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Saturday, December 21, 2019 COMMUNITY RETAIL Haslam-Sansom Shop local, complex a hit support neighbors Neighborhood kids wowed ere’s probably a locally by 30K-square-foot, $8M made product for everyone multipurpose facility. on your gift list. P16 P18 December 20-26, 2019 Vol. 45 | Issue 51 KNOXVILLE EDITION www.TNLedger.com/Knoxville The power of information. KNOX • ANDERSON • JEFFERSON • CAMPBELL • CUMBERLAND CLAIBORNE COCKE • GRAINGER • HAMBLEN • BLOUNT • LOUDON • MONROE • MORGAN • ROANE • SCOTT • SEVIER • UNION Ledger FORMERLY WESTVIEW SINCE 1978 In with the new-ish Mayor Kincannon hopes to keep city on ‘same general trajectory’ as Rogero administration Story by Joe Morris begins on page 2 Photo by Adam Taylor Gash |The Ledger Community Calendar ............................5 More inside: Public Notices .........................6-13, 20-29 Find Public Notices Career Corner ..........................................3 Newsmakers ..........................................15 inside & online: Personal Finance ....................................3 Crossword...............................................19 www.TNLedger.com News Briefs ..............................................4 Behind the Wheel .................................32 Page 2 www.TNLedger.com/Knoxville DECEMBER 20-26, 2019 hen Knoxville and has studied and taught abroad, most mayor- recently in Slovenia. Not one to squander elect Indya educational opportunities in her backyard, Kincannon she also has spent time at the University with Indya is sworn in of Tennessee, taking teacher licensure Saturday, she’ll courses. Kincannon beW looking for both continuation and Now, after a public and professional Q change. career that has both inside and outside at’s just how she likes it. elements, she prepares to become the Knoxville She was elected to the Knox County face of local government for Knoxville. & Board of Education in 2004, two years It’s a job that requires listening to, and mayor-elect after moving to the city. She went on acting with, often-polarized camps, and A to serve 10 years as a member, three of Kincannon says she’s more than ready for those as chair. During that time, she and the challenge. Interview by Joe Morris husband Ben Barton were putting two Catching up with her after her weekly daughters through Knoxville’s public reading stint with children at Beaumont school system. Magnet Academy, she talked about Also around that time, she began walking the ne line of being a change Mayoral Inauguration working with a children’s reading agent and also supporting the programs Indya Kincannon will be sworn in Saturday, Dec. 21, 10:30 a.m., program – a volunteer position she and platforms that her constituents want at the Bijou Theatre downtown. The event is free and open to the continues to this day and says will be a continued. public. part of her mayoral calendar. ● Why is sticking with your volun- at experience elevated her local teer work, in this case the children’s political pro le, and in 2015 she joined reading program, important to you? Photo by Adam Taylor Gash |The Ledger Mayor Madeline Rogero’s o ce as special programs manager. In that role, she “I’ve been doing this since I rst was administered more than $1 million in elected to the school board, and I hope community agency grants to more than to always be involved. It’s the best part 65 local nonpro ts. of my week. e kids are really eager On the educational front, Kincannon to have me there – they read to me holds a master’s degree in public a airs as much as I read with them, so it’s and urban and regional planning from a chance to encourage them in their Princeton University’s Woodrow Wilson educational growth School of Public and International A airs, KINCANNON >> PAGE 17 DECEMBER 20-26, 2019 www.TNLedger.com/Knoxville Page 3 Good choices now, better choices later Don’t wait for company training Recognize your money biases, What we can all make them work for you learn from techies e way our brains I received a text from a friend a few work can cost us a lot years ago stating: “I spent some time today of money. But some guring out a new video software.” And, of our mental quirks it had a link to a fun, short video. can be turned to our is friend doesn’t use video at work, advantage. but he and two other information LIZ Cognitive biases WESTON ANGELA technology guys are creating a YouTube PERSONAL are the faulty ways COPELAND channel. is is the second project for the FINANCE of thinking that can CAREER team, which also recently started a podcast persuade us to run up CORNER to learn about podcasting. debt, save too little and is isn’t uncommon in the technology make stupid investment decisions. Ledger world. Techies are