Australian Listed Equities: Weekly Share Market Wrap

Total Shareholder Returns as at 21 April 2017 Price 1 week 1 month 6 months 1 year 2 years 3 years 5 years 10 years 10 years Ticker Stock Name $ % % % % % p.a. % p.a. % p.a. % p.a. ranking A2M 2.95 -1.01 14.79 50.90 77.71 138.18 - - - - ABC Adelaide Brighton 5.61 1.08 1.33 4.85 12.38 14.83 16.52 16.96 7.10 44 ABP 3.42 0.00 8.23 25.72 14.41 14.10 17.07 15.96 -4.93 114 AFI Australian Foundation 5.81 0.17 0.87 1.90 8.62 0.48 2.81 10.18 3.76 64 AGL AGL Energy Limited 27.08 -2.24 6.03 43.55 50.38 37.50 24.92 17.10 8.29 37 AIA Auckland Internation 6.23 1.63 -2.04 -1.06 9.72 19.73 22.46 29.17 13.34 15 AIZ Air 2.32 1.75 11.00 39.49 9.63 3.59 19.28 37.79 4.58 57 ALL 19.15 -1.29 8.93 22.00 93.81 54.11 57.81 44.91 2.58 77 ALQ ALS Limited 6.25 0.64 0.97 -1.33 27.05 23.61 -0.69 -9.25 7.87 41 AMC Limited 15.40 0.13 5.34 4.93 4.13 7.33 19.17 20.91 11.59 23 AMP AMP Limited 5.20 -0.57 4.21 0.95 -6.32 -6.01 5.14 8.87 -2.32 104 ANN Limited 23.32 -1.10 0.73 5.85 17.12 -7.07 11.72 11.62 9.11 34 ANZ ANZ Banking Grp Ltd 31.81 -0.28 0.76 15.43 37.49 -0.76 2.98 11.32 4.07 59 AOG Aveo Group 3.13 -1.88 0.64 -3.69 -6.69 9.68 17.97 6.57 -13.77 122 APA APA Group 9.09 -0.98 3.18 14.89 7.69 3.70 17.85 17.69 11.85 21 APE AP Eagers Limited 8.44 -5.59 -6.38 -14.09 -13.91 3.89 22.60 27.60 16.07 12 ARG Argo Investments 7.58 -0.52 -0.13 5.31 8.01 1.05 5.34 11.39 2.71 74 AST AusNet Services Ltd 1.72 1.47 1.78 16.82 16.56 12.85 13.52 15.60 6.40 51 ASX ASX Limited 49.74 0.57 -0.82 6.73 17.67 13.07 16.38 13.04 3.71 65 AWC 1.80 2.56 0.84 20.68 30.93 10.55 13.08 10.72 -8.57 117 AZJ Holdings Ltd 5.09 -3.78 -3.42 7.53 22.07 9.97 4.09 10.50 - - BAP Bapcor Limited 5.30 -1.67 -6.36 1.42 8.30 33.93 - - - - BEN Bendigo and Adelaide 11.88 -0.59 1.97 10.09 35.05 3.67 7.28 15.01 0.23 90 BHP BHP Billiton Limited 24.04 -1.11 -2.44 6.65 17.61 -3.44 -7.50 -1.57 2.44 78 BKL Limited 103.95 -3.60 -8.56 -7.99 -31.20 38.15 62.79 33.38 18.21 9 BKW 14.39 -0.76 4.60 8.77 -3.63 2.86 4.42 9.85 2.62 76 BLD Limited 5.92 1.89 -1.33 -3.11 3.89 2.46 6.12 14.19 -0.56 97 BOQ . 11.72 -0.98 3.42 12.03 6.11 -0.23 3.26 16.90 -0.04 94 BPT Limited 0.725 -3.33 -4.61 -7.55 6.47 -18.62 -22.96 -10.25 -2.93 107 BSL BlueScope Steel Ltd 11.76 3.43 -9.54 51.87 69.00 79.02 22.84 38.14 -10.56 121 BTT BT Investment Mngmnt 11.41 1.88 15.25 22.63 17.36 14.23 25.17 43.00 - - BWP BWP Trust 2.93 -0.68 5.40 -2.07 -9.05 2.97 11.78 15.21 6.54 50 BXB 9.80 2.62 6.64 -15.29 -20.30 -3.06 4.47 10.81 0.20 91 CAR .Com Ltd. 11.40 2.24 3.27 -2.05 -0.91 11.46 5.08 18.06 - - CBA . 