Authors’ Biography

Professor Houssem Rachdi Professor Houssem Rachdi holds a Ph.D. as well as a M.Sc and a B.Sc in Financial and Banking Economics. Dr. Rachdi is a financial economist with consulting, research and teaching experiences in financial development, economic growth, corporate and banking performance, bank risk taking, institutions quality, banking and financial crises, prudential and banking supervision, corporate governance. Dr.Rachdi teaches in the areas of Microeconomics, Macroeconomics, Financial Engineering, Corporate Finance, Financial Accounting, Cash Management, Management Performance, Management Quantitative Techniques, Statistics and Probability his publications appeared in many international referred journals such as in the Journal of Islamic Economics, Banking and Finance, Procedia Social and Behavioral Sciences Journal, International Journal of Islamic and Middle Eastern Finance and Management, Journal of Islamic Accounting and Business Research, Review of Economic Perspectives, Journal of Empirical Economics, International Journal of Financial Economics, International Journal of Economics, Finance and Management, International Journal of Business and Social Research, Interdisciplinary Journal of Research in Business, Journal of Business Studies Quarterly, International Journal of Business and Management, International Journal of Economics and Finance and Panoeconomicus. Dr. Rachdi is the director of the MBA in Banks and Insurance at the Faculty of Law, Economic and Management of Jendouba and Senior Consultant in Corporate Governance at the French Corporate Governance Association.

Ben Jedidia khoutem Ben Jedidia khoutem is a Tunisian Assistant Professor of economics at The High Institute of Accounting (ISCAE) (Tunisia) and a Research associate in the research unit in Development Economics (URED, Faculty of economics and management in Sfax, Tunisia). She received a Master's Degree of Advanced Studies in Money, Finance and Banks from Université Lumière Lyon II (France) in 1994, and completed a Ph.D in Economics at Université Lumière Lyon II (France) in 1998. Her first academic job was as an Assistant Professor at the Faculty of economics and

188 Authors’ Biography management in Sfax from 1999-2004. Dr. Ben Jedidia’s research focuses on financial intermediation, monetary economics and Islamic finance. Hichem Hamza Hichem Hamza holds a “Doctorat in Sciences Economiques” from the University of Clermont-Ferrand, France. He is an Assistant Professor at the University of Manouba and a researcher in monetary policy, Islamic banking and finance at the Laboratoire d’Economie et Finance (ECSTRA). He was a consultant-trainer in banking project management at BBVA Bank, Spain. His research interests include Islamic finance and banking, monetary policy and financial crisis.

Dr Hussein Abdou Dr Hussein Abdou is currently a Professor of Finance & Banking at The University of Huddersfield Business School, THE (Times Higher Education) University of the Year, 2013. He held various positions and most recently Reader at The University of Salford Business School. He previously worked at The University of Plymouth Management School where He completed his PhD and Mansoura University, Egypt. His academic background is in Finance & Banking, including credit risk management, Islamic banking & finance, and applications of non-parametric modelling techniques such as neural networks and genetic programming in Finance and Banking; whilst his professional background is in building scoring models for banks in a number of developing countries. Also, he developed MSc and PG Cert. Islamic Banking & Finance, The University of Salford Business School, UK, 2010/2012. Professor Abdou is a member of The Islamic Studies Network, UK; External reviewer and marker for CIMA Certificate in Islamic Finance in the UK; and a member of the RMA (Risk Management Association) Serving the Financial Services Industry (USA). Also he is affiliated with The Centre for Maritime Logistics, Economics and Finance (CEMLEF) at The University of Plymouth School of Management, UK. As an expert in Islamic Banking & Finance, Professor Abdou is a member of the Editorial board of a number of International Peer Reviewed Journals including International Journal of Islamic and Middle Eastern Finance and Management and Global Islamic Finance Magazine. As an active researcher in Finance, Professor Abdou has widely published in international peer reviewed journals including International Financial Markets, Institutions and Money, Expert Systems with Applications, International Business Review, Intelligent Systems in Accounting, Finance and Management, Journal of Risk Finance, International Journal of Managerial Finance, and International Journal of Islamic and Middle Eastern Finance and Management.

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Omar A. Muslem Omar A. Muslem comes from Republic of Yemen, and attended the University of Salford, Manchester, UK, where he received his master degree in International Banking and Finance in 2010. During his years at Salford University, Mr. Omar has pursued studies related on Islamic Banking, international banking, Islamic Finance, investments, monetary economics and risk management. His senior essay ‘’Risk Management Practices in republic of Yemen: Are Islamic banks different?’’. He is currently working in private sector in financial department.

