July 2009 Issue

Keynote Newsletter

A Newsletter By and For the neighbors. Have fun, enjoy your Homeowners of Keystone Message home, your neighbors and all that Pointe Homeowners life has to offer, but be safe doing Association, Inc. From The it. www.KeystonePointe.org President Submitted by Crime Please direct all concerns Luis Marrero to management. For ARB e hope everyone had a Watch requests, please see ACC Wsafe and fun 4th of July. The application on page 7, fill outdoors are fun for all of us and out and submit, prior to our children, and we hope every- he hot summer months any exterior modifications one will enjoy it to the max. How- T may have you thinking of hir- to your home. ever, be careful not to invite some ing someone to perform mainte- of the outdoors into your home. nance on your pool or air condi- COMMUNITY We have seen quite a few of our tioner, but how do you know MANAGER neighbors leaving their garages you’re hiring not only the right Cindy Gothann, LCAM open most of the day and some all person, but a trustworthy one as [email protected] night. In Florida this is not a good well? Here are some tips from 407.781.5795 phone idea since you may be inviting un- the Department of Business and 407.781.5796 fax wanted critters into your home and Professional Regulation regarding Leland Management around your children and your hiring contractors or companies to 6972 Lake Gloria Blvd. pets. A water moccasin has been Orlando, FL 32809-3200 seen around the pond by some Continued on page 2 Next HOMEOWNERS ASSOCIATION MEETING Thursday, August 13 6:30pm @ Hickory Tree Elementary School HOA meetings are the second Thursday of each month. In the event of location or date change, Home Of The Month please see our website: Congratulations to our July Home of the Month: www.KeystonePointe.org. Joseph and Catherine Romero at 3252 Lorimar Lane

K e ystone Pointe Homeowners Association Inc. 1 Crime Watch some claimants say they remain confused about the state’s instruc- continued tions for filing. The frustration perform any work or maintenance seems to stem from conflicting in- in/on your home: formation that the Agency for Workforce Innovation has been 1. Always ask to see the State providing about how to file for any of Florida license. Note the license benefits accumulated after June 2. number and verify that the license Before that date, jobless Floridians KEYSTONE is current and in good standing. were told to file online to tap into POINTE To verify a license number call 1- an extended benefits program ap- HOMEOWNERS 850-487-1395 or visit proved by state legislators, and fi- ASSOCIATION, MyFloridaLicense.com. nanced with federal money, in late INC. May. But for any benefits after that 2. Ask for references and date, claimants say they’re getting Board of Directors check each one. a mixed message. President 3. Do not pay cash and be cau- Some have been told by cus- Luis Marrero tious of writing checks made pay- [email protected] tomer service representatives to file able to individuals, especially when for that period only by mail while Vice-President dealing with a company. Brian Ciraulo others have been instructed to do so online. One Altamonte Springs Secretary Get everything in writing, in- Michael Weck man said he spoke to five people cluding a detailed description of with Workforce Innovation and Treasurer the work to be completed, a Scott Knoebel got three different answers. He completion date and the total eventually worked his way up to Director cost. Luis Diaz agency headquarters in Tallahassee ARB Committee where, he said, an agency official Maggie Trudeau told him to file by mail for the Brian Ciraulo more recent dates. He was glad to Linda Blair get some resolution but fed up that Our it took so long. COMMUNICATION Local News The agency has struggled for Webmaster months to cope with Florida’s ris- Michael Weck ing jobless rate. With demand soar- [email protected] ith the economy in up ing – statewide unemployment is Newsletter Editors Wheaval and many of our now at 10.2 percent – the agency’s Maggie Trudeau neighbors, friends and family ap- phone lines and computer system Lea Ladd plying for unemployment, the sys- have, at times, been overwhelmed. [email protected] tem is on overload. Here is some When claimants finally reach a information that was published in customer service rep, they often PUBLISHED BY the Orlando find the staffer can’t answer their FOCUS COMMUNITY PUBLICATIONS Sentinel explaining about ex- questions. More than 500,000 Flo- & PRINTING, INC. tended unemployment benefits: ridians are now receiving unem- 2008 JAFFA DRIVE • UNIT H ployment benefits. About 250,000 ST. CLOUD, FL 34771 are estimated to be eligible for the PHONE: 407.892.0019 As Florida prepares to send out FAX: 407.957.0057 the first checks of a new round of recently approved extended ben- E-MAIL: [email protected] extended unemployment benefits, efits. The extension, which pro- Continued on page 3.

