THE STANDARD LIFE Devitt, Menno, h Belleview av ASSURANCE COY Devitt, Stanley, elk Dominion Life, Belleview av Established 1825 Dickert, Fred, wks Button facty, Invested Funds, - $61,000,000 h Erb s Canadian Investments, 18,000,000 Dickman, Harry, formn Can Furn Annual Revenue, - 7,400,000 Co, h William s Profits Paid - - 35,000,000 Diebel, Geo, postmstr, h King Diebold, Jacob, lab, h George Gressman, A K, insurance, real Diegel, Mrs Wm, h John s estate & conveyancing, King e Dierlam, John, pntr, h Snider Gressman, I), h Erb s Dietrich, Clements, wks Brewy, Gressman, Dalton, drvr, h Menno b Commercial Hotel Crowe, Miss J M, h Caroline Dietrich, Jos, upholstr, h John n Crowe, Wm, egg dlr, h Herbert Dietrich, Louis F, agent Interna- Coutts, J J, excise offlcr, h George tional Harvester Co, h Allen n Czerwinski, Fred, h Willow Dobbin, Chas, elk, Park Czerwinski, Gustav, firemn, h Dobbin, Robt, supt Gas and Wat- Park av er Works, h Park Dahmer, Geo, farmr, h King Dodds, Geo W, gro, King Dahmer, xMenno wks Brewy, h Doelle, H, elk Mutual Life, Young Caroline Doeniski, August, buttn wkr, h Dahmer, Wni. Imstr, h Peppier Park av Damm, John H, mach, h Charles Doering, Fred, trav, h Moore av Daw^son, Wni, excise officer, h Doering, Fred, trunk mkr. Union King Doering, G F, trav, h Union Day, Benj, lab, b Commercial Doersam, Mrs Adam, h King Hotel Doersam, Jacob, stal-ioner. King Dechert, Danl, mech, h Charles Doll. Bernard, wine elk Alexan- Dechert, Geo. mech, h Charles der Flouse DeCotes, Geo, npholstr, b Com- Dominion Express Co, King m.ercial Hotel Dominion lAfe Tns Co, Thos Hil- liard. mgr, King Decker, Mrs Elizbth, h John s Decker, Henry, carp, h Queen Donald. John R, blksmth, h Wil- Dehler, Edwd, bkpr, h Allen n liam s Dering, Peter P, glove mkr, h Donaldson. Geo, h Cedar n Erb s Dopp, Sami, pat med, h Snider W. M. 0. LOGHEAD, District Manager The Mutual life of Canada Canada's big and only Mutual Life Insurance 51 Kino St. West, Phone 511 Company. The Policyholders really Own, real!}/; Control and really Get Evebtthing. House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000.00 Total Assets, $550,000.00 Government Oeposit, $50,000.00 TOWN OF WATERLOO 173 Dorch, Gregor, h Belleview av Dotzert, Wm, tmstr, h Foundry' H. L. STAEBLER & CO., Doubledee, D, mech, h Foundry' INSURANCE Doughty, W, elk J E Seagram, h 11 Queen South, Berlin Park av Agents for Dowling Wm, ball playr, b City Hotel The Ontario Fire Dreger, W J, bkr, h King Diinford, Rev V M, pastor Church of England, h Park av Insurance Company Easton, Wm, lab, h Victoria Total Assets Eby, Mrs Gyrus, h Peppier (including' Eckel, S, dentist, King subscribed capita', $429,000 Eckensviller, F, tmstr, h Weber s Eckerti Jos, h King Ewald, A H, agt G P R, h Erb s Egener, Adolph, excise officer, h Ewart, Jas, wks Seagram's, h Church King Eggert, W J, gro. h Union Extner, August, lab, h Church Eichler, Barney, b Market Hotel Eisenberg, Henry, mech, h King Feik, Louis, wks Distillery, h Ellert, John, mason, h Park av William s Ellis, Harry, jr, wks Rubber fac- Fenner, Conrad, carp, h Menno ton-, h King Fenner, Henrj-, mldr, h Menno Elsley, Jas, lab, h King Fenner, Jacob, carp, h John n Ehves, Edwd, h William n Ferdinand, Adolph, milnr, h Wil- Engel, Adam, mach, h Moore av liam s Engel, Albt. fmshr, h David Ferdinand, Henry, lab, b Com- Engel, Mrs Ghas, h Albert mercial Hotel Engel, Emit, brbr, Erb s, h Her- bert Engel, Hermn, upholstr, h David Engel, J H, V S, h Queen PERTH MUTUAL Engel, John, carp, h Herbert Enlow, J, b Huether House FIRE Erb, Mrs F E, h King INSURANCE COMPANY Erb, Noah, h Erb s Erb, Peter, mech, h Queen ESTABLISHMD 18^ Erb. Peter, wks Button facty, Duke Net Ca^h Surplus, $202,793. Erickson. — , b Huether House Ermel, Mrs J, h Noecker C. A. BOEHM, Ernst, Jacob, drvT Wichel & Agent for Waterloo and Berlin. Son, h 46 Caroline Phones—Office 249 ; Residenee 200 7 KING 8T. WEST LEMBKE & KRELLER. Walper Block C1G4R8, TOBAtC'O, Etc. Pool anJ Billiard Parlor in connection. 1 THE CANADIAN BANK OF COMMERCC Paid up Capital, 310,000,000. Reserve, $6,000,000. ToUl AssetH, ?150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. Wedd, Manager Berlin Branch. J. Moorman, Manag-er Waterloo Branch. 174 VERNON S DIRECTORY Flynn, Sebastian, chief police, h -I H. L, STAEBLER & CO., Young n INSURANCE Forbes, Gordon, mch, h Foundry z 11 Queen South, Berlin Forbes, Gordon, jr, bkr, h Foun- Agents for dry < Foerster, Wm, lab, h Cedar n Qyeen City Fire Frey, Elias, upholstr, h Young n Frey, Martin, lab, h Albert Insurance Company Friedrich, Chas, upholstr, h King Freiderich, Emit, mech, h King Established 187 Friedrich, Geo, wks Distilry, h o King Total, Assets, $271,000 Friederich, Wm, h Union < Froehlich, Chas, formn. Young n Ferguson, John, bkpr Seagram's, Froehlich, John G, h King h King Froehlich, Wm, cabntmkr, h Q Pinchin, S E, mech, h Union Cedar s ^W Fischer, Ghas E, cigars. King, h Frohnappel, Wm, carp, h Wil- Queen liam s Fischer, E J, btchr J B Fischer, Fromm, Albt, mach, h Park h Victoria Frost & Wood Agency, R Trus- il Fisher, Geo M, elk Mutual Life, sler, agent, Erb s cog h Park Frost, Karl, butn wkr, h Union Gagne, Miss C, b Huether House Fischer, Herman, btchr J B Galloway, Alex, stone cutr, b Fischer, 23 Queen Alexander House Fischer J B, butcher, King, h 23 Gatschene, Alfd, carp, h Mary O Queen Gatschene, Eugene, btchr. King Fischer, John, jr, elk Mutual e, h Herbert M Fire, Queen e Gatschene, Jacob, mech, h King n Fischer, Jos, elk Mutual Life Gatschene, John, wks G T R, h Foundry John n Fischer, Moses, mech, h Foundry Gatschene, O M, photographer, King, h same Fischer, W J, M D, h King Geiger, Oliver, telr Molsons Bank, Fischer, Walter, btchr J B Fisch- h Foundry er, 23 Queen Gellatly, E P, drvr Canadian Exp, Fletcher, J H, ledgr kpr Bank of Princess Toronto, King George, Geo, lab, h Albert Flynn, John, cond St Ry, h Prin- Gerbracht, Henry, h Peppier cess Gerhardt, Geo, lab, h King Flynn, Miss L, elk Dominion Life, Gerhardt, Henry, pntr, h Bricker 74 William Gerhardt, Mrs Lissette, h Ezra av All funds handled as sacred trust The MUTUAL LIFE OF CANADA money. Not a dollar lost or mis- appropriated since its inception 40 years ago, is the unique record of this company. W. M. 0. LOGHEAD. District Manacer. 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS, CO. OF BERLIN. ESTABLISHED 1871. UEAD OFFICE, BERLIN, ONT. Has had 38 Years' Experience in Fire Insurance Underwriting^. ITS GKOWTH HAS BEEN A STEADY ONT. TOWN OF WATERLOO 175 Germann, Julius, h Duke L. Gersler, Chas, mech, h Noecker H STAEBLER & CO. Giant, Alex, stone ctr, b Alexan- INSURANCE der House 11 Queen South, Berlin Gibbons, Jas, lab, h King Agents for Gies, Mrs Elizbth, h Albert Gies, Walter, elk Dominion Life, Sterling Accident Albert and Guarantee Gies, Mrs W'm, h George Ginter, John, carp, h King Company Glaister, W, cartr, h Erb n Wm Surplus to PollcyholderSf Gleiser, Geo, elk Letter & Son, h Duke $293,889,95 Gleiser, Geo, undertkr. King, b o Duke Graybill, Oliver, steno Mutual Gleiser, Peter, elk Mutual Life, h Fire, King Young s Great North Westrn Tel Co, King Glippert, Wm, wdwkr, b City Htl Green, Fred, wks Box facty, b Godbold, Engeline, h Foundry Commercial Hotel Godfrey, Danl, pntr, b Alexander Greene, Wm A (Wardell & House Greene), h George Good, E H, h Albert Grein, Mrs Louis, h Weber s Good, Frank, drover, h Albert Grisch, Harold, wks Weichel & Good, Harold, elk Mutual Life, Son, Peppier Albert Grisch, Robt, cbntmkr, h Peppier Good, Joel, surveyor, h Erb s Groff, Isaac, cattle buyr, h King Gooding, Albt, drvr Sanderson's, Groom, P G, upholstr, h Victoria h King Gross, Fred, h William n Gordon, Martha, confr, King Gottfried, David, b Market Hotel Gould, Geo, tinsmth Weichel & Son. b Commercial Hotel Insurance Company Grace, Alva, mldr, h Ezra av Graff, David, shmkr, h Union of North America Graff, John, wks BreAvy, h Vic- Founded 1792. toria Grant, Mrs Mar\^ h Cedar n Losses Paid, $144,730,841. §^ Graybill & Shantz, coal & wood, Surplus, $5,589,406. s Erb s Fire, Marine, Automobile, Graybill, Jas, lab, b Commercial Hotel Tourist, Etc. Graybill, Levi (Graybill & C. A. BOEHM, Afirent. Shantz), h Menno Phones—Office 249 ; Residence 209. — s CIGARS. Lembke & Kreller, TOBACCO. Etc. King- St. Pool and Billiard Room In 7 W., Walper Block. connection. Tlie Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. CO Transacts a General Bankingr Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 176 VERNON S DIRECTORY Hall, Miss E, wks Sentinel, Caro- H. L. STAEBLER & CO., line INSURANCE Hallman, M S, actuary Mutual 11 Queen South, Berlin Life, h Allen n Agents for Halstead, Fred, elk Dominion BOILER INSPECTION Life, li 36 Park < Ham, C, b Heuther House INSURANCE COMPANY Ham, C H, elk Molsons Bank, OF CANADA Albert Hamacher, Grahm, mech, Allen n Established 1875 Hamdorf, Wm, carp, h Peppier Policies Guai-anteed by The Hartford Hamel, Chas, brkmkr, h Snider Steam Boiler Inspection and Hamel, Edwd, cbntmkr, h Snider (A Insurance Company Hamel, Gustav, broom mkr, h Total Security to Policyholders, $4,552,000 Church Hamel, Irwin, brm mkr. Queen Gr6ss, Geo, elect, h Peppier Hamel, John, h Albert Gross, Herman, lab, h King Hannaburg, Chas, lab, h King - o Gross, Jos, firemn, h Menno Harper, J A, elk Mutual Life, Grossman, Ignatz, h John n Young n Grosz, Henry, lab, h Albert Harris, Everett E, mach, h Erb n Gueltig, Gottfried, h Young n Harris, John, upholstr, h Caroline Gueltig, Louis, carp, h Young n Harris, Mrs Wm, h Erb s Guenther, Paul, pntr, h Herbert Harrison, Fred, b Market Hotel Guenther, Rudolph, lab, h Allen Hartel, John P, mgr Hotel Lewis, Guenzler, Geo, turnr, h Allen s h King QW Guttpell, Val, lab, h Allen s Hartleib, Peter, firemn, h Mary i Haedke, Ernst, acct Kuntz Brewy, Harttung, Walter, acct Bank of D Ltd, William, cor Park Toronto, King Haehnel, A G, drugs, King, h Hai^vey, Jos, mach, h Park Cedar e Ilasempflug, Mrs G, h Church i^/a Haehnel, C A, acct Waterloo Hasenllug, Geo, h Mary I Mutual Fire, Young, cor Albert Hasenpflug, Philip, finshr, h Haehnel, Geo, wks Button facty, Foundry h Cedar s Hass, Herman, elk Weichel & Hagen, Albt, lab, h Herbert Son, h Young s Hagey, Jacob, trav, h Mary Hauck, John, mach, h Park av Hahn, Geo M, lab, h George Hauck, Jos, cooper, h Erb n Hahn, Henry, mech, h William s Haus, John, lab, h Noecker Haight, Frank, mangr Waterloo Hans, Levi, mldr, h Queen Mutual Fire Ins, h John n Haveron, James, publisher The Haight, J C, barrister, Letter's Sentinel, h Foundry Block, King, b Hotel Lewis Hawke, Mrs E N,- h Albert W. M. O. LOGHEAD, Intelligent investigation will clearly prove tluit District Manager, THE MUTUAL LIFE OF CANADA 51 King Street West, Berlin IS THE COMPANY PEONS Ul HOUSE PHONE t2t tliat merits tbe patronage of tbe insuring publio ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERUIN. ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates. TOWN OF WATERLOO 177 Hawke, A N, implmnts, Erb s, h H. L. STAEBLER & CO., Albert Hawke, Miss E, sten Mutual Life, INSURANCE Albert 11 Queen South, Berlin Hayes, Bertha, steno, George Agents for Hayes, Wm, lab, h George Headerich, Mrs Louis, h King Atias Assurance Hebel, Fred, cabntmkr, h Queen Company, Limited Heberbrand, mason, John n Wm, Established Heiman, August, miller, h Mary Heimbaec-ker, Fred, upholstr, h Total Funds, George Capital Paid Up Heimbaecker, John, blksmth, h Uncalled Capital George Heimbecker, Mary, h King Heimpel, Albt, mech, h Foundry Heinrich, Adolph, mech, h Albert Heinrich, Conrad, h Victoria Heinrick, Louis, tmstr, h Park Heldman, John, tanr, b Commer- cial Hotel Heller, A G, jwlr, King, h Wil- liam s Heller, Ferd, lab, h King Helm, Louis, lab, h Belleview av Hemmerley, Chas, plmr Weichel & Son, h John n Hemmerley, John, formn, h Mary Henning, C, h Huether House Henrich, Miss A, steno Mutual Life, Albert Henrich, G A, tinsmth, h Queen Henrich, Chris, mech, h Union Henrich, John, carp, h Frederick Henrich, Wm, mason, h John n Henry, Valentine, h Princess Herber, Jacob, lab, h Menno Hergott, A, prop City Hotel, King Hergott, Mrs E, h George Herr, Geo, lab, h Union Herr, Henry, lab, K Union Herr, Oscar, mech, h Union Herringer, Geo, h John n THE CANADIAN BANK OP COMMERCE Paid up Capital, $10,000,000. Reserve, ^,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 178 VERNON S DIRECTORY Hopper, Mrs, h Snider H. L. STAEBLER CX)., & Hortop, Wm, mgr Distillery, h INSURANCE Erb s 11 Queen South, Berlin Hosea, Jas, carp, h King Hosea, Pembroke, lab, Agents lor h Spring Hotel Lewis, King, cor Erb United States Fidelity Howie, Alex, excise ofTicer, h John s and Guaranty Co. Huber, Jacob, pntr, King Hudelmyer, Chas, mach, h King 5 (We Will Bond You) Hueghlin, Ferd, pntr, King Established 1896 Hueghlin, Louis, lab, King Cash Capital, $1,700,000 Hueglin, Fred, btchr, h King Hiieglin, Wm, pntr, h Noecker Huehn, C N, cooper. Queen, h Hine, G, b Heuther House Erb n Hinsberger, Clayton, plmbr - o Hilehn, Oscar, tlr John Ritzer, b Weichel & Son, William s Cedar Hinsberger, Jos, mason, h Wil- Huenergard, Conrad, elk Dom- liam s inion Life, h Young n Hoffman, C, mech, h Erb s Huether, Clarence, ball playr, b Hoffman, Chas, mach, h Water City Hotel Hoffman, Conrad, pntr, h Mary Huether House, H Kolbrenner, Hoffman, Henry, cabntmkr, h prop, King Queen < o Hughes, F G, dentist. King, h Hoffman, Henry, h William n Allen Hoffman, Justus, tmstr, h Allen s Hughes, J B, ins, h George Hoffman, Wm, turnr, h Herbert Hummel, Mat, wks Brwy, h Park Hogg, Miss E, brdng, h King Hunsberger, Abram, mech, h Hogg, F W, elk Molsons Bank, Erb s King Hunsberger, Rev Noah, pastor Hogg, Wm, coal. Queen, h King Mennonite Ch, h Erb s UJ Hohemeier, Chas, elk. King Hyne, Geo A, elk Molsons Bank, i Hohemeier, Philip, plmbr, h King King Hohemeyer, Edwn, lab, h Willow International Harvester Co Ag- Hohner, Edwd, pntr, h William s ency, Louis F Dietrich, King Hohner, Henry, lab, h William s Jacker, Jacob, mach, h Holtzwarth, Conrad, h Snider Water UJ Jacobi, Mrs D, h Duke Holzworth, Mrs A, h Peppier M Jacobi, Henry, contr, h Park 5: Holmes, Jas, turner, b Commer- Jacobi, Normn, cigar mkr, Park cial Hotel James,* Cecil, mach, b City Hotel Hooper, Edwd, wks Foundry, h Johnson, Jas, h Norman Erb n Johnson, Wm, lab, h Queen In furnishing Life Insurance at actual net THE MUTUAL LIFE OF OANADA cost is the feature that marks the super- iority of this Company. W. M. O. LOGHEAD, Olatrlct Manager, SI Kino St, WB9t, Berlin Office Phone ail House Phone 3St3 FtRE INS. CO. OF BERLIN ECONOMICAL MUTUaL O HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. 5' n TOWN OF WATERLOO 179 W5 "" Joyce, Herbt, boilermkr, h Wil- H. L. STAEBLER & CO. liam s Joyce, John, boilermkr, h John n INSURANCE Joyce, Wm, boilermkr, h Union 11 Queen South, Berlin Kaatz, Mrs G, h Albert Agents for Kaiser, Fred, blksmth, h Herbert Kaiser, Henr^-, h Caroline PHOENIX INSURANCE c Kaiser, Wesley, elk Weichel & COMPANY o 3 Son, h Caroline OF HARTFORD, CONN. Kalbfleisch, Ghas, prntr Sentinel, h Young n Established 1854 Kalbfleisch, Geo, lab, h Snider Total Assets, - $9,900,000 Kalbfleisch, Henry, mach, h Al- Total Losses Paid, 65.696,377 bert Kaminsky, Michl, b Market Hotel Klippert, Adam, mgr Klipperl Karges, Chris, wks Brewy, Wil- h Undertaking Go, h Allen n liam s Klippert Undertaking Co, Adam Karges, Henry, mach, Victoria h Klippert, mgr, King Karges, Valentine, mach, Menno Klitzke, Geo, lab, h Menno Katz, Chris, h John n DO Knauff, Julius, mfr, h Water Kaufman, Adam, blksmth, h Knechtel, Jacob, mach, h Erb s Queen Hi Koch, Henry, pntr, h Princess Kaufman, Jno, blksmth, h Queen Koch, Jacob, tmstr, h Queen Kaufman, John blksmth. R, King, Koch, Mrs John, h King h Queen Koch, Wm, mason, h Norman Kee, Wesley, livery. Queen, h Koch, Wm, mech, h King Princess Koehler, Ghas H, bkpr, h Mary Keil, Fred, cigar mfr, King, h Koehler, Mrs Henrj^ h Man,^ Cedar s Kenetle, Andw, wks G P R, h William n Kesig, Louis, lab, h Herbert Kiesweller, Mrs John, h Herbert Kirsch, Emil, mgr Waterloo Brm Co, h Charles o> Kirschel, Robt, prntr Sentinel, h Water n Klahs, Frank, brewr, h George Klauset, Paul, h Albert Kleeberger, Mrs E, h Cedar n LEADING FIRE INSURANCE COMPANY >> Klie, Geo, brbr, h Albert IN AMERICA. Klie, Geo, lab, h King J. B. HUGHES, Special Agent. Phone 2 Klinck, Milton, b Market Hotel C. A. BOEHM, Local Agent. Phone 219 ' W 7 KING ST. WEST, Lembke & Kreller, WALPER BLOCK. CIGARS, Pool and Billiard Parlor TOBACCO. ETC. in connection ' THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, 36,000,000. ToUl Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. UJ i8o VERNON S DIRECTORY Kreutzwieser, Jno, carp, h Albert H. L. STAEBLER & CO., Kritzke, Ghas, wks Box facty, h INSURANCE John n 11 Queen South, Berlin Kroetsch, Alex, pntr, h Erb n Agents for Kroetsch & Boppre, pntrs, Erb n Kropp, John K, cement wkr, h HAND Duke HAND-IN- Krueger, Geo, drvT, h Herbert INSORANOE COMPANY Krueger, Geo W, lab, h Erb n Krueger, Henry, wks Button fcty, Established 1873 h Church OLD AND TIME-TRIED Krueger, Wm J, h Herbert Kruetziger, Ghas, prop Dom Box facty, h Erb n I Koehler, H G, bkpr Snyder Bros, Kruetzwieser, Herbt, carp, Albert a: Mary Kuehner, Werner, mach, Church o Koehler, Henry B, lab, h Peppier Kummer, John, h William n (J Koehler, John, formn, h Mary Kumpf, Miss G, h King UJ Koeller, Glaus, carp, h Albert Kumpf, Mrs W, h King Koenig, Jacob, mason, h Peppier Kuntz Brewery, Ltd, David C Koenig, Philip, mason, h Mary Kuntz, pres. King Koerber, Fred, cgr mkr, h Erb s Kuntz, D K, wks Brewy, h King Kohlrenner, Louis, wine elk Hue- Kuntz, David C, pres Kuntz Brew- ther House ery, Ltd, King w Kolbrenner, Henry, prop Huether Kuntz, Herbert F, sec-treas Kuntz House, King Brewery, Ltd, King w Kolotzki, Fred, farmer, h King Kuntz, Mrs L, King w Kraft, Mrs Aaron, h Albert Kuntz, Wm A, vice-pres Kuntz Kraft, Geo H, btchr. King Brewery, Ltd, King w 0.0: Kraft, Louis, cgrmkr, h Queen Kurke, Ghas, hostlr, b Market Htl ^^ Krantz, Harry, mech, h Victoria Kurke, Otto, cgr mkr, Park Kranz, Mrs Adam, h Duke Kurke, Rudolph, wtchmn, h Park Kranz, Ghas, Duke Kutt, Wm H, finshr, h John n Krause, Hugo, lab, h Albert Lachman, Ghas, h Short Kress, Adam, lab, h Albert Lackenbauer, Theo, cabntmkr, h o:=c Kress, Andw, mech, h John n Erb s Kress, August, brklyr, b Gom- Lackenbauer, G H, boilermkr, h K mercial Hotel Herbert Kress, Henry, finshr, h Water Lackenbauer, Geo, lab, h Victoria Kress, Jacob, h Foundry Lackenbauer, John, wdwkr, King Kress, Wm, prntr Chronicle-Tel- Laduc, Mrs Elsie, h William n egraph, Foundry Laing, J M, asst sec Mutual Life* Kreutziger, Ghas, jr, elk, Erb n Albert O TS MUTUAL LIFE OF CANADA Gilt Edged Assets, Jan. 1, 1910 - - $14,518,441 W. M. 0. LOGHEAD, District Manager Clear Surplus above Reserve and all 323 other liabilities, Jan. 1 1910 - - - ?2,973,760 51 KING ST. WEST, Pfaone 511. House Phoae ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Support your own Institution. Tlie Economical holds a place among the fore- O most Companies of Ontario. Bates low. Security unsurpassed. ^^ CI TOWN OF WATERLOO l8l ju Laiiipel, J, & Co, house furngs, p O H. L. STAEBLER & CK)., rt- etc, King " Lang, Alex, stone cutr, b Alex- INSURANCE c ander House 11 Queen South, Berlin n o Langstaff, M P, actuary Dominion Agents for Life, b Albert Lanz, Henry, lab, h John s Springfield Fire and Last, Geo, prop Park Hotel, King Marine Latsch, A, ice dlr, h Erb s Lauber, Mrs C, h Park insurance Company Lauman, John, carp, h King Incorporated 1849 Lee, Rev W D, pastor Presbyter- • ian Gh, h Park av Surplus to Policyholders, $4,718,061.53 Leitch, Mrs Sophia, h Erb n Losses Paid, $46,763,346.40 Lentz, Ghris, carp, h Foundry Letter, J, & Son, furniture and Liphardt, Oscar (J G Liphardt & undertaking. King Go), h Erb Letter, John (J Letter & Son), h Lochead, W M O, district mngr Duke Mutual Life, h George Letter, Mrs John, h Albert Longhurst, H, elk Waterloo Mfg Letter, Norman H (J Letter & Co, Willow Son), h Duke Longhurst, Horace, formn, h Wil- Liebler, Tilman, carp, h Bricker low Liesemer, W E, shmkr, h Wil- Longo, Baldasaro, (Longo Fruit liam s Go), King Lilley, Alfd H, wdwkr, h Menno Longo Fruit Go, King Linker. Peter, h Young n Lorentz, Egedius, lab, h Victoria Liphardt Bros, hardware, King Lorenz, Ernst, finshr, h Union •A X Linhardt, Ghas, bkpr Liphardt Lorentz, Ferd, lab, h Weber s Bros, Erb n Liphardt, David, cabntmkr, h m Park Head Office-WATERLOO m Liphardt, Edwd (J G Breithaupt & Go), h Duke GO Linhardt, Geo (Liphardt Bros), h Youni? n Mercantile > >< LiDhardt, Henrv (Linhardt Bros), \ FIRE / h Erb n .\ Insurance/ Liphardt. J G (J G Liphardt & Go), h Erb C. A. BOEHM, Liphardt, J G, & Go, mer tlr. King CO Liphardt, John, h Erb n Agent for Waterloo and Berlin. m Office Liphardt, John G, tlr, h Erb n Phone— 249 ; Residence 209 r- CIQARS. LEMBKE & ERELLER, TOBACCO, EXC. