FEATURE BUYING A CAR If you’re in the market for a car there are some things you need to know in order to make an educated decision. Here’s a primer on the process that could make your road to new wheels smoother.

WORDS DAYRL LEE

f there’s one thing that expensive in the world. numbers would result in makes buying – and for grabs the attention of There are obvious traffic chaos. And we all the most part, selling Singaporeans other reasons for this. The size know that we won’t get – a car a somewhat I than property prices, of our country places a anywhere fast by driving challenging exercise. it’s the price of cars. No restriction on the number if we are constantly stuck Of course, we can country in the world of roads, and in turn, the in jams. What would that always walk into a car prizes their automobiles number of vehicles on do for national efficiency showroom, pick out the the way we do. But is that them. If there weren’t any and productivity? one we like (and can surprising? Cars here controls on the prices The high cost of afford), and sign on the are arguably the most of cars, the increased automobile ownership dotted line. But when

22 HIGHWAY THE SIZE OF OUR you consider that the What’s more, the loan decision early can save COUNTRY PLACES numbers after the dollar tenure cannot exceed you a lot of time, not to A RESTRICTION sign can often go beyond five years for both old mention heartache. a hundred thousand, and used cars. This boils ON THE NUMBER NEW OR USED? OF ROADS, AND you’d be well advised to down to buyers needing make your choice wisely. to not only fork out more 3 For those who don’t IN TURN, THE Here are several key cash as down payment, necessarily need a brand- NUMBER OF issues to consider. but also make higher new car, this may be one VEHICLES ON monthly instalments. of the most important THEM. IF THERE WHAT CAN YOU decisions to make. There WEREN’T ANY 1 AFFORD TO PAY? WHAT TYPE OF CAR? are obviously pros and CONTROLS ON THE Naturally, the most 2 After you’ve cons for either choice. PRICES OF CARS, important aspect is the determined your budget, Used cars are obviously THE INCREASED cost. Unless you’re flush it’s time to go shopping. cheaper, but they come NUMBERS WOULD with cash, you’re likely to There are a great variety with more mileage and RESULT IN take a car loan. In 2013, of car types out there and wear. And you never TRAFFIC CHAOS the Monetary Authority the one you decide on really know if they’ve of Singapore (MAS) put should meet your needs. given problems to their in place a restriction Do you need a people previous owners (a used that capped car loans at mover to cart the family car evaluation does help) 50% for cars with Open around? Do you need or have been involved in Market Values (OMV, lots of space to store accidents. But the drastic more on this later) higher bicycles or golf bags? depreciation of the first than $20,000, and 60% Or do you need a flashy couple of years would for cars with OMV not number to satisfy your have been borne, and exceeding $20,000. midlife crisis? Making this depending on how old

OMV, ARF, PARF

THEOMV – OPEN ABCsARF –OF ADDITIONAL TAXES CEVS – CARBON As Singaporeans, we MARKET VALUE REGISTRATION FEE EMISSIONS-BASED love our acronyms This is the value assessed This is the tax imposed VEHICLE SCHEME – and none more so by the Singapore customs upon registration of a This is a rebate that than in the world of based on the price actually vehicle and is calculated as encourages owners to taxes for cars. But paid or payable for the a percentage of the OMV. shift to low emission what do they stand car when imported here. ARF is 100% of the first vehicles. Cars with low for and what do they It includes purchase price, $20,000; 140% of the next carbon emissions will mean to us as car freight, insurance and all $30,000; and 180% for qualify for rebates, which owners? Here’s an other charges incidental to amounts beyond $50,000. are offset against the car’s explanation. the sale and delivery of the ARF payable (minimum car to Singapore. PARF – ARF of $5,000). Cars with PREFERENTIAL high carbon emissions ADDITIONAL will incur a corresponding REGISTRATION FEE registration surcharge. When a car is deregistered before 10 years of age, ADDITIONAL FEES a Preferential Additional In addition to the COE Registration Fee (PARF) and ARF, car buyers also rebate may be granted if need to pay a registration the car is eligible for PARF fee of $140, and excise benefit. The PARF rebate duty that amounts to 20% is computed based on the of the OMV. age of the car when it is deregistered.