85.64 -0.71 1.45 17.00 19.04 1.45 8.33 15.80 8.47 35 CCL Coca-Cola Amatil 9.61 -10.77 -8.13 -2.38 18.47 -0.07 5.10 -0.62 4.57 58 CGC Holdings 4.36 -4.60 1.40 47.16 51.70 - - - - - CGF Challenger Limited 12.67 -1.40 4.02 22.99 43.70 36.20 26.49 29.79 10.56 27 CHC Charter Hall Group 5.71 -1.04 5.94 20.70 26.11 9.58 16.47 23.76 -2.35 105 CIM Cimic Group Ltd 35.78 -1.76 -1.70 16.59 0.81 35.47 24.58 14.91 2.71 75 CMW Cromwell Prop 0.965 -1.03 2.69 11.86 6.46 0.65 7.21 13.52 4.79 54 CNU 3.93 -0.25 2.08 14.20 17.78 17.07 36.61 11.13 - - COH 138.90 0.43 4.89 3.78 34.99 27.13 36.35 19.23 9.99 31 CPU Ltd 13.64 -1.02 -1.73 30.90 36.92 6.11 6.31 12.40 4.68 55 CQR Charter Hall Retail 4.51 0.00 6.62 10.48 2.83 8.46 12.93 13.08 -2.76 106 CSL CSL Limited 128.42 0.34 2.69 24.21 23.95 19.19 25.33 29.13 17.21 11 CSR CSR Limited 4.58 1.10 1.78 27.99 44.61 15.24 11.38 26.30 -0.86 98 CTD Corp Travel Limited 20.12 -1.66 3.87 13.96 39.21 38.00 48.40 58.10 - - CTX Caltex 29.20 -2.01 2.93 -5.65 -10.59 -5.23 13.95 19.15 3.78 62 CWN Ltd 12.23 0.16 5.43 22.80 15.95 3.39 -3.40 11.62 - - CWY Waste Ltd 1.25 1.63 -0.79 7.23 60.63 28.35 4.66 9.51 -16.33 123 CYB Cybg PLC 4.74 -0.21 12.59 9.47 10.23 - - - - - DLX DuluxGroup Limited 6.60 3.61 -0.75 3.14 7.55 4.02 8.90 19.19 - - DMP Domino Pizza Enterpr 61.00 -1.58 11.40 -6.69 -2.38 31.92 47.15 49.19 37.52 2 DOW Downer EDI Limited 5.63 4.26 -19.57 4.06 60.82 22.31 9.89 13.63 0.86 89 DUE Duet Group 3.01 10.26 8.66 29.81 41.26 17.10 20.50 17.61 4.65 56 DXS Property Group 10.23 -0.58 7.46 16.99 30.38 21.23 20.10 17.17 3.33 67 EBO Ebos Group Ltd 16.77 0.72 0.42 3.25 17.19 32.36 30.88 - - - Price 1 week 1 month 6 months 1 year 2 years 3 years 5 years 10 years 10 years Ticker Stock Name $ % % % % % p.a. % p.a. % p.a. % p.a. ranking EVN Ltd 2.41 -1.63 10.05 6.58 36.00 73.38 44.95 8.93 10.34 29 EVT Event Hospitality 13.00 3.26 5.26 -9.71 -12.04 8.01 18.33 18.96 10.38 28 FBU 7.43 1.23 -0.22 -18.13 3.12 -0.53 -1.81 13.42 0.16 93 FLT Travel 31.70 1.64 11.32 -7.99 -17.96 -7.86 -12.78 12.58 10.12 30 FMG Fortescue Metals Grp 5.45 -0.91 -17.67 10.35 59.39 76.42 3.74 0.69 10.60 25 FPH Fisher & Paykel H. 8.87 -1.66 0.11 4.42 5.29 17.04 35.71 40.92 12.18 19 FXJ Fairfax Media Ltd 1.02 -0.97 0.00 18.86 34.18 3.09 