UPDATED MARCH 2021 WHITEPAPER Patent Granted TABLE OF CONTENTS

Abstract 3 Token Economics 26 Background 4 Token Distribution 27 Online Create a New Experience 4 Roadmap 28 Uncontested Industry Growth 4 Disclaimer 29 Growth Has Encouraged Fraud 5 Participant Warning 29 The Advent of Blockchain in Online Casinos 6 Prominent Statements 29 Blockchain Casinos Force Token Usage 7 Future Statements 29 Random Number Generators 8 Value Risks 30 Solution 9 Buyer Exclusion Criteria 30 Multi-Crypto Gameplay 11 Gambling Risks 31 Stablecoin vs Fiat Support 12 Single Coin Tables 13 Additional Blockchain Games 13 NFT Collection Games 13

Technology 14 Our Smart Contract Methodology 15 PKR Smart Contract Architecture 16 PKR Architecture 17 Implementing True Random Number Generation 18

Revenue Model 20 Rake and Fees 21

Engagement Model 22 Referral Programs & Tournaments 23

PKR Tokens Functionality 24 Fee Discounts 25 POLKER

ABSTRACT

The and gaming market has seen exponential growth over the last several years, expecting to top $127 billion in revenue by 2027.

Yet, this growth has also come with its own challenges, blockchain-based casinos have seen challenges, such as fraud, dubious withdrawal signi cant success1 and are policies and cheating by both the house and its poised to usher a new era of players. For years, players sought trusted online provably-fair gameplay. casinos, referencing third-party websites who were solely dedicated to reviewing and rating the Polker (PKR) seeks to address the challenges of trustworthiness and fairness of the casinos. provably fair gameplay, limited token support, But without a way to prove fairness of gameplay, and wider acceptance and appeal to the both the players were left to chance, with their funds at risk. cryptocurrency industry and the overall online gambling industry by o ering a patent-pending, The advent of blockchain technology has presented blockchain-based, provably fair, with a potential solve to many of these issues. However, no house edge. PKR will allow players to bet dozens limitations with block-chain such as token diversity, of supported cryptocurrencies simultaneously with and di culty with ancillary software has created the option to convert their holdings through the use unique challenges in the space. Despite these of our uniquely integrated back-end1.

1 Betting dApp TronBet Records $41 Million Weekly Volume, Set for $36 Million Year-End Pro t https://cryptoslate.com/betting-dapp-tronbet-records-41-million-weekly-volume-set-for-36-million-year-end-pro t/, S. Malwa, 2019

www.polker.io Copyright © 2021 Polker. All Rights Reserved. 3 BACKGROUND POLKER

ONLINE CASINOS CREATE A NEW EXPERIENCE

InterCasino made its debut as the  rst online casino access has decreased the need to travel to gambling in 1996. They o ered 18 games to players in the centers like Las Vegas, Macao, and Atlantic City. The U.S. that all ran o dial-up. At their peak, players market supports this revolutionary idea, with online around the world could connect anonymously and gaming and casinos going from 3% market share of play each other in games of skill and chance from estimated worldwide gross gaming yields (GGY) to the comfort of their own home. This unrestricted 12.5%2-3 market share of GGY from 2009, to 2018

UNCONTESTED INDUSTRY GROWTH

In 2018, the industry grew exponentially, generating dollars of assets. The reason for this growth can partly 52 billion dollars in revenue. With 10% growth each be attributed to the accessibility of online payment year before that, industry estimates are that the functions becoming so widely used and integrated. pace will continue. By 2027 just the online gaming However, while the growth is impressive, it is industry should be generating $127 billion. For market potential is not fully realized. Fair play and comparison, the top three banking institutions in the transparency still hold back the industry. world made $68.5 billion in 2018 o their 7 trillion

2 Size of the online gambling market from 2009 to 2020 (in billion U.S. dollars), https://www.statista.com/statistics/270728/market-volume-of-online-gaming-worldwide/, Statista, 2018

3 Global gaming market gross gaming yield (GGY) from 2001 to 2019 (in billion U.S. dollars), https://www.statista.com/statistics/253416/global-gambling-market-gross-win/, Statista, 2018