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING ST. WEST - WALPER BLOCK. The Canadian Bank of Commerce Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest »llowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 182 VERNON S DIRECTORY Madter, Jacob, h Garoline H. L. STAEBLER CO., & Maebus, Glarence, elk Waterloo INSURANCE Mfg Go, Ivs Berlin H Queen South, Berlin Maier, Henry, cooper, h King Agents for Maier, John, cooper, h King Am Mamel, Mrs Henry, h John n Royal Insurance Manski, Wm, lab, h Bowman < Mansz, Henry, eng, h Peppier Company, Limited Mardt, Albt, lab, h Ezra av Market Hotel, Mrs John Mayer, Established 1845 prop, Albert Marshall, Wm, mech, William s Assets, $71,000,000 Marshall, Wm J, shipr Kuntz Brewery, Ltd, William s Marth, Geo G, carp, h Gedar n Lorenz, H P W, gro, Erb s Lorenz, John, wdwkr, h Foundry Martin, Anthony, lab, h King Lorenz, Max, mech, h John n Martin, Anthony, h Herbert Martin, Ludwig, Edwd, mldr, h Peppier Mrs E M, h Allen s Martin, Miss E M, elk Dominion Liidwig, Jos, cooper, h Belleview Life, Allen s McBride, A B, barstr, Erb s, h George Martin, J D, coachmn, h Wil- liam s is McBride, Ameha, salsldy J Uffel- Martin, Noah, excise officer, h man, Mary Short F, trav, McBride, J h Mary Martin, Mrs S, h Water Jennie, McBride, elk S H Knox & Martin, Val J, mech, h Park av Go, Maiy Martini, Glarence, prntr Ghroni- ®? McBride, Nellie, elk S H Knox & cle-Telegraph, Erb s O Go, Mary Massel, Wm, tmstr, h Park McGardle, Jno, tmstr, h Foundry Mayer, Anthony, Market Hotel McGorkindale, A, elk Mutual Mayer, Glayton, Market Hotel Life, Young Mayer, John, Market Hotel £^ McDonald, Hugh, lab, h Park Maver, Mrs John, prop Market McDougall, Alex, mech, h Erb s Hotel, Albert McDougall, Margt, bkpr, Erb s Meades, Victor, elk Mutual Life, McDougall, Wm, trav, h Erb s Allen n McGrath, Thos, boilermkr, h Meads, Walter, upholstr, h Al- len n KCT) Garoline Mclntyre, Alison A, elk Mutual Meier, John, mech, b Alexander Life, h Noecker House Maclelan, J, b Huether House Meilke, Mrs G, h Herbert Q.UJ Maclennan, J D, bkpr Molsons Menk, Fred, carp, h Foundry Bank, King Mercer, Geo, lab, h Foundry W. M. 0. LOGHEAD, District Manager THE MUTUAL LIFE OF CANADA 51 King Street West, Low Expense Rate, Low Death Rate and care in respect of investments are the items that count. Phone 511- House Phone 323 Examine our records in these regards, i ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. > John Fennell, President. W. H, Schtnalz, Sec. and Manager. Geo. C. Lang, Vice-President. TOWN OF WATERLOO 183 o Merchants' Button Go, R Roesch- man, mgr, King H. L. STAEBLER & CO., Merklinger, John, finshr. Church INSURANCE Merklinger, Martin, shmkr. Short 11 Queen South, Berlin m Merner, Amnion, mldr, h Caro- Agents for line Metz, John, farmer, h Albert Commercial Union Metzger, Abrahm, mech, h King Meyer, Alfd, mech, h Erb s Assurance Company Meyer, Alfd, hostlr City Hotel m Meyer, Mrs E, h Foundry LIMITED Meyer, Michl, lab, h Herbert XI Mickus, Edwd, lab, h Cedar n Total Funds Exceed $84,600,000 Mickus, Jas, auctnr, h Peppier Mickus, Wm, mech, h Park Morley, Richert, shoemkr, h 33 Mielke, John, mach, h Cedar n Herbert Miller, Adam, tinsmth, b Alex- Moser, Edwd, wks Box facty, ander House Peppier > Miller, Carl E, wks Brewy, h Moser, Ephriam, wks Distillery, r Moore av h King Miller, Chas, wdwkr, h Menno Moser, Fred, elk Waterloo Mut- Miller, Chas P, mason, h Erb s ual Fire, Princess Sw Miller, Henry J, fmshr, h Duke Moser, J G, tinsmth Weichel & Miller, John E, cabntmkr, h Pep- Son, h Young s pier Motheral, Jas 0, h King Miller, Otto, coachmn, b Alex- Z-j Moyer, A C, photos. King, h Wil- ander House liam s wf^ Miller, Wm, fmshr, h John n Moyer, Adam, h William s Miller, Wm, carp, Duke • Moyer, John, farmer, h King > Mollard, P H, elk Bank of Com- merce, b Huether Hotel Molsons Bank, Jacob S Hespeler, mngr, King GOl^E DISTRICT IWOTOflli Monleith, Wm, ball player, b lo Alexander House - Moogk, Chas, arch, h Cedar n FIRE O QD Moogk, Chas, jr, carp, h 2 Queen Insurance Company m ~ Moogk, Geo, contr, h Cedar n 3 < Moore, Geo, hop grower, h Union Established 1839. Moorman, James B, mngr Cana- 2 1. Net Cash Surplus, $333,772. dian Bank of Commerce, h O George C. A. BOEHM, Agent. ^ Moran, Richd, lab, h Foundry Phones—Office 249 ; Residence 209. H > ' z cigars, tobacco, etc. IFMRlfF J& IfRFIIFR z LLITIDIVL QL vAxtiLthLifXj Pool and Billiard Parlor in connection. o 7 KING ST. WIIST, Walper Block. THE CANADIAN BANK OF COMMERCE ^^^'¥es?r\^ra»^ Total As^sets, ?150,000,IOO Hi Transacts a General Banking Business. Interest Allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 184 VERNON S DIRECTORY Nichol, John, produce dlr, h H. L. STAEBLER & CO., Willow INSURANCE Niehaus, Wm, lab, b Commercial 11 Queen South, Berlin Hotel Agents for Niergarth, Chris, carp, h Wil- liam s North British and Mercantile Nihill, Thos, tanr, h Menno Noecker, C L, M D, h Albert Insurance Company Noecker, Mrs E, h King Noice, Harry, lab, b Commercial Established 1809 Hotel Total Funds Exceed $85,805,000 North Waterloo Farmers Mutual Canadian Investments, 8,820,742 Fire Ins Co, Josiah Staufler, mgr. King Meyer, John H, mech, h Park av Northcott, Miss W, b Huether Moyer, Wm, pntr, h Young n House o Mueller & Son, coopers, Shantz Nowack, Jos, wks Brewery, h H Mueller, Ghas, h Young s King O xMueller, Ghas, cooper, h Queen Oakley, George, lab, h Frederick o Mueller, Henry R, cbntmkr, h O'Donnell, C W, elk Waterloo William s Mutual Fire, John n CO Muir, J M, h Mary O'Donnell, Ghas, elk, John n Mueller, August, mech, h King O'Donnell, Miss M 0, steno Mut- Murr, John, eng, h Short ual Life, John O'Donnell, Thos, mech, h Queen Musselman, Aaron, wdwkr, h f O'Donnell, Thos, h John n "Water Oestreich, A, elect, h William s Musselman, Joseph, cbntmkr, h Oestrich, Ghas, shmkr, h Peppier King Oetzel, George, broom mkr, h Mutual Life of Canada, George Bricker av Wegenast, mang dir, Albert Oetzel, Henry, mgr Co-operative Nahrgang, John C, carp, h Foun- Broom Co, h Jefferson dry Oetzel, Jacob, h Park Nahrgang, Wm H, mech. Foun- Oetzel, John, h Albert A dry Ontario Seed Co, King Otto, Sidney W, elk Waterloo Naylor W S, acct Molsons Bank, h King Mfg Co, Caroline Ovens, Thos, carp, h George Near, Wm, brklyr, h King Paff, John, lab, h Young n Neeb, Henry, lab, h William s Paguel. Wm, lab, h Erb n Neuber, Mrs A, h William s Park Hotel, Geo Last, prop. King Nichol, Arthur, uphlstr, h Caro- Patten, Thos, h Princess line Payne, Ezra, carp, h Queen The BQccess of this company attests its H merit. Obtain an honest statement of IWOTOBli CflNfiOfl THE LIFE OF the facts Arom the undersigned. W. M. O. LOGHEAD. District Manager, 51 Kin£ St. West. Berlin OFFICE PHONE Sll BOUSE PBONE 323 ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN WO HEAD OFFICE. BERLIN. ONT. cm The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF WATERLOO 185 ^^ Pearson, Albert, cooper, h Vic- toria h. L. STAEBLER & CO., Peltz, Wm, caretkr, h Bowman liNSURANCE ^> Peppier, Arch, lab, h Noecker 11 Queen South, Berlin Peppier, George, tmstr, 21 George Agents for C/5tTl Peppier, Geo G, blksmth, h 21 George The Rimouski Fire Peppier, Jacob, h Young s Pequegnat, Eugene, elk Mutual INSURANCE COMPANY Life, 1 Berlin Established 1876 Perschbacher, P C, h Young s Surplus to Policyholders, $285,358 Peskett, Albert, mech, h John s (Including uncalled capital stock) Petch, Prank, elk. Young n Pfaff, Baltzer, lab, h Albert Reickert, Stanley, prntr Chron- Pfaff, Mrs Geo, h Albert icle Telegraph, Erb s Pfeffer, Wm, brbr, h Allen n Reid, Edwd, mech, h Herbert Pflug, Fred, eng, h Herbert Reid, Wm, mech, h Union Philp, Miss M, steno Mutual Life, Herbert Reiner, Jacob, mech, h Wil- liam s Plantz, Ghas, drvr, h Norman Reinhardt, Mrs F, h King Plantz, Henry, carp, h David Reinhardt, John, fmshr. King Playford, Benj, tchr, h King Reinich, John, lab, h Erb n Poehlman, B, brbr, Erb s, h same Reitel, M, coal and wood. King m Reitzel, Clement, contr, h Foun- Poppie, Louis, tmstr, b Alexan- der House dry Rendell, C C, acct Can Bank of Preiss, Reinhart, masn, h .John n Comm, Union Price, Mrs Hannah, h King Reuel, Henry, btchr, h King Rabb, John M. contr, h John n Rafferty, J J, lab, h Peppier (O Rafferty, Jas, lab, h Foundry c Rafferty, John, lab, h Allen n C. A. BOEHM rn Rafferty, John, lab, h Park District Agent m Raisig, H C, prop Commercial thf: s: Hotel, h King Employers' Liability Raisig, Joseph, uphlstr, b Com- t/i mercial Hotel Assurance Corporation, Limited Rank, Henry, carp, h Caroline Capital, $5,000,000,0(t. Rank, Wm, carp, h Moore av Accident, Sickness, Employers' Reade, W M. barstr, h George Liability and Cnarantee Bonds rr)0 Reesor, Alfd, shmkr, h Young n Liberal Policies Issued. Prompt Settlements. Reesor, John, shmkr, h Herbert Reiber, F W, lab, h Elgin Phones — Office 249 ; Residence 209 o LEMBKE & KRELLER, Cigars, Tobacco, Etc. POOL AND BILLIARD PARLOR IN CONNECTION. KING STREET WEST. TTAIuPER BLOCK. H o C0 THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, ?6,000,000. Total Assets, 3150,000,000. o Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. MOORMAN, Manager Waterloo Branch. o J. s OQ 1 86 VERNON S DIRECTORY h liJ CO Roos, C H, mgr, h Albert U H. L. STAEBLER & CO., X Roos, Edw J, jwlr, King, h Duke INSURANCE Roos, Mrs H W, h Church CO s 11 Queen South, Berlin Roos, Mrs Heniy, h Willow Agents for Roos, J H, treas Mutual Life, h ® Erb n Pacific Coast Fire Roos, Mrs J S, h King Roos, Miss L, steno Mutual Life, Insurance Company King Roos, P H, sec-treas Dominion •-a Incorporated 1890. Life, h Albert (/) Surplus to Policyholders,$206,800 Rosch, Eby, elect, b City Hotel w •a Roschman, R, Co, mfrs, a & button Queen Reuel, Henry, sr, lab, h Victoria Rose, Harriet, h King Rick, J, mach, h Charles Roth, Oscar, uphlstr, Ezra av Riddell, H, asst mgr Mutual W Roth, Otto, bkr, Ezra av Life, h King Roth, Wm, carp, h Ezra av Rieb, Michl, lab, h King Rothermel, Peter, carp, h Cedar n Riegert, August, lab, h Cedar n Ruby, Chas, sec Mutual Life, 1 Riehm, P, tlr, King h Berlin Ritz, Robt, prntr Chronicle-Tele- Ruchty, Alex, carp, h Allen n graph, Erb 3 s Rudy, Mrs Geo, h Albert Ritzer, Clayton, slsmn John Ritz- Rueffer, Fred, elk Mutual Life, er. Water 1 Petersburg Ritzer, John, tlr, King, h Water Ruhlman, Gene, cigars and to- Ritzer, John, h Victoria bacco, billiard parlor and bowl- Ritzer, G, h Peppier O M ing alleys in connection, King Rockel, Adolph, wks Distillery, Ruppel, Emerson, uphlstr, h Car- h Albert oline Rockel, Andw, undertkr, h King Ruppel, Gordn. mech, h Caroline Rockel, Chas N, pntr, h King ® Ruppel, J