5.17 10.57 -10.51 120 GEM G8 Education Limited 3.64 -1.62 -11.06 19.75 -0.26 11.23 -1.89 37.05 - - GMA Genworth Mortgage 3.18 -0.31 7.43 13.31 42.08 7.36 - - - - GMG 8.27 -0.72 10.27 22.05 26.01 16.55 22.30 21.17 -9.26 119 GNC GrainCorp Limited 8.95 -0.56 -0.33 7.73 8.89 -2.32 1.89 2.37 3.60 66 GNE Genesis Energy Ltd 1.94 0.52 3.23 7.36 14.40 0.50 12.12 0.00 - - GOZ Growthpoint Property 3.29 0.61 2.81 6.13 9.69 9.43 17.22 14.35 - - GPT GPT Group 5.38 0.94 8.69 15.77 16.96 12.54 16.47 15.11 -6.38 116 HGG Henderson Group 3.94 2.60 6.20 -1.99 -14.57 -11.16 1.35 19.50 3.06 70 HSO Limited 2.21 0.91 0.45 -5.67 -17.25 -9.24 - - - - HVN 4.16 -4.59 -4.44 -14.86 4.44 4.90 14.00 20.83 1.32 87 IAG Insurance Australia 6.06 0.00 1.85 10.34 8.97 5.58 7.72 17.01 3.28 68 IFL IOOF Holdings Ltd 8.39 -1.76 1.82 2.98 -0.78 -2.66 4.87 12.29 2.24 79 IFT Limited 2.85 6.34 9.62 -3.19 -1.99 5.40 19.32 20.08 - - IGO Independence Group 3.30 -11.53 -9.84 -21.93 -5.67 -24.01 -6.14 -4.25 -4.21 111 ILU 8.55 14.92 21.10 49.21 35.33 6.47 -0.29 -11.53 7.24 43 INM Iron Mountain Incorp 48.38 3.22 6.63 10.87 ------IOF Investa Office Fund 4.80 0.21 1.69 14.22 22.20 16.59 17.70 16.84 1.86 83 IPL 3.65 0.00 -4.70 30.60 15.34 -4.65 11.75 5.09 8.46 36 IRE IRESS Limited 12.19 5.00 8.74 7.97 7.03 12.48 18.19 16.65 7.35 42 IVC InvoCare Limited 14.42 -0.55 2.63 12.19 21.58 7.56 13.02 14.39 12.23 18 JBH JB Hi-Fi Limited 24.25 -3.19 1.42 -14.81 19.84 18.95 9.45 22.16 14.59 14 JHX James Hardie Indust 21.51 3.12 5.91 5.72 16.28 19.50 19.33 27.86 10.60 24 LLC Group 15.94 0.89 4.52 18.59 32.45 0.71 11.48 20.68 0.89 88 LNK Link Admin Hldg 7.53 -0.26 3.15 -1.94 -3.52 - - - - - MCY Mercury NZ Limited 2.93 -3.30 3.17 5.78 13.78 3.93 16.80 - - - MEZ 2.58 -0.77 2.93 7.58 16.38 - - - - - MFG Magellan Fin Grp Ltd 23.26 -0.73 -1.40 8.91 5.41 9.66 27.97 67.95 31.38 3 MGR Group 2.28 -2.56 7.04 10.38 24.66 11.71 13.42 16.94 -3.46 108 MIN Mineral Resources. 10.54 1.93 -5.13 -4.36 45.94 39.17 -0.43 1.36 17.38 10 MLT Milton Corporation 4.44 -0.67 0.23 7.79 8.08 2.28 4.88 11.67 3.10 69 MPL Private Ltd 2.84 -0.35 -1.73 9.98 -6.86 16.79 - - - - MQA Macq Atlas Roads Grp 5.18 -0.96 8.64 13.30 14.01 24.10 24.15 28.94 - - MQG Ltd 87.73 -0.19 -0.98 9.03 37.15 8.37 20.75 29.16 2.74 73 MTS Limited 2.17 -2.25 -4.41 0.93 28.02 27.02 -5.44 -6.41 -2.29 103 MYO MYOB Group Ltd 3.54 0.00 -1.94 -2.24 8.06 - - - - - MYX Mayne Pharma Ltd 1.31 -1.13 2.75 -25.99 -2.89 15.56 16.69 45.70 - - NAB National Aust. Bank 33.07 -0.06 2.64 22.78 27.36 0.48 5.06 12.23 2.07 81 NCM 23.58 -6.17 6.95 7.14 34.40 28.05 32.42 -2.97 1.74 84 NHC New Hope Corporation 1.76 -1.37 -3.23 -9.55 29.08 -8.34 -13.03 -14.40 8.12 38 NHF NIB Holdings Limited 5.90 -3.91 2.43 29.83 41.94 29.02 32.26 34.13 - - NST Northern Star 4.58 -5.76 11.08 14.11 27.40 43.73 60.97 39.76 47.65 1 NUF Limited 9.71 1.57 4.16 9.29 32.30 24.17 34.15 16.13 -0.94 99 NVT Navitas Limited 4.51 2.73 10.27 -11.46 -7.78 4.35 -10.81 7.96 12.14 20 OGC OceanaGold Corp. 4.34 -2.25 10.71 3.81 5.58 33.19 23.27 13.28 - - ORA Orora Limited 2.91 1.04 -1.69 -1.00 17.58 16.00 31.81 - - - ORG 7.42 -1.33 11.58 32.26 33.69 -16.08 -13.95 -5.14 3.78 63 ORI Limited 18.06 1.40 0.84 9.03 19.86 -2.29 -1.62 -3.86 -1.63 102 OSH Ltd 7.22 -3.73 4.18 1.80 5.24 -4.35 -4.49 0.59 8.04 39 OZL OZ Minerals 7.43 -5.23 -11.34 28.74 35.77 37.69 28.24 -2.59 -8.81 118 PGH Pact Group Hldgs Ltd 6.96 -0.43 1.31 6.71 38.71 32.92 31.25 - - - PMV Premier Investments 13.89 -2.18 0.73 -7.70 -9.48 7.96 15.42 23.87 7.95 40 PPT 51.37 -3.08 -1.38 14.35 23.64 -1.09 7.53 19.07 -1.32 100 PRY Primary Health Care 3.44 -0.29 2.69 -11.70 -3.48 -15.36 -5.75 8.13 -5.30 115 PTM Platinum Asset 4.85 -1.62 -3.39 0.60 -15.69 -14.83 -4.25 7.67 - - QAN Airways 3.94 1.03 2.60 23.38 19.30 11.02 50.16 19.85 -1.45 101 QBE QBE Insurance Group 12.51 -0.95 -3.17 24.66 15.28 -1.02 5.45 1.79 -4.29 112 Price 1 week 1 month 6 months 1 year 2 years 3 years 5 years 10 years 10 years Ticker Stock Name $ % % % % % p.a. % p.a. % p.a. % p.a. ranking QUB Ltd 2.58 0.00 5.31 14.34 9.79 -1.40 7.38 11.42 10.58 26 REA REA Group Ltd 61.70 0.69 7.90 20.51 22.44 14.83 11.29 36.33 27.60 4 REH Reece Limited 41.20 -0.72 0.00 -5.70 22.50 10.75 12.64 19.30 6.99 45 RHC 70.00 -1.31 4.29 -5.71 10.19 5.57 17.77 30.22 20.90 7 RIO Limited 60.24 1.84 -2.21 21.44 18.87 8.58 2.38 1.49 1.63 85 RMD ResMed Inc. 9.13 1.56 -2.46 9.80 21.39 -0.62 23.61 26.64 12.80 16 RRL Regis Resources 3.29 -8.61 -0.30 0.30 32.69 63.38 13.94 -1.98 14.80 13 RWC Reliance Worldwide 2.99 2.75 5.28 0.33 ------S32 Limited 2.78 -1.77 2.21 8.34 62.33 - - - - - SCG 4.42 -2.21 7.02 3.11 2.50 13.63 - - - - SCP SCA Property Group 2.33 -0.43 6.39 6.88 8.67 10.45 15.68 - - - SDF Steadfast Group Ltd 2.68 1.52 8.50 18.68 47.82 35.40 23.35 - - - SEK 16.75 1.09 8.99 9.13 4.70 3.20 2.26 21.57 9.92 32 SGM Sims Metal Mgmt