Rank The Banks Texas – 2017 Q4

BSP Rank The Banks utilizes ONLY reported numbers per call reports filed by the institutions with regulators. This quarter presented many one-time charges for banks primarily related to the change in tax laws impacting the companies included in this report. We anticipate more normalized earnings in future quarters Disclosure Statement

This material has been prepared by Banks Street Partners, LLC and its affiliate BSP Securities, LLC (collectively, “BSP”) from certain publicly available and third-party subscriptions. It is not investment research or a research recommendation, as it does not constitute substantive research or analysis. It is provided for informational purposes, intended for your use only, and does not constitute an invitation or offer to subscribe for or purchase any of the products or services mentioned. The information provided is not intended to provide a sufficient basis on which to make an investment decision. The information provided herein is as of the dates disclosed and do not constitute forward looking statements. The conclusions supported by this information is subject to change at any time without notice.

BSP may, from time to time, participate or invest in transactions with issuers of securities that participate in the markets referred to herein, perform services for or solicit business from such issuers, and/or have a position or effect transactions in the securities or derivatives thereof.

Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, expressed or implied is made regarding future performance. The information set forth above has been obtained from or based upon sources believed by BSP to be reliable, but BSP do not represent or warrant its accuracy or completeness and is not responsible for losses or damages arising out of errors, omissions or changes in market factors. This material does not purport to contain all of the information that an interested party may desire and, in fact, provides only a limited view of a particular market.

IRS Circular 230 Disclosure: BSP and its affiliates do not provide tax advice. Accordingly, any discussion of U.S. tax matters included herein (including any attachments) is not intended or written to be used, and cannot be used, in connection with the promotion, marketing or recommendation by anyone not affiliated with BSP of any of the matters addressed herein or for the purpose of avoiding U.S. tax-related penalties.

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2 Banks Street Partners Professionals

Seasoned professionals with more than 200 years of combined experience and more than 500 transactions in the financial services industry ATLANTA CHARLOTTE

Lee Burrows Berkeley McKeown Gary McNorrill Chief Executive Officer Associate President [email protected] [email protected] [email protected] (404) 848-8480 (404) 891-6821 (704) 228-0556

Mark Saunders Jackson Davis Andy Hitt Managing Director Analyst Managing Director [email protected] [email protected] [email protected] (404) 848-2686 (404) 491-0560 (919) 302-8350

Jeff Adams Robby Rucho Matt Kennedy Managing Director Analyst Vice President [email protected] [email protected] [email protected] (404) 924-6382 (404) 848-2665 (704) 228-0557

Will Brackett Johnny Bond Kristen Ertz Senior Vice President Analyst Project Manager & Human Resources [email protected] [email protected] [email protected] (404) 848-0890 (404) 491-0111 (704) 228-0561

Joe Maloney Nicole Mansfield Senior Vice President Business Manager [email protected] [email protected] (404) 848-2662 (404) 848-1571

Drew Taylor Alison Pickett Senior Associate Executive Assistant [email protected] [email protected] (404) 491-0112 (404) 891-6823

3 Rankings Per State

Bank Listing

Company Name - City - Parent Company - Date Established - Number of Offices - Total Employees - S Corp? - Total Assets - ROAA - ROAE Top 50 Ranking by… Total Assets

City - Total Employees- Number of Offices - Total Deposits - Deposits/Office - Assets/Office - Deposits/Employee - Assets/Employee - Total Assets Net Interest Margin

City - Total Assets - Yield on Loans - Loan Growth Rate - Cost of Funds - Deposit Growth Rate - Loans/Deposits - Yield on Investment Securities (FTE) - Net Interest Margin Noninterest Income

City - Total Assets - Net Income - Service Charge on Deposits/Avg Assets - Gain on Sale of Loans/Avg. Assets - Net Servicing Fees/Avg Assets - Net Gains on OREO/Avg. Assets - Total Noninterest Income - Noninterest Income/Avg Assets Total Overhead

City - Total Assets - Efficiency Ratio (FTE) - Total Employees - Number of Offices - Personnel Expense/Avg. Assets - Occupancy Expense/Avg. Assets - Other Expense/Avg. Assets - Total Overhead/Avg Assets

Asset Quality

City - Total Assets - Gross Loans - LLR/Gross Loans - Adj Loans 30-89PD/Gross Loans - Adj 90+ PD/Gross Loans - Adj NPLs + Adj OREO/Gross Loans - NCO/Avg Loans - Asset Quality Composite

ROAE

City - Total Assets - LTM Net Income - Total Employees - LTM Net Income/Employee – 2016Q4 LTM Net Income - 2015Q4 LTM Net Income - ROAA - ROAE

Overall

City - Total Assets - Net Interest Margin Rank - Noninterest Income Rank - Total Overhead Rank - Asset Quality Rank - ROAE Rank - Overall Rank

4 Excluded Banks & Calculation Notes

Excluded Banks:

Excluded banks are usually special-purpose banks (such as trust banks), subsidiaries of foreign companies, or companies for which necessary data is not available as of this report

Bank of Austin First Financial Trust & Asset Management Company, NA Legacy Trust Company, NA Royal United Savings & Loan Assoc. Wells Fargo Bank South Central, NA

Calculation Notes:

All data in this report is bank-level and is as of or for the 12 months ending December 31, 2017 (unless noted otherwise)

For banks that elect subchapter S status, return on average assets and return on average equity are adjusted to reflect the impact of a 35% corporate tax rate on net income

Asset quality index is the sum of: (Adjusted Loans 30-89 PD/Loans) + (Adjusted Loans 90 PD/Loans )+ (Adjusted NPLs/Loans) + (Adjusted OREO/Loans) + (Net Chargeoffs/Avg Loans). Adjustments are made to exclude loans for which repayment of principal is wholly or partially guaranteed by the US government

Overall ranking is based on an unweighted average of Net Interest Margin rank, Noninterest Income rank, Total Overhead rank, Asset Quality rank and ROAE rank

As usual, this quarter’s BSP Rank The Banks utilizes ONLY reported numbers per call reports filed by the institutions with regulators. This quarter presented many one-time charges for banks primarily related to the change in tax laws impacting the companies included in this report. We anticipate more normalized earnings in future quarters 5 Texas – Bank Listing

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) AccessBank Texas Denton Access Bancorp, Inc. 10/22/2007 4 56 No 351,336 0.37 3.63 Affiliated Bank Arlington BancAffiliated, Inc. 1/1/1959 4 189 No 620,537 1.09 10.47 AimBank Littlefield AIM Bancshares, Inc. 9/19/1925 18 222 Yes 1,088,263 0.88 9.32 Allegiance Bank Houston Allegiance Bancshares, Inc. 10/15/2007 16 375 No 2,860,789 0.68 6.34 Alliance Bank Sulphur Springs Alliance Bancshares, Inc. 6/13/1927 12 187 Yes 749,962 0.74 8.07 Alliance Bank Central Texas Waco ABCT Holdings, Inc. 3/16/1939 4 54 No 261,878 0.58 6.63 Amarillo National Bank Amarillo Amarillo National Bancorp, Inc. 1/1/1892 20 658 Yes 3,973,612 1.26 10.09 American Bank of Commerce Wolfforth Americo Bancshares, Inc. 9/11/1962 15 166 No 901,378 0.46 5.40 American Bank, National Association Waco American National Bancshares, Inc. 1/1/1952 3 85 Yes 433,807 0.78 8.16 American Bank, National Association Dallas ABNA Holdings, Inc. 4/30/1974 1 21 No 54,425 0.58 6.26 American Bank, National Association Corpus Christi American Bank Holding Corporation 8/24/1970 12 260 Yes 1,385,368 0.57 6.35 American First National Bank Houston AFNB Holdings, Inc. 5/18/1998 17 214 No 1,484,749 1.05 9.16 American Momentum Bank College Station Adam Bank Group, Inc. 10/25/2006 15 160 No 1,057,335 0.62 3.23 American National Bank & Trust Wichita Falls AmeriBancShares, Inc. 11/29/1976 9 166 No 639,231 1.00 8.39 American National Bank of Mount Pleasant Mount Pleasant Northeast Texas Bancshares, Inc. 8/29/1979 1 26 Yes 93,242 1.06 8.33 American National Bank of Texas Terrell ANB Corporation 11/22/1875 27 537 No 2,883,123 0.89 9.58 American State Bank Arp Steele Holdings, Inc. 8/1/1911 5 59 Yes 280,557 0.40 3.39 Amistad Bank Del Rio Eden Financial Corporation 4/25/1986 1 11 No 28,455 0.96 6.76 Anahuac National Bank Anahuac Anahuac Bancshares, Inc. 12/20/1976 3 31 Yes 117,652 0.94 8.27 Angelina Savings Bank, SSB Lufkin 1/1/1978 1 21 No 64,455 0.56 6.43 Arrowhead Bank Llano Arrowhead Company 3/16/1923 5 40 Yes 177,819 0.59 6.42 Atascosa Bank Pleasanton 9/7/1982 1 12 No 89,286 0.57 7.03 Austin Bank, Texas National Association Jacksonville Austin BanCorp, Inc. 10/1/1900 33 456 No 1,692,382 1.16 8.75 Austin Capital Bank SSB Austin 1/9/2006 1 17 No 116,993 0.98 9.42 Austin County State Bank Bellville Austin County Bancshares, Inc. 6/26/2007 1 26 Yes 151,868 0.93 9.75 Ballinger National Bank Ballinger 4/1/1997 1 14 Yes 42,224 0.59 5.99 Bandera Bank Bandera Bandera Bancshares, Inc. 4/25/1986 1 14 Yes 68,890 0.72 6.98 Bank and Trust of Bryan/College Station Bryan TB&T Bancshares, Inc. 5/23/2006 5 83 No 545,614 1.47 14.68 Bank and Trust, SSB Del Rio Westex Bancorp, Inc. 1/1/1910 7 122 Yes 423,033 0.75 7.88 Bank of Brenham, National Association Brenham Industry Bancshares, Inc. 8/7/2001 1 24 No 352,486 1.28 11.70 Bank of Commerce Amarillo 8/17/1984 2 10 Yes 45,893 1.17 10.17 Bank of DeSoto, National Association Desoto D Bancorp, Inc. 1/27/1986 1 40 Yes 190,806 1.21 12.05 Bank of River Oaks Houston 11/4/2005 3 43 No 454,391 0.58 5.50 Bank of San Antonio San Antonio Southwest Bancshares, Inc. 6/22/2007 5 119 No 716,007 0.90 9.82 Bank of San Jacinto County Coldspring Banc of San Jacinto County Bancshares, Inc. 11/9/1963 1 15 Yes 42,098 0.46 3.33 Bank of South Texas Pharr 7/8/1986 6 47 No 129,489 0.76 7.29 Bank of Texas Midland Tall City Bancshares, Inc. 8/4/1962 3 19 Yes 349,955 1.28 10.86 Bank of the West Grapevine Greater Southwest Bancshares, Inc. 4/1/1986 11 103 Yes 480,644 0.78 8.35 Beal Bank, SSB Plano Beal Financial Corporation 3/10/1988 19 251 Yes 1,889,185 3.34 11.17 Benchmark Bank Plano Quinlan Bancshares, Inc. 8/29/1964 7 133 Yes 545,990 1.13 11.73 Big Bend Banks, N.A. Marfa Big Bend Bancshares Corporation 5/3/1907 2 27 Yes 134,352 0.79 5.86 Brady National Bank Brady Texas Country Bancshares, Inc. 7/10/1905 1 24 Yes 118,502 0.55 6.33 Brazos National Bank Richwood Gulfport Bancshares of Delaware, Inc. 8/2/1982 1 40 No 27,923 2.35 9.06 Brenham National Bank Brenham Brenham Bancshares, Inc. 4/22/1933 3 57 Yes 316,375 0.75 7.54 Bridge City State Bank Bridge City AmTex Bancshares, Inc. 1/1/1959 2 34 No 224,836 0.80 9.41

