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Terms and Conditions of ICICI Bank Apply Anurag Thakur Interview Covid-19 Hits Insurance Terms and conditions of ICICI Bank apply Anurag thakur interview covid-19 Hits insurance SubScriber copy not for reSale July 2020, ` 50 outlookmoney.com Unlocking The Market Power Of SMEs Govt. stimulus may unleash hidden energies of small and medium enterprises and fuel their stock prices China Conflict Effect ESG Funds Up NRIs Gain In Property 8 904150 800027 0 7 Focused on the right selection. ICICI Prudential Focused Equity Fund To invest, consult your Financial Advisor Download Visit IPRUTOUCH App www.iciciprumf.com ICICI Prudential Focused Equity Fund (An open ended equity scheme investing in maximum 30 stocks across market capitalisation i.e. focus on multicap) is suitable for investor who are seeking*: • Long term wealth creation • An open ended equity scheme investing in maximum 30 stocks across market-capitalisation *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Investors understand that their principal will be at moderately high risk Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Focused on the right selection. Contents JULY 2020 VOLUME 19 ISSUE 7 Interviews: 26 Anurag Thakur on the stimulus package 30 How India-China conflict can hit stock market SME STOCKS READY TO 34 Is insurance sufficient in COVID times? Health insurance is proving to be insufficient to deal with the challenges and high cost of COVID-19 BOUNCE BACK? treatment Sops may give a push to small and 38 Environment funds set to rise mid-cap stocks Investors are willing to invest in stocks with environment and social values 42 Boost For Digital Payments Fintech will reap benefits this year as people turn to financial platforms 44 A Relief To MF Industry RBI’s special liquidity window may help mutual funds 48 Attractive property options for NRIs It is an opportune time for real estate sector as home prices drop ICICI Prudential 54 Reframe Your Goals Plan asset allocation as per your risk profiles by Focused Equity Fund aligning goals with objectives Golden option for millennials pg 12 56 To invest, consult your Financial Advisor Gold will remain in the reckoning and provide positive returns during the pandemic Download Visit IPRUTOUCH App www.iciciprumf.com Regulars 4 Talk Back 8 News Roll 10 Queries 52 Stock Pick 60 Morningstar 64 My Plan 66 Dear Editor ICICI Prudential Focused Equity Fund (An open ended equity scheme investing in maximum 30 stocks Cover Design: PRAVEEN KUMAR .G across market capitalisation i.e. focus on multicap) is suitable for investor who are seeking*: HEAD OFFICE AB-10, S.J. Enclave, New Delhi 110 029; Tel: (011) 71280400, Fax: (011) 26191420 OTHER OFFICES Bangalore: (080) 43715021 Kolkata: (033) 46004506, Fax: (033) 46004506; Chennai: (044) 42615225, 42615224; Fax: (044) 42615095; Mumbai: (022) 50990990, • Long term wealth creation Printed and published by Vinayak Aggarwal on behalf of Outlook Publishing (India) Pvt. Ltd. Editor: Saibal Dasgupta. • An open ended equity scheme investing in maximum 30 stocks across market-capitalisation Printed at Kalajyothi Process Pvt. Ltd. Sy.No.185, Sai Pruthvi Enclave, Kondapur – 500 084, R.R.Dist. Telangana and published from AB-10 Safdarjung Enclave, New Delhi 110029 For Subscription queries, please call: 011-71280462, 71280400 or email: [email protected] Published for the month of July 2020; Release on 1 July 2020. Total no. of pages 68 *Investors should consult their financial advisers if in doubt about whether the product is suitable for them. Investors understand that their principal will be at moderately high risk Outlook Money does not accept responsibility for any investment decision taken by readers on the basis of information provided herein. The objective is to keep readers better informed and help them decide for themselves. Mutual Fund investments are subject to market risks, read all scheme related documents carefully. www.outlookmoney.com July 2020 Outlook Money 3 Talk Back New World Order Post COVID-19 EDITOR-IN-CHIEF Our lives are Ruben Banerjee significantly EDITOR changing in the era Saibal Dasgupta of COVID-19, as we EQUITIES AND MARKETS EDITOR Yagnesh Kansara tailor our lifestyle to fit SENIOR ASSISTANT EDITORS into the ‘new normal’. Aparajita Gupta, This article about the Anagh Pal new normal is well SPECIAL CORRESPONDENTS presented in a detailed Himali Patel, Vishav and lucid manner, PRINCIPAL CORRESPONDENT talking about how Nirmala Konjengbam financial transactions are soon going to be digitally dominated SENIOR CORRESPONDENT as customers are gradually becoming less dependent on human Dipen Pradhan intervention, about increased awareness on health insurance and NEWS DESK COPY EDITOR several other conspicuous changes. The crisis and lockdown have Sudeshna Banerjee deeply changed our mindsets, and as mentioned in the article, this SENIOR SUB EDITOR