2 K e ystone Pointe Homeowners Association Inc. Our Local News The Continuing Credit Card tially took a “blunt instrument” continued Saga approach to the recession, raising The Bank of America credit rates on a wide swath of people vides up to 20 additional weeks of card unit concludes credit and who might stop paying their bills payments, is for people who have debit cards lost nearly $1.8 billion because so many people in similar already exhausted all other ben- in the first quarter of 2009, com- circumstances had. Now, he said, efits. pared with earnings of $867 mil- he’s seeing some credit card com- lion in the same period a year ear- panies look more closely at indi- lier. In general, the company vidual card holders’ records, and periodically reviews customer ac- try to find a more workable solu- What's counts and may reprice an account tion. “Some institutions are do- if a person is deemed riskier than ing a much better job than others, In Your in the past. but they’re all beginning to come Wallet? A spokeswoman for JPMorgan to the realization that the “blunt Chase said in a statement that the instrument” approach is not work- company has worked to better ing” he said. he answer to this question manage potential losses as a result Other changes are on the hori- Tmight be “not much” these of the recession. Chase posted a zon, including the new Credit days and if you’re looking to renew $547 million loss in its card services Card Bill of Rights, due to surface your license and or vehicle regis- division for the first quarter of in the coming months. The tration, you better start saving your 2009, compared with earnings of American Bankers Association has pennies. Effective July 1, 2009, ve- $609 million in the comparable warned that the new law will mean hicle registrations will jump from year-earlier period that less credit is available, and $22.50 or 32.50 for most cars and Arnab Gupta, chief executive what credit is available will come trucks to $31.00 and $44.00, that’s of the consulting firm Opera So- at a higher price. The new rules a 35% increase. A new vehicle li- lutions, which has worked with will have an impact for consumers, cense plate has gone from $12.00 some credit card providers, said he to $28.00 and renewing your li- thinks credit card companies ini- cense is now $48.00, up from Continued on page 4. $20.00. These higher charges are part of the Legislature’s budget- Adversity Index from balancing plan for the 2010 fiscal year. Gov. Charlie Christ signed Moody’sEconomy.com & the fees into law. Although these msnbc.commsnbc.com. new fees seem to have suddenly skyrocketed, many of these fees had tate by State Employment Rebounding not been changed for years, if not Predictions decades. Annual vehicle registra- tions have not increased since S th Rebounding in 4 quarter of 2009 - TX, OR, WA, CO, ID 1983. The charge for first time car Rebounding in 1st quarter of 2010 - NC, NM, AL, GA, to registration which increased from name a few $100.00 to $225.00 had not Rebounding in 2nd Quarter of 2010 – AR, TN, SC, IA, WY, budged in 20 years. The late pay- and NH ment penalty for drivers license Rebounding in 3rd Quarter of 2010 - FL, CA, NY,AZ, LA, renewals has been $1.00 since UT, NV, KS, MS, & most of the Great Lakes 1991, it has now increased to Predictions are just that, PREDICTIONS, and hopefully we $15.00. will see a rebound sooner than PREDICTED…

