everything is possible

ﺣﻮاﻟﺔ ﻣﺒﺎﺷﺮة إﻟﻰ ﺑﺎﻛﺴﺘﺎن Direct Remittance to Pakistan

Terms and Conditions اﻟﺸﺮوط واﻷﺣﻜﺎم:

.er is available only for PKR transfers to Pakistan This o .1 - ﻳﻨﻄﺒﻖ ﻫﺬا اﻟﻌﺮض ﻋﻠﻰ اﻟﺤﻮاﻻت اﻟﻤﺎﻟﻴﺔ اﻟﻤﻨﺠﺰة ﺑﺎﻟﺮوﺑﻴﺔ اﻟﺒﺎﻛﺴﺘﺎﻧﻴﺔ إﻟﻰ ﺑﺎﻛﺴﺘﺎن ﻓﻘﻂ. er is applicable only for PKR transfers completed through This o .2 „- ﻫﺬا اﻟﻌﺮض ﻳﻨﻄﺒﻖ ﻋﻠﻰ اﻟﺤﻮاﻻت اﻟﻤﻨﺠﺰة ﺑﺎﻟﺮوﺑﻴﺔ اﻟﺒﺎﻛﺴﺘﺎﻧﻴﺔ واﻟﺘﻲ .Commercial Bank’s Internet banking or Mobile banking app ﺗﺘﻢ ﻣﻦ ﺧﻼل اﻟﺨﺪﻣﺎت اﻟﻤﺼﺮﻓﻴﺔ ﻋﺒﺮ اﻻﻧﺘﺮﻧﺖ أو ﺗﻄﺒﻴﻖ اﻟﺠﻮال ﻟﻠﺒﻨﻚ اﻟﺘﺠﺎري.

;Two modes of payment delivery ّﺛﻤﺔ ﻃﺮﻳﻘﺘﺎن ﻟﻠﺤﻮاﻟﺔ؛

"IBFT IBFT ( Inter-bank Funds Transfer) – Integrated with "Habib bank (ﺗﺤﻮﻳﻞ اﻷﻣﻮال ﺑﻴﻦ اﻟﺒﻨﻮك) - ﺿﻤﻦ "ﺣﺒﻴﺐ ﺑﻨﻚ":

Credit within 60 seconds to Habib bank accounts .1 . اﻟﺘﺤﻮﻳﻞ ﺧﻼل ¡Ÿ ﺛﺎﻧﻴﺔ إﻟﻰ ﺣﺴﺎﺑﺎت ﺣﺒﻴﺐ ﺑﻨﻚ. Service available 24 X 7 .2 „. اﻟﺨﺪﻣﺔ ﻣﺘﻮاﻓﺮة ﻋﻠﻰ ﻣﺪار ©„ ﺳﺎﻋﺔ ﻓﻲ اﻷﺳﺒﻮع، ¤ أﻳﺎم ﻓﻲ اﻷﺳﺒﻮع. .(Credit within 20 minutes to IBFT linked banks (list below .3 ¯. اﻟﺘﺤﻮﻳﻼت اﻟﻤﻨﺠﺰة ﺿﻤﻦ اﻟﺘﺤﻮﻳﻼت ﺑﻴﻦ اﻟﺒﻨﻮك ﺗﺘﻢ ﻓﻲ ¡„ دﻗﻴﻘﺔ* (ﻳﻤﻜﻦ اﻻﻃﻼع ﻋﻠﻰ اﻟﻘﺎﺋﻤﺔ أدﻧﺎه). Service type: Account transfer .4 ©. ﻧﻮع اﻟﺨﺪﻣﺔ: ﺗﺤﻮﻳﻞ ﻟﺤﺴﺎب. .Maximum transfer limit of PKR 500,000 to IBFT linked banks .5 ´. اﻟﺤﺪ اﻷﻗﺼﻰ ﻟﻠﺘﺤﻮﻳﻞ ﻋﺒﺮ ﺗﺤﻮﻳﻼت اﻷﻣﻮال ﺑﻴﻦ اﻟﺒﻨﻮك ﻫﻮ ¡¡¡µ¡¡´ روﺑﻴﺔ ﺑﺎﻛﺴﺘﺎﻧﻴﺔ. .Account Transfer fees QAR 0 .6 Ÿ. رﺳﻮم اﻟﺘﺤﻮﻳﻞ إﻟﻰ ﺣﺴﺎب ﺻﻔﺮ رﻳﺎل ﻗﻄﺮي. .Correspondent bank charges apply .7 ¤. ﺗﻨﻄﺒﻖ رﺳﻮم اﻟﺒﻨﻚ اﻟﻤﺮاﺳﻞ.