Rifki Ismal Rifki Ismal is both a central banker and associate professor at the Economics Department, University of , Timur, Jakarta, Indonesia, He earned bachelor degree in economics from , master in economics from University of Michigan, ann arbor (USA) and PhD in Islamic economics and Finance from Durham University (England). An Associate Professor in Islamic Banking and Finance is from the Australian Government (Australian Center for Islamic Financial Studies). Besides lecturing in some universities in Indonesia such as University of Indonesia, IPB, ITB, he ever lectured at Strasbourg University (France). Last year, he published a book titling: Islamic Bank in Indonesia (John Wiley and Sons) and this year (2014) he contributes a chapter on Indonesian Islamic finance in another John Wiley and Sons titling: Handbook of Islamic Finance. Moreover, he has published more than 30 articles in reputable international journals such Review of Islamic Economics (England); Journal of Islamic Banking and Finance (Pakistan); Journal of Islamic Economics, Banking and Finance (Bangladesh); IQTISAD International Journal of Islamic Economics (Indonesia – Malaysia); International Journal of Management Research (India dan University of Philadelphia, USA); ISRA International Journal of Islamic Finance (Malaysia); Gajah Mada International Journal of Business (Indonesia); Kyoto Bulletin of Islamic Studies (Kyoto University, Japan); Al-Liqa Journal (Palestine) and; ones published by Emerald Journal Series (England) for examples Humanomics International Journal of system and ethic; International Journal of Islam and Middle Eastern Finance and; Journal of Studies in Economics and Finance.

Dr. Sutan Emir Hidayat Dr. Sutan Emir Hidayat is an assistant professor and academic advisor for Islamic finance at University College of Bahrain. Dr. Hidayat obtained his PhD and MBA in Islamic Banking and Finance from International Islamic University Malaysia (IIUM).

190 Authors’ Biography

Dr. Hidayat is actively engaged with academic research. He has presented several papers at reputable international conferences such as IRTI conferences in Indonesia, Malaysia and Qatar, AAOIFI-World Bank Annual Conference on Islamic Banking and Finance (2011 and 2012) in Bahrain, GRM 2012 at University of Cambridge, UK and 11th Harvard University Forum on Islamic Finance held at Harvard Law School, Cambridge, Massachusetts, USA. Dr. Hidayat has also published several research papers in peer reviewed international journals. Among them are Journal of Economics and Finance, CCSE, International Research Journal of Finance and Economics, International SAMANM Journal of Finance and Accounting, Journal of US-China Public Administration, Journal of Pedagogical and Innovations and other reputable journals. .In addition, he is also a reviewer for the International Journal of Islamic and Middle Eastern Finance and Management, Emerald, a member of editorial board of SAMANM journals During his academic career, he has completely supervised and examined 21 MBA theses. He also contributed chapters in three books and regularly publishes articles in Islamic Finance News (IFN)-Red Money and other reputable magazines, newspapers and databases. At IFN, Dr. Hidayat has been appointed as a sector correspondent for Takaful and Re-Takaful. In early 2013, Dr. Hidayat was involved in developing examination questions for Certified Islamic Professional Accountant (CIPA), a professional certificate offered by AAOIFI. Dr. Hidayat also serves as a member of advisory committee for centre of Islamic finance and external research associates at Bahrain Institute of Banking and Finance (BIBF). He is also an active member of Indonesian community serving as the vice president of Indonesian community in Bahrain (Nov 2012-Oct20013), the chairman for the Association of Indonesian Islamic Economists (IAEI)-Bahrain Chapter and a commissioner of the special task force for the 2014 Indonesian general election (PPLN) in Bahrain.

Dr. Hafiz Majdi Abdul Rashid Dr. Hafiz Majdi Abdul Rashid is an Associate Professor at the Department of Accounting, Faculty of Economics & Management Sciences, International Islamic University Malaysia. He graduated with a Bachelor of Accounting (Honours) degree from the International Islamic University Malaysia and obtained his Master's in Accounting and Finance and PhD in Accounting and Finance from Lancaster University, United Kingdom. His research interests are in financial accounting and reporting, capital market-based accounting research and corporate governance.

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Dr. Sheila Nu Nu Htay Dr. Sheila Nu Nu Htay is a Ph.D Programme Coordinator at Institute of Islamic Banking and Finance, International Islamic University Malaysia (IIUM). Her areas of expertise cover Accounting for Islamic banks, Takaful and Re-takaful Companies and Islamic capital markets. Dr. Sheila holds a Bachelor, Master and Phd in Accounting from International Islamic University, Malaysia. She has presented several research papers at national and international conferences and had a number of articles published in peer-reviewed academic journals. She has written the books in the area of financial reporting, corporate governance and Takaful. She has experience of training locally as well as internationally related to Islamic banking and finance.