K e ystone Pointe Homeowners Association Inc. 3 What’s In Your Wallet? vivor” will walk away with $500 continued worth in cash and prizes. Healthy not all of which can be good. Still, Continuing on Friday a spe- between the new regulations, cial VIP sponsored party will take Recipes changes in the banking industry place at Celebration Hotel with all and a potential change in con- the cast members on-hand. On Sat- sumer spending habits as a result urday, a special autograph signing The Worst Food in America for of the recession, some wonder if will take place on Market Street from 2009 (This is just one…there are Americans will ever go back to the 3:00-5:00 PM and a special “Survi- more!) type of environment that allowed vor Party” at the Celebration Town Baskin Robbins Large Choco- so many people to easily run up Tavern will be held that evening with late Oreo Shake 2,600 calories high credit card debt. Some people all proceeds from the party and au- 135g fat (59 g saturated fat, 2.5g say “Oh, in three or four years we’ll tograph signing benefiting Give Kids trans fats)263g sugars be back to where we were”. As for the World Village. On Sunday, the 1,700 mg sodium many of us, we say ‘Oh, we’ll never Sidewalk Sale continues and it will We didn’t think anything be back there.’ ” For more infor- be the last day to return your com- could be worse than Baskin mation see pleted treasure maps to be eligible Robbins’ 2008 bombshell, the www.creditcardnation.com, to win. Heath Bar Shake. After all, it had www.msnbc.msn.com more sugar (266 grams) than 20 Among the cast members sched- bowls of Froot Loops, more calo- uled to appear are: ries (2,310) than 11 actual Heath Ozzy - “Fan Favorite” Survivor Bars, and more ingredients (73) Micronesia and Survivor Cook Is- than you’ll find in most chemist Summer land labs. James - “Fan Favorite” Survivor Rather than coming to their Sidewalk Micronesia and Survivor China senses and removing it from the Sale & - Survivor menu, they did themselves one China and Survivor Micronesia worse and introduced this caloric “Survivor” Big Tom - Survivor All-Stars and catastrophe. It¹s soiled with more Survivor-The Outback than a day’s worth of calories and Reunion Aras Baskauskas - Survivor three days worth of saturated fat, Panama (WINNER) and, worst of all, usually takes less ome meet the stars of the - Survivor (WIN- than 10 minutes to sip through a C hit reality show “Survivor” as NER) straw. a part of this years Summer Side- Marcus Lehman - Survivor Eat This Instead! (and ask for walk Sale in beautiful Celebration Gabon two spoons) Town Center and participate in the Stephen Fishbach - Survivor 2-Scoop Hot fudge Sundae first ever “Sales” Survivor Treasure Tocatins Chocolate and Vanilla Hunt, July 24th through the 26th. Spencer Duhm - Survivor 530 calories Tocatins 29 g fat (19 g saturated fat) On Friday, the Sidewalk Sale Twila Tanner - Survivor Vanuatu 52 g sugars kicks off with a “Sales Survivor: - Survivor Vanuatu Treasure Hunt”. Visit the restau- and Survivor Micronesia Okay, guys, we haven’t forgot- rants to get your “treasure map” and Courtney Yates - Survivor China ten that there is something special use the clues to navigate through Dr. Carl Bilancione - Survivor about a grill and a guy. Here is Celebration Town Center to un- Africa something you can grill that will cover the answers. One “Sole Sur- be easy and delicious. Continued on page 5.

