FRY-6 0MB Number 7100-0297 Approval expires September 30, 2018 Page 1 of 2

Board of Governors of the Federal Reserve System

Annual Report of Holding Companies-FR Y-6

Report at the close of business as of the end of fiscal year This Report is required by law: Section 5(c)(1 )(A) of the Bank This report form is to be filed by all top-tier bank holding compa­ Holding Company Act (12 U.S.C. § 1844(c)(1)(A)); sections 8(a) nies, top-tier savings and loan holding companies, and U.S. inter­ and 13(a) of the International Banking Act (12 U.S.C. §§ 3106(a) mediate holding companies organized under U.S. law, and by and 3108(a)); sections 11(a)(1), 25, and 25A of the Federal any foreign banking organization that does not meet the require­ Reserve Act (12 U.S.C. §§ 248(a)(1), 602, and 611a); and sec­ ments of and is not treated as a qualifying foreign banking orga­ tions 113,165,312,618, and 809 of the Dodd-Frank Act (12 U.S.C. nization under Section 211.23 of Regulation K (12 C.F.R. § §§ 5361, 5365, 5412, 1850a(c)(1), and 5468(b)(1)). Return to the 211.23). (See page one of the general instructions for more detail appropriate Federal Reserve Bank the original and the number of of who must file.) The Federal Reserve may not conduct or spon­ copies specified. sor, and an organization (or a person) is not required to respond to, an information collection unless it displays a currently valid 0MB control number. NOTE: The Annual Report of Holding Companies must be signed by Date of Report (top-tier holding company's fiscal year-end): one director of the top-tier holding company. This individual should also be a senior official of the top-tier holding company. In the event December 31, 2017 that the top-tier holding company does not have an individual who is Month / Day I Year a senior official and is also a director, the chairman of the board must NA sign the report. If the holding company is an ESOPIESOT formed as Reporter's Legal Entity Identifier (LEI) (20-Character LEI Code) a corporation or is an LLC, see the General Instructions for the authorized individual who must sign the report. Reporter's Name, Street, and Mailing Address 1, William K. Hood Name of the Holding Company Director and Official Smith & Hood Holding Company. LLC. Member Legal Tille of Holding Company Title of the Holding Company Director and Official 11239 Highway 16 attest that the Annual Report of Holding Companies (including (Mailing Address of the Holding Company) Street I P.O. Box the supporting attachments) for this report date has been pre­ Amite LA 70422 pared in conformance with the instructions issued by the Federal City State Zip Code Reserve System and are true and correct to the best of my knowledge and belief. Physical Location (if different from mailing address) With respect to information regarding individuals contained in this report, the Reporter certifies that it has the authority to provide this Person to whom questions about this report should be directed: information to the Federal Reserve. The Reporter also certifies A. Bradley Berner ___Attorney ....______that it has the authority, on behalf of each individual, to consent or Name Title object to public release of information regarding that individual. 985-549-0673 The Federal Reserve may assume, in the absence of a request for confidential treatment submitted in accordance with the Board's Area Code/ Phone Number/ Extension "Rules Regarding Availability of Information," 12 C.F.R. Part 261, 985-542-8885 that the Reporter sJ..OJ:i individual consent to public release of all Area Code/ FAX Number e ail · e re . ort on ming that individual. [email protected] E-mail Address cial NA Address (URL) for the Holding Company's web page Date of Signature For holding companies aQf registered with the SEC- Is confidential treatment requested for any portion 10=No l._ Indicate status of Annual Report to Shareholders: of this report submission?...... 1•Yes J O I D is included with the FR Y-6 report In accordance with the General Instructions for this report (check only one), D will be sent under separate cover 0 is not prepared 1. a letter justifying this request Is being provided along with the report ...... D For Federal Reserve Bank Use Only 2. a letter justifying this request has been provided separately ...... D RSSDID NOTE: Information for which confidential treatment Is being C.I. requested must be provided separately and labeled as "confidential."

Public reporting burden for this information collection is estimated lo vary from 1.3 to 101 hours per response, with an average of 5.50 hours per response, including time to gather and maintain data in the required form and to review instructions and complete the information collection . Send comments regarding this burden estimate or any other aspect of this collection of information, including suggestions for reducing this burden to: Secretary, Board of Governors of the Federal Reserve System, 2oth and C Streets, NW, Washington, DC 20551, and to the Office of Management and Budget, Paperwork Reduction Project (7100-0297), Washington, DC 20503, 12,2016 FRY-6 Page 2 of 2

For Use By Tiered Holding Companies

Top-tiered holding companies must list the names, mailing address, and physical locations of each of their subsidiary holding companies below.

