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UniCredit Bank INTERNATIONAL PAYMENTS IN FOREIGN CURRENCY IN FAVOR OF CLIENTS OF UNICREDIT BANK SERBIA JSC IBACXRSBGI Please pay per instructions below: Name of beneficiary : ABIES SISTEM 000 Beneficiary's address Beograd, VASILIJA OJUROVICA VAKA 15 Beneficiary's acc.numberIlBAN: RS35170003900516900306 Beneficiary bank: Unicredit bank Serbia JSC Beneficiary bank SWIFT address: BACXRSBG Please instruct your bank to send MT103 to UNICREOIT BANK SERBIA JSC, Belgrade, Serbia (SWIFT BIC: BACXRSBG) covering UCB Serbia's account with one of the following: currency BANK COUNTRY SWIFT IBIC AUD UniCredit Bank Austria AG Vienna Austria BKAUATWW CAD UniCredit Bank Austria AG Vienna Austria BKAUATWW CHF UBS AG Zurich Switzerland UBSWCHZH80A CHF UniCredit Bank Austria AG Vienna Austria BKAUATWW DKK UniCredit Bank Austria AG Vienna Austria BKAUATWW EUR UniCredit Bank Austria AG Vienna Austria BKAUATWW EUR UniCredit SPA Milano Italy UNCRITMM EUR UniCredit Bank AG (Hypovereinsbank) Muenchen Germany HYVEDEMM GBP Barclays bank PLC London United Kingdom BARCGB22 GBP UniCredit Bank Austria AG Vienna Austria BKAUATWW JPY UniCredit Bank Austria AG Vienna Austria BKAUATWW NOK UniCredit Bank Austria AG Vienna Austria BKAUATWW SEK UniCredit Bank Austria AG Vienna Austria BKAUATWW SEK Skandinaviska Enskilda Banken Stockholm Sweden ESSESESS USD JP Morgan Chase bank NA New York USA CHASUS33 USD UniCredit Bank Austria AG Vienna Austria BKAUATWW In order to avoid any correspondence, delay or return of payment due to incomplete information MT 103 must always include: • full name and address (street, city, state) of the ordering customer - field 50 • full name and IBAN (account number) of the beneficiary customer - field 59 UniCredlt Bank serbia JSC Subscribe and paid in prill'ale JOint-stocK company capitaLEUR210.172.217,11 Rajlteva 27-29 5 W 1F TCode, BAUR 5 BG serbia· 11000 Belgrade ( 0 mpanvr eq I ste rnu mbe r Telephone, '38111 32 04 500 r o c e e e 17324918 Fax • 381 11 33 J2 200 t a x r d e n t r uc a t r o n Interne-I: http1/w'WW.unlu~dltb.lnk r, n u rn b e r i t 00000 170 E-mail: office ~l.!nicredilgroup.rs A([Qunt: 90$-17001-94.

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Annual Report and Accounts
2020 Annual Report and Accounts Do the right thing! For the Real Economy We quickly took decisive actions to support the backbone of the real economy in Europe: small and medium sized enterprises. AWARDED ‘WORLD'S BEST BANK FOR SMES’ In October, UniCredit was awarded ‘Best Bank for SMEs’ by Global Finance magazine in its World’s Best Global Banks Awards. This was based on our performance over the past year, based on criteria including reputation and management excellence. Contents Board of Directors, Board of Statutory Auditors and External Auditors as at 31 December 2020 5 Chairman’s message 10 Chief Executive Officer’s message 14 Preliminary notes 33 CONSOLIDATED REPORT AND ACCOUNTS 2020 OF UNICREDIT GROUP 37 COMPANY REPORT AND ACCOUNTS 2020 OF UNICREDIT S.P.A. 503 Incorporations of qualitative information by reference 755 Glossary 761 Contacts 775 Notes The following conventional symbols have been used in the tables: • a dash (-) indicates that the item/figure is non-existent; • two stops (..) or “n.m.” when the figures do not reach the minimum considered significant or are not meaningful; • “n.a.” indicates that the figure is not available. Any discrepancies between data are solely due to the effect of rounding. UniCredit · 2020 Annual Report and Accounts 3 I UniCredit S.p.A. A joint stock company Registered Office and Head Office: Piazza Gae Aulenti, 3 - Tower A - 20154 Milano Share capital €21,059,536,950.48 fully paid in Registered in the Register of Banking Groups and Parent Company of the UniCredit Banking Group, with cod. 02008.1 Cod.