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GROWTH HAS ENCOURAGED FRAUD

However, this explosive growth in the market has and conditions of each casino, are victims of arbitrary brought upon its own challenges in the form of policies that favor the casino. Unfortunately, in fraudulent sites, unfair gameplay, rigged betting, this case, the player had little recourse to claim the and dubious internal policies that make withdrawals unpaid funds. of winnings di cult or sometimes impossible. Consumers are left with little legal recourse as these In another well-cited example, online casino, companies are based in remote corners of the world. Absolute bilked some USD 20 million5 from To this point, few technology solutions have been players in an elaborate cheating scandal that made available that have provided us with the ability involved the owner of the site itself. When a player to audit and con rm fair play. suspected the site of cheating, he requested a copy of his hand histories, but instead received a data  le Sites like the Wizard of Odds list over 130 casinos that contained every single player’s hand histories, IP on their “blacklist” citing irregular play, unfair addresses, and table observations. With the help of practices, or shorting customers on their winnings. the gambling community, they were collectively able The Pogg, another site that tracks irregularities to detect unusual “all-in” bets from a player with a with online casinos, lists 64 casinos on its blacklist particular poor performance and winning history, that and over 1,800 complaints  led by players. In one ended up netting that player signi cant earnings.6 example, an online casino called “Las Vegas USA” forfeited over $8,400 of a player’s winnings as a While some sites claim to be provably fair, the nature result of an arbitrary, “account dormancy” policy, of of software means that settings can be changed which it de ned as “no activity within 180 days.”4 on the  y without knowledge of the player. The As a deliberate tactic, the casino slowly paid out the temptation to stack the cards in the house’s favor player’s winnings, such that only 60% would be paid is usually too great to pass up, especially when out in the 180-day window of time, knowing that is detection is di cult. While this behavior is illegal in was unlikely that the player would return after such many jurisdictions, recourse for the players is rarely a large win, and thus automatically triggering the an option. account dormancy policy in favor of the casino. Most players, not always familiar with the unique terms

4 Casino Complaints, https://thepogg.com/all-complaints/

5 Timeline: Catching the Cheaters, http://www.washingtonpost.com/wp-srv/investigations/poker/time-scam.html, The Washington Post, 2018

6 The Absolute Poker Cheating Scandal Blown Wide Open, http://freakonomics.com/2007/10/17/the-absolute-poker-cheating-scandal-blown-wide-open/, S. D. Levitt, 2007

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THE ADVENT OF BLOCKCHAIN IN ONLINE CASINOS

With the advent of blockchain technology in the past the supplied seed to verify a match, proving that no decade, the online casino bene ted from nascent malfeasance in game play occurred. technologies that would, for the  rst time in an era, Blockchain casinos, unfortunately, are not without allow for true, provably fair gameplay. Provably their own problems. Early implementations, fair gameplay is de ned as an online game that while engineered to use the immutable nature of has a mechanism in place that allows players to blockchain technology, were limited by the maximum con rm the fairness of the game process. Usually, throughput of the networks they ran on. Some of the with blockchain, this means utilizing the public  rst provably fair gaming protocols, like FunFair, were and immutable nature of the technology to post built on Ethereum8, a network that averages between a transaction history for later audit, or making 10-15 transactions per second9 (compare this with the game engine code open-source so that it can a network like Visa which regularly processes be audited by the public.7 With the public and 1,700 tps10), causing signi cant transaction latency, immutable nature of distributed ledger technologies, especially during peak loads. Network fees also transactions, bets, and hands can be inputted made these protocols expensive to run. onto a ledger that is su ciently distributed and decentralized, removing the need for trust in a central Despite these performance problems, blockchain gaming authority, website, or brand. casinos, if engineered correctly, are still the closest thing to “fair” that an online gambler will ever In 2012, the  rst provably fair blockchain casino, experience, and more recent distributed ledger Satoshi Dice was created. By posting the seed’s hash, technologies are enabling faster transaction users were able to compare the end hash value with throughput.

7 Provably Fair Games, Explained, https://cointelegraph.com/explained/provably-fair-games-explained, Cointelegraph, 2017

8 Funfair token presale raises $26 million in 4 hours, https://funfair.io/funfair-token-presale-raises-26-million-in-4-hours/, FunFair Technologies, 2017

9 Blockchain speeds & the scalability debate, https://blocksplain.com/2018/02/28/transaction-speeds/, Blocksplain.com, 2018

10 No, Visa Doesn’t Handle 24,000 TPS and Neither Does Your Pet Blockchain, https://news.bitcoin.com/no-visa-doesnt-handle-24000-tps-and-neither-does-your-pet-blockchain/, Bitcoin.com, 2018

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BLOCKCHAIN CASINOS FORCE TOKEN USAGE

