Preferred Rupee Checking Account Citigold Rupee Checking Account

Net Relationship Value (NRV) for Savings / Current Accounts INR 200000 or more INR 7500000 or more

Monthly Charges If you do not meet the Minimum Net Relationship If you do not meet the Minimum Net Relationship Value (NRV) Requirements of INR 200000: 1% of Value (NRV) Requirements of INR 200000: 1% of the shortfall or INR 600, whichever is lower the shortfall or INR 600, whichever is lower Please note that if Net Relationship Value across Products is not maintained at INR 7500000, your account might be demoted to Preferred category. 21 - 7 0 /

Please Note: Goods and Service Tax (GST) and Please Note: Goods and Service Tax (GST) and /WPC correspondent bank charges would be applicable correspondent bank charges would be applicable SOC / /NR 7 . Please Note: Goods and Service Tax (GST) and Please Note: Goods and Service Tax (GST) and

VER 5 correspondent bank charges would be applicable correspondent bank charges would be applicable

If your actual average NRV for a month is `150000 you will be charged a minimum of 1% of `50000 or `600, i.e. `500

1000 + (0.5% of Amount Exchanged exceeding 1 Lakh) Q1. How can I upgrade my account to a Citigold account? Ans. To upgrade your account to Citigold account, you need to maintain NRV from Qualifying Products of INR 75,00,000 or above for 3 consecutive calendar months. Q2. So how long does my status of account remain Citigold? Ans. The status will remain Citigold as long as the NRV of the account is >= INR 75,00,000 Accounts where the NRV has been less than INR 75,00,000 for 6 consecutive months will be re-designated as Preferred Rupee Checking Account

How do I compute my Monthly Net Relationship Value?

Qualifying Products Only Savings/Current Account Both Deposit and Savings/Current Account Average daily balance of the calendar month, calculated based on the total of daily end of day a) Savings/Current Account balance dividend by the total number of days in the Balance as on the last working day of the month month

b) Fixed Deposits (FCNR(B), NRE & NRO Deposits - Balance as on the last working day of the month Average daily balance of the calendar month, Average daily balance of the calendar month, c) Linked Mutual Fund investments though calculated based on the total of daily end of day calculated based on the total of daily end of day balance divided by the total number of days in the balance divided by the total number of days in the month month Sum of the total premium till date towards active life Sum of the total premium till date towards active life policies with the account holder as insurance policies with the account holder as d) Insurance Premium proposer proposer

Monthly Net Relationship Value a+c+d a+b+c+d 21 - 7 0 / /WPC SOC / /NR 7 . VER 5

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