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Annual Report and Accounts VISION
One Bank, One Team, One UniCredit. Capital and balance sheet management Transform Enhanced service model Ethics and Respect Team 23 Compliance Grow and strengthen client franchise Process Growth optimisation engines Sustainable Customer results experience Sustainability Disciplined risk management Paperless bank “Go-to” bank for SMEs 2019 “Do the right thing!” Annual Report and Accounts VISION: Our vision is to be “One bank, one UniCredit”: pan-European commercial bank with a simple business model, which is fully plugged in Corporate & Investment Banking, delivering our unique Western, Central and Eastern European network to our extensive client franchise. Everything we do to implement our vision is based on our Five Fundamentals. Our top priority, every minute of the day, is to serve our customers the very best we can (Customers First). To do this, we rely on the quality and commitment of our people (People Development), and on our ability to cooperate and generate synergies as “One Bank, One UniCredit” (Cooperation & Synergies). We take the right kind of risk (Risk Management) whilst being very disciplined in executing our strategy (Execution & Discipline). 2 Annual report 2019 · UniCredit Bank Serbia Contents Grow and ADDRESSING OF CEO 7 ABOUT UNICREDIT GROUP 9 MACROECONOMIC OVERVIEW 11 strengthen SERBIAN FINANCIAL SECTOR 13 FINANCIAL PERFORMANCE OF UNICREDIT SERBIA GROUP IN 2019 16 STRATEGY FOR PERIOD 2020-2023 19 ORGANISATIONAL STRUCTURE OF UNICREDIT SERBIA GROUP 20 client CORPORATE INVESTMENT BANKING 23 RETAIL BANKING 25 RISK MANAGEMENT 26 GLOBAL BANKING SERVICES 28 franchise. HUMAN RESOURCES HR 29 IDENTITY AND COMMUNICATION 30 CORPORATE SOCIAL RESPONSIBILITY 31 FINANCIAL STATEMENTS 2019 32 Team 23 focuses on strengthening and growing our client franchise across all segments: SMEs, individuals and corporates.
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Unicredit Bank Srbija Ad, Beograd
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INTERNATIONAL PAYMENTS in FOREIGN CURRENCY in FAVOR of CLIENTS of UNICREDIT BANK SERBIA JSC /BACXRSBG/ Please Pay Per Instructions Below
INTERNATIONAL PAYMENTS IN FOREIGN CURRENCY IN FAVOR OF CLIENTS OF UNICREDIT BANK SERBIA JSC /BACXRSBG/ Please pay per instructions below: Name of beneficiary : DRUSTVO ZA FRAGILNI IKS-BALKAN Beneficiary's address BULEVAR ARSENIJA CARNOJEVICA 156 BEOGRAD SERBIA Beneficiary iban RS35170003004318300281 Beneficiary bank: Unicredit bank Serbia JSC Beneficiary bank SWIFT address: BACXRSBG Please instruct your bank to send MT103 directly to UNICREDIT BANK SERBIA JSC, Belgrade, Serbia (SWIFT BIC: BACXRSBG) covering UCB Serbia’s account with one of the following: currency BANK COUNTRY SWIFT /BIC AUD UniCredit Bank Austria AG Vienna Austria BKAUATWW CAD UniCredit Bank Austria AG Vienna Austria BKAUATWW CHF UBS AG Zurich Switzerland UBSWCHZH80A CHF UniCredit Bank Austria AG Vienna Austria BKAUATWW DKK UniCredit Bank Austria AG Vienna Austria BKAUATWW EUR UniCredit Bank Austria AG Vienna Austria BKAUATWW EUR UniCredit SPA Milano Italy UNCRITMM UniCredit Bank AG (Hypovereinsbank) Germany HYVEDEMM EUR Muenchen EUR Deutsche Bank AG Germany DEUTDEFF GBP Barclays bank PLC London United Kingdom BARCGB22 GBP UniCredit Bank Austria AG Vienna Austria BKAUATWW JPY UniCredit Bank Austria AG Vienna Austria BKAUATWW NOK UniCredit Bank Austria AG Vienna Austria BKAUATWW SEK UniCredit Bank Austria AG Vienna Austria BKAUATWW SEK Skandinaviska Enskilda Banken Stockholm Sweden ESSESESS USD JP Morgan Chase bank NA New York USA CHASUS33 UniCredit Bank Austria AG USD Vienna Austria BKAUATWW RUB UNICREDIT BANK ZAO MOSCOW Russia IMBKRUMM HRK ZAGREBACKA BANKA DD,CROATIA Croatia ZABAHR2X In order to avoid any correspondence, delay or return of payment due to incomplete information MT 103 must always include: full name and address (street, city, state) of the ordering customer – field 50 full name and IBAN (account number) of the beneficiary customer – field 59 .
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Integrated Report 2017 Integrated Report
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