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KEYSTONE POINTE HOMEOWNERS ASSOCIATION, INC. Board Of July 2009 Issue Keynote Newsletter A Newsletter By and For the neighbors. Have fun, enjoy your Homeowners of Keystone Message home, your neighbors and all that Pointe Homeowners life has to offer, but be safe doing Association, Inc. From The it. www.KeystonePointe.org President Submitted by Crime Please direct all concerns Luis Marrero to management. For ARB e hope everyone had a Watch requests, please see ACC Wsafe and fun 4th of July. The application on page 7, fill outdoors are fun for all of us and out and submit, prior to our children, and we hope every- he hot summer months any exterior modifications one will enjoy it to the max. How- T may have you thinking of hir- to your home. ever, be careful not to invite some ing someone to perform mainte- of the outdoors into your home. nance on your pool or air condi- COMMUNITY We have seen quite a few of our tioner, but how do you know MANAGER neighbors leaving their garages you’re hiring not only the right Cindy Gothann, LCAM open most of the day and some all person, but a trustworthy one as [email protected] night. In Florida this is not a good well? Here are some tips from 407.781.5795 phone idea since you may be inviting un- the Department of Business and 407.781.5796 fax wanted critters into your home and Professional Regulation regarding Leland Management around your children and your hiring contractors or companies to 6972 Lake Gloria Blvd. pets. A water moccasin has been Orlando, FL 32809-3200 seen around the pond by some Continued on page 2 Next HOMEOWNERS ASSOCIATION MEETING Thursday, August 13 6:30pm @ Hickory Tree Elementary School HOA meetings are the second Thursday of each month. In the event of location or date change, Home Of The Month please see our website: Congratulations to our July Home of the Month: www.KeystonePointe.org. Joseph and Catherine Romero at 3252 Lorimar Lane K e ystone Pointe Homeowners Association Inc. 1 Crime Watch some claimants say they remain confused about the state’s instruc- continued tions for filing. The frustration perform any work or maintenance seems to stem from conflicting in- in/on your home: formation that the Agency for Workforce Innovation has been 1. Always ask to see the State providing about how to file for any of Florida license. Note the license benefits accumulated after June 2. number and verify that the license Before that date, jobless Floridians KEYSTONE is current and in good standing. were told to file online to tap into POINTE To verify a license number call 1- an extended benefits program ap- HOMEOWNERS 850-487-1395 or visit proved by state legislators, and fi- ASSOCIATION, MyFloridaLicense.com. nanced with federal money, in late INC. May. But for any benefits after that 2. Ask for references and date, claimants say they’re getting Board of Directors check each one. a mixed message. President 3. Do not pay cash and be cau- Some have been told by cus- Luis Marrero tious of writing checks made pay- [email protected] tomer service representatives to file able to individuals, especially when for that period only by mail while Vice-President dealing with a company. Brian Ciraulo others have been instructed to do so online. One Altamonte Springs Secretary Get everything in writing, in- Michael Weck man said he spoke to five people cluding a detailed description of with Workforce Innovation and Treasurer the work to be completed, a Scott Knoebel got three different answers. He completion date and the total eventually worked his way up to Director cost. Luis Diaz agency headquarters in Tallahassee ARB Committee where, he said, an agency official Maggie Trudeau told him to file by mail for the Brian Ciraulo more recent dates. He was glad to Linda Blair get some resolution but fed up that Our it took so long. COMMUNICATION Local News The agency has struggled for Webmaster months to cope with Florida’s ris- Michael Weck ing jobless rate. With demand soar- [email protected] ith the economy in up ing – statewide unemployment is Newsletter Editors Wheaval and many of our now at 10.2 percent – the agency’s Maggie Trudeau neighbors, friends and family ap- phone lines and computer system Lea Ladd plying for unemployment, the sys- have, at times, been overwhelmed. [email protected] tem is on overload. Here is some When claimants finally reach a information that was published in customer service rep, they often PUBLISHED BY the Orlando find the staffer can’t answer their FOCUS COMMUNITY PUBLICATIONS Sentinel explaining about ex- questions. More than 500,000 Flo- & PRINTING, INC. tended unemployment benefits: ridians are now receiving unem- 2008 JAFFA DRIVE • UNIT H ployment benefits. About 250,000 ST. CLOUD, FL 34771 are estimated to be eligible for the PHONE: 407.892.0019 As Florida prepares to send out FAX: 407.957.0057 the first checks of a new round of recently approved extended ben- E-MAIL: [email protected] extended unemployment benefits, efits. The extension, which pro- Continued on page 3. 