4 K e ystone Pointe Homeowners Association Inc. Keep Your Chin Up LEMON-ORANGE FIZZ CRAN RAZZY continued Low Cal/Low Sodium/Low Low Calorie | Low Carb | Low Cholesterol/Low Sat Fat/Heart Basic Texas Brisket Sodium | Low Sat Fat | Heart Healthy Preparation Time – 10 Ingredients: Healthy min (total prep time – 1 hr and 7-pound beef brisket Preparation Time: 10 min 10 min (including freezing of fruit Salt and pepper Per serving: 2 calories; 0 g fat (0 g time) Per serving: 65 calories; 0 g sat, 0 g mono); 0 mg cholesterol; 1 fat (0 g sat, 0 g mono); 0 mg cho- Instructions: g carbohydrate; 0 g protein; 0 g fi- lesterol; 16 g carbohydrate; 0 g pro- 1. Com- ber; 0 mg sodium; 9 mg potassium. tein; 1 g fiber; 5 mg sodium; 157 bine 3/4 What you get: Vitamin C. mg potassium. Nutrition bonus: pound black 0 Carbohydrate Servings Vitamin C (20% daily value). pepper with Exchanges: 2 fruit 1 Carbohydrate Serving 4 ounces salt 2 cups orange seltzer Exchanges: 1 fruit in a bowl 2 tablespoons frozen lemonade and mix well. 1 tablespoon lemon juice Enjoy your fruit juice but keep Rub heavily on the beef to taste 3 ounce lemon or orange calories in check by mixing it with and marinate overnight if possible, Vodka (optional) seltzer. Make a pretty garnish by or at least two hours. (You can Lemon wedge freezing big, plump fresh raspber- store any leftover rub you don’t Sugar ries (already-frozen ones don’t look use). Ice cubes as nice.) 2. When ready, heat grill or 1/2 cup fresh or frozen charcoal to about 425ºF. You can rasperries for garnish try adding oak chips to the char- 2 cups cranberry-raspberry coal if you’d like. Place seasoned juice brisket on the grill with the fat side 2 cups seltzer up. 2 tablespoons lime juice 3. Turn the brisket after about 4 wedges for garnish 1 1/2 hours, and then again after another 1 1/2 hours. When the Combine seltzer, lemonade, 1. If using fresh raspberries, brisket is about three-quarters of lemon juice and vodka, if using. freeze them in a single layer for the way done (after about three to Rub rim of 2 glasses with lemon about 1 hour (or overnight) before four hours), wrap in foil to keep it wedge and dip in sugar. Fill glasses proceeding with Step 2. from drying out and finish cook- with ice and top with the seltzer 2. Combine cranberry-raspberry ing. The internal meat temperature mixture. juice, seltzer and lime juice in a should reach about 190ºF. pitcher. Divide among 4 ice-filled glasses. Garnish with frozen rasp- Makes about 10 servings (you’ll end berries and lime wedges. up with about 4 pounds of brisket once it’s cooked). IRRIGATION Oh, by the way ladies, while RESTRICTIONS your man is tackling the brisket Irrigation is prohibited between 10 AM and 4 PM and and the grill, you can be mixing up is limited to no more than 2 days/ week on scheduled days. a great summer drink or two. Residents with odd numbered addresses may water on Wednesday & Saturday. Even numbered addresses may water on Thursdays & Sundays.

K e ystone Pointe Homeowners Association Inc. 5 IN KEYSTONE POINTE SPEED WE LOVE OUR LIMIT RESIDENTS. SPEED KILLS. 15 KILL YOUR SPEED!

KEYSTONE POINTE 7/7/2009

ADDRESS LIST PRICE STATUS SOLD DATE 6003 BRICK RD $175,000 ACTIVE 6002 COAL CT $170,000 ACTIVE 6006 COAL CT $159,900 ACTIVE 3010 DIAMMOND LN $199,900 ACTIVE 3026 DIAMMOND LN $229,900 ACTIVE 3112 KEYSTONE POINTE CT $149,900 ACTIVE 6005 KEYSTONE POINTE DR $180,000 ACTIVE 6006 KEYSTONE POINTE DR $185,000 ACTIVE 3215 LORIMAR LN $294,900 ACTIVE 3232 LORIMAR LN $170,000 ACTIVE 3062 SANDSTONE CIR $179,000 ACTIVE 3203 SLATE RD $180,000 ACTIVE 3207 SLATE RD $179,900 ACTIVE 6004 BRICK RD $170,000 PENDING ORDINANCE #87-9 6004 COAL CT $170,000 PENDING 3018 DIAMMOND LN $145,900 PENDING FINE $500 6009 KEYSTONE POINTE CT $180,000 PENDING 407-892-5292 3207 LORIMAR LN $167,000 PENDING 3225 LORIMAR LN $168,000 PENDING 3228 LORIMAR LN $174,900 PENDING 3234 LORIMAR LN $159,900 PENDING 3235 LORIMAR LN $153,000 PENDING 3236 LORIMAR LN $148,000 PENDING 3237 LORIMAR LN $165,000 PENDING 3240 LORIMAR LN $179,900 PENDING Garbage 3259 LORIMAR LN $136,125 PENDING 3008 SANDSTONE CIR $159,900 PENDING Pick-Up 3014 SANDSTONE CIR $164,000 PENDING 3028 SANDSTONE CIR $149,900 PENDING Schedule 3054 SANDSTONE CIR $185,000 PENDING 3068 SANDSTONE CIR $165,000 PENDING 3069 SANDSTONE CIR $195,000 PENDING Trash 3200 SLATE RD $195,000 PENDING Tuesday & Friday 3210 SLATE RD $155,000 PENDING 6000 COAL CT $159,900 SOLD 6/17/09 6003 COAL CT $172,400 SOLD 3/12/09 Yard Waste 3218 LORIMAR LN $165,000 SOLD 6/5/09 Thursday 3244 LORIMAR LN $179,900 SOLD 2/6/09 3014 SANDSTONE CIR $150,000 SOLD 5/29/09 3024 SANDSTONE CIR $129,900 SOLD 3/27/09 Place at curbside before 6 a.m. 3040 SANDSTONE CIR $174,900 SOLD 2/27/09 Containers must be removed by 3042 SANDSTONE CIR $179,000 SOLD 5/27/09 sunset. Bulk collection, or collec- tion complaints call 407-843-7370.