W, lab, h Park Rockel, Gustav, mech, h Charles Ruppert, Wm, wdwkr, h Jeffer- Rockel, Henry, 1 carp, h Peppier son Roehr, Chas P, tlr, h John n Hutch, Paul, mech, h Erb s Roesch, A K, grocer. King CO T^.yan, Edwd. lab h Willow Roesch, Mrs Thos, h Foundry 4 Salm, John M, carp, h Caroline CO Rohricht, Adolph, mech, h Sanderson, A E, bkr, King yj Church Sass, Edwd, cbntmkr. h Herbert Roos, Miss A, steno Mutual Life, Sass. Fred, coal oil dlr, h Erb s King Saville, Henr>'-, mason, h Caroline Roos, Miss E R, elk Dominion Schaaf, John, tanr, h Queen z Life, 2Q Duke Schade, Martin, agt, h King < Actual Policy results count. TCxamine our results and our present unequalled financial standing The Mutual Life of Canada and be convinced W. M. 0. LOGHEAD, District Manager, 51 King Street West, Berlin OFFICE PHONE 511 HOUSE PHONE 323 I Economieal Wutual Fife Ins. Co. of Beriin HEAD OIFICE, BERLIN ONT. Security ample. Losses promptly and equitably adjusted. TOWN OF WATERLOO 187 o Schaefer, Adam, mech, h Erb s H. L. STAEBLER & CO., Schaefer, Mrs E, h William s Schaefer, Geo, lab, h Water INSURANCE Schaefer, Henry, mgr Can Purn 11 Queen South, Berlin Co, 1 Berlin Agents for Schaefer, Henry, h Princess Schaefer, J D, cbnt mkr, h King London Assurance Schaefer, John, wks Button fctry, h Park av Corporation Schaefer, John C, cigar box mfr, Queen Incorporated 1720 Schaefer, Theo, b City Hotel 30 Capital Paid Up, $2,241,375 Schaefer, Wm, uphlstr, h Poun- Total Cash Assets, 22,457,416 diy Schafer, Wm, elk Weichel & Son, Erb Schmehl, Mrs S, h Princess Schauf, Alfd, wks Brewery, h Schmidt, E, h Park av John s Schmidt, E A, dairy, h Caroline Schaus, Henry, cooper, h King Schmidt, Fred, wine elk Hotel n Schedewitz, Wm, cooper, h Lewis Short Schmidt, Geo H, elk Waterloo Scheifele, Chris, mach, h Church Mfg Co, h Water Scheifele, Henr\% carp. King Schmidt, Hermn, lab, h Willow Scheifele, Sid, farmer. King Schmidt, Martin, mach, h Queen Schelter, Edwd, motormn, h Schmidt, Michl, carp, h King Cedar n Schmitt. E W, elk Mutual Life, Schelter, Louis, lab, h Cedar n Park p Scherer, W J, pntr, h David Schnaar, Herm_n, lab, h Prederick Scheuermann David, h Devitt av Schickler. Jos. mech. h Menno Schiedel, C W, acct Union Mills, h Albert Schiedel, Philip A, carver, h Al- len n m Schiel. Martin, wks Paibber facty, h William, s Schierholtz, Emil. mfr, h King Schlichter, Philip, lab, h John n Schlitt, Wm, mach, h William s Schlosser. Edgar, elk, h Mary HARTFORD HRE INSURANCE COMPANY Schlosser, Prank, wks Distillery, A Century Old h Victoria In San Francisco alone ten millions paid. 830 C. A. BOEHM, Agent. Schlosser, Ignatz, carp, h Mar>' Phones—Offlice 249. Residence 209. n H w L K M B K K & K R E T/C E R p Pool and Billiard Parlor Cigars, Tobacco, Etc. in Connection. T KING STREET WEST WAIvPER BLOCK. (5 THE CAfSiADIAN BANK OF COMMERCE Paid up Capital, ?10,000,000. Reserve, 5,000,000. Total Assets, $150,000,000 Transacts a General Banking Business, Interest allowed on Deposits. G. M. WEOD, Manas:er Berlin Branch. MOORMAN, Manager Waterloo Branch. GO J. 1 88 VERNON S DIRECTORY Seagram, Jos E, prop Distillery, H. L. STAEBLER & CX)., Erb s, h. Willow INSURANCE Seeburger, Mrs Fred, h Peppier 11 Queen South, Berlin Sehl, Jos, mach, h William s 1 i Agents for Sehl, Philip, blksmh, h 22 George Seibel, Edwd, cooper, h Victoria THE STANDARD LIFE Seip, Jacob H, farmr, h Frederick ASSURANCE COY Seip, Louis, h King Seipel, Established 1825 Geo, mason, h Park av i 4*) Sentinel, (The), James Heveron, Invested Funds, - $61,000,000 publisher, Erb n Canadian Investments, 18,000,000 Seyler, Adam N, firmn, h 21 Mary Annual Revenue, - 7,400,000 Seyler, Chas H, repr, King, h Profits Paid - - 35,000,000 Mary Seyler, Robt, wine elk Commer- SchnaiT, J H, h Foundry cial Hotel Schnaar, Wm J, eng, h Park av Seyler, Urban, carvr, 21 Mary Schneider, Ferd, lab, h Willow Shantz, Allen, farmer, h Albert Schneider, Geo, wine elk City Htl Shantz, Cleason (Graybill & Schneider, Geo B, shmkr, Erb s, Shantz), h Erb s h Cedar s Shantz, Edw^d, blksmth, h Erb s Schneider, John, farmer, h King Shantz, J G, mech, h Caroline Schneider, John D, formn Wat- Shantz, Walser W, elk Water- erloo Mfg Co, h Snider loo Mfg Co, Victoria Schneider, Jos, mach, h Park Shelley, Sidney, miller, h Allen n Schnitzler, Jacob, cgrmk, George CO Shelley, Wm, uphostr, h John n Scholte, Fred, wdwkr, h King Sherman, Thos A, drvr, h King Scholte, Fred, jr, mach. King Shinn, J K, undertkr, h Albert Schondelmeyer, John, mfr, Erb s Shirk, Lehman, mech, h Albert Schreiber, Gustv, lab, h Bowman Shuh, Mrs John, h Willow Schuett, CUas, wks Brewy, King Shuh, L W, elk Waterloo Mutual Schumm, Fred, mach, b Alexan- Fire, John n der House Shuh, Levi, Mutual Fire Ins Co, Schw^azwaelder, Mrs S E, h h John s Noecker Simpson, John, firemn, h Albert Schweitzer, Chas, b Market Hotel Sinclair, Louis, b Huether House Schweitzer, Philip, lab, h King Sing, Charlie, Indry, King Scott, Chas C, drover. King Smith, Herbt A, shmkr, h Spring I Scott, Jas, drover, h King Smith, Herbt J, reprtr, h King Seagram, E F, mngr Jos E Sea- Snider, Cranson W, mgr Water- gram, h King loo Mfg Co, h George Seagram, Jos E, wines and liqu- Snider, Edwin, wks Waterloo ors, King Mfg Co, h Princess I C8 W. M. 0. LOCHEAD, District Manager The Mutual Life of Canada Canada's big and only Miitiial Life Insurance 51 KiNQ St. West, Phone 511 Company. The Policyholders really Own, really Control and really Gkt Evbbythino. House Phone 323 ECONOMICAL MUTUAL FlRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000,00 Total Assets, $550,000.00 Government Deposit, $50,000.00 TOWN OF WATERLOO 189 Snider, Edwin W, pres Waterloo H. L. CO., Mfg Go, h King STAEBLER & Snider, Elmer, acct Can Purn Co, INSURANCE Ivs Berlin 11 Queen South, Berlin Snider, Fred W, bkpr Union Agents for Mills, h Albert Snider, Fernando W, asst mgr The Ontario Fire Waterloo Mfg Go, h Mary Snider, Israel, carp, John n Insurance Company CO id Snider, J B, furn mfr. King, h Willow Total Assets (including Snider, Jacob, carp, h John n subscribed capital, Snider, Mrs Titus, h Menno $429,000 Snider, William, prop Union Mills, h Albert Steckenreiter, Nicholas, contr, h Snyder, A H, mgr Snyder Bros, Elgin h George Stefller, John, lab, h King Snyder Bros Upholstering Go, A Steiner, Ephrm, cooper, h Short H Snyder, mgr, King Steinhardt, Chris, mech, Gedar n Snyder, Emma, nurse, h Victoria Steller, John, carp, h Water Snyder, Emmet, asst bkpr Gan Steller, John E, pntr, h John n Furn Go, b Foundry Stengel, W G, flour and feed, h Snyder, Fernando, elk, h Peppier Moore av Snyder, H M, (Snyder Bros), h Stenunagel, Mrs G, mlnr. King • w Albert D Stephens, G A, mgr Bank of Tor- Snyder, Ira, shmkr, h Victoria onto, h Park av Snyder, M B, h Devitt av Steppler, Henry, carp, h Wil- Snyder, Saml, h William s liam s Snyder, Saml, jr, h Erb s Snyder, Mrs Simon, h George Soehner, Alfd, lab, h George Soehner, Mrs Wm, h Albert PERTH MUTUAL Somerville, W H, asst sec Mutual Life, Allen FIRE Spade, Mrs A H, h Duke INSURANCE COMPANY Spaetz, Rev Theo, Allen h n o Spitzig, Adam, lab, h John n X ESTABLISHHD 1863 n Stahl, Saml, lab, h Albert ^^ n Net Caah Surplus, »- JO Staley, David, lab, h Queen $202,793. Stauffer, Josiah, mgr North Wat- Cr erloo Farmers' Mutual Fire Ins O. A. BOEHM, ^ Go, King Agent for Waterloo and Berlin. q tfl 1E%6nes—Office 249 ; Residence Stauffer, Levi, h George 200 - w < o' .2 7 KING St. WEST O C LEMBKE & KReiilR, Walper Block H CIGARS, TOBACCO, Etc. Pool an>i Billiard Parlor in connection. S THE CANADIAN BANK OF COMMEl^CE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000 Transacts a General Banking Business. Interest allowed on Deposits. G. M. Wedd, Manager Berlin Branch. J. Moorman, Manager Waterloo Branch. 190 VERNON S DIRECTORY Slubbins, Edwd, wks Foundry, h H. L, STAEBLER & CO., Albert INSURANCE Stuebing, Otto, cgrmkr. Cedar n Z 11 Queen South, Berlin Stuebing, Wm, coopr, h Cedar n Agents for Stuebing, Mrs Wm, h Erb s < Stumpf, Jos, mason, h Menno Queen City Fire Sturm, M G, brbr. King Suggitt, Geo, h Duke Insurance Company Sutton, Ilichd lab, h Church Taylor, J Addison, elk Waterloo Established 1871 Mutual Fire, h King o Theal, Danl, eng, h Charles Total Assets, $271,000 Thiel, Irvin, mldr, h Albert < Thoman, Isaiah, tmstr, h Erb s Steppler, Wm, wks Rubber facty, Thomas, Mrs Chris, h King h Union Thomas, Miss E, elk, h King Thomas, Elijah, h King Sterling, W J, V S, h Erb n Stewart, Robt, mach, h John n Thomas, F W, excise offlcr, King Strasser, E A, furnishings, King, Thomas, J S, tchr, h Victoria b Huether House Thomas, W H, lab, h Princess Strasser, Mrs Geo, h Albert Thomas, Wm, wks Brwy, h King Thomas, Strasser, Miss S, elk Dominion Wm H, h Albert CO u Thompson, W G, agent Cana- m Life, Albert dian Exp Co, h Mary Q Strebel, John, harnsmkr, Erb s, Toletzke, h Cedar s Wm, h Young s Strieker, Alonzo, mech, Norman Toronto-Waterloo Office Fixture Co, O Stroh, Miss E, elk Dominion Life, Shantz av Devitt av Trask, Mrs Kate, h Albert Stroh, Fred, elk Dominion Life, Treusch, Adam, h King u b King Treusch, Chas, finshr, h Queen Treusch, H Stroh, Jacob, tanr, h Devitt av Harvey, upholstr, h Stroh, John, lab, h Herbert Queen Stroh, Melvin, upholstr, h Pep- Trumper, Fred B, lab, h John n pier Trussler, Byron, agent, h Erb s Stroh, Wm, prop Alexander Hse, Trussler, Geo M, lab, h Victoria King e Tucker, Horace, mech, h Foundry Stroikie, Jacob, mech, h Caroline Tucker, John, lab, h Menno Tucker, Sydney, lab, h Victoria Strom, Amsey, b Market Hotel n Uffelman, Adam, salsmn Jacob i Strom, Clarence, b Market Hotel Uffelman, Erb n Strong, Hugh, shmkr, h Foundry Uffelman, Jacob, gen store. King, Strum, Chris, mach, h John n h Allen n Strum, Moritz C, brbr, h John n Uffelman, Wm, elk, Allen n All funds handled as sacred trust 4 The MUTUAL LIFE OF CANADA money. Not a dollar lost or mis- appropriated since its inception 40 years ago, is the unique record of this company. W. M. 0. LOGHEAD, District Manager, 51 King St. West, Berlin Office Phone 511 House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN. ESTABLISHED 1871. HEAD OFFICE, BERLIW, ONT. Has had 38 Years' Experience in Fire Insurance Underwriting. ITS GROWTH HAS BEEN A STEADY ONT. O^ TOWN OF WATERLOO 191 ^P Umbach, Otto AI, trav, h Victoria H. L. STAEBLER & CO., Union Mills, Wm Snider, prop, King INSURANCE OS Uttley, Mrs N, h Duke 11 Queen South, Berlin Uttley, Nathan R, iron dlr, Queen, Agents for ^\ h Duke Vale, Geo W, lab, h Albert Sterling Accident