creating new social work groups on e bandwagon e ect, for example, shutterstock.com Meetup.com every day. ey gather and learn how to use entices us to buy the hot stock everyone’s software like WordPress, Python, Java, Oracle and PHP. talking about rather than the mutual fund self more – rather than fewer – options. The power of ey bounce ideas o one another about how to start a that makes more sense for our long- Here’s an example: People who save for information. podcast, how to build video games or how to make mobile term goals. Or we sign up for a too-large retirement often anticipate the freedom Published weekly by apps. mortgage because of optimism bias (“I’ll and leisure they’ll enjoy one day when Westview Newspaper, LLC ey organize breakfasts, lunches and weekend coding gure out a way to make the payments, they can quit work. ey can’t imagine sessions called hackathons. ey host events for younger somehow!”). they’ll feel di erently later. As they get 222 Second Ave. N. Suite 101 Nashville, TN 37201 generations to teach them about programming. We can try to be more rational, but closer to retirement, though, some realize (615) 254-5522 What’s interesting is that technology professionals do sometimes it makes sense to exploit our they want to keep working at least part FAX: (615) 254-5525 all of these activities in their free time. eir companies faulty wiring instead. Here are three time for the extra money, the intellectual Monday-Friday 9 a.m.-5 p.m don’t sponsor these events. ey aren’t compensated for money biases that you could put to work stimulation and the social bene ts. President & Chairman participating. for yourself: With su cient savings, you typically have more options: You could quit, work Peter Schutt But, the time they devote helps to keep their skill set up Mental accounting Publisher & CEO part time, work full time, take a break and Eric Barnes to date. Technology is a eld that’s constantly evolving. You Money is fungible, which means every return to work or start your own business. Associate Publisher must keep learning if you want to keep up in IT. It creates job dollar has the same value regardless of & Executive Editor security. If you haven’t saved, you may have little Lyle Graves how we get it or store it. But our brains choice but to keep working. [email protected] In addition to bee ng up their resumes, this time builds didn’t get that memo, so we treat di erent Hyperbolic discounting Planning Editor their network. If there’s a job opening, you can bet someone types of money di erently. Cindy Smith will look inside these groups for candidates. Our hard-wired preference for short- [email protected] We’re tempted to splurge with Contributors Lastly, it allows these professionals to cross-pollinate ideas windfalls, for example, or to be more term payo s, even when we would get Chip Cirillo with those outside their company’s four walls. ey aren’t more by waiting, is known as “hyperbolic Sheila Burke careful spending cash than using credit. Kathy Carlson con ned to the traditional thoughts on how to do things and You can turn this mental accounting discounting.” We know we need to save Hollie Deese can compare notes with others. more for retirement, or pay down debt or Nancy Henderson to good use by creating multiple savings Tim Ghianni Although your industry might not change as often as accounts, each labeled with your goal for build an emergency fund. In the moment, Joe Morris technology, there are a number of great lessons to be learned though, we want to spend our money in Rhiannon Potkey the money. Tom Wood from this group. For example, you could create accounts other ways. Offi ce Manager First, don’t wait for your company to keep your skills up called “vacation,” “car repair fund,” But hyperbolic discounting can be Donna Gosnell to date. It’s your responsibility. Be sure not to neglect your Art Director “home down payment” and so on. Online leveraged to create good outcomes, as well. Mike Hopey continuing education. banks and credit unions typically make Behavioral economists Richard H. [email protected] is might mean you may have to use some personal this easy by allowing you to create and aler and Shlomo Benartzi designed time or even some of your own money. ink of it as an name numerous subaccounts without a “Save More Tomorrow” intervention ADVERTISING investment in yourself and your future value. in which people committed to saving a Advertising deadline minimum balance requirements or fees. is Friday 5 p.m. Once you’ve decided to give this strategy a try you might Labeling and segregating money could portion of future raises. e economists Call 615.254-5522 or email wonder where to begin. help you keep your hands o it.
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