Mr. Craig Hargraves Experience in the Financial Industry Adv Dip FS (FP) CFP® Craig Hargraves joined the financial industry in 1987. In that same year he established his own company, and since 1991 he has been the Managing Director and Principal of Poynter Hargraves Financial Consultants. Craig is authorised to give advice in the following areas:

Deposit and Payment Products - Non-basic Deposit Products Government , or Bonds Life Products Managing Director Life Risk Insurance Products Senior Financial Adviser Managed Investment Schemes, including IDPS Savings Account Products Authorised Representative 252681 Securities - Debentures Superannuation - All Level 1 / 215 Greenhill Road Standard Margin Lending Facility Eastwood SA 5063 Qualifications and current training Phone: 1300 797 710 Craig has successfully completed his Diploma in Financial Planning and is a Certified Financial Facsimile: 08 8273 0677 Planner. Craig is also a member of The Financial Planners Association. Email: [email protected] Craig attends fund manager and financial planning seminars on a regular basis. He maintains his CFP and CERTIFIED FINANCIAL PLANNER are ongoing industry specific knowledge and skills certification marks owned by the Certified Financial through ‘Kaplan Professional’ to ensure Planner Board of Standards Inc. (USA) and used by the qualifications and knowledge are always current. FPA under license. Interests

Craig has three children and he greatly enjoys spending time with his family.

“In an industry that is all about value my family represents the pinnacle. That’s the one thing I value more than anything! I also understand how valuable time is and how it can be put to good use, especially when it comes to .” Craig also enjoys a number of social and sporting activities including golf, tennis and water sports, as well as a love for travel.