pandemic is likely to leave a permanent imprint on the customers, Sampurna Majumder countries and economies. TRAINEE SUB EDITOR Sonia Sharma, Mumbai Indrishka Bose WEB CORRESPONDENT Rajat Mishra Bleak Expectations Of A Revival DIGITAL TEAM Amit Mishra, Sneha Santra I found the story highly ART informative, describing Praveen Kumar. G, Vinay Dominic (Senior Designers) the positive and negative Girish Chand (DTP Operator) sides of the Atmanirbhar PHOTO EDITOR Bhupinder Singh Bharat package. Often it gets TECH TEAM difficult for us to comprehend Raman Awasthi, Suraj Wadhwa the entire concept and its Business Office ramifications. Such articles CHIEF EXECUTIVE OFFICER help us to get a clear picture Indranil Roy of it. I had a great time reading this article. PUBLISHER Mohina Singh, New Delhi Sanchita Tyagi Rawat ASSISTANT VICE PRESIDENT Tushar Kanti Ghosh Invest For Guaranteed Happiness Circulation & Subscriptions Anindya Banerjee, The column on the Gagan Kohli, Vinod Kumar (North) G Ramesh (South), Arun Kumar Jha (East) necessity of investing Shekhar Suvarna serves an important role for Production people who find themselves GENERAL MANAGER confused while making Shashank Dixit an investment decision. It CHIEF MANAGER Shekhar Kumar Pandey is a beautifully explained MANAGER column and teaches us Sudha Sharma how to make our money DEPUTY MANAGER work, once we enter the Ganesh Sah retirement stage. ASSOCIATE MANAGER Soumyajit Pal, Kolkata Gaurav Shrivas Accounts VICE PRESIDENT Diwan Singh Bisht Letters must be addressed to: The Editor, Outlook Money, AB-10, Safdarjung Enclave, COMPANY SECRETARY & LAW OFFICER New Delhi 110029, or [email protected]. Please mention your full name and residential address. Ankit Mangal 4 Outlook Money July 2020 www.outlookmoney.com Talk Back Gather The Rosebuds Right Now I have been following Outlook Money for years, and I would like to say that this topic is really commendable, and it helped me settle my thoughts regarding buying a new house. The financial uncertainty has taken a front sit due to the pandemic, hence many are hesitating to buy a new house. However, this story has given a proper background picture coupled with valid reasons. Arshi Kashyap, Mumbai current scenario is the emblem of reach a certain point in future, dark times, but we must learn to where it might be termed as another Living Through The weather the storm with minimal pandemic. Since diabetes runs in our Market Cycles impact. I feel this article is the need family, it is a grave concern for us. I The standpoint was very intriguing. of the hour, as it explains that it is would like to thank Outlook Money I have poor knowledge in this field, very important for us to weigh our for coming up with this topic. I got but I would like to appreciate the financial goals, revisit our priorities to explore the pros and cons of a way it has been woven, starting and create emergency funds. It is diabetes specific health insurance with a historical timeline to give us quite apparent that the crisis will be plan and whether it is the best an idea about the boom-bust-boom with us for some time, and we need possible solution or not. Nivedita Banerjee, Mumbai cycles. to act accordingly. Sunipa Dey, Kolkata Yashwi Pandey, Kolkata Reap A Golden Harvest Surviving A Salary Cut Sugar, Spice All Things Not So Nice I had a great time learning about the Or Job Loss status of gold in the market. At this Some are sailing in the ship I knew about the increasing cases point of time, it is surely the safe of hardships while some are of diabetes, but I was taken aback haven for people, as it lends itself witnessing their boats drown. The when I came to know that it will well to liquidation during uncertain times and helps investors raise cash and counterbalance losses stemming from other asset classes. It has become the best performing asset as it continues to retain its worth even in turbulent times like these. Suraj Rastogi, Delhi My Plan I could very well relate to this story. It is important to stay invested amidst all negativity. It was a great learning from Dr DG Vijay’s story and it can be a lesson for several others out there. We are often unsure of our financial decisions when there is an underperformance of the investment. Such stories are really helpful. Rishi Jain, Bangalore 6 Outlook Money July 2020 www.outlookmoney.com BENEFITTED 1,61,000 FAMILIES WITH A ROOF OVER THEIR HEAD. l One of the largest affordable housing finance companies in India focused on the low income segment. l 292 branches across 20 states and union territories of India covering more than 2500 locations. l AUM of 11,432 crores as on 31 March, 2020 Give a missed call 88888 99953 www.aadharhousing.com Aadhar Housing Finance Ltd., CIN: U66010KA1990PLC011409, Corporate Ofce: Raheja Point – 1, 201, Nr. SVC Bank, Nehru Road, Vakola, Santacruz (E), Mumbai–400 055. | Regd.
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