However, current blockchain-based gambling sites signi cantly hampering the growth and potential of present their own problems. While not speci cally blockchain-based games of chance. Currently, would- required to do so, many support just a single be players are required to convert the diversity of digital currency, with even the most well-known their cryptocurrency holdings into one or more of the cryptocurrencies being supported by just a limited standard supported currencies being supported by a few casinos. Most of these early entrants tout number of blockchain casinos. their blockchain technology, but in essence, were no di erent from other online casinos, except that Most blockchain casinos even require that their they accepted bitcoin or another cryptocurrency native token be used as the sole and exclusive instead of  at. These were not provably fair as the currency on their platform, further limiting betting use of blockchain was limited to the acceptance of options for players. While blockchain-based casinos cryptocurrency and did not leverage Smart Contracts are paving the way for veri able and provably fair or the principles of immutability in distributed ledger game play, limitations of currency support are technologies to this e ect. We believe this limit is severely limiting their total potential.

Platform Name Currencies Provably Fair Multi-Coin Betting Blockchain Tech Launched

BTC, ETH, BCH, LTC, Bitcoin Casino No DOGE

EOSBet EOS Token Yes

MECA Coin, MECA MecaCoin Yes Chip

Edgeless EDG Token Yes

CasinoFair FUN token Yes

CoinPoker CHP Token Yes

Virtue Poker ETH Yes

Initially 7, up to a Polker Yes hundred or more

Fig. 1 – a comparison of various blockchain casino sites and their features

Based on what we know, there are many recent fair gameplay, combined with exclusive use of a entrants into this space, however, the space is still native token, versus the expansion of cryptocurrency highly fragmented, with most newcomers focusing support and usage in the space as whole. on the use of blockchain technology for provably

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RANDOM NUMBER GENERATORS

Random number generators (RNG) are essential a set of variables. The algorithm is  xed. This is to all software-based casinos. Whether it’s the what makes PRNG’s hackable.11 If someone knew randomness of cards dealt, or dice rolled, they are what seed numbers and algorithms were used in an the source of the randomness necessary to ensure online casino, they could use that information to fair play. RNG’s assure that online casinos do not cheat. Indeed, this has happened in the past.12 generate hands or rolls based on pre-programmed values, which would allow a casino to cheat by Blockchain technology has, in part, alleviated some enabling it to pre-determine the outcome of each of the prior challenges of implementing a true round of play. By deriving live game play results on random number generation scheme, however this randomness, the idea is to prevent the “house” from comes at a literal cost of blockchain transaction fees stacking the cards in their favor. as well as the time to process transactions. Each round of gameplay would trigger a random number Prior to the mainstream use of blockchain generation event – based on this the total aggregate technology, online casinos used pseudorandom fees would be signi cant, especially if we consider numbers generators (PRNGs) to produce a busy day on PKR could easily generate 15,000 pseudorandom numbers (PRNs) that create results transactions. This will always require that a miner similar to a randomly dealt live hand or dice play. process a transaction prior to the random number The word “pseudo” means that these RNG’s are not being generated. Miner con rmations reduce the “truly” random. This is because a combination of chance of malfeasance, but also requires time, up to a known seed and a pre-programmed algorithm 20 minutes in some cases. Thus, public blockchain are required to enable a program to perform the applications may not always provide the requisite requisite mathematical function for each number practical solve for the random number generation generation. In e ect, the software algorithm “tells” challenge. the machine, how to calculate the next number from

11 About Random Number Generators, https://www.gamblingsites.com/online-casino/introduction/random-number-generators/, Gamblingsites.com, 2018

12 Meet Alex, The Russian Casino Hacker Who Makes Millions Targeting Slot Machines, https://www.wired.com/story/meet-alex-the-russian-casino-hacker-who-makes-millions-targeting-slot-machines/, B. Koerner, 2017

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SOLUTION

PKR is a blockchain-based, provably fair, online casino that will allow players to play with dozens of cryptocurrencies without the need to convert their holdings to a single- supported cryptocurrency standard.

PKR is a blockchain-based, provably fair, online technology. casino that used patent-pending technology Our novel technology has multiple patented and that will allow players to bet in initially dozens patent pending  led with the United States Patent cryptocurrencies but eventually hundreds, without and Trademark O ce.13,14,15. the need to convert their holdings to a single- supported cryptocurrency standard. PKR does Ultimately, our mission is to increase this by nearly instantly calculating the value of all cryptocurrency adoption in the online gambling cryptocurrency bets and displaying them in locally space, while using blockchain as a mechanism recognized  at values such as USD, EURO, GBP, to provide provably fair gameplay. We believe, WON, YEN or any other major  at currency. By that in order to increase the adoption of displaying values in the players native  at currency, cryptocurrencies, we must be agnostic in the our platform enables a global audience to bet in types of cryptocurrencies we support on the cryptocurrency while relying on pricing data that platform. To that e ect, our vision is to focus on is relevant to their locality. At the conclusion of the development of technologies to enable fair gameplay, the player has the option to convert and accurate reporting, support the widest array winnings to that player’s preferred cryptocurrency of cryptocurrencies on our gaming platform, and upon cashing out. PKR accomplishes this by deliver near instant conversion of such currencies utilizing its own uniquely integrated backend for the bene t of our players.