Ltd 11.90 2.50 -6.52 22.22 21.59 4.73 8.65 -2.77 -4.36 113 SGP 4.90 -0.81 8.65 11.44 21.73 9.70 14.21 14.84 -0.54 96 SGR The Star Ent Grp 5.58 -0.36 5.28 10.67 -1.88 13.34 28.61 6.87 - - SHL 21.47 -0.46 0.09 1.59 13.37 5.33 10.28 14.65 6.55 49 SKC Skycity Ent Grp Ltd 4.11 -1.20 12.30 18.65 -5.84 4.79 8.11 10.21 2.23 80 SKI 2.42 -0.41 3.86 12.27 22.14 17.84 17.60 17.06 6.92 47 SOL Soul Pattinson (W.H) 18.98 1.32 10.73 21.94 20.06 16.31 10.38 9.17 9.51 33 SPK 3.36 2.44 8.74 3.61 11.06 15.50 17.56 16.33 3.83 61 STO 3.60 -5.26 -2.97 -6.25 -22.25 -25.78 -29.56 -17.79 -3.55 109 SUL Super Ret Rep Ltd 9.70 -2.22 -6.73 -6.46 20.31 3.73 1.17 8.59 11.65 22 SUN Ltd 13.53 0.22 2.89 12.23 13.11 3.72 7.67 16.78 0.16 92 SVW 10.15 1.20 -0.10 14.24 81.90 24.63 11.08 3.08 1.41 86 SYD Sydney Airport 6.78 -2.45 6.27 4.68 6.30 16.95 22.63 22.55 12.35 17 TAH Ltd 4.77 -0.21 4.84 -2.30 9.98 5.20 16.62 17.26 -0.37 95 TCL Group 12.02 0.42 7.03 14.67 8.98 15.02 23.08 20.01 6.94 46 TLS Corporation. 4.23 1.68 -8.24 -13.00 -16.24 -11.48 0.13 11.08 4.04 60 TME Group 4.78 0.63 -0.21 5.15 22.40 17.92 13.43 15.57 - - TNE Technology One 5.34 0.38 6.59 -4.92 7.64 15.35 31.83 37.02 19.30 8 TPM TPG Telecom Limited 5.93 -9.38 -12.38 -18.68 -42.47 -18.39 2.76 29.27 23.65 5 TTS Tatts Group Ltd 4.42 1.14 2.79 7.76 18.12 9.14 17.85 16.16 2.93 71 TWE Treasury Wine Estate 11.96 -1.40 -1.56 5.31 30.45 50.60 50.78 24.15 - - VAH Virgin Aus Hldg Ltd 0.19 0.00 -2.56 -19.15 -44.93 -40.41 -20.98 -13.98 -20.58 124 VCX 2.96 -0.67 8.03 3.99 -3.80 5.55 13.45 15.03 - - VOC Ltd 3.30 2.80 -20.94 -42.95 -60.90 -21.95 -5.84 13.74 23.54 6 VVR REIT 2.34 -0.85 0.00 2.70 ------WAM WAM Capital Limited 2.43 -0.41 -0.99 7.97 16.74 17.65 13.84 13.47 6.81 48 WBC Banking Corp 34.35 -1.15 0.09 15.97 16.31 -0.63 4.72 14.65 6.36 52 WES Limited 43.89 -2.77 -0.07 1.81 8.70 5.85 5.15 12.67 5.64 53 WFD Westfield Corp 9.13 -2.04 6.91 0.70 -4.86 0.27 - - - - WHC Whitehaven Coal 2.85 -4.36 0.35 -6.56 275.00 36.04 21.09 -12.39 - - WOR WorleyParsons Ltd 11.29 -3.75 8.56 21.79 59.69 3.72 -9.36 -13.33 -3.82 110 WOW Woolworths Limited 26.51 0.15 2.67 6.17 24.85 -0.04 -7.11 4.79 2.83 72 WPL 32.11 -3.14 2.82 11.80 18.81 0.05 -1.90 3.58 2.04 82 WTC WiseTech Global Ltd 5.60 0.00 -0.36 -1.58 38.86 - - - - - XRO Limited 19.15 2.63 8.56 12.65 20.74 -8.97 -10.44 - - - ZEL Limited 6.82 3.33 12.73 -8.85 9.90 21.51 25.82 - - - Data source: IFM Investors, IRESS