First Guaranty Bancshares, Inc. Legal Title of Subsidiary Holding Company Legal Title of Subsidiary Holding Company

P.O. Box 2009 (Mailing Address of the Subsidiary Holding Company) Street I P.O. Box (Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box

Hammond LA 70404 City State Zip Code City State Zip Code

400 East Thomas Street Physical Location (if different from mailing address) Physical Location (if different from mailing address)

Legal Title of Subsidiary Holding Company Legal Title of Subsidiary Holding Company

(Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box (Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box

City State Zip Code City State Zip Code

Physical Location (if different from mailing address) Physical Location (if different from mailing address)

Legal Title of Subsidiary Holding Company Legal Title of Subsidiary Holding Company

(Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box (Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box

City State Zip Code City State Zip Code

Physical Location (if different from mailing address) Physical Location (if different from mailing address)

Legal Title of Subsidiary Holding Company Legal Title of Subsidiary Holding Company

(Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box (Mailing Address of the Subsidiary Holding Company) Street/ P.O. Box

City State Zip Code City State Zip Code

Physical Location (if different from mailing address) Physical Location (if different from mailing address)

12/2012 Form FR Y-6

Smith & Hood Holding Company, LLC Amite, LA Fiscal Year Ending December 31, 2017

Report Item

1: The bank holding company does not an annual report for its shareholders. First Guaranty Bancshares, Inc. prepares a Form I OK for its securities holders.

The entities listed below without an LEI listed do not have an LEI number.

2: Organizational Chart Smith & Hood Holding First Guaranty Company, LLC Bancshares, Inc. Amite, LA Hammond,LA Incorporated in LEI: 549300600XNP\VN48\V622 (Top Tier, Unconsolidated) Incorporated in Louisana (10% Owned by Smith & Hood Holding Company, LLC) l ·1 =-- --,-- Centurion Insurance Services, LLC First Guaranty Bank Charleston, WV (50% owned by First Guaranty Hammond,LA Bancshares, Inc.) (100% owned by First Guaranty Bancshares, Inc.) Incorporated in LEI: 549300G8SAGXEDF5FK39 Limited Liability Co. Incorporated in Louisiana Limited Partner/ Non-managing - i-- member l-- - - I Greensburg Holding Greensburg Financial Synergy Mortgage Company, Inc. Services, LLC Corp. Hammond, LA Hammond, LA Waco, TX (I 00% owned by First (100% owned by First (I 00% owned by First Guaranty Bank) Guaranty Bank) Guaranty Bank) Incorporated in Louisiana Incorporated in Louisiana Incorporated in New Jersey C-Corporation Sole Member C-Corporation Sole Shareholder Sole Shareholder

2(b): Domestic Branch Listing Please see attached excel download from your website. This list was also submitted via e-mail on Thursday, March 29, 2018. R@Sults: A list of branches for your depository institution: FIRST GUARANTY BANK (ID_RSSD: 422433)~ This depository institution is held by SMITH & HOOD HOLDING COMPANY, L.. LC. (4991076) of AMITE, LA. The data are as of U / 31/2017~ Data reflects information that was received and processed through 01/04/ 2018

Rl!Conciliation and Verification Steps 1- In the Data Action column of each branch row, enter one or more of the actions specified ~low 2. If required, enter the date in the Effective Date column

OK: If the branch information is correct, enter 'OK' in the Data Action column Change: If the branch information is incorTect or incomplete, revise the data, enter 'Change' in the Data Action column and the date when this information first beGame valid in the Effective Date column Close: If a branch listed was sold or cl osed, enter 'Close' in the Data ActtOn column and the sale or ck)sure date in the Effective Date column, Delete: If a branch listed was never owned by this depository institution, enter 'Delete' in the Data Action column, Add: If a reportable branch is missing, insert a row, add the branch data, and enter 'Add' in the Data Action column and the opening or acquisition date in the Effective Date column.

If printing this list, you may need to adjust your page setup in MS Excel. Try using landscape orientation, page salini, and/or le&al sized paper.

