Vadim Sinitsyn, MBA Phone: +7 916 916 8884 +41 76 701 5001 Switzerland Digital banking, digital assets, cryptocurrencies, smart +1 424 666 8555 U.S. contracts blockchain & sidechain technology professional. Email: [email protected] Private banker with a portfolio of HNW clients’ banking assets. Website: vadims.com

Education

Princeton University Bitcoin and Cryptocurrency Technologies 2015 - 2016 Certificate

University of Geneva International Organizations Management 2015 Certificate

Wireless Communication Emerging Yonsei University Technologies 2015 Certificate

Stanford University Cryptography 2013 - 2014 Certificate

Higher School of Economics MBA, Management 2012 - 2014 Diploma with excellence

Yale University Financial Markets 2014 Certificate

University of Washington Computer Networks 2013-2014 Certificate

Massachusetts Institute of Technology Big Data and Social Physics 2014 Certificate, Highest grade

MIT Sloan School of Management Entrepreneurship 2013 - 2014 Certificate

Tashkent State Financial Institute Banking, Bachelors Degree 2002 - 2006 Diploma with excellence Experience

Managing Director, Founder

Blockchain Academy Blockchain Academy is a research & development and educational institution established with the purpose of educating individuals and April 2015 - present time interested in cryptocurrencies, employees of banks and other financial institutions, professionals of fintech sector on all aspects of cryptocurrencies and blockchains.

Blockchain University (Europe) is now part of Blockchain Academy.

We develop, design and deploy amazing working blockchain systems for any institutions which can use them for any type of assets in any environment. Efficiency and security immediately skyrockets.

Educational programs for general public, central banks and regulators, investors and developers.

Participation in development of Copay app (copay.io) for mobile devices and computers for mass adoption. Localized for Russian users. Currently Copay is the best in the market free fully open source easy-to-use application with multisignature wallets. Consulting Consulting banks and large institutions on blockchains, sidechains, smart contacts, cryptography, cryptocurrencies and digital assets, information security. Lightning network Preparation to become one of the main leading Lightning Network software & services payments processing operators. Working on pegged sidechains technology. Notary network Proof-of-Existence technology. Software solutions for notarizing any volume of documents of any type for ultra low cost in Bitcoin blockchain. Can be used for remote identity verification, fraud prevention, and automation of client services. Simplifies identification and accelerates communications with clients. API; easy integration, IPFS-ready. Lending Network Unique software and an automated service for lending digital assets without market & counterparty risk (except risk of exchange collapse) with no-access to user funds. Annual income 20-60% per annum depending on market activity and liquidity. Trading on Exchanges Manual & automated algorithmic trading digital assets trading with awesome results and enormous ROI. Sidechains & smart Development Bitcoin sidechains (Elements Alpha, Rootstock) and smart contracts contracts. As open source, protocol-level technology, developers can use sidechains to extend the functionality of Bitcoin and explore new applications of the Blockchain. Sidechains are extensions to existing blockchains, enhancing their privacy and functionality by adding features like smart contracts and confidential transactions. Director,

Credit Suisse Senior Relationship Manager. - Finding and establishing new client relationships, maintaining and Sep 2014 - Apr 2015 strengthening existing relationships - Defining client’s investment profile and goals, establishing portfolio 8 months strategy - Product selection and asset allocation (incl. global and alternative products) - Participating in defining fiduciary/custodial framework for a client - Cross-selling all products and services of the bank, including IB, depending on the client’s business needs.

Business Development Manager, Private Banking

Citibank Managing Citi International Personal Bank (IPB) activities in districts - both Citigold and Citigold Private Client (CPC) segments. Jan 2010 - Sep 2014 Facilitated growth of clients’ balances from less than $1B to $4B+, share of business of division within Russia from 30% up to 80% in 4 years 10 months revenue structure.

- Close controlling of selling of investment products; - New accounts opening, follow up, pending deals, referrals, footings growth, HNWI acquisition; - Target achievement for the region, pipeline monitoring, follow up and refresh; - Products management and structuring (in cooperation with IPB EMEA and Structured Products Group, London), ensuring necessary corrections according to requirements are made; new-to-market products development; - Products analysis, proposition development, correction of existing products, ensuring actuality, implementation into sales process, results control; - Coaching branch employees in area of responsibility (Moscow); - Training and facilitating the product knowledge and sales techniques of the staff; - Monitoring and ensuring that each particular sales person strictly follows sales procedures; - Banking and investment compliance; - Anti-money laundering (AML) and KYC; - Foreign Account Tax Compliance Act (FATCA) preparation; - Development of incentive schemes for the sales staff; - Meetings with large customers; - Events organization; - Establishing new business directions (USA, Switzerland, Singapore).

Financial centers: UK (London), Jersey, USA, Switzerland (Geneva) and Singapore, Hong Kong. Customers' wealth segment: US$1-100 million.

Awards: Citi IPB 2010, 2011, 2012, 2013 Best Funding Rate; Citi IPB EMEA Client Referrals Award 2011, 2012, 2013; Citi Affluent High Net Worth & Specialty Segment Award 2012; Top Funding Performer, Top Funding Rate, Largest Accounts 2013 etc. Branch Manager

Sberbank Russia Sberbank is the largest bank in Russia and Eastern Europe, as well as being the third largest in Europe. Aug 2008 - Dec 2009 Job responsibilities: 1 year 6 months - Reorganization of the sales process of 'problem' office; - Cease the outflow and attrition of customers; - Establishing and improving relationships with existing clients; - Development of strategies of customers retention; - New customers acquisition; - Balances growth; - Development and monitoring of banking products sales; - Operational staff sales trainings; - Preparation of daily financial results for the head office; - Implementation and introduction of LEAN technologies to improve efficiency in business processes; - Transfer of mass customers to alternative service channels (self-service offices, terminals and online banking); - Ensuring continuity of business. UZBUSINESS Chief Executive Officer Apr 2007 - July 2008 UZBUSINESS was a company engaged in providing brokerage direct market access (DMA) and (AM) services to 1 year 4 months individuals and private companies.

Job responsibilities: - Managing business in the region; - Government relations; - Client acquisition (Russia & CIS); - Building new client relationships; - Product management; - Business development; - Development of wealth management services for HNWI.

Brokerage DMA and AM services, offshore accounts opening services for individuals and companies. Apr 2006 - Apr 2007 Proprietary Trader 1 year 1 month Job responsibilities: - Trading derivatives: E-mini S&P 500 futures contracts and options on Chicago Mercantile Exchange (CME); - Trading American stocks on NYSE and NASDAQ, European stocks on Euronext and Russian stocks on RTS and MICEX exchanges. Mar 2004 - Apr 2006 Investment Advisor 2 years 2 months Job responsibilities: - Investment products sales, accounts opening; - Follow up, pending deals, referrals, footings growth.

Licenses FSFR 1.0 (Bank of Russia) by the Central Bank of Russian Federation.