Cox Business Metro

Metro Ethernet for Financial Institutions Advanced Yet Simple Ways to Connect Multiple Locations

Why You Should Choose Cox Metro Ethernet Financial institutions of all sizes — large banks, brokerage services, community banks and credit unions — face many of the same competitive and regulatory pressures. Customers want to business whenever and from wherever they choose. Regulations mandate availability, integrity and security of customer data.

As more of your customers adopt online services and as the sheer volume of data that the banks must transport continues to grow, one thing is clear — the demand for secure, reliable, high-bandwidth connectivity between headquarters, branches, data centers and other locations continues to rise.

To gain additional network flexibility and capabilities, Cox Business encourages you or financial institutions like yours to investigate Metro Services and features not available in all areas. Equipment installed by Cox and Ethernet services. Cox Metro Ethernet services can provide robust the installation of networks may vary. LAN wiring and electronics are not included. Other restrictions apply. ©2014 Cox Communications, Inc. All rights reserved. bandwidth, enable new services, and support the convergence of voice, data and video over one reliable network.

www.cox.com Cox Business Metro Ethernet

Technology Drives Financial Service Delivery and Differentiation

In the banking industry it’s all about convenience, service and being able to deliver the best in financial services to customers via the most secure and reliable means possible. Many banks strive to find the best technology solution for anywhere, anytime access to data and services that will continue to position them for continued expansion tomorrow.

Online Transaction Services Continue to Proliferate In an “Always On” world, customers want to access information — their own accounts and market data — and transact business whenever and from wherever they choose. They expect to receive services in a new way, from a live person within a website. Continued adoption of new technologies increases the need for connectivity — secure, high-speed, resilient bandwidth — but at an appropriate price point to maintain profitability.

Regulations Demand Access, Integrity and Security A veritable alphabet soup of agencies and regulations — FDIC, FINRA, FHFA, SEC, SOX, CARD and others — forces financial institutions to invest in the capacity, resiliency and security of their networks. Some mandate equal access to market data. Others stipulate what must be stored.

Business Continuity Adds to Network Complexity Regulatory compliance extends to business continuity planning. Customers must have access to funds and be able to transact business even if a data center has an unplanned outage. Vast quantities of data must be mirrored, transported, stored and readily accessible to bring an affected site back online quickly.

Networks Converge to Reduce Cost As customer applications such as click-to-chat drive convergence from one direction, the adoption of voice, data and video applications pushes network convergence from within. Cox Business helps financial services firms achieve the productivity they need from the convergence of voice, data and video over one reliable network, with available Classes of Service (CoS) to prioritize more critical and low-latency traffic for optimal performance.

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Cox Metro Ethernet Meets the Needs of Financial Service Firms

Cox Metro Ethernet allows for the connection of multiple locations through the simplicity and reliability of Ethernet over a highly resilient, self-healing MPLS core infrastructure providing our customers with scalable solutions that are designed to carry converged services such as voice, data and video.

Financial Services Requirement Cox Metro Ethernet Service

Online Transaction Services

• Anytime, anywhere access • Cost-effective, scalable bandwidth up to 1Gb • Real-time market updates and beyond • Digital image transfers • Extensive facilities-based network coverage within our markets • Click-to-chat applications • Higher speeds enable new online and real-time applications such as video chat

Regulatory Compliance

• Security • Standards-based Ethernet solution

• Resiliency • Highly redundant and reliable metro network architecture • Availability

Business Continuity

• Flexible capacity • 24/7 support and local network monitoring

• Resiliency • Availability of Metro Ethernet over HFC as a redundant backup connection • Availability • Scalability of the network

Network Convergence

• Single network — voice/data • High-speed, metro-area-wide Ethernet connectivity to enable voice, data and video • Voice over IP • Class of Service support for reliable voice and • Video video communications • Collaboration

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Cox Metro Ethernet Service

Extensive Availability With Flexible Fiber and HFC Access Cox Business is unique in its ability to deliver access to Metro Ethernet services over its own direct Fiber-To-The-Premise (FTTP) and Hybrid Fiber Coax (HFC) connections. HFC access may be particularly well suited for smaller branches because of its lower cost. An array of Metro Ethernet services and topologies — point-to-point, any-to-any and hub-and-spoke — can be combined to meet specific needs of individual locations.

The Simplicity of Ethernet, the Reliability of MPLS While Ethernet itself is simple and ubiquitous in corporate networks, Metro Ethernet, or , as it is sometimes known, can seem complicated. It comes with its own set of acronyms — EPL, EVPL, ELAN, EVC1 — and questions about whether a Metro Ethernet service in one location is truly interoperable with a service in another.