HIGHWAY 23 INTRODUCED the car is, there may still IN 1990 BY THE be a few years left in the GOVERNMENT, warranty. [THE Then again, if you must have the latest model CERTIFICATE OF available, there is only ENTITLEMENT] one way to go. New cars IS DESIGNED TO come with multi-year CONTROL THE warranties, and for some, NUMBER OF that new car smell can CARS ON THE be irresistible. ROADS AT ANY ONE TIME BUY OR LEASE? 4 Singapore car ownership is a peculiar servicing taken care of; or 10-year period by issue because of the and there’s no need paying the Prevailing need for a Certificate to worry about road Quota Premium (a rolling of Entitlement (COE) tax and insurance. But average of to own a car (more on monthly payments are COE premiums)”. this later). So in reality, typically higher and COEs are released the 10-year period of leases may not be for through competitive the COE makes car more than a few years. bidding (there are two ownership a ‘lease’ in a This is something to bidding exercises each way. With the increase consider if you only month). You can do it in down payment put in plan to drive here for a yourself, but most of place in 2013, the option short time, or want to the time, the car dealers of actually leasing a car drive a dream car for take care of it for you. from either a dealer or a brief spell. Now, there are a couple a leasing company may of ways they can do this. make sense. There are CERTIFICATE OF Dealers can either offer advantages to leasing 5 ENTITLEMENT (COE) you a guaranteed COE – lower down payment; The question on every price where they absorb prospective car buyer’s the risk of their bids, and lips these days is: will you get your car whatever the price of the COE the result of the bidding go up or down? The exercise, or they can COE is what makes car lower their maximum ownership in Singapore bidding price by offering unique, and so costly. you a corresponding Introduced in 1990 by discount. In the latter the government, it was case, there is a risk that BUY designed to control the you won’t get your car if number of cars on the the bid is unsuccessful. OR roads by limiting the Make sure you know number of COEs at any which price you’re one time. getting. LEASE As stipulated by Something to note the Land Transport is that many cars in Authority (LTA), the Singapore are at the COE “represents a right end of the 10-year COE to vehicle ownership and cycle this year and the use of the limited road next. That means that space for 10 years. At all things considered, the end of the 10-year you can expect more COE period, vehicle COE premiums to be owners may choose to made available in 2016. deregister their vehicle Whether this results in or to revalidate their lower car prices is still COEs for another five- anybody’s guess.

24 HIGHWAY THE SWEET SORROW APPS OFIf you are inPARTING the market for a car, chances are, you will need to get TO HELP rid of your old one. Here are some facts to take note of when you are ready to say goodbye.

LET YOUR FINGERS DO THE ‘WALKING’ WITH THESE CAR- BUYING ONLINE PORTALS AND APPS.

SGCARMART www.sgcarmart.com This site, and the accompanying app, offers everything you need to know when it comes to looking for a new or used car. They offer more specifications and statistics than you can use, elling a car in were used – and subtract applies if you bought a but we particularly like the Singapore can its minimum PARF value used car. A three-year- information on depreciation be an equally (found in the vehicle’s log old car at $110,000 on used cars that can S mystifying card), then divide it by with a minimum PARF help separate the money process. 10 years. It’s important value of $30,000 pits from the ones with Basically, you can to note that commercial would depreciate at good value. You will have either sell it directly to vehicles and vehicles a rate of $11,429 per to excuse the numerous prospective buyers, or that have had their COEs year ($110,000 minus advertisements – a necessity to a used car dealer. If renewed are not eligible $30,000, divided by that allows the company to you’re buying a new car, for a PARF rebate. seven). run this excellent site. the car company will For example, if you If you were to usually take in your car at bought a new car deregister and scrap that trade-in value. If you’re for $150,000 and its same car at the end of its STCARS selling it to a used car minimum PARF value is 10-year COE, you’d be www.stcars.sg dealer, you’re likely to $30,000, its depreciation guaranteed a minimum Similar to sgcarmart, get less than if you were is $12,000 annually of $30,000, on top of the the portal offers a fine to go direct. But you will ($150,000 minus $30,000 nominal price you’d get selection of used cars, and then need to deal with and then divided by 10). for the car’s body. pricing for new ones. It the hassle of ownership Taking the example The third option would also has a mobile app. The transfer and the like. further, if you were to sell be to deregister your comprehensive listing of The next step is your car with five years vehicle and scrap it. auto-related businesses determining the value left on its COE, its “paper Generally, this is reserved – separated by regions of the car you’re selling. value”, or a rough guide for cars that have in Singapore – is a useful The key issue here is as to how much it would reached the end of their source of information. that of depreciation. fetch, would be $90,000 10-year COE, because As an estimate, this is (i.e. $150,000 less the otherwise, it makes more calculated by taking the five-year depreciation economic sense to sell it car’s list price – or the amount of $60,000). to a private owner price you bought it as if it The same principle or dealer.

