Top 10 reasons to choose SSQ products

1. Flexible and highly affordable Term Life insurance product including a Term 10 indexed option (possibility to double coverage over 5 years) and a Term 70 that is unique in the industry.

2. Distinctive Term Plus product – an all-in-one insurance solution covering life, disability and critical illness with a built-in insurability benefit. This multi-purpose product can be used to cover your clients’ personal, business or loan insurance needs.

3. Simple and flexible Universal Life insurance product with highly competitive cost of insurance rates and cash surrender values including a selection of high performing investment options and guaranteed investment account fees.

4. Competitive Whole Life insurance product with considerable guaranteed cash values and reduced paid-up values as of the 10th policy anniversary year.

5. Comprehensive and competitive Critical Illness adult and child stand alone products as well as an easy and affordable Critical Illness rider available with all of our life products and automatically granted if life insurance coverage is approved at a standard rate.

6. Complete Assistance Benefit, built-in to some of our products, that offers a full range of assistance services including a second medical opinion service and a legal assistance that covers identity theft.

7. Excellent underwriting turnaround times – among the best in the industry.

8. Easy and user-friendly Illustration Software.

9. Accessible and generous Merit Plan, an annual bonus program that rewards you directly for sales of SSQ insurance and investment products combined.

10. Regional sales and service support available across with sales offices in , , , Montreal, and Halifax.

To Contact Us

MONTREAL SALES OFFICE QUEBEC CITY SALES OFFICE ONTARIO, WESTERN AND ATLANTIC CANADA SALES OFFICE Tel.: 1-888-292-8483 Tel.: 1-888-292-8483 Tel.: 1-888-429-2543 Top 10 reasons to choose SSQ investment products

1. Full range of segregated fund guarantee options — 75/75, 75/100 and a highly competitive 100/100 option.

2. One of the few seg fund platforms that has options for clients up to age 90 and allows additional deposits up to age 100! The 100/100 guarantee option can be subscribed up to age 85.

3. SSQ is one of the few places you can find some of the world’s top institutional managers on a retail seg fund platform including PIMCO, Triasima and Carnegie, to name just a few leading investment firms.

4. Over 40 funds with a wide variety of mandates and management styles to choose from including specialty funds.

5. Competitive MER and guarantee fees.

6. Access to a selection of funds that pay a monthly distribution for your clients looking for income.

7. A unique commission plan known as Mode B, that pays advisors 3% gross up front, with the advantages of a NO Load Fund for your clients.

8. A unique product ASTRA Equity GIA offering a 10-year guarantee of 100% upon maturity on the seg portion of the product.

9. Accessible and generous Merit Plan, an annual bonus program that rewards you directly for sales of SSQ investment and insurance products combined.

10. Regional sales and service support available across Canada with sales offices in Vancouver, Calgary, Toronto, Montreal, Quebec city and Halifax.

To Contact Us

MONTREAL SALES OFFICE QUEBEC CITY SALES OFFICE ONTARIO, WESTERN AND ATLANTIC CANADA SALES OFFICE Tel.: 1-888-292-8483 Tel.: 1-888-292-8483 Tel.: 1-888-429-2543 MRA1765A (2015-05)