Mohammed Rosli Mohammed Sain Mr Sain is a former banker (in Malaysia) for over 20 years in the area of Recovery and Credit Control, Banking Litigation, Risk Management and Credit Operations. He holds a Bachelor degree in business (honours) majoring in International Business and a graduate certificate in Islamic Law. He is currently a final year student of Master in Business Research in the field of Islamic Finance with the School of Commerce, University of Southern Queensland, Australia.

Dr Mafizur Rahman Dr M. M. Rahman is a senior Lecturer in Economics at the University of Southern Queensland, Australia. Obtaining First Class Honours and M.Sc. degrees in Economics from Jahangirnagar University, Bangladesh, Dr Rahman gained Graduate Diploma and Masters Degree in Economics of Development from The Australian National University, Canberra, and a PhD degree in Economics from the University of Sydney, Australia. He has 25 years of teaching and research experience both in Bangladeshi and Australian universities, many research publications published from different professional journals including Journal of Economic Issues, Journal of Biosocial Science, Journal of the Asia Pacific Economy, Journal of Developing Areas and Economic Issues, and conference papers presented in the USA, UK, Canada, Australia, New Zealand, Spain, Denmark, China, Japan and South Korea. Dr Rahman has successfully supervised many PhD students, and examined a good number of PhD theses.

192 Authors’ Biography

Rasheda Khanam Dr Khanam is a senior Lecturer at the University of Southern Queensland. She gained a PhD in Economics from the University of Sydney. Prior to coming to Australia for her PhD research she was an Assistant Professor of Economics at the University of Chittagong, Bangladesh. In addition to her teaching commitments at the USQ, the UQ, the University of Sydney and the University of Chittagong over a period of 16 years, Dr Khanam has been actively involved with research in the areas of Health Economics and Development Economics. She has published in prestigious economics journals including the Journal of Health Economics, Journal of Biosocial Science, Health Economics and the Journal of Economic Issues.

Titi Dewi Warninda Titi Dewi Warninda is a Lecturer at Faculty of Economics and Business, Syarif Hidayatullah State Islamic University, Jakarta, Indonesia. She received her Bachelor degree from Faculty Of Economics, and Master degree in Finance from Graduate Program in Management, Faculty of Economics, University of Indonesia. Her research interests are in the area of finance, Islamic banking, and Islamic finance.

Nurul Huda Nurul Huda is The Head of Magister Management Programme in YARSI University, Jakarta. He received his B.A degree from Andalas Univeristy in 1993, the M.Si. degree on Islamic Economic and Finance from Middle East and Islamic Studies Programme in Universitas Indonesia, Jakarta, in 2004, and the Ph.D degree in Islamic Economics from Universitas Airlangga, Surabaya, in 2013, respectively.He has held lecturing positions at YARSI University, Post Graduate Programme Universitas Indonesia, Az Zahra University, STIE Trinanda and STIE Tazkia. He is currently a Senior Lecturer at YARSI University, Jakarta, Indonesia. Dr. Huda has actived in various organizations such as The Indonesian Association of Islamic Economist (IAEI) as a one of the chairman, a member of Cooperation Commitee of Sharia Economic Community (MES) and others. His current research interest include Islamic Ecomonic and Finance. He has published many articles in news papers and magazine about Sharia economics, also scientific papers on Islamic Economics theme which has been published in national and international scientific journal. Dr. Huda and his collagues has published several books, such as An Exclusive Introduction to Islamic Economics, Islamic Capital Market Investment, Islamic Macroeconomics: Theoritical Approach, Current Issue of Islamic Financial Institution, Islamic

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Financial Institution: Theoritical and Practical Review, Islamic Public Finance Approach Abu Yusuf Al-Kharaj, etc. He is also active as speaker at national forums in theme related to Islamic Economics.

Desti Anggraini Desti Anggraini was born at Jakarta, Indonesia in 1980. She is currently a staff at Middle East and Islamic Studies Programme, Universitas Indonesia since 2007.She received B.A in agriculture from Institut Pertanian Bogor (IPB), Bogor, in 2003 and the M.Si. degree in Islamic Economic and Finance from Middle East and Islamic Studies Programme in Universitas Indonesia, Jakarta, in 2005. Shehas actived in The Indonesian Association of Islamic Economist (IAEI) as a one of secretary. Her current research interest is on Islamic Economics, involved in several scientific research and community engagement programme related to Sharia Economics funded by DIKTI and Universitas Indonesia, Jakarta.