HIGHWAY 25 FEATURE SINGAPORE MOTORSHOW 2016 With expectations of COE prices heading downwards, car buyers were out in force at the Singapore Motorshow 2016 held at Suntec City from January 14 – 17. We asked some top car brands what we can expect in the months ahead.

AUDI The all-new Audi R8 was an A4, and will have an the COE into the overall JEFF MANNERING, flown from Germany and efficient 1.4 TFSI engine. price of the car. Prices will MANAGING DIRECTOR, previewed at the show. With prices starting from remain reasonably stable. AUDI SINGAPORE With a quattro all-wheel $176,800 (inclusive of Currently, demand has drive system, 610hp, a COE and CEVS rebates), it always been greater TELL US ABOUT YOUR 0-100km/h timing of 3.2 will set a new benchmark than the supply of COE PERFORMANCE LAST YEAR. seconds and a top speed in the premium segment. available. Until that Globally, we have of 330km/h, this is the changes, there should be delivered more than 1.8 ultimate sporting pinnacle WHERE ARE CAR PRICES million cars. In Singapore, from Audi, and will be HEADED THIS YEAR? we have sold more cars in officially launched later Car prices actually don’t 1 Audi RS6 Avant. a single year than we have this year. change much. The ever done before. We launched the only component that 2 The Audi pavilion all-new Audi A4 at the fluctuates is the COE. showcased a full WHAT NEW MODELS CAN WE Motorshow. One in five It’s common practice range of the latest EXPECT THIS YEAR? Audis sold worldwide is for retailers to package models. 1 2

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no dramatic impact on 3 BMW’s X1 vehicle retail prices. sDrive proved a popular hit. BMW 4 The interiors of a BMW Sethipong Anutarasoti, interior is a class Corporate Affairs onto itself. Director, BMW Group 5 BMW’s eco Asia focus on diesel and hybrid TELL US ABOUT YOUR engines was PERFORMANCE LAST YEAR. front and centre at the Singapore Globally, the BMW 5 Motorshow. delivered 1,905,234 (+5.2%) vehicles worldwide. Regionally, a total of 9,266 (+1.7%) 500Nm in short bursts carbon core that reduces BMW Group Asia BMW vehicles were sold. under overboost. It hits overall weight by up to delivered 10,628 vehicles Singapore accounted 0-100km/h in just 4.3 130kg, and a full suite of (BMW and MINI) to for 3,598 of the BMW seconds. innovations like Touch customers across East vehicles sold. We also highlighted Command, Gesture Asia in 2015. Of these, several new models at Control and Sky Lounge WHAT NEW MODELS CAN the Motorshow including with Panorama Glass 4 WE EXPECT THIS YEAR? the all-new BMW 7 Roof. The new BMW M2 Coupe Series, the BMW 216d will be introduced in Gran Tourer, BMW 216d WHERE ARE CAR PRICES 2016. It is equipped with Active Tourer, and the HEADED THIS YEAR? a newly developed, 3L BMW 116d Hatch. The If the economy six-cylinder in-line engine sixth-generation BMW continues to grow, COE that can develop 370hp 7 Series, our flagship, prices will likely hover and a peak torque of has made yet another around the current 465Nm, which can be breakthrough with new range of $40,000 to increased to as much as technologies such as a $50,000. While we can

HIGHWAY 27 expect an increase in COE quota in February 6 to April due to per annum vehicle growth rate and more vehicles being deregistered from October to December last year, the demand for cars is still expected to rise more than the increased supply of COE. The tussle between first-time buyers and existing car owners who are replacing their cars after the 10-year period will continue to drive up the demand for cars.

