Understanding your football career We have chosen to partner with Arbuthnot Latham due in large “ part to the breadth and depth of their service offering. Our members will benefit from their relationship-led approach. In financial services it is vital to have trust in the organisations

you work with and in Arbuthnot Latham we are delighted

to have a partner respected for its longevity, integrity and stability. We look forward with excitement to a long and “ successful partnership with the bank who will also add financial education to our academic curriculum.

Richard Bevan, CEO, LMA Understanding your football career

Our Football Team specialises in advising and managing the wealth of football professionals who are working and living in the UK. We help ensure that your wealth is appropriately managed from the early stages of your career through to retirement and beyond.

We know that a sporting career never follows a clear trajectory. We work with everyone involved in football, from players getting their first contract to those transitioning into coaching, management, punditry and even those who want to leave it all behind and embark upon a second career.

Since joining Arbuthnot Latham my life has been made so

“ much simpler. It’s great to be able to speak to people that know me and that have a deep understanding of my career cycle and my needs. I can now relax knowing that the team “ at Arbuthnot are working with my advisers to ensure that everything is in hand.

Michael Carrick, Manchester United & England

Private Banking

Banking is at the heart of what we do. We offer a wide range of services and you will have direct access to your dedicated Private Banker. Our service is seamless, and you are at the centre of all we do. Wealth Management

Our highly qualified and experienced professionals determine the right wealth planning strategy specifically for you and your family. This can be done in tandem with your existing advisers.

We take an in-depth look at your business and family financial needs, then use our expertise to create and implement a flexible plan that is designed to help you grow, protect and pass on your wealth.

By building a long-term relationship we can help ensure your wealth continues to serve your life and the lives of future generations in an efficient and protected view.

Our wealth planning service is offered on a restricted basis.

Your lifestyle We apply cashflow tools and a full discussion about risk to address and model your tailored long term plan to make sure it addresses what really matters to you.

Investing for Protecting your family To give you peace of mind for the future To help meet your long-term you and your family, suitable financial goals, we advise protection and risk mitigation you on the most efficient strategies can provide the ways of structuring your income and / or capital you wealth to ensure your need to secure your lifestyle, investments are working as preserve family wealth and hard as possible while provide a legacy for your remaining suitable for all beneficiaries. your needs.

Retirement Tax efficiency Legacy and estate planning With access to a selective planning As you plan for your later panel of tax advantaged Using simple structures we years our advisers help you investments which qualify ensure you have the right to develop a tax efficient for additional tax benefits balance of control and strategy for accessing your and reliefs we can ensure flexibility to meet your capital and income to meet you always benefit from preferences for tax efficient, your lifestyle or distribution the most tax efficient lifetime or legacy distribution needs. solutions. of wealth.

Our investment management team takes the time to understand your objectives and offer an investment solution that meets your needs. We offer a personalised service in which you will be assigned a dedicated investment professional. Our approach is flexible, with a simple and transparent fee structure so that you can be confident that our interests are aligned. Meet the team

Nick Gornall Head of Business Development LMA Partnership Lead Nick leads our partnership with the League Managers Association (LMA) covering the world of football, and also our relationship with MB Partners in the world of motorsport. He is a chartered fellow of the Chartered Institute for Securities & Investment and has a background in financial education, having taught extensively across the global financial services sector and at business schools world-wide. Nick joined Arbuthnot Latham in 2018. He previously spent 34 years working for the and NatWest Group where he led a number of teams including the Coutts Entrepreneurs Group, Sports & Entertainment practice and the UK regional business. Nick performed the role as Head of was a Director of Coutts Finance Co. and a Trustee of the Coutts Charitable Trust. 020 7012 2505 | [email protected]

Adam Gentry Business Development Manager Adam is responsible for growing the firm’s business by developing profitable wealth management relationships with our sports and professional partners on an international scale. Prior to working at Arbuthnot Latham, Adam worked in Executive Search specialising in helping build fund management teams for Investment Managers and Hedge Funds globally. Before banking, Adam was in the world of sports as a tennis professional. 020 7012 2567 | [email protected] Lynn Baker Senior Private Banker Lynn is a Private Banker with over 20 years’ experience within the financial services industry advising international clients on their UK financial and cross border affairs. Specialist in the UK resident, non-domiciled market, fluent in Italian and Spanish and also speaks French and Greek and has advised a number of professionals operating in the professional football world and sports domain. 020 7012 2756 | [email protected]

Bhavick Patel Private Banker Bhavick Patel joined Arbuthnot Latham in 2015 as a Private Banker. He has extensive experience looking after individuals in the sports, media & entertainment industries. Bhavick holds a degree in Economics, as well as the Certificate in Mortgage Advice and Practice and the Investment Management Certificate. Bhavick enjoys watching and playing sports in his spare time. 020 7012 2732 | [email protected] Contact Information

Arbuthnot Latham & Co., Limited

Registered Office Arbuthnot House 7 Wilson Street London EC2M 2SN +44 (0)20 7012 2500 [email protected] arbuthnotlatham.co.uk

We also have offices in Bristol, Exeter, Manchester and Dubai.

This document should be considered a marketing communication for the purposes of the FCA rules. It has not been prepared in accordance with legal requirements designed to promote the independence of investment research, and it is not subject to any prohibition on dealing ahead of the dissemination of investment research. It is for information purposes only and does not constitute advice, a solicitation, recommendation or an offer to buy or sell any security or other investment or banking product or service. You should seek professional advice before making any investment decision. The value of investments and the income from them can fall and rise, and you could get back less than you invest. Past performance is not a reliable indicator of future results. Investment returns may increase or decrease as a result of currency fluctuations. The products and services described in this document are subject to status and eligibility criteria, and security may be required. Interest, fees and charges, and terms and conditions apply. Some products and services may not be available in certain locations. Your property may be repossessed if you do not keep up repayments on your mortgage. If your income is not in Sterling, movement in the exchange rate could make it difficult for you to afford your mortgage repayments. This document is not directed at, or intended for distribution to or use by any person located in the United States or any other jurisdiction where such distribution or use is prohibited. It may not be distributed to or used by any US Person. The contents of this document are based on opinions or conditions as at the date of writing and may change without notice. To the extent permitted by law or regulation, no warranty of accuracy or completeness of this information is given and no liability is accepted for its use or reliance on it. This document is confidential and may not be reproduced, further distributed, or published without prior consent from Arbuthnot Latham & Co., Limited. Registered in England and Wales No. 819519. Arbuthnot Latham & Co., Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Arbuthnot Latham & Co., Limited is on the Financial Services Register under Firm Reference Number 143336. Arbuthnot Latham & Co., Limited DIFC Branch is regulated by the Dubai Financial Services Authority.

AL244 / 6 October 2020