13 Online Gaming Platform Integrated with Multiple Virtual Currencies, Online Gaming Platform Integrated with Multiple Virtual Currencies, Patent Number: 10,586,427 Patent Number: 10,867,474

14 System And Method For Auditing Gameplay, Patent Pending No. 17/094,003

15 Online Gaming Platform For Random Number Generation Patent Pending No. 17/110,799 www.polker.io Copyright © 2021 Polker. All Rights Reserved. 9 POLKER

We envision several critical technology components to enable this:

A public-facing gaming platform that An API that interfaces with these Smart will enable players to log in, select from Contracts and our backend system, to an array of games, bet, play hands, in help provide critical information such as an intuitive and visually stunning game realtime pricing interface An API that accurately relays o -chain A centralized wallet architecture to support pricing data to the on-chain Smart Contract a broad array of cryptocurrencies, using partner technologies to store funds Blockchain that will record, process and on behalf of our players, enabling resolve all transactions and be auditable simpli ed escrow, deposit and withdrawal by all players capabilities. In-Client NFT Creation which players can use A cryptocurrency integrated backend to to generate their own NFT’s based on the allow players to convert cryptocurrencies in-game story and quest system, promoting they may have won from other players to interaction. their preferred cryptocurrency

A public utility token called PKR Token can be used to purchase store items, game character assets, and can increase rakeback bonus and discounts.

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MULTICRYPTO GAMEPLAY

Perhaps the most important feature of our platform is support of a multitude of cryptocurrencies to Due to the unique nature of our platform, players be used by players for their bets. We do this by can also bet in more than one cryptocurrency. For creating and deploying the appropriate blockchain example, a player can place a bet using Ethereum wallets for our supported cryptocurrencies. Before and EOS, in any ratio they wish, provided the total each player bets on their hand in their preferred amount of the bet matches the table minimum as cryptocurrency, these funds are transferred from calculated by our platform. This feature enables their individual wallets into our escrow wallets, users to store a broad range of cryptocurrency while the value of the bets are calculated in holdings, and play such holdings, without having realtime in USDT or similar tablecoin. This assures to incur conversion fees to aggregate them into that each players bet matches the value of other a single currency standard for gameplay. It also hands played regardless of the cryptocurrency used allows users to bet in cryptocurrencies that they or the local  at it is calculated in. The winning have won, but do not ultimately wish to hold. player is credited with the total , in each of the di erent cryptocurrencies played. It is possible Our goal is ensure that our users will have the for six di erent players to be using six di erent ability to convert such cryptocurrencies to their cryptocurrencies, and as such, the wining player to preferred cryptocurrency. have six cryptocurrency winnings, each with their respective holdings.

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MULTICRYPTO BACKEND

At several point during gameplay, a user can The fully integrated solution will be invisible to convert one, several or all of their unique players on our online casino. It will support fast, cryptocurrency holdings into a single preferred one-click, cryptocurrency conversions without cryptocurrency. This is enabled through an ever requiring the user to perform typical trading integrated backend system that we will build activities such as inputting limit orders, or reading and integrate into our platform. The exchange the order book, charts and/or trades. will take the spot price of the various supported cryptocurrencies, and convert between each. It will utilize funds it holds in its partner accounts to help settle transactions instantly.

For simpli cation of the player experience, this platform will operate in two distinct ways:

1. As a fully-integrated, seamless solution to the online casino

STABLECOIN VS FIAT SUPPORT

PKR intends to launch supporting USDT, with The use of the above USD-based tokens enables eventual support added for TrueUSD and USDC. users to bet, and/or “cash out” their cryptocurrency winnings to a stable currency. The use of stable coins is expected to help provide additional liquidity to our platform without requiring the need to support  at. Due to the sometimes-strict regulatory requirements around online casino establishments, PKR will not initially launch with  at support. Instead it will carefully evaluate each locality’s laws and perform the necessary steps to achieve regulatory approvals.