Source: S&P Global Market Intelligence 6 Texas – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) Broadway National Bank San Antonio Broadway Bancshares, Inc. 2/3/1941 41 626 Yes 3,619,030 0.80 7.72 Brush Country Bank Freer 7/12/1958 1 10 Yes 41,918 0.18 1.64 BTH Bank, National Association Quitman BT Holdings, Inc. 1/1/1890 12 110 No 1,683,566 0.96 9.07 Buckholts State Bank Buckholts 4/20/1907 3 15 Yes 75,224 1.25 7.74 Burton State Bank Burton Burton Bancshares, Inc. 5/18/1906 1 9 Yes 60,399 0.47 3.65 Business Bank of Texas, N.A. Austin 8/6/2007 1 14 Yes 110,541 0.80 7.77 Cadence Bank, N.A. Houston Cadence Bancorp, LLC 5/1/1887 66 1,164 No 10,932,664 1.13 8.02 Capital Bank Houston Capital Bancorp, Inc. 4/10/1965 9 87 No 402,504 0.95 10.62 Capital Bank of Texas Carrizo Springs 5/9/2003 2 17 No 66,625 0.89 6.69 Carmine State Bank Carmine 9/3/1907 1 12 No 74,926 0.80 6.21 Castroville State Bank Castroville 4/2/1959 2 24 No 149,706 0.98 10.65 Cendera Bank, National Association Bells Cendera Financial Holdings, Inc. 12/24/1904 3 21 Yes 92,746 0.67 6.65 Centennial Bank Lubbock Commerce BancShares, Inc. 6/7/1934 13 146 Yes 744,453 0.84 7.94 Central Bank Houston Central Bancshares, Inc. 5/31/1956 4 103 Yes 664,205 0.84 9.11 Central National Bank Waco CentraBanc Corporation 1/10/1977 4 94 Yes 862,872 1.19 13.98 Chappell Hill Bank Chappell Hill 9/2/1907 1 8 No 26,147 0.64 6.12 Charter Bank Corpus Christi Charter Bancshares, Inc. 12/15/1962 4 55 Yes 256,645 2.10 18.45 Chasewood Bank Houston 2/14/1983 2 26 No 106,178 0.04 0.53 Ciera Bank Graham First Graham Bancorp, Inc. 9/19/1890 8 115 Yes 546,879 1.32 10.03 Citizens 1st Bank Tyler 4/6/1920 4 61 Yes 739,406 1.24 5.91 Citizens Bank Kilgore East Texas Financial Corporation 7/24/1949 11 95 No 381,786 0.43 3.64 Citizens Bank Amarillo Triple J Financial, Inc. 2/4/1904 4 24 Yes 156,839 1.24 12.35 Citizens Bank, National Association Abilene Big Country Bancshares, Inc. 1/1/1923 2 24 Yes 107,355 1.27 9.65 Citizens National Bank Henderson Henderson Citizens Bancshares, Inc. 3/26/1930 32 387 No 1,730,130 0.87 8.75 Citizens National Bank Cameron Central Texas Financial Corp. 7/6/1900 11 82 Yes 402,486 0.65 5.93 Citizens National Bank Crockett Citizens Bancorp, Inc. 9/7/1982 1 17 Yes 92,558 0.29 2.79 Citizens National Bank at Brownwood Brownwood Brownwood Bancshares, Inc. 9/28/1934 2 44 Yes 209,952 1.11 8.83 Citizens National Bank of Crosbyton Crosbyton Citizens Bancshares, Inc. 1/16/1907 1 9 Yes 46,847 0.71 4.15 Citizens National Bank of Hillsboro Hillsboro Hillsboro Bancshares, Inc. 4/1/1893 2 27 Yes 195,091 0.72 5.93 Citizens National Bank of Texas Waxahachie First Citizens Bancshares, Inc. 7/1/1868 12 192 Yes 937,446 1.25 12.62 Citizens State Bank Buffalo Industry Bancshares, Inc. 1/1/1925 9 109 No 915,427 2.08 18.13 Citizens State Bank Somerville C.S.B. Bancshares, Inc. 6/1/1925 6 117 No 526,422 1.05 9.68 Citizens State Bank Miles CSB Financial Corporation, Inc. 8/2/1937 2 19 Yes 126,561 1.63 16.48 Citizens State Bank Ganado Ganado Bancshares, Inc. 1/1/1908 2 16 No 56,690 (0.27) (3.53) Citizens State Bank Anton Anton Bancshares, Inc. 6/7/1947 1 8 No 35,519 0.17 1.99 Citizens State Bank Sealy 5/20/1907 1 35 No 272,144 1.19 11.58 Citizens State Bank Waco Ram Security Holdings, Ltd. 7/30/1919 7 54 No 152,688 (1.11) (12.98) Citizens State Bank Roma 5/15/1978 3 33 No 82,566 1.01 10.13 Citizens State Bank Tyler Kidd Partners, Ltd. 11/13/1967 7 76 No 311,412 1.45 11.87 Citizens State Bank Corrigan Citizens State Financial Corporation 4/25/1919 2 32 Yes 127,187 1.08 10.21 Citizens State Bank of Luling Luling Spector Holdings Limited Partnership 11/12/1913 2 17 No 67,856 0.75 5.53 City Bank Lubbock South Plains Financial, Inc. 8/2/1941 21 612 Yes 2,569,402 0.71 7.24 City National Bank Corsicana City Bancshares, Inc. 2/28/1983 1 15 Yes 47,701 1.11 9.80 City National Bank of Colorado City Colorado City City National Bancshares, Inc. 4/4/1900 1 23 Yes 122,799 1.09 11.29 City National Bank of San Saba San Saba CNB National Financial Corporation 3/1/1883 1 12 Yes 60,952 0.33 2.37

Source: S&P Global Market Intelligence 7 Texas – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) City National Bank of Sulphur Springs Sulphur Springs Sulphur Springs Bancshares, Inc. 1/1/1889 12 191 Yes 679,941 1.14 9.98 City National Bank of Taylor Taylor CNB Financial Corporation, Inc. 1/2/1900 1 41 Yes 196,021 0.66 6.27 Classic Bank, National Association Cameron Cameron Financial Corporation 8/22/1889 6 82 Yes 350,369 0.70 7.68 Coleman County State Bank Coleman Coleman Bancshares, Inc. 1/1/1915 4 32 Yes 104,876 0.73 7.15 Colonial Savings, F.A. Fort Worth First Western Mortgage Corporation 1/1/1962 9 709 Yes 969,487 0.73 3.40 Columbus State Bank Columbus Central Texas Bankshare Holdings, Inc. 8/19/1919 2 13 No 138,738 0.77 7.36 Comanche National Bank Comanche Comanche National Corporation 3/17/1890 8 85 No 358,212 0.90 7.44 Comerica Bank Dallas Comerica Incorporated 8/17/1849 437 7,275 No 71,609,090 1.10 10.41 Commerce Bank Laredo International Bancshares Corporation 3/31/1982 5 50 No 535,317 1.50 10.25 Commerce Bank Texas Stockdale Commerce Financial Corporation 2/1/1932 2 9 No 52,119 0.86 5.05 Commercial Bank Mason Commercial Company, Inc. 1/1/1901 1 9 No 47,108 1.24 14.85 Commercial Bank of Texas, N.A. Nacogdoches Nacogdoches Commercial Bancshares, Inc. 10/14/1901 19 193 No 671,708 0.77 7.88 Commercial National Bank of Brady Brady Commercial National Corporation 1/1/1894 2 34 Yes 178,049 1.09 10.10 Commercial National Bank of Texarkana Texarkana Commercial Bancshares, Inc. 2/5/1964 6 64 Yes 203,299 0.90 11.37 Commercial State Bank Andrews Andrews Holding Company 11/2/1956 7 128 Yes 587,106 1.41 12.04 Commercial State Bank Palmer Palmer Bancshares, Inc. 3/1/1930 3 21 Yes 78,698 0.76 9.27 Community Bank Longview East Texas Bancorp, Inc. 10/15/1984 6 38 Yes 218,761 1.42 14.67 Community Bank Bridgeport Community Bancshares, Inc. 6/6/2007 1 22 No 75,462 0.54 5.90 Community Bank & Trust Waco Community Company 5/14/1952 4 107 No 435,292 0.86 6.18 Community Bank of Snyder Snyder 3/13/1905 1 26 No 118,239 0.58 5.68 Community National Bank Midland Midland Bancshares, Inc. 1/3/1984 10 195 No 1,211,107 1.17 10.84 Community National Bank Hondo Medina Community Bancshares, Inc. 4/20/1981 4 45 Yes 201,605 0.78 7.03 Community National Bank & Trust of Texas Corsicana Community Bank Holdings of Texas, Inc. 5/2/1960 14 175 No 720,721 1.16 10.69 CommunityBank of Texas, N.A. Beaumont CBTX, Inc. 3/6/1926 33 462 No 3,079,399 0.96 7.13 Cowboy Bank of Texas Maypearl Maypearl Bancshares, Inc. 1/1/1930 1 16 Yes 82,850 1.39 14.96 Crockett National Bank San Antonio Crockett County National Bancshares, Inc. 6/20/1983 5 418 Yes 662,566 1.52 13.85 Crowell State Bank Crowell Crowell Bancshares, Inc. 12/28/1931 1 10 Yes 39,623 1.23 12.54 Cypress Bank, SSB Pittsburg Cypress Bancshares, Inc. 1/1/1977 4 60 No 189,270 0.63 6.06 Dalhart Federal Savings & Loan Association, SSB Dalhart Dalhart Federal Mutual Holding Company 9/18/1934 2 30 No 112,811 0.43 3.83 Dallas Capital Bank, National Association Dallas Park Cities Financial Group, Inc. 6/26/1972 1 59 No 792,489 1.17 10.95 Dilley State Bank Dilley 2/2/1907 1 21 No 124,816 0.66 4.00 Donley County State Bank Clarendon Donley County Bancshares, Inc. 11/9/1906 1 10 Yes 43,517 0.19 0.99 Dublin National Bank Dublin 2/10/1893 1 11 No 29,460 0.38 3.09 Elsa State Bank and Trust Company Elsa 3/12/1945 6 96 Yes 191,201 0.79 7.92 Enloe State Bank Cooper Entex Bancshares, Inc. 6/5/1928 1 7 No 35,154 1.24 12.52 Ennis State Bank Ennis Ennis Bancshares, Inc. 4/18/1933 4 58 Yes 223,301 0.91 9.59 Extraco Banks, National Association Temple Extraco Corporation 9/20/1933 17 358 Yes 1,405,954 0.59 5.86 Falcon International Bank Laredo Falcon Bancshares Incorporated 12/10/1986 17 336 No 1,119,377 1.11 10.01 Falls City National Bank Falls City 5/6/1907 3 28 No 368,405 1.80 18.56 Fannin Bank Bonham Fannin Bancorp, Inc. 11/1/1921 2 31 Yes 95,772 0.72 8.54 Farmers and Merchants Bank De Leon F & M Bancshares, Inc. 1/1/1905 5 30 Yes 81,513 (0.01) (0.14) Farmers State Bank Groesbeck Groesbeck Bancshares, Inc. 1/20/1913 6 38 Yes 133,739 0.78 8.03 Farmers State Bank Center Farmers Bancshares, Inc. 1/1/1904 6 79 Yes 325,712 0.73 5.75 Farmers State Bank of Newcastle Newcastle Newcastle Bancshares, Inc. 1/2/1909 1 8 No 43,459 1.19 12.39 Fayette Savings Bank, SSB La Grange Fayette Bancshares, Inc. 10/2/1978 3 24 Yes 145,413 0.84 9.46

Source: S&P Global Market Intelligence 8 Texas – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) Fayetteville Bank Fayetteville Industry Bancshares, Inc. 2/16/1917 3 33 No 490,835 2.29 22.68 Fidelity Bank Wichita Falls FB Bancshares, Inc. 9/9/2003 7 79 No 514,398 1.41 13.24 Fidelity Bank of Texas Waco Fidelity Bancshares, Inc. 1/1/1973 2 28 No 98,222 0.84 5.73 First Bank Burkburnett First Burkburnett Bancshares, Inc. 1/1/1907 7 159 Yes 388,772 1.67 16.14 First Bank & Trust Lubbock First Bank Lubbock Bancshares, Inc. 1/1/1934 9 230 Yes 929,582 1.59 15.47 First Bank & Trust Seymour Baylor Bancshares, Inc. 3/5/1890 8 42 No 171,091 0.29 2.25 First Bank and Trust of Childress Childress Childress Bancshares, Inc. 1/1/1909 3 21 Yes 108,532 0.48 5.41 First Bank and Trust of Memphis Memphis Falcon Bancorporation Inc. 3/1/1898 1 10 Yes 62,812 1.06 8.84 First Bank of Celeste Celeste Metroplex North Bancshares, Inc. 5/1/1900 1 12 Yes 48,476 0.55 6.36 First Bank of Muleshoe Muleshoe Muleshoe Bancshares, Inc. 8/1/1955 3 28 No 99,281 0.52 3.77 First Capital Bank Quanah Quanah Financial Corporation 6/9/1907 2 22 No 61,677 0.54 6.02 First Command Bank Fort Worth First Command Financial Services, Inc. 4/21/1997 1 84 Yes 750,113 1.27 16.48 First Commercial Bank, National Association Seguin First Commercial Financial Corp. 7/1/1983 7 76 Yes 323,304 0.66 6.20 First Community Bank San Benito First San Benito Bancshares Corporation 10/3/1979 9 118 No 400,613 1.01 11.78 First Community Bank Corpus Christi Coastal Bend Bancshares, Inc. 2/7/1983 12 160 Yes 445,395 0.92 8.54 First Federal Bank Littlefield, Texas Littlefield 6/1/1946 1 14 No 54,586 0.87 5.02 First Federal Community Bank, SSB Paris 5/1/1922 4 84 No 401,467 0.38 3.33 First Financial Bank, National Association Abilene First Financial Bankshares, Inc. 1/1/1890 78 1,144 No 7,228,760 1.67 14.75 First Liberty National Bank Liberty First Liberty National Bancshares, Inc. 6/13/1913 4 76 Yes 316,402 0.77 6.23 First National Bank Spearman Spearman Bancshares, Inc. 4/24/1985 3 46 Yes 233,931 1.03 8.46 First National Bank Wichita Falls Wichita Falls Bancshares, Inc. 1/29/1986 5 115 Yes 458,892 0.81 8.00 First National Bank Rotan Rotan Bancshares, Inc. 1/1/1907 1 16 Yes 72,651 (0.28) (2.64) First National Bank Baird Baird First Baird Bancshares, Inc. 1/12/1885 10 122 No 411,508 0.09 1.10 First National Bank in Cooper Cooper Cooper Lake Financial Corporation 1/15/1891 1 10 No 46,263 0.79 6.12 First National Bank in Falfurrias Falfurrias 1/1/1920 1 22 Yes 78,351 0.14 1.27 First National Bank in Port Lavaca Port Lavaca Bauer Investments, Ltd. 11/13/1957 4 47 No 301,334 0.92 8.40 First National Bank of Albany Albany Albany Bancshares, Inc. 1/1/1883 7 75 Yes 528,435 1.14 9.18 First National Bank of Alvin Alvin Coastal Bancshares, Inc. 8/1/1960 2 21 Yes 137,915 0.75 5.80 First National Bank of Anderson Anderson First Anderson Bancshares, Inc. 6/27/1904 2 42 No 183,405 0.77 7.20 First National Bank of Anson Anson Anson Bancshares, Inc. 1/11/1902 1 14 Yes 65,552 0.87 10.22 First National Bank of Aspermont Aspermont 4/23/1901 1 8 Yes 68,643 0.77 4.49 First National Bank of Ballinger Ballinger Texas Country Bancshares, Inc. 6/29/1886 3 41 Yes 161,328 0.79 7.50 First National Bank of Bastrop Bastrop Bastrop Bancshares, Inc. 8/15/1889 7 118 Yes 559,128 1.19 11.43 First National Bank of Beeville Beeville First Beeville Financial Corporation 3/1/1890 3 56 No 386,714 1.17 12.58 First National Bank of Bellville Bellville Industry Bancshares, Inc. 7/1/1890 3 50 No 680,688 2.11 15.59 First National Bank of Bosque County Valley Mills Valley Mills Financial Corporation 1/1/1896 4 31 Yes 126,394 0.72 7.16 First National Bank of Burleson Burleson Citadel Bancorp, Inc. 4/20/1981 2 31 Yes 198,966 0.80 9.50 First National Bank of Central Texas Waco FCT Bancshares, Inc. 8/12/1901 5 91 Yes 828,650 1.31 14.44 First National Bank of Dublin Dublin Dublin Bancshares, Inc. 5/7/1985 3 33 Yes 88,371 1.02 10.04 First National Bank of Eagle Lake Eagle Lake Eagle Lake Bancshares, Inc. 12/30/1904 3 32 Yes 106,101 0.71 6.05 First National Bank of Eldorado Eldorado First Eldorado Bancshares, Inc. 1/1/1907 1 14 Yes 59,251 1.33 9.65 First National Bank of Evant Evant 10/8/1912 3 23 Yes 91,244 0.96 11.31 First National Bank of Floydada Floydada Floyd County Bancshares, Inc. 1/1/1890 1 12 Yes 110,430 1.13 10.35 First National Bank of Fort Stockton Fort Stockton FNB Holding Company 10/1/1958 2 30 Yes 119,565 0.64 6.41 First National Bank of Giddings Giddings Giddings Bancshares, Inc. 9/1/1890 2 35 No 198,198 0.61 5.47