Submission Procedure When you are finished, send a saved copy to your FRB contact, See the detailed instructions on this site for more information, If you are e-mailing this to your FRB contact, put your institution name, city and state in the subject line of the e-mail

Note: To satisfy the FR Y-10 reporting requirements, you must also submit FR Y-10 Domestic Branch Schedules for each branch with a Data Action of Change, Close, Delete, or Add. Th e FR Y-10 report may be sub mitted in a hardcopy format or via the FR Y-10 Online .application - https://ylOonline federalreserve.gov.

• FDIC UNINUM, Office Number, and IO_RSSO columns .are for reference onty. VerrficatK>n of these values is not required, o.t...Actlon Eff~Oft• ltaf'Kh s.t-Nk~ Twc Branch ID RSSD· Popular Name Sl~dAd drt1S Cotv State Zlo Cod• Countv Countrv FDIC UNINUM• Off1eeNumb~ Head Office Head Office ID RSSD• Comments ox Full Service (Head Office} 422433 FIRST GUARANTY SANK 400£AST !HOMA! HAMMOND IA 70401 TANGIPAHOA Not Reauired Not ReQulred FIRST GUARANTY BANK 422433 OK Full Service 2750176 A.BBEVlill BRANCH 799 W!STWMMEIU ORIYf ABBEVILLE IA 70510 VERMILION UNITED STA.TES Not Required Not Aequired FIRST GUARANlY BANK .422433 Ok F14j Servk;e- 421931 AMITE SRA.NC~ 100 UST OAIC STRUT AMITE LA 70'22 TANGIPAHOA UNITE0STA.TU Not Required Not Requ ired FIRST GUA.RA.NlY BANK 42.lW OK Fuh Si'rvk e 1428151 BENTON BRANCH 13'!-8UAT 80\.ILfVM\D 8ENTON LA 11006 BOSSIER UNITED STA.TES Not Reciuired I Not Required FIRST GUARANTY BANK .CU.03 OK F'-' lJ S. rvke. 5162314 BOSSIER CITY aRANCH 4211 AlftLIHE PIUV( BOSSIER CITY LA 71111 BOSSIER UNITED STA.TES N'o1Jt~ Nat~Cqul,

Current Shareholders with ownership, control or holdings of 5% or more Shareholders not listed in 3(1Xa) through 3(1Xc) that had ownership, control or with power to vote as of fiscal year ending 12/31/2017 holdings of5% or more with power to vote during the fiscal year ending 12/31/17

(!Xa) (!Xb) CIXc) (lXc) (2Xa) (2Xb) C2Xc) (2)(c) Name & Address Country of Citizenship # of Each Class % of Each Class Name & Address Country of Citizenship # of Each Class % of Each Class (City. State. Countrv) or lncomoration ofVotiru, Secs of Voting Secs (Citv, State, Country) or Incomoration of Voting Secs ofVotine: Secs

William K. Hood USA N/A-LLC 50.0% NIA Amite, LA USA

IEdgar R Smith III USA N/A-LLC 50.0% N/A Amite, LA USA I I 4-B First Guaranty Bancshares, Inc.

Current Shareholders with ownership, control or holdings of 5% or more Shareholders not listed in 3(1Xa) through 3(1Xc) that had ownership, control or with power to vote as of fiscal year ending 12/31/2017 holdings of 5% or more with power to vote during the fiscal year ending 12/31/17

ClXa) (lXh) Cl Xe) (]Xe) t2Xa) (2Xh) (2Xc) (2Xc) Name & Address Countiy of Citizenship # of Each Class % ofEach Class Name & Address Countiy of Citizenship # of Each Class % of Each Class (Citv. Stale, Counuy) or lncorooration ofYotin1t Secs of Voling Secs (City, Stale, CountrY) or Jncorooraiion of Voti ng Secs of Voting Secs

Marshall T. Reynolds USA 1,698,379 19.3% NIA Huntington, WV USA lwilliam K. Hood* USA 1,463,270 16.6% NIA Amite, LA USA

ISmith & Hood Holding Company LLC USA 878,361 10.0% !NIA Amite, LA USA

!Edgar R. Smith III* USA 1,490,1% 16.9% NIA Amite, LA USA I

*Includes 878,361 shares jointly owned by Smith & Hood Holding Company LLC of which Mr. Hood and Smith are a co-owners. *Includes 357,791 shares jointly owned by Smith & Hood Investments LLC of which Mr. Hood and Smith are a co-owners. 3-A Smith & Hood Holding ompan y,LLC

(3)(c) (4)(b) List 1lllSft

W-tlliamK.H~ Presidolt of Hood Aw:omot:ive Mcmbe< NIA NIA 5000% N/A Anute,LA USA Gmup

Edgar R. Smilh Prcsideor and CEO Member NIA NIA 5000% NIA Amite,LAUSA Smitty's Supply Inc. 4-B First Guaranty Bancshares, Inc.