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NFT EARNING AND REWARDS Players will have the opportunity to win and collect NFTs based a number of di erent activities on the platform. Polker uses NFTs primarily as a method to enhance a player’s experience on the platform. Below are several examples of how a player can earn di erent NFT classes and tiers during gameplay:

Volume Play - players earn increasing tiers of NFT Collective Value - players earn increasing tiers of based on the number of games played on the NFT based on the total value of bets placed on the platform. platform.

Leaderboard - players can earn NFTs based on their standing on Polker’s leaderboard - which is based on their total winnings.

NFTs earned from the above categories can be used in a number of ways. Below are examples of how Polker implements NFT bene ts and rewards: Airdrop - NFT winners are airdropped tokens Bonus Enhancement- certain NFTs will be granted in increasing value for each NFT won. Airdrop special bonus enhancements that increase payout for tokens are a  nite resource and are designed as an winning hands. Bonus payouts may be limited to a incentive for early players. The amount of PKR tokens certain number of hands during the bonus period. airdropped for each type, tier or class of NFT will be published on our website. Tournament Access - ownership of NFTs will allow holders to gain access to special tournaments

STAKING - NFTs can be staked to earn PKR tokens. NFT staking is based on availability of PKR tokens.

NFT’s earned on Polker will be displayed on a user’s pro le page. NFTs minted and earned on Polker are proprietary. They can only be purchased, traded or sold exclusively within the Polker marketplace using PKR tokens.

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TECHNOLOGY

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OUR SMART CONTRACT METHODOLOGY

As players submit their bets in their respective Below are several of the values which will be cryptocurrencies, realtime pricing information submitted to the Gameplay Smart Contract during is communicated via our platform and is made gameplay. All values are made available by the available for calculation of table and hand bets as backend service powered by our platform API to they occur. For example, if a player elects to make ensure values are properly communicated from o - a bet using Bitcoin, the realtime pricing of Bitcoin chain sources to the Gameplay Smart Contract and is provided in the players choice of  at currency, blockchain. such as USD. Although the bet is placed in Bitcoin, by communicating an equivalent  at value, this enables players to bet using a standardized and known hand value. This becomes increasingly important as a player performs a single bet in two or more cryptocurrencies.

 at_crypto_conversion_val house_rake total_pot bet_val_ at hand_play_type game_no bet_val_crypto card_val hand_no player_ID outcome

Fig. 2- example values stored in the GamePlay Smart Contract

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After the game has  nished, many of the gameplays supplied by the platform to the blockchain values are written onto the smart contract and Gameplay Smart Contract are one and the same as recorded onto the blockchain. In essence, values values presented in the gameplay UI.

Random card values SH A 256 # All gameplay value s

PKR Game Crytographic Hash 1 PKR Gameplay Blockchain Engine Function Smart Contract

PKR Smart Contract Architecture

Fig. 3 – The PKR Gameplay Smart Contract is responsible for passing realtime market values supplied by the Gameplay to the player UI, while recording gameplay value into Blockchain for player transparency and evidence of provably fair gameplay

While it can be ascertained that the values the against the values in our Gameplay Smart Contract platform supplies must be made available for to prove fairness. It is important to note that only discrete o -chain sources, and deemed reliable, such information that is made visible to all players Polker will disclose the source of these values, such shall be readily available in the Gameplay Smart as pricing information and  at conversion values Contract. For example, users who fold and do wherever possible. Some information will be pulled not present their cards for viewing, do not create directly from the PKR gameplay backend, such as a recording event for those card values within game numbers, hand numbers, player ID’s, and the Gameplay Smart Contract. This ensures fair similar. Since the Gameplay Smart Contract records gameplay and prevents any other user from gaining these when the game is played, they cannot be an advantage by making inferences on betting adjusted at a later date, therefore the information is behavior of any speci c folding player hand by guaranteed to be accurate at the time of gameplay. using known card values. Players on our platform are free to manually record their actual hand histories and winnings to match

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ulti- coin / single M c oin iat / C ry F pto V alu es C P E AP I gs Bets Placed in 1 n in W Escrow 2 s Wallets e lu e a Gameplay Smart k V

a 3

G d

R Contract

n

N e Backend & i

r

R a 4

o Oracle Service h

t

c

S

-

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e

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l a

V 8 Winning Player Wallet 7 House Wallet 5 Random Number Generator 9 Blockchain

6 Hands dealt

5a Player Seed

PKR Architecture 5b Platform

Fig 4. – 1) bets are placed and submitted to the 2) PKR escrow where they are held until a winner is determined. 3) the GamePlay Smart Contract obtains currency values supplied by the 4) backend service while bringing in the 5) random number value to determine the next assortment of 6) cards for gameplay. The random number is generated by using the combination of 5a) player and 5b) platform seeds. Once a round of play is complete, a portion of the pot is given to the 7) house as rake while the remaining balance is released to the 8) winning players credit. Finally, all values are updated in 9) the blockchain and are made visible to all players