Valentine, Jas, mir, h Park av and Guarantee Valentine & Martin, shoe mfrs, Htzj Cedar, cor Queen Company VanEvery, Clarke, mach, h Water Surplus to Policyholders, VanEvery, Miss May, steno Mu- $293,889,95 "I tual Life, Water Vehitelen, August, mech, Duke O Veitel, Wm, wks Distillery, h Warden, Greene, Ltd, shirt mfrs, King William n Venton, Geo, mldr, b Alexander Warner, Emil, flnshr, h Foundry House Waterloo Broom and Brush Co, Voelker, A W, elk Mutual Life, N Martin, mgr, Erb n Ivs Berlin Waterloo County Real Estate Co, o Wagner, Adam, cbntmkr, h Park Erb s Wagner, Arthur, prntr Chronicle- Waterloo Furniture Go, E Telegraph, Erb s Weber, mgr, Allen, Wagner, Elmer, wdwkr, Park cor Willow Wagner, John E, elk Waterloo Waterloo Glove Mfg Co, J Schon- Mfg Co, Ivs Berlin delmayer, mgr, Duke Wagner, Mrs Leah, h George Waterloo Mfg Co, Cranson Snid- Wagner, Tillie, tlrs John Ritzer, er, mgr. King George Wahl, Albt, coopr, John n Wahl, Alfd, flnshr, John n Wahl, Edwd, flnshr, h John n Insurance Company Wahl, Harn-, brbr, John n Wahlsmuth, Miss, drsmkr, h of North America 550 John s Founded 1792. m Wakely, R, b Huether House Losses Paid, > $144,710,841. a Walley, F H, books and station- Surplus. $5,589,406. CD ery. King a Walter, Jacob, shmkr, h Albert Fire, Marine, Automobile, Tourist, Waltz, Prank, mach, h Allen Etc. n 09 Wankel, Emil, button turnr, h C. A, BOEHM, Agent. Union Phones—Office 249 ; Residence 209. CIGARS, Lembke & Kreller, TOBACCO, Etc. m King St. W., Pool and Billiard Room In 7 Walper Block. connection. T/ie Canadian Bank of Commerce Paid up Capital, ?10,000,000. Reserve, ?6,000,000. Total Assets, $150,000,000. CO Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 192 VERNON S DIRECTORY Weichel & Son, hardware, etc, H. L. STAEBLER & CO., King INSURANCE Weicliel, Chas J, bkpr Weichel 11 Queen South, Berlin & Son, King Agents for Weichel, W G, mgr Weichel & BOILER INSPECTION Son, h 8 Allen n < Weidenhaiiimer, A prntr, h King INSURANCE COMPANY Weidenhammer, Alberta, elk J H OF CANADA Ziegler, Ezra av Weidenhammer, Jacob, lab, h Established 1875 Ezra av Policies Guai-anteed by The Hartford Weigand, Davd, finshr, h Herbert Steam Boiler Inspection and Weiler, Henry, v^kr, (O Insurance Company butn b Alex- ander House w Total Security to Policyholders, $4,552,000 rt Weinstein, Peter, lab, h Cednr n Weinslein, Peter, lab, h Albert Waterloo Mutual Fire Ins Co, Weis, P L, tmstr, h King Frank Haight, mgr, King Weisgerber, Henr^^, mach, Vic- - o h Waterloo Steam Laundry, Web- toria er n Wells, Clayton (W Wells & Son), Waterloo Tannery, Jacob Stroh, h Allen n I prop, Erb n Wells, W, & Son, dentists, King Watson, M E, tchr, Mary Wells, Walter, h Caroline Watson, Jas B, blksmth, h Mary Wendell, Henry H, tmstr, h Vic- Watson, W J, h York toria t Weaver, Alex, carp, h Young n Wendell, John, lab, h Foundry Webb & Fischer, M D's, King w U J Wendell, Louis, shmkr h Wil- Webb, J H, M D, h Erb n liam s D Weber, A J, carp, h Cedar n Weseloh, John, flour and feed, Weber, Henry, wine elk City Hotl Albert, h William 3iVeber, Jacob, shmkr, h King Westfall, Jos, btchr, h Ezra av C^ Weber, M S, elk Waterloo Mfg Westwood, HarrT,^ eng, Weber s Co, h Albert White, August, mech, h Queen Weber, Solomon, pntr, h Allen n Wilhelm, H M, harnsmkr. King, h Queen Weeks, P P, h Queen Wilhelm, Leo, harnsmkr, b City G, King Wegenast, Miss h Hotel Wegenast, Geo, mgr Mutual Life, Wing, Rev M L, pastor Emanuel c/^ h King Church, h Cedar s Wegenast, Ida, steno Mutual Winkler, Geo, brbr Alexander Fire, William House, h King Wegenast, M S, turnr, h Wil- Winkler, J H, acct Mutual Life, liam s Noecker I W. M. O. LOGHEAD, Intelligent investigation will clearly prove that District Manager, THE MUTUAL LIFE OF CANADA 51 King Street West, Berlin IS THE COMPANY PHONE 6U HOUSE PHONE 828 that merits the patronage of the insuring puhlloM EQOMOMIQAL MUIUAL FIRF. INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Insurance written on the Mutual and Cash Systems, Commercial. Manufac- turing and Non-hazardous Risks accepted at the lowest rates. TOWN OF WATERLOO 19: m Winkler, A, livry, Duke, h Queen H. L. STAEBLER CO., Winkler, Louis, wks Shirt facty, & h Allen n INSURANCE m Winn, Mrs P, Jane h Mary 11 Queen South, Berlin ::3o Winlerhall, Ed, wks Rubber fcty, Agents for h Union Witzel, Peter, blksmth, h Wil- Imperial Guarantee liam s and Accident Woeine, Edwd, h Albert Woelfle. Geo, lab, h Cedar n Insurance Company Woelfle, Henry, meeh, h Church of Canada Woelfle. Mathias, carp, h Cedar n Wolfe, Alex, mech, h Queen Surplus to Policyholders, $213,447,72 Wolfe, Alex, tmstr, h Duke Wolfe, Christn, pntr. h Queen Ziegler, Henry H, flnshr. John n Wolif, Hermn, pntr, h Princess Ziegler, John H, gro. King Wolfe, Jacob, lab, Duke Zimmerman, Mrs C,h Albert Wolfe, Jacob, mech, h Queen Zimmerman, Wm, plmbr, b Com- Wolf, Menno, pump nikr, h Erb s mercial Hotel Woeller A- Bolduc, furn nifrs, Zinn. John, boots and shoes, Herbert King, h same Woeller, C, (Woeller & Bolduc), Zirka. Albt, boilermkr, h Union h King- Z(»bisch. Jas, uks Ruhr facty, h Woodward, G W, excise ofTicer, John s h Caroline Zobisch, Mariin. mach, h Erb n Yanchus, Frank, b Market Hotel Zoellner, Miss A, li Erb n Yanchus, John, b Market Hotel Young. R M, prnt Sentinel, b Huether House Young, Mrs AVm, h John n Waterloo Mutual FIRE Youngblul, G P, shoes. King w, Insurance Company h Young s ]-j-!.-il)iished \6iV-l. Zalewski, Jos, mech, h William s Zick, Bertha, elk N A Zick, Wil- IsVt Oi:-.M .Siiipins. -li)9.7«9. low Zick, Conrad, cbntmkr, h Whitlow C. A. BOI-HM, Agent Zick, N A, shoes. King, h Willow Waterloo and Berlin Ziegler, Mrs E, h Victoria PHONES Ziegler, H A, pearl cutr, h King Office 249. Residence 209. 4& KIKKIvJtvX JR CIGARS, TOBACCO, ETC. Pool and Billiard Parlor in connection. 7 KING STREET IVESTf WALPER BLOCK THE CANADIAN BANK Ot COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, ?150,000,0e0 Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, M inager Waterloo Branch. 194 VERNON S DIRECTORY BRIDGEPORT Alphabetical Directory CO O HENRY VERNON & SON, Publishers o Alderson, John, engineer Gastmeier, Wm, fireman Berlin & Bridgeport Elec Ry Gibbet, Fred, laborer Birnstihl, Mrs Amelia Goeler, Henry, mechanic Birnstihl, Henry, horse trader Goeler, Martin, mechanic Birnstihl, Emil, broom maker Gole, Solomon S Boetger, David, rubber mkr Grasser, J Briibacker, Ferman, clerk Groff, Allan, laborer Boetger, David, rublDer maker Groh, Albert, fireman Boetinger, J R, hotel Guellett, Wm, mechanic Boetinger, Milton, bartender Haas, Elam, laborer Boettinger, Gordon, butcher Haas, Irvine, mechanic Q.Q: Bott, David, mechanic Haas, Moses, laborer Bracey, Wm Hall, Arthur, mechanic Burkholder, Mrs Sarah Hallman, Israel, mechanic Clemens, John, laborer Hallman, Moses, dairyman Crane, Mr Halstead, — , mechanic Gressman, Ivan, milk dealer Hamel, Andrew, farmer Eby, Moses, milk dealer Handorf, Louis, laborer Erb, Henry Hann, William k Preedman, Carl Harnack, Robert, mason Frey, Benjamin, farmer Hassenflug, Henry, laborer Frey, J H, farmer Heck, Philip, mason Gastmeier, Mrs Mary Heckadorn, Ezra, laborer Gastmeier, Otto, constable Himburg, Fred, cooper Gastmeier, Orson, mechanic Hofheinz, Fred, finisher o GO £ni MUTUAL LIFE OF CAIS^ADA o Gilt Edged Assets, Jan. 1, 1910 - - ?14,518,441 W. M. 0. LOGHEAD, DUtrict Manager Clear Surplus above Reserve and all 511. House other liabilitie«, Jan. 1 1910 - - - f2,973,760 51 KING ST. WEST, Phue Pfaoie 323 £OONOMICAL MUTUAL FIRE £NS. CO. OF BERLtN HEAD OFFICE, BERLIN, ONT. Support your own Institution. The Economical holds a place among the fore- o most Companies of Ontario. Rates low. Security unsurpabsed. TOWN OF BRIDGEPORT 195 W '^ Hofheinz, William, mechanic p o H. L. STAEBLER & CO., Hollinger, John B, cooper " Hollinger, John F, carpenter INSURANGE c Hollinger, Geo, cabntmkr, CD 11 Queen South, Berlin n o Hopp, Wm, dairyman Agents for Horn, Peter, mechanic Hummell, Anthony, blacksmith Springfield Fire and Hunsberger, Abram, laborer Marine Hunsberger, iMoser, daiiyman Jaeck, Albert, clerk insurance Company Jaeck, Edgac, wks Shirt factory Incorporated 1849 Jaeck, Edwd, mechanic Jaeck, Fred, cooper Surplus to Policyholders, $4,718,061,53 Jaeck, Geo, cabinetmaker Losses Paid, $46.?63,346.40 King, — , laborer Kress, Alvin, conductor Reichert, Arthur, laborer 00 Koch, Mrs Adam Reichert, Frank, laborer Koerber, Philip, blacksmith Reichert, John L, grocer Kraft, Jacob, laborer Reichert, Simon, mechanic Krampein, Norman, miller Reiter, Nicholas, farmer Kuntz, Geo, cooper Roedding, Louis, dairyman Lachman, Henry, cooper Rohdenberg, George, laborer Lachman, Isaac, laborer Rohlan, Fred, supt Lasso, Wm, mechanic Roos, James McGloy, Miss Maggie, drsmkr Schade, H, P M, general merch McDonald, Geo, machinist Schaefer, Mrs John Maier, Ghas, farmer Schedewitz, Albert, motorman Maier, Louis, farmer Schedewilz, John, motorman Martin, Ezra M, laborer Schelly, David, carpenter Martin, W, laborer r Meisel, Edward, miller Head Office-WATHRLOO m r Meyers, Squire, laborer X ^ > Morris, J, mechanic a Newman, Ghas, laborer CO r m Nobes, Thomas, mechanic • >k; Pernfus, Alvin, clerk o o Pernfus, Diebert, traveller 196 VERNON S DIRECTORY H. L. STAEBLER & CO., INSURANCE PERTH MUTUAL il Queen South, Berlin Agents for FIRE INSURANCE COMPANY North British and Mercantile ESTABLISHHD 1863 Insurance Company Net Cash Surplus, $202,793. ESTAKLISHED 1809 Total Funds Exceed $85,805,000 C. A. BOEHM, Canadian Investments, 8,820,742 Agent for Waterloo and Berlin, Phones—Office 249 ; Residence 209 Schiedel, Herbert, traveller Schiedel, Noah, broom maker Underwood, Wm, laborer o Schmitt, Henry H, cooper Wagner, Casper, weaver Schmilt, Henry S, cattle dlr Wagner, Herman, hotel o Seebach, Philip, laborer Watson, Wm Seibert, A E, laborer o Weaver, Titus, Seibert, Albert, mechanic plumber CO Seibert, Daniel, finisher Weber, Eli, gardner Seibert, Mrs Henry Weber, Tilnian, teamster Shirk, George M, bookkeeper Weber, Urias, farmer Shirk, Co, coal and salt G M, & Whiting, Miss E P, teacher Shirk, Noah, miller Woodhall, Gale, laborer Shirk, Peter (Shirk & Snider) Shirk & Snider, millers Woodhall, —, sr Simpson, Martin Zemmer, Daniel, gardener It Schmidt, Wm, laborer Schwartzentruber, Michl, laborer Schweitzer, Louis, farmer H. L. STAEBLER & CO., Schweitzer, Stanley, farmer INSURANCE Schiillz, Adolph, clerk 11 Queen South, Berlin Schultz, Ghas, mason Agents for Schiiltz, Herman, mason o Smith. Charles, horse dlr Snider, Levi HAND-IN- HAND Stahl, Herman, lab INSURANCE COMPANY Strieker, Philip, cooper Established 1873 Underwood, E, C teamster OLD AND TIME-TRIED Underwood, Thomas, laborer The success of tills company attests its H merit. Obtain an honest statement of THE IWOTOflli LIFE OF CANflDfl the facts from the undersigned. W. M. O. LOGHEAD, District Manager. 