Source: S&P Global Market Intelligence 9 Texas – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) First National Bank of Gilmer Gilmer First Gilmer Bankshares, Inc. 4/13/1900 10 108 Yes 353,288 0.80 6.03 First National Bank of Granbury Granbury First Granbury Bancorporation 1/1/1887 8 149 No 594,627 0.90 8.46 First National Bank of Hebbronville Hebbronville Hebbronville Regional Bancshares, Inc. 1/1/1913 1 20 Yes 103,821 0.92 6.31 First National Bank of Hereford Hereford La Plata Bancshares, Inc. 12/6/1999 3 31 Yes 172,379 (0.44) (4.80) First National Bank of Hughes Springs Hughes Springs Chalybeate Springs Corporation 6/3/1903 17 113 Yes 272,521 0.93 7.33 First National Bank of Huntsville Huntsville First National Bancshares of Huntsville, Inc. 1/14/1890 6 99 No 473,194 0.86 7.24 First National Bank of Jasper Jasper East Texas Bancshares, Inc. 2/6/1960 3 54 No 251,601 0.58 4.79 First National Bank of Kemp Kemp FNBK Holdings, Inc. 8/3/1901 2 25 Yes 81,867 0.28 2.30 First National Bank of Lake Jackson Lake Jackson Austin Colony, Inc. 9/26/1963 2 33 Yes 271,143 0.72 7.20 First National Bank of Lipan Lipan 1/1/1907 1 5 No 21,001 0.14 1.64 First National Bank of Livingston Livingston FNB Company 3/17/1902 3 93 Yes 382,438 0.81 5.83 First National Bank of McGregor McGregor McGregor Bancshares, Inc. 1/1/1889 3 57 No 321,112 1.08 12.65 First National Bank of Mertzon Mertzon 1/1/1910 3 33 No 380,137 0.65 8.97 First National Bank of Moody Moody Reynolds, Teague, Thurman Financial Corp. 1/1/1893 1 11 Yes 50,375 0.77 4.04 First National Bank of Mount Vernon Mount Vernon Mount Vernon Bankshares, Inc. 5/1/1900 3 37 Yes 208,931 0.85 8.20 First National Bank of Paducah Paducah First Paducah Bancshares of Texas, Inc. 1/1/1909 2 18 Yes 47,532 (0.14) (1.60) First National Bank of Quitaque Quitaque Quitaque National Corporation 8/20/1920 1 11 No 53,953 0.86 5.49 First National Bank of Shiner Shiner Industry Bancshares, Inc. 1/1/1891 5 58 No 694,479 2.03 19.75 First National Bank of Sonora Sonora First Sonora Bancshares, Inc. 8/15/1900 5 94 Yes 430,910 0.42 4.21 First National Bank of South Padre Island South Padre Island Laguna Madre Bancshares, Inc. 12/24/1983 2 12 Yes 56,194 0.72 6.94 First National Bank of Stanton Stanton 1/1/1906 2 19 No 182,126 0.86 8.59 First National Bank of Sterling City Sterling City Sterling City Bancshares, Inc. 8/2/1910 3 22 Yes 172,726 0.45 6.30 First National Bank of Tahoka Tahoka Tahoka First Bancorp, Inc. 1/1/1907 1 11 Yes 57,349 0.66 6.25 First National Bank of Tom Bean Tom Bean 9/22/1906 4 39 Yes 99,074 (0.29) (3.47) First National Bank of Trenton Trenton Captex Bancshares, Inc. 1/1/1901 5 56 No 204,694 (0.27) (2.94) First National Bank of Trinity Trinity 9/11/1911 2 17 Yes 59,434 0.61 6.83 First National Bank of Weatherford Weatherford First Baird Bancshares, Inc. 5/15/1880 3 52 No 240,486 0.55 6.35 First National Bank of Winnsboro Winnsboro Etex Banco, Inc. 1/1/1893 3 31 No 138,372 0.85 4.72 First National Bank of Woodsboro Woodsboro 1/1/1912 2 15 Yes 59,081 (0.05) (0.53) First National Bank Texas Killeen First Community Bancshares, Inc. 2/27/1901 304 2,723 Yes 1,689,129 0.96 11.19 First Security State Bank Cranfills Gap Bosque Bancshares, Inc. 7/19/1910 4 29 Yes 115,652 0.65 9.13 First State Bank Hemphill 9/9/1944 1 12 No 64,271 0.21 1.44 First State Bank Graham Woodson Bancshares, Inc. 5/26/1983 5 33 Yes 153,768 0.98 10.37 First State Bank Athens Athens, Tx, Bancshares, Inc. 5/1/1935 7 99 No 479,863 0.99 9.48 First State Bank Abernathy Turner Bancshares, Inc. 12/6/1909 1 10 Yes 42,822 0.67 6.02 First State Bank Spearman First State Bankshares, Inc. 1/1/1917 1 23 Yes 129,155 0.49 6.41 First State Bank Stratford Stratford Bancshares, Inc. 4/26/1948 3 42 Yes 235,778 1.00 9.31 First State Bank Gainesville Red River Bancorp, Inc. 8/16/1905 12 243 Yes 1,094,588 0.83 9.23 First State Bank Abilene BSA Bankshares, Inc. 6/3/1903 2 10 No 38,969 0.53 6.07 First State Bank Mesquite ANB Corporation 11/1/1962 1 32 No 172,900 0.60 6.30 First State Bank Shallowater South Texas Bancshares, Inc. 10/8/1960 2 24 Yes 117,311 1.39 9.80 First State Bank Yoakum First State Bancshares of Yoakum, Inc. 1/1/1931 3 44 Yes 196,203 1.04 9.41 First State Bank Junction Kimble County Bancshares, Inc. 11/8/1947 1 12 Yes 49,114 0.69 7.59 First State Bank Rice Rice Bancshares, Inc. 2/27/1928 4 40 No 143,811 0.37 2.85 First State Bank Chico Chico Bancorp, Inc. 1/1/1896 4 43 Yes 180,212 0.06 0.53

Source: S&P Global Market Intelligence 10 Texas – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) First State Bank Clute FSB Bancshares, Inc. 10/16/1958 3 43 Yes 187,318 0.83 9.78 First State Bank Columbus Columbus Bancorp, Inc. 3/1/1913 1 19 Yes 140,986 0.30 2.35 First State Bank Louise Louise Bancshares, Inc. 5/7/1956 10 110 Yes 406,896 1.27 13.99 First State Bank and Trust Company Carthage Carthage State Bancshares, Inc. 2/27/1902 1 62 No 460,675 1.11 6.64 First State Bank of Bedias Bedias Bedias Financial Corp. 8/28/1907 2 21 Yes 160,582 1.20 8.30 First State Bank of Ben Wheeler, Texas Ben Wheeler 2/17/1911 4 34 Yes 147,266 1.03 8.12 First State Bank of Brownsboro Brownsboro Brownsboro Bancshares, Inc. 2/17/1917 3 24 Yes 102,783 0.61 6.25 First State Bank of Burnet Burnet 10/24/1908 3 45 Yes 245,791 0.83 7.00 First State Bank of Livingston Livingston East Texas Bancshares, Inc. 10/5/1910 5 91 No 328,004 0.86 5.33 First State Bank of Mobeetie Mobeetie 1/1/1906 2 12 No 77,872 0.81 7.10 First State Bank of Odem Odem Odem Bancshares, Inc. 11/12/1945 4 36 No 143,202 0.95 8.37 First State Bank of Paint Rock Paint Rock Paint Rock Bancshares, Inc. 4/1/1910 2 14 Yes 102,630 0.96 8.46 First State Bank of San Diego San Diego San Diego Bancshares, Inc. 8/9/1954 1 18 Yes 62,478 0.63 6.73 First State Bank of Texas Three Rivers County Bancshares, Inc. 8/12/1914 3 34 Yes 155,952 (0.07) (0.43) First State Bank of Uvalde Uvalde Briscoe Ranch, Inc. 7/1/1907 8 126 No 1,553,420 1.10 14.23 First Texas Bank Georgetown First Texas Bancorp, Inc. 1/1/1898 8 113 No 630,765 0.69 8.20 First Texas Bank Killeen First Texas Bancorp, Inc. 1/1/1963 6 73 No 284,744 0.23 2.13 First Texas Bank Lampasas First Texas Bancorp, Inc. 10/2/1884 2 33 No 130,289 0.54 4.78 First United Bank Dimmitt Plains Bancorp, Inc. 3/7/1907 16 220 Yes 1,273,169 0.98 9.57 FirstBank Southwest Amarillo FirstPerryton Bancorp, Inc. 1/1/1907 9 185 Yes 962,350 0.48 5.10 FirstCapital Bank of Texas, N.A. Midland First Bancshares of Texas, Inc. 11/17/1998 10 206 No 1,109,634 0.82 8.23 First-Lockhart National Bank Lockhart Lockhart Bankshares, Inc. 4/15/1889 4 53 Yes 255,862 0.78 8.66 Fort Davis State Bank Fort Davis Fort Davis Bancshares, Inc. 10/16/1911 3 36 Yes 83,342 0.43 4.58 Fort Hood National Bank Fort Hood First Community Bancshares, Inc. 10/17/1966 9 66 Yes 267,006 0.55 6.41 Frontier Bank of Texas Elgin Frontier Community Bancshares, Inc. 6/11/2007 3 37 No 220,807 0.99 6.15 Frost Bank San Antonio Cullen/Frost Bankers, Inc. 2/20/1899 145 4,270 No 31,797,038 1.22 11.97 Gilmer National Bank Gilmer Gilmer National Bancshares, Inc. 5/1/1901 1 42 No 223,206 1.02 7.55 Gladewater National Bank Gladewater East Texas Financial Corporation 5/7/1982 2 9 No 38,291 (0.48) (2.61) Golden Bank, National Association Houston 2/22/1985 7 113 No 806,194 1.13 8.65 Graham Savings and Loan, SSB Graham Graham Savings Financial Corp. 11/27/1934 3 31 Yes 119,141 0.64 5.21 Grand Bank of Texas Dallas Casey Bancorp, Inc. 6/13/1975 5 67 Yes 307,661 0.83 10.14 Grandview Bank Grandview D2 Alliances, LLC 8/7/1890 3 32 No 194,997 0.77 8.46 Granger National Bank Granger Granger Bancshares, Inc. 3/8/1920 1 8 No 33,151 0.73 4.38 Grapeland State Bank Grapeland 8/1/1911 2 9 No 33,984 0.68 5.64 Greater State Bank McAllen Greater State Bancshares Corp. 1/1/1974 4 31 No 74,726 0.18 1.83 Green Bank, National Association Houston Green Bancorp, Inc. 2/17/1999 24 368 No 4,243,005 1.11 9.87 Gruver State Bank Gruver GSB Bancshares, Inc. 9/7/1946 1 13 Yes 73,362 0.43 4.08 Guadalupe National Bank Kerrville Relationship Financial Corporation 3/17/2008 3 33 Yes 145,939 0.64 6.78 Guaranty Bank & Trust, N.A. Mount Pleasant Guaranty Bancshares, Inc. 1/17/1913 29 407 No 1,962,761 0.88 8.56 Happy State Bank Happy Happy Bancshares, Inc. 1/1/1908 34 680 No 3,410,912 0.92 7.18 Haskell National Bank Haskell Haskell Bancshares, Inc. 11/25/1890 2 27 Yes 71,345 0.44 3.79 Henderson Federal Savings Bank Henderson 1/11/1929 1 25 No 108,740 0.46 2.36 Heritage Bank Pearland Heritage Bancorp, Inc. 9/16/1985 5 62 No 253,113 1.12 9.86 Herring Bank Amarillo Herring Bancorp, Inc. 1/1/1899 13 169 Yes 427,236 0.46 4.37 Hill Bank & Trust Co. Weimar Hill Bancshare Holdings, Inc. 1/1/1873 1 15 No 140,641 0.95 5.84