Khalifah Muhammad Ali Khalifah Muhammad Ali was born in1986. He is currently a lecturer at Islamic Economic Departement, Faculty of Economic and Management at Institut Pertanian Bogor (IPB), Bogor, Indonesia. He received B.A in forestry from Institut Pertanian Bogor (IPB), Bogor, in 2009 and the M.Si. degree in Islamic Economic and Finance from Middle East and Islamic Studies Programme in Universitas Indonesia, Jakarta, in 2013. He also had studied Arab Linguistic for his undergraduate programme from Lembaga Ilmu Pengetahuan Islam Arab (LIPIA), Jakarta and currectly now he is completing for bachelor degree from Sharia Faculty of LIPIA, Jakarta.

Novarini Novarini, was born at Riau, Indonesia, in 1980. She received B.A. degree in Economics from Universitas Riau, Riau, in 2002, and M.Si. degree on Islamic Economic and Finance from Middle East and Islamic Studies Programme in Universitas Indonesia, Jakarta, in 2008. She is currently has a lecturing positions at STIE , Jakarta, since 2009. She also has held lecturing positions atMiddle East and Islamic Studies Programme in Universitas Indonesia from 2010- 2011. She also had position as The Chaiman of STIE Muhammadiyah Research Institute until 2015. Her current research interest is on Islamic Economics, involved in several scientific research and community engagement programme related to Sharia Economics funded by DIKTI and Universitas Indonesia, Jakarta.

194 Authors’ Biography

Yosi Mardoni Yosi Mardoni, was born at Padang, in 1984. He recieved B.A. in economics from Economic Science Departement, Universitas Andalas, Padang, in 2008, and M.Si. degree on Islamic Economic and Finance from Middle East and Islamic Studies Programme in Universitas Indonesia, Jakarta, in 2012. He is currently have lecturer position in several university. His current research interest in on Islamic Economics, specially Zakah, and have involved in several scientific research about zakah which result has been publish in national and international scientific Journal. He is a member of The Indonesian Association of Islamic Economist (IAEI), and involed in community engagement programme conducted by The Middle East and Islamic Studies Programme in Universitas Indonesia.

Dr. Kazi Fayz Ahamed Dr. Kazi Fayz Ahamed is an Associate Professor of Management at Dhaka Commerce College, Dhaka. In additional duty, currently he is working as the Director of BBA Professional Program at the same institute. Dr. Ahamed is also a tutor of BBA and PGDM Program at Open University, Bangladesh. Dr. Ahamed received B.Com. (Hons.) in Management, M.Com. in Management, M.Phil. in Management, and also Ph.D. in Management from the University of Dhaka. Dr. Ahamed has 8 papers published in refereed academic journals such as Dhaka University Journal of Management, Dhaka University Journal of Business Studies, Jagannath University Journal of Business Studies(JUJBS), Journal of Science and Technology, Journal of the Institute of Cost and Management Accountants of Bangladesh, Journal of Socioeconomic Research and Development, and Dhaka Commerce College Journal. Dr. Ahamed is working as a research co-supervisor in the department of International Business, University of Dhaka, Bangladesh. 5 students are doing their M.Phil. and Ph.D. research work under his supervision. Dr. Ahamed is co-author of 6 textbooks namely Fundamentals of Management, Advanced Banking and Insurance, Business Studies, Business Principles and Practice, Principles of Management, Business Organization and Management (NCTB approved). He was a member of the Editorial Board of Dhaka Commerce College Journal. Dr. Ahamed is a qualified Income Tax Practitioner (ITP).

Md. Tarikul Islam Md. Tarikul Islam is an Assistant Professor in the Department of Finance & Banking of Jahangirnagar University, Bangladesh. He received his graduate education from couple of universities in Europe with Erasmus Mundus Scholarship while

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Jahangirnagar University is the home institution for his undergraduate education. From July 2014, he will start his PhD program at Queensland University of Technology, Australia with a research focus on corporate governance and corporate social responsibility. He worked as associate editor and member of editorial board of The Jahangirnagar Journal of Business Studies and in 2013 he edited the first volume of The Jahangirnagar Journal of Finance & Banking.