6 K e ystone Pointe Homeowners Association Inc. KEYSTONE POINTE HOMEOWNERS ASSOCIATION, INC. ARCHITECTURAL CONTROL COMMITTEE (ACC) APPLICATION MAIL APPLICATION TO: 6972 LAKE GLORIA BLVD. ORLANDO, FL 32809-3200 OFFICE: (407) 781-1406 (407) 781-1848 [email protected]

Name Email

Property Address

Mailing Address City State Zip

Phone(s) Home Work Fax

In accordance with the Declaration of Covenants, Conditions and Restrictions and the Association’s rules and regulations, Installation must conform to this approval and the Association’s guidelines. I hereby request your consent to make the following changes, alterations, renovations and/ or additions to my property.

( ) FENCE ( ) SWIMMING POOL ( ) LAWN ORNAMENT ( ) PATIO ( ) SCREEN ENCLOSURE ( ) Exterior Color ( ) Landscaping ( ) Lawn Replacement ( ) Other ______

Description:

Attach two (2) copies of the property survey that shows the locations of the proposed change, alteration, renovation or addition. Attach two (2) drawings of your plan(s). Attach two (2) color samples, if applicable.

Note: Applications submitted by fax or without two (2) copies of the survey, drawing, or color sample will be considered incomplete. If an application is incomplete, it will not be processed and will be returned to you.

I hereby understand and agree to the following conditions. 1. No work will begin until written approval is received from the Association. You have 60 days from the approval date to complete the work. If not, then you must reapply for ARB approval. 2. All work will be done expeditiously once commenced and will be done in a professional manner by a licensed contractor or myself. 3. All work will be performed in a timely manner that will minimize interference and inconvenience to other residents. 4. I assume all liability and will be responsible for any and all damages to other lots and / or common area, which may result from performance of this work. 5. I will be responsible for the conduct of all persons, agents, contractors, subcontractors and employees who are connected with this work. 6. I am responsible for complying with all applicable federal, state and local laws, codes, regulations and requirements in connection with this work. I will obtain any necessary governmental permits and approval for the work. 7. Upon receipt Leland Management, Inc. will forward the ARB Application to the Association. A decision by the Association may take up to 60 days. I will be notified in writing when the application is either approved or denied.

ALL HOMEOWNERS ARE RESPONSIBLE FOR FOLLOWING THE RULES AND GUIDELINES OF THEIR ASSOCIATION WHEN MAKING ANY EXTERIOR MODIFICATIONS.