Source: S&P Global Market Intelligence 11 Texas – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) HomeBank Texas Seagoville MTA Bancshares Inc. 4/7/1952 3 37 Yes 172,806 0.98 10.09 HomeTown Bank, N.A. Galveston 6/23/1966 7 104 No 586,325 1.07 10.22 Hondo National Bank Hondo Texas Heritage Bancshares, Inc. 2/1/1936 4 52 Yes 254,214 0.88 9.34 Horizon Bank, SSB Austin Frontier Bancshares, Inc. 1/1/1905 6 140 No 886,599 1.42 16.95 Huntington State Bank Huntington Huntington Bancshares, Inc. 1/23/1961 6 73 No 226,114 0.46 4.15 Icon Bank of Texas, National Association Houston Icon Capital Corporation 2/15/2007 8 127 No 815,462 0.94 10.13 Incommons Bank, N.A. Mexia Bi-Stone Bancshares, Inc. 2/1/1882 6 56 No 165,180 0.72 7.77 Independent Bank McKinney Independent Bank Group, Inc. 1/1/1913 70 901 No 8,674,691 1.21 8.15 Industry State Bank Industry Industry Bancshares, Inc. 6/1/1911 4 93 No 770,684 2.46 21.46 Integrity Bank, SSB Houston Integrity Bancshares, Inc. 11/21/2007 4 82 No 759,317 1.07 10.40 Inter National Bank McAllen 1/24/1985 20 397 No 1,366,019 0.41 2.82 International Bank of Commerce Brownsville International Bancshares Corporation 10/9/1984 12 224 No 940,955 1.72 10.05 International Bank of Commerce Zapata International Bancshares Corporation 2/6/1984 10 112 No 465,749 0.73 4.84 International Bank of Commerce Laredo International Bancshares Corporation 9/2/1966 123 2,329 No 8,760,190 1.35 8.47 Interstate Bank, SSB Perryton ISB Holdings, Inc. 5/9/1958 2 40 Yes 186,018 0.67 6.60 Inwood National Bank Dallas Inwood Bancshares, Inc. 4/9/1964 14 225 Yes 2,606,689 1.31 12.10 Jacksboro National Bank Jacksboro Jacksboro National Bancshares, Inc. 7/24/1905 2 52 Yes 244,320 0.80 7.44 Jefferson Bank San Antonio Jefferson Bancshares, Inc. 8/12/1946 12 346 Yes 1,726,151 0.85 10.61 Johnson City Bank Johnson City Pedernales Investment Corporation 8/1/1944 1 27 Yes 121,621 0.80 6.75 Junction National Bank Junction 4/1/1935 1 12 Yes 59,748 0.76 7.60 Justin State Bank Justin 1/24/1907 1 18 Yes 71,436 0.75 5.41 Karnes County National Bank of Karnes City Karnes City 2/4/1901 2 29 No 375,212 0.25 2.50 Kleberg Bank, N.A. Kingsville Kleberg & Company Bankers, Inc. 1/1/1905 6 154 Yes 515,477 0.62 5.04 Kress National Bank Kress Kress National Bancshares, Inc. 9/17/1963 1 6 Yes 42,408 0.73 6.34 Lakeside National Bank Rockwall Lakeside Bancshares, Inc. 7/12/1974 1 10 No 66,875 0.33 3.64 Lamar National Bank Paris Lamar Bancorporation, Inc. 1/1/1981 3 40 Yes 153,092 0.73 6.53 Lamesa National Bank Lamesa 7/2/1906 1 29 Yes 351,733 0.64 6.49 LegacyTexas Bank Plano LegacyTexas Financial Group, Inc. 1/1/1952 45 853 No 9,088,831 1.12 9.50 Legend Bank, N.A. Bowie Legend Bancorp, Inc. 3/19/1890 10 139 Yes 639,552 0.99 8.50 Liberty Capital Bank Addison Liberty Capital Bancshares, Inc. 9/15/2008 1 21 Yes 233,545 0.96 9.76 Liberty National Bank in Paris Paris Paris Bancshares, Inc. 4/20/1931 2 50 No 285,733 0.93 5.63 Llano National Bank Llano Hill Country Bancshares, Inc. 1/17/1983 4 43 No 170,459 1.07 9.11 Lone Star Bank Houston 8/23/2006 2 25 No 121,747 1.65 14.15 Lone Star Capital Bank, National Association San Antonio 3/9/1999 8 66 No 248,552 0.50 3.84 Lone Star National Bank McAllen Lone Star National Bancshares--Texas, Inc. 1/23/1983 29 667 No 2,233,845 0.53 4.56 Lone Star State Bank of West Texas Lubbock Lone Star State Bancshares, Inc. 8/9/1919 5 89 Yes 926,078 0.77 6.72 Lovelady State Bank Lovelady 11/4/1974 1 12 Yes 48,160 0.73 7.56 Lubbock National Bank Lubbock Commerce National Financial Services, Inc. 6/9/1917 12 159 No 1,067,680 0.68 7.19 Lytle State Bank of Lytle, Texas Lytle 9/17/1910 1 22 No 88,743 0.71 4.22 Mainland Bank Texas City 9/14/1945 3 23 Yes 127,813 0.96 9.86 MapleMark Bank Dallas Maple Financial Holdings, Inc. 1/1/1909 2 27 No 80,681 (1.67) (10.93) Marion State Bank Marion Marion Bancshares, Inc. 10/26/1906 1 14 Yes 103,975 1.11 8.87 Mason Bank Mason Mason Bancshares, Inc. 1/15/1904 1 17 Yes 122,111 0.96 6.01 Menard Bank Menard Menard Bancshares, Inc. 1/1/1919 1 10 Yes 35,389 0.36 2.71 Mills County State Bank Goldthwaite Goldthwaite Bancshares, Inc. 6/4/1888 5 82 Yes 319,613 0.62 5.93

Source: S&P Global Market Intelligence 12 Texas – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) Mineola Community Bank, SSB Mineola Mineola Community Mutual Holding Company 4/1/1934 4 51 No 219,946 0.39 2.79 MINT National Bank Kingwood MINT Holdings, Inc. 1/5/2009 1 27 No 167,965 1.35 10.57 Moody National Bank Galveston Moody Bancshares, Inc. 1/1/1907 16 202 No 1,041,072 1.03 7.54 Morris County National Bank Naples Morris County Bankshares, Inc. 8/15/1893 2 34 Yes 104,331 0.92 9.62 Muenster State Bank Muenster 6/23/1923 2 18 Yes 169,619 1.01 7.00 National Bank & Trust La Grange First La Grange Bancshares, Inc. 7/9/1888 2 28 Yes 255,403 0.67 6.87 National Bank of Andrews Andrews Andrews Bancshares, Inc. 11/12/1945 3 54 Yes 188,885 1.90 16.24 National Bank of Texas at Fort Worth Fort Worth Horizon Bankshares, Inc. 11/29/1973 4 59 Yes 255,647 0.62 6.23 National United Gatesville National United Bancshares, Inc. 8/21/1889 6 148 No 619,025 0.53 5.28 NewFirst National Bank El Campo NewFirst Financial Group, Inc. 1/22/1902 9 101 Yes 697,939 1.50 13.83 NexBank SSB Dallas SLHC Trust 1/1/1922 3 88 Yes 8,350,457 1.09 15.53 Normangee State Bank Normangee Normangee Bancshares, Inc. 10/10/1912 1 17 No 124,973 0.71 4.80 North Dallas Bank & Trust Co. Dallas 3/20/1961 6 152 No 1,374,727 0.46 4.42 Oakwood Bank Dallas Oakwood Bancshares, Inc. 1/2/1900 2 35 No 108,956 (7.68) (19.27) One World Bank Dallas One World Holding, Inc. 4/4/2005 1 18 No 88,769 0.71 5.68 Ozona National Bank Ozona ONB Bancshares, Inc. 6/1/1905 7 73 Yes 247,604 0.59 5.97 Panola National Bank Carthage Panola National Bancshares, Inc. 10/6/1983 2 29 Yes 115,042 0.42 4.24 Pavillion Bank Richardson AmTex Bancshares, Inc. 1/17/1983 1 18 No 74,823 0.77 5.74 Pearland State Bank Pearland Coastal Bancshares, Inc. 1/6/1960 1 24 Yes 190,371 0.91 7.96 Pecos County State Bank Fort Stockton Pecos County Bancshares, Inc. 5/11/1928 5 61 Yes 236,303 0.86 10.15 Pegasus Bank Dallas 1/24/2007 2 41 No 530,489 0.81 12.71 Peoples Bank Lubbock Peoples Bancorp, Inc. 2/13/1968 8 106 No 474,325 1.18 11.31 Peoples Bank Paris Texas Peoples National Bancshares, Inc. 12/16/1988 3 44 Yes 138,435 0.70 8.94 Peoples State Bank Shepherd AmTex Bancshares, Inc. 9/21/1921 3 30 No 107,681 0.80 8.84 Peoples State Bank Rocksprings 5/1/1943 1 5 Yes 78,981 0.95 7.77 Peoples State Bank of Hallettsville Hallettsville 1/18/1929 1 27 No 275,942 0.70 6.31 Perryton National Bank Perryton Perryton Bancshares, Inc. 1/1/1919 1 21 Yes 172,483 0.86 6.98 Pilgrim Bank Pittsburg Pilgrim Bancorporation 4/11/1911 16 106 Yes 584,104 0.63 5.47 Pinnacle Bank Keene Pinnacle Bancorp, Inc. 8/10/1970 22 232 Yes 1,304,817 0.97 7.62 Pioneer Bank, SSB Austin JLL Associates G.P. FCH LLC 5/14/2007 21 236 No 1,294,089 (0.60) (5.25) Plains State Bank Humble Plains Acquisition Corporation 4/6/1957 4 58 No 428,502 1.23 11.34 PlainsCapital Bank Dallas Hilltop Holdings Inc. 9/15/1955 65 4,176 No 9,631,485 1.22 8.40 Platinum Bank Lubbock Platinum Bancshares of Texas, Inc. 6/25/2007 3 43 No 209,402 0.29 1.96 Pointbank Pilot Point Pilot Point Bancorp, Inc. 7/1/1884 9 122 Yes 487,691 0.81 7.90 POINTWEST Bank West West Bancshares, Inc. 1/1/1893 4 30 Yes 100,950 0.60 7.18 Post Oak Bank, N.A. Houston Post Oak Bancshares, Inc. 7/30/2004 13 186 No 1,428,715 1.24 11.63 Powell State Bank Powell 1/1/1910 1 11 No 40,074 0.40 4.17 Preferred Bank Houston Preferred Bancshares, Inc. 2/1/1985 5 41 No 291,055 0.87 5.31 Prosperity Bank El Campo Prosperity Bancshares, Inc. 9/13/1949 266 3,017 No 22,583,067 1.26 7.58 Providence Bank of Texas Southlake Providence Bancshares Corporation 8/27/2007 2 23 No 140,192 0.58 4.66 R Bank Round Rock R Corp Financial 6/22/2009 8 87 No 454,227 0.58 6.06 Rio Bank McAllen Rio Financial Services, Inc. 2/11/1985 8 107 No 324,813 0.94 10.54 Robert Lee State Bank Robert Lee Robert Lee Bancshares, Inc. 10/23/1936 1 16 No 43,286 0.06 0.48 Roscoe State Bank Roscoe Roscoe Financial Corporation 12/6/1906 3 38 Yes 157,563 0.62 5.66 Round Top State Bank Round Top Round Top Bancshares, Inc. 12/19/1912 6 72 No 525,232 1.07 10.08