Cox Business makes Metro Ethernet simple. Cox enables financial services firms to extend the reach and capacity of their networks over Cox’s own network — a highly secure, fiber-optic-based architecture — with a lower cost for both equipment and service. It’s a combination of standards-based design, flexible access, security and unparalleled scalability, at highly competitive flat-rate pricing.

1Ethernet Private Line (EPL), Ethernet Virtual Private Line (EVPL), Ethernet (ELAN), Ethernet Virtual Circuit (EVC).

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Certifi ed by the Metro Ethernet Forum The Metro Ethernet Forum is a global industry alliance composed of service providers, cable operators, MSOs, network equipment vendors, software manufacturers, labs and testing organizations.

The MEF develops technical specifi cations and implementation agreements to promote interoperability and deployment of Carrier Ethernet worldwide.

The Metro Ethernet Forum (MEF) has certifi ed Cox Metro Ethernet Fiber services as CE 1.0* and CE 2.0 compliant, hallmarks for carriers who deliver advanced Ethernet services. Cox Business customers can be assured that the services they purchase today align with industry directions, and will continue to support their evolving needs in the future.

Unparalleled Scalability Additionally, this solution offers a range of bandwidth speeds to meet the needs at each location along the network. Cox Metro Ethernet connections scale from sub-10Mbps to 1Gbps and beyond. Bandwidth speeds can be easily adjusted as needs change.

Reliability As a facilities-based provider that maintains control over its extensive network, Cox Business provides unsurpassed reliability in keeping its Metro Ethernet service connectivity ready to meet the needs of its customers 24/7. Our networking services leverage our highly resilient, self-healing MPLS core infrastructure, providing our customers with scalable solutions that are designed to carry converged services such as voice, data and video.

The Security of Dedicated Connections Security is clearly important to fi nancial services fi rms of all types and sizes. Cox Metro Ethernet services establish dedicated Ethernet Virtual Connections (EVC) between sites on the network. These connections prevent data transfers between sites that are not part of the same EVC. This same secure transport applies to point-to-point and multipoint-to-multipoint connections.

Local Customer Focus, Flexible Solutions Cox’s dedicated local support team is available 24/7. In addition, they monitor their networks from both local and national Network Operations Centers, thus providing responsive, business-class customer service at the highest level of technical expertise and commitment to excellence. Plus, as a facilities-based provider, Cox eliminates the fi nger-pointing that customers often experience when dealing with other providers. 5 Cox Business Metro Ethernet

Why Cox Business for Metro Ethernet Services

Formed in 2000, Cox Business maintains a strong and growing presence across the U.S., with more than 300,000 business customers. We continue to grow our leadership position and are currently ranked as one of the nation’s largest Ethernet service providers based on the number of Ethernet ports in service according to Vertical Systems Group,2 a market research firm.

Cox Business offers a complete portfolio of business communications solutions, built upon a highly resilient, self-healing MPLS core, including voice, data, video and managed services. A proven and trusted communications solutions company, we invest in local support, local engineering and local leadership, uniquely positioning us to understand industry needs and customize deliverable solutions that add value to productivity and service. For more information, please visit www.cox.com.

Data Backup/ Disaster Recovery Center

Bank Headquarters

Data Processing Center

Small Bank Branches

ATMs

Main Banking Centers

2” Business Ethernet Leaderboard: Year-End 2012 Results,” Vertical Systems Group Press Release, February 2013.

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Cox Metro Ethernet — Extend, Empower, Simplify

Cox Metro Ethernet service leverages the simplicity, scalability and economies of Ethernet transport to enable you to customize productivity and connect multiple locations over Cox’s intelligent and reliable optical fiber-based metro networks.

Extend • Cost-effectively extend high-speed bandwidth to more of your locations • Cox serves more than 25,000 fiber and 340,000 HFC commercial locations in 25 markets • Redundant architectures supported by local System Operations Centers (SOCs) and a national Network Operations Center (NOC), 24/7

Empower • Consolidate voice, data and video on one integrated network platform • Seamless service with speeds ranging from less than 10Mbps to 1Gbps and beyond • Purchase just the bandwidth you need

Simplify • Familiar Ethernet technology, end-to-end • Flat-rate billing and Class of Service options • It’s how Cox does business — local leadership, engineering and technical support for rapid response to your needs

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Services and features not available in all areas. Equipment installed by Cox and the installation of networks may vary. LAN wiring and electronics are not included. Other restrictions apply. ©2014 Cox Communications, Inc. All rights reserved.

www.cox.com

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