51 King St. West, Berlin OrriCE PHONE 811 HOUSE PBONE 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN o HEAD OFFICE, BERLIN, ONT. c Amount of Insurance written 1909, $2,000,000.00. 5* o ST o n ^ TOWN OF WATERLOO 197 BERLIN AND WATERLOO C o GLASSIFIEO BUSINESS OIREGTORY Headings marked thus *, and others omitted, are inserted only when contracted for. ACCOUNTANTS Davey, John W, Berlin OD Ferguson, Fred K, Berlin Scully & Scully, Berlin Dietrich, H A, Berlin m ARCHITECTS BANKS THE Bank of Nova Scotia, Vernon D DESIGNiNG AND MacLeod, mangr, Berlin DRAUGHTING COlViPANY Bank of Toronto, J K Ball, mgr, ARCHITECTS and DESIGNERS Berlin Plans, Specifications and Detail Drawings, also Bank of Toronto, G A Stephens, Commercial Designs and General Drftughting. Waterloo 36 TORONTO ST., TORONTO, ONT. Commerce, G M Wedd, mangr, Berlin Designing Sz Draughting Co, Tor- pa onto Commerce, J Moorman, mangr, Waterloo o> Knechtel, Chas, Berlin Dominion, K Bergmann, mngr, ^\'ev^ I, Berlin 45 King e AUCTIONEER Hamilton, C L Laing, agent, Wc/5 BerUn Davey, J W, 59-61 King e Merchants, W E Butler, mangr, >> Berlin BAKERS nm Molsons, Jacob Hespeler, mangr, w Bardon, Louis, Berlin Waterloo - W m> Kreller, Lembke & V^^^.fsL^o^f nw CIGARS. TOBACCO, ETC. Pool and Billiard Parlor in connection THE CANADIAN BANK OF COMMERCE Paid up Capital. $10,000,000. Reserve, $6,000,000. Totel Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. GO G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. 198 VERNON S DIRECTORY BILLIARDS AND POOL H. L. STAEBLER & CO., INSURANCE Lembke & KreUer 11 Queen South, Berlin BOOKSELLERS & STATION'RS Agents ]'or Bender, J P, Berlin United States Fidelity Clarke Bros, Berlin Doersam, Jacob, Waterloo and Guaranty Co. Weaver Stationery Co, Berlin 5 (We Will Bond You) BOOTS AND SHOES Established 1896 Cash Capital, $1,700,000 Hessenauer, J, & Son, Berlin Neill, R, Berlin BARRISTERS and SOLICITORS Seyler, Chas, Berlin Sippel & Hagen, Berlin - o Bitzer, A L, Berlin Snyder, E K, Berlin Boulby, W H, Berlin- Weseloh, A, & Co, Berlin Clement & Clement, Berlin Ziegler, W A, Berlin Cram, W M, Berlin Zinkann Bros, Berlin Haight, J C, Waterloo McBride, A P, Waterloo *BREAD MACHINERY Millar & Sims, Berlin Reade, W M, Berlin Wilson, C H, & Son, Toronto»nto1^ < O Scellen & Weir, Berlin (see advt) BICYCLES BREWERS Steinmetz & Son, Berlin Pequegnat, Arthur, Berlin Kuntz, Louis, Waterloo Lion, C N Heuther, Berlin I BOOKKEEPING MACHINES BUILDING STONE YOU WILL FIND IT ADVISABLE TO Hainer Bookkeeping Machine GET PRICES ON CASH REGI8TFR ^ ... „.,^ ...„ r ROMAN STONE ifir^J^EEV IN ONE MACHINE (Trade Mark Registered) SKND FOR CATALOGUE BEFORE YOU BUILD, BOOKKEEPING MACHINES. LTD. THE ROMAN STONE 00. Ltd. i 424 SpADiNA Ave., Tofonto, Ont. 100 Marlborough Ave . Toronto. Bookkeeping Machines, Ltd, Tor- Roman Stone Co, Ltd, The, Tor- onto onto In furnishing Life Insurance at actual net THE MUTUAL LIFE OF OANADA cost is the feature that marks the super- iority of this Company. IV. M. O. LOGHEAD, District Manager, SI King St. West, Berlin Office Phone 511 House Phone 329 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. > John Fennell, President. W, E. Schmalz, Sec. and Manuger. Geo. C. Lang, Vice-President. TOWN OF WATERLOO 199 o BUILDERS' SUPPLIES H. L. STAEBLER & CO., Braun, Casper, Berlin INSURANCE BUSINESS COLLEGE 11 Queen South, Berlin m Agents for Berlin Business College, W D Euler, principal, Berlin z Commercial Union o Assurance Company m Quickly comes when qualified to earn it. LIMITED CENTRAL BUSINESS COLLEGE, TORONTO. 7) will train you quickly and effectively. It has Total Funds Exceed $84,600,000 trained thousands. Free catalogue explains. Write for it. W. H. SHAW, Principal. CIGARS, ETC 33 Central Business College, Toronto m Lembke & Keller, Berlin > BUTCHERS CROCKERY, CHINA & GLASS r Dumart, H, Berlin A & E Heller, Berlin Eby, Ion, Berlin Hinsberger, S P, Berlin CLOTHIERS Kraft, e" Berlin Manz, George, Berlin Moyer, Allan, Berlin m> Schneider, J M, Berlin Smyth Bros, Berlin ZH Strasser & Co, Waterloo BUTCHERS' TOOLS Thornton & Douglas, Ltd, Berlin com Weseloh, A, & Co, Berlin Wilson, C, & Son, Toronto (see Wildfang, M, Berlin ^> advt) CARPET MANUFACTURERS G01?E DISTRICT MOTOfili The BrintoD Carpet Company of Canada, to UMITED-PEIERBOROUGH FIRE ' o Manufacturers 09 Milton, Brussels and Axminsters Insurance Company n ~2 WM. E. WHITEHEAD, Agent s < KiLDARE Hand Tufted Carpets. Established 1839. Silet DepL-28 WELLINGTON ST. WEST, TORONTO. Net Cash Surplus, $333,772. \ ^ Brinton, The, Carpet Co, of Can- C. A. BOEHM, Agent. l< ada, Ltd, Toronto Phones—Office 249 ; Residence 209. z ^'''''^^' ^°^^^^°' ^^*^ .z IFMRKFLiJbiULIIlLl ^Ul IHlLlLlijLillyKRFIIFR Pool and Billiard Parlor in connection. 7 KING ST. WEST, Walper Block. o The Canadian Bank of Commerce Paid up Capital. SlO,000,000. Reserve, §6,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch, MOORMAN, Manager Waterloo Branch. 200 VERNON S DIRECTORY CONTRACTORS H. L. STAEBLER & CO., INSURANCE Braun, Casper, Berlin 11 Queen South, Berlin CORRESPONDENCE SCHOOLS Agents for International, Berlin Royal Insurance COUNTER CHECK BOOKS Company, Limited F. N. BURT COMPANY, Limited 181.') KSTABLISHEU Successors to The Carte'"-Crume Co., Lid. (Canadian Branch) Assets, $71,000,000 The Morton Co., Ltd., and Merchants' Counter Chock Book Co., Ltd. Manufacturers of Counter Check Books, Shipping Tags, COAL AND WOOD Invoice Tags, Credit Systems, Duplicating Letter Books and Paper Boxes. Boeliiaer, R, & Co, Berlin 44 KING STREET WEST, TOBOKTO, OWT. Kloepfer & Co, Berlin Lockhart, A, Berlin Burt, F N, Co, Ltd, Toronto Pipe, A A, Berlin DENTISTS COLLEGES AND SCHOOLS 52 Cornell, E P, Berlin Established 1860. IJeitel, A II, Berlin BRITISH AMERICAN Hilliard, J A, Berlin BUSINESS COLLEGE Uiiphes, F G, Waterloo Rudel, E, Berlin Y. M. 0. A. BUILDIKa. TORONTO. A The oldest In Canada. Excellent CouraeB. Wells, W, & Son, Waterloo Fin* •quipment. Up-to-date methods. Post- Wilkinson, W B. Berlin kire results. Catalogue sent on request. T. M. WATSON, Principal. DRUGGISTS British-American Business Col- Clarke Bros, Berlin lege, Y M C A Bldg, Toronto Dovill. E M. Waterloo .Ritz, E O, Berlin Roos, A J, Berlin and Waterloo ST MAJGARET'S COLLEGE Schmidt, W J, Berlin 144 BLOOR Street East, Toronto A Boarding and Day School for Girls Founded by the late George Dickson, M. A., DRY GOODS, ETC former principal of Upper Canada, College and Mrs. Dickson. Mddom equipment, larg-e grounds. Bi'icker & Co, Waterloo 1'eachers of highest academii- «ianding Cressman, M C, Berlin Mrs George Dickson, Miss J. E. Macdonald, B.A., President. Principal Ernst, S R, Berlin Lang Bros & Co, Berlin St Margaret's College, 144 Bloor Macklin, F E, Berlin St, Toronto Mills, C H, Berlin W. M. 0. LOGHEAD, District Manager THE MUTUAL LIFE OF CANADA 51 King Street West, Low Expense Rate, Low Death Rate and care in respect of investtnents are the items that count, Phone 511. House Phone 323 Examine pur records in these regards. 1 ECONOMICAL MUTUAL FIRE INS. CO., OF BERLIN WO HEAD OFFICE. BERLIN. ONT. cm The list of the Company's Policy-holders includes some of the largest corpora- tions and most influential business men of the country. TOWN OF WATERLOO 20 ^^ Sauder, E A, Berlin Smyth Bros, Berlin h. L. STAEBLER & CO., Uffelman, J, Waterloo INSURANCE Weseloh, A, & Co, Berlin 11 Queen South, Berlin Agents for ELECTRICAL CONTRACTORS >C/) CHADWICK BROS. The Rimouski Fire ELiKCTRIOAlL. OONTRaOTORS INSURANCE COMPANY BRASS FOUNDERS & METAL SPINNERS ART METAL GOODS Established 1876 If it is brass, COPPER, ALUMINUM OR IRON—We Make it. Surplus to Policyholders, $285,358 WRITE FOR INFORMATION. (Including SHOWROOH FACTORY uncalled capital stock) 193 KING EAST. OAK AVL & BARTON ST. HAMILTON. ONT. GENERAL STORES Chadwick Bros, Hamilton Devitt. M. & Co. Waterloo Doering Bros, Waterloo ELECTRICAL SUPPLIES Leeson, W H, Berlin Moyer, Allan A, Berlin Electric Construction Co, Berlin GROCERIES (Wholesale) EXPRESS COMPANIES Randall & Roos, Berlin Canadian, A E Brand, Berlin in Canadian, I E Hertel, Waterloo GROCERS Dominion, A J Roos, Berlin Ahrens, H J, Berlin Baumgaertner, John, Waterloo LOUR AND FEED Bock & Schell, Berlin Eidt, J L, Berlin rO c FURNITURE DEALERS C. A, BOEHM tn District Agent tn Canada Furniture Manufacturers, THIi s: Berlin Employers' Liability Lippert, Edward, Berlin w Schrieter, A G, Berlin yissurance Corporation, Limited H Ilallmaii, A S. Berlin Capital, $5,000,0(K).CH». Hasellug, G, Waterloo Accident, Sickitess Eniployers' Liability and Guarantee Bonds tno Liberal Policies Issued. GARAGE Prompt Settlements. Gross, Nelson, Berlin Phones — Office 249 ; Residence 209 o LEMBKE & KRELLER, ¥ Cigars, Tobacco, Etc. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING STREET WEST. WALPER BLOCK. o Economieal Mutual Fi^e Ins. Co. of Berlin HEAD OFFICE, BERLIN ONT. > Security ample. Losses promptly and equitably adjusted. TOWN OF WATERLOO 203 o Berlin H. L. STAEBLER & CO., Canadian Casualty, I S K Weber Co, Berlin INSURANCE Canadian Fire, B C, Schulte, Ber- 11 Queen South, Berlin lin Agents for Canadian Fire, H L Staebler & Co, Berlin London Assurance Canadian Railway Accident, H L D Staebler & Co, Berlin Corporation City of Hamilton Cash Mutual, m Fire, I S K Weber Co, Berlin Incorporated 1720 Commercial Union Fire, H L Capital Paid Up, $2,241, .375 Staebler & Co, Berlin Total Cash Assets, 22,457,416 Crown Fire, I S K Weber Go, M Berlin C55d General Fire, I Dominion Burglary, H L Staebler S K Weber Co, & Co, Berlin Berlin >> Dominion of Canada Guarantee Gore Mutual Fire, Carl Kranz, Berlin M and Accident, A H Seibert, Berlin Great W^est Life, A H Seibert, Dominion of Canada Guarantee Berlin and Accident, B C Schulte, Ber- Guardian Fire, Carl Kranz, Berlin lin Hamilton Cash Mutual Fire, I S Weber Co, Berlin Dominion Fire, I S K Weber Co, K Berlin Hand-in-Hand Ins Co, H L Staeb- Dominion Life, Thomas Milliard, ler & Co, Berlin mangr, head office, Waterloo Hartford Fire, Carl Kranz, Berlin Dominion Plate Glass, I S K Home Fire, Carl Kranz, Berlin Weber Co, Berlin Economical Mutual Fire, W H c« Schmalz, mangr, head office, Berlin Economical Mutual Fire, Carl Kranz, Berlin w Emiitv Fire, H L Staebler & Co, Berlin Oh Eouitv Fire, I S K W^eber Co, Berlin Ecfuity Fire, Carl Kranz, Berlin Fidelity and Casualty Co, N Y, HARTFORD FIRE INSURANCE COMPANY B C Schulte, Berlin A Ccnturj' Old °%^ Fidelity and Casualty Co, N Y, In San Francisco alone ten millions paid. C. A. BOEHM, Agent. I S K Weber Co, Berlin Phoncs-Offiice 249. Residence 209. 