Source: S&P Global Market Intelligence 13 Texas – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) Sage Capital Bank Gonzales ANB Bancshares Inc. 7/12/1984 8 87 No 390,339 0.80 7.19 Sanger Bank Sanger Sanger Bancshares, Inc. 9/8/1987 2 23 No 132,882 1.17 8.30 Santa Anna National Bank Santa Anna 12/1/1933 1 12 No 50,540 1.41 12.09 Schertz Bank & Trust Schertz Schertz Bancshares Corporation 6/1/1913 5 64 No 380,040 1.08 9.96 Security Bank Midland Security Star Bancshares, Inc. 2/10/1928 12 159 Yes 788,450 0.87 6.62 Security Bank of Crawford Crawford Anchor Bancshares, Inc. 3/30/1940 1 8 No 46,146 0.71 7.19 Security State Bank Winters 1/1/1917 2 17 Yes 57,251 0.46 5.10 Security State Bank Farwell 1/19/1925 1 14 Yes 136,536 1.22 9.82 Security State Bank Pearsall 1/1/1925 7 80 No 613,703 1.25 12.74 Security State Bank & Trust Fredericksburg Security Holding Company 4/12/1941 20 293 Yes 977,808 1.07 8.23 Shelby Savings Bank, SSB Center Shelby Bancshares, Inc. 7/27/1982 5 85 Yes 286,994 0.86 7.26 Southside Bank Tyler Southside Bancshares, Inc. 10/3/1960 65 873 No 6,492,519 1.12 9.16 SouthStar Bank, S.S.B. Moulton Southern Bancshares, Inc. 11/5/1920 14 158 No 763,657 0.79 7.18 SouthTrust Bank, N.A. George West Live Oak Bancshares Corporation 1/1/1934 6 95 Yes 378,290 0.23 2.22 Southwest Bank Fort Worth Simmons First National Corporation 7/1/1963 17 313 No 2,886,946 0.22 1.74 Southwest Bank Odessa Odessa SouthWest Bancshares, Inc. 12/15/1947 6 94 Yes 375,345 1.05 11.05 Southwestern National Bank Houston SWNB Bancorp, Inc. 11/3/1997 7 91 Yes 396,068 0.79 6.31 Spectra Bank Fort Worth Riverbend Financial Corporation 6/30/1986 3 23 Yes 63,885 0.66 6.32 Spirit of Texas Bank, SSB Conroe Spirit of Texas Bancshares, Inc. 9/7/1976 15 202 No 1,027,075 0.83 8.40 Spring Hill State Bank Longview Spring Hill Holdings Corporation 9/19/1977 3 47 No 197,224 0.57 5.57 Spur Security Bank Spur Espuela Bank Shares, Inc. 12/23/1933 1 8 Yes 46,162 0.30 2.78 State Bank of De Kalb De Kalb 2/19/1937 6 58 Yes 216,505 1.29 11.12 State Bank of Texas Dallas SBT Bancshares, Inc. 10/19/1987 5 132 Yes 839,631 5.25 28.88 State National Bank in West West 1/1/1909 1 17 No 74,536 0.46 5.34 State National Bank of Big Spring Big Spring SNB Financial, Inc. 3/1/1909 3 35 Yes 362,909 0.50 5.20 State National Bank of Groom Groom Groom Bancshares, Inc. 1/1/1904 2 10 Yes 35,367 0.55 5.25 Stockmens National Bank in Cotulla Cotulla 1/1/1904 1 15 Yes 104,843 0.70 6.88 Sundown State Bank Sundown Sundown Bankshares, Inc. 5/21/1963 5 32 No 155,567 1.18 10.54 T Bank, National Association Dallas T Acquisition, Inc. 11/2/2004 1 44 No 273,026 1.49 10.97 TBK Bank, SSB Dallas Triumph Bancorp, Inc. 7/15/1981 53 820 No 3,468,821 1.07 8.76 Tejas Bank Monahans Sandhills Bancshares, Inc. 5/9/1960 1 15 Yes 136,206 1.18 10.83 Texan Bank, National Association Houston Friendswood Capital Corporation 12/10/2007 4 55 No 246,112 0.62 6.08 Texana Bank, National Association Linden Linden Bancshares, Inc. 1/20/1914 5 68 No 214,376 (0.51) (6.38) Texas Advantage Community Bank, National Association Alvin 12/18/2006 2 20 No 121,333 0.47 5.49 Texas Bank Henderson Henderson Texas Bancshares, Inc. 5/5/1973 9 137 Yes 451,742 0.62 5.79 Texas Bank and Trust Company Longview Longview Financial Corporation 3/4/1958 21 470 No 2,437,615 1.04 9.94 Texas Bank Financial Weatherford Texas Banc Financial Corporation 6/12/1987 4 94 Yes 243,041 1.49 14.59 Texas Brand Bank Dallas Texas Brand Bancshares, Inc. 3/4/2005 2 27 No 178,096 0.92 7.83 Texas Capital Bank, National Association Dallas Texas Capital Bancshares, Inc. 10/3/1997 12 1,561 No 25,054,739 0.90 10.08 Texas Champion Bank Corpus Christi Mesquite Financial Services, Inc. 8/12/1912 11 106 No 323,440 0.47 4.32 Texas Citizens Bank, National Association Pasadena Texas Citizens Bancorp, Inc. 5/3/2006 6 93 No 459,739 0.22 2.27 Texas Community Bank Laredo Vision Bancshares, Inc. 6/20/1983 8 199 No 1,341,930 0.94 9.14 Texas Exchange Bank, SSB Crowley 1/5/1970 2 23 Yes 1,053,047 1.46 12.23 Texas Financial Bank Eden Eden Financial Corporation 8/1/1986 3 24 No 97,848 0.99 9.13 Texas First Bank Texas City Texas Independent Bancshares, Inc. 4/23/1982 22 207 Yes 1,067,452 0.99 9.30

Source: S&P Global Market Intelligence 14 Texas – Bank Listing, continued

Number Total Date of Total S Corp Assets ROAA ROAE Company Name City Parent Company Established Offices Employees (Yes/No) ($000) (%) (%) Texas First State Bank Riesel Texas First Bancshares, Inc. 7/26/1906 6 67 No 410,152 0.39 4.79 Texas Gulf Bank, National Association Houston Texas Gulf Bancshares, Inc. 7/11/1913 9 110 Yes 589,740 0.72 6.71 Texas Heritage Bank Boerne Southwestern Bancorp, Inc. 11/1/1931 3 33 Yes 150,023 0.34 3.98 Texas Heritage National Bank Daingerfield Daingerfield Holding Company 1/1/1889 4 35 Yes 130,102 0.91 8.08 Texas Hill Country Bank Bandera Texas Hill Country Bancshares, Inc. 4/1/2009 3 27 No 116,520 1.06 9.14 Texas National Bank Mercedes MNB Ventures, Inc. 11/26/1920 5 71 No 248,880 0.75 8.03 Texas National Bank Sweetwater Mesa Financial Corporation 5/8/1995 2 28 Yes 128,838 0.40 3.89 Texas National Bank of Jacksonville Jacksonville Texas National Bancorporation 3/19/1985 7 98 No 497,414 0.77 8.12 Texas Regional Bank Harlingen Texas State Bankshares, Inc. 3/5/1987 15 220 No 847,660 0.56 5.61 Texas Republic Bank, National Association Frisco TXRB Holdings, Inc. 5/21/1891 3 43 No 232,748 1.37 13.25 Texas Security Bank Dallas Texas Security Bankshares, Inc. 5/5/2008 3 48 No 412,013 1.09 8.79 Texas Star Bank Van Alstyne Van Alstyne Financial Corporation 6/1/1890 7 95 No 390,230 1.24 11.59 Texas State Bank San Angelo Texas Bancorp, Inc. 2/16/1963 4 62 Yes 267,968 0.82 7.19 Texas State Bank Lufkin Joaquin Bankshares, Inc. 9/17/1926 7 52 Yes 126,741 0.57 5.97 TexasBank Brownwood 3/7/1966 10 110 Yes 484,111 1.55 11.83 TexStar National Bank Universal City TexStar Bancshares, Inc. 1/20/2004 6 42 Yes 256,711 0.79 7.38 Third Coast Bank, SSB Humble Third Coast Bancshares, Inc. 3/1/2008 6 119 No 672,388 0.48 5.39 TIB The Independent BankersBank, National Association Farmers Branch Independent Bankers Financial Corporation 1/21/1982 6 324 No 2,479,145 0.74 7.58 Titan Bank, N.A. Mineral Wells BMC Bancshares, Inc. 1/1/1907 2 24 Yes 108,291 1.20 11.38 Tolleson Private Bank Dallas Tolleson Wealth Management, Inc. 2/10/2003 1 39 Yes 576,206 1.09 14.48 TransPecos Banks, SSB Pecos TransPecos Financial Corp. 3/31/1924 4 50 Yes 174,097 0.83 7.92 Trinity Bank, N.A. Fort Worth 5/28/2003 1 18 No 259,311 1.23 10.07 TrustTexas Bank, SSB Cuero TrustTexas Mutual Holding Company 1/1/1921 6 78 No 315,766 0.32 2.73 Union State Bank Florence Henderson Citizens Bancshares, Inc. 2/28/1928 8 94 Yes 462,273 0.50 5.50 United Bank of El Paso del Norte El Paso Southwest United Bancshares, Inc. 5/1/2001 4 48 No 213,389 0.62 6.02 United Texas Bank Dallas UTB Financial Holding Company 4/7/1986 2 36 No 440,035 0.69 7.30 Unity National Bank of Houston Houston 8/2/1985 2 32 No 96,010 (0.65) (6.88) USAA Federal Savings Bank San Antonio United Services Automobile Association 12/30/1983 2 7,423 No 80,522,766 0.94 10.37 ValueBank Texas Corpus Christi First International Bancshares, Inc. 4/27/1967 9 105 No 252,933 0.80 8.06 Vantage Bank Texas San Antonio Vantage Bancorp Inc. 11/6/1923 6 90 No 546,262 0.64 6.11 Veritex Community Bank Dallas Veritex Holdings, Inc. 1/23/2004 22 318 No 2,948,674 0.97 7.60 Vista Bank Ralls Vista Bancshares, Inc. 1/25/1912 14 133 No 604,026 0.87 7.20 Waggoner National Bank of Vernon Vernon Waggoner National Bancshares, Inc. 7/3/1899 2 62 Yes 285,207 1.77 13.70 Wallis State Bank Wallis Wallis Bancshares, Inc. 1/10/1906 11 130 Yes 626,252 1.64 16.06 Wellington State Bank Wellington WSB Bancshares, Inc. 1/1/1906 10 112 Yes 396,747 0.59 5.34 West Texas National Bank Midland First-West Texas Bancshares, Inc. 1/1/1904 10 161 Yes 1,239,558 0.90 9.57 West Texas State Bank Odessa 3/3/1937 8 100 Yes 398,533 0.49 4.45 West Texas State Bank Snyder WTSB Bancorp, Inc. 1/14/1950 2 28 Yes 122,257 0.25 2.07 Westbound Bank Katy 1/8/2007 4 36 No 228,493 0.75 6.68 Western Bank Lubbock Circle I Bank Group, Inc. 8/16/1909 6 59 Yes 227,153 0.62 7.27 WestStar Bank El Paso WestStar Bank Holding Company, Inc. 5/1/1990 14 323 Yes 1,667,883 1.57 11.77 Woodforest National Bank The Woodlands Woodforest Financial Group, Inc. 9/5/1980 744 4,827 Yes 5,372,590 1.15 13.66 Worthington National Bank Arlington 11/21/2002 4 50 No 243,331 0.43 4.01 Yoakum National Bank Yoakum Yoakum National BancShares, Inc. 1/1/1890 1 30 Yes 218,974 0.94 6.94 Zapata National Bank Zapata Zapata Bancshares, Inc. 11/16/1961 1 21 Yes 86,272 0.91 7.16 Zavala County Bank Crystal City 1/1/1909 2 22 No 71,778 1.05 8.58