Signature of Owner(s): ______Date: ______

Do Not Write Below This Line ______

This Application is hereby: ( ) Approved ( ) Disapproved

Date Signature

Comments:

Date Received from Owner Mailed to Assn Mailed to Owner

K e ystone Pointe Homeowners Association Inc. 7 Disclaimer: The Keystone Pointe Keynote Important Phone Numbers Newsletter is published for the Keystone Federal Information Center ...... 1-800-688-9889 Pointe Homeowners Association, Inc. by IRS-Federal Tax Info...... 1-800-829-1040 Medicare Hotline ...... 1-800-638-6833 Focus Community Publications & Social Security Admin...... 1-800-772-1213 Printing, Inc. as a courtesy to all Veteran Affairs ...... 1-800-827-1000 property owners and residents. Focus State (Department of) nor the Association assume any Agriculture and Consumer Services (Complaints)...... 1-800-435-7352 Business and Professional Regulation ...... 1-850-487-2252 responsibility for article content or Children and Families ...... 1-850-487-1111 advertising message as submitted for Education ...... 1-850-487-1785 inclusion in the newsletter. Advertising Elder Affairs (Elder Helpline) ...... 1-850-963-5337 and articles are not endorsed by the Highway Safety & Motor Vehicles ...... 1-850-922-9000 Insurance (Consumer Hotline) ...... 1-800-342-2762 Association, nor is there any implied Revenue Child Support Customer Service ...... 1-800-622-5437 warranty by the Association or its staff. Revenue Tax Information...... 1-800-352-3671 House of Representative, District 79 ...... 407-943-3077 Statement of Business Support: When Osceola County Emergency ...... 9-11 patronizing any of the businesses U.S Post Office ...... 407-892-6883 advertising in our newsletter, whether St. Cloud Police ...... 407-891-6700 or not for the first time, it is helpful if St. Cloud Fire Dept...... 407-957-3109 you tell them you saw their ad in your St. Cloud Chamber of Commerce ...... 407-892-3671 St. Cloud City Hall ...... 407-957-7300 community newsletter. The Keystone St. Cloud Parks and Recreation ...... 407-957-7243 Pointe Keynote Newsletter is published by St. Cloud Recycling/Landfill ...... 407-957-7289 Focus Community Publications and St. Cloud Veterinary Clinic ...... 407-892-3415 Printing, Inc. of Saint Cloud at no St. Francis Animal Hospital ...... 407-891-1844 St. Cloud Senior Center ...... 407-957-7392 charge to our association. Costs of Embarq Phone Service ...... 407-390-6230 development and printing are Dept. of Motor Vehicles ...... 407-390-8002 underwritten through the sale of Bright House Cable ...... 407-847-8001 advertising. These advertisers pay for DIRECT TV Cable Co...... 800-347-3288 Orlando Utility Comm. Customer Service ...... 407-957-7373 their ads to reach you and they have no Osceola Co./St. Cloud Public Library ...... 407-892-6910 other way of knowing if their ad attracts Osceola Regional Medical Center ...... 407-846-2266 your attention or business unless you Clerk of the Court ...... 407-343-3500 mention that you heard about them Health Department ...... 407-343-2000 Osceola Center For The Arts...... 407-846-6257 through the Keystone Pointe Keynote Osceola County Sheriff...... 407-348-2222 Newsletter. Roads and Drainage ...... 407-892-3110 PUBLISHED BY Solid Waste ...... 407-957-7289 FOCUS COMMUNITY PUBLICATIONS School Board ...... 407-870-4600 & PRINTING, INC. Tax Collector...... 407-343-4000 2008 JAFFA DRIVE • UNIT H Voter Registration/Election Office ...... 407-343-3900 Veteran’s Office ...... 407-892-4146 ST. CLOUD, FL 34771 Zoning and Code Enforcement ...... 407-957-7238 PHONE: 407.892.0019 Offices of FAX: 407.957.0057 Osceola County...... 407-343-2200 E-MAIL: [email protected]

City of St. Cloud ...... 407-957-7300

Address Service Requested Service Address

ORLANDO, FL 32809-3200 FL ORLANDO,

6972 LAKE GLORIA BOULEVARD GLORIA LAKE 6972

C/O LELAND MANAGEMENT LELAND C/O KEYSTONE POINTE HOMEOWNERS ASSOCIATION, INC. ASSOCIATION, HOMEOWNERS POINTE KEYSTONE

8 K e ystone Pointe Homeowners Association Inc.