5S.S n* H m LEMBKE & KRET^T^ER p Cigars, Tobacco, Etc. ^°°Srco^Sn^^^'°'' 7 KING STREET WEST WALPER BLOQK. THE CA^^AOIAN BANK QF CCI SRCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000 Transacts a General Banking Busitiess. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. !04 VERNON S DIRECTORY Mutual Life of Canada, George H. L. STAEBLER & CO., Wegenast, mangr; W H Rid- INSURANCE dell, sec; head office, Waterloo 11 Queen South, Berlin Mutual Life of 'St Canada, W M O Agents for Lochead, district mngr, Berlin New York Plate Glass, Carl THE STANDARD LIFE Kranz, Berlin ASSUR>'=NCE COY North British * Mercantile Fire, L Staebler Co, Berlin Established 1825 H & Northern Assurance Company, Invested Funds, - $61,000,000 Carl Kranz, Berlin Canadian Investments, 18,000,000 Ontario Fire, I S K Weber Co, Annual Revenue, - 7,400,000 Berlin flj Profits Paid - - 35,000,000 ™ Ontario Fire, H S Staebler & Co, O Berlin Imperial Guarantee & Accident, Pacific Coast Fire, H L Staebler H L Staebler & Co, BerUn & Co, Berlin Independent Fire, I S K Weber Phenix of Brooklyn Fire, Carl Go, Berlin Ki'anz, Berlin Liverpool, London & Globe, Carl Phoenix Ins Co, Hartford, H L Kianz, Berlin Staebler & Co, Berlin London Guarantee and Accident, Prudential Life, C A Bilhaz, Carl Kranz, Berlin special agent, Berlin h London Life, Carl Kranz, Berlin Prudential Life, 69 Frederick fl London Assurance, H L Staebler Queen Citv Fire, H L Staebler & ^ & Go, Berlin Co, Berlin London ^ Lancashire Guarantee, Richmond Sc Drummond Fire, I S H L Staebler & Co, Berlin K Weber Co, Berlin London Mutual Fire, Carl Kranz, Rochester-German Fire, Carl Berlin Kranz, Berlin Roval Fire, H L Staebler & Co,i Manufacturers' Life, John Mc- Berlin Meekin, city agent, Berlin St Paul Fire, and Marine, I S K Merchants' Fire, I Weber S K Weber Co, Berlin Co, Berlin Shantz, F E, * Co, Berlin Metropolitan Fire, I S K Weber Springfield Fire, H L Staebler & Co, Berlin Co, Berlin Metropolitan Fire, H L Staebler Standard Fire, B C Schulte, Ber- I & Co, Berlin lin Monarch Fire, I S K Weber Co, Standard Life, H L Staebler & Berlin Co, Berlin Montreal-Canada, I S K Weber Sterling Accident and Guarantee Co. Berlin Co, H L Staebler & Co, Berlin 4 W. M. 0. LOCHEAD, District Manager The Mutual Life of Canada Canada's biior and only Mutu.al Life Insurance 51 Kino St. West, Phone 511| Company. The Policyholders really Own, really Contboi, and really Get Everything. House Phone 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. Amount of Risk, $22,000,000.00 Total Assets, $550,000.00 Government Deposit, $50,000.00 o TOWN OF WATERLOO 205 United States Fidelity and Guar- H. L. STAEBLER & CO., antee Co, H L Staebler & Co, Berlin INSURANCE Waterloo Mutual Fire, Frank 11 Queen South, Berlin pi Haight, mangr, hd office Wat- Agents for erloo Wellington Mutual Fire, I S K The Ontario Fire Weber Co, Berlin Western Fire, I S K Weber Co, Insurance Company Berlin Western Marine, I S K Weber Total Assets (inciudingf Co, Berlin subscribed capital, $429,000 Yorkshire Fire, Carl Kranz, Ber- lin LAUNDRIES Berlin Racycle Go >*TJO Berlin Robe and Clothing Go Pearl Laundry, Steam Berlin Berlin Rubber Manfg Go. Ltd Sun, Waterloo Berlin Shirt and Collar Go LIQUORS Berlin Suspender Go Berlin Woodenware Go Barnhart, Wm, Berlin Seagram, J E, Waterloo Blankslein, Ghas, cigars, Berlin Stein, C, Berlin Boehmer, A, & Go, paper boxes, Berlin •til *LIVERIES o Bolduc & Waeller, furniture, Bricker & Son, Berlin Waterloo Lawrason, W A, Berlin Breithaupt Leather Co, Ltd, Ber- lin •-rs MANUFACTURERS Ahrens, A H, & Go, shoes, Berlin Alpha Chemical Go, Berlin Berlin Brick Go Berlin Cigar Co s Berlin Foundry Berlin Felt Boot Co n Berlin Furniture Co X w Beilin Gasoline Engine and - w Thresher Go, Ltd o3 Berlin Gauntlet Mfg Go LEADING FIRE INSURANCE COMPANY Berlin Glue Works IN AMERICA. Berlin Interior Hardwood Go J. B. HUGHES, Special Agent. Phone 259 Berlin Plate Glass & Mirror Go C. A. BOEHM, Local Agent. Phone 249 - oHg(/) < a 25 7 KING ST. WEST O Block G LEMBKE & KRELLER. Walper H ClOiRS. TOBACCO, Etc. Pool arvJ Billiard Parlor in connection. X THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. Reserve, $6,000,000. Total Assets, $150,000,000 CO Transacts a General Banking Business. Interest allowed on Deposits. G, M. Wedd, Manager Berlin Branch. J. Moorman, Manager Waterloo Branch. 206 VERNON S DIRECTORY O'Donald, Thomas, cigar boxes, H. L. STAEBLER & CO., Waterloo INSURANCE Oberholtzer, G V, & Go, shoes, 11 Queen South, Berlin Berlin Agents for Ontario Sugar Go, Berlin < Onward Manfg Co, sUding fum-^-- Queen City Fire iture shoe, Berlin JH Ott, M, * Son, bricks, Berlin ^ Insurance Company Peerless Leather Go, Berlin Pequegnat, The Arthur, Qock Established 1871 Co, Berlin o Roschman & Bros, buttons, Wat- Total Assets, $271,000 erloo Schierholtz & Zinkam, furniture, Canada Button Co, Berlin Waterloo Canada Furniture Manufacturers, Shantz, J Y, & Son, buttons, Ber- Berlin and Waterloo lin Cloisonne Glass Co, Berlin Shirk &. Snider, flour mills, Doerr, C H, & Go, biscuits, Berlin Bridgeport ^ Forwell Foundry Co, Berlin Snider, J B, furniture, Waterloo^^J Foster-Armstrong Co, pianos, Snider, Wm, flour mills, Water- il Berlin loo Hachborn, C H, & Co, upholstrs, Snyder Bros' Upholstering Co, Berlin Ltd, Waterloo Hagen Shirt and Collar Co, Berlin Star Whitewear Co, Berlin Tolton, Harry, shirts, Hall, H J, & Son, planing mills, Berlin o Berlin Toronto-Waterloo Office Fixture Havana Cigar Co, Berlin Co, Waterloo J^ Tuerk Bros, foundry, Berlin U [fertil. A, refrigerators, Berlin ^^ Hibner Furniture Co, Berlin Valentine, Turner & Co, shoes, Walker Bin and Store Fixture H Hoffman, C C, buttons, Berlin Jackson & Cochrane, founders, Co, Berlin Berlin Waterloo Broom and Brush Go,*; Kaufman, Jacob, planing mills, Waterloo I Berlin Waterloo Glove Mfg Co,Waterloo Keil, Fred, cigars, Waterloo Waterloo Mfg Co, Ltd, imple- Kreiner, J, & Go, furniture, Berlin ments, Waterloo S Krug, H, Furniture Go, Berlin Waterloo Shoddy Mills, Waterloo^ t^ang Tanning Co, Ltd, Berlin Waterloo Woolen Mills, Water- Lippert & Co, furniture, Berlin loo Meinke, Wm, cigars, Berlin Wiegand & Go, shirts, Berlin ^ Merchants' Rubber Co, Berlin Winterhalt, J, cigars, Berlin -^ UJ The MUTUAL LIFE OF CANADA ^ILS* "N^f^do'ifarXt'VS^f^ appropriated since its inception 40 years ago, is the unique record of this company. W. M 0. LOGHEAD, District Manafer, 51 King St. Weit, Berlin Office Phone 511 House Phone 323 \ Economical mutual fire ins. co, of Berlin. ESTABLISHED 1871. HEAD OFFICE, BEHLIH, ONT. >o Has had 38 Years' Experience in Fire Insurance Underwriting. ITS GROWTH HAS BEEN A STEADY ONT. °» TOWN OF WATERLOO 207 H. L. STAEBLER & CO. Insurance Company INSURANCE of North America 11 Queen South, Berlin Agents for Founded 1792. Losses Pcaid, $144,750,841. Sterling A ccident Is Surplus, $5,589,406. and Guarantee Fire, Marine, Automobile, Company Tourist, Etc. - fe Surplus to Policyholders, $293,889,95 C. A. BOEHM, Agent. Hat 209. Phones—Office 249 ; Residence o Gamer, A Z, Berlin Williams, Green & Rome, shirts, Sauder, E A, Berlin Berlin Thornton & Douglas, Ltd, Berlin Woeller & Bolduc, furniture, Weseloh, A, & Co, Berlin Waterloo Wildfang, M, Berlin Wunder Furniture Go, Berlin MERCHANT TAILORS MAPS Harrison, George, Berlin Rosenberg, Max, Berlin Brandt, Wm B, 540 Ontario St, Toronto Stieler & Seibert, Berlin Schmitt, S O, Berlin MARBLE & GRANITE WORKS Tylinski & Go, Berlin Wildfang, M, BerUn Braun, Casper, Berlin MILLINERY MEN'S FURNISHINGS Pehrenbach, S & Go, Berlin Costello, W O, Berlin Rose, Alex, Berlin MAPS FOR MUNICIPAL PURPOSES. SPECIAL SURVEYS. ADVERTISING MAPS. S m LITHBGRAPHIG DRAFTING. TRACING. BLUEPRINTING. CA WM. B. BRANDT, Div. Eng. 540 Ontario Street, Toronto CIGARS, Lembke & Kreller, TOBACCO, Etc. St. Pool and Billiard Room in 7 King W., Walper Block. connection. 90 r/ie Cansidian Bank of Commerce Paid up Capital, $10,000,000. Reserve. ^,000,000. Total Assets, $150,000,000. Transacts a General Banking Business. Interest allowed on Deposits. U. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. CO 208 VERNOK S DIRECTORY Heist, E D, King W, Berlin L. CO. H. STAEBLER & Heist, Mrs E D, King w, Berlin INSURANCE 11 Queen South, Berlin PAINTERS Agents for Hett, J W, Berlin BOILER INSPECTION Hamel, E, & Co, Berlin < INSURANCE COMPANY Wolfe, Chris, Waterloo OF CANADA PATENT ATTORNEYS Established 1875 Policies Guai'anteed by The Hartford FETHERSTONKAUGH ft'cO. Steam Boiler Inspection and —THE OLD ESTABLISHED FIRM- t/) Insurance Company Head Office W a Total Security to Policyholders, $4,552,000 ROYAt. BANK BUILDING, 10 King St. East, TORONTO I ^- Branches—Montreal, Ottawa, Winnipeg, NEWSPAPERS Vancouver and Washington, D. C, U. S. A. - o Berlin Journal, Rittinger & Motz, Fetherstonhaugh & Co, Toronto Berlin Berlin News-Record, Berlin ^^ Berlin Telegraph, Berlin Ganadischer Kolonist, Rittinger FETHERSTONHAUGH, DENNISON & CO. & Motz, Berlin REGISTERED ATTORNEYS Chronicle-Telegraph, Waterloo CQCQ Deutsche Zeitung, Waterloo STAR BLDG.. 18 KING ST. W., TORONTO Q W Gospel Banner, Douglas Bros, Also MONTREAL, OHAWA. WINNIPEG awl WASHINGTON Send for "The Prospective Patentee.' Berlin c/)0 Missionary, Douglas Bros, Berlin Featherstonhaugh, Dennison & Ontario Glocke, Rittinger & Motz, Co., Toronto Berlin C^3 PATENTS & INVESTM'NTS NURSERIES Berlin, H L Jansen, Berlin PATENTS MARKETED, EOUGRT AND SOLD. OPTICIANS PROCURED, The Patent Exchange and Investment Company, Boehmer Bros, Berlin ARTHUR MACMURTRY, Manager, CO J. Gabel, J, Berlin A 152-154 Bay St., Toronto, Canada. Send for free list of Patents Wanted and for sale OSTEOPATHY McMurtry, J A Bingeman, Ella, Berlin 1 prove that W. M. O. LOGHEAD, Intelligent investigation will clearly District Manager, THE MUTUAL LIFE OF CANADA 51 King Street West, Berlin IS THE COMPANY PHONE SU HOUSE PHONE 82S that merits the patronage of the insuring puhlic ,Lj; [i.i; frrr^aip [u>, ;i."r;- [.i ij ,i ij [is] 4sii4- [i »J [i i] T' 'i r ESTABLISHED 59 YEARS i ( Gold WIISOD'S Medal i i 32 