Source: S&P Global Market Intelligence 15 Texas – Total Asset Ranking

Number Total Deposits Assets Deposits Assets Total Total of Deposits ($000)/ ($000)/ ($000)/ ($000)/ Assets Rank Company Name City Employees Offices ($000) Office Office Employee Employee ($000) 1 USAA Federal Savings Bank San Antonio 7,423 2 71,142,238 35,571,119 40,261,383 9,584 10,848 80,522,766 2 Comerica Bank Dallas 7,275 437 59,181,939 135,428 163,865 8,135 9,843 71,609,090 3 Frost Bank San Antonio 4,270 145 26,945,665 185,832 219,290 6,310 7,447 31,797,038 4 Texas Capital Bank, National Association Dallas 1,561 12 19,267,900 1,605,658 2,087,895 12,343 16,050 25,054,739 5 Prosperity Bank El Campo 3,017 266 17,838,689 67,063 84,899 5,913 7,485 22,583,067 6 Cadence Bank, N.A. Houston 1,164 66 9,166,392 138,885 165,646 7,875 9,392 10,932,664 7 PlainsCapital Bank Dallas 4,176 65 7,551,403 116,175 148,177 1,808 2,306 9,631,485 8 LegacyTexas Bank Plano 853 45 6,797,591 151,058 201,974 7,969 10,655 9,088,831 9 International Bank of Commerce Laredo 2,329 123 5,988,387 48,686 71,221 2,571 3,761 8,760,190 10 Independent Bank McKinney 901 70 6,643,784 94,911 123,924 7,374 9,628 8,674,691 11 NexBank SSB Dallas 88 3 5,946,975 1,982,325 2,783,486 67,579 94,892 8,350,457 12 First Financial Bank, National Association Abilene 1,144 78 6,044,704 77,496 92,676 5,284 6,319 7,228,760 13 Southside Bank Tyler 873 65 4,523,945 69,599 99,885 5,182 7,437 6,492,519 14 Woodforest National Bank The Woodlands 4,827 744 4,876,049 6,554 7,221 1,010 1,113 5,372,590 15 Green Bank, National Association Houston 368 24 3,400,690 141,695 176,792 9,241 11,530 4,243,005 16 Amarillo National Bank Amarillo 658 20 3,315,791 165,790 198,681 5,039 6,039 3,973,612 17 Broadway National Bank San Antonio 626 41 3,014,255 73,518 88,269 4,815 5,781 3,619,030 18 TBK Bank, SSB Dallas 820 53 2,664,186 50,268 65,449 3,249 4,230 3,468,821 19 Happy State Bank Happy 680 34 2,694,596 79,253 100,321 3,963 5,016 3,410,912 20 CommunityBank of Texas, N.A. Beaumont 462 33 2,649,476 80,287 93,315 5,735 6,665 3,079,399 21 Veritex Community Bank Dallas 318 22 2,389,636 108,620 134,031 7,515 9,273 2,948,674 22 Southwest Bank Fort Worth 313 17 1,825,951 107,409 169,820 5,834 9,223 2,886,946 23 American National Bank of Texas Terrell 537 27 2,542,877 94,181 106,782 4,735 5,369 2,883,123 24 Allegiance Bank Houston 375 16 2,220,587 138,787 178,799 5,922 7,629 2,860,789 25 Inwood National Bank Dallas 225 14 2,289,153 163,511 186,192 10,174 11,585 2,606,689 26 City Bank Lubbock 612 21 2,179,023 103,763 122,352 3,560 4,198 2,569,402 27 TIB The Independent BankersBank, National Association Farmers Branch 324 6 1,977,839 329,640 413,191 6,104 7,652 2,479,145 28 Texas Bank and Trust Company Longview 470 21 2,173,050 103,479 116,077 4,624 5,186 2,437,615 29 Lone Star National Bank McAllen 667 29 1,945,215 67,076 77,029 2,916 3,349 2,233,845 30 Guaranty Bank & Trust, N.A. Mount Pleasant 407 29 1,690,328 58,287 67,681 4,153 4,823 1,962,761 31 Beal Bank, SSB Plano 251 19 1,165,696 61,352 99,431 4,644 7,527 1,889,185 32 Citizens National Bank Henderson 387 32 1,537,492 48,047 54,067 3,973 4,471 1,730,130 33 Jefferson Bank San Antonio 346 12 1,565,746 130,479 143,846 4,525 4,989 1,726,151 34 Austin Bank, Texas National Association Jacksonville 456 33 1,437,586 43,563 51,284 3,153 3,711 1,692,382 35 First National Bank Texas Killeen 2,723 304 1,434,294 4,718 5,556 527 620 1,689,129 36 BTH Bank, National Association Quitman 110 12 1,475,095 122,925 140,297 13,410 15,305 1,683,566 37 WestStar Bank El Paso 323 14 1,411,901 100,850 119,135 4,371 5,164 1,667,883 38 First State Bank of Uvalde Uvalde 126 8 1,419,781 177,473 194,178 11,268 12,329 1,553,420 39 American First National Bank Houston 214 17 1,306,138 76,832 87,338 6,103 6,938 1,484,749 40 Post Oak Bank, N.A. Houston 186 13 1,255,285 96,560 109,901 6,749 7,681 1,428,715 41 Extraco Banks, National Association Temple 358 17 1,129,183 66,423 82,703 3,154 3,927 1,405,954 42 American Bank, National Association Corpus Christi 260 12 1,268,138 105,678 115,447 4,877 5,328 1,385,368 43 North Dallas Bank & Trust Co. Dallas 152 6 1,220,440 203,407 229,121 8,029 9,044 1,374,727 44 Inter National Bank McAllen 397 20 1,155,582 57,779 68,301 2,911 3,441 1,366,019 45 Texas Community Bank Laredo 199 8 1,189,614 148,702 167,741 5,978 6,743 1,341,930 46 Pinnacle Bank Keene 232 22 1,082,182 49,190 59,310 4,665 5,624 1,304,817 47 Pioneer Bank, SSB Austin 236 21 932,118 44,387 61,623 3,950 5,483 1,294,089 48 First United Bank Dimmitt 220 16 1,101,262 68,829 79,573 5,006 5,787 1,273,169 49 West Texas National Bank Midland 161 10 1,070,803 107,080 123,956 6,651 7,699 1,239,558 50 Community National Bank Midland 195 10 1,084,052 108,405 121,111 5,559 6,211 1,211,107 Source: S&P Global Market Intelligence 16 Texas – Net Interest Margin Ranking

Yield Loan Cost Deposit Yield on Net Total on Growth of Growth Loans/ Investment Interest Assets Loans Rate Funds Rate Deposits Securities (FTE) Margin Rank Company Name City ($000) (%) (%) (%) (%) (%) (%) (%) 1 Bank of DeSoto, National Association Desoto 190,806 9.10 3.38 0.63 (1.30) 67.09 3.12 7.22 2 American Bank, National Association Dallas 54,425 14.36 (9.94) 0.68 (0.74) 49.17 1.87 6.88 3 State Bank of Texas Dallas 839,631 8.65 19.45 1.08 13.45 86.82 4.36 6.18 4 Charter Bank Corpus Christi 256,645 9.07 11.95 0.20 7.42 62.99 4.99 6.17 5 TBK Bank, SSB Dallas 3,468,821 7.56 41.60 0.66 31.34 107.63 2.47 6.11 6 Beal Bank, SSB Plano 1,889,185 7.28 (25.84) 1.00 (6.70) 121.72 6.33 5.93 7 Bank of South Texas Pharr 129,489 7.61 17.58 0.94 8.74 85.58 2.55 5.84 8 First Community Bank Corpus Christi 445,395 6.85 1.84 0.33 12.85 77.27 2.58 5.62 9 Brazos National Bank Richwood 27,923 6.65 8.41 0.20 (11.25) 154.14 NA 5.59 10 Elsa State Bank and Trust Company Elsa 191,201 7.47 4.74 0.38 1.64 75.42 1.87 5.55 11 First Capital Bank Quanah 61,677 6.02 30.51 0.43 14.74 108.26 5.49 5.46 12 First State Bank Shallowater 117,311 7.17 1.36 0.92 4.72 84.31 1.62 5.45 13 Austin Capital Bank SSB Austin 116,993 7.20 13.47 0.94 19.43 94.47 3.20 5.31 14 Texas Republic Bank, National Association Frisco 232,748 6.35 23.56 0.74 24.26 106.93 0.00 5.29 15 Texas National Bank Mercedes 248,880 7.36 9.88 0.67 23.28 79.18 1.08 5.28 16 Justin State Bank Justin 71,436 6.58 7.63 0.08 5.21 84.66 1.28 5.24 17 Commercial State Bank Andrews 587,106 6.85 1.43 0.49 16.27 74.58 2.68 5.15 18 Citizens State Bank Roma 82,566 8.21 (9.91) 0.84 0.15 55.69 3.11 5.14 19 First National Bank of Eldorado Eldorado 59,251 9.21 21.29 0.11 (9.50) 57.26 2.66 5.12 20 Coleman County State Bank Coleman 104,876 5.81 0.54 0.25 0.36 94.79 2.23 5.08 21 Enloe State Bank Cooper 35,154 6.45 7.21 0.80 (1.10) 99.29 0.70 5.06 22 Icon Bank of Texas, National Association Houston 815,462 6.07 (0.97) 0.57 13.12 91.60 0.92 5.04 22 Security Bank Midland 788,450 7.16 (2.30) 0.09 (0.94) 65.06 2.01 5.04 24 First National Bank of Hughes Springs Hughes Springs 272,521 6.08 2.38 0.11 8.25 78.60 4.42 5.02 24 Wallis State Bank Wallis 626,252 6.35 23.00 0.59 24.19 94.31 1.59 5.02 26 Texas Citizens Bank, National Association Pasadena 459,739 5.88 18.22 0.42 17.62 104.66 1.21 5.01 27 Citizens State Bank Miles 126,561 5.70 12.03 0.42 1.00 98.18 4.92 5.00 28 First National Bank of Dublin Dublin 88,371 6.00 3.22 0.15 4.09 82.85 3.28 4.95 28 United Bank of El Paso del Norte El Paso 213,389 5.96 (4.00) 0.49 (4.67) 97.65 3.65 4.95 30 Affiliated Bank Arlington 620,537 5.89 0.48 0.94 (9.82) 138.78 NA 4.94 30 Grapeland State Bank Grapeland 33,984 5.58 12.98 0.62 (1.04) 82.10 3.23 4.94 32 First National Bank of McGregor McGregor 321,112 6.20 27.15 1.01 31.78 99.07 0.00 4.93 33 First National Bank Baird Baird 411,508 5.65 (1.39) 0.35 (0.01) 91.74 1.44 4.92 34 Texas Bank Financial Weatherford 243,041 6.57 13.03 0.97 17.24 94.43 1.65 4.91 35 Amistad Bank Del Rio 28,455 6.04 0.16 0.42 0.66 84.12 NA 4.87 36 First National Bank of Eagle Lake Eagle Lake 106,101 6.12 5.86 0.16 5.05 73.32 3.00 4.86 37 Cendera Bank, National Association Bells 92,746 6.44 15.76 0.86 13.85 94.81 1.16 4.84 37 First National Bank of Weatherford Weatherford 240,486 5.54 10.13 0.43 8.76 94.30 0.77 4.84 37 Third Coast Bank, SSB Humble 672,388 5.81 33.16 0.82 23.18 103.84 1.29 4.84 40 Vista Bank Ralls 604,026 6.14 55.32 0.56 54.19 87.29 2.36 4.83 41 Texas Star Bank Van Alstyne 390,230 5.62 6.94 0.44 9.34 84.00 1.13 4.82 42 Texas State Bank Lufkin 126,741 5.63 (5.97) 0.22 11.41 78.18 1.49 4.81 43 USAA Federal Savings Bank San Antonio 80,522,766 6.76 (0.73) 0.21 2.67 66.76 1.97 4.80 44 First Bank Burkburnett 388,772 5.96 11.49 0.41 0.41 104.45 NA 4.79 44 Rio Bank McAllen 324,813 6.92 10.23 0.55 11.64 72.21 2.14 4.79 46 Community National Bank & Trust of Texas Corsicana 720,721 5.53 12.02 0.22 7.20 80.07 3.11 4.77 46 Normangee State Bank Normangee 124,973 6.55 (8.00) 0.42 2.76 71.61 3.49 4.77 48 Greater State Bank McAllen 74,726 6.16 2.58 0.71 6.83 82.22 2.15 4.76 48 Fidelity Bank Wichita Falls 514,398 5.72 7.09 0.54 15.26 108.15 2.37 4.76 48 SouthStar Bank, S.S.B. Moulton 763,657 6.27 0.80 0.61 5.21 112.77 2.21 4.76 Source: S&P Global Market Intelligence 17 Texas – Noninterest Income Ranking