HONDA NICHOLAS WONG, GENERAL MANAGER, KAH MOTOR (SINGAPORE DISTRIBUTOR) TELL US ABOUT YOUR 7 8 PERFORMANCE LAST YEAR. Locally, Honda saw a three-fold rise in sales volume in 2015 compared to 2014. New models such as the Odyssey, Jazz, City, HRV and Mobilio contributed to the sales volume.

WHAT NEW MODELS CAN WE EXPECT THIS YEAR? In 2016, new Honda models to expect are the Jade RS 1.5 Turbo and the much-awaited 10th generation Civic. Singapore. Generally, market, Mercedes-Benz 6 The Honda section The fifth-generation with a bigger quota, we performed very well was a hit with the Sport should expect softer with over 5,500 units crowd. Hybrid Super Handling prices. registered in 2015, 7 The new Honda All-Wheel Drive (SH according to LTA. Legend marks the return of the brand’s AWD) was unveiled at MERCEDES-BENZ luxury model. the Motorshow, and WHAT NEW MODELS CAN WOLFGANG HUPPENBAUER, 8 there was also a sneak PRESIDENT & CEO, WE EXPECT THIS YEAR? The ever-popular Honda Odyssey peek of the Honda Jade. DAIMLER SOUTHEAST ASIA For the Singapore attracted MPV fans Motorshow 2016, the from all over. WHERE ARE CAR PRICES TELL US ABOUT YOUR A-Class facelift was HEADED THIS YEAR? PERFORMANCE LAST YEAR. the newest model at for seamless access to The COE quota will Mercedes-Benz achieved the Mercedes-Benz the user’s smartphone, definitely grow in 2016. a fifth record year in showcase and it was and the Dynamic Select How this will affect the a row with over 1.8 recently launched in offering four distinct premiums will depend million vehicles sold Singapore in January. driving modes for a on the number of buyers worldwide in 2015, Some key highlights of personalised driving entering the market and making it an increase of the new A-Class include experience. economic outlook in 13.4%. For the Singapore the new Apple® CarPlay® For the first half of

28 HIGHWAY 2016, the tentative line-up of cars to be q launched are the C-Class Coupe, GLC and GLS. In the second half of 2016, it will be the highly anticipated E-Class, the C-Class Cabriolet, CLA Coupe and Shooting Brake facelift, GLC Coupe, S-Class Cabriolet, SLC facelift and SL facelift.

WHERE ARE CAR PRICES HEADED THIS YEAR? Mercedes-Benz is enjoying consistent sales performance despite a challenging global backdrop. We will continue to forge ahead with new customer- 9 centric products, increasingly focused on The Mercedes-Benz AMG C63 (foreground) is a by placing the right getting greater value for beast in a sensible exterior. and best products in their vehicle purchase, ⑩ Mazda had a good the respective COE which they will now presence at this year’s categories. COE prices probably keep for a show. are closely linked to longer period, and we ⑪ Mercedes-Benz the purchase of cars have the right products introduced its new CLA here. Consumers will be for them. 9 Shooting Brake at the Motorshow. w

HIGHWAY 29 REVIEW

People movers that match performance with practicality.

