NEW APPLICATIONS RECEIVED AND ACTIONS TAKEN

BY THE

STATE BANKING DEPARTMENT

FOR THE MONTH OF

JUNE 2005

NEW BANK APPLICATIONS DATE BANK/LOCATION ACTION 06-10-05 Bryant Bank, Tuscaloosa, Opened

INTERSTATE BANK AND BANK HOLDING COMPANY ACQUISITIONS/MERGERS DATE DESCRIPTION ACTION 06-09-05 Heritage First Bancshares, Inc., Rome, Georgia to acquire Dekalb Bank, Received Crossville, Alabama 06-29-05 Union Planters Bank, NA, Memphis, merged with and into Effected Regions Bank, Birmingham, Alabama

BANK MERGERS DATE BANK TO MERGE WITH ACTION 05-20-05 First Citizens Bank First American Bank Effected Talladega, Alabama Birmingham, Alabama

BRANCH APPLICATIONS DATE BANK BRANCH LOCATION ACTION 06-01-05 Regions Bank 52-A Persimmon Street Opened Birmingham, Alabama Bluffton, South Carolina 06-03-05 SunSouth Bank 557 Glover Avenue, Suite 3 Approved Dothan, Alabama Enterprise, Alabama 06-03-05 AmSouth Bank 3102 Mahan Drive Closed Birmingham, Alabama Tallahassee, 06-03-05 SunSouth Bank 2292 Montgomery Highway Approved Dothan, Alabama Dothan, Alabama 06-03-05 First Metro Bank 7397 Highway 43 Opened Muscle Shoals, Alabama Florence, Alabama 06-06-05 AmSouth Bank 2000 Capital Circle NE Opened Birmingham, Alabama Tallahassee, Florida 06-10-05 Regions Bank 1760 Bass Road Opened Birmingham, Alabama Macon, Georgia 06-13-05 Regions Bank 6183 Highway 53 West Opened Birmingham, Alabama Dawsonville, Georgia 06-13-05 Regions Bank 7585 South Broadway Avenue Opened Birmingham, Alabama Tyler, 06-13-05 Regions Bank Northwest Corner of Hermitage Drive Opened Birmingham, Alabama and Highway 69 Tyler, Texas

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06-17-05 Capital Bank 3311 Malcolm Drive Approved Montgomery, Alabama Montgomery, Alabama 06-20-05 Regions Bank 2404 East Parkway Drive Opened Birmingham, Alabama Russellville, 06-22-05 Regions Bank Northeast Corner of Beltway 8 & Vista Received Birmingham, Alabama Road Pasadena, Texas 06-22-05 Regions Bank 11882 East Colonial Drive Opened Birmingham, Alabama Orlando, Florida 06-27-05 Regions Bank 3951 Matlock Road Opened Birmingham, Alabama Arlington, Texas 06-27-05 Regions Bank 21 Music Square West Opened Birmingham, Alabama Nashville, Tennessee 06-27-05 Cheaha Bank 132 Big Valley Drive Received Oxford, Alabama Alexandria, Alabama 06-30-05 Regions Bank 4400 Post Oak Parkway, Suite 2670 Opened Birmingham, Alabama Houston, Texas 06-30-05 Regions Bank 5050 Northgate Road Received Birmingham, Alabama Rogers, Arkansas 06-30-05 Traditions Bank 40 Holly Pond Blountsville Road Opened Cullman, Alabama Holly Pond, Alabama 06-30-05 Community Bank 1201 Highway 31 North Closed Blountsville, Alabama Hartselle, Alabama

NAME CHANGES DATE FROM TO ACTION 06-03-05 CB&T Bank of Russell County CB&T Bank of East Alabama Effected Phenix City, Alabama Phenix City, Alabama

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