Mohammad Irfan Shah Mohammad Irfan Shah born in district Pulwama, (J&K) India in 1987 completed his graduation from Govt. Degree College Pulwama. With a long-cherished dream, he achieved M.A in Islamic Studies at Islamic University of Science and Technology (J&K) and successfully completed this degree by submitting a Mastoral dissertation on “Islamic Banking and Finance as an Academic Discipline” jointly with his companion Mohammad Athar Shahbaz, under the supervision of Dr Showkat Hussain. Having qualified NET/JRF, he is currently registered as a research scholar in the department of Islamic Studies, Aligarh Muslim University, and Aligarh. Besides having a keen interest in participation in the national and international seminars, workshops etc he is engaged in writing of articles and papers on varied topics and has already got published a few research papers in some reputed journals both online as well as offline.

Dr. Showkat Hussain Dr. Showkat Hussain Dar was born on 1975 in Mohalla Kralteng Sopore(J&K) India. After completing his graduation from Govt. Degree College Sopore he pursued his M.A Islamic Studies and distinguished himself with a Gold medalist in the faculty of Social Sciences, the University of Kashmir. Dr. Showkat Hussain pursued his M.Phill and Ph.D from Centre of Central Asian Studies, the University of Kashmir and was awarded the Doctorate in March, 2009.He has to his credit a good number of International and National publications in the academic journals of repute. His field of specialization is Islamic Jurisprudence, Islamic Finance & Investment and Central Asia. Dr Showkat Hussain is also engaged in conducting, organizing and participating in International and National Seminars and has already presented research papers upon varied themes with relevance to the occasions. The author has a good command on Arabic and Persian as well. Presently he is working in Department of Islamic Studies, Islamic University of Science & Technology, Awantipora (J&K) as Sr. Assistant Professor and is heading the department since 2010.

196 Authors’ Biography

Abdelaziz Chazi Abdelaziz Chazi holds a PhD in Finance with backgrounds in Management and Marketing. He has won several international grants and awards including the prestigious Fulbright full scholarship. Dr. Chazi has several publications in the area of Finance, and serves on the editorial board and as a reviewer for a number of academic journals. His past industry experience includes eight years with ExxonMobil Corporation, while his current teaching and consulting interests are in the area of Islamic finance and corporate finance.

Dr. Narendar V. Rao Dr. Narendar V. Rao obtained his MBA and Ph.D. from the University of Cincinnati, Cincinnati, Ohio. In addition to the doctorate, he holds three professional certifications. He is currently a tenured Full Professor of Finance at Northeastern Illinois University (NEIU), Chicago, Illinois. He has served in a leadership capacity in several important committees at the Department, College, and University levels at NEIU. He served as the Head of the Graduate Programs in Business as well as the Chairperson of the College Faculty Assembly. He is currently the Chairperson of the Graduate Programs Advisory Committee at NEIU. He played a key role in several prestigious initiatives at NEIU such as international partnerships and study tours. He planned and led study tours to Spain, France, Italy, Australia, Fiji, and India (twice). He will be leading a study tour to Peru In May 2014. He was selected by the University of Hawaii at Manoa and to participate in a study tour to Malaysia in June 2004. This tour was supported by the Freeman Foundation and the U.S. Department of Education. He was conferred the Faculty Excellence Award (five times), the Distinguished Service Award, and the Distinguished Leadership Award at NEIU. He has extensive international teaching experience and a significant record of scholarly activities. He has served in academia in the United States for more than 24 years. He was the Director of the Post Graduate Program in Management at a world-class private business school in India in 2008. He has been the external adjudicator for PhD dissertations for several universities in India (Pondicherry University, The University of Madras, Bharatidasan University, Tiruchirappalli, Nagarjuna University, as well as Bengal Engineering and Science, Shibpur, West Bengal) and New Zealand (The University of Waikato, Hamilton, New Zealand).

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Lateef A.M Syed Lateef Syed holds a Ph.D., in finance and a CPA. He has spent about 24 years in the academic field doing teaching and research. Dr. Syed has taught courses in both the areas of finance and accounting at the undergraduate and graduate levels. Dr. Syed is associated with Robert Morris University as a professor, and has been an active member of curriculum committees and a member of the Graduate Council of the University. He is the curriculum chair of finance for the School of Business and at the Morris Graduate School. He has about 15 research-based publications in the US, UK, and Indian journals in the area of privatization, divestments, stock valuation, financial performance, and Islamic finance. He has presented papers on “Diversification, Financing Decision, and Performance” at the Global Conference on Business and Economics in London and on “Use of Sukuk in Project Financing” at the 6th Annual Hawaii International Conference on Business, Hawaii in 2006. His current research interest focuses on Islamic finance and Sukuk. His paper (co- authored), published in United Kingdom, has a study of 2008 financial crisis and its impact on Islamic banks. Dr. Syed was awarded the ICSSR fellowship for research and he has served the Institute of Public Enterprise, a think tank in India from 1990- 92.

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