(3)(c) (4)(b) List names of other companies (1) (2) (3)(b) Title & Position (4)(a) Percentage of (includes partnerships) if 25% or Name & Principal (3)(a) Title & Position with Other Percentage of Voting Shares in more of voting securities are held Address Occupation if other Title & Position with Subsidiaries Business Voting Shares in Subsidiaries (List names of companies and (City, State, than with Bank with Bank Holding (include names (include names of Bank Holding (include names percentage of voting securities Country) Holding Company Company of subsidiaries) other businesses) Company of subsidiaries) held)

William K. Hood (1) President of Hood Automotive Director Director, First Guaranty Bank N/A 16.61% N/A W. Hood & Associates prop. LLC 75.00% Amite, LA USA Group Amite Mini Storage 70.00% Hood Auto Group, LLC 65.00% Hood Automotive 99.00% Plantation Lake Management 33.30% Hood Investments, LLC 70.00% Northshore Air LLC 33.30% Hood Northlake Properties 56.00% Edenborn Properties, LLC 75.00% Bill Hood Ford Lincoln/Mercury 75.00% Hammond Auto Finance 33.00% Hood Chevrolet 56.00% Southern Dealer Mechanical Ins. Co. 76.00% WKH Holdings 100.00% Pilara, LLA 50.00% B&H Properties, LLA 50.00% Smith & Hood Investments LLC 50.00% WKHood I-55 Properties 100.00% Smith & Hood Holding Company LLC 50.00%

Alton B. Lewis CEO / President, First CEO / President CEO / President, First N/A 0.64% N/A N/A Hammond, LA USA Guaranty Bancshares, Inc. Guaranty Bank

Eric J. Dosch Chief Financial Officer, First CFO, Treasurer & Chief Financial Officer, First N/A 0.14% N/A N/A Hammond, LA USA Guaranty Bancshares, Inc. Secretary Guaranty Bank

Marshall T. Reynolds Chairman of Chairman Chairman, First Guaranty Chairman, Premier Financial Bancorp 19.28% N/A Harrah & Reynolds Corp 100.00% Huntington, WV USA Champion Industries, Inc. Bank Director, Summit State Bank Champion Farms 100.00% President & Manager, Harrah & Reynolds Corp Champion Hill Farm 50.00% Chairman, Energy Services of America Corp. Sabre Transportation 99.00% Chairman, River City Associates, Inc. Pritchard Electric Co 45.00% Chairman, Champion Industries Bluefield Gear 100.00% Champion Industries 62.00% Printing Properties 100.00% Meigs Motel, Inc. 25.00%

Glenda B. Glover (2) President, Director Director, First Guaranty Bank Director, Pinnacle Financial Partners 0.04% N/A N/A Nashville, TN USA State University

Edgar R. Smith(1) President and CEO Director Director, First Guaranty Bank N/A 16.92% N/A Smitty's Supply Inc. 100.00% Amite, LA USA Smitty's Supply Inc. Big 4 Trucking 100.00% Big 4 Investments 100.00% Big 4 Classic Cars 100.00% Lion Ventures 100.00% Smith & Hood Investments LLC 50.00% Xeray Systems, Inc. 35.00% Latch Oil 100.00% Latch Ventures 100.00% Bobbie G's 100.00% Smith-Hoover Investments 50.00% Emerald Partners, LLC 90.00% Smith & Hood Holding Company 50.00% CAM2 International, LLC 100.00% CAM2 Holding Company, LLC 100.00%

Smith & Hood Holding Company LLC N/A N/A N/A N/A 10.00% N/A N/A Amite, LA USA

(1)Includes shares co-owned by Smith & Hood Holding Company LLC and Smith & Hood Investments LLC (2) Effective December 31, 2017 Dr. Glenda B. Glover resigned from the Board of Directors