SWIFT ﺳﻮﻳﻔﺖ

Account transfers to Non-IBFT banks will be processed via Swift .1 . أي ﺣﻮاﻟﺔ إﻟﻰ ﺣﺴﺎﺑﺎت ﻓﻲ ﺑﻨﻮك ﻏﻴﺮ ﻣﺪرﺟﺔ أدﻧﺎه*، ﺳﻮف ﻳﺘﻢ إﺟﺮاءﻫﺎ .delivery mode ﻋﺒﺮ ﻧﻈﺎم اﻟﺘﺤﻮﻳﻞ ﺑﺎﻟﺴﻮﻳﻔﺖ. In case of technical failure in IBFT listed banks, the transfer will be .2 „. ﻓﻲ ﺣﺎل ﺣﺪوث ﺧﻠﻞ ﺗﻘﻨﻲ ﻓﻲ اﻟﺘﺤﻮﻳﻞ ﺑﻴﻦ اﻟﺒﻨﻮك IBFT اﻟﻤﺪرﺟﺔ، .routed via RTGS/Swift mode ﺳﻮف ﻳﺘﻢ اﻟﺘﺤﻮﻳﻞ ﻋﺒﺮ اﻟﺘﺴﻮﻳﺔ اﻹﺟﻤﺎﻟﻴﺔ ﻓﻲ اﻟﻮﻗﺖ اﻟﺤﻘﻴﻘﻲ. Transfer amount above PKR 500,000 will be processed via Swift .3 ¯. ﺳﻮف ّﻳﺘﻢ ﻣﻌﺎﻟﺠﺔ اﻟﺤﻮاﻻت اﻟﺘﻲ ﺗﻔﻮق ﻗﻴﻤﺘﻬﺎ اﻟ¿¡¡¡،¡¡´ روﺑﻴﺔ .delivery mode ﺑﺎﻛﺴﺘﺎﻧﻴﺔ ﻣﻊ ﻧﻈﺎم ﺳﻮﻳﻔﺖ. Correspondent bank charges apply 4 ©. ﺗﻨﻄﺒﻖ رﺳﻮم اﻟﺒﻨﻚ اﻟﻤﺮاﺳﻞ. liation to the partner bank. The lister is subject to a The o .3 ¯. ﻳﺨﻀﻊ اﻟﻌﺮض ﻻﺗﻔﺎﻗﻴﺔ اﻟﺘﻌﺎون ﻣﻊ اﻟﺒﻨﻚ اﻟﻤﺴﺘﻔﻴﺪ. اﻟﻘﺎﺋﻤﺔ* أدﻧﺎه below* specifies the banks partnered with The Commercial Bank ﺗﺘﻀﻤﻦ أﺳﻤﺎء اﻟﺒﻨﻮك اﻟﻤﺸﺎرﻛﺔ ﻣﻊ اﻟﺒﻨﻚ اﻟﺘﺠﺎري ﻓﻲ ﻋﺮض اﻟﺤﻮاﻻت .for the direct remittance اﻟﻤﺒﺎﺷﺮة. The Commercial Bank reserves the right to amend the rules and .4 ©. ﻳﺤﺘﻔﻆ اﻟﺒﻨﻚ اﻟﺘﺠﺎري ﺑﺎﻟﺤﻖ ﻓﻲ ﺗﻌﺪﻳﻞ ﺷﺮوط وأﺣﻜﺎم ﻫﺬا اﻟﻌﺮض أو .er or withdraw it at any time with notice regulations of this o إﻳﻘﺎﻓﻪ ﻓﻲ اي وﻗﺖ ﻣﻊ إﺧﻄﺎر ﻟﻠﻌﻤﻼء. The fees and correspondent bank charges are subject to change .5 ´. ﺗﺨﻀﻊ رﺳﻮم اﻟﺘﺤﻮﻳﻞ ورﺳﻮم اﻟﺒﻨﻚ اﻟﻤﺮاﺳﻞ ﻟﻠﺘﻐﻴﻴﺮ ﻓﻲ أي وﻗﺖ .at any time with customer notice ﻣﻊ إﺧﻄﺎر ﻟﻠﻌﻤﻼء. .All other banks’ terms and conditions apply .6 Ÿ. ﺗﻄﺒﻖ ﺷﺮوط وأﺣﻜﺎم ﺟﻤﻴﻊ اﻟﺒﻨﻮك اﻷﺧﺮى. cbq.qa everything is possible

Bank List ﻗﺎﺋﻤﺔ اﻟﺒﻨﻮك

اﻟﺴﻮﻳﻔﺖ ﻛﻮد Swift Code اﺳﻢ اﻟﺒﻨﻚ Bank Name Habib Bank Limited HABBPKKA Allied Bank Limited ABPAPKKA Albaraka Bank( Pakistan) Limited AIINPKKA Bank Alfalah Limited ALFHPKKA Askaribank Limited ASCMPKKA Bank Al Habib Limited BAHLPKKA Barclays Bank PLC BARCPKKA Bankislami Pakistan Limited BKIPPKKA Bank of Punjab, The BPUNPKKA Burj Bank Limited BURJPKKA Citibank N.A CITIPKKX Deutsche Bank AG, Karachi Branch DEUTPKKA Dubai Islamic Bank Pakistan Limited DUIBPKKA Faysal Bank Limited FAYSPKKA First Women Bank Limited FWOMPKKA JS Bank Limited JSBLPKKA Bank of Khyber, The KHYBPKKA Meezan Bank Limited MEZNPKKA Habib Metropolitan Bank Limited MPBLPKKA MCB Bank Limited MUCBPKKA National Bank of Pakistan NBPAPKKA NIB Bank Limited NIBPPKKA Samba Bank Limited SAMBPKKA Silkbank Limited SAUDPKKA Standard Chartered Bank ( Pakistan) Limited SCBLPKKX Sindh Bank Limited SINDPKKA Soneri BankLimited SONEPKKA Summit Bank Limited SUMBPKKA Industrial and Commercial bank of China, Karachi Branch ICBKPKKA United Bank Limited UNILPKKA cbq.qa