The Gameplay Smart Contract does not actually 1. House wallet(s) for rake fees store or lock tokens, on-chain. This becomes 2. Winning player(s) credit(s) impractical due to the multi-crypto betting architecture – there costs involved in on-chain fees Any funds that are moved elsewhere would create a to support Smart Contracts for each blockchain discrepancy to the reported values in the Gameplay token, would be prohibitive expensive to the end Smart Contract and the actual funds received by user. Even still, many well-known cryptocurrencies parties. do not support native Smart Contracts. However, tokens that are bet are deducted from a players credit, and held on our centralized escrow accounts for the respective cryptocurrencies played.

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IMPLEMENTING TRUE RANDOM NUMBER GENERATION

Polker has developed an innovative model to function to produce a resulting hash. That hash produce True Random Numbers (TRNs) in order to is then combined with the resulting blockhash create a fair gaming environment. from the most recent blockchain transaction on the blcockchain and then once again run through PKR’s Random Number Generator (RNG) program a cryptographic function to produce a  nal originates with the creation of seeds by all players hash output. That hash output is run through as well as PKR. The platform aggregates these a published algorithm to produce values that seeds, runs them through our RNG and passes the correspond to cards. resulting numeric value through a cryptographic

# TRN

Hash 3 True Random Number Player A Seed

SHA # 256 Player D Seed Hash1 Blockchain

Cryptographic Function

Platform Seed # + Hash 1

PKR True Random Number Generator Blockhash 2

Fig. 5 – PKR generates TRN’s using a combination of player and platform seeds, along with the last blockhash produced by the blockchain, and the hash produced by the running the seed generated RN through a cryptographic function.

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At the conclusion of gameplay, the seed values been involved. The lesser predictable the course, are made available, and the hash can be matched the lesser the chances of an exposed sequence against the seeds, blockhash and cryptographic which can be hacked or previously chalked out. Any function to con rm that the output was not player in the system cannot see the contributed tampered. All transactions are recorded on the value of other players before the Random Number clockchain and resolved. Generator has completed with generating a sequence of random numbers. The heightened The introduction of player’s seed in combination security of a blockchain network is brought about with the random nature of the blockhash value by the immutability of the hashes that makes up assures that the number generated is truly random, the blocks of the chain. The hashes are determined while remaining veri able and provably fair. according to a hashing algorithm that maps data of arbitrary size to a hash of a  xed size. It’s designed The technology that enables the Platform to o er to be a one-way function, infeasible to invert. true random number lies in that fact that the source of the numbers are chaotic once Blockchain has

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REVENUE MODEL

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RAKE AND FEES

Polker earns a small portion of the total pot from The rake cap is variable and will adjust upward each round of completed gameplay. This is depending on the player count, limit size and pot traditionally known as the “rake” and is a fee to pay size. These values will be de ned and published in a for the upkeep, maintenance and utilization of our schedule upon completion of game development. gaming platform. Currently this is expected to be set at 2.5% of the total winnings with a starting rake cap at $0.50.

PKR charges a fee based on the following schedule of events:

Fee Type Fee or Percentage

2.50% Rake Cap starting at $0.50

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ENGAGEMENT MODEL

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RAKE PROMOTION

In order to encourage early adoption and gameplay, PKR will o er a 100% rake rebate for the  rst 10,000 rounds of poker play, equating to free-rake play.

REFERRAL PROGRAMS

Referral programs act as a catalyst for any online a liates, the company aims to maintain a mission Poker platform as it drives tra c towards the website. of platform transparency while seeing an increase Polker plans to implement a unique referral program in network revenues from its a liate program. involving referral codes, that o ers full visibility to Maximizing referrals through enhanced engagement a liates. A liates will be able to track the usage may also increase brand visibility. of their referral codes so that they have visibility over the referral process. By o ering full visibility to

TOURNAMENTS

Throughout the course of the operation of our Some examples of incentives and bonuses that we platform, we intend to host a regular schedule of may utilize in our tournaments include but are not tournaments to increase engagement, excitement limited to: and ultimately, recognition of our online casino. We intend to use tournaments to introduce a diverse array of incentives and bonuses not Discounted or zero rake normally available during standard play, to drive PKR bonus winnings added tra c, participation and growth to our platform. during gameplay Tournaments also o er the opportunity for additional publicity, in the form of press releases, Free cryptocurrency conversions results announcements, and allowing viewers to watch live. Custom coin-use restrictions