Service Charges Gain on Sale Net Net Gains Total NonInterest Total Net on Deposits/ of Loans/ Servicing Fees/ on OREO/ Noninterest Income/ Assets Income Avg Assets Avg Asset Avg Assets Avg Assets Income Avg Assets Rank Company Name City ($000) ($000) (%) (%) (%) (%) ($000) (%) 1 Brazos National Bank Richwood 27,923 674 0.20 16.59 0.00 0.00 4,819 16.82 2 First National Bank Texas Killeen 1,689,129 24,341 8.59 0.37 0.00 0.00 267,331 16.28 3 Crockett National Bank San Antonio 662,566 14,490 0.09 10.47 0.00 0.00 63,706 10.27 4 Woodforest National Bank The Woodlands 5,372,590 88,398 4.94 0.00 0.00 0.00 444,796 8.91 5 Colonial Savings, F.A. Fort Worth 969,487 12,706 0.02 2.65 4.41 0.01 83,250 7.41 6 PlainsCapital Bank Dallas 9,631,485 114,515 0.15 6.39 0.35 0.01 680,473 7.25 7 State Bank of Texas Dallas 839,631 70,337 0.26 0.00 0.00 0.14 40,484 4.65 8 MINT National Bank Kingwood 167,965 1,948 0.02 4.22 0.21 0.00 6,494 4.52 9 Benchmark Bank Plano 545,990 9,627 0.01 0.06 0.00 (0.03) 22,813 4.12 10 T Bank, National Association Dallas 273,026 3,616 0.01 0.49 0.19 0.00 9,866 4.06 11 Fort Hood National Bank Fort Hood 267,006 2,075 2.32 0.00 0.00 0.00 9,751 3.94 12 TIB The Independent BankersBank, National Association Farmers Branch 2,479,145 19,201 0.00 0.11 0.11 0.00 101,946 3.90 13 First Bank Burkburnett 388,772 10,030 0.36 3.36 0.02 0.03 15,099 3.87 14 Texas Bank Financial Weatherford 243,041 5,157 0.11 1.59 0.92 0.08 7,855 3.49 15 USAA Federal Savings Bank San Antonio 80,522,766 729,051 0.23 0.77 0.04 0.00 2,344,115 3.02 16 National Bank of Andrews Andrews 188,885 5,117 0.28 0.00 0.00 0.01 5,224 2.99 17 Beal Bank, SSB Plano 1,889,185 113,392 0.00 0.09 0.03 0.05 59,462 2.70 18 First Bank & Trust Lubbock 929,582 22,032 0.28 1.68 0.12 (0.01) 23,722 2.63 19 Amistad Bank Del Rio 28,455 271 0.51 0.63 0.00 0.00 661 2.33 20 First Command Bank Fort Worth 750,113 14,420 0.30 0.00 0.00 0.00 15,574 2.10 21 TransPecos Banks, SSB Pecos 174,097 2,100 0.40 0.87 0.39 0.01 3,382 2.05 22 Spectra Bank Fort Worth 63,885 577 0.81 0.00 0.00 0.00 1,097 1.94 23 City Bank Lubbock 2,569,402 27,770 0.30 0.74 0.00 0.00 47,413 1.86 24 American National Bank & Trust Wichita Falls 639,231 6,226 0.12 0.15 0.05 0.00 11,147 1.79 25 First National Bank Wichita Falls 458,892 5,494 0.06 1.51 0.00 0.04 7,771 1.77 26 City National Bank Corsicana 47,701 764 0.65 0.00 0.00 0.00 775 1.72 26 First National Bank of Livingston Livingston 382,438 4,630 0.51 0.00 0.00 0.00 6,411 1.72 28 ValueBank Texas Corpus Christi 252,933 1,820 0.55 0.00 0.00 0.00 3,754 1.65 29 Affiliated Bank Arlington 620,537 6,562 0.03 1.48 0.04 (0.01) 9,682 1.61 30 Comerica Bank Dallas 71,609,090 784,566 0.32 0.00 0.00 0.00 1,142,711 1.60 31 Peoples Bank Paris 138,435 1,601 0.92 0.00 0.00 0.00 2,357 1.58 32 Dublin National Bank Dublin 29,460 113 0.55 0.00 0.00 0.00 462 1.54 32 International Bank of Commerce Zapata 465,749 3,408 0.96 0.00 0.00 (0.01) 7,257 1.54 34 International Bank of Commerce Brownsville 940,955 16,500 0.67 0.00 0.00 0.05 14,633 1.53 34 Wallis State Bank Wallis 626,252 14,540 0.47 0.84 0.10 (0.01) 8,793 1.53 36 Commercial Bank of Texas, N.A. Nacogdoches 671,708 5,082 0.56 0.20 0.11 (0.01) 9,976 1.51 36 Titan Bank, N.A. Mineral Wells 108,291 1,917 0.30 0.52 0.15 0.00 1,560 1.51 36 One World Bank Dallas 88,769 604 0.69 0.59 0.00 0.08 1,280 1.51 39 Extraco Banks, National Association Temple 1,405,954 12,453 0.33 0.16 0.00 0.00 20,164 1.47 40 Austin Bank, Texas National Association Jacksonville 1,692,382 19,010 0.73 0.05 0.00 0.00 23,667 1.44 40 Herring Bank Amarillo 427,236 3,032 0.40 0.10 0.00 (0.04) 6,237 1.44 42 Huntington State Bank Huntington 226,114 1,015 1.29 0.00 0.00 (0.01) 3,157 1.43 43 Zavala County Bank Crystal City 71,778 749 0.80 0.00 0.00 0.00 1,015 1.42 44 Kleberg Bank, N.A. Kingsville 515,477 4,731 0.43 0.21 0.00 0.00 7,002 1.40 44 International Bank of Commerce Laredo 8,760,190 113,213 0.56 0.01 0.01 0.00 117,717 1.40 44 Texan Bank, National Association Houston 246,112 1,442 0.02 1.10 0.12 0.00 3,285 1.40 47 Citizens National Bank of Texas Waxahachie 937,446 16,961 0.46 0.08 0.07 0.01 12,306 1.39 48 Moody National Bank Galveston 1,041,072 10,200 0.18 0.00 0.00 (0.01) 13,708 1.38 49 Bank and Trust, SSB Del Rio 423,033 5,029 0.24 0.00 0.00 (0.01) 5,900 1.36 50 Alliance Bank Sulphur Springs 749,962 8,374 0.28 0.09 0.01 0.01 9,716 1.33 50 Security Bank Midland 788,450 10,302 0.40 0.01 0.00 (0.05) 10,207 1.33 Source: S&P Global Market Intelligence 18 Texas – Total Overhead Ranking

Efficiency Personnel Occupancy Other Total Total Ratio Number Expense/ Expense/ Expense/ Overhead/ Assets (FTE) Total of Avg. Assets Avg. Assets Avg. Assets Avg. Assets Rank Company Name City ($000) (%) Employees Offices (%) (%) (%) (%) 1 Southwest Bank Fort Worth 2,886,946 34.78 313 17 0.26 0.03 0.07 0.36 2 NexBank SSB Dallas 8,350,457 29.06 88 3 0.37 0.03 0.35 0.74 3 Texas Exchange Bank, SSB Crowley 1,053,047 28.51 23 2 0.40 0.06 0.36 0.81 4 First State Bank of Uvalde Uvalde 1,553,420 34.22 126 8 0.53 0.05 0.27 0.84 5 Lamesa National Bank Lamesa 351,733 42.16 29 1 0.61 0.12 0.14 0.87 6 Falls City National Bank Falls City 368,405 25.78 28 3 0.54 0.06 0.34 0.94 7 Citizens 1st Bank Tyler 739,406 30.39 61 4 0.62 0.07 0.38 1.07 8 First National Bank of Mertzon Mertzon 380,137 51.06 33 3 0.61 0.11 0.35 1.07 9 Fayetteville Bank Fayetteville 490,835 34.99 33 3 0.56 0.11 0.48 1.16 10 Bank of Texas Midland 349,955 35.41 19 3 0.78 0.08 0.30 1.16 11 First National Bank of Lake Jackson Lake Jackson 271,143 51.08 33 2 0.68 0.13 0.37 1.19 12 Bank of Brenham, National Association Brenham 352,486 38.90 24 1 0.58 0.08 0.54 1.21 13 Peoples State Bank Rocksprings 78,981 41.88 5 1 0.60 0.24 0.37 1.21 14 Hill Bank & Trust Co. Weimar 140,641 43.69 15 1 0.63 0.15 0.46 1.24 15 First National Bank of Shiner Shiner 694,479 36.08 58 5 0.68 0.13 0.45 1.26 16 Peoples State Bank of Hallettsville Hallettsville 275,942 53.00 27 1 0.80 0.11 0.37 1.28 17 Columbus State Bank Columbus 138,738 53.62 13 2 0.68 0.17 0.46 1.31 18 Prosperity Bank El Campo 22,583,067 40.10 3,017 266 0.83 0.18 0.30 1.32 19 First National Bank of Trenton Trenton 204,694 136.31 56 5 0.81 0.17 0.36 1.34 20 BTH Bank, National Association Quitman 1,683,566 43.46 110 12 0.77 0.22 0.38 1.37 21 Commerce Bank Laredo 535,317 40.16 50 5 0.33 0.23 0.83 1.38 22 Stockmens National Bank in Cotulla Cotulla 104,843 55.83 15 1 0.84 0.16 0.39 1.39 23 State National Bank of Big Spring Big Spring 362,909 60.83 35 3 0.76 0.19 0.50 1.45 24 Pearland State Bank Pearland 190,371 48.89 24 1 0.89 0.29 0.27 1.45 25 Trinity Bank, N.A. Fort Worth 259,311 37.89 18 1 0.84 0.17 0.45 1.46 26 Citizens State Bank Buffalo 915,427 41.84 109 9 0.77 0.13 0.62 1.52 27 First National Bank of Aspermont Aspermont 68,643 50.66 8 1 0.80 0.18 0.55 1.53 28 Atascosa Bank Pleasanton 89,286 62.96 12 1 0.75 0.14 0.63 1.53 29 National Bank & Trust La Grange 255,403 55.77 28 2 0.85 0.15 0.53 1.53 30 Yoakum National Bank Yoakum 218,974 50.27 30 1 0.85 0.22 0.49 1.56 31 Burton State Bank Burton 60,399 67.44 9 1 0.92 0.22 0.43 1.57 32 Dilley State Bank Dilley 124,816 61.15 21 1 1.01 0.11 0.46 1.58 33 First National Bank of Alvin Alvin 137,915 56.59 21 2 0.74 0.27 0.58 1.58 34 Muenster State Bank Muenster 169,619 47.89 18 2 0.97 0.12 0.51 1.60 35 First National Bank of Bellville Bellville 680,688 41.53 50 3 0.75 0.13 0.73 1.61 36 Inwood National Bank Dallas 2,606,689 43.31 225 14 0.92 0.26 0.44 1.61 37 First National Bank of Floydada Floydada 110,430 48.07 12 1 0.94 0.13 0.55 1.61 38 Perryton National Bank Perryton 172,483 51.61 21 1 0.96 0.15 0.51 1.62 39 North Dallas Bank & Trust Co. Dallas 1,374,727 62.31 152 6 1.15 0.09 0.43 1.67 40 Community Bank Longview 218,761 43.33 38 6 0.83 0.36 0.48 1.68 41 United Texas Bank Dallas 440,035 61.49 36 2 1.00 0.15 0.54 1.68 42 First State Bank Hemphill 64,271 76.38 12 1 1.09 0.11 0.51 1.71 43 Central National Bank Waco 862,872 45.90 94 4 1.11 0.20 0.40 1.72 44 Citizens National Bank of Crosbyton Crosbyton 46,847 61.48 9 1 0.97 0.11 0.65 1.74 45 Southside Bank Tyler 6,492,519 48.05 873 65 1.06 0.22 0.46 1.75 46 Lone Star State Bank of West Texas Lubbock 926,078 52.38 89 5 1.15 0.15 0.47 1.76 47 First State Bank of Mobeetie Mobeetie 77,872 56.61 12 2 0.84 0.22 0.71 1.77 48 Round Top State Bank Round Top 525,232 48.89 72 6 1.05 0.24 0.48 1.77 49 First National Bank of Sterling City Sterling City 172,726 68.18 22 3 1.02 0.26 0.50 1.77 50 Pegasus Bank Dallas 530,489 55.49 41 2 1.08 0.19 0.50 1.77 Source: S&P Global Market Intelligence 19 Texas – Asset Quality Ranking

Loan Loss Adj NPLs + Net Total Gross Reserves/ Adj 30-89PD/ Adj 90+PD/ Adj OREO/ Chargeoffs/ Asset Quality Assets Loans Gross Loans Gross Loans Gross Loans Gross Loans Avg Loans Composite Rank Company Name City ($000) ($000) (%) (%) (%) (%) (%) (%) 1 Tejas Bank Monahans 136,206 84,325 3.01 1.14 0.01 0.02 (1.52) (0.35) 2 Community Bank Longview 218,761 173,208 1.51 0.21 0.17 0.00 (0.56) (0.17) 3 Spectra Bank Fort Worth 63,885 35,725 1.37 0.00 0.00 0.00 (0.07) (0.07) 4 Chappell Hill Bank Chappell Hill 26,147 16,188 3.31 0.00 0.00 0.00 (0.02) (0.02) 5 Southwestern National Bank Houston 396,068 247,748 1.71 0.00 0.00 0.31 (0.31) (0.00) 6 Capital Bank of Texas Carrizo Springs 66,625 26,976 0.79 0.00 0.00 0.00 0.00 0.00 6 Bank of Texas Midland 349,955 269,502 1.33 0.00 0.00 0.00 0.00 0.00 6 First National Bank of Burleson Burleson 198,966 61,428 0.94 0.00 0.00 0.00 0.00 0.00 6 Texas Exchange Bank, SSB Crowley 1,053,047 264,775 1.23 0.00 0.00 0.00 0.00 0.00 10 Citizens National Bank Cameron 402,486 224,499 1.73 0.00 0.00 0.00 0.00 0.00 11 Oakwood Bank Dallas 108,956 80,350 0.51 0.00 0.00 0.00 0.00 0.00 12 Peoples State Bank Shepherd 107,681 38,267 1.33 0.30 0.00 0.00 (0.29) 0.01 13 Texas Brand Bank Dallas 178,096 145,577 1.30 0.00 0.00 0.00 0.01 0.01 14 Citizens Bank, National Association Abilene 107,355 77,511 1.49 0.01 0.00 0.00 0.00 0.01 15 Columbus State Bank Columbus 138,738 8,510 2.84 0.01 0.00 0.00 0.00 0.01 16 Bank and Trust of Bryan/College Station Bryan 545,614 383,327 1.44 0.00 0.00 0.02 (0.01) 0.02 17 Citizens State Bank Sealy 272,144 107,058 1.12 0.01 0.00 0.00 0.01 0.02 18 First National Bank of Floydada Floydada 110,430 60,459 1.31 0.05 0.00 0.00 (0.03) 0.02 19 City National Bank of San Saba San Saba 60,952 10,245 2.89 0.00 0.00 0.00 0.03 0.03 20 Peoples Bank Lubbock 474,325 361,168 0.89 0.03 0.00 0.01 0.00 0.04 21 Inwood National Bank Dallas 2,606,689 1,691,544 1.05 0.01 0.00 0.05 (0.01) 0.05 22 Peoples State Bank Rocksprings 78,981 27,650 0.25 0.05 0.00 0.00 0.00 0.05 23 Bank of Commerce Amarillo 45,893 28,619 2.11 0.00 0.00 0.06 0.00 0.06 24 Amistad Bank Del Rio 28,455 20,133 1.55 0.06 0.00 0.00 0.00 0.06 25 Texas State Bank San Angelo 267,968 129,517 1.05 0.06 0.00 0.00 0.01 0.07 26 Fayetteville Bank Fayetteville 490,835 73,621 1.63 0.05 0.00 0.00 0.02 0.07 27 United Texas Bank Dallas 440,035 342,481 0.64 0.00 0.00 0.00 0.07 0.07 28 TexStar National Bank Universal City 256,711 198,627 1.93 0.00 0.00 0.06 0.01 0.07 29 Western Bank Lubbock 227,153 151,779 1.02 0.01 0.00 0.05 0.01 0.07 30 Worthington National Bank Arlington 243,331 198,135 1.35 0.00 0.00 0.10 0.00 0.10 31 First State Bank of Odem Odem 143,202 73,988 1.89 0.06 0.00 0.00 0.04 0.10 32 Citizens National Bank of Crosbyton Crosbyton 46,847 18,680 1.05 0.12 0.01 0.00 (0.02) 0.11 33 Texas Financial Bank Eden 97,848 40,195 1.77 0.11 0.00 0.00 0.00 0.11 34 Guadalupe National Bank Kerrville 145,939 95,711 1.51 0.05 0.00 0.04 0.02 0.11 35 Texas Republic Bank, National Association Frisco 232,748 211,149 1.06 0.09 0.00 0.00 0.04 0.13 36 Horizon Bank, SSB Austin 886,599 721,481 1.36 0.03 0.00 0.08 0.02 0.13 37 North Dallas Bank & Trust Co. Dallas 1,374,727 627,689 1.83 0.02 0.00 0.17 (0.06) 0.14 38 First National Bank of Mertzon Mertzon 380,137 63,137 1.82 0.12 0.00 0.03 (0.01) 0.14 39 First National Bank of Bellville Bellville 680,688 164,822 1.65 0.08 0.00 0.04 0.03 0.14 40 Bank of San Antonio San Antonio 716,007 536,914 0.95 0.00 0.00 0.09 0.05 0.14 41 First State Bank Stratford 235,778 130,473 0.60 0.15 0.00 0.00 0.00 0.15 42 HomeBank Texas Seagoville 172,806 140,863 1.38 0.07 0.00 0.09 0.01 0.17 43 Pegasus Bank Dallas 530,489 318,020 0.89 0.00 0.00 0.00 0.17 0.17 44 First Texas Bank Georgetown 630,765 230,098 0.41 0.20 0.00 0.00 (0.02) 0.18 45 Round Top State Bank Round Top 525,232 347,886 0.79 0.18 0.01 0.00 0.00 0.18 46 Southwest Bank Fort Worth 2,886,946 2,404,224 0.10 0.18 0.01 0.00 0.00 0.18 47 First National Bank of Huntsville Huntsville 473,194 247,291 1.75 0.20 0.00 0.00 (0.02) 0.19 48 Roscoe State Bank Roscoe 157,563 77,633 1.59 0.06 0.00 0.13 0.01 0.20 49 Citizens State Bank Ganado 56,690 10,857 1.20 0.18 0.00 0.00 0.03 0.21 50 Menard Bank Menard 35,389 12,978 1.58 0.00 0.00 0.21 0.00 0.21 Source: S&P Global Market Intelligence 20 Texas – Return on Average Equity Ranking