ALL IN THE FAMILY WORDS GER ALD KOH

MAZDA 5

Mazda seems to be the two seats on the having a resurgence, third row are best suited thanks to a series of for the smaller ones. handsome-looking Karakuri is a Japanese PRICE vehicles that were mechanical movement $113,800 (WITH COE)* progressively introduced method originally used ENGINE over the past three in puppets, and the term 1,998CC, SKYACTIV, years. Surprisingly, the is aptly applied in Mazda 4-CYLINDER, DOHC Japanese make has not 5’s Karakuri seventh POWER announced any facelift seat, where a couple 151BHP AT 6,000RPM for this four-year-old of easy folds unveil a TORQUE WE LIKE … model yet. So you may neatly stored seat to 190NM AT 4,100RPM THE VERSATILE 0-100KM/H feel that this compact accommodate that SEVENTH SEAT THAT 11.4 SECONDS MPV may not blend in seventh passenger on CAN BE STOWED TOP SPEED with the current Mazda the second row. AWAY TO CREATE 194KM/H fleet. Its nose grille, for Drivewise, the car A MIDDLE PATH, one, comes across as is powered by a fuel- 6-SPEED AUTOMATIC NICE FOR FAMILY slightly dated compared efficient SkyActiv 2.0 DIMENSIONS (MM) to its stylish sedan litre four-cylinder petrol INTERACTION DURING 4,585 (L) X 1,750 (W) X 1,615 (H) siblings. engine, capable of EXTENDED DRIVES. In all likelihood, 151hp. It may not give 2,750MM PLUS, WE LOVE THE buyers of the Mazda 5 you an adrenaline rush MANY STORAGE KERB WEIGHT omewhere along when space becomes don’t completely swap 1,535KG will be those looking off the lights, but then COMPARTMENTS FOR the way, for some a priority. The sporty function for form, or FUEL CONSUMPTION for functionality over again this MPV is more of us, there comes car makes way for the performance for that STORING TOYS AND 6.6L/100KM elegance, and thus the about looking at the rear- Sa point where sensible one. Like it or matter. Here are four TITBITS. CO2 form factor may not be view mirror and feeling kids become a part of not, when this happens, models to consider if you 158G/KM a must-have. This is, contented that you can our lives. With this, for a we’ve entered the MPV have a growing brood to DISTRIBUTOR after all, an entry level pack the whole family in driver, practicality begins zone. ferry around, but don’t TRANS EUROKARS PTE LTD, MPV, good enough for comfortably and safely to rule over flashiness. Thankfully, the current want to relinquish the joy 6395 8888 ferrying up to seven as you go about your

This is usually the time spate of family mobiles of driving. *PRICES ARE CORRECT AT TIME OF PRINT. passengers, although daily commute.

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30-34 REVIEW Road Test khl.indd 30 17/2/16 2:12 am 30-34 REVIEW Road Test khl.indd 31 17/2/16 2:12 am PRICE It’s been 21 years in the version takes one fewer Features like a seven- FROM $146,999 (WITH COE)* life of this model, and passenger, but spoils all inch touchscreen Display ENGINE with every generation seven occupants with a Audio System, Smart 2,356CC, 4-CYLINDER, DOHC I-VTEC it keeps setting the bar comfortably silky ride. Parking Assist, Blind POWER higher for the world of The Honda Odyssey Spot Information, and 174BHP AT 6,200RPM MPVs. Now into its fifth is not your typical MPV. powered by Honda’s TORQUE generation, Honda’s famous DOHC i-VTEC 225NM AT 4,000RPM premium family vehicle engine, give the sense 0-100KM/H is larger and more WE LIKE … of a luxury car rather 11.5 SECONDS imposing, but moves THE THIRD ROW than a large . The TOP SPEED with finesse and looks SEATS THAT FOLD multi-view camera system 196KM/H ever more suave with its INTO THE FLOOR is so sophisticated that TRANSMISSION feature-rich package. it detects and warns of CONTINUOUSLY VARIABLE TO CREATE A FLAT TRANSMISSION (CVT) Power sliding doors — CARGO HOLD, approaching vehicles typical only on premium when the driver is DIMENSIONS (MM) PERFECT FOR MPVs — open on both reversing out of a 4,830 (L) X 1,820 (W) X 1,695 (H) STACKING THE KIDS’ sides to allow easy parking lot. WHEELBASE BICYCLES AND PICNIC 2,900MM access. The EX model If anything, the KERB WEIGHT accommodates up to BASKETS. CABIN five-year unlimited 1,855KG eight passengers, with ROOM APLENTY SO mileage warranty offered FUEL CONSUMPTION bench-style seating THERE WILL NOT by the local agent, Kah 7.9L/100KM offered on the second BE ANY FAMILY Motor, will certainly give CO2 and third rows. The EXV SQUABBLES FOR you a sense that you’ve 187G/KM variant comes with a found the best-value DISTRIBUTOR MORE PERSONAL KAH MOTOR, pair of ultra luxurious SPACE. MPV in town. 6840 6888 cradle seats in the second row, complete *PRICES ARE CORRECT AT TIME OF PRINT. with footrests. This