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PKR TOKENS FUNCTIONALITY

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FEE DISCOUNTS

PKR charges fees based on several di erent types PKR will automatically deduct the requisite amount of usage on our platform. These fees are typically of tokens from a user’s platform wallet to pay for the deducted directly from their respective transactions, above fees, based on the market value of PKR at the in the cryptocurrency used for that transaction. time of the credit. These discounts will decrease However, PKR Tokens held in our platform wallet each subsequent year based on the schedule below enable players and exchange users to obtain until it is eliminated completely by Year 5: discounts on these fees – such fees will be paid in PKR Tokens in lieu of the cryptocurrency used in the transaction.

Discount Rate

50% 25% 15% 10% YEAR 1 YEAR 2 YEAR 3 YEAR 4

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TOKEN ECONOMICS

Polker’s platform is powered by the Polker Token (PKR) a cryptographic token built on the ERC-20 token standard. PKR Token will be created and deployed on Ethereum’s Mainnet. PKR Token’s usage, and economics are described in this section of the document. PKR Token will be used, initially, for the following:

1. To be used in betting and gameplay. 2. To acquire Rakeback bonuses. 3. To absorb transaction fees with discounted rates. 4. As a reward from participation on the PKR platform. 5. To purchase NFT’s from other users on the platform.

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PKR TOKEN DISTRIBUTION

Tokens created by the contract will be distributed based on the following:

Total PKR Token Supply : 1,000,000,000

3% 10% 25% 20%

Advisor Team Operation Development

15% 10% 5% 12%

Bonus, Reward & Token Sale Liquidity & Marketing Reserve Market Making

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Polker Prototype Showcase at Crypto Invest Summit in Los Q4 Angeles, CA USA 2018

Q1 Platform Development 2019

Patent Issued, no.10,867,474 Q2 from USPTO 2019

Q4 Start Up summit in Malta, 2019 ranked top 10

Platform Development Patent Issued, no.10,586,427 Q1 from USPTO 2020

Q4 Patent Pending no: 17/094,003 2020 Patent Pending no: 17/110,799

Platform Play Chip Game Q2 2021

Q4 Platform Real Game Launch 2021

Mobile Game Launch Q1 2022

Q2 Integration with Polkadot Ecosystem 2022

Beta for VR Q3 2022

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In consideration of PKR™ (the “Company”) providing underlying value of the tokens on o er. Prospective this Whitepaper to the recipient, the recipient participants must make their own assessment acknowledges that the contents of this Whitepaper about whether the price of the tokens being o ered are con dential to the Company and the recipient represents fair value. agrees not to disclose, distribute or permit to be communicated verbally, directly or indirectly or PARTICIPANT WARNING otherwise, or to otherwise publish the contents of this Whitepaper except with the prior written It is highly speculative and before participating in any consent of the Company. For the purposes of this project about which information is given, prospective acknowledgement “recipient” includes, without participants are strongly advised to seek appropriate limitation, any principal, employee or agent of the professional advice; recipient. The information contained in this has been prepared This Whitepaper, and any o ers made within it, is by or on behalf of the Company. PKR™ has not solely for Participants. undertaken an independent review of the information contained in this Whitepaper. This Whitepaper provides a summary of the main features of the Company. It contains general advice PROMINENT STATEMENTS only and has been prepared without taking into account any participant’s objectives,  nancial The information contained in this Whitepaper about situation or needs. Participants should read the the proposed business opportunity is not intended Whitepaper carefully and assess whether the to be the only information on which a decision is information is appropriate for them in respect of their to be made and is not a substitute for a disclosure objectives,  nancial situation and needs. document, or any other notice that may be required under law. Detailed information may be needed to This Whitepaper does not purport to contain all make a token participation decision; the information that a prospective participant may require. In all cases, interested parties should conduct Prospective participants should be aware that no their own investigation and analysis of the Company established market exists for the trading of any and the data contained in this Whitepaper. tokens that may be o ered.