HIGHEST PRIZES IN CANADA (1 i |! i It) i) (1 (j i t f (t) GOAL, HAY AND GRAIN SCALES I i SEND FOR CATALOGUE (:) (I (:) C. WiLSON & SON, (| (:) 79 Esplanade St. East, (1 TORONTO, CANADA I. 111 I] [i.,.i] ^i"ij :^xx± -tT:rf 'oj 'u;. fr r t fj] ITTTM ri-I^-fp AUD WIIDOW GLASS '^ '* I* Situated on Don Roadway, North of Queen St. East, ten minutes by Street Car from Corner King and Yonge Sts,, Toronto I* I* >^* I* I* THE TORONTO PLATE GLASS * * I* IMPORTING COMPANY, LIMITED, HILL & RUTHERFORD, Managing Directors * The Largest Glass Bending, Bevelling, Mirror and Ornamental Glass Works in Canada * ECONOMICAL MUTUAL FIRE iNS. CO. OF BERLIN HEAD OFFICE, BERLIN. ONT. Support your own Institution. The Economical holds a place among the fore- O most Companies of Ontario. Rates low. Security unsurpassed. f^ <; TOWN OF BRIDGEPORT 209 PATTERN MAKERS p o H. L. STAEBLER & C50., " The Hamliton INSURANCE C Pattern Works 11 Queen South, Berlin fD c for PAHERN SPECIAUSTS Agents Hamilton, Canada. Springfield Fire and All kinds of wood patterns. Marine insurance Company The Hamilton Pattern Works, Hamilton, Canada Incorporated 1849 Surplus to Policyholders, $4,718,061.53 • PHOTO SUPPLIES Losses Paid, $46,763,346.40 Starnaman & Son, Berlin Gardiner, F G, Berlin PHYSICIANS Wanless, G A, Berlin Armitage, J H, Waterloo Bauman, A P, Waterloo PLANING MILLS Bowlby, G H, Berlin Sash and Doors Cllne, L F, Berlin Hett, J E, Berlin Hall, H J, & Son, Berlin Hilliard, W L, Waterloo Kauffman, J, Berlin Honsberger, J P, Berlin Huehnergard, H, Berlin PLATE GLASS Kam, C J W, Berlin Lackner, H G, Berlin Toronto Plate Glass Importing •4 X McLean, John, Berlin Co, Ltd, (see page opposite) Minchin, D J, Berlin Noecker, G J, Waterloo Head Office-WATERLOO Wallace, W T, Berlin n Walters, J J, Berlin Webb & Pischer, Waterloo Whiteman, R W, Berlin Mercantile, PICTURE FRAMERS FIRE i INSURANCE//, o > » Starnaman & Son, Berlin ^ •> JO PIANOS AND ORGANS C. A. BOEHM, eg Becker, E W, Berlin Agent for Waterloo and Berlin. Bressnahan, J P, Berlin Phone—Office 249 ; Residence 209 CIGARS, LEMBKE & ERELLER, TOBACCO, ETC. POOL AND BILLIARD PARLOR IN CONNECTION. 7 KING ST. WEST - WALPER BLOCK. •^ THE CANADIAN BANK OF COMMERCE I ^^ Paid up Capital, ^Ki.OOO.OOO. Reserve, ^8,000,000. Total Assets, ?150,000,000. '^J Transacts a General Bahking Business. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterloo Branch. SCALES H. L. STAEBLER & CO., INSURANCE ^ Wilson & Son, Toronto (see 11 Queen South, Berlin advt) Agents for AtlSLS Assurance Company, Umiteii SEED COMPANY Established 1808 Ontario Seed Co, Waterloo Total Funds, $15,000,000 Capital Paid Up 1,320,000 Uncalled Capital 9,680,000 *SEWING MACHINES PLUMBING AND HEATING Bressnahan, J P, Berlin Singer Manig Co, Berlin c Kainsworth, John, Berlin Wanless, G A, Berlin Hollinger & Durst, Berlin Wolfhard, H, & Co, BerUn Winters, Thompson, Berlin STOVES AND TINWARE PRINTERS (Bodk and Job) Wolfhard & Co, Berlin Hymmen, P, Berlin Bsrlin News-Record, Berlin Berlin Telegraph, Berlin Snider, Fred, Berlin Chronicle-Telegraph, Waterloo Weichel, M, Waterloo Cober & Dopp, Berlin t)ouglas BBros, Berlin Rittinger, ftermSn, Berlin TAif^NERS Rittinger & Mofz, Berlin Q.Q: Weaver Stationery Co, Berlin Breithaupt Leather Co, Berlin Lang Tanning Go, Berlin RAILWAYS, Freight Offices P C R, Joseph TELEGkXl% and TELEPHONE G T R, Weber COMPANIES REAL ESil^^ i^^C^TS Bell Telephone Go, Berlin and Bender, A C, IfS^ih Waterloo Knell, Henry, Beirlih Canadiah 'f^isiclfic, J Roos, Shantz, F E, & Co, Bierlin A Schulte & Riener, Berlin Berlin Weber, I S K Co, Berlin Great North Western, Berlin O CO SI MUTUAL lilSlE H^^ CAlS^ADA Gilt Edged Assets, Jan. 1, 1910 - - 14,518,441 Q f W. M. 0. LOGHEAD. District Manacer Clear Surplus above Reserve dnd'all other liabllitie'*, Jan. 1 1910 - - - ^,973,760 51 KING ST. WEST, PImm 511. Imite PhoM 323 ECONOMICAL MUTUAL FIRE INS. CO. OF BERLIN HEAD OFFICE, BERLIN, ONT. > John Fennell, President. W. H. Sehmalz, Sec. and Manager. Geo. C. Lang, Vice-President. TOWN OF BERLIN 21 I o THERMOS BOTTLES Simpson Co, Berlin Surarus, A B, Berlin VARIETIES m i^nox, S H, & Co, Berlin z THERMOS VERMIN EXTERMINATORS o r»r aale by DRDG, HARDWARE, SPORTIIfa COMMON SENSE MANFG. GO. GOODS AND JEWELRY STORKS. 381 St. m Queen W., Toronto MANCFACTURERS OF CANADIAN THERMOS BOTTLE CO. COMMON SENSE EXTERMINATORS Limited For Rats and Mice, Roaches and Bedbugs, No Odor—Dries them up. Every 12-14 SHEPPARD ST.. package guar- TORONTO anteed. Ail dealers. WRITE FOR TESTIMONIALS 13 Canadian Thermos Bottle Co, m Ltd, 12-14 Sheppard st, Toronto Common Sense Mfg Co, 381 Queen st w, Toronto > TYPEWRITERS AND SUPPLIES AND JEWEL- Monarch, H L Staebler & Co, WATCHMAKERS Berlin ERS United Typewriter Co, Toronto Boehnier Bros, Berlin UNDERTAKEBS Gabel, A J, Berlin Heller Bros, Berlin Klippert Undertaking Go, Water- Heller, J H, Berlin 2H loo Pequegnat, Paul, Berlin Lippert, Edward, Berlin Roos, E J, Waterloo ^> THp UNDERWOOD TYPEWRITER is more extensively used in Can- ' o ada than all other makes om- bined. See the Underwood man at our nearest office. He is 9 5< good fellow to know. UNITED TYPEWRITER CO., limited '^^ Offices in all Canadian Cities. HEAD OFFICE AT TORONTO ' z cigars, tobagco, etc. IFMRITF J& ITRFIIFR z UjItIDIiIj a, IvAELLLlly Pool and Billiard Parlor in connection. o T mW Sft WBST, Walft^r Pipch. . THE CANADIAN BANK OF COMMERCE Paid up Capital, $10,000,000. . Reserve, i 3,000,000. Total Assets, §150,000,000. ^ Transacts a General Banking Buj^iness. Interest allowed on Deposits. G. M. WEDD, Manager Berlin Branch. J. MOORMAN, Manager Waterli o Bi ai:ch. 212 VERNON S DIRECTORY ^ GENERAL INDEX Advertisers' Index last page Berlin and Waterloo Classi- Berlin Alphabetical Direc- fied Business Directory 197 tory 54 Bridgeport 194 Berlin Miscellaneous Direc- Waterloo Alphabetical Direc- tory 148 tory , .... 168 Berlin Street Directory 7 Waterloo < Street Directory . 152 ADVERTISERS' INDEX Alliens, II J 5 Kloepfer & Co front cover Bank ol" Hamilton . . . front cover Klotz, E W 202 - o Bardon, Louis 4 Lenibke & Kreller. . .bottom lines Bender, AG margin lines Lochead, W, M 0.. bottom lines Boehm, C A corner cards McMurtry, J A 208 Brandt, Wm B 207 xMolsons Bank , 154 Boehmer Bros 6 Mutual Life of Canada H> Bookkeeping Machines 198 bottom lines Breithaupt Estate, Louis, The 2 Pequegnat, Paul 3 Bricker, A, & Sons 4 Rozens, Charles front cover <: o .' . . . Brinton Carpet Co 199 Ruhlman, Gene . , . . back cover British America Business Roman Stone Co 198 College 200 St Margaret's College 200 Burt, FN 200 Shirk & Snider 154 Canadian Bank of Commerce Staebler. H L, & Co top lines left and right hand cards Central Business College 199 Thermos Bottle Co 211 Chadwick Bros 201 Toronto Plate Glass Import- Common Sense Manfg Co 211 ing Co colored page Designing & Draughting Co 197 United Typewriter Co Economical Mutual Fire Ins Union Mills 154 Co top lines Vernon, Henry, & Son 147 Eidt, JL 4 Wanless, G A.. left margin lines Fetherstonehaugh Co 208 & Waterloo Mutual Fire Ins Co 2 Fetherstonehaugh, Denni- Weseloh, A, son & Co 208 & Co... inside back cover Grand Central Hotel., back cover Haight, Jas C 154 Wilson & Son colored page Q: Hamilton Pattern Works .... 209 Zuber, Joseph back cover In furnishing Life Insurance at actual net THE MUTUAL LIFE OF OANADA cost is the feature that marks the super- iority of this Company. W. M. O. LOCHEAD, District Manager, 31 King St. West, Berlin Office Phone Bll House Phone 323 H. L. STAEBLER & CO., INSURANCE 11 Queen South, Berlin Agents for PHOENIX INSURANCE COMPANY OF HARTFORD, CONN. HARTFORD FIRE INSURANCE COMPANY Established 1854 A Century Old In San Francisco alone ten mil ions paid. Total Assets, - ?9,900,000 C. A. BOEHM, Asent. Phones—Offlico 249. Residence 209. Total Losses Paid, 65.696,377 IF YOU WISH TO KEEP THE BABY HEALTHY You must feed it good nourishing food that it can digest. WE HAVE RECEIVED A LARGE NUMBER OF TESTIMONIALS FROM PHYSICIANS, PROFESSIONAL NURSES, MOTHERS, DRUGGISTS and others who have used Triangrie Baby Food for a numlier of years, and they all recommend it as one of THE BEST BABY FOODS that can be purchased. Try it and you will be pleased with results. TRIANGLE FOOD l8 for sale at all Drug Stones. OUR FIRST If you cannot procure it in your town write for a KREE sample tin to consideration with the little ones should be to provide Triangle nourishing food that will jigree with them. We have Food Co. no hesitation in saying "Triangle Food" is the best HAMILTON. Qjsjy substitute for "mother's milk" known in Canada. H. L. STAEBLER & CO., DISTRICT INSURANCE GORE JJOTDfllt 11 Queen South, Berlin Agents for FIRE Commercial Union Insurance Company Established 1839. Assurance Company Net Cash Surplus, $333,772. LIMITED C. A. BOEHM, Agent. Total Funds Exceed $84,600,000 Phones—Office 249 ; Residence 209. ^ 73^-7 HENRY VERNON & SON City of Hamilton Directory, - $4 00 City of London Directory, 4 oo City of Guelph Directory, 2 50 City of Stratford Directory, - 2 50 City of Chatham Directory, 2 50 City of St. Catharines Directory, 2 50 City of Belleville Directory, - 2 50 City of Niagara Falls Directory, 2 50 Sault Ste. Marie Directory, - 2 50 Berlin and Waterloo Directory, 2 50 Owen Sound Directory, 2 50 Gait and Preston, 2 50 Brockville Directory, 2 50 Barrie and Orillia Directory, 2 50 CoUingwood Directory, 2 50 North Bay . . . . 2 50 HEAD OFFICE: 127 Jackson St. West, Hamilton, Ont. The Stores for the People STORE NO. 1 STORE NO. 2 BOOTS and General SHOES Dry Goods, Clothing, NEXT TO Men's Fur- DOMINION nishings BANK and Ladies' We are sole agents for the SLATER Ready-to- and EMPRESS SHOES and 'carry Wear. ail immense stock for all classes. NEXT TO BANK OF TORONTO Phone 432 PHONE 770 OUR BUSINESS POLICY Is to give the people of the surrounding Coun- try GOOD SER/ICE-GOOD TREATMENT, together with the best Merchandise that our cash can buy. Our stock is strictly new and up-to-date in both stores. TERMS CASH AND MONEY REFUNDED IF NOT SATIS- FIED WITH PURCHASE WE DO SHOE REPAIRING A. Weseloh & Co. ' »MWM^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^MMM^^VMM^M^M^M^ I (?===5:s=9(g====S5=5m?==^=5g==^^:^ GRAND CENTRAL JOSEPH HOTEL ZUBER PROPRIETOR BERLIN, ONTARIO !$======5i==5(?=^:::-9S==^^ BILLARD PARLOR J^ IT TD BOWLING ALLEYS Tables and Alleys in First Class Condition Drop in and have a game ALSO A FULL LINE OF SMOKERS* SUPPLIES, CIGARS AND TOBACCOS OF THE BEST BRANDS GENE RUHLMAN KING STREET WATERLOO