Ratehub.ca’s guide to Toronto credit unions. Credit unions offer many benefits, including some of the best rates on financial products. If you’re considering banking with a , use this handy graphic to find information on local branches, ATMs and international services fees for Toronto-based institutions.

Meridian Credit Union Tandia Financial Credit Union Luminus Financial

Alterna Savings Comtech Fire Credit Union Rapport Credit Union

DUCA Credit Union Ltd. IC Savings Member Savings Credit Union

Visit www.ratehub.ca/blog/toronto-credit-unions for more information.

Meridian Credit Union Largest 100 Credit Union**

Neighbourhoods:* Canadian ATM Network: International Service Fees: Branches Runnymede-Bloor West Village, in Toronto 20 Cabbagetown-South St.James Town, The Exchange® $5 Palmerston-Little Italy, North Riverdale, $3 (U.S.) Mount Pleasant West, Niagara, High (on the Cirrus network) Park-Swansea, Rosedale-Moore Park, The Beaches, Bay Street Corridor

Alterna Savings and Credit Union Limited Largest 100 Credit Union**

Neighbourhoods:* Canadian ATM Network: International Service Fees: Branches Bay Street Corridor, Woodbine Corridor in Toronto The Exchange® 5 ® $5 Acculink $3 (U.S.) (on the Cirrus and Maestro networks)

DUCA Financial Services Credit Union Limited Largest 100 Credit Union**

Neighbourhoods:* Canadian ATM Network: International Service Fees: Branches Waterfront Communities-The Island, in Toronto The Exchange® Mount Pleasant East 5 ® $5 Acculink $3 (U.S.) (on the Cirrus network)

Tandia Financial Credit Union Largest 100 Credit Union**

Neighbourhoods:* Canadian ATM Network: International Service Fees: Branches Waterfront Communities-The Island in Toronto The Exchange® 2 ® $3 Acculink on all Int’l ATMs

Comtech Fire Credit Union Largest 100 Credit Union**

Neighbourhoods:* Canadian ATM Network: International Service Fees: Branches North Riverdale, Waterfront in Toronto 2 Communities-The Island The Exchange® $2 on all Int’l ATMs

IC Savings & Credit Union Largest 100 Credit Union**

Neighbourhoods:* Canadian ATM Network: International Service Fees: Branches Trinity-Bellwoods, Corso Italia-Davenport in Toronto The Exchange® 5 ® $3 Acculink U.S. and Int’l

(on the Cirrus network)

Luminus Financial

Neighbourhoods:* Canadian ATM Network: International Service Fees: Branches Waterfront Communities-The Island in Toronto The Exchange® 3 ® $5 Acculink U.S. and Int’l

(on the PLUS and Cirrus networks)

Rapport Credit Union

Neighbourhoods:* Canadian ATM Network: International Service Fees: Branches Niagara, Bay Street Corridor in Toronto The Exchange® 3 ® $5 Acculink $3 (U.S.) (on the Cirrus network)

Member Savings Credit Union

Neighbourhoods:* Canadian ATM Network: International Service Fees: Branch Waterfront Communities-The Island in Toronto The Exchange® 1 ® $4 Acculink $3 (U.S.) (on the PLUS and Cirrus networks)

* Metro Toronto only ** Based on rankings of Canadian credit unions by asset size from Q4 2018 provided by the Canadian Credit Union Association: https://www.ccua.com/~/media/CCUA/About/facts_and_figures/documents/Largest%20100%20Credit%20Unions/top100-4Q18_28-Mar-19.pdf