The above information, compiled by IFM Investors, shows Total Shareholder Return (TSR) for the 170 largest companies listed on the Australian Securities Exchange. The size of a company is determined by its market capitalisation, calculated as price multiplied by ordinary fully paid shares on issue, at the start of the previous quarter. TSR expresses the current price of a stock, plus all dividends accrued within the period, as a percentage of the share price, adjusted for any capital events, at the start of the period. Australian Listed Equities: Weekly Share Market Wrap

Best and Worst Performing Stocks as at 21 April 2017

Best Performers - 1 Year Return (%) Worst Performers - 1 Year Return (%)

Whitehaven Coal (WHC) 275.0 Vocus Group Ltd (VOC) -60.9

Aristocrat Leisure (ALL) 93.8 Virgin Aus Hldg Ltd (VAH) -44.9

Seven Group Holdings (SVW) 81.9 TPG Telecom Limited (TPM) -42.5

The A2 Milk Company (A2M) 77.7 Blackmores Limited (BKL) -31.2

BlueScope Steel Ltd (BSL) 69.0 Santos Limited (STO) -22.2

South32 Limited (S32) 62.3 Brambles Limited (BXB) -20.3

Downer EDI Limited (DOW) 60.8 Flight Centre Travel (FLT) -18.0

Cleanaway Waste Ltd (CWY) 60.6 Healthscope Limited (HSO) -17.2

WorleyParsons Ltd (WOR) 59.7 Telstra Corporation. (TLS) -16.2

Fortescue Metals Grp (FMG) 59.4 Platinum Asset (PTM) -15.7

Data source: IFM Investors, IRESS Data source: IFM Investors, IRESS

Best Performers - 5 Year Return (% p.a.) Worst Performers - 5 Year Return (% p.a.)

Magellan Fin Grp Ltd (MFG) 67.9 Santos Limited (STO) -17.8

Corp Travel Limited (CTD) 58.1 New Hope Corporation (NHC) -14.4

Domino Pizza Enterpr (DMP) 49.2 Virgin Aus Hldg Ltd (VAH) -14.0

Mayne Pharma Ltd (MYX) 45.7 WorleyParsons Ltd (WOR) -13.3

Aristocrat Leisure (ALL) 44.9 Whitehaven Coal (WHC) -12.4

BT Investment Mngmnt (BTT) 43.0 Iluka Resources (ILU) -11.5

Fisher & Paykel H. (FPH) 40.9 Beach Energy Limited (BPT) -10.3

Northern Star (NST) 39.8 ALS Limited (ALQ) -9.3

BlueScope Steel Ltd (BSL) 38.1 Metcash Limited (MTS) -6.4

Air New Zealand (AIZ) 37.8 Origin Energy (ORG) -5.1

Data source: IFM Investors, IRESS Data source: IFM Investors, IRESS

Best Performers - 10 Year Return (% p.a.) Worst Performers - 10 Year Return (% p.a.)

Northern Star (NST) 47.7 Virgin Aus Hldg Ltd (VAH) -20.6

Domino Pizza Enterpr (DMP) 37.5 Cleanaway Waste Ltd (CWY) -16.3

Magellan Fin Grp Ltd (MFG) 31.4 Aveo Group (AOG) -13.8

REA Group Ltd (REA) 27.6 BlueScope Steel Ltd (BSL) -10.6

TPG Telecom Limited (TPM) 23.6 Fairfax Media Ltd (FXJ) -10.5

Vocus Group Ltd (VOC) 23.5 Goodman Group (GMG) -9.3

Ramsay Health Care (RHC) 20.9 OZ Minerals (OZL) -8.8

Technology One (TNE) 19.3 Alumina Limited (AWC) -8.6

Blackmores Limited (BKL) 18.2 GPT Group (GPT) -6.4

Mineral Resources. (MIN) 17.4 Primary Health Care (PRY) -5.3

Data source: IFM Investors, IRESS Data source: IFM Investors, IRESS

Disclaimer The material in this document is provided for informational purposes only. It does not constitute an investment recommendation and should not be relied upon as investment advice. Past performance is no guarantee of future performance. The information in this document has been prepared without taking into account the investment objectives, financial situation or particular needs of any particular person or entity. IFM Investors Pty Ltd (‘IFM Investors’) recommends that before making an investment decision, each prospective investor should consult a financial adviser and should consider whether any investments are appropriate in light of their particular investment needs, objectives and financial circumstances. IFM Investors will not be under any liability for loss or damage of any kind arising as a result of any representation or information expressly or impliedly contained in this document, notwithstanding any negligence, default, or lack of care by it or that such loss or damage was foreseeable.