The Company does not make any representation FUTURE STATEMENTS or warranty as to the accuracy or completeness of the information contained in this Whitepaper. Except for historical information, there may be Furthermore, the Company shall not have any matters in this Whitepaper that are forward-looking liability to the recipient or any person resulting from statements. Such statements are only predictions the reliance upon this Whitepaper in determining and are subject to inherent risks and uncertainty. to make an application to apply for shares in the Forward-looking statements, which are based Company. on assumptions and estimates and describe the Company’s future plans, strategies, and expectations The Company considers that the  nancial and non- are generally identi able by the use of the words  nancial information contained in this Whitepaper ‘anticipate’, ‘will’, ‘believe’, ‘estimate’, ‘plan’, ‘expect’, has been prepared to the best of its reasonable ‘intend’, ‘seek’, or similar expressions. Participants knowledge and ability. However, recipients must rely are cautioned not to place undue reliance on on their own investigation of all  nancial information forward-looking statements. By its nature, forward- and no representations or warranties are or will looking information involves numerous assumptions, be made by the Company as to the accuracy or inherent risks and uncertainties both general and completeness of such information. speci c that contribute to the possibility those predictions, forecasts, projections and other forward- The Company makes no representation about the looking statements will not occur. Those risks and

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uncertainties include factors and risks speci c to the pro tability of the bankroll and number of tokens in industry in which the Company operates as well as existence. There is no guarantee or expectation that general economic conditions. Actual performance PKR tokens will increase in value, provide a return, or or events may be materially di erent from those have su cient adoption and liquidity on exchanges. expressed or implied in those statements. Owning these tokens does not constitute a share of equity or ownership in the PKR company. The All forward-looking statements attributable to token economy is new and exciting. While unlikely, the Company or persons acting on behalf of the regulatory circumstances may require that token Company are expressly quali ed in their entirety mechanics be changed or altered. by the cautionary statements in this section. Except as expressly required by law, the Company PKR tokens do not have any rights, uses, purpose, undertakes no obligation to publicly update or revise attributes, functionalities or features, express or any forward-looking statements provided in this implied, including, without limitation, any uses, Whitepaper whether as a result of new information, purpose, attributes, functionalities or features on the future events or otherwise, or the risks a ecting this PKR platform. Company does not guarantee and is information. not representing in any way to buyer that the PKR tokens have any rights, uses, purpose, attributes, None of the Company, its o cers or any person functionalities or features. PKR tokens may have no named in this Whitepaper with their consent, or value. The company reserves the right to refuse or any person involved in the preparation of this cancel PKR token purchase requests at any time at its Whitepaper, makes any representation or warranty sole discretion. (express or implied) as to the accuracy or likelihood of ful lment of any forward-looking statement except BUYER EXCLUSION CRITERIA to the extent required by law. The forward-looking statements re ect the views held only as at the date No U.S. or Chinese buyers or participants: PKR tokens of this Whitepaper. are not being o ered or distributed to U.S. or Chinese citizens. If you are a citizen, resident of, or a person VALUE RISKS located or domiciled in, the United States of America including its states, territories or the District of Tokens issued by PKR may drop substantially in Columbia or any entity, including, without limitation, value, or may remain illiquid for long periods of any corporation or partnership created or organized time or inde nitely. PKR cannot guarantee an in or under the laws of the United States of America, active secondary market for the exchange of tokens any state or territory thereof or the District of purchased in the token sale. Furthermore, the Columbia or, if you are citizen, resident of, or a person participants fully acknowledges that secondary located or domiciled in, or any entity, trading markets such as exchanges are extremely including, without limitation, any corporation or limited for security tokens and that speci c regulatory partnership created or organized in or under requirement must be met in order to facilitate the laws of the People’s Republic of China do not listing and active trading. Not all disclosures or purchase or attempt to purchase PKR tokens or statements are being made in this disclaimer section. participate on the website. Participants should review the token sale agreement in its entirety and seek the professional advice of legal counsel and investment professionals.

PKR tokens change in value depending on the

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GAMBLING RISKS Participation in all games is solely at your own risk and PKR is not liable for any damages, expenses, or Please note that online gambling is an entertainment losses which may or may not have arisen from the vehicle that carries a certain degree of  nancial use of our services. Please exercise caution with risk. Players should be aware of this risk and govern cryptographic assets and do not invest money that themselves accordingly. There is nothing contained you cannot a ord to lose. herein that constitutes a guarantee of winning, nor is there an intention to induce any person to No persons under the age of 18 are permitted to violate any local, state, or national laws. Recognizing gamble. that cryptocurrency and online gambling laws and regulations vary across the world and are constantly Winners know where to stop. The national council on changing, players are advised to reference laws problem gambling (U.S.) can be contacted at 1-800- within their own jurisdiction to ascertain the legality 522-4700; European helplines can be found here: of actions. It is your sole responsibility to ensure that online gambling or ownership of tokens is legal in http://www.europeancasinoassociation.org/helplines- your jurisdiction. helpcenters-self-exclusion-portals/

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