PEUGEOT 5008 HONDA ODYSSEY

PRICE The French are known that gives the driver WE LIKE … FROM $132,900 (WITH COE)* to understand a thing or a commanding view. THE FRONT-TO-REAR ENGINE two about style, and such You do not even have PANORAMIC GLASS 1,560CC, DOHC 16-VALVE, inherent charisma goes to take your eyes off ROOF. CHILDREN 4-CYLINDER, FAP DIESEL beyond just fashion. A the road with the WILL EASILY BE POWER case in point is the 5008, head-up retractable CAPTIVATED BY THE 112BHP AT 3,600RPM TORQUE Peugeot’s first compact display screen showing SKYWARD VIEW. MPV launched back in all essential driver 270NM AT 1,750RPM OPTIONAL AVIATION- 2010. Even after more information. The 1.6 0-100KM/H than five years on the litre e-HDi FAP (Filter a STYLE TABLES 13.3 SECONDS TOP SPEED road, the car remains Particules) turbo diesel CAN BE FITTED TO BACKSEATS FOR 183KM/H relevant in terms of both power plant propels TRANSMISSION design and practicality. the 5008. It’s a highly FAMILY MEALS. 6-SPEED EFFICIENT It had a mid-life update efficient and clean TRONIC GEARBOX (ETG) in 2014, but the nip and engine that produces WITH PADDLE SHIFTERS tuck did not change its 112hp, mated to a six- DIMENSIONS (MM) interior a great deal. speed gearbox with 4,529 (L) X 1,837 (W) X 1,647 (H) Yet the look of the car paddle shifters. the front passenger seat WHEELBASE continues to be a breath There are seven full- can be folded flat to 2,727MM of fresh air, drawing sized seats configured accommodate objects KERB WEIGHT 1,520KG much admiration, the over three rows. All up to 2.76m in length. FUEL CONSUMPTION way a vintage Chanel seats in the second and Not that you would be 4.3L/100KM handbag still dazzles third row can be folded playing Lego with the CO2 women today. flat — unveiling 2,056 seats that often, but it 113G/KM The 5008 is an litres of luggage space does show the versatility DISTRIBUTOR easy vehicle to pilot, — or even removed, of the 5008 and AUTOFRANCE, characterised by the converting this MPV into underscores how family- 6376 2288

high driving position a minivan of sorts. Even friendly this MPV truly is. *PRICES ARE CORRECT AT TIME OF PRINT.

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30-34 REVIEW Road Test khl.indd 32 17/2/16 2:12 am 30-34 REVIEW Road Test khl.indd 33 17/2/16 2:12 am VOLKSWAGEN SHARAN

PRICE You will be hard pressed willing to part with more WE LIKE … $175,300 (WITH COE)* to find an MPV where to get more, you will THE SEATS WITH ENGINE you can secure two not be short-changed ISOFIX MOUNTINGS, 1,984CC, IN-LINE child seats in the second because this vehicle 4-CYLINDER, 16 VALVES THAT CAN TAKE TWO POWER row, and still allow the is sufficiently specced CHILD SEATS ON 200BHP AT 5,100RPM grandparents to access to be an MPV of a THE SECOND ROW TORQUE the third row of seats different class. WITHOUT HAMPERING with ease. Most MPVs get Electrically controlled 280NM AT 1,700 - 5,000 RPM YOUR ACCESS TO THE 0-100KM/H a bench seating layout sliding doors, a pano- 8.3 SECONDS on the second row with ramic sunroof that is THIRD ROW. TOP SPEED no Isofix mountings on 300 per cent larger than 221KM/H the middle seat. If you conventional sunroofs, clutch gearbox makes TRANSMISSION can identify with this and an advanced Park for a responsive drive, 6-SPEED DUAL CLUTCH situation, you will love the Assist system, are even with lots loaded in AUTOMATIC GEARBOX (DSG) DIMENSIONS (MM) Volkswagen Sharan. With just some of the nice its 2,297 litres of cargo 4,854 (L) X 1,904 (W) X 1,720 (H) seven individual seats, features found here. The space when all five rear WHEELBASE you are able to fasten turbocharged 2.0 litre seats are folded flatly 2,919MM both child seats in the engine with DSG dual- onto the floor. KERB WEIGHT second row — one in the 1,790KG middle and the other at FUEL CONSUMPTION the seat next to the door 8.5L/100KM — while you easily access CO2 the third row by pushing 198G/KM forward and tilting the DISTRIBUTOR VOLKSWAGEN GROUP other outer seat on the SINGAPORE, second row. 6474 8288 At 4.85m long, the Sharan is the largest of *PRICES ARE CORRECT AT TIME OF PRINT. the four cars featured here, and also the most costly. But if you are

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