First Home Buyers Award We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Bank

Education Deposit Requirements Guarantee Options Company Borrowing Power Info on House Property Explanation on Home FHB Grant as Family Guarantee Guarantor can Genuine Savings Financial Gift as Deposit Calculator Buying Process Reports Purchasing Costs Deposit Available Provide Deposit AMP 4 444 4 44 8 8 ANZ 4444 4 44 44 Arab Bank 8 8 8 4 8 4 4 4 4 88 4 4 4 8 4 8 4 Bank of Sydney 84 84 8 8 4 88 4444 4 44 4 8 Bendigo Bank 44 88 4 8 4 44 BOQ 48 8 8 4 4 4 44 Citi 44 8 4 4 4 4 4 8 44 4 4 4 8 4 44 Delphi Bank 48 8 8 4 4 4 44 HSBC 44 4 4 4 8 4 44 ING 44 4 4 4 8 4 44 Macquarie Bank 84 8 4 4 4 4 88 MyState Bank 44 8 4 4 4 4 44 NAB 4444 8 44 44 St.George Bank 4444 8 44 44 44 8 4 4 4 4 44 4444 4 44 44

Report Date: July, 2021 First Home Buyers Award 2021 - Page 1

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. This information was collected from providers while undertaking the First Home Buyer Rating. First Home Buyers Award We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Customer Owned Institution

Education Deposit Requirements Guarantee Options Company Borrowing Power Info on House Property Explanation on Home FHB Grant as Family Guarantee Guarantor can Genuine Savings Financial Gift as Deposit Calculator Buying Process Reports Purchasing Costs Deposit Available Provide Deposit Australian Military Bank 44 8 8 8 4 4 44 44 8 4 8 4 4 4 8 Bank of us 44 8 4 8 4 4 44 BankVic 44 8 4 8 4 4 44 Beyond Bank 44 4 4 4 8 4 44 SA 4444 4 44 44 Endeavour Mutual Bank 4444 8 44 44 G&C Mutual Bank 44 8 4 4 4 4 44 44 8 4 4 4 4 44 44 84 4 8 4 44 8 444 4 44 4 4 Horizon Bank 44 8 4 4 4 4 44 44 84 4 8 4 44 Illawarra Credit Union 44 84 4 88 44 IMB 44 8 4 4 4 4 4 8 Macquarie Credit Union 44 84 4 8 4 44 MOVE Bank 4444 4 44 4 8 Newcastle Permanent 44 8 4 4 4 4 4 8 People's Choice Credit Union 4444 4 44 44

Report Date: July, 2021 First Home Buyers Award 2021 - Page 2

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. This information was collected from providers while undertaking the First Home Buyer Rating. First Home Buyers Award We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Customer Owned Institution

Education Deposit Requirements Guarantee Options Company Borrowing Power Info on House Property Explanation on Home FHB Grant as Family Guarantee Guarantor can Genuine Savings Financial Gift as Deposit Calculator Buying Process Reports Purchasing Costs Deposit Available Provide Deposit QBANK 44 4 8 8 8 4 44 44 84 8 8 4 44 Country Bank 4444 4 44 44 RACQ Bank 44 4 4 4 8 4 44 44 4 4 4 8 4 44 Sydney Mutual Bank 4444 8 44 44 44 8 4 4 4 4 44 The Capricornian 44 8 4 4 4 4 44 The Mac 44 4 4 4 8 4 44 The Mutual Bank 44 8 4 4 4 4 4 8 UniBank 44 8 4 4 4 4 44

Report Date: July, 2021 First Home Buyers Award 2021 - Page 3

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter. This information was collected from providers while undertaking the First Home Buyer Rating.