LTM 2016Q4 2015Q4 Total LTM Net Income LTM Net LTM Net Assets Net Income Total ($000)/ Income Income ROAA ROAE Rank Company Name City ($000) ($000) Employees Employee ($000) ($000) (%) (%) 1 State Bank of Texas Dallas 839,631 70,337 132 533 43,853 42,585 5.25 28.88 2 Fayetteville Bank Fayetteville 490,835 10,872 33 329 5,399 4,021 2.29 22.68 3 Industry State Bank Industry 770,684 18,202 93 196 11,392 10,185 2.46 21.46 4 First National Bank of Shiner Shiner 694,479 13,367 58 230 7,563 6,268 2.03 19.75 5 Falls City National Bank Falls City 368,405 6,438 28 230 5,074 4,353 1.80 18.56 6 Charter Bank Corpus Christi 256,645 7,808 55 142 7,677 8,047 2.10 18.45 7 Citizens State Bank Buffalo 915,427 18,830 109 173 9,402 10,119 2.08 18.13 8 Horizon Bank, SSB Austin 886,599 11,702 140 84 10,748 8,965 1.42 16.95 9 Citizens State Bank Miles 126,561 3,013 19 159 3,506 3,015 1.63 16.48 10 First Command Bank Fort Worth 750,113 14,420 84 172 11,631 10,076 1.27 16.48 11 National Bank of Andrews Andrews 188,885 5,117 54 95 3,480 5,082 1.90 16.24 12 First Bank Burkburnett 388,772 10,030 159 63 10,204 6,831 1.67 16.14 13 Wallis State Bank Wallis 626,252 14,540 130 112 11,253 9,169 1.64 16.06 14 First National Bank of Bellville Bellville 680,688 14,143 50 283 8,835 8,596 2.11 15.59 15 NexBank SSB Dallas 8,350,457 108,635 88 1,234 84,796 57,571 1.09 15.53 16 First Bank & Trust Lubbock 929,582 22,032 230 96 16,724 12,360 1.59 15.47 17 Cowboy Bank of Texas Maypearl 82,850 1,729 16 108 1,696 1,606 1.39 14.96 18 Commercial Bank Mason 47,108 574 9 64 441 391 1.24 14.85 19 First Financial Bank, National Association Abilene 7,228,760 115,151 1,144 101 100,421 96,663 1.67 14.75 20 Bank and Trust of Bryan/College Station Bryan 545,614 8,002 83 96 7,101 6,079 1.47 14.68 21 Community Bank Longview 218,761 4,850 38 128 4,327 4,476 1.42 14.67 22 Texas Bank Financial Weatherford 243,041 5,157 94 55 5,076 4,011 1.49 14.59 23 Tolleson Private Bank Dallas 576,206 9,827 39 252 8,563 7,692 1.09 14.48 24 First National Bank of Central Texas Waco 828,650 16,103 91 177 15,001 13,931 1.31 14.44 25 First State Bank of Uvalde Uvalde 1,553,420 17,193 126 136 16,094 14,879 1.10 14.23 26 Lone Star Bank Houston 121,747 1,914 25 77 1,875 364 1.65 14.15 27 First State Bank Louise 406,896 7,486 110 68 6,376 5,904 1.27 13.99 28 Central National Bank Waco 862,872 15,257 94 162 14,226 12,305 1.19 13.98 29 Crockett National Bank San Antonio 662,566 14,490 418 35 15,304 14,159 1.52 13.85 30 NewFirst National Bank El Campo 697,939 15,354 101 152 16,103 12,301 1.50 13.83 31 Waggoner National Bank of Vernon Vernon 285,207 7,662 62 124 8,029 6,942 1.77 13.70 32 Woodforest National Bank The Woodlands 5,372,590 88,398 4,827 18 84,507 80,094 1.15 13.66 33 Texas Republic Bank, National Association Frisco 232,748 3,054 43 71 2,171 1,444 1.37 13.25 34 Fidelity Bank Wichita Falls 514,398 7,001 79 89 6,854 5,579 1.41 13.24 35 Security State Bank Pearsall 613,703 7,380 80 92 6,301 6,067 1.25 12.74 36 Pegasus Bank Dallas 530,489 4,607 41 112 3,685 2,518 0.81 12.71 37 First National Bank of McGregor McGregor 321,112 3,026 57 53 2,728 2,093 1.08 12.65 38 Citizens National Bank of Texas Waxahachie 937,446 16,961 192 88 16,376 13,619 1.25 12.62 39 First National Bank of Beeville Beeville 386,714 4,002 56 71 3,337 3,085 1.17 12.58 40 Crowell State Bank Crowell 39,623 714 10 71 636 581 1.23 12.54 41 Enloe State Bank Cooper 35,154 404 7 58 391 380 1.24 12.52 42 Farmers State Bank of Newcastle Newcastle 43,459 499 8 62 595 389 1.19 12.39 43 Citizens Bank Amarillo 156,839 2,934 24 122 3,322 2,516 1.24 12.35 44 Texas Exchange Bank, SSB Crowley 1,053,047 12,598 23 548 6,822 861 1.46 12.23 45 Inwood National Bank Dallas 2,606,689 49,050 225 218 44,303 39,712 1.31 12.10 46 Santa Anna National Bank Santa Anna 50,540 685 12 57 681 697 1.41 12.09 47 Bank of DeSoto, National Association Desoto 190,806 3,651 40 91 3,005 3,289 1.21 12.05 48 Commercial State Bank Andrews 587,106 11,540 128 90 8,782 8,331 1.41 12.04 49 Frost Bank San Antonio 31,797,038 371,105 4,270 87 308,808 282,346 1.22 11.97 50 Citizens State Bank Tyler 311,412 4,515 76 59 4,889 4,326 1.45 11.87 Source: S&P Global Market Intelligence 21 Texas – Overall Ranking

Total Net Interest Noninterest Total Asset Assets Margin Income Overhead Quality ROAE Overall Rank Company Name City ($000) Rank Rank Rank Rank Rank Rank 1 State Bank of Texas Dallas 839,631 3 7 89 320 1 84.0 2 Horizon Bank, SSB Austin 886,599 84 72 259 36 8 91.8 3 Wallis State Bank Wallis 626,252 24 34 345 100 13 103.2 4 Waggoner National Bank of Vernon Vernon 285,207 102 77 121 220 31 110.2 5 First National Bank of Central Texas Waco 828,650 161 216 90 69 24 112.0 6 TexasBank Brownwood 484,111 68 90 212 141 51 112.4 7 WestStar Bank El Paso 1,667,883 100 66 183 177 53 115.8 8 Citizens State Bank Miles 126,561 27 328 127 89 9 116.0 9 Bank and Trust of Bryan/College Station Bryan 545,614 182 293 79 16 20 118.0 10 Tejas Bank Monahans 136,206 128 297 99 1 74 119.8 11 First State Bank Louise 406,896 51 113 342 67 27 120.0 12 Industry State Bank Industry 770,684 411 59 61 74 3 121.6 13 First Financial Bank, National Association Abilene 7,228,760 256 104 111 137 19 125.4 13 Santa Anna National Bank Santa Anna 50,540 102 176 221 82 46 125.4 15 Citizens National Bank of Texas Waxahachie 937,446 60 47 381 106 38 126.4 16 Community Bank Longview 218,761 287 287 40 2 21 127.4 17 Citizens State Bank Tyler 311,412 118 128 164 188 50 129.6 18 Citizens Bank, National Association Abilene 107,355 87 286 145 14 122 130.8 19 Peoples Bank Lubbock 474,325 128 128 316 20 63 131.0 20 Tolleson Private Bank Dallas 576,206 400 82 77 79 23 132.2 21 NexBank SSB Dallas 8,350,457 447 147 2 52 15 132.6 22 First National Bank of Bellville Bellville 680,688 400 194 35 39 14 136.4 23 Southwest Bank Odessa 375,345 52 52 410 110 69 138.6 24 Community National Bank & Trust of Texas Corsicana 720,721 46 133 285 157 75 139.2 25 Texas Star Bank Van Alstyne 390,230 41 166 256 179 57 139.8 26 Security State Bank Farwell 136,536 207 194 72 115 113 140.2 27 First National Bank of Eldorado Eldorado 59,251 19 235 274 53 121 140.4 28 Texas Republic Bank, National Association Frisco 232,748 14 381 243 35 33 141.2 29 Bank of Commerce Amarillo 45,893 361 183 62 23 92 144.2 30 First National Bank of McGregor McGregor 321,112 32 241 346 70 37 145.2 31 Brazos National Bank Richwood 27,923 9 1 451 118 151 146.0 32 Texas Bank Financial Weatherford 243,041 34 14 443 227 22 148.0 32 T Bank, National Association Dallas 273,026 167 10 439 54 70 148.0 34 HomeBank Texas Seagoville 172,806 65 276 262 42 98 148.6 34 Texas Financial Bank Eden 97,848 304 84 176 33 146 148.6 36 State Bank of De Kalb De Kalb 216,505 102 61 314 203 68 149.6 36 Cowboy Bank of Texas Maypearl 82,850 147 84 231 269 17 149.6 38 First State Bank of Odem Odem 143,202 66 142 338 31 179 151.2 39 NewFirst National Bank El Campo 697,939 75 116 218 323 30 152.4 40 Inwood National Bank Dallas 2,606,689 294 368 36 21 45 152.8 41 First National Bank of Bastrop Bastrop 559,128 170 116 202 221 59 153.6 41 Bank of San Antonio San Antonio 716,007 287 90 237 40 114 153.6 43 Fidelity Bank Wichita Falls 514,398 48 362 108 217 34 153.8 44 MINT National Bank Kingwood 167,965 119 8 440 126 79 154.4 45 Independent Bank McKinney 8,674,691 166 252 69 99 190 155.2 46 Amistad Bank Del Rio 28,455 35 19 436 24 263 155.4 47 Commercial National Bank of Brady Brady 178,049 269 235 114 64 97 155.8 48 Affiliated Bank Arlington 620,537 30 29 416 230 82 157.4 49 First National Bank of Evant Evant 91,244 54 170 365 135 64 157.6 50 Titan Bank, N.A. Mineral Wells 108,291 182 36 299 212 60 157.8 50 Citizens Bank Amarillo 156,839 87 355 141 163 43 157.8 Source: S&P Global Market Intelligence 22 3290 Northside Parkway NW, Suite 800 Atlanta, GA 30327 (404) 848-1571

200 Providence Rd., Suite 207 Charlotte, NC 28207 (704) 228-0556