2 K e ystone Pointe Homeowners Association Inc. Our Local News The Continuing Credit Card tially took a “blunt instrument” continued Saga approach to the recession, raising The Bank of America credit rates on a wide swath of people vides up to 20 additional weeks of card unit concludes credit and who might stop paying their bills payments, is for people who have debit cards lost nearly $1.8 billion because so many people in similar already exhausted all other ben- in the first quarter of 2009, com- circumstances had. Now, he said, efits. pared with earnings of $867 mil- he’s seeing some credit card com- lion in the same period a year ear- panies look more closely at indi- lier. In general, the company vidual card holders’ records, and periodically reviews customer ac- try to find a more workable solu- What's counts and may reprice an account tion. “Some institutions are do- if a person is deemed riskier than ing a much better job than others, In Your in the past. but they’re all beginning to come Wallet? A spokeswoman for JPMorgan to the realization that the “blunt Chase said in a statement that the instrument” approach is not work- company has worked to better ing” he said. he answer to this question manage potential losses as a result Other changes are on the hori- Tmight be “not much” these of the recession. Chase posted a zon, including the new Credit days and if you’re looking to renew $547 million loss in its card services Card Bill of Rights, due to surface your license and or vehicle regis- division for the first quarter of in the coming months. The tration, you better start saving your 2009, compared with earnings of American Bankers Association has pennies. Effective July 1, 2009, ve- $609 million in the comparable warned that the new law will mean hicle registrations will jump from year-earlier period that less credit is available, and $22.50 or 32.50 for most cars and Arnab Gupta, chief executive what credit is available will come trucks to $31.00 and $44.00, that’s of the consulting firm Opera So- at a higher price. The new rules a 35% increase. A new vehicle li- lutions, which has worked with will have an impact for consumers, cense plate has gone from $12.00 some credit card providers, said he to $28.00 and renewing your li- thinks credit card companies ini- cense is now $48.00, up from Continued on page 4. $20.00. These higher charges are part of the Legislature’s budget- Adversity Index from balancing plan for the 2010 fiscal year. Gov. Charlie Christ signed Moody’sEconomy.com & the fees into law. Although these msnbc.commsnbc.com. new fees seem to have suddenly skyrocketed, many of these fees had tate by State Employment Rebounding not been changed for years, if not Predictions decades. Annual vehicle registra- tions have not increased since S th Rebounding in 4 quarter of 2009 - TX, OR, WA, CO, ID 1983. The charge for first time car Rebounding in 1st quarter of 2010 - NC, NM, AL, GA, to registration which increased from name a few $100.00 to $225.00 had not Rebounding in 2nd Quarter of 2010 – AR, TN, SC, IA, WY, budged in 20 years. The late pay- and NH ment penalty for drivers license Rebounding in 3rd Quarter of 2010 - FL, CA, NY,AZ, LA, renewals has been $1.00 since UT, NV, KS, MS, & most of the Great Lakes 1991, it has now increased to Predictions are just that, PREDICTIONS, and hopefully we $15.00. will see a rebound sooner than PREDICTED… K e ystone Pointe Homeowners Association Inc. 3 What’s In Your Wallet? vivor” will walk away with $500 continued worth in cash and prizes. Healthy not all of which can be good. Still, Continuing on Friday a spe- between the new regulations, cial VIP sponsored party will take Recipes changes in the banking industry place at Celebration Hotel with all and a potential change in con- the cast members on-hand. On Sat- sumer spending habits as a result urday, a special autograph signing The Worst Food in America for of the recession, some wonder if will take place on Market Street from 2009 (This is just one…there are Americans will ever go back to the 3:00-5:00 PM and a special “Survi- more!) type of environment that allowed vor Party” at the Celebration Town Baskin Robbins Large Choco- so many people to easily run up Tavern will be held that evening with late